Winning at Life with Gregory Ricks

John in New Orleans asks Gregory how to get the most out of his Social Security benefits utilizing the right spousal benefits strategy. The rules have changed in the last few years, and Gregory checks the rules to let John know where he stands. John in New Orleans asks Gregory how to get the most out of his Social Security benefits utilizing the right spousal benefits strategy. The rules have changed in the last few years, and Greg... Read more

Kanye West described his financial situation in a recent interview, and there's a lot to learn from the ground he covered on income, debt, spending, and taxes. The Fed lowers the interest rates again. We review comments from Fed Chair Jerome Powell. Gregory addresses some big financial headlines: recession in Hong Kong, PMI down, and Lisa Marie Presley's financial turmoil. More at WinningatLife.com

Can you turn on your spousal benefit and let your own Social Security benefit continue to grow? James asks Gregory about someone who is definitely not his mother-in-law who plans to continue working after her Full Retirement Age, and wants to get the most out of her Social Security options. Gregory reviews a list of the US companies with the most debt. Debt load can be a huge drag on stock value. Gregory shares a list of sources of... Read more

The S&P 500 closes at an all-time high. Does that mean it's time to get out? Gregory discusses. Facebook CEO Mark Zuckerburg answered questions in a Congressional hearing that was supposed to be about the crypto-currency project: Libra. Some people had trouble staying on topic, but it does give you a sense of what politicians think about cryptos, and how they might regulate it. Millenials are expected to inherit $68 trillio... Read more

Gregory answers questions from the comment cards at his last public speaking event. How do 401k distributions work? What you need to know about life insurance and fixed annuities. Eric in Mandeville asks Gregory what he should do about the stocks in his former employer's ESOP plan? Earl in St Rose: Should I pay off my mortgage early or invest that money? A look at today's numbers and your phone calls. More at WinningAtLife.... Read more

Award winning financial advisor Gregory Ricks and co-host James Parker give you live financial news talk radio. Gregory answers comment card questions he received from his last live event. Questions regarding whole life insurance with income riders, a former company's ESOP, retirement savings and more. For more info GregoryRicks.com or download the Winning at Life app. Winning at Life with Gregory Ricks on News Talk 99.5 WRNO a... Read more

Award winning financial advisor Gregory Ricks and co-host James Parker give you live financial news talk radio 6 days a week. Can you trust yourself during retirement? James and Gregory discuss. A look at today's market news and a look at the numbers. More info at GregoryRicks.com and download the WinningatLife app. Winning at Life with Gregory Ricks on News Talk 99.5 WRNO and on the iHeart radio app.

01:11 - The annual Social Security projection have been updated, and funds are now expected to run out in 2035. Gregory expects there to be changes to the program before benefits get cut, probably increasing the taxes, and maybe even raising the retirement age. James hopes for privatization. 19:27 - Are you doing better financially than the average American? Compare yourself to the average American on 10 different financial statis... Read more

01:27 - Real Estate sales have slowed for the first quarter, but Gregory reminds you how often a sluggish home market isn't a sign of a slowing economy. The real effect on you as you are approaching retirement is the ability to strike a good deal on your retirement home. 16:00 - The Numbers are mixed, with Trump's repeal of Iran sanction waivers rocking the oil market and getting the biggest headlines. 25:27 - Gregory sha... Read more

Gregory and James do a brief summary of the major topics to be covered on today's show. Real Estate, reducing your tax bills, reverse mortgages, Social Security planning. 02:33 - A recent survey shows 42% of college graduates say their degree wasn't worth the cost. 12:42 - More Americans these days are enjoying an encore career in retirement. Sometimes it's for the money, sometimes it's for enjoyment, but it can c... Read more

Financial advisor Gregory Ricks and co-host James Parker talk all things money. The financial side of Tiger Woods' amazing comeback win at the Masters begins with a dazzling $2.07 million first prize, and the guys that miss the cut get $10,000. Gregory reveals Augusta National has been on a property-buying spree in their area and may have big plans for development. It's Tax Day! Today is an ideal time to remember to plan fo... Read more

Financial advisor Gregory Ricks and co-host James Parker help you on the right financial path. Wes Blanchard is the Estate Planning Attorney of the Total Wealth Authority. Gregory and Wes have a live event coming up in Madisonville this Tuesday at Keith Young's Steakhouse. Wes Blanchard shares some of the pitfalls of dealing with Usufruct and Naked Ownership. He has seen people try and use Usufruct to settle property disputed u... Read more

Financial advisor Gregory Ricks and co-host James Parker help you on the right financial path. Jack Dorsey, CEO of Twitter, only eats one meal per day. We've noticed hyper successful people tend to have unusual daily habits. Be careful about mixing pre-tax money in your retirement savings with after-tax contributions. It's often impossible to separate those assets back out once they've been mixed. Financial situation an... Read more

Financial advisor Gregory Ricks and co-host James Parker help you will all your financial needs. Uber's IPO has been dominating a big chunk of the financial headlines these days. IPOs are generally too risky to recommend for a client, but we certainly get a healthy crop of questions about high-profile IPOs. Gregory has a book he wants to give you about creating tax-free income streams in retirement. James and Gregory review som... Read more

Financial advisor Gregory Ricks and co-host James Parker talk all things money. Are more people willing to ditch their house in retirement for an RV? Fixed annuities can be a good solution for the investor who is risk-averse. Randolph in Gretna asks Gregory's thoughts on Indexed Universal Life Insurance policies. Carol in New Orleans is 29 and new to investing, and asks Gregory's thoughts on how to get started on the right ... Read more

Financial advisor Gregory Ricks and co-host James Parker help you on the right financial path. Are you financially smarter than a teenager? Hear Angie answer an 8 question quiz on financial basics that half of the teenagers failed. Half of Americans don't work, and half of workers don't pay taxes. Taxes are going up in the future, and it's hard to see how the overwhelming majority of voters who don't pay taxes would... Read more

Financial advisor Gregory Ricks and co-host James Parker help you on the right financial path. We review a few proposed rule changes for IRAs, 401ks, and 529s. The changes are aimed at nudging more small businesses and individuals to put away retirement savings, but not all of them are good ideas. We review a few proposed rule changes for IRAs, 401ks, and 529s. The changes are aimed at nudging more small businesses and individuals ... Read more

Financial advisor Gregory Ricks and co-host James Parker help you on the right financial path. A report says 70% of lottery winners blow through the money in 5 years or less, and the size of the pot doesn't seem to affect the timeline much. Gregory helps people turn their lump sums of cash into income that won't run out. Sometimes it's from a pile of inherited money, the selling of the family business, or a few decades ... Read more

Financial advisor Gregory Ricks and co-host James Parker talk all things money. The Brexit deal drags on with Theresa May asking for another extension. The UK economy seems to be resistant to the chaos. Several pieces of legislation have been filed to reform retirement savings. One proposal would extend the IRA contributions and RMDs to age 72. There's another attempt at helping small businesses pool their retirement benefits, ... Read more