Let's Talk About Scams

Let's Talk About Scams

“Let’s Talk About Scams” is the must-listen show for anyone who wants to protect themselves and their loved ones from scams. Host, Joyce Petrowski, and her guests will provide valuable insights and practical tips on how recognize and protect yourself from scams. Scams can have devastating financial, emotional, and psychological consequences. Each week you will gain insights on scam awareness and tips and tools on how to protect yourself and your loved ones. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio – Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

Episodes

Securing Your Cell Phones

December 9, 2025 • 43 mins
How secure is your cell phone? Not as secure as you might think. We are getting better at securing our other devices but what about our cell phones. If you think about everything you do on your cell phone, you will understand why you need to lock it down.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Networ...
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Online Shopping, Charity Scams and How to Protect Yourself

December 2, 2025 • 41 mins
Today we are talking about a few prevalent scams that ramp up in December, online shopping and charity scams. Join us as we give examples and show you how you can protect yourself and your loved ones this holiday season.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk ...
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Job Scams Meet Aging Scams

November 25, 2025 • 50 mins
Join us as we talk with our guest, Jay Jones, on how he uncovers the latest digital job scams and the overlapping tactics with scams targeting the older adults.
Learn best practices for intergenerational collaboration and tech-savvy detection skills to protect yourself and your loved ones.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4rad...
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Beware of cryptocurrency ATMs

November 18, 2025 • 20 mins
A cryptocurrency ATM looks and operates like a traditional ATM you would use at your bank or credit union. Scammers often direct their victims to utilize cryptocurrency ATMs because it a method of payment most people are not familiar with. They also like the anonymity these machines offer them. If someone is sending you to one of the ATMs, it is probably a scam.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Rad...
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Sometimes it’s good to act like a sloth

November 11, 2025 • 17 mins
Some of the best advice I have heard when it comes to acting deliberately is act like a sloth. This slow-moving animal doesn’t do anything in a hurry. If we can act like sloths, we can prevent most scams. We must control our fear and not panic. Remember that time in our friend.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on ...
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Learn from our guest why she doesn't write checks anymore

November 4, 2025 • 45 mins
Tune in to learn our guest's check and credit card fraud experience. How the bank intervened, and the time it took her to fix it. She will also discuss the protections she put in place as a result of her experience.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About...
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Subscription Email Scam Our Guest Almost Fell Victim To

October 28, 2025 • 31 mins
Did you get an email confirming your subscription renewal and the fee is being deducted from your bank account? Most people would panic.

Valorie joins us today to discuss her experience and how she almost fell victim to this scam.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Le...
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Medicare Scams and How to Protect Yourself

October 21, 2025 • 50 mins
It's Medicare annual enrollment period and our guest, Steve, is here to discuss Medicare scams, tips on how you can protect yourself, and Medicare rules.
Definitely an episode you do not want to miss!

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show i...
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Where is the urgency?

October 14, 2025 • 19 mins
I often get frustrated by the lack of urgency by the public in general because I know so many people are sitting ducks just waiting to get scammed. If you experienced what I see and hear about every day, you too would get frustrated at the lack of urgency. Most people don’t think or worry about scams until it happens to someone they love.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radi...
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Scam Targeting Veterans, Evil Twin Wi-Fi attack, and More!

October 7, 2025 • 37 mins
Surprise, surprise there are some new scams going around. Listen in as we discuss a scam targeting veterans, an evil twin Wi-Fi attack, and more!

Learn about these scams and know how to protect yourselves.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV S...
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Erin's Scam Experience with a Loved One

September 30, 2025 • 58 mins
Erin is with us today to discuss his experience with a loved one who was and maybe still is a victim of scams - romance, investment, inheritance, and more.

Join us to get an in depth look into these scams through Erin's eyes.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s T...
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Deeper Dive Into Pig Butchering Scams

September 23, 2025 • 53 mins
Erin West and Dr. Martina Dove are back to give us a deeper dive into pig butchering scams! Join us as we discuss the scam operations, compounds and manipulation techniques used by the scammers.
An episode you will not want to miss!

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). ...
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Social Engineering and The Need For Recurring Education

September 16, 2025 • 45 mins
Social engineering is on the rise and the scammers are getting better at exploiting our vulnerabilities.

Tune in to learn the most common types of social engineering techniques, how to protect yourself, and why you need recurring education.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4medi...
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Use gel pens to avoid check washing

September 9, 2025 • 18 mins
Did you know criminals steal mail looking for checks they can alter? It is called check washing. They dip checks in acetone to dissolve the ink. If you use a gel pen, the ink does not dissolve because the ink in gel pens permeates the paper fibers and is more resistant to chemicals used to erase ink compared to traditional ballpoint pen ink.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk R...
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Who Is Most Vulnerable to Romance Scams

September 2, 2025 • 49 mins
Dr. Marina Dove is back to discuss romance scams - their techniques, who is most vulnerable, changes over time in how scammers manipulate, and how can we protect ourselves.

Dr. Martina Dove has a background in psychology and specializes in scams, social engineering, and individual factors implicated in fraud compliance.

Listen in as we dive into romance scams techniques, how scammers manipulate, and what you can to protect yourself a...
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Invite to a Party? Could it be a Scam...Plus Recent FBI PSA’s

August 26, 2025 • 42 mins
Electronic invitations to a party, from a friend, safe right? Well not so fast. There is a new scam going around inside a party invite. Name of the company is legitimate, scammers are impersonating the real company.

Plus, recent FBI Public Service Announcements.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media ...
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Global Crisis of Pig Butchering Scams

August 19, 2025 • 50 mins
Pig butchering scams - we have talked about them before, and it is worth talking about again. Join us as we talk with our guest, Erin West, a globally recognized speaker, and educator specializing organized crime, with a focus on the criminal investigation and prosecution of cryptocurrency-related cases.

Erin will provide more insight about the growing global crisis these scams represent. Tune in to learn more about pig butchering s...
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Martin Hellmer - retired FBI Special Agent

August 12, 2025 • 45 mins
What do you do if you have been the victim of an internet related scam? Who should you call? Can you get your money back? We will be talking with retired FBI agent Martin Hellmer about his experiences investigating scams and he will share advice on what to do if it happens to you or someone you love.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (...
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Phishing and smishing continue to be a problem

August 5, 2025 • 22 mins
It is time to talk about “phishing” because a friend recently fell for a phishing scheme. The email, which appeared to come from his cable company, claimed that the method of payment was rejected. And while we are at it, let’s talk about “smishing”, a social engineering attack using fake text messages to trick people into sending money to cybercriminals, sharing sensitive information, or downloading malware.

Let’s Talk About Scams i...
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Sometimes we have to intervene

July 29, 2025 • 17 mins
What would you do if you overheard a phone conversation that sounded like the person was being scammed? Last year, I accompanied my mother to an appointment at her doctor’s office. I overheard a gentleman sitting across me making a phone call. He was speaking loud enough that it was hard to ignore the conversation. After less than a minute, I jumped up out of my chair and told the man he was being scammed. Sometimes we have to inte...
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