She's On The Money

This week's Money Diary is proof that earning more money doesn't automatically make you feel secure. Growing up, she was constantly worried about money. Not because her family was struggling, but because she'd picked up on snippets of conversations and quietly convinced herself there was never enough.

So she did what a lot of us do. She worked hard....

They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not asking for what you’re really worth?

On this week’s Friday Drinks, we’re covering career-coded Money Dilemmas. One person asks whether it’s ever worth it to stay in a job you love, even if it means taking longer to reach your money goals. 

And someo...

So you can be overinsured and you can be underinsured, but can you ever just be insured enough in your super? 

‘10 Things I Hate About You’ jokes aside, we yapped about insurance with friend of the pod Phil Thompson from Skye Wealth. Join us on the Deep Dive couch as we unpack a couple of case studies to demonstrate what it might look like to be overinsured, plus how an underinsured person might get sufficient cove...

A little heads up before you press play: this episode contains conversations about financial abuse and coercive control. It’s an incredibly important conversation, but please look after yourself while listening.

This week’s Money Diary is raw in a way I don’t think I was fully prepared for.

At 21, she fell in l...

The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or worse… urgent?

This week on Friday Drinks, we discuss a Money Dilemma that questions whether we can ever really afford to miss health-related appointments when we’re in debt.

We also answer a DM that’s all about diversification and whether buying diversified ETFs i...

Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep Dive, Bec and Victoria cover the acronym that’s causing a stir in our comments section. 

Exchange Traded Funds or ETFs are just one of the ways that many Aussies are investing, and for good reason too. They’re a bundle of shares that give you some healthy expo...

This week’s Money Diary is one of those “wait… this is actually so relatable” conversations. She’s a newly admitted lawyer who spent years living paycheck to paycheck while studying, prioritising travel over investing and genuinely having no idea what an ETF even was.

Fast forward a few years and life suddenly got very expensiv...

Okay… this one still feels a bit surreal to say out loud. Right after the federal budget dropped, I sat down with Australia’s Prime Minister, Anthony Albanese, and Finance Minister Katy Gallagher to ask the questions our She’s on the Money community actually wants answered. We covered a lot.

We spoke about housing affordability, negative gearing, capital gains tax changes, childcare costs, women’s health, p...

Right after the federal budget dropped, I sat down with some of Australia’s most powerful ministers and political voices to ask the questions our community actually cares about. Not the polished political talking points… the real stuff. Housing affordability, childcare costs, rising bills, negative gearing, fuel prices, domestic violence support, women’s financial security and whether Australians are genuinely be...

The federal budget has dropped… and Australians have opinions.

So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after the budget announcement to ask the questions everyone actually wants answered. From negative gearing and capital gains tax changes to the cost of living crisis, fuel prices, housing affordability, tax cuts an...

Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt.

Stressy and a little scandalous, this week’s episode of Friday Drinks covers a Money Dilemma about whether a listener should use their reno savings to help pay off her partner’s business debt. All $140,000 of it. 

And, is debt worse if it’s a secret? This week’s DM comes from a li...

This episode is what happens when financial planning and family planning have a baby.

Why is it that egg-freezing and IVF feel like buzzwords; distant things that are only relevant once we (or the people we care about) start to consider the options? This changes now.

Joining us on this week’s Deep Dive is sought-after fertility specialist and friend of the pod, Doctor Nicole Hope. The Medical Director at Newlife IVF has helpe...

The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got their hands on it.

At 6pm, while the internet was still speculating and journalists were speed-reading hundreds of pages of announcements and fine print, we sat down inside Parliament House to unpack the headlines we think actually matter to our community.

Victoria is joined by Glen Jam...

Have you ever thought, “maybe I’ve missed my chance.”

This weeks diarist started uni three separate times and dropped out every single one. Worked 50-hour weeks in retail management for minimum wage. Genuinely believed that without a degree, there was a limit to what she’d ever earn or achieve. Relatable. Then life happened. A baby. A ...

It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird to accept the offer, especially when you’re desperate for a break?

In this week’s Friday Drinks we cover that icky feeling some of us get around taking leave, even though it literally exists to be used. Beyond the stigma, we unpack how taking stress leave might affe...

Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin?

She’s on the Money’s Jessica Ricci joins Bec Syed on the Deep Dive couch to tell us everything she’s learned (so far) about her building journey.

After recently going through the preconstruction phase, Jess shares updates around pre-build appointments, budget considerations and just ...

You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still at uni, working multiple jobs and quietly building a six-figure portfolio. Not loudly, not perfectly… just consistently. Working in luxury retail, she’s watching people her age spend entire payc...

Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions.

In this week’s Friday Drinks, we’re reminding one wary investor of how it pays to stay level-headed when the sharemarket has you feeling off-kilter. If you too are wondering if you should sell your shares during an economic downturn, this episode may have you reconsidering things....

The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything around us… In this week’s Deep Dive, we’re taking on the RBA; who they are, what they do, and how they call the shots when it comes to the cash rate. 

We’ll explain how often they meet, what facts influence their rate decision...