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Speaker 1 (00:00):
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(00:20):
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Speaker 2 (00:21):
Thank you for choosing W four WN Radio.
Speaker 3 (00:51):
Welcome to my radio and TV show debut Changes lives.
I'm wi your certify hill as the cause coade, I
violize people's lives by holping. I identify the of that
health and mindset issues and create a customal hisstic strategy
address them in the areas of mind, body, and soul.
As a health coach, I'm not allowed to say that
I heal, treat, cure, prevent, or diagnose any diseases. I
(01:12):
can certainly make your body more efficient by reducing symptoms,
You'll feel better, be more reductive, and enjoy life more.
Not many people have released seventy pounds, had a health
transformation and mindset transformation and kept fit and trim for
over a decade. I have and I have staying power
and it's been over eleven years. I even became a
(01:33):
half marathon runner at the age of fifty one when
I never ran from childhood adulhood due to foot pain,
and I have done eight half marathons so far. Mindset
is the key for lasting change. As a certified holistic
health coach, I do revialize people's lives in many different
areas of health and mindset. I guide you to clean
ToxS of refuse and high quality of cential nutrients. My
(01:55):
coaching is for optimizing health, releasing weight efficiently when needed,
and enhancing your mindset. With my clients, I help them
recognize that their thoughts beeing these emotions will drive their
actions and results, sometimes good, sometimes bad. That's why it's
crucial to have a positive mindset and life. To see,
(02:16):
it's also imperative to manage your emotions and release those
low vibrational emotions such as fear, frustration, and doubt, because
all they're going to do is slow you down and
get you stuck physically, mentally, emotionally, and spiritually like a
hot air balloon that has balances. I help my clients
release those emotional balances and baggage so they get uplift
(02:36):
to a better, happier, healthier life. In turn, they are
released in the stress. They're getting healthier and they are
reshaping their core beliefs. You'll see and feel the differences
with my coaching programs. Ask me about them. Set up
a complimentary consultation at Debbie Changes Lives d E b I,
d H A n G E S l IVS and
(02:59):
Victory ees dot for a slash linktree l I n
K t R EE, and I will guide you to
that better, happier, healthier life with custom national unique solutions
for you in the areas of mind, body, and soul. Now,
being a trustee can be stressful as the trustee and
(03:19):
for the person you represent and dealing with others as well.
Today I have Cindy Williams, a business lifestyle coach and
founder of Lead my Life. She helps legacy entrepreneurs build
businesses and live that they're blessed life and recently she
spoke on the John Maxwell stage at an international John
(03:43):
Maxwell conference, which is a highlight of her life. She's
also excited about her new book that's upcoming, the season
of You, the Intimate Journey of Becoming You coming soon
November eight, twenty twenty five. Now, Cindy and I recently
had a conversation a while ago, and we both found
(04:05):
out that we have experiences being a trustee. She even
built this framework from it. As she calls this framework
trust is acronym t r U s T. She developed
it while walking through handling her aunt's estate, and this
will make it easier for you to decide whether you
(04:25):
want to be a trustee or not. I really wish
I had this this framework because there's a lot of
things that go on. The attorneys. Even though they tried
to inform you as best they can, as Oh Bark
could be quite good, they don't quite give you enough
information to know really what to expect being that trustee.
And for myself, I had two different situations and I'll
(04:47):
discuss later. So we'll be discussing navigating trust ndagating trusting
roles with trust. So let's welcome Cindy Williams, that business
lifestyle coach and the founder of Lead My Life. Cindy,
Welcome to my show.
Speaker 4 (05:03):
Hello Debbie, and thank you so much for having me today.
Speaker 5 (05:07):
I am so excited for this conversation. We've been waiting
for it.
Speaker 3 (05:10):
Yeah, it's an important one. You know, people don't really
think about it when they decide being an an executor
of trust, and it's a lot more than they really
really really realize, right right. Yeah.
Speaker 4 (05:25):
So you know, for myself as a business lifestyle coach,
I really work with women. I say, discover who you
are beyond mom, so that empty nest age and as
we find out when we're in our late forties and fifties,
we're kind of in that Sundwich generation where we're taking
care of our parents and maybe like I was, my
(05:46):
elderly aunt, and we're also helping our kids to launch
and we kind of get lost somewhere in the middle
and really need to I say, discover who you are
beyond mom.
Speaker 3 (05:56):
Really discovering exactly and it is overwhelming. I felt like
I was being stretched over the.
Speaker 4 (06:04):
So you on the responsibilities of being an executor or
a trust or a caregiver.
Speaker 5 (06:11):
Life can get kind of wobbly for a little bit.
Speaker 3 (06:13):
Yeah, and I gained a lot of weight because of it,
and I released it, so I'm all, look, okay, okay,
But anyways, you know, I really love what you set
up and we're going to start discussing it, so it's
really important before you say yes. And I wish, like
I said before, I wish I knew this information when
(06:34):
someone asked you to be their trustee or executor, why
should you clarify up front first? You know, the scope
of it, the expectations capacity. Attorneys don't always tell you
this information. And I you know, I was a trustee
for my mom and she was actually it wasn't that
difficult for her because she actually had a really great
(06:55):
pension and she had a full time living assistant, you know,
person that helped her care her with her, which was
really helpful, so she can live on her own and
somebody else lived with her as well. But my whole
point is everything got paid for and there was like
no worries, right, and then I had somebody else I
(07:16):
had no money, completely different personality, and you know, it
was a lot more difficult for that individual. So you
never know, someone could be really easy, so one could
be a little bit more difficult. So understanding what's involved
is so important. And this is your first letter of
trust as tea, So you know, I kind of told
(07:39):
you a little bit of my background. So listen, you know,
why did you come up with this acronym and what
and what does tea stand for? For you?
Speaker 5 (07:48):
Right?
Speaker 4 (07:48):
Right? So, my Aunt Sandra asked me to be her
trustee over mashed potatoes at Things Giving dinner back in
twenty seventeen.
Speaker 5 (07:57):
I believe, oh wow, and all.
Speaker 4 (07:59):
My aunt Sandra with someone who's called a professional fiduciary.
So professional fiduciary is actually someone who handles people's estates
when they don't have trustee, and she did that for
four decades of her life. So she was, you know,
highly Everything was so organized and so well put together,
(08:21):
and I didn't really know the ins and outs of it.
And I thought, well, somebody asked you to be your trustee,
and it's my aunt. Of course I'm going to say yes, right,
And that's normally we kind of feel the pressure on us.
Of course, of course, I'll help you whatever you need,
without really understanding what that role is. So even though
my aunt was highly organized and she did this for
(08:42):
a living, I developed as out of the art of
finishing well, like how can we plan to finish well
like my Aunt Sandy did? And so this acronym really
helps with that. Number one is that tea that transparency.
If the person who's asking you to take on this
role does not have open communication with you, does not
(09:06):
want to talk about death and dying, does not want
to talk about what happens to them when they die,
what happens to their belongings, what happens, what are their
wishes when they pass away. If they're not even willing
to have that conversation with you, there's no transparency. And
I would see that as a huge red flag because
you do not have to say yes. You do not
(09:26):
have to say yes. This is a decision that you
need to really weigh. And so transparency is huge. Is
this a person that I can work closely with and
that I trust?
Speaker 5 (09:37):
Will I be able to set up regular meetings with them?
And while he or she allowed me to go through documents,
you know, prior to their end of life experience.
Speaker 4 (09:49):
So we started working twenty seventeen and she passed away
in twenty twenty three, so we had six years of
just this developing relationship and transparency with our launching pad.
Speaker 3 (10:01):
And that transparency is so important. Like I said, my
mom is easy. Somebody else wasn't. And to tell you
the truth, all of a sudden, I found my name
on a document and no one asked me. Yes, yeah,
transparency as a second and command. And so I was like,
and I mentioned, this is not something I wanted. But
what you know, when you put in that spot, really,
(10:22):
oh my goodness, you don't know what to do because
you don't want to offend anybody. So you know, if
someone's going to ask you to do something, you can
at least inform them before any paperwork is done.
Speaker 4 (10:34):
Right, And we do have and that's something that needs
to be known, is you do have the ability to
say no. That if somebody has then put your name
on paperwork, you can say no. In the court has
avenues for you to do that, you know, and that
that's when a professional fiduciary comes in and takes over
(10:54):
a third party person because this is your life.
Speaker 5 (10:58):
And for me, it was a full time job.
Speaker 3 (11:02):
Yeah.
Speaker 4 (11:02):
She was a real estate investor. She had multiple rental properties,
twelve beneficiaries to trust. It was a very large estate
and you have to know what you're getting into.
Speaker 3 (11:15):
Yeah. Well, like I said, for my mom, it was
a co trustee executor. But I didn't realize I was
going to be doing all the footwork, but you know,
she was my mom. I had no problem with. And yeah,
I had to sell a property, you know, in Mammoth
Likes and you know, and another thing, you know, is
(11:38):
that I also had to make it clear that, you know,
that property had to make money, it had to be
rented during high season. And the other executor was like, oh,
you know, he was kind of disappointed. So I'm like, well,
if not, it's going to come out of my mom's
So you know, at least it was cooperation and we
(11:58):
had open communication.
Speaker 4 (12:00):
Right, And that's part of the transparency is if you
are going to be in a co trustee situation, that
you're able to have open communication not only with your
co trustee but also with the beneficiaries. That transparency is
huge and I feel like it just helps calm any
problems questions. People start to get nervous when there's no
(12:20):
talking going on, and I feel like that's when when
problems start to rise. I did a email type newsletter.
We had twelve beneficiaries, so at the first of every month,
I would send out a newsletter and just say this
is what's going on, this is what you can expect,
you know, just to show that we were actively working
on things and we were able to close the whole
(12:42):
estate in six months, which is pretty crazy. But keeping yeah, No,
it was because we worked together, because there was that
trust and the expectations were set, we were we were
able to do that.
Speaker 3 (12:58):
That's fantastic. When it's not like that, it's a lot
more difficult and they may have to research a lot
more and do more footwork. So that's all I can
say to you regarding that. But now the next phase
is caring while coordinating and as a caregiver. You know,
as a trustee, you're a caregiver and a fiduciary. You're
(13:19):
a fiduciary steward at the same time, how do you
honor the dignity and negativate, navigate tough calls, medical money
and boundaries.
Speaker 6 (13:30):
So this is our ours for respect, you know, in
having a respect for that person's life. That's again, before
you say yes, is this actually somebody that I respect
and I really want to take care of and make
sure that I'm helping them through this season of their life.
But the respecting, respecting that person and then a you
(13:55):
have a significant chunk of time and dedication as a
trustee that it's the having that.
Speaker 5 (14:01):
Respect is super important.
Speaker 4 (14:04):
With my Aunt Sandra and my uncle Dave, I had
tremendous respect for her. They got married when they were
in their seventies, not in their seventies, but in nineteen
seventy and we found out that Dave had a drinking
problem and she went to she went to my uncle
Dave and she said, you know what, if you don't
stop drinking, then I'm going to have to leave you.
(14:24):
And this was a woman in the seventies who really
stood her ground and said, you know what I want.
Speaker 5 (14:31):
I want more for our marriage.
Speaker 4 (14:33):
I love you, but I'm willing to say goodbye if
this doesn't change. And Uncle Dave at that time did
not change. Now, my Aunt Sandra, she went on to
take the little bit of money she had in the seventies,
single woman divorcee, and that was a huge stigma, and
she invested in real estate and just a little property,
and that led to another one and another one, and
(14:55):
then over ten years of time, Uncle Dave stopped drinking
right away and then spend the next years gaining her
hand back and marriage. So they ended up being married
again for thirty five more years. So it was like
she was a role model to me. She was a mentor,
So she was somebody that I highly respected and that's
(15:17):
why I wanted to move into that role. I also
understood what she wanted in life, and that's huge, And
I think that kind of goes to you, which is
understand the vision.
Speaker 5 (15:29):
They kind of go together.
Speaker 4 (15:30):
When you respect that person and you've taken the time
to really spend time with them and learn how they're
wanting this last season of their life to go, and
you're able to talk about it and have those conversations,
then it just goes a lot more smoothly.
Speaker 5 (15:44):
And I'm a.
Speaker 4 (15:45):
Real estate agent and I've worked with a lot of
different probate cases, so I've seen things go.
Speaker 5 (15:50):
In a lot of different directions.
Speaker 4 (15:52):
So you might be saying, oh, you have the ideal situation,
but I have been able to work with other families
who didn't have the ideal situation and kind of works
through this trust model with them.
Speaker 3 (16:03):
Yeah. Well, you know, when it comes to the medical
and money, like I said, already had money, one didn't,
So there's a lot of tough conversations regarding that, and
and they're a thing when it comes to paperwork. That
VEST directive has changed so much in California last last
(16:24):
twenty years. It's not even funny, and it's really something
that's hard for people to understand. So you know, that's
something that people need to, you know, give some advice on.
So but when you when you're talking to somebody, you know,
you got to respect them. Like my mom, you know,
she had a stroke. She had a pinhole needle of
(16:46):
vision on one eye and another vision another eye, you know,
except for a cataract or something like that. But she
was constantly approving, you know, proving to me that she
was fine. I can see, like, oh you can see, yeah,
you do need some help, and that's where you have
this help. And she thought it at first, but then
(17:08):
you know, it turned out to work out, and you
just got to understand. And my mom did decline of
Alzheimer's and wasn't communicating and wasn't friends at times. I'm
like she was a foreign language teacher. So I was like, okay, Mom,
but you just understand where they're coming from no matter
who they are, right, and you know, and that's my
(17:31):
whole point is I try to talk to people as
best I can, no matter who they are, and you know,
capturing that vision. You very kind of talked about that
with understanding where you have the discover and document you know,
your aunt's wishes beyond the paperwork, the value ifs, the
(17:51):
faith and what was behind the decision. And I have
a feeling she was very upfront with you, am I right?
Speaker 5 (17:58):
Wait, she was a very upfront people, but a person.
Speaker 4 (18:01):
Yeah, you're very very direct and straightforward, and she knew
what she wanted in life, so that that made the
job easier and we could have very open discussions. But
we have other people and our you know, our parents,
my husband and I, you know, where maybe those conversations
aren't as easy. So I recommend that if you are
(18:22):
in this trustee position, the time to have conversations is now,
and move from this position of control of.
Speaker 5 (18:30):
Like you're you're in there to control their life and
not move into a.
Speaker 4 (18:35):
Season of compassion, you know, just understand and trying to
see what they're kind of giving up in life. They
have to give up a lot of control and it's hard,
you know, it's hard, and so we just have to
have compassion and empathy for where they're standing trying to
see life through their eyes and work together. You're really
on a team with them together, just understanding what what
(19:00):
their vision is for this season of life.
Speaker 3 (19:04):
And unfortunately there's some hard decisions you have to make.
I'm sorry, yes you do. And you're controlling. It's like
I have, you know, I have no choice, you know,
so I cannot you know, give you know, have that
happen for you. It's not going to be given. It's
just the thing will work. So and I and I
(19:26):
have tried to make things work, but certain things happened
and there's nothing I can do with certain things happening
that she was doing. So it's just it's really hard
part on both parties because you feel like, you know.
Speaker 4 (19:43):
Type of thing right and just really just kind of
crawling into their shoes and helping them the best you can,
but you can't take on.
Speaker 5 (19:51):
All the roles.
Speaker 3 (19:53):
And you're there really to be.
Speaker 4 (19:55):
An advocate for them when they can no longer advocate
for themselves. You're there too, there be their voice even
if they're not. My aunt went into dementia about six
months before she passed away, and she wasn't you know,
really wholly there anymore. So you you had to just
start making decisions and she made no, No, I don't
(20:15):
want that, but you knew that you're making the right,
the best decision for her and becoming their advocate, becoming
their voice when we need to speak up for themselves.
Speaker 3 (20:26):
Yeah, that's that the mention phase. I don't think people
offully experienced it. They are. They are in denial because
they think everything's fine right right.
Speaker 4 (20:36):
They're they're not seeing themselves talk in loops and you know,
the five minute conversation that you have for two hours
over and over again, and uh, you know, they're they're
seeing people a lot of times, they have, you know,
their end of life visions. They're they're seeing you know
people there maybe their mom that passed away before them,
or their spouse or they're they're starting to have these I'm.
Speaker 5 (20:59):
Just going to say, uh, and we have to not
discount that.
Speaker 4 (21:03):
No, we validate, validate them, and just continue again. I
think passion is just the best word, the best way
that I can describe it.
Speaker 3 (21:13):
Yeah, you just need to listen to them. I mean,
I remember my mom talking to me like that, little
things that happened when I was younger. I was like, no,
these things are happened to her, right.
Speaker 5 (21:25):
Yeah, it becomes cloudy, and.
Speaker 3 (21:28):
You know you don't want to correct them. That's really important.
You don't want to correct them, but you also have
to say, I got you know, if you need to
go somewhere to go pick your child, I need to
go now. And you know, with my mother in law,
she had a different type of you know, demension and
she was actually really good with me, but it was
(21:50):
harder on her children. So that's the whole point is
that you know, they don't know they're doing that. They
just don't understand that. And then I don't know if
you ever reached this stage. My mom was like in
a glass bone booth, wasn't talking anymore. That was difficult.
So and then I was really making decisions for her
(22:12):
that you know that we're not exactly easy for her
as well. But she she had she had to mensia
for a long time at hospice for seven months.
Speaker 5 (22:24):
Yeah, and that.
Speaker 3 (22:25):
Was the hardest thing because they had to do approval
every three months or something like that. And you know,
we may take her off of you know, take her
off of hospice, and I'm like, you made her bedridden,
you better help me, right.
Speaker 5 (22:38):
Right, well, well, hospice is when you're no.
Speaker 4 (22:41):
Longer treating them anymore. You're you're taking care of managing
their pain and you're helping their end of life experience.
That that really goes to my ess on the trust
thing is is significance you were you were really helping
them in their life with significans.
Speaker 5 (23:00):
And I remember with my Aunt Sandra when we.
Speaker 4 (23:03):
Had her on hospice and it was about the last
six months. You know, she there was no there was
no improvement, there was no road.
Speaker 5 (23:11):
You know, where she was going to get better. You know,
we knew it was coming.
Speaker 4 (23:14):
And I had my cousin in the room with us,
and the hospice doctor comes in and I have never
walked anybody through this kind of through the n end
of life experience. I didn't know what it was. And
the hospice doctor came in and she's sitting there talking
with Aunt Sandy, explaining what.
Speaker 5 (23:30):
It looks like to die.
Speaker 4 (23:32):
And Sammy's sitting there and just having this frank conversation
and asking questions and she's even laughing, and she's just
just having a conversation about this. And my cousin and
I we were sitting on the couch watching. We were
just bawling.
Speaker 5 (23:48):
We couldn't stop crying because it just felt so sad.
But they made it so beautiful.
Speaker 4 (23:54):
They made it a very beautiful experience and just allowing
her to understand what was happening now, so it wasn't scary.
Speaker 5 (24:03):
She could she could feel like she could talk about
what it.
Speaker 4 (24:07):
Was like to you know, to pass away, to die,
what what that was going to feel like, what that
was going to look like, and it really just gave
her significance in her last days.
Speaker 3 (24:18):
Yeah, unfortunately, my mom wasn't communicating during that time.
Speaker 4 (24:22):
Right right, But the whole can communicate that to you too.
Speaker 5 (24:27):
They're there for our to.
Speaker 4 (24:28):
Help us as well, to understand what the signs look
like and what the expression is going to look like,
because we have.
Speaker 5 (24:37):
A lot of questions and not a lot of people
like to talk about that.
Speaker 3 (24:41):
They don't but you know what, they gave you a
book to read and they went over the book and
things like that, so that was really helpful. I don't
know what that book is anymore, but my point is,
you know, when I kept us going back for approval,
I don't know if you went through that process, but
it was like and that's like a month before she
passed away.
Speaker 5 (25:01):
She's not getting better.
Speaker 3 (25:02):
She's you know, she's still you know, you know by
the mouth. She still can't get out of bed by herself.
She needs assistance, you know, may not. That was a stressful.
Speaker 4 (25:13):
Situation, too great, And there's lots of stressful situations like that,
you know, where we're sitting there having to make decisions
and we've got our whole real life going on at
the same time, you know, and just adds as this pressure.
Speaker 3 (25:28):
Yeah, you've got to live your life, you know, you
have to. You have to, and you've got to put
boundaries up. But you know, there's things that you will
break those boundaries of course, you know when it comes
to the hospice and being there and things like that.
But if the person's more able to do things, you've
got to put up boundaries. And it's it's you know,
(25:51):
it's a very stressous situation to be pulled in many directions, and.
Speaker 5 (25:56):
But that's why we that's why we look for support.
That's why we get people. Don't try to do this alone.
Speaker 4 (26:02):
Don't don't you know, have have people who walked the
path before, have people surrounding you who can help you
how to organize because it just the paperwork itself, and
just yeah, I mean after after they die, and I
call it the duties of death, and it's just horrible.
You're seeing their grieving and then you've got to take
care of all this other stuff and it just feels
(26:24):
so inhuman. You need support around you that time.
Speaker 3 (26:28):
So yeah, and I had that support with my with
my brother, but I don't have that support anymore with
the end of life logistics. Distributing we did you, yeah,
distributing belongings and how you kept people first and honor story,
honor the story or the stuff. Now for me, we
(26:51):
have so many things. I didn't want to, you know,
take on any more storage space, you know, right right away.
So there's because I had to move my mom from
Culver City town to Hanton Beach and the place was smaller,
and so things got into my house. You know, I
wanted my son. Other than that, it wasn't really that
(27:13):
many many things, but other than that, you know, all
everything else when it after my mom passed away, I
just you know, what do you guys want? I don't
want anything, right, And that's pretty because I said I
need to we need to clear this out. We need
to clean up the house, we need to paint the house,
we need to sell the house right next things And
(27:34):
so my brother got it up a lot of things.
The other individual had no place to put it, but
she took some things to But I also put some
things aside for the other individual. My whole point is
that it's important that you don't bicker and fire with
these things, and that made it easier for that transition. Me.
Speaker 4 (27:54):
It is and I think if you have the luxury
of being of knowing an in vain ants that this
is your role, and you develop the open communication, then
your loved one can go, oh, you know what, I
want my wedding ring to go to this daughter, and
I want you know, this special thing or whatever to
(28:15):
go to that door.
Speaker 5 (28:15):
If you are able to have that open communication, it
helps so much.
Speaker 4 (28:20):
But then if that doesn't take place, which happens a
lot of times, you know, being able to to go
in and you know, just take the things that are
going to have just a special place in your heart.
You know that that is really going to hone in
on a memory. And then you really almost have to
detach yourself because you have to do the practice you can't.
Speaker 5 (28:42):
Take all this stuff into your home.
Speaker 4 (28:44):
Not yes, so, which is a huge call out for
when you're you know, able bodied and healthy, you know.
Speaker 5 (28:53):
In your fifties or whatever, it's time to declutter.
Speaker 3 (28:58):
It's time.
Speaker 4 (28:59):
Yeah, And I just think, you know, moving, we're moving
right now, and just okay, anything that I'm taking out
of my house right now has to be pretty dang
important otherwise it goes to the curve.
Speaker 3 (29:10):
So yeah, exactly. Well, you know, when you moved, you
end up clearing things out. Yeah, another lost stuff my
husband brought more right, right, Yeah, And I gave him
the choice of deciding. Yeah, there's some things I kind
of liked. They were very big, but it's not mine,
(29:31):
even though she was more of a mother to me, unfortunately,
but you know, and I cried a lot when she
passed away. But that's but it was it was their
duty to figure out, you know, him and his sister
to figure out what and they did and so that
that went on, that went on the market as well.
(29:52):
But the whole point is is that there's a lot
of clean up, a lot of working, remodeling house, a
lot of doing things. And you know, keeping our house
up is important as well as you know, cleaning out
your clutter, which is important, which I got to get
my husband.
Speaker 5 (30:11):
It doesn't happen.
Speaker 4 (30:12):
I'm sorry, but we're going to do our best to try.
I thought, I like all this this season in my talk.
When I give this talk, it's just the art of
finishing well. We give so much thought, you know, to
how is today going to do and just what is
surrounding us right here in the in the near future,
and living our life well and being successful and taking
(30:35):
care of our kids or whatever it is. But doing
all that and then having the end of your life
be a chaotic mess for your loved ones.
Speaker 5 (30:43):
We can control that. We can control that today.
Speaker 4 (30:46):
We can start making steps today to make sure that
that our loved ones have time to grieve when we're gone,
that they have that kind of luxury, that we have
taken care of things, and that it's not a horrible
story that they're going to tell to the next generation
of what it was like to be a trustee for us.
Speaker 3 (31:04):
My mother in law was like that. She would ask
my son, what do you want put your name? You know,
it's a picture creative, Yeah, but that little picture became
a little bit why that Yeah, said somebody, I love
that girl, right, right, But my whole point is, you know,
(31:26):
a nine year old or a ten year old, whoever
his age was, I think he was, he wanted.
Speaker 5 (31:30):
That and now why why did I want that?
Speaker 3 (31:37):
Exactly? You know, so it's like, well, you know, he's
probably wondering that later on, but you know he she
was a lot more functional than my mom was. Unfortunately
that's his memory. Yeah, and there's nothing wrong with that.
And yeah, and since we're talking about finishing well with others,
(32:01):
you know, you know this is an interesting concept. Who
needs it be on your team?
Speaker 6 (32:07):
Well?
Speaker 3 (32:07):
Of course the toney is always do the favor, right
a PA, That's you know something we don't have advisors family,
but family and advisors. Yeah, and how do you communicate
with the beneficiaries and develop rhythms that keep conflict and
high trust?
Speaker 5 (32:28):
Yeah?
Speaker 4 (32:28):
Yeah, that's the last t interest of teamwork and really
developing a team around you.
Speaker 5 (32:35):
I in my.
Speaker 4 (32:36):
Coaching practice, I say that isolation breeds scarcity, and isolation
breeds fear and you know, feelings like I can't overwhelm
and I can't do this and this is too much,
and that's because you're you're not meant to take it
on all alone. You do need to develop a team
around you. Yes, the professional team of course, is there.
Speaker 5 (33:00):
Ergy is there?
Speaker 4 (33:01):
You know, a person of faith who you need to
help you. You have the beneficiaries, and a lot of
times we hear the horror stories of how everybody was fighting.
Would if we could have a different approach?
Speaker 3 (33:12):
What if that?
Speaker 5 (33:13):
I think?
Speaker 4 (33:13):
I think that happens when people don't know what's going on,
so they start expecting the worst.
Speaker 5 (33:19):
Oh, she's trying to take all the money, or she's
taking this.
Speaker 4 (33:22):
That's why I developed the newsletter with the beneficiaries, is because, Okay,
if they know what's going on, if they know that
I'm talking to the attorney this week and we're getting
this document, this document.
Speaker 5 (33:32):
The other thing the house is going on the mark.
Speaker 4 (33:34):
If they know all the stats, then there's a complete transparency.
Speaker 5 (33:38):
There's trust. We can work on the same team.
Speaker 4 (33:41):
So when I call them and let them know what's
going on, it's a pleasant conversation and it's friendly.
Speaker 5 (33:47):
And they feel involved in the in the process.
Speaker 3 (33:50):
Well, yeah, it wasn't my only When there's two co
trustees for our executive heirs day, it's not only your position.
You need to reach out to the person say well,
we're at this stage now we need to do X,
Y and Z. What do you think? What do you
want to do? I can find someone let's sell the
Mammoth estate because because my mom was beginning to decline,
(34:10):
and so, you know, because we knew that was going
to take a little bit longer. Yeah, yeah, you know,
because the market Mammoth likes California. Wasn't that great?
Speaker 4 (34:21):
Right? I would say with that, the reason why we
have trustees versus beneficiaries is that there's an element.
Speaker 5 (34:32):
Okay, there's a lead, there's a leader in this process.
And so for us we had twelve beneficiaries. That's a lot, a.
Speaker 4 (34:42):
Lot in the kitchen, and everybody was getting different things
and there's two trus.
Speaker 5 (34:47):
You know, it's very confusing.
Speaker 3 (34:49):
So you have to.
Speaker 4 (34:51):
Present yourself as the leader, not with typefist control, but
with transparency.
Speaker 5 (34:57):
But we are in the lead. When we have.
Speaker 4 (35:01):
Lots of decisions to make, maybe we say okay, this
is this is where we're going to go and these
are the reasons why.
Speaker 5 (35:08):
But not you can't ask opinions, what do you think
we should do? What are you? Twelve people? It becomes
a hot mess. So you have to say, I have
the authority.
Speaker 4 (35:18):
Aunt Sandy and my case gave me the authority to
be the leader here, and I want to ask I'm
acting in her best interest. I'm carrying out her wishes,
not my wishes. I'm carrying out her wishes, and that's
you developed that leadership. But asking everybody's opinion is a scary.
Speaker 3 (35:40):
I had to do that with my brother out. That's
what's going on. He knows what's going on. So and
also mom's doing X, Y and Z to s declining.
Speaker 5 (35:53):
Keeping them.
Speaker 3 (35:54):
That's getting out pressed. Yeah, so why don't we talk
about your offer? Why are you offering my audience today?
Speaker 5 (36:04):
That's a hard shift.
Speaker 6 (36:07):
You know what.
Speaker 4 (36:07):
I've done a video just right after my Aunt Sandy
passed away, so it's I have a link to that,
you know, if you want to kind of hear that
whole fifteen I think fifteen.
Speaker 5 (36:20):
Twenty minute talk.
Speaker 4 (36:20):
I have a it's a private YouTube video that I
hand out. And then you know, I'm a business lifestyle
coach and I help people discover who they are beyond
their rules and titles. So if you are interested in that,
you're feeling stuck in life, or maybe you're in this
position of being a trustee.
Speaker 5 (36:38):
Schedule a call with me.
Speaker 4 (36:39):
I know we put the calendar link in there. You
can go on my website. But if you want to
know more, if you want to have a fifteen minute
conversation with me, strategize, I'd love to be there for you.
Speaker 3 (36:50):
But I didn't mean for that to be a hard shift.
I wanted to do to talk more about it. But anyways,
I think it's fabulous you made this video the items
that you're walking through your aunt's you know, estate, and
I really wish I had something like this that I
could have fallen back on. And that's breaking on the
podcast of people who actually see the podcast can actually
(37:13):
you know, benefit from it. And I wanted to give
it a simple link, so it's at vilely the I
the it done why or slash the art of finishing well?
So the exact same name of every video. And yeah,
and it's lovely that you know she's going to give
a fifteen minute conscience complimentary consultations so you can talk
(37:37):
to her about this. This is people need more guidance
because the attorneys some may have you know, other people
that can help you with this, some don't and you
need to have guidance. You do need to be able
to ask people questions. Else things awesome and perhaps you
know over time you can use her services to so
(37:58):
she can give you some ideas of what you can
and look for and also as well as maybe some
services that you may know of that you don't know about.
So it's you know, I had to find out about
services from other people and all this other stuff for
somebody else. But it's all it's really important to get
information that you need to know to help that individual better.
Speaker 5 (38:21):
Right, we need to be connected.
Speaker 4 (38:24):
Right if you could put somebody in the right direction
when when you're in this space, it's so helpful.
Speaker 5 (38:30):
Just to be able to talk about as somebody is
super helpful.
Speaker 3 (38:33):
That too, that too as a therapy session, I.
Speaker 5 (38:38):
Don't go there. I help people move forward in life. Yeah,
I don't know what I mean.
Speaker 3 (38:42):
When you talk to somebody makes them.
Speaker 4 (38:43):
Feel better, its yeah, yeah, the validates whether you're on
the right path or not, or if you need to
re examine something exactly exactly.
Speaker 3 (38:54):
So now that's a wonderful offer. Would you like to
be a guest again on my show? Sure?
Speaker 5 (39:00):
Sure I would love to have convert.
Speaker 4 (39:02):
I love and your whole concept of the reading the
half marathon and losing the seventy pounds, and that's something
I think we talked about that when we first had
our conversation. But I love talking about health and wellness
and how to be amazing after fifty And we are
fellow runners.
Speaker 5 (39:21):
Together, so that that is very cool.
Speaker 3 (39:24):
That's cool. We have a lot in common. Yeah, so
please stick around for closing and rescue. You have about
a minute, okay, So remember I do revialize people's lives
in many different areas of health. On my set, I
still start with the gut and mindset, and I can
also help you with bone and joint blood sugar as
well as hormones and immunity, Brandon Haart, you name it.
(39:50):
I got to net a clean, toxic free foods and
high quality es central nutrients. Its benefit me so much
and I reduce this simple and actually also uplift your mood.
Plus you know it may even help you release some
weight if you need to. Now, with my mindset coaching,
I help you release that stress, emotions and emotional and
(40:11):
tech attachments as well as I hope guide you to
reshape your core beliefs. Because you're the one reshaping your
core beliefs, your mindset will be enhanced. Now with my
health optimization and weight release, you buy, it be more efficient.
So that's the mind body solution that makes the heart
and soul thing. Ask me about my programs. Set up
(40:33):
a compromary consultation at w Changes Lives d E b
I d H A n T E S l I
VS and Victory e S dot com for a slashing
treat l I n K t R e E. And
when you do that, you'll get to know me. I
get to know you, and I guide you to Optum
Health and it begins with a few health assessments. The
health evaluation is actually complementary where you rate your symptoms
(40:56):
the last thirty days and four categories of health, some
questions over black and different categories as to them all
you get a baseline score. I'll review it with you
when you move forward with my services, I'll create that
custom natural whole strategy and we'll monitor this on a
monthly basis for you. Now. I also offer two different
(41:17):
body zytoscans, and I prefer to do the zero link
because I can send it remotely internationally and I've actually
sent it to Australia and South Africa. The zero is
a transdermal optical imaging app that I send a link
to your phone. You scan your face for thirty seconds.
It's only going through your skin to look at bluff
(41:37):
or components of energetic, functional, emotional, and different body systems
and lifestyles and have emotional components such a HIND and GM.
It creates a wellness report, not diagnosis of biomarkers, add
range and products and services that bring it back in
to range. It's quite intensive, so I do review with you.
The cost of the scan is seventy five dollars and
(41:58):
when you move forward with either a pro government product,
I'll give you a twenty five dollars discount.
Speaker 6 (42:03):
Now.
Speaker 3 (42:04):
The Vizeria link also known as to TI, are terms
that you used to search puffmad dot, go, p U
B and me D dot g U V or. It's
accuracy and it's quite accurate. When people take the scan,
they really amaze what their body tells them and you'll
be too curious. Either ask me questions my consultation side,
(42:24):
or get give the skin and see what they're talking about.
And on the same side, are my programs take your
body back. It's a twelve week weight release mindset coaching program,
or you will be using a new version of you
to drive your success. All coaching is I'm done on
zoom and the first one is always private to you.
I am a HIPPA certified compliant petitioner, so anything that
(42:47):
has to do with health assessments is private to you.
I also give you towards me tow each meal plants
directions on one and instructures how to create that new
version of you in avatar board that will drive you
with emotion and passion to achieve your health and weight
transmisson goals throughout your journey, and you will. The rest
of the coaching is the saying, whether it's group or private,
it would be celebrating our ways. I'll be helping you
(43:08):
with those boards and I'll guide you over gafts with
health and mindset tips. You would become a new you.
Guys will be welcome to asking me at the consultation
before signing up what this program is all about that.
There's also a show called Holistic Self Love and that's
something show button up my link treat Why fast is it?
In a manifesting program? Gives yourself some body humming and
turned business your metabolism which des nutrition and high quality
(43:31):
essential nutrients, and exercising the recipes in a manifesting, actually
a little pair of cells reduce information and give you
mental clarity. If you need some coaching, there's a two
or four week program to get you started. You want
more coaching, you can pay for more and it's up
to you. You can also start with these moral programs
from mindset Enhancement as well health organization, but truly those
are longer term dreams. That bigger program PIA save you
(43:52):
some many where can create a custom program for you
for a little bit time. I'm offering Debby's Coaching Chats,
which is a complimentary thirty minute coaching session in a
intimate group setting. It's not recorded since we're running a
little bit low on time. These topics you can look
out on the video, but pretty much you're optimizing your health,
you're releasing way, helping with hormones, creating a winning mindset,
(44:15):
and of course that avatar board. These meetings are on
Tuesdays at four pm Pacific seven pm Eastern and you
need to be registered for it at Debut Changes Lines,
which is D E B I, C H A, n
G E S L I VS and Victory E S
dot com for says chats ht S and you learn
what my coach is all about. Finally, learn more about
(44:35):
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This tie is four slash radio TV show as one
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(45:00):
her supplements and exercise on a daily basis basis. If
you gave a track your measurements, plus you need to
review it on a daily, weekly, monthly basis. Celebrate your
winds and see your gaps you need to work on
if you need help bridging that gap. Content me for coaching.
This is a great health and myseet awareness tool. I'm
certain that you found the show educational, informative and enjoyed it.
(45:23):
Reach out to me for my services programs products that offers,
and reach out to Cindy for that wonderful video and
her services with their calendar and buy her upcoming book.
Do we have time to bring Cindy back?
Speaker 5 (45:40):
Thank you Debbie for having me today.
Speaker 4 (45:43):
I would love to help you if you're in a
place of discovering who you are, past your roles, past mom,
past your titles. We start with a disc consultation and
we move on from there and I would love to
help you with that. So thank you Debbie for having
me today. It was a great discussion and I thank you.
Speaker 3 (46:03):
Okay, welcome. I really enjoyed it and people are going
to get a lot out of it, so thank you too,
So continue to enjoy My radio and TV show. Debut
Changes lives on Thursdays at three pm Pacific six pm Eastern,
Where your holistic Journey Begins.