Berger Points Broadcast

Berger Points Broadcast

Hi! I'm Chris Berger and I'm sharing my 40+ years experience as an NY & FL agent, home renovator, property manager. I'm a Grandad, Dog Lover. Concert Goer & BIG Yankees Fan! My BROKERS are: Justin Phillips at United Real Estate NY & Don Heisler with Sea Wind Realty FL

Episodes

April 27, 2026 2 mins
You know, I often talk about reducing taxes.

So, people who owe taxes on the property are always looking to save money.Many times the answer is really not too far away.One of my favorite programs is really a farm program.

And what I mean by that is that if you have chickens on your property or if you have a couple of sheep or let’s say you have a beehive.
Well, a lot of people aren’t going to want sheep and a lot of people won’t want ...
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Well, good afternoon, everyone. My name is Chris Berger, and it’s time for a Berger Point.

You know, a lot of people wonder about the value of a good inspection of the home and when it should be performed.

Typically, the buyer always hires the inspector, so that inspection report is for the buyer’s eyes only.Now, it’s up to the buyer whether or not to share that and they usually do when they want to negotiate the price.

Now, when does...
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You know, one of the requirements of a listing agent is to provide a disclosure form to the seller.
What’s a disclosure form?Well, the seller has the obligation to disclose material facts of what’s wrong with the house.

OK, so what’s a material fact?Well, it could be a broken step that’s loose in the front or broken railing.That’s an obvious fact.
It also can be an oil burner that doesn’t work, or it could be a hot water heater that o...
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You know, when a seller wants to upgrade their home, a buyer wants to come in and see everything that’s pristine and one of the things that sellers do, and I’ve always advised them to do, is if they have a den, okay.

For example, and there’s an old rug there, we’ll take up the old rug.

Say your den is 10 by 15. That’s 150 square feet. That’s all. Go to the big box scores. Pick out a nice laminate or better yet, a nice finished hardwo...
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Chris Berger - Long Time Realtor and Triple State Licensed in NY, FL and CT - offers some stellar tips for negotiating a property deal and getting the home you want.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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In this Berger Point, Chris Berger gives you a must do before you sign that contract on the dotted line and buy a home.

Chris tells all his clients to drive by the home when it's raining - this is why....

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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In this Berger Point, Chris Berger tells you a litle bit about what a Reverse Mortgage is and whether or not you are qualified to get one if you want to.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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Chris Berger - Licensed Real Estate Agent with 40 years of experience, gives you the exact and necessary steps that lead to closing a property deal.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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Well, good afternoon, everybody.My name’s Chris Berger, and it’s time for Berger Point.You know, people are very, very concerned about credit today.Everything’s credit.
Well, if you want to raise your credit score, a simple trick to do is keep your purchases on the credit card 20% of what you can maximum spend on the credit card.What do I mean by that?



Okay, here’s an example.$5,000 is your credit limit.If you keep that card at 20% o...
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Long time realtor and property management expert -- Chris Berger - tells you exactly what a Seller Concession Is & Why It's A WIN ForBoth Sides!

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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In this Berger Point, Chris discusses why property disclosure Is Very Important for sellers and what can go wrong if diclosure is ignored or covered up.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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You know, recently I was working with homeowners.They were listing their home, but her big concern was what time the buyers can come to the house.

She didn’t want somebody just showing up any time.Well, always remember, Mrs. Seller, that you are in charge of when the buyers come.

And what I mean by that, you sit down with your listing agent and you set the times, say Monday, Wednesday and Friday, 11 to 5, and Saturday and Sunday, let...
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You know, people have pointed out for years and years why acreage on a property is important.
Now, there’s 43,560 square feet in an acre of land.

So if you’re looking at a listing and it might say one quarter acre, 0.4 acre, 0.6 acre, it gives you a sense of how many acres or how many square feet are on the property or encompass the property.

Why is that important?



Well, most people associate acreage with the amount of bathrooms that y...
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You know, sitting here at the end of January, 24 hours of snow, two feet of snow, and up and down the northeast, it’s pretty bad.

I got to thinking about my fireplace and why a fireplace, a garage, and a pool are important to the buyer as well as the seller.

Well, let’s cover the fireplace first.

Well, you have a fireplace, you walk in, it could be in great shape, it could be not working

.But if it’s there, it’s such an advantage and i...
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Good afternoon this is Chris Berger your Hudson Valley realtor and it’s time for a Berger Point.

You know going into a closing, a lot of people don’t realize this, but once the buyer sits down to the table and is signing the mortgage, we kind of refer to as your commitment for life, when signing it.

Actually though, what happens is you do have three days of rescission.

What that exactly means as the buyer is signing for the mortgage, ...
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Well, good afternoon, everybody. This is Chris Berger. It’s time for Berger Point.

You know, many years ago, I would ride past houses and you look at them.

And as you look at a home, you really take for granted many things that’s on the home, whether it has chimney, does it have a chimney cap?You know, it’s kind of obvious to see that. 

However, one of the things that I found out many, many years ago, how important a roof vent is.A ro...
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Well, good afternoon everybody. This is Chris Berger and it’s time for a Berger Point.

I wanted to tell you about the agreement that a listing agent will present to the homeowner and it’s called an exclusive right to sell.

That gives that real estate agency the right to sell your home and gain commission.No matter who buys it.

So that’s very important.It’s a very common agreement.

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I’ve often said that when you go to apply for a mortgage, it’s a little like confession.

It’s miserable doing it, but once you get it done, you are beyond happy.So, what happens with that mortgage commitment? What does it say?

Well, it will tell the seller, as well as the buyer, that date you’re going to close.

That’s so important to both parties.

In addition to that, generally what will happen is that the seller will always continue t...
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Well good afternoon everybody this is Chris Berger. It’s time for a Berger Point.

You know, the big thing about closings —→ years ago they used to last anywhere between an hour which probably meant the buyer was closing with cash.

They were great to experience because they went so quickly.

Whereas other closings I’ve had going up to three hours and right down to the wire, literally when the bank was wiring the money to get the deal do...
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Chris Berger - licensed real estate agent for NY and FL - talks about the importance of the home inspection report. Chris relays an real life example of what heppened when there was a problem in the report.

Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com

Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com
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