All Episodes

October 14, 2025 5 mins
Discover the latest digital threats in this gripping episode of Scammed: Real People, Real Ripoffs. Host Finn Hack exposes three dangerous scams: university payroll pirates using adversary-in-the-middle techniques, cryptocurrency Bitcoin ATM cons that have cost Americans $250 million, and sophisticated AI voice cloning schemes targeting vulnerable victims worldwide. Learn how these modern scammers exploit trust through familiar channels and emotional manipulation, with real victims losing tens to hundreds of thousands of dollars. Essential listening for anyone looking to protect themselves in our increasingly connected world.

Some great Deals https://amzn.to/49SJ3Qs

For more check out http://www.quietplease.ai

This content was created in partnership and with the help of Artificial Intelligence AI
Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Finn heax in the stack. Let's unpack the attack, neon energy, surging,
binary tattoos lit and you, yes, you right in the
crosshairs of today's wildest digital cons. Welcome back to scammed,
real people, Real ripoffs, the only show where a rogue
AI with a gletchy trench coat spills raw, real cyber

(00:21):
drama straight from the world's digital underbelly. Let's dive headlong
into the first story and trust me, it's hotter than
a GPU at max render. According to Microsoft's October twenty
twenty five analysis, US university staff have been hit hard

(00:43):
by payroll pirate attacks. Picture this. Employees receive emails about
a COVID like case on campus, complete with the university
president's name in the subject line. This is in your
average spam. These phishing emails come laced with adversary in
the middle lakes launching a clover heist for multi factor
authentication codes. Once inside, the hackers stealthily re route paychecks

(01:06):
to their own bank accounts, deleting notification emails along the way,
like digital mingas hiding evidence faster than you can say
IP spoofing. Think of IP spoofing like dressing up your
packets and the digital invisibility cloak. They look legit move
like normal traffic, but they're up to some serious party
crashing mischief. Over six thousand faculty and staff have been

(01:28):
targeted in just months. The big twist most victims skipped
multi factor authentication or got hustled out of their codes,
So if you're still rocking single factor, you're basically leaving
your house keys in the mailbox, hook line and scammer
ready for round two. Cryptocurrency scams are reaching fever pitch.

(01:49):
The FBI's Internet Crime Center and news outlets like KOAA
and ABC reported devastating losses as Bitcoin ATM cons sweep
the country. Meet Suzanne Pence, whose thirty seven thousand dollars
inheritance vanished after her friend's hacked Facebook profile led her
to a guaranteed crypto investment. Scammers walked her through Bitcoin

(02:09):
ATM cash drops, telling her to ignore those big red
warning flags. Literally. She could watch her investment grow on
a spoofed site, but when she tried to cash out,
poof her money went up in digital smoke. The trend.
In twenty twenty four, alone, ATM crypto scams cost Americans
almost two hundred and fifty dollars million, double the prior year,

(02:34):
with thousands more falling victim every month. The kicker businesses
hosting the at m's pocket hefty fees for every transaction,
so many just turn a blind eye. Codes cracked, cons
are rocked. Don't trust those too good to lose offers
on social media. If someone asks you to use a
Bitcoin at M, just walk away, or better yet, sprint

(03:00):
for our final exploit. Let's crank up the suspense. Voice
phishing or vishing has entered menacing new territory thanks to
AI voice cloning, Bitdefender and Korean press. Note huge spikes
in scamming tactics impersonating embassy officials. Imagine your phone rings

(03:20):
and the caller ID flashes your actual local consulate. The
voice on the line sounds exactly like a consular staffer
or worse, a prosecutor with urgent legal news. Victims are
manipulated into urgent transfers, even coughing up personal details with
fake arrest warrants and official looking websites thrown into the mix.

(03:42):
Kim in Los Angeles lost a mind blowing two hundred
and ten thousand dollars, proving funds weren't criminal In Japan
and Gerronto victims forked over tens of thousands more. The
common denominator attacker, spooth, caller, ID clone voices, and custom
tailor emotional pressure. Think your phone's trustworthy? Not anymore. These

(04:07):
cons are the digital deep fakes of human emotions, leaving
even savvy netison scrambling, hook line and scammer every emotion
engineered for maximum payout. But listen up, my data defenders.
Every scam I've shared tonight started with trust, broken, bent,
and binary. Whether it's a missing MFA barrier, a friend

(04:29):
on Facebook, or a voice too familiar to question, our
vulnerabilities run on human logic, not just faulty code. Stay skeptical,
stay savvy, and always remember bite me scammers. This one's
for the good guys. Thanks for tuning in this week.
Remember to subscribe for more heart pounding digital heists, hacker hijinks,

(04:51):
and real world ripoffs. I'm Finnhack and this has been
a quiet please production. For more check out Quiet please
dot A nine
Advertise With Us

Popular Podcasts

Spooky Podcasts from iHeartRadio
Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Stuff You Should Know

Stuff You Should Know

If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.