2025-08-05- KSR - Hour 2

Matt, Ryan, Drew, and Shannon talk NFL podcasts, join bank accounts, and your calls.

See omnystudio.com/listener for privacy information.

Episode Transcript

Speaker 1 (00:00):
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Speaker 3 (01:00):
Welcome to Hour two of Kentucky Sports Radio, present it
by Stockton Mortgage. Now here's Matt Jones.

Speaker 4 (01:06):
Welcome back, I number two Kentucky Sports Radio.

Speaker 5 (01:08):
If I'm nine two, eight oh twenty two eighty seven,
I heart Spotlight Day. Mario looks so nervous. Why is
he nervous because he has to set everything up? Like
he went and rented a camera to like go with
the camera he has, so he has two different shots?

Speaker 2 (01:25):
Is he setting up in a different studio here?

Speaker 5 (01:27):
Bially have been working on this for like forty eight
hours to try to make this look.

Speaker 6 (01:31):
I don't know how it's gonna.

Speaker 2 (01:32):
Well, like I said, I'm so proud of you. Get
dressed up, you get you did shave today.

Speaker 4 (01:36):
I shaved. I thought like that was a good step.

Speaker 6 (01:38):
Yeah right.

Speaker 5 (01:39):
Not have stubble glasses. Well I'm not gonna wear the
glasses in it, but I'm wearing a Marie.

Speaker 2 (01:44):
That a harness racing hat you've got on? What is that?

Speaker 6 (01:47):
It's not a hard so Yoka chasing hat. It's just
a hat.

Speaker 2 (01:49):
It's like, you know, I don't know a horse pulling
a buggy exactly.

Speaker 6 (01:54):
It's a horse pull in a buggy hat.

Speaker 2 (01:56):
Yeah, not an amige hat.

Speaker 5 (01:58):
Yeah, so ef. I'm nine to two, eight oh twenty
to eighty seven. Before I go the phones. Here we go,
Chuck E Cheese and Lexington is close.

Speaker 2 (02:06):
I gott admit I'm sad a lot of my memories
of taking my boys out to Chucky Cheese over the years.
It definitely kind of gives me a little, you know,
sentimental feeling when I think about the Chucky Cheese and
Lexington we've done.

Speaker 4 (02:18):
A show there. Are you sad?

Speaker 6 (02:21):
I'm not sad. I want to congratulate them on an
unbelievable run. The fact that they made it to August fifth,
twenty twenty five is incredible. So good for you Chucky Cheese.
I can't say that I've been in thirty years, but
the fact did.

Speaker 4 (02:36):
You go when we did the show there? That one time?

Speaker 5 (02:38):
Okay, that was the only time I've been, maybe ever,
but certainly in a long long time.

Speaker 7 (02:43):
When did we do a show to Chucky?

Speaker 4 (02:45):
I don't.

Speaker 5 (02:45):
Ryan and I did once we did a remote at
Chuck E Cheese. I have to take a kid with you, No, no, no.
That was part of our conversation is are you allowed
in the Chucky Cheese without children?

Speaker 6 (02:55):
We had and that's I think that's why they brought us.

Speaker 5 (02:58):
We were having a converse about how it would be
really weird to go to a Chuck e Cheese without kids,
and they did what businesses should do. We were kind
of critical of it, and rather than get Matt mad,
they brought us out.

Speaker 6 (03:11):
Do you remember, And we came out there and we
actually had a good time.

Speaker 2 (03:14):
Because secretly their pizza is I always thought pretty pretty good.

Speaker 5 (03:18):
Yeah, because I I remember what it was. I okay, now,
I remember I had had to go out there. There
was a friend of mine had taken his kids out there,
and we went and I talked about how like snotty
kids and their breathing and all that, and then but
then they brought us, Yes, and the food was good,
and we had a big crowd of adults.

Speaker 2 (03:40):
And their security system, they've got to allow people in
and out. You have to get a stamp on your hand.
Your stamp has to match the kids stamp. Why didn't
you come in? So people just can't come in and
walk out with a kid you get out of They
have a security in place. Remember that.

Speaker 6 (03:54):
I remember that they stamp you so you can't take
other people's kids.

Speaker 2 (03:57):
Yeah, like my stamp and like Gavin stamp would Matt.
So when if I walk out.

Speaker 6 (04:01):
I don't remember that at all.

Speaker 5 (04:02):
Okay, but but anyway, they're they're gone now. I know
that I saw a couple of weeks ago a random
guy dressed as Chucky Cheese got arrested.

Speaker 7 (04:10):
Yeah, I saw that.

Speaker 4 (04:11):
What did he do?

Speaker 7 (04:12):
I don't know what it was.

Speaker 5 (04:13):
But he got There was a They were arrested at
Chuck E Cheese in Lexington. Nowhere else, so yeah, somewhere
else the guy got arrested.

Speaker 4 (04:21):
He had the Chucky Cheese uniform.

Speaker 7 (04:22):
They just know that it's him though, you know, am
I right?

Speaker 5 (04:26):
Didn't basically another Chucky Cheese opening the same facility. I
don't know that Chucky Cheese is in that old south
Park mall right in Lexington.

Speaker 2 (04:35):
Yes, no, it's on Woodhill. Yeah it's Woodhill.

Speaker 6 (04:39):
Oh okay, you're talking about Malibu, Jackson all those. Yeah,
they did open two or three of those next to
basically the same thing.

Speaker 2 (04:46):
Right, Well, Chuck E Cheese has the video games and
then the band.

Speaker 7 (04:55):
Rid of the band. I don't think the animatronics are
there anymore.

Speaker 4 (04:57):
Oh they're not. Well that's part of that.

Speaker 5 (04:58):
That's probably it was there down probably Yeah, you get
rid of the vand uh. Also, they did the KHSAA
says they did a h a survey amongst all high
schools in Kentucky to ask would you like a shot clock?
Because one of my big things is high school basketball
needs a shot clock. And of course the story was

(05:21):
they we can't afford it. Yeah, which I still throw
the challenge flag on how much can a shot clock cost?
But they said they need a survey in sixty percent
of the high schools in Kentucky are anti shot clock.

Speaker 2 (05:34):
Why well, I think you said, I think the cost?
I think, okay, how much.

Speaker 6 (05:37):
Does a shot clock? Call?

Speaker 8 (05:39):
It was?

Speaker 9 (05:39):
We did?

Speaker 2 (05:40):
It was not very much, but then you got to
get somebody to run it.

Speaker 5 (05:43):
You got a one person to run a shot clock,
and most people would volunteer.

Speaker 4 (05:46):
I know you would volune.

Speaker 2 (05:47):
I would volunteer to do it.

Speaker 4 (05:49):
So I don't I just don't buy the cost call.

Speaker 2 (05:52):
Yeah, I think that's the big Do you think it's.

Speaker 5 (05:54):
That these schools think their best chance to win that
if they're not very good, is to hold the ball.

Speaker 2 (05:59):
Probably small schools, county schools think that probably plays into it,
don't you.

Speaker 3 (06:03):
Yes, it looks like a decent shot clock around twelve
thirteen hundred dollars.

Speaker 7 (06:08):
Something like that.

Speaker 6 (06:08):
Oh, well, that's much more than I would find.

Speaker 7 (06:10):
That's on rollers. That's not one that's like attached to
the goal you got.

Speaker 4 (06:13):
That is much Why is it so much?

Speaker 3 (06:15):
A good one is like thirty two hundred's and you.

Speaker 9 (06:18):
Gotta buy it.

Speaker 2 (06:19):
I mean you could one on each end of the court.
You got to buy two of them.

Speaker 6 (06:22):
That is insane to me. What why can't you just
have like a.

Speaker 2 (06:27):
You gotta have one on each you can have multiple gyms, gyms,
you gotta buy four.

Speaker 6 (06:32):
Shocks me that it's that much.

Speaker 5 (06:33):
I would have literally thought it was two hundred dollars,
twelve hundred dollars for a cheap one, and thirty four hundred,
Well that's a lot, but that still shocks me. I
mean if you're like, well, I understand if it's if
it's if it's twenty five hundred dollars to do it,
I can understand why schools, yeah, don't feel like they
can do it.

Speaker 6 (06:53):
I just I'm shocked that's how much it costs.

Speaker 2 (06:55):
And like I said, a lot of schools have a
secondary gym once all the guys and girls can both
play at the same time them and you gotta have
four shot class.

Speaker 6 (07:01):
Okay, well, I guess I should have looked that up.

Speaker 5 (07:05):
I still think, though, it would be better for the
game of basketball, because when I go to the sweet sixteen,
the worst thing is when teams they get up seven
or eight with four minutes to go and they're basically
holding onto the ball.

Speaker 4 (07:17):
That to me is just awful.

Speaker 6 (07:18):
Yeah, and well, we were there. It was fun to watch.
But Lion County with Travis Perry did that. I mean,
and was it the game?

Speaker 5 (07:27):
I think.

Speaker 6 (07:29):
Running around and they couldn't do anything about it. I
don't like it.

Speaker 5 (07:32):
And then and there's a lot of games that are
seven or eight points with three or four minutes to
go and teams just start doing that and that's not
entertaining basketball.

Speaker 2 (07:40):
I think it's where we're headed. I think the schools, though,
have to come up away. They're gonna have to come
up a way to find the cost. I think it's coming.
You do, Yeah, why, I just think that's the evolution
of the high school game.

Speaker 4 (07:50):
Do we know any any like what percentages of states
have it?

Speaker 6 (07:54):
Do we know?

Speaker 2 (07:55):
No?

Speaker 3 (07:58):
Yeah, you gotta either force every school to get it.
It can't be something.

Speaker 5 (08:01):
No, no, either, every scholash to get it or nobody
has it. Yeah, you can't do it like home field advantage. Jerry,
go ahead, Jerry.

Speaker 10 (08:10):
Hey Man.

Speaker 11 (08:11):
First off, on South Carolina, I think they're pretty overrated
because they lost nine or ten players off their defense,
and they like that.

Speaker 5 (08:18):
Heisman level quarterback sellers who crushed us last year.

Speaker 11 (08:24):
He did, but he had some stinkers last year too.
But the other thing about Vandy, unfortunately, that is going
to be Diego Pavia's senior night when we down.

Speaker 5 (08:32):
There and play Vandy. I'm gonna tell this. I think
that kid's overrated. I think he's fun. I think, but
he's had the whole receiver. Here's the thing he had
the whole off season. Well, Ryan McGee was on ESPN
with me and we were talking about Diego Pavia and
he was like, Diego Pavia has enjoyed being Diego Pavia
and he was and and Ryan said, there's some worryot Vandy,

(08:55):
like is he wor is he two into being Da Pavia.
So I'm gonna go ahead and predict I think he'll
be fine, But I'm predicting Jerry a Diego Pavia.

Speaker 4 (09:08):
Step down this year.

Speaker 11 (09:10):
Well, I hope. So the thing I want to ask
you about. I was listening to one of those SEC
preview podcasts. I know you're in the field still, and
they were saying they were when they were doing Kentucky.
They were claiming that can I guess still ranks the
top fifty at every position, and the Kentucky had no
player ranks in the top fifty at their position except
for the punter.

Speaker 10 (09:30):
That's true.

Speaker 5 (09:30):
That wouldn't surprise me. I mean, I haven't read it,
but I appreciate the call. Jerry would not surprise me.
I mean, look objectively, if you were to look at
Kentucky's team and you were to know nothing about it,
you would say they're going to stink, right, Yeah, they
don't have any They have one or two guys that
are projected to get drafted, what Alex Safari and then

(09:54):
you know Pete is some on some board's way down.
We don't have anyone else projected to get draft aft
it right.

Speaker 2 (10:01):
Let unless some of those defensive got back guys step up.

Speaker 5 (10:04):
Alexafari's the only one I think that's even projected. The
quarterback is in his seventh year. You know you have
a cat, so I can understand I'm not gonna get
mad at anybody for thinking we're gonna stink, But it
has been the case historically that this was when we
got the best of Mark Stoops.

Speaker 6 (10:23):
Yeah. I mean, ideally we'd love to have first team
All Americans, but this kind of is when Stoops had
a success is it's when everybody counted us out. Let's
get our lunch pail and go hit somebody in the mouth.
And that's kind of what they've gone back to, trying
to rebuild. Who knows if it'll works, if it'll work,
but that's the mentality Stoops is trying to get back
because when they had their most success, it was when
it was a bunch of guys that say they're from

(10:44):
Ohio and o Ihowa State didn't call, or you're Josh
Allen and only Monmouth called you. You had a lot of
guys with chips on their shoulders.

Speaker 5 (10:50):
I totally get though, why someone objectively would look at
it and go they're gonna be bad.

Speaker 6 (10:55):
I totally get it.

Speaker 2 (10:56):
Yeah, because you look at who we're bringing in. Got
fifty new players. A lot of these teams aren't fifty.
It's amazing.

Speaker 4 (11:02):
Fifty is a lot.

Speaker 2 (11:03):
Yeah, So I can see why Phil still maybe doesn't
rank anybody in the top fifty.

Speaker 5 (11:08):
You're talking about what podcast you know? Shinn and I've
been I signed Ryan or not Ryan, excuse me, Drew,
Billy and Mario to listen. We basically were all assigned
to listen to all of the NFL podcasts, basically our competition.
And I got them to listen during the week last week,
and then I listened over the weekend using some of

(11:30):
the ones they suggest they are the most boring things.

Speaker 2 (11:35):
I listened.

Speaker 7 (11:36):
Well, that's where you come in and spice.

Speaker 5 (11:38):
That's what I'm saying. Like NFL podcasts, Well, Drew, you
listened even more than I did. They take themselves so seriously.
They're all so awful.

Speaker 6 (11:46):
I love the NFL. I wake up every morning I
watch NFL Network. Good Morning Football is my show. But
when you go to NFL podcast there's not really a
fun one. They all get so into the weeds with
their game rep game recaps. It's I listened to any
podcast in the top two hundred that had the NFL
in the title. Most of them are fantasy, but the
ones that are recapping games went back to last season.

(12:08):
I'm someone that loves the NFL could not get into
those shows. So, but this is also a classic. Mario
is from a different world than us.

Speaker 5 (12:18):
All right, sore So in this meeting, I'm like Drew, Billy, Mario,
tell me your thoughts. Billy's talking about the podcast from
the Athletic, you know, Drew's talking about the podcast from
ESPN or the NFL. I go to Mario, like, Mario,
what are the what's your thought on the podcast? Marios,
these are awful? And he goes, there's only two I liked,

(12:39):
and then these were the two he liked.

Speaker 4 (12:40):
Okay, run with Manny Wilson.

Speaker 6 (12:44):
Never heard of that? No, you ever heard of that?

Speaker 2 (12:46):
You never heard of it?

Speaker 4 (12:47):
Who's Manny Wilson and running? And then with a serious face,
he looks at me and goes, probably the second best
what is called urinating Tree.

Speaker 6 (12:58):
Well, I was there your Anating Tree podcast?

Speaker 5 (13:04):
Yes, And I was like what, he goes, I'm telling you.
He was like, it's pretty good. It's like it's just
some guys hanging out. And I didn't get a chance
to check on your ainating tree during the thing, But
like that just shows you he's just.

Speaker 2 (13:19):
At the younger generation.

Speaker 6 (13:21):
Yeah, he was.

Speaker 5 (13:22):
He was like all the rest of these are boring,
but you'urinating tree is pretty good.

Speaker 6 (13:26):
And respectfully, Manny Wilson didn't have much of a following
as far as I can see, like five hundred followers,
So good for Manny Wilson's point of this is, I
think there's an opening for us.

Speaker 3 (13:38):
It makes me want to listen to your anating tree
and find out what it's all about. To be honest,
interesting Google image are just him?

Speaker 2 (13:44):
Rick?

Speaker 4 (13:45):
Go ahead, Rick.

Speaker 6 (13:48):
Rick.

Speaker 8 (13:48):
Oh hey, guys, just throw back the last week a
little bit. You guys were talking about construction and traffic
problems and stuff in Lexington. I'm moved to Evansville, Indiana
in nineteen eighty seven, and the first newspaper headline I
saw was talking about building an I sixty nine from
Indianapolis to Evansville. It's still not done exactly.

Speaker 6 (14:13):
It doesn't surprise me.

Speaker 8 (14:15):
And and they haven't even picked where. You know, they're
going to build a new bridge across the Ohio they
still haven't picked a spot for it. Eighty seven.

Speaker 5 (14:24):
If the worst things that have happened in society is
whatever we try to do with the Ohio River.

Speaker 4 (14:29):
It never works.

Speaker 5 (14:30):
It's filthy, The bridges break down, they fall. Like the
Ohio River. We probably should have all just agreed to
stay on either side of it because it doesn't Trying
to get across it is always a problem.

Speaker 8 (14:42):
Ferries, ferries, That's what we should have done it. I
told I told some friends years ago that if if
that had been Kentucky, they would have built the road,
put a toe on it, and had it paid off
before uh Indiana finished theirs. I mean, they did it,
and they did it in sections. It's like they build

(15:04):
a stretch and then there would be a twenty mile
gap to the next stretch. It was ridiculous.

Speaker 6 (15:08):
Yeah, so you're right.

Speaker 8 (15:09):
I had to go roundabout way to get to Indianapolis.
And then and the second thing. We were talking about
the Cubs last week, you know, in their century of
terrible teams or whatever. In nineteen eighty four, I had
a job where I was off in the afternoon and
there wasn't anything else on TV. So I watched the
Cubs every day they played in the afternoon. It kind
of became a fan and was really rooting for them.

(15:31):
They had a lot of likable players, you know, Dawson
and Sandberg. They picked up Rick Sutcliffe.

Speaker 4 (15:36):
Who was yeah, I just got like ten seconds real quick.

Speaker 8 (15:39):
Well, and they lost it. They won the first two
games in the playoffs and then lost three in the
rows of Padres and broke my heart.

Speaker 5 (15:46):
I remember that Gary Templeton was the on the Padres.
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Speaker 4 (15:56):
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Speaker 2 (16:12):
Really at the heck of a discount.

Speaker 5 (16:14):
Yeah, that is a great Shady Raisin Lexington will be there.
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fifty percent off all sunglasses in Lexington during our show
on Friday. We'll take a break. Be right Back's Kizar,
Welcome back, take you sports Radio. If I'm nine two
eight oh twenty two eighty seven people are riding the
text machine and saying they just actually started that bridge.

Speaker 2 (16:38):
The bridge that guyers Evansville.

Speaker 6 (16:40):
Sixty that's what they're saying.

Speaker 9 (16:41):
I know.

Speaker 6 (16:42):
I mean I'm not there.

Speaker 2 (16:43):
So yeah, I'm not. I've been there many years.

Speaker 5 (16:46):
If I'm nine two to eight oh twenty two eighty seven.
One person writes, Mad, I've been to the dirt ball.
Most fun thing you can do in Lexington. Also, best
collection of food in Lexington.

Speaker 2 (16:56):
I'm telling you, so as you pull up, the smell
of food knocks you over. It's so good.

Speaker 6 (17:00):
Good is it?

Speaker 2 (17:01):
Yeah, it really smells good. But you mentioned walking. That's
a good idea because there's cars everywhere.

Speaker 5 (17:05):
Yeah, there was. I drove by a week ago Sunday
and there were people. Yeah, absolutely everywhere.

Speaker 2 (17:11):
It's a big deal. It's been a big deal, like
that guy said, for fifty years in Lexington.

Speaker 5 (17:15):
Yeah, at kysports radio on Twitter. Okay, so let's go
to the next one here on my list. This has
been a topic on a lot of radio shows, and
I thought, I mean, if it is, then I need
to hear your all's opinion. Only two of us are married,
but Shannon, you and I can one of us is
married Yeah, you're essentially married, but you and I get

(17:36):
to have as much of an opinion as they do.

Speaker 7 (17:37):
Shann Okay, I like this.

Speaker 5 (17:39):
Checking accounts in a marriage, should a man and woman
keep separate checking accounts?

Speaker 6 (17:47):
They can have.

Speaker 5 (17:49):
The premise is, yes, you could have a joint account,
but can you, in addition to the joint account, each
have your own separate account as well? Or does it
suggest that your marriage is not trusting?

Speaker 7 (18:03):
Oh, I'll jump in there.

Speaker 3 (18:05):
I'll say absolutely, you can have a separate checking account.

Speaker 7 (18:07):
As a matter of fact.

Speaker 5 (18:08):
Do you think that you should be able to tell you?
You think your wife should be able to know what's
in your separate check account.

Speaker 3 (18:13):
I mean, if she wants to ask, I'll tell her.
But I think I should be able to have my
own separate checking account. I think she should be able
to have her own separate checking account as well. I
have no problem doing that if I were married.

Speaker 6 (18:23):
I am married. I have no idea what Abby buys,
and I don't care. I trust her, she trusts me. Bill.
Do you all have a joint check combined and our
old ones that we had before? We may we kind
of got a hodgepodge of stuff, But like if she
spends five hundred dollars on Amazon today, I might be like,
that was a big purchase, but like, we're not monitoring.

Speaker 5 (18:41):
She spends five hundred dollars, So you don't have any
idea what's in her separate account.

Speaker 6 (18:47):
No, it could be any amount of money. We're both
pretty responsible with our money. Now if it got to
a point like hey, what are you doing over there?
But we've had no issues. I completely trust her, she
trusts me.

Speaker 5 (18:57):
There are people who argue you should not have separate accounts,
that like all of once you get married, it's a
union between two souls and everything should be a joint checking.

Speaker 7 (19:08):
Those are the same people that have joint Facebook accounts.

Speaker 2 (19:10):
People think like that, what.

Speaker 6 (19:12):
Do you think we have like six account I mean
it's still at you money.

Speaker 5 (19:15):
No, I mean it's still I still got six accounts
and look at all the money.

Speaker 6 (19:20):
All right, y'all want to talk about money because we
can talk about money on the show. I mean, I
still have my one in Madisonville from elementary school when
I started.

Speaker 4 (19:28):
You can't.

Speaker 6 (19:29):
I mean I have just podge podge still. I'm not
saying they're full of money, but it's chaotic it's not
all on one thing.

Speaker 2 (19:37):
This is something that definitely evolved in my when I
got married the first time, like in the early nineties,
I think everybody just got joint checking accounts.

Speaker 4 (19:44):
Nobody had no one had separate accounts.

Speaker 6 (19:46):
Nobody.

Speaker 2 (19:46):
Okay, I think it's evolved where now, like you said,
you have one joint account, but then you have your
own separate account.

Speaker 5 (19:52):
How do you decide what money goes into the joint account,
especially when you're maybe like you get a paycheck. Yeah,
if you have a separate account to joint account, your
paycheck comes in, which account do you put it in?

Speaker 2 (20:02):
I think you got the direct deposit should go to
the joint account.

Speaker 4 (20:05):
So then what is in the separate account.

Speaker 2 (20:07):
Like maybe you withdraw a couple hundred dollars each time
for your own spending money, like your.

Speaker 4 (20:10):
Life knows what where all of your money is going?

Speaker 2 (20:13):
Yeah, and I I also think that like maybe there's
a lot of famili where money is tight you need
every penny just to make pay your bills.

Speaker 5 (20:20):
So you know, I think that I will go ahead
and tell you if I get married, they're they're the money. No, yeah,
the money, get answer, The money is not going into
a joint I mean, could I have a joint checking
account in theory, yes, But.

Speaker 7 (20:40):
You want your own thing, right, Yeah.

Speaker 4 (20:42):
I mean I I don't.

Speaker 5 (20:44):
I didn't come here to become a child again, well right, like,
I mean.

Speaker 6 (20:49):
At some point you have to ask to go out.

Speaker 5 (20:51):
Yeah, I mean, I'm not gonna sit there and go, well,
why'd you buy this? I needed some more Kobe's I'm
not I'm not dealing with that.

Speaker 2 (20:58):
Yeah, you need your own account, but you need a
joint accunt to make the house payment, pay your bills
or do you split the bills up? Honey, you pay
electric water.

Speaker 4 (21:05):
If I okay, I can just think about me.

Speaker 5 (21:06):
If I got married, I'm fine paying all the bills whatever.
But I'm also not signing up to have a new
like mother oversee what I spent, right, It's true. But okay,
so let me ask you this. Let's say I get married.
This is an honest question.

Speaker 6 (21:27):
I'm not the money I had coming into it. Am
I do I should do a prenup? Right? By the
way I should? The answer is.

Speaker 2 (21:34):
Yes, yeah. Most most people don't have a lot of
money when they get married.

Speaker 6 (21:38):
You know, I understand. But let's say you do have some.

Speaker 5 (21:41):
Yeah, well, I would do the Chris Rock thing. If
you got a lot of money may not hurt you.
If you only got a little money, you need a
prenup even more. It's like, you know, what's the If
you have thirty million, your wife, what's fifteen?

Speaker 4 (22:00):
Who cares?

Speaker 10 (22:01):
Yeah?

Speaker 5 (22:01):
But if you make thirty thousand and your wife once fifteen,
that's kind So I don't even know. The whole premise
of a joint account is difficult to me. I'm sure
I would do it, but I would definitely have my own.

Speaker 6 (22:13):
A lot of it depends on what baby step you're
on with Dave Ramsey too. If you've already got your
nest egg and your emergency, if you get to baby
step four, you listen to the baby.

Speaker 5 (22:20):
Steps the Shannon, I don't see you. I won't see
you doing a joint checking account.

Speaker 7 (22:26):
No, I probably wouldn't.

Speaker 3 (22:27):
I mean, I would definitely have my own, And there
may be a joint account where I.

Speaker 7 (22:32):
Have a little bit of money in there and it's
all hers, But no.

Speaker 5 (22:36):
The joint account for me would pay the bills, right,
and if you have kids, you know, but.

Speaker 6 (22:40):
When it comes to individual spending, yeah, yes, that's my
own thing.

Speaker 4 (22:43):
I think it should be your own thing.

Speaker 6 (22:45):
I think the.

Speaker 2 (22:46):
Majority of your money, if you have kids and your
bills are tight, should go on the joint account, and
then you have your own little bit for spending money
you got.

Speaker 6 (22:53):
The wife should know what you spend that on.

Speaker 2 (22:55):
No, okay, but she's going to see if you withdrew
three hundred dollars that week.

Speaker 5 (22:58):
You see, I don't want to be explained. And then I'm
giving taking three hundred dollars.

Speaker 2 (23:01):
It's got to be an understanding. She could take three hundred.
You can't question her either.

Speaker 6 (23:06):
I don't think it's about where the money is. You
should have a general budget. I mean, you don't have
to get down in every month. And maybe some people do,
some people don't. But you and I areciated and I
can just like I mean, I just.

Speaker 5 (23:17):
I if I'm gonna get married, I want to be
in a partnership where we trust each I don't want
somebody overseeing.

Speaker 7 (23:22):
My day day life a woman who has that same mindset.

Speaker 2 (23:25):
I totally agree with you.

Speaker 4 (23:27):
I totally agree with you. We'll take a break right
back to KSI.

Speaker 6 (23:31):
TJ. Smith, personal injury attorney called TJ. He'll make them pay.

Speaker 3 (23:35):
Now more of Kentucky Sports Radio present it by Stockton Mortgage.

Speaker 7 (23:38):
Here's Matt Jones.

Speaker 5 (23:39):
Text machine is a lot of people sharing and saying
this is why you too aren't married.

Speaker 7 (23:43):
Oh okay, fair enough.

Speaker 6 (23:45):
I'm fine with what I'm happy. Yeah, me too.

Speaker 5 (23:48):
Here's the thing, all right, So I don't want it
to be I don't want it to sound like I'm selfish.
All right, if I get married at this stage in
my life, whoever I'm marry will have whatever they want
within reason.

Speaker 7 (24:03):
I shoes, you want all the hood?

Speaker 5 (24:04):
No, I mean, like I don't spend money, so I
will have like re ever marries me, you'll be fine.
But in exchange for them being fine, they can't be
sitting there telling me what to do.

Speaker 6 (24:18):
You know what I mean.

Speaker 2 (24:19):
When you're the main breadwinner, yeat.

Speaker 5 (24:20):
Oh I mean I maybe I'll marry somebody that's a
bigger bread winner than me. I'm not gonna tell her
what to do, you know what I mean? Like, I mean,
I think that's and I would argue this is when
when I was a lawyer, I said, if you have anything,
you don't people think you have to be rich to
like have a prenut.

Speaker 6 (24:42):
No, if you have anything, you have to think about it.

Speaker 5 (24:46):
And I understand, like when you're getting married, you don't
want to think about getting divorced. I get that, Like
that's not romantic, but it's also reality. And it's not
just about the cash you have. Let's say you own
a business. Okay, technically she's entitled to half of the
appreciation when it starts, but that means you need to

(25:08):
have an appraisal of what it's worth. When you get married.
You need to decide do you really want to give
half of what? And I'm talking it can be the
smallest business in the world. I would argue, the more
central what you have is to your day to day existence,
the more you need a prenuptial agreement.

Speaker 2 (25:25):
In my pinion, were's it in Kentucky. Kentucky's reciprocal state.
What's yours is hers, and hers is your from the
day you're married, right.

Speaker 5 (25:32):
But when you come into it with stuff, that's where
it gets tricky, because you what's yours is yours when
you come into it, but then there's appreciation.

Speaker 6 (25:43):
Right.

Speaker 5 (25:43):
So let's say you have a bank account and it
gets interest. What about the bank? What about the interest
after you and for people who have a lot of money.
That might be a lot, but where it really comes
into play is you own a business like Ryan owns.
I don't know your real estate thing, like let's say
it was worth whatever it's worth when you get married.

(26:04):
Then whatever happens forward that you know, it gets complicated.

Speaker 4 (26:07):
Right knows.

Speaker 7 (26:08):
You're telling your preaching to the choir front.

Speaker 5 (26:09):
Yeah, I mean you've been through this. You understand you
own property. The appreciation of the property, like there's all
kinds of stuff that comes in and you need to
have that. This is not my expertise. I didn't do this,
but I and so, I mean, I know it would
be non romantic Drew to sit there and go, honey,

(26:30):
will you marry me? Okay, now let's get a.

Speaker 6 (26:33):
Premium sign this first here, sign this.

Speaker 5 (26:35):
But I think if you want to avoid potential hassle
later in life, I think you have to do it
or else you're just then you'll end up when you
get divorced, hating each other because you'll be fighting over
stuff which you shouldn't want. I wouldn't think.

Speaker 6 (26:49):
So you're saying until death do us part, but just
in case, yeah.

Speaker 5 (26:54):
Yeah, yeah, I mean, let me put it like this,
you would never buy how and not get insurance?

Speaker 2 (27:02):
Correct?

Speaker 7 (27:03):
Great point.

Speaker 5 (27:04):
So that doesn't mean you want your house to burn down, true,
But if it sat shaneam am I wrong.

Speaker 7 (27:11):
You're a spot on man.

Speaker 4 (27:12):
So if you I don't.

Speaker 5 (27:13):
If I'm gonna get married, I don't want it to end,
but it could, but it could, and I need to
understand what's gonna happen. So when the house sets on fire,
I'm not running around with a bucket trying to pour
the water out.

Speaker 7 (27:26):
Or basically just a couple of romeos.

Speaker 5 (27:29):
But no, no, no, here's the Romeo put. Anyone that marries
me is gonna have like I'm giving. But I'm also
not stupid, and.

Speaker 2 (27:38):
I think this is something else that has evolved over
the last fifteen years or so, where it used to
be just the rich people got the prenup. No, you know,
no way sleeping, nobody else even thought about it.

Speaker 5 (27:47):
I mean, if you have nothing, that's different. But a
lot of people have. A lot of people have more
things that they can lose than they realize they can,
you know what I mean. And that's why it's at
least worth having the car.

Speaker 2 (28:01):
Given a wedding advice, marriage advice.

Speaker 5 (28:03):
You said that you think it's changed over time that
when you were young, all accounts were joined.

Speaker 2 (28:08):
I don't know if anybody when they got married had
joint I mean a separate checking accounts.

Speaker 6 (28:12):
You didn't know that, so immediately all the money pulled
into one soolutely.

Speaker 2 (28:16):
And course you know this was back in the day
when there wasn't mobile apps and stuff where you can
manage your money a little easier.

Speaker 3 (28:21):
All money was funneled into one account. Let me play
out a scenario for you, Matt. Woman of your dreams,
absolutely perfect. You've been in this relationship a couple of years.
It's time to get married, but she will not sign
the prenup.

Speaker 7 (28:35):
What are we doing?

Speaker 6 (28:37):
It's ultimately, chances are I'm gonna be honest with your.

Speaker 5 (28:40):
Chances are if someone if I logically present what I
just said, and someone says they cannot do it, And
by the way, I'm gonna be generous in the prenup,
like if we divorce, I'm gonna want I'm gonna be
happy with this person.

Speaker 6 (28:51):
I'm gonna want them to be. But if they won't do.

Speaker 5 (28:53):
It, then chances are they're not coming into it with
the same motives I want to come into it, you
know what I mean? Like they're not like, if if
you won't sign the prenup, then that says something to
me about like, well, what are you trying to get
out of this?

Speaker 6 (29:09):
But couldn't they say, since you're forcing a prenup on me,
not far you all the way in.

Speaker 5 (29:13):
I would have a very generous prenup. But I'm not
gonna say I don't. I have watched people's lives, friends
of mine, devolve into two and three year legal fights
over nonsense and then that, you know, and then it
affects their kids if they haven't.

Speaker 6 (29:33):
You don't want that. It's for everybody's peace of mind.

Speaker 2 (29:36):
And like I said, I think it's more common now.
I think people are more open to it now than
they used to be.

Speaker 12 (29:40):
Matt, go ahead, Matt, Hey, guys, you know, on the
Mitch Barnhardt interview last week, they were sort of two
things don't think you guys have talked about since I
thought we're interesting that he said. On one hand, he
said that the power for conferences are gonna kind of
control the future and shape the future of college athletics,
which I think on the football that makes sense. Yes,

(30:01):
On the other hand, he did kind of admit that
he's worried about the Big East basketball schools as he
did a subset of those schools, because all the schools
have a lot of money. And my question is, and
you know, I'm a biggiest guy, and I say John's fan,
and you know, when I hear that, that sort of
to me is a little bit alarm bells because that's something.
You know, what he said was we want control, but

(30:23):
we're worried about this other group that's not like us.

Speaker 4 (30:26):
Yeah, and I think I think he's faking.

Speaker 5 (30:28):
I think that's you're exactly right, that is a little
bit uh contradictory. But it's also I think how they
feel because and it's really only too, it's really only
in basketball that's where they're worried. Like they're not worried
about you guys and other sports. They're really worried about
men's basketball. They're worried that a handful of schools. Saint
John's is one of them, Yukon is one of them.
Matt Norlanders said, Mark Katt is one of them. There's

(30:50):
a handful of schools that that people in the power
for conferences are worried have the access to spend twenty
million dollars and don't have anything else spend it on.
And so we'll see how it plays out. Saint John's
I think, is going to be the test case. You
guys will push the envelope as you should, and you
guys will probably spend this year is a little misleading

(31:12):
because we talked about they were able to double do
it by having private money in the July. But starting
next year, you guys might spend twice as much on
your roster as any other team does. And it'll be
interesting to see how the power for schools handle that.
Specifically Kentucky, Kansas, North Carolina and Duke, who feel like
you all shouldn't be able.

Speaker 12 (31:32):
To do that, No agreed, And I guess because is
there anything that they could legally do that would stand up.

Speaker 4 (31:42):
I don't think so. I don't think so.

Speaker 5 (31:44):
I think you guys have the ability to do that,
just from my read on it, and I appreciate the call.

Speaker 6 (31:49):
I don't.

Speaker 5 (31:49):
I'm not claiming to be an expert, but I think
the big East schools Drew have a chance to a
handful of them create mega roster. And I think if
Saint if I was an ad at Saint John's or
the ad at Ukon. Those are the two. To me,
I would say, let's go become the new I mean,

(32:11):
you can already has, but let's go and become the new.
I think Rick Patino was quoted as saying we should
be the evil Empire.

Speaker 4 (32:18):
Yeah, they should be.

Speaker 5 (32:20):
They and they should because they have the money and
they have the means and now they have.

Speaker 6 (32:23):
The rules to be able to do yep. I'm also
a little worried about Villanova.

Speaker 4 (32:27):
That's another one.

Speaker 6 (32:28):
Recent championships, all in on basketball and no football team
and have that money to spend. Really, the Northeast is
going to be dangerous and if you can't do anything
about it, almost just after Root that if they are overspending,
if you've got a guy on the bench, make it
three and may you just gotta hope for turmoil and
that that that doesn't work out.

Speaker 5 (32:43):
It some of the smaller levels, like let's say you're
a really rich alumnus of LMU, do you just go,
all right, we're about to enter D one.

Speaker 6 (32:53):
Let's be really good.

Speaker 2 (32:55):
Why wouldn't they.

Speaker 5 (32:56):
Because LMU could spend two million dollars and be dominant
in the conference. Eastern Kentucky football could say, why don't
we go back and start winning national championships again?

Speaker 6 (33:08):
Yeah?

Speaker 4 (33:09):
Why why would Why wouldn't you? Yeah?

Speaker 5 (33:11):
So there, you know this will happen. But for our purposes.
Saint John's Rick Patino said we are we should be
the evil empire, which says he wants to be the evil.

Speaker 2 (33:21):
What is stopp him from doing that?

Speaker 5 (33:23):
Nothing I think can stop him. It won't happen this year,
but next year is the year. See what happens next year?
He might get every kid in the portal.

Speaker 2 (33:32):
Why wouldn't you?

Speaker 6 (33:33):
Why wouldn't you agree? Why especially up there in New
York where they stay home exactly?

Speaker 5 (33:37):
And I mean, all you gotta do is look at
the sidelines of Saint John game and look at those dudes.
You know they've got the money, right, they all look
like they all look like John Gottie sitting on the sideline.
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It's traditional terms Responsible Gaming Resources CDKNG, dot CO, slash audio,
a lot of opinion.

Speaker 6 (34:24):
Shennon on our mayal. Notice most of the people complaining
THO are men, They're not women.

Speaker 7 (34:30):
That's true.

Speaker 2 (34:30):
That's true.

Speaker 6 (34:31):
Not many the women are. The women are fine with it.

Speaker 4 (34:33):
We'll take a break. Very back sks.

Speaker 5 (34:37):
Welcome back, Tekey Sports Radio. Here's a woman that writes, Matt.
I think joint checking accounts came from a time where
men were trying to control what women did with their
own money.

Speaker 2 (34:48):
Probably some true to that, y you know, back to
back in the day, that was kind of the as
crazy as it sounds now, but I guess that was
kind of the way life was.

Speaker 6 (34:57):
Yeah, I think that makes sense. Yeah, I don't.

Speaker 5 (34:59):
I mean I feel like you, well, I don't know
a lot of people are like you two. You and
Shannon don't know anything because you're not married.

Speaker 6 (35:07):
And that's probably true. But you all are married.

Speaker 2 (35:09):
I'm not married.

Speaker 5 (35:11):
I mean you're married. Let's like, let's stop acting like
you're not married. You're essentially mayried.

Speaker 2 (35:15):
We're taking our first vacation by ourselves next week, just
me and her, no kids. Where you're going, Hilton Head
to the timeshare?

Speaker 7 (35:24):
I got a guy that will get you out of that.

Speaker 2 (35:26):
It's not a long enough I've never heard. I've not
heard about him.

Speaker 6 (35:30):
You in that time share? How many years are left
on it?

Speaker 2 (35:33):
A gazillion? I have no idea.

Speaker 6 (35:35):
Don't pass that on to your kids.

Speaker 5 (35:36):
Yeah, if you get married, you get to put that
in the prenup. You don't want to make her have
to deal with that.

Speaker 2 (35:44):
Well, it's a babysitting there for Gavin. If it's supposed
to be, it's gonna be sitting down to Gavin. I'm
just kind of babysitting until he's ready to take it over.

Speaker 6 (35:50):
Does he even like Hilton Head?

Speaker 2 (35:51):
He's been there several times?

Speaker 5 (35:53):
Yeah, answer, that wasn't the the answer was not. Yeah,
timeshares are one of the few gifts you could give
that continue to call lost.

Speaker 2 (36:00):
Yeah, well we'll see.

Speaker 7 (36:02):
Yeah, that's not a gift, that's a project.

Speaker 6 (36:04):
Can he deny it?

Speaker 4 (36:05):
That's that's you're literally giving him debt.

Speaker 8 (36:08):
Yeah.

Speaker 2 (36:09):
Well, if I only knew somebody I could call to
get out of it.

Speaker 6 (36:12):
I know a guy. Uh Alan, go ahead, Alan.

Speaker 13 (36:16):
Thanky, Guys, how you doing good? In regards to the
Texas Republicans leaving the state, the reason why they went
to ILLINOI is because JB. Pritsker is the governor. He's
a Democrat, a billionaire and holds a bunch of hotel cheams.
He probably gives them a place to stay. In regards
to the other account, yeah, I'm married and me and
my wife we have a joint account, but also have
an individual and it doesn't cause any issue. Thanks for there.

Speaker 2 (36:39):
You go at that, see he has Yeah, I think
that's the how it's an evolve. There's a joint account
to pay your bills, but you have your own individual.

Speaker 5 (36:47):
But you still get to the same issue as how
do you decide when Ryan Lemon makes fifty thousand dollars,
how do you decide how much of each of it
goes into which account. It's still the same fight, isn't it.

Speaker 2 (36:58):
I think probably? But you got to make sure's enough
in there to pay your mortgage, in your car insurance,
and your cell phone bill and all your other bills.

Speaker 4 (37:04):
Yeah, Jeff, go ahead, Jeff.

Speaker 10 (37:07):
Yeah. This is regarding the dirt Bow Royan. You know
this guy. But my brother was the first white guy
the ever played at the dirt Boat in a good
buddy of our the second. I was the third. This
is back in the mid seventies, early seventy seven, seventy eight.
In the following year, my we put a team together.
It's called an average white team. So we've been there,

(37:30):
done that for a long one time. And Ryan, you
know the guy I'm talking about, He used to be
a coach here Election Proof.

Speaker 4 (37:36):
Did you ever win? Did you ever win?

Speaker 6 (37:39):
Oh?

Speaker 10 (37:40):
Yeah, yeah, we were, Yeah, we were really we had
We had a bunch of the local.

Speaker 4 (37:44):
Well Rex used to play in it, didn't he Rex
would come up here and play.

Speaker 2 (37:48):
The UK guys would always play in it every summer.
They don't really play anymore, do they probably not now.

Speaker 10 (37:54):
He was at Rex's way after us. But I played
when James Lee and Jack GiB they were coming with
in Lemonsine on Supercentage.

Speaker 4 (38:02):
They came in limousines.

Speaker 10 (38:04):
Oh yeah, yeah, yeah. Yes.

Speaker 5 (38:06):
By the way, we weren't cheaping. We just had those.
Thank you, sir, appreciate it. We just had them. Nancy,
go ahead, and Nancy.

Speaker 14 (38:15):
Okay, I'm calling about the checking account. When I first
got married, we just had one checking account. But it's
a problem when the other one spends more and then
you don't have enough money to pay the electric bill
or whatever. Uh So, now when my husband's passed away
a few years ago, but this is the second time around,
we had a joint checking account and we each had
our own because my social Security went into mine, his

(38:37):
went into his. So as far as the joint when
you got a bill, uh says electric goal two hundred
dollars each put in one hundred dollars and it worked
perfectly perfect.

Speaker 5 (38:46):
So but that's it makes you almost sound though like roommates,
like it's like you're paying the rent by giving everybody
can treat like, okay, the rents eight hundred dollars, that
make sure you have four hundred dollars in the account.

Speaker 14 (38:57):
But it worked it really worked, and and then then
he couldn't say, you don't need to spend that money
on whatever, And I didn't say anything to him.

Speaker 5 (39:06):
It's like the capitol call I have to send out
every year ship call. It's like the capitol call I
send out for ov W. All right, come on, put
in the money so that we don't so that we
can pay our bills.

Speaker 2 (39:19):
Like I said, I think there's a lot of families
that have to struggle with that every single month. If
you've got a joint account, you pay the bills. You
got to make sure you donate enough money to pay
those bills before you go out and play around the
golf somewhere.

Speaker 5 (39:32):
Why don't you just get married, like I mean, like,
I don't understand why you don't.

Speaker 2 (39:36):
We're talking about joint checking accounts is more important.

Speaker 5 (39:39):
I mean you you you could get we could have
a wedding and then think about a ks R wedding.

Speaker 2 (39:45):
Billy's got one coming up next year.

Speaker 5 (39:47):
I know, and that's good, but I think yours, like
we could live stream it.

Speaker 6 (39:51):
I owe you one too. I'm falling through a table, I'm
pouring everything on my drinking, embarrassing himself at your reception, but.

Speaker 2 (39:59):
Like your mom my butt. Okay, oh yeah, Nancy grabbed
my button.

Speaker 6 (40:06):
Time let's go back. You could get married, but.

Speaker 2 (40:08):
You can talk to Shannon about it. Shannon has been
with Sarah a lot longer.

Speaker 5 (40:11):
Yeah, but you two are on another lift. I mean
like it would like you two you we.

Speaker 2 (40:16):
Don't even live in the same house. Shannon and Sarah.

Speaker 5 (40:18):
Live first of all, our ks bar manager lives across
the street.

Speaker 4 (40:23):
You're a woman, and we know you're there every night.

Speaker 2 (40:26):
But not I don't never spend the night every day.

Speaker 6 (40:29):
You don't ever spend there.

Speaker 2 (40:30):
Because I still Josiah still lives at home. I can't
leave him by himself.

Speaker 6 (40:33):
So you just drive home every night at like eleven
thirty at night.

Speaker 7 (40:36):
Sometimes you're like a teenager.

Speaker 2 (40:37):
You are a teenage. I got a curfew.

Speaker 6 (40:41):
Did Josiah stay up by the lamp waiting for me
walk in?

Speaker 2 (40:44):
It's respectful for me as a dad. Did not expect
Josiah to spend the night by himself in the house
because I'm shacking up with my girlfriend.

Speaker 4 (40:50):
But you're there. I've heard you're there all the time.

Speaker 2 (40:53):
Here a lot, and you know it probably once a
day every day.

Speaker 6 (40:56):
Okay, so just move in.

Speaker 3 (40:58):
You're paying two mortgages, you're paying money, and you all
could get in together and then it could be yoga
girl and yoga boy a yoga studio.

Speaker 2 (41:08):
I would love to be known as yoga boy.

Speaker 6 (41:11):
I think you should just go ahead and do it. Mark,
go ahead, Mark.

Speaker 9 (41:15):
Hey, this is Mark. I'm calling from Cynthiana, Kentucky. All right,
we're down here putting on the roofs. But uh to
your join the camp with a woman with your wife. Yes,
we do have a join the count, but we also
have a individual checking the count.

Speaker 6 (41:32):
Well, there you go.

Speaker 9 (41:32):
What the other question to you, yeah, I have is
why did they move to Louisville basketball game?

Speaker 6 (41:38):
I don't know up so far. I don't like it.

Speaker 5 (41:40):
I don't like it. I appreciate the call. I'm sure
they did it for TV. It was because when Louisville
would host, if you remember, we couldn't get on a
good network because ESPN would have college football. So they
probably moved it there because ESPN has said, if you
want this game to be on college basketball or on ESPN,
you got it. That's my guess. I don't know that.
If you remember when Kentucky would host CBS would have it.
But when it was at Louisville, we were playing on

(42:02):
like ESPN two and stuff, and so that's my gases
to why it happened. But I agree it's bad. A
friend who's ad divorce attorney who says, tell Ryan, most
voices are who are about the fight is who has
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Speaker 4 (42:48):
Thank you guys, good to see you all crazy show today.

Speaker 5 (42:50):
It was learned a lot about finance and marriage. We'll
see you later