August 23, 2025 • 26 mins
Evan is joined by his long time trusted insurance agent Adam Young. Adam is the best in the business of property & casualty insurance and explains his approach to helping clients save money!
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Episode Transcript
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Speaker 1 (00:15):
Hello everyone, and welcome to a brand new edition of
Evans Excellent Biz radio Show. Today is Saturday, August twenty third,
and it's a pleasure to be joining you guys today.
If this is your first time tuning in, my name
is Evan Sofer. I'm a real estate agent here throughout
all of South Florida. I rank in the top one
(00:36):
percent of relters in the US for sould volume. I
host this radio show, Evan's Excellent Bies, has been around
now for four years. Aside from that, I also host
a TV show highlighting the community of Palm Beach County,
exactly where we are recording right now. I do local networking.
I'm the ambassador for a charity, but most of all,
(00:58):
I help people buy and sell home. So if you're
looking for a realter to give you the best level
of service, reach out to me on myself. You can
call or text anytime at five six' one eight six
six six zero three. Six, again my cell is five
six one eight six six six zero three. Six i'm
(01:20):
joined by my co, host the co owner of The
Nature's experts family of, companies AS i am every.
Speaker 2 (01:26):
Week, hi, everybody this Is Jeff. SOFER i am that.
Guy i'm the guy that is the co host Of
Evan's Excellent. Buys here with Evansofur, SO i own the
family of companies we Call Nature's. Experts if you go
To Nature's experts dot com and you look there and
you see all of our. Companies we have two landscape,
(01:49):
companies a tree, company a pest control, company and a
company that does interior plant and floral. Styling go check
it out At Nature's experts dot. Com you can read
all about. It you can contact, me text, me call
me whatever you'd like to do on my cell. Phone
my numbers five six, one seven zero two four five two.
(02:12):
One and we have a really exciting show.
Speaker 1 (02:16):
Today, yes AND i just want to emphasize that what
this show is about is we broadcast about The South
florida real estate market and my co host is here
to talk about how you can add value to the
exterior of your. Property but any guests we bring, in
we ensure has that same level of care and you,
(02:38):
know client service that we have in the integrity and
helping their clients as much as possible and being accessible
at all times and giving the best. Experience so with,
that we welcome a recent sponsor of the, Show Adam
young With Insurance.
Speaker 3 (02:52):
Express, hey thank, you thank you for having. Me you got.
Speaker 1 (02:55):
It And, adam just to, clarify tell, everybody of course
it's not explanatory already what type of insurance you.
Speaker 4 (03:03):
Do, Well i'm With Insurance express AND i do property
and casualty, insurance which is, home auto, liability our, jewelry
anything that you should need for your.
Speaker 1 (03:14):
Home AND i highly encourage if anyone, wants you, know
a new quote for their car for their auto, INSURANCE
i should, say or for their home, insurance Give adam a.
Chance adam is my most referred human, being possibly as
far as my. Clients he takes care of almost all
(03:37):
of my clients and does an amazing. Job he does
my own home insurance as well family. Members SO i
couldn't recommend anyone higher in the business for property and,
casualty auto, insurance, home. Etc SO i guess my, Question,
ADAM i guess we should start. Here is you know
what makes you different from the loads of insurance companies
(04:01):
or agents out.
Speaker 2 (04:01):
There.
Speaker 4 (04:02):
Yeah, well first of, all The Insurance, express we've been
around over thirty years and when we also have an
office In massachusetts and an office In New. York so
we're a very large agency and that lets us bring
in carriers that some of the smaller agencies aren't a
custom of using or have the ability or access. Too
(04:23):
so that gives us the opportunity to shop your homeowner's
insurance with over thirty different. Carriers and each home is
a little bit, different as you, know selling those. Homes
some have an older, roof some have you, know different
challenges that come across. It so you need as many
carriers as we have to, fix you, know put that
(04:46):
puzzle piece where it needs to go.
Speaker 1 (04:48):
Exactly AND i think that's really one of the most
important things THAT i always explain to people WHEN i
do recommend they reach out to you OR i connect
you guys in email or however the case may, be
is THAT i SAY atom doesn't, work for, instance to
throw out sorry to this, company but it's not like he.
Speaker 3 (05:04):
Works let's just say for all.
Speaker 1 (05:05):
State he can only quote right and pull from all states,
specifically you have the ability to search the, market.
Speaker 3 (05:11):
Right.
Speaker 4 (05:12):
Yeah, fortunately the owner of our agency developed the software
that he actually sells throughout the. Industry but what we
do is we put in the information about the home
and about the, client and it shoots it out to
all the different carriers at, once, right and then they come,
back and then we go in and tweak the quote
a little bit to customize it to the client's. Needs you,
(05:36):
know some people want more property, insurance some want a
little bit, less some want higher. Deductibles so whatever we
need to do to cater to that person's needs or,
wants we can do.
Speaker 1 (05:47):
That And, adam what is the best number for people
to reach?
Speaker 3 (05:52):
You and make sure you say it's twice.
Speaker 4 (05:53):
Sure it's five six' one three four five seven three.
Four zero it's five to six to one three four
five seven three four zero in my email address if
anyone wants to, email me it's a Young at insuranceexpress.
Speaker 2 (06:11):
Dot.
Speaker 1 (06:11):
Com PERFECT and i think now is the perfect segue
to go Into The Evans excellent buy Of, the week
and that is a Home In Jupiter country CLUB that
i just listed on the market a couple. Days ago
and If when i'm describing, this home if it rings
true to you or someone that, you know come by
(06:34):
our open, house tomorrow Which, Is sunday august, twenty fourth
from one o'clock to. Three o'clock SO again i will
be there tomorrow from one o'clock to. Three O'clock In Jupiter,
country club the home is listed at a million twenty.
Five thousand it is walking distance to the. Country club
and the great Thing About Jupiter country club is that
they have all the amenities of any country club Here
(06:57):
In pumbach county for a much, lower rate buy in,
monthly payments, et cetera and everything is top top of.
The line they, have restaurants they have a championship, golf course.
Et cetera and this actually is a three bedroom townhouse
with a. Private elevator, so again if you know somebody
(07:18):
who wants to escape the cold up north for season or,
full time this is the perfect spot because there's. Zero
maintenance the hoa handles everything outside. The, home again you
have a, private elevator you have over twenty six hundred,
square feet you have a private screened in balcony overlooking the,
golf course and you have every amenity you could. Think
(07:39):
of so if this sounds like something that would interest
you or someone, you know come to our open house
tomorrow or call me if you have any questions at
five to six one eight, sixty six six to zero
three six that's five six one eight sixty six six zero.
Speaker 2 (07:55):
Three SIX so i like to talk about one of. Our,
sponsors first we're gonna Talk About harbor Chase Of. Boynton
Beach harbor Chase Of boytant beach is an adult living
community and it is a special adult. Living COMMUNITY what
i mean by that is the food. Is delicious there
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you got to go and check it out if you're
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someone who's interested in an adult, living community or you
know someone that it's time for them to move to
a place. Like that it's Located In boyton beach and
the phone Number For harbor Chase Of boyton beach is
five six one seven seven zero one three. Five zero
please know that the, Staff there EVAN and i have
(08:37):
met all. Of them we've taken a tour and they
are something special. As well they are such, good caregivers,
so nice, so friendly and, you know we're talking about
good experiences, with clients and they give the customer experience
such a good. One there And It's harbor Chase Of.
Boytant beach it's five six' one seven seven zero one.
(09:00):
Three five zero let's continue with The, SHOW.
Speaker 3 (09:04):
And adam i. Have a question this is actually something.
Speaker 1 (09:06):
THAT you, KNOW i honestly I don't think i've asked too,
many GUESTS this but i think it goes with your industry.
Speaker 3 (09:12):
In a.
Speaker 1 (09:13):
Sense i'll explain but what made you want to get into. The,
insurance field.
Speaker 4 (09:18):
Well it's kind of. A funny, Story real quick i'll try. To,
MAKE it yeah i was actually on the life, and
health side and the owner of our agency actually lived
around the, Corner from me, AND you, know i said
maybe we can collaborate and do. SOME things together i
knew he was very successful and had a. Nice sized agency,
(09:41):
so he goes let's come. Into my office he sits
me into. The conference, room, He goes hey i'll be
right back. And come, back, he goes hey, BY the
way i signed you up for the property and casualty
Class you. Start thursday night like what? Do you, mean he,
GOES don't worry i already talked. To your Wife it's
good and it's been a great. Ride EVER since and
(10:01):
I love. WHAT i do i. LOVE helping people i
love trying to save them money and make. Sure They're
protected and i've been in the industry fifteen years and
it's been.
Speaker 1 (10:14):
Great and okay so the property and casualty, aspect, fifteen years, yep,
got it okay and you.
Speaker 3 (10:20):
Haven't looked bad. Haven't LOOKED bad and.
Speaker 1 (10:23):
I think the biggest thing too is again If you even,
i'm sure too you probably wouldn't mind even if someone
just had a home insurance or auto insurance question right
to reach, out to you maybe about their current policy
or if they were to get. Their new, ONES so
yeah i want to.
Speaker 4 (10:36):
Review their policies and see what they have because YOU
know what i have found, over the years people really
don't know what they have right and, IT you know
i used to teach your first time home buyer Class
and so i'm into that educating my clients on what
they really have so there are no surprises if they
should have.
Speaker 1 (10:55):
A Claim exactly and i'd like, to say too if
you are thinking of, buying a home you have a
great duo right here who can help you not just
with the best price, of the home but the rest
price or rate. Or The, policy so adam you give
your Number and then i'll.
Speaker 4 (11:10):
Give them, one sure again my number is five six
one three four five seven three four zero.
Speaker 3 (11:17):
And my number is five six one eight six six six.
Zero three, six.
Speaker 2 (11:23):
You know we, Talk a LOT evan and i on
the Show every week adam about referrals and people that
give you good reviews and all the different wonderful things
that clients say about you because they have that great.
Experience With you so evan has really like dozens and
dozens and dozens and dozens of all these good. Reviews
and referrals if someone called, you, and, said hey listen.
(11:44):
YOU sound great i love everything. THAT you're saying i
heard you on The radio and evan's excellent buys and.
It sounds perfect do YOU have anyone? I can CALL
how do i know for a reference that THERE'S some
clients i? Can talk, to you know how do you
deal with that sort? Of a question and are you
happy to get that sort?
Speaker 4 (11:59):
Of? A, question sure, yeah you know doing this, For
so long i've built up a very good network OF
people that i work with for. A long time people
can always look at THE reviews that i have on
our main. SITE as well i have plenty of the
great reviews on. There As well but i'm always willing
(12:20):
and Like working with evan and other mortgage people and
other people in The industry that i've worked, For many
years i'm sure will give me. A glowing recommendation, AND
you know i hear every day that people see My
name on facebook that, they were recommended because people Always
(12:40):
go on facebook and they, Put you know i'm looking
for new homeowners or. New auto insurance AND from, what
i understand my name is in a lot of.
Speaker 3 (12:49):
The different communities and what's the best site for people
to go on to Check? Out insurance express.
Speaker 4 (12:54):
Go to insurance. Express, dot com.
Speaker 3 (12:56):
Cool go to insurance.
Speaker 1 (12:57):
Express dot com you can see more, about, the Company
obviously and i'm sure or you could find, yourself on there.
Speaker 4 (13:01):
Right you, could you know you'll find the reviews if.
You google it, you know us and and you'll see
my name hopefully in a bunch.
Speaker 1 (13:10):
Of The reviews and i'd like to now take this
time as well to talk about one of our very
important sponsors with. Buying a home not only obviously is
the realtor and. The insurance agent adams, obviously here, too
extremely important but just as vital on anything as you
(13:32):
finding out how much you have to pay for the
home right so you have to go to a great
mortgage lender For That so Evan's excellent buys now is
exclusively working with the number one loan originator In all
Of Florida With. Cross country mortgage if you haven't, heard
of them They're Called The, matt weaver team and they're
(13:52):
literally the number One. Lender in florida so if you're
going to, go to anybody why not go to the
number One. Lender in florida not only do they do,
the most business but they write the most first time
home buyer loans in the Entire state of florida and,
of any again. OF any size i just had somebody
(14:13):
work with them who bought a. Multimillion dollar property i've
had someone work with them who's currently in contract for
a two hundred. Thousand dollars property and they're open three
hundred and sixty four. Days a, year so yes you.
Heard that right they're literally open three hundred and sixty
four days a year till nine, o'clock at night every
single day except one day, of the Year. Which is
(14:34):
christmas but, aside from that they're open till nine o'clock
every single other day. Of the. Year they're unbelievable they
have all different programs they can help you with buying,
down the rate they could do. Tons, of things again
literally the number One. Team in florida so call them
any Day aside from christmas till nine o'clock and they
can answer any question you have in the. World about
(14:55):
mortgages call them at five six' one eight six four. Two,
four five Eight Again call, the matt weaver team the Number.
One lender in florida any mortgage question five six' one
eight six. Four two four five eight.
Speaker 2 (15:14):
So what happens if someone calls you? WITH a really
difficult problem i know most people call and. They just
want to quote so what are some difficult problems that
you've been able to help people with that's, MORE than
just you? Know i want to quote or what? Do
you think of this? Or how does this work. Or,
how does that.
Speaker 4 (15:32):
Work yeah some of the challenges out there right. Now
are ages of roofs so we have to look for
some carriers that will allow us to, go from the
you know the extended life which citizens they allow twenty five,
years for a shingle roof. Fifty years for tile roof
but some of the other challenges are some of the
electrical panels. That are outdated right now i'm dealing with
(15:55):
the client who has. Cloth wiring in their house so
are there are many, different challenges that come up but
it's my job to put that puzzle piece together and. Find,
a solution for.
Speaker 1 (16:07):
Them yeah we've you know it just reminds me of
all of the, different times that you Know we've brought The,
home inspectrum report to adam and you know it turns
out sorry to put these, names on blasts, but here
But You know there's a federal pacific right an electrical
panel or polybutylene or the roof is leaking and it's
plus dozens of years old. Or whatever the case is
(16:28):
so sometimes if there is a chance for it to,
Be ensured currently as is. Adam will, Obviously find that
if not i'll give you the route of how of
what you can, do. TO get it ensure right.
Speaker 4 (16:41):
I mean prime example too i just, had a client
call me or a potential client call me today and
she doesn't. Have shutters on our house, and, her agent
told her well she, puts shutters on our house she's
only going to save. One hundred and fifty dollars but
then she came to ME for, a, quote and i
said well if you. Put shutters on your house else
you're actually going to say fifteen hundred Dollars right with, another,
(17:04):
character and she's like well my. AGENT didn't, tell, me
that i said Well you know, that's what i'm here
for to help you SAVE as. Much money, as i
can YOU know the more money, i can save MY
clients and, the better i, educate them hopefully you know
on their source for everything. That, they need for, insurance.
Speaker 3 (17:23):
Right and, You know one.
Speaker 1 (17:25):
More time, i'll say too you know As A, realtor here,
in south florida you know doing a certain amount of
business and meeting a certain amount, of, people every you
know year and working with So many Different Clients From,
miami to, PORT saint lucy you. Know, I get introduced
to honestly i'm sometimes bombarded WITH insurance agents right who,
(17:47):
i meet and you know. Want To connect with me,
and I'M not only hesitant but i pretty much SHUN
almost EVERYBODY away because i know i have the. Best person,
for my clients so again if you want to just
get another quote on, any auto or home Insurance. Definitely
reach out to adam, adam just one more time can?
Speaker 3 (18:09):
You, give your phone number sure.
Speaker 4 (18:10):
It's five six to one three four. Five seven three
four zero and if someone just has, A question about
their policy. I'M always, happy to, ANSWER.
Speaker 2 (18:20):
I mean you know, i sit here and listen and
as we bring on different guests that we Have at
DIFFERENT weeks that evan, and i do the show sometimes
together and other, times we bring in guests and every
single guest It shows what a resource, evan is for
the client. Whether they're buying or selling because every, person
(18:41):
that comes on here it's it's the. Baseline to just
be reputable it's the baseline. To have a good company
it's the baseline. To do a good job but. We're
way above the. Baseline this is like excellence this is like.
Making things Easier for you that's. What evan is all
about he makes. Things so easy for everybody and when
you connect people to people. That, make everything so easy
(19:03):
also you really become a really VALUABLE resource to people because,
i DON'T know about you but i. Don't, Like doing
anything difficult.
Speaker 4 (19:10):
Absolutely and we've been working together five years and he
knows he calls. Me with any client question i'm going
to pick up The phone no matter if i'm in town.
Speaker 3 (19:21):
And front of my computer or we've talked on a
Cruise before they or if.
Speaker 4 (19:24):
I'm on a cruise, or or across the world and
my phone is always on inaccessible to the questions that
he might. Have, or anyone, Might Have.
Speaker 3 (19:34):
Yes for sure and.
Speaker 1 (19:35):
I'd like TO add two adam and i also have
a good relationship with. A great personal injury attorney not
to get so, off course of Real estate but the
reason i'm mentioning it is because if anyone Were to
reach out, to adam for auto insurance he can also get,
the opinion on their coverages right cor or a certain
(19:55):
carrier from this great, attorney, who we both know obviously
and we all.
Speaker 4 (19:59):
Use it as a resource, and you say to them
who's helping people with claims the easiest? And who's the
best situation and you know he gets clients all the
time that are driving, around, without on insurued motorists right
and he'll, call, me up and say here help, His
client out.
Speaker 3 (20:14):
Right exactly, and what, Would?
Speaker 1 (20:17):
You, say right now adam, again if someone's you know they're,
content with their current policy but obviously they. Always want
to save money what are some key things they can
do that aren't over, the line difficult or expensive so
lower they're you know their their premium.
Speaker 3 (20:34):
Every, year for every month.
Speaker 4 (20:35):
Well the good thing is recently there's been some articles
and you might Have say it on my facebook page
that a couple of the carriers. Have applied for rate reductions.
So that's a GOOD sign the things that i Look
out for people, when i'm doing a quote? Do you
have military experience are you a veteran's? Veterans discounts with
(20:56):
some carriers do? You have an alarm? System are you
integated community do you have a water detection device? Set
up on your home so these are all different discounts
that people can get that sometimes aren't even applied to
their policy because. The agent did not ask and a
lot of the people go to an eight hundred number
(21:16):
where they randomly have an agent, there that they're speaking
with but they can never get that. Agent back on
the phone that. Always Dealing with someone else and i've
had the experience where people, have called eight hundred numbers
got bad advice and because that person just, wants to
make a sale and they'll never. Speak TO that person again,
where i have a relationship hopefully with my clients and
(21:38):
they can call me anytime AND have a question and
i stand BEHIND with, whatever POLICY that i write but
i want to get THEM as, many DISCOUNTS as i can.
So i ask those questions that.
Speaker 1 (21:49):
Makes A lot of sense and i'd LIKE to also
say that i. Know we just talked about even if
you have auto insurance, currently more home Insurance currently reach
out to adam. About any quite you know he can go.
Through your policy with you, if you want another quote.
He can do that. Too so similar for me if
you have your home, on the market right now but
(22:09):
you're not happy or you're not content with the results,
and it's been some. Time reach out to me i'd,
love to assess the situation give you a second, opinion
if it. Makes sense no pressure whatsoever the reason being
specifically why it's top of mine for ME is that
just yesterday i closed a home that. Was on the
market previously and this has been a recurring. Theme honestly
(22:33):
throughout my Career.
Speaker 3 (22:36):
I'm going to.
Speaker 1 (22:37):
Say i'm, going to say twenty percent maybe more twenty
to thirty percent of my listings have been on the
market previously with another professional and this one specifically Was
A Home. Actually in port saint lucy they had it
on the market for, a good amount of time and.
They were extremely disc, SATISFIED to say the least i was.
Speaker 3 (23:03):
ABLE to assess the.
Speaker 1 (23:04):
Situation i actually got, referred FROM another, past, client so
i said listen, if anyone could Do. IT reach out
to evan, i met with the homeowners quickly devised a
plan and pointed them out things that were wrong with,
what currently was the circumstance and in less than a,
few weeks on the market, we got it under contract,
we got a cash offer and it actually was just
(23:26):
a sixteen day closing. And we, Just closed yesterday so
look i'm not saying every situation is a, snap of a,
finger easy but you know similar to What, we just
said about adam if you. Have something you're not content,
if you want another. Opinion give him a. Call same
THING with me so Remember i Go Everywhere From. Miami
to port SAINT luci not only can i advertise your
(23:48):
home here On The radio Show with an Evan's, excellent
BYE of the week, but, i, also highlight properties philanthropy
businesses and SO much more Through the tv show, that
i'm a part, Of which airs in nationally so be sure.
Speaker 3 (24:01):
To reach out To Me.
Speaker 1 (24:03):
MY name is evan sofer i have about seventy reviews
online that you could find if. You just Google my
Name THAT'S. Ev an so phi r and my phone
number is five to six' one eight. Six six six
zero three six and, AS we're coming to a closing
i now need to, talk About Our longest tenured sponsor,
(24:24):
Someone Adam. Young Knows, as well Independence, title independence title
aside from adam. IS probably my most referred company i
refer THEM to literally every, single client i have ever had,
because simply, they close, the deal, you know more effectively
more efficient with. Less headaches than other title, companies if
(24:48):
there is. A solution they figure it out i've had
so many home ownership. Circumstances as state questions we've done
i've worked with them on a sale where somebody unfortunately.
Was actually murdered in a home i've done, business with
them where each party the buyer and seller.
Speaker 3 (25:05):
Are from out of the.
Speaker 1 (25:06):
Country any situation they can handle so, if you have,
title insurance questions wire fraud, questions or real Estate Closing
questions reach out to independence title at nine five four three. Three,
five nine three Zero Five again reach out to independence
title for any home ownership title questions nine five four
(25:27):
three three Five, nine three zero five and adam, as we're,
coming to a close you know give people a little
bit of a description about what you do and the,
Best Place.
Speaker 3 (25:36):
To Reach You.
Speaker 4 (25:37):
Again adam young with insurance express i'm here to help
you out with your property, and, casualty, needs, for your
HOME auto jewelry liability anything that. I can help you
out with five six one three. FOUR five seven three
four zero i know we, only have a couple of
minutes but going back to what you said with the
(25:58):
taking over other listings and things that No one. Markets
a home like evan does. He is all over it.
Everywhere you SEE his literature everywhere every time I, pick
up my phone. ON facebook he's advertising another home.
Speaker 1 (26:12):
I appreciate that very very much and if you want
again the best level of service for not just myself,
but other professionals in the industry make.
Speaker 3 (26:19):
Sure you reach Out To. Me my name.
Speaker 1 (26:21):
IS evan sofer i'm a, realtor. I have a great
weekend everybody my cell is five six 's one eight
six six six zero three six
Hello everyone, and welcome to a brand new edition of
Evans Excellent Biz radio Show. Today is Saturday, August twenty third,
and it's a pleasure to be joining you guys today.
If this is your first time tuning in, my name
is Evan Sofer. I'm a real estate agent here throughout
all of South Florida. I rank in the top one
(00:36):
percent of relters in the US for sould volume. I
host this radio show, Evan's Excellent Bies, has been around
now for four years. Aside from that, I also host
a TV show highlighting the community of Palm Beach County,
exactly where we are recording right now. I do local networking.
I'm the ambassador for a charity, but most of all,
(00:58):
I help people buy and sell home. So if you're
looking for a realter to give you the best level
of service, reach out to me on myself. You can
call or text anytime at five six' one eight six
six six zero three. Six, again my cell is five
six one eight six six six zero three. Six i'm
(01:20):
joined by my co, host the co owner of The
Nature's experts family of, companies AS i am every.
Speaker 2 (01:26):
Week, hi, everybody this Is Jeff. SOFER i am that.
Guy i'm the guy that is the co host Of
Evan's Excellent. Buys here with Evansofur, SO i own the
family of companies we Call Nature's. Experts if you go
To Nature's experts dot com and you look there and
you see all of our. Companies we have two landscape,
(01:49):
companies a tree, company a pest control, company and a
company that does interior plant and floral. Styling go check
it out At Nature's experts dot. Com you can read
all about. It you can contact, me text, me call
me whatever you'd like to do on my cell. Phone
my numbers five six, one seven zero two four five two.
(02:12):
One and we have a really exciting show.
Speaker 1 (02:16):
Today, yes AND i just want to emphasize that what
this show is about is we broadcast about The South
florida real estate market and my co host is here
to talk about how you can add value to the
exterior of your. Property but any guests we bring, in
we ensure has that same level of care and you,
(02:38):
know client service that we have in the integrity and
helping their clients as much as possible and being accessible
at all times and giving the best. Experience so with,
that we welcome a recent sponsor of the, Show Adam
young With Insurance.
Speaker 3 (02:52):
Express, hey thank, you thank you for having. Me you got.
Speaker 1 (02:55):
It And, adam just to, clarify tell, everybody of course
it's not explanatory already what type of insurance you.
Speaker 4 (03:03):
Do, Well i'm With Insurance express AND i do property
and casualty, insurance which is, home auto, liability our, jewelry
anything that you should need for your.
Speaker 1 (03:14):
Home AND i highly encourage if anyone, wants you, know
a new quote for their car for their auto, INSURANCE
i should, say or for their home, insurance Give adam a.
Chance adam is my most referred human, being possibly as
far as my. Clients he takes care of almost all
(03:37):
of my clients and does an amazing. Job he does
my own home insurance as well family. Members SO i
couldn't recommend anyone higher in the business for property and,
casualty auto, insurance, home. Etc SO i guess my, Question,
ADAM i guess we should start. Here is you know
what makes you different from the loads of insurance companies
(04:01):
or agents out.
Speaker 2 (04:01):
There.
Speaker 4 (04:02):
Yeah, well first of, all The Insurance, express we've been
around over thirty years and when we also have an
office In massachusetts and an office In New. York so
we're a very large agency and that lets us bring
in carriers that some of the smaller agencies aren't a
custom of using or have the ability or access. Too
(04:23):
so that gives us the opportunity to shop your homeowner's
insurance with over thirty different. Carriers and each home is
a little bit, different as you, know selling those. Homes
some have an older, roof some have you, know different
challenges that come across. It so you need as many
carriers as we have to, fix you, know put that
(04:46):
puzzle piece where it needs to go.
Speaker 1 (04:48):
Exactly AND i think that's really one of the most
important things THAT i always explain to people WHEN i
do recommend they reach out to you OR i connect
you guys in email or however the case may, be
is THAT i SAY atom doesn't, work for, instance to
throw out sorry to this, company but it's not like he.
Speaker 3 (05:04):
Works let's just say for all.
Speaker 1 (05:05):
State he can only quote right and pull from all states,
specifically you have the ability to search the, market.
Speaker 3 (05:11):
Right.
Speaker 4 (05:12):
Yeah, fortunately the owner of our agency developed the software
that he actually sells throughout the. Industry but what we
do is we put in the information about the home
and about the, client and it shoots it out to
all the different carriers at, once, right and then they come,
back and then we go in and tweak the quote
a little bit to customize it to the client's. Needs you,
(05:36):
know some people want more property, insurance some want a
little bit, less some want higher. Deductibles so whatever we
need to do to cater to that person's needs or,
wants we can do.
Speaker 1 (05:47):
That And, adam what is the best number for people
to reach?
Speaker 3 (05:52):
You and make sure you say it's twice.
Speaker 4 (05:53):
Sure it's five six' one three four five seven three.
Four zero it's five to six to one three four
five seven three four zero in my email address if
anyone wants to, email me it's a Young at insuranceexpress.
Speaker 2 (06:11):
Dot.
Speaker 1 (06:11):
Com PERFECT and i think now is the perfect segue
to go Into The Evans excellent buy Of, the week
and that is a Home In Jupiter country CLUB that
i just listed on the market a couple. Days ago
and If when i'm describing, this home if it rings
true to you or someone that, you know come by
(06:34):
our open, house tomorrow Which, Is sunday august, twenty fourth
from one o'clock to. Three o'clock SO again i will
be there tomorrow from one o'clock to. Three O'clock In Jupiter,
country club the home is listed at a million twenty.
Five thousand it is walking distance to the. Country club
and the great Thing About Jupiter country club is that
they have all the amenities of any country club Here
(06:57):
In pumbach county for a much, lower rate buy in,
monthly payments, et cetera and everything is top top of.
The line they, have restaurants they have a championship, golf course.
Et cetera and this actually is a three bedroom townhouse
with a. Private elevator, so again if you know somebody
(07:18):
who wants to escape the cold up north for season or,
full time this is the perfect spot because there's. Zero
maintenance the hoa handles everything outside. The, home again you
have a, private elevator you have over twenty six hundred,
square feet you have a private screened in balcony overlooking the,
golf course and you have every amenity you could. Think
(07:39):
of so if this sounds like something that would interest
you or someone, you know come to our open house
tomorrow or call me if you have any questions at
five to six one eight, sixty six six to zero
three six that's five six one eight sixty six six zero.
Speaker 2 (07:55):
Three SIX so i like to talk about one of. Our,
sponsors first we're gonna Talk About harbor Chase Of. Boynton
Beach harbor Chase Of boytant beach is an adult living
community and it is a special adult. Living COMMUNITY what
i mean by that is the food. Is delicious there
is a number of. Food outlets the place. Is gorgeous
you got to go and check it out if you're
(08:17):
someone who's interested in an adult, living community or you
know someone that it's time for them to move to
a place. Like that it's Located In boyton beach and
the phone Number For harbor Chase Of boyton beach is
five six one seven seven zero one three. Five zero
please know that the, Staff there EVAN and i have
(08:37):
met all. Of them we've taken a tour and they
are something special. As well they are such, good caregivers,
so nice, so friendly and, you know we're talking about
good experiences, with clients and they give the customer experience
such a good. One there And It's harbor Chase Of.
Boytant beach it's five six' one seven seven zero one.
(09:00):
Three five zero let's continue with The, SHOW.
Speaker 3 (09:04):
And adam i. Have a question this is actually something.
Speaker 1 (09:06):
THAT you, KNOW i honestly I don't think i've asked too,
many GUESTS this but i think it goes with your industry.
Speaker 3 (09:12):
In a.
Speaker 1 (09:13):
Sense i'll explain but what made you want to get into. The,
insurance field.
Speaker 4 (09:18):
Well it's kind of. A funny, Story real quick i'll try. To,
MAKE it yeah i was actually on the life, and
health side and the owner of our agency actually lived
around the, Corner from me, AND you, know i said
maybe we can collaborate and do. SOME things together i
knew he was very successful and had a. Nice sized agency,
(09:41):
so he goes let's come. Into my office he sits
me into. The conference, room, He goes hey i'll be
right back. And come, back, he goes hey, BY the
way i signed you up for the property and casualty
Class you. Start thursday night like what? Do you, mean he,
GOES don't worry i already talked. To your Wife it's
good and it's been a great. Ride EVER since and
(10:01):
I love. WHAT i do i. LOVE helping people i
love trying to save them money and make. Sure They're
protected and i've been in the industry fifteen years and
it's been.
Speaker 1 (10:14):
Great and okay so the property and casualty, aspect, fifteen years, yep,
got it okay and you.
Speaker 3 (10:20):
Haven't looked bad. Haven't LOOKED bad and.
Speaker 1 (10:23):
I think the biggest thing too is again If you even,
i'm sure too you probably wouldn't mind even if someone
just had a home insurance or auto insurance question right
to reach, out to you maybe about their current policy
or if they were to get. Their new, ONES so
yeah i want to.
Speaker 4 (10:36):
Review their policies and see what they have because YOU
know what i have found, over the years people really
don't know what they have right and, IT you know
i used to teach your first time home buyer Class
and so i'm into that educating my clients on what
they really have so there are no surprises if they
should have.
Speaker 1 (10:55):
A Claim exactly and i'd like, to say too if
you are thinking of, buying a home you have a
great duo right here who can help you not just
with the best price, of the home but the rest
price or rate. Or The, policy so adam you give
your Number and then i'll.
Speaker 4 (11:10):
Give them, one sure again my number is five six
one three four five seven three four zero.
Speaker 3 (11:17):
And my number is five six one eight six six six.
Zero three, six.
Speaker 2 (11:23):
You know we, Talk a LOT evan and i on
the Show every week adam about referrals and people that
give you good reviews and all the different wonderful things
that clients say about you because they have that great.
Experience With you so evan has really like dozens and
dozens and dozens and dozens of all these good. Reviews
and referrals if someone called, you, and, said hey listen.
(11:44):
YOU sound great i love everything. THAT you're saying i
heard you on The radio and evan's excellent buys and.
It sounds perfect do YOU have anyone? I can CALL
how do i know for a reference that THERE'S some
clients i? Can talk, to you know how do you
deal with that sort? Of a question and are you
happy to get that sort?
Speaker 4 (11:59):
Of? A, question sure, yeah you know doing this, For
so long i've built up a very good network OF
people that i work with for. A long time people
can always look at THE reviews that i have on
our main. SITE as well i have plenty of the
great reviews on. There As well but i'm always willing
(12:20):
and Like working with evan and other mortgage people and
other people in The industry that i've worked, For many
years i'm sure will give me. A glowing recommendation, AND
you know i hear every day that people see My
name on facebook that, they were recommended because people Always
(12:40):
go on facebook and they, Put you know i'm looking
for new homeowners or. New auto insurance AND from, what
i understand my name is in a lot of.
Speaker 3 (12:49):
The different communities and what's the best site for people
to go on to Check? Out insurance express.
Speaker 4 (12:54):
Go to insurance. Express, dot com.
Speaker 3 (12:56):
Cool go to insurance.
Speaker 1 (12:57):
Express dot com you can see more, about, the Company
obviously and i'm sure or you could find, yourself on there.
Speaker 4 (13:01):
Right you, could you know you'll find the reviews if.
You google it, you know us and and you'll see
my name hopefully in a bunch.
Speaker 1 (13:10):
Of The reviews and i'd like to now take this
time as well to talk about one of our very
important sponsors with. Buying a home not only obviously is
the realtor and. The insurance agent adams, obviously here, too
extremely important but just as vital on anything as you
(13:32):
finding out how much you have to pay for the
home right so you have to go to a great
mortgage lender For That so Evan's excellent buys now is
exclusively working with the number one loan originator In all
Of Florida With. Cross country mortgage if you haven't, heard
of them They're Called The, matt weaver team and they're
(13:52):
literally the number One. Lender in florida so if you're
going to, go to anybody why not go to the
number One. Lender in florida not only do they do,
the most business but they write the most first time
home buyer loans in the Entire state of florida and,
of any again. OF any size i just had somebody
(14:13):
work with them who bought a. Multimillion dollar property i've
had someone work with them who's currently in contract for
a two hundred. Thousand dollars property and they're open three
hundred and sixty four. Days a, year so yes you.
Heard that right they're literally open three hundred and sixty
four days a year till nine, o'clock at night every
single day except one day, of the Year. Which is
(14:34):
christmas but, aside from that they're open till nine o'clock
every single other day. Of the. Year they're unbelievable they
have all different programs they can help you with buying,
down the rate they could do. Tons, of things again
literally the number One. Team in florida so call them
any Day aside from christmas till nine o'clock and they
can answer any question you have in the. World about
(14:55):
mortgages call them at five six' one eight six four. Two,
four five Eight Again call, the matt weaver team the Number.
One lender in florida any mortgage question five six' one
eight six. Four two four five eight.
Speaker 2 (15:14):
So what happens if someone calls you? WITH a really
difficult problem i know most people call and. They just
want to quote so what are some difficult problems that
you've been able to help people with that's, MORE than
just you? Know i want to quote or what? Do
you think of this? Or how does this work. Or,
how does that.
Speaker 4 (15:32):
Work yeah some of the challenges out there right. Now
are ages of roofs so we have to look for
some carriers that will allow us to, go from the
you know the extended life which citizens they allow twenty five,
years for a shingle roof. Fifty years for tile roof
but some of the other challenges are some of the
electrical panels. That are outdated right now i'm dealing with
(15:55):
the client who has. Cloth wiring in their house so
are there are many, different challenges that come up but
it's my job to put that puzzle piece together and. Find,
a solution for.
Speaker 1 (16:07):
Them yeah we've you know it just reminds me of
all of the, different times that you Know we've brought The,
home inspectrum report to adam and you know it turns
out sorry to put these, names on blasts, but here
But You know there's a federal pacific right an electrical
panel or polybutylene or the roof is leaking and it's
plus dozens of years old. Or whatever the case is
(16:28):
so sometimes if there is a chance for it to,
Be ensured currently as is. Adam will, Obviously find that
if not i'll give you the route of how of
what you can, do. TO get it ensure right.
Speaker 4 (16:41):
I mean prime example too i just, had a client
call me or a potential client call me today and
she doesn't. Have shutters on our house, and, her agent
told her well she, puts shutters on our house she's
only going to save. One hundred and fifty dollars but
then she came to ME for, a, quote and i
said well if you. Put shutters on your house else
you're actually going to say fifteen hundred Dollars right with, another,
(17:04):
character and she's like well my. AGENT didn't, tell, me
that i said Well you know, that's what i'm here
for to help you SAVE as. Much money, as i
can YOU know the more money, i can save MY
clients and, the better i, educate them hopefully you know
on their source for everything. That, they need for, insurance.
Speaker 3 (17:23):
Right and, You know one.
Speaker 1 (17:25):
More time, i'll say too you know As A, realtor here,
in south florida you know doing a certain amount of
business and meeting a certain amount, of, people every you
know year and working with So many Different Clients From,
miami to, PORT saint lucy you. Know, I get introduced
to honestly i'm sometimes bombarded WITH insurance agents right who,
(17:47):
i meet and you know. Want To connect with me,
and I'M not only hesitant but i pretty much SHUN
almost EVERYBODY away because i know i have the. Best person,
for my clients so again if you want to just
get another quote on, any auto or home Insurance. Definitely
reach out to adam, adam just one more time can?
Speaker 3 (18:09):
You, give your phone number sure.
Speaker 4 (18:10):
It's five six to one three four. Five seven three
four zero and if someone just has, A question about
their policy. I'M always, happy to, ANSWER.
Speaker 2 (18:20):
I mean you know, i sit here and listen and
as we bring on different guests that we Have at
DIFFERENT weeks that evan, and i do the show sometimes
together and other, times we bring in guests and every
single guest It shows what a resource, evan is for
the client. Whether they're buying or selling because every, person
(18:41):
that comes on here it's it's the. Baseline to just
be reputable it's the baseline. To have a good company
it's the baseline. To do a good job but. We're
way above the. Baseline this is like excellence this is like.
Making things Easier for you that's. What evan is all
about he makes. Things so easy for everybody and when
you connect people to people. That, make everything so easy
(19:03):
also you really become a really VALUABLE resource to people because,
i DON'T know about you but i. Don't, Like doing
anything difficult.
Speaker 4 (19:10):
Absolutely and we've been working together five years and he
knows he calls. Me with any client question i'm going
to pick up The phone no matter if i'm in town.
Speaker 3 (19:21):
And front of my computer or we've talked on a
Cruise before they or if.
Speaker 4 (19:24):
I'm on a cruise, or or across the world and
my phone is always on inaccessible to the questions that
he might. Have, or anyone, Might Have.
Speaker 3 (19:34):
Yes for sure and.
Speaker 1 (19:35):
I'd like TO add two adam and i also have
a good relationship with. A great personal injury attorney not
to get so, off course of Real estate but the
reason i'm mentioning it is because if anyone Were to
reach out, to adam for auto insurance he can also get,
the opinion on their coverages right cor or a certain
(19:55):
carrier from this great, attorney, who we both know obviously
and we all.
Speaker 4 (19:59):
Use it as a resource, and you say to them
who's helping people with claims the easiest? And who's the
best situation and you know he gets clients all the
time that are driving, around, without on insurued motorists right
and he'll, call, me up and say here help, His
client out.
Speaker 3 (20:14):
Right exactly, and what, Would?
Speaker 1 (20:17):
You, say right now adam, again if someone's you know they're,
content with their current policy but obviously they. Always want
to save money what are some key things they can
do that aren't over, the line difficult or expensive so
lower they're you know their their premium.
Speaker 3 (20:34):
Every, year for every month.
Speaker 4 (20:35):
Well the good thing is recently there's been some articles
and you might Have say it on my facebook page
that a couple of the carriers. Have applied for rate reductions.
So that's a GOOD sign the things that i Look
out for people, when i'm doing a quote? Do you
have military experience are you a veteran's? Veterans discounts with
(20:56):
some carriers do? You have an alarm? System are you
integated community do you have a water detection device? Set
up on your home so these are all different discounts
that people can get that sometimes aren't even applied to
their policy because. The agent did not ask and a
lot of the people go to an eight hundred number
(21:16):
where they randomly have an agent, there that they're speaking
with but they can never get that. Agent back on
the phone that. Always Dealing with someone else and i've
had the experience where people, have called eight hundred numbers
got bad advice and because that person just, wants to
make a sale and they'll never. Speak TO that person again,
where i have a relationship hopefully with my clients and
(21:38):
they can call me anytime AND have a question and
i stand BEHIND with, whatever POLICY that i write but
i want to get THEM as, many DISCOUNTS as i can.
So i ask those questions that.
Speaker 1 (21:49):
Makes A lot of sense and i'd LIKE to also
say that i. Know we just talked about even if
you have auto insurance, currently more home Insurance currently reach
out to adam. About any quite you know he can go.
Through your policy with you, if you want another quote.
He can do that. Too so similar for me if
you have your home, on the market right now but
(22:09):
you're not happy or you're not content with the results,
and it's been some. Time reach out to me i'd,
love to assess the situation give you a second, opinion
if it. Makes sense no pressure whatsoever the reason being
specifically why it's top of mine for ME is that
just yesterday i closed a home that. Was on the
market previously and this has been a recurring. Theme honestly
(22:33):
throughout my Career.
Speaker 3 (22:36):
I'm going to.
Speaker 1 (22:37):
Say i'm, going to say twenty percent maybe more twenty
to thirty percent of my listings have been on the
market previously with another professional and this one specifically Was
A Home. Actually in port saint lucy they had it
on the market for, a good amount of time and.
They were extremely disc, SATISFIED to say the least i was.
Speaker 3 (23:03):
ABLE to assess the.
Speaker 1 (23:04):
Situation i actually got, referred FROM another, past, client so
i said listen, if anyone could Do. IT reach out
to evan, i met with the homeowners quickly devised a
plan and pointed them out things that were wrong with,
what currently was the circumstance and in less than a,
few weeks on the market, we got it under contract,
we got a cash offer and it actually was just
(23:26):
a sixteen day closing. And we, Just closed yesterday so
look i'm not saying every situation is a, snap of a,
finger easy but you know similar to What, we just
said about adam if you. Have something you're not content,
if you want another. Opinion give him a. Call same
THING with me so Remember i Go Everywhere From. Miami
to port SAINT luci not only can i advertise your
(23:48):
home here On The radio Show with an Evan's, excellent
BYE of the week, but, i, also highlight properties philanthropy
businesses and SO much more Through the tv show, that
i'm a part, Of which airs in nationally so be sure.
Speaker 3 (24:01):
To reach out To Me.
Speaker 1 (24:03):
MY name is evan sofer i have about seventy reviews
online that you could find if. You just Google my
Name THAT'S. Ev an so phi r and my phone
number is five to six' one eight. Six six six
zero three six and, AS we're coming to a closing
i now need to, talk About Our longest tenured sponsor,
(24:24):
Someone Adam. Young Knows, as well Independence, title independence title
aside from adam. IS probably my most referred company i
refer THEM to literally every, single client i have ever had,
because simply, they close, the deal, you know more effectively
more efficient with. Less headaches than other title, companies if
(24:48):
there is. A solution they figure it out i've had
so many home ownership. Circumstances as state questions we've done
i've worked with them on a sale where somebody unfortunately.
Was actually murdered in a home i've done, business with
them where each party the buyer and seller.
Speaker 3 (25:05):
Are from out of the.
Speaker 1 (25:06):
Country any situation they can handle so, if you have,
title insurance questions wire fraud, questions or real Estate Closing
questions reach out to independence title at nine five four three. Three,
five nine three Zero Five again reach out to independence
title for any home ownership title questions nine five four
(25:27):
three three Five, nine three zero five and adam, as we're,
coming to a close you know give people a little
bit of a description about what you do and the,
Best Place.
Speaker 3 (25:36):
To Reach You.
Speaker 4 (25:37):
Again adam young with insurance express i'm here to help
you out with your property, and, casualty, needs, for your
HOME auto jewelry liability anything that. I can help you
out with five six one three. FOUR five seven three
four zero i know we, only have a couple of
minutes but going back to what you said with the
(25:58):
taking over other listings and things that No one. Markets
a home like evan does. He is all over it.
Everywhere you SEE his literature everywhere every time I, pick
up my phone. ON facebook he's advertising another home.
Speaker 1 (26:12):
I appreciate that very very much and if you want
again the best level of service for not just myself,
but other professionals in the industry make.
Speaker 3 (26:19):
Sure you reach Out To. Me my name.
Speaker 1 (26:21):
IS evan sofer i'm a, realtor. I have a great
weekend everybody my cell is five six 's one eight
six six six zero three six
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