April 25, 2025 • 43 mins
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Speaker 1 (00:01):
We're just trying to turn a necklan to a dime.
That's the bottom line.
Speaker 2 (00:13):
Welcome to real honest talk about money, politics, news and
information you can actually use.
Speaker 3 (00:20):
Buckle up and hold on tight.
Speaker 4 (00:22):
This is that's the bottom.
Speaker 2 (00:24):
Line, the best thing in life.
Speaker 5 (00:30):
Up free.
Speaker 6 (00:32):
But you can give them to the bath and be
the bottom.
Speaker 7 (00:48):
Good morning, everybody. This is it's the bottom line. Your
weekly radio broadcast that tells it like it is on
news talk radio A M five sixty kl v I.
We air at six in the morning on Saturdays and
Sunday mornings at eleven. We also welcome those of you
tuning in on the iHeartRadio broadcast or through our website
(01:10):
at savemyretirement dot com. You can call us toll free
at eight sixty six Save my Retirement, or locally at
four zero nine eight four zero sixty nine hundred. I'm
Jeff Lewis, an investment devisor representative at Asset Growth Associates.
We have offices located in Dallas and right here in Beaumont, Texas.
(01:32):
We've been servicing our clients in Texas and Louisiana for
several decades now with investment, pension and retirement planning services.
We also help our clients with personal and income tax preparation,
including representing those maybe having difficulty with the fever popular IRS.
We also assist retirees with their medical insurance options as
(01:54):
they transition onto Medicare. Later in the show, today we'll
be hearing from different city council candidates here in Balmont.
Plus it's the great Gene Valerani who's here with this
week's dirty Little Secret and our solution segment where you
could learn how to keep your money safe and growing
even when the market is down. But first our top
(02:17):
line stories.
Speaker 8 (02:20):
And this is a fox, he's a learned an Ashley
Stromayer live from New York. Somber news from the Vatican,
especially following Easter Sunday, with word of Pope Francis has died.
The eighty eight year old pontiff had been hospitalized since
February fourteenth, when he was admitted to Rome's hospital after
a week long bount of bronchitis Scott.
Speaker 7 (02:39):
Worse, the Bishop of Rome. Pope Francis, formerly known as
Jorge Mario Portgoldio, passed away on Monday at the age
of eighty eight. In Argentinian, he is notable as the
first Pope of the New World, and is also the
first Jesuit to be elected to the papacy. His successor
will be elected at the Table Conclave, which is scheduled
(03:01):
to be in early May. We'll be covering this more
in the coming weeks. Meanwhile, another prominent Democrat has announced
his retirement.
Speaker 9 (03:11):
The decision of whether to run for reelection has not
been easy.
Speaker 7 (03:14):
I truly love the job of being a United States Senator,
but in my heart, I know it's time to pass
the torch. Senator Dick Durbin, the second rate Democrat and
the US Senate, announced his attention to retire following next
ball's midterms and won't be running for re election. Durbin,
who was first elected to Congress when I was two
years old, has served the Senate since I was a
(03:37):
junior in high school, and as a prime example of
why term limits needed to be passed yesterday. I'm sure
we'll miss them. Even though Trump only lost to Illinois
by eleven points last year and a really bad nominee
could potentially make this race competitive, the seat itself is
likely to say Democratic, meaning the seat will probably go
to the winner of the Illinois Democratic primary next year, or,
(04:00):
as we'd like to call it in the world of finance,
the highest bidder. In economic news, the US and Taiwan
are closely working together on a trade deal, according to
the Taiwani's representative to the United States, Alexander Yui. Here's
a key part of his exclusive interview with Brett Bayer
on Fox News Paper eleventh.
Speaker 10 (04:22):
We started the negotiation process and it's going well. President
Lai in his op ed in Bloomberg recently, he already
outlined what we're ready to do with the United States
in this process, which is, first of all, TARIFFSHO want
to lower the tariffs reciprocally, you know, if to zero
is possible, but were willing to talk about tarifs. Also
(04:42):
about investments. We just mentioned about the growing number of
investments from Taiwan's companies in the United States. Also about
non tariff barriers. This is something that has been the
impeding Taiwan trade negotiations in the United States many years.
I think this is the right time to do away
(05:03):
with these known entire barriers.
Speaker 9 (05:05):
You are in the process of negotiating, yes.
Speaker 10 (05:07):
When the process of negotiations aren't Procurement is also important
that we're going to buy a lot of more weapons
from the United States. We're going to buy L and
G from the United States, We're going to buy more
agriculture industrial products of United States, and that will itself
lessen the trade and balance between United States and Taiwan.
Speaker 7 (05:24):
So what we learned, and we should note as in
aside that mister Yuei is not an ambassador because the
United States is not officially recognized Taiwan as an independent nation.
But be that as it may, we're apparently about to
conduct a trade deal with them. Anyway, The scope of
these terms is intriguing. You'll notice that in addition to
the goal of reaching a zero tariff, Taiwan is offering
(05:47):
increased bilateral trade with and greater investment in the United States.
They want to increase investment in our text seditor, they
want to purchase more LNG in agricultural products. Oh and
best yet, Yui says, it's finding the quote right time
to address the non trade barriers that hurt us trade.
(06:08):
We talked about those a couple of weeks ago on
this very show. Well, isn't that interesting on the timing.
All it took was for the United States to put
a reciprocal tariff of thirty two percent on Taiwan, half
of their sixty four percent tariff on US. Now, Taiwan
is dedicated to bringing down the trade deposit by buying
more stuff from US folks. Trump isn't bluffing when he
(06:31):
says we have the best hand at the table. These
other nations need us for trade that allows us to
set the terms of trade. We're not being greedy, We're
just tired of inequitable trade relations. To continue the poker analogy,
when you have the best hand at the table, there's
only one way you lose, and that's if you fold.
(06:53):
America has been folding its hand at the gardening table
for decades. Trump, finally setting up no more losing it,
went all in and the cold heart economic facts are,
we got better cards and we got more chips. So
where are we at on the tariffs right now? On
her show, Megan Kelly asked this question to Kevin o'weary, who,
(07:14):
if you remember from our show a couple of weeks ago,
is a proponent of a four hundred percent tariff with China.
Here's how he responds.
Speaker 11 (07:22):
I think what you're going to see from a pragmatic
point of view, again leaving out Trump arrangement syndrome and
just saying where are we at with the current policy
on tariffs? If you look at the big blocks, which
is the European Union, Switzerland and England which are not
part of that union, but also trading partners Canada and Mexico,
(07:44):
that's about seventy percent of what trades.
Speaker 9 (07:48):
You know what Trump is looking at and what he's saying.
Speaker 11 (07:51):
If you leave out all the bombastic.
Speaker 9 (07:53):
Statements, and I always say.
Speaker 11 (07:55):
This about Trump, you got to forget about the noise.
You got to focus on the signal because if you
don't understand that for twelve years of Trump, you never will.
Speaker 9 (08:02):
So the noise is all the volatility in the market.
Speaker 11 (08:06):
The signal is this what he wants and what his
administration wants, Lutnik wants and Bergham wants and all the
rest of them working on this stuff is reciprocal tariffs
including zero. So if you think about this, take car
parts in Germany.
Speaker 9 (08:21):
I always use that example.
Speaker 11 (08:23):
They had outrageous tariffs on car parts going into Germany,
and American companies want to compete on the componentry of
all kinds of cars and they can't because they have
some crazy tariff.
Speaker 9 (08:35):
So Trump is saying, I'm going to throw on the
same crazy tariff.
Speaker 11 (08:39):
On car parts from Germany coming into the United States.
Right Away, rational minds would say, well, that's not going
to work for both of us.
Speaker 9 (08:47):
It's kind of dumb. Why don't we take that down
to ten percent or zero and.
Speaker 11 (08:51):
Then we're going to end up This is why I'm
an optimist with these giant trading partners at zero tariffs.
Speaker 7 (08:58):
That's the whole point of this. Everybody, imagine an America
that's actually able to do business on equal footing with
the rest of the world. Zero tanders would be wonderful
because right now it's like we're playing golf with the handicap.
This isn't friendly. This is the PGA Tour. We're playing
for money and we're playing for global hedgemon. Coming up next,
(09:21):
we've got excerpts from each of our Beaumont City Council
Canadate interviews. I'm Jeff Lewis and we'll be right back
on news talk radio five sixty KLVII.
Speaker 1 (09:32):
We're just trying to turn a nickel into a dive.
That's the bottom line.
Speaker 12 (09:39):
The power to tax is the power to disprol it.
Taxes affect your paycheck, your plans, not even your peace
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Speaker 13 (09:54):
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Speaker 12 (09:57):
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Speaker 13 (10:24):
Do it today. Taxes are everything.
Speaker 12 (10:27):
Let's make them work for you. Are you thinking about
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Speaker 3 (12:00):
If you owe the i R S five thousand dollars
or more, don't call an unknown eight hundred number. Instead
personally meet with us to review your IRS problem. And
if you want to pay the i r S nothing
or less than you owe, we can set up a
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(12:23):
help you. Ladies and gentlemen can call us whole free
at one eight six six seven two eight three six
nine seven.
Speaker 4 (12:31):
We're just trying to turn a nippel into one time.
Speaker 5 (12:35):
That's the bottom line.
Speaker 2 (12:41):
We will move now from them.
Speaker 13 (12:46):
They will.
Speaker 2 (12:51):
People can't even freein the wall of meat on that.
Speaker 13 (13:06):
We're back with.
Speaker 7 (13:06):
That's the bottom line. Here on news talk radio AM
five sixty kl V. I again, I'm Jeff Lewis. Early
voting is under way in municipal elections across the state.
This week I sat down with several Balmont City Council candidates.
Their fully interviews are available on our website at Savemiretirement
(13:28):
dot com. But here's an example of what they had
to say. Balmont voters will get to vote for as
many as two at large candidates. Incumbents Aj Turner and
Aldwin Samuel did not respond to our requests for interview,
but their opponents did. Here's Brian de Vaue on an
idea to improve the city's bottom line without raising taxes.
Speaker 14 (13:52):
I did take a measure a little farther.
Speaker 15 (13:54):
I went to the state website and looked at what
municipalities are able to to invest their money in. And
so are what we call rainy day fund, what are
overages which has been on how you talk to around forty.
Speaker 14 (14:06):
Four million dollars. So that's in very safe bonds.
Speaker 15 (14:10):
Because of course, we had the SNL scandal in the
eighties and wiped out Beaumont. You know, all of our
funds near to zero. I went went through thirty six
thirty eight pages of off the government website that shows
what we're allowed to uh invest our money in, and
one of those one of those items is no load
mutual funds. And depending on what happens, whether you know,
(14:31):
our economy kicks back off and we get through this
little hurdle with the you know, with tariffs and all that's.
Speaker 14 (14:37):
Say everything goes well.
Speaker 7 (14:39):
We get position of the shame is that it will.
Speaker 15 (14:41):
So let's just say that that does happen, we would
be in a better position to no load mutual funds
a portion of them versus putting you know, all of
it in bonds.
Speaker 14 (14:49):
So we get a higher rate. So you know, forty
four million.
Speaker 15 (14:52):
You know, if you get two points higher, you're you're
you're an extra million dollars plus a year in returns,
which that can very well take care the fireman's.
Speaker 7 (15:01):
Mister Neaveaux also came up with an innovative compromise on
the train noise issue.
Speaker 15 (15:06):
Okay, you want it quiet today, put the cement barricades
in front of both sides of Lingham until they go
ahead and.
Speaker 14 (15:13):
Sign off on it.
Speaker 15 (15:14):
And hey, do you want quiet or do you want
the quick passage? You not have to go run around
the other bridge.
Speaker 7 (15:19):
So I mean you got to go around their way
half the time anyway, because the train's there.
Speaker 14 (15:22):
I mean, hey, let's make a compromise really quick. We'll
put some concrete barricades there. Whether it's a week and month,
you know, months, at least you'll have some quiet piece.
Speaker 15 (15:31):
And quiet and then you know, how long does it
take to get this little stamp on a piece of
paper saying that you'll not blow the corner here?
Speaker 14 (15:38):
So hey, we blocked it off right now? Quit today.
Speaker 7 (15:40):
Police at Large candidate Mike Williams also spoke with us
about his priorities if elected.
Speaker 16 (15:46):
I want to focus I want the city council as
a whole to focus on.
Speaker 14 (15:52):
The core role.
Speaker 16 (15:54):
I don't want to be.
Speaker 14 (15:58):
A city government is playing real estate developer. I want
to lead with fiscal responsibility. I want us to be
a good steward.
Speaker 13 (16:06):
Okay, scent of what we're doing, what you're trying to say,
that that.
Speaker 16 (16:11):
Would be that that would be one of my biggest focuses.
Speaker 7 (16:15):
Mister Williams also shared his views on crime.
Speaker 16 (16:19):
Cops can't prevent crime. I mean it's just it's not
that I mean they can't prevent crime. And yeah, I
mean you you apprehend criminals, you solve crime, and and
so you know that's could we say it's a societal
(16:39):
problem or are possibly.
Speaker 14 (16:43):
Is it a is it a you know, is it
driven by poverty?
Speaker 16 (16:51):
You know, I would argue that the high levels of
poverty lead to people committing crimes.
Speaker 7 (16:58):
Finally, one of the highest profile races in our area
features the incumbent of Ward II, Counselman My Guts, in
a battle with challenger Joey Hilliard. This happens to be
my own ward, so I made a point of speaking
to each man at great length. Counselman gets is running
for his eighth term on council, and here he addresses
(17:19):
the issue of the response time of our first responders.
Speaker 17 (17:23):
You know, I think it's important that our police officers
be on patrol, and just like it's important that our
MS units be available when there's a true emergency.
Speaker 18 (17:34):
When there's a true emergency, you want ems to come
shooting empty and the cliff in the backyard is against
the law, is a true emergency, you know, would you
want that police unit.
Speaker 14 (17:49):
To be available for a true emergency?
Speaker 18 (17:52):
Are coming out to you know, investigate an impossibility to
find who did that. You know, it's it's just trying
to utilize your manpower efficiently.
Speaker 7 (18:04):
We also had this conversation about the city's budget deficits.
So we've got these numbers that were not meeting ordinarily.
In as mister Foushell said, we need to keep our
operating revenues in line with operating expenses, okay or vice versa.
Speaker 13 (18:22):
Th That's why a few.
Speaker 18 (18:23):
Weeks ago, Jeff I went to modify the definition. I
actually placed it on the agenda as an item to
vote on, to change the definition of what a balanced
budget is to the City of Pment, because it had
gotten to where the administration was using the definition that
were your budget is balanced as loan as you have
(18:45):
enough money in your bank account and your savings account
to balance it, it's considered balance.
Speaker 7 (18:52):
No, that's not by any definition I would ever read.
Speaker 13 (18:56):
That's not that's not a balanced budget. That's deficits.
Speaker 7 (18:59):
Spending gets his challenger, Joey Hilliard, has the endorsement of
the afl CIO, the police union, and the firefighters Union.
Hilliard thinks the city's problems start at city Hall.
Speaker 19 (19:14):
You could say what you want, but you know, the
city's in dire straight. We're using the ready Day fund
to balance our budget. We have a three point two
million dollar shortfall. The fire department and ems are understaffed.
The police department needs more boots on the ground. So
usually what that means is when a business is doing bad,
they don't come in and fire the employees, they fire
(19:36):
the management correct and so I believe that there's a
problem with management and management needs to needs to change.
You know, a good leader listens to its people, not
just the people in charge, but the people on the ground.
And I think there's been a breakdown, not only with
my opponent, but also with the city manager.
Speaker 14 (19:58):
I don't think they're listening to the people. Think we
have a spinning problem, we have a mismanagement problem. Okay,
I know the council.
Speaker 19 (20:04):
Was handed the budget a day before they were supposed
to approve it. There were a lot of items in
there that that that should have been had had an
opportunity to be going.
Speaker 7 (20:15):
I think so the city manager gave the City of
council the budget twenty four hours before they're supposed to
vote on it, and they had not time to read
all this.
Speaker 13 (20:24):
It's weird.
Speaker 19 (20:24):
Okay, right, and so you know, I mean that's a
problem because the state's problem.
Speaker 14 (20:29):
September one, the budget has to be approved.
Speaker 7 (20:32):
That's I want to thank every campaign for coming out
and participating in this interview series. It's been a great
chance for everybody to hear you guys talk about what
you believe in. Coming up next, it's the great Gene
Valerani with this week's Dirty Little Secret. I'm Jeff Lewis,
and you're listening to That's the bottom Line on news
talk radio AM five sixty kl v I.
Speaker 1 (20:54):
We're just trying to turn a nekel into a dime,
that's the bottom line.
Speaker 12 (21:00):
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(21:21):
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on AM five sixty KLVI, where we share real solutions
(21:43):
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take control of your financial future. Your future is too
important to leave the chance. Call four oh nine eight
four oh sixty nine hundred or visit Save my Retirement.
Speaker 20 (22:06):
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a risk number can do for them. Visit what is
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Speaker 20 (22:15):
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(22:37):
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Speaker 13 (22:45):
Dot Com?
Speaker 4 (22:46):
We're just trying to turn a nickel into a dime.
Speaker 5 (22:50):
That's the bottom line.
Speaker 12 (22:54):
Hello, everyone, everywhere, and now this is gene Vaalerani Report
and telling you today's dirty little secret. And I want
you to listen carefully because we have really hit a
bump in the road on ridding the country of illegals,
(23:15):
haven't we. I think Trump will prevail. But then again,
the pro Democrat, anti American news media is wasting no
time splashing stories across the front page of America's newspapers
about the economic hardship communities will be suffering as the
(23:37):
Trump administration continues its deportation of illegals. Now they're holding
them here in Texas and awaiting the stoppage that the
Supreme Court temporarily put in place to make sure that
the people who come here and violate our laws get
(23:59):
their day in court. I guess I'm not exactly sure,
but the stories have a common thread. The low earning
illegals comprise workforces in many smaller communities across the United States.
A round up of illegals in these communities will find
it hard to find replacement workers, that's the argument, who
(24:23):
have been shipped back to their home countries. Of course,
the ones that they're rounding up are not workers. They're criminals.
They're gangsters. They're gang members. They come to rob and
steel and pillage and rape. Now, to me, the value
(24:43):
of such news stories having pity on them have little
to no merit. I say this because employers who hire
illegals do so knowingly and to avoid paying benefits to
their workforce and avoid such things as collecting and matching
Social Security in many cases, withholding income taxes, et cetera,
(25:08):
et cetera. Not only are employers who employ such people
denying jobs to American workers, they avoid paying and with
voting funds for retirement or other benefits paid through payroll deductions.
So in general, there are you know, there's always exceptions.
(25:29):
But if you're an employed American worker, you have to
be paid at least the minimum voyage of seven dollars
and fifty eight cents an are. And if your employer
has a gross volume of sales of at least five
hundred thousand dollars per year. Well this does not apply
to those workers covered by union contracts, of course, But
(25:53):
listen to me. Illegal immigrants coming to the United States
illegally soon find out their wages cannot compete with the
cost of living. But low wages here in the United States,
the so called land of Milk and Honey, is still
better than what can be earned in their own countries.
(26:15):
And my point is that there's no excuse to underpay
anyone for the work that they do, and to do
so for the sole purpose of making an unjust profit.
Another point would be the illegal immigration problem we have
in the United States is among the root causes of
(26:36):
paying Forward workers less than American workers and being unable
to be enriched for doing so. Listen to me, this
is one big climatic extent. I know they're rounding up
the gang members and they're sending them here and holding
cells down on the border with Mexico. Of the word
(27:01):
to start shipping them out again, sending them back to
where they came from.
Speaker 13 (27:07):
But we have.
Speaker 12 (27:09):
To pay attention to what's going on, and that's, you know,
everything we do. The real challenge of running a business,
paying shareholders and employees and having enough leftover to continue operations.
That's why you open a business. And plus the fellow
(27:32):
that opens the business he has to make a living
for himself and his family as well. So if the
cost of doing business is too high or too risky,
why do it at all. President Trump is still going
to send the illegals back to where they came from
(27:52):
and allow those who came here legally to stay and
become Americans, but he's not going to do it at
the expense of the American worker. And it makes sense
that he's determined to do this. Now, each of us
has a skiller talent and should be able to work
(28:13):
in an occupation we want and be paid for doing it.
I'm sure everybody agrees with that point right there. The
real issue is flooding the workforce with unskilled workers and
depleting the resources of the American people through higher and
higher taxes needed to support those who do not have
(28:36):
the skills or the abilities to meet the needs of
the modern world. Being an unskilled individual in a foreign land,
unable to speak the language is unfair to the individual
to begin with. It makes no sense at all. They
turn to a life of crime. Many of them come
here simply for the purpose of committing crimes, as has
(28:57):
been said for century. He gives some a piece of
bread and they eat for one day. Teach him to
make his own bread, and he's going to eat forever.
Simplistic answers, but true satans, ladies, and gentlemen. America has
become great among nations because Americans have worked, have worked hard,
(29:17):
and earned it by creating opportunities and having the work
ethic to achieve it. Other countries also should learn to
compete and grow rich based on the same principles which
made America great to begin with. So when you analyze
this and you take a legitimate look at the whole
(29:41):
myths that we're in right now, we see the Democrats
fighting so hard to keep the illegals here. They're actually
representing the illegals more than they're representing you, the American
people who, through your income taxes, pay their way and
keep this country going. Listen to me, ladies and gentlemen,
(30:05):
this is not good and this is not the way
it's supposed to be. So right now, they're holding the illegals,
as I understand it, at the border with Mexico, waiting
for the next move, waiting for something to happen, waiting
for the word to turn them loose and send them back.
(30:26):
But I guess in the meantime, we've just got to
twiddle our thumbs and wait and see what the Supreme
Court and the Republicans are going to be able to do.
Speaker 13 (30:36):
We'll be back with more right after this.
Speaker 4 (30:42):
We're just trying to turn a nickel into a dime.
Speaker 5 (30:46):
That's the bottom line.
Speaker 12 (30:49):
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the right accounts first or minimizing capital gains, or tailored
strategies ensure you are keeping your investments deficient and your
(31:34):
income steady. Take control of your financial future. Let's make
your money last longer and work smarter for you. Call
four oh nine eight four h sixty nine hundred to
day or visit savemretirement dot com to schedule your free consultation.
(31:55):
Your investment deserves a plan as unique as your goals.
Smart investments, smart tixs strategies.
Speaker 7 (32:09):
Are you tired of watching your investments rise and fall
with the market. What if you could have growth potential
without the risk of losing your hard earned money. This
is Jeff Lewis with Asset Growth Associates. If this sounds interesting,
then you need to ask us about a principal protection plan,
a smart financial solution designed to protect your money in
a down market while capturing market linked returns while the
(32:33):
market goes up, no market losses, market leaked gains, peace
of mind, don't leave your future to chance. Call Asset
Growth Associates today at four zero nine eight four zero
sixty nine hundred to learn how to grow and protect
your wealth, protect what you've built, grow with confidence. Call
(32:54):
now four h nine eight four zero sixty nine hundred
or visit us at save retirement dot com.
Speaker 1 (33:02):
We're just trying to turn a nickel into a dime.
That's the bottom line.
Speaker 12 (33:07):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly broadcast on KLBI that tells it
like it is. You can hear this report Saturday mornings
at six am. You can hear it again on Sundays
at eleven am on KLBI, or any time you want
(33:29):
to by either logging onto That's the bottom Line Radio
show or savemiretirement dot com and there you'll be able
to hear the show if you missed it on the
Saturday or a Sunday morning, and listen to it at
your leisure or maybe even listening in your automobile coming
(33:53):
home from church. But thank you for allowing us to
tell you like it, So listen to listen to the
news media these days, we would all think the election
of Alexandria Occasio Quartet will be the bell weather of
(34:14):
a huge millennial movement to socialism. The media wants you
to believe, or almost imagine her as a great revolutionary liberator,
waving her arms in the air, wearing bandoleros filled with
bullets strapped across her chest, while waving a flag im
(34:36):
blossomed with long Live the Revolution. But I wouldn't get
too excited about it, because the more things change, the
more they stay the same. Socialism has been the enemy
of free enterprise and your individual freedom for decades now,
(34:57):
probably as since the last century, whenever it began over
in Russia. Missus Cortez and all those who share the
dreams of charging the rap parts of Wall Street and
destroying it, this is just another also ran.
Speaker 13 (35:16):
Listen. That's all she is.
Speaker 12 (35:18):
She was a barmaid and now she thinks she's going
to be the next president of the United States. And
that's what the left wing media want you to think.
The American free enterprise system, ladies and gentlemen, I assure you,
is alive and vibrant and still abounds with opportunity. So
(35:42):
here's today's solution. For those of you earning a living
and keeping your nose to the grindstone, so to speak.
I tell you just keep doing it because determination and
hard work will always reward you by the same token.
Another solution is to put a portion of your accumulated
(36:06):
nest egg into a principal protection account like the ones
issued through our work that Asset Growth Associates here in Beaumont, Texas.
Speaker 13 (36:18):
You don't have to go far, you don't have.
Speaker 12 (36:20):
To dial some deal in a far away place that's
telling you about how much money you could make.
Speaker 13 (36:29):
Because while the market.
Speaker 12 (36:30):
Always grows over time, it does have its frightening moments
along the way during all downturns.
Speaker 13 (36:39):
You know that as well as we do.
Speaker 12 (36:42):
And when the downturn comes after you retire, that even
makes it more worrisome. That Asset Growth Associates we have
accounts that are index to the financial markets, and we
also have accounts that are earning fixed interest as well.
So what that means for you is that you can
(37:03):
set some money aside for future use in a principal
protection account that will remain immune from the downturns on
Wall Street. So in simple English, your money is immune
for market losses and a principal protection plan, whether whether
(37:24):
it's they're earning money based on market performance or whether
it's currently in a fixed interest position. And by the way,
you can move between fixed interest and the market as
you allow your your accounts to grow. To learn how
to include a portion of an est egg within principal protection,
(37:46):
I want you to call us soon at Asset Growth
Associates come in for a visit, skid buy scheduling and appointment.
We can be reached four oh nine eight four oh
sixty nine one hundred. That's local in the beaumonteg area
or if you live in far away places as you
often hear me say, we have a toll free line
(38:07):
one eight six six seven two eight three six nine seven,
and we can also be reached on the World Wide
Web by simply logging on to Save my Retirement dot com.
The numbers again are four oh nine eight four oh
sixty nine hundred the toll free number one eight sixty
(38:30):
six seven two eight three six nine seven. Why don't
you visit our website learn a little bit more about
us and what we do, because what we do is
we help people secure a safe and dependable investment program
(38:54):
that can grow their money without exposing it to losses
caused by the pesky downturns on Wall Street. You know,
eventually everything's going.
Speaker 13 (39:04):
To clear up. Trump's UH tariffs are.
Speaker 12 (39:07):
Going to come into place, the stock market's going to
recover again, and everybody's going to be fine. In the meantime,
we've got to allow him to play the cards that
he knows we're going to work. So, ladies and gentlemen,
once again, call us at either four oh nine eight
(39:27):
four sixty nine hundred or toll free one eight six
six seven to eight three six nine seven. That'll put
you in touch with us, and then we can help
you save your retirement. When we're not on the radio,
ladies and gentlemen, we're helping our listeners become our clients
(39:49):
and helping them save their retirements so they have a
full of successful stock of money as they go into retirement.
Speaker 13 (40:00):
Be back with more.
Speaker 1 (40:01):
Where's Josh trying to turn it neck one in? That's
the bottom line. Where's Josh trying to turn it neck
one in?
Speaker 5 (40:13):
That's the bottom line.
Speaker 7 (40:17):
People, Thank you for listening today. So that's the bottom line.
On news talk radio, A M five sixty kl v
I plus to those of you that tuned in via podcast,
(40:40):
through iHeartRadio or through our website at savemretirement dot com.
Remember you can listen to all of our broadcasts anytime,
any day on demand online. Again, you can contact any
of us here at Asset Growth Associates locally at four
zero nine eight for zero sixty nine hundred, or we're
(41:03):
toll free at eight sixty six Save My Retirement. Our
physical address in Beaumont is at thirteen ninety one Calder Revenue,
a block from the intersection of MLK and Calder. We're
glad you tuned in this week. Time is money and
that's why we try to give you relevant information about
important issues as efficiently as possible. Thanks again to all
(41:26):
the local candidates that participated in our interview series, and
don't forget to go to our website and check out
all the fuel interviews with each candidate that's at saveyretirement
dot com. And that's also what we'll find many of
our featured services. That's right, we have a lot to
offer here at atsech Worth Associates. We've got a lot
(41:47):
of free services available to you on our website at
savemiretirement dot com. Plus check this out. If you go
to what is My Risk Number dot com, you can
take our free risk assessment to see what strategies best
fit you. From portfolio management to principal protection, from tax
(42:08):
services to medicare. We're here to help if you're turning
sixty five or looking to come off your group insurance
when you retire. We've got answers for your medicare questions.
We know it's no joke. The federal government is fantastic
at making up stuff or as at least as complicated
as possible. And guess who's fault it is as something
gets screwed up, It ain't Uncle Sam's call us. And
(42:32):
we'll put you on the right path. If you're retired
and or at least thinking about it and you don't
know what to do about that, well we do. We
can help you plan out a path to where you'll
never have to worry about market roller coasters going out
the rails. That's the market given you palpitations with your
money here lately. Rest assured you're not alone. We've got
(42:55):
investment plans that involve zero risk to your principle at
Asset Growth Associates. We've got the experience and name you
can trust. We know how to handle your money consistently, safely,
and always, always, always, with your best interest in mind.
I'm Jeff Lewis for Jean Valerani and everyone here at
(43:16):
Asset Growth Associates. Remember that you are greatly blessed and
highly favored because as always, that's the bottom line.
Speaker 5 (43:26):
That's the bottom line.
Speaker 1 (43:28):
You can reach Asset Growth Associates by calling one eight
six six thirty six ninety seven are by visiting savemiretirement
dot com.
We're just trying to turn a necklan to a dime.
That's the bottom line.
Speaker 2 (00:13):
Welcome to real honest talk about money, politics, news and
information you can actually use.
Speaker 3 (00:20):
Buckle up and hold on tight.
Speaker 4 (00:22):
This is that's the bottom.
Speaker 2 (00:24):
Line, the best thing in life.
Speaker 5 (00:30):
Up free.
Speaker 6 (00:32):
But you can give them to the bath and be
the bottom.
Speaker 7 (00:48):
Good morning, everybody. This is it's the bottom line. Your
weekly radio broadcast that tells it like it is on
news talk radio A M five sixty kl v I.
We air at six in the morning on Saturdays and
Sunday mornings at eleven. We also welcome those of you
tuning in on the iHeartRadio broadcast or through our website
(01:10):
at savemyretirement dot com. You can call us toll free
at eight sixty six Save my Retirement, or locally at
four zero nine eight four zero sixty nine hundred. I'm
Jeff Lewis, an investment devisor representative at Asset Growth Associates.
We have offices located in Dallas and right here in Beaumont, Texas.
(01:32):
We've been servicing our clients in Texas and Louisiana for
several decades now with investment, pension and retirement planning services.
We also help our clients with personal and income tax preparation,
including representing those maybe having difficulty with the fever popular IRS.
We also assist retirees with their medical insurance options as
(01:54):
they transition onto Medicare. Later in the show, today we'll
be hearing from different city council candidates here in Balmont.
Plus it's the great Gene Valerani who's here with this
week's dirty Little Secret and our solution segment where you
could learn how to keep your money safe and growing
even when the market is down. But first our top
(02:17):
line stories.
Speaker 8 (02:20):
And this is a fox, he's a learned an Ashley
Stromayer live from New York. Somber news from the Vatican,
especially following Easter Sunday, with word of Pope Francis has died.
The eighty eight year old pontiff had been hospitalized since
February fourteenth, when he was admitted to Rome's hospital after
a week long bount of bronchitis Scott.
Speaker 7 (02:39):
Worse, the Bishop of Rome. Pope Francis, formerly known as
Jorge Mario Portgoldio, passed away on Monday at the age
of eighty eight. In Argentinian, he is notable as the
first Pope of the New World, and is also the
first Jesuit to be elected to the papacy. His successor
will be elected at the Table Conclave, which is scheduled
(03:01):
to be in early May. We'll be covering this more
in the coming weeks. Meanwhile, another prominent Democrat has announced
his retirement.
Speaker 9 (03:11):
The decision of whether to run for reelection has not
been easy.
Speaker 7 (03:14):
I truly love the job of being a United States Senator,
but in my heart, I know it's time to pass
the torch. Senator Dick Durbin, the second rate Democrat and
the US Senate, announced his attention to retire following next
ball's midterms and won't be running for re election. Durbin,
who was first elected to Congress when I was two
years old, has served the Senate since I was a
(03:37):
junior in high school, and as a prime example of
why term limits needed to be passed yesterday. I'm sure
we'll miss them. Even though Trump only lost to Illinois
by eleven points last year and a really bad nominee
could potentially make this race competitive, the seat itself is
likely to say Democratic, meaning the seat will probably go
to the winner of the Illinois Democratic primary next year, or,
(04:00):
as we'd like to call it in the world of finance,
the highest bidder. In economic news, the US and Taiwan
are closely working together on a trade deal, according to
the Taiwani's representative to the United States, Alexander Yui. Here's
a key part of his exclusive interview with Brett Bayer
on Fox News Paper eleventh.
Speaker 10 (04:22):
We started the negotiation process and it's going well. President
Lai in his op ed in Bloomberg recently, he already
outlined what we're ready to do with the United States
in this process, which is, first of all, TARIFFSHO want
to lower the tariffs reciprocally, you know, if to zero
is possible, but were willing to talk about tarifs. Also
(04:42):
about investments. We just mentioned about the growing number of
investments from Taiwan's companies in the United States. Also about
non tariff barriers. This is something that has been the
impeding Taiwan trade negotiations in the United States many years.
I think this is the right time to do away
(05:03):
with these known entire barriers.
Speaker 9 (05:05):
You are in the process of negotiating, yes.
Speaker 10 (05:07):
When the process of negotiations aren't Procurement is also important
that we're going to buy a lot of more weapons
from the United States. We're going to buy L and
G from the United States, We're going to buy more
agriculture industrial products of United States, and that will itself
lessen the trade and balance between United States and Taiwan.
Speaker 7 (05:24):
So what we learned, and we should note as in
aside that mister Yuei is not an ambassador because the
United States is not officially recognized Taiwan as an independent nation.
But be that as it may, we're apparently about to
conduct a trade deal with them. Anyway, The scope of
these terms is intriguing. You'll notice that in addition to
the goal of reaching a zero tariff, Taiwan is offering
(05:47):
increased bilateral trade with and greater investment in the United States.
They want to increase investment in our text seditor, they
want to purchase more LNG in agricultural products. Oh and
best yet, Yui says, it's finding the quote right time
to address the non trade barriers that hurt us trade.
(06:08):
We talked about those a couple of weeks ago on
this very show. Well, isn't that interesting on the timing.
All it took was for the United States to put
a reciprocal tariff of thirty two percent on Taiwan, half
of their sixty four percent tariff on US. Now, Taiwan
is dedicated to bringing down the trade deposit by buying
more stuff from US folks. Trump isn't bluffing when he
(06:31):
says we have the best hand at the table. These
other nations need us for trade that allows us to
set the terms of trade. We're not being greedy, We're
just tired of inequitable trade relations. To continue the poker analogy,
when you have the best hand at the table, there's
only one way you lose, and that's if you fold.
(06:53):
America has been folding its hand at the gardening table
for decades. Trump, finally setting up no more losing it,
went all in and the cold heart economic facts are,
we got better cards and we got more chips. So
where are we at on the tariffs right now? On
her show, Megan Kelly asked this question to Kevin o'weary, who,
(07:14):
if you remember from our show a couple of weeks ago,
is a proponent of a four hundred percent tariff with China.
Here's how he responds.
Speaker 11 (07:22):
I think what you're going to see from a pragmatic
point of view, again leaving out Trump arrangement syndrome and
just saying where are we at with the current policy
on tariffs? If you look at the big blocks, which
is the European Union, Switzerland and England which are not
part of that union, but also trading partners Canada and Mexico,
(07:44):
that's about seventy percent of what trades.
Speaker 9 (07:48):
You know what Trump is looking at and what he's saying.
Speaker 11 (07:51):
If you leave out all the bombastic.
Speaker 9 (07:53):
Statements, and I always say.
Speaker 11 (07:55):
This about Trump, you got to forget about the noise.
You got to focus on the signal because if you
don't understand that for twelve years of Trump, you never will.
Speaker 9 (08:02):
So the noise is all the volatility in the market.
Speaker 11 (08:06):
The signal is this what he wants and what his
administration wants, Lutnik wants and Bergham wants and all the
rest of them working on this stuff is reciprocal tariffs
including zero. So if you think about this, take car
parts in Germany.
Speaker 9 (08:21):
I always use that example.
Speaker 11 (08:23):
They had outrageous tariffs on car parts going into Germany,
and American companies want to compete on the componentry of
all kinds of cars and they can't because they have
some crazy tariff.
Speaker 9 (08:35):
So Trump is saying, I'm going to throw on the
same crazy tariff.
Speaker 11 (08:39):
On car parts from Germany coming into the United States.
Right Away, rational minds would say, well, that's not going
to work for both of us.
Speaker 9 (08:47):
It's kind of dumb. Why don't we take that down
to ten percent or zero and.
Speaker 11 (08:51):
Then we're going to end up This is why I'm
an optimist with these giant trading partners at zero tariffs.
Speaker 7 (08:58):
That's the whole point of this. Everybody, imagine an America
that's actually able to do business on equal footing with
the rest of the world. Zero tanders would be wonderful
because right now it's like we're playing golf with the handicap.
This isn't friendly. This is the PGA Tour. We're playing
for money and we're playing for global hedgemon. Coming up next,
(09:21):
we've got excerpts from each of our Beaumont City Council
Canadate interviews. I'm Jeff Lewis and we'll be right back
on news talk radio five sixty KLVII.
Speaker 1 (09:32):
We're just trying to turn a nickel into a dive.
That's the bottom line.
Speaker 12 (09:39):
The power to tax is the power to disprol it.
Taxes affect your paycheck, your plans, not even your peace
of mind. But this tax season leaves the stress to us.
This is Gene Valleraniatet.
Speaker 13 (09:54):
Asset Growth Associates.
Speaker 12 (09:57):
We make filing income tax returns accurate and stress free.
If you're fifty year older, you could qualify for a
low price of ninety nine dollars to file your return.
So when it comes to your taxes, every detail matters,
every time. Call us four oh nine eighty four oh
(10:20):
sixty nine hundred er visit savemretirement dot com.
Speaker 13 (10:24):
Do it today. Taxes are everything.
Speaker 12 (10:27):
Let's make them work for you. Are you thinking about
starting your Social Security benefits early? Before you decide, let's
talk about the big picture. Claiming benefits before your full
retirement age, whether it's sixty six, sixty seven, or somewhere
(10:48):
in between, can reduce your monthly income by up to
thirty percent. That could mean thousands of dollars less every year,
and once you start, there's no going back. Here's the
unintended consequence. That smaller check could limit your ability to
enjoy retirement, cover healthcare costs, or leave a legacy for
(11:12):
you and your loved ones, and if you live longer
than you expect, those reduced benefits might not be enough.
But don't worry. We're here to help. At Asset Growth
Associates specialize in creating smart strategies for social security and
retirement income will help you maximize your benefits and secure
(11:37):
your future. Call four oh nine eight four oh sixty
nine one hundred today or visit savemyretirement dot com for
your free social security analysis. Let's make sure your retirement
works for you, not against you. Plant smarter retire.
Speaker 3 (12:00):
If you owe the i R S five thousand dollars
or more, don't call an unknown eight hundred number. Instead
personally meet with us to review your IRS problem. And
if you want to pay the i r S nothing
or less than you owe, we can set up a
fresh start agreement with the i R S. We can
(12:23):
help you. Ladies and gentlemen can call us whole free
at one eight six six seven two eight three six
nine seven.
Speaker 4 (12:31):
We're just trying to turn a nippel into one time.
Speaker 5 (12:35):
That's the bottom line.
Speaker 2 (12:41):
We will move now from them.
Speaker 13 (12:46):
They will.
Speaker 2 (12:51):
People can't even freein the wall of meat on that.
Speaker 13 (13:06):
We're back with.
Speaker 7 (13:06):
That's the bottom line. Here on news talk radio AM
five sixty kl V. I again, I'm Jeff Lewis. Early
voting is under way in municipal elections across the state.
This week I sat down with several Balmont City Council candidates.
Their fully interviews are available on our website at Savemiretirement
(13:28):
dot com. But here's an example of what they had
to say. Balmont voters will get to vote for as
many as two at large candidates. Incumbents Aj Turner and
Aldwin Samuel did not respond to our requests for interview,
but their opponents did. Here's Brian de Vaue on an
idea to improve the city's bottom line without raising taxes.
Speaker 14 (13:52):
I did take a measure a little farther.
Speaker 15 (13:54):
I went to the state website and looked at what
municipalities are able to to invest their money in. And
so are what we call rainy day fund, what are
overages which has been on how you talk to around forty.
Speaker 14 (14:06):
Four million dollars. So that's in very safe bonds.
Speaker 15 (14:10):
Because of course, we had the SNL scandal in the
eighties and wiped out Beaumont. You know, all of our
funds near to zero. I went went through thirty six
thirty eight pages of off the government website that shows
what we're allowed to uh invest our money in, and
one of those one of those items is no load
mutual funds. And depending on what happens, whether you know,
(14:31):
our economy kicks back off and we get through this
little hurdle with the you know, with tariffs and all that's.
Speaker 14 (14:37):
Say everything goes well.
Speaker 7 (14:39):
We get position of the shame is that it will.
Speaker 15 (14:41):
So let's just say that that does happen, we would
be in a better position to no load mutual funds
a portion of them versus putting you know, all of
it in bonds.
Speaker 14 (14:49):
So we get a higher rate. So you know, forty
four million.
Speaker 15 (14:52):
You know, if you get two points higher, you're you're
you're an extra million dollars plus a year in returns,
which that can very well take care the fireman's.
Speaker 7 (15:01):
Mister Neaveaux also came up with an innovative compromise on
the train noise issue.
Speaker 15 (15:06):
Okay, you want it quiet today, put the cement barricades
in front of both sides of Lingham until they go
ahead and.
Speaker 14 (15:13):
Sign off on it.
Speaker 15 (15:14):
And hey, do you want quiet or do you want
the quick passage? You not have to go run around
the other bridge.
Speaker 7 (15:19):
So I mean you got to go around their way
half the time anyway, because the train's there.
Speaker 14 (15:22):
I mean, hey, let's make a compromise really quick. We'll
put some concrete barricades there. Whether it's a week and month,
you know, months, at least you'll have some quiet piece.
Speaker 15 (15:31):
And quiet and then you know, how long does it
take to get this little stamp on a piece of
paper saying that you'll not blow the corner here?
Speaker 14 (15:38):
So hey, we blocked it off right now? Quit today.
Speaker 7 (15:40):
Police at Large candidate Mike Williams also spoke with us
about his priorities if elected.
Speaker 16 (15:46):
I want to focus I want the city council as
a whole to focus on.
Speaker 14 (15:52):
The core role.
Speaker 16 (15:54):
I don't want to be.
Speaker 14 (15:58):
A city government is playing real estate developer. I want
to lead with fiscal responsibility. I want us to be
a good steward.
Speaker 13 (16:06):
Okay, scent of what we're doing, what you're trying to say,
that that.
Speaker 16 (16:11):
Would be that that would be one of my biggest focuses.
Speaker 7 (16:15):
Mister Williams also shared his views on crime.
Speaker 16 (16:19):
Cops can't prevent crime. I mean it's just it's not
that I mean they can't prevent crime. And yeah, I
mean you you apprehend criminals, you solve crime, and and
so you know that's could we say it's a societal
(16:39):
problem or are possibly.
Speaker 14 (16:43):
Is it a is it a you know, is it
driven by poverty?
Speaker 16 (16:51):
You know, I would argue that the high levels of
poverty lead to people committing crimes.
Speaker 7 (16:58):
Finally, one of the highest profile races in our area
features the incumbent of Ward II, Counselman My Guts, in
a battle with challenger Joey Hilliard. This happens to be
my own ward, so I made a point of speaking
to each man at great length. Counselman gets is running
for his eighth term on council, and here he addresses
(17:19):
the issue of the response time of our first responders.
Speaker 17 (17:23):
You know, I think it's important that our police officers
be on patrol, and just like it's important that our
MS units be available when there's a true emergency.
Speaker 18 (17:34):
When there's a true emergency, you want ems to come
shooting empty and the cliff in the backyard is against
the law, is a true emergency, you know, would you
want that police unit.
Speaker 14 (17:49):
To be available for a true emergency?
Speaker 18 (17:52):
Are coming out to you know, investigate an impossibility to
find who did that. You know, it's it's just trying
to utilize your manpower efficiently.
Speaker 7 (18:04):
We also had this conversation about the city's budget deficits.
So we've got these numbers that were not meeting ordinarily.
In as mister Foushell said, we need to keep our
operating revenues in line with operating expenses, okay or vice versa.
Speaker 13 (18:22):
Th That's why a few.
Speaker 18 (18:23):
Weeks ago, Jeff I went to modify the definition. I
actually placed it on the agenda as an item to
vote on, to change the definition of what a balanced
budget is to the City of Pment, because it had
gotten to where the administration was using the definition that
were your budget is balanced as loan as you have
(18:45):
enough money in your bank account and your savings account
to balance it, it's considered balance.
Speaker 7 (18:52):
No, that's not by any definition I would ever read.
Speaker 13 (18:56):
That's not that's not a balanced budget. That's deficits.
Speaker 7 (18:59):
Spending gets his challenger, Joey Hilliard, has the endorsement of
the afl CIO, the police union, and the firefighters Union.
Hilliard thinks the city's problems start at city Hall.
Speaker 19 (19:14):
You could say what you want, but you know, the
city's in dire straight. We're using the ready Day fund
to balance our budget. We have a three point two
million dollar shortfall. The fire department and ems are understaffed.
The police department needs more boots on the ground. So
usually what that means is when a business is doing bad,
they don't come in and fire the employees, they fire
(19:36):
the management correct and so I believe that there's a
problem with management and management needs to needs to change.
You know, a good leader listens to its people, not
just the people in charge, but the people on the ground.
And I think there's been a breakdown, not only with
my opponent, but also with the city manager.
Speaker 14 (19:58):
I don't think they're listening to the people. Think we
have a spinning problem, we have a mismanagement problem. Okay,
I know the council.
Speaker 19 (20:04):
Was handed the budget a day before they were supposed
to approve it. There were a lot of items in
there that that that should have been had had an
opportunity to be going.
Speaker 7 (20:15):
I think so the city manager gave the City of
council the budget twenty four hours before they're supposed to
vote on it, and they had not time to read
all this.
Speaker 13 (20:24):
It's weird.
Speaker 19 (20:24):
Okay, right, and so you know, I mean that's a
problem because the state's problem.
Speaker 14 (20:29):
September one, the budget has to be approved.
Speaker 7 (20:32):
That's I want to thank every campaign for coming out
and participating in this interview series. It's been a great
chance for everybody to hear you guys talk about what
you believe in. Coming up next, it's the great Gene
Valerani with this week's Dirty Little Secret. I'm Jeff Lewis,
and you're listening to That's the bottom Line on news
talk radio AM five sixty kl v I.
Speaker 1 (20:54):
We're just trying to turn a nekel into a dime,
that's the bottom line.
Speaker 12 (21:00):
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Dot com?
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Dot Com?
Speaker 4 (22:46):
We're just trying to turn a nickel into a dime.
Speaker 5 (22:50):
That's the bottom line.
Speaker 12 (22:54):
Hello, everyone, everywhere, and now this is gene Vaalerani Report
and telling you today's dirty little secret. And I want
you to listen carefully because we have really hit a
bump in the road on ridding the country of illegals,
(23:15):
haven't we. I think Trump will prevail. But then again,
the pro Democrat, anti American news media is wasting no
time splashing stories across the front page of America's newspapers
about the economic hardship communities will be suffering as the
(23:37):
Trump administration continues its deportation of illegals. Now they're holding
them here in Texas and awaiting the stoppage that the
Supreme Court temporarily put in place to make sure that
the people who come here and violate our laws get
(23:59):
their day in court. I guess I'm not exactly sure,
but the stories have a common thread. The low earning
illegals comprise workforces in many smaller communities across the United States.
A round up of illegals in these communities will find
it hard to find replacement workers, that's the argument, who
(24:23):
have been shipped back to their home countries. Of course,
the ones that they're rounding up are not workers. They're criminals.
They're gangsters. They're gang members. They come to rob and
steel and pillage and rape. Now, to me, the value
(24:43):
of such news stories having pity on them have little
to no merit. I say this because employers who hire
illegals do so knowingly and to avoid paying benefits to
their workforce and avoid such things as collecting and matching
Social Security in many cases, withholding income taxes, et cetera,
(25:08):
et cetera. Not only are employers who employ such people
denying jobs to American workers, they avoid paying and with
voting funds for retirement or other benefits paid through payroll deductions.
So in general, there are you know, there's always exceptions.
(25:29):
But if you're an employed American worker, you have to
be paid at least the minimum voyage of seven dollars
and fifty eight cents an are. And if your employer
has a gross volume of sales of at least five
hundred thousand dollars per year. Well this does not apply
to those workers covered by union contracts, of course, But
(25:53):
listen to me. Illegal immigrants coming to the United States
illegally soon find out their wages cannot compete with the
cost of living. But low wages here in the United States,
the so called land of Milk and Honey, is still
better than what can be earned in their own countries.
(26:15):
And my point is that there's no excuse to underpay
anyone for the work that they do, and to do
so for the sole purpose of making an unjust profit.
Another point would be the illegal immigration problem we have
in the United States is among the root causes of
(26:36):
paying Forward workers less than American workers and being unable
to be enriched for doing so. Listen to me, this
is one big climatic extent. I know they're rounding up
the gang members and they're sending them here and holding
cells down on the border with Mexico. Of the word
(27:01):
to start shipping them out again, sending them back to
where they came from.
Speaker 13 (27:07):
But we have.
Speaker 12 (27:09):
To pay attention to what's going on, and that's, you know,
everything we do. The real challenge of running a business,
paying shareholders and employees and having enough leftover to continue operations.
That's why you open a business. And plus the fellow
(27:32):
that opens the business he has to make a living
for himself and his family as well. So if the
cost of doing business is too high or too risky,
why do it at all. President Trump is still going
to send the illegals back to where they came from
(27:52):
and allow those who came here legally to stay and
become Americans, but he's not going to do it at
the expense of the American worker. And it makes sense
that he's determined to do this. Now, each of us
has a skiller talent and should be able to work
(28:13):
in an occupation we want and be paid for doing it.
I'm sure everybody agrees with that point right there. The
real issue is flooding the workforce with unskilled workers and
depleting the resources of the American people through higher and
higher taxes needed to support those who do not have
(28:36):
the skills or the abilities to meet the needs of
the modern world. Being an unskilled individual in a foreign land,
unable to speak the language is unfair to the individual
to begin with. It makes no sense at all. They
turn to a life of crime. Many of them come
here simply for the purpose of committing crimes, as has
(28:57):
been said for century. He gives some a piece of
bread and they eat for one day. Teach him to
make his own bread, and he's going to eat forever.
Simplistic answers, but true satans, ladies, and gentlemen. America has
become great among nations because Americans have worked, have worked hard,
(29:17):
and earned it by creating opportunities and having the work
ethic to achieve it. Other countries also should learn to
compete and grow rich based on the same principles which
made America great to begin with. So when you analyze
this and you take a legitimate look at the whole
(29:41):
myths that we're in right now, we see the Democrats
fighting so hard to keep the illegals here. They're actually
representing the illegals more than they're representing you, the American
people who, through your income taxes, pay their way and
keep this country going. Listen to me, ladies and gentlemen,
(30:05):
this is not good and this is not the way
it's supposed to be. So right now, they're holding the illegals,
as I understand it, at the border with Mexico, waiting
for the next move, waiting for something to happen, waiting
for the word to turn them loose and send them back.
(30:26):
But I guess in the meantime, we've just got to
twiddle our thumbs and wait and see what the Supreme
Court and the Republicans are going to be able to do.
Speaker 13 (30:36):
We'll be back with more right after this.
Speaker 4 (30:42):
We're just trying to turn a nickel into a dime.
Speaker 5 (30:46):
That's the bottom line.
Speaker 12 (30:49):
Planning your financial future, taxes can be one of your
biggest expenses in retirement, but they don't have to be.
With a tax sufficient distribution.
Speaker 13 (31:02):
Plan, you can keep more of what you've worked.
Speaker 12 (31:05):
So hard to say.
Speaker 13 (31:07):
Here's how it works.
Speaker 12 (31:09):
We help you strategically withdraw from your accounts to reduce
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(31:34):
income steady. Take control of your financial future. Let's make
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day or visit savemretirement dot com to schedule your free consultation.
(31:55):
Your investment deserves a plan as unique as your goals.
Smart investments, smart tixs strategies.
Speaker 7 (32:09):
Are you tired of watching your investments rise and fall
with the market. What if you could have growth potential
without the risk of losing your hard earned money. This
is Jeff Lewis with Asset Growth Associates. If this sounds interesting,
then you need to ask us about a principal protection plan,
a smart financial solution designed to protect your money in
a down market while capturing market linked returns while the
(32:33):
market goes up, no market losses, market leaked gains, peace
of mind, don't leave your future to chance. Call Asset
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(32:54):
now four h nine eight four zero sixty nine hundred
or visit us at save retirement dot com.
Speaker 1 (33:02):
We're just trying to turn a nickel into a dime.
That's the bottom line.
Speaker 12 (33:07):
Welcome back, ladies and gentlemen you're listening to that's the
bottom line. Your weekly broadcast on KLBI that tells it
like it is. You can hear this report Saturday mornings
at six am. You can hear it again on Sundays
at eleven am on KLBI, or any time you want
(33:29):
to by either logging onto That's the bottom Line Radio
show or savemiretirement dot com and there you'll be able
to hear the show if you missed it on the
Saturday or a Sunday morning, and listen to it at
your leisure or maybe even listening in your automobile coming
(33:53):
home from church. But thank you for allowing us to
tell you like it, So listen to listen to the
news media these days, we would all think the election
of Alexandria Occasio Quartet will be the bell weather of
(34:14):
a huge millennial movement to socialism. The media wants you
to believe, or almost imagine her as a great revolutionary liberator,
waving her arms in the air, wearing bandoleros filled with
bullets strapped across her chest, while waving a flag im
(34:36):
blossomed with long Live the Revolution. But I wouldn't get
too excited about it, because the more things change, the
more they stay the same. Socialism has been the enemy
of free enterprise and your individual freedom for decades now,
(34:57):
probably as since the last century, whenever it began over
in Russia. Missus Cortez and all those who share the
dreams of charging the rap parts of Wall Street and
destroying it, this is just another also ran.
Speaker 13 (35:16):
Listen. That's all she is.
Speaker 12 (35:18):
She was a barmaid and now she thinks she's going
to be the next president of the United States. And
that's what the left wing media want you to think.
The American free enterprise system, ladies and gentlemen, I assure you,
is alive and vibrant and still abounds with opportunity. So
(35:42):
here's today's solution. For those of you earning a living
and keeping your nose to the grindstone, so to speak.
I tell you just keep doing it because determination and
hard work will always reward you by the same token.
Another solution is to put a portion of your accumulated
(36:06):
nest egg into a principal protection account like the ones
issued through our work that Asset Growth Associates here in Beaumont, Texas.
Speaker 13 (36:18):
You don't have to go far, you don't have.
Speaker 12 (36:20):
To dial some deal in a far away place that's
telling you about how much money you could make.
Speaker 13 (36:29):
Because while the market.
Speaker 12 (36:30):
Always grows over time, it does have its frightening moments
along the way during all downturns.
Speaker 13 (36:39):
You know that as well as we do.
Speaker 12 (36:42):
And when the downturn comes after you retire, that even
makes it more worrisome. That Asset Growth Associates we have
accounts that are index to the financial markets, and we
also have accounts that are earning fixed interest as well.
So what that means for you is that you can
(37:03):
set some money aside for future use in a principal
protection account that will remain immune from the downturns on
Wall Street. So in simple English, your money is immune
for market losses and a principal protection plan, whether whether
(37:24):
it's they're earning money based on market performance or whether
it's currently in a fixed interest position. And by the way,
you can move between fixed interest and the market as
you allow your your accounts to grow. To learn how
to include a portion of an est egg within principal protection,
(37:46):
I want you to call us soon at Asset Growth
Associates come in for a visit, skid buy scheduling and appointment.
We can be reached four oh nine eight four oh
sixty nine one hundred. That's local in the beaumonteg area
or if you live in far away places as you
often hear me say, we have a toll free line
(38:07):
one eight six six seven two eight three six nine seven,
and we can also be reached on the World Wide
Web by simply logging on to Save my Retirement dot com.
The numbers again are four oh nine eight four oh
sixty nine hundred the toll free number one eight sixty
(38:30):
six seven two eight three six nine seven. Why don't
you visit our website learn a little bit more about
us and what we do, because what we do is
we help people secure a safe and dependable investment program
(38:54):
that can grow their money without exposing it to losses
caused by the pesky downturns on Wall Street. You know,
eventually everything's going.
Speaker 13 (39:04):
To clear up. Trump's UH tariffs are.
Speaker 12 (39:07):
Going to come into place, the stock market's going to
recover again, and everybody's going to be fine. In the meantime,
we've got to allow him to play the cards that
he knows we're going to work. So, ladies and gentlemen,
once again, call us at either four oh nine eight
(39:27):
four sixty nine hundred or toll free one eight six
six seven to eight three six nine seven. That'll put
you in touch with us, and then we can help
you save your retirement. When we're not on the radio,
ladies and gentlemen, we're helping our listeners become our clients
(39:49):
and helping them save their retirements so they have a
full of successful stock of money as they go into retirement.
Speaker 13 (40:00):
Be back with more.
Speaker 1 (40:01):
Where's Josh trying to turn it neck one in? That's
the bottom line. Where's Josh trying to turn it neck
one in?
Speaker 5 (40:13):
That's the bottom line.
Speaker 7 (40:17):
People, Thank you for listening today. So that's the bottom line.
On news talk radio, A M five sixty kl v
I plus to those of you that tuned in via podcast,
(40:40):
through iHeartRadio or through our website at savemretirement dot com.
Remember you can listen to all of our broadcasts anytime,
any day on demand online. Again, you can contact any
of us here at Asset Growth Associates locally at four
zero nine eight for zero sixty nine hundred, or we're
(41:03):
toll free at eight sixty six Save My Retirement. Our
physical address in Beaumont is at thirteen ninety one Calder Revenue,
a block from the intersection of MLK and Calder. We're
glad you tuned in this week. Time is money and
that's why we try to give you relevant information about
important issues as efficiently as possible. Thanks again to all
(41:26):
the local candidates that participated in our interview series, and
don't forget to go to our website and check out
all the fuel interviews with each candidate that's at saveyretirement
dot com. And that's also what we'll find many of
our featured services. That's right, we have a lot to
offer here at atsech Worth Associates. We've got a lot
(41:47):
of free services available to you on our website at
savemiretirement dot com. Plus check this out. If you go
to what is My Risk Number dot com, you can
take our free risk assessment to see what strategies best
fit you. From portfolio management to principal protection, from tax
(42:08):
services to medicare. We're here to help if you're turning
sixty five or looking to come off your group insurance
when you retire. We've got answers for your medicare questions.
We know it's no joke. The federal government is fantastic
at making up stuff or as at least as complicated
as possible. And guess who's fault it is as something
gets screwed up, It ain't Uncle Sam's call us. And
(42:32):
we'll put you on the right path. If you're retired
and or at least thinking about it and you don't
know what to do about that, well we do. We
can help you plan out a path to where you'll
never have to worry about market roller coasters going out
the rails. That's the market given you palpitations with your
money here lately. Rest assured you're not alone. We've got
(42:55):
investment plans that involve zero risk to your principle at
Asset Growth Associates. We've got the experience and name you
can trust. We know how to handle your money consistently, safely,
and always, always, always, with your best interest in mind.
I'm Jeff Lewis for Jean Valerani and everyone here at
(43:16):
Asset Growth Associates. Remember that you are greatly blessed and
highly favored because as always, that's the bottom line.
Speaker 5 (43:26):
That's the bottom line.
Speaker 1 (43:28):
You can reach Asset Growth Associates by calling one eight
six six thirty six ninety seven are by visiting savemiretirement
dot com.
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