How Do I Buy Real Estate With No or Low Money Down?

In her podcast, Keys to Success, Litra Simms explores various strategies individuals can use to invest in real estate with little or no money down. She discusses creative financing options like seller financing, lease options, and subject-to deals that allow investors to get started without substantial upfront capital. Litra also uncovers several government-backed loan programs, such as FHA, VA, and USDA rural loans, which offer low or no down payment options. She further suggests forming partnerships or tapping into private lenders to gather resources for real estate endeavors. Litra, however, underscores the importance of being realistic—while the upfront investment can be minimal, some capital will be required for expenses like closing costs— and underscoring the importance of building credibility in the field.