February 21, 2025 • 25 mins
Will we be able to live with all of the economy challenges?
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Episode Transcript
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Speaker 1 (00:00):
Y'all have heard or experiencing all the financial challenges that
this country.
Speaker 2 (00:06):
Is going through. Goodness gracious, but.
Speaker 1 (00:09):
Let's talk about how much it's going to affect us
in the neighborhood.
Speaker 2 (00:14):
Yes, indeed, Danny.
Speaker 1 (00:18):
It's the Neighbors podcast with recent Mike.
Speaker 3 (00:21):
They discussing different issues that affect us, treating like that,
it's the.
Speaker 2 (00:25):
Neighbors who way, the neighbors who yeah, yeah, yeah, yes,
good day, good day, good day.
Speaker 1 (00:36):
So we're talking about how the economy is really going
to affect us. So here is something that I learned
not too long ago. I was wondering why my wife
was going to the market and buying dog going near
(00:59):
ninety eight at a time. M hm, you know how
to you know, you get the eggs and they're like
in a thirty pack whatever, right, you know.
Speaker 2 (01:08):
So, so.
Speaker 1 (01:10):
She had gone to a store, I believe it was
Price Right store called Price Right, and she was getting
them almost like seven dollars a pack.
Speaker 2 (01:19):
Wow, And I'm like seven dollars like okay, why like
why is that a big deal? Right? And then she
proceeded to tell me that in certain markets for a
dozen of eggs was almost twelve dollars a pack. Yeah,
she goes.
Speaker 1 (01:39):
And now, for those of you who don't know, you
know my son, you know he works in a market, right,
And so just because she was pricing everything, she looked
at a pack of eggs that was eighteen eighteen eggs
and a carton.
Speaker 2 (01:53):
It was eleven dollars. Eleven dollars, yes, sir.
Speaker 1 (01:56):
And so my question is, Mike, are we going to
at some point not be able to afford the basic stuff?
Speaker 3 (02:07):
It can get there, It can get there, especially when
our family's on a budget, right, monthly budget and the
extra you know, everything going up extra two or three dollars.
Now you add that extra two and three dollars up right,
times that by twelve damn right, you know, because they
(02:28):
said the average family, every house, whold family, could spend
eight hundred and thirty dollars a year.
Speaker 2 (02:35):
More depends on what you get. Wow. Wow, I mean,
I'm gonna be honest with you. Our monthly.
Speaker 1 (02:47):
Meal food bill, we're averaging about three hundred and fifty
dollars a month. It's about three fifty and that's just
going to the market, right, that doesn't even include us
ordering out right, you know, you know, so so if
you think about that for a second. If you're saying
we could spend an additional eight hundred dollars a year, yeah,
(03:12):
then you're talking about where we're at four four twenty five,
maybe you know, a month just in food, just.
Speaker 3 (03:19):
In food, Yeah, depending on the signs of your family, right, honestly.
Speaker 1 (03:23):
Now, now, now granted, you know, I have two adult children,
so you know they eat like you know, both of
them eat like grown men.
Speaker 2 (03:29):
And one is a girl, right, you know, you know
so well, and now.
Speaker 1 (03:43):
Excuse me, she's not eating in essence really like a
grown man. But what it is in all honesty, because
she's trying to eat more healthy, right, you know, so
that could be expensive, right, you know. So that's that's
part of the challenge.
Speaker 2 (04:01):
You know.
Speaker 1 (04:01):
So I'm wondering what is going to be like, like
if you're saying it's gonna be that much more by
the end of the year, you know, right, next, So
what will it be in the next two.
Speaker 2 (04:15):
Or three years? Exactly? You know?
Speaker 1 (04:18):
So I reminded of the Thesessame Street thing where the
mom sends the little girl to the market. Yeah, you know,
so at this point in time, can we even send
our kids to to the store to even get that.
Speaker 2 (04:38):
You know, can we afford it? Can we afford it?
That's the thing. And it's just me.
Speaker 3 (04:44):
I'm like, come on, man, this is ridiculous. But you understand,
you know, the bird floor going on. They had to
kill a lot of chickens ducks as well, because it's
spreads like crazy.
Speaker 2 (04:57):
It's spread like crazy, you know. But you know some
people bring the food down on it.
Speaker 3 (05:02):
Okay, yeah, okay, I better have a better chance getting
hit by a car.
Speaker 1 (05:07):
But you know, I mean, but but first of all,
I don't understand the killing of all the birds. I
mean beyond I mean because some there's sometimes when you
listen to something, I'm gonna be honest, because sometimes get
into conspiracy theory mentality, right, Like listen, when we had
(05:29):
the wings shortest, like we didn't have a shortage or
anything else. Mhm, you know, like you would think that
it would be short of a breast at the same
time because attached you know, how about legs and thighs,
Like you know, it would be a shortage of that too, right,
(05:51):
Like there's a shortage of wings, should be a shortage
of everything else.
Speaker 3 (05:55):
Well, yeah, but you really think about the wings as
more popular than the brists and you know, come on,
you know, excuse me, you know, like the you know
around the time, you know, wing fest and all right, right,
they don't see no ring breasts, I mean breast festive fest.
Speaker 2 (06:14):
You know, the wings, that's where they make the money.
Yet yeah, I.
Speaker 1 (06:19):
Mean I understand, but just it's just funny how certain things,
yeah are you know, you know, running out versus others, right,
because you would think that hey, you know what that
that's attached to the same chicken. You know, so if
you if the wings are out of stock, shutting, the legs.
Speaker 2 (06:40):
And thigs be out of stock too.
Speaker 3 (06:42):
Yeah, but like I said, which is more pop popular?
Speaker 1 (06:48):
You know, when you look at some of these cooking
shows though, I've realized that a lot of them used
thighs with the meat. With the meat, you know, I
thought it was gonna be you know, the breast, but
there's a lot of dark meat dark yeah, and being used.
Speaker 2 (07:07):
You know.
Speaker 3 (07:07):
But but yeah, you know, so so just this economic
change or shift that we're going through because we even
you know, we're just to talk about our hobbies right right, right,
like it's gonna be a point where our hobbies are
just gonna be like non existent.
Speaker 2 (07:23):
Non existing.
Speaker 3 (07:24):
Yeah, I mean I can said, I'm I'm gonna have
to chill out for the whole year, right, And man,
it's hard, especially with certain item I want.
Speaker 2 (07:32):
But see what happened.
Speaker 3 (07:34):
I should have got it when it was all sale,
but it was still kind of high when it was
all So in this one, this probably particular alightum has
come from Canada. Wow, and they had it on it
was anthem AV seventy. That's a processor. Let me anybody know,
it's the only thing the processor fifteen processor and uh,
(07:56):
it was on sale last year sometimes thirty one ninety nine.
Now it's back to regular price thirty nine ninety nine.
And who knows, right right knows.
Speaker 2 (08:07):
They could jump to one two hundred dollars more, right,
So you know. And so now now now some of
y'all primate like, man, Mike got money.
Speaker 3 (08:19):
Mike ain't got no money, unfortunately.
Speaker 2 (08:28):
You know.
Speaker 1 (08:29):
That's why that's called you know, payment plans and credit
cards and we understand. And so so here's the other
part of that as well. So we're talking about finances too,
you know, because some of that does.
Speaker 2 (08:45):
Come with a premium, uh interest rate. Yeah, it does.
It's one of those things, you know.
Speaker 1 (08:52):
So so if you can handle it, you know, that's
up to you. That's a personal choice. We're not financial
I'm not a financial advisor.
Speaker 2 (09:02):
Likewise, but I ain't gonna tell you what to do.
But do you know, but these days, you know.
Speaker 3 (09:07):
People using their credit cards more right, it's called survival.
Speaker 2 (09:13):
But but you know, here's here's the thing.
Speaker 1 (09:15):
This is something that the wife and I just friends
talking about, cause we were looking at our credit cards separately,
and we're looking at some of the interest rates and
how what the fine print was like it was one
number and then it's at variable rate.
Speaker 2 (09:36):
In the fine print it means to could change any time, right,
you know.
Speaker 1 (09:41):
And so because there was one card that you know,
I'm like, I don't understand, Like, why does it feel
like it's like out of control? I don't even use
it like I used it, and I kind of like,
all right, I pay you on it once a month,
you know, all that type of stuff, but I don't
use it. But I'm like, because I don't use it
and I'm not paying no attention to it, why is
(10:01):
it like I'm not making a dent in the in
the card?
Speaker 2 (10:05):
Itself, you get what I mean?
Speaker 1 (10:07):
Yeah, And I didn't realize that it was that variable rate,
you know. So so because there was one time the
interest rate like like because you know how you have,
you know, your minimum payment that you want they want
you to pay. But they had the minimum payment, and
then they had which I didn't pay attention to. I
(10:29):
wasn't paying attention to because I was paying more. I
was paying like two or three times the minimum rate.
Speaker 2 (10:34):
But the but the.
Speaker 1 (10:37):
But the interest rate was about almost twice as much
as what the minimum payment was.
Speaker 2 (10:42):
Wow, you get what I'm saying, you know.
Speaker 1 (10:45):
So, so if because there was one thing where it said, yo,
you know your minimum balance, I mean your minimum payment
is seventy five dollars, right, So I'm like, all right,
you know what cool? I put one fifty or whatever else.
And then I look on a statement of again it's like,
well your interest the interest amount was one hundred and fifty.
Speaker 2 (11:04):
Five dollars, right, Like what the heck? Right? You?
Speaker 3 (11:07):
So you just wiped out, right my whole payment pretty
much pretty much pretty much, you know.
Speaker 1 (11:13):
So it makes you think like, all right, I'm buying
a house cause you know it's right.
Speaker 2 (11:17):
Interest rate on the house.
Speaker 1 (11:18):
You know, you got to pay the interest offers before
you start paying on the principle, right you know.
Speaker 2 (11:22):
So I'm like, so you basically just wiped out everything. Yep.
Speaker 1 (11:26):
And so to your point, if I have to lift
off a credit card one hundred percent of the time.
Speaker 2 (11:34):
How do I do that? How can I survive? Well?
Speaker 3 (11:40):
I look at it like this, that a mount compared
to going out, you know, man, how can I put this?
I might I might have to get back to you.
Speaker 2 (11:54):
On that one.
Speaker 1 (11:55):
I mean, well, well, like like I'm listening to you talk,
you know about going out now. Granted, based on your hobby,
in all honesty, you don't have to go to the theater.
Speaker 2 (12:06):
No, no, you know.
Speaker 1 (12:07):
And for those of you, you know, I wish some
of y'all were here with us, because we are New
Year's Eve, you know, at Mice you know, Fuddy.
Speaker 2 (12:17):
But you know, but.
Speaker 1 (12:20):
You know, but but we both now I'm nowhere near
where Mike is. But I have a nice little you
know something for the crib, you do, know what I mean,
something enough just to say, hey, you know, it's not
that it's not just a soundbar, even though there's some
sound bars that sound nice that sounds nice, don't get
me wrong, you know, but it's not just a regular
(12:42):
forty dollars dollars you know, soundboard system, No I have
you know, audio receiver, like you know a little bit
more right right right, you know. But the reality is
is that for neither one of us, like we really
put more investment in Look that movies and TV shows
at home, they go right where we don't have to
(13:04):
worry about paying one hundred and twenty dollars just for
one person walking the man.
Speaker 3 (13:07):
Please don't have a family of four, I know, right,
chimney crikers.
Speaker 2 (13:11):
You know.
Speaker 1 (13:12):
And that's where the credit card would come in if
you want a nice time. Oh shoot, how much I.
Speaker 2 (13:18):
Got to spend? Right? You get what I mean?
Speaker 3 (13:21):
Because you figured the average movie now, but sixteen dollars,
seventeen dollars.
Speaker 2 (13:24):
Something like that, something like that, you know, and all your.
Speaker 3 (13:27):
Kids over FIREM six seven whatever, you know, like four
tickets times that you know, sixteen dollars times at by four.
They include the popcorn, right, you know, the nachos, pop
you know, stuff to drink and all to go with it.
That that can tear into like a hundred, like almost
one hundred some dollars a night, yep, for one night entertainment.
Speaker 1 (13:47):
And now what do you do? What are you do
in a situation like that? You know, especially if you
as I just mentioned, we spend three fifty on food
every week, I mean every month.
Speaker 2 (13:58):
Every month. That's not every week, everyone, holy.
Speaker 1 (14:00):
We and we and that that now, because my children,
you know, have jobs and they have their own money,
right do they.
Speaker 2 (14:11):
I mean we've been asking for them to contribute a
little bit here.
Speaker 3 (14:14):
Okay, you know what I mean again, because nothing's free, right,
you know, right.
Speaker 2 (14:20):
And it's not like we're like, yo, y'all gotta pay rent.
It's not that.
Speaker 1 (14:23):
Nowhere near that nowhere near a rent payment at that
nowhere near really for us to go order food and
for y'all to pay.
Speaker 2 (14:30):
That, you do, right, just believe in that, you know.
Speaker 1 (14:34):
Because even with that, when we ordered so so, my
wife was out I think she was getting her hair done,
and our daughter she was out doing something else. So
really it was up to the son and I to
figure out food. And we're like, hey, you know, we're
just gonna go and get something real quick. Okay. We
went to Little Caesars. Little Caesars still ended up being
(14:58):
almost seventy dollars because of again once once again, everyone
doesn't eat everything right right now, My son he did
kind of explurage on himself a little bit, okay, whatever,
but for us to get really three pizzas and he
(15:20):
got these pizza bites or something like oh okay, okay,
he got two orders of that or whatever. So like
I said, it was still about seventy dollars, you know,
so you figure little Caesars pizza pizza file out of
pizzas was still seventy dollars. Seventy dollars, you get what
I mean. And that's we only got it because of convenience, right.
(15:45):
You know, we had other things that we had going
on ourselves, like you know, one I didn't feel like cooking.
He definitely wasn't going to cook, right, And we want
to make sure that even when the ladies came home
to eat. Actually what it was had school, that's what
she was doing, shared class, and then like I said,
my wife was getting hair done.
Speaker 2 (16:04):
You know.
Speaker 1 (16:05):
So we're like, all right, let's just make sure everybody
got something to eat, does something real quick. You know
why they run in real quick. They could get us
slice when they come back a little later on they
can get us like whatever convenienced, right, right, But so
imagine if you had to pay seventy dollars two or
three times a week because there's some parents just like that,
(16:27):
they're that busy.
Speaker 2 (16:28):
Yeah, yeah, yeah, that's a lot. That's a lot.
Speaker 3 (16:33):
I don't know, either somethingem busy or something could be lazy. Yeah,
it's something could be lazy. You know, you can't cook,
You're right, can't cook. So you're right about that.
Speaker 2 (16:43):
I feel like cooking. You can't cook that.
Speaker 1 (16:48):
You know, you know, But but how do we afford
that again because we're now granted we're going a little
bit off of just eating out and the movies, right,
but how do you afford the aggs when they're twelve
dollars for twelve eggs like one dollar an a?
Speaker 2 (17:06):
Is it really like.
Speaker 3 (17:09):
Say yeah, yeah about that, Like it's almost to that point.
It's gonna be that point. It's going to be that point,
right you know. So so again, how do you deal
with that?
Speaker 1 (17:18):
And if there's you know, if if there's some challenges
with what happens to everybody's benefits.
Speaker 2 (17:25):
Right, right, you know, overall, how do we deal with that?
Speaker 1 (17:28):
Especially as a community, and we're talking about this because
this this is a community issue.
Speaker 2 (17:33):
Right, big tim Yeah, you know.
Speaker 1 (17:35):
And so are we gonna go to the store or
we're gonna see some of our seniors who can't handle it.
Speaker 2 (17:39):
Who can't exactly exactly? I mean, who can you do?
Speaker 3 (17:43):
We'll see, uh, my rent right, all my medication?
Speaker 2 (17:50):
Right, it's gonna go back and forth.
Speaker 3 (17:53):
I mean, some of you definitely can't fall back on
your rent.
Speaker 2 (17:57):
And some of us can deal without the medication, can't
do it.
Speaker 3 (18:00):
It's like an unbalanced scale, right, and that scales go
always be unbalanced.
Speaker 2 (18:04):
Right, So yeah, so how do we deal with that?
You know?
Speaker 1 (18:08):
And even with some of them what you would call
it the resources that were relying on some of these
federal funds and things like.
Speaker 2 (18:19):
That, right, some of them are gonna get cut, right,
you know.
Speaker 1 (18:23):
So So for an example, I had just spoke to
this gentleman on the other one, the other the show
that I do have my wife, the Note Threw podcast,
and we interview I don't know how many of y'all
remember the crazy I'm sorry, the question mark guy.
Speaker 2 (18:38):
Do y'all know who he is?
Speaker 1 (18:40):
He's a Caucasian gentleman who used to come on TV,
especially in the eighties and nineties, with a dinner jacket
that had all these question marks on it, and he
was always talking about government free money.
Speaker 2 (18:53):
Oh yeah, yeah, yeah, yeah.
Speaker 1 (18:55):
You know, And so he gave us a whole bunch
of websites, a whole bunch of resources, you know that
that gave out information about medications. And you know, if
you're trying to start a business called apex Accelerators, apex
Accelerators or needymeds dot org or something like, you know,
(19:18):
all these things where yo, you know, you can get
these resources for your medications and for you know, money
or whatever else. How many of them are going to disappear,
you know, and we're already struggling with with kids not
having anything to do with themselves.
Speaker 2 (19:35):
So what are they gonna do with school? Sports and stuff? School?
Speaker 3 (19:40):
Everything costly, Everything's gonna be costly. But you know, quote unquote,
you know, don't throw that. Oh we understand, No, we
don't understand, right, we don't understand how I mean, how
can an individual speak for us? You don't even know us, right, yep, yeah,
(20:01):
you know, it just it's just it's irking.
Speaker 2 (20:05):
You know.
Speaker 1 (20:05):
So, so how many of y'all are even considering looking
at your budget, right, you know, because like Mike started
off by saying, hey, his hobby might have to suffer.
Speaker 2 (20:16):
Yeah, Dan serious for a whole year, for a whole year,
you know.
Speaker 1 (20:22):
And so how many of us are really looking in
to look at that in all honesty?
Speaker 2 (20:28):
You know.
Speaker 1 (20:28):
So, so when it comes down to again, and we're
gonna be honest on this show, right, you know some
people's pastimes as alcohol, right right, how are you gonna
be able to afford that?
Speaker 2 (20:41):
Exactly? Exactly?
Speaker 1 (20:43):
You know, we're just gonna call spade a spade, you get.
Speaker 2 (20:48):
What I mean? You know?
Speaker 1 (20:49):
So, yes, I'm talking about food. You know, Mike has
talked about his audio stuff. I mean, I'm in I'm
in my fat boy stick. Well I'm not my fat
boy stage. I'm trying to become less of a fat.
Speaker 2 (20:59):
Boy, you know. So that's probably why it's on my brain.
Speaker 1 (21:03):
Man, you know, But how do we afford the basic
stuff based stuff?
Speaker 3 (21:09):
Yeah, well they'll be a joy, right, did we enjoy?
Now we gotta put the enjoyment on a budget.
Speaker 1 (21:16):
And we probably could have at some point in time,
you know, just to kind of help ourselves out money
in the bank, right, But but there are some people,
because we already know some of y'all out there probably
have going crazy on your buddy, on your budget, on.
Speaker 3 (21:30):
Your budget, right right, I mean that's let's expect it is.
Speaker 2 (21:35):
I mean, no one says that you can't spurge on
yourself every now I always do.
Speaker 3 (21:38):
My theory is, you pet, you pay bills every month,
you treat yourself like a bill, treat yourself.
Speaker 1 (21:43):
Yeah, yeah, you know so, So how many of y'all
are kind of in this in this space just like
we are?
Speaker 2 (21:50):
Like, am I going to be able to afford? You know?
And an egg? The egg? The most cheapest things? Can
you afford it? Right? That's the crazy part?
Speaker 1 (21:59):
And it's one of the most basic, the most basic, yep,
because if nothing else, if nothing else, I remember as
a kid was getting eggs, butter and milk.
Speaker 2 (22:11):
Yeah. I don't know how they all went.
Speaker 3 (22:13):
Together, but I'm ben you forgot the loaf of bread.
Loaf of bread, yeah for bread. Now, can't be eating eggs,
butter and milk, that's it.
Speaker 1 (22:24):
Right, yes, you know so, so how many of you
are really in that space?
Speaker 2 (22:30):
I mean because bread is expensive by itself?
Speaker 1 (22:33):
Man, I think I saw a loaf of bread the
other day for seven forty nine. I'm like, really, what
kind of bread was there with the pumping nickel bucket.
Speaker 2 (22:43):
I don't need no bread with a bunch of seeds
and rhyme. I think I can't remember what it was,
but it was rye bread though they had to be
one of no special bread. Yeah.
Speaker 1 (22:53):
Well, you know, I'm trying to get away from the
white bread. So I was trying to do something brown.
I do wheat, Yeah, I mean I sometimes I want to,
you know, that one into something.
Speaker 2 (23:02):
Else real quick.
Speaker 3 (23:04):
Expla Yeah, yeah, yeah, gotcha, you know, because no, and
I agree with you. I mean we have wheat, yes,
you know, but sometimes you kind of want a little variety,
just real quick.
Speaker 2 (23:15):
Because I really like turkey clubs. I gotta do Turkey
club on a.
Speaker 3 (23:19):
Rye Okay, okay, that's understandable, understandable. I mean when I
get the hogies, I always get my eyes on a
week wheak roll.
Speaker 2 (23:27):
You know I haven't done a hogie on a week roll. Yes,
I might have to. I might have to. It's pretty good.
Look into that, yes.
Speaker 1 (23:33):
Sir, I mean so well, I would probably do with
that that's the only place I can think about.
Speaker 2 (23:39):
Who had week roll?
Speaker 3 (23:42):
Who our stories around the corner? Okay, market for market
diner aka majors.
Speaker 1 (23:51):
But yeah, right right, you know so yeah, you know,
so how many of y'all looking to this, how many
of you look into your budget? How many of you
are paying attention to what's going on? And do you
have a plan?
Speaker 2 (24:03):
In police? You have been planning, that's definitely you have
been planning in police.
Speaker 3 (24:06):
You know what, I think everybody knew knew there was,
well some the ones that knew, we know there was
that's sitting back and waiting.
Speaker 2 (24:15):
We knew and we knew.
Speaker 3 (24:16):
What we had to do, right Yeah, but they oh
waiting to see that happens now you can't really kind
of can't really do that.
Speaker 2 (24:23):
Yeah, yeah, that's the crazy part, you know. Yeah.
Speaker 1 (24:28):
So, but we thank y'all very much for listening to
us today. You know, have a good day and we
will talk to you a little later.
Speaker 2 (24:36):
Peace, Peace, Thanks for hanging out with us on the
Neighbors Podcast. We hope you enjoyed the conversation and felt
right at home. If you like what you heard, don't
be a stranger, subscribe, leave us a review, and share
this with your friends and family. Got something on your
mind or a topic you'd love to hear us talk about,
hit us up until next time. Remember we're all just
(24:59):
neighbors working together for a better community.
Speaker 1 (25:03):
Stay safe, stay connected, and we'll catch you in the
next one.
Y'all have heard or experiencing all the financial challenges that
this country.
Speaker 2 (00:06):
Is going through. Goodness gracious, but.
Speaker 1 (00:09):
Let's talk about how much it's going to affect us
in the neighborhood.
Speaker 2 (00:14):
Yes, indeed, Danny.
Speaker 1 (00:18):
It's the Neighbors podcast with recent Mike.
Speaker 3 (00:21):
They discussing different issues that affect us, treating like that,
it's the.
Speaker 2 (00:25):
Neighbors who way, the neighbors who yeah, yeah, yeah, yes,
good day, good day, good day.
Speaker 1 (00:36):
So we're talking about how the economy is really going
to affect us. So here is something that I learned
not too long ago. I was wondering why my wife
was going to the market and buying dog going near
(00:59):
ninety eight at a time. M hm, you know how
to you know, you get the eggs and they're like
in a thirty pack whatever, right, you know.
Speaker 2 (01:08):
So, so.
Speaker 1 (01:10):
She had gone to a store, I believe it was
Price Right store called Price Right, and she was getting
them almost like seven dollars a pack.
Speaker 2 (01:19):
Wow, And I'm like seven dollars like okay, why like
why is that a big deal? Right? And then she
proceeded to tell me that in certain markets for a
dozen of eggs was almost twelve dollars a pack. Yeah,
she goes.
Speaker 1 (01:39):
And now, for those of you who don't know, you
know my son, you know he works in a market, right,
And so just because she was pricing everything, she looked
at a pack of eggs that was eighteen eighteen eggs
and a carton.
Speaker 2 (01:53):
It was eleven dollars. Eleven dollars, yes, sir.
Speaker 1 (01:56):
And so my question is, Mike, are we going to
at some point not be able to afford the basic stuff?
Speaker 3 (02:07):
It can get there, It can get there, especially when
our family's on a budget, right, monthly budget and the
extra you know, everything going up extra two or three dollars.
Now you add that extra two and three dollars up right,
times that by twelve damn right, you know, because they
(02:28):
said the average family, every house, whold family, could spend
eight hundred and thirty dollars a year.
Speaker 2 (02:35):
More depends on what you get. Wow. Wow, I mean,
I'm gonna be honest with you. Our monthly.
Speaker 1 (02:47):
Meal food bill, we're averaging about three hundred and fifty
dollars a month. It's about three fifty and that's just
going to the market, right, that doesn't even include us
ordering out right, you know, you know, so so if
you think about that for a second. If you're saying
we could spend an additional eight hundred dollars a year, yeah,
(03:12):
then you're talking about where we're at four four twenty five,
maybe you know, a month just in food, just.
Speaker 3 (03:19):
In food, Yeah, depending on the signs of your family, right, honestly.
Speaker 1 (03:23):
Now, now, now granted, you know, I have two adult children,
so you know they eat like you know, both of
them eat like grown men.
Speaker 2 (03:29):
And one is a girl, right, you know, you know
so well, and now.
Speaker 1 (03:43):
Excuse me, she's not eating in essence really like a
grown man. But what it is in all honesty, because
she's trying to eat more healthy, right, you know, so
that could be expensive, right, you know. So that's that's
part of the challenge.
Speaker 2 (04:01):
You know.
Speaker 1 (04:01):
So I'm wondering what is going to be like, like
if you're saying it's gonna be that much more by
the end of the year, you know, right, next, So
what will it be in the next two.
Speaker 2 (04:15):
Or three years? Exactly? You know?
Speaker 1 (04:18):
So I reminded of the Thesessame Street thing where the
mom sends the little girl to the market. Yeah, you know,
so at this point in time, can we even send
our kids to to the store to even get that.
Speaker 2 (04:38):
You know, can we afford it? Can we afford it?
That's the thing. And it's just me.
Speaker 3 (04:44):
I'm like, come on, man, this is ridiculous. But you understand,
you know, the bird floor going on. They had to
kill a lot of chickens ducks as well, because it's
spreads like crazy.
Speaker 2 (04:57):
It's spread like crazy, you know. But you know some
people bring the food down on it.
Speaker 3 (05:02):
Okay, yeah, okay, I better have a better chance getting
hit by a car.
Speaker 1 (05:07):
But you know, I mean, but but first of all,
I don't understand the killing of all the birds. I
mean beyond I mean because some there's sometimes when you
listen to something, I'm gonna be honest, because sometimes get
into conspiracy theory mentality, right, Like listen, when we had
(05:29):
the wings shortest, like we didn't have a shortage or
anything else. Mhm, you know, like you would think that
it would be short of a breast at the same
time because attached you know, how about legs and thighs,
Like you know, it would be a shortage of that too, right,
(05:51):
Like there's a shortage of wings, should be a shortage
of everything else.
Speaker 3 (05:55):
Well, yeah, but you really think about the wings as
more popular than the brists and you know, come on,
you know, excuse me, you know, like the you know
around the time, you know, wing fest and all right, right,
they don't see no ring breasts, I mean breast festive fest.
Speaker 2 (06:14):
You know, the wings, that's where they make the money.
Yet yeah, I.
Speaker 1 (06:19):
Mean I understand, but just it's just funny how certain things,
yeah are you know, you know, running out versus others, right,
because you would think that hey, you know what that
that's attached to the same chicken. You know, so if
you if the wings are out of stock, shutting, the legs.
Speaker 2 (06:40):
And thigs be out of stock too.
Speaker 3 (06:42):
Yeah, but like I said, which is more pop popular?
Speaker 1 (06:48):
You know, when you look at some of these cooking
shows though, I've realized that a lot of them used
thighs with the meat. With the meat, you know, I
thought it was gonna be you know, the breast, but
there's a lot of dark meat dark yeah, and being used.
Speaker 2 (07:07):
You know.
Speaker 3 (07:07):
But but yeah, you know, so so just this economic
change or shift that we're going through because we even
you know, we're just to talk about our hobbies right right, right,
like it's gonna be a point where our hobbies are
just gonna be like non existent.
Speaker 2 (07:23):
Non existing.
Speaker 3 (07:24):
Yeah, I mean I can said, I'm I'm gonna have
to chill out for the whole year, right, And man,
it's hard, especially with certain item I want.
Speaker 2 (07:32):
But see what happened.
Speaker 3 (07:34):
I should have got it when it was all sale,
but it was still kind of high when it was
all So in this one, this probably particular alightum has
come from Canada. Wow, and they had it on it
was anthem AV seventy. That's a processor. Let me anybody know,
it's the only thing the processor fifteen processor and uh,
(07:56):
it was on sale last year sometimes thirty one ninety nine.
Now it's back to regular price thirty nine ninety nine.
And who knows, right right knows.
Speaker 2 (08:07):
They could jump to one two hundred dollars more, right,
So you know. And so now now now some of
y'all primate like, man, Mike got money.
Speaker 3 (08:19):
Mike ain't got no money, unfortunately.
Speaker 2 (08:28):
You know.
Speaker 1 (08:29):
That's why that's called you know, payment plans and credit
cards and we understand. And so so here's the other
part of that as well. So we're talking about finances too,
you know, because some of that does.
Speaker 2 (08:45):
Come with a premium, uh interest rate. Yeah, it does.
It's one of those things, you know.
Speaker 1 (08:52):
So so if you can handle it, you know, that's
up to you. That's a personal choice. We're not financial
I'm not a financial advisor.
Speaker 2 (09:02):
Likewise, but I ain't gonna tell you what to do.
But do you know, but these days, you know.
Speaker 3 (09:07):
People using their credit cards more right, it's called survival.
Speaker 2 (09:13):
But but you know, here's here's the thing.
Speaker 1 (09:15):
This is something that the wife and I just friends
talking about, cause we were looking at our credit cards separately,
and we're looking at some of the interest rates and
how what the fine print was like it was one
number and then it's at variable rate.
Speaker 2 (09:36):
In the fine print it means to could change any time, right,
you know.
Speaker 1 (09:41):
And so because there was one card that you know,
I'm like, I don't understand, Like, why does it feel
like it's like out of control? I don't even use
it like I used it, and I kind of like,
all right, I pay you on it once a month,
you know, all that type of stuff, but I don't
use it. But I'm like, because I don't use it
and I'm not paying no attention to it, why is
(10:01):
it like I'm not making a dent in the in
the card?
Speaker 2 (10:05):
Itself, you get what I mean?
Speaker 1 (10:07):
Yeah, And I didn't realize that it was that variable rate,
you know. So so because there was one time the
interest rate like like because you know how you have,
you know, your minimum payment that you want they want
you to pay. But they had the minimum payment, and
then they had which I didn't pay attention to. I
(10:29):
wasn't paying attention to because I was paying more. I
was paying like two or three times the minimum rate.
Speaker 2 (10:34):
But the but the.
Speaker 1 (10:37):
But the interest rate was about almost twice as much
as what the minimum payment was.
Speaker 2 (10:42):
Wow, you get what I'm saying, you know.
Speaker 1 (10:45):
So, so if because there was one thing where it said, yo,
you know your minimum balance, I mean your minimum payment
is seventy five dollars, right, So I'm like, all right,
you know what cool? I put one fifty or whatever else.
And then I look on a statement of again it's like,
well your interest the interest amount was one hundred and fifty.
Speaker 2 (11:04):
Five dollars, right, Like what the heck? Right? You?
Speaker 3 (11:07):
So you just wiped out, right my whole payment pretty
much pretty much pretty much, you know.
Speaker 1 (11:13):
So it makes you think like, all right, I'm buying
a house cause you know it's right.
Speaker 2 (11:17):
Interest rate on the house.
Speaker 1 (11:18):
You know, you got to pay the interest offers before
you start paying on the principle, right you know.
Speaker 2 (11:22):
So I'm like, so you basically just wiped out everything. Yep.
Speaker 1 (11:26):
And so to your point, if I have to lift
off a credit card one hundred percent of the time.
Speaker 2 (11:34):
How do I do that? How can I survive? Well?
Speaker 3 (11:40):
I look at it like this, that a mount compared
to going out, you know, man, how can I put this?
I might I might have to get back to you.
Speaker 2 (11:54):
On that one.
Speaker 1 (11:55):
I mean, well, well, like like I'm listening to you talk,
you know about going out now. Granted, based on your hobby,
in all honesty, you don't have to go to the theater.
Speaker 2 (12:06):
No, no, you know.
Speaker 1 (12:07):
And for those of you, you know, I wish some
of y'all were here with us, because we are New
Year's Eve, you know, at Mice you know, Fuddy.
Speaker 2 (12:17):
But you know, but.
Speaker 1 (12:20):
You know, but but we both now I'm nowhere near
where Mike is. But I have a nice little you
know something for the crib, you do, know what I mean,
something enough just to say, hey, you know, it's not
that it's not just a soundbar, even though there's some
sound bars that sound nice that sounds nice, don't get
me wrong, you know, but it's not just a regular
(12:42):
forty dollars dollars you know, soundboard system, No I have
you know, audio receiver, like you know a little bit
more right right right, you know. But the reality is
is that for neither one of us, like we really
put more investment in Look that movies and TV shows
at home, they go right where we don't have to
(13:04):
worry about paying one hundred and twenty dollars just for
one person walking the man.
Speaker 3 (13:07):
Please don't have a family of four, I know, right,
chimney crikers.
Speaker 2 (13:11):
You know.
Speaker 1 (13:12):
And that's where the credit card would come in if
you want a nice time. Oh shoot, how much I.
Speaker 2 (13:18):
Got to spend? Right? You get what I mean?
Speaker 3 (13:21):
Because you figured the average movie now, but sixteen dollars,
seventeen dollars.
Speaker 2 (13:24):
Something like that, something like that, you know, and all your.
Speaker 3 (13:27):
Kids over FIREM six seven whatever, you know, like four
tickets times that you know, sixteen dollars times at by four.
They include the popcorn, right, you know, the nachos, pop
you know, stuff to drink and all to go with it.
That that can tear into like a hundred, like almost
one hundred some dollars a night, yep, for one night entertainment.
Speaker 1 (13:47):
And now what do you do? What are you do
in a situation like that? You know, especially if you
as I just mentioned, we spend three fifty on food
every week, I mean every month.
Speaker 2 (13:58):
Every month. That's not every week, everyone, holy.
Speaker 1 (14:00):
We and we and that that now, because my children,
you know, have jobs and they have their own money,
right do they.
Speaker 2 (14:11):
I mean we've been asking for them to contribute a
little bit here.
Speaker 3 (14:14):
Okay, you know what I mean again, because nothing's free, right,
you know, right.
Speaker 2 (14:20):
And it's not like we're like, yo, y'all gotta pay rent.
It's not that.
Speaker 1 (14:23):
Nowhere near that nowhere near a rent payment at that
nowhere near really for us to go order food and
for y'all to pay.
Speaker 2 (14:30):
That, you do, right, just believe in that, you know.
Speaker 1 (14:34):
Because even with that, when we ordered so so, my
wife was out I think she was getting her hair done,
and our daughter she was out doing something else. So
really it was up to the son and I to
figure out food. And we're like, hey, you know, we're
just gonna go and get something real quick. Okay. We
went to Little Caesars. Little Caesars still ended up being
(14:58):
almost seventy dollars because of again once once again, everyone
doesn't eat everything right right now, My son he did
kind of explurage on himself a little bit, okay, whatever,
but for us to get really three pizzas and he
(15:20):
got these pizza bites or something like oh okay, okay,
he got two orders of that or whatever. So like
I said, it was still about seventy dollars, you know,
so you figure little Caesars pizza pizza file out of
pizzas was still seventy dollars. Seventy dollars, you get what
I mean. And that's we only got it because of convenience, right.
(15:45):
You know, we had other things that we had going
on ourselves, like you know, one I didn't feel like cooking.
He definitely wasn't going to cook, right, And we want
to make sure that even when the ladies came home
to eat. Actually what it was had school, that's what
she was doing, shared class, and then like I said,
my wife was getting hair done.
Speaker 2 (16:04):
You know.
Speaker 1 (16:05):
So we're like, all right, let's just make sure everybody
got something to eat, does something real quick. You know
why they run in real quick. They could get us
slice when they come back a little later on they
can get us like whatever convenienced, right, right, But so
imagine if you had to pay seventy dollars two or
three times a week because there's some parents just like that,
(16:27):
they're that busy.
Speaker 2 (16:28):
Yeah, yeah, yeah, that's a lot. That's a lot.
Speaker 3 (16:33):
I don't know, either somethingem busy or something could be lazy. Yeah,
it's something could be lazy. You know, you can't cook,
You're right, can't cook. So you're right about that.
Speaker 2 (16:43):
I feel like cooking. You can't cook that.
Speaker 1 (16:48):
You know, you know, But but how do we afford
that again because we're now granted we're going a little
bit off of just eating out and the movies, right,
but how do you afford the aggs when they're twelve
dollars for twelve eggs like one dollar an a?
Speaker 2 (17:06):
Is it really like.
Speaker 3 (17:09):
Say yeah, yeah about that, Like it's almost to that point.
It's gonna be that point. It's going to be that point,
right you know. So so again, how do you deal
with that?
Speaker 1 (17:18):
And if there's you know, if if there's some challenges
with what happens to everybody's benefits.
Speaker 2 (17:25):
Right, right, you know, overall, how do we deal with that?
Speaker 1 (17:28):
Especially as a community, and we're talking about this because
this this is a community issue.
Speaker 2 (17:33):
Right, big tim Yeah, you know.
Speaker 1 (17:35):
And so are we gonna go to the store or
we're gonna see some of our seniors who can't handle it.
Speaker 2 (17:39):
Who can't exactly exactly? I mean, who can you do?
Speaker 3 (17:43):
We'll see, uh, my rent right, all my medication?
Speaker 2 (17:50):
Right, it's gonna go back and forth.
Speaker 3 (17:53):
I mean, some of you definitely can't fall back on
your rent.
Speaker 2 (17:57):
And some of us can deal without the medication, can't
do it.
Speaker 3 (18:00):
It's like an unbalanced scale, right, and that scales go
always be unbalanced.
Speaker 2 (18:04):
Right, So yeah, so how do we deal with that?
You know?
Speaker 1 (18:08):
And even with some of them what you would call
it the resources that were relying on some of these
federal funds and things like.
Speaker 2 (18:19):
That, right, some of them are gonna get cut, right,
you know.
Speaker 1 (18:23):
So So for an example, I had just spoke to
this gentleman on the other one, the other the show
that I do have my wife, the Note Threw podcast,
and we interview I don't know how many of y'all
remember the crazy I'm sorry, the question mark guy.
Speaker 2 (18:38):
Do y'all know who he is?
Speaker 1 (18:40):
He's a Caucasian gentleman who used to come on TV,
especially in the eighties and nineties, with a dinner jacket
that had all these question marks on it, and he
was always talking about government free money.
Speaker 2 (18:53):
Oh yeah, yeah, yeah, yeah.
Speaker 1 (18:55):
You know, And so he gave us a whole bunch
of websites, a whole bunch of resources, you know that
that gave out information about medications. And you know, if
you're trying to start a business called apex Accelerators, apex
Accelerators or needymeds dot org or something like, you know,
(19:18):
all these things where yo, you know, you can get
these resources for your medications and for you know, money
or whatever else. How many of them are going to disappear,
you know, and we're already struggling with with kids not
having anything to do with themselves.
Speaker 2 (19:35):
So what are they gonna do with school? Sports and stuff? School?
Speaker 3 (19:40):
Everything costly, Everything's gonna be costly. But you know, quote unquote,
you know, don't throw that. Oh we understand, No, we
don't understand, right, we don't understand how I mean, how
can an individual speak for us? You don't even know us, right, yep, yeah,
(20:01):
you know, it just it's just it's irking.
Speaker 2 (20:05):
You know.
Speaker 1 (20:05):
So, so how many of y'all are even considering looking
at your budget, right, you know, because like Mike started
off by saying, hey, his hobby might have to suffer.
Speaker 2 (20:16):
Yeah, Dan serious for a whole year, for a whole year,
you know.
Speaker 1 (20:22):
And so how many of us are really looking in
to look at that in all honesty?
Speaker 2 (20:28):
You know.
Speaker 1 (20:28):
So, so when it comes down to again, and we're
gonna be honest on this show, right, you know some
people's pastimes as alcohol, right right, how are you gonna
be able to afford that?
Speaker 2 (20:41):
Exactly? Exactly?
Speaker 1 (20:43):
You know, we're just gonna call spade a spade, you get.
Speaker 2 (20:48):
What I mean? You know?
Speaker 1 (20:49):
So, yes, I'm talking about food. You know, Mike has
talked about his audio stuff. I mean, I'm in I'm
in my fat boy stick. Well I'm not my fat
boy stage. I'm trying to become less of a fat.
Speaker 2 (20:59):
Boy, you know. So that's probably why it's on my brain.
Speaker 1 (21:03):
Man, you know, But how do we afford the basic
stuff based stuff?
Speaker 3 (21:09):
Yeah, well they'll be a joy, right, did we enjoy?
Now we gotta put the enjoyment on a budget.
Speaker 1 (21:16):
And we probably could have at some point in time,
you know, just to kind of help ourselves out money
in the bank, right, But but there are some people,
because we already know some of y'all out there probably
have going crazy on your buddy, on your budget, on.
Speaker 3 (21:30):
Your budget, right right, I mean that's let's expect it is.
Speaker 2 (21:35):
I mean, no one says that you can't spurge on
yourself every now I always do.
Speaker 3 (21:38):
My theory is, you pet, you pay bills every month,
you treat yourself like a bill, treat yourself.
Speaker 1 (21:43):
Yeah, yeah, you know so, So how many of y'all
are kind of in this in this space just like
we are?
Speaker 2 (21:50):
Like, am I going to be able to afford? You know?
And an egg? The egg? The most cheapest things? Can
you afford it? Right? That's the crazy part?
Speaker 1 (21:59):
And it's one of the most basic, the most basic, yep,
because if nothing else, if nothing else, I remember as
a kid was getting eggs, butter and milk.
Speaker 2 (22:11):
Yeah. I don't know how they all went.
Speaker 3 (22:13):
Together, but I'm ben you forgot the loaf of bread.
Loaf of bread, yeah for bread. Now, can't be eating eggs,
butter and milk, that's it.
Speaker 1 (22:24):
Right, yes, you know so, so how many of you
are really in that space?
Speaker 2 (22:30):
I mean because bread is expensive by itself?
Speaker 1 (22:33):
Man, I think I saw a loaf of bread the
other day for seven forty nine. I'm like, really, what
kind of bread was there with the pumping nickel bucket.
Speaker 2 (22:43):
I don't need no bread with a bunch of seeds
and rhyme. I think I can't remember what it was,
but it was rye bread though they had to be
one of no special bread. Yeah.
Speaker 1 (22:53):
Well, you know, I'm trying to get away from the
white bread. So I was trying to do something brown.
I do wheat, Yeah, I mean I sometimes I want to,
you know, that one into something.
Speaker 2 (23:02):
Else real quick.
Speaker 3 (23:04):
Expla Yeah, yeah, yeah, gotcha, you know, because no, and
I agree with you. I mean we have wheat, yes,
you know, but sometimes you kind of want a little variety,
just real quick.
Speaker 2 (23:15):
Because I really like turkey clubs. I gotta do Turkey
club on a.
Speaker 3 (23:19):
Rye Okay, okay, that's understandable, understandable. I mean when I
get the hogies, I always get my eyes on a
week wheak roll.
Speaker 2 (23:27):
You know I haven't done a hogie on a week roll. Yes,
I might have to. I might have to. It's pretty good.
Look into that, yes.
Speaker 1 (23:33):
Sir, I mean so well, I would probably do with
that that's the only place I can think about.
Speaker 2 (23:39):
Who had week roll?
Speaker 3 (23:42):
Who our stories around the corner? Okay, market for market
diner aka majors.
Speaker 1 (23:51):
But yeah, right right, you know so yeah, you know,
so how many of y'all looking to this, how many
of you look into your budget? How many of you
are paying attention to what's going on? And do you
have a plan?
Speaker 2 (24:03):
In police? You have been planning, that's definitely you have
been planning in police.
Speaker 3 (24:06):
You know what, I think everybody knew knew there was,
well some the ones that knew, we know there was
that's sitting back and waiting.
Speaker 2 (24:15):
We knew and we knew.
Speaker 3 (24:16):
What we had to do, right Yeah, but they oh
waiting to see that happens now you can't really kind
of can't really do that.
Speaker 2 (24:23):
Yeah, yeah, that's the crazy part, you know. Yeah.
Speaker 1 (24:28):
So, but we thank y'all very much for listening to
us today. You know, have a good day and we
will talk to you a little later.
Speaker 2 (24:36):
Peace, Peace, Thanks for hanging out with us on the
Neighbors Podcast. We hope you enjoyed the conversation and felt
right at home. If you like what you heard, don't
be a stranger, subscribe, leave us a review, and share
this with your friends and family. Got something on your
mind or a topic you'd love to hear us talk about,
hit us up until next time. Remember we're all just
(24:59):
neighbors working together for a better community.
Speaker 1 (25:03):
Stay safe, stay connected, and we'll catch you in the
next one.
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Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
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If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.