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November 21, 2025 19 mins
When the dream of buying a home seems unattainable, is it time to find a new dream? Or is there another option on the table?

Bill Pulte, the director of the Federal Housing Finance Agency, or the FHFA, said the administration is “working on” a plan to introduce 50 year mortgage terms for homebuyers. But some Americans have already been working on their own plans towards homeownership… and it’s not the ‘nuclear family’ route.

Brittany is joined by NPR chief economics correspondent Scott Horsley and NPR producer & author of The Other Significant Others: Reimaging Life with Friendship at the Center, Rhaina Cohen to get into the cult of homeownership in America. Together they search for a new outlook of what ‘adulthood’ looks like.

(0:00) Will Millennials and Gen-Zers be able to buy homes?
(7:56) Why Trump's mortgage policy probably won't work
(10:53) The fundamental reasons housing is so expensive
(12:37) Want to buy a home? Consider these options.
(20:13) Responding to your comments

Follow Brittany Luse on Instagram: @bmluse

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