MOLLY SOCHA-MATT STILLO-GROWN-UP STUFF

Episode Transcript

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This is Later with Lee Matthews,The Lee Matthews Podcast more what you hear
weekday afternoons on the Drive. MollySacho is an executive producer at iHeart and
former comedian Matt Stilo's a musician turnactor turned engineer turn podcast producer, and
they have put together a podcast youcan hear on the iHeart radio app and

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everywhere you get podcasts, grown upstuff. How to Adults will start with
you, Molly, who wants toadult? Oh? I think everyone wants
to adult? And we're just allkind of struggling our way through it.
We're just trying to figure out whatwe're supposed to be doing with you know,
not a ton of guidance. Soyeah, so this is this is

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truly a show where we are justyou know, trying to figure it out
alongside of our audience. There's somany questions that you know, even in
our thirties, we feel like wereally don't know the answers to that we're
kind of just expected to know.So yeah, I think that these are
all topics that apply to so manypeople. I mean, Lee, are
you telling me you don't get satisfactionout of sending out your tax return early

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in February. Are you telling methat you don't you know, you make
the right choices on the health insurancefor your family? Love killing me?
Are you kidding me? I openedchampagne after I balanced the check book.
Yeah, yeah, there you go. I mean, I feel like the
approach that people took to adulting,that you know, we would have,
you know, everyone would be alittle bit happier in their lives. Celebrate
those victories, celebrate that lovely wifecame to me the other day and she

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said, I hope you don't mind. I thought, Oh, what happened?
Did you break something? I tooka hunk of our money and I
put it in a money market sowe could yield about five hundred extra dollars.
I love that. That's brilliant.And more people knew about high old
savings accounts. I think if morepeople knew about money market funds, they
could see how much their their dollarcould stretch. And that's what our show

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was really about. I mean,like, how many moments in life do
we wait to find out about thething and we're in the thick of it,
or it's too late, you know, Like it's April fourteenth and we
decided now is a good time tofigure out how to do our taxes,
or you know, we turned fiftysix years old, we're like, maybe
I should think about retirement. Youknow, we're just kind of hoping with
the show that you know, everyonecan take a step by step learning approach

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to their life and be a littlebit more proactive about it, because if
you can make your life one percentbetter at a time over time, like
compound interest, you really can seeincredible results. Maly Sasha Matt Stilo.
It's how to grown up stuff,how to adult. And I tell you
that anecdote because I can't emulate theapologetic tone of voice my wife had when

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she told me I genuinely thought shehad lost a bunch of money at the
casino or something, and that wasn'tat all. She was not wanting to
adult. She was almost embarrassed toadmit I had to grab this opportunity.
Well, you touched something interesting,marely embarrassed to admit. I think a
lot of us if we actually tookthe moment to admit that we that we

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don't know what we don't know,we could really open ourselves up to the
possibility of learning. I think alot of people are like, no,
I know my four one K,like I got that stuff, I'm putting
some money away. But if youactually looked into a little bit more and
you actually saw the kind of stocksthat your tax you your money, your
pre tax money was going into that, you could reallocate it to benefit you,
you know, depending on what yourgoals are. And so I just

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think if you can say, hey, you know, I'm thirty four years
old and I don't know how thisworks, you know, you could open
yourself up to to learning a bitmore about it. So I think that
it's it's wonderful that you that yourwife did that. Molly, Sasha's with
us, Matt Steel, o'molly.One thing that's happened in our state is
they passed all all recently to teachhigh school kids a little bit more about
balancing your check book, a littlebit more about what health insurance is.

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You know, what what the differencebetween a bank and a savings and loan.
That kind of thing had gone bythe wayside. So is there a
generation that's really really out in thedark about it? I think every I
mean most generations are in thet someyou know, on some of these topics
for sure. Yeah, I haveheard about that, and I think that's
so amazing because a lot of thisstuff is like I wish that they had

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taught me about health insurance and howmuch I'm supposed to put into my furrow
and k or you know, likeyou said, like figuring out your checkbook,
balancing your checkbook when I was inhigh school, because you know,
you get your first job and you'rejust like, now what do I do?
What's like I get a paycheck everymonth and I don't know what to
do with it. Or I'm presentedwith these options and I don't know which

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one is the best or why amI choosing this? And a lot of
things are made complicated on purpose,Like our taxes are complicated on purpose that
you can so that you they're kindof like forcing you to hire someone who
understands it to do to do itfor you. And you know, all
a lot of things are like thatin life, and they're really designed to
really take more of your time andmore of your money. And so if
you can really understand them, youcan save a little bit of that time

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and you can save a little bitof that money, and you know,
make it work for you, like, we just found out about like,
you know, we did an episodeabout laundry. We foun out that fabrics
offt and there was really a productthat was created to address the issue of
using too much detergent. Well,companies didn't want you to use less detergent.
They wanted you to buy another product. And so, you know,
when you can understand this stuff,you can really, you know, make

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your money and your time work foryou. We also found out that it
makes your close highly flammable, whichwas a real shot. Yeah, so
maybe stop using the paper software people, grown up stuff. How to Adult
is the podcast and the hosts areMally Sasha and Matt Stielo. I've got
another anecdote for you about adulting.It had been several years since I bought
a new car. Went into thedealership earlier this year, and they immediately

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asked for my cell number, andright away it became clear to me that
this negotiation was going to be takingplace via text, even though even though
the guy was in an office acouple of feet away. I finally said,
get out here and we're going totalk about this in person. So
it's easier to lie on a textthan it is to your face that said,

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what role in adulting as our newmodern technology taken? Well, I
think that's a great question. Imean technology is constantly going to change everything
all the time, and even justthe environments in which you know, we
talked about tipping and there are thesenew like the toast, the square pay,
like that technology has completely changed theway we look at tipping in our

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culture and who we're tipping and howhow much we're tipping. And we even
talked a little bit about, youknow how even just delivery apps and how
that's changed the way we tip andhow much we should be tipping there.
So I think that it plays ahuge role in in what we talk about
and how you know, those topicshave changed over the years, which makes

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it again to your point, like, I think this in a lot of
ways, it applies to every generation. Oh yeah, yeah, even even
those who might have a really firmgrasp on some of these things, they're
now learning relearning these topics again withthat angle of this new technology that's changing
the game completely. And Matt Steele, is it is there an effect on
interpersonal relations? Are we adulting differentlynow because we have all of these resources

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in the palm of our hand.Absolutely. I mean, I think with
information that there's so much good informationout there and there's there's a ton of
bad information out there. And that'sreally why we do extensive research to make
sure that we're we're learning, youknow, as much as we can about
the topics, and we're talking toexperts who have you know, made each
of these topics their their expertise andtheir field. And just with the with

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with so many tools available to us, everything is getting easier. You know,
if if you want to write something, you can just chat GPT it
and you know, send an emailthat you didn't really write. And so
what kind of skills are we losing? I think we're already you know,
complacent in that we have access toso much information and tools are making it
easier to to not have to engagewith them. And so I think we're

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kind of taking a step back withthe show and saying, you know,
if you can put in a littlebit of effort and let me and Molly
do it for you, you know, you can kind of just come on
the ride with us and listen tous figure out how to do something in
real time, and you can youknow, take that that knowledge and apply
it to your own life, andyou know and not let you know yourself
get a little too complacent grown upAnd our curiosity is genuine and sincere because

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and we're asking the questions that youmight be too embarrassed ask because we really
don't know grown up stuff how toadult. That reminds me I'm out of
wine. I will use my digitaldevice to have more delivered by the time
I get home. Thank you,Thank you for joining us host of Grown
Up Stuff How to Adult, MollySasha and Matt Stillo. Good to have
you along and we'll be listening onthe podcast. Thank you so much.

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Thanks for listening to Later with LeeMatthews the Lee Matthews Podcast, and remember
to listen to The Drive Live weekdayafternoons from five to seven and iHeartMedia Presentation