The 10-Step Roadmap to Wealth (That Actually Works)

Ever feel like you're working harder but the finish line just keeps moving further away? Like you're stuck on the hamster wheel of a 9-to-5, trading your precious time for a paycheck that barely covers the bills? This is the time-for-money trap, and today, we're handing you the key to escape.

This isn't another 'get rich quick' scheme. This is the 10-step blueprint, the definitive roadmap to wealth that they should have taught us in school. We start at ground zero: breaking out of survival mode and taking radical personal responsibility for your financial future. From there, we show you how to acquire high-income skills, master the art of money management, and build real passive income streams that work for you while you sleep.

We'll guide you through the transition from earner to owner by investing in assets, not liabilities. But we don't stop there. The real secret to lasting success isn't just about money...

Stick with us to the final, game-changing step, where we reveal how to upgrade your identity and shift your entire mindset from short-term gains to building a legacy that will last for generations.

This is the financial education you've been waiting for. It's time to take control. Subscribe, share this with someone who needs to hear it, and let's start building your legacy, today.


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Episode Transcript

Speaker 1 (00:00):
Imagine just for a moment, that you woke up tomorrow
with absolutely nothing. I mean, your bank account empty, your
safety net gone, even the contacts in your phone suddenly
feel well, less connected. What would you do? I think
for most of us, that scenario sparks this immediate sort
of gut wrenching panic.

Speaker 2 (00:21):
Oh.

Speaker 1 (00:21):
Absolutely, the sheer dread of starting from zero, that feeling
of vulnerability, it's powerful, almost paralyzing, you know, it really is.
But what if there wasn't just panic? What if there
was also maybe a hidden blueprint? Ah, like a kind
of secret language whispered among those those rare individuals who
haven't just stumbled into wealth, but have actually engineered their

(00:43):
way from you know, profound scarcity to a lasting prosperity.
What if their journey wasn't just a fluke, but maybe
a deliberate, repeatable process.

Speaker 2 (00:51):
It's truly fascinating when you look at it that way,
isn't it? Yeah? Because you know, while each personal story
is incredibly unique, its own challenges, its own triumph, the
underlying patterns, the fundamental shifts in mindset, strategy, action, they're
remarkably consistent. We tend to romanticize rags two riches as

(01:12):
like a stroke of incredible luck or some overnight sensations totally.
But when you really peel back the layers, you find
it's far more about a series of deliberate, often quite uncomfortable,
personal transformation. After all, it's a path forged with intention,
with grit, and a deep understanding of certain universal principles.

Speaker 1 (01:33):
It's not accidental, and that's exactly our mission for this
deep dive today. We're not just going to skim the
surface here. We're taking a really close, detailed look at
a powerful ten stage roadmap. Ten stages, Yeah, a journey
that really anyone from any starting point can begin to
embark on, to move from a state of scarcity, whether
that's financial, maybe emotional, even intellectual scarcity, to one of

(01:56):
enduring wealth and genuine prosperity. We're trying to move beyond
just abstract theory.

Speaker 2 (02:02):
Absolutely want the real stuff exactly.

Speaker 1 (02:04):
We're bringing you the real, unfiltered stories, the very specific
nuggets of knowledge, if you will, Yeah, I like that, nuggets.

Speaker 2 (02:11):
And actionable insights that truly propelled these individuals forward, often
against well seemingly insurmountable odds.

Speaker 1 (02:19):
And our goal here is to uncover, not just what
these stages are, you know, in sequence, right, but to
really dig into why each one matters so profoundly, How
do they connect, how do they create this powerful synergy?
What fundamental shifts both internally in your mindset and externally
in your actions are absolutely required to build something not

(02:41):
just substantial, but truly lasting, something that can actually withstand
the tests of time and change.

Speaker 2 (02:47):
That's the key lasting.

Speaker 1 (02:49):
We want you to equip you, the listener, with the
kind of insights that don't just inspire for a moment, right,
but that actually transform those aspirations into tangible, sustainable reality.

Speaker 2 (03:00):
And I think before we jump into the first stage,
it's really crucial to understand this from the outset, right,
this journey, this roadmap, it isn't just about accumulating a
bigger number in your bank.

Speaker 1 (03:08):
Account, No, not so, or even just about reaching some
specific financial milestone. Well, those are you know certainly outcomes.
The true heart of this process, I think, is a
profound personal evolution.

Speaker 2 (03:23):
Yes, that's well put.

Speaker 1 (03:24):
It's about designing a life, a life that reflects your
highest values, your desires, your potential, not just financially but
like in every sense holistically exactly, It's about becoming the
person who is not only capable of achieving that design,
but maybe even more importantly, of sustaining it, protecting it,
and eventually, you know, expanding it for others too.

Speaker 2 (03:45):
That evolution piece is key. Okay, let's dive.

Speaker 1 (03:48):
In, all right. So diving into the first cornerstone of
this journey, stage one, it's a challenge many listeners might
intimately understand, escaping what we call survival mode.

Speaker 2 (03:59):
Ah, yes, survival mode.

Speaker 1 (04:00):
Have you ever felt that that constant, sort of low
level hum of anxiety in the background. Oh yeah, many
people live there, that relentless churn in questions like how
will I pay rent this month? Or where's the next
meal coming from? Or maybe it's not even about food
or shelter. For some people, perhaps it's that perpetual feeling
of being completely overwhelmed at.

Speaker 2 (04:20):
Work, constantly putting out fires.

Speaker 1 (04:22):
Exactly, always putting out fires, always just reacting to the
urgent demands that for so many is survival.

Speaker 2 (04:30):
Mode and action it really is.

Speaker 1 (04:32):
It's this state where your brain is so entirely consumed
by the immediate threats by simply reacting to whatever crisis
life throws your way, that it has absolutely zero bandwidth
left for planning, for dreaming, for actually building anything long term.
For that you're just trying to make it to tomorrow, right,
or maybe even just the end of the hour. Your

(04:53):
mental landscape is just perpetually clouded by urgency.

Speaker 2 (04:57):
And from a psychological perspective, even your scientifically what's happening
there is incredibly powerful and frankly kind of scary. How So, Well,
when we're in a precede state of thread or constant stress,
which is survival mode, our brain's primal alarm system, the
Avicto Hyder flight center exactly, it takes over. Its job
is to keep us safe by initiating that fight or

(05:18):
flight response. But here's the kicker. In doing so, our
prefrontal cortex, that sophisticated part of the brain responsible for
executive function, long term planning, complex decisions, creative.

Speaker 1 (05:32):
All the important stuff for getting ahead, all the important stuff.

Speaker 2 (05:35):
It effectively gets shut down or at least severely inhibited. Wow,
so we become purely reactive creatures. We make short term,
often suboptimal decisions because honestly, we feel like we have
no other choice. Our brain is just focused on immediate survival.

Speaker 1 (05:51):
So to move forward to even begin thinking about constructing
a different future.

Speaker 2 (05:55):
You must first find a way to disengage that primal
alarm to allow those higher cognitive functions at preferal cortex
to come back online. Okay, that's what gives you the
mental clarity you need for strategic thought. Without it, you're
just stuck reacting.

Speaker 1 (06:09):
That's a really powerful explanation. But you know, for someone
who's constantly battling very real, persistent scarcity, how do they
even begin to disengage that primal alarm. That's a fair question,
especially when the threats are genuinely present, Right, isn't there
a risk of, I don't know, oversimplifying the very real
struggles people face daily. I'm thinking of someone like, say,

(06:29):
David Goggins. His early life seems like the absolute definition
of survival mode.

Speaker 2 (06:34):
That's an excellent point, and a crucial one. It is
absolutely not about minimizing genuine hardship. Okay. What someone like
Goggins exemplifies is that even in the most dire circumstances,
the response could be consciously chosen.

Speaker 1 (06:48):
Ah, the response.

Speaker 2 (06:49):
Yes. His background is frankly heartbreaking, born into abject poverty,
grappling with a severe learning disability, and enduring an abusive
father who terrorized his family, and often being the victim
of intense racial discrimination. His early life was just a constant,
brutal fight to survive literally, to eat, to stay safe,
just to exist.

Speaker 1 (07:10):
So he wasn't just reacting to crises.

Speaker 2 (07:12):
His entire life was a crisis. But here's the shift.
Goggins didn't just endure it passively. He made this fierce
internal declaration to change his entire mindset, moving from that
reactive state to a fiercely proactive one. For him, this
meant a grueling, incredibly intentional process, confronting deep seated childhood trauma.

Speaker 3 (07:31):
Which takes immense courage, immense taking absolute control of his
physical health through intense, almost unbelievable discipline, building an almost
superhuman mental fortitude, and crucially reframing challenges, not seeing them
as insurmountable threats, but his profound opportunities for growth and
self mastery.

Speaker 2 (07:50):
He changed the narrative.

Speaker 1 (07:51):
And the result of that transformation is I mean, it's
truly remarkable. He moved from just constantly surviving to becoming
what many people now call the toughest man on the
planet exactly. It really illustrates that escaping survival mode isn't
purely about changing your external circumstances, although those are often
the trigger, right, It's fundamentally about an internal shift, making

(08:12):
sure your brain isn't perpetually stuck in that fight or
flight loob, precisely so you can actually free up the
mental and emotional energy to focus on a bigger picture,
a future you can actively construct, not just react to.

Speaker 2 (08:25):
And one often overlooked nugget here a practical tip is
the power of anticipating in preempting stress. Okay, like what
it's like doing a pre mortem for your anxiety. Instead
of just waiting for the next fire to erupt, you
proactively identify potential future fires, maybe upcoming bills, difficult conversations,
You need to have looming deadlines at work.

Speaker 1 (08:46):
Right, things that cause that background hum.

Speaker 2 (08:49):
Exactly, And then you create a simple if then plant.
For example, if that big bill comes, then I will
immediately call X company to discuss payment options.

Speaker 1 (08:58):
Uh okay, So it's not baring your head in the sand,
not at all.

Speaker 2 (09:02):
It actually tricks here, amygdala that alarm system into feeling
more secure, because a plan, even of a very simple one,
provides a sense of control, right, predictability. It helps free
up that precious prefrontal cortex bandwidth without necessarily needing some
radical life change immediately. It's a small step towards reclaiming
mental space.

Speaker 1 (09:20):
So, for you listening right now, escaping survival mode might
not involve, you know, the extreme physical and mental rigors
of Navy seal training like Goggins. Probably not, ah laugh slightly.

Speaker 2 (09:31):
Laugh slightly, Yeah, probably not, But it could mean identifying
and then bravely breaking free from those habits or maybe environments,
or even just internal narratives that keep your brain constantly on.

Speaker 1 (09:42):
Edge loops we get stuck in.

Speaker 2 (09:44):
Yeah, it's about creating mental space, like a quiet clearing
in your mind where you can actually begin to think strategically,
to plan and dare I say, to dream beyond the
next immediate hurdle.

Speaker 1 (09:57):
That's beautifully put the clearing in the mind.

Speaker 2 (10:00):
So, what seemingly small yet deliberate steps can you take
in your own life starting today to create just a
little bit of that mental breathing room. Is it something
significant like moving away from a toxic environment, or maybe
quitting a deeply ingrained.

Speaker 1 (10:14):
Bad habit, or maybe much smaller.

Speaker 2 (10:16):
Or maybe just adopting a new daily ritual, like a
mindful practice for five minutes, a short walk out side, just.

Speaker 1 (10:21):
A moment of quiet, something simple, something that fosters calm
and clarity, allowing your prefrontal cortex to just wake up
a bit. Even automating one small recurring financial task like
setting up an automatic bill payment, can reduce that background
mental load significantly.

Speaker 2 (10:39):
Every little bit helps chip away at that feeling of overwhelm.

Speaker 1 (10:43):
But okay, the journey doesn't just end with escaping the
immediate fires, does it.

Speaker 2 (10:47):
No, not at all.

Speaker 1 (10:48):
In fact, a lot of people, once they get free
from that constant survival mode, they kind of unwittingly step
into a different but equally limiting mindset.

Speaker 2 (10:57):
A yes, the next trap, Yeah, we.

Speaker 1 (11:00):
Might call victim mode. It's that subtle, almost imperceptible shift.
You go from feeling like life is happening to me,
which is the core of.

Speaker 2 (11:07):
Survival, right powerlessness.

Speaker 1 (11:09):
So then subtly transitioning to I'm waiting for someone or something.

Speaker 2 (11:13):
Else to save me, a passive stance.

Speaker 1 (11:15):
It's a passive stance exactly, a lingering hope that some
external force, maybe a lucky break or another person will
just magically fix things and This brings us directly to
stage two. Take responsibility for everything.

Speaker 2 (11:27):
And this is such a crucial distinction but also a
common point of misconception. How so many people here take
responsibility and they immediately think it means blame yourself for
everything bad that's ever happened, right like, it's all your
fault exactly, And that's just unproductive, it's painful, and it's
not what we mean here, Okay. Instead, what we're talking
about is acknowledging your inherent agency, your power to act

(11:52):
in the present moment and crucially to shape your future agency.

Speaker 1 (11:56):
I like that word.

Speaker 2 (11:57):
It's the profound shift from passively hole hoping that conditions
will somehow improve, to actively deciding to build those conditions yourself.

Speaker 1 (12:05):
Okay, from hoping to build it, from.

Speaker 2 (12:07):
Merely reacting to the world around you, to consciously creating
your life peace by painstaking peace. Sometimes this internal declaration
is absolutely foundational because it puts you firmly back in
the driver's seat. It's saying, Okay, regardless of how I
got here, where do I want to go? Now? What's
my very next step?

Speaker 1 (12:26):
Taking control of the now and the next recite you know. JK.
Rowling's story really embodies the stage so beautifully I think.

Speaker 2 (12:35):
Oh absolutely a classic example.

Speaker 1 (12:37):
At her lowest point, she was a single mother, reliant
on welfare, battling severe depression, barely scraping by financially.

Speaker 2 (12:45):
Just incredibly difficult circumstances.

Speaker 1 (12:47):
Yeah, her life, by many objective measures, was painfully small
and constrained. She had every reason, every external justification to
feel like a victim of circumstance.

Speaker 2 (12:57):
Absolutely, but here's.

Speaker 1 (12:59):
Where everything change for her. Rowling stopped waiting.

Speaker 2 (13:03):
That's the key. She stopped waiting.

Speaker 1 (13:06):
She stopped passively hoping that someone somewhere would eventually recognize
her talent or her potential. Instead, she made this fierce
internal decision to take absolute ownership of her life and
commit herself fully to writing the books she had always.

Speaker 2 (13:19):
Dreamed of writing, even with everything else going on.

Speaker 1 (13:22):
Exactly, she didn't have a grand office or some perfect
quiet writing environment. Famously, she wrote in cafes while her
infant daughter napped Beside.

Speaker 2 (13:30):
Her incredible dedication.

Speaker 1 (13:32):
He didn't have connections in the publishing world. She meticulously
sent her manuscript to dozens and dozens of publishers, facing
rejection after rejection.

Speaker 2 (13:41):
That takes resilience.

Speaker 1 (13:43):
She certainly didn't have money, but what she did have
was a powerful story inside her and this unwavering belief
that it was her job and hers alone to bring
that story to life.

Speaker 2 (13:53):
And what Ralling demonstrated so powerfully is that true responsibility
isn't always loud or glamorous. Often not about some big
public declaration. It's usually a quiet internal decision, a declaration
that simply says, this is my life and I am
not giving up on it. I choose my next.

Speaker 1 (14:10):
Move that quiet result.

Speaker 2 (14:11):
It's an act of profound self authorship, isn't it a
claiming a personal power? And this internal declaration, it's about
understanding that while you absolutely cannot control every single thing
that happens to.

Speaker 1 (14:22):
You right the external world.

Speaker 2 (14:24):
The external circumstances, the economic downturns, the personal tragedies, all
of that, you absolutely unequivocally control your response to those events,
your response, and your very next move. That precisely is
where your true power resides. It's the engine of all
future progress, because without it, you're constantly looking outside yourself

(14:45):
for solutions to what are often internal challenges or mindset blocks.

Speaker 1 (14:49):
It really makes you think, doesn't it. It does think
about areas in your own life right now, where you
might be unconsciously waiting, waiting for permission maybe, or waiting
for that perfect opportunity to just materialize out of.

Speaker 2 (15:03):
Thin air, or for someone else to step.

Speaker 1 (15:05):
In, or waiting for someone else to step in and
solve a problem for you. What's one thing you've been
passively hoping for that you could instead today start actively building,
or at least take the first concrete step.

Speaker 2 (15:17):
Towards just one small step.

Speaker 1 (15:19):
It's such a powerful question because the answer often unlocks
immense personal potential and ships you fundamentally from being a
passenger in your life to becoming the pilot of your
own destiny.

Speaker 2 (15:31):
Beautifully said, pilot of your destiny.

Speaker 1 (15:33):
All right, So, now that you've let's say, firmly taken
full ownership of.

Speaker 2 (15:36):
Your life, okay, say it's two done.

Speaker 1 (15:38):
You're no longer just reacting. You're consciously choosing your path.
The very next step might seem almost obvious, you'd think so,
but ironically it's precisely where most people completely miss the mark,
often to their long term detriment, and that is Stage three.
Define exactly what.

Speaker 2 (15:57):
You want ah clarity, Yes.

Speaker 1 (16:00):
Not vaguely, not with these general aspirations, but with surgical,
crystal clear precision. I think we've all had those, you know,
I want to be successful goals that just ended up
exactly nowhere.

Speaker 2 (16:11):
Right, My GPS would definitely still be saying recalculating on
that one.

Speaker 1 (16:14):
That's exactly.

Speaker 2 (16:15):
But it's incredibly true. And what's fascinating here is how
our brains fundamentally work. Tell us a vague desire, something
like I want to be successful or I want financial freedom.
It's genuinely like telling your GPS, I want to go
somewhere nice.

Speaker 1 (16:28):
It doesn't work.

Speaker 2 (16:29):
It doesn't work. Your brain, which is this incredibly powerful
problem solving machine, simply doesn't have enough data. It needs
a clear destination, a target with definitive edges, specific details,
maybe a measurable outcome, a time frame, even a specific
feeling you're aiming for tangible things, tangible things. Only then

(16:50):
can it even begin mapping a feasible route to get there.
The wealthiest individuals in the world, they don't just have
better luck or you know, vastly superior intellect all the time, right,
they often just have far better, much more detailed maps.
They've defined success so precisely for themselves. That even their
perceived failures along the way serve to nudge them closer

(17:13):
to their defined objective. Because they can constantly calibrate against
that clear target, they know where they're going.

Speaker 1 (17:18):
We see this so clearly with someone like Damon john Right,
the famous investor from Shark Tank.

Speaker 2 (17:23):
Great example, when.

Speaker 1 (17:24):
He was working on his local red Lobster, he wasn't
just idly daydreaming about some nebulous concept of success.

Speaker 2 (17:31):
Oh, he was specific.

Speaker 1 (17:32):
He was meticulously imagining Fubu, his clothing brand, with surgical precision.
He was mapping out exactly what it would stand for,
which specific audience it would serve, and precisely how it
would impact urban culture.

Speaker 2 (17:44):
He had the vision.

Speaker 1 (17:45):
He wasn't just saying, oh, I want to be a
successful fashion designer. His vision was concrete. It's something like,
I want to build a clothing brand that represents urban culture,
that allows people to express their identity and reaches one
hundred million dollars in sales with in five years.

Speaker 2 (18:01):
See the difference.

Speaker 1 (18:02):
That has power, huge difference. The latter has this palpable
power behind it. It's concrete, it's measurable, and it gives
his brain a clear puzzle to solve right, a target
to aim for and a timeline to work against.

Speaker 2 (18:16):
And clarity isn't merely about knowing what you desire. It's
about being so exquisitely specific.

Speaker 1 (18:22):
Exquisitely specific.

Speaker 2 (18:24):
I like that that your brain, that incredible problem solving
organ has literally no choice but to start actively working
on solving the puzzle of how to get there.

Speaker 1 (18:33):
It starts connecting the dots exactly.

Speaker 2 (18:35):
Every decision you make, every piece of information you encounter,
every connection you make, it all begins to be filtered
through the lens of that clearly defined vision. It gives
your entire journey direction, purpose, and this almost magnetic pull
towards its fulfillment. Without this specific vision, you're essentially a
drift right, relying on external currents to take you somewhere anywhere,

(18:57):
just floating. But with it you become an active now navigator.
Even when you hit stormy c's you know the destination.

Speaker 1 (19:04):
So here's the challenge for you listening for this stage.
Take one of those broad aspirations you've maybe been holding
on to. Perhaps it's get out of debt, or start
my own business, or just feel financially secure.

Speaker 2 (19:18):
Those common ones.

Speaker 1 (19:19):
Yeah, those common fuzzy ones, and add the details, add
the numbers, add the specifics. Make it real, Make it
so incredibly clear, so vividly imagined in your mind that
your brain can't help but start actively solving the puzzle
of how to actually get there. Make it real, make
it measurable, make it tangible. When will it happen? How
will you know specifically that you've achieved it? What does

(19:40):
achieving it actually feel like?

Speaker 2 (19:42):
That level of detail activates the brain's planning centers.

Speaker 1 (19:45):
Okay, so let's recap. You've stopped simply reacting to life's slings.

Speaker 2 (19:49):
And arrows Stage one. Check.

Speaker 1 (19:51):
You've taken radical responsibility.

Speaker 2 (19:53):
For your path Stage two check, and now.

Speaker 1 (19:55):
You've got this laser focused, crystal clear vision of exactly
what you you want to achieve.

Speaker 2 (20:00):
Stage three clarity achieved check.

Speaker 1 (20:03):
That's fantastic. But what good truly is the most brilliant
blueprint for a skyscraper? If you don't have the tools,
or the expertise or the know how to actually build the.

Speaker 2 (20:14):
Thing right, the vision needs execution exactly.

Speaker 1 (20:17):
That's precisely why the next stage stage four, Learn a
valuable skill is so absolutely crucial. It's the bridge between
your vision and making it reality.

Speaker 2 (20:26):
And if we connect this to the bigger picture, passion, Yeah,
passion is undeniably a wonderful necessary fuel for any ambitious journey.

Speaker 1 (20:35):
Definitely need passion.

Speaker 2 (20:36):
It ignites enthusiasm, it provides motivation when things get tough.
But skill, concrete, demonstrable skill, that's the engine that actually
propels you forward.

Speaker 1 (20:45):
Passion is the fuel. Skill is the engine.

Speaker 2 (20:47):
Okay, Saying I want to be rich is, as we've discussed,
largely a fantasy. It lacks substance. But saying I will
master high income skills that solve real problems for real people,
Now that that is a tangible, actionable, and profoundly powerful
strategy solving real problem. It's about becoming indispensable, creating value

(21:09):
that the market genuinely recognizes and is willing to compensate
you for. And a critical insight here often missed is
that a valuable skill isn't just about what's say, in
high demand today. It's often about what combines with your
unique strengths and interests to create an uncommon stack of skills.

Speaker 1 (21:28):
An uncommon stack, what do you mean it's.

Speaker 2 (21:30):
A combination that's difficult for others to replicate easily? Think
of it like finding your unique skill intersection, where your
natural aptitude meets a genuine market need. That's where the
real value often lies.

Speaker 1 (21:40):
Okay, combining skills in a unique way that makes sense.
And there's probably no better illustration of this stage than Chris.

Speaker 2 (21:45):
Gardner, Oh The Pursuit of Happiness incredible story.

Speaker 1 (21:49):
The man whose extraordinary life inspired that powerful movie. Just
picture his circumstances again. Homeless, often sleeping in train station bathrooms,
with his young son, facing unimaginable daily.

Speaker 2 (22:02):
Struggle rock bottom.

Speaker 1 (22:04):
His survival mode was a constant, brutal reality. But here's
the critical distinction for the stage. Chris Gardner wasn't merely
hoping for a better life to magically appear out of nowhere, heaving,
he was relentlessly training for it. By day, he devoured
finance manuals, absorbing complex information on stock markets investment strategies,

(22:24):
often while barely fed himself.

Speaker 2 (22:26):
Wow the dedication.

Speaker 1 (22:28):
By night, he practiced his sales pitches on payphones, honing
his communication and persuasion skills, constantly visualizing himself as a
successful broker. He was actively building his capabilities piece by
painstaking peace in the most adverse conditions. Imaginable.

Speaker 2 (22:43):
He didn't wait for the opportunity. He built the person
for the opportunity when it.

Speaker 1 (22:46):
Arrived, exactly so, when he was finally given that chance,
remember it was a coveted but unpaid internship at a
stockburgerge firm, high stakes, extremely high stakes, he had already
become someone Wall Street simply couldn't ignore. He had built
this internal arsenal of knowledge and practice skills. He transformed
himself into a capable individual ready to seize that opportunity.

Speaker 2 (23:09):
In this stage, Stage four, perhaps more than any other,
is a direct, undeniable investment in your own value.

Speaker 1 (23:15):
Investing in yourself.

Speaker 2 (23:17):
Yes, it's about equipping yourself to solve problems that the
market genuinely needs solved and frankly is willing to pay
handsomely for. And when we talk valuable skills today, think
beyond the obvious, like what think critical thinking in an
AI driven world, sophisticated digital marketing skills, complex data analysis,

(23:37):
high level negotiation, or even deeply epathetic problem solving in customer.

Speaker 1 (23:41):
Experience sales that are hard to automate.

Speaker 2 (23:43):
Exactly, skills that are hard to automate and command high
value mastery and a valuable skill is an essence, a
shield against poverty. It provides a durable foundation for wealth creation.
And it's a continuous process too. Right, the market demands
constant reskilling and upskilling. Learning never stops.

Speaker 1 (23:58):
So true. Now it's time for you listening to ask
yourself what skill specifically we'll turn your clearly defined vision
into a tangible reality.

Speaker 2 (24:08):
What's the engine for your vision?

Speaker 1 (24:10):
Is it coding, advanced sales techniques, persuasive copywriting, maybe public speaking,
complex data analysis, or perhaps it's a unique artisan craft.
Choose one focus focus, don't just dabble, commit to obsessing
over it, to truly mastering it, to becoming genuinely proficient.
This isn't about overnight success or finding some magical shortcut.

Speaker 2 (24:33):
Oh quick fixes.

Speaker 1 (24:34):
Here, it's about deep focus learning and deliberate practice. Think
about the ten thousand hour rule concept, or maybe just
committing to deliberate, consistent practice every.

Speaker 2 (24:43):
Single day, small steps, consistently.

Speaker 1 (24:45):
And think about the common roadblocks you've maybe faced in
the past when trying to learn new skills. Perhaps it's
a fear of failure, lack of time, or just not
knowing where to even start.

Speaker 2 (24:54):
Acknowledge them.

Speaker 1 (24:54):
Acknowledge them absolutely, and then devise a mini plan to
overcome just one of those roadblocks this week, just one
small action.

Speaker 2 (25:01):
Get a ball rolling.

Speaker 1 (25:02):
All right, let's move into section three. You're building momentum.

Speaker 2 (25:05):
Now, Yes, things are happening.

Speaker 1 (25:06):
Now that you're generating some income, maybe significant income, through
those valuable skills you've mastered, you might feel this rush
of accomplishment, and rightly so.

Speaker 2 (25:17):
It's a great feeling.

Speaker 1 (25:18):
That initial victory of earning is exhilarating. But this is
precisely where a crucial and often fatal pitfall lies.

Speaker 2 (25:27):
For many people ah the danger zone.

Speaker 1 (25:29):
The ability not just to earn the money, but to
keep it and grow that money. This brings us squarely
to Stage five. Start saving and managing your money. So
important earning it is one thing. Protecting and multiplying it
is an entirely different and equally critical skill set.

Speaker 2 (25:45):
It's a profound observation, and from a financial intelligence perspective,
what's fascinating here is that the ability to manage, protect,
and grow your money is a genuinely distinct skill, separate
from earning. It completely separate from the skill that earns
you the money in the first place. We see this
all the time right. Many high earners, professional athletes, successful entrepreneurs, artists, Yeah,
they initially lack the robust systems and the discipline habits

(26:09):
required to protect their newfound wealth from what from their
own impulses sometimes or from just playing bad advice, or
simply from not understanding how money truly works beyond earning it.

Speaker 1 (26:22):
It's like having a powerful car with no breaks exactly.

Speaker 2 (26:25):
It's like building an incredibly powerful engine, but forgetting to
install breaks or a steering wheel, or even a fuel gauge.
And financial intelligence here also involves understanding concepts like the
time value of money.

Speaker 1 (26:39):
Right, a dollar today is worth more than a dollar tomorrow.

Speaker 2 (26:42):
The subtle but insidious effects of inflation on idle cash just.

Speaker 1 (26:47):
Sitting there eating away at it.

Speaker 2 (26:48):
And the often overlooked power of compounding. Einstein reportedly called
it the eighth wonder of the world.

Speaker 1 (26:53):
Yeah, compound interest.

Speaker 2 (26:54):
It's not just about spending less, It's about making every
single dollar a productive worker for your future self.

Speaker 1 (27:00):
A perfect example of someone lting this maybe the hard
way initially is Shaquille O'Neil oh.

Speaker 2 (27:05):
Shack story is great here.

Speaker 1 (27:07):
When he first entered the NBA, those massive paychecks started
rolling in, and he engaged in what probably felt like
deserved celebrations right understandable lavish expenditures on cars, jewelry, extravagant
gifts for friends and family. It was just this whirlwind
of spending, probably driven by excitement and let's be honest,

(27:28):
maybe a lack of prior financial.

Speaker 2 (27:31):
Education, very common for young stars.

Speaker 1 (27:33):
Then came his stark wake up call. The story goes
he walked into the bank expecting to see millions upon
millions wow, only to discover he'd blown through almost everything.
His immense earning power was just evaporating. It wasn't translating
into lasting wealth.

Speaker 2 (27:49):
It must have been terrifying.

Speaker 1 (27:50):
Thankfully, that moment served as this profound catalyst for him.
He made a conscious decision right then to educate himself financially,
to really understand the principles of money management. He took
responsibility again, he did, and he built systems, things like
automatic transfers to savings and investment accounts, assembling a trusted
financial team around him, smart moves, all designed to protect

(28:10):
him from his own impulses and to ensure his wealth
was actually working for him, not against him.

Speaker 2 (28:15):
And look at him now today, Shack is reportedly worth
over four hundred million dollars. Incredible, And this wealth isn't
solely from his basketball earnings, right, It's a testament to
the financial discipline and the strategic management he implemented later on.
That's what converted his immense skills and income into a lasting,

(28:36):
compounding wealth.

Speaker 1 (28:37):
It's the management piece, it is.

Speaker 2 (28:40):
And this raises an important question about impulse control and foresight,
doesn't it. Wealth isn't solely about the size of your income.
It's fundamentally about your net worth. Well you keep and
grow what you keep and grow, and that requires conscious,
active management and protection of your resources. So ask yourself, Yeah,
are you actively finding ways to keep as much of
your hard earned money as possible? Are you building systems

(29:01):
that make saving and investing automatic almost passive?

Speaker 1 (29:04):
Set it and forget it so that.

Speaker 2 (29:05):
You're consistently paying your future self first before you even
see the money hit your spending account. Automating these behaviors
is such a powerful way to bypass our own human
fallibility and ensure long term consistency.

Speaker 1 (29:20):
This stage is really about putting up guardrails, isn't it exactly?
Guardrail It's about being proactive rather than reactive with your money.
So for you listening, this means asking, what's one immediate
action I can take this week to build just one
small system?

Speaker 2 (29:36):
Doesn't this be huge?

Speaker 1 (29:37):
No? Can I set up an automatic transfer of just
five percent of my paycheck to a separate savings account?
Can I commit to tracking my spending for just one
month to identify where the money is actually going? Find
those leaks?

Speaker 2 (29:49):
Knowledge is power here.

Speaker 1 (29:51):
It's these small, consistent actions that build significant financial muscle
over time. Okay, so you're earning money and crucially you're
learning to manage it and keep it fantastlastic progress.

Speaker 2 (30:00):
Do well.

Speaker 1 (30:01):
But here's another subtle, yet incredibly pervasive trap that many
people fall into, even successful earners, getting stuck trading their
time for money.

Speaker 2 (30:09):
Ah, the golden handcuffs sometimes yeah.

Speaker 1 (30:12):
Yeah, it's an income ceiling. It's a fundamental limitation because,
let's face it, your time is finite. There are only
twenty four hours in a day, only so much energy
you can physically expend, and you can only stretch yourself
so thin before you break. This is stage six escape
the time for money trapped.

Speaker 2 (30:30):
And if we connect this to the bigger picture again,
this is the pivotal stage where you truly start to
understand and implement the principle of leverage.

Speaker 1 (30:38):
Leverage key concept.

Speaker 2 (30:40):
The idea that your money and your assets should eventually
be working harder than you are. You can always strive
to work harder, right, develop better skills, and negotiate a
higher hourly rate. Sure, but if your only source of
income is directly tied to your time, you are in
essence selling the one finite resource you can never ever
buy back.

Speaker 1 (30:59):
That's a sobering thought.

Speaker 2 (31:00):
Selling your time, it is, and this is the fundamental
difference between just maintaining wealth and truly building lasting wealth.
And beyond just financial leverage, this stage also introduces the
power of say, technological.

Speaker 1 (31:12):
Leverage, like using software, using.

Speaker 2 (31:14):
Software or automation to multiply your output. Think about creating
a single digital product that can then be sold infinite
times with minimal extra effort. Scalability, scalability and also human leverage.
Building a team delegating tasks effectively to expand your capacity
far beyond what your own two hands can do. It's

(31:36):
all about decoupling your income from your direct hourly effort.

Speaker 1 (31:41):
Warren Buffett seemed to grasp this fundamental principle incredibly early on,
didn't he like when he was just fifteen years old?

Speaker 2 (31:48):
Yeah, the pinball machine story, it's legendary.

Speaker 1 (31:50):
While other teenagers were working conventional hourly jobs, trading their
precious time for a fixed wage, Buffett was doing something
radically different. He was placing pinball machines in barber shops
around his town. Kid and then, critically, while he was
sitting in class, while he was eating dinner, while he
was sleeping, he was collecting quarters that those machines generated
automatically passive income.

Speaker 2 (32:10):
Right there.

Speaker 1 (32:11):
It wasn't just a side hustle. It was his very
first formative lesson in the principle that would eventually make
him a billionaire. Money could work for him without his
direct hourly involvement.

Speaker 2 (32:23):
That's the core insight.

Speaker 1 (32:25):
Those humble pinball machines eventually evolved into stocks, then those
stocks into entire companies, and those companies into a global empire.

Speaker 2 (32:33):
Wow.

Speaker 1 (32:33):
All built on the same core principle of passive income
and asset leverage. He built systems where his money and
his assets were constantly hard at work generating value while
he was free to think, strategize, sleep, and live his life.

Speaker 2 (32:47):
So for you listening today, Escaping this time for money
trap might look like maybe launching a digital product that
could be sold repeatedly without your constant direct input, okay,
Or perhaps building an online store with automated fulfillment that
minimizes your hands on involvement in every single transaction using technology.
It could evolve strategically hiring people and delegating tasks within

(33:10):
your business, freeing up your own valuable time for higher
level strategic work instead of being bogged down.

Speaker 3 (33:15):
In the day to day working on the business, not
just in it, exactly that famous distinction.

Speaker 2 (33:20):
The point is to shift your focus. You're not just
working a job anymore. You are consciously designing a machine,
a system that generates value independently of your direct, minute
by minute efforts.

Speaker 1 (33:32):
Designing a machine. I like that.

Speaker 2 (33:34):
Framing this shift is absolutely critical for moving beyond simply
maintaining your current income level to truly building enduring wealth,
creating a resilient financial structure that doesn't solely depend on
you showing up every hour.

Speaker 1 (33:51):
This is a stage where I think a lot of
people hit a psychological wall.

Speaker 2 (33:54):
Though oh definitely, letting go is hard.

Speaker 1 (33:56):
It means letting go of control right, trusting systems, trusting
other people, maybe investing upfront time or money for future
dividends that aren't guaranteed.

Speaker 2 (34:04):
Takes faith and foresight.

Speaker 1 (34:06):
So what's one part of your current income stream, even
a small part that you could imagine automating or delegating
or maybe productizing. What repeatable task could potentially become a
scalable process, Just planting that seed.

Speaker 2 (34:18):
Start thinking like a system designer.

Speaker 1 (34:19):
All right, So you've built the right mindset, you've acquired
some serious skills, and you've established systems that are starting
to generate income for you, perhaps even on autopilot, freeing
you from that time for money trap. Moving along nicely,
fantastic progress. Now it's time for a truly powerful and
transformative step. This is where things get really interesting. Stage seven.

(34:43):
Invest in assets.

Speaker 2 (34:45):
Ah, the engine room of wealth creation.

Speaker 1 (34:48):
This is where you really make your money work hard
for you, not just earning, but actively compounding over time.

Speaker 2 (34:54):
Yeah. What's fascinating here is how the wealthy fundamentally understand
this that cash, while obviously necessary for transactions and liquidity,
need some cash on hand, of course, but it's often
just a temporary holding position in the grand scheme of things.
The real long term gain is in converting that cash
into income producing assets. Okay, think of your dollar as
not as something you just hoard or hold on too tightly.

Speaker 1 (35:16):
It feels safe.

Speaker 2 (35:17):
Sometimes it feels safe, but it's often losing value. Instead,
think of them as seeds to plant, and when planted strategically,
these seeds will grow, but multiply they'll bear fruit, creating
more value and more income over time, often without much
additional effort from you.

Speaker 1 (35:34):
From consumption to creation exactly.

Speaker 2 (35:37):
It's a paradigm shift from consumption to creation, from spending
to seeding. And these assets they come in many different forms, right,
each with different roles, different risk profiles. Example, you have
the potentially stable cash flow from owning a rental property.
You have the growth potential and maybe dividends from owning
equity stocks in a strong company, or the ongoing revenue

(35:59):
from intection property you've created, like a patent or a
popular online course.

Speaker 1 (36:03):
Things that generate value independently, things.

Speaker 2 (36:06):
That generate value whether you're actively working or not.

Speaker 1 (36:08):
It's interesting how Robert Kiyosaki, the author of Rich Dad,
Poor Dad, really illustrates this stage, almost flipping that traditional
script of savior pennies.

Speaker 2 (36:16):
Yeah, his philosophy is very asset focused.

Speaker 1 (36:19):
While many of his peers were diligently saving pennies from
their paychecks, he took a very different path. Early on,
he bought his very first investment property with reportedly no
money down.

Speaker 2 (36:31):
A leveraged approach, a move that.

Speaker 1 (36:32):
Seemed audacious, maybe even risky to many at the time,
but then critically he used the rental income generated from
that first property to acquire another.

Speaker 2 (36:41):
One, compounding the assets and then.

Speaker 1 (36:43):
Another, systematically building a robust real estate empire. Over time.
He wasn't just collecting a salary. He was actively building
a portfolio of assets that would generate income whether he
was working, sleeping, or on vacation. He understood that assets
were the engine for true financial freedom exactly.

Speaker 2 (37:01):
Kiyosaki's core idea really revolves around this simple definition. Assets
are anything that puts money in your pocket, consistently.

Speaker 1 (37:07):
Puts money in your pocket.

Speaker 2 (37:08):
While liabilities take money out. So, whether it's that stable
cash flow from rental properties, the growth and dividends from stocks,
the revenue from intellectual property, the common thread is they
produce value and generate income for you, regardless of whether
you're actively working, thinking, or even sleeping right this stage
investing in assets. This is how you truly lay the

(37:31):
foundation for potentially generational wealth and it raises an important
question for everyone listening, which is are you actively converting
your hard earned savings into productive assets or are they
merely sitting idly in a low interest account, maybe even
losing purchasing power to inflation year after year.

Speaker 1 (37:48):
Ouch. Yeah.

Speaker 2 (37:50):
The choice you make here really dictates your long term
financial trajectory and your potential for enduring prosperity. And this
isn't about you avoiding all risks entirely.

Speaker 1 (38:00):
No investing has risks, of course.

Speaker 2 (38:02):
It's about understanding calculated risk, understanding diversification, and making informed
decisions to protect and grows your capital over the long haul.

Speaker 1 (38:10):
This is how you really start to compound your efforts,
isn't it. It's about shifting your entire perspective on money completely.
What seeds can you plant today, financially, intellectually, creatively that
will bear fruit not just next month, but for years,
maybe even decades to come. For you listening, this might
mean taking the first step to just understand what an

(38:30):
index fund is, demystify investing, or maybe researching a small
local business opportunity that could generate passive income. It's about
moving from being a passive observer of the economy to
an active participant in wealth creation.

Speaker 2 (38:44):
Becoming an owner not just a consumer or worker.

Speaker 1 (38:47):
All Right, we're entering the final stretch now, Section four, the.

Speaker 2 (38:51):
Ascent mindset, identity, and impact.

Speaker 1 (38:54):
You're doing it. You're building assets, You're seeing growth, your
financial machine is taking shape. You're actually seeing the tangible
results of the earlier stage is paying off.

Speaker 2 (39:01):
Feels good.

Speaker 1 (39:02):
But to truly solidify that, to make it unshapeable, sustainable
for the long haul, you need to make one more
big internal shift. This one's deep. You need to learn
to think long term.

Speaker 2 (39:13):
Stage eight, ah, the patience game. This is tough for many,
it really is.

Speaker 1 (39:18):
Our brains, unfortunately, are just fundamentally wired for quick wins.
We crave those immediate dopamine hits, that instant gratification, and
let's be honest, most of us hate waiting.

Speaker 2 (39:29):
We're impatient creatures.

Speaker 1 (39:30):
Totally losing in the short term. Experiencing a setback today
it often feels far more intense and painful psychologically than
the slow, progressive, almost invisible, compounding wins that accumulate over
years and decades. It's a real battle against our own biology.

Speaker 2 (39:48):
It's a profound battle. And if we connect this to
the bigger picture, compound growth, as we mentioned, is often
called the eighth wonder of the world, but its magic
is entirely dependent on that one often elusive quality, patience discipline.
Most people panic sell their investments when the market's dead right.
They succumb to short term fear. Behavioral economists call it

(40:08):
loss of version.

Speaker 1 (40:09):
Yeah, the pain of loss feels stronger than the pleasure.

Speaker 2 (40:11):
Of game exactly. Or they jump impulsively from one great
idea to the next, abandoning promising ventures simply because immediate
dramatic results don't materialize fast enough. That's classic present bias,
overvaluing them.

Speaker 1 (40:26):
Now chasing shiny objects.

Speaker 2 (40:28):
It's been said, somewhat cynically, perhaps that everyone thinks on
weekends planning for the immediate future, the next week or month.
But truly wealthy people, legacy builders, they think.

Speaker 1 (40:39):
In decades, decades, Wow.

Speaker 2 (40:41):
They're envisioning a far off horizon, a legacy they want
to leave. This long term perspective is the absolute bedrock
upon which true lasking wealth is built, and it demands
a profound discipline over our natural short sighted inclinations.

Speaker 1 (40:56):
A perfect embodiment of this kind of long term thinking
has to be Jeff Bezos in the early days of Amazon.

Speaker 2 (41:01):
Oh absolutely textbook example.

Speaker 1 (41:03):
In its nascent stages, Amazon's investors understandably, perhaps placed immense
pressure on Jeff to show quick, immediate profits.

Speaker 2 (41:10):
Wall Street demands quarterly results.

Speaker 1 (41:12):
They wanted to see positive quarterly earnings, a tangible return
on their investment now. But Bezos, with this almost defiant
conviction in his vision, resisted them.

Speaker 2 (41:20):
He held the line.

Speaker 1 (41:21):
He doubled down on his long term vision, reinvesting relentlessly
back into the company, building more warehouses, perfecting incredibly complex
logistics systems, continuously expanding Amazon's product lines and services, often
operating at a loss in.

Speaker 2 (41:36):
The short term, playing the long game.

Speaker 1 (41:38):
For years, Amazon barely made a dime in profit. Many people,
many experts, thought Jeff was crazy, that his strategy was
reckless unsustainable.

Speaker 2 (41:46):
Until it wasn't.

Speaker 1 (41:47):
Until, of course, Amazon became one of the biggest, most dominant,
most valuable companies of all time. His unwavering commitment to
future growth over immediate gratification his patients with the compounding process.
It paid often the most spectacular fashion imaginable. It really
makes you rethink what those quick wins might actually be
costing you in the long run exactly.

Speaker 2 (42:09):
And this raise is an important question for each of us,
doesn't it? Where in your life right now? Are you
perhaps sacrificing significant long term gains for fleeting short term satisfaction?

Speaker 1 (42:20):
Hmm, good question.

Speaker 2 (42:22):
When you invest in assets, can you summon the discipline
to hold through the inevitable market cycles? Can you understand
that volatility is just part of the journey and often
presents opportunities rather than just being a reason to panic
and sell.

Speaker 1 (42:35):
At the bottom, resisting the fear?

Speaker 2 (42:37):
When you're building a business, can you resist that tempting
urge to cash out immediately? Can you choose instead to
reinvest profits back into growth, back into the future.

Speaker 1 (42:48):
Of the enterprise delayed gratification.

Speaker 2 (42:50):
When you master a valuable skill, are you thinking about
its compounding value over your entire lifetime, not just its
immediate utility or paycheck. Long term thing thinking is that
fundamental shift that takes you from merely earning money today
to truly growing sustainable wealth and building an enduring legacy tomorrow.
It's about cultivating foresight.

Speaker 1 (43:10):
This is really about the courage to play the long.

Speaker 2 (43:12):
Game, isn't it courage and discipline.

Speaker 1 (43:14):
It's about enduring the discomfort of delayed gratification today for
a potentially far greater reward down the road. So how
can you practice this today, even in a small way.
Maybe it's delaying one small impulsive purchase to add that
money to your investment.

Speaker 2 (43:29):
Fund instead, simple but effective.

Speaker 1 (43:32):
Or maybe choosing to spend an hour learning a challenging
new skill that won't pay off immediately, maybe not even
for years, but promises immense future value if you stick with.

Speaker 2 (43:41):
It, planting siege for the future.

Speaker 1 (43:42):
Okay, you're nearly there. We're at stage nine. You've diligently
built the necessary mindsets, acquired serious skills, established robust systems,
accumulated substantial wealth, cultivated that crucial long term perspective.

Speaker 2 (43:55):
That's pretty good.

Speaker 1 (43:56):
It sounds great. But here's the crucial, often overlooked piece
that people frequently miss in their pursuit of lasting prosperity.
It's subtle but powerful. You simply can't solve a multi
million dollar problem with a minimum wage mindset.

Speaker 2 (44:10):
Ooh, that's potent.

Speaker 1 (44:12):
This stage stage nine upgrade your identity is fundamentally about
evolving who you are at your core. It's not just
about what you do anymore. It's about who you become.

Speaker 2 (44:21):
It's a profound insight. And what's fascinating here is that
true riches, true sustainable wealth aren't just about the money itself.
They're profoundly about the person you become in the process
of acquiring, managing, and stewarding that wealth.

Speaker 1 (44:37):
The person you become.

Speaker 2 (44:38):
Yes money without an evolved, aligned identity, it's like trying
to carry water without a container, just slips through your
fingers and capable of being held or directed effectively.

Speaker 1 (44:48):
Seeing that happen with lottery winners sometimes.

Speaker 2 (44:50):
Exactly a classic example. The goal isn't merely get rich
and then magically stay the same person you were before
with the same habits and beliefs.

Speaker 1 (44:57):
Doesn't work.

Speaker 2 (44:58):
It doesn't work. To evolve into the kind of individual
who naturally attracts, sustains, and wisely stewards that wealth. This
is about achieving internal congruence, congruents where your internal beliefs,
your values, yourself image actually match your external ambitions and achievements.
It's about consciously shedding old limiting beliefs that no longer

(45:20):
serve you, and actively embracing new, empowering ones that align
with where you're going.

Speaker 1 (45:25):
And maybe no one embodies this concept of successive identity
upgrades better than Arnold Schwarzenegger.

Speaker 2 (45:32):
Arnold, what a journey.

Speaker 1 (45:33):
He started as a poor kid in Austria with this singular,
laser focused goal become the greatest bodybuilder in the world,
and he achieved it, dominating the sport. But it wasn't
just through physical training. He adopted the identity of a
champion long before he won.

Speaker 2 (45:50):
He became the champion mentally first, exactly.

Speaker 1 (45:53):
But he didn't stop there, did he. Once he conquered bodybuilding,
he consciously built a new identity, Hollywood action star, Huge
Leap Huge. He barely spoke English when he first arrived
in the US, but he relentlessly studied acting. He learned
the intricate business of filmmaking. He mastered the art of
self promotion, eventually becoming one of the highest paid actors

(46:14):
in history. He became that identity, and then he did
it again, and then, incredibly, he reinvented himself again, this
time as the governor of California, taking on an entirely
new challenge and embodying the identity of a public servant,
a leader.

Speaker 2 (46:27):
Each version of Arnold wasn't just about setting new, bigger goals.
It came with an entirely new mindset, a fresh set
of habits, an elevated set of standards that aligned perfectly
with his evolving aspirations.

Speaker 1 (46:40):
He didn't just do things differently at each stage he became.

Speaker 2 (46:43):
A different person. He upgraded his identity to match the
next level. And this raises an important question for you,
the listener. Ok, what beliefs or behaviors, perhaps remnants of earlier,
maybe less affluent stages of your life, are you still
holding on to today that no longer serve the person
you're actively becoming?

Speaker 1 (47:02):
Like old baggage?

Speaker 2 (47:03):
Exactly? Are there any of those minimum wage mindsets still
lurking in the background that are unconsciously holding back your
multimillion dollar potential or aspirations? True sustainable wealth demands an
aligned identity, one that is robust enough to not only
generate wealth, but to manage it, protect it, grow responsibly, ethically,

(47:23):
and without self sabotage.

Speaker 1 (47:25):
So ask yourself, who is this evolved version of you?
The one who genuinely deserves and can skillfully handle the
life you're meticulously building.

Speaker 2 (47:33):
Visualize that person.

Speaker 1 (47:34):
What decisions do they make differently on a daily basis,
What habits do they have consistently critically, Who do they
surround themselves with, Who's in their inner circle?

Speaker 2 (47:43):
Your environment shapes you.

Speaker 1 (47:45):
This isn't about faking it till you make it or
adopting some superficial persona. It's about consciously and authentically becoming
that person from the inside out. Aligning your internal self,
your beliefs, your standards with your external ambitions. It's like
building an inner fortress that can actually support your outer empire.

Speaker 2 (48:04):
Well said the inner fortress.

Speaker 1 (48:06):
And that brings us to the final stage, Stage ten.
You've made it through.

Speaker 2 (48:10):
The gauntlet, the summit.

Speaker 1 (48:12):
You've built the foundational mindsets, acquiled invaluable skills, established robust systems,
accumulated significant wealth, cultivated that long term vision, and undergone
a profound identity upgrade. You're at the very last leg
of this incredible transformative journey, and this final stage is
about building something even bigger, something that transcends your personal

(48:34):
gain entirely. Because true wealth in its ultimate form isn't
just about how much money you make or accumulate while
you're alive.

Speaker 2 (48:41):
It's more than that.

Speaker 1 (48:42):
It's fundamentally about the impact that continues, that ripples outwards
long after you're gone. This is about build your legacy, and.

Speaker 2 (48:50):
If we connect this to the biggest picture possible, this
ultimate stage represents a profound shift in perspective. It's moving
from what can I gain for myself to what can
I give back or what can I create that will genuinely.

Speaker 1 (49:05):
Outlast me beyond yourself.

Speaker 2 (49:07):
Yes, it's not just about what you leave behind in
terms of financial assets, though that's part of it, but critically,
it's also about the people you empower along the way,
the institutions you uplift, the problems you help solve on
a grander scale. This is really the capstone of truly
understanding wealth. How so that its highest form, its ultimate purpose,
is its capacity for positive, enduring impact on the world.

(49:30):
It's about transforming personal success into significant societal contribution.

Speaker 1 (49:35):
Andrew Carnegie's story is just the quintessential example of building
this kind of legacy.

Speaker 2 (49:39):
Isn't it absolutely hard to be?

Speaker 1 (49:41):
He arrived in America with basically nothing, a poor Scottish
immigrant starting his life working in a cotton factory. Through
sheer intellect, relentless self education, and just prodigious.

Speaker 2 (49:53):
Hard work incredible drive, he.

Speaker 1 (49:54):
Climbed the ladder, eventually building US Steel into one of
the most powerful and profitable companies the world had ever seen.
But here's what truly set Carnegie apart. What made his
approach to wealth so unique, especially for his time, his philosophy.
He famously believed that dying rich was actually a disgrace.
He saw it as a failure of stewardship. He viewed

(50:17):
accumulating vast sums not as the end goal, but as
a means to an end, and that end was the
betterment of society. Before he passed away, he systematically deliberately
gave away over ninety percent of his immense fortune, funding
thousands of public libraries, universities, educational institutions, research centers globally.

Speaker 2 (50:37):
And unbelievable act of philanthropy.

Speaker 1 (50:39):
A century later, those institutions are still changing lives, they're
still educating generations, and many still proudly bear his name.
A powerful, enduring testament to the impact of a truly
built legacy.

Speaker 2 (50:50):
It's awe inspiring, So for you listening this final stage
building your legacy. It might mean creating a foundation to
support causes you care deeply about, or maybe writing a
book to pass on your hard won knowledge and wisdom
to future generations, leaving intellectual property. It could be instilling
robust financial literacy and strong values in your children and grandchildren,

(51:11):
creating a family legacy of responsible stewardship that lasts for.

Speaker 1 (51:15):
Generations, breaking cycles perhaps.

Speaker 2 (51:17):
Or it could simply be using your accumulated wealth and
influence to uplift the communities you grew up in, to
create opportunities where perhaps they're once were none for you.
The real self reflection here is beyond your personal success
and financial security, What is your ultimate contribution going to be?

Speaker 1 (51:35):
The big question?

Speaker 2 (51:36):
Legacy isn't just about accumulation. It's about distribution. It's about
the ripple effect of your life's work. It's the ultimate
expression of purpose driven wealth.

Speaker 1 (51:44):
What kind of lasting mark do you truly want to
leave on the world. What change do you want to
see that you can now potentially fund, or enable or
inspire in others. This stage is where your life's work
truly becomes a gift to the future, a testament to
what's possible when wealth is coupled with genuine purpose.

Speaker 2 (52:03):
The final peak.

Speaker 1 (52:04):
Wow, what an incredible and profound journey we've just mapped out.

Speaker 2 (52:08):
Today ten stages. It's a lot.

Speaker 1 (52:10):
It is from escaping that debilitating a fight or flight
of survival mode to embracing radical, empowering responsibility for every
aspect of your life.

Speaker 2 (52:19):
Boning it.

Speaker 1 (52:20):
We've talked about meticulously defining your desires with surgical precision,
mastering those invaluable skills that make you indispensable, and then
building robust systems that make your money.

Speaker 2 (52:29):
Work harder than you did getting leverage.

Speaker 1 (52:31):
We've dealt into converting cash into income producing assets, adopting
that powerful long term vision, fundamentally transforming your very identity
to align with your ambitions, becoming the person, and ultimately
building a legacy that truly impacts generations. It really feels
like a holistic blueprint, doesn't it, Not just for financial success,

(52:52):
but for a life of deep meaning and impact.

Speaker 2 (52:54):
It really is. This isn't just a list of sequential
steps to take off a checklist. Found interconnected process of
personal evolution Interkennittee ye stage builds synergistically on the last,
creating this powerful compounding effect that can truly transform not
just one's financial life, but one's entire being and capacity

(53:16):
to positively impact the world. It's an holistic approach to
true prosperity, where those internal shifts absolutely underpin the external achievements.

Speaker 1 (53:24):
And this roadmap, it really isn't just for future billionaires
or only for those who start with every advantage in life.

Speaker 2 (53:30):
No, it's universal principles.

Speaker 1 (53:31):
It's a blueprint for anyone really who dreams of greater agency,
profound impact, and designing a life truly on their own terms.
And it starts not with some grand, overwhelming.

Speaker 3 (53:41):
Gestures, doesn't have to be huge, but with a.

Speaker 1 (53:43):
Single, intentional, often courageous first step. So, after today's deep dive,
after considering all these stages, what's your very next step
on this incredible road, what small yet significant action will
you commit to taking that aligns with just one of
these ten powerful stages?

Speaker 2 (54:00):
And maybe considered this as a final thought. If true
wealth in its highest form is ultimately about sustain positive
impact and the change you create in the world, how
might embracing just one of these powerful principles starting today,
begin to reshape the story of your own evolving legacy
right here, right now. The journey begins with that deliberate choice,
that first step, and the ripples from that choice can

(54:23):
extend further than you can possibly imagine today.