That home loan comes with a background check

Imagine you didn't get a home loan, and the loan officer brings up that time you crossed the street without permission... 

The wildest, most hilarious prank call podcast from The Jubal Show! Join Jubal Fresh as he masterminds the funniest and most outrageous phone pranks, catching unsuspecting victims off guard with his quick wit, absurd scenarios, and unmatched comedic timing. Whether he's posing as an over-the-top customer service rep, a clueless boss, or an eccentric neighbor, no call is safe from his unpredictable humor. Get ready to laugh out loud and cringe in the best way possible! New episodes drop every weekday—tune in and let the prank wars begin!

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Episode Transcript

Speaker 1 (00:00):
It's another jubile phone frame twenties. Hello, Hi May, this
is Tarbor.

Speaker 2 (00:12):
I'm calling from Home Mortgage about your pre approval for
a home loan.

Speaker 3 (00:17):
Okay, how are you? How are you?

Speaker 1 (00:20):
I'm good?

Speaker 2 (00:21):
Thank you for asking. So anyway, I have to go
over some things with you. It's still in process, still
trying to figure out if you're worth it or not.

Speaker 3 (00:28):
Okay, okay, worth it?

Speaker 1 (00:32):
Yeah, the pre approval for your home loan.

Speaker 3 (00:37):
All right, we should be fine.

Speaker 1 (00:40):
M hm. Okay, well I have some questions.

Speaker 3 (00:44):
Okay.

Speaker 1 (00:45):
Can I ask you those questions?

Speaker 2 (00:46):
Then I can look at your application for the pre
approval and then maybe get you news this afternoon.

Speaker 1 (00:52):
Maybe, oh that would be great. Okay, great.

Speaker 2 (00:56):
So, first of all, do you want to tell me
about the crossing guard in sixth grade?

Speaker 3 (01:03):
Crossing guard?

Speaker 2 (01:03):
Mm hmm.

Speaker 3 (01:05):
What does the crossing guard have to do with anything
from when when I was in sixth grade?

Speaker 1 (01:11):
Mm hmm.

Speaker 3 (01:13):
Okay, I mean I is this because we are getting
like trying to get a house. It's like near a
school zone? Is that why you're asking me?

Speaker 2 (01:19):
No, a little bit about me. I really like to
do my research on people before we.

Speaker 1 (01:23):
Just hand them money.

Speaker 2 (01:26):
And I have been doing a little deep diving, and
I spoke to your sixth grade crossing guard. She still
works there, actually, and it turns out living I'm sorry, go.

Speaker 1 (01:36):
Ahead, but what was that? Nothing?

Speaker 2 (01:38):
Oh?

Speaker 3 (01:38):
Nothing, nothing, nothing.

Speaker 2 (01:40):
She shared with me that quite a few times you
would cross without her permission. So you want to talk about.

Speaker 3 (01:44):
That, Okay, I was in sixth grade. I don't, I
don't know, I didn't and I don't know.

Speaker 2 (01:53):
So maybe the thing about humans and kind of how
we grow is you start off not caring about guidelines,
and when you're young, you think it's just crossing the
street whenever you want, even though there's a crossing guard
right there to help you out.

Speaker 3 (02:06):
She was very much by the way us as to
how this has to do with our pre approved homelone,
Like I just don't understand, like why this matters. Wouldn't
this just be about our finances, saying maybe a stable
income coming in, Like I don't understand why this has
been do with any day mm hmmmmmm Okay, Like your
mmms are like starting to aggravate me a little bit.

(02:28):
Just can we like move forward with the questions that
actually matter? M hm.

Speaker 2 (02:32):
Okay, I'll go ahead and note that the customer potential customer, sorry,
potential customer, dodge the question on that one and we'll
move on to another one.

Speaker 3 (02:40):
Okay, so I didn't dodge it.

Speaker 1 (02:43):
Well, I didn't hear you talk about it.

Speaker 3 (02:45):
M hm, because it doesn't matter.

Speaker 2 (02:48):
Oh, I think it does matter, because you know, children
who don't have any regard for crossing guards tend to
grow up to not have regards for when they should
pay their bill. It's my research.

Speaker 3 (02:58):
But we have paid our bill.

Speaker 1 (03:00):
Mm hmmm.

Speaker 3 (03:00):
Oh yes, I have submitted both of our statements of everything,
and it shows that we paid everything on time and
we have great critic score. Yes, God doesn't even matter.
The crossing Grod's probably so old she didn't even remember
me at this and I don't remember her.

Speaker 1 (03:17):
Do you want to tell me about the fake I.

Speaker 3 (03:19):
D How would you know about that? That was like that?
But that was like ages ago.

Speaker 2 (03:27):
Yes, and I have it on good authority that you
used that fake ID quite a bit to buy alcoholic
beverages when you were not of age.

Speaker 1 (03:35):
So I want to talk about about that.

Speaker 3 (03:37):
Okay, I'm so sorry, but I already dealt with that
issue years ago. I don't really need to rehash something
that I dealt with like twenty some years ago. At
this point, I'm going to stop you right there. This
is absolutely ridiculous. I have bought two homes before, and
I've rented so many other properties, as you would see
in my statement. Would you stop no more yourself annoying

(03:59):
with that? I'm sorry you're so annoying. I'm just with
your questions, with your responses, with your attitude. I've never
had to deal with this before. Can you stop?

Speaker 1 (04:09):
You want me to stop doing talk to your person?

Speaker 3 (04:12):
You hired you to do this because Sue, you have
no idea what you're doing, and you're invading other people's privacy.
I've never had it to answer any of these questions
in the past. If you were one more.

Speaker 2 (04:23):
Time, okay, well, then how about I let you know
that this is actually Jubil from the Jubil Show doing
a phone brank on you and your husband set you up?

Speaker 3 (04:31):
Are you hitting me?

Speaker 1 (04:33):
It's a joke.

Speaker 2 (04:34):
He said that you guys are in the process of
getting a proof for a home running.

Speaker 1 (04:37):
You've been nervous about it, so I wanted to mess
with you.

Speaker 3 (04:40):
Oh, unbelievable. I've been so stressed.

Speaker 1 (04:44):
He told me about your fake ID and all that stuff.

Speaker 3 (04:47):
Oh, I was wondering, not like, how would anybody side
that up? The heart attack I just had, Oh my god,
wake up every morning with jubile phone Franks, we say
mornings on the twenties