May 13, 2025 • 14 mins
Every time life gets overwhelming, your wallet takes the hit. Sound familiar?
In this episode of Self Elevated, we’re calling out emotional spending—when your feelings swipe before your logic does. Whether it’s retail therapy, late-night food delivery, or guilt-spending on others, it adds up fast… and it’s not just draining your bank account—it’s blocking your financial elevation.
You’ll learn:
✅ What emotional spending really looks like
✅ The emotional triggers behind your spending habits
✅ How to regain control & create healthy money habits
✅ Journal prompts + affirmations to shift your energy
It’s time to stop buying peace and start creating it.
📩 Send input or inquiries: iradio@jmpempires.com
👑 Connect on IG: @msjessofficial & @jmpempires
Become a supporter of this podcast: https://www.spreaker.com/podcast/self-elevated-the-podcast--4506254/support.
In this episode of Self Elevated, we’re calling out emotional spending—when your feelings swipe before your logic does. Whether it’s retail therapy, late-night food delivery, or guilt-spending on others, it adds up fast… and it’s not just draining your bank account—it’s blocking your financial elevation.
You’ll learn:
✅ What emotional spending really looks like
✅ The emotional triggers behind your spending habits
✅ How to regain control & create healthy money habits
✅ Journal prompts + affirmations to shift your energy
It’s time to stop buying peace and start creating it.
📩 Send input or inquiries: iradio@jmpempires.com
👑 Connect on IG: @msjessofficial & @jmpempires
Become a supporter of this podcast: https://www.spreaker.com/podcast/self-elevated-the-podcast--4506254/support.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
All the Self Elevated Podcast with your host Movator and.
Speaker 2 (00:08):
Just Cash Parker.
Speaker 1 (00:10):
The game starts with ourselves, and by learning to ship
our minds to hire vi versions, we can change our lives.
Speaker 2 (00:19):
Your only limit is you.
Speaker 1 (00:22):
Hey, hey, hey, welcome back to Self Elevated y'all, the
podcast where we elevate our mind, body, spirit, business, and
them bank account. I'm your host, Miss Jess, and today
we're gonna be diving straight into that bag. Okay, because
let's be real, all right, some of us aren't broke,
(00:43):
all right, We're just emotionally spending every time life gets
a little heavy, you know, from impulsive Amazon orders to
midnight food delivery or that quote unquote just a little
treat every time that we're bored, stress or even sad.
Emotional spending is silently wrecking our wealth. And you know what,
(01:07):
It's deeper than just money. It's about how we soothe,
how we avoid, and how we try to fill emotional
gaps with financial choices. All right, does any of this
sound familiar? Because today we're breaking down what emotional spending
really is, how to stop it, and how to take
your power back, not just over your money, but your emotions, too,
(01:32):
all right, So what does emotional spending really look like?
We're gonna break this down, okay. Emotional spending is when
you buy things to change how.
Speaker 2 (01:44):
You feel, all right.
Speaker 1 (01:45):
So it's not because you need them, but because you
want relief, all right. You want to feel some sort
of satisfaction in the moment, all right, And it shows
up like stress shopping online just to feel batter, or
buying gifts for others to ease guilt.
Speaker 2 (02:03):
And tension, or blowing money.
Speaker 1 (02:06):
On food, clothes, or even extras after like a really
crappy day, all right, or maybe even spending recklessly when
you're bored, when you're anxious, or just feeling like low vibration,
you know, or saying I deserve this to like justify
your purchases that you know we're going to hurt your
(02:28):
budget or your goal and at that time, right because
like the emotion is driving the swipe, but the relief
is temporary, get you, guys, and the regret can be expensive.
Speaker 2 (02:45):
So why do we do this? All right?
Speaker 1 (02:47):
The answer is pretty simple, all right. We're looking for
comfort or control or possibly some sort of distraction. So
when your emotions are unprocessed, you'll look for an outlet,
and spending is one of the easiest ones to justify.
Speaker 2 (03:04):
Okay, trust me, I know this.
Speaker 1 (03:07):
Is one of my personal bad habits, like emotional spending.
You know, even if it's small, I stay doing that.
Oh well, I deserve it.
Speaker 2 (03:16):
Thing that I mentioned earlier, that that's me. I do that, okay.
Speaker 1 (03:22):
But some triggers that might fuel are emotional spending can
be anxiety and feeling overwhelmed, possibly loneliness or heartbreak, or
maybe even frustration with work or lack of progress or
not being happy with your personal production, or like feeling
(03:42):
like you're falling behind in life or you need to
somehow keep up, all right, And let's not forget the
social media pressure, okay, because everyone's flexing that soft life
or some sort of drip and you feel like you,
you know, if you don't buy into it, or if
you don't have it yet, or if you're not living
(04:03):
like that, that somehow you're not enough or you're not
doing enough. But that's lies, okay, straight up lies, all right?
So how do we break this cycle? You know, like
we want to reclaim our money power, right, So here's
how we stop emotional spending so we can start treating.
Speaker 2 (04:24):
Our money like a tool and not a therapist. All right.
Speaker 1 (04:29):
You need to check the emotion before the transaction, all right.
So what I mean by that is like pause and
ask what am I really feeling right now before you're
about to make a purchase, all right, especially if it
is an unplanned, random impromptu purchase.
Speaker 2 (04:48):
That you're about to make.
Speaker 1 (04:49):
Pause yourself and ask yourself what you're feeling in that
moment and why that became a sudden need right, name
the emotion so it doesn't just hijack your wallet.
Speaker 2 (05:03):
Okay.
Speaker 1 (05:04):
Also, create like a feel better list that's free, all right. Journal,
maybe call a friend, take a walk. You know, you
can meditate, play music, dance around something non financial that's
gonna shift your mood. So create that feel better list
(05:25):
of different things that you enjoy doing that won't cost
you a dollar that you can turn to in those
moments when you're feeling like you you know you need
to rectify something emotionally and instead of spending, you can
choose one of these things from your list, right and
(05:47):
keep it in your phone as a go to, because
you know, you never know when you're gonna get hit
with that feeling, and you know you may need those
ideas quick on hand for you, all right. Also another
way is that you can delay before you swipe, all right.
So there's something I like to call the twenty four
(06:07):
hour rule. So basically, if it's not something essential or
pre planned, then give it a day, all right, give
it a full twenty four hours, because most impulse desires
are gonna fade once that emotion passes.
Speaker 2 (06:22):
So of course, if after.
Speaker 1 (06:24):
Twenty four hours you're still feeling like this is something
you really need or want or have to have, then
you know, if your finances can afford it, then by
all means do that, you know, But usually after twenty
four hours, it's gonna be like, yeah, I'm good, Like
I'm past it, right, moving on. So set spending intentions
(06:46):
at the start of your day or at the start
of your week, or even at the start of the month,
whatever feels right for you and how you handle your finances, right,
because you want to know what's okay to spend on before.
Speaker 2 (07:01):
You have those triggers, right, So budget.
Speaker 1 (07:04):
With emotion in mind, like maybe including a guilt free
joyfund that has a hard cap, okay, so maybe like
one hundred dollars a week is my joyfund. Anything random
that I want to purchase, if it doesn't fit within
(07:24):
side of that joy fund, then I ain't getting it right,
So keep that hard cap, right, don't don't blow past
it and then again make excuses. Well, it's one fifty
and really I deserve this thing, so I'm gonna get
it anyway, although I told myself one hundred dollars was
my cap, you know, don't don't do that. Hold yourself
(07:45):
accountable and you're gonna see a big difference, okay.
Speaker 2 (07:51):
And also what you could do is like just.
Speaker 1 (07:54):
Track what you're doing and what you're spending without shame, okay,
awareness without guilt, all right, look at your statements and
you know, see what emotions you were feeling.
Speaker 2 (08:07):
When you spent money that.
Speaker 1 (08:09):
You initially didn't intend to spend or budget for that
week or that month, right, and use it as data
for you know, future movements and not as a weapon
to like punish yourself because maybe you overspent that week
and you know whatever. But choose to use that data
as like a stepping point to make better choices moving forward. Right,
(08:32):
Because if we're not even paying attention or aware, you
might have messed around and blew over four hundred dollars
that month, and all on things that you didn't eat
or didn't want. So while you're complaining that you didn't
have enough money to do this particular thing, you know,
if you were more diligent and mindful, you could have
had that money. Right, So use that data for your benefit. Okay, Now,
(08:59):
I guess I want to go ahead and get right
into our journal prompts for the week. So let's go
ahead and take it to the journal so we can
get real with ourselves around this topic.
Speaker 2 (09:09):
Okay.
Speaker 1 (09:10):
Now, as I always say, go ahead and write these
down because I want you to answer them, whether it's
later tonight or you know whatever, you get time, right,
play this back and or you know, write them down
and look over the questions so you can marinate on them.
Speaker 2 (09:27):
Right.
Speaker 1 (09:28):
Question one is when do I usually spend emotionally and
what triggers it?
Speaker 2 (09:34):
All right?
Speaker 1 (09:35):
Question two is how do I feel after those purchases?
You know, like, do you feel happy? Are you relieved?
Do you feel buyer's remorse?
Speaker 2 (09:46):
Right?
Speaker 1 (09:47):
And the last question is what healthier ways can I
comfort or express myself without wrecking my finances?
Speaker 2 (09:59):
All right? Remember that feel better list?
Speaker 1 (10:02):
Okay, that's where those thoughts should kind of come into play,
all right, So write those down and make sure, of
course you answer those things honestly, because these these journal
questions are simply for you to be able to analyze
where you are with each thing, right, and it's for
(10:24):
no one else. You don't have to let anyone else
read these answers, okay if you don't want to, So
be honest, even if you don't like the honesty that
you're writing down because it makes you feel some kind
of way for like saying it or writing it out loud, right,
because it's gonna happen sometimes, you know, we like to
play the denial role with things. But listen, we're talking
(10:47):
about our money here, and we trying to stack the
bag and have money for the things that we want
to do and not just what we need to do.
So that means we have to be mindful and diligent
about how we all are managing our funds, all right.
So with that said, let's go into the affirmations, all right.
(11:08):
I want to speak this new money energy into existence
for you, for me, for all of us, all right,
So repeat after me, I spend with intention, not emotion,
my money flows with purpose, not pressure. I don't need
(11:36):
to buy peace, I create it within me. I deserve
financial clarity, not chaos. I control my money, my emotions
(11:57):
do not. Okay, Now, as always, make sure you write
these down or download the episode so you can come
back and play these affirmations later. I need you to
say them three times each, three times a day. You
can say every single one of them every single day
(12:19):
this week, or you can pick one per day as
long as each time you say one you say it
three times, okay, because repetition is key. And we're trying
to embed these thoughts and beliefs and ideals into our
subconscious all right, because that's where it's really going to
do its job. Now this episode hit home, you guys,
(12:41):
tag me on social all right. You can pick any
one of my social media on Instagram, at miss Just official,
at Miss Just ceo, or at JMP Empires.
Speaker 2 (12:53):
And you know, let me know what your.
Speaker 1 (12:55):
Biggest emotional spending trigger is, all right, No shame, just
awareness and growth. And I mean, hell, we might have
the same trigger, y'all.
Speaker 2 (13:04):
You never know. I might I might fully relate to
your trigger. You never know.
Speaker 1 (13:09):
But anyway, if you want to be on the show,
drop a topic or you know, have anything you want
to add to any of the things that you've heard
me already cover on this podcast.
Speaker 2 (13:21):
I would love to hear from you.
Speaker 1 (13:23):
You can send your email to me at Iradio at
JMP empires dot com. And next week, you guys, we're
gonna be keeping this money energy going and diving into
something a lot of people don't really talk about, which
is why you don't trust yourself with money, all right,
So we're gonna be unpacking self sabotage, guilt, and how
(13:45):
to build real financial confidence from the inside out. So
get ready because it's gonna be personal and it's gonna
be powerful. Now it's time for you to honor your emotions,
but don't let them bankrupt your vision. Okay, and until
next time, remember your only limit is you
All the Self Elevated Podcast with your host Movator and.
Speaker 2 (00:08):
Just Cash Parker.
Speaker 1 (00:10):
The game starts with ourselves, and by learning to ship
our minds to hire vi versions, we can change our lives.
Speaker 2 (00:19):
Your only limit is you.
Speaker 1 (00:22):
Hey, hey, hey, welcome back to Self Elevated y'all, the
podcast where we elevate our mind, body, spirit, business, and
them bank account. I'm your host, Miss Jess, and today
we're gonna be diving straight into that bag. Okay, because
let's be real, all right, some of us aren't broke,
(00:43):
all right, We're just emotionally spending every time life gets
a little heavy, you know, from impulsive Amazon orders to
midnight food delivery or that quote unquote just a little
treat every time that we're bored, stress or even sad.
Emotional spending is silently wrecking our wealth. And you know what,
(01:07):
It's deeper than just money. It's about how we soothe,
how we avoid, and how we try to fill emotional
gaps with financial choices. All right, does any of this
sound familiar? Because today we're breaking down what emotional spending
really is, how to stop it, and how to take
your power back, not just over your money, but your emotions, too,
(01:32):
all right, So what does emotional spending really look like?
We're gonna break this down, okay. Emotional spending is when
you buy things to change how.
Speaker 2 (01:44):
You feel, all right.
Speaker 1 (01:45):
So it's not because you need them, but because you
want relief, all right. You want to feel some sort
of satisfaction in the moment, all right, And it shows
up like stress shopping online just to feel batter, or
buying gifts for others to ease guilt.
Speaker 2 (02:03):
And tension, or blowing money.
Speaker 1 (02:06):
On food, clothes, or even extras after like a really
crappy day, all right, or maybe even spending recklessly when
you're bored, when you're anxious, or just feeling like low vibration,
you know, or saying I deserve this to like justify
your purchases that you know we're going to hurt your
(02:28):
budget or your goal and at that time, right because
like the emotion is driving the swipe, but the relief
is temporary, get you, guys, and the regret can be expensive.
Speaker 2 (02:45):
So why do we do this? All right?
Speaker 1 (02:47):
The answer is pretty simple, all right. We're looking for
comfort or control or possibly some sort of distraction. So
when your emotions are unprocessed, you'll look for an outlet,
and spending is one of the easiest ones to justify.
Speaker 2 (03:04):
Okay, trust me, I know this.
Speaker 1 (03:07):
Is one of my personal bad habits, like emotional spending.
You know, even if it's small, I stay doing that.
Oh well, I deserve it.
Speaker 2 (03:16):
Thing that I mentioned earlier, that that's me. I do that, okay.
Speaker 1 (03:22):
But some triggers that might fuel are emotional spending can
be anxiety and feeling overwhelmed, possibly loneliness or heartbreak, or
maybe even frustration with work or lack of progress or
not being happy with your personal production, or like feeling
(03:42):
like you're falling behind in life or you need to
somehow keep up, all right, And let's not forget the
social media pressure, okay, because everyone's flexing that soft life
or some sort of drip and you feel like you,
you know, if you don't buy into it, or if
you don't have it yet, or if you're not living
(04:03):
like that, that somehow you're not enough or you're not
doing enough. But that's lies, okay, straight up lies, all right?
So how do we break this cycle? You know, like
we want to reclaim our money power, right, So here's
how we stop emotional spending so we can start treating.
Speaker 2 (04:24):
Our money like a tool and not a therapist. All right.
Speaker 1 (04:29):
You need to check the emotion before the transaction, all right.
So what I mean by that is like pause and
ask what am I really feeling right now before you're
about to make a purchase, all right, especially if it
is an unplanned, random impromptu purchase.
Speaker 2 (04:48):
That you're about to make.
Speaker 1 (04:49):
Pause yourself and ask yourself what you're feeling in that
moment and why that became a sudden need right, name
the emotion so it doesn't just hijack your wallet.
Speaker 2 (05:03):
Okay.
Speaker 1 (05:04):
Also, create like a feel better list that's free, all right. Journal,
maybe call a friend, take a walk. You know, you
can meditate, play music, dance around something non financial that's
gonna shift your mood. So create that feel better list
(05:25):
of different things that you enjoy doing that won't cost
you a dollar that you can turn to in those
moments when you're feeling like you you know you need
to rectify something emotionally and instead of spending, you can
choose one of these things from your list, right and
(05:47):
keep it in your phone as a go to, because
you know, you never know when you're gonna get hit
with that feeling, and you know you may need those
ideas quick on hand for you, all right. Also another
way is that you can delay before you swipe, all right.
So there's something I like to call the twenty four
(06:07):
hour rule. So basically, if it's not something essential or
pre planned, then give it a day, all right, give
it a full twenty four hours, because most impulse desires
are gonna fade once that emotion passes.
Speaker 2 (06:22):
So of course, if after.
Speaker 1 (06:24):
Twenty four hours you're still feeling like this is something
you really need or want or have to have, then
you know, if your finances can afford it, then by
all means do that, you know, But usually after twenty
four hours, it's gonna be like, yeah, I'm good, Like
I'm past it, right, moving on. So set spending intentions
(06:46):
at the start of your day or at the start
of your week, or even at the start of the month,
whatever feels right for you and how you handle your finances, right,
because you want to know what's okay to spend on before.
Speaker 2 (07:01):
You have those triggers, right, So budget.
Speaker 1 (07:04):
With emotion in mind, like maybe including a guilt free
joyfund that has a hard cap, okay, so maybe like
one hundred dollars a week is my joyfund. Anything random
that I want to purchase, if it doesn't fit within
(07:24):
side of that joy fund, then I ain't getting it right,
So keep that hard cap, right, don't don't blow past
it and then again make excuses. Well, it's one fifty
and really I deserve this thing, so I'm gonna get
it anyway, although I told myself one hundred dollars was
my cap, you know, don't don't do that. Hold yourself
(07:45):
accountable and you're gonna see a big difference, okay.
Speaker 2 (07:51):
And also what you could do is like just.
Speaker 1 (07:54):
Track what you're doing and what you're spending without shame, okay,
awareness without guilt, all right, look at your statements and
you know, see what emotions you were feeling.
Speaker 2 (08:07):
When you spent money that.
Speaker 1 (08:09):
You initially didn't intend to spend or budget for that
week or that month, right, and use it as data
for you know, future movements and not as a weapon
to like punish yourself because maybe you overspent that week
and you know whatever. But choose to use that data
as like a stepping point to make better choices moving forward. Right,
(08:32):
Because if we're not even paying attention or aware, you
might have messed around and blew over four hundred dollars
that month, and all on things that you didn't eat
or didn't want. So while you're complaining that you didn't
have enough money to do this particular thing, you know,
if you were more diligent and mindful, you could have
had that money. Right, So use that data for your benefit. Okay, Now,
(08:59):
I guess I want to go ahead and get right
into our journal prompts for the week. So let's go
ahead and take it to the journal so we can
get real with ourselves around this topic.
Speaker 2 (09:09):
Okay.
Speaker 1 (09:10):
Now, as I always say, go ahead and write these
down because I want you to answer them, whether it's
later tonight or you know whatever, you get time, right,
play this back and or you know, write them down
and look over the questions so you can marinate on them.
Speaker 2 (09:27):
Right.
Speaker 1 (09:28):
Question one is when do I usually spend emotionally and
what triggers it?
Speaker 2 (09:34):
All right?
Speaker 1 (09:35):
Question two is how do I feel after those purchases?
You know, like, do you feel happy? Are you relieved?
Do you feel buyer's remorse?
Speaker 2 (09:46):
Right?
Speaker 1 (09:47):
And the last question is what healthier ways can I
comfort or express myself without wrecking my finances?
Speaker 2 (09:59):
All right? Remember that feel better list?
Speaker 1 (10:02):
Okay, that's where those thoughts should kind of come into play,
all right, So write those down and make sure, of
course you answer those things honestly, because these these journal
questions are simply for you to be able to analyze
where you are with each thing, right, and it's for
(10:24):
no one else. You don't have to let anyone else
read these answers, okay if you don't want to, So
be honest, even if you don't like the honesty that
you're writing down because it makes you feel some kind
of way for like saying it or writing it out loud, right,
because it's gonna happen sometimes, you know, we like to
play the denial role with things. But listen, we're talking
(10:47):
about our money here, and we trying to stack the
bag and have money for the things that we want
to do and not just what we need to do.
So that means we have to be mindful and diligent
about how we all are managing our funds, all right.
So with that said, let's go into the affirmations, all right.
(11:08):
I want to speak this new money energy into existence
for you, for me, for all of us, all right,
So repeat after me, I spend with intention, not emotion,
my money flows with purpose, not pressure. I don't need
(11:36):
to buy peace, I create it within me. I deserve
financial clarity, not chaos. I control my money, my emotions
(11:57):
do not. Okay, Now, as always, make sure you write
these down or download the episode so you can come
back and play these affirmations later. I need you to
say them three times each, three times a day. You
can say every single one of them every single day
(12:19):
this week, or you can pick one per day as
long as each time you say one you say it
three times, okay, because repetition is key. And we're trying
to embed these thoughts and beliefs and ideals into our
subconscious all right, because that's where it's really going to
do its job. Now this episode hit home, you guys,
(12:41):
tag me on social all right. You can pick any
one of my social media on Instagram, at miss Just official,
at Miss Just ceo, or at JMP Empires.
Speaker 2 (12:53):
And you know, let me know what your.
Speaker 1 (12:55):
Biggest emotional spending trigger is, all right, No shame, just
awareness and growth. And I mean, hell, we might have
the same trigger, y'all.
Speaker 2 (13:04):
You never know. I might I might fully relate to
your trigger. You never know.
Speaker 1 (13:09):
But anyway, if you want to be on the show,
drop a topic or you know, have anything you want
to add to any of the things that you've heard
me already cover on this podcast.
Speaker 2 (13:21):
I would love to hear from you.
Speaker 1 (13:23):
You can send your email to me at Iradio at
JMP empires dot com. And next week, you guys, we're
gonna be keeping this money energy going and diving into
something a lot of people don't really talk about, which
is why you don't trust yourself with money, all right,
So we're gonna be unpacking self sabotage, guilt, and how
(13:45):
to build real financial confidence from the inside out. So
get ready because it's gonna be personal and it's gonna
be powerful. Now it's time for you to honor your emotions,
but don't let them bankrupt your vision. Okay, and until
next time, remember your only limit is you
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