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June 20, 2025 16 mins
🚨 Massive changes are coming to the mortgage industry—and most people aren’t talking about them.

In this episode of Market Shares, host Tony Blodgett breaks down two of the hottest topics in housing finance:
👉 Widespread deregulation across HUD, FHFA, and CFPB
👉 The possible repeal or major revision of the Loan Officer Compensation Rule

From floodplain insurance rollbacks to environmental building code changes, to the heated debate around borrower-paid comp, Tony shares what’s happening behind the scenes, how these shifts could impact loan officers, lenders, builders, and borrowers, and what the future may look like if the rules we’ve followed are thrown out.

📣 Whether you’re in the business or simply want to understand how the future of mortgage lending is evolving—this is your front-row seat to the conversations that matter most.

📌 Topics We Cover:
  • Key deregulation moves affecting mortgage lending in 2024
  • Flood insurance and environmental rule repeals
  • LO compensation: where it started, where it's headed
  • Borrower-paid vs. lender-paid comp: the truth about broker flexibility
  • Anti-steering disclosure and current industry workarounds
  • Are outdated rules hurting loan officers—or helping consumers?
  • Will a free-market model level the playing field or create more chaos?
🎯 If you’re not listening to this… you’re behind on the biggest shifts in mortgage lending and what it all means for your business. Don’t get left in the dark!
🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.
📌 New episodes drop every Friday at 10 AM PT!
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