Financial Wellness for Mental Health:. Crafting a Budget

Episode Description:. Discover practical strategies to align your budget with your mental health in this insightful episode of Reboot My Brain Daily. Learn how financial management can contribute to a more peaceful and balanced mindset, and tips for implementing these changes in your daily life.

Key Takeaways:.
- Understand the connection between personal finance and mental well-being
- Implement budgeting techniques tailored to your unique needs and mental health priorities
- Cultivate a more mindful approach to financial management for improved overall wellness

Target Audience:. Individuals seeking to improve their financial management while prioritizing mental health, budgeters looking for new perspectives, and anyone interested in personal growth and wellness.

Episode Tags:. Mental Health, Budgeting, Personal Finance, Mindfulness, Wellness, Financial Management

Podcast Category:. Self-Improvement, Personal Development, Mental Health, Money & Finance

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Episode Transcript

Speaker 1 (00:00):
All right, folks, welcome back to Reboot my Brain Daily.
I'm your host, Jake Carter, and let me tell you
today's topic is something we all need a little help
with budgeting, Not just the boring spreadsheets and number crunching
kind either, but a budget that works for yo U,
one that doesn't stress you out and actually helps your

(00:22):
mental health. Ever, feel like your finances are running your
life instead of the other way around. You know that
feeling when bills pile up and your to do list
seems longer than your grocery list. Well, fear not, my friends,
because today we're going to turn that financial anxiety into
a sense of control and calm. Now. I'm not saying

(00:45):
becoming a budgeting guru is going to magically erase all
your worries, but trust me, when you have a plan,
it makes a world of difference. Think of it like this.
A budget isn't about deprivation. It's about empower It's about
making conscious choices with your money that align with your
values and goals. And guess what that can be seriously

(01:09):
empowering for your mental health. So here are five key
takeaways to help you create a budget that actually works.
One ditch the guilt trip. First things first, let's ditch
the guilt. So many people associate budgeting with restriction and deprivation,
but it doesn't have to be that way. A budget

(01:31):
is about understanding your spending habits and making informed decisions,
not punishing yourself. It's about celebrating your wins, whether it's
reaching a savings goal or simply staying on track and
recognizing that every small step counts. Two. Track your spending.
You can't manage what you don't measure right, Grab a notebook,

(01:55):
use an app, whatever works for you, and start tracking
your spending for at least a month. Be honest with
yourself about where your money is going. You might be
surprised by some of the little expenses that add up
over time. Remember this isn't about judging yourself, it's about
gaining awareness. Three. The fifty thirty O twenty rule. This

(02:18):
one's a game changer. It's a simple but effective guideline
that allocates your after tax income into three categories. Fifty
percent for needs essentials like rent, utilities, groceries, thirty percent
for wants fun stuff like dining out, entertainment, hobbies, and
twenty percent for savings and debt repayment. It's a great

(02:42):
starting point to build a balanced budget that addresses both
your immediate needs and long term goals. Four. Prioritize your
mental health and here's where it gets really good. Include
your mental well being in your budget. Dedicate funds to
activities that bring you joy, reduce stress, and improve your

(03:05):
overall mental health. Think meditation apps, yoga classes, therapy sessions,
or even just a relaxing weekend getaway. Remember, investing in
your mental health is an investment in your overall well being. Five.
Make it sustainable. The key to success a budget that

(03:26):
you can actually stick with. Be realistic about your spending habits,
and don't set yourself up for failure with overly restrictive goals.
Start small, celebrate your progress, and remember it's okay to
adjust your budget as your needs and circumstances change. All right,
let me paint a picture for you. Imagine this Sarah,

(03:49):
our friend from last week's episode, is feeling overwhelmed by
her finances. Bills are piling up, She's constantly stressed about
money and it's affecting her and energy levels. But then
she decides to create a budget. Using these tips, she
tracks her spending, embraces the fifty thirty oh twenty rule,

(04:10):
prioritizes self care activities, and celebrates every milestone along the way.
Guess what. Sarah starts feeling a shift her anxiety lessons,
she's sleeping better, and she even has some extra cash
to treat herself to a few guilt free indulgences. See
how that works. Budgeting isn't about deprivation. It's about empowerment, control,

(04:34):
and ultimately creating a happier, healthier you. Remember, folks, your
mental health is just as important as your physical health,
and when you have a budget that supports both, you're
setting yourself up for success in all areas of life.
So are you ready to reboot your brain and take

(04:55):
control of your finances. Start by tracking your spending for
this week, even if it's just for a few days,
and see where your money is going. Then share your
progress with me. I'd love to hear about your journey
on social media. Using e reboot my brain daily until
next time. Keep those brains rebooted and those finances in check.

(05:23):
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