The Holland Group Retirement Wealth Advisors' Podcast

The Holland Group Retirement Wealth Advisors' Podcast

Welcome to The Holland Group Retirement Wealth Advisors' Podcast, with Steve and Elizabeth Holland! As fiduciaries, the Holland Group Retirement Wealth Advisors emphasize comprehensive financial planning, tax-efficient retirement strategies, and the value of seeking a second opinion to ensure retirement success to make the rest of your life, the best of your life! To schedule a complimentary consultation, call (727) 295-3451 or visit AskTheHollands.com.

Episodes

April 19, 2026 53 mins
This episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they dive into what can only be described as the new retirement reality.
 
People are living longer than ever—and while that sounds like great news, it also means your retirement savings now need to last 25, 30, or even 40 years. In this episode, the Hollands break down why longevity is both a blessing and a fina...
Listen
Watch
Mark as Played
Hosted by Todd “MJ” Schmidt, this episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they uncover one of the most underestimated threats to your retirement plan—healthcare costs.

While many retirees focus on market performance and investment returns, far fewer prepare for the rising and often unpredictable cost of healthcare. In this episode, the Hollands explain why...
Listen
Watch
Mark as Played
Hosted by Todd “MJ” Schmidt, this episode of Retirement Success features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors as they break down one of the most overlooked—but most important—parts of retirement planning: TAXES.

While many retirees focus on growing their savings, far fewer understand how taxes can significantly impact how much of that money they actually get to keep. In this episode, the Hollan...
  • Listen
    Watch
    Mark as Played
    Welcome back to Retirement Success with Steve and Elizabeth Holland and Todd "MJ" Schnitt. For over 30 years, The Holland Group Retirement Wealth Advisors have been dedicated to helping you build inflation-adjusted, tax-advantaged, customized plans for a secure retirement. In this episode, we focuse on one of the biggest concerns facing individuals today: how ongoing political chaos, economic instability, and global uncertainty can...
    Listen
    Watch
    Mark as Played
    In this episode of Retirement Success, MJ Schnitt joins Steve and Elizabeth Hollandof The Holland Group Retirement Wealth Advisors as they pull back the curtain on a dangerous trend in estate planning: the "ghostwritten" will. While the allure of free or cheap do-it-yourself online documents is growing, the Hollands explain why these "cookie-cutter" solutions often fail when families need them most.
    The team discusses the critical d...
    Listen
    Watch
    Mark as Played
    In this episode of Retirement Success, MJ Schnitt joins Steve and Elizabeth Holland to discuss the growing concerns many people have about their financial future as global uncertainty continues to dominate the news. With constant headlines about political turmoil, economic instability, and an unpredictable market, many are left wondering how these changes could affect their retirement plans. Glenn emphasizes the importance of havin...
    Listen
    Watch
    Mark as Played
    Hosted by Todd "MJ" Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. In this episode of Retirement Success, Steve and Elizabeth  dive into the number one question on every retiree's mind: "How do I make my money last?". With life expectancies stretching retirement into a "20 to 30-year period of unemployment," the team explores the critical concept of sustainability and how...
    Listen
    Watch
    Mark as Played
    Hosted by Todd “MJ” Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. Today’s show takes on a deceptively simple—but financially dangerous—question: why do so many “top” mutual funds all own the exact same companies? The Hollands break down the difference between diversification on paper versus diversification in reality, exposing how investors can unknowingly end up with he...
    Listen
    Watch
    Mark as Played
    Hosted by Todd "MJ" Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors. As we kick off 2026, the Hollands break down five essential pre-retirement "stress tests" to ensure your "pile of money" actually translates into a lifelong, sustainable paycheck. From navigating a Dow that's nearing 50,000 to avoiding the "certified putz accountant" traps, this show is a masterclass in mo...
    Listen
    Watch
    Mark as Played
    In this episode, Todd "MJ" Schnitt, along with Steve and Elizabeth Holland, challenge the idea that a "pile of money" is the same thing as a retirement plan. As the risk of retirement shifts from the employer to the individual, the Hollands explain why you need to stop being a passive investor and start becoming an "income architect." From navigating the "pogo stick" retirement to avoiding a sequence-of-returns disaster, this show ...
    Listen
    Watch
    Mark as Played
    Join host Todd "MJ" Schnitt alongside Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors for an eye-opening deep dive into the "Risk Perception Gap." In this episode, the team explores why many investors are essentially playing Russian roulette with their futures without even knowing it. From the "ghosts" of inherited stocks to the reality of being "somewhere over the rainbow" in your planning, this show is...
  • Listen
    Watch
    Mark as Played
    On this episode of Retirement Success, hosts Steve and Elizabeth Holland are joined by Todd M.J. Schnitt to discuss the "Education Launchpad." With 70% of grandparents now providing financial support to their families, the team breaks down how to gift money effectively while navigating rising college costs and the complexities of "unemployment" that can last 30 years in retirement.Key Discussion Points
    • The 529 Strategy Shift: Di...
    Listen
    Watch
    Mark as Played
    On this episode of Retirement Success, hosts Steve and Elizabeth Holland, joined by Todd M.J. Schnitt, outline the three essential pillars for building a retirement plan that delivers true financial confidence. They stress that with risks like rising debt, inflation, and market volatility, relying on old strategies is not enough—you must proactively address Tax Planning, Investment Management, and Reliable Income Planning to secure...
    Listen
    Watch
    Mark as Played
    This episode of Retirement Success focuses on the crucial topic of tax-efficient asset disposal and confronting the "silent partner" in your retirement savings: the IRS. Steve and Elizabeth Holland discuss proactive strategies to legally reduce your tax burden when selling major assets like businesses, real estate, or dealing with retirement accounts.Key Discussion Points
    • Retirement Account Taxes: Funds in traditional IRAs and 4...
    Listen
    Watch
    Mark as Played
    This episode of Retirement Success focuses on the crucial topic of tax strategy in retirement planning, particularly emphasizing the use of Roth conversions as a defensive measure against future tax increases—dubbed "The Great Tax Storm." Steve and Elizabeth Holland discuss how to utilize Roth conversions strategically to ensure a tax-advantaged retirement.Key Discussion Points
    • The Roth Conversion Strategy: Roth conversions move...
    Listen
    Watch
    Mark as Played
    November 26, 2025 54 mins
    This week on the show, Steve and Elizabeth Holland, along with MJ, discuss the crucial and evolving challenge of planning for a much longer and costlier retirement. They emphasize that retirement is no longer a finish line, but a complex, full-time financial strategy where planning wiser is essential to ensure your money lasts as long as you do.Key Discussion Points:
    • The New Longevity Reality: One in three 65-year-olds today is ...
    Listen
    Watch
    Mark as Played
    This episode of Retirement Success with Steve and Elizabeth Holland and host MJ Schnitt focuses on the essential concept of building a genuine partnership with your financial advisor to achieve a comprehensive and successful retirement. The discussion emphasizes that true comprehensive planning extends far beyond merely picking stocks, covering a necessary integration of tax strategy, estate planning, and healthcare considerations—...
  • Listen
    Watch
    Mark as Played
    This episode of Retirement Success with Steve and Elizabeth Holland, and host MJ Schnitt, dives deep into one of the most complex puzzles facing retirees: designing an airtight, sustainable retirement income strategy that lasts without forcing a sacrifice in lifestyle. The discussion covers the critical shift from pensions to self-managed plans, demolishes outdated income rules, and introduces a foundational three-part framework fo...
  • Listen
    Watch
    Mark as Played
    This episode of Retirement Success explores how to move "Beyond the Basics" of IRAs and 401(k)s to build a robust, protected, and sustainable retirement income plan, emphasizing the critical shift from simply accumulating assets to actively managing risk, fees, and tax strategy.Key Segments:
    • The importance of building your own "personal pension" using guaranteed, predictable income sources.
    • Why many advisors who dismiss annuities...
    Listen
    Watch
    Mark as Played
    November 7, 2025 53 mins
    This episode of Retirement Success with Steve and Elizabeth Holland and Todd MJ Schnitt provides a guide to constructing a comprehensive "Financial Fortress" to protect your life savings from common financial dangers, including market crashes, soaring healthcare costs, and unexpected tax burdens.Key Segments:
    • Why the old playbook for retirement no longer works and the secret to an Income-First strategy.
    • The single reason you may ...
    Listen
    Watch
    Mark as Played

    Popular Podcasts

      Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

      The Breakfast Club

      The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

      Stuff You Should Know

      If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

      The Joe Rogan Experience

      The official podcast of comedian Joe Rogan.

      The Clay Travis and Buck Sexton Show

      The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.

    Advertise With Us
    Music, radio and podcasts, all free. Listen online or download the iHeart App.

    Connect

    © 2026 iHeartMedia, Inc.

    • Help
    • Privacy Policy
    • Terms of Use
    • AdChoicesAd Choices