Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Refs and salt trucks. It's the same thing. They do
a good job if you don't notice them. All right,
the salt trucks, the brining, it all worked. They had
fifteen trucks out all yesterday to make sure the streets
would stick with the ice and that the snow would melt.
(00:21):
And it worked. There's no problem on the roads. Mostly.
I love the live drive John Alden.
Speaker 2 (00:28):
Yeah right now, right, it is LK.
Speaker 1 (00:31):
Why he's got it going now. I think Wave three
was the first to do it. They were like, let's
just get in a van in video, what's driving. And
I got to tell you, when I first saw it,
I was like, oh, hey, well this is kind of now.
They all do it. So they all get in a car.
They have the camera pointing at the guy. Of course
he's not driving or she's not driving, and they're driving
(00:54):
around the roads to kind of see and they're like, hey, hey,
that's my neighborhood. The roads are fine, man, I drove
in again. Slow down a little bit, but you're fine
to get around if you need to go to the
grocery to do whatever you need to do. NTI for
public schools, Catholic schools, are out. NTI is really not school.
I'm just gonna be honest with you. I've had kids
that the thing was invented while they were you know,
(01:16):
COVID and all that. There was no NTI pre COVID,
that didn't exist. But it's part of school these days.
NTI john is not really school.
Speaker 2 (01:28):
You know. The whole purpose of it for now is
just to save snow days so you're not going deep
into the summer anymore. It's the only reason they kept
it after coronavirus exactly.
Speaker 1 (01:36):
It's just not school, right. You can't take tests on NTI.
It's not the same. It's not school. I guess you
can keep in touch with your students. But how many
are not going to park themselves in front of the camera.
Speaker 2 (01:47):
How many of them want to go outside and you know,
go sledding, build a snowman, whatever that might be.
Speaker 1 (01:52):
Now, they will always they'll always not lie, but not
tell you how many kids just flat out disappeared during
the COVID era that never spent one day on NTI,
not one. They'll never tell us those numbers. I think
that's probably still accurate today. They're not in front of there.
How many of the kids in the class. So you
have a half of a class and you're trying to
(02:15):
teach to them. They're in their rooms or in their
living rooms or wherever they are. If there's multiple kids,
then I guess you forced them to be in your room.
At one point, Maggie was would late. She would get dressed,
put her school uniform on and sit in front and
you know, notebook prepared and all that. Towards the end,
she was just waking up opening the laptop in her bed.
(02:40):
Of course, every teenage girl has forty seven blankets and
twinkly lights on their ceiling, and she would just she'd
open it up and she would just do class like that.
I just again, NTI or not. I'm just just call
off school catch up next tomorrow because you'll be in
school tomorrow. This will be fine, I again. Knock on wood.
Speaker 2 (03:03):
Yeah, no, this is a one day event. It's not
like there's anything else coming through. I mean, yeah, the
temperatures are gonna stay at or below thirty two for
pretty much the next what thirty six hours or whatever.
But if they clean off the roads, that's gonna be
the end of the nonsense.
Speaker 1 (03:18):
From this morning, It's all gonna matter with the wind
like today, I walked out and shoveled, you know, the
driveway for Jackie so she doesn't fall on her butt. Yeah,
but it was. It all came up with one scoop
sho gone And it was not that cold. It's not
that thirty two like, it doesn't feel that cold.
Speaker 2 (03:34):
People just have this mindset, and I'm guilty of this,
that if it's snowing, that it feels like it's actually
ten or fifteen degrees lower than it actually is.
Speaker 1 (03:41):
When the wind kicks up, that's when you have problems.
So yeah, Bill Bell is a friend of mine. He
used to run the Kentucky Office Byway Safety, does the
same job now for the city of Louisville and Greenberg.
He'll have a press conference at ten am this morning
just sort of update the roads, and I'm gonna try
to predict what he's gonna say. Roads are fine. Yes,
if you watch the video or local news, you'll see
a couple of cars in the medium and all that.
(04:03):
But other than that, everything is fine. So just relax
and enjoy your day. Okay, But this is perfect snowball
snow You can make the perfect round snowballs with this.
It's it's a perfect way to irritate the crap out
of your neighbors, your dad. Whoever.
Speaker 2 (04:24):
Well, this is one of those days where I wish
Daisy was a few years older than she is. Right now.
Speaker 1 (04:28):
Yeah, there's no anything right now. Yeah, there's no there's
there is a that's good and bad. As a parent,
because the really cold days, you're just like, are we
kidding ourselves? But sledding? And I'm so glad we don't
have any sleds in there because you're tripping over sleds
in your garage as a parent all the time. But
(04:49):
as a teenager in the nineteen eighties, it was fun
because again, teenagers were treated a little different. In the
nineteen eighties. When you were eighteen, you were an adult. Now,
if you're eighteen, you're still a kid. If you're twenty five,
they still they treat twenty five year.
Speaker 2 (05:04):
Olds like kids.
Speaker 1 (05:05):
Still.
Speaker 2 (05:06):
Well, they called you all latch key kids back in
the day.
Speaker 1 (05:08):
Right now, we raised ourselves. It was feral f ca
feral cats, feral feral kids. What'd you all do today?
You were gone for sixteen hours? Not much smoke, cigarettes,
broke windows. Uh, But we used to. My buddy had
a jacked up Nova with craigers. It's the type of
rim and it was a piece of crap, but he
(05:30):
could rev it up pretty good. And we'd go to
the tire store and pay three dollars, and we'd have
to pull all our money together get three dollars, and
we'd he'd sell us the tube, because there used to
be tubes and tires. I don't know if they have
tubes and tires anymore, I don't think so, but they
used to be tubes and tires. So you'd buy one
and he'd he'd and the guy, the guy at the
(05:51):
tire store the gas station knew exactly what you were doing.
He'd go, I'll filled up for you. He'd take the
air holes and blow it up to that gigantic size right,
and then you go hit the hill right and try
not to kill yourself.
Speaker 2 (06:04):
A couple of years ago, we didn't have any of
the real sleds. We went to one of the grocery
stores and the best thing we could come up with
is was a laundry basket. And that did not do
it justice.
Speaker 1 (06:14):
No, probably not well. They used to. Even the park
folks would let you pull the metal trash cans over
to the top of the hill. Yeah, and build a
fire in them. And back then there wasn't a lot
of id so teenagers could buy you know, Mad Dog
twenty twenty or a little thing a whiskey, and you'd
(06:35):
sit around there at eighteen. As a senior, you know,
senior year is the best too, because it's your senior year.
You got a snow day. You're taking easiest classes because
it's senior year, you know, and maybe take a nip
off one maybe or two, and then stand around the
fire and then go sledding. It was fun. It was
(06:56):
a good time. So all those I guarantee all those
hills before melts again. They're saying, oh, this was going
to stick around for a little while. I think it's
going to melt a lot today.
Speaker 2 (07:06):
It's going to depend on how much sunlight we get.
That's the kicker right there, and the wind. Keep going
back to the wind is the big key there. But
I had no problems coming in.
Speaker 1 (07:16):
I slowed down in portions, but other than that, I
was whatever sixty five miles an hour on the expressway
and the exits were fine. That's the only places I
was worried, because you know how they say the exits
in the overpasses freeze first, beware of black ice. So
it's fine. Let's move to the story of the day,
which is Kentucky's got their new coach and we all
(07:38):
know his name, Will Stein. Local boy went to Trinity
High School, won a state title at Trinity, went to
University of Louisville. He actually started a couple of games
for the Cardinals. He was the guy will that put
Teddy Bridgewater on the bench. Teddy Bridgewater was a freshman
(07:58):
and will Stein, I can't remember what year he was,
but he got the start. Charlie Strong started will Stein.
And then this huge defensive lineman landed on will Stein's
shoulder in the Governor's Cup and he was out of
the game. And here comes Teddy Bridgewater, ushering in the
Bridgewater era. Threw a pick on his first play and
(08:21):
then started throwing dimes all over the field, and then
that was it, Teddy Bridgewater here we go, which ended
up defining defense in Teddy Bridgewater, defining Devonte Parker, defining
the Charlie Strong era. So will Stein has become this
offensive genius. He is in the ilk of early Bobby
Petrino without the bad personality stuff. Jeff Brom. Jeff Brom
(08:48):
was that guy that couldn't call a bad play, and
that's what he's known for for a long time. And
I've always said, when you're six seven, eight games in
the season and you're calling in the third quarter where
guys are just wide open, those are good call players.
You know, those are good coaches. Those are offensive coaches,
(09:09):
because by game seven, six seven, you have so much
tape on you and you you're running routes where somebody's
wide open. Will Stein is in that ilk, He's going
to put a lot of points up in the SEC.
He's going to score. He's going And here's the other thing.
He's coming from Oregon. He's not coming from NC State.
He's coming from Oregon. So he's going to take a
(09:31):
lot of that talent that was going to go play
for him and is now going to follow him to Kentucky.
That first year he's going to have some ballers. So
it's going to be exciting. How you know whether he
can in the next couple of years, because it will
He's going to have to get a defensive coordinator that
makes sense, but it could be will Stein could be
(09:53):
that that coach Jeff was like this a lot. Bobby
was like this a lot. He had to outscore people.
Their defense. Their defense sucked. So will Stein, congratulations again.
The Trinity Catholic Mafia. Here we go taken over again.
Vince was the athletic director a couple of years. Greg
(10:14):
Fisher was the mayor. You know, Jeff is the coach
at U of L. Now will Stein the coach at Kentucky.
Speaker 2 (10:20):
Here we go. It'll be the Shamrock balla And by
the way, they play at four pm or five pm
in Lexington, and I guarantee both coaches will be there.
Speaker 1 (10:29):
They know each other, Like I said earlier, Oscar Jeff's dad,
Ryan and Greg's dad has all the former quarterbacks at
Trinity over during the holidays. They have a thing at
the house at the brom House and they get together
and it's a great group of guys and they just
talk football. So they all have a relationship from one
(10:54):
I understand. I do not know will Stein from mrstand.
He's a great guy and he's ready to get to work.
I like what he says, you got to be a
physical team, he said. I just watched a video of
him at whatever college. A couple of years ago, he says,
we have to you know, they have to be physical.
It's a violent sport. We have to be violent. Those
are the coaches you want because it is Yes, the
(11:17):
NFL is soft on quarterbacks, but it is still a
violent sport. And these guys are bigger, faster, stronger than
they've ever been. So you've got to get those guys
that have edge, that are willing to knock someone's head off.
Speaker 2 (11:30):
What do you make of him pulling double duty right
now still being the OC for organ during the playoff.
Speaker 1 (11:35):
Run that you're answering. I did not know that until
you just said it, okay, because this has happened so fast.
Obviously I'm not in sports. I don't do sports radio anymore,
so I'm not on top of it. So I didn't
know if he was going to continue at Oregon or
just take off to Lexington.
Speaker 2 (11:49):
And that seems a little risky when you kind of
want to hit the ground running with at the same time,
you don't want to ditch, like you don't want to
pull a Lane Kiffin and just you know, leave in
the middle of a playoff run and I know he's
not the head coach is a little bit different, but
it's still a little it's gonna it's tough to do
double duty, is he? Uh?
Speaker 1 (12:06):
Where's Orgon? Ranked are they gonna be?
Speaker 2 (12:07):
They're going to be in the playoffs. They're number five
right now?
Speaker 1 (12:09):
Okay, all right, they're number five? Oh wow, okay, so
they got a shot at the national title. Look this
playoff I watched because I started to get out on
college athletics, in football especially, and then the playoffs came around.
Notre Dame made their run last year, and I watched
every single playoff game, every single one of them. I watched.
(12:30):
This playoffs is just like the NFL. How many times
does the six seed the NFL won the Super Bowl
several times? You just got to get in the playoffs
and then make your run. So, Oregon, if you're in
the in the playoffs, you got a shot. Right now,
it looks like it might end up being, you know,
the one seeds Indiana and Ohio State. I don't see
(12:50):
anybody beating either one of those guys.
Speaker 2 (12:53):
Dude, we'll see. I hope this game this Saturday is competitive.
I hope it shows that they're the two best teams.
And I hope I hope my Hoosiers are the best team,
but we'll have to see.
Speaker 1 (13:01):
Yeah. Uh, you know, people will start to say Ohio
State's been there so many times in Indiana, and what
they're doing, they.
Speaker 2 (13:08):
Say whatever, they say, whatever they want Ryan days, they're
head coach Ohio State. He's all business when you're when
you're the head coach at Ohio State, you're basically the
CEO of a billion dollar corporation. So like that dude
knows exactly what he's doing. He'll have his dudes ready.
And I mean they may win, they may lose, but
I mean I think I think we're both We're both
dead on these stake.
Speaker 1 (13:30):
Absolutely, and and and signetti is perfect for that. They
ain't scured of anybody, I use not scured Ohio State. No, right,
you're not going to look over and see Ohio State
on the on the jersey and shrink. No. I think
they're gonna be fine.
Speaker 2 (13:44):
They're playing in an Indian's backyard in Indianapolis for this
championship game, for the conference championship. So I mean it'll
probably be fifty fifty split in in that stadium in
Lucas Oil Stadium because Ohio State fans travel. But it'll
be it'll be a very good environment for both teams.
Speaker 1 (13:59):
I think this is a perfect opportunity to reinvent the
Governor's Cup and put it back at the first game
of the season so that we have all summer long.
A total story about there was a golf there was
a golf scramble, the Governor's Cup golf scramble, and U
L would pick the you know, it was always in
you know, Frankfurt, or it was it was Midway right,
or it would be in Louisville, or it would be
(14:20):
in Lexington on certain years. But I always talked about
how funny it was to be in that room because
it was the first you know, these people are never
in the same room together for a long period of time.
You could cut the air with a knife. The tension
was crazy, it was laughable. It was so bad because
they legitimately hated each other, the Bobby Patrino, John L. Smith,
(14:42):
Era and Jurich and Barnhardt. It was crazy. It was crazy.
Billy Reid would mc it, which is perfect. He covered
both all that, but it was and then they would
stick for a couple of years. They would stick two
UK guys with two U.
Speaker 2 (14:58):
Of l guys in the car.
Speaker 1 (15:01):
It was nuts. It was nuts, But we did that
because it was the first game of the year and
we had all summer long to talk trash. It was great.
Move it. This is a perfect opportunity that both the
coaches know each other, force the ads to say, we
got to move it. We're not doing this rivalry week
thing where we get lost. It gets lost, it gets lost.
Speaker 2 (15:22):
Make it a week zero game. They do all those
weird one offs where there's like six or seven games
in the first Make it non week in the season.
Speaker 1 (15:29):
I'll do that for anybody.
Speaker 2 (15:30):
Yeah, do that.
Speaker 1 (15:31):
Yeah, there's no doubt. No, there's no doubt. All right,
so we'll sign your new coach at UK. That happened
really quickly. I got to tell you, I didn't think that.
I had no idea if they had a chance to
get him or not.
Speaker 2 (15:44):
But that means they knew they wouldn't have moved forward
with this. That's why they said they only had two
or three guys on this committee or whatever you want
to call it. They knew exactly who they were recording
already before they even made the final decision. And this
is I mean, that's why you had to say, twenty.
Speaker 1 (15:57):
Four hours, you're saying a phone call went to Stein's
guy and they said, are you interested? And he said, yeah,
if you if you, I will come.
Speaker 2 (16:03):
Yeah. Absolutely couldn't have been that. If you only have
a committee of two or three people, yeah, then you're
you're you're making quick do of this.
Speaker 1 (16:11):
It's fun. I am one of those crazy people that
I hope Kentucky's good at football. I love football. I
love football. I hope Kentucky's good except for one day
a year. Go in a bunch of games and then
Louis will beach you on the Governor's Cup. I'm I'm
all in for that. I'm all in for that. It's
just better for the state of Kentucky all over. We
(16:33):
can't just it's so hard to get both teams good
at the same time.
Speaker 2 (16:37):
We just That's how Indiana Purdue has always been too.
They always wood by each other.
Speaker 1 (16:41):
Yes, yes, all right, we're gonna take a short break. Dwight,
of course, is wheels up to Cabo Wabo. He has
twenty four hour service for his dog.
Speaker 2 (16:53):
So how nervous was he going into all this winter
weather that was coming this morning? Did you talk to him?
Speaker 1 (16:59):
I for Susan Tyler Whitten his wife for having to
put up with last night. And he probably woke up
three or four different times looking out and going oooh oh.
Speaker 2 (17:10):
I bet he didn't sleep.
Speaker 1 (17:12):
He might not have because this is his happy place.
Cabo is his happy place. So he'll be out for
the rest of the week in a portion of next week.
But so we'll roll on through. We're gonna have Bill
bell on a little bit later after his press conference
sort of catch people up on what's going on with
the roads. But the roads are fine, and I think
the Humane Society is coming in today too at ten thirty,
(17:33):
so stick around for that, all right. I am Tony Vanetti,
and let's talk about Elementair elemenirco dot com. You don't
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(17:53):
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Back after this on news radio eight forty Whance Welcome back.
(18:20):
It's Tony and Dwight Show Minas Dwight brought you by
the Kentucky Office of Highway Safety. Please slow down, you'll
problem doing that today. Buckle up and put the phone down.
Breaking news from New York. I think your daughter qualifies
for this. Are you ready?
Speaker 2 (18:35):
Okay?
Speaker 1 (18:37):
This is a little known legislation that was in the
last big beautiful bill that is now coming to today
billionaires Michael and Susan Dell. I am just learning that
the Dell computer is named after a dude.
Speaker 2 (18:50):
I would have never known that either.
Speaker 1 (18:51):
Right, they are pledging get this. They think it's the
largest single private commitment made to US children in American history.
They pledge six point twenty five billion dollars today to
provide twenty five million American children under ten and incentive
to claim their new investment accounts for children created as
(19:13):
part of Donald Trump's tax and spend legislation.
Speaker 2 (19:17):
Here we go.
Speaker 1 (19:18):
So if your child is born du dun dun dun
dut dum. I think she qualifies.
Speaker 2 (19:25):
She was born on April eleventh.
Speaker 1 (19:28):
Okay, I just had the damn date and now I can't. Okay,
here we go. Under the new law, the treasury will
deposit Everyone needs to listen to this. If you have
young children, under the new law, the treasury will deposit
one thousand dollars into the accounts of children born between
January first, twenty twenty five and December thirty first, twenty
(19:49):
twenty eight. And the funds must be invested in an
index fund which tracks the overall stock market, so you
can't spend it.
Speaker 2 (19:57):
How much is it again, though, it's one thousand dollars. Okay.
Speaker 1 (20:00):
So if the day the child is born, you sign
up for this account. The government is going to drop
one thousand dollars into an account. This is what I'm
trying to mine out of the story, okay. And this
is one of the many things in this big, beautiful
bill that we're trying to figure out. Okay, when the
child turns eighteen, they can withdraw the funds to put
(20:23):
towards their education, to buy a home or start a business.
Speaker 2 (20:28):
Oh my gosh, that is the most brilliant thing that
I've ever heard of.
Speaker 1 (20:36):
This is crazy.
Speaker 2 (20:36):
I don't know how you make this work. I guess
it's you. They're they're generously donating this, right the Dell family.
Speaker 1 (20:44):
I got to ask Mercurial Wealth Advisors, if you popped
one thousand dollars into the stock market eighteen years later,
how much would it be worth.
Speaker 2 (20:56):
I see that's a I guess that's it could be
a variable. I don't know all of this money goes
into the same the market thing.
Speaker 1 (21:02):
I do know this because I used to do a
show with Mercurial Wealth Advisors. When I first was asked
to do it, I said, why the blank would I
do a financial show? That sounds boring? And I said,
we'll do it for two weeks. If he doesn't like me,
we call it cancel. If I don't like him, we
call it cancel and he goes and Alan goes. Deal.
So after two weeks I was like, I'm all in
(21:25):
because it was like a free class on finances in
retirement and it's actually a lot more interesting than you think, right,
And this was fifteen years ago. I've been with Alan
mckiro for a long time, so this is huge I've
got to ask him about this. So again, if your
child is born between January one, twenty twenty five, so
(21:47):
your kid qualifies, correct, and December thirty one, twenty twenty eight, so.
Speaker 2 (21:52):
We gotta have a second one before the end of
twenty twenty eight.
Speaker 1 (21:55):
Right, the Treasury will deposit one thousand dollars into an
investment in and the kid can draw it out when
he's eighteen or she's eighteen.
Speaker 2 (22:05):
Now, so is it one of those things? Again? Maybe
these are all questions. I guess we would ask mercurio.
But is it one of those things? Or because it's
the child's money and they can't no one can use
it until they turn eighteen? Correct? Does that mean they,
like the adults, the parents have zero access to it,
I would assume.
Speaker 1 (22:23):
And you can only use it for buying a home, college,
or educational.
Speaker 2 (22:28):
Okay, so it is still limited. It's limited to.
Speaker 1 (22:30):
Three things, start a business, education, or buy a home.
My gosh, wow, So the Dell family they look relatively
young too. I guess super rich people have whatever, but
they look really right. I mean, these two do not
look much older than I am, and they they're worth
one hundred and forty eight billion dollars. By the way,
(22:52):
so they donated six billion dollars to this effort. They
think it's the largest single private commitment to US children
in American history. They said, quote that they wanted to
do something in honor of the two hundred and fiftieth
birthday of America. End quote.
Speaker 2 (23:09):
This is big.
Speaker 1 (23:12):
Okay, so you've we got to figure out how you
get Daisy signed up?
Speaker 2 (23:16):
Oh my gosh, yeah, okay, that will anybody who has
the ability to sign up for this will whenever you
get to the point where your your son or daughter
is going to go to college, start a job, whatever
it may be, like, this is going to save so
many extra headaches.
Speaker 1 (23:31):
This is crazy and I love it. I love it.
Speaker 2 (23:35):
I don't know.
Speaker 1 (23:36):
I'm thinking a thousand bucks.
Speaker 2 (23:38):
That's that. This is the key right here. How much
does it really turn into in eighteen years. I mean,
I assume it could be up to you know, a lot.
Speaker 1 (23:44):
I will say this, the market pays off three out
of four years. That's historically it pays off three out
of four years. It ranges between six percent and can
be as high as twenty six percent or high or
really actually, so you get those twenty five percent years.
And that's why it's so important to hit that one
(24:06):
hundred thousand, two hundred and three hundred thousand mark in
your four oh ones because now twenty five percent of
three hundred thousand, you know, at seventy five grand, you're
going up without even putting a dime in it. So
that's that's the deal. So wow, Okay, so we're going
to figure out I'm actually going to text Alan Mecurio
(24:27):
in the break and ask him what how do we
get our kids signed up for this? And what does
he think it's going to be worth in eighteen years?
That is it? That's a pretty good time too. Yeah,
And just to think, can you imagine how much that's
going to help these kids.
Speaker 2 (24:45):
And help for just families in general, like the stress
of saving for college and not wanting to take out
loans and just trying to make it as simple as possible.
Speaker 1 (24:54):
It's drowning a generation.
Speaker 2 (24:55):
I mean, it ruined my generation. I feel like there's
so many people who are just blindly he went to
so and so university and took on thousands and thousands
of dollars of debt. Now there's there's there are ways
to minimize it. And thankfully I was aware of those ways.
Speaker 1 (25:10):
Yeah, and not like John. Still ridiculous. John did a
paper and my son did a paper in at Trinity
High School when he was a sophomore, and he kind
of freaked him out. He said this. He called me downstairs.
He's like, this makes no sense. This student loan thing
makes no sense. And I was like, welcome to the world.
And he that's why I think part of it he
wants to service country. But he when he went to Purdue,
he was like, obviously it's a it's the best price
(25:31):
for the brand. It's about forty two thousand dollars a
year at Purdue, and the first year, even with ROTC,
we had to pay. So we had a forty two
thousand dollars in cash and we had some we had
that in a kid account, so we dropped that, but
it took a big chunk of it, and then they
paid for half I guess on the way out. So
(25:53):
even though that John the Navy paid for a bunch
of his college, we still ended up paying about one hundred.
Speaker 2 (25:59):
Thousand dollars dollars, Oh my gosh, for his college. That's
that's the Purdue price, just because it's the engineer school
with so much more expense.
Speaker 1 (26:07):
He was aerospace engineering. And it's number three behind MIT
and Princeton. Okay, but Princeton is one hundred thousand dollars
a year. MIT is one hundred and something thousand dollars
a year. Purdue is the best buy and the best
brand in America to me in university. That's why I
said yes, because he had full rides of other places,
and I was like, wait what, and he said, I'm
(26:28):
going to Purdue. Okay, all right, so man, let's say
it's thirty I'm gonna guess it's worth twenty five K.
Speaker 2 (26:39):
That's reasonable. I would say that's a year of college.
I mean, I mean more than most people get without
going into debt.
Speaker 1 (26:47):
Or twenty five thousand dollars to put down on a home.
Speaker 2 (26:50):
Oh my gosh, and or start a business. I don't
know how much time I've not started a business, of course,
but twenty five thousand dollars, well.
Speaker 1 (26:57):
Think about it if you may. If you're in a
relationship with somebody, that's now fifty thousand dollars, that's true
to put down on a house.
Speaker 2 (27:03):
Oye. I imagine these children that are all coming up
in this in this I don't want to call it
a program, whatever you want to refer to this as
and they marry each other. That's that's, that's what you
hope for. I guess right.
Speaker 1 (27:14):
This is crazy, all right, So we'll dive into this
a little bit later. But that happened today. That happened today.
This Michael and Susan Dell. They look like sweet people too.
He dresses like me, so I've heard he's got a
button down. He's probably he's got a button down, a
little quarter zip. That's me, I'm sorry. And she looks
(27:34):
a little like Jackie. We're all the same. It's ridiculous,
except for they have one hundred and forty eight billion
dollars and I have one hundred and forty eight dollars.
We have also become get ready, always thought the Rumbas
were weird. We're about to become a Rumba family. The
(27:58):
Rumbas now well, they have now ones that map the
whole floor, the whole main floor. All right, there's three
rooms in our floor in our main house. Right, So
this thing goes back to its base charges empties. And
it doesn't doesn't just vacuum, It mops the flora.
Speaker 2 (28:20):
Oh wow. So it's like it's got like a little
water sprayer. It's got you put whatever you need. It's
like we have this now with the remodel.
Speaker 1 (28:28):
We have very expensive floor, a wood floor, but the
whole first floor is all this wood floor. So you
just put whatever cleans your floor in this thing. It
vacuums and mops. It maps the entire thing, and it
has its own, you know, base to empty it. So
we are gonna become a roomba family.
Speaker 2 (28:50):
I think you get to name those things too. You're
gonna give it a name. What would you name your roomba?
Speaker 1 (28:54):
I don't know. But I've got so many cats. You know,
they're gonna jump on it and ride it.
Speaker 2 (28:59):
Oh man, you know.
Speaker 1 (29:00):
They're just gonna ride around. If those little damn cats
bust the roomba, I swear they're all gonna be living outside.
I don't care. Look you mean society's coming in there be.
Speaker 2 (29:12):
Like what did you say about, Oh yeah, be careful.
Speaker 1 (29:15):
Well yeah, we're gonna we're gonna pull the trigger on
the roomba here. Yeah. You know, you know Black November
sales man, they are a lot less because they were
averaging about five hundred bucks, and it looks like we're
gonna get one for about two hundred and fifty or
three hundred, so I think we're gonna do it again.
It would we would spend a good portion, not a
good portion. It would spend a portion of our day
(29:37):
sweeping and mopping this this wood floor because the footprint's
pretty big on the main floor. And I think it's
gonna be worth it, There's no doubt, especially when you
go to expensive dinner. That's about a price of an
expensive dinner. I'm in roomba here I come, or the
shark whatever.
Speaker 2 (29:56):
We've got one of the sharks. Yeah, I don't remember
how much we spend on ours.
Speaker 1 (30:00):
They're supposed to be really good or as good as
the rumbus. So we've looked at the consumer reports, just
like nerd old people do.
Speaker 2 (30:07):
Have you seen those lawnmowers that basically are like roombus
but they cut your grass? I'm disclose if they come
down in price. It's like plasma TVs when they first
came out and they're ten grand, and I was like,
I love that, but we're gonna I'm waiting flat screen TVs.
Speaker 1 (30:22):
I'm waiting.
Speaker 2 (30:23):
They're cutting grass in the middle of July and August.
Speaker 1 (30:25):
It just comes out of it. It just comes out
of the garage and starts cutting your grass in there's
no handles to it.
Speaker 2 (30:33):
No, I hate I hate the dog days of summer
and you have to get out and sweat. I have
a push mower too, so that's already ten times worse
than a riding mower. And so if you have the
ability to get one of those and have the means
to do so, why not.
Speaker 1 (30:46):
Always used to ask because a lot of our older
friends were moving into condos, they were selling their house,
and I was like, man, does that mean we're going
to start in a apartment? An end in an apartment?
Because that's what a condo is. It's an apartment. I said,
Is that what life is not if you move into
(31:07):
trade no towers. That's true, but that is the that's
what you do. You know why? Because I used to
I'm gonna say it. I used to love doing the
yard work, and now I hate it. I do not
enjoy it. I used to like cutting the grass because
it was a little piece and quiet.
Speaker 2 (31:24):
Well, I like cutting the grass in April or May
when it's no you know, seventy degrees and not humid.
But once you get into summertime and you're just dripping
in sticky sweat, that's when it's horrible.
Speaker 1 (31:36):
I had a little break of it when John turned
you know, twelve thirteen. Get out there and cut the grass, dude, knock, knock,
who's there, Dad? Did you cut the grass?
Speaker 2 (31:48):
Uh?
Speaker 1 (31:49):
No? But I don't like it, So I get it.
I get why people say, you know what, I'm not
doing this anymore. I'm not spending money on fertilizer and
cutting the grass. And my lawnmower just broke, and now
what are they five hundred bucks? You know what, I'm
just gonna move into trade note towers. I did not
plan that at all. It just kind of went in
that direction. All right, we're gonna take a short break.
(32:12):
Christian Brothers roofing. How can Santa land on your roof?
If it's kind of crappy, right, you don't want him
to come through the roof, or if you've got a
repair that you need to be done, and now you're thinking, ugh,
it's snowed last night, or that wind is coming through.
If you have just one little gap in your roof,
you've got to get it. Checked out, they'll walk the roof.
(32:32):
They have a free estimates at Christian Brothers Roofing, Christian
broroofing dot com and financing. If you're not ready to
pay the whole boat, get a new roof, siding or gutters,
they'll take care of you. Christian Brothers Roofing back after this.
Speaker 2 (32:46):
Sun News Radio eight forty eight WHES
Refs and salt trucks. It's the same thing. They do
a good job if you don't notice them. All right,
the salt trucks, the brining, it all worked. They had
fifteen trucks out all yesterday to make sure the streets
would stick with the ice and that the snow would melt.
(00:21):
And it worked. There's no problem on the roads. Mostly.
I love the live drive John Alden.
Speaker 2 (00:28):
Yeah right now, right, it is LK.
Speaker 1 (00:31):
Why he's got it going now. I think Wave three
was the first to do it. They were like, let's
just get in a van in video, what's driving. And
I got to tell you, when I first saw it,
I was like, oh, hey, well this is kind of now.
They all do it. So they all get in a car.
They have the camera pointing at the guy. Of course
he's not driving or she's not driving, and they're driving
(00:54):
around the roads to kind of see and they're like, hey, hey,
that's my neighborhood. The roads are fine, man, I drove
in again. Slow down a little bit, but you're fine
to get around if you need to go to the
grocery to do whatever you need to do. NTI for
public schools, Catholic schools, are out. NTI is really not school.
I'm just gonna be honest with you. I've had kids
that the thing was invented while they were you know,
(01:16):
COVID and all that. There was no NTI pre COVID,
that didn't exist. But it's part of school these days.
NTI john is not really school.
Speaker 2 (01:28):
You know. The whole purpose of it for now is
just to save snow days so you're not going deep
into the summer anymore. It's the only reason they kept
it after coronavirus exactly.
Speaker 1 (01:36):
It's just not school, right. You can't take tests on NTI.
It's not the same. It's not school. I guess you
can keep in touch with your students. But how many
are not going to park themselves in front of the camera.
Speaker 2 (01:47):
How many of them want to go outside and you know,
go sledding, build a snowman, whatever that might be.
Speaker 1 (01:52):
Now, they will always they'll always not lie, but not
tell you how many kids just flat out disappeared during
the COVID era that never spent one day on NTI,
not one. They'll never tell us those numbers. I think
that's probably still accurate today. They're not in front of there.
How many of the kids in the class. So you
have a half of a class and you're trying to
(02:15):
teach to them. They're in their rooms or in their
living rooms or wherever they are. If there's multiple kids,
then I guess you forced them to be in your room.
At one point, Maggie was would late. She would get dressed,
put her school uniform on and sit in front and
you know, notebook prepared and all that. Towards the end,
she was just waking up opening the laptop in her bed.
(02:40):
Of course, every teenage girl has forty seven blankets and
twinkly lights on their ceiling, and she would just she'd
open it up and she would just do class like that.
I just again, NTI or not. I'm just just call
off school catch up next tomorrow because you'll be in
school tomorrow. This will be fine, I again. Knock on wood.
Speaker 2 (03:03):
Yeah, no, this is a one day event. It's not
like there's anything else coming through. I mean, yeah, the
temperatures are gonna stay at or below thirty two for
pretty much the next what thirty six hours or whatever.
But if they clean off the roads, that's gonna be
the end of the nonsense.
Speaker 1 (03:18):
From this morning, It's all gonna matter with the wind
like today, I walked out and shoveled, you know, the
driveway for Jackie so she doesn't fall on her butt. Yeah,
but it was. It all came up with one scoop
sho gone And it was not that cold. It's not
that thirty two like, it doesn't feel that cold.
Speaker 2 (03:34):
People just have this mindset, and I'm guilty of this,
that if it's snowing, that it feels like it's actually
ten or fifteen degrees lower than it actually is.
Speaker 1 (03:41):
When the wind kicks up, that's when you have problems.
So yeah, Bill Bell is a friend of mine. He
used to run the Kentucky Office Byway Safety, does the
same job now for the city of Louisville and Greenberg.
He'll have a press conference at ten am this morning
just sort of update the roads, and I'm gonna try
to predict what he's gonna say. Roads are fine. Yes,
if you watch the video or local news, you'll see
a couple of cars in the medium and all that.
(04:03):
But other than that, everything is fine. So just relax
and enjoy your day. Okay, But this is perfect snowball
snow You can make the perfect round snowballs with this.
It's it's a perfect way to irritate the crap out
of your neighbors, your dad. Whoever.
Speaker 2 (04:24):
Well, this is one of those days where I wish
Daisy was a few years older than she is. Right now.
Speaker 1 (04:28):
Yeah, there's no anything right now. Yeah, there's no there's
there is a that's good and bad. As a parent,
because the really cold days, you're just like, are we
kidding ourselves? But sledding? And I'm so glad we don't
have any sleds in there because you're tripping over sleds
in your garage as a parent all the time. But
(04:49):
as a teenager in the nineteen eighties, it was fun
because again, teenagers were treated a little different. In the
nineteen eighties. When you were eighteen, you were an adult. Now,
if you're eighteen, you're still a kid. If you're twenty five,
they still they treat twenty five year.
Speaker 2 (05:04):
Olds like kids.
Speaker 1 (05:05):
Still.
Speaker 2 (05:06):
Well, they called you all latch key kids back in
the day.
Speaker 1 (05:08):
Right now, we raised ourselves. It was feral f ca
feral cats, feral feral kids. What'd you all do today?
You were gone for sixteen hours? Not much smoke, cigarettes,
broke windows. Uh, But we used to. My buddy had
a jacked up Nova with craigers. It's the type of
rim and it was a piece of crap, but he
(05:30):
could rev it up pretty good. And we'd go to
the tire store and pay three dollars, and we'd have
to pull all our money together get three dollars, and
we'd he'd sell us the tube, because there used to
be tubes and tires. I don't know if they have
tubes and tires anymore, I don't think so, but they
used to be tubes and tires. So you'd buy one
and he'd he'd and the guy, the guy at the
(05:51):
tire store the gas station knew exactly what you were doing.
He'd go, I'll filled up for you. He'd take the
air holes and blow it up to that gigantic size right,
and then you go hit the hill right and try
not to kill yourself.
Speaker 2 (06:04):
A couple of years ago, we didn't have any of
the real sleds. We went to one of the grocery
stores and the best thing we could come up with
is was a laundry basket. And that did not do
it justice.
Speaker 1 (06:14):
No, probably not well. They used to. Even the park
folks would let you pull the metal trash cans over
to the top of the hill. Yeah, and build a
fire in them. And back then there wasn't a lot
of id so teenagers could buy you know, Mad Dog
twenty twenty or a little thing a whiskey, and you'd
(06:35):
sit around there at eighteen. As a senior, you know,
senior year is the best too, because it's your senior year.
You got a snow day. You're taking easiest classes because
it's senior year, you know, and maybe take a nip
off one maybe or two, and then stand around the
fire and then go sledding. It was fun. It was
(06:56):
a good time. So all those I guarantee all those
hills before melts again. They're saying, oh, this was going
to stick around for a little while. I think it's
going to melt a lot today.
Speaker 2 (07:06):
It's going to depend on how much sunlight we get.
That's the kicker right there, and the wind. Keep going
back to the wind is the big key there. But
I had no problems coming in.
Speaker 1 (07:16):
I slowed down in portions, but other than that, I
was whatever sixty five miles an hour on the expressway
and the exits were fine. That's the only places I
was worried, because you know how they say the exits
in the overpasses freeze first, beware of black ice. So
it's fine. Let's move to the story of the day,
which is Kentucky's got their new coach and we all
(07:38):
know his name, Will Stein. Local boy went to Trinity
High School, won a state title at Trinity, went to
University of Louisville. He actually started a couple of games
for the Cardinals. He was the guy will that put
Teddy Bridgewater on the bench. Teddy Bridgewater was a freshman
(07:58):
and will Stein, I can't remember what year he was,
but he got the start. Charlie Strong started will Stein.
And then this huge defensive lineman landed on will Stein's
shoulder in the Governor's Cup and he was out of
the game. And here comes Teddy Bridgewater, ushering in the
Bridgewater era. Threw a pick on his first play and
(08:21):
then started throwing dimes all over the field, and then
that was it, Teddy Bridgewater here we go, which ended
up defining defense in Teddy Bridgewater, defining Devonte Parker, defining
the Charlie Strong era. So will Stein has become this
offensive genius. He is in the ilk of early Bobby
Petrino without the bad personality stuff. Jeff Brom. Jeff Brom
(08:48):
was that guy that couldn't call a bad play, and
that's what he's known for for a long time. And
I've always said, when you're six seven, eight games in
the season and you're calling in the third quarter where
guys are just wide open, those are good call players.
You know, those are good coaches. Those are offensive coaches,
(09:09):
because by game seven, six seven, you have so much
tape on you and you you're running routes where somebody's
wide open. Will Stein is in that ilk, He's going
to put a lot of points up in the SEC.
He's going to score. He's going And here's the other thing.
He's coming from Oregon. He's not coming from NC State.
He's coming from Oregon. So he's going to take a
(09:31):
lot of that talent that was going to go play
for him and is now going to follow him to Kentucky.
That first year he's going to have some ballers. So
it's going to be exciting. How you know whether he
can in the next couple of years, because it will
He's going to have to get a defensive coordinator that
makes sense, but it could be will Stein could be
(09:53):
that that coach Jeff was like this a lot. Bobby
was like this a lot. He had to outscore people.
Their defense. Their defense sucked. So will Stein, congratulations again.
The Trinity Catholic Mafia. Here we go taken over again.
Vince was the athletic director a couple of years. Greg
(10:14):
Fisher was the mayor. You know, Jeff is the coach
at U of L. Now will Stein the coach at Kentucky.
Speaker 2 (10:20):
Here we go. It'll be the Shamrock balla And by
the way, they play at four pm or five pm
in Lexington, and I guarantee both coaches will be there.
Speaker 1 (10:29):
They know each other, Like I said earlier, Oscar Jeff's dad,
Ryan and Greg's dad has all the former quarterbacks at
Trinity over during the holidays. They have a thing at
the house at the brom House and they get together
and it's a great group of guys and they just
talk football. So they all have a relationship from one
(10:54):
I understand. I do not know will Stein from mrstand.
He's a great guy and he's ready to get to work.
I like what he says, you got to be a
physical team, he said. I just watched a video of
him at whatever college. A couple of years ago, he says,
we have to you know, they have to be physical.
It's a violent sport. We have to be violent. Those
are the coaches you want because it is Yes, the
(11:17):
NFL is soft on quarterbacks, but it is still a
violent sport. And these guys are bigger, faster, stronger than
they've ever been. So you've got to get those guys
that have edge, that are willing to knock someone's head off.
Speaker 2 (11:30):
What do you make of him pulling double duty right
now still being the OC for organ during the playoff.
Speaker 1 (11:35):
Run that you're answering. I did not know that until
you just said it, okay, because this has happened so fast.
Obviously I'm not in sports. I don't do sports radio anymore,
so I'm not on top of it. So I didn't
know if he was going to continue at Oregon or
just take off to Lexington.
Speaker 2 (11:49):
And that seems a little risky when you kind of
want to hit the ground running with at the same time,
you don't want to ditch, like you don't want to
pull a Lane Kiffin and just you know, leave in
the middle of a playoff run and I know he's
not the head coach is a little bit different, but
it's still a little it's gonna it's tough to do
double duty, is he? Uh?
Speaker 1 (12:06):
Where's Orgon? Ranked are they gonna be?
Speaker 2 (12:07):
They're going to be in the playoffs. They're number five
right now?
Speaker 1 (12:09):
Okay, all right, they're number five? Oh wow, okay, so
they got a shot at the national title. Look this
playoff I watched because I started to get out on
college athletics, in football especially, and then the playoffs came around.
Notre Dame made their run last year, and I watched
every single playoff game, every single one of them. I watched.
(12:30):
This playoffs is just like the NFL. How many times
does the six seed the NFL won the Super Bowl
several times? You just got to get in the playoffs
and then make your run. So, Oregon, if you're in
the in the playoffs, you got a shot. Right now,
it looks like it might end up being, you know,
the one seeds Indiana and Ohio State. I don't see
(12:50):
anybody beating either one of those guys.
Speaker 2 (12:53):
Dude, we'll see. I hope this game this Saturday is competitive.
I hope it shows that they're the two best teams.
And I hope I hope my Hoosiers are the best team,
but we'll have to see.
Speaker 1 (13:01):
Yeah. Uh, you know, people will start to say Ohio
State's been there so many times in Indiana, and what
they're doing, they.
Speaker 2 (13:08):
Say whatever, they say, whatever they want Ryan days, they're
head coach Ohio State. He's all business when you're when
you're the head coach at Ohio State, you're basically the
CEO of a billion dollar corporation. So like that dude
knows exactly what he's doing. He'll have his dudes ready.
And I mean they may win, they may lose, but
I mean I think I think we're both We're both
dead on these stake.
Speaker 1 (13:30):
Absolutely, and and and signetti is perfect for that. They
ain't scured of anybody, I use not scured Ohio State. No, right,
you're not going to look over and see Ohio State
on the on the jersey and shrink. No. I think
they're gonna be fine.
Speaker 2 (13:44):
They're playing in an Indian's backyard in Indianapolis for this
championship game, for the conference championship. So I mean it'll
probably be fifty fifty split in in that stadium in
Lucas Oil Stadium because Ohio State fans travel. But it'll
be it'll be a very good environment for both teams.
Speaker 1 (13:59):
I think this is a perfect opportunity to reinvent the
Governor's Cup and put it back at the first game
of the season so that we have all summer long.
A total story about there was a golf there was
a golf scramble, the Governor's Cup golf scramble, and U
L would pick the you know, it was always in
you know, Frankfurt, or it was it was Midway right,
or it would be in Louisville, or it would be
(14:20):
in Lexington on certain years. But I always talked about
how funny it was to be in that room because
it was the first you know, these people are never
in the same room together for a long period of time.
You could cut the air with a knife. The tension
was crazy, it was laughable. It was so bad because
they legitimately hated each other, the Bobby Patrino, John L. Smith,
(14:42):
Era and Jurich and Barnhardt. It was crazy. It was crazy.
Billy Reid would mc it, which is perfect. He covered
both all that, but it was and then they would
stick for a couple of years. They would stick two
UK guys with two U.
Speaker 2 (14:58):
Of l guys in the car.
Speaker 1 (15:01):
It was nuts. It was nuts, But we did that
because it was the first game of the year and
we had all summer long to talk trash. It was great.
Move it. This is a perfect opportunity that both the
coaches know each other, force the ads to say, we
got to move it. We're not doing this rivalry week
thing where we get lost. It gets lost, it gets lost.
Speaker 2 (15:22):
Make it a week zero game. They do all those
weird one offs where there's like six or seven games
in the first Make it non week in the season.
Speaker 1 (15:29):
I'll do that for anybody.
Speaker 2 (15:30):
Yeah, do that.
Speaker 1 (15:31):
Yeah, there's no doubt. No, there's no doubt. All right,
so we'll sign your new coach at UK. That happened
really quickly. I got to tell you, I didn't think that.
I had no idea if they had a chance to
get him or not.
Speaker 2 (15:44):
But that means they knew they wouldn't have moved forward
with this. That's why they said they only had two
or three guys on this committee or whatever you want
to call it. They knew exactly who they were recording
already before they even made the final decision. And this
is I mean, that's why you had to say, twenty.
Speaker 1 (15:57):
Four hours, you're saying a phone call went to Stein's
guy and they said, are you interested? And he said, yeah,
if you if you, I will come.
Speaker 2 (16:03):
Yeah. Absolutely couldn't have been that. If you only have
a committee of two or three people, yeah, then you're
you're you're making quick do of this.
Speaker 1 (16:11):
It's fun. I am one of those crazy people that
I hope Kentucky's good at football. I love football. I
love football. I hope Kentucky's good except for one day
a year. Go in a bunch of games and then
Louis will beach you on the Governor's Cup. I'm I'm
all in for that. I'm all in for that. It's
just better for the state of Kentucky all over. We
(16:33):
can't just it's so hard to get both teams good
at the same time.
Speaker 2 (16:37):
We just That's how Indiana Purdue has always been too.
They always wood by each other.
Speaker 1 (16:41):
Yes, yes, all right, we're gonna take a short break. Dwight,
of course, is wheels up to Cabo Wabo. He has
twenty four hour service for his dog.
Speaker 2 (16:53):
So how nervous was he going into all this winter
weather that was coming this morning? Did you talk to him?
Speaker 1 (16:59):
I for Susan Tyler Whitten his wife for having to
put up with last night. And he probably woke up
three or four different times looking out and going oooh oh.
Speaker 2 (17:10):
I bet he didn't sleep.
Speaker 1 (17:12):
He might not have because this is his happy place.
Cabo is his happy place. So he'll be out for
the rest of the week in a portion of next week.
But so we'll roll on through. We're gonna have Bill
bell on a little bit later after his press conference
sort of catch people up on what's going on with
the roads. But the roads are fine, and I think
the Humane Society is coming in today too at ten thirty,
(17:33):
so stick around for that, all right. I am Tony Vanetti,
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Back after this on news radio eight forty Whance Welcome back.
(18:20):
It's Tony and Dwight Show Minas Dwight brought you by
the Kentucky Office of Highway Safety. Please slow down, you'll
problem doing that today. Buckle up and put the phone down.
Breaking news from New York. I think your daughter qualifies
for this. Are you ready?
Speaker 2 (18:35):
Okay?
Speaker 1 (18:37):
This is a little known legislation that was in the
last big beautiful bill that is now coming to today
billionaires Michael and Susan Dell. I am just learning that
the Dell computer is named after a dude.
Speaker 2 (18:50):
I would have never known that either.
Speaker 1 (18:51):
Right, they are pledging get this. They think it's the
largest single private commitment made to US children in American history.
They pledge six point twenty five billion dollars today to
provide twenty five million American children under ten and incentive
to claim their new investment accounts for children created as
(19:13):
part of Donald Trump's tax and spend legislation.
Speaker 2 (19:17):
Here we go.
Speaker 1 (19:18):
So if your child is born du dun dun dun
dut dum. I think she qualifies.
Speaker 2 (19:25):
She was born on April eleventh.
Speaker 1 (19:28):
Okay, I just had the damn date and now I can't. Okay,
here we go. Under the new law, the treasury will
deposit Everyone needs to listen to this. If you have
young children, under the new law, the treasury will deposit
one thousand dollars into the accounts of children born between
January first, twenty twenty five and December thirty first, twenty
(19:49):
twenty eight. And the funds must be invested in an
index fund which tracks the overall stock market, so you
can't spend it.
Speaker 2 (19:57):
How much is it again, though, it's one thousand dollars. Okay.
Speaker 1 (20:00):
So if the day the child is born, you sign
up for this account. The government is going to drop
one thousand dollars into an account. This is what I'm
trying to mine out of the story, okay. And this
is one of the many things in this big, beautiful
bill that we're trying to figure out. Okay, when the
child turns eighteen, they can withdraw the funds to put
(20:23):
towards their education, to buy a home or start a business.
Speaker 2 (20:28):
Oh my gosh, that is the most brilliant thing that
I've ever heard of.
Speaker 1 (20:36):
This is crazy.
Speaker 2 (20:36):
I don't know how you make this work. I guess
it's you. They're they're generously donating this, right the Dell family.
Speaker 1 (20:44):
I got to ask Mercurial Wealth Advisors, if you popped
one thousand dollars into the stock market eighteen years later,
how much would it be worth.
Speaker 2 (20:56):
I see that's a I guess that's it could be
a variable. I don't know all of this money goes
into the same the market thing.
Speaker 1 (21:02):
I do know this because I used to do a
show with Mercurial Wealth Advisors. When I first was asked
to do it, I said, why the blank would I
do a financial show? That sounds boring? And I said,
we'll do it for two weeks. If he doesn't like me,
we call it cancel. If I don't like him, we
call it cancel and he goes and Alan goes. Deal.
So after two weeks I was like, I'm all in
(21:25):
because it was like a free class on finances in
retirement and it's actually a lot more interesting than you think, right,
And this was fifteen years ago. I've been with Alan
mckiro for a long time, so this is huge I've
got to ask him about this. So again, if your
child is born between January one, twenty twenty five, so
(21:47):
your kid qualifies, correct, and December thirty one, twenty twenty eight, so.
Speaker 2 (21:52):
We gotta have a second one before the end of
twenty twenty eight.
Speaker 1 (21:55):
Right, the Treasury will deposit one thousand dollars into an
investment in and the kid can draw it out when
he's eighteen or she's eighteen.
Speaker 2 (22:05):
Now, so is it one of those things? Again? Maybe
these are all questions. I guess we would ask mercurio.
But is it one of those things? Or because it's
the child's money and they can't no one can use
it until they turn eighteen? Correct? Does that mean they,
like the adults, the parents have zero access to it,
I would assume.
Speaker 1 (22:23):
And you can only use it for buying a home, college,
or educational.
Speaker 2 (22:28):
Okay, so it is still limited. It's limited to.
Speaker 1 (22:30):
Three things, start a business, education, or buy a home.
My gosh, wow, So the Dell family they look relatively
young too. I guess super rich people have whatever, but
they look really right. I mean, these two do not
look much older than I am, and they they're worth
one hundred and forty eight billion dollars. By the way,
(22:52):
so they donated six billion dollars to this effort. They
think it's the largest single private commitment to US children
in American history. They said, quote that they wanted to
do something in honor of the two hundred and fiftieth
birthday of America. End quote.
Speaker 2 (23:09):
This is big.
Speaker 1 (23:12):
Okay, so you've we got to figure out how you
get Daisy signed up?
Speaker 2 (23:16):
Oh my gosh, yeah, okay, that will anybody who has
the ability to sign up for this will whenever you
get to the point where your your son or daughter
is going to go to college, start a job, whatever
it may be, like, this is going to save so
many extra headaches.
Speaker 1 (23:31):
This is crazy and I love it. I love it.
Speaker 2 (23:35):
I don't know.
Speaker 1 (23:36):
I'm thinking a thousand bucks.
Speaker 2 (23:38):
That's that. This is the key right here. How much
does it really turn into in eighteen years. I mean,
I assume it could be up to you know, a lot.
Speaker 1 (23:44):
I will say this, the market pays off three out
of four years. That's historically it pays off three out
of four years. It ranges between six percent and can
be as high as twenty six percent or high or
really actually, so you get those twenty five percent years.
And that's why it's so important to hit that one
(24:06):
hundred thousand, two hundred and three hundred thousand mark in
your four oh ones because now twenty five percent of
three hundred thousand, you know, at seventy five grand, you're
going up without even putting a dime in it. So
that's that's the deal. So wow, Okay, so we're going
to figure out I'm actually going to text Alan Mecurio
(24:27):
in the break and ask him what how do we
get our kids signed up for this? And what does
he think it's going to be worth in eighteen years?
That is it? That's a pretty good time too. Yeah,
And just to think, can you imagine how much that's
going to help these kids.
Speaker 2 (24:45):
And help for just families in general, like the stress
of saving for college and not wanting to take out
loans and just trying to make it as simple as possible.
Speaker 1 (24:54):
It's drowning a generation.
Speaker 2 (24:55):
I mean, it ruined my generation. I feel like there's
so many people who are just blindly he went to
so and so university and took on thousands and thousands
of dollars of debt. Now there's there's there are ways
to minimize it. And thankfully I was aware of those ways.
Speaker 1 (25:10):
Yeah, and not like John. Still ridiculous. John did a
paper and my son did a paper in at Trinity
High School when he was a sophomore, and he kind
of freaked him out. He said this. He called me downstairs.
He's like, this makes no sense. This student loan thing
makes no sense. And I was like, welcome to the world.
And he that's why I think part of it he
wants to service country. But he when he went to Purdue,
he was like, obviously it's a it's the best price
(25:31):
for the brand. It's about forty two thousand dollars a
year at Purdue, and the first year, even with ROTC,
we had to pay. So we had a forty two
thousand dollars in cash and we had some we had
that in a kid account, so we dropped that, but
it took a big chunk of it, and then they
paid for half I guess on the way out. So
(25:53):
even though that John the Navy paid for a bunch
of his college, we still ended up paying about one hundred.
Speaker 2 (25:59):
Thousand dollars dollars, Oh my gosh, for his college. That's
that's the Purdue price, just because it's the engineer school
with so much more expense.
Speaker 1 (26:07):
He was aerospace engineering. And it's number three behind MIT
and Princeton. Okay, but Princeton is one hundred thousand dollars
a year. MIT is one hundred and something thousand dollars
a year. Purdue is the best buy and the best
brand in America to me in university. That's why I
said yes, because he had full rides of other places,
and I was like, wait what, and he said, I'm
(26:28):
going to Purdue. Okay, all right, so man, let's say
it's thirty I'm gonna guess it's worth twenty five K.
Speaker 2 (26:39):
That's reasonable. I would say that's a year of college.
I mean, I mean more than most people get without
going into debt.
Speaker 1 (26:47):
Or twenty five thousand dollars to put down on a home.
Speaker 2 (26:50):
Oh my gosh, and or start a business. I don't
know how much time I've not started a business, of course,
but twenty five thousand dollars, well.
Speaker 1 (26:57):
Think about it if you may. If you're in a
relationship with somebody, that's now fifty thousand dollars, that's true
to put down on a house.
Speaker 2 (27:03):
Oye. I imagine these children that are all coming up
in this in this I don't want to call it
a program, whatever you want to refer to this as
and they marry each other. That's that's, that's what you
hope for. I guess right.
Speaker 1 (27:14):
This is crazy, all right, So we'll dive into this
a little bit later. But that happened today. That happened today.
This Michael and Susan Dell. They look like sweet people too.
He dresses like me, so I've heard he's got a
button down. He's probably he's got a button down, a
little quarter zip. That's me, I'm sorry. And she looks
(27:34):
a little like Jackie. We're all the same. It's ridiculous,
except for they have one hundred and forty eight billion
dollars and I have one hundred and forty eight dollars.
We have also become get ready, always thought the Rumbas
were weird. We're about to become a Rumba family. The
(27:58):
Rumbas now well, they have now ones that map the
whole floor, the whole main floor. All right, there's three
rooms in our floor in our main house. Right, So
this thing goes back to its base charges empties. And
it doesn't doesn't just vacuum, It mops the flora.
Speaker 2 (28:20):
Oh wow. So it's like it's got like a little
water sprayer. It's got you put whatever you need. It's
like we have this now with the remodel.
Speaker 1 (28:28):
We have very expensive floor, a wood floor, but the
whole first floor is all this wood floor. So you
just put whatever cleans your floor in this thing. It
vacuums and mops. It maps the entire thing, and it
has its own, you know, base to empty it. So
we are gonna become a roomba family.
Speaker 2 (28:50):
I think you get to name those things too. You're
gonna give it a name. What would you name your roomba?
Speaker 1 (28:54):
I don't know. But I've got so many cats. You know,
they're gonna jump on it and ride it.
Speaker 2 (28:59):
Oh man, you know.
Speaker 1 (29:00):
They're just gonna ride around. If those little damn cats
bust the roomba, I swear they're all gonna be living outside.
I don't care. Look you mean society's coming in there be.
Speaker 2 (29:12):
Like what did you say about, Oh yeah, be careful.
Speaker 1 (29:15):
Well yeah, we're gonna we're gonna pull the trigger on
the roomba here. Yeah. You know, you know Black November
sales man, they are a lot less because they were
averaging about five hundred bucks, and it looks like we're
gonna get one for about two hundred and fifty or
three hundred, so I think we're gonna do it again.
It would we would spend a good portion, not a
good portion. It would spend a portion of our day
(29:37):
sweeping and mopping this this wood floor because the footprint's
pretty big on the main floor. And I think it's
gonna be worth it, There's no doubt, especially when you
go to expensive dinner. That's about a price of an
expensive dinner. I'm in roomba here I come, or the
shark whatever.
Speaker 2 (29:56):
We've got one of the sharks. Yeah, I don't remember
how much we spend on ours.
Speaker 1 (30:00):
They're supposed to be really good or as good as
the rumbus. So we've looked at the consumer reports, just
like nerd old people do.
Speaker 2 (30:07):
Have you seen those lawnmowers that basically are like roombus
but they cut your grass? I'm disclose if they come
down in price. It's like plasma TVs when they first
came out and they're ten grand, and I was like,
I love that, but we're gonna I'm waiting flat screen TVs.
Speaker 1 (30:22):
I'm waiting.
Speaker 2 (30:23):
They're cutting grass in the middle of July and August.
Speaker 1 (30:25):
It just comes out of it. It just comes out
of the garage and starts cutting your grass in there's
no handles to it.
Speaker 2 (30:33):
No, I hate I hate the dog days of summer
and you have to get out and sweat. I have
a push mower too, so that's already ten times worse
than a riding mower. And so if you have the
ability to get one of those and have the means
to do so, why not.
Speaker 1 (30:46):
Always used to ask because a lot of our older
friends were moving into condos, they were selling their house,
and I was like, man, does that mean we're going
to start in a apartment? An end in an apartment?
Because that's what a condo is. It's an apartment. I said,
Is that what life is not if you move into
(31:07):
trade no towers. That's true, but that is the that's
what you do. You know why? Because I used to
I'm gonna say it. I used to love doing the
yard work, and now I hate it. I do not
enjoy it. I used to like cutting the grass because
it was a little piece and quiet.
Speaker 2 (31:24):
Well, I like cutting the grass in April or May
when it's no you know, seventy degrees and not humid.
But once you get into summertime and you're just dripping
in sticky sweat, that's when it's horrible.
Speaker 1 (31:36):
I had a little break of it when John turned
you know, twelve thirteen. Get out there and cut the grass, dude, knock, knock,
who's there, Dad? Did you cut the grass?
Speaker 2 (31:48):
Uh?
Speaker 1 (31:49):
No? But I don't like it, So I get it.
I get why people say, you know what, I'm not
doing this anymore. I'm not spending money on fertilizer and
cutting the grass. And my lawnmower just broke, and now
what are they five hundred bucks? You know what, I'm
just gonna move into trade note towers. I did not
plan that at all. It just kind of went in
that direction. All right, we're gonna take a short break.
(32:12):
Christian Brothers roofing. How can Santa land on your roof?
If it's kind of crappy, right, you don't want him
to come through the roof, or if you've got a
repair that you need to be done, and now you're thinking, ugh,
it's snowed last night, or that wind is coming through.
If you have just one little gap in your roof,
you've got to get it. Checked out, they'll walk the roof.
(32:32):
They have a free estimates at Christian Brothers Roofing, Christian
broroofing dot com and financing. If you're not ready to
pay the whole boat, get a new roof, siding or gutters,
they'll take care of you. Christian Brothers Roofing back after this.
Speaker 2 (32:46):
Sun News Radio eight forty eight WHES
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