Patriot Confederation with Joseph Lombardi

Episode Transcript

Speaker 1 (00:04):
Every Patriot has an obligation to question authority. Those who
are honest are not concerned with your watchful vigilance, and
those with integrity are not concerned with your discernment. Every
American is obligated to voice their concerns and stand up
for their freedoms and liberties or nations.

Speaker 2 (00:23):
Honor God, indivisible with liberty and justice for all.

Speaker 1 (00:31):
Ladies and gentlemen.

Speaker 3 (00:33):
We are the men in the arena.

Speaker 1 (00:35):
We are the Patriot Confederation.

Speaker 2 (00:38):
We live back down from Bye.

Speaker 3 (00:42):
We're un freed Americans.

Speaker 4 (01:00):
All right, Ladies and gentlemen, Welcome to Patriot Confederation for
what is the final day of September. September thirtieth, twenty
twenty five. I'm your host, Bad Billy out of Twin Falls, Idaho,
joined as always by John Grovenor, who's normally out of
New England, Nashville in New Hampshire, but he's coming to

(01:23):
us from Florida tonight.

Speaker 3 (01:24):
How are you? Oh, I'm doing well, Billy. I'm not
doing as good as Donald Trump. Win in twenty four point.

Speaker 5 (01:29):
Five million dollars from YouTube, and they deserve to get seed.
By the way, so the billionaire is twenty five twenty
four point five million dollars richer. I wish we all
consume him all because it seems to me we all
suffered the same fate.

Speaker 3 (01:44):
But doing great down here Windergarten, Florida. Brother.

Speaker 4 (01:47):
Yes, yes, indeed, so does this mean common sense conservatives
tomorrow still or.

Speaker 3 (01:54):
Yeah, I'm planning on doing that the two shows.

Speaker 5 (01:55):
I canceled American America Talks because I just wentn't able
to set it up in time, you know, one time
when I got down here and stuff. But definitely doing
this one and definitely getting comment since Don Tomorrow.

Speaker 3 (02:07):
Just not gonna be in the studios at w S
m N.

Speaker 5 (02:12):
No, we get Johnny Ankers to stand in for the
for the top rate the board and stuff like that.

Speaker 3 (02:18):
Yep, awesome, awesome, all right.

Speaker 4 (02:21):
Of course joining us this week. He's an entrepreneur with
a very impressive resume. Gonna talk to us a lot
about financial planning, and he's gonna tell you why you
really don't need a four oh one K. I want
to welcome Joseph Lombardi to the show. He's also he's

(02:42):
out of New England. Joseph, thank you very much for
joining us.

Speaker 2 (02:46):
Thanks for having me Billy.

Speaker 4 (02:48):
Yes, yes, yes, so I said, you got it. You
got a very impressive resume. You told me, you told
me about it before we get started. I'm gonna ask
you to repeat that so the rest of the listeners
can hear. Yeah, your accomplishments.

Speaker 3 (03:02):
Yeah.

Speaker 2 (03:02):
So. I've been in the financial business for twenty two years.
I've won thirty industry awards. I've been featured in International
Business Times, Business Insider, Market, Inside of the Daily Caller,
the Marquis, Who's Who in the Congressional Library for twenty
twenty three. I'm also on the cover of many publications
like the Who's Who are Building Construction. More importantly, the

(03:22):
Top forty Advisors in the Country under forty years old
to one hundred nine CE Magazine. I'm a published author.
I've written three books that are all on Amazon.

Speaker 3 (03:31):
You can google it.

Speaker 2 (03:32):
Being your own bank, There's a better way than a
four toh one K and long term care without long
term pains. Have my own radio show, Money Talk with Ironhawk.
I also have over three thousand clients. I handle over
three billion with a b dollars of protection and rollovers
in my career. I have zero complaints through the Better
Business Bureau A plus rated five star rated on Google.

Speaker 3 (03:57):
And yeah, I.

Speaker 2 (03:59):
Specialize in RS Code Section seven seven zero two, which
frees my clients from the tyranny of the government of
enslaving your retirement dollars which they lean and steal from.
And I teach people that four oh one k's, IRA,
septs simples, pension deferred comps, four fifty SEVENS four oh
three b's are the worst long term strategy you can

(04:20):
go if you have children. I have three of them,
five to nine chets rydel's is the worst strategy you
can do. And when you look at what you are
actually investing in four oh one K, four three B
four fifty seven deferred comp five two nine college savings plan,
those are all very high on the IRS code list

(04:40):
because they want you to invest in that. What I
invest my clients is IRS Code section seven thousand, seven
hundred and two. That code is way deep buried in
the IRS codebook. That allows my clients to build a
soup proof divorce proof in some states, tax free liquid
account that allows my clients to earn I don't know

(05:03):
about fourteen percent annual tax free returns, but more importantly,
guarantee not to lose while covering life insurance, disability, long
term care, critical illness, and why do I have a
passion for it? I watched my dad fall three stories
off a ladder. There's a twenty seven million dollar construction company, JV.

(05:24):
Lombardi Builders out of Fairfield, Connecticut. I watched my mother
die at fifty two years old, throw sliver from alcoholism,
no life insurance. And I watched my grandmother have a
stroke Let's dementia. She lost four point two million dollars
to Ludlow Nursing Home in Fairfield, Connecticut, across from Sacred
Heart University. It took my grandfather forty years to build

(05:45):
Owly Lombardi masonry. So I have a passion and a
mission by God to protect as many people as I
can because they intentionally do not teach you these things,
and why would they? The educational system is owned by
the government. The government is in conclude is in collusion
with who Wall Street? How do I know that I

(06:07):
worked there for over a decade. So when you understand
that the irs is armed is Wall Street. They're taking
over fifty percent of your contributions over a thirty year period,
over fifty and then when you pull the money out
with federal state fight of medicare, unemployment, SoCal security tax.
Government's taking fifty. So you have Wall Street taking fifty

(06:30):
with twelve by one fee class a sheriff f ond fee,
money manager fee, and you count fee muta fund expense
fee or a flat au one fee, and then the
government takes half. What does that leave with you? Yeah,
in a quarter of your dollars that you contribute is
actually yours.

Speaker 3 (06:47):
And then of course you get.

Speaker 4 (06:50):
Radical leftists of course who thinks, always think that they
have to raise taxes.

Speaker 3 (06:56):
As a matter of fact, John.

Speaker 4 (07:00):
If you look up the name Elliott Forehan out of Ohio,
he's the Democratic h He's the Democratic nominee for attorney general.
The guy is a total slime bag if you ask me,
because he I mean, the reason why I know about
him is because he put on Facebook violence is wrong.

(07:22):
And then in an in a line below that, he
put f Charlie Kirk. So so you know, I mean,
there's that alone. But what what if say he didn't
make that post? There was his Facebook cover photo is
his campaign sign. One sign says Forehand for Ohio. The

(07:45):
other side says tax the rich, which that always brings
up a red flag for me, because that was the
original phrase from Karl Marx. So they want, you know,
they're always talking about raising taxes. Oh, we're not going
to raise anything on the poor, just so you have
a certain income. Then of course, you know how many

(08:08):
people are actually millionaires, let alone billionaires. And when that
doesn't work, it just trickles down and they tax everybody,
and they overtax everybody. While they're rich, they're they're gonna
say to hell with this, pack up everything they have
and leave and go somewhere else where they're not going
to be so heavily taxed.

Speaker 2 (08:29):
Do you know what the highest marginal tax rate was
in the nineteen eighties in the United States of America?
Please tell me seventy percent? Do you know what the
highest marginal tax rate was in the nineteen sixties here
in the United States?

Speaker 3 (08:43):
What's that?

Speaker 2 (08:44):
Ninety two percent? You know how to fact check me
on all this, Go to Google. Type in one hundred
year federal tax bracket picture. That's it, and there's a
white and red picture that pops up from STATISTICA that
shows you what your educational system failed to show you.
That you're a slave. You go to work, you pay

(09:05):
sales tax, car tax, tobacco tax, alcohol tax, gas tax,
state tax, fighter medicare, unemployment, social security tax, federal tax.
Everything that the government teaches you is how to be
a slave, how to be dumb enough not to know
your slave, and how to be smart enough to make
you go to work so that you pay your slave wages. Hence,

(09:27):
your prisoner number, also known as your Social Security number,
is verification.

Speaker 4 (09:31):
Of that, oh yeah, given to us by the late
great socialist Franklin Delano Roosevelt, which was in a.

Speaker 2 (09:42):
Coup with killing all the opposition on the Federal Reserve
which was on the Titanic. Remember the Titanic, It was
really the Olympic, and all everybody jumped off the Titanic
that was for the Federal Reserve minutes before it took off.
But it left all the wealthy people that were against

(10:03):
the Futter Reserve. They just perished in the water. Hmm,
sounds familiar like nine to eleven.

Speaker 4 (10:10):
Oh yeah, I already saw too. Well, it's ironic that
you even bring that up too, because I saw a
post just before nine to eleven and talked about somebody
who was high up.

Speaker 3 (10:20):
I can't I can't.

Speaker 4 (10:21):
Remember what the titles were, who the people were. But
there was one person who dared not go to the
World Trade Center on nine to eleven.

Speaker 3 (10:28):
He was high up.

Speaker 4 (10:29):
And somebody else years earlier dared not go on the
Titanic who was high up on the scale.

Speaker 2 (10:38):
I mean, if the problem with our culture right now
is that the people in charge don't want to teach
you what they do. Do you think millionaires and billionaires
invest in four A one case? How about traditional iras? No,
they don't do that. They use codes. They have lawyers,

(11:00):
talent and CPA's attorneys of state attorneys, insurance agents, investment advisors.
You know how I know that I was in the
room with them. I work with guys that are billionaires
that I'm in the room with them when they're saying
I need to diversify, I need to build a legacy.
I need to make sure that if the market goes down,
I lose nothing. I have to make sure if taxes
go up, I lose nothing. I have to make sure

(11:22):
when interest rates and inflation go up, I make more money.
That's what my clients do.

Speaker 4 (11:30):
You know, Jo, So, if I had a roommate when
I lived in Las Vegas about fifteen years ago. As
a matter, I but I can't believe time is going
by so quickly. But remember when I first moved in,
and you know, I'm just it's kind kind of like
a boarding house. I'm wrint in this room and one

(11:52):
of my roommates he's like, I'm setting up my computer
and he goes, have you ever thought about investing in
the stock market? I said no, and I'm really not interested.
You know, I wasn't following politics or anything. But at
that time, the economy was in a pretty bad way.
We're talking the end of Bush's term in the beginning

(12:14):
of Obama's. You know how bad the economy was back then,
of course, And he's telling he's telling me that if
I just invest.

Speaker 3 (12:23):
A little bit here, here, and here, I can end
up wealthy.

Speaker 4 (12:28):
And I'm like, I don't know, something's fishy about it.

Speaker 3 (12:31):
I don't know. Was I right to feel that way?

Speaker 2 (12:35):
Well, the good news is is men lie. Women lie,
but numbers don't lie. So when you look at the numbers,
you take a look at the S and P five hundred,
which is the top five hundred US companies in the
United States. If you don't invested a dollar in nineteen
ninety nine. Do you know that thirteen years later you
had that same dollar. But if you listen to these

(12:57):
talking heads on MSNBC Ramsey's of the World, what do
they tell you you get ten twelve percent every single year.
It's like, no, you don't. It's it's like, you know,
look at even look at gold and silver. Do you
know gold and silver had like no returns for like
fifteen years and then the last twelve months it's skyrocket
great everything did Bitcoin, XRP, you name it, gold, silver,

(13:21):
the stock market, you name it. Well, why is that?
They don't ever think why has the market just gone up?
It's because rich people that received all those PPP loans,
all the business owners to the tune of trillions of dollars.
Just go to us that clock dot org. We over
thirty seven trillion dollars in debt. Every US taxpayer goes

(13:43):
close to four hundred thousand dollars to wipe that out.
So much money was printed that that assets had nowhere
to go. It up because the rich people have the
ats they want, they have the houses they want, they
have the cars they want, so they're like, f it,
I'll try bitcoin I'll try though, I'll try gold and silver,
I'll try anything. They literally just blindfold And you know

(14:04):
what that reminds you of two thousand and six, two
thousand and seven, and when you have foreclosures at all
time high, you have repossessions of vehicles at all time high.
When you look at the derivative market is at higher
than a Wait, is the market gonna keep going up?
Can the government just keep printing money into infinity? Well

(14:25):
the answer to that is no. Can quantitative easy keep
going up? The answer is no. And unfortunately, I have
two decades in this doing this over twenty two years.
The average American doesn't even have twenty two minutes looking
into finance. So they're just like, I'm just gonna click
this button on my four oh one. Okay, I'm gonna
down and I'll open up a coin base account. Oh
I heard a gold and silver commercial. I'll just throw

(14:48):
five hundred bucks, thousand bucks from silver gold. And they're
literally throwing darts with no plan, And they wonder why
the poor stay poor. The middle class is getting squeezed out,
and the ultra wealthy are the ones making all the money.
And it has everything to do with the educational system
failing you because that same educational system is owned by

(15:08):
the government, the same government that enslaves you.

Speaker 4 (15:12):
Well, let's uh, let's talk more about that when we
come back, because we are at we're hit the first
quarter and we're going to take our first break. And
of course, one of our affiliates, Noble Gold, that's one
of them you're about to that's in the queue. So
I'm gonna I'm gonna play that, but I'm sure you'll
have some rebuttal.

Speaker 2 (15:27):
And I own gold and silver, I own some of that.
That's a very small portfolio.

Speaker 3 (15:32):
Go ahead, we'll be back in just under two minutes.

Speaker 4 (15:38):
All right, ladies and gentlemen, we are back. We're joined
by Joseph Lombardi out of Connecticut, Connecticut. Of course, he's
the owner of Ironhawk Financial and, like I said earlier,
a very impressive resume. And uh, somebody I think we
need to listen to because I'm uh honestly financials issues

(16:01):
and uh, you know, whether whether or not you're gonna
stock up on gold and silver and precious metals and
all that is something we've discussed on this show before.
But you can say probably not enough. But I want
to I want to jump to the educational part because
you're making you're making a lot of sense of this.
I have considered, of course, running for school board in

(16:25):
my area for the for the factor of of course,
what's what seems to be more important than reading, writing
and arithmetic is critical, race.

Speaker 3 (16:36):
Theory, queer theory.

Speaker 4 (16:38):
You're probably if you're a boy, you're probably born a
girl in all this nonsense, you know, And they want
to dumb down society now they're I mean about a
couple of years ago.

Speaker 3 (16:50):
Oh math is racist.

Speaker 4 (16:52):
I mean, and you watch Boys in the Hood and
Lauren Lawrence Fishburne said one line talking about college satz.
He said, those tests are culturally biased. It's the math
that's universal. But now math is culturally biased. I guess
I don't know. But they they want to dumb down society,

(17:13):
as you said, I mean, and of course, uh uh
they what what do they want to put once you're
in preschool?

Speaker 3 (17:22):
They want to they want teachers to read the Gabe
C's and all that.

Speaker 4 (17:27):
That's what's important that now something's got to change in
our educational system. Our children don't need to be sexualized,
and our our children don't need they need to be
taught skills so they can survive in the real world
world excuse me, when they're growing up.

Speaker 2 (17:46):
Yeah, I mean we come to education. If you I
was on a CNN footnote across the country holding an
unmasked our kids sign when Governor Lamont of Connecticut came
to uh Cheshire Elementary School high and you can google it.
You'll see me and my three kids and my wife
and so yeah, I mean, it's about standing up for
your rights. Don't tread on me. Too many people are brainwashed.

(18:10):
They're programmed that they're nothing. This this life is all
about growing spiritual, mental, physical, emotional, and all those lead
to financial And if you don't love yourself, you don't
love who you are, you you are easily manipulated by
other people. It is what it is. You know, only
a strong survive. So it's really important to watch these

(18:32):
shows like The Patriot uh Confederation and people that you
know you trust to to get your information from, because CNN,
MSNBC and dare I say it, Fox, You're not going
to tell you the truth.

Speaker 3 (18:45):
They're not.

Speaker 2 (18:46):
They're they're they're reading from a teleprompter. You know who
John's talking from. You know who bad Billy's talking from
you know who I'm talking for. We're talking from our heart.
This isn't a scripted do you have Do you have
a teleprompter? John?

Speaker 3 (18:57):
Nope, not at all.

Speaker 2 (18:59):
How about you bad?

Speaker 3 (19:00):
I don't see when at all? Nowhere? Not sure?

Speaker 2 (19:03):
Yeah, So you have to make sure that the people
you're listening to have your best interest at heart. They
care about you. They're under Christ, they're under Jesus, and
their people want the best for you. And I'm sure
that's why you guys made the show. And I want
the best for your listeners. I want to make sure
that Hey, well my expertise is God put me on
the path to educate, motivate, and train people on what's

(19:27):
going on in finance. And when you have a track
record of twenty two years with zero complaints and thousands
of clients and billions of dollars and I've never lost
a client of dollar, that is somebody that I mean again, men, women,
line numbers don't lie. So when you look at facts
over feelings, what are you doing? Why are you doing it?

(19:48):
Do you have a budget? Are you in debt? Do
you have credit card debt? Why aren't you paying it off?
Why are you in a loop of racking up your
credit cards and paying it off and racking it back
up and paying it off. All that comes down to you,
you don't love yourself. You're replacing the love of yourself
with things, tangible, things that you can't afford. How do
you think the rich get rich? I have clients that

(20:10):
husband and wife make eighty seven thousand dollars a year,
they're net worth four million dollars. I have clients that
make seven hundred and seventy five thousand dollars a year,
husband and wife, they're net worth negative eighty thousand dollars.
So if you're not going to take care of your
future self, who well, who is? And when people don't

(20:30):
understand we have a present self. Do you hear the
word present? That's a gift from God to present like
a Christmas present present. But people live in the past,
they live in depression, they live they live in the future,
they live in anxiety. You have to live in the present.
And what does that do with finance? Has everything to

(20:50):
do with finance In those twenty two years, your mindset,
what you believe of yourself, what do you think of yourself,
what your net worth is what you think your net
worth is are very similar. So if you're not going
to protect and provide for your family, as my father
didn't when he fell three stories about disability, as my
mother didn't when she died without life insurance, Well my
grandmother did it when she went to a nursing home

(21:12):
and lost our entire family's estate four million dollars. If
you're not going to protect that, who is.

Speaker 3 (21:20):
Yeah, yeah, exactly exactly.

Speaker 4 (21:24):
And uh well, people will say, well, you need to
get an attorney who's gonna put your best best interests
where you need them.

Speaker 3 (21:31):
Is like, oh, no, attorneys rob people. They really, they don't.

Speaker 5 (21:36):
Care about you, They care about what you can provide
for them.

Speaker 4 (21:39):
Yes, I mean, attorneys are for when you get in
trouble for the most part. I mean yeah, I mean
when you write your will maybe, but uh even I'm
sure you've got some advice for that. I know John's
got to say something, but I do that is a
subject I want to I do want to get on
before the end of the show too, But I gotta

(21:59):
let John's speak.

Speaker 3 (22:01):
Oh no, man, it's all good.

Speaker 5 (22:02):
You know, I'm listening what he's saying, and he's dead
on it's funny. I'm kind of thinking we must be
related somewhere here because some of these things he's saying.

Speaker 3 (22:09):
It sounds a lot like things I've said in the past.

Speaker 5 (22:11):
You know, and you're right, nobody's going to look up
for you like you are, and if you're not willing
to do it, then you deserve nothing more than be
a victim.

Speaker 3 (22:18):
You're only a victim of your choosing.

Speaker 2 (22:21):
Yeah, I mean, if you knew what I went through
as a child. My own mom didn't want me. She
wanted an abortion. My dad was pro life. She left
that four I've moved from Florida up to Connecticut. I
lived at sixty four or sixty five Main Street and
Trembule in a three family. I lived in an attic,
no running water. I had noodles and eggs would catch
up every day. I was a poor, fat kid that
was bullied every day of my life. I wore a

(22:43):
Tasmanian devil's shirt with a hole in it four days
a week. I had choes that were two sizes too small.
My dad couldn't afford to get me the right shoes,
so my toes grew like this. So when you understand
you have a choice, I could have been a victim.
I could have said, woe is me. Nobody loves me.
My own mom doesn't love me. You know. My grandmother

(23:04):
told my father, don't expect me to be his mom. Okay,
So I literally was like raised by the streets and
when you understand, like when you come from that extreme.
And then my dad's business took off. Then jav Lombardi Builders,
it was like, you know, he was selling bathrooms and
kitchen remodels in the nineties. If you had a truck
and a name, you were making six figures a year
because everyone was redoing their houses in the mid to

(23:26):
late nineties. Then my dad became a millionaire. And then
we were like, oh, here's a pair of Jordan's. Here's
the you know, football cards at nights of Columbus going
to card shows. Here, Oh, you want to go to
the starter outlet. I'm aiding myself and get like Dallas Cowboys.
You know, sorry, that's something my dad gave me, that stock,
but it's.

Speaker 3 (23:44):
What it is now my wife's team, so she'll love
you for that. Yeah, you know, the Cowboys were a
great team back of the day. You go back, they
were an idiot, they were rocking.

Speaker 2 (23:54):
They were eighties nineties. That's that's when I watched it
with my dad. You know. That's why buy this now
because I think cowboys are good. They saw, but because
it brings back memories of spending time with my dad.
My dad worked eighty hours a week. I never saw him.
My mom was in Florida. I had nobody, you know.
And then and then my dad falls three stories. Guess
what I have. I have a sister that's that's born
two pounds seven ounces through the alcohol syndrome. Her ex

(24:15):
stepmom drank the vanilla extract and listerine during pregnancy and
almost murdered my sister. So then she's born, she goes
to rehab. Then shortly after that, my dad falls three stories.
Now I'm fifteen years old. Was basically almost a newborn,
and I could have said something, and who would have
came to my aid? The government DCF no, So I

(24:36):
didn't tell nobody. I raised my sister. I brought her
to Child's Garden on Mona Teris in Fairfield. I worked
there after school, after high school for a few four hours.
I took the money I earned and I walked down
Tungsta's Hill and I went byas Burger King every day.
So I mean I was grown up where I was
very very poor that my dad was very very wealthy.

(24:58):
So I was blessed. I was blessed. I was able
to see both sides of the coin. And as the
Wolf of Wall Street said, I if I had to
choose to be poor or rich, I'll choose rich everyfing time. Yeah,
so you think motivation, I have to build a business,
a national brand business. That's what I did. And I

(25:19):
just grinded and grinded every day while my wife stayed
home for thirteen years and raised our children. And that
was exactly what I wanted, because I wanted my children
speaking English because a daycare, they were happy. They'd be like,
instead of my son being called Joey Junior, they would
be jose right, So I wanted to sacrifice for my family.

Speaker 4 (25:43):
Well, then again, we had a daycare center worker here
in right where I live. She got arrested for trying
to brainwash little boys and telling them they were actually girls.
So yeah, well, then of course the eluce on that
she thought she was unjustly fired after she was mentally

(26:05):
molesting these boys, and she got her friends with alphabet
mafia to come and try to get her job back
and protest and all that, but none of it worked.

Speaker 2 (26:15):
Well. Yeah, when you look at the demon rats also
known as the Democrats, there's people don't understand. There's five
levels of abuse. You have mental, physical, emotional, spiritual, or
financial abuse. Unfortunately a Democratic party, the left wingers, not
all of them. Some of them are good people. I
work with some of them, but most of them, you know,

(26:36):
they look at emotional, they look at mental, and they
look at spiritual abuse. And it's one of those things
where you have to make sure I'm not saying the
right is like holy or anything. The right has some
bad actors. They're both like two wings of the same bird.
But if I had to choose one, of course you
know which one I'm picking. Right, So when you understand

(26:58):
what's going on, if what I well, my message is
that I appreciate you allowing me to use your platform
to say, is that you have to care about yourself mentally, spiritual, physical, mental,
and all those are multipliers to your financial success. I
was making like one hundred, two hundred and fifty a year.

(27:18):
How I got to seven hundred, you know, seven figures
a year making millions of dollars a year. Was giving
my life up to Jesus. Absolutely, he quit my gambling habit.
I'm on all the DraftKings commercial. I'm Joe Ell wearing
the same pink shirt. You'll see me in the sue.
Have you ever seen those infomercials at two in the morning.
That's me, right, because I gambled thirteen million dollars in

(27:40):
twenty twenty one. Kind of silly when they have three children,
a non working wife living paycheck to paycheck, making seven
figures a year. So we all have our own path,
and the path is you have to figure out what
is ailmenting you. Mine was my mom, right, I had
mommy issues? Why did my mommy love me? But then
I really that the best thing my mom could do

(28:02):
was give me up because she was an alcoholic, she
was a drug addict, and her an influence in my
life would not have been productive to my growth. And
it took me forty years to realize that. But when
I did, it changed who I was and elevated me spiritually, mentally, emotionally,
and physically, and all those things elevate you financially. Because

(28:25):
the number one thing spoken about in the Bible is
what money. That's a number one topic in the Bible,
yet it's the least talk about subject in our educational system.
Who runs their educational system? Demons, dark energy, negative frequency,
low vibrations, low energy. How do you excel? You find

(28:48):
somebody that you can trust and listen to, that has
your best interest at heart. Doesn't have to be me,
but find somebody that you trust that is going to
do the right thing for you, not for them.

Speaker 4 (29:00):
All right, well, you're going to bring up a couple
more points, but we are at the bottom of the hour.
That means we got to take our bottom of the
hour break and we'll be back in about three minutes.
All right, ladies and gentlemen, we are back once again.
We are joined by Joseph Lombardi. Now I wanted to

(29:23):
bring something up to is you know you talk You
talked a lot there about you know, having having that
ability to love yourself and to motivate yourself. And I've
been saying this actually for quite some time. As you
know how they want to make critical race theory a
required course from elementary to college. And I've been talking,

(29:47):
I've been saying that critical race theory is very harmful basically,
and you hit the nail on the on the head right.
There is critical race theory is, especially if you're white,
it is all about self loathing. So basically you have

(30:07):
what they're what the plan is, especially for white young kids,
is yes, let's have a communist government.

Speaker 3 (30:16):
I know that I'm going to end.

Speaker 4 (30:17):
Up hungry, tired, poor, cold, and on the streets with
absolutely nothing, but I deserve it because my ancestors own slaves,
you know, So that that's critical race theory is. Bottom
line is is indoctrinating self loathing, you know. And uh,

(30:43):
then of course when communism is is fully applied. I
mean a lot of these idiots don't even know what
it's like to live under a communist regime. They really don't.
I've when I was a kid, I had a couple
of friends that uh I went to school with who
were migrated from the former Soviet Union, and uh they're

(31:07):
their parents and my parents got together and talked and
they and heard the horror stories.

Speaker 6 (31:14):
So people, people aren't exactly floating on rafts to escape
Cuba because communism is so great, people aren't trying to
migrate it from Venezuela to the United States because communism
is so great exactly.

Speaker 3 (31:29):
Exactly, So you know with.

Speaker 4 (31:34):
I I Jo Joseph, I have to ask you to
have I mean, you get some of your praises about
your business, you've had zero complaints, but I have to
assume that you've had some of those on the left
that have come at you pretty hard. I'm sure according
to them, you're a racist, you're in homophobe, you're some

(31:55):
kind of is, some kind of folk.

Speaker 3 (31:57):
So whatever.

Speaker 4 (31:58):
They have tried to bring your business down by running
their stupid mouths and whatever they try to do.

Speaker 2 (32:09):
Yeah, I mean when COVID came out, I was a
big supporter of not getting the JAB lost a lot
of friend Yeah, you know I was. I'm on all
the I was on the CNN. You know footnotes when
I was holding the unmask our kids.

Speaker 3 (32:23):
You can google it. When that a lot came to.

Speaker 2 (32:26):
Highland Elementary School in Cheshire, Connecticut. I live in Cheshire,
and you know that cost me a lot, But it
didn't cost me anything, because dollars can always be re earned. Right,
but your your voice and sticking up for what's right
is the most important thing we have as a patriot.

(32:46):
If you're not willing to go to battle. You can't
call yourself a patriot. If you're not willing to put
yourself behind the movement, You're not a patriot. You're you're
selfish and you only care about yourself. And unfortunately a
lot of people I don't own their own businesses.

Speaker 3 (33:01):
Like I do.

Speaker 2 (33:02):
I look in the mirror every day and I say, hey, Joe,
you want to take the day off or you want
to work. I have that right because I earned it.
Most people they work for other people. And when you
work for other people, you're enslaved by their demands. You're
building their dreams. I build my dreams. I drive a

(33:22):
six hundred horsepower vehicle. My wife drives a brand new Escalate.
I live in a seven figurehouse. My kids go to
one of the best school systems you know in Connecticut.
That's because I'm willing to work my butt off. I'm
willing to work twelve fourteen hour days. I'm willing to help, educate, motivate,
train other humans to make their lives better and teach

(33:43):
them what I know. For working in Wall Street, for
working in Manhattan, for being in the industry for over
two decades, for winning thirty industry awards. I'm able to educate,
motivate and train other people and free them from the
slavery because they're not sure, not special. I'm not better
than anybody else because I'm a seven figure earner. I

(34:04):
just outwork everybody. When you have that mindset and you
have that dedication, nothing's gonna stop you. The only person
that stops you is you your I'm not good enough.
I don't think I can.

Speaker 3 (34:20):
I don't think I will.

Speaker 2 (34:22):
So, yeah, have have people come at me and people
try to take me down, try to dox me.

Speaker 3 (34:27):
Yeah, yeah, I won't.

Speaker 2 (34:30):
Work for them. Go go after yourself because at the
end of the day, I'm a provider and a protector
of my three children and the wife I've been with
since I was eighteen for twenty three years, married for eighteen.
That is who my loyalty resides with. Hence I'm Italian,
so we're loyal to begin with. But my loyalty is

(34:51):
to my children, My loyalty is to my wife, My
loyalty is to like minded people. Hence I come on
a ton of these shows every year, over one hundred
of them. And when you understand that, at the end
of the day, you are the only one that's going
to elevate you. Stop waiting for somebody else to save you.

(35:11):
Only you are gonna save you. And it's so important
for people to have that self stop the self loathing,
because as you said, bad Billy, did you ask to
be white? Bad Billy, did you want to be white? John?
Do you have any recollection or conscious memory that I went, Okay, God,

(35:32):
I want to be born to Nancy Pinto, and I
want to be born to Joe Lombardi JV Lombardi. I'm JF.
And then I want to be a white male, and
I want to live in extreme poverty, and I want
my mom to kill me or want to kill me
before I'm born. And I want to be alive because
my dad's pro wived, and I want to live in
extreme poverty. And then I want to have an alcoholic
be somebody that my mom dies from, and then my

(35:54):
dad remarries, and then I want my dad said alcoholic,
to almost murder my sister, and then I want to
at fifteen years old. Yeah, I remember having that conversation.
And so at the end of the day, we don't
choose our race, we don't choose our color, we don't
choose our hair color. We don't choose our eye color.
We don't choose our height, we don't choose anything. We're

(36:15):
thrown in this earth. And how blessed are you to
be an American?

Speaker 3 (36:20):
Yeah, the bad.

Speaker 2 (36:24):
Countries that are out there. You caught myself think of
all the bad countries that are out there, and how
blessed you are. And then you're arguing with Karen's about
Blue and Red, about Yankees or red Sox, about packers
or bears, about Republicans or demon rats? Will their people

(36:44):
be them? And live your best effing life. So that's
what I do every day.

Speaker 5 (36:50):
What I'm hearing from you is you said about what
you got. It's about what you make, what you make
of what it is you have a work from there.
In today's society, money equates to freedom. If you don't
have the money, you really have a hard time in
modern day times to express freedom, be free, or establish
any kind of autonomy on your own.

Speaker 3 (37:10):
So you need the finances to do it. So a
lot of people today they they lacked the confidence or
knowledge to get there.

Speaker 5 (37:18):
And you're willing to, as an individual who's been successful,
sharing that success by sharing your knowledge.

Speaker 2 (37:24):
You know how I started this business. I got in
this business. I was nineteen years old. You know my
nickname was the Dog? Why was my nickname the dog? Basically?
I have one hundred and twenty miles an hour on
I ninety five and I pull behind a roofing company
ABC Electric one two three Electric? Why would I pull

(37:45):
behind that truck? Because there's a cell phone there and
I call them up, be like, hey, my father was
jam Lombardi Builders. He fell three stories off ladder, lost everything.
I want to buy a cup of coffee at the
next Dunkin Donuts because Starbucks wasn't around back when I started.
I want to buy you a dunkin Donut. See if
I can save you in your family some money while
protecting them and eight out of ten blue collar business owners.
Hence I'm on the cover of what.

Speaker 7 (38:07):
I'm on the cover of the Who's Who in building
and construction? What the heck is a financial guy being
able to cover a building and construction? Because I wanted
to make sure that every blue collar business owner I
spoke to who was the breadwinner to their family and
the wife was either a nurse, a teacher, or unemployed

(38:28):
nurse or teacher. For the health benefits, and I wanted
to make sure that that that bread winner had disability,
he had long term care, keep him out of a
ten x ten jail cell known as a nursing home
while the state that they live in extracts all their assets.

Speaker 2 (38:44):
And I wanted to protect people. That was my number
one goal because nobody did that for my father, nobody,
And so I had a passion to drive a fire
or a desire that I'm willing to do whatever it takes.
I will cold call for ten hours a day. I
would sit there and just people, Hey, do you have
long term carrier of disability? What do you do? You
have any tax free assets? What are you gonna do

(39:05):
if taxes go up? What do you do if the
market goes down? That was back in two when I started,
right after oh one. So it's kind of hard to
get into business right after the market crashes. And I
got in yes, and I lived through await I lived
through twenty twenty, I lived through twenty twenty two, and
I lived through three months ago. But you know what
the difference is between my clients and all the government

(39:28):
IRA brokerage four oh one k clients. My client's lost
nothing my clients don't experience depression and anxiety. Oh my god,
what's gonna happen when the market goes down? Not if
market's gonna go up, Market's gonna go down. That's a guarantee.
Well the market goes down right before I retire, Well,

(39:48):
then you're sol You know what that means. You can
use your imagination. So when you we don't have a plan,
guess what if you don't have a plan, what's your plan?
My plans to fail if I fail to plan. And
the average American doesn't have a plan because they have
not been educated by the same school systems that want
to bring in fairy tale transgenders to read fairy tale

(40:11):
books to children, But they don't want to teach us
how to balance a checkbook. They don't want to tell
us how to build wealth like entrepreneurs, No serve you're
an employee. You're not a business owner. You're an employee.
Go be a w two so I could steal all
your money. That's education.

Speaker 5 (40:29):
We kind of covered that people need to learn the
dependence of financial independence and develop their own businesses. But
what do you just say to somebody in modern day times,
with the coming of autonomy and robotics.

Speaker 2 (40:41):
You need to find a stem business. All the millionaires
and billionaires are coming out of medical Are you going
to go underneath heart surgery with a robot? I sure
as heck. Any are you going to talk to a
financial advisor about protecting your family building the legacy? You
can talk to a robot. No, I want to talk
to a human. What about technology? Are you going to

(41:02):
want to have a robot be the one that comes
and does your roofing, climb up on your roof, do
your landscaping, do your home remodeling. So there's still a
level of careers that are in abundance. You want to
be a McDonald's, can I take your order? Yeah, that's

(41:23):
getting replaced. You want to work in a factory and
build cars and machine Yeah, that's being replaced. They're going
after the lower level jobs.

Speaker 3 (41:32):
So what do you need to do?

Speaker 2 (41:33):
You need to believe in yourself that you can do it,
that you are important, that you are valuable. And if
you don't think you're valuable, why the heck with an
employer that's looking to hire you think you're valuable.

Speaker 4 (41:47):
Yes, well, let's take our final break and then we'll
wrap things up when we come back in minute and
a half. All right, ladies, and we are back and
just getting ready to wrap things up here talking with
Joseph Lombardy. Joseph, there's one thing has stuck in my

(42:11):
head for a long time, ever since I watched this.
I wouldn't say a long time, but I'm a fan
of Taylor Sheridan's work that he's put He puts out
on Paramount. Watched nineteen twenty three, and there was some
part of that that really stuck in my head, and

(42:31):
that was Remember Timothy Dalton, he plays a big bad villain,
but he's talking financial and he says, I've got more
money than I can spend. I mean, you have some money,
you really, you know, you got maybe a couple.

Speaker 3 (42:50):
Million dollars to your name.

Speaker 4 (42:51):
You really you've got That's a good sum of money,
but it isn't a lot when you really think about it.
He said he's got more money than he can spend,
and he's got more money than his grandparent or his
grandchildren can spend, which would make him He said, generational

(43:14):
wealth is the closest thing you're gonna get to immortality.

Speaker 3 (43:18):
What say you on that?

Speaker 2 (43:21):
Yeah, I mean Generational wealth is not earned, right. I
have the conversation with the guy I do Bible study
with today, and and if let's say you're born into
a billion dollar you know family, a million dollar family,
what did you do to earn that? The real question
is what are you gonna do because you were born
into that family, who are you going to help? Right?

(43:43):
The Bible teaches us what to treat everybody as thy neighbor. Right,
so you have to have compassion for people that are misguided.
Now are you supposed to be a doormat now? But
you are supposed to try your best to try and
help other people. So if you're looking for generational wealth,
the only thing you need to do is just copy

(44:05):
what the millionaires and billionaires do. If you want to
be Kobe Bryant, then just freaking play basketball and hope
that you're tall enough and athletic enough and most likely
or not. But money is a lot different, right. You
don't need a skill set. You don't need to be
a color, don't need to be a race, don't need
to be a height, don't need an athletic build. What
you need is you need to be have a niche.

(44:27):
Something you're passionate about whether it's a food truck, whether
it's real estate, whether it's medical, whether it's finance, whether
it's selling socks, you know, in masses, whatever it is,
you need to have a niche Look, look at my
pillow guy. You know, you tell me a guy who
sells pillows is gonna be worth a billion dollars guys
those pillows.

Speaker 3 (44:46):
Yeah, well yes, and used to smoke crack, by the way, smoke.

Speaker 2 (44:50):
Crack, and now he's a billionaire. So there is no
limit to what you have. So assuming you were smart
enough or worked hard enough. Because I'm not the smartest
person in the room, I just know. I just what
the millionaires and billionaires doing. I tell other people to
do because I'm in those rooms with the CEOs, with
the sports athletes, with the with the top fortune five
hundred company groups. I'm there. I'm in the rooms.

Speaker 4 (45:13):
So what they do absolutely, Now, do you have any advices?
I mentioned this earlier, and we better get to it
while we still have some time too. But you know,
when I got to the point of talking about lawyers,
by the way, we lost your camera and we don't
know what happened.

Speaker 2 (45:29):
There is no.

Speaker 4 (45:32):
It's just a black screen, but we can hear you.
Oh my goodness, but no, no, unfortunately not but we
can hear you.

Speaker 5 (45:44):
Okay, I can see him by money and he's just
not moving.

Speaker 4 (45:48):
Oh yeah, but uh, you know I was talking about
when when it's your time to go, because none of
us are immortal. We're not meant to stay here on
this earth forever. And so you know when it comes
to writ now of will and all that, is there
anything in with Iron Hawk that helps or give sound

(46:11):
advice when it comes to your final days and what
right and your will and you know who you're gonna
leave your estate to, who you're gonna leave your property to,
or anything like that.

Speaker 2 (46:24):
Well, Number one, wills are useless. Wills are contestable in
probate court. Number two, the strategies that I offer my
clients are fix index annuities and index universal life policies.
Both of those avoid probate, which is the whole reason
why you buy a revocable trust. If your net worth

(46:44):
is under twelve million dollars or now I think it's
twenty seven million thanks to Trump, then you don't have
to worry about a state taxes. You don't need to
irrevocable trust. If you have to be a listener to
the show and your net worth is closed, so we're
gonna be over twenty seven million soon, then you're gonna
need to irrevocable trust or something and called an ilet trust,
an irrevocable life insurance trust, or a special needs trust

(47:05):
if your son or daughter has special needs autism. You know,
I work with clients like that all the time. But
most likely you know, most of your listeners aren't worth
twenty seven million. It's less than like one percent percent percent.
So then you have to worry about, like how do
I leave my money to my my family and friends
and avoid probate? Simple buy life insurance, buy annuities, or

(47:28):
open up an irrevocable trust. Simple wills and complex wills
are useless. Your aunt or cousin can come out of
the woodwork and say, oh, bad Billy said, I get
his house. Bad Billy said, I get his four oh
one K I gotta go fight in court. If you
have it inside of a revocable trust, you have it

(47:48):
inside of a life insurance policy, or you have it
inside of an annuity. All three of those things avoid probate.
That's why over five hundred billion dollars a year ago
into annuities and over thirty billion dollars a year goes
into permanent life insurance.

Speaker 4 (48:06):
All right, yeah, could this Like I said, these are
issues that we really have not spoken before.

Speaker 3 (48:13):
But you know, it's a good thing to talk about too.

Speaker 4 (48:17):
And Joseph, I hopefully I'm gonna I want to keep
in touch with you even after the show is done,
because I think you know, when they get the Red
Pill Expo schedule wherever the next one is going to be,
they talked about Phoenix. I think you would be a
good addition to the roster and I'll I can talk

(48:38):
to the powers that be with the Red Pill ex
Bodice if we can get you there as a speaker,
because I think you'd fit in perfectly well.

Speaker 2 (48:48):
I appreciate that at the end of the day, God
puts me in positions to grow. And you know, my
goal is to educate the masses as fast as I
can and hope that I don't get Clintonized. If you
don't know what clintonized means.

Speaker 3 (49:01):
Look it up.

Speaker 2 (49:02):
So you know, my goal is to spread the word.
And and you know, I mean, I love what Charlie
Kirk did he'll be remembered forever. But I have to
understand that, you know, you you speak the truth, the
devil and the demons are going to come after you.
And I'm willing because I have God's armor, as Charlie did.
But at the end of the day, you know, we'll
find out because I don't think Charlie's death was really

(49:25):
what it seems, and hopefully we'll find the truth out.
But at the end of the day, you have to
speak your truth because I'd rather I rather die on
my feet than live on my knees.

Speaker 4 (49:38):
Well, there was one thing that Charlie Kirk's death was
not and that was in Vain. Because it's we've seen
a lot of people are are are turning to God,
going back to church or going to church for the
first time.

Speaker 3 (49:56):
You know, there's a there's there are co with this.

Speaker 4 (50:00):
Undying love for America. So Charlie absolutely did not die
in Vain. I mean, yeah, I'm gonna miss him in
this lifetime, of course, but I know that he's in
a much better place and we'll get a chance to
meet him one day.

Speaker 3 (50:18):
In one day, we play our cards right with God. Correct.

Speaker 2 (50:24):
I just want your listeners to know if anybody's interested
in my books, articles, magazines, website for IDHOF Financial, It's
not a money grab. If you want any of my books, articles, magazines,
webs anything. I spent hundreds of thousands of dollars hundreds
of thousands of dollars on building the books, doing all
this stuff, getting featured, all these things, get in publications.

(50:45):
I'm willing to send it to all your listeners, absolutely free,
zero costs, zero obligation. Let me teach you what the
ultra rich are doing, and let me teach you what
this school system failed to teach you on purpose. Send
an email to info I n FO at Iron like
the Metal Hawk, like the Bird Financial dot com, info

(51:10):
at IRONHWK financial dot com. There's no obligation if you
want to leave your cell phone number.

Speaker 3 (51:18):
Uh oh.

Speaker 2 (51:22):
Em, least send you everything I.

Speaker 3 (51:23):
Have for free.

Speaker 4 (51:24):
Oh, no problem. You know you cut out a little
bit there. But I think I think we.

Speaker 2 (51:29):
Got When I do these podcasts, I'm under attack. I
don't know what else to say. At the end of
the day, I run a business from this computer twelve
hours a day. Perfect I do these podcasts, I'm getting bombed.
I don't know if I'm on some sort of CIA list,
because if you look me up on Rumble, I have
over five million views. So I think I'm on some

(51:51):
sort of list that they're just attacking me to try
and shut me up. But I'm gonna be screaming because
I believe this is important to free people.

Speaker 3 (52:01):
Absolutely.

Speaker 4 (52:03):
Like I said, I'll be emailing you shortly afterwards, and
if you if you're not familiar with the red Pill,
X bo G, Edward Griffin and all them, I'll let
you see what it's all about, because, like I said,
you need to be added to the roster, you need
to be a speaker my opinion.

Speaker 2 (52:20):
Anyway, Well, I appreciate that, and if there's any way
I can grow with the expertise that you have, I'm
open to listening. So at the end of the day,
I just want this message out there while I'm still alive.

Speaker 4 (52:32):
Absolutely, and on tap for next week, we're going to
be speaking with Ron Nate of the Idaho Freedom Foundation.
Of course, John, I know, I know you're not an
Idaho and we but I've showed you the index for
the Idaho Freedom Foundation and all that, and if your
state does not have an organization like the Idaho Freedom Foundation,

(52:54):
will get get get a group of people together and
make one.

Speaker 3 (53:00):
It's pretty simple.

Speaker 2 (53:02):
You know.

Speaker 3 (53:02):
I'm all about freedoms. Billy, absolutely, Joseph, God bless you.

Speaker 4 (53:06):
Thank you very much for your time here on the show,
and best of luck to you in your future endeavors,
and we will be speaking again.

Speaker 2 (53:13):
Thank you bad Billy Pater and thank you John. I
appreciate you giving me the opportunity to speak to your audience.
I hope you have a blessed rest of your day.
And God bless your viewers absolutely.

Speaker 4 (53:24):
God bless you, and ladies and gentlemen, thank you very
much for tuning in to Patriot Confederation. God save the
Republic of the United States of America.

Speaker 2 (53:37):
We live back down from by the America