November 12, 2025 • 6 mins
DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
If you're looking for the mass adoption of crypto, this
could very well be it. It's not humans using it,
but it's in fact AI agents and the team the
developers at coinbase have been working on a new payment
standard X four h two and this payment standard allows
AI agents and to users to make payments online using
(00:21):
stable coins using blockchain. And this is absolutely surging at
the moment. Let's get into the details. Everyone, my name's Peter.
If it's your first time here, arms up, blot subscribe,
norfcaine spell on your way in, and let's get into
this really big news here, and this is coinbases for
two AI payments protocol. It's having this massive surge of
activity and this here, the significance of this protocol is
(00:45):
really exciting because it lets AI agents make payments online
to other services or even other AI agents. So, for
those that don't know, AI agents are essentially AI bots
that can form certain tasks and possibly make payments online
for you, tapping into data or whatever it might be.
(01:06):
So if you're using chat, DTP or another AI service
and you're telling your AI bot there to get some
data from a third party service, it may not be
able to because it has that data is behind a
paywall with AI agents. Now using this x four or
two protocol, it can make that payment and get that
data and then process it and do whatever it needs to.
(01:30):
So we're going to see a massive surge of platforms
and marketplaces that are AI agents that can do these
certain tasks and make these payments. So this is the
big significance here. So with this protocol, we are going
to see a lot of AI agent transactions on chain.
So this is a really good use case for blockchain
(01:51):
where you can make hundreds of thousands of transactions at
a really cheap cost. So let me go through this
article quickly for you guys. Coinbase is experimental EXCEP four
or two payment protocol designed to let AI agents and
humans pay directly in stable coins over the internet. Has
exploded in activity. We've got a ten thousand percent surge
(02:13):
in transactions and it revives this old four to two
payment required, or it's not old, it's kind of been
dormant for a little while. But if you have a
look at the standard here, this is how it's supposed
to be used. This is on developer dot Mozilla dot org.
They've got all the other HTTP request responses on here
(02:34):
and a lot of documentation around it. But this one here,
the four two had always been a placeholder and hadn't
really been implemented by anyone until Coinbase came along and
decided this is a perfect use case for blockchain, and
here we are now. And if you look at the
compatibility notes here, it says the status code is reserved
and not defined yet, so not many people are working
(02:55):
on it except for Coinbase of course. So this is
what you can see on the Coinbase developer platform about
the X four A two. So it gives you all
the documentation here, so if you are a developer, if
you are interested in the technical aspects, check it out.
There is a specific website for this as well, called
X four O two. You can see the large ecosystem
that is behind it already. We lots of projects taking
(03:17):
it up and building on top of this, a lot
of crypto projects here of course, a lot of AI
projects too, so we're going to see a lot more
uptake of this because there are a lot of opportunities
for these AI agents to make money, generate revenue and
using micropayments through the X four A two standard is
(03:38):
the ideal situation. Now we're seeing a lot of projects
take this up as well. And this post here from
Patrick Tobler from nd maker and Masumi. He shows the
minting website here that uses this x four A two
payment protocol And let me just go the website here
and I can show you what it looks like directly,
(03:59):
but check out the video down blow if you want
to see the whole end to end process. But you
can go to this website here. It's x fo A
two dash demo dot Masumi dot network links down below
for you guys. As was a bit of a mouthful,
but you can go through here. You can connect your
wallet and actually make a payment to this using this
(04:19):
x fo A two protocol. So it's really cool what
they have done. And this is just a proof of
concept just to prove that it does work, and it's
all on chain, and we are seeing this particular meme
coin that's been minted on the through the platform appear
on chain as well, so you can see it's some
of these meme coined graphics app here there. So really
(04:41):
really cool to see. Now, if you are interested in
learning more about Musumi and what AI agents have install
for the Caadana ecosystem and blockchain in general. Check out
this blog post here that talks about them using that
x flour or two infrastructure. Goes through a lot of
details about and why it's so important and if we
(05:03):
look at other platforms such as adam here which is
a AI trading platform, platforms like this could really benefit
from AI agent payments using their x floor two protocol. Now,
I really do think this x floor two protocol is
going to be absolutely huge. They've got partners working on
it as well, such as cloud Flare. Cloud Flare provide
(05:26):
a lot of the DNS infrastructure for the whole Internet,
and seeing support for the transactions come online with infrastructure
partners such as cloud Flare is really really amazing to see.
So overall, something really big for you or to keep
an eye on. This X four two payments standard is
going to be the future of crypto payments and AI
(05:49):
agent payments. Let me know what you guys think, leave
a comment down below, love to hear your thoughts. If
you want to support the channel, I've got to buy
me a coffee Patreon, or you can become a YouTube
but down below where you have early access to all
the videos that I create. If you can't do any
of that, a thumbs up like subscribe on your way
out is more than appreciated. And I'll see you guys
(06:10):
in the next video.
If you're looking for the mass adoption of crypto, this
could very well be it. It's not humans using it,
but it's in fact AI agents and the team the
developers at coinbase have been working on a new payment
standard X four h two and this payment standard allows
AI agents and to users to make payments online using
(00:21):
stable coins using blockchain. And this is absolutely surging at
the moment. Let's get into the details. Everyone, my name's Peter.
If it's your first time here, arms up, blot subscribe,
norfcaine spell on your way in, and let's get into
this really big news here, and this is coinbases for
two AI payments protocol. It's having this massive surge of
activity and this here, the significance of this protocol is
(00:45):
really exciting because it lets AI agents make payments online
to other services or even other AI agents. So, for
those that don't know, AI agents are essentially AI bots
that can form certain tasks and possibly make payments online
for you, tapping into data or whatever it might be.
(01:06):
So if you're using chat, DTP or another AI service
and you're telling your AI bot there to get some
data from a third party service, it may not be
able to because it has that data is behind a
paywall with AI agents. Now using this x four or
two protocol, it can make that payment and get that
data and then process it and do whatever it needs to.
(01:30):
So we're going to see a massive surge of platforms
and marketplaces that are AI agents that can do these
certain tasks and make these payments. So this is the
big significance here. So with this protocol, we are going
to see a lot of AI agent transactions on chain.
So this is a really good use case for blockchain
(01:51):
where you can make hundreds of thousands of transactions at
a really cheap cost. So let me go through this
article quickly for you guys. Coinbase is experimental EXCEP four
or two payment protocol designed to let AI agents and
humans pay directly in stable coins over the internet. Has
exploded in activity. We've got a ten thousand percent surge
(02:13):
in transactions and it revives this old four to two
payment required, or it's not old, it's kind of been
dormant for a little while. But if you have a
look at the standard here, this is how it's supposed
to be used. This is on developer dot Mozilla dot org.
They've got all the other HTTP request responses on here
(02:34):
and a lot of documentation around it. But this one here,
the four two had always been a placeholder and hadn't
really been implemented by anyone until Coinbase came along and
decided this is a perfect use case for blockchain, and
here we are now. And if you look at the
compatibility notes here, it says the status code is reserved
and not defined yet, so not many people are working
(02:55):
on it except for Coinbase of course. So this is
what you can see on the Coinbase developer platform about
the X four A two. So it gives you all
the documentation here, so if you are a developer, if
you are interested in the technical aspects, check it out.
There is a specific website for this as well, called
X four O two. You can see the large ecosystem
that is behind it already. We lots of projects taking
(03:17):
it up and building on top of this, a lot
of crypto projects here of course, a lot of AI
projects too, so we're going to see a lot more
uptake of this because there are a lot of opportunities
for these AI agents to make money, generate revenue and
using micropayments through the X four A two standard is
(03:38):
the ideal situation. Now we're seeing a lot of projects
take this up as well. And this post here from
Patrick Tobler from nd maker and Masumi. He shows the
minting website here that uses this x four A two
payment protocol And let me just go the website here
and I can show you what it looks like directly,
(03:59):
but check out the video down blow if you want
to see the whole end to end process. But you
can go to this website here. It's x fo A
two dash demo dot Masumi dot network links down below
for you guys. As was a bit of a mouthful,
but you can go through here. You can connect your
wallet and actually make a payment to this using this
(04:19):
x fo A two protocol. So it's really cool what
they have done. And this is just a proof of
concept just to prove that it does work, and it's
all on chain, and we are seeing this particular meme
coin that's been minted on the through the platform appear
on chain as well, so you can see it's some
of these meme coined graphics app here there. So really
(04:41):
really cool to see. Now, if you are interested in
learning more about Musumi and what AI agents have install
for the Caadana ecosystem and blockchain in general. Check out
this blog post here that talks about them using that
x flour or two infrastructure. Goes through a lot of
details about and why it's so important and if we
(05:03):
look at other platforms such as adam here which is
a AI trading platform, platforms like this could really benefit
from AI agent payments using their x floor two protocol. Now,
I really do think this x floor two protocol is
going to be absolutely huge. They've got partners working on
it as well, such as cloud Flare. Cloud Flare provide
(05:26):
a lot of the DNS infrastructure for the whole Internet,
and seeing support for the transactions come online with infrastructure
partners such as cloud Flare is really really amazing to see.
So overall, something really big for you or to keep
an eye on. This X four two payments standard is
going to be the future of crypto payments and AI
(05:49):
agent payments. Let me know what you guys think, leave
a comment down below, love to hear your thoughts. If
you want to support the channel, I've got to buy
me a coffee Patreon, or you can become a YouTube
but down below where you have early access to all
the videos that I create. If you can't do any
of that, a thumbs up like subscribe on your way
out is more than appreciated. And I'll see you guys
(06:10):
in the next video.
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