August 18, 2025 • 23 mins
Back Taxes Tax Resolution negotiating with the IRS
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Ask The Experts Florida is broadcast live Mondays at 9AM ET and Thursdays at 5PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask The Experts Florida is viewed on Talk 4 TV (www.talk4tv.com).
Ask The Experts Florida Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
The topics and opinions express in the following show are
solely those of the hosts and their guests, and not
those of W FOURCY Radio. It's employees are affiliates. We
make no recommendations or endorsements for radio show programs, services,
or products mentioned on air or on our web. No
liability explicitor implies shall be extended to W FOURCY Radio
or its employees are affiliates. Any questions or comments should
be directed to those show hosts. Thank you for choosing
(00:21):
W FOURCY Radio.
Speaker 2 (00:26):
Welcome to the Ask the Experts Show on W FOURCY
Radio and Talk for TV, where we bring you educational
information from top local experts in the fields of legal, health,
financial and home improvement. Now sit back and listen to
experts in family law, association law, hearing laws, business brokers,
(00:47):
home care, along with many other topics. Now Here are
your hosts, Spivo and Sophia.
Speaker 3 (00:55):
Hey, good morning Textas. Welcome to another sc experts show. Well,
we bring you the top experts in the field of legal, health,
financial and home improvement. I got to tell you our
next expert. I knew the first day we spoke that
this was going to be a great show. And it's
(01:16):
funny because I was born in Saint Louis and this
show the Office originates out of Saint Genevieve, Missouri, and
so Saint Louis is like an important city to me.
And then he called me up one day and said
we're moving another opening up another office in San Antonio.
(01:37):
And I love San Antonio. If you've ever been to
San Antonio, you would understand why. But the most important
thing is Lance. I think he works twenty three and
a half hours a day, and he does it because
he loves helping people. And when it comes to the IRS,
I got to tell you he knows that feeling with
(02:01):
all the new clients that he gets that when the
IRS is after you, it's no fun feeling. Let me
welcome you to Attorney Lance Dry. Good morning, attorney, Good.
Speaker 4 (02:14):
Morning, Steve. How you doing this morning?
Speaker 3 (02:17):
Listen to that boys this early in the morning, it's
been like he's been up all night.
Speaker 4 (02:24):
Well I got up about four thirty this morning, so
it's been about three hours already. But I gotta tell you,
I don't work twenty three and a half hours a day.
I work enough, and I'm normally here every Saturday and
Sunday morning. But I don't work like I used to
because I'm going to be seventy two September tenth, so
I don't work like I used to anyway. But I
(02:46):
got some more good news.
Speaker 3 (02:49):
I love it.
Speaker 4 (02:49):
This my attorney, my attorneys from Los Angeles will be
in my San Antonio office in September, and then we're
going to open an off also in Houston.
Speaker 3 (03:01):
Text Oh nice, wonderful. Ray. I gotta tell, we get
so many texts just people saying, well, I gotta tell
this is a compliment if you understand our business, Like
why isn't the show longer? When they're saying that, that
means they'd love the show. But we got a letter,
and I told you before the show. I got to
(03:22):
read this. It's not very long, but it's such an
amazing letter. It says, I hope you're able to read
my email. I have really enjoyed your show with Attorney Drury.
I turned a friend onto him seven months ago from
your show and my friend Joe is out of such
(03:43):
a jam with the irs, and he complimented Attorney Drury
staff so much. He told me how honest and carrying
the firm was regarding his problem with the IRS. I
hope anyone who has to go up against the dreaded
IRS will contact Attorney Jury. I want to thank Steve
(04:05):
O for providing so many educational soho for your great experts.
I know this had to be a cousin of yours. Lance.
Speaker 4 (04:13):
I don't even know who you're talking about, but I
want to tell you we are heart centered. We have
a lot of integrity. You know, I'm the liberation architect.
A lot of tax attorneys talk numbers. I talk giving
people their financial freedom back, saving them from the clutches
of the IRS. The analogy I always use, and I've
(04:35):
probably used it on this show before Steve, is that
I'm the guy saving Fay Ray from the clutches of
King Kong. So that's what we do here.
Speaker 3 (04:46):
That's a good analogy.
Speaker 4 (04:47):
I have more better practitioners than I have ever had.
We have eight attorneys other than myself on board. You know,
we're just keep growing the office. Wheel have over a
thousand clients at any one time, and I hope I'm
still doing this ten years from now.
Speaker 3 (05:06):
Well, your voice shows you sure have the energy for it.
Let me get to questions. We've got so many of
them here. The first one, is it possible to have
the IRS to hold off on collection?
Speaker 4 (05:21):
Well, it is. In this sense. You can do a
couple things. One is that you can call them up
and tell them you need six months to pay the
full amount back, and then you can work out a
settlement for less than the full amount within that six
month period. That gives you room to breathe. Obviously, if
they come after you with a final notice of intent
(05:43):
to levy, you can file either a collection due process hearing,
and you want to file that, you have to file
that if you have a revenue officer. But the other
thing is if you want to wait beyond that thirty days,
you can file what's called an equivalency hearing request. I
just did this with the case the guy owned ninety
thousand dollars, and I don't do too many cases anymore.
(06:07):
The ninety thousand runs out next month. But the reason
we filed the equivalency hearing is the clock on collections
does not stop. It stops if you file election due
process hearing request, which means the IRS then has longer
to collect against you. So we did the equivalency hearing
(06:29):
request and the IRS is so screwed up right now.
I think we had three different settlement officers. I don't
know what's going on in appeals at the IRS, but
my attorneys tell me about this all the time. Is
they'll start with one and then it'll be assigned to
somebody else, and they maybe even a third person. So
(06:49):
if you do the equivalency hearing, guess what the clock
on collections is running that full time. So we had
the equivalency hearing back in June, and so there's no
way at this point they may have less than thirty
days at this point to collect ninety thousand dollars and
that it's impossible for them to do that in that
(07:11):
amount of time.
Speaker 3 (07:12):
Ray. One of the things I've learned from you, and
you talk just now about how kind of do it yourself.
I have learned from you Ray, you do not want
to talk to the IRS yourself because you can give
out information that can hurt you in the long run.
(07:34):
Plus you've never dealt with the IRS. They are really
I gotta tell they're really good at collections. But that's
why it's so important that you let a company like
Attorney Lance Drury's Office handle this for you. Am I
correct on that absolutely.
Speaker 4 (07:52):
I mean talking to the IRS if you owe taxes
to them is like talking to the cops if you're
charged with the crime. It's not a good idea. You're
just going to hurt yourself. I've seen so many people
audit it because of what they told the IRS. And
the other thing is everybody thinks is is the Oh,
I can do this on my own. There's nothing to it.
(08:12):
I just call them up and get my own agreement.
When I was a regular small town lawyer, I spent
fifteen hours a year for continuing legal education. Now myself
and every lawyer in my office spends fifty to one
hundred hours or more every year just keeping up on
this stuff. Because things are constantly changing. We know the
(08:35):
ins and out, we know how to navigate the IRS mays.
They're so compartmentalized. You can only get one thing done here,
then you've got to go to a different department to
accomplish something else. And the other thing is we have
special software. We can get through to the automated collection
system and other departments in three minutes. I've had people
(08:57):
come to me and say I got to hire you,
because every time I call them up it's two hours,
and sometimes after the two hours, I get disconnected, and
so they're understaffed. I've never seen them make more mistakes
than they're making right now because they're not properly trained.
And if you're a lay person and you call them
up and somebody tells you something that's not right, you're
(09:19):
not going to know that. But we know that, and
you know what we do is I just tell them, well,
I got to go, I got somebody waiting for me,
and then I call back until I can talk to
somebody that knows what they're talking about. But the average
person is not going to know that, and they take
advantage of lay people, and so you need the services
(09:39):
of an attorney. I tell everybody there's three rules. If
you don't harre my firm, hire an attorney that does
this every single day. Accountants are great with the numbers,
but I've seen accountants put tens of thousands of dollars
of liability on the books for their clients. Because you know,
the IRIS only requires the last six years tax turns
(10:00):
to be filed in order to you get to get
a deal. Well, these accounts will tell them to file
for the last ten years, and if they're self employed
and have never made any estimated tax payments. They're going
to owe tens of thousands. Don't tell them to file
every single one because they don't know. They're great at
what they do, but they just dabble in dealing with
(10:20):
the irs. Number two, go local, and number three, don't
hire one of the big boys. There's a lot of
scam artists out there. I can tell you were a
four point seven out of five in Saint Louis for
Google reviews, were a four point nine out of five
in Nashville, Tennessee.
Speaker 3 (10:37):
You know right, I got to tell you, Lance, I've
told on your show before. We do so much due diligence,
and I have seen these big national companies to make
you these sometimes got awful promises and if you look
at what people write about them is they had no
(10:59):
problem taking my money, but after that it would take
weeks sometimes months to get a hold of them. And
I know how important customer service is to you and
a lot of these people. I'm telling you, you've got
to be so careful. That's why I'm so excited that
we have attorney Lance Drury as our expert, because just
(11:23):
like you said, there's you've got to be so aware
of some of these companies out there. And I'm telling you,
just because they're a national company and have I would
say celebrities doing their ads from doesn't mean squad.
Speaker 4 (11:43):
Yeah. And I got to tell you a story a
guy out of San Antonio. This happened last week last September.
I talked to him and in my San Antonio office,
he had another attorney. I had heard of the attorney before,
never heard anything bad about him, and he said he
wasn't getting back to him and all of this, and
so he had me explain to him, you know what
(12:05):
a notice of deficiency was and what it means to
go to US tax court. And I told him, I said,
you know, stay here. If you've got any problems down
the road, then give me a call and we'll get
back together. And I don't know what happened, but the
auditor on the case said the attorney never got a
hold of him. So last week he retained my services.
(12:27):
And we're taking care of that right now.
Speaker 3 (12:30):
We just got we just got a test from Pam.
You know where New Brunsfield is.
Speaker 4 (12:38):
I've heard of it. Yeah, I think we have clients.
If we're not, we've had perspectives. It's not too far
from saying it.
Speaker 3 (12:45):
Right outside San Antonio. That's right. Pam wants to know,
first of all, you have a Spanish speaking representative in
your San Antonio office, and she also wants to know
about what your feelings are on the fresh Start program.
Speaker 4 (13:04):
My feelings about the fresh Start program is that what
she wants to know. Okay, okay. To answer the first
question right now, we do not have a person who's
Spanish speaking. I have looked for a Spanish speaking attorney
before who would go to my San Antonio office. I
had a hen hunter. We couldn't. We didn't have one application. However,
(13:28):
what we may do, and this has been in discussion,
is once my two attorneys from Los Angeles go there,
we may hire a legal assistant who is fluent in
Spanish so that she can sit down on the initial consults.
So we already have a Spanish The guy that runs
(13:48):
my Nashville office he speaks Spanish fluently and he's local
to Nashville. The other thing is my feelings about the
fresh Start program is I think it's really been hyped up.
It acts like you can just call them up and say, hey,
get my client a fresh start and it'll all go away.
(14:09):
It doesn't work like that. They did make it easier
to get an offer and compromise. They also raised the
level on when a lean could he filed from five
thousand to ten thousand. But you have to prove to
the IRS that your client doesn't have the ability to
(14:29):
pay this back, so you still it's all based on
your ability to pay. Regardless of that, that term of
art of fresh started on. I think I'm frozen, Steve.
Speaker 3 (14:40):
Let me see, well we're hearing you. Fine, well, that's good.
Here's Mark in Universal City, which is right outside San Antonio.
Once to know. Thank you so much for your show.
I just found it. I'm really enjoying it. You have
really great information. Can you explain what happens when the
(15:04):
IRS levy your bank account and can they also levy
your property?
Speaker 4 (15:11):
Yes, let me explain about the bank account first. The
levee on the bank account is only good the day
that it hits, so it's limited to whatever funds are
in that bank account on the day that it hits.
It's you know, any funds that are put in there
the day after it hits that are not subject to
(15:33):
the levee. However, the bank has to hold on to
that for twenty one days before they can send those
moneies to the IRS. And so you have time then
to show the IRS that your client is under a
financial burden should not be levied and you can get
(15:55):
the levee lifted then in whole or in part based
upon your ability to pay the money's back and get
set up on an agreement with the IRS, and then
they'll lift the levee. Now they can also theoretically levy
your property. Other than that, but here's what Normally, the
IRS they will seize homes, but you really gotta you
(16:19):
really got to be defined with them before they're going
to take your homes. Are you a lot of money
and it's the only asset that you have to pay
any of the money's back. But normally when they institute
a levee, it's bank accounts, wages and the wage levee
is continuous until you get it lifted, and they can
(16:40):
take fifteen percent of your social security But guess what
that SOBI security check is normally direct debited into your
bank account and once it hits your bank account, they
can take it all. So you know when they say
it's limited to fifteen percent of your social Security Well
that's true before they send you the check, but after,
(17:02):
after the check is deposited to your account, they can
take the rest of it.
Speaker 3 (17:06):
And your audio is coming in great. Might want to
make sure your camera's not muted. I don't see you
up there, but your audio is just fine. Let's continue
going on. Can you walk us through when somebody is
(17:28):
owed back taxi and they start getting the letters from
the IRS, when is the time, first of all, to
contact your office right away.
Speaker 4 (17:38):
You don't want to wait till the last minute, because
we'll have to prepare what's called either a collection due
process hearing request as I talked about earlier, or an
equivalency hearing request. And you certainly don't want to wait
until after you've been levied. You can, but guess what,
it's going to be more expensive because it's a lot
(17:59):
harder to get a levy lifted then to stop a levy,
and so you want to make sure that you call
the legal representative right away. I have to tell you
in June of this year, we had a record revenue month.
And why was that? Because the I R S was
either levying people left and right, or they were threatening
(18:20):
to levy people left and right, and that's when people call.
When they when they start sending those nasty grams to people,
that's when the phones rang off the hook big time.
And so the I R. S Is actively levying people.
Now they're back. So you want to take care of
this as soon as possible. I have to tell you
(18:42):
procrastination is, for the most part, never a good strategy
when you're dealing with the taxing authorities.
Speaker 3 (18:49):
Hey, this is really a great question. We just got
in from Grant in Austin. I just found your show today.
I thank god direct me because I owe back taxes.
I have not gotten a letter yet. Do you suggest
I call your office now or wait till I get
(19:10):
that first letter.
Speaker 4 (19:12):
Oh? No, call now, because that gives us a lot
more time. You got to understand, you didn't get here overnight.
We're not going to get you out overnight. The president
of the American Society of Tax Problem Solvers says, you're
doing your client of disservice if you work less than
nine months on their case, because you're not going to
get them the best possible deal. You're going to have
(19:34):
to fill out financial statements that's where you get the
biggest bang for your buck because they're confusing, they're complicated,
they're tough for the average individual to try to fill out.
We may have to go through that three, four or
five times. Then we need documentation to back up certain
categories of expenses. So the sooner you get to us,
(19:58):
the more time we're going to have to all your
problem before a Levey hits uh.
Speaker 3 (20:03):
This is from Nick and san Antonio. He said, I
am so embarrassed about the position I'm in. I haven't
paid taxes in the last three years. I'm so embarrassed.
That's one of the reasons why I have not tried
to do anything. Lance you don't judge anybody no.
Speaker 4 (20:25):
And don't let don't let the government shame you into this.
But like I said earlier, you got to get on this.
You know, putting your head in the sand is not
going to get your problem resolved. And then you're going
to have bigger problems because they're going to come after
your bank account. They're going to come after ninety percent
of your take on pay and how do you pay
(20:46):
pay the bills then? And so what I do is
I give people their lives back. I save their income,
I save their assets. I give them peace of mind.
And there's no shame about your situation. You're not broken.
It's the system that's broken. And we're here to help
navigate you through all that and we'll take care of you.
Speaker 3 (21:07):
Well. Speaking of taking care of Lance, if they're in
the San Antonio or the Texas area, what number should
they they call?
Speaker 4 (21:16):
Seven two six to zero two thirteen hundred. It's moving
at the bottom of your screen there, Steve, and we'll
take care of you.
Speaker 3 (21:25):
Yeah, and listen. If you have a relative or a
friend and they can be out of the Texas area
or even out of the Missouri Tennessee area, haven't called
it because this is we're talking federal income taxes. Have
them call Attorney Lance Jury's office. What is your free number?
Speaker 4 (21:47):
Uh, the toll free number is eight eight eight three
six seven six' five one two And, steve we have
we have clients In, california we have clients In New.
YORK i had a guy from Y'all, Ankers New york
called me up because somebody AND i had even forgotten
the guy's name ten years, ago hired. Me he was well.
(22:07):
Pleased and we're doing all kinds of work for the
guy out Of, Yonkers New.
Speaker 3 (22:11):
York that's. Amazing, Listen, LANCE i am so. Glad we
are so blessed to have your, firm and you're going
to be back with us the Last friday of this.
Month we're going to be doing The Missouri Tennessee. Show
and the great part is you can go to iHeart
Or spotify and listen or watch any of these. Shows,
(22:35):
Lance thank you so. Much we'll see you in about
a week and a half with more sc. Experts thank You.
Speaker 4 (22:42):
Lance always great to see, You. STEVE i look forward to.
Speaker 3 (22:46):
It thank you. Brother that's at, Tourney Lance. Drury that's
going to do it for us. Today thank you so
much for tuning in every, week or actually every. Day
we offer new experts so many areas, legal, health, financial
and home. Improvement, hey we'll see you again next week
(23:07):
with more as The.
Speaker 2 (23:08):
Experts thanks for tuning in today to The ask The
experts show on THE W fourcy radio And talk FOR.
Tv tune in next week and every week to hear
more from our experts on personal, injury, insurance air condition,
repairs estate, planning, medicare and many other topics in the
areas of, legal, health financial and home. Improvement see you next.
Speaker 3 (23:34):
Week
The topics and opinions express in the following show are
solely those of the hosts and their guests, and not
those of W FOURCY Radio. It's employees are affiliates. We
make no recommendations or endorsements for radio show programs, services,
or products mentioned on air or on our web. No
liability explicitor implies shall be extended to W FOURCY Radio
or its employees are affiliates. Any questions or comments should
be directed to those show hosts. Thank you for choosing
(00:21):
W FOURCY Radio.
Speaker 2 (00:26):
Welcome to the Ask the Experts Show on W FOURCY
Radio and Talk for TV, where we bring you educational
information from top local experts in the fields of legal, health,
financial and home improvement. Now sit back and listen to
experts in family law, association law, hearing laws, business brokers,
(00:47):
home care, along with many other topics. Now Here are
your hosts, Spivo and Sophia.
Speaker 3 (00:55):
Hey, good morning Textas. Welcome to another sc experts show. Well,
we bring you the top experts in the field of legal, health,
financial and home improvement. I got to tell you our
next expert. I knew the first day we spoke that
this was going to be a great show. And it's
(01:16):
funny because I was born in Saint Louis and this
show the Office originates out of Saint Genevieve, Missouri, and
so Saint Louis is like an important city to me.
And then he called me up one day and said
we're moving another opening up another office in San Antonio.
(01:37):
And I love San Antonio. If you've ever been to
San Antonio, you would understand why. But the most important
thing is Lance. I think he works twenty three and
a half hours a day, and he does it because
he loves helping people. And when it comes to the IRS,
I got to tell you he knows that feeling with
(02:01):
all the new clients that he gets that when the
IRS is after you, it's no fun feeling. Let me
welcome you to Attorney Lance Dry. Good morning, attorney, Good.
Speaker 4 (02:14):
Morning, Steve. How you doing this morning?
Speaker 3 (02:17):
Listen to that boys this early in the morning, it's
been like he's been up all night.
Speaker 4 (02:24):
Well I got up about four thirty this morning, so
it's been about three hours already. But I gotta tell you,
I don't work twenty three and a half hours a day.
I work enough, and I'm normally here every Saturday and
Sunday morning. But I don't work like I used to
because I'm going to be seventy two September tenth, so
I don't work like I used to anyway. But I
(02:46):
got some more good news.
Speaker 3 (02:49):
I love it.
Speaker 4 (02:49):
This my attorney, my attorneys from Los Angeles will be
in my San Antonio office in September, and then we're
going to open an off also in Houston.
Speaker 3 (03:01):
Text Oh nice, wonderful. Ray. I gotta tell, we get
so many texts just people saying, well, I gotta tell
this is a compliment if you understand our business, Like
why isn't the show longer? When they're saying that, that
means they'd love the show. But we got a letter,
and I told you before the show. I got to
(03:22):
read this. It's not very long, but it's such an
amazing letter. It says, I hope you're able to read
my email. I have really enjoyed your show with Attorney Drury.
I turned a friend onto him seven months ago from
your show and my friend Joe is out of such
(03:43):
a jam with the irs, and he complimented Attorney Drury
staff so much. He told me how honest and carrying
the firm was regarding his problem with the IRS. I
hope anyone who has to go up against the dreaded
IRS will contact Attorney Jury. I want to thank Steve
(04:05):
O for providing so many educational soho for your great experts.
I know this had to be a cousin of yours. Lance.
Speaker 4 (04:13):
I don't even know who you're talking about, but I
want to tell you we are heart centered. We have
a lot of integrity. You know, I'm the liberation architect.
A lot of tax attorneys talk numbers. I talk giving
people their financial freedom back, saving them from the clutches
of the IRS. The analogy I always use, and I've
(04:35):
probably used it on this show before Steve, is that
I'm the guy saving Fay Ray from the clutches of
King Kong. So that's what we do here.
Speaker 3 (04:46):
That's a good analogy.
Speaker 4 (04:47):
I have more better practitioners than I have ever had.
We have eight attorneys other than myself on board. You know,
we're just keep growing the office. Wheel have over a
thousand clients at any one time, and I hope I'm
still doing this ten years from now.
Speaker 3 (05:06):
Well, your voice shows you sure have the energy for it.
Let me get to questions. We've got so many of
them here. The first one, is it possible to have
the IRS to hold off on collection?
Speaker 4 (05:21):
Well, it is. In this sense. You can do a
couple things. One is that you can call them up
and tell them you need six months to pay the
full amount back, and then you can work out a
settlement for less than the full amount within that six
month period. That gives you room to breathe. Obviously, if
they come after you with a final notice of intent
(05:43):
to levy, you can file either a collection due process hearing,
and you want to file that, you have to file
that if you have a revenue officer. But the other
thing is if you want to wait beyond that thirty days,
you can file what's called an equivalency hearing request. I
just did this with the case the guy owned ninety
thousand dollars, and I don't do too many cases anymore.
(06:07):
The ninety thousand runs out next month. But the reason
we filed the equivalency hearing is the clock on collections
does not stop. It stops if you file election due
process hearing request, which means the IRS then has longer
to collect against you. So we did the equivalency hearing
(06:29):
request and the IRS is so screwed up right now.
I think we had three different settlement officers. I don't
know what's going on in appeals at the IRS, but
my attorneys tell me about this all the time. Is
they'll start with one and then it'll be assigned to
somebody else, and they maybe even a third person. So
(06:49):
if you do the equivalency hearing, guess what the clock
on collections is running that full time. So we had
the equivalency hearing back in June, and so there's no
way at this point they may have less than thirty
days at this point to collect ninety thousand dollars and
that it's impossible for them to do that in that
(07:11):
amount of time.
Speaker 3 (07:12):
Ray. One of the things I've learned from you, and
you talk just now about how kind of do it yourself.
I have learned from you Ray, you do not want
to talk to the IRS yourself because you can give
out information that can hurt you in the long run.
(07:34):
Plus you've never dealt with the IRS. They are really
I gotta tell they're really good at collections. But that's
why it's so important that you let a company like
Attorney Lance Drury's Office handle this for you. Am I
correct on that absolutely.
Speaker 4 (07:52):
I mean talking to the IRS if you owe taxes
to them is like talking to the cops if you're
charged with the crime. It's not a good idea. You're
just going to hurt yourself. I've seen so many people
audit it because of what they told the IRS. And
the other thing is everybody thinks is is the Oh,
I can do this on my own. There's nothing to it.
(08:12):
I just call them up and get my own agreement.
When I was a regular small town lawyer, I spent
fifteen hours a year for continuing legal education. Now myself
and every lawyer in my office spends fifty to one
hundred hours or more every year just keeping up on
this stuff. Because things are constantly changing. We know the
(08:35):
ins and out, we know how to navigate the IRS mays.
They're so compartmentalized. You can only get one thing done here,
then you've got to go to a different department to
accomplish something else. And the other thing is we have
special software. We can get through to the automated collection
system and other departments in three minutes. I've had people
(08:57):
come to me and say I got to hire you,
because every time I call them up it's two hours,
and sometimes after the two hours, I get disconnected, and
so they're understaffed. I've never seen them make more mistakes
than they're making right now because they're not properly trained.
And if you're a lay person and you call them
up and somebody tells you something that's not right, you're
(09:19):
not going to know that. But we know that, and
you know what we do is I just tell them, well,
I got to go, I got somebody waiting for me,
and then I call back until I can talk to
somebody that knows what they're talking about. But the average
person is not going to know that, and they take
advantage of lay people, and so you need the services
(09:39):
of an attorney. I tell everybody there's three rules. If
you don't harre my firm, hire an attorney that does
this every single day. Accountants are great with the numbers,
but I've seen accountants put tens of thousands of dollars
of liability on the books for their clients. Because you know,
the IRIS only requires the last six years tax turns
(10:00):
to be filed in order to you get to get
a deal. Well, these accounts will tell them to file
for the last ten years, and if they're self employed
and have never made any estimated tax payments. They're going
to owe tens of thousands. Don't tell them to file
every single one because they don't know. They're great at
what they do, but they just dabble in dealing with
(10:20):
the irs. Number two, go local, and number three, don't
hire one of the big boys. There's a lot of
scam artists out there. I can tell you were a
four point seven out of five in Saint Louis for
Google reviews, were a four point nine out of five
in Nashville, Tennessee.
Speaker 3 (10:37):
You know right, I got to tell you, Lance, I've
told on your show before. We do so much due diligence,
and I have seen these big national companies to make
you these sometimes got awful promises and if you look
at what people write about them is they had no
(10:59):
problem taking my money, but after that it would take
weeks sometimes months to get a hold of them. And
I know how important customer service is to you and
a lot of these people. I'm telling you, you've got
to be so careful. That's why I'm so excited that
we have attorney Lance Drury as our expert, because just
(11:23):
like you said, there's you've got to be so aware
of some of these companies out there. And I'm telling you,
just because they're a national company and have I would
say celebrities doing their ads from doesn't mean squad.
Speaker 4 (11:43):
Yeah. And I got to tell you a story a
guy out of San Antonio. This happened last week last September.
I talked to him and in my San Antonio office,
he had another attorney. I had heard of the attorney before,
never heard anything bad about him, and he said he
wasn't getting back to him and all of this, and
so he had me explain to him, you know what
(12:05):
a notice of deficiency was and what it means to
go to US tax court. And I told him, I said,
you know, stay here. If you've got any problems down
the road, then give me a call and we'll get
back together. And I don't know what happened, but the
auditor on the case said the attorney never got a
hold of him. So last week he retained my services.
(12:27):
And we're taking care of that right now.
Speaker 3 (12:30):
We just got we just got a test from Pam.
You know where New Brunsfield is.
Speaker 4 (12:38):
I've heard of it. Yeah, I think we have clients.
If we're not, we've had perspectives. It's not too far
from saying it.
Speaker 3 (12:45):
Right outside San Antonio. That's right. Pam wants to know,
first of all, you have a Spanish speaking representative in
your San Antonio office, and she also wants to know
about what your feelings are on the fresh Start program.
Speaker 4 (13:04):
My feelings about the fresh Start program is that what
she wants to know. Okay, okay. To answer the first
question right now, we do not have a person who's
Spanish speaking. I have looked for a Spanish speaking attorney
before who would go to my San Antonio office. I
had a hen hunter. We couldn't. We didn't have one application. However,
(13:28):
what we may do, and this has been in discussion,
is once my two attorneys from Los Angeles go there,
we may hire a legal assistant who is fluent in
Spanish so that she can sit down on the initial consults.
So we already have a Spanish The guy that runs
(13:48):
my Nashville office he speaks Spanish fluently and he's local
to Nashville. The other thing is my feelings about the
fresh Start program is I think it's really been hyped up.
It acts like you can just call them up and say, hey,
get my client a fresh start and it'll all go away.
(14:09):
It doesn't work like that. They did make it easier
to get an offer and compromise. They also raised the
level on when a lean could he filed from five
thousand to ten thousand. But you have to prove to
the IRS that your client doesn't have the ability to
(14:29):
pay this back, so you still it's all based on
your ability to pay. Regardless of that, that term of
art of fresh started on. I think I'm frozen, Steve.
Speaker 3 (14:40):
Let me see, well we're hearing you. Fine, well, that's good.
Here's Mark in Universal City, which is right outside San Antonio.
Once to know. Thank you so much for your show.
I just found it. I'm really enjoying it. You have
really great information. Can you explain what happens when the
(15:04):
IRS levy your bank account and can they also levy
your property?
Speaker 4 (15:11):
Yes, let me explain about the bank account first. The
levee on the bank account is only good the day
that it hits, so it's limited to whatever funds are
in that bank account on the day that it hits.
It's you know, any funds that are put in there
the day after it hits that are not subject to
(15:33):
the levee. However, the bank has to hold on to
that for twenty one days before they can send those
moneies to the IRS. And so you have time then
to show the IRS that your client is under a
financial burden should not be levied and you can get
(15:55):
the levee lifted then in whole or in part based
upon your ability to pay the money's back and get
set up on an agreement with the IRS, and then
they'll lift the levee. Now they can also theoretically levy
your property. Other than that, but here's what Normally, the
IRS they will seize homes, but you really gotta you
(16:19):
really got to be defined with them before they're going
to take your homes. Are you a lot of money
and it's the only asset that you have to pay
any of the money's back. But normally when they institute
a levee, it's bank accounts, wages and the wage levee
is continuous until you get it lifted, and they can
(16:40):
take fifteen percent of your social security But guess what
that SOBI security check is normally direct debited into your
bank account and once it hits your bank account, they
can take it all. So you know when they say
it's limited to fifteen percent of your social Security Well
that's true before they send you the check, but after,
(17:02):
after the check is deposited to your account, they can
take the rest of it.
Speaker 3 (17:06):
And your audio is coming in great. Might want to
make sure your camera's not muted. I don't see you
up there, but your audio is just fine. Let's continue
going on. Can you walk us through when somebody is
(17:28):
owed back taxi and they start getting the letters from
the IRS, when is the time, first of all, to
contact your office right away.
Speaker 4 (17:38):
You don't want to wait till the last minute, because
we'll have to prepare what's called either a collection due
process hearing request as I talked about earlier, or an
equivalency hearing request. And you certainly don't want to wait
until after you've been levied. You can, but guess what,
it's going to be more expensive because it's a lot
(17:59):
harder to get a levy lifted then to stop a levy,
and so you want to make sure that you call
the legal representative right away. I have to tell you
in June of this year, we had a record revenue month.
And why was that? Because the I R S was
either levying people left and right, or they were threatening
(18:20):
to levy people left and right, and that's when people call.
When they when they start sending those nasty grams to people,
that's when the phones rang off the hook big time.
And so the I R. S Is actively levying people.
Now they're back. So you want to take care of
this as soon as possible. I have to tell you
(18:42):
procrastination is, for the most part, never a good strategy
when you're dealing with the taxing authorities.
Speaker 3 (18:49):
Hey, this is really a great question. We just got
in from Grant in Austin. I just found your show today.
I thank god direct me because I owe back taxes.
I have not gotten a letter yet. Do you suggest
I call your office now or wait till I get
(19:10):
that first letter.
Speaker 4 (19:12):
Oh? No, call now, because that gives us a lot
more time. You got to understand, you didn't get here overnight.
We're not going to get you out overnight. The president
of the American Society of Tax Problem Solvers says, you're
doing your client of disservice if you work less than
nine months on their case, because you're not going to
get them the best possible deal. You're going to have
(19:34):
to fill out financial statements that's where you get the
biggest bang for your buck because they're confusing, they're complicated,
they're tough for the average individual to try to fill out.
We may have to go through that three, four or
five times. Then we need documentation to back up certain
categories of expenses. So the sooner you get to us,
(19:58):
the more time we're going to have to all your
problem before a Levey hits uh.
Speaker 3 (20:03):
This is from Nick and san Antonio. He said, I
am so embarrassed about the position I'm in. I haven't
paid taxes in the last three years. I'm so embarrassed.
That's one of the reasons why I have not tried
to do anything. Lance you don't judge anybody no.
Speaker 4 (20:25):
And don't let don't let the government shame you into this.
But like I said earlier, you got to get on this.
You know, putting your head in the sand is not
going to get your problem resolved. And then you're going
to have bigger problems because they're going to come after
your bank account. They're going to come after ninety percent
of your take on pay and how do you pay
(20:46):
pay the bills then? And so what I do is
I give people their lives back. I save their income,
I save their assets. I give them peace of mind.
And there's no shame about your situation. You're not broken.
It's the system that's broken. And we're here to help
navigate you through all that and we'll take care of you.
Speaker 3 (21:07):
Well. Speaking of taking care of Lance, if they're in
the San Antonio or the Texas area, what number should
they they call?
Speaker 4 (21:16):
Seven two six to zero two thirteen hundred. It's moving
at the bottom of your screen there, Steve, and we'll
take care of you.
Speaker 3 (21:25):
Yeah, and listen. If you have a relative or a
friend and they can be out of the Texas area
or even out of the Missouri Tennessee area, haven't called
it because this is we're talking federal income taxes. Have
them call Attorney Lance Jury's office. What is your free number?
Speaker 4 (21:47):
Uh, the toll free number is eight eight eight three
six seven six' five one two And, steve we have
we have clients In, california we have clients In New.
YORK i had a guy from Y'all, Ankers New york
called me up because somebody AND i had even forgotten
the guy's name ten years, ago hired. Me he was well.
(22:07):
Pleased and we're doing all kinds of work for the
guy out Of, Yonkers New.
Speaker 3 (22:11):
York that's. Amazing, Listen, LANCE i am so. Glad we
are so blessed to have your, firm and you're going
to be back with us the Last friday of this.
Month we're going to be doing The Missouri Tennessee. Show
and the great part is you can go to iHeart
Or spotify and listen or watch any of these. Shows,
(22:35):
Lance thank you so. Much we'll see you in about
a week and a half with more sc. Experts thank You.
Speaker 4 (22:42):
Lance always great to see, You. STEVE i look forward to.
Speaker 3 (22:46):
It thank you. Brother that's at, Tourney Lance. Drury that's
going to do it for us. Today thank you so
much for tuning in every, week or actually every. Day
we offer new experts so many areas, legal, health, financial
and home. Improvement, hey we'll see you again next week
(23:07):
with more as The.
Speaker 2 (23:08):
Experts thanks for tuning in today to The ask The
experts show on THE W fourcy radio And talk FOR.
Tv tune in next week and every week to hear
more from our experts on personal, injury, insurance air condition,
repairs estate, planning, medicare and many other topics in the
areas of, legal, health financial and home. Improvement see you next.
Speaker 3 (23:34):
Week
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