1-6-26 Scott Sloan Show

Scott talks about why cameras approved 2 years ago have yet to be installed with Councilmember Anna Albi. Also attorney Steve Goodin breaks down Rodney Hinton's insanity plea in his murder case. Finally attorney Jason Philabaum explains why today is "divorce day".

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Episode Transcript

Speaker 1 (00:00):
Do you want to be an americanio shorright?

Speaker 2 (00:02):
Here we go? Here we go sloanely seven hundred WLW.
Very sad and horrible story here. As you know, we
had a casualty on New Year's Day, the first shooting
of twenty twenty six, and it happened to be an
eleven year old girl who was committing the deadly sin
in areas since in some aria of Cincinnati of actually
playing at a playground. That's a horrible story in a

(00:23):
horrible way, horrible thing for any parent or grandparent or
family member to go through, but especially on a New
Year's Day with a child who just celebrated Christmas. So
another shooting at or near Laurel Playground on the West End,
if you go back a couple of years, there's a
promise to put more cameras up, and cameras are on
us specifically in that area because there have been shootings
and kids being struck, and the inquirers of Scott Warpman

(00:45):
reported the stories when being confusion and contradictions, lack of accountability.
If you budgeted the money council did to put those
cameras up, how come the cameras aren't up? That is
a good question. She sits on public Safety, the Committee
of Public Safety, and that would be council member. And
I'll be on the Scott Slane Show this morning on
seven hundred deble Ota and a happy new year.

Speaker 3 (01:05):
How are you, good morning, Thanks for having me.

Speaker 2 (01:08):
Yeah, yeah, yeah. So the mayor said we will spare
nothing to put a stop to this after the shooting
death of this eleven year old, and it sounds like,
you know, that's again more important things to say, more
things to say, and giving lip service to this. But
if two years ago you on council approved one hundred
and fifty thousand dollars for cameras to go up in
the West End as part of that four and a

(01:30):
half million dollar public safety package, what's going on the
camera's up?

Speaker 4 (01:36):
I wish I had a better answer for you, but
it appears that there's still work to be done to
get those dollars out the door and those cameras installed. So,
just to set a little bit of context through listeners,
in early September, city Council past a five point four
million dollar public safety package. It's part of that there
are a bunch of different things, which included one hundred

(01:57):
and fifty thousand dollars specifically for cameras in the West.
And additionally, there was another one point two million that
was meant to be for lighting and cameras broadly city wide.
And those are two line items in that bill that
I was personally very passionate about because while we know
sometimes you know, cameras can't stop a crime necessarily, it

(02:19):
sure makes it a lot easier to solve the crime,
and in this case, to apprehend a killer, someone who
shot and killed an eleven year old on.

Speaker 3 (02:28):
New Year's Day.

Speaker 4 (02:29):
So this is a moment of urgency for myself, for
my colleagues, and the mayor and the city manager. We
are all eager to get those dollars out the door.
And frankly, we're looking to CPD at this moment.

Speaker 3 (02:40):
You know, those.

Speaker 4 (02:40):
Dollars, those at one hundred and fifty thousand for Western cameras,
sits within the police budget, and we need to get
those dollars.

Speaker 3 (02:46):
Out the door.

Speaker 2 (02:48):
Okay, So that was September of last year. I mean,
here we are in January. Should it take that long?

Speaker 4 (02:54):
No, it absolutely should not, and I think everyone should be.

Speaker 3 (02:56):
Mad that it has.

Speaker 4 (02:58):
We should be able to move a lot, especially since
you know, council pass that that package at five point
four million with the urgency of responding to the moment
over the summer when we had.

Speaker 3 (03:08):
A series of incidents as well.

Speaker 4 (03:10):
So if we're moving with urgency, we should expect that
of every single person administration, including some size police. Right
we are trying to make it easier to prevent crime
and solve crimes that are happening. So those dollars are
sitting there. My understanding is we need to get with
some business owners so we can have permission to put
cameras on their property. So you know, my ask is,

(03:30):
if you are a business owner in that area and
you are willing to have a camera or lights put
on your building, email my office let me know and
I will make sure since I Police reaches out to
you as soon as possible.

Speaker 2 (03:42):
Well, and I'd imagine there isn't a business owner down
there that wouldn't go, yeah, I'd love a camera up,
no problem, because it affects their quality of life, their business,
their bottom line with this crime continuing, and you know
it's I guess it's going to take a little bit
of time, but it seems reasonable to have this done
at least by the first of the year, for sure.
And it's not the first time we've had a shooting
or violent crime happen around this playground, for God's sakes,

(04:05):
And now the end result is because of I don't know,
lack of accountability or confusion, contradiction or incompetence or a
combination of all of those. You have an eleven year old.
It's dead. There's literally bloods blood on the hands of
elected officials because of the lack of movement on this project.

Speaker 4 (04:24):
You are not wrong that we need to move faster.
I completely agree with the urgency of the moment. You know,
there are a lot of questions. You know, the council
is asking around why these dollars haven't moved faster. And
at the end of the day, you know, actually we
cannot turn back time, which is a heartbreaking reality. So
from this moment on, it's what can we do going forward?

(04:46):
And to me, it's the camera as well as lighting.

Speaker 3 (04:49):
I went down to.

Speaker 4 (04:50):
That playground for the balloon release of the Little Girl
and you know, it was round five o'clock, stayed there
until after six, So, right, is the sun setting and
it's dark. It is not lit there and we know
that you know, places that are well lit, especially ones
where kids are going to be playing. You know, early
evening six o'clock is not that late, but then the

(05:12):
middle of winter it's dark out right. We need to
have these spaces well lit so that they are states
and then you pair that with the cameras to make
sure that there's that monitoring there.

Speaker 3 (05:22):
And that's what we need.

Speaker 4 (05:23):
And I'll tell you right now, all council, the mayor
or even the city manager, we are all moving on
this with complete urgency. So again my ask is if
you have owned property in that area and you're willing
to raise your hand and have a camera or have lighting,
reach out to me my office. I'm Anna dot Albi
at cincinnatidshoh dot gov, and I will get you in

(05:44):
contact with Cincinnati Police because at the end of the day,
like we need a police out there, and if that
means going door to door and knocking and asking who's
willing to do this, like it's time to do that work.

Speaker 2 (05:54):
Yeah. I mean two years ago, three well three now
we had Dominic Davis killed another eleven year old all
the same place ground right, and you know, okay, now,
let's get this thing fast tracked. It took till September
of last year for you to allocate one hundred and
fifty thousand dollars for the camera expansion. We spend a
ton of money based on the crime that's happening downtown,
on public safety. From a council person's position, an alby,

(06:17):
do you look at it going Okay, well we order
the money, here's the money, we're going to appropriate it.
And then do you just move on to the next thing.
And then it's not finger pointing at you or council
for that matter. About a simmer Fire council member, I
would think we voted and passed something, hand that off
to the city manager, the mayor's office or whoever the
police department, that there's going to be action on this.

(06:38):
Should you have to follow up on everything you guys appropriated.
From a funny perspective, hey.

Speaker 3 (06:43):
I'm not here to dodge blamee. I'm really not.

Speaker 4 (06:46):
But typically one council does the voting and the allocating.

Speaker 3 (06:50):
That is our part of the job.

Speaker 4 (06:52):
We have a city manager former government, and we have
you know, in this case it's the police chief, but
in other departments it's directors. Right, We have a city
in theministration, whose job then is to then execute on
what we have allocated the vision. Right, So that's typically
how it goes. Now in this situation, right, the buck
stops with us elected. So I am not going to
dodge the responsibility that I can, and I will be

(07:15):
doing a better job checking in and making sure those
dollars are out the door. In fact, you know, right
before Christmas, I had multiple people ask me about the
Fusist camera technology, which allows private camera owners to kind
of connect their feed in with Cincinni Police. My people
come up being like, hey, we want to do this,
but we have no idea how So I literally got
an email on Christmas Eve back from the assistancity manager

(07:37):
being like, oh, yeah, the funds are there, and you
know what, I should have followed up them and be
like great, we need to do more. So you know,
I'm not going to duck and dodge responsibility. Yes, it's
true that typically when council allocates the dollars and puts
for the vision, it's them the administration's job to execute.
But in this case, when it's life or death, I'm
going to get my hands dirty and make sure we're

(07:57):
in there. Making sure that we get those cameras up, up,
gets better in lighting. Those are all urgent, immediate actions.

Speaker 2 (08:03):
Okay, And I think that has respect you for that
and saying, hey, listen, you know I we passed uff.
It's up to someone else to make sure it's the
plant is executed. It doesn't seem fair that you'd have
to go back and make sure that people follow your orders.
So and you're saying, okay, the buck stops with us elected.
I get that. I appreciate that, But where's the weak

(08:23):
link here? Who's dropping the ball, who's not doing their
job to make sure this money is being spent in
those cameras being put up? Who is that on the
city manager?

Speaker 3 (08:33):
That's a fair question. I'll say.

Speaker 4 (08:34):
You know, my dad owned a business for forty years
and he had a problem solving process and it first
started with solved the problem in hand. So the first
step here is to solve the problem. So how do
we get those cameras up? How do we get the
lights installed? So once we solve the problem, we can
go back and analyze what went wrong. But I'm here
in the immediate moment, which is let's get these up,
and in fact, just yesterday coming out of kind of

(08:56):
a meeting with CPD and I think the City Manager's
office we got a camera tower with lights into Laurel Playground,
into that park area, right, So we are in the
moment where we are solving the problem and we can
go back and analyze after it's taken care of.

Speaker 2 (09:11):
I hope there is, because someone shouldn't have to be
covered in this whole thing. I mean, I don't want
to speak out of turn because I don't know the
anal workings, but it seems like once you approved that
one hundred and fifty thousand dollars, it goes to the
city manager and then to the police department as well.
I can't imagine the cops don't want to get those
cameras up. It helps them do their job. Is the
week length the City Manager's office?

Speaker 4 (09:31):
No, those dollars are in Cincinnati Police budget, so they're
now fully under Sincinnati Police. Okay, area, So now I
don't know the bureaucracy within the police department well enough
to know who's the person doing outreach to those business owners, right.
So again, I'm not in the spot at this moment
where I'm trying to pick apart who's exact fault. I'm

(09:52):
in a situation now where it's saying, Okay, how do
we fix it?

Speaker 3 (09:55):
How do we want to forward?

Speaker 4 (09:56):
You know, So that's that's my priority at the moment.

Speaker 2 (09:59):
Now it might be becau because of the you know,
the confusion after Chief Fiji. I mean, when you don't
have a direct leader, you've got an interim chief. You know,
there's a lot of confusion, a lot of people looking
over their shoulder and there. Do you think that contributed this?

Speaker 4 (10:13):
I hope not.

Speaker 3 (10:15):
You know, I don't.

Speaker 4 (10:16):
Again, I don't know the inner workings of since my
police bureaucracy not my area of expertise. But again, at
the end of the day, right, we know that there's
this problem, and if there are people in the West End,
and I know the community Council has been kind of
speaking a little bit about trying to get these cameras
up as well, So email me. I will be that
connector at this moment and make sure we get this done.

(10:37):
We need to push hard at this moment. And it's
not just this one one park, right, I firmly believe
all of these play spaces that are supposed to be
for kids, we need to make sure that they are
well lit, have those cameras so that kids can be outside. Right,
It is every mother's grandmother's parents worst nightmare to have

(10:58):
their life year old shot and kill well filming TikTok
videos and playing in the park. Like how horrific.

Speaker 2 (11:04):
Yeah, if you're an eleven year if you're a kid
and can't be safe in a public park, I don't
have an answer for that. I especially what angers I
think everyone listening, Anna, i'llbe is the fact that we
had an eleven year old shot and killed two years ago,
and here we are again doing the same thing over
and over. And when you talk to the city manager
or the police department, they can't answer basic questions about

(11:27):
whether or not the cameras that you guys ordered in
September have been put up or not. We don't even
know if they even do we know they even have
any footage whatsoever of what transpired on New Year's Day.

Speaker 4 (11:38):
I know there is a camera in the area, I
don't know more than that. I would kind of have
to direct questions back to the police communications. You know,
leader there again, this is clearly a breakdown and kind
of getting dollars out the door and Frankly, this is
a problem we have across the board with different city
you know, initiatives, Right, Council allocates doll and then it

(12:00):
can take weeks, months, maybe you know, longer, to get
dollars out the door for projects. So when we think
about making government work for people, it's got to be
a priority for us to cut through that red tape
so we can actually get the work done. And so
that's something I'm going to be focusing on hard this
next term. The second term here is Okay, we can

(12:21):
have all the great intentions in the world, but if
we can't get dollars out the door to get think
initiatives up and running, intentions don't matter for anything, right,
So we've got to be able to cut through the
red tape and make government work for people.

Speaker 3 (12:34):
Right. Our residents should.

Speaker 4 (12:35):
Absolutely expect that if Council allocates dollars for cameras, those
cameras get up and I again will take responsibility for that.
We've got to be able to work faster and get
things out the door.

Speaker 2 (12:45):
Yeah, But in all fairness to you, Anna Albe and
other members Accouncil, whether it's Mark Jefferies or Seth Walsh
or Scottie Johnson. The fact of the matter is you
shouldn't have to follow about everything you guys passed to
make sure it's actually getting executed. And I hope and
I think the public deserves quite honestly, and no more
so than those in the West End, because you know,

(13:06):
we're told two and a half years ago, after the
first eleven year old was shot to death, that this
is intolerable, it's not going to happen, and we have
yet another death, the same age, same situation, same location
of something that we told. We're told two and a
half years ago that this isn't going to happen again.
We're going to put the cameras up, and the cameras
aren't up. And I think the public demands that. I

(13:27):
think they deserve to know where the problem was. And
you know, I know generally folks like yourself don't want
to out others, but I think the public deserves that,
because if I'm in the West End right now and
you're telling me, and the mayor goes, hey, look we
were after this one. We'll spare nothing to put a
stop to this whole thing. Well you said that two

(13:47):
and a half years ago, and now we got another
baby dead. I think we deserve to know what went wrong,
where the fault was, what happened, and why it didn't happen.
And not only that, I think an apologies in order
for those in the West End, and specifically if you're
West End resident, I is it fair for someone to go, Look,
I just don't trust you guys anymore. This is twice now.

Speaker 4 (14:11):
It's heartbreaking, right, And I know nothing I'm going to
say to you is going to make a difference to
the family, right, I know it, But I think you're
absolutely correct. We need, frankly, a full audit of that
entire five point four million dollars. We need to know
how many of those dollars are off the door, what
programs and processes are.

Speaker 3 (14:29):
Up and running because of it.

Speaker 4 (14:30):
I believe, but don't quote me on it, that this
month or early next month, the Assistant City Manager over
Public Safety APM. Bersina was going to come in and give
us kind of a report out on those dollars. So
if that's not on the agenda yet, I'm going to
be pushing Public Safety Chare Council Number Johnson to make
sure we do get that full audit and report out

(14:51):
about where those dollars were, because I know last time
I talked to this assystem city manager, it was slow
to get dollars out the door, which again speaks to
the broader process of how hard it is to cut
through the red tape.

Speaker 3 (15:03):
You know, how tedious our pecurement processes are.

Speaker 4 (15:07):
All of that. So we've got to be able to
work faster, especially in these urgent, critical life and death moments.
So I one hundred percent agree we we counsel you.
The public deserve a full readout of how that five
point four million dollars has been spent already or what
needs to still be get out the door and implemented.

Speaker 2 (15:28):
Yeah, okay, so this is one hundred and fifty thousand
dollars of the five point four million that was allocated
in September for public safety. That's a small percentage. I'm
not smart enough to do that math off the top
of my head without a calculator and a slide rule
and an advocacy and all, but you probably are. But
I look at this and go, okay, well, if we
don't know how the one hundred and fifty was spent,

(15:48):
how can we trust that the other five five point
four and change is being spent properly. You have to
go back and literally look and make sure every dollar
that you guys allocated is being spent properly or at
the very least the plan's been implemented. I mean, who
the hell has that kind of time to follow up.

Speaker 4 (16:06):
And that's where we are at the moment, to be honest,
and I don't think I don't want to be careful
with language. It's not being spent properly.

Speaker 3 (16:12):
Dollars are not being improperly spent, right.

Speaker 4 (16:15):
It's a matter of getting through the red tape and
the governmental procedures to actually get dollars out the door, right.
And that's so I don't want people thinking that there's
dollars going missing or anything like that. That's not what
I'm talking about whatsoever.

Speaker 2 (16:27):
It's just that Minnesota, for god's sakes, it's Cincinnati, okay.

Speaker 4 (16:32):
I just I want to be really careful with my
language there. I don't want anyone to think something the
farious is happening. It's just a matter of cutting through
you know, processes here and get dollars.

Speaker 3 (16:42):
Out the door.

Speaker 4 (16:43):
So yeah, again, we need to get an update from
the city administration, whether that's the pe interim police chief
coming in and giving a report out about how those
dollars that were allocated to since my police because a
big chunk of that five point four million, and I'm sorry,
I don't have the list in front of me was
to police over time and other you know, police functions,

(17:05):
including these cameras.

Speaker 5 (17:06):
You know.

Speaker 4 (17:06):
Some of that also was for department transportation getting lighting
up around the city. You know, there is other technology
in there like the drones expansion and fusis and license
plate readers. Right, we do need to know where we
are on that securement process. You know, our contracts signed,
Have we you know, signed the check our dollars out
the door? Have things been implemented? So you know, I

(17:28):
am looking now to the city administration for that complete rundown,
whether that's from the city manager's offic or from the
department heads or in this case the interim police chief
to know exactly where those dollars are and have they
been spent yet?

Speaker 2 (17:41):
Yeah, I don't know. Once again, we have I think
the biggest issue facing our government here locally, and I'll
be is transparency and accountability, and those two things we
get failed yet again. And this is I don't have
enough fingers and toes to count how many times I've
felt have had that feeling. And I'm sure people listening
also going where's the accountability? Where's responsibility when you can't

(18:03):
fulfill basic open records requests I mean, Scott Warman, the
inquirement to try to figure this out. No one has
any answers about how many cameras are up, which ones
are working, where the money went, if it was spent,
where the documentary. No one knows anything. That's not a
good look for city government. And I know you're part
of the solution, not the problem, and you're a good again.
I appreciate you coming on the show this morning, absolutely.

Speaker 3 (18:24):
Well, thank you so much for the time. I appreciate it.

Speaker 4 (18:26):
And again for everyone listening, I want them to walk
away understanding that this council, of this mayor the city manager,
who frankly has lost a member for family, two gun virons,
we are all committed to making things right, making things better,
making sure people feel safe, and this is an overfixed tragedy,
and I feel the heartbreak, and you know, my heart

(18:47):
really goes out to the family and everyone in the
community is acted.

Speaker 2 (18:50):
All right and all the best, and thanks again, for
joining me.

Speaker 3 (18:53):
Well, thank you, take care all.

Speaker 2 (18:55):
Right, council member, and I'll be sitting on public safety.

Speaker 6 (18:58):
And you heard it here.

Speaker 2 (18:59):
How many times you say a red tape, red tape,
red tape and yet the mayor, we will spare nothing
to put a stop to this. And you could have
prevented this. And I think the blood is on the
hands of I don't know. It could be the police,
it could be the city manager's office, could be another
entity in there, but damn it for once, how about
some accountability. How about hey, here's where the weak link

(19:19):
was and name names instead of because if not, you
just continue to create the same pattern over and over again.
And that is in competence, That is a lack of
transparency and account of There's got to be some accountability
with this death. Your thoughts five three, seven, four nine
under the Big One, Talk back the the iHeartRadio app.
If you're extreaming the show there Scott's Loan Show back

(19:40):
after News on seven hundred w weld. Scott's Loan Show
on seven hundred w weld. We just had a chat
with council Member Anna Olby. If you missed, it'll be
on the podcast after the show. Great conversation and she
didn't pull too many punches here. She is as outrage
to the rest of us that we had yet another

(20:00):
eleven year old shot at West End Playground where two
and a half years ago we were told it's insufferable,
it's going to stop because we are going to do
something about this, and council spend one hundred and fifty
million dollars from more cameras in that area. Not that
cameras would stop crime, but from what I understand, there
may be one camera, one camera up there and maybe
or maybe they don't have evidence. And after what happened

(20:24):
with the eleven year old the boy by then, but
Dominic Davis, we had on New Year's Day an eleven
year old girl shot at same playground and there have
been many shootings in and around that same area over
the years. We were told by the mayor that he's
going to spare nothing instead of put to put a
stop to this. But council already did their job. I

(20:45):
don't know how much more you can hold members of
council be it Scottie Johnson, be it, Anna alb be it,
Seth Walsh, be it, Mark Jefferys, Jeff kramer Ding. I
can go on and on once they appropriate the money
and say here, here's one hundred and fifty thousand dollars
specific for cameras in the West End. I don't how
many cameras that gets you, but probably a few cameras

(21:05):
as part of a five point four million dollars spend
on public safety, which has been ignored now for many administrations.
It's not a have to ad purevol's fault necessarily that
you know, we weren't spending money in previous administrations and
putting that emphasis on preventing crime or catching those responsible
or committing crime, making it easier for the cops to

(21:26):
do their job. I can't help but think that the
police certainly would have loved to have those cameras up.
And maybe it's because again we're back to this this cluster,
you know what, because you fire Thiji and you've got
an interim chief and he's still them. Know, we're going
to continue investigating as to why we fired her in
the first place. We need we need more time to
make a case as to why we fired her.

Speaker 6 (21:44):
What.

Speaker 2 (21:45):
Yeah, we're going to continue the investigation of why we
fired the chief last year into the new year. Does
that make sense? Doesn't make any sense to me either,
And it's really not an indictment of the interim chief.
At this point. You just wonder if that's not exacerbating
the problem, and that when there's no leadership as a vacuum,
people are maybe not being held accountable as much when

(22:06):
you know there's a clear direction for the police department.
I think that's fair. I think the city manager has
to answer some questions as well. Share alone. If council's
job is to allocate the money, should it be there
a job to make sure that the money is being spent?
I would say no. Maybe a follow up is an order,
but you can once you do it, it's in someone
else's hands. If you handed to administrators, then administrate it

(22:31):
and the end result is this isn't like, oh, hey,
we made a mistake. An eleven year old girl is dead.
I'm not saying that sure death is entirely preventable, that
we could have prevented this from happening, but I'm sorry
if you had cameras up there, I don't know if
that's a deterrent, but maybe bringing someone to justice, having
some enclosure for the family it is somewhat there, but

(22:51):
there's blood in the hands of those elected officials that
were given the money to do this and didn't do
what they were supposed to do. I mean, it's pretty
clear of the public in the West End is very,
very angry as we all are about this. Hell, I
don't live in Cincinnati proper. You may not either, but
you hear these stories and it just breaks your heart.
Here's an eleven year old girl in a playground on

(23:13):
New Year's Day and she gets gunned down by nonsense.
It's like the mom that got shot in the crosswalk.
For God's sakes. It's just one story after another. And
is it going to stop all this crime or prevent it?
Probably not. But it's going to be easier to get
justice for this family because guess what, Dominic Davis was

(23:34):
killed two and a half years ago. I don't think
they ever got the shooter there, and I have no idea.
I mean, give these families a chance, or give these
kids a chance, for God's sake, and get these animals
off the street. It couldn't very well be that the
same person who shot and killed Dominic Davis in twenty
twenty three shot and killed this little girl on New
Year's Day and you have one job, let's do it.

(23:58):
You know, this is my fierce libertarian streak coming out here,
and I wouldn't say that. You know, this is why
you have to have private security, cameras and everything else.
No government. If government can't do the basics, and I
would say public safety is the cornerstone of basic Then
if you're a younger voter, because typically younger voters that
would be younger millennials and gen zers want more government

(24:22):
to take things over, why would you want that If
you can't have the basic stuff, why would you want
to expand government? Local government at that, whether it's local, state,
or federal, have more of that in your life because
government programs, I mean always say treat us like children,
because you assume that people can't manage their own affairs.
But bigger than that, how many times has government consistently

(24:43):
over promised and underdelivered? This debacle in the West End
is a great example of that. It's a bureaucracy. There's
no incentive for them to be efficient, to be responsible,
to be accountable. The Inquirer, the paper of record here
in Cincinnati, can't get any answers as to one of
the money is was it spent? What happened? Do we
even have any cameras up? Knowing even has an answer

(25:04):
as to did we put cameras up or didn't? We
can't even get the open records request or crying out loud,
I don't know why you'd want more of that in
your life and not less of it. If you guys
can't handle the basics, why are we worrying about? You know,
we've got to take care of student loan debt and
housing on affordability, and the gig economy and wage stagnation
and climate change against they can barely. They can't handle

(25:27):
putting up cameras at a park, for God's sake, And
yet we want more of that stuff. And I get
the reasons behind it. And younger generations have different experiences
and changes. And I know you saw the two thousand
and eight housing crisis and said, well, well, look we
had to bail out all these businesses and banks are
too big to fail as part of the two thousand
and eight financial crisis. If you're a Mellen Hill, right,

(25:48):
I get that. Watch your parents suffer. Okay, but what
drove the financial crisis? A lack of oversight. I'm not
saying suggesting o other mental libertarians and anarchists. Obviously we
got no government. But and in my mind and maybe
in yours, I don't want a government doing everything for me.
You certainly you need to be an officially, need to

(26:09):
be a referee and put guardrails in place, because you know,
unchecked authority or in checked bureaucracy or unchecked capitalism for
that matter, is not beneficial. There has to be some
guidelines in place and guardrails in place where that you
can do that. But to suggest somehow the government should
take all this, Oh, look what happens. They can't even
handle putting cameras up in a freaking park. And now

(26:30):
you've got another kid dead five three, seven four nine,
seven thousand d in Highland on seven hundred WWD high Hi.

Speaker 7 (26:38):
How are you today?

Speaker 1 (26:38):
I'm sure I am just I don't know why, like
you's saying, why.

Speaker 7 (26:43):
Are we asking the government to take care of it?

Speaker 1 (26:45):
Why is an eleven year old child out in the
dark in a park, A girl with after one child
who's been killed there. I don't care how long ago
it was. The little girl should not have been out there.
Where's the parents?

Speaker 7 (26:58):
How come we're not holding a parent and.

Speaker 2 (27:00):
So you know, I get it.

Speaker 1 (27:02):
They got to work to pay for everything. I understand this,
but there has to be rules. And have somebody watched
an eleven year old girl has no business in a
park at night time. I don't care if it's right
outside or door.

Speaker 3 (27:14):
You cannot.

Speaker 7 (27:15):
There's too much going on, especially down the West end.

Speaker 2 (27:17):
See indeed, see, let's be a reason, all right. I
don't know where you're coming from, but when I was
eleven years old, I was hanging out of parks. I
was in the neighborhood. You're eleven years old. If you
can't be safe in a park at six o'clock, where
the hell else can you go?

Speaker 1 (27:30):
You're dark, you go by the darkness.

Speaker 2 (27:34):
And if there was no no I think I was
out at eleven. When I was eleven years old, I
was probably out past dark. It's hell. I lived in
a part of the country that got dark at three o'clock.
I'd never go outside if they were the case.

Speaker 1 (27:44):
Okay, when when my children went to school, they pulled
up their pickup trucks and had rifles in the back window,
and nobody pulled out that rifle and shot each other
when they got in fights. Nobody nobody did that. You
didn't even And yes, we have more publicity now about it.
I understand times were different than didn't. You also have

(28:05):
prayer in school, thou shall not do this, thou shalll
not do that. Now, what happens to the idiot that
goes down death roat?

Speaker 7 (28:11):
He don't ask for the preacher? Get it over with?

Speaker 1 (28:14):
And and what do they do with the guy that
goes and run over the cop? Oh, they're going to
let him out.

Speaker 2 (28:20):
He's gonna he's going to go to prison for the
rest of his life. But because the.

Speaker 7 (28:25):
Sanity that he should get the death penalty. You have
to have force, You have to have punishment that fits
the crime, or they're going to keep doing it.

Speaker 2 (28:34):
Well, back to back to back to the little girl though,
I mean she's eleven. You I could see if he's
six or five or six years old, but eleven o'clock
at six o'clock on New Year's Day? You know, are
you supposed to I mean, what are you supposed to
do if you live in that And again, not everybody
in that neighbor is a criminal. You know, it's like
a half a percent of the population the one doing

(28:54):
this nonsense and this noise, and people are trying to
live their lives. Do you suggest that, like an eleven
you old should just stay inside all day when it's
dark outside. I mean, don't the people who live in
those neighborhoods have a right to use the parks and
facilities that are put there by the government without fear
of being shot today?

Speaker 1 (29:10):
One year old child, It's not like it was years ago.

Speaker 7 (29:15):
It's not like it was.

Speaker 2 (29:16):
Everybody never is. Everything changes, It's supposed to change.

Speaker 1 (29:19):
Well, that's what I'm saying. But when it comes to safety,
you can't expect the government. I don't want the government
taking care of telling me what I knew, what I
can't do.

Speaker 7 (29:28):
Why don't we just go overseas and live with the China?

Speaker 1 (29:31):
You know? I hear over there by the way, China
is going to have their women date down when they
have their periods.

Speaker 7 (29:37):
What do you think is coming with that? It's crazy?

Speaker 2 (29:40):
I don't know. I appreciate the call. D I gotta
get going. She's got a lot to say, D does.
I'm not quite sure I agree with the thesis the
kids shouldn't be as eleven year old at six o'clock
at night in the park. I could see if we were, like,
I don't know, four o'clock in the morning, a different story.
But even at we're four o'clock in the morning, does
an eleven year old deserve to catch a bullet? Does
anyone deserve to catch a bullet? The answer, of course

(30:02):
says no, unless you're a criminal, like a Rodney Hinton
for example. We'll get into that more of speaking of
Rodney Hinton later on about ten o'clock, actually a ten
oh six, Steve goodins here to talk about his insanity
play and what all this means, and that the court
bought this whole thing. We'll switch up the topic then
after news coming up at ten o'clock, about twelve minutes
from now. In the meantime, it's five one, three, seven, four, nine,

(30:24):
eight hundred the Big One Talk Back iHeartRadio app to
Mark and Wyoming on the Big One. Good Marting, Mark, Yeah.

Speaker 6 (30:32):
Good morning.

Speaker 8 (30:33):
I want to I just listen to this conversation you
had with the councilwoman. Yeah, I'm and I'm a little
surprised on too one thing. You said, well, what more
can they do? But I'm actually more alarmed now after
she spoke.

Speaker 7 (30:48):
I mean, she says, you ask about.

Speaker 8 (30:50):
Accountability and this politicians do this, and people that can't
be held accountable do this right away while I'm focused
on the right now.

Speaker 2 (30:59):
Yeah right, I'm.

Speaker 3 (31:00):
Gonna accept it.

Speaker 8 (31:01):
But I'm not like, we can't walk and shoot them
at the same time and find out why it failed,
because if that failed, all these other things that are.

Speaker 3 (31:10):
Going on around you are failing.

Speaker 9 (31:11):
At the same time.

Speaker 8 (31:12):
Someone should be accountable. But they do this because over
time people forget.

Speaker 2 (31:17):
Yeah, and then you will.

Speaker 8 (31:19):
They won't go back and you'll never get an answer.

Speaker 2 (31:22):
Well, that's that's part of it. I want to know
where the hell and I think we deserve especially more
so anyone more than anyone else. The folks who live
in the West End are around that park, around Laurel
Playground where they have kids. It's like, yeah, I need
to know who the hell screwed this thing up. And
I you know, I appreciate Anna and what she said.
It's like, listen, we got to go back and check
and see where the money is. You know, the Consol's

(31:44):
job is to appropriate the funds to make sure things
work and problems get solved. I don't think you should
have to go back and check your math and say, okay,
now I've got to do someone else's job. And but
you're right, is that like, let's start naming names. I
want to know where the hell this thing got screwed
up in the first place, because you have another eleven
year old dad. Two and a half years ago, we
were told this can't happen again. Well guess what's just

(32:05):
happened again. And the money they appropriated to help solve
the problem or prevent the problem hasn't been spent yet.
We deserve answers names already.

Speaker 3 (32:15):
And again it's not just the West End people. It's
they're talking about one hundred and fifty thousand.

Speaker 8 (32:20):
Dollars about a five million dollar allocation. If this kind
of aptitude is going on, what's going on where all
that other money was celebrated?

Speaker 6 (32:29):
You don't know because you're not looking.

Speaker 8 (32:31):
And the other second point, and I'll be quick and
I'll get off. Yeah, they act like I allocated the
money and it's not my research. Any business that has
capital expenditures allocated projects set the first question yet, who's responsible?
And it's a time bound by when and who's going
to report fact that it's done, and you can't track

(32:52):
if you're in the city, maybe one hundred thousand projects,
but there's something who said this was emergency funding for this.

Speaker 3 (32:59):
You can't tell me.

Speaker 8 (33:00):
City council can't say I need an answer.

Speaker 6 (33:03):
Next week, next month.

Speaker 3 (33:04):
And if it's not.

Speaker 8 (33:05):
Done, where are we going? But they act like I
just washed my hands of this because I allocated the money.
And again it's people that can't be held accountable, or
we won't hold accountable.

Speaker 4 (33:15):
That's what they say.

Speaker 8 (33:15):
If you're in a business, you'd be fired immediately.

Speaker 2 (33:18):
Well correct and.

Speaker 6 (33:20):
Like that.

Speaker 2 (33:21):
That's the point, and that's why. And I don't know
if we're coming this because it's again your point well
taken about government. I think council members can only do
so much. Their job is not to administerate. Once they
pass the funding, it's handed off to someone else. But
you know there's plausible deniability, Well we didn't know it
got caught up. There's a whole bit. But it's back
to that bureaucracy. You know, all the steps you have

(33:42):
to do and all the hoops you have to jump
through under the eyes of you know, public accountability. Uh
in doing the right thing with the public money. Takes
forever to do. The bureaucracy and the red tape is
the problem. But at some point someone has to be
responsible as to why these cameras weren't put up after
the last shooting, and certainly after September when they appropriated
the money. The bigger questions I asked Anna Alby, is okay,

(34:04):
well this is one hundred and fifty thousand of five
point four million. What the hell happened to the rest
of the money. What else aren't you doing? What else
aren't you sitting on? I mean, these are great campaign
type of things where you go, hey, look what we're doing.
We put cameras, great, we voted for camras, awesome, we're
the cameras. Wow, we didn't put them up. Well, then,
what's the point of all this then? And what do

(34:26):
you tell with a straight face to the family of
this eleven year old girl who they're about to put
in the ground. It's it's unconscionable, is what it is.
And it is a pattern. And I don't know if
it's true in other cities. I can't speak for Louisville
and Columbus, and I can't speak for Indianapolis or Chicago

(34:46):
or Cleveland or Toledo, or Youngstown or Dayton, but certainly Cincinnati.
You want to know that the people you and trust
are doing their job, and clearly they aren't. And all
we get from the mayor will spare nothing to put
a stop to this. How about some accountability? And I
think at the top the biggest problem we have seen,
and you name all the problems that we've had, is

(35:08):
a lack of transparency and accountability. You know, you can
bring up names like Patrick Herringer, and you can bring
up the rye, the brawl over the summer and go
on and on and on, and the lack of transparency,
accountability and someone to say this is unacceptable. Here's the plan,
and we've got the plan executed. You can't find it.
And yet it's happened again. It's happened time and time

(35:30):
and time again, where there's no one willing to step
up and say I'm the one who's screwed up, it
won't happen again, or holding someone accountable. But rather we
get platitudes about how it's intolerable and we're gonna we're
gonna stop this and it's not gonna happen again. And
guess what, it happened again. How can you be that
tone deaf in such a short period of time. It's
beyond me. It is beyond me. One more quick one here,

(35:53):
let's go to a John and Westwood on the Big one. John,
good morning.

Speaker 10 (35:57):
Uh, scott as absolutely city councils fault. If you if
your refrigerator breaks and you pay somebody to fix it,
aren't you going to follow up to make sure they
fix it? It's absolutely counsel's fault. Scottie Johnson's a joke.
He was never much of a copy. He was more
of a social worker. And every one of them down
there has blood on your hands. Not that the government's

(36:17):
supposed to fix all this, no, but here's here's the thing.
If you're going to say, way, we're going to put
up cameras, we're going to do this and that.

Speaker 6 (36:25):
To help the problem, and if you don't do it, then.

Speaker 9 (36:28):
Shame on you. Yeah.

Speaker 2 (36:31):
I think the way I look at it rather in
the household budget. Because what you said makes sense, I
listen to. But but look at this way. Let's say
I run company. Let's look at this as a business
type of thing, and I have uh, I don't know,
I've got service technician and okay, okay, great, here's your truck,
here's to what what what? Why didn't you go install
this aircan doing? Why do you go install this furnace?

(36:51):
That's kind of what happened here. It's like, yeah, well,
you got the equipment, you got the tools, you got there,
you got all these things. Well why didn't you go
do your job? What were you doing instead of doing this?
And that's kind of a you know, ham fisted example
of the problem. But okay, if it's a business and
it's a big company, and certainly the city of Cincinnati
is there are people who are tasked with making sure

(37:15):
these things are executed. I can be the owner and go, okay,
we're allocating this amount of money to this budget for
I don't know, marketing. Let's say, and if you decay, hey,
I've got one hundred and fifty thousand dollars for marketing.
And you go, I thought we were doing I thought
we spent money on marketing. Where is it, Well, we
didn't spend the money, Well why not you get fired
for that? It's the same thing here. The question is
who gets fired. Is it the police department, is it

(37:37):
management within the is it the city manager. And this
is not the first time we've had problems. What about
the police. I'm very pro police, but you know, when
you have a situation where the chief is in flocks
and we still have an interim here, I think that's
also part of the problem. And what does that go
back to. It goes back to left accountability, transparency and

(37:58):
function of those elected, in this case re elected to government.
News is next seven hundred WW. Since you want to
be an American, we pivot from the issues of the city.
I'll revisit this last a suffer. A lot of people
want to fire off about the city for not having
these cameras up. We appropriated the money for and end result,

(38:20):
you've got eleven year old girls shot to death on
New Year's Day. Unreal way to start the new year.
For sure, we also have this go on. Speaking of violence,
Hamlin County prosecutors have decided not to pursue the death
penalty for the man who intentionally ran over and killed
Deputy Larry Henderson last May. They agree that Rodney Hinton
was legally insane at the time he murdered the deputy.

(38:40):
He's expected to plead not guilty by reason of insanity.
Sometime next week the judge, Judge Luvers, has to sign
off on this for more. It's Steve Gooden, attorney at law,
and Steve, welcome back. How are you good? I'm all right,
but I wish we had better news to start the year.
We have an eleven year old murdered at a play
ground where two and a half years ago and another

(39:02):
eleven year old child, a boy, was murdered. No one
has answers to cameras being up there. And now we
have the news coming out after what we saw last
May at UC's graduation. Here's retired Deputy Larry Henderson working
a detail where he's pushing the button operate street lights
as people cross across the university campus in order to
facilitate graduation. And we know the Rodney Hinton, who was

(39:25):
aggravated because his son was justifiably shot and killed by
police officers for his role in steel in the car.
He decided he was going to get vengeance for his
dead son and kill a deputy he had nothing to
do with this. He's expected to plead not guilty by
reason of insanity next week in the court. Apparently in
the prosecutor's offices agreed. That's pretty rare, isn't it.

Speaker 5 (39:45):
Yeah, it is relatively rare, but it does happen. You know,
I was a prosecutor for many, many years in the
both state and the federal system, and you know, we've
seen these scenarios, and I think what happened. And I
spoke with one of the lawyers who represents mister Hanton yesterday.
Apparently the judge actually appointed an independent expert to take

(40:08):
a look at him and to render some sort of
mental evaluation, and it was this independent expert who concluded
that he did have some sort of Mister Hinton had
some sort of pre.

Speaker 9 (40:17):
Existing condition exposed.

Speaker 5 (40:18):
They said, both bipolar and possible schizophrenia. He had a
diagnosis that went way back before this incident. And they said
they in their view, it was sufficient to show that
he did not appreciate the wrongfulness of his actions, which
is what has to be demonstrated here from a legal standpoint. Now,
why this is so frustrating for others, and I'm sure

(40:40):
frustrating for the Henderson family, is just you know, it
is all based on opinion. You know, the the so
called MacNaughton test, which is what most states use, including
Ohio in terms of deciding whether someone is not guilty
by reason of insanity, and it requires that someone has
such a a severe mental illness or mental defect that

(41:03):
they cannot appreciate the rightfulness, rightness or wrongfulness of their conduct.
Here's somebody who was actually it looks like was functioning
in society before this. So it begs a lot of
questions does but I will say also in the prosecutor's
defense here in Ohio, I mean we have essentially don't
have the death penalty anymore. It's on the books, it's

(41:24):
seldom imposed. Even if he were sentenced to the death penalty.
You know, the governor Dawine is sent a moratorium on
the death penalty because of the drugs that they.

Speaker 9 (41:33):
Use for some time.

Speaker 5 (41:36):
So the odds of it ever actually being imposed are
slim to none if we're just being honest about it.
So at least the one positive thing out of this,
and it's a very muted and kind of distant positive thing,
is that is typically as part of a not guilty
by reason of insanity, at least the person admits the
facts of what he did.

Speaker 9 (41:55):
So I mean, at least there will be.

Speaker 5 (41:56):
Some coming clean about what actually occurred that day, and
from what we understand, it was just this awful thing
where he watched this video of his son, and exactly
as you said, he went out in the first person
in the uniform, he saw you, he ran over, and
it was just Larry Henderson, who I didn't know well
but did know and was just just as upstanding and

(42:16):
decent a human being as you could have and just
an absolute credit to the uniform, who was just killed
for no reason at all.

Speaker 2 (42:24):
Just being the wrong place at the wrong time for
someone who wanted vengeance. But doesn't that kind of undermine
the story, Steve Gooden, that there's some intention there, that
there's two distinct competence issues, as you have been told before.
One is the competence of sand trial, meaning his present
mental state and can he understand the proceedings against him.
This focus is more on the mental state at the

(42:46):
time of the offense, the past mental state, so not
the present but the past. I don't know. If you
drive around the city, presumably in your mind you're looking
for someone to blame, someone to take out, and an
eye for an eye sort of fashion, and then you
feel that your son was wrongfully shot, even though he
was justifiably shot by police. There's no telling a grieving
parent that. But you know, him going out and essentially

(43:09):
looking for someone in uniform to kill indicates to me
that's premeditated. If it's premeditated, how does that not how
does that work then relative to being insane, because you're
not supposed to know that this at this time is
a crime, and what you're going to do is a
criminal in nature. But if you're deliberately doing something and

(43:30):
actively seeking one some out for one, understand it took
like in the upwards of an hour for him driving around,
I don't understand how insanity is play here.

Speaker 5 (43:40):
Well, you know, look I'd be I'd be screaming about
this too a bit more. I think if I were
certainly fair with in the family or the prosecutor as well.
I mean, this is one that just is going to
be a very very tough sell to the community for
everything that all the reasons you set out, you know,
if I mean he did and there's no question and
go out looking for someone in uniform, there was a

(44:03):
vengeance aspect. And we now know he has been indicted
subsequent to his arrest for assaulting a SHARE's deputy up
in Butler County, I mean because of you, Because he
actually killed a Hamilton County SHARE's deputy who and the
Hamilton County deputies run the jail locally. They moved him
up to Butler County as a security for security reasons, obviously,

(44:23):
and he's already assaulted another uniformed officer there and is
unfacing a different fellow the indictment for that. So you know,
it also begs the question. In Ohio, it's very very
hard to establish what we call temporary insanity. I mean,
that's something that really only exists in the movies. It's
a practical matter in Ohio. You either have a severe,

(44:44):
severe mental health diagnosis that renders you incapable of understanding
right form wronger you don't if there's no such thing
as temporary insanity. And this sort of flirts with a
temporary insanity theory, which is, well, he had this mental illness,
he saw the video triggered his mental illness, so therefore
his criminal culp ability you know, you know, is significantly reduced.

Speaker 9 (45:03):
It doesn't go away.

Speaker 5 (45:04):
I mean, he's still going to be held in detention
for many, many, many years, no matter what happens. Here,
but it does, you know, it does diminish it. It
takes the death penalty off the table because mentally ill
people cannot be put to death in Ohio. And again,
as we said, even by a lawyers doesn't matter. But
this is one of these things that is going to
be very very hard, I think for people to understand

(45:25):
and grasp even you know, I think some of the
lawyers who practiced in the spaces I have over the years,
you know, are scratching their head a bed at this.
But I apparently what happened yesterday was that there was
a you know, a one of the court appointed psychologists
who was supposed to be a truly independent person not
representing the state or the or the defense, came in

(45:48):
and said, no, he had a pretty severe mental health
history prior to all this, and that's what they're hanging
their hat on. So right now, with the prosecutor's position,
I mean, it looks as though, I mean, the death
toll he's already off the table. And I would assume
we're going to move into a scenario where, you know,
where he pleads not guilty by reason of insanity and

(46:08):
assuming that the psychological diagnoses hold up and you know,
he's going to be placed into some sort of mental
health you know, lockdown mental health facility, hopefully for the
rest of his life.

Speaker 2 (46:21):
Well, I would think that's the case. Yeah, you don't know, right,
but you know, it seems like he made deliberate, intended choices.
It was premeditated for sure. That shows and establishes his
cognitive function as being okay at the time. Are there
people on death row who are bipolar? I managed a
lot of people in prison who suffer from mental illness.
We know that as a fact. But even if bipolar

(46:43):
disorder is present, I don't know why the prosecutor could
argue that that second prong is had met as we
talked about. I think that's the frustrating part, not just
for most people listening, but especially for the family, because
the family had to sign off.

Speaker 6 (46:56):
On this, right, well, you know, don't I don't know
that they did.

Speaker 5 (47:00):
I mean, based upon the on the prosecutor statements yesterday,
the family, you know, they said, certainly we're not uniform.
I think, and in this he indicated on the record
before Judge Luber' is that there have been I guess
some disagreement among the family, but that they understood. And
you know, and again I've met the family very briefly

(47:21):
at at the visitation and uh, you know, you know
there these are decent people, these are smart, but these
are people who are not out for blood that they
do want justice here. And that's the problem with this.
It doesn't feel like justice. And and you hit the
nail on the head, which is almost everybody who ends
up in the criminal justice system has some sort of
mental health issue. I mean, whether they're dealing with those

(47:43):
process trauma and that leads them into drug use, and
the drug use leads them down into uh, into stealing.
It's always a problem. The issue is what do you
what do you do with your mental health problem? You
know problems? Do you push back? Do you get help?
Do you do you take them more responsibility of not
crossing the line into criminal conduct and hurting other people

(48:05):
and stealing from people and doing things of that nature.
And that's what our system is. I fear is starting
to lose because there is this concept of like, you know, yes,
everybody has their mental health problems in gr or not
goes to by reason of insanity. It was always when
I was doing this twenty years ago, was reserved for
those very tiny sliver of cases, the great minority of

(48:28):
cases where someone was so mentally ill that they couldn't
understand what they were doing. And that's a pretty rare thing.
Everybody's got problems, Everyone has mental health. Almost everybody has
some mental health issue. But at the end of the day,
it is our responsibility morally to actually control ourselves into
engage in society in the right way. And that's what's

(48:48):
getting lost here. And I'll tell you this is something
that people are going to struggle with. I am amazed
if you look online, if you look particularly on some
of the Facebook groups, there are a lot of folks
out there who have a lot of sympathy for Hinton.
You know, it is not it is a It is
a more divided community on this than you would take.
But just for my friends in the law enforcement community,

(49:08):
I think this is something that kind of makes him sick.

Speaker 2 (49:11):
And again and again.

Speaker 5 (49:13):
I'm not saying that, I'm not saying the guy doesn't
have problems.

Speaker 9 (49:16):
He clearly does.

Speaker 5 (49:18):
Like you say, the idea that he sought out someone
in uniform sure sure feels intentional to me.

Speaker 2 (49:23):
That seems like cognitive ability to be owise. Yeah, Steve Goodness,
there a legal paradox here in that this. Like we know,
if I go out after the show and I decided
to go across the street to a bar and hammered
down like four pictures of margaritas, go out, drive a car,
strike and kill someone, my decision to put an alcohol
in my body was mine, uh, and therefore it is

(49:46):
entirely my guilt, my fault as to that homicide to
curR at my hands behind the wheel of a car. Conversely,
in this case, we know that in this case, Rodney
Hinton was diagnosed as a bipolar in the summer twenty
twenty three, well before the offense, and he was prescribed
antipsychotic medication. If he choses a lot of people do

(50:06):
to get off the drug and not take his prescribed
medication that then triggered this episode of insanity, it doesn't
the standard hold the same. Like if I choose to
drink alcohol, use drugs and I kill someone, that that's
my fault. Does that apply in this case? Do you
have a duty and responsibility to take the antipsychotic medication

(50:28):
that was prescribed to you? And if not, does that
not assume guilt?

Speaker 5 (50:33):
Well, you're hitting on something that no pun intended drives
a lot of lawyers crazy here, which is is that
that is something that Ohio law.

Speaker 9 (50:41):
In a lot of states does not recognize.

Speaker 5 (50:43):
And Ohio law is very very clear on what we
call the voluntary intoxication.

Speaker 9 (50:48):
Events or diminished capacity.

Speaker 5 (50:49):
If you go and intentionally diminish your own ability to say,
drive a car or something. If you intoxicate yourself voluntarily
and you get behind the wheel and you hit it
fill somebody, you're one hundred percent responsible. You cannot claim
any kind of temporary insanity, et cetera, et cetera.

Speaker 9 (51:04):
Et cetera.

Speaker 5 (51:05):
But we do know people make conscious choices to go
off antipsychotic medications and essentially diminish their own capacity in
that manner, and Ohio law just really takes no position
on that.

Speaker 9 (51:18):
So, I mean, that's something that at some point the.

Speaker 5 (51:20):
Legislature probably should be looking at, particularly as we see
attorneys now kind of in a more robust way using
the not guilty by reason of insanity defense. If the
person knows they have a middle defect, if it's treatable,
if they are on medication, if they're prescribed medication, and
they make a conscious decision to go off it and
then engage in criminal conduct. You know, it should in

(51:42):
some way from a common sense standpoint, it should preclude
you from being able to use some of that mental
health defenses, some of those mental health defenses, but Ohio
law just doesn't even contemplate that at its current states.

Speaker 2 (51:56):
Do you have other states too?

Speaker 1 (52:00):
Are?

Speaker 9 (52:00):
My knowledge almost none?

Speaker 5 (52:01):
I mean, this is sort of a new area in
a lot of ways, you know, just you and it's
it seems like it shouldn't be because there's so many
people that pass through the criminal justice system with mental
health problems.

Speaker 9 (52:11):
Uh, but it's one.

Speaker 5 (52:12):
That that really and again, I guess the question would
be for for if you're a legislator, you know where
to draw the line? You know what if someone's just
on on antidepressants you know, which are not truly anti
psychotic uh fit meds and and their behavior is impacted somewhere.
But I think there are some common sense lines that
can be drawn. And that's something that that really I
think our legislators should at some point take up because.

Speaker 9 (52:34):
Uh, I mean, it's it's not.

Speaker 5 (52:38):
You know, it's something that that that it does come
up increasingly, which is someone being quote off their meds.
I mean, that's something that we just know. People talk
about that and joke about it all the time. So
and those off their meds, some people absolutely need these
medications to function in society at all if they have
one of these severe diagnoses. So, uh, I don't know, it's
just it's a it's a blank spot in the law

(52:59):
right now in my states, but certainly a.

Speaker 2 (53:01):
Well it should be address. It's kind of along the
lines of elderly drivers. And if you're elderly and you
mistake your gas pedal for accelerator and you drive through
to kill someone, was oh my, that poor. Well fortunately,
you know, they just crashed to the front of the
store and I'm glad they're okay. It's a great but
you know, again, are you competent to drive? If I
did that and I was fifteen, it'd be a different
story entirely, and you looked at as someone who should

(53:23):
have their license taken away from them immediately. We don't
see that with lotily folks. We tend to treat them
the kids. I think the same with them mental illness.
A lot of this is probably driven by the and
rightly so, there's advocates for the mental health community, of
which we all have mental health issues at different levels
for sure, me, you, everybody, and you know. The fear
then is, well, you know, if we do this, then

(53:44):
we're going to stigmatize mental ill and then people won't
go get the care and the help they need because
they're afraid that they're going to get in trouble. We're
only talking about from this perspective with Rodney Hitton, we're
only talking about four states of mental health. Of course,
what we're talking about with him is bipolar disorder, but
things like schizophrennie very serious metal. Well, we're not talking
about someone who needs I don't know, something for for

(54:06):
mild depression or something like their ADHD meds. We're talking
about schizophrenia and we're talking about psychotic disorders. We're talking
about issues like this, and there's only a handful of
them this would apply to. It's not like this is, hey,
you didn't take your are your allergy medicine today and
you got an accident. It's your fault because you're sneezing.
Nothing like that. We're talking about serious mental defect here.

Speaker 5 (54:29):
I mean, I think that's right. Then there's a common
sense place to draw on the line, and really we've
got to involve the probate courts more in these kinds
of scenarios. I mean, look, I mean, I mean the
analogy you used, I think is absolutely dead on. One
of the toughest battles I've had personally in years was
two years ago, and I had to take my dad's
car keys away, right, you know, in his mid eighties
and was diagnosed with dementia and want to drive everywhere,

(54:53):
you know, all over town. He's getting lost, and it
was like, it's just a matter of time before he
hurts himself or someone else. And luckily I had a
power of attorney that had been executed and I got
some legal advice and I took every you know, I
had to shut it down because I felt that I
was going to have a moral, if not legal responsibility
at some point for where it was going to go.

(55:14):
And a lot of people you have, you see in
these scenarios. I don't know what the case is with hinting,
but you know, typically you have a family member who
is involved in the treatment in some way, and sometimes
they have some legal authority through the probate court and
particularly in terms of making sure they have their medication.
So you know, that's got to be part of the
equation is you know, you know who is the responsible party.

Speaker 9 (55:36):
Some people don't have.

Speaker 2 (55:37):
It be in a state, right, I mean, the state
issues the state issues a license. Private citizens don't issue licenses,
but they shouldn't there and then in this case, they're
the ones that asked to be taken away. And I
think it is a parallel to what we're talking about
here with Rodney Hinton, in that if I drink or
take drugs and kill someone, obviously I shouldn't have done that.
That's on me. I engage in that kind of behavior,

(55:59):
being deliberately intoxicated, Whereas if I'm ordered to take prescription
antipsychotics because of a mental state and I don't do
that and kill someone, it's not my fault. It doesn't
make a lot of sense. I don't have hope that
the law is going to change anytime soon because their
fear of the backlash from the mental health community and others,
the fear that's going to cause people not to get

(56:20):
the help that they need. It definitely is a catastrophe
on many levels here. But the good news is that
he's going to plead and hopefully he doesn't see the
light of day. Are you pretty confident he's going to
get life? He's never going to get out of jail.

Speaker 9 (56:32):
You know, I am.

Speaker 5 (56:34):
I mean, I mean, we don't know what's going to happen.
I mean the good I mean, the good thing about
the only good thing about this is again he has
to admit what he did. They're not contesting, they're not
arguing that there's you know, some other person involved there.
He's at least acknowledging what occurred here, which I guess
will well, we'll have some value, I hope. But the

(56:54):
thing is he will be eligible to have, you know,
to be in a treatment situation, and to be evaluated
for release every so often.

Speaker 9 (57:03):
Now, I think given what happened.

Speaker 5 (57:05):
Here, and given that we've got a pretty you know,
a really sharp judge involved, I think that's you know,
it's unlikely he's getting out anytime soon. But we can't
say for a fact, you know, that he'll be locked
up for life. I mean, there could be a scenario
where you know, some of the treatment you know, providers
where he is says, you know, look, he's he's he's

(57:25):
functioning again, he's medicated, he's doing better. I mean, we
don't know what's going to happen that way. We just
know that if he were convicted straight up, this would
be murder even without the death, then he will be
murder with a life tail. So h but still I
think it is, you know, it is unlikely that he
gets out. I mean, they are gonna you know, there's
going to be a murder conviction and uh you know

(57:47):
again one with the possibility at parole and uh, you know,
and it's it's complicated. We can't say for sure he'll
never get out, but there's a pretty good chance he'll ever.

Speaker 2 (57:56):
Get Yeah, I would hope so well, at least we
got that Steve good and all the best to try
law defense Turney now former prosecutor and knows it all.
I appreciate you, buddy. Thanks again. Happy to hear you'll
get a time out in We've got news and we'll
talk about this and whether that makes sense is to
you know, there's some diseases. You've got to be responsible
for putting the drugs into your system. That's going to

(58:17):
prevent this behavior from happening in the first place. We'll
talk about a next Lonely after doing seven hundred. It's
a Scott's Loan show on seven hundred WLW. Steve Good
was just on talking about what's going on with Rodney
hitting In case you're just joining the show, didn't hear it?
County Prosecute Hamblin County Prosecutor Kip guynan assistant prosecutor, has

(58:38):
after talking to medical experts and testimony, including court appointed
testament but also independent testimony, in analysis of Rodney Hint
in the state of mind the day he decided to
murder Deputy Layer Henderson, has determined that he was legally
insane that the time he murdered Henderson, and it feels
like justice is not being served there because you see
someone who in the capacity that seems to go against

(59:04):
the narrative that he was out of his mind at
the time, in that he was premeditated. He was shown
the video he in the family was shown the video
camera footage of his son being killed by police officers.
Son killed by police officers because he was an a
stolen vehicle. He had a gun on him, He's fleeing,
He disobeyed commands, fell down, picked the gun back up

(59:24):
and held it in his hand and as he was
running past the dumpsters, turned towards at least look towards
a police officer which sees that certainly is a threat
against his life, and fired the rounds in which killed
that young man, Ryan Hinton, his dad in the family.
Was shown the next day the video or at least
couple days later, the video of the murder, not murder,

(59:45):
but of the shooting, and this triggered him to murder
Deputy Larry Henderson, in which it appeared about an hour
got in his vehicle because he was distraught, as you
could imagine, at some point decided he was going to
find someone a uniform to murder, and that person was
Larry Henderson, who was working a detail as a retiree,

(01:00:06):
making all extra money I guess, running the cameras or
running the stoplets that you see for their graduations, so
people cross the street and had nothing to do with
what happened with a son and I even the same
department for that matter, as a sheriff's deputy, you know,
a since andy cop. Not that that would not that
that would matter at all, but he decided that this

(01:00:27):
is what's going to happen. He did so because he
was off his medication. For bipolar. This seems to me
like a lawmaker could tackle this issue. But I can
imagine for reasons why a lawmaker wouldn't, and that it
just doesn't seem just that if you are ordered by

(01:00:47):
your doctor you have a known serious mental deficiency, and
I would say bipolar disorder is, I would say schizophrenia is.
Then you have to make you have to take your mets.
We know there are a lot of homeless people and
are homeless for a lot of reasons, but mental health
drives a lot of this who won't take their mets,

(01:01:08):
and then we see them do things in public that
threaten not on the quality of life, but also may
threaten or actually do bodily harm to people because they're
if they're mets. Can you force someone to take their medication?
It's awfully tough to do unless you put them an institution,
which in my opinion, we need more of. We're saying
we did was close all the mental hospitals back in

(01:01:29):
the sixties and seventies because it felt like, well, you
know we're not treating them, well, let's release them out
in the public. Okay, great, Now what do we have?
We have people who have mental illnesses that are running
around the streets doing things like this before you could
institutionalize them. That has to come back. We've got to
change that because we worried about the stigma, and that's
also the problem. Well there's a stigma. Yeah, there should
be a stigma. These are very serious mental issues. This

(01:01:51):
isn't minor, and we're talking a handful of things that
would trigger the courts to enforce this. I made the
parallel that if I decide that I'm going to go out,
or you go out and do drugs, and I'm talking
about drugs that would alter your mind and state. If
I would consume alcohol, If I would I don't know,

(01:02:12):
co cocaine, heroin, methamphetamines, whatever it is, a marijuana for
that matter. And I out there and I do that
stuff and I kill someone and it's in my system.
I go to jail for that. I go to prison
for that as well. You should, because you made a
conscious effort to put something in your body that was
going to cause you not to be able to operate
a motor vehicle using your clear mind and motor functions. Well,

(01:02:33):
if that's the case, then why isn't the opposite trip
that if you are told by a doctor, Look, you've
got to take this medication the rest of your life
because you have bipolar disorder, you have schizophrenia, you have
very serious mental issues, and then you're able to get
in a motor vehicle and drive that car without that
in your body. Is it going to always happen when
someone goes off their mets. No, but this can't be

(01:02:56):
the first time someone's done that. Doesn't that hold that
person to a level of accountability. I mean, you went,
you got diagnosed that you had this problem. You deserve
to treat that problem. And it's not like, you know,
taking your heart Well, what are you saying, sloan in
the court is going to force you to take your
heart medicine, to take your you know, get your diabetes injections. No, No,

(01:03:17):
because the only person you hurt is yourself. There maybe
your family members, But again, we do stuff all the
time that hurts our family members. That shouldn't be a
criminal issue. When it extends to the public at large,
it's a different story, right You. Not taking something to
control your A one C is much different than taking
something to prevent you from going on a psychotic rage,

(01:03:37):
on a rampage and we see it have happened in
the past, whether it's mass shootings or something like this.
I think that's something seriously the legislature should look at.
Not not all drugs that deal with psychotics were not
certainly not everything you put in your body should be Hey,
you listen, you forgot to take your I don't know,
something for your blood pressure that's not the same as

(01:03:59):
some sort of anti psychotic medication. Hopefully that's something we
would address. I don't really see it happening because the
mental health advocates will bend over backwards screaming about how
this is just some more stigma. It stigmatizes the mental
health of people even more so, and it's going to
cause them not to go get the help that they need.
I don't know. This guy went and got the help

(01:04:19):
he need. He still refuses to abide by the plan.
That seems to be as big a decision as someone
drinking and driving, and yet we have high standards for that.
Doesn't make a lot of sense in my opinion. Something
else going on here that I want to get real quick.
Uh So we get Maduro out. He's in in the
lock up, he's in Manhattan. Hopefully it doesn't turn into

(01:04:42):
last time we had somebody in a high profile individual
in jail in New York City. Uh, look what helped
wind up happening. You know what I'm saying is not
Hopefully it's not doesn't not like Jeffrey Epstein. Nonetheless, Nicholas
Madura's wife are in custody and it was in court
and the charges against them include drug trafficking, and the

(01:05:03):
idea we got Madua out of powers we got to
stop drug trafficking, which really there wasn't a lot of
drugs he was trafficking in the US. We got to
see the oil, which is the big thing. We got
to save our democracy or save the democracy there. But
we're back to being the world police again, which we
were told this administration wouldn't do. There's the issue of
American dominance and punishing Venezuela for sending our migrants to
the United States. Okay, those are the reasons why we

(01:05:25):
got Madua out of power, and it's a pretty long list.
But there's a problem there in that if that's the standard,
then what are the countries would then fall under the
thumb of the United States Going Okay, we've got problem
with you we're going to take you over. And since
we're going down this road, it's kind of like a
it's like a country draft. Right now, we're gonna run Venezuela.

(01:05:48):
Hell at this point, just look at it going. Okay,
if that's the mindset, let's lean into this thing. And
what other countries should we invade? I mentioned jokingly yesterday
Columbian that came out. They well, Columbia's actually one of
the countries, largely because it shouldn't cost five dollars to
get a cup of coffee with cream in it. Yeah,
the drug plot and cocaine, the cartel's okay, that's all

(01:06:09):
well and good. I don't know if you'll ever completely
get rid of it, simply because Americans love drugs. We're
talking about the Brian hitting Rodney hitting rather with the
drugs there. But Americans like to self medicate. We like weed,
people like cocaine and heroina. I know it's not good
for you, it's not good for society, but clearly there's
an appetite for it. There's a market for it here.

(01:06:29):
People enjoy doing they know. The pitfall is kind of
like smoking, right, Warren. Smoking has been going on for
a long time. Look, all the research that we spent
to stop smoking, people still smile. They switched to vaping
because it's less stressful, and now we're going after that
as well. We love our vices here in America. We
love our vices, and we love drugs. In America, we're
a bunch of drug addicts. Even hell, even if you've
never taken a street drug into your life, you're probably

(01:06:50):
still taking some medication. Our lives are improved immeasurably by drugs,
legal or otherwise. So in this case, how Columbia drug
probab okay, okay, can't whatever? Worried about the coffee right,
which is also a drug? Like yeah, cream a couple
couple of coffees with the cream, I mean large is
whatever they call the grandes. That's like ten, you know,
fifteen bucks, Like it's a lot of money for some coffee, beans,

(01:07:12):
man for for hot water and beans. You know what
I'm saying. We can get that cup of coffee down
to reasonable. What's reasonable? Two bucks two fifty two fitty
I'm down Columbia should be on the line. It looks
like it's like kind of a nice arie Tiffy cleaned
it up a little bit get rid of the drug
cart tells, hey, it seems like a good vacation spot
for us. I agree with Cuba as well. They've been

(01:07:33):
a pain in the ass for a long time. These guys,
plus the people there are suffering. This is and that
would be the best move of all time because you
easily win Florida if you're a Republican. If you haven't before,
you definitely you because you get that, you get that
ex patriot vote right there. And let's face it, the
people because of communism are aren't doing very well. Despite
what people like Michael Moore say. It's a beautiful country

(01:07:54):
with horrible government, not only that being Italian and saw
what happened with the casinos back in the fifties with
Momo Gi and Conna. You know, we built the Italian
mob built the casinos down in Cuba. Fedel Castro comes along,
nationalizes and kicks the mob out, and their series as
to why this is why Kennedy got quit an Italian

(01:08:16):
term whacked. There's something behind that as well. So I
don't know, maybe we get our casinos back, make the
mob great again. I don't think Mexico simply because it's
just you know, we think of Mexico is well, it's
like Cabo or you go to I don't know, Cancum. Yeah,
those are are two small areas. And I think, quite honestly,

(01:08:39):
do this other stuff. It's gonna get Mexico in line
because it seems like the new Mexican president she wants
to play she wants to play ball, so maybe that's
coming around with that. I would say to Brazil for
the same reason. That's a big ass got it's a
huge country man. And also lots of snakes, lots of
snakes in the Amazon. You gotta do with the Amazon rainforest.
Now you take that over. Now you inherit the whole

(01:09:00):
problem of global warming. And you got did I mention
the snakes? Giant crazy bugs as big as of Olkswagen.
You know, we don't want to be in there. We
don't want to be in there. Brazil, Just let Brazil
be Brazil. Greenland's another one. I guess there's resources there
and national security. Where's it go to? Greenland? Greenland's not

(01:09:23):
really green Greenland's actually Iceland, and Iceland is actually Greenland,
as we learned in grade school. I think if you're
going to invade, look at it. This way, you're Greenland,
this big honk of ice. Okay, maybe they got some
stuff under the ground. We want whatever, let's do Iceland.
It's a lot smaller, it's tiny compared to Greenland. And
it's green, not Icy. It's rykevic right. You fly in,

(01:09:47):
you fly out. It's nice. And not only that, if
you fly to Europe, it's a good stopping point. It's
a good point to get out, change, stretch your legs
a little bit. Well, having to go to the hassle
so you know, pass sports and maybe you stay there
for well, it seems like, yeah, Greenland, that that Greenland
is my Iceland seems to be the one. If we're

(01:10:07):
going to take over another country, I'm all in on Iceland.
Let's start there and expand that territory a little bit
that way, just kind of you know, dipping our toe
in the water. I think we've got this part of
the hemisphere that you know, South America. Like I said,
you know, you go after you get Cuba, you get Columbia,
you take care of, you know, some of these other countries. Columbia, Columbia,

(01:10:28):
I'll be happy with just column Columbia Cuba, those two
are that's doable. It's in the time zone. Yeah, okay,
if you're gonna start messing around around the other side
of the go to Iceland. We don't want to be
going halfway on the world though. I don't know. Do
we need Jamaica, Do we need Costa Rica? Do we
need the Bahamas and Perua? No, you don't really need that.
Those are small, tiny little island cut let them be.

(01:10:48):
We've got enough of a footprint if you just did those,
I'd be quite content with that. As long as we're
taking stuff over, I say, go big or go home.
Trying to think other countries. What about Germany? We need
a presence, and Germany's invaded other countries before. It's about
time we say, well, we're taken to see how you
guys like it. Gotta be like in the Smack Daba.

(01:11:12):
Now we kind of need Germany now we don't want
to piss off the Germans. Plus yeah, well look at
the Cincinnati connection here too.

Speaker 9 (01:11:18):
Yeah.

Speaker 2 (01:11:19):
I'm just I don't know if I'm speaking it is anywhere.
Like I'm trying to think of where in Africa would
you want to expand to, Like Morocco. Morocco seems like
a good Gride, Casablanca. You've got that whole Humphrey Bogart
thing guy, And it's not quite in the desert. It's
a little bit. It's on the northern right on what's
right there, Spain's right there, and maybe maybe Moroccots. He

(01:11:41):
has taken a Morocco as long as we're rolling, and
you know, I'm trying to think what the case would
be against Morocco, because you got to you gotta gena.
Like the whole thing with Venezuela is about you know,
it's about drugs, and it really isn't about getting the
oil out of there. I'm not sure the oil companies
are too keen on doing it because you know, again

(01:12:02):
it's the flavor of the month. They get in there,
spend billions of dollars and then the regime changes again.
Your screw, You lose all that money. You might as
well just stay in the golf in the Permian basin.
But I'm make I go Columbia, Cuba, Iceland, those are
my big ones right there. I make a list. I'm
running a list over here. It's my Christmas wish list
for this year. It's only what three hundred and sixty

(01:12:23):
something shopping days left. Scott's Long Show. It's the home
of the best Bengals coverage, now the home of the Reds.
Seven hundred ww sins.

Speaker 8 (01:12:29):
Name American Medio.

Speaker 2 (01:12:32):
Tuesday Morning, Scott's Slung Show, seven hundred w Well, w
welcome to it. New Year's Day is behind us and
here we are. Today is a holiday. Did you know this?
Today is known as divorce day? Divorce Day is today.
It's because I don't know how they calculated this, but
we'll run with it. We start to see a spike

(01:12:53):
in divorce filings this month. I guess that makes sense
because you know, you get through the holidays and you realize,
as you spend a lot of time around people, because
most people have the week or weeks off, there's you know, events,
there's get together with friends and family and more, and
you realize how mouch you hate that person who's ring
is on your finger and you want to take that
ring off and fired in the drink. Jason Philibaum family

(01:13:14):
lawyer of Attorney at Law, joining the show once again
to discuss Jason.

Speaker 6 (01:13:17):
How are you good morning, doing well? Thank you?

Speaker 2 (01:13:20):
What is the number one clause of divorce you see
these days?

Speaker 6 (01:13:25):
Marriage without a doubt, if you don't get married, you
will not get divorced. But all in all reality, a
lot of it's about kids and finances, and so what
I tell people that are looking to get married be
I don't is you know, go and get pre maret,
the counseling, and really talk about how you're going to

(01:13:45):
raise kids, how many kids you want? You know, you
get into a marriage, one person wants one, one person
wants four. There's fights. I just recently did a divorce
because a you know, a couple wouldn't have kids, and
one of them won on it. Another big thing I
see is finances. I can't tell you how many spend thrifts.
There are both male and female hidden credit cards. You know,

(01:14:08):
people work hard and come home and their spouse pay
you know, spends all the money on whatever involve trips, shoes,
I've seen both. Those are probably the too biggest. And
then the third is more of a psychological question. But
I think people just stop working at it, and before
you know, you become roommates instead of lovers and friends,

(01:14:30):
and then that creates all kinds of other issues.

Speaker 2 (01:14:33):
Yeah, that's probably true. I mean I've seen it time
and time again with friends where you know your kids
it's all about sports and the like, I know your
family's involved in that kind of stuff, and you heay,
it's kids, kids, kids, and you make friends and once
sports goes away, they graduate and it's like, Okay, now
we have nothing in common and you kind of got
to work on that before your youngest one winds up
leaving the house, otherwise it could set you up for
something like this exactly.

Speaker 6 (01:14:55):
And you're right. I mean I see all kinds of
divorced filings in January. I get a lot of calls
in December with people asking questions, and then January and
February always tend to be the biggest day months that
you file for divorce. I think you hit on it,
which is your home with the family, and you're you know,
like it's spike during COVID because people were home together

(01:15:17):
and they started really, wait a second, I don't know
if I like this person very much. I mean that
happens to the holidays as well. But I think a
lot of people are like, I just want to get
through the holidays, you know, I want to give my
kids one last Christmas. I want to you know not,
And then I want to do it in January because
I want to have it settled by the next school year,
and divorces can take six to eighteen months to resolve,

(01:15:38):
So if you start it in January, you probably will
have a pretty good idea of what's going on by
the time kids will go back to school in August.
The other thing you know is tax returns. People, you know,
divorces are expensive. You've got to pay attorneys, and so
a lot of times people will wait until they're getting
their tax returns end of January early February so they

(01:15:59):
can pay legal bill.

Speaker 2 (01:16:02):
You know, if you've been around the block a little bit,
you have friends, family members, whoever, who have went through divorce,
and it's it's not cheap. You're one hundred percent right
about that. In the division of assets, in the accra,
all the things involved with it just terrific. Is I
remember anyone who goes through it and goes you know,
maybe because when we're compatible, but man, the financial burden,
the stress of going through this is just its next level.

(01:16:22):
So would your advice then be, hey, try to settle
this before you come to see me, because no one
is ever happy. No one leaves with what they want
in a divorce.

Speaker 6 (01:16:32):
Yeah, So what I recommend to clients is, first of all,
I find out are they in a position where we
can maybe do a dissolution, because that'll cut a cost
by you know, seventy five eighty percent. It really really
streamlines it if you can do a dissolution, but you
have to agree on everything, one hundred percent agreement, and
very quickly I can find out in a free consultation

(01:16:55):
I give to clients whether or not they're likely to
have in the solution. If not, then you're going to
have to file. You're going to have to go through
that process. And you're right if other than the death
in the family, divorce usually is the most stressful time
that you're going to go through in your life. I
see it, you know, even if you don't have kids,
but especially when you have kids, because even if you're

(01:17:17):
the best parents in the whole world, you're losing half
the time with your children, You're doubling your expenses, and
you're cutting half your income away. So it's very stressful
for pretty much everyone that goes through it, whether they
want it or not.

Speaker 2 (01:17:31):
It is very strategy to do this as far as
timing goes, you mentioned taxes. What else do you have
to consider?

Speaker 6 (01:17:36):
So the biggest issue I tell people is you have
to think about school. If you file in May and
you hope that you're going to have the school situation
settled by August and the parents are not in a lie,
it's not going to happen. So I think people, you know,
six to eighteen months for a divorced so somewhere between

(01:17:57):
October and January is the prime filing if you want
to have things settled at least from a kid's perspective,
by by you know, August when they go back to school.
I've had divorce couples come to me and say, hey,
I want to change school and the other person doesn't agree.

(01:18:18):
And by the way, it's July. I'm like, the course
are not going to hear your case within a month.
You're not going to be able to switch schools in
a month unless you have an agreement. So people that
are looking to switch gold even post divorce, still have
the file emotion and get into court, and you know,
I recommend doing that by March or April, so you know, divorce,

(01:18:38):
I think January is a good time for that. Filing
in December is always rough. So that's why people wait
till January. And then there's probably a whole host of
things I tell clients when they call either in November December,
you know, things that they should and shouldn't do before
and during the original filing part of it.

Speaker 2 (01:18:56):
Attorney Jason Phillibum on The Scotsland Show seven hundred W
l W. Today is divorce day, known as divorce day
because this is peak day people start coming in after
the holidays and realizing I shouldn't be married to this person,
and they file for divorce. And so you see the
spike all the way through because you suffer through the
holidays and that probably finalized the deal, or you wanted
to get through the holidays because of you know, hanging

(01:19:17):
out with family members and friends and the kids and
all that stuff too, and then you want to go, okay,
well we're going to start the new year. My resolution
is to to dumpyard dead ass. How much time? How
often is it is it? Is it usually mutual that
couples kind of come in together. Are they come in
and go, okay, well we talked about it, we're gonna
we're gonna break up, As opposed to the very theatrical
one where someone will gets served and they have no no,

(01:19:38):
and they had no warning ahead of time.

Speaker 6 (01:19:41):
Well, I would say a lot of people have warning
ahead of time. They see the warning signs, they talked
about it. But with that said, there's still a lot
of people that just don't agree. Even if you're unhappy
in your marriage, whether it's a guy or a girl,
whether you're unhappy, you don't want to get divorced. You
don't want to put your kids through that. So I
would say, you know, other than a dissolution, a lot

(01:20:03):
of divorces are self contested and they sell bite and
I'll give you some free I gave you a shelf
fre invites. I'm going to give you the same freevit.
But in all seriousness, there's a few things I tell
every client that calls me. Number one is treat your
house right now like an insurance claim. Go through in
videotape everything you have in the house videotape. The you

(01:20:26):
know whether it's in good condition or bad condition. One
of the big fights that we have is, oh, that
paintings worth five thousand dollars and the other person said, no,
that painting. We got rid of it three years ago.
Well there's a video of it on the wall two
weeks ago, so that's not true. Or you know, they'll say, hey,
that this item is worth this amount of money and

(01:20:46):
I'm like, no, this is the shape that it's in,
it's not. So you do it for insurance. So I say,
it's not a bad idea to go through and just
videotape your items in your house. Insurance companies tell you
to do that in cases of five or a fact.
So before you start a divorce process, that's that would
be a nice way to catalog everything. The second thing

(01:21:07):
I tell people is don't move out of the house
unless there's domestic violence or danger or you know, things
like that. Don't move out of the house because you
are giving up probably your most important asset and losing
control of that during the divorce process. Plus, if you
have kids and you don't have a plan for you know,
what kind of parenting time you can have during the

(01:21:29):
tendency of the divorce, it could take three to six
months for court to make a decision on what parenting
time is. So if you move out, I've seen situations
where people have been kind of kept away from their
kids for months. So those are the two biggest pieces
of advice I give is don't move out without talking
to an attorney first, and catalog your items just by

(01:21:50):
doing a quick you know, video of it like you
would for insurance Jase.

Speaker 2 (01:21:54):
The other one is money, and I mean, we have
a lot of passwords these days. Should you go through
once this looks like it's going to happen and change
all your passwords the ones that he or she may
know of. Check the beneficiary as insurance policy. Make sure
your bank accounts aren't going to get cleaned out, because
you hear that from time to time as well. How
do you protect yourself with the capital that you have
on hand or actually the thing's worth something that you

(01:22:16):
have on hand.

Speaker 6 (01:22:17):
Sure, there's two distinctions. The first one, if something's been filed,
the court's going to put on a temporary restraining order
that says you cannot sell or dispose of items. So
at that point you got to be careful what you do,
So talk to an attorney specifically before you do anything.
If there's been a filing. Prior to filing, what a
lot of people will do is is to do exactly

(01:22:39):
what you said. They want to make sure that their
money is in order. If there's a huge savings account,
some people are afraid the other side might take it
and dispose of it. So I always tell people, don't
dispose of it. That's going to come back to bite you.
Don't go to the boat, don't go to the casino.
But I think it's okay to put it in another

(01:23:00):
safe account that's held there until the court decides how
to divide it. I've had a situation where a guy
had a lot of money in savings. He took it out,
he put it in another staving's account, filed for divorce,
and then very quickly I spoke with the other attorney
and said, hey, he's willing to split this this marital assets,
but make sure we take that into account at the

(01:23:21):
end of the cave. And so we did a temporary agreement,
we split the money. That's I had another situation where
I advised the client to do that, he didn't and
the life took it and then he was without the
ability to pay bills. So that those are all concerns,
and that's why I give a free consultation, and I
suggest before you do anything like that, talk to an attorney,

(01:23:41):
so you do it. The right way. You do it
the legal way, and then you do it the fair way,
because at the end of the day, in Ohio, the
court is going to split it over your assets and
all your dad's fifty to fifty unless there's financial misconduct
or something like that. It's the fifty to fifty state.
And so you want to make sure you act fairly
because the judge is going to require that at the end.

Speaker 2 (01:24:03):
What about social media? You know, when someone files for
divorces split up, generally there's some macrimony there. And you
tell me you may a lash out that you don't
want to do anything. You basically want to keep the
status quo.

Speaker 6 (01:24:14):
Yes, because divorces are very emotional, and again it happens
on both sides, men and women. They get very emotional
during divorces. And you know, this is a business transaction.
It's a mass problem. Let's take all your assets, divide
by two, all your debts divide by two, and then's
figure out what's tech interest for your kids. That's a

(01:24:35):
very simple equation, but it becomes so complicated because there's
so much emotion. And so I tell clients don't do
anything that's going to you know, put fire on the flame.
You've got a fire right now, and you know your
life is kind of burning. That's how the forces are.
That's contain it. Let's get it to make sure there's
no long term damage. You start going on social media

(01:24:56):
and posting about a new boyfriend or girlfriend, or post
about all the bad things you're spouted, just take gasoline
import on that fire. It's no longer a controllable situation.
So I tell people, you know, it's not something you
have to do. You don't have to not talk about
your divorce, but I would very much keep everything off
social media because you don't want to do anything to

(01:25:18):
make it more difficult than it already is.

Speaker 2 (01:25:20):
All right, before we go, Jason on this divorce day,
what if you are just completely blindsided about this, because
that happens probably more often than you think, where someone
says everything's fye. Next thing you know, they're being served
papers and you're caught like a deer in headlights. I
obviously the first step would be to hire an attorney immediately.
It's not sooner, but there's all sorts of deadlines. I

(01:25:42):
know people who have gone, well, I just ignore it,
maybe it'll go away, and it doesn't.

Speaker 6 (01:25:46):
Yeah, that's actually the first thought I had when you
ask that question, and do not put your head in
the sand. You may not want it, you may want
to fight it. There are ways that we can, you know,
sort of delay it to see if there's a way
for reconciliation. But the most important thing you should do
is get an attorney. Do it right away. You've got
to make sure your rights are protected. You've got to

(01:26:08):
make sure all the two lines are protected, and then
we can talk about strategies moving forward. The worst thing
you can do, though, is put your head in the
stand and ignore it. Even even people that file their
own answer you know, I don't want to do this,
or I don't want a divorce. I don't think you know,
we're not you know whatever that's stell you're putting yourself.

(01:26:29):
I've had a situation where a person tried to do
it on their own and end up getting blocked from
seeing their kids for nine months. Had they got an attorney,
I think I think that would have probably only been
about a month. So there's a lot of things that
can go wrong by trying to do it doing it yourself.
So don't put your head in the stand. Get an attorney.
Right away, and then you know, counseling. You know, I

(01:26:53):
do refer not specifically two people, but I tell clients
you should talk to a counselor because this is, like
I said at the beginning of the call, one of
the most difficult situations you're going to go through outside
of death in the family. And you know, if you
had a death in the family and you're feeling this way,
you'd go talk to a counselor. I think it's okay
to have someone that you can kind of dump your

(01:27:13):
mental track with because this is going to be sort
of a long fight.

Speaker 2 (01:27:17):
Yeah, and I know for sure I've never been to this,
fortunately knock Wood, thank God. But there's a limited amount
of time you have to sign those spaed you don't
respond to the papers, you're an automatic default. There's judgments
filed against you automatically if you don't respond correct.

Speaker 6 (01:27:31):
Yes, you have twenty eight days to file and answer. However,
a lot of times they will ask for temporary orders
thousand support and support parenting time. You have fourteen days
to respond to that. So if you don't get an
attorney within those first fourteen days, you could have an
award go into a fact that's temporary that you can't afford.

(01:27:54):
You know, I've seen you know, hopefully attorneys don't do this,
but I've seen people, you know, say your style is
three hundred thousand dollars when it's fifty. And then all
of a sudden, the judge is awarding an order based
on a three hundred thousand dollars amount instead of a
fifty one thousand dollars amount. And then now you're paying
something that you can't avoid, and it's going to take
months to get that change. So fourteen days if there's

(01:28:17):
temporary orders requested, twenty eight days to file a formal answer.
But you should get an attorney right away. They can
look at the paperwork and they can tell you, you know,
what needs to be done.

Speaker 2 (01:28:27):
And when Yeah, it's sad. How many times do people
come to you and then realize, hey, this, you know what,
maybe we can work it out because you think, ah,
divorce ripped the band aid off. It's it's basically a
year of hell. Everyone I've known that's gone through this,
whether it's you know, an agreeable divorces, you may even disillusions,
there's a lot of pain and emotion and that is
tough to tamp down because we are emotional creatures, as

(01:28:49):
you said. But how many people come to you in
Afric consulting attorneys try to fix it or wind up
walking away going you know what, we'll just we'll deal
with it. We'll figure this out.

Speaker 6 (01:28:58):
So I've I've been doing this twenty six years, and
I've been doing the worst cases, you know, pretty much
full time for sixteen years. And I can tell you
that I can count on my right hand how many
times people have gotten back together. Two of those were
during the divorce. They filed emotion to essentially stay it

(01:29:19):
so they can reconcile, and they did. Three was accid
of divorce, the divorce ended, and then a few, you know,
months later, they started dating again. And my recommendation is
still don't remarry. But still it doesn't happen very often.
So I tell clients it's okay to hope that you
might reconcile, It's okay to request the counseling, but you

(01:29:42):
need you need to go forward with the idea that
this is happening, and my job is to help walk
you through the divorce, you know. And again you go
to a counselor and they'll talk to you about the
other part of it. But you know what, pure numbers,
it's very rare. It's a lot more rare than people think.

Speaker 2 (01:29:58):
Till about you on that team Scott or team Michelle.
If it comes down to.

Speaker 6 (01:30:02):
The right now, you know, yeah, the few.

Speaker 2 (01:30:08):
It's funny because I've talked to many attorneys and they
always side with my wife, going, no, you do whatever
she does. You got a comming son.

Speaker 6 (01:30:15):
Didn't you tell me not to go to war with
someone that has the air waves every day? With that said,
you know who I like better is a whole different story. Yes, right, yes, correct, Yeah,
I'm on the radio. I'm on your side, and.

Speaker 2 (01:30:28):
We got divorce. I'd be on her side too. It's
like take it all you deserve it. Attorney Jason Phillips.

Speaker 6 (01:30:33):
I just got a tech from Michelle.

Speaker 2 (01:30:35):
Michelle, I am teasing, yes, yes, yes, yes, So she's
all over this or radar one off. Jason phil Obama
attorney a law. He's he's the best. If you need him,
he's there for you.

Speaker 6 (01:30:45):
Jason.

Speaker 2 (01:30:45):
Thanks again, appreciate you.

Speaker 6 (01:30:47):
I appreciate it.

Speaker 9 (01:30:48):
Thank you.

Speaker 2 (01:30:48):
All right, run it a little bit late here and
yeah after this it' said's simply not happening. But man,
I've still so many friends, as you know, been through
this and you may have as well. It's a really,
really difficult thing. But today is divorce Day twenty twenty six.
Just so you know, seven hundred deul do all the
Scots launship time to.

Speaker 6 (01:31:06):
Talk about money, how to make it, how to keep it,
and how to keep others off your stack.

Speaker 2 (01:31:16):
This is all worth advice with Andy Schaeffer. Andy, happy you.

Speaker 6 (01:31:20):
Good morning.

Speaker 2 (01:31:21):
Happy Now you're Scott.

Speaker 6 (01:31:22):
How are you today?

Speaker 2 (01:31:22):
I'm doing well because the markets are doing well. We
should all be happy about that.

Speaker 5 (01:31:26):
Yeah.

Speaker 11 (01:31:26):
I think the markets so far have kind of shrugged
off the arrest of Nicholas Maduro by the United States.
I don't think it's going to have a near term
economic consequence for the globalifications will reverberate for years to come,
but it remains to be seen. A lot of oil
heavy and energy heavy stocks performed very well yesterday and

(01:31:46):
that's what really drove the market.

Speaker 2 (01:31:49):
Yeah, and things are looking up and you think, man, okay, hey,
we're gonna take over the leader of Venezuelan and incarcerat
them and charge them, and you think the market to
go bonkers. And they're not what we often talk about.
How you know, the markets are about green, not blue
or red. But there is a certain amount of impact
the president or administration will have on the markets on
a day to day basis. For sure, Why didn't we see,

(01:32:10):
in your opinion, any movement this way? Why do things
get better not worse?

Speaker 6 (01:32:14):
Well, you have to.

Speaker 11 (01:32:14):
Understand politics only plays about a seventeen percent role in
our total GDP. So while it does have an impact,
most of our economy is driven by the consumer. We're
seventy percent of the total GDP that we measure. And
so with Venezuela, you have to understand since twenty ten,
their infrastructure has diminished significantly. They had a mass exodus

(01:32:36):
in twenty thirteen. And as far as their oil production,
they used to account for about one percent of global
GDP and produce around three point five million barrels per day.
Today it only represents abouero point one percent of the
world GDP and produces only about you know, less than that,
you know as we move forward, and a lot of

(01:32:57):
that has to do with the infrastructure decline under Chavez
and Maduro over the years.

Speaker 6 (01:33:03):
And the other.

Speaker 11 (01:33:03):
Significant impact is that you know, the oil in Venezuela,
which is the largest proven reserves that we know of,
is very heavy. It takes a lot of cost to
refine and produce. And so while it seems that there
could be a shakeup, from a geopolitical standpoint, you know,
Venezuela's economy is not very robust. It only accounts for

(01:33:26):
about one hundred and twenty billion dollars when the United
States is about thirty trillion, and so Venezuela's economy is
about the size of West Virginia's and so in the
big scheme of things, it doesn't really matter today as
far as this is concerned from an economic standpoint. Geopolitically
is a total different conversation. But from an economic standpoint,
it doesn't really move the needle.

Speaker 2 (01:33:46):
Yeah, okay, that it makes sense. And as far as
all the futures, but particularly oil stocks did really really
well yesterday on that news. But I look at it
and go, man, it's it's that's a lot to ask
because you know, as you know, drilling anything you've watched
Landman for example, which is an awesome show, you know
how expensive it is just to drill and speculate on
the oil markets too. I would think if I were

(01:34:09):
one of the big oil companies. And maybe this is
why they're not saying much about this outside of Chevron,
I think is that they don't know what the political
situation is. The last thing you want to do is
spend hundreds of millions, if not billions of dollars to
explore in Venezuela. They have some regime come and cut
you out and nationalize it again. And so it isn't
it safer for them to continue to drill in the

(01:34:30):
golf and in the premium basin.

Speaker 11 (01:34:33):
Yeah, the permium basin makes a lot of sense, and
there's a lot of clean shale there, you know, so
it makes it easier to extract and refine. But you know,
if you're looking at it from an energy company's perspective,
this will likely shake out over the next few months
to get a better understanding of what the political picture
is going to look like in Venezuela, and there is
there will be a lot of room for investment opportunity,

(01:34:55):
and that's what these companies are looking at now. Overall,
when you talk about oil and the price of the
price of oil, the bigger picture is that the rising
output in the United States and OPEC will dominate oil
market dynamics for the coming years. And so just because
of you know, those two entities, we expect the global
supply growth over the next year so to push oil
prices down to about fifty dollars per barrel. So again

(01:35:17):
it's it's more about US as as opposed to Venezuela.
And you know, I think some energy companies have some
I would say hesitant optimism about investment in Venezuela.

Speaker 6 (01:35:28):
Then time will tell.

Speaker 2 (01:35:29):
All right, from a financial market standpoint, Andy Schaeffer, which
country should we invade next?

Speaker 11 (01:35:35):
Yeah, you know that makes me a little bit uneasy
obviously that you know, Maduro was a bad guy. But
you know, but I think that's why you have to
stay on your toes as far as you know, from
an investment point of view and an economic standpoint. You know,
but when you go throughout history and you look at
all the conflicts that we've been in, whether it's been
Desert Storm or the Cuman missile crisis, World War two,

(01:35:58):
you have to remember that the mark of the time
has met and exceeded its previous highs.

Speaker 6 (01:36:03):
It's just a matter of time.

Speaker 11 (01:36:04):
So if you have a smart plan in place, with
a portfolio that you're able to adjust, You're gonna be fine.
And so usually these conflicts will you know, crash headlines
and the market will react, you know, in a in
an instant, but over the long term it really doesn't
have a major effect on our global GP.

Speaker 2 (01:36:23):
You really never answered the question, you know that, right?

Speaker 9 (01:36:25):
Yeah?

Speaker 6 (01:36:26):
Do you like that tap dance?

Speaker 2 (01:36:28):
I vote Columbia because coffee is too damn expensive. Should
a cup of coffee? But I mean coffee with cream
and not one of these you know drinks like you
like where it's got whipped cream and chocolate shavings and
parts of a birch tree in it. God knows what
else looks like. It looks like one of them bougie
bloody Mary's, you know, with the celery and I'll shrimp
on it. There's a half a chicken. Uh yeah, those

(01:36:48):
things should cost more, but yeah, five bucks or a
cup of black coffee. I think Columbia said that we
should have all the countries. I think we should go
after Columbia next.

Speaker 6 (01:36:56):
Well, I will I will say this.

Speaker 11 (01:36:58):
First of all, we buy our coffee from a local
here in New Richmond, which we love, so we brew
our own at home to try to save some money.
But I will say Columbia is keeping a close eye
on this, and I would say, you know from a
serious note that if we were going to take action
somewhere else, Columbia would likely be next.

Speaker 2 (01:37:15):
I think that's great, let's get that. And should a
cup of coffee should not be more than a buck?
I don't care. And I'm factoring and of course for
inflation and all that stuff. I know, a nickel back
in the nineteen thirties when Willie was my age. You know,
it's such a different thing now today dollars seems like
maybe maybe I'd go up to probably two bucks, But man,
after five for a cup of coffee is insane. Andy

(01:37:37):
Schaefer here from all Worth Financial and simply money, a
little money check this morning. I know the Fed met
in December last year obviously too, and we again get
to kick the tires every week on how the US
economy is doing overall. Despite the huge bump yesterday in
the market's record dat on Wall Street, how are things
overall now that we've had in the first month of

(01:37:58):
the new year.

Speaker 11 (01:37:59):
Yeah, So we received the minutes from the Federal Reserves
the summer meeting, and it indicates that the FOMC saw
the economy continuing to expand at a moderate pace. The
labor market is gradually cooling, you know, just like we've discussed,
even though inflation has started to come down a little bit.
You know, I think when you kind of look into
some of the details of the minutes, you know, we're
seeing that, you know, we are gradually coming back to

(01:38:22):
the Fed's preferred inflation measure of two percent. Policymakers cited
higher tariffs as a key driver of core goods inflations,
and so we're starting to get a little bit more
clarity there.

Speaker 9 (01:38:31):
Now.

Speaker 11 (01:38:31):
You know what does this all mean, Well, it means
that the FED can start to pivot and start to
attack the labor market a little better to make sure
that it remains healthy. We are seeing some sticky inflation
in other areas, particularly manufacturing. We received the ISM manufacturing
data survey data yesterday which showed a little bit more
cooling than what was expected, and most of those supply

(01:38:54):
managers cited the fact that there is still uncertainty with
teriffs and that's causing a lot of us within their markets.
You know, we're gonna we receive the Ism Services data
this morning. I have yet to kind of unpack that,
but I think, you know, to kind of summarize all
of this. You know, what we're looking at is that
the FED feels pretty good about where we are. They

(01:39:14):
do think that the quarter percent cut will help the
labor market moving forward over you know, into twenty twenty six,
but you know, they are looking at other things. One
of the one of the things that I thought was
was very promising is that we continued, you to see
housing prices come down a little bit. And I think
the fact that we've cut rates over the last year
and a half or so is starting to help the

(01:39:36):
housing market a little bit better. What about inventory there, Yeah,
so the inventory you know, is pretty stable. We're seeing
inventory somewhere around fifty percent, you know, and getting back
to the home sales, you know, that stronger than expected
three point three percent in November. That's the four straight
monthly increase in signal, you know, the incremental improvement heading
into two thousand and twenty six. And so you know,

(01:39:57):
we're starting to see some momentum there. And Scott, I
don't know if you see it, you know, with with
with you know, in your business have you Have you
seen any type of effect there.

Speaker 2 (01:40:06):
Yeah, it seems pretty stady. It's tough around the holidays.
A lot of people like to look, but not necessarily
by at this point. So it seems like it you
know that that you know, what's on the market is
not moving it is. It has been over the last
coming on maybe a year or two ago for sure.

Speaker 11 (01:40:18):
Yeah, it seems like it's just starting to loosen up
a little bit and and hopefully, you know, as the
race continue to fall, it'll loosen up a little bit
more and encourage people to really sell their homes. You know,
that's the biggest issue that it's been, is that people
have been reluctant to move out of their homes because
they have good interest rates. And so does interest rates
continue to fall, maybe that will encourage people to start
to move around and create some activity.

Speaker 2 (01:40:38):
It should, and of course more stock will we'll do
that as well. All right, So as we move ahead
to the next week, here, what numbers are we looking
at coming in?

Speaker 11 (01:40:45):
Yeah, so this week is going to be fairly interesting,
you know, and Wednesday we're going to get the ADP employment.
I have some services index as well job openings, but
really what we're looking at is Friday is kind of
the big day. That's when we get the all the
ployment numbers. We're going to get the unemployment rate, the
hourly wages, housing starts, et cetera. And then next week

(01:41:06):
is when we begin earning season, and so that will
ramp up. And that's always very telling about where we
are from an economic standpoint, to see how these companies
are performing, and not only the numbers that they come
out with, but also the guidance of how they feel
about their corporations moving forward into twenty twenty six and beyond.

Speaker 2 (01:41:22):
As we are in the first week in the new year,
let's put your personal finance hat on for just a
second here, Andy Schaeffer, what should you be doing to
get rid? I know, tax Day obviously is going to
approach soon enough. A lot of people will wait till
last minute to get all their stuff together. That's a
factor and as well, but you know, looking through and
seeing what the new limits are for contributions and such. Now,
if you didn't do that over the break, now would
be a good time to do that.

Speaker 6 (01:41:41):
What's that entail?

Speaker 11 (01:41:42):
Yeah, So, I mean there's a lot of things that
you want to keep an eye on You want to
make sure that you keep.

Speaker 6 (01:41:45):
An eye on your income.

Speaker 11 (01:41:46):
You know, if you're a retiree and you have a
certain amount of income coming from a traditional IRA or
a four to one K, you want to try to
make sure that you stay underneath IRMA limits. You also
want to make sure that you know your rmds are
taken care of. If you're the over the age of
seventy three, then you need to start taking your require
minimum distributions and a lot of times when people take
regular recurring distributions on a monthly basis, you want to

(01:42:08):
make sure that that exceeds the total amount for the year.
You also want to rebalance your portfolio and take a
look at that as well. You know, with the increase
that we've had in the market over the last three years,
if you have a target of let's say a sixty
forty portfolio organically, that can get out of whack a
little bit because of the surge that we've had in
equities to where maybe you're a little bit overbalanced, and

(01:42:29):
so you want to take a look at that and
also take make sure in an after tax account that
you manage your capital gains and try to limit those
as much as possible using tax loss harvesting. So there's
many things that you need to be looking at at
the beginning part of this year, and I would suggest
that you consult with your financial advisor to go over
some strategies you know that makes sense for you.

Speaker 2 (01:42:48):
Yeah, And you know, especially if you get a little
bit older here too, and you start you know, there's
more years behind you that are in front of you.
It's very important to get all that stuff together, especially
if you're thinking about maybe retiring in the next year
or two.

Speaker 11 (01:43:00):
Yeah, especially if you're starting to think about retiring and
in the next year too, you want to kind of
get you know, that your ducks in a row. To
make sure that you've communicated to your employer, You've talked
to HR, you've made decisions about what to do with
your four to one K, you've come up with a
distribution plan of what makes sense to continue to live
the life that you've been living while you had employment,
and overall to get a financial plan together. You know,

(01:43:21):
one of the things is to make sure you don't
run out of money. But if you have a financial
plan and you have some answers, maybe you can spend
more in retirement if you don't have specific legacy or
charity goals. And that's the fun part of my job
is you know, if the financial health of my client
is in place, I'm going to encourage them to spend
more and do more things and so that I can
vicariously live through them through their retirement. And that's one

(01:43:42):
of my favorite parts of my job.

Speaker 2 (01:43:43):
Yeah, that's that's pretty cool to make sure because you've
never had any client and all the what almost closer
to thirty years and that has to come out of retirement,
that doesn't happen.

Speaker 11 (01:43:53):
No, I've had a few that haven't listened to my
advice that I have gone by.

Speaker 9 (01:43:57):
The wayside, But I would say ninety.

Speaker 6 (01:43:59):
Eight percent of them are having a blast right now.

Speaker 2 (01:44:01):
If you follow the advice and you have a fight
out financial professional like Andy, they will guide you say, yeah,
it doesn't happen because there's a certain fear you go, wow, okay,
now I'm going to retire, Especially if you retire early,
I got to worry about healthcare benefits and stuff like that.
And you know, of course, if you've got that kind
of luck, you go, hey, you know, I've got two years,
so I can get Social Security and Medicaid things like that,
and then you get sick and it's a lot out

(01:44:23):
of pocket. So professional make sure that does not happen
to you.

Speaker 11 (01:44:27):
Yeah, and again, and that's the key, and you and
everybody goes through it. You're not alone if you're near
retirement age and you're nervous about it. You know, everybody
goes through it because they're not used to having not
having an income and it's like, man, can I really
do this? And I think that's why it's important to
get it on paper, run some analysis on that because
for a lot of people they see better than they hear,

(01:44:47):
and it's important just to get the reassurance from your
financial advisor that you can actually do it and do
it comfortably.

Speaker 2 (01:44:52):
Yeah, if you're lucky enough right and planned ahead, and
a lot of luck is involved in that as well.
So it's foresight on your part. Andy Shaffer over all
Worth Financial there shows simply it's tonight. It's six o'clock
on fifty five KRC every weeknight for that matter. Drew,
thanks again, talk next week.

Speaker 6 (01:45:05):
Okay, Scott, talk to you next week.

Speaker 2 (01:45:06):
Appreciate it. I've got Willie standingby in just minutes and
news first here on the home of the Reds. Let's
switch at the Reds seven hundred WW Cincinnati