Episode Transcript
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Speaker 1 (00:00):
Well, hello Southeast Texas. I hope you're hunkering down and
getting ready for a potential scary afternoon. Hopefully not Hopefully
it blows over and we don't see any challenges coming.
I know I'm tuned into Greg Greg Bostwick and everything
he is saying on his Facebook page and so monitoring that.
I hope you're doing the same. But for now, it
(00:23):
is not such a bad day, and we have an
amazing show for you today. I hope that you're able
to get some really good nuggets from us. We have
Lonnie White, who is the senior VP and consumer relationship
manager at First Financial Bank. We also have Lee Potter,
the president of American Air Systems. And then we have
Richmond Holly and Bobby Mesh that started Scoop Duty. Have
(00:47):
you heard of that. Well, they have an incredible service
that they provide that you are definitely going to want
to hear about this, so stay tuned for that. But
first we want to talk a little bit about an
open house that we have today. It's at seven hundred
twentieth Street. It's right there on the corner and it
is a beautiful historical home there. It is about forty
(01:12):
four hundred square feet, and Christi Brusard is there. She
is one of our buyer's agents on our team. And
Christi grew up in the beautiful Crystal Beach area. She's
been in a Beaumont resident for about ten years. One
of the things she may not know about Christie is
that she served in the US Army. She also earned
(01:32):
her master's degree from the University of Houston and she
has been a licensed real estate broker with over twenty
years in the industry, and she passionately helps our people
achieve their homeownership dreams. But outside of real estate, she
loves sports, traveling, spending time with her husband, her three
wonderful kids, and her close friends. And Christy, are you
(01:55):
on the line?
Speaker 2 (01:57):
I am here, Dana.
Speaker 1 (01:57):
Good morning, Good morning. Now I know it goes fast,
so I know you're at that property on twentieth Street.
What can you tell us about it?
Speaker 2 (02:08):
Yes, ma'am, I'm over here in Calder Place neighborhood is
absolutely gorgeous. It's just massive, with forty four hundred square feet.
It's got beautiful wood floors throughout. One incredible feature that
this home offers is a guest house. So it's that
time of year where you've got a college kiddo about
to graduate. There's some extra space there or some or
(02:29):
the in laws if you need some space there. It's
got a beautiful pool, It's got a lot to offer.
Speaker 1 (02:35):
Yeah, that house does have so much to offer. And
Calder Place is such a beautiful neighborhood. I just happen
to be a little partial. Our office is over there
and our home is in that general area as well.
Just beautiful older homes. Now, Christy, how long are you
going to be there at the open house today?
Speaker 2 (02:54):
I'll be here until about one thirty.
Speaker 1 (02:56):
Okay, so you are there seven hundred twenty Street and
you will be there, and that is in Beaumont, and
you'll be there till about one point thirty. So if
you're out and about and you want to go, take
a look at a gorgeous home where they have done
some incredible and incredible improvements that haven't lost the integrity
of it being a really historical home. And that pool
(03:17):
in the back is wonderful. One of the other things
that I love, Christy, is that port of Cuchet. To
be able to just pull up under that and get
out and unload your groceries if it's raining like it's
going to be this afternoon, So yeah, great property. Will
go say hi to Christy over at seven hundred twentieth Street.
When we come back, we are going to visit for
(03:39):
a little bit with Bobby Mesh and Richmond Holly. We're
going to talk about scoop duty. Don't go away. This
is the Dana Simmons Show. Welcome back. This is Dana
Simmons and I'm joined today by quite a few amazing
folks who you're about to hear from. But first we
want to visit with Brian Barclay. And Brian is out
(04:00):
at one of our properties at forty nine to ten
Gladys Avenue in Beaumont, right there on the corner. I
want to tell you a little bit about Brian though
we have several veterans that live that live. See there's
my I told you I'd make a mistake, and so
if you do, it's okay too. Brian is a retired
(04:20):
Navy veteran. He's a proud graduate of Canyon, a Grand
Canyon University, has a bachelor's in business management and a
graduate degree in leadership, and he is a dedicated husband
and dad of three. He has a long standing passion
for real estate, and he turned that into a reality
when he retired from the service and he came to
work for our team. We are so excited to have him.
(04:43):
And when he's not busy, he loves walking trails, watching movies,
cruising on his motorcycle, and of course cheering on his
kids at sporting events. But I'll tell you, we can't
forget he's a die hard Eagles fan and so he
is still riding from that Super Bowl victory and he
doesn't let us forget it. Let me just say so,
(05:04):
welcome Brian. So excited to have you on the show.
Tell us a little bit about this amazing house at
forty nine ten Gladys Avenue that you are opening today.
Speaker 3 (05:13):
Well, and he was just with us and disappeared. If
you'll call us right back, okay, Well, Wal said, I'm
waiting for his call.
Speaker 1 (05:21):
No problem. When Brian gets back on the line, we
will let him talk to you guys about forty nine
ten Gladys Avenue. But in the meantime, you've probably been wondering,
Scoop duty exactly what is that? I just love saying it.
Scoop cooty. Okay, But we have Richmond Hawley and Bobby
Mesh here to talk a little bit about what is
(05:44):
Scoop duty. And I'd love to know how you got
started with this.
Speaker 4 (05:48):
Sure, Well, honestly, it was kind of a bit of
an accident. In October. October of twenty twenty four, I
actually lost my corporate job that i'd had for twenty
eight years. I own another service business locally, and in
the course of just deciding next steps, a friend of
mine encouraged me to go start something else, you know.
(06:11):
And so as you do, you're watching YouTube at three
am in the morning, you know, and I ran across
a video these guys out in Seattle, Washington that had
started a Cooper Scooper service and they have about two
thousand clients and doing pretty well in their business. And
I thought, you know, it kind of compliments my other business.
(06:32):
So I'm going to give this a whirl. And Bobby
and I've been wanting to do something together for a while,
so I think I texted him at about one in
the morning literally, and I said, I'm doing this tomorrow.
Are you in? And he said I'm in.
Speaker 5 (06:43):
So yeah.
Speaker 1 (06:44):
Anyway, so you guys had already been friends already talks
about maybe doing some sort of investment together.
Speaker 4 (06:51):
Yeah. Side hustle is I think the term is today
everybody wants to side hustle. And I'm encouraging all my
kids to do some sort of a side hustle w
other you know, younger years and build something that they
can fall back on or anything great idea.
Speaker 1 (07:06):
Last night, my nephew Ryan Deutsch, he is an engineer,
but he calls me, I mean we're talking at eight
thirty last night because he's got a new little side
hustle he's thinking about doing. And I just told him,
I said, you know, I love the entrepreneurial spirit where
always thinking about how you can do something else. So
we're going to talk more about scoop duty here in
(07:27):
just a minute. But before we do that, I want
to get over to Brian. Brian, are you there? Can
we hear Brian?
Speaker 6 (07:40):
Oh?
Speaker 1 (07:40):
Good, Hey Brian, So glad you're there. So I'm excited
about you opening forty nine ten Gladys Avenue there in Beaumont,
right on the corner. What can you tell us about
that property?
Speaker 7 (07:52):
It is a beautiful property. It's sitting in a good
neighborhood on the west end. I think, double think what
me purchased in my house two years ago?
Speaker 1 (08:06):
You're thinking I should have waited and bought this one.
You know you can always sell them buy Brian. You
know we're in the business. It could happen.
Speaker 7 (08:12):
I have to talk to my life about that, the boss.
Speaker 2 (08:17):
Yeah.
Speaker 1 (08:17):
Well it's a big house, right, five bedrooms.
Speaker 7 (08:21):
Five bedrooms. It has a pool in the back, nice
sized backyard.
Speaker 1 (08:26):
Yeah, it's like almost a third of an acre, isn't it.
Speaker 7 (08:30):
Yes, and actually has a room for a pool table.
So I mean, hey, I might have to talk to
my life.
Speaker 1 (08:36):
Yeah, you're right. Well, if you are interested in a
large home, five bedroom, three and a half bath with
an end ground pool, large slot, it's really big, forty
two fifty eight square feet listed for four thirty four
to nine. Really amazing price for this house, go visit
with Brian there and Brian anything you want to make
(08:57):
sure you tell him before we log off.
Speaker 7 (09:01):
No, please, come on, I've been waiting, yeah.
Speaker 1 (09:03):
Waiting for someone to come see yah. Yeah, go check
Brian out telling him, Hey, tell him thank you, thank
you for your service, Brian, for all you did as
a veteran for our country. He will be there till
about one thirty so run by forty nine ten Gladys Avenue.
Thank you, Brian, have a great open house.
Speaker 7 (09:21):
All right, thank you.
Speaker 1 (09:22):
Okay, So now we've been talking about scoop duty, how
that came to be. Now, tell me a little bit
about what you do.
Speaker 5 (09:31):
Yeah, so we we focus mainly on residential clients. We
you know, people hire us to come back in their
backyards and basically just pick up after their dogs.
Speaker 1 (09:42):
Yeah, and why do we need that? Talk a little
bit about. You know, as we were talking in the break,
Lonnie said, you know, isn't it just like fertilizer for
your ground? And you were like, oh no, no, no,
let me tell you more about that. And so we
were all kind of shocked about that. So you guys,
tell us a little bit about out why we really
need to get that picked up?
Speaker 4 (10:02):
Sure. Yeah, you know, we've we've learned more about dog
poop than I ever wanted to learn. Yes, And we
hear people say all the time, oh, I just washed
it into the ground, and I'm like, hey, I've done that.
You know, you get your jet hose on the on
the thing and wash it in the ground. But you know,
just a real world example, when we went to get
(10:23):
general liability insurance for our new company, we couldn't go
through any of the regular carriers. We had to go
to the special carriers because it is considered hazardous waste
by the EPA. Carries a lot of nasty stuff like salmonella, giardia, cryptospritia,
and you know, some of these things can actually penetrate
human skin if you're barefoot in your backyard, and yeah,
(10:45):
make you sick.
Speaker 1 (10:45):
So so thinking about my toddlers that you know, love
to run around the backyard. And while I only have
two little dogs typically back there, man, they sure go
a lot. Yeah, yeah, it is a pound of day.
Speaker 6 (11:02):
Manah.
Speaker 4 (11:03):
Bobby actually googled a trivia thing like twenty three million
dogs were adopted during COVID and we did the math
and what was it? Four million tons of dog poop
a year.
Speaker 3 (11:15):
Wow.
Speaker 4 (11:16):
And that's actually why if you google anything, you'll probably
end up on large community water treatment systems websites, because
when you get into communities like Austin, Houston, Dallas, things
like that, it actually becomes really important for your water
quality because if you're washing it into the ground, it's
ended up in the groundwater going into river streams, it
(11:36):
can kill wildlife, it can make the water treatment process
more difficult.
Speaker 1 (11:41):
So I think we just didn't realize how hazardous our
dog poop is. It's even more. You were saying, more
hazardous than like cowpoop.
Speaker 4 (11:50):
Yeah, you know, cowpoop and horse poop. You know, that's
good fertilizer, you know, but not dog poop.
Speaker 1 (11:55):
Yeah, that's amazing. So let's say someone says, Okay, what
do I do? What do you charge? How do you
manage this? What does that look like?
Speaker 6 (12:04):
Yeah?
Speaker 5 (12:05):
They can, you know, then go to our website and
we'll send over quote. We normally charge. It depends on
how often you want us there. You know, we can
come twice a week, we can come weekly, bi weekly, monthly,
how many dogs you have, But it ranges from about
sixteen dollars on the cheap end on the lower end
(12:26):
to thirty dollars per visit per visit perfect.
Speaker 1 (12:30):
And so let's talk a little bit about why someone
might be hesitant to hire you guys, what do you
think it brings hesitancy on that?
Speaker 4 (12:41):
You know, this is just something Bizarrely, when we started
in a little bit of research, we found an online community.
It's got probably seven hundred members now, some as far
away as Ireland and Madagascar. One guy's been in this
business for fifteen years, so it's been around for a while.
But they stress have a like no judgment. You know,
a lot of people don't want to maybe don't want
(13:03):
to call you because it's been a while and they
don't want you, you know, going in their backyard and
seeing that. But you know, by calling us, you're you're
demonstrating that you're taking action. You know, you're wanting what's
best for your pet, for your family, et cetera. So yeah,
no no judgment. No, you know, don't hesitate. Give us
a call and uh with our with our weekly and
(13:24):
twice weekly, we give you your first cleaning free, your
first initial cleaning free.
Speaker 1 (13:28):
So yeah, well, let me just say as a real
estate agent and a listing agent, it is a huge
benefit for when you're trying to sell your house. Imagine
walking into the backyard and as you're walking through the backyard,
stepping in something you didn't know was there. So I
think if someone is selling their home, I think this
(13:52):
is a wonderful option to be able to that one
little extra thing. You know, it's with selling houses. It's
always just that the little extras that make a difference,
and those are the things that we talk about to
sellers when we sit down and talk through that. But
this is one of those little extra things that makes
a huge impact. Even the smell. You know, people buy
(14:14):
with their eyes, but they also buy with their noses,
and what they smell inside and what they smell outside
makes a difference.
Speaker 6 (14:22):
You know.
Speaker 1 (14:23):
We concentrate on the inside of the house so often
we talk about making it smell good, but the backyard
not stinking is also really important.
Speaker 5 (14:31):
We've also gotten feedback from some clients that their flies
just magically disappear. Oh yeah, so you know, I guess
walking a house, you've got you know, the flies buzzing
around you by the pool. Yeah, maybe I don't want to.
Speaker 1 (14:43):
Be out here. That's exactly right. And you just brought
in the pool aspect of it. And so, Richmond, you
also have a pool company as well. Yep, so talk
a little bit about crocodile pools.
Speaker 4 (14:55):
Sure. About eight years ago, through a series of events,
started a pool maintenance business. And a friend of mine
owned a pool maintenance business in Austin, and we were
having a couple of issues here and I reached out
to him to ask some questions, and he said, man,
I'm gonna come to Beaumont and start a branch of
(15:16):
my business there, And jokingly, I said, no, you're not
going to I said, you're gonna help me. And it
genuinely is a joke. I genuinely think back and do
not remember when the switch got turned actually serious. You know,
lawyers and insurance policies and LLCs and all that stuff.
But yeah, now eight years later, we've got about two
(15:37):
hundred and fifty weekly maintenance clients that we take care of,
and we do equipment repairs. We don't build pools. Don't
know that we'll ever get into that, but we do
take care of them.
Speaker 3 (15:49):
Yeah, and yeah, they take care of my pool. And
I'll tell you non solicited deal. My pool has never
been cleaner it looked I get there. Y'all hit it
on Friday for me. So that's a perfect day. It's
fantastic your service. And what I like, what I really
like is what you said back to the maintenance. When
(16:10):
I have a pressure gage going out or I've got
something else, y'all just take care of it or you
will send it to me. Send a picture to me saying, hey,
we need to get this taken care of. I approve it.
I don't have to worry about it. That's those again,
those little small touches that make it's so nice to
have this available. Yeah, they really do a great job.
Speaker 4 (16:28):
Yeah, I appreciate that. I want to give a shout
out to my employees. They do a great job. Like
I said, it started as a side hustle. So I've
always had these guys, great guys that take care of
the day to day and they do. They do a
really great job well.
Speaker 1 (16:43):
And you you also clean my daughter's pool, Daney's pool
as well, and she has really good things to say
about you. You know, customer service is something that's super
important to our team. It is what we do at
Dana Simmons Real Estate. Like I said earlier, it's about
the details and what you guys are doing at Scoop Duty,
what you're doing at your crocodile pools, and Lee Potter,
(17:05):
what you're doing at American Air. You know, it is
quality service. And I can bring that on to Lonnie
White too in First Financial Bank. It's the little things
and it's the reason why I bring these people onto
the show because I want our listeners to know who
does the people who do things right, you know, And
(17:28):
for me, that's critically important because there are people out
there who aren't at the call, who aren't doing things
the right way. And we're not going to name names.
We're just gonna say they're out there in every industry.
Speaker 4 (17:43):
Well, you know, I like to say, you know, we're
not perfect, but we will do our best to fix
any situation. We really stress communication. It's amazed me when
I first started the pool business, how many people would
just be amazed when you said, Hey, just Thursday at
two o'clock work, Yes, Thursday two o'clock you show up,
and their jaws are on the floor because yeah, you know,
(18:05):
or that you answered their call. I've been calling other
people for a month and I can't get a call back.
Speaker 1 (18:09):
But yeah, it makes a difference. It's the little things
we do.
Speaker 5 (18:13):
We love our customers. Dog owners are the best people
in the world. I'm convinced of that.
Speaker 1 (18:17):
Oh yeah, now, cat owners may argue with you, but
I'm not a cat owner. Yes, I'm gonna tell you,
I'm in your camp. I'm in the dog camp. But
what about cat poop? Is that that's a box.
Speaker 4 (18:32):
Cats hide their poop too, you know. That hadn't really
come up, but cats tend to dig it and hide
it and stuff like that. So I don't know. If
I see poop, I pick it up.
Speaker 6 (18:43):
I really was wondering, with the toxic nature of the
dog poop, what do you do with it? It has
to be recycled.
Speaker 1 (18:53):
Yeah, that was my question too, Lonnie. That's a great question.
Speaker 4 (18:55):
Sure, you know a lot. I don't claim to be
a PhD in it, but I have read a few
dozen articles and there just seem to be three primary ways.
One you can bury it, and there's some criteria there.
I think two feet deep or something like that, but
you need to be away from water sources and stuff
like that. The second thing is you can flush it,
(19:16):
but I don't really see too many people probably doing that.
The third thing is pick it up, put it in
a plastic bag, and throw it away in your trash can.
Because the the you know, dump the dumps arm fill. Yeah,
the landfills. Thanks, that's the word I was looking for,
are equipped to you, and you really shouldn't, even if
you're a composter, you really shouldn't even compost it because
(19:36):
if you don't know what you're doing. The temperatures don't
get high enough to kill some of this stuff, but
in the landfills they do, they'll they'll treat it and everything.
Speaker 1 (19:45):
So I am amazed at what I've learned about dog poop.
That's crazy things that you just don't think about, but
that you know. For me, I'm a grandma, I'm a
granta and I have grandchildren in my backyard, and you know,
not thinking about the fact that, like what you said,
that it can be if they step on it, there
(20:06):
are things that can go through their skin, penetrate skin.
So any last words about Scoop Duty.
Speaker 4 (20:12):
No, Just like Bobby said, I mean, we really love
our clients and we are trying to grow. So if
you see our Facebook ad, give us a shout, give
us a try, and we think you'll like it. Website
scoop Duty dot com and it's do o t wy.
It's kind of a play on words when duty and duty.
Speaker 1 (20:30):
Yeah, I love it. So they can find you on Facebook.
Speaker 4 (20:33):
On Facebook, Instagram.
Speaker 1 (20:35):
Instagram, and then on your website and I'll tell you
I just googled you, Okay, so you can also google them. Yeah.
So and if you have questions, you can reach out
to our office four O nine eight six six eight
three two six and talk to one of my isa's.
I think it's Paula on duty today. Now you can
talk to her about Scoop Duty, but you can also
talk to her about real estate. So you have any
(20:56):
real estate needs, reach out to Paula today four nine
eight six six eight three two six. We are available
eight to eight Monday through Saturday. Anytime you have questions,
whether you're a buyer or a seller, we would love
to assist you. When we come back, we're going to
be talking to Lonnie White, consumer relationship Manager, Senior vice
(21:17):
president for First Financial Bank. Don't go away. This is
the Dana Simmons Show. Welcome back. This is Dana Simmons
and I have been joined by the Poop Scoop Duty,
not poop Duty, but Scoop Duty, a team Bobby Mesh
and Richmond Holly. And if you're wondering what is Scoop Duty,
you need to go to their website and see it
(21:38):
is an amazing service that you do not want to
miss out on. We were talking about if you're listing
your house or even if you're going to know you're
going to be having a party, or you have grandkids
people in your backyard. That's something you don't want back there,
So give them a call at Scoop Duty and let
them visit with you about what that would cost you
(21:59):
to have them come out on a weekly, bi weekly,
monthly however you want to set it up. They let
you take charge of that. Also, wanted to remind you
we are having two open houses today forty nine to
ten Gladys Avenue in Beaumont. Brian is there waiting to
visit with you. It's a five bedroom, three and a
half bath, two corgarage with an in ground pool. So
(22:20):
if you're looking for a big house over four thousand
square foot with a pool, we've got two of them
for you today. Because the other house at seven hundred
and twentieth Street that's in the calder Place edition Christy
is there waiting for you. It too, is over four
thousand square feet, does have a guest house for either
(22:41):
a mother in law suite or maybe for your college student.
So don't miss out on the opportunity to drive by
and see both of those houses today. They are beautiful.
Also with this Lonnie White with First Financial bank and Lonnie,
you are the senior vice president and consumer relationship manager
at First Fine. So talk a little bit about what
(23:02):
it is that you do well. All things loans, Yeah,
you do. You range from cars to houses to boats.
Speaker 6 (23:13):
You name it. If you need to finance it, I
can help.
Speaker 1 (23:16):
You with it, and things that are outside the box. Yes,
that's one of the specialties that you have. For instance,
when my son went to buy a house, he had
been in school for seven years and didn't have a
job at the time because he had been in school.
And you're able to do loans for people who are
(23:39):
going into the healthcare business based on a contract and
not based on history of an employment, which most do.
So you're able to do things outside of the box.
If it's just a little odd.
Speaker 6 (23:50):
Yeah, not everybody's in the same situation. But when you
get ready to buy a house, sometimes you're not thinking
about oh I just changed jobs, or oh I just
got out of college, or whatever your situation is. We
will look at your situation individually and try to put
(24:12):
something together for you.
Speaker 1 (24:13):
And one of the things that you're able to do
is most of the time those are in house loans,
so you're not shopping many of those with Fannie Mae,
Freddie Mac outside of the bank.
Speaker 6 (24:25):
No, that's the beauty to me of First Financial and
our in house products is that we can look outside
the box to put things together for our customers because
we're going to keep that loan in our portfolio, so
we don't have to adhere to any secondary market underwriting
guidelines or anything like that.
Speaker 1 (24:43):
Right, And a couple of benefits of the things that
you've helped my customers accomplish is, let's say they're moving here,
which we just had one that we're working with that
they're relocating to the area, but they didn't want to
sell their house first. They didn't want to do a
contingency because they wanted to be able to make an
offer without a contingency. And one of the products that
(25:06):
you're able to offer them is like a bridge loan.
Speaker 6 (25:08):
Yes, yes, a bridge loan is a fantastic loan product
for this type of a situation. It also works well
for people that are downsizing. Maybe they had their home
paid for, but it needs some repairs, It needs some
old touch ups before they want to put it on
the market, but they want to go ahead and buy
another home and move into it so that they can
take their time getting their departure home put together to sell.
(25:32):
So the bridge loan is great for that. It's an
interim loan product, so kind of like a construction loan.
It's just an eleven month loan. It gives you the
benefit of only paying interest payments on it during that
eleven months. You do have to qualify with a fully
admortized payment for your departure home and the house that
(25:53):
you're going to buy, but you only have to make
interest payments while you have the bridge loan.
Speaker 1 (25:58):
Yeah, and another really amazing product that I know I've
had some of my customers utilize. I know Chris Wade
was talking earlier about if you're building a home, but
also which you guys do have construction loan products. But
one of the things is if you're going to buy
a brand new home, but you really wanted a pool,
(26:18):
and most new construction homes don't come with a pool,
and so one of the products that you have is
a purchase plus improvement loan. So talk a little bit
about that.
Speaker 6 (26:28):
Yeah, so we have the ability to hold in escrow
the funds that you're going to need for whatever improvements
you're going to do. It doesn't necessarily have to be
a pool. You might want to redo the kitchen in
the bathrooms and have that all wrapped into one loan or.
Speaker 1 (26:44):
Yeah, so it's not a second loan where you have
to get a loan for either the pool or a
loan for the renovations. You can do that all in
the mortgage. And what are the advantages of that.
Speaker 6 (26:54):
Yeah, Well, obviously, like you said, it's simpler. You have
only one loan, and then a lot of people they're
not really patient when it comes to wanting to get
their home improvements done, so they want to get it
done as quickly as possible. So in the process of
this loan, you do have to have a bid for
all of the improvements and plans and everything in place
(27:18):
at the time that you're ready to purchase, because the
appraisal is going to be based on those plans and
those in the bid that you have.
Speaker 1 (27:26):
But the benefit is that, let's say you are going
to be selling a house, but you want to buy
this house, get those renovations made before you move in,
and so that purchase plus improvement loan would allow you
to do that move in and then get your home
sold and of course you have to qualify. Yes, yeah,
Well tell us what's going on with interest rates are
(27:46):
what are we seeing in the market right now.
Speaker 6 (27:50):
Well, we are seeing a little bit of a decrease
in mortgage rates right now. A lot of it has
to do, like we were talking earlier on break with
the bond market in ten year treasury yields going down
a little bit. So we're keeping our fingers crossed that
hopefully the Fed is going to follow suit in the
(28:12):
next few months and we'll get some decreases in the
prime rate.
Speaker 1 (28:17):
We are in a situation though, that we can't predict.
That's the thing that's very challenging is we are in
a season of just a little bit of uncertainty with
all that's going on, and we just want to we know.
What we know right now is that the rate right
now is lower than the average. So we've talked about
the fact that over the last thirty years, if you
(28:38):
take the average of the mortgage rate, it's like almost
eight percent. It's like between seven and a half and
eight percent, that's the average over the last thirty years.
But we got spoiled three or four years ago to
think that two and a half and three percent is
a real rate, and it's not a real rate. And
so when we're at six percent or even six and
(29:00):
a half percent, that's still below average over the last
thirty years and a great rate.
Speaker 6 (29:05):
Yeah, And I think people are starting to get over
that interest rate hangover that they had.
Speaker 1 (29:11):
Yeah.
Speaker 6 (29:13):
A lot of people were just waiting thinking, Oh, they're
going to go right back down.
Speaker 1 (29:19):
They're not.
Speaker 3 (29:19):
No, And I have to speak to First Financial because
as a business owner, we're able to use your company
and people finance their homestand by generators. We have done
quite a few of those, and to be honest with you,
they make it easy. Yeah, and that is one of
the things in business that we try to do is
to make it easy. And y'all have made it very easy.
And we are doing everything we can to keep everything local.
(29:44):
So making it just makes it so much easier when
we go, hey, we got a local First Financial is
going to take care of this. We keep this here,
everything stays local. We build our community, We build Southeast
Texas together. So I want to thank you for that
because it really does make it easier for us.
Speaker 1 (29:59):
Well, thank you, thank Yeah. I agree that the First
Financial piece of it, the reason why I have partnered
with them in so many things is because they have
the same culture, the core values, the local decisions are made,
they're active in our community. I just cannot say enough.
They assisted me in getting my business off the ground
(30:22):
when other people wouldn't. They take a risk. Now I'm
going to say it's a they look at all the things,
but they look at the people. And so because things
a lot of decisions are made locally and they know
that people in Southeast Texas, it enables them to do that.
And so like it's like with you Lee, American Air,
(30:44):
that we use you because you're local, you're active, you're participating,
your reputable I know if something were to come up
with one of an ac well I have. I've called
you before with issues and said, hey, Lee, help me
with that, and you're like, I'm going to do whatever
it takes. And that's what you do. And that's the
kind of people that we want to make sure that
(31:06):
when we're talking on this show to everyone that's out there,
we want to make sure that we're giving people the best.
And so I really appreciate that about Yulie and also
with American Air and First Financial.
Speaker 6 (31:20):
Absolutely it makes a difference to have a resource that
you can call not yeah you may like I might
not need an air conditioner today, but I just have
a question.
Speaker 1 (31:29):
Yeah you know you might.
Speaker 3 (31:33):
But it is also again the face to face to me,
that's the important thing. I like being able to see
who I'm dealing with. And more and more in our businesses,
we are taking those things that are outside sourced and
bringing them in to where we can have these one
on ones because when it is one on one against
you can do so many other things. It's so much
easier to do business.
Speaker 1 (31:55):
And and things come up, you know, no matter what
business you're in. We were talking talking about that, things
come up and there are challenges with every single business.
So what helps is when you do have a personal
relationship and you can reach out and say, hey, help
me with this. And that's the thing about First Financial.
I have a personal banker there. If you have a business,
(32:17):
you will have a personal banker there. We can walk
into any First Financial. They're gonna help me. They won't.
They don't all know me, but I can tell you
I can walk in and someone there is going to
be able to help me. And when you are dealing
with a big bank, it's harder. You don't have that
personal service.
Speaker 3 (32:35):
Or the ones that are out of state, Yeah, they don't.
You're a number, you're not a name.
Speaker 1 (32:40):
Yeah. And they're not going to run into y at
the grocery store, at church or at the t ball game,
you know.
Speaker 4 (32:46):
Yeah.
Speaker 6 (32:46):
So no, my.
Speaker 4 (32:47):
Former employer who will go unnamed.
Speaker 6 (32:50):
When you see are you sure you don't want to
out there?
Speaker 3 (32:55):
Really?
Speaker 4 (32:55):
When you see decisions being made from two thousand miles
away that are negative impacting your community and important facilities
in your community, you know, locally owned and operator is
really important.
Speaker 1 (33:07):
Yeah, it makes a huge difference.
Speaker 6 (33:09):
Yeah.
Speaker 1 (33:10):
And you know, Lee, you brought up generators today. My
daughter actually called me because I don't have one ken
and and she said, you know, mom, tonight, if everything
goes out, you can come over because you know, we
have a generator. So exactly, today is a great day.
And we will when we come back, talk about generators.
(33:31):
But we're also going to talk about a mayor air care.
So don't go away. This is the Dana Simmons Show.
Welcome back. This is Dana Simmons and want to invite
you if you're out and about to go by our
open houses. We have one at forty nine ten Gladys
Avenue and Beaumont there on the corner. It is a
big five bedroom, three and a half bath, two car
garage with an in ground pool over four thousand square
(33:53):
feet listed for four thirty four nine. That that is
one of the best values I think in the west
end of Beaumont.
Speaker 6 (33:59):
Oh.
Speaker 1 (33:59):
And if you love the calder Place edition, which let
me tell you I do, there is another house that's
on the market seven hundred twentieth Street, beautiful historic two
story home with a port of cachet iron fence all
the way around it. It too is forty four hundred
square feet, has an ingroum pool and guest quarters. So
(34:21):
go see Brian over on Gladys and go see Christy
at seven hundred and twentieth Street and let them give
you a tour of these beautiful homes. Also with us
today we have Lee Potter. He is with American Air
Systems and Lee, for how many years have you been
doing the a Mare air Cares campaign?
Speaker 3 (34:40):
This is going to be our seventh year, our seventh
year to be able to do it. We're so very excited.
Speaker 1 (34:45):
Well, it's cool to care. Campaign is an amazing way
that you give back to a deserving homeowner in our area.
So talk a little bit about what it is, why
you do it, and how do people enter.
Speaker 3 (34:59):
Okay, perfect, So seven years ago, you know, we were
in we're in business. We've been in business for forty
three years. And my wife, Terry Lynn says, you know,
we need to give back to the community, and we
don't need to give back in a small way. It
needs to be big. And it's like, okay, what do
you mean she is We're going to give away an
air conditioner. It's like well pumped up bread, you know.
(35:21):
But uh, she she just kept going, kept going, and
all of a sudden we did the first one, and
then seven years later, here we go. So the way
it works, it's to nominate your neighbor. It's it's out
there on our website a M E R ai R
dot com. Click on the logo, you'll go straight to
it and you can nominate anyone you want to be
(35:46):
a chance to have a new air conditioning system installed
in their home. And in the there's two criteria. Number One,
they must be the homeowner. Now granted, yeah, hey I'm
paying a mortgage, you're the homeowner. Number two you must
live in Jefferson Harden Chambers Are I always forget the
fourth one, but it's it's on my website. Chambers Jefferson, Jefferson, Jefferson, Jesus,
(36:11):
the one we're in. So that's it. That's all they've
got to do. But it's not about the air conditioner, Okay,
it's about the person in the home. So, hey, you know,
I've got a my grandma, she's been living in this house,
she's been taking care of the neighborhood kids for years.
Her air conditioner is on the fritz, or is thirty
(36:33):
years old. And yes, she is a nomination choice. Hey,
a good friend of mine is a first responder and
they have to be here through all the stuff. An
excellent choice. What about the teacher that works down at
Westbrook or one of the elementary schools. Phenomenal idea. It's
not about the unit, make no mistake. What we're going
(36:55):
to try to do is this. We want to be
able to install a brand new air conditioning system that
brings comfort, brings a piece a sense of peace to them,
to know that this is taken care of, it's fully warranted,
it's they don't have to pay for anything else it's
you know, except for the electricity to make it run,
(37:16):
so to speak. It's a good idea if possible. They
do need to make sure they take care of the maintenance,
as you know. Again we've talked about.
Speaker 1 (37:28):
I think one of the keys though, is what you said,
you need to tell the story, so.
Speaker 3 (37:32):
Wow, all the story while you want.
Speaker 1 (37:34):
To input their information, you know, the vital information. But
I think what is really critical is you have a
board of people I do who will be selecting this.
Speaker 3 (37:44):
Yes, we have twenty to thirty community leaders. You've been
a part of it, have it is one of my
most favorite nights. Well, it is my most favorite knight.
And this is where we bring April thirtieth. Our nominations
will close, so April thirtieth are nominated closed for this year,
and then our board gets together and then they get
(38:04):
to read all the nominations and my employees and what
they do to install this are gonna be phenomenal. But
I have a key employee at my shop who is
the only one at my shop who reads these. She
will redact the names and the addresses to make it
as the story is. And I ask you to do
(38:25):
a story. Tell them make it bleed on it crin
at everything because when we put it down in front
of these committee and they start fighting for the one
that they believe is the one, God does not work
in any other way. It is one of the most
beautiful things I've ever watched in my life. And it
(38:45):
is to me the most amazing night because I have
twenty five to thirty people fighting over three or four
people that have had a great story written about them
and it doesn't matter because one of them is getting
a brand new air conditioning system. So it's awesome.
Speaker 1 (39:00):
So the the application is online online. They can search
American Air.
Speaker 3 (39:06):
YEP, American Air Systems on Google A M E r
aiur dot com. They can call our shop. There are
nomination forms. They can write it out, they can mail it.
Please have it in our mail before April thirtieth. Anything
not in our mail past that not postmark, but in
our mail April thirtieth. Everything else will be jettison. We
(39:29):
can't use it for this year. There have been people
that have been nominated multiple years. In last year, one
of the persons who's been nominated multiple years one, so
don't not think about well haven't been able to win.
Man get them if you've nominated before, get them back
out again.
Speaker 5 (39:45):
Yeah.
Speaker 3 (39:45):
So yeah, it's very cool.
Speaker 1 (39:47):
So get those in by April thirtieth. They can stop
by your offices. You have an office in Lumberton. We do.
Speaker 3 (39:54):
We have ten to fifty South twenty third Street here
in Beaumont, right across from the road from M ANDD
and the brand new Oilay and then we're down in Lumberton,
North End of Lumberton, five twenty three North LHS Sweet
one hundred. Come in, come see us. We'll make sure
that we get it done. But man, I tell you
what it's. It's we love it. We love doing this
(40:15):
and having some fun.
Speaker 1 (40:17):
Well, I appreciate you being on the show today sharing
that we will have you back to talk more about
American air systems and the generators and all that you
offer in your new Halo programs. So our new Halo
a whole lot to talk about. But if anyone wants
to get a hold of you, how do they contact you?
Speaker 3 (40:33):
Easiest way phone number four O nine eight four to
two twenty four zero two. They can go to the website,
hit the nomination. Let's get some nominations. Let's make it
hard for the board to do their job.
Speaker 1 (40:44):
Let's do that. Do you stay till midnight? I mean,
however long it takes, Yeah, it takes a while.
Speaker 3 (40:51):
It's fun to watch. And we do not unlock the
doors until they've got a winner runter.
Speaker 1 (40:55):
You're locked in.
Speaker 3 (40:57):
Well.
Speaker 1 (40:57):
I also want to tell Richmond Holly and I'll be
mesh with Scoop Duty. Thank you so much for sharing
with us what you do. If someone wants to be
able to contact you, remind our listeners again, how can
they get ahold of.
Speaker 5 (41:09):
You phone number four O nine two eight eight one
three five Oh. Our website is Scoop Duty, that's scoop
doo t y. You can also just google, you know,
Spooper Scooper Baumant, Texas. But we do, we do serve everywhere.
Speaker 1 (41:26):
Around Yeah, and you're on Facebook, they can find you there.
Speaker 5 (41:30):
So Mid County, Lumberton wherever? Yeah, ORINGE give us a call.
Speaker 1 (41:35):
And Lonnie White with First Financial Bank. If anyone has
questions about the things we've talked about or anything banking,
how would they contact you?
Speaker 6 (41:41):
They can reach me on my cell phone it's four
O nine three three zero seven five four nine, or
email l White at f FI N dot com.
Speaker 1 (41:54):
We want to thank you so much for joining us today.
It has been wonderful. Hope you guys stay safe out
there and we'll be back next Saturday again at noon,
so we'll see you then. Have a great day. This
is the Dana Simmons Show.