Dollars and Sense

Dollars and Sense

"Dollars and Sense" is your practical guide to mastering money without the jargon. This six-part series breaks down everything from budgeting and credit to investing and future-proofing your finances—with smart tips you can actually use. For more engaging podcasts, visit https://www.quietperiodplease.com Click here to browse handpicked Amazon finds inspired by this podcast series! https://amzn.to/45wPB7y

Episodes

July 10, 2025 32 mins
Join host Nick Ledger, your favorite economist with game show energy, as he breaks down the financial fundamentals that somehow got skipped in our education system. In this comprehensive episode, Nick tackles the basics of personal finance with his signature wit and wisdom, covering everything from budgeting and saving to debt management and investment strategies. He busts common money myths, explains why financial literacy is a ge...
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Host Nick Ledger transforms budgeting from a restrictive chore into an empowering financial tool. He explores popular budgeting methods including the 50/30/20 rule, zero-based budgeting, and envelope systems, while providing practical tips for sticking to a budget without feeling deprived. The episode covers helpful apps and tools, real-world budgeting hacks, and strategies for building sustainable financial habits that align with ...
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Nick demystifies credit scores by explaining how they're calculated and what factors matter most. He distinguishes between good debt and bad debt, provides strategies for using credit cards wisely to maximize benefits while avoiding common traps, and offers actionable advice for improving credit scores over time. The episode emphasizes how credit impacts various aspects of life beyond borrowing and provides practical steps for buil...
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