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May 1, 2025 44 mins
In this powerhouse episode of Talk Wealthy to Me, Michelle Taylor sits down with Dr. Arnelle Wright, also known as The Daily Dentist, to unpack her remarkable journey from surviving to thriving. From growing up without access to dental care to becoming the first Black female president of the Dental Society of Greater Orlando, Dr. Wright shares what it means to lead with excellence, empower the next generation, and shift generational money beliefs.

They dive into what dentistry taught her about entrepreneurship, the realities of building a practice while raising a family, and how mentorship, exposure, and money mindset shape not only careers, but legacies.

Expect laughter, vulnerability, real talk about debt, and the kind of wisdom that only comes from lived experience.

Topics covered:
- Growing up with limited access to wealth
- Pivoting from pre-law to dental school
- Building a brand and business as a woman of color
- The intersection of faith, ambition, and financial freedom
- Teaching kids and mentees about money and impact
- The truth about debt and credit card mistakes
- Why exposure is the most generous form of wealth

Follow Dr. Wright on social @thedailydentist and learn more about her women’s dental network, Dental Fem.

🎧 Subscribe and share to help us change the way women think and feel about money.

Connect with Michelle: https://www.instagram.com/women_in_wealth

Ready to Redefine Wealth on Your Terms?

✨ It's Here: Join the Women in Wealth community, a robust network of ambitious women, access expert-led workshops, and gain resources to take control of your financial journey.

Join today: https://womeninwealth.co/


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Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Let's welcome. Welcome, we Talk Wealthy to Me. I'm Michelle Taylor,
founder of Women and Well and Wealth. From breaking money
myths to building wealth and achieving financial freedom, We're here
to empower you to create your own path path Talk Wealth. Now,
join the conversation, and let's change the way women think
and feel about money. Are you ready? Today's guest is

(00:27):
doctor Arnell Wright, a powerhouse in dentistry whose journey is
anything but traditional, from growing up without access to dental
care to becoming the first black female president of the
Dental Society of Greater Orlando. Doctor Wright is not only
a practicing dentist, she's a mentor, educator, and advocate for
diversity and leadership and dentistry. Her mission to empower the

(00:48):
next generation of healthcare professionals to lead with excellence and
impact both clinically and economically. Hi, everybody, welcome back to
Talk Wealthy to Me. I am your host, Michelle Taylor,
and I am so happy to introduce someone who I
think you're going to enjoy so much, Doctor Arnell Right.

(01:09):
Thank you so much for being with me today.

Speaker 2 (01:12):
Thank you so much for having me. I'm really really excited,
but energy is good. I'm ready for us to chat.

Speaker 1 (01:18):
I love it well for everybody listening, tell them about
you and what you do.

Speaker 2 (01:23):
Yeah, hey, hey everyone. So I'm doctor Arnell Wright. As
Michelle said, I'm socially known as the Daily Dentist, where
I've been building my brand and my platform for over
thirteen years. I am a general dentist. I'm a graduate
of the University of Florida College of Dentistry. Go Gators. Yes,
so appropriate, especially after last night, I know, yes, and

(01:44):
we were just screaming to the top of our lungs.
We couldn't even get to bed because of the win.
We couldn't believe it. But I'm here in Orlando, I'm
a general dentist, and I am so excited to just
bring some of my thoughts and everything to you all,
and you know, just share with your community. So yeah,
thanks for having me.

Speaker 1 (02:01):
Absolutely, And I was just telling you out in the lobby.
But it's so funny. I was pre dental so I
love so much to see you and what you have built.
But yeah, so okay, why dentistry? How did that happen?

Speaker 2 (02:20):
Goodness? So, I always like to start the story by saying,
like dentistry found me right, as much as most people
they know their career path growing up, or more people
that I have grown to like hear their stories. They
knew from five or three they had like a dad
or mom and aunt and uncle who were dentists, and
I didn't have any of that. So growing up, I

(02:42):
actually didn't have much dental care. And I know you
probably would never even think that, but my background is
we were really just trying to survive. And so when
I went off to college, I was like, all right,
I get to take things into my own hands. I
get to use my financial aid to you know, take
good care of myself. And so I found a dentist
and that experience, it was a routine dental visit that really,

(03:05):
you know, I don't know, just intrigued me because, yeah,
it sparked something because the vibes, like I was trying
to figure out, like my personality, how would I use
that in the workplace or you know what that would
do for me? And the dentist she was a female
and she still practices to this day. Her son is
in practice with her now. And her office was so vibrant.

(03:26):
She would just be cackling around the office. You could
just tell that there was a family environment and she
really took good care of me, understanding my background in
my circumstances, and so that for me, it was a shift.
And I was not pre dental at that time. I
was pre law. I thought that I wanted to be
a lawyer because everybody in my family was like, oh,
you can talk and you can debate, and you can

(03:47):
have these conversations. And so I thought that I wanted
to be a lawyer. So I was on the pre
law tracks. So I ended up having to change my
major after I had this epiphany about, oh, I want
to be a dentist, you know, and so here I am.

Speaker 1 (04:02):
That's a big shift, big shift because when I went
to school, I started off as elementary education and then
shifted and I remember it was wild. So and it's
funny that you mentioned about pre law because I think
how many of us have said to our daughters or
young people in our lives when they are strong women

(04:23):
and opinionated and talkative, girl, you should be a lawyer. Yes,
I know, I heard it. Obviously you heard it. That's
so funny.

Speaker 2 (04:32):
I literally signed up when I got to college and
as I was like, okay, I'll just be pre law.

Speaker 1 (04:36):
Sure, yeah, so you made that shift. Yeah, and now
you was Orlando always home?

Speaker 2 (04:45):
No, So I'm from a small town winter Haven. We're
lego it. You probably not.

Speaker 1 (04:51):
I'm from West Palm Beach and one of my high
school boyfriends went to school in Bell Glade.

Speaker 2 (04:57):
Okay, yeah, yeah, rhetoric or Haven.

Speaker 1 (04:59):
They played each each other.

Speaker 2 (05:00):
Yeah, absolutely, and so my whole entire family is there.
When we we being my husband and I, when I
finished dental school, we decided to move to Orlando. It's
like smack dab in the middle of both of our families.
So his family's in Jacksonville, mines in Winterhaven, and so
neither family would have to drive like ridiculously far. So
we kind of just wanted to make sure that we
were in a nice area. And like, who doesn't want

(05:21):
to come to Orlando, you know? Yeah, so we were like, hey,
we'll go to Orlando.

Speaker 1 (05:25):
So, how how have you found setting up practice here?
So now what are you doing? So you graduate from
you have Yeah, you're a dentist. Yeah, you and your
husband moved to Orlando. Then what happened?

Speaker 2 (05:38):
Yeah? Well, so to take it back, we had our
first baby my senior year of dental school. Do not
recommend doing all these big things at one time. Yeah,
So it's like we were getting married, having a baby,
moving finishing boards, doing all of these big life changes.
So we moved down here, and he was still commuting
back and forth to Marion County because that's where he

(05:59):
was working at his job at the hospital. And so
we come down. I found a job and the recruiter
was like, oh, we have a location in Orlando. Orlando's
a hot spot for dentistry, like it's where everyone wants
to be, right, So it feels a little saturated, but
there's always opportunities that are calling. And so I took
an interview and I liked the practice, and I said, okay, yeah,

(06:23):
let's do it. First I did a phone interview and
then I did an in person interview. I liked it,
and I was like, this is where I want to go,
and so we came on down and it has been
really good. So I worked in that first location for
four years. I've been a dentis for eight years at
the time that we're recording this, so well almost eight years,
like eight years in a month. Eight years.

Speaker 1 (06:43):
Eight years good, Okay.

Speaker 2 (06:44):
So I've been a DNNIS for eight years at the
time that we were recording this, and so my first
four years in practice was at a corporate office in
a Papka and so I would have to commute very far.
But my baby was very young, and so at the
time it wasn't that big of a issue. But then
once I had my second baby, that's when I was like, Okay,
I need to be closer to where like we live.

(07:06):
And so then I transitioned into another practice, also still
in a corporate office on our side of town. So
we live on the east side of town. And so
it hasn't been a struggle, you know, being and working
as a dentist. I feel like I've had a lot
of great experience. Not only have I been able to
do all that, I have been able to learn about

(07:27):
the legislative side of dentistry, like advocating for both our patients,
advocating for the way that we practice from a legislative
perspective within the American Dental Association and the Florida Dental Association.

Speaker 1 (07:40):
Yeah, you are the first African American and female president
of the ADA.

Speaker 2 (07:47):
Well no, not the ADAH. I received that, but no, no, no,
not yet of the Dental Society of Greater Orlando's okay,
so it's that I know, yeah, yeah, that's that's still
a big deal because a lot of times when you
finished dental school, you go into practice and your head
is down, your focus on doing the dentistry. But there's
a big world of dentistry out there, and our patients

(08:09):
have to be advocated for so from an insurance perspective
and from a payment processing perspective, there's so many things,
lots of moving parts that if you only focus on,
like the clinical side, you will miss all of this opportunity.
And all of the people who are making the decisions
are those who show up, you know. So I mean
I can go down, yeah I could, But so, you know,

(08:33):
what I.

Speaker 1 (08:34):
Think is so interesting is so many dentists, I feel like,
have a practice that they leave to their children or
somewhere in their family. Like I shared with you, my
dad's best friend, who I've always considered an uncle, he
is now working in practice with his son, and your

(08:55):
first dentist she now brought her son in. And when
we chatting earlier, you said that you wanted to at
least have the opportunity to pass your practice one to
your two boys. And absolutely it is interesting. Do you
find that often that you see as a family office.
I feel like it's more common than it would be
for like doctor.

Speaker 2 (09:16):
Yes, or definitely because once we finished dental school, we
can go and open a practice. Now, I didn't do that.
I worked, like I told you, for some years and
so at the time that we're recording this, I'm acquiring
a practice. Every exciting, so excited.

Speaker 1 (09:31):
So anybody that needs a dentist in Orlando or has
a dentist that they don't feel sunshine and rainbows when
they walk in the room doctor rightch your girl.

Speaker 2 (09:41):
Hello, Okay, thank you so much for that. I love
that shout out. So I'm acquiring this practice, and like
I was sharing earlier before we started recording, like it
is for me as much as it is really for
the next generation. I'm very tied to who comes after
me because leading up to dentistry, I told you I
didn't have like my mom or my dad or an

(10:03):
aunt or uncle to really take me out of their
wing and say, hey, make these decisions. You need to
take these classes in order to get on this path,
I've kind of had to like feel around and figure
it out on my own. And I mean, granted I've
had mentors, but your mentors, they can take you only
so far, especially if you don't know what questions to ask,
if you don't know what information you need. Right. So
I want to do the groundwork and I want to

(10:24):
lay those tracks for my boys. In the state of Florida.
One funny fact is in the state of Florida, you
have to be a dentist in order to own a practice.
So even if they want to go into the entrepreneurial side,
like we talked about out there and have this different lifestyle,
or if they want to you know, do financial financial
you know, funding different practices or opening practices for the

(10:46):
next generation, they can as an owner of the practice
and as a dentist. So I want to have that
as an option for them. And I have so many
mentees that look to me. They find me through social
media strangely, but maybe not so strange. The world is changed, yeah,
the world has changed, so like there are so many

(11:06):
that have found me. And in the past seven eight years,
I haven't had really a place to bring them. I
could bring them to my corporate office, but I still
didn't have like my spin on it does that make sense?

Speaker 1 (11:19):
It does.

Speaker 2 (11:19):
So now I'll have like full creative control, like we
spoke about.

Speaker 1 (11:23):
Well and with like the client experience, and I think
knowing your personality and you are not a cookie cutter
kind of No.

Speaker 2 (11:31):
I'm not. You're figured out already.

Speaker 1 (11:34):
So you're going to have creative control over truly making
a client feel like they're in your practice absolutely the
minute they walk in the door. Absolutely, that's exciting.

Speaker 2 (11:45):
That's what I want. I can't wait. There's so many
developments that's gonna come about, and so you know you'll
be seeing some stuff on socials and yeah, we'll be.

Speaker 1 (11:54):
Okay, well, I'm here for it. I'm so excited. I
So for you, you're a doctor, ye, I mean now
that is a totally different field than being an entrepreneur
or a business owner. So as you have built this practice,
do you feel that you are equipped with all of

(12:15):
the things that you need? And what I mean by
that is obviously your equipped now as you're going through
this process, But was it a big transition of learning
as you go to figure out, okay, how do I
perform as a dentist, but also now pick up this
other hat in addition to mom and wife and friend
and all the things to now be a business owner.

Speaker 2 (12:35):
I love this question.

Speaker 1 (12:36):
Did you feel prepared or did you have to build
the plane while it was already in.

Speaker 2 (12:41):
The Oh yeah, oh, I love this question. Let's go.
So I definitely did not feel prepared because, to directly
answer your question, in dentistry, in school, we only learn
how to be a clinician. So we come out, we
can do the hand skills, we can diagnose, we can
read X rays, we can identify abnormalities, and we can
you know, put that up against something that's supposed to

(13:01):
be normal. We can do all of those things and
really really well. Right, But that business side not even
a part of the curriculum, only like a snippet of
it at the end. Yeah, and rightfully so, because if
we did have a lot of that business training, we
would be in school for like two extra years if
we really wanted it to be like quality. But there's

(13:22):
this phrase, like I think in all industries, like lifelong learning, right,
and so you kind of have to take interest in it.
So I'm going to go back to your initial statement
about there being a difference between being a doctor and
a business owner or an entrepreneur. So interestingly enough, that's
what we think as dentists, but we are really business

(13:43):
owners and we are entrepreneurs when we go into private practice.

Speaker 1 (13:46):
Oh for sure, that's the thing.

Speaker 2 (13:48):
But a lot of people don't put on that hat.
They keep their head down and they only focus on
the dentistry and they say, oh, somebody else you handle that?

Speaker 1 (13:55):
Yes, well, and I think that it is when you're
talking about truly build on a client experience, you have
to remember that you're the one in charge and so
many and when you say that, like going to dental school,
you didn't learn any of that.

Speaker 2 (14:10):
No one is knowing no, no one's.

Speaker 1 (14:12):
Learning how to truly run a business to be an entrepreneur.
And there are schools and tracks that you can learn that, right,
But I think the world, as we've already both said,
has changed so much in this entrepreneurship hype that is
around all of us right now. It's like that elusive

(14:33):
I want to do that, but how do I do it?
And thankfully, when you go to school to be a
dentist or any a lawyer, anything, the grit that gets
you through that, I think is such a big tool
that you can make applicable to being a business owner,
but I'd love to hear also your story. How was

(14:54):
your relationship with money growing up? Did you have somebody
that kind of kind of was an example or that
taught you positive things about money?

Speaker 2 (15:07):
Not really to what I can't say completely, not really,
So I will say up until about the end of
high school, okay, I literally didn't even know. Like I
only saw wealth, and I thought it existed only with celebrities.
I thought that, you know, whatever I saw on TV,
those were like the rich people, the rich people. Yeah,

(15:29):
and it was like so far away that it wasn't
something that we would ever have. So we were trying
to survive. Like, my mom was a single mom for
a long time. She did end up getting remarried. So
I have a stepdad and he's great, and so they
did the best that they could. You know, they taught
us good life principles, and you know, and I value

(15:50):
those a lot. I feel like I'm a lot wiser
than some people at my age, if that makes sense,
because you know, my parents are a little bit older.
But I did have this mentor who was actually a
teacher of mine from like third maybe second, I don't know.
Elementary up until middle school, okay, and I ended up

(16:10):
literally becoming a part of her family through her being
in my life so much. He pretty much took me
under her wing like I would do Christmases with them.
I just became their daughter, right, And they were the
first examples that I had that I could have something
better than what I had seen. And you know, we
always hear the phrase like you can't be what you

(16:32):
haven't seen, and so that was the first example that
I had had of something greater. Now I don't know
like their financial status, like if they're like wealthy and
like millionaires, billionaire, I don't know all of that, right,
but all I know is that what they showed me
was completely different than anything I had ever seen, Like
money wasn't. I just felt like there was not really

(16:54):
much restriction, whereas for us, we knew that we didn't
have it, you know what I mean. So that's that
was my first clear indicator that there was a difference.

Speaker 1 (17:04):
There was something else out there.

Speaker 2 (17:06):
Yes, yes, And so I am so thankful for that
experience because it exposed me in a way that I
had never been exposed. And that's why I want to
expose my children. Yeah, next generation. Yeah, yeah, And it makes.

Speaker 1 (17:20):
Me so happy to hear that, because I feel like
the greatest gift that you can give to somebody watching
you is exposure to what else is out there. Yes,
growing up, I had my aunt and uncle who had
done very well. My parents were divorced. Yes, single mom,

(17:41):
but you know down penny, Yes, but I got to
peek behind the curtain, if you wis, and be like,
oh wow, so we go on this vacation that that's
all I've ever known. But when they're going, they're going
on like these big vacations, these big things, and exposing

(18:01):
young people to it, in my opinion, can make them
hungry to go after. And yeah, I love that you
said that because for our kids too, it's so important
and I would love to ask you so if for
anybody listening, I know you've heard me talk about this story.
But for me, growing up, I was chasing this lifestyle

(18:26):
right that entrepreneurship was the tool to get me there.
But I always said, when I feel or when I
get older, if I can have fresh flowers in my
house all the time, I love that. And if I
can have a refrigerator in my garage with drinks in
it only successful people have that. In my mind, that

(18:49):
is what it would look like. Was there anything that
sticks out for you with this family where like they
had this thing or whatever and you're like, oh that's
do you remember anything like that?

Speaker 2 (19:01):
Oh gosh, I can say a few things, going on vacations,
having a motor home. So like one of my life
goals is I want to travel the country in a motorhome.

Speaker 1 (19:09):
See, because I had never seen that young girl, and
I think that we're so impressionable. And that's why I
talk to you guys all the time on this podcast
about just pay attention who's watching you because you can
be changing their lives so far and now this. Are
you still close to this family?

Speaker 2 (19:26):
Yeah, they're they're my second parents. I call them the
mom my mom, which is my other mom.

Speaker 1 (19:30):
Oh yeah, can you imagine like when you were going
over there, she had no idea that here you are,
as a grown woman successful that part of your journey
is I want to have a motor home, yeah, to
travel because of what you saw.

Speaker 2 (19:44):
Yeah, they were great. Yes, I had no idea that
this even existed. Like they had a pool of course,
so that was an indicator. And this is another one
which you know, we can have our differences on this,
but so I think a credit card, Like, we didn't
have a credit card in my house, and so I
was like, oh my god, I learned what a charge
card was from them. I had no idea what a
credit card or any of that was. That meant a

(20:08):
lot to me. That's access. It is access.

Speaker 1 (20:11):
It is now. And you think, I'm sure that you've
got you know, you've got your boys, but do you
have nieces and nephews around you?

Speaker 2 (20:19):
And Fridah, I try and expose them way more and
I'm always like, I'm like that Aunt. I'm like, come
over here at Aunt's house, like y'all want to go
home with me? And I'm like, I just want to
show them, you know, what's possible. Yeah.

Speaker 1 (20:32):
So I took my nieces to Italy for their sixteenth
birthday and it was something that for me was so important.
When I made this promise, they were three and I
I could not imagine a path forward. I just knew
I said it, and now I had to make it happen. Yeah, yeah,

(20:53):
and we did it last year. We did it. And
on the way home from that trip, my niece both
of them were like Wow. So I think it made
them look at entrepreneurship in a different way, not just
about money, but about being able to leave and go
on a trip, freedom, having the freedom and the autonomy of time.

(21:16):
And one of my nieces said to me, I want
to change my major and I want to do what
you do because you get to help women all the
time and the lifestyle you've built. And she doesn't understand this,
but her saying that, like I just have goosebumps, right,
is the greatest gift that she could have ever given me.

(21:37):
Because someone gave that to me, someone to you, She's
going to give that to someone else. And that's where
we change the narrative. That's where we change what financial
wellness and success stories look like for women that are
typically not at the same table or golf course the
guys that are having.

Speaker 2 (21:58):
Found love that so much. Yeah, it's a gift.

Speaker 1 (22:02):
So you're going to get the mobile home. I not
the mobile home, the motor home.

Speaker 2 (22:05):
The motor home.

Speaker 1 (22:06):
Yeah, okay, when is that happening?

Speaker 2 (22:08):
Oh? You know, that might be far love goals? Oh
you know, I do I help people reach remember maybe
like five years. Okay, I would love that to happen.

Speaker 1 (22:20):
We have the receipts everybody hold are accountable to this.
Now we just need to figure out.

Speaker 2 (22:24):
It mightn't even take five years. To be honest with you, like,
I believe in abundance and I feel like I will
attract you know, good things my way.

Speaker 1 (22:31):
Well, and that's a really powerful thing you just said, tokay,
because so much of what we talk about is money
mine's mindset, and I think for young women or any
woman out there, yeah, we don't even realize the things
we carry with us an unpack. I have had so
many guests on this podcast that will say growing up,
I didn't I wasn't exposed to wealth. Yeah, so for me,

(22:54):
I thought of people that were wealthier. They were like.

Speaker 2 (22:59):
Snood, yeah, selfish and yeah.

Speaker 1 (23:02):
But that's all money mindset, and it's done. She from
going after it because she don't identify as those things.

Speaker 2 (23:07):
Yeah, I just realized. I just thought that I could
never have it. I didn't realize that it was for me.
And it was when I was in college. There was
a church that I was attending and the pastor he
was very vocal about prosperity, and you know that can
be a very controversial topic in like the spiritual space,
and so I would always like lean in whenever he
talked about prosperity and he talked about entrepreneurship because he

(23:31):
was a businessman. I loved it so much too. And
at the time I don't think I was mature enough
to understand some of the lessons that he was teaching
us through scripture and through the sermons. But now going
into entrepreneurship for real, like full time entrepreneurship, like leaving
my corporate job, some of those same stories come back,
and I'm so thankful that I heard those when I

(23:54):
was like twenty. You know, it didn't apply to me
at that time. Like even thinking about I don't know
if I can tell about numbers, but even thinking about
a salary of a hunt. I remember talking to him
one time about being in a panic about making one
hundred thousand dollars or making one hundred and fifty thousand dollars,
and he's like, I don't understand what the big deal is, like,
but I was like, it is a big deal because

(24:14):
I don't know what. Yeah, it was a big.

Speaker 1 (24:16):
Deal, Yeah, God is huge. You've done it. Yeah he
had correct so I think, but what he gave you yes, mindset.

Speaker 2 (24:26):
Yeah, And I love that.

Speaker 1 (24:27):
He did not make it counterproductive to your walk with God.

Speaker 2 (24:33):
Yeah.

Speaker 1 (24:34):
Knowledge, and you know, I think it's so important to
identify and that can even be a money mindset and
baggage we catch.

Speaker 2 (24:42):
Absolutely. I honestly felt so comfortable talking to him. It
was him and his wife and they were entrepreneurial, and
so I just felt like there was something. But I
didn't really know when it would like hit me. But
I was always intrigued when he talked about it, like
wealth and you know, being entreprene you being in business,
and I didn't really know what it was. But now

(25:04):
I'm like, ah, those stories they are coming back now.

Speaker 1 (25:07):
Well and statistically women with money do good with their money, yes,
and it doesn't mean that the boys don't. So I'm
very sensitive to that.

Speaker 2 (25:18):
Ye love that.

Speaker 1 (25:20):
Oh yeah, I find it so interesting. And for me,
even with having leukemia as a teenager and then like
trying to think through chasing after abundance, it was constantly
a roadblock for me to think, well, I'm healthy and
that's I don't want to ask for anything else. But
if you reimagine and shift your money mindset around what

(25:45):
can I do with this to impact the people around me,
even if it is only providing a clear vision and
pass for the younger people that you love that around you,
like you say, come to my house. Yes, that matters.

Speaker 2 (26:01):
And that's what the thing that I will always take
from those conversations he would be, he would always say,
what you could do with wealth. It's not about like
it just magnifies because people say, oh, you're da. However,
he's like, it just magnifies who you already are when
you get money. Yeah, And so he's like, if you
are this way already, you're just going to be more

(26:22):
that way. And so if you're a good and you're
a good steward to begin with, you're gonna be a
better steward and you're gonna have more to do and
more impact that you can make in the community, the
world and your sphere of influence. And that's that's really
what I want. I want to make an impact on
the people around me.

Speaker 1 (26:38):
I agree, And I think that for anybody listening who
isn't sure what that impact. And listen, we are both
sitting here and fully aware that everybody is at a
different stage of their own money journey, right, So yeah, sure,
it's easy for us to talk about abundance and being
able to give because we're muddling through this. I think

(27:02):
for anybody that thinks I don't even know what that
would feel like, I would challenge you if this would
help on the money mindset. The next time you're going
through a Starbucks or a drive through, pay for the
car behind you, and I'm telling you that is the
best exercise to just see you're giving with nothing in return,

(27:22):
and it's three dollars or four dollars. I have gotten
caught doing that once with it like the guy behind
you's order is thirty five fifty. I'm planning on that.
But the point is is if you need and you're
not sure if what that would feel like, and you're like, man,
I want to feel what it would feel like, do
something small like that. It's amazing what giving a gift

(27:47):
to others can do to reshift your own money mindset.
And I encourage everybody to look at money with abundance
and say, it is meant for all of us. It
is meant to be a part of our lives. It
is a tool you all. We all have the same toolbox.

(28:08):
It's what tools we put in and if having extra
money as a tool is something you want in your toolbox,
then that is okay to want it and strive for
it without feeling any kind of guilt or shame. And
I think that's so important.

Speaker 2 (28:22):
I love that.

Speaker 1 (28:23):
What do you think was the best or worst decision
you made with money as a young person that maybe
someone listening, yeah, would And I shouldn't say young person
because we're all different stages, but like best or worst
money decision that you ever made.

Speaker 2 (28:40):
I'm gonna start with worst, which was not paying off
my credit cards like that interests racking up, not even understanding,
oh my god, the interest, and now I'm like, uh,
I hate interest, Like what I have to pay interest?
You know, So I'm like, huh, we need to pay
that off. So not paying off my credit cards and
maybe the story is living above my means at the time.

(29:02):
Does that make sense? So yeah, so just not really
understanding like the impact that high interest credit cards would
have on like my own bottom line, if that makes sense,
it does, yeah, yeah, yeah, but that's going to be
a forever thing. I feel maybe it doesn't have to
be depending on like your money mindset, you know.

Speaker 1 (29:22):
Well, it's shifting yeause you don't debt for people that
have been in debt, me included. You all know I
have terrible the movie Confessions of a Chopoholic.

Speaker 2 (29:34):
Oh that was yours.

Speaker 1 (29:35):
I should have truly gotten royalties, oh my gosh. But
I think that when you realize that debt doesn't have
to be bad, right, it also has to it can
be something that you say, I don't want any part
of this either, but understanding how compounding interest works, correct,

(29:57):
it is so important.

Speaker 2 (29:59):
That I feel like that needs to be something that's
taught in school. I really do. And so we talked
to our boys about this right now, yea eight and.

Speaker 1 (30:08):
Five, and it is. It's so important. And that's just
talking about changing generational habits. Right, I do the same thing.
And it's very easy to You want to be careful
to not give debt a negative or positive persona, right,
I think shifting the idea to you don't want to

(30:29):
buy something that you couldn't afford to do without the card.

Speaker 2 (30:32):
Correct.

Speaker 1 (30:33):
With that being said, using a credit card responsibly, yes,
basically is free. Yeah, Like if you travel a lot,
you find a travel card. But you've got to have
the discipline. So I think that Zach that's the first
layer of how do I work on the discipline side
of this.

Speaker 2 (30:50):
It's like the behaviors that you have to hundred percent.

Speaker 1 (30:53):
And especially with accumulating debt and how it feels. Yeah,
I mean, I've had to wake me up in the
middle of the day.

Speaker 2 (31:02):
It's heavy.

Speaker 1 (31:03):
You how much about debt. But I feel like if
anybody out there that is struggling with debt, I would
challenge you to think about how the credit card company
is feeling and they are living high on the hog, right,
put yourself in that position, because when you learn about

(31:25):
compounding interest, what a tool it is. If you invest
your money, even if it's very little, whatever you have
capacity to do a little goes a long way. And
now you're talking about you're in that position of you
You're putting your money out there and it's working for

(31:47):
you and that feels really good. So in those moments,
for anybody struggling and feel the heaviness and the weight
of debt, imagine what it would be like on the
flip side of that and let that be a motivator. Yeah,
but that's great advice. Yeah, so not getting into credit
card debt? Yes, how did you get out of credit
card debt.

Speaker 2 (32:07):
Pain lump songs, doing big like, so there's like either
the avalanche method or the snowball. Yes, so I tried
both and I use both like I.

Speaker 1 (32:18):
Want to favor one over the other.

Speaker 2 (32:20):
Now, it just depended on how much extra money that
I had, and I would just throw all of it
at the credit cards at that time.

Speaker 1 (32:26):
If anybody listening doesn't know the difference between those two things,
feel free to drop a DM or a message in
the show notes that we can. I can send you
resources very good tools.

Speaker 2 (32:39):
Yeah, very good.

Speaker 1 (32:40):
Makes it feel doable, feasible, yep.

Speaker 2 (32:44):
And you know, in other way is like talking about it.
So a lot of time, I'm married, and so me
and my husband we spend differently. So if you follow
some of these like gurus and these financial teachers online,
you know, everybody's like, oh, you have one spender who
like goes crazy and they spend, spend, spend, and then
there's somebody who like holds really really tightly. And so
we had to also talk about our spending habits and
our our thought processes what makes us spend, you know,

(33:07):
and the purchases because I like to spend a lot
on a whole bunch of or a little bit on
a whole bunch of things. So I feel like I
have a lot, whereas my husband he's okay with buying
one really expensive thing, and I'm like, you only got
one thing, you know, So we have different behaviors and
talking about it really has helped us too.

Speaker 1 (33:24):
It's so true, it's so important. Money is a huge
conduit to people getting divorced. Correct, Yeah, very tricky.

Speaker 2 (33:32):
Yeah, but you know what I just thought of.

Speaker 1 (33:33):
Tell me you think that the fact that you like
to have a lot of things, yeah, goes back to
a scarcity mindset of when.

Speaker 2 (33:43):
Absolute, and that has evolved as I've learned more about
managing money having more of it, it's evolved even more.

Speaker 1 (33:51):
And now what do you do with your kids? Because
I've talked about this before too, where like I'm sure
when you went to the store when you were younger
and you ask for something, the answer was always hard
and oh yeah, and now when I go to the
same thing for me, yeah, but now with my kids,
I've had to really check myself yep, and be like, Okay, no,

(34:13):
you cannot buy any of these things. You don't need
to get something. Every time we go to the store.
But it's like I'm trying to fill the cup of
that little girl. Yes, and then I need to realize
that I'm now like creating their own issues my mindset.
So it's like an ongoing game.

Speaker 2 (34:27):
It is.

Speaker 1 (34:28):
You're just working on this.

Speaker 2 (34:29):
We are, We're just here, you know, and that's okay,
We're works in progress. So what I do with the boys,
it depends on the thing that they're asking for. So
we have this thing where we tell them to say,
is this in the budget? So even if we have yeah,
But I learned that from my college pastor in college,
so he would have his kids say do we have
the budget for this? Or is this in budget? And

(34:50):
so sometimes we say yes, and sometimes we say no,
oh no, not right now. But we also ask for
gift cards for their birthdays. So we'll pull from a
gift card and say, hey, you have Amazon gift cards,
you have Target gift cards, you have these towards the
rust was a thing way back when. Yeah, I know,
I know. And so we have all of these gift
cards and we'll say which gift card do you want

(35:11):
to use? Do you want to use it on an
experience or do you want a thing, and so we
also practice having them give away something like if we
buy something, they have to be willing to give something
away too, so that we don't just accumulate a whole
bunch of stuff.

Speaker 1 (35:24):
Yeah. I hate clutter.

Speaker 2 (35:26):
Me too. Listen, physical clutter is mental clutter. I cannot, girl,
I'll get these arted.

Speaker 1 (35:33):
I can't. I cannot where if everything is where it's
supposed to be, everything is fine, it's fine, And I'm
not going to be organized casts and I'm not going
to be a crazy person about it. But I try.
It's so easy, I know. And when you have too
much stuff, there's nowhere to put it. So the answer
is go back to that like doing good for others things, yes,

(35:56):
like drop it off at a women's shelter, yeah, or
something to make gifting yeah.

Speaker 2 (36:02):
Yeah, so that's what we try to do. Yeah.

Speaker 1 (36:04):
So where do you see your practice in five years?
Like what is the big picture for you and your
family and your practice?

Speaker 2 (36:15):
Yeah? I love that question. So and I think about
this a lot. I want to be a multi practice
owner because again, when as it relates to next generation,
I want the people who are my mentees right now.
So some of them are in dental school like as
we speak, okay, and they don't necessarily have a practice
to go to when they finish school, Okay, all right,

(36:35):
So I want them to continue working with me, And
I also want to teach them the business side, because
that's something that we don't get. So I want them
to have a place to practice and to take care
of their patients. And so I want to have multiple
sites so that they can come and have a practice
and then potentially partner in. And so I'm putting it
out there. I'm saying it to the world that this

(36:57):
is okay, I love it. Yeah, I want to have
multiple how many places? Oh, you know, I'm not gonna
put a limit on it, Okay, Yeah, I'm okay with
as many as God will give me. To be honest,
I do believe I'm a good steward. And I think
not only of like physical and tangible resources, but of
other people's like their trust that you know, that matters

(37:20):
to me a lot.

Speaker 1 (37:20):
So and that's true because if you're teaching them and
helping them and mentoring them, Yeah, you only have so
much capacity exactly, But we don't know what the number is.

Speaker 2 (37:28):
We're gonna say, yeah, but there's there's there's a quote
that I love which says, if you give a man
of fish, you feed him for a day, but if
you teach a man of fish, you feed him for
a lifetime. So I hope to keep that cycle going
of people wanting to own and then teach and then
you know, pass on the knowledge.

Speaker 1 (37:46):
So that's yeah, great, that's just.

Speaker 2 (37:48):
I don't know, that's what I want to do.

Speaker 1 (37:49):
Okay. So as you hire people for this office, yeah,
are we going to see lots of women in there?

Speaker 2 (37:56):
Oh yeah? Oh yeah.

Speaker 1 (37:57):
It's amazing too with how many people that are women
business owners. Even when it's a big business or a
business where there's like four employees, how many of.

Speaker 2 (38:07):
Them probably have like four or five. Yeah, but that's okay.
You know, I feel like, I know I'm called to
be a conduit and like a connector. And so when
I think of my employees, and you know, there's some
future employees that I still have in mind. When I
think of them, I think of, like, what is their
career trajectory, what do they want to do? And I
want to start those conversations from the beginning because I

(38:27):
want them to know that there's something bigger because I've
tapped into something bigger than just the four walls of
clinical dentistry and just focusing on a tooth. And I
want them to know that there's more for them if
they desire to have it. What.

Speaker 1 (38:42):
Yeah, No, I love that because all eyes are on you. Yeah,
you know when you ask for the platform.

Speaker 2 (38:51):
Yeah.

Speaker 1 (38:52):
Now we're making big things happen, I know. So Okay,
So with your boys, Yeah, the goal is for them
to go into practice, hopefully.

Speaker 2 (39:01):
Be desired or be entrepreneurs.

Speaker 1 (39:03):
Yeah yeah, but just be really good stewards with their
money and their resources.

Speaker 2 (39:09):
Yes.

Speaker 1 (39:10):
If there was one piece of advice that you could
give yourself, okay, at let's say senior year of college,
h or maybe even right after as you were starting
off on this journey, Yeah, knowing where you're headed. Yeah,
what would you say to that young woman?

Speaker 2 (39:29):
Do it sooner? Go balsa walls? Like you pretty much
have it already, You're your biggest barrier. I can say
so many things, like I could have probably been in
practice for myself at year two, like I've always been
connected to like the business side, like taking great care
of the patients and then focusing on the numbers, like

(39:51):
how are we doing as a practice, measuring our growth
and our success. And so I would tell her do
it sooner. Be bold, be unapologetic. You have what it takes,
and if you don't have it, you have someone who
has your answer. And make that call and take up
the space, take up all the space. Yes, and I.

Speaker 1 (40:12):
Do love what you just said about finding the resources,
because nobody, no matter how little or how much you
think that they have in their corner, everybody.

Speaker 2 (40:25):
Needs someone the team.

Speaker 1 (40:28):
Everybody needs the village.

Speaker 2 (40:29):
Absolutely. Oh, I mean.

Speaker 1 (40:31):
Here with parents parenting, it takes a village. The reality
is being in this world business owner or corporate America,
it takes a village.

Speaker 2 (40:43):
I can't do anything without my team like that, I
believe I need someone cheerside, I need someone answering the phones.
I can't do all of that. I need my team.

Speaker 1 (40:51):
Absolutely, find your village. Find all of the people that
are going to help you be a success. And then
subsequently you know they'll help you and you'll help them.
And a lovely thing.

Speaker 2 (41:04):
This is good?

Speaker 1 (41:05):
What is as we wrap this up? Okay, what is
your one dental tip for everybody? Oh?

Speaker 2 (41:13):
Brush twice a day, floss at least once a day,
you have to and using traditional floss, not only like
one of those wa yeah, like a water pick or
an air flosser or anything. Those are great adjunctively, but
you want to use traditional stream floss. And if you
have to do something on the go, I'm okay with
you using a little pick.

Speaker 1 (41:32):
Okay. And then last thing as ye as a mom. Yeah,
do you have like special ties with the tooth fairy?

Speaker 2 (41:39):
Oh?

Speaker 1 (41:39):
Yeah, I do.

Speaker 2 (41:40):
I am the tooth fairy like we're whispering. Yeah, I
feel like I say.

Speaker 1 (41:47):
I bribe my kids all the time, and I'll say,
the tooth fairy is going to look at that tooth
and be like, oh, not leaving any money for that thing.
I love that.

Speaker 2 (41:57):
Oh that's great. Oh that's good. I always ask my
friends like how much money does your tooth fairy leave?
And some of them are like, oh my god, twenty dollars.
I'm like for it. Who WHOOA one tooth ory is rich?
You know money? Mindset though?

Speaker 1 (42:11):
Mindset?

Speaker 2 (42:11):
Yeah?

Speaker 1 (42:12):
So well so for anybody listening, Yeah, where can they
follow along kind on your journey or get in touch
with you? Because guys, I don't know if it translates,
if you're just listening or watching on YouTube. But she
is amazing and make like feels good. Find rooms that
she's in and get in those room of us. Where

(42:33):
can they find them?

Speaker 2 (42:34):
They can find me on socials. I'm the Daily Dentist
and I also have started a women's network for multi
passionate women in dentistry. It's called Dental fem. We didn't
get into that, but we can another time. It's called
Dental Feme and you could just connect with me on
any of the platforms, Threads, Instagram, Facebook. Yeah. So the
Daily Dentist.

Speaker 1 (42:54):
So the networking group is that strictly for women in
your field?

Speaker 2 (42:59):
Yeah, multi passionate women in dentistry. But you don't have
to be a dentist. You have to be somewhere in
the dental worldness or in.

Speaker 1 (43:06):
The office or something.

Speaker 2 (43:08):
Yeah. So we're going to be talking about like financial literacy,
being entrepreneurial, using your talents, leveraging your gifts, podcasting, all
of the things that I've somehow tapped into as a dentist,
and the fact that we have so many skills that
are transferable outside of the office.

Speaker 1 (43:25):
And I hear that you may be the next rising
star in the podcast world.

Speaker 2 (43:30):
You know, I'm doing a little something, so whatever. You know,
I'm open to any door that's going to open. That's
the door for me, and you know, I just pray
that it's one that no man can shut and only
he can open.

Speaker 1 (43:44):
I love that. Well, thank you, thank you so much
for spending the afternoon with me. Absolutely, and let's make
a habit of it.

Speaker 2 (43:52):
Let's do it. Yeah, let's do this.

Speaker 1 (43:54):
Thank you all for listening and joining. As always, I
hope that you get something out of this that is tangible,
that makes you feel good about where you're at, the
journey you're on. And as always, like subscribe, share all
the things, and let's change the way women think and
feel about money.

Speaker 2 (44:14):
Let's get it.
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