PJO Insurance Brokerage
PJO Insurance Brokerage is a full-service independent insurance agency that specializes in providing personalized insurance solutions for individuals and businesses. With our brokers having over 60 years of combined insurance experience, at PJO Insurance Brokerage, we take pride in the fact that we put our clients’ needs first and foremost.
Episodes
July 18, 2025 • 6 mins
In this episode, we’ll dive into the types of property damage covered under commercial property insurance and offer expert tips and advice to help you choose the right coverage for your business. The best way to find the right coverage is to compare quotes from multiple providers—and working with experienced insurance professionals can make that process much easier. At PJO Insurance Brokerage, we have the necessary knowledge and ex...
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June 4, 2025 • 12 mins
In this episode, we share essential guidelines to help you hire a trustworthy professional—protecting you from potential legal issues and contractor fraud during your insurance claim. If you need guidance on securing the right insurance coverage, PJO Insurance Brokerage Arizona is here to help. Contact us today to learn more about how our professional Arizona insurance brokers can protect you and your business with tailored policie...
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In this episode, we'll dive into the importance of securing the right insurance coverage for your establishment, whether it's a restaurant, bar, or night club, in Orange County, California. PJO Insurance Brokerage in California, as an independent agency, can find the right program for your establishment. In today’s restaurant, bar, or nightclub environment, which is more complex and changing than ever, you will want the peace of mi...
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March 18, 2025 • 9 mins
In this episode, we’ll help you understand the process of filing a workers’ compensation claim in Nevada. If you need further assistance or guidance, trust us to provide expert advice and tailored insurance solutions. Need help navigating your Nevada workers’ compensation claim? Contact us for expert guidance tailored to your situation.
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February 7, 2025 • 6 mins
In this episode, we’ll provide simple tips for choosing the right health insurance plan in California. By following these simple steps, you can take charge of your health and choose a plan that meets your needs and budget. Remember to consider your health needs, review benefits, analyze provider networks, and utilize resources for comparison. For personalized assistance in choosing the right plan, contact us at PJO Insurance Broker...
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December 18, 2024 • 8 mins
In this episode, we’ll discuss why life insurance is a cornerstone of your financial future and how it goes beyond simply replacing lost income to safeguard your family’s lifestyle and long-term financial security. At PJO Insurance Brokerage, our professionals are ready to guide you through the process of selecting the right life insurance policy for your needs. Whether you’re looking to replace income, cover debt, or support futur...
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In this episode, we’ll explore how to minimize data risks, focusing on the critical first steps every business should take following a cyber attack and the ways cyber liability insurance can safeguard your organization. Contact us at PJO Insurance Brokerage, our goal is to provide you with the best plan for your business. We can help you understand your coverage needs, customize a policy to suit your specific requirements, and prov...
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October 25, 2024 • 5 mins
In this episode, we explore the roles of direct agents and brokers in insurance, highlighting key differences to help you choose the right option. When Choosing The Right Insurance Professional For Your Needs, get all the information you can to compare the best plans. At PJO Insurance Brokerage, a top-rated brokerage in Nevada, we provide insurance solutions with a client-first approach, addressing their concerns, researching what...
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September 21, 2024 • 6 mins
In this episode we'll review how to protect your Arizona small business by unlocking the full potential of general liability insurance. If you’re serious about launching a business in the Gold Canyon State, think about the types of insurance you’ll need. Being covered allows you to focus on building your business without having to worry about costly insurance claims. Even if you’re just starting, you can get Arizona business insura...
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August 30, 2024 • 7 mins
In this episode, we’ll review the Essential Elements Of Arizona Workers Compensation Insurance For Employers & Employees. Navigating Arizona’s workers compensation can be challenging. Our team at PJO Insurance Brokerage in Arizona is here to provide professional help and guidance with your work insurance claims. Reach out to us today for more assistance, we’re eager to help! Contact us at PJO Insurance Brokerage now and take pr...
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In this episode we’ll explore how you can Maximize Business Protection with Employment Practices Liability Insurance, also known as EPLI. Keep in mind that safeguarding your business against unforeseen risks requires a complete coverage that protects your business, that’s why you need to Choose The Right Provider for Employment Practices Liability Insurance. That’s when PJO Insurance Brokerage Arizona becomes your best ally.
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June 17, 2024 • 8 mins
In this episode we’ll explore how employers can Manage Workers’ Compensation Claims to Minimize Financial Impact. Remember, to avoid risking your business, The Role of Legal Experts in Navigating Workers’ Compensation Claims is essential for your financial stability. Get in touch with our expert brokers today for guidance. Don’t let these claims become a source of stress and uncertainty for your business. Contact us at PJO Insuranc...
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May 19, 2024 • 4 mins
In this episode, we will explain Employment Practices Liability Insurance, or EPLI, the benefits it offers, and why it's an essential option for your business in California. Remember, the stability and success of your business in Orange County, California, depend on the crucial protection that Employment Practices Liability Insurance provides. We encourage you to contact a top-rated insurance broker in California to secure the cove...
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April 17, 2024 • 6 mins
In this episode of our podcast, we're diving deep into the complexities of Errors and Omissions Insurance, highlighting its critical role in Arizona's business landscape. Remember, almost every business that provides a service for a fee will have some Errors and Omissions exposure, and thus is vulnerable to claims and lawsuits alleging negligence, errors, or omissions. That's why we strongly recommend securing Errors and Omissions ...
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March 25, 2024 • 7 mins
In this podcast we’ll provide information about the property/inland marine coverage for companies in Arizona that need to prevent significant losses due to a major disaster. There are several types of property and inland marine coverages available on your Arizona Property/Inland Insurance Policy. If your company would like to explore what coverages would benefit it in the event of a disaster, please contact the experienced professi...
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February 21, 2024 • 6 mins
In this episode, we aim to enlighten you on the significance of Directors’ and Officers’ Liability Insurance and its critical role within the complex terrain of today's business environment. Directors and Officers are responsible for managing their companies and, in certain cases, could face significant personal liability. This includes costs related to settlements, judgments, defense in legal proceedings, and legal fees for these ...
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January 23, 2024 • 7 mins
In today’s business environment, if your company does any transactions via the internet, especially if you are processing credit or debit cards, and if your company keeps any client information such as medical records, social security numbers, or any other vital information, having Cyber Liability Insurance coverage is a must. Today, your company has more options and insurance companies that provide Cyber Liability Insurance than e...
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December 14, 2023 • 8 mins
In the construction industry, one of the most difficult trades to secure Contractor Liability Insurance for is a Roofing Contractor. This is where PJO Insurance Brokerage in California can be of value to your roofing company because of its long history of insuring Roofing Contractors with access to multiple markets that offer Roofing General Liability Insurance in Orange County, so your roofing company can be assured of finding the...
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November 11, 2023 • 6 mins
As a landscaping business in Scottsdale, Arizona it’s important that you obtain the proper landscapers business insurance, regardless of the size. No matter what kind of business you own, it’s important to keep it protected, and business insurance is the only way to do that. Since 2001, the professional brokers at PJO Insurance Brokerage have been finding the proper insurance coverage for landscaping contractors and have access to ...
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October 17, 2023 • 7 mins
In the business world today, lawsuits against businesses are being filed with alarming frequency, and, unfortunately, the monetary amounts being awarded are increasingly exceeding six figures. If you are like most businesses, your Scottsdale general liability policy only covers up to $1 million dollars per occurrence. Think about what would happen to your company if a claim was awarded for $1.4 million. Could your current financial...
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