55KRC Monday Show - Smitherman, Money Monday, HEART 4 Seniors

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Episode Transcript

Speaker 1 (00:07):
Five o five.

Speaker 2 (00:10):
Fifty five k r C The Dog Station, Happy mondays.

Speaker 3 (00:18):
Some say.

Speaker 4 (00:23):
Will a vacation and that's the way the news going.

Speaker 2 (00:32):
Yeah, I guess it is. Brian Thomas here thankfully looking
forward to Christmas. I hope you are as well. I
got today and tomorrow, then I'm off for the balance
of the year. Be back the fifth of January and
on the seventh we're gonna have listener lunch Blue Ash,
Mad Tree, Blue Ash location. When I found out this morning,
and I'm sad the Brown Dog Cafe is closed. Blue

(00:53):
Ash location, Brown Dog Cafe, Really sorry to see that.
Love that spot and we went there for listening to
lunch quite a few times and always enjoyed it. And
followed that restaurant from where it used to be to
the Blue Ash location there for ten years and they
just closed the doors. I guess the owner is retiring
or something. But saw that in local stories when we
dive onto that in the bottom of the hour, Dive
on anything you want to talk about. Plenty going on

(01:13):
in the world five one, three, seven, four, nine, fifty
five hundred, eight hundred and eighty two to three talk
or pound five fifty on at and T fins. Don't
forget fifty five careseea dot com for your podcast, Get
your iHeart Media app. Talk with brother dre Andre Ewing.
Last week on Friday, we talked politics with Ox Trantefilo.
We talked to Warren Davidson. It's all right there. Fifty
five Carsea dot com. If you get your Heart Media app,

(01:34):
you can use your smartphone or your device to listen
to those podcasts and literally all of the iHeartMedia content.
Have fun trying to get through all of that. There's
a whole lot there coming up. It's Monday, fifty five
Cassey Morning Show on Mondays means Christopher Smith a minute's
seven twenty with the smither Vent former vice mayor of
the City of Cincinnati. Betty has a holiday wish to
pass along. Just guessing along those lines. Brian James, it

(01:56):
is Monday. We do money, Money with Brian James every
Monday at eight oh five. Today, the same inflation two
point seven percent? Is it's good news? Correct?

Speaker 5 (02:07):
Not?

Speaker 1 (02:07):
Maybe?

Speaker 2 (02:08):
Maybe not? Got a word or two about California and
some other Blue states on that one. Social Security facing cuts?
Who will save it? I presume that it refers to
Social Security. No one has the will to save social
security third rail of politics, which means you don't do
anything to try to save it, you just to let
it collapse. That's the only conclusion I can reach on

(02:29):
that one. It's a pressing issue everybody out there that
relies on Social Security. I mean this is this is
fundamentally important to people, even eating down the road. In
addition to that topic, one third of Americans believe social
security won't exist when they retire. Why because no one's
working to save it. Brian James may have a different

(02:53):
conclusion along those lines. That's what we talked to him.
And then finally with Brian James, the SEC gives the
okay to tokenize stocks de scritted as a move toward blockchain.
And then the return of Patty Scott Heart the Number
four Seniors Hard for Seniors dot Org helping out the
senior community in so many ways. What an unbelievably caring
and compassionate woman. Patty Scott and the folks that Heart

(03:14):
for Seniors are cares segment with her at eight forty,
then a round out the show, and then tomorrow the
final show of the year, the Christmas episode, and I
look forward to that for no other reason that rob
ryders in studio with his guitar. We try to have
some fun. I welcome all kinds of calls on the
Christmas Show and encourage you to consider calling in on that,
but also concerns you urging you to consider calling in

(03:36):
this morning. Okay, first question, why is this trip really necessary?
And maybe it is a big distraction. Distraction. I've been
kind of thinking in the back of my mind for
a long time, this whole Epstein file disclosure is kind
of a distraction, and maybe, oh, stop you from thinking
about us going after oil tankers off of Venezuela. We're

(03:57):
pursuing a third one. We may have captured it by now,
I don't know, but they start pursuing tanker number three
because they want to win four sanctions. And that's going
on in the world. I love this. Just a couple
of headlines going on in the background. Pentagon fails an

(04:21):
audit for the eighth consecutive year. Pentagon has now been
able to complete an audit. They were initially mandated to
do independent audits across the Department of Defense back in
twenty eighteen. The department since that time has failed to
pass a single full audit. Where in the hell is
the money going? Apparently, the Department of Defense now known
as the Department of War lists four point sixty five

(04:42):
trillion in assets, overshadowed by its listing of four point
seventy two trillion dollars in liabilities through fiscal year twenty
twenty five. Now I'm puzzled by that one, and it's
beyond my comprehension what the liabilities are in the Department
of Defense. I mean, they funded annually substantial amounts but
can't pass an audit. Maybe that's where the problem lies.

(05:02):
They identified twenty six material weaknesses to significant deficiencies and
the financial report practices this year. They rendered adverse opinions
in ten of twenty eight subaudits contained within the overall
Pentagon audit for the year listed further disclaimers of the opinion,
meaning the auditors could not be certain one way or
another whether the balance sheets of certain funds of programs

(05:25):
are actually are accurately reported. Reports of the disclaimers of
opinion cover programs and funds that comprise a combined forty
three percent of the US military's total assets and at
least sixty four percent of the military's total budgetary resources
red flag. Maybe not to be overshadowed by Joni Ernst.

(05:50):
I hate to laugh about this, you know. Look, hey,
it's Minnesota. Look at the frog going on in Minnesota.
Look what Minnesota did in terms of the allowing the
Somali community to exploit these federal programs. Look over there,
Look over there. Jony Earnst demand in the United States
Postal Service account for its building usage. She sent a
letter on Friday. Of course, in the background of that one,
the United States Postal Service lost more than eighteen billion

(06:14):
dollars over the last two fiscal years. Ernst, in her letter,
demanded the Postmaster General David Steiner, answered questions about the
facilities owned and leased by the United States Postal System
give the info to me by January ninth, twenty six,
saying IG found that the USPS had no zero reliable

(06:36):
data on how it uses its buildings, no comprehensive strategy
to reduce waste, and no recorded space assessments for over
twenty one thousand, five hundred of its buildings. Said, if
you're wondering how the US Postal Service loses billions every year,
look no further than the fact that they self admittedly
have no clue if they're using the buildings they pay for.

(07:00):
Moving away from just the USPS, she said, well, you know,
unfortunately this isn't rare in Washington, with your tax dollars
paying for seven seven hundred completely vacant buildings. And of course,
she claims she's going to be leading the charge to
evaluate the federal government's real estate portfolio and get rid
of unneeded and obviously costly office space. The Postal Service

(07:21):
owns or leases more than thirty four thousand buildings in
the country, of which more than ninety five percent have
either been not reviewed at all since twenty twenty. You know,
we're kind of on a theme here, no accountability for
the money that goes out the door. Here's the check USPS,
here's the check Pentagon. Now they're supposed to be inspector

(07:43):
general following up on this, this is what leads to
these reports. Well, the follow up at least in terms
of the Pentagon is the audit that was done. Fail
FAILFAILFALF fail failfail. You do FAY eight failures in a row?
So what what is there a penalty associated with this?
You failed? Okay, sorry, I'm sorry. What does that mean,

(08:08):
are you gonna get your act together? Is there's gonna
be some accountability on this to the American taxpayer. We
just gave them a trillion dollars almost in the most
recent defense budget. Like to think that the the impetus
behind handing them that kind of money would be that
they have completed an audit and we know the money
is not being misspent. Can't say that. One other independent,

(08:29):
separate program, the United State's postless Service, supposed to be
running in a profit, or at least not at a
total loss. How do you continue as an entity when
you lose billions and billion two years they lost eighteen
billion dollars. Anybody wonder where that went? Well, Jody Urnest
may be onto something. You got too many day inn buildings.
I mean, if you own thirty four thousand and you
can't account for a space in twenty one thousand, that

(08:49):
I would say is a major blanket problem. Whatever the
Epstein thing, the law that was passed ordered all all
now subject to reactions, reactions that might identify victims that

(09:11):
well already haven't already outed themselves. They were all supposed
to be produced. They weren't, why you know, and ran
Paul made a good point about this. Listen, you know
it's a huge mistake. He was on a Sunday show yesterday,
ABC's Sunday Show. And of course Massey, along with one

(09:36):
of the Democrat is moving to hold Attorney General Pambondi
and inherent contempt the Congress because of the release of
partial files. Massey has already told everybody he is I
got a list of a whole bunch of names that
I know are in and among the documents that are
in there. How come those names weren't president? We're born president?
Because if somebody from JP Morgan was one of them

(09:58):
and his name is not among the documents that were
where are those documents? Why do we continue to have
questions swirling around this? This implicates the Trump administration. Democrats
are all coming out of the woodwork to accuse the
Trump administration of using the Department of Justice to undermine
the law and protect him. Well, if there's nothing there
to protect him from, and the Trump administration keeps saying
there's nothing there there, well we won't know that until

(10:19):
all of the documents are produced. Please, why do you
create this controversy stating the obvious policy yesday. I think
that trust in government is at a low EBB, and
that people need to trust that justice is the same
whether you're rich or poor, and the people tend to
believe that some rich people got off scot free in

(10:41):
this In the Epstein case, yeah, well, most notably moving
back even earlier, the FBI reportedly ignored early warning signs,
but of Epstein's possession a child porn for nearly a decade,
what is the Justice Department charged with new release Records
from the Justice Department show the FBI was warned in

(11:03):
nineteen ninety six by Maria Farmer and artists who work
with Epstein filed a complaint in September third of nineteen
ninety six alleging Epstein stole explicit photos of her underage sisters,
sought images of young girls, and threatened to burn her
house down as she spoke out. That complaint surface publicly

(11:27):
for the first time last week. Why because of the
court ordered release of the Epstein files transparent under the
Epstein Files Transparency Act, which Massey and of course Senator
Ran Paul are both saying, red flag, red flag, he
didn't produce all the damned documents. Rand Paul relying our
pointing primarily to the political downside of all this one
more thing to give to the Democrats as we move

(11:50):
forward rapidly so to the no member election, saying this
is going to be swirling around for months, and I
don't know where he came up with a month's thing.
Is it not possible for the Justice Department to get
its act and produce all the documents? Oh, let's say
in a matter of days, or she wouldn't have been
better by the deadline of last Friday. You saw it coming,
you knew it was coming. Oh, we're busy back in

(12:10):
the background redacting. It takes time, and we'll just produce
the documents when we can produce them, says the Justice Department. No,
the law says Friday, which you know that results in
someone try to take action and hold the Justice Department accountable.
Enter Senator Rand Paul or Congressman Thomas Massey, among others.

(12:33):
But this child born warning, why didn't they look into it? Why?
Maria Farmer the one that turned into a complaint back
in nineteen ninety six, and this is a New York
Times reporting, since she felt vindicated since she was long
accused of fabricating her claim. She's maintained for years that
the federal authorities failed to act despite her warnings. The

(12:55):
FBI document, which was initially had initially redacted her name
can afirms the allegation but is not mentioned Gislaine Maxwell
or Epstein associates. But I don't think matters, she said,
she received no meaningful response from the Bureau from nearly
a decade before Epstein ultimately faced federal scrutiny that led
to his plea deal in twenty or in two thousand

(13:15):
and eight, admittedly and confirming that he was indeed a
child pervert, giving rise to even further allegations of well
favorable treatment for a well connected pedophile out in the world.
Now we needn't investigate that it's just little children anyway.

(13:38):
Why would we care about the molestation of little children?
God almighty five nineteen fifty five krc DE talk station,
A whole lot more to talk about it? Who you
can give me a call or alternatively, I'll go where
I want to go when we get back from the break.
Thanks please skep inful time cars the talk station. It
is five twenty two here fifty five CARCA talk station.

(14:04):
Fived e two three pound fay five to fifty on
AT and T Funds. I needed an interesting reaction and observation.
I saw this op ed piece criticizing the Trump administration
for cracking down and putting up restrictions from people from
a whole variety of countries out in the United States.
This after the attack on two National Guard members. Afghan
immigrant Raminola Lockhaan Nawi now facing murder and charged an

(14:27):
attack that killed National Guard member Sarah Baxter. You may
recall that one happening. You also know that most recently
we had the attack shooting at Brown University two students dead,
followed by the shooting at MIT some it was it
Portuguese immigrant Claudia Nuevea is Valente in that one found
dead in the storage locker killed himself. Trump's this and

(14:50):
this author Scott Bolden, opinion contributor, it's Politico, so it's
going to be left leaning. And this one, of course,
is Trump's collective punishment of millions of people for the
alleged actions of two immigrants makes no sense. You're talking
about this collective punishment that everybody suffers because of the
actions just these two people, and how unbelievably, horrifically bad

(15:11):
it is. The overwhelming majority of immigrants coming into the
United States are grateful for the opportunity to want to
work hard, play r for the rules, and achieve the
American dream. About fifty two million immigrants live in the
United States, fourteen million unauthorized together, making up nineteen percent
of the nation's workforce. And he waxes poetic about all
the benefits they're bringing to the United States of America. Okay, fine,

(15:35):
I immediately thought of the Second Amendment. Well, this left
winger says, this is a terrible policy. It's harming all
of these people who had nothing to do with the shootings.
One may argue Donald Trump is trying to protect the
American population because, as we've seen with the unchecked, unmitigated
flow of immigrants into our country illegally, a lot of
them are from prisons in Venezuela and other places where

(15:58):
they're just emptying out the worst of the worst, sending
them here and of course allowing them to go out
their merry way committing crimes here in the United States.
It's been presented a real problem. Do all illegal immigrants
or migrants generally speaking, commit crimes. Absolutely not. Going back
to the Second Amendment, do all firearms owners commit crimes
to have their firearms taken away when some Gloaco crazy
nut job goes all shooty on everybody. But no, the

(16:20):
Democrats will scream out loud, we need to take guns away.
Look at having in Australia the most draconian gun ownership
laws on the planet. Almost they make them even harder. Now,
why because somebody went all shooty obviously in an anti
Semitic murder spree, we got to go after the gun.
So let's see this guy apply the same logic and

(16:42):
reason to the left demand that all firearms we shouldn't
be allowed to have them. The vast majority how many
firearms in the United States, where they kind of like
six hundred million or something along those lines, there's enough
for every man, woman and child to own like three
or four of them. And yet, in spite of the
gun violence that we see in our country, we know
the vast majority of people who extra exercise their Second

(17:04):
Amendment rights are not criminals. They do not commit crimes.
And you have the Left at every single instance of
a gun, every single instance where a gun has been
used in the Commission of Violence. They scream and yell
that our rights need to be infringed upon. Okay, Scott Bolden,
op Ed contributor to Politico reconcile that for me. Will

(17:24):
you please six five twenty six if fIF you have
kre se de talk station, got some local stories coming
up or phone calls either way, if you're right back.

Speaker 6 (17:30):
This is fifty five KRC and iHeart.

Speaker 2 (17:36):
Five on a Monday, Christmas Monday, looking forward to the
Christmas holidays, and I sure hope you are as well.
Try to get in the holiday spirit. Let's see what
Tom's got to say this morning. Tom, welcome to the show,
and a very happy Monday to you, and advance Merry Christmas.

Speaker 7 (17:49):
Yeah you as well, just like you. Tomorrow will be
my last working day before the end of the year,
so really looking forward to a nice vacation.

Speaker 1 (17:58):
Good.

Speaker 7 (18:00):
I'm out here, back out here in northwest of Indianapolis,
and as usual when I'm out here, I'm using the
iHeartMedia app to listen to fifty five KRC.

Speaker 2 (18:10):
Appreciate it and of.

Speaker 7 (18:12):
Course I get when I'm driving home, driving back to
the hotel whatever, I get to catch up on stuff
I missed with the listening to some of the episodes
on the app, and and I'll even go back and
listen to the first hour to see how stupid I sound.
And I know last.

Speaker 2 (18:30):
Week don't do that. I never ever ever go back
and listen, because I probably would quit my job if
I listened to what I say on the radio during
the day, because I was embarrassed about how I characterized
something or how stupid I sounded on any given topics.
So that's why I steer clear of that. So what's
the point for today, Tom?

Speaker 7 (18:46):
I noticed, well, I noticed last week you said something
at the after my phone call about you didn't hear
a gas price update updates. So without further ado, Saturday,
I'm back home in Cincinnati and I live in Cora,
as you know. And the Kroger at North Gate was
two dollars and nineteen cents. Yeah, and of course we

(19:07):
had some leftover fuel points, so we got it for
a buck seventy nine. It's been a while since we
got that, but that was that was kind of nice.
Nice to see the gas prices coming down, uh, and
then they'll go back up and then they'll come down,
so the highs are a little bit lower and the
lows are a little bit lower, and that's a good thing.

(19:27):
And this whole affordability issue, it's it's a real thing
because it affects everybody. And unfortunately we got to get
some of these other prices of stuff. You walk in
the grocery store and and it's not quite the same
feeling you still some of these prices are up, diesels
up that that has a big effect on it. So
it's understandable that the Democrats are using affordability to beat

(19:50):
the Republicans over the heads pactly Trump, I get it,
good political tactic, but we have to remind people that
things are improving. They're way better than they were just
you know, two years ago, maybe not even that they're
way better and they're getting better, and all the signs
are pointing for things to get better. And you got

(20:11):
some nice tax cuts that will come into effect when
you do your taxes early next year, and you'll see
start seeing some of that. There's a reason for that,
and that's because there are people who are doing things
to actually help the American people and help the economy,
and we need to keep that going and we can't
go backwards. So we got to remind people of this stuff,
and we got a course remind them, don't vote Democrat.

(20:33):
Have a good day, Brion.

Speaker 2 (20:34):
Thanks Tom, you do the same. Yeah, maybe we'll get
to it a little bit later. There's a list of
Finley article on the Wall Street Journal. You can see
it this morning. Why the affordability crisis is most severe
in California. Going back to his claim that the Democrats
blaming Donald Trump for inflation. When you see the prices
in California, what's that caused by? Yes, the unbelievably horrific
overregulation in the state. And it's across the board. It's

(20:54):
not just energy, it's housing and a variety of better factors,
all self inflicted injuries. Yeah, go ahead and blame Donald
Trump for inflation. Now, getting inflation down is a slow process.
You're going to have to wait for it. You can't
magically flip a switch and make it not happen. Over
the local local stories, Governor of winsign Senate Bill fifty
six into law, but vetoed a provision that would allow

(21:16):
have let certain bars and breweries sell thh infuse drinks
in Ohio. They're now ver boat and or at least
they will be. The bill changed to Ohio marijuana hemp
laws passed the Senate twenty two to seven back on
the ninth of this month. Block provisions would have allowed
bars and breweries to sell drinks with small amounts of
THHC until the end of next year. I guess that's

(21:36):
because Congress and President Trump enacted a federal ban on
intoxicating help which begins November of next year, so Dwine said.
In exercising his line aight in veto provision, he said,
Ohio is making good on public policy by enacting its
own ban earlier than federal law. However, allowing the sale
of intoxicating hemp averages for most of twenty six would

(21:58):
create confusion for consumers. When I first read that, I'm like,
are you that dumb if someone tells you the federal
law is going to ban the sale of this stuff
beginning in November twenty twenty six, smoke them while you
got them. In this particular case, drink them while you
can buy them. I think we can manage the in
them disappearing from the shelves on next November, as opposed

(22:18):
to immediately or when this one kicks into effect, which
I think is after the first of the year anyway.
New law creates restrictions on marijuana products, including reducing THHC
levels a lot of products, limiting its use in public spaces,
banning its consumption or growth in childcare facilities. No problem
with that ban. Restrictions apply to all intoxicated marijuana products,

(22:39):
including edibles and beverages, and limit the sale of THHC
products to dispensaries. So if you're buying your THHC beverage
at your local liquor store, apparently no longer. I don't
When does VV get sworn in? Joe ask? Not soon enough.
Law also requires products with more than it's just a

(23:01):
small amount of THHC to be sold only at licensed
marijuana dispensaries, So those little THHC gummies that you find
at your local convenience store, those apparently will be gone too.
But for those people who have been convicted of offenses
that are now legal, it also expunges your records. So
that's a step I believe in the right direction for
those who were incarcerated for something that most people widely

(23:23):
seem to embrace these days. And I mentioned it before,
but real quick and have a local story. I'm sad
to see Summit Park. The Brown Dog Cafe, Yes has closed.
They announced the sudden the Sudden retirement Facebook post on
the nineteenth. Ownership has decided to retire at the end
of our tenth year. We sincerely thank all of our
customers and the further patronage and friendship throughout the years.

(23:45):
Boycemail also thanked customers for their patronage. Opened in nineteen
ninety eight on five for Road, and my wife and
I've been going there since after it opened in nineteen
ninety eight. Then it moved over to Summit Park in
twenty sixteen. Sadly it's now I guess closed. I don't

(24:05):
know where doctor j is going to be playing his guitar.
I'm sure there's another venue out there for him. That
was his venue, though, wasn't it. Oh well, sad to
see it go. Five thirty six fifty five kr CD
talk station. Let's dive into a stack as stupid coming
up after these words. This is fifty five karc an
iHeartRadio station station. It is five A forty here fifty

(24:31):
five KARSD talk station. Monday. As we head on into Christmas,
I'm really excited about enjoying some time with family and Christmas,
and you know gasoline prices. We went and visited my
sisters or my wife's sisters in the Greater Pittsburgh area.
I paid two dollars and thirty cents for a gallon
for refill and went as high as north of three dollars.

(24:54):
I believe that was in the greater Downtown Pittsburgh area.
I saw some signs, so depending on where you're sitting,
that will determine your gas prices. Anyway, why not start
with this one since I mentioned Christmas and we are
fast approaching Christmas. It is the stack of stupid what
are described as progressive churches. Red flag on that one. Anyway.

(25:18):
In Colorado and Washington are hosting a great drag fiend
Christmas events. Foothills Unitarian Church Fort Collins, Colorado, hosted its
third annual Drag Christmas Show. Quote A Drag Christmas Spectacular
describes a ninety minute performance advertised as a quote joyful,

(25:40):
irreverent reimagining of the Nativity story that celebrates queer joy,
chosen family, and the power of love and acceptance. Get
ready for the ultimate festive extravaganza with a Drag Christmas
Spectacular where magical queers will slay their way to bethel
Ham Magical queers, Joe, is that a new thing?

Speaker 8 (26:08):
He?

Speaker 2 (26:09):
Neither? Or neither do I? Do you have to add
another letter to the lgbt A group of letters when
you refer to this collective community. Just a symbol? What
symbol will magical queer be? Will they a question mark? Okay,
lgbt Q plus question mark? Anyway. The event website notes

(26:34):
that the show contains adult themes and is recommended for
ages sixteen and older. Oh, that's exactly what you think
about when you think about a Christmas. Tiny Tots. Reverend
Shane Neil Barron, described as a queer identifying minister at
Foothills Unitarian It doesn't, they don't. They don't label him

(26:56):
as a magical queer identifying speaking with Colorado Public Radio, Yeah,
he's a splitter. He created the man a couple of
years ago in response to what he described as an
anti LGBTQ legislation that had been introduced there. I was
kind of sitting with that reality and also being a
queer person myself, I was just realizing what the church

(27:20):
needs to step into this gap and say something. What
if we created this little queer oasis, this little queer
sacred space at the holidays for folks to come to
see their lives and their community lifted up as worthy.
Which is so Needa right now, huh, I thought the

(27:41):
teachings of Christ were kind of, you know, neutral. He
called the magi quote outside figures close quote in this
biblical story, which he said, help inspire the idea to

(28:03):
incorporate dragon LGBTQ themes into the different Nativity story, which
he made up whole cloth. Ah, because the three Wise
Men were from the east, parallels can be drawn to
the LGBTQ community. What is there any reference in the
Bible about how the Magi were rejected by the folks

(28:24):
in Bethlehem when they came to visit Jesus after his birth.
Did they ride them out on the rail? Did they
tarn feather the magi? Did they imprison them? Did they
throw them off the top of a building? Because well,
maybe they were part of the LGBTQ plus community. No,
thank you, dad, mischieon Dad. The minister went out to say,

(28:45):
what if they embodied this search for queerness, meaning the
three Wise Men, instead of just finding Jesus. What if
they actually stumbled upon queer people coming alive, being born
again and claiming joy, claiming hope, and claiming resilience close
quote I don't even know what that means. Colorado Church

(29:07):
not the only one. MS Table e Maiyas Table in Seattle,
Washington described itself as a spiritual community that is LGBTQ
affirming and is connected to the Evangelical Lutheran Church in America,
hosting quote a Christmas Carol that was inspired by a
drag event on December twelfth called quote Drag Church The

(29:31):
Yassification of Ebenezer Scrooge that does not make s well wait.
According to the event description, quote the Yassification of Ebenezer
Scrooge is a traditional Christmas pageant reimagined through a queer
lens based on Charles Dickens classic of Christmas Carol. The
audience follows Ebenezer Scrooge as he's guided by three drag

(29:54):
queen's spirits on a transformative journey. Together they help him
release shame and anger, embraces true self, and discover the
joy of the community. So I'm glad to believe that
I guess Ebden's or Screws was such a jerk, and
so mean is because he was in denial about his
own sexuality. I've read a Charles Dick and Christmas Carol.

(30:16):
I didn't see that message in there. Although listen, I
loosely use the term art in all of this. Art
is art, and you can do whatever the hell you want,
and that's fine. But I just find it seemingly, well
maybe objectionable this time of year. They obviously do not
embrace the Charlie Brown Christmas version of the meaning of

(30:36):
Christmas five forty six. At least that's my take. You
can have a different one, of course. Fifty five caresit
the talk station more stupid coming up. I'd be right back.

Speaker 8 (30:44):
Fifty five KRC bad breath is a confidence give me
talk station.

Speaker 2 (31:00):
The fifty five KR see the talk station. So another
event seven twenty looking forward to that, Feel free to
call five went three seven four nine fifty two three
thought back to the stack. Stupid three children ages eight,
eleven and twelve stole a car then crashing it into
a house. That's because they watched in how to video

(31:24):
on YouTube, how to Start and Drive a Car. Saturday
officers pulled it up of a stolen car. This is
in Newburgh Heights, Ohio, in pursuit of the stolen car
when it crashed into Men's uh Well Anyway Men's Recovery home.
They say minor damage to the building. Officers caught the
three children to try to run away. Nobody was injured, thankfully.

(31:46):
An eleven year old was behind the wheel. They told
police that they'd watch YouTube videos on how to steal cars.
Children later release of their parents. Charges will be filed
in juvenile court. BOLLYO, it's all out there, Waco, Texas.
Man yelling racial slurs, threatening to burn down a woman's

(32:08):
house accidentally set himself on fire. Instant karma. Court of
the Texas arrest David. Forty seven year old Tony McDaniel
charged with three counts of aggravated assault with the deadly weapon.
Police received an emergency call about a man who was
on fire in the middle of the intersection this December
eighteenth on Arra Street in Waco. In case you're interested,

(32:31):
court to the rest more on Abadavid. Witnesses told officers
McDaniel accidentally set himself on fire. Was seen running into
his trailer, which was parked outside a nearby tire shop.
Officers got there and met with three victims, who said
McDaniel had been yelling racial slurs of them by and
threatened to set their house on fire. The woman told
police McDaniel left, later returned to her home with a

(32:52):
can of gasoline court to the rest more on abadat
McDaniels would pour gasoline down the side of the home
and into the road way before putting a lighter and
igniting it. This is what cos McDaniel to catch himself
on fire, along with the roadway and grassy area near
the home. Idiots doing idiots because they're idiots. Victims use

(33:12):
buckets of water to put the fire out. For the
rest staff of David, they approached McDaniel's trailer, breached the
doors and found him hiding under his bed. Taking the
hospital for treatment for burn injuries, cleared by the medical
staff and booked in the McLennan County jail. You dumb

(33:33):
ass and channeling iHeartMedia aviation expert Jay Rilo social media
users blasting what they called hey returning to a religious
theme discussion here jetway Jesus and also occurrences of miracles

(33:54):
in flight, accusing more and more airline passengers scamming the
travel system by using wheelchairs to lines and board planes early,
then magically walking off of the plane without the need
of a wheelchair. People fake mobility issues arrive at the

(34:14):
boarding gate and wheelchairs secure better treatment with better seats.
Court to the users, person said, once the flight is over,
these travelers leave the plane unassisted and don't need wheelchairs.
In effect, the flights miraculously cure these people. One said,
I have my grandma wheeled around when I take her
to the airport so she doesn't get lost on the

(34:35):
way to the gate. No mobility issues whatsoever. Airlines recorded
a thirty percent yearly increase in wheelchair assistant assistance requests
at bigger airports. Court to the trader that represents airlines
around the world, the considerable increase in wheelchairs assistance requests

(34:56):
is the key issue for the aviation industry. Court of
the organization, I understand the scale of the problem. We're
looking at the issue through surveys and studies. Airlines again
thirty percent increases what they're reporting also said, many assistance
requests may come from passengers who do not have physical disabilities,
but do not feel confident in navigating through a busy airport.

(35:18):
So stupid is a justification to use a wheelchair, And
might I ask if you have difficulty navigating around an airport,
maybe because you don't know where you're going, how does
a wheelchair improve that process? There are only so many
contract workers assisting with wheelchairs in each airport, so frivolous

(35:42):
requests hurt those with a real need. Now, if this
is you and you would do this, I have an
award I'd like to give out to you, not one
that you necessarily.

Speaker 4 (35:55):
Wanterio is the biggest two shovel you ever in all
the galaxies. There's no bigger douche than you. You've reached
the top, the pinnacle of Doue. Do good going, dou
Your dreams.

Speaker 2 (36:13):
Have come true. Five to five five KRCE the talk
station be right back after the top of the air.
News plenty to talk about, but I would enjoy hearing
from you as well, so feel free to give me
a call. Don't go away. Today's top headlines coming up
at the top of the hour changes every minute. Fifty
five krz buckstation. It's six or six to ffty five

(36:35):
kr see the talk station. Happy Monday, Christmas week, yay,
looking forward to that, Looking forward to Christopher Smithmen coming
up in an hour and twenty minute hour fifteen minutes.
We'll be up at seven twenty as he is every
Monday with the Smith event. Brian James Monday Monday, coming
to with an eight o five. Today we'll talk about
inflation two point seven. Is it good news or bad news?
So SA Security facing cuts and who's going to save

(36:59):
Social Security? Of course I mentioned that earlier in the program.
Nobody's willing to do that. Segue to topic number three.
One third of Americans believe Social Security won't exist when
they retire. Why because of the foregoing Who will save it?
No one's willing to try third rail of politics. But
we can't deal with that. It's not like people are

(37:19):
planning on living off of it when they retire. Finally,
with Brian James, the SEC gives the ok to tokenize stocks,
described as a move toward blockchain. Then we hear from
the wonderful, the compassionate, the humanitarian, Patty Scott Heart number
four Seniors dot org is where you find Patty the
Heart for Seniors organization. They're doing wonderful things for the

(37:40):
senior community in the greater Cincinnati area. And I love
being able to speak on behalf of heart for seniors
and Patty Scott is just an absolute treasure for the
seniors in our community. Fast forward to right now five
on three, seven four nine fifty, five hundred, eight hundred
and eighty two to three talk pound five fifty on your
AT and T phones before we move on topic, why
is the suit in New Hampshire? Gary's guy? Welcome back Gary,

(38:02):
Happy Monday and Merry Christmas.

Speaker 5 (38:04):
Hey, Hey, Merry Christmas. I wanted to list you and
Joe and everybody out in listening sphear a very merry
Christmas and be thankful for everything that we have and
that we're bussed that we really do live in a
wonderful country. With that, I'm going to disagree with you

(38:24):
on the gun bloat blowing up of the drug runners vote.
I find it well within authority of Trump or any
other president to conduct this because I am a thirty
four year member of the military. I've been a numerous
conflicts over the years and where I supported those conflicts,

(38:49):
and I did a little search on AI with and
if you look under the all actions not declared war,
that war has only been declared in the United States
five times by the United States not even the Civil

(39:09):
War was considered a war officially by Congress because it
was more of a police internal action because they didn't
recognize the states. But then you get into the quasi war,
the Banana War, the Gunboat diplomacy, which is numerous wars
between US, Cuba, the Philippines, Hawaii, also the North. You know.

(39:34):
Then you get post war, the Korean Expodus, the Vietnam Operation,
Urgent Fury, and the Russian Civil War interventions, the Barbarie Wars,
the Banana, the Panama, the Boxer, the Banana Wars, the
punitive expeditions. Again with Mexico, we've been at war or

(39:57):
executive actions or the command or chief has taken executive actions,
and we have killed hundreds of thousands of people. Yeah,
as to protect our shores.

Speaker 2 (40:08):
I understand history, man, I know, recite the same list
you'd recited as well.

Speaker 5 (40:14):
Okay, but this gives the president, as a commander in chief,
the absolute right to blow the ships out of the
water without court action.

Speaker 1 (40:27):
That's it.

Speaker 2 (40:27):
Like a legal argument, like a stopple or latches. If
you allowed a conduct to go on for an indefinite
period of time, you can no longer assert the legality
of it down the road if you've been complicit in
allowing it to go on. I'm playing a little fast
and loose with that parallel though. But in all the
conflicts you've discussed, yes, TACIT approval from our elected officials,

(40:47):
either through silence or in some cases authorizations for you,
some military force, which I would at least appreciate in
this particular context, considering we're in a completely different hemisphere
than the so called war on terror in the Middle
East designed to focus on life bomb fundamentalists terror. And
I understand your position, and I know many elected officials
and are in current administration, the Trump administration, are relying

(41:08):
on arguments that you are making. Currently, there are counter
arguments that I have agreed with, like the likes of
Thomas Massey and Senator Rand Paul and others who think
that there should be some congressional approval of some sort,
either by way of authorization for you, some military force,
and a declaration of war I think will be needed
if we start bombing the country of Venezuela. You know,

(41:29):
it's a little bit different when you're talking about drug
boats that are heading for our country, although again I
don't think they represent an imminent threat because you don't
know really where they're going until they get close to
our territorial waters, in which case don't you still have
plenty of time to stop them. So you know, there
are different opinions about the Constitution. You know, some people

(41:50):
will view it as this ever leaving a living and breathing, expanding,
malleable document. Others are strict constructionists and believe that what
the founders wrote in the Constitution, it's what the founders meant.
I tend to lean to that side of the equation.
That doesn't mean I'm necessarily right, but it doesn't mean
my opinion is unfounded or wrong. This is why we
have discussions and debates and why I welcome calls like

(42:12):
you're scary. Yeah, you disagree with me, and that's fine,
But we need to get to the core at the
root of things. You know, is it a question of
whose ox is being gored? You know, if the Barack
Obama starts launching missiles and blowing people up, and I
can be critical of that. I can be critical of
it when it's a Republican doing it as well. George Bush,
you know they all have done it. Again. It's tascit

(42:32):
approval since no one stops to question the legality of it,
or stops to question, Wait a second, what are we
trying to gain here? What is the ultimate goal? We'll
be happy to give you approval if we can all
wrap our heads around what we're dealing with and trying
to accomplish. At least it provides a strategy moving forward
to perhaps limited, you know, very broad strikes, random strikes

(42:55):
on oh, like, for example, Bill Clinton blowing up an
aspirin factory in order to take the attention away from
him and Monica Lewinsky's little issue going on. You see,
there are abuses of that kind of power that do
go on in the world, and that's that's all I'm
rallying against.

Speaker 5 (43:09):
So that's why I understand there has been abuses of it.
I think that's that's that's a valid point. But you know,
I think the commander in chief has a very strong
action to take action against foreign foes as he seems fit,

(43:30):
because that's why we elected him, you know, and if
you don't like it, you can unelect him.

Speaker 2 (43:34):
Well, let me just throw at an interesting thought exercise
at you. There are a lot of people, even in
our elected capacity, members of Congress, members of the Senate
that think that Israel is waging a war of genocide
in Gaza, and of course genocide bad. And there may
be an administration, perhaps the next one, if we get

(43:55):
a Democrat in who abides by that philosophy, labels Israel
a terrorist organization, one that engages in genocide, and then
chooses to start going after targets in Israel. For that.
I know it's a wild thing to suggest, considering the
nature of our very very deep relationship with Israel, something
that Democrats and Republicans would all agree we have. But

(44:17):
if you give the president that much leeway an authority,
it is certainly within the realm of conceivable that they
could go down that road. Why well, because they're committing
acts of genocide, which we don't approve of as a
concept here in the United States.

Speaker 5 (44:31):
So well, thank you, no, thank.

Speaker 2 (44:33):
You, Hey, listen man, I love you too. I like
the decid listen. I like to engage in these back
and forth discussions. I am not saying ultimately that you
are wrong. In the final analysis, someone say, see New Hampshire,
Gary was right, this is how this is where we
ended up, or that the status quo is okay with everybody.
We're going to allow this sort of fast and loose

(44:54):
with dropping bombs to go on because we can make
an argument that these are, you know, existential threats. They're
inevitable there. You know that we need to stop them
as early as possible because they're going to hurt us.
I know those arguments. I hear them all day long.
But again, we just look at blowing up a speedboat
fifteen hundred miles away from US, and you say that

(45:16):
they represent an imminent threat. That word eminent tends to
be a problem for me because I don't see a
speedboat moving forty miles an hour toward US fifteen hundred
miles away as an eminent threat. Look, there it is,
we're tracking it. We can track it as long as
it's in the water, and we can blow it up
anytime we damn well please. And I prefer it pretty

(45:36):
much confirmation that they're heading here with whatever's on the
boat before we blow it up, because it's heading to oh,
I don't know, some other country that's it. I appreciate Gara,
I really do. Man, Merry Christmas if we don't talk
between now and tomorrow, Brother, you have a great one
six fifteen fifty five Karosite Talk Station, Feel free to
chime in five and three seven four nine fifty five hundred,
eight hundred and eight two three Talk Found five fifty

(45:58):
on eighteen to station six twenty ere of fifty five
KRC Detalk Station, Very Happy Monday to you five three
seven fifty two to three Talk Pound five fifteen hundred AT
and T fund.

Speaker 5 (46:13):
Yeah.

Speaker 2 (46:13):
People are having the same argument about Donald Trump getting
these going after these oil tankers. There's were chasing a
third one, We've already seized two of them. Trying to
impose the sanctions. They're using these sanctioned oil tankers. They're
putting different flags on them to make the appear that
they don't fall within the sanctions. It's false flag, literally,
is what that is. And so the Trump administration is

(46:33):
going after the sanctioned oil tankers and the Democrats are
pulling their hair out of this because well Trump's doing it,
but along perhaps the same lines as my conversation with
the amster Gary, you know what authorities he have to
do this? And Senator Tim Kine of Virginia point out
the Democrats problem with this. He's on the meat the
press yesterday says Trump used the military to mount pressure
on Maduro, runs contrary to his pledge to keep the

(46:55):
United States out of unnecessary wars. Perhaps quote, we should
be using sanctions and other tools at our disposal to
punish this dictator who is violating the human rights of
his civilians and has run the Venezuelan economy unto the ground.
But I tell you we should not be waging war
against Venezuela. We definitely should not be waging war without

(47:16):
a vote of Congress. Now, is the seizure of the
oil tankers is that war? It could be a component
of an active war. But his point is, and this
is where we get into this need to perhaps confiscate
or grab these oil tankers who are flying under false flags,
violating without question. Let's assume for the sake of discussion,

(47:39):
there is no factual dispute that these tankers violate international sanctions.
So he says, we should be using sanctions and other
tools to punish the dictator. Well, those sanctions are already
in place. That's the vehicle, the sanctions for our military
to grab the tankers. Now, if you take that that vehicle,

(48:02):
that measure of enforcement, this seizure out of the equation,
we're left back where we are, where they're using false
flag tankers to ferry out their oil and keep their
economy afloat. Seventy percent of the revenue that Venezuela relies
upon comes from these well unsanctioned illegal shipments of oil.
And they're going, of course to China, and they were

(48:24):
were apparently going to Cuba, and there was a whole
article on how colossally screwed up Cuba's economy already was
before the sanctions went in effect, before this military blockade
kicked in, which is largely successful. They say, most of
these sanctioned boats are just sitting there in the harbor
and they're not going anywhere. Why because they know that

(48:45):
we're going to pull them over and confiscate the oil.
And the other cover that I find on this one,
at least it appears that the Trump administration is getting
legal authority to do it. After we confiscated the first tanker,
it was done pursuing to a warrant, and then they
said they were going to go to court and get
authorization or have authorization rejected by the court to take

(49:08):
the oil, to seize the actual oil and sell it
off or otherwise let it a nearer to our benefit.
But at least it's going to go through a separate
legal challenge. But you know, go back to Senator Kine.
I understand what he's saying. But if the sanctions aren't
working and they continue to violate the sanctions, what are

(49:31):
we going to is it? Is it double secret sanctions
that we're going to impose something at a la animal house.
Is there something out there that we haven't used by
way of a sanctioned tool or a non warfare leading
to tool that we still have in our arsenal of tools.
You need a firmly stated letter from Hans blicks right,
Joe that would do it, expressing the unhappiness of the

(49:55):
Trump administration for their violations of sanctions. Another strong letter
to follow, and if you don't follow our what we demand,
then then we're going to get really really angry. And
we'll use explatives in the third follow up letter to
prove how angry we are. Yeah, I mean, at some

(50:16):
point you get well, watching the same way in New
Hampshire Gary's talking about, you go through everything you can
to stop it from happening, and then you're kind of
left with the last resort, which seems to be use
of the American military. There's no question is an extraordinarily
complicated issue. But I do have much less of a
problem with enforcing these sanctions on the oil tankers because

(50:38):
they're out there, they're in place, Venezuela knows about them.
Obviously they are doing everything they can to violate the
sanctions or otherwise get around them. That has to come
with some kind of repercussions. And of course, it wouldn't
it be nice if Congress said, a violation of these
sanctions allows the American military to seize these boats and
their contents. If it was written that way and was

(50:59):
approved that way, I take much greater comfort in it.
Fast and pro roofing can take great comfort calling fast
and pro roofing. There couldn't be talk station. It's sex
thirty right now in fifty five KERR CD talk station
fun number again five one, three, seven, four nine fifty
five hundred, eight hundred eighty two three talk or pound

(51:19):
five fifty on AT and T phones. Have local stories here,
and let's start here with sadly three people dead after
a multi vehicle crash happened in Hamilton where Hamilton Police
and fire departments responded to the area River Road about
four thirty in the afternoon for a multi vehicle crash.
Crash resulted in three fatalities being investigated by the Butler
County Serious Traffic Accident Reconstruction Team and the Hamilton Police

(51:43):
Department Detectives. Stretcher River Road between Laurel Avenue and Hayes
Avenue was closed anyway with information called the Hamilton Police
Department Investigation Section. That number, if you can remember it,
five one, three, eight six, eight fifty eight eleven, So
that was awarded this morning. So it is possible that
it's still closed. I don't know what the current status is.

(52:05):
So just listen for Chuck. Excellent point, Joe. But you know,
I'm always reading something when Chuck's doing his traffic. It's
like people tell me about commercials that are running on
the morning show, and they'll say something to me about it.
I'm like, I you know, honestly, I'm busy reading something
for the next segment. I told I'm not paying attention. Sorry,

(52:26):
It's just the way my day works. Wilmington, where officials
there have delayed the final approval of a four billion
dollar Amazon data center. This after weeks of intense opposition
from the Wilmington Residence facility, described as spanning four hundred
and seventy one acres off US sixty eight community members

(52:48):
flooding council meetings and organized town halls to voice concerns
about the impact. One resident at THURSDA last Thursday's meeting,
there is not a facility like this anywhere else to
compare to. You have no idea what the harm effects
will be. Someone who well lives directly up next to
the proposed site hadn't been built yet, leading efforts. Her

(53:09):
name's Jeka Jessica Sharp, leading efforts to stop the project.
We just moved into our homes four or five months ago.
Nobody told us this was going on, that this was
in the works. You build what you think is going
to be your forever home, and then you find out
this is not going to be a farmer's field behind
you anymore. Well, I found that out today. It was devastating.
There were lots of tears to be shed. I certainly

(53:32):
appreciate that sentiment. My wife and I were looking to
buy a house when we first moved back from Chicago,
and there was a parcel or there was a very
very nice house, and we thought, boy, this has everything
we need, the right size yard, the right and I
looked out over the hill behind the house and there
was this massive, massive field close to a you know,
pretty heavily traveled intersection. And you know what I looked

(53:55):
down and what I saw in my mind's eye development
of some sort. But my first thought was, there's going
to be a big box store there. Someday. It's going
to be a massive amount of traffic coming in and
out of there, and then I'm going to be looking
out over my backyard into a box store parking a
lot of box store. That was what was the deciding
factor in us up buying that. Guess what happened. Yeah,
they built one. So you got open space. And it's

(54:19):
not a park that's owned by the state of the county.
It can be developed anyway. Council Member Jamie Knowles casts
the only descending vote with the project. When the project
came before the council December fourth, you said that too
many questions remain unanswered about the data center's impact on
the community. Clinton County Port Authority, which supports the project,
says it will bring economic growth and create one hundred
permanent jobs. Miss Sharps of the data center, it moves

(54:42):
forward that it should be built with care, saying if
we do have to have the center, needs to be
responsibly built, needs to be mindful of the residents that
are already here and respectful of this land in the community.
Don't know what that ultimately means. They have additional town
halls planned for early January, which will allow residents more
opportunities to ask questions outside of the regular city council meetings.

(55:06):
And this delay allows city officials more time to study
the project and then also aggress those adjust to those
community's concerns before making the final decision. So certainly understand
those concerns. And again, sadly Browndog Cafe at Summit Park
has closed. They've been open twenty seven years, ten years
at the Summit Park location. A little heartbroken over that,

(55:26):
considering how much I love that restaurant. But you know,
to the folks at Browndog Cafe, thank you for all
the wonderful meals that I dine earth was served there
over the years, and thank you for allowing us to
have Listener to lunch there several times. It was always
an enjoyable experience. Feel free to give you a call.

Speaker 5 (55:41):
First.

Speaker 2 (55:41):
I want to mention ODO exit od O or XIT
no eodor exit dot com get your outor exit products
right six forty here fifty five kr CD talk station
Happy Monday five on three seven four nine fifty five,
eight hundred and eighty two to three talk or pound
five fifty on EHT and G funds code to fifty
five krs dot com. Please get your I heart media apps.
You can stream the content and I appreciate folks that

(56:03):
do it that way and appreciate my listeners going to
touch with me. You know, regularly over the years, I
regularly call out Maureene. Used to call her conspiracy theorists.
Now I call her a pattern observer marine. I know
you're out there listening earlier, passing along comparable information relating
to Epstein on the heels of my sort of agreement
with Massey about why didn't the FBI give all give

(56:25):
us all the damn documents on Friday, the date the
law said they had to. Instead, it's a trickle, trickle
trickle inviting all kinds of speculations during the pot that
trip is not necessary. Give us the damned documents. That's
what the legislation was overwhelmingly passed bipartisanship. Anyway, back to Marine,
she was the one that first told me to believe
the election was stolen the twenty twenty election. We're rolling

(56:47):
the calendar back five years, and I asked her what
evidence she had, And of course, being a lawyer, I
know how long it takes to gather evidence. When you
file the suit, you have the discovery period where you
get the documents, you get the information to either support
or refute your claim. Many of those cases never got
to that state, so it was an allegation of election
interference without any supporting information. So many of those cases

(57:09):
got dismissed. But that does not mean it's over. We
had a bet on that one. I'm like, it's never
gonna happen. The election will not be overturned. There won't
be enough time. Biden will have been in office for
far too long for them to endeavor to unring the bell.
How do you unring the bell? I don't know, never
happened before. So with that, you wait long enough, the

(57:31):
evidence starts to come out. Fulton County, Georgia. This is
pretty amazing now Earlier this month, Fulton County admitted admitted
that about three hundred and fifteen thousand early votes from
the twenty twenty election were illegally certified. However, they were

(57:52):
still included in the final tally. What December ninth hearings
when this admission came was before the Georgia State Election Board.
This from a challenge filed by a guy named David Cross,
which is it calls himself a local election integrity acrifice.
Activists across ellectioned Fulton County violated Georgia statute in the

(58:13):
handling of advanced voting early voting folks. This ahead of
the twenty twenty November election, counting hundreds and thousands of votes,
even though poll workers did not sign off on the
vote tabulation tapes, which is required by law, and Fulton
County admitted it. And Brumbaugh, attorney for the Fulton County
Board of Registration and Elections, told the Elections the Georgia

(58:37):
State Election Board at the hearing that although she hadn't
personally seen the tapes, the county does not dispute that
the tapes were not signed. It was these are her words,
there's lawyer words. It was a violation of the rule.
We since twenty twenty have new leadership and a new building,
a new board, and a new standard operating procedure, So

(58:58):
since then the training has been in handed. But we
do not dispute the allegations from the twenty twenty election.
Three hundred and fifteen thousand Secretary of State's Office substantiated
the findings at Fulton County violated official election record document
process as an initial cap when they discovered that thirty
six out of thirty seven advanced voting precincts in Fulton

(59:22):
County did not sign the tabulation tapes as required by
the statute. In addition to probing the unsigned tabulation tapes,
the investigation also determined that officials at thirty two polling
sites failed to verify what are described as zero tapes. Now,
voting law in Georgia requires poll workers to begin every

(59:45):
day of voting by printing and signing a zero tape.
What that means It shows the voting machine is starting
at zero. Sometimes they leave the information on. If they
don't reset it, they are a whole bunch of previously
tabulated votes that are still pre isn't on the system,
which means of course they'd end up getting recounted if
they didn't reset it. If you don't have a verification

(01:00:05):
that it's set at zero, you don't know what it
was set at. And again, thirty two polling sites did
not provide these zero tape validations, and there's no record
of whether the tabulator was set at zero to the
start of the polling, no way of telling whether the
ballots from previous elections were left on the memory card
and later counted. Its reporter that notably this happened in

(01:00:29):
Montana as well, where officials discovered more votes than were
cast and believe the votes were leftover sample data that
hadn't been cleared. There's your answer to how you could
end up with oh, maybe fifty thousand people voting in
a county that only has forty five thousand people.

Speaker 1 (01:00:44):
Humph.

Speaker 2 (01:00:47):
Now, this activist cross these sign tapes are this sole
legal certification that the reported totals are authentic. Fulton County
produced zero signed tabulator tapes in early voting. This guy
looked at seventy seven made megabytes of election records that
he got through a freedom of information court request or
an open records request. These included one hundred and thirty

(01:01:10):
four tabulator tapes. That's where the three hundred and fifteen
thousand votes come from. Those total tapes equal that amount.
Each signature block on those tapes was left blank. Again,
this has been admitted by the officials in response for
the election oversight. They were not signed off on. He

(01:01:31):
also pointed out what he called additional irregularities, polling locations
being opened at, in his words, impossibly late hours like
two nine a m. Also found duplicated scanner serial numbers
that were in the memory devices removed from one scanner
and printed on an alternative scanner alternate scanner. He says,

(01:01:52):
these aren't clerical errors, they are catastrophic breaks in the
chain of custody and certification because no tape was ever
legally certified. Full County had no lawful authority to certify
the advanced voting results of the Secretary of State, Yet
it did, and the results were accepted and folded into
the uncertified numbers and Georgia's election total. Court to the

(01:02:14):
Secretary of Raffensberger's office. When the law demand's three signatures
on tabulator tapes, he said, and the county fails to
follow the rules, those three hundred and fifteen thousand votes are,
by nef definition, uncertified. What might that mean? The integrity
of the election is in question, isn't it?

Speaker 5 (01:02:33):
Now?

Speaker 2 (01:02:33):
Can you un ring the bell court of the final tally?
Biden beat Trump in Fulton County by less than twelve
thousand votes out of nearly five million casts, which allowed
him to grab the Georgia's sixteen electoral votes. Now, if
he gave Donald Trump the sixteen electoral votes that he

(01:02:54):
probably should have gotten in Georgia, if this was, if
this in fact, they negate these votes, then he still
wouldn't have won. He was more than sixteen votes electoral
wise short. However, of the five hundred and twenty thousand
ballots cast in Fulton County, Biden won more than seventy
two percent. So, of course, if you apply that seventy

(01:03:18):
two percent favorability in Fulton County to Biden across the
entire three hundred and fifteen thousand, you obviously come up
with a conclusion that more than twelve thousand the margin
of victory by Joe Biden, Well just wasn't there. So
how about that? Oh, look, Maureen's on the line Maureene

(01:03:41):
hang on, will take your con to a second six
forty eight fifty five cares Tike fifty two to fifty
five care City Talk Station, Michael, U are right, no
effect on Trump and Georgia, But what the impact on
the Georgia Senate race in twenty twenty. That one also
impacted profoundly and probably would have gone a different direction.
The Republican probably would have won if throughout the three
hudred and fifteen thou votes that we were just talking about.

(01:04:03):
And Maureene is there. I was hoping you're out there
listening to Mariene. Welcome back to the Morning Show.

Speaker 3 (01:04:07):
Happy Monday, Good morning, Brian. Okay, I want to talk
about our bet. I did relinquish on that and pay
up only because you are smart me out, smarter me
by making me put a date on when it would occur,
which was in that period of Trump's administration. So I said, fline,
even though I knew because of the strategic militantary operation

(01:04:31):
that we're in and the thing operation same thing that
it is going to be overturned and the way that
the bell is going to be unwrung is through the
autopen They're going to go backwards in time and undo
all the things of that administration. So, whether it's the
autopin on.

Speaker 2 (01:04:48):
You're saying across the board, any auto pen sign will
be rejected, not just the ones that he didn't provide
specific authority for.

Speaker 3 (01:04:56):
Oh no, No, the ones that he didn't provide they
can show where he was the time.

Speaker 2 (01:05:01):
But you can do that regardless of the whether or
not the vote was stolen. Let's say Joe Biden won
by a landslide. There's no questioning the integrity to vote.
This didn't happen in Georgia. Everything was up and up.
If he used the if they used the executive auto
pen without his specific authority, that bell can be unwrung
because it invalidates the signatures just as a matter of
law on its own, without any other issue being present.

(01:05:25):
So we didn't vote on autopen use. We didn't even
know that was going on. But if we bet on
autopen use, yeah, the relief is still possible. You just
just act as if it never happened, and then we
go back to the reality of the way it existed
before Biden used it.

Speaker 3 (01:05:39):
But all the damage that he caused through all his
orders and different things like that that people behind the
scenes were actually doing makes them invalid.

Speaker 2 (01:05:48):
But okay, let's just look at it. Let's look at
the Green New Deal, the Inflation Reduction Act. He signed
that into law. If he wasn't president, he wouldn't have
signed it into law. And if somebody else was President Trump,
you know, Trump wouldn't have signed that in law. Howse,
you aren't going to to terminate that particular piece of
legislation based upon the voting issues, are you?

Speaker 3 (01:06:12):
Well? Here as we go with here we go with
talking about who is actually president. Okay. Trump always says
we've got it all, meaning from the very beginning, and
as soon as that election was called for Biden he knew.
They knew through this sixty thousand NN Army. You can
look it up in a Newsweek article that has been
watching everything that's going on via Space Force satellites and

(01:06:35):
everything else. That's why I keep calling the sustaining operation.
They've known every move they've made, and they've given themselves
enough rope to hang themselves. They gave them that rope,
and they indeed hung themselves.

Speaker 2 (01:06:47):
I haven't seen and the public hasn't seen that. It
hasn't been packaged into a definitive action plan like here,
we're going to open a Senate commission, a committee, and
we're going to ultimately do this, that or the other
thing in order to unring the bell injustice that was
perpetrated on the American people. So that's still floating around
back in the background somewhere. I haven't seen.

Speaker 3 (01:07:06):
It, but you will. It will come out right And here, you.

Speaker 2 (01:07:10):
Know, what do you do that? See this gets back
to the original question, Well, then what do you do?

Speaker 3 (01:07:15):
Well, then you change all those things, undo them, and
start on a clean path. And what he's going to
do is the meeting had the other night that everybody
tuned into that was just one of many to come
in the next I don't know if it's the exact
next one or one that's going to come down. He's
going to declare a national election emergency, and therefore that

(01:07:36):
gives him unique powers, and then he will find an
executive order outlining new election rules, which will be paper ballots,
water marked in person, one day voting counts of votes
where they were cast, nothing by mail under extreme circumstances perhaps,
but that's can't take us.

Speaker 2 (01:07:51):
Which we relate to federal elections, which means on a
going forward basis, we'll have greater election integrity, but it
doesn't change the reality of what happened previously. I mean,
go back to my Green New Deal. Is everybody who
got a subsidy under the Green New Deal going to
have to return it? If we unring that bell, the
subsidy would be invalid from the outset ergo. Someone who

(01:08:12):
received the subsidy under an unauthorized, invalid administration should not
be able to enjoy the benefits of what would be
an invalid piece of legislation.

Speaker 3 (01:08:21):
Well, maybe there's executive orders already in place where you
confiscate things that were that were obtained.

Speaker 2 (01:08:27):
God object boring. We're out of time just showing how
blank and complicated this would be. That's just one bill
and one bell that you would need to be unwrung
at massive and horrific chaos and expense. I just can't
see it happening.

Speaker 1 (01:08:42):
You know.

Speaker 2 (01:08:42):
I love you, Maury, have a very I'm practical, practical,
all right when it happens, say I told you so,
Love you, Maury, and Merry Christmas. Stick around, folks, A
little more to talk about before we get the Christopher
Smithman at seven twenty. Today's top headlines may up to
the talk station. It's seven oh sisters here at fifty

(01:09:21):
five cases talk station. Very Merry Christmas Day, every bring one.
Gotta do the Christmas Special tomorrow. Rob Rider in city
with his guitar and we'll take all kinds of calls,
hopefully with well wishes and the holiday spirit and whatever
else Rob and I can decide to do tomorrow. I
am looking forward to that. It's got an Ottle family
or it's a fifty five car Sea tradition, and I
always think of my dad when we do the Christmas show.

(01:09:42):
So that'll be tomorrow morning. And today coming up at
seven twenty Christopher Smithman with a Smither event one hour
from now Monday Money with Brian James. We'll talk about
whether two point seven percent inflation is good news or not.
So it's a security facing cuts and who's gonna save it?
Keep going back to that continuing theme, no one will.
They don't want to touch it. And then the follow
up topic with a third of Americans believing social security

(01:10:05):
will not exist when they retire, probably a good mentality
to have considering the foring of the prior topic. Who's
going to save it, because well, we've got a real
train wreck on our hands with that one, plus the
SEC giving clearance for tokenized stocks. If you don't know
what that is, you and I will learn together to
move towards block Jane Brian James for that. And then
the wonderful humanitarian she is, Patti Scott returns Heart number

(01:10:28):
four Seniors dot Org Heartforce Seniors, and Patty will comment
on the generosity of the listening audience every time she's on.
She does, and I can't thank you enough for being
so generous, not only just for donating to Heart for
Seniors and the wonderful work they do locally for the
senior community, but for all the charitable responses that I
hear about from my listening audience. It was just last

(01:10:49):
week I was talking to I heard me the aviation
expert Jay Ratliffe, and before I started with him on
his topics, I mentioned the just beautiful gift. A woman
I believe her name was Sharon donated one one thousand dollars.
I had Brian Ibold on for the Help Squad, which
you can find online at the Help Squad, since he
with a y sin Help squadsincey dot com and there
are Christian Faith Collaborative helping folks on the West Side

(01:11:12):
that are dealing with struggles Shivia, Coleraine, Dell High and
Green Townships, and they really do a great job. And
I started off by mentioning the thousand dollars contribution this
woman made and I just was so moved by that
I had to thank her for that. And then Jay Ratliff,
who does not want me to say this out loud,
I'm sure because I didn't even learn it from him,
he wrote down the website and low and behold, guess

(01:11:35):
who got another thousand dollars contribution After I talk with
Jay Ratliffe. God bless you, Jay Ratliffe. He is an
unbelievably humanitarian guy. So helping folks who really truly need
the help, that's what the Help Squad does. That's what
folks like Jay do, and that's what folks like you do.
And you are all just tremendous, tremendous in your compassion,

(01:11:55):
your willingness to give to those truly in need. And
it just that brings me more joy than anything for
just to be in a position to let folks know
about these organizations and the charitable work that's being done,
and so you can fulfill your personal mission to engage
in some measure of help and assistance and compassion for
folks that are on life's margins. So God bless each

(01:12:17):
and every one of you. And moving over this pesky
topic of inflation. And I had mentioned earlier in the program.
You know we talked with Tomacallt earlier about gas prices
and depends on where you're standing, how much gas is
went to Pittsburgh over the weekend visit my wife's sisters
north of three dollars in the greater Pittsburgh area, but
we only paid two dollars and thirty cents to fill
the tank on the way back after we re entered

(01:12:37):
the state of Ohio. Massive difference. So location, location, location,
But why is it cheaper here in Ohio than it
is in California? Interesting op at piece by Elissa Finley
in the Journal dated the twenty first yesterday. So it
starts out trivia question for your holiday road trip in
which five metropolitan areas did consumer price index rise? Since
we're talking with Brian James later about inflation by less

(01:13:01):
than two percent over the preceding twelve months. The answer
Detroit Dallas, Houston, Phoenix, Atlanta, all coming in less than
one point seven percent inflation, Detroit with only point seven
percent now pivoting over the four metro areas where the
price on average have increased by more than three percent
Philadelphia three point three, La three point six, San Diego

(01:13:21):
four in Riverside, California jump four and a half percent.
M Here's the point, Milton Friedman, she says, Observe the
inflation is always and everywhere a monetary phenomenon. Think about
the printing press. The more dollars in the world, the
less valuable they are. However, affordability, what any given item costs,
is a lot different and is very much a local phenomenon.

(01:13:44):
This goes back to the whole idea of self inflicted
wounds that I talk about incessantly, and I apologize for
folks sick of hearing about it. The entire Europeion has
killed a European Union has killed itself by rendering inexpensive
reliable fuels ver Bolten Anyway, She points out housing. Among
the reasons for the higher CPI rate readings in California's

(01:14:05):
metro area are fast rising housing costs that riverside where
they had four and a half percent inflation, described as
an exurb of LA. A lot of people moved out
of the Greater LA area because they can't afford to
live there, so they went out to places like Riverside,
and well, the supply housing hasn't kept up with demand,
not because the demand isn't there, not because they couldn't
make money. It's the state's litigation friendly environmental laws and

(01:14:27):
strict zoning laws which shoot construction costs up through the
roof and suppressed development. Housing prices up four point four
percent in Riverside, five point six in San Diego over
the preceding twelve months, Dallas up only point one only
one point one percent in Houston, Phoenix declination a point

(01:14:49):
one percent in housing prices. Wow, now she realizes in
points out well housing prices and a lot of Sun
Belt cities also asserged. You know, after the pandemic, people
moved out of New York and went straight down to Florida.
But more permissive permitting and zoning allowed the housing developers
to bring on additional supply quickly. So you look in
Los Angeles, where they have a metro population of twelve

(01:15:11):
point eight million people, only one hundred and eighteen thousand
building permits were issued between twenty twenty one and twenty
twenty four. And you think, Okay, that figure doesn't mean
anything to me. One hundred and eighteen thousand billion permits
for twelve point eight million people. Find will give me
a comparison. Here you go, Atlanta with a six point
three million population, issued one hundred and sixty three thousand,

(01:15:37):
five point one million population, Phoenix issued one hundred and
eighty seven thousand. Over in Houston, where the population is
seven point five million, they issued two hundred and sixty
seven thousand permits over the same period of time, two
hundred and eighty one thousand in Dallas, where the population
is only eight point one million, compared again to Los
Angeles twelve point eight what's going on with that? Now?

(01:16:00):
She does take a stab at Jadvans, blaming illegal immigrants
for making housing unaffordable, and I do believe there is
a component of that in there. How do you absorb
twenty million people when you don't have twenty million additional
housing units? Good question, But pointing to Florida, housing prices
remain stubbornly high. Why well, the lack of construction workers
Now they have great zoning laws down there, and you

(01:16:20):
can easily get a permit to build something in Florida,
and they regularly build houses. But state law that requires
companies with twenty five or more employees to use everify
to check the authorization of the worker, in other words,
ferret out the illegal employees. That's resulted in a substantial
reduction of construction labor. Why well, apparently forty percent of
Florida's construction labor force is foreign born, with a good

(01:16:43):
share of them undocumented. There's your downside for cracking on
imgran cracking down on immigration. Are there people out here
in the United States that are here lawfully or citizens
that can do drywall work and construction work? Hell, yes
there are. That's called a trade job. On the other hand,
and moving over to Democrats in California, they don't want
to build, not a lack of construction workers. It's also

(01:17:06):
they don't want to drill for oil either of states.
Milannge the climate policies driving energy prices up eight percent
eight point seven percent in San Diego Riverside Poor Riverside
up almost eight percent la seven percent, while prices fall
every place else two point three percent. Down in Atlanta,
down almost a percent, in Phoenix, down three percent.

Speaker 1 (01:17:28):
In Detroit.

Speaker 2 (01:17:29):
Houston's dropped three point four percent. Going in the right way,
they don't ban fossil fuels, five point one percent jump
in Philadelphia for energy prices. They shut down of Colon
nuclear plans, drove up electric rates. Self inflicted wound. She
also points to legal abuse which impacts insurance premiums, another
business costs that ultimately you pay in the form of

(01:17:51):
increased premium. Los Angeles described by the American tort Reform
Foundation as a in their words, judicial hellhole. This group,
called the Periman Group, estimates the total local tortue tax
that will be the money imposed on businesses as or
consequence of settlements or judgments to be three thousand, six
hundred and fifty eight bucks per person. Mandatory insurance costs

(01:18:18):
get a load of this an uber fare in Los Angeles.
The mandatory insurance costs imposed by legislation in California make
up forty five percent of the average uber fare, compared
to about ten percent in most other places in the country.

(01:18:38):
She said taking an uber across LA can cost more
than a flight to Miami. Higher state mandated minimum wages
also increase the price of food when you're eating out.
Cost of eating out there fourteen point four percent increase
in San Diego twelve point four percent. Those poor folks
in Riverside. Since twenty twenty three, they make it fast

(01:18:59):
food employees earn at least twenty dollars an hour. Restaurant
prices nationwide jumped eight point three percent compared to again
to fourteen point four in San Diego. Hmmm, I guess
legislation has consequences. So Donald Trump's busily trying to do
whatever he can to stop the inflation. Democrats are blaming
Donald Trump for inflation. Now go ahead and blade Trump
for printing four or five trillion during his administration, which

(01:19:21):
increased the problem that Milton Friedman observed. But you can
blame the Democrats for doing it to themselves in every
other place where they make doing business almost impossible. Simple reality.
Christopher smithmen up next seven to sixteen, Right now, fifty
five KRCD talk station. I know it's the twenty second
of December. I still think you can get seven twenty

(01:19:44):
and fifty five KCD talk station on a Monday. That
means former Vice mayor of the city since Saint Christopher
Smithman provides us with an opportunity, or gives we give
him an opportunity to ventist fleen, we call it the
smith Van on the heels of my father and the
Monday morning spleen vent. Welcome back, Christopher. Great to hear
from you, and a very very happy Merry Christmas to
you and your family, my friend.

Speaker 9 (01:20:04):
Oh, Merry Christmas to you, Brian Thomas and your whole family,
And Marry Christmas to your very loyal listening audience. You know,
I am appreciative that they tune in to your show
like I do, and they give me an opportunity, you know,
on Monday mornings to express things to them. So Merry
Christmas to all of them, and I thank you for

(01:20:28):
the opportunity to share my thoughts.

Speaker 7 (01:20:32):
Brian.

Speaker 9 (01:20:33):
The first thing that's on my mind is an autopsy
of the local election that we just went through, and
I'm going to hone in on one specific part of it,
and I want to reiterate this to the public. We
were all lied to in Cincinnati as we went into
the local election. This is not about Christopher Smitherman, This

(01:20:54):
is not about Corey Bowman, this is not about Liz
Keating or Steve Gooden as some examples. This is about
a corrupt government at City Hall. I mean everything that
I'm saying now. The public deserved to know that we

(01:21:16):
were in settlement talks for eight point one million dollars
to give to protesters downtown. There is no way that
the city manager, the mayor, the entire city solicitor's office,
whomever you want to talk about, and the media should
have known. They should have been digging, They should have

(01:21:38):
been asking questions, They should have been trying to say,
what should we know going into this election. This administration
hid that from the public. Do I believe that it
would have changed the outcome of the election. No, But
we deserved to have that information because Brian Thomas, as

(01:21:59):
a person, a mediate personality, would have done a deep
dive into that would have educated voters prior to voting
that City Hall was about to settle eight point one
million or total of maybe ten million, because the lawyers
are getting two million, and that the city was going
to have to issue judgment bonds, by the way, in

(01:22:19):
order to pay that debt, because they weren't going to
pay the debt. We are paying the debt. We forget
we act like Mayor pure vall is going into his
pocket with his repolled cars, taking the money and paying
out the ten million. He's not the people that are
in the city who are paying that income tax. We

(01:22:40):
are the ones paying this bill. We deserved to know
that information prior to the election. There is no media
outlet in this town that has put that in black
and white for us to see. I'm not focused on
the eight point one. I'm focused on the corruption. I'm
focused on hit that from us. And this is what's

(01:23:03):
wrong with our local government's public that we don't do
a deep dive and we don't look back and we
don't think why didn't they tell us that prior to
the election. It was right after the election. Oh, we've
got this settlement. We're not going to trial, We're not
gonna fight this. We're gonna surrender, and we're just gonna
give out ten million dollars of your money, pay the

(01:23:23):
lawyers two million, and then send out eight point one
million dollars to everybody else. And we're gonna issue judgment
bonds in order to do that. While we're in settlement
talks with Chief Washington, while we're in settlement talks with
Chief CG. Meaning we know there's gonna be other settlements
that were coming. We were aware of those things. We
were absolutely unaware of this. And this is big because

(01:23:45):
it absolutely impacts our police department. It impacts our budget,
It impacts our trust of them, meaning we were to
weigh in and said, no, we don't want you to
settle that case. We want this to go to trial.
What are our options? That's the taxpayers. The taxpayers were
never brought in where there were any public hearings, any

(01:24:05):
discussions for us other than them voting on the settlement.
But we didn't have an opportunity to weigh in. Those
who are paying the bill had no opportunity to weigh
in and say we want to go to trial. I'd
rather pay fifty million dollars and say we had our
day in court. They give them a point one million.
Is that fair, Brian Thomas.

Speaker 2 (01:24:25):
It's fair that you hold that opinion, Christopher. I understand
where it's coming from all day long, and you know,
to the extent they were able to reveal what was
going on in settlement negotiations, I don't know it could
have been governed by the attorney clan privilege or but
the reality that the lawsuit was filed and where we
were in the lawsuit and what the subject matter of
the lawsuit was should have been a topic of regular conversation.

(01:24:48):
So we're at least all aware. And this settlement didn't
come out of the right field, which it seems to
have come out of right field.

Speaker 9 (01:24:54):
Christopher, that's that right field that you describe is the
corruption that their lives, their lives, the corruption you and
I understand it didn't come from rightfield. And if we
had a paper of record that was willing to do
their job to ask the tough questions that the way

(01:25:15):
they used to do thirty or forty years ago, we
would have had this information. And right now there's no
opinion that's going in the paper saying this was wrong.
The way it was handled was wrong. We were in
the middle of an election and this government should have
provided this information to the public. Where is that article.

(01:25:37):
It doesn't exist. Everybody seems to be working together, Brian Thomas,
to undermine the people. And this is what is so
frustrating and why I wanted to start my spleen bit
this morning say I'm not focused on the eight million
eight point one million. I've already talked about that. I'm
this morning talking about the corruption of the eight point
one million, and that's all tied into the Irish contract

(01:26:01):
that just happened to happen right after the election. Let's
just drop down another six hundred and fifty plus thousand
dollars to her, by the way, right after the election.

Speaker 2 (01:26:13):
Yeah, two days later to call corruption, hold on corruption. Well,
I know he has more on his mind. We're out
of time. In the segment seven twenty seven, me mentioned
very quickly, my friends are calling electric for residential electric needs.
It's calling electric and I don't know, but I have
a really strong.

Speaker 1 (01:26:27):
Curency Deep Dog Station.

Speaker 2 (01:26:31):
Seven thirty one fifty five Ker City Talk Station Bryan
Thomas with former vice mayor of the city since Saint
Christopher's Smithman and maybe back Christopher.

Speaker 9 (01:26:37):
You know.

Speaker 2 (01:26:38):
One of the interesting things I talked to Andre Ewing.
Brother Drey was on the program last Friday, and I
asked him specifical about I Iris Rowlie, who's been has
very influential, and he said, and I'm boiling down his
comments too, And I asked him directly along the lines
of well, if Iris Rawley had been against aftab per
vol for whatever reason, if he rubbed her the wrong

(01:26:58):
way or didn't agree to this contract for another However,
many years the six hundred and fifty thousand dollars contract
we learned about after the election. Would it have changed
the election? I specifically said, would Corey Bowman have won?
And he said yes. Now, he's one man with one opinion,
But that suggests that Iris rolely wields a tremendous amount

(01:27:19):
of power among those who show up to vote in
the city of Cincinnati.

Speaker 9 (01:27:23):
Yeah, I don't think. I don't agree there, but that's okay.
I really have high respect for Andre. He's in his
service to our city. But what I will say, and
I think the both of us, Andrea and I would
agree that she actively campaigned for him. So you have

(01:27:46):
a contractor that's getting lots of money, and she's actively
following Corey Bowman around, screaming at him, shouting at him
during the debate or any event that he might go to.
She's showing up and clowning. She was an arm of

(01:28:07):
his campaign. The public doesn't understand that if you're a
city employee, you're not supposed to do that. But what
they've done, is they're slicing this thing. Well, she's not
an employee, she's a ten ninety nine er, she's a contractor.
So therefore, as she takes our money, she can engage
directly in politics. She had a nepotism by giving fifty

(01:28:32):
eight dollars an hour to family members and hooking up
friends down there. And by the way, we had a
whole discussion publicly about invoices that were submitted, lack of
transparency on what our roi, our roi helping young people.
A lot of us believe that that money could be
spent very differently with better outcomes. But why after the

(01:28:56):
election do you give her the contract? It was a
reward public. You did your job, soldier, You went out
there and campaigned for me I want, and now you
get your money. That's what we call corruption. We should
have had all of this information. And by the way,
the city manager isn't asking any more questions about what

(01:29:19):
she's doing, how she's submitting her invoices, who's getting paid what,
knowing that family members are getting paid, friends and family
are getting paid, no questions at all public. But guess
what elections have consequences. We knew that going into the election,
and many in the city just didn't care. They were

(01:29:41):
just so for Oh, I'm not going to vote for
Corey Bowman. I'm going to vote for this guy right here.
And then we find out after the election that his
cars are being repolled, that you and I know as
just financially literate people, that when your cars are being repolled,
that they're you writing you, reaching out to you, your

(01:30:02):
payment isn't made. He asks like, oh, this just fell
out of the sky. They just came and refold my
car in front of the city hall public. That is
absolutely untrue. This is a guy that doesn't even know
how to manage his own checkbook, and he's now taught
now in charge of managing a billion dollar budget, which,
by the way, we have a massive deficit that this

(01:30:25):
city's going to have to resolve because COVID dollars are gone.
There's no more offsets, so they're gonna actually have to
roll up their sleeves and actually do some work down there.
But at the end of the day, this election was
let me pay everybody off. Here's your eight point one million,
two million dollars to the lawyers. And by the way,
the lead lawyer is Irish Rolly's total best friend, meaning

(01:30:50):
al Gerhardstein in Irish Roly are tied at the hip.
They're all this is the guy that brought the collaborative
agreement to the City of Cincinnati. He wrote it. So
Iris and him are on the same team, right, this
is all the same thing. I would not be surprised
that she wasn't even at the table for the negoti

(01:31:10):
is because they will bring Iris into the room if
you talk to the president, the FOP president, they bring
her into meetings that there's no way in hell she
should be in the room discussing anything. But my point is,
at the end of the day, it boils down to
one feed corruption and the second thing it boils down
to is there what is the ROI the violence and

(01:31:31):
skill happening throughout the winter. The violence will continue in
the summer and all of these people will continue to
get paid.

Speaker 2 (01:31:39):
And that's the what results do we get from our
money question that no one seems to be asking or
following up on. Christopher Smith and hold On will come
back just a moment here I want to mention.

Speaker 1 (01:31:49):
De talk station.

Speaker 2 (01:31:56):
Here at fifty five Karrose de Talk Station, Christopher Smith
been on the phone doing an admirable job pointing out
the fraud corruption going on in downtown Cincinnati. Christopher, what
else is on your mind today?

Speaker 9 (01:32:09):
Look what is happening in Minnesota with the corruption. We
have to keep our eye on that. There were thirteen
people charged this week for medicaid fraud. Now, what is
medicaid right? Medicaid is that safety net service that provides free,

(01:32:30):
low cost health coverage for millions of people Americans who
are in the category of low incomes. Why wouldn't the
Democrats be really angry to hear that someone from other
countries we're taking advantage of Americans who deserve and need

(01:32:56):
the safety net services in the tune of eight billion
dollars of corruption coming out of one state. So you
know they're not serious because they're trying to explain this away.
Put it on the back pages, No real articles, no
deep dives. Thirteen people's were thirteen people were charged for

(01:33:18):
medicaid fraud. Fifth week? Oh there going to be more?

Speaker 2 (01:33:23):
Oh yeah, that's that's on top of the ones that
were already charged. I mean, it's we're entering into the
billions of dollars stolen in fraud, waste, and abuse.

Speaker 9 (01:33:31):
Right, not one billion, not one billion that they started with. Right,
you and I know this thing might hit eight nine,
ten billion dollars. This is a deep hole showing that
the governor should have known or did know that congressional
members should have known or did know they were at

(01:33:53):
campaigns events getting money from these people who were defrauding
our government, taking money from the poor, from medicaid, the
people that Democrats say they care so much about, and
then took the money and sent it to their country, right,
took lavish trips, traveled all around the world full first class,

(01:34:19):
spending our precious federal dollars for the poor. That is
what is so crazy about this public that that you
have Democrats that are turning because they're more interested in
gaining power in the mid term elections. They're more concerned
about that than they are in exposing this fraud. So

(01:34:41):
what they're trying to do is act like the federal government.
Trump is on some rage, he's trying to undermine something.
All he's doing is showing us here's a here's a
state that is that is absolutely a deep state that
is engaging in fraud against the poorest people in our country,

(01:35:02):
Our Americans who need this medicaid, these Medicaid dollars that
they've been taking, siphoning that money off for their own
personal gain in order to help political candidates, and sending
the money to Somalia. And by the way, Somalia is
on that list consistently ranked as one of the most
corrupt countries on the globe. So we already know meaning

(01:35:27):
people who are the world knows that Somalia's government doesn't
have it together. And now all of a sudden we're
seeing eight billion dollars of fraud, Medicaid fraud. We've got
to keep saying medicaid fraud. That tells you that they
were stealing from the poor. The thing that the Democrats
say they care so much about, Brian salm Well.

Speaker 2 (01:35:49):
And you can focus on, yes, the program is designed
to help the poorest out there, and yes, the Democrats
typically hold the mantra of the party in favor of
helping the poor. But this is an insult to every
taxpayer taxpayers out there, because I'm glad part of my
taxpayers dollars go to Medicaid program because I want to
help those in life's margins. Well, you know what, they

(01:36:10):
don't care about monitoring the program so much so that
you know they're they're wasting billions and billions of the
dollars that you earn going to work every day and
not doing anything about it. They can't admit that this
is a good thing, the Democrats, because it exposes a
weakness in the program. It's built to not find fraud
wasted abuse, or if it's run by an administration that
doesn't care to look into it, they just ignore it.

(01:36:31):
And the fraud wasted abuse continues and probably increases because
word gets out that there aren't going to be any repercussions.
Look new sheriffs in town. Donald Trump, he gets doge going.
They start looking out into the world and all these problems,
the PPP loans, the COVID relief money, everything else. They
discover fraud, fraud, fraud, fraud, and every American taxpayer should

(01:36:52):
be pissed off, if I may be so bold to
use that phrase. They can't acknowledge it, they can't admit it,
they can't concede it's a victory for the American taxpayer
that we found all this. And you know what, they're
not even done yet finding all this, Christopher.

Speaker 9 (01:37:09):
They're not and the reality of it is you and
I understand you're on the right nerve here, Brian Thomas,
because these programs they're taking money from us, and they're
saying they're helping the poor, and what you and I
are finding out they're not. That they're taking our money
and they're siphoning that money off of their own personal gain.

(01:37:30):
That is so frustrating. Because our federal tax rates are
so high, they keep taking more and more money. They
keep saying they got to tax the heck out of
us because there's not enough money. We need more money
for safety net services. And what the President and the
administration is saying is no, we don't. All we have
to do is identify where the corruption is. They're splitting

(01:37:51):
of money. People are taking the money and using it
for their personal gain. Let's get that out of the
system and then see if we can lower taxes because
we don't need as much. This just has me so
angry because we have so many single moms out there,
we have so many people who have disabilities, We have
veterans out there who are depending on Medicaid as a

(01:38:14):
safety net service for them. This hits everybody out here
who needs safety net services. Democrats out here who do
not understand where you and I are talking about. We
are finding out that a governor and administration knew all
about this most likely, or should have known, that eight
or nine billion dollars was being taken out of medicaid

(01:38:37):
in order to help that state and those the poor
people there. Many they were not getting the services they
should have gotten because the money, the money was being stolen.

Speaker 2 (01:38:48):
You get the nail on the head on that one, Christopher,
just one of a multitude. I started out this morning
having a go at the federal government itself. Joni Ernz
asking for why the United States Postal Service can't account
for twenty one thousand bills. USPS doesn't even know what
they're using them for, pivoting over the Pentagon, failed its
audit for the eighth consecutive year. They can't pass an audit.
They don't have the records to show where the money's going.

(01:39:09):
See this exists in every area of government. I want
accountability from the folks within government. Trump administration, Biden administration
doesn't matter. I want accountability for all these programs. I
want some follow up. I want some people like inspectors
general minding the shop and looking to see. First off,
one is the program doing what it's supposed to do,
actually helping those on life's margins? Too, is the program

(01:39:31):
being abused by fraud? And the answer, at least in
Minnesota was yes on that one. Wait for it for
the Pentagon. Maybe someday they'll pass an audit. We'll find
out what they did.

Speaker 9 (01:39:40):
Give me one more minute. This will get your blood
boiling real quick, because this is why this Okay, this
is what happens. They then go to race and they
want to make you a racist and everybody a racist
for talking about what's happening with Somalia. So you're a
Somalian you now you say you're talking about the fraud.
Now all of a sudden, you're a racist because you're
you're identifying the fraud. I want the public to know,

(01:40:03):
you've got to not allow them to get it to
the identity politics and get us away from the subject
matter of the corruption.

Speaker 2 (01:40:10):
Stipid argument to do that. It's just stupid.

Speaker 1 (01:40:14):
They do it because people are doing it.

Speaker 2 (01:40:15):
Because people cower in the in the act, in the
face of the accusation when it's not supported by any
evidence whatsoever. I don't care if it's the Remulakians coming
from the planet of Remulac. It started stealing. It doesn't matter,
it's the people who stole it. They stole what defines
my and your anger. People stealing money, anyone an American money.

Speaker 9 (01:40:39):
It doesn't matter what country they came from, It doesn't
doesn't matter what part of the world they live in.
But this is what they're doing right now. They're going
to Democrats are going to continue to try to do it.
They're trying to call anybody that calls attention to this
a racist or an uncle Tom or someone who is
not connected. And I say stay on this bone, follow
this story, and to make sure we get Minnesota all

(01:41:01):
cleaned up here and this eight billion and nine billion dollars,
we follow the money all the way to Congress and
figure out who was involved, put them in handcuffs and
hold them accountable.

Speaker 2 (01:41:12):
You got my vote. You got my vote. Christopher.

Speaker 9 (01:41:15):
Thank you so much. I appreciate you. Brian Thomas, Mery
Christmas to you, brother.

Speaker 2 (01:41:18):
Merry Christmas to you and your family. Yeah, look at
all heyo six If if you buy Keroseed talk station,
Brian Thomas, you're wishing everyone a very, very happy Monday
as we fast approach Christmas, but no difference for this Monday.
It's as scheduled, regularly scheduled appointment and appointment listening, at
least for some people. Write Brian James doing a money
Monday thing. Thanks to all Worth Financial for letting you

(01:41:39):
out for a few segments talk about what's going on
in the financial world. Good to hear from you.

Speaker 8 (01:41:43):
Ho ho ho, Merry Christmas. Happy holidays to you and yours.

Speaker 2 (01:41:47):
Get your you gotta your Christmas shopping done?

Speaker 1 (01:41:49):
We do, we do.

Speaker 8 (01:41:51):
Santa is ready, he's got to sleigh loaded up and
he will be here in just a few days.

Speaker 2 (01:41:55):
So yeah, yeah, we are good to go. Love be
glad to hear that the last Christmas gift we had
to buy about it of the weekend. And yeah, I
did use Amazon much of the ciagrete. A lot of
people don't think I should chop on Amazon, but to
get my daughter's fiance something. So I got a care
package put together for Eric and that was it. We're done.
So I was glad to see that. I know a
lot of people wait till the last minute, almost intentionally.

(01:42:16):
It's almost like it's like a sport. For some reason,
I'll be damned if I'm running out on the Christmas
Eve going to.

Speaker 8 (01:42:22):
The ball or see if I find that greatest idea
ever or the greatest deal ever.

Speaker 2 (01:42:26):
Yeah, or the most ridiculous gee, just see it in
the impulse by last minute shopping with no foresight or
thought into that gift you have to get for a
loved one. They're supposed to be a loved one. So anyway,
I got a kick out of this time of year,
and I hope you have a wonderful Christmas holiday Brian
in the great New Year as well. All Right, question
for you first. Now we're going to talk about the

(01:42:47):
latest CPI report showing that the inflation jump two point
seven percent over the past year. We think that's the figure,
and correct me if I'm wrong.

Speaker 1 (01:42:57):
I have some of the data.

Speaker 2 (01:42:58):
But okay, now that sort of stumbles upon to the
issue I had to ask you sort of as a
setup for this discussion, I just read excerpts from an
article by Elissa Finley why the affordability crisis is more
severe in California, and she pointed out, you know of
Milton Friedman saying, listen, inflation is always in everywhere, A
monetary a phenomenon. Okay, that's inflation, but affordability, that is,

(01:43:23):
the price for particular things can vary depending upon locale.
California's paying north of five dollars heading towards maybe eight
to twelve dollars gasoline because they shut down the refineries,
So the price of gas way out of whack compared
to here where just over the weekend, I pay two
thirty a gallon to fill my tank. Now, energy is
part of the consumer price calculations, right, yeah, if we

(01:43:47):
report it, if we report Oh.

Speaker 8 (01:43:49):
These are these are leading comments that I'll make.

Speaker 2 (01:43:51):
They are I understand, So I guess I just kind
of want to know, listen to the difference in just
the regulatory environment in any given state could be wildly different,
impacting the price and throwing you know, the whole idea
of well, what is inflation, you know, like as a
monetary phenomenon versus what is inflation by based upon what

(01:44:14):
you in your area are paying for any particular good
and service. They may be pulling their hair out screaming
about the price of gasoline or the price of bee
for the fact that fast food so much more expensive
in California because the mandatory twenty dollars minimum age law.
But it's not that way when you go out into
the world elsewhere. So some people are feeling it a
lot harder than others.

Speaker 8 (01:44:31):
Oh absolutely, So I have a little bit of a
personal experience with us.

Speaker 1 (01:44:35):
Very recently.

Speaker 8 (01:44:35):
I'm helping a friend who's trying to navigate a new world,
new living situation out in California and just kind of
helping her understand what is the difference. And one of
the little things she went through as a person who
went through a divorce unfortunately and wound up buying a
car from her spouse as just part of the divorce settlement, right,
and she had to pay a bunch of taxes on that,

(01:44:57):
And I knew that was going to happen, but the
percentage that she had to pay really caught my eye.
And I think it wound up being like nine percent
just to buy a used car from her spouse. She
paid nine percent including all the fees and all the
crazy stuff you got to go through, whereas here it's
just sales tax of you know, a normal sales tax
more like six percent.

Speaker 1 (01:45:13):
So it's a little things like.

Speaker 8 (01:45:15):
That that you know, that all add up. Yeah, we
hear all the headline things of gas, you know, in
the just the overall taxation out in California, for example,
but there's all kinds of little extra fees and all
these other things. Yeah, to live in a beautiful place,
don't get me wrong, but that state tries to.

Speaker 2 (01:45:30):
Eat people, no question about it.

Speaker 5 (01:45:33):
All. Right.

Speaker 2 (01:45:33):
Now back to the you know, the hints thing you
were making in so far as what this actual report
does show and maybe some of the data they left
out of it when considering it was a two point
seven inflation.

Speaker 1 (01:45:44):
Yeah, so let's talk about that a little bit.

Speaker 8 (01:45:46):
First off, when I'm not sounding any alarm bells here,
I talked with Andy Stoutter, chief Investment Officer, and he
gave us all an update on this, but which is
that the economists are not really thrilled with us latest
CPI are released because it just contains so little data.
I'm looking at on the BLS Bureau of Labor Statistics page,
I am looking at the CPIU report that literally has

(01:46:08):
three categories of data for October and November. It's got gasoline,
it has new vehicles, used cars, and trucks. Everything else
has a hyphen.

Speaker 1 (01:46:15):
There's no data for food at home.

Speaker 8 (01:46:17):
Food, away from home, energy commodities, electricity utilities. It's just
plane not there. So that's where our two point six
percent number is coming from. And the economists are looking
at this saying, okay, it's not that good. They're not
thrilled with this release, but we're all the most are
kind of holding their tongues, it seems, until December, because
we feel like December will be back online. The reason

(01:46:38):
for this, of course, is the shutdown. We weren't collecting data.
We can to the head of the BLS a while
ago too, it made some major changes to it. So
you know, on one hand, again not time for alarm,
but let's not get too excited that we actually have
a two point seven percent CPI print.

Speaker 1 (01:46:52):
I don't think that's the case all.

Speaker 2 (01:46:53):
Right, But wheneverbody gets back online and they get all
the data points. Going back to here, you mentioned energy,
I know the Northwest is struggling with the energy. It's very,
very expensive. They haven't done pipe projects that would have
helped bring natural gas in lower and provide some relief.
They're all full on green and they're they're struggling with
really high energy prices. Of course, not as bad as Germany,
who went, you know, full on green and has destroyed

(01:47:16):
its own economy doing that. But you know, where you're
producing energy less expensively. Elsewhere in the world, the price
of energy hasn't gone up as much or shouldn't now.
And when they do calculate energy prices as a component
of the CPI, they don't take into account the regulatory reality.
It's I mean, I like to look at inflation as

(01:47:37):
a purely monetary thing. No I would agree with that,
I mean, and that's really what we should be focusing on.
It doesn't matter what the where the components of the
costs are coming from. The cost is the cost, because
it's got at the end of the day, it's coming
out of our pockets. The C and CPI stands for consumer.
We are the ones who pay for it. So yes,
we absolutely should be measuring that. Now, you can see
numbers in the same report for electricity they do.

Speaker 8 (01:48:00):
You have unadjusted twelve months ending November twenty to twenty five,
which again this isn't perfect, but year of a year,
electricity is currently showing at six point nine percent and
piped gas is nine point one percent. Now again that's
not including October and November because there's just no data,
so those numbers are still a lot higher than we
would want them to be. But hopefully again this December

(01:48:20):
number will clear things up and maybe we'll have maybe
you and I be having a different conversation in January.

Speaker 2 (01:48:24):
We'll see how this works out. We keep our fingers
crossed that it's even lower than two point seven once
to get all the data in.

Speaker 1 (01:48:29):
But do they do they.

Speaker 2 (01:48:31):
Provide going back to my point, do they provide regional
inflation numbers? Like, you know, folks in this particular area
of the country are paying ten percentage points more for
energy versus say, I don't know, pick a state out
in the Midwest here, this's got some reliable, abundant power
resources where we're paying less. Do they show it in
that form, like maybe an advertisement for states with lower

(01:48:51):
regulatory schemes and thus better affordability.

Speaker 8 (01:48:54):
Not in the reporting that I'm looking at that they
do get pretty in depth, but they don't report that
at the national level because they're speaking to a national audience,
and I think they really normally, I think we really
want to be super quiet about this until we actually
get to a point where we've got.

Speaker 1 (01:49:07):
Good news to share.

Speaker 8 (01:49:08):
I think this administration has been very willing to be
loud about the good news and very quiet about a
lot the more frustrating news.

Speaker 2 (01:49:14):
Yeah, I just kind of am harping on it, a
dwelling on it because I know Donald Trump, everybody's looking
at him to do something about inflation. I mean that's
a big challenge. Of course, you got the FED involved
with that, but you also have the realities, like there's
the lowest beef herd head count since the nineteen fifties.
Your price of beefin is gonna go down, and Donald
Trump can't wave a wand and produce like double the

(01:49:37):
heads of cattle on any given farm. So that seems
to be out of a quick fix relief. You know,
energy prices are far more expensive in California because they're
shutting down refineries and coal plants left and right. And
I mean they're just some things that are completely out
of a president's hand. That's why I raised this as
an issue. He's got a challenge on his hands. People
want him to do something, but he can't in many cases.

Speaker 8 (01:50:00):
Yeah, yeah, Now I did did just locate the for
so it does break down into four regions. Oh and
this is again this is fuzzy numbers because it's still
in it's including the data that we just talked about.

Speaker 1 (01:50:10):
It doesn't exist.

Speaker 8 (01:50:11):
But then there's four regions Northeast, Midwest, and West. Every
one of them is three to three point one percent.
The South is two point two percent. So if you're
looking purely for inflation, inflation to be lower, I guess
move north. But I would still hold off until we
get some of these blank spots filled in on this report.

Speaker 2 (01:50:26):
So security facing cuts, who's gonna save it? And some
Americans don't believe it's even going to be around when
they retire those topics coming up with money, mondays Brian James,
I hope you can stick around fifty five KRC dot
com for more and from the program at eight forty
for our hair seat care sit helping folks out there
in the senior community. Is doing a great job every
single day, doing a great job for financial planning for

(01:50:46):
his clients. Brian James, talking money matters. Let's move over
to soci's security. The giant train wreck that's been We
have seen the light at the end of the tunnel,
and it is a train It's not a beautiful light
of relief. So Security is on a train wreck, and
we've all known it. Nobody is willing to touch. It's
the third rail of politics. And I saw this study
you have from the Cato Institute. Shocking no One, Fifty

(01:51:08):
three percent of Americans under thirty say they'd rather cut
benefits of those currently receiving Social Security. By contrast, eighty
nine percent of seniors age sixty five and older say
younger workers should pay higher taxes to keep it benefits steady. Yeah,
but everybody voting for them, so I vote for me,
go meet, And that's exactly why they are elected. Officials
won't touch so as security. They want to be re elected,

(01:51:30):
and by touching it, it usually means having to control
the expenditures because we're running out of money. Brian James,
please unfold this for us.

Speaker 8 (01:51:37):
Yeah, So, Cato Institute did a survey to confirm what
we all kind of know, which is social security doesn't
actually work and people are mad about it. So now
social security in general is highly supported. Eighty three percent
of Americans do say that, Yeah, that's probably a good idea.
It's seventy percent of people think that social Security benefits
are going to be reduced in the future. This is
a drum beat that I hear all the time, Brian Thomas.

(01:51:58):
People will always make the well, I can't count on
Social Security because it's going away.

Speaker 1 (01:52:03):
No, it's not.

Speaker 8 (01:52:04):
It would have to be voted out of existence because
right now there is an entry on the top of
your pay stub, on the top of my pay stub
that says FIKA. FIKA is social Security taxes. So as
long as they keep pulling taxes off the tops of
our pay stubs, that's going to fund Social Security. If
they do absolutely nothing, then benefits on retirees in the
future will have to drop bay about twenty five percent,

(01:52:24):
but the program will be still solvent, so it's not
going anywhere. However, thirty percent believe that it won't exist
at all.

Speaker 2 (01:52:31):
Well, okay, you're a financial planner. You're sitting there with
your client and they're off the mindset that it's not
going to be there, and that their goal then is
to plan financially for a time when they will not
be able to get a Social Security check or maybe
even though it'll be a lot smaller. Isn't that a
healthier perspective when it comes to trying to save and
manage for retirement thinking it's not going to be there,

(01:52:52):
and then magically when it shows up and you do
get that additional benefit, assuming it's still around, that that's
just gravy on your retirement depends.

Speaker 8 (01:53:00):
I mean, some people just aren't going to be able
to make it period without social Security. So if you're
really going to try to plan without it, well, then
you need to find a buddy to live with, find
another retired comple.

Speaker 1 (01:53:10):
Share housing with. Maybe you already are.

Speaker 8 (01:53:12):
I mean I'm referring to married couples here too. It
can just be too big of a hurdle to get over,
you know, to completely assume. Now, now I do encourage
let's run the numbers. I always say, let's run the
hunky dory scenario of your financial plan, of your cash
flow projection. You know, nothing bad ever happens again and
everything you whatever promise comes to you. Here's how that looks.
That's your baseline. Now, let's run it again and reduce

(01:53:32):
social Security by twenty five to thirty percent. And if
that doesn't work, what changes do we need to make
right now? And that's always either going to be save
more work longer, or expect less spending. If you can
manipulate those three things, you can make it work. And
then sometimes, yeah, I'll do a third one with if
somebody is truly kind of paranoid, let's do a third
one with social Security not in the mix at all.
And for some people it's not on the table. That

(01:53:54):
means you simply can't afford to retire. So if you
want to plan for that, that's fine, but you are
kind of planning for, you know, kind of the end
of the word world, and the math does not show
that at this point.

Speaker 2 (01:54:02):
Well, and that's the beauty of having a financial planner.
You've got these programs that do all those number crunching
in scenarios. Doesn't it run like through a thousand different
scenarios of where the market could and might go from
the worst case scenario to the best case scenario.

Speaker 8 (01:54:15):
Yeah, that's the big variable is always what are my
investments going to do? Right, we can figure out what
spending is going to do, We can attach inflation figures
to all that. You know, we can look pretty deep
in somebody's lifestyle. Those numbers are kind of sort of fixed.
They don't tend to waver too much. But we don't
know when the market is going to take chunks away.
All that we know is that it will, so we
do something called Monte Carlo analysis, which basically means, let's

(01:54:36):
figure out what kind of cash flow you're going to
need over the remaining decades of your life, and then
let's run it literally a thousand different times. And across
those thousand times. Is you know, the market takes a
hit upfront, the market takes a hit later in life,
somewhere in the middle, all those kinds of things, and
then the outcome of that is a batting average. How
many times out of a thousand do I make it

(01:54:56):
all the way to the end with at least a
dollar in the bank. That's called Monte Carlo analys and
it doesn't. There's nothing there has nothing to do with
guarantees or anything like that. We're not trying to bat
a thousand. We're just trying to understand how far in
our direction can we lean the odds by the tweaks
we are making.

Speaker 2 (01:55:09):
Now, that's good and again another value having a financial planner,
and one that is, uh, it was a fiduciary obligation
to you. That is, not trying to sell you something
and not charging u a fee for their work, So
got that in for you, Brian. Now what about fixes
the Social Security? I mean, I've heard a million different
ones at income based eligibility maybe, I mean, I don't know.

(01:55:31):
There's a variety of different things extending social Security out
to later retirement time. People are living a lot older
than they used to be. I mean when it's first
started under FDR, how many workers did they have for
every recipient? It was like fifteen or twenty or something,
or we're down to single digits.

Speaker 8 (01:55:48):
Yeah, the pressures here again, we've seen this train wreck
coming in slow motion as you reference, yeah, for decades now,
and it was simply because there were so many more workers,
you know, when we had the greatest generation, the Baby Boomers,
largest generations, all working at full tilt and generating money
into the system.

Speaker 1 (01:56:05):
Where now we're on the.

Speaker 8 (01:56:06):
Back end of that, where less is being earned. There
are smaller generations out there and less is being earned
by them on average, just because of the way the
demographics have worked out. And so there's just less money
flowing into the system. Now, there's a million ways we
can change this. We can raise taxes on workers, we
can cut benefits. It's really we either have to put
more money into the system or take less out. Now,

(01:56:26):
there's a million ways that can happen. You can make
people work longer. We've already done that. The sociecurity age
has moved forward. There were major reforms done in the eighties.
We also began payroll taxing or not pay wel. We
also began taxing social security benefits for those of you
don't know, you do indeed pay taxes on Social Security benefits.
And again we can change the ages that you're eligible,

(01:56:47):
all those kinds of things. I mean, I think truthfully,
the answer is going to have to be some combination
where everybody sacrifices something otherwise we're just gonna end up
with a generational war.

Speaker 2 (01:56:55):
Well, it would be a fairness element along those lines.
Body had to tighten their belt a little bit. Then
you could at least sell it as a package that
everyone gets impacted, not just one group or another. Complicated, absolutely,
and the of the worst part about this, Brian has
come up now for the third time that we have
seen this problem unfold, and people have been ringing alarm

(01:57:17):
bells about it for so long, and yet nothing really
has been done by way of you know, a really
solid fix Yeah.

Speaker 8 (01:57:23):
And I think the reason for that is because no
politician can stand up on their soapbox and promise to
give somebody something. This is all taking away by fixing this.
There's no there's no way that anybody benefits other than
the the Maybe we can maintain the status quo if
everybody sacrifices a little bit but nobody gains anything. So
that person is going to have to stand on their

(01:57:43):
soapbox and champion fixing social security by convincing three hundred
million people that they all need to sacrifice something that
will make them a sitting duck for their next election.

Speaker 2 (01:57:52):
Well, maybe you need a lame duck president to advance
that agenda. That'd be nice that we have those every
few years. Nobody rings it up, Brian James. Hold on,
we're gonna talk about the sec You're gonna have to
explain this one to me. I admit my ignorance on
tokenized stocks and how that is a move toward blockchain.
That's what we have, Brian James, or will continue just
a minute. Hang on fifty five KRC, the talk station

(01:58:15):
Doctor with all with financials, Brian James doing Money Monday,
and every time we start talking about bitcoin blockchain. I'm
just my eyes glaze over, Brian, I've had to explain
to me a million times, listen, how that's how, that's
how valuable a membership in mensa is. I can't even
understand blockchain, So, yeah, go ahead and make fun of
somebody who's got that, all right, It's just I know

(01:58:36):
it's a security thing, blockchain, and I understand it's it's
pretty darn good when it comes to security. But how
does this mix in with what we're talking about today,
the idea of tokenizing stocks as it relates to block
I actually.

Speaker 1 (01:58:49):
Like this update.

Speaker 8 (01:58:50):
So so I've done a decent amount of reading on
how this works, and I'm not an expert by any stretch,
but I do know a little bit, and then having
thirty years of being a financial planner.

Speaker 1 (01:58:58):
It all kind of makes sense.

Speaker 2 (01:58:59):
That helps.

Speaker 1 (01:58:59):
Yeah, that does add a little bit.

Speaker 8 (01:59:01):
So the basic core function of the blockchain, which everybody
associates with crypto, that's kind of where it came from.
It's one what underlies bitcoin, the entire Bitcoin network, and
really most of crypto nowadays. But the whole point of
it is it's just a record keeping structure where there
is a copy of the Ledger on every computer on
the face of the earth, and if you're gonna fake it,
then you have to manage to change every single copy

(01:59:23):
out there across the universe. That's what makes it secure.
Everybody sees the same information. It has to be changed
all over.

Speaker 2 (01:59:28):
The place, so it's the ultimate transparency exactly.

Speaker 1 (01:59:31):
And you can see these things.

Speaker 8 (01:59:33):
You actually can look in and see what wallet owns,
how many bitcoin and all that other stuff, because it's
all publicly available.

Speaker 1 (01:59:39):
So that's where the security comes from.

Speaker 9 (01:59:40):
Now.

Speaker 1 (01:59:40):
The reason we're talking.

Speaker 8 (01:59:41):
About it today though the SEC has approved a plan
to tokenize US stocks. Now this has nothing to do with cryptocurrency.
Stocks are not becoming crypto or anything like that. All
it is is that the Ledger program is being updated
technologically speaking, to make.

Speaker 1 (01:59:55):
It more efficient. Now why this is important.

Speaker 8 (01:59:58):
When I started this industry, settlement time for a stock
trade was something called T plus three, which means time
of trade plus three business days. If I sold something
on a Friday, my money wasn't going to be available
until the following Wednesday, three business days. Then it went
to T plus one in about twenty seventeen, and this
will hopefully make it almost instantaneous because of the way

(02:00:20):
the blockchain infrastructure works, so you could have access instant
access to your money. What this means is that if
you're calling me needing a distribution from your IRA or
your investment account, I might be able to send it
out the same day, oh, versus telling you wait until
tomorrow or maybe the next.

Speaker 1 (02:00:34):
Day, you know, barring holidays and all that kind of stuff.

Speaker 8 (02:00:36):
So I do think this is a good thing. I
just don't want people to get worried that stocks are
becoming crypto. That's not what's happening.

Speaker 2 (02:00:41):
Okay, But I wrote down the word privacy when you
were talking about that. Because everybody in the world has
this blockchain, they know what's in the wallets. They can
they trace a particular wallet to a particular individual. Because
if that's the case, then they Tokenizing your stocks would
allow people to have a clear understan of what your
stock portfolio.

Speaker 1 (02:01:01):
Yeah, this is this is a little different.

Speaker 8 (02:01:03):
I mean what I was referring to there is the original,
because remember bitcoin does not exist on a network. It's
just out in the universe, right, everybody can see it.
This is still going to be behind closed doors. It's
just allowing the big custodians to move things more quickly
because they're going to be synchronizing all of their ledgers
across the whole universe. But it doesn't mean that the
general public can see it. That is definitely a Bitcoin thing.
It's not as private as you might. There's some great

(02:01:24):
books out there about how unprivate that actually is, really,
but that.

Speaker 1 (02:01:27):
Is not what's happening here. I really want to stress.

Speaker 8 (02:01:29):
That this is this is literally as big as you
know in the sixties and seventies when big brokers just
went from paper certificates to electronic and things got a
heck of a lot faster.

Speaker 1 (02:01:39):
This is another iteration like that.

Speaker 2 (02:01:41):
So I guess the ledger in this particular case is
everyone who has any interest in any given stock, So
they would all know what's been sold. I mean, because
there's a finite amount of shares available for any given
company that's traded, right, sure, everybody who's trading in that
particular stock on behalf of people, they would all know
real time what trades have happened and how much stock

(02:02:02):
is out there or how much has been withdrawn.

Speaker 8 (02:02:05):
Yeah, well that's true, but that that's available anyway, I mean,
that's just trading data on a daily basis, so that
doesn't change things. And there's gonna be rules and that
this is they're building this out now. There will be
rules in place to say who owns what. But remember
these are publicly traded security so the information as to
who owns how much that's definitely out there. You've always
been able to find that stuff. You can see who
the you know, the major shareholders are in the perspectus

(02:02:25):
is you can look on websites and see who owns what.
That's what publicly traded means. So that part is not
really going to change.

Speaker 2 (02:02:31):
All right. So just the speed with which we can
get access to the money that we've put away.

Speaker 8 (02:02:37):
For sure, And again I do believe this is a
good thing. I know from my day to day and
our operational folks here at all worth it will be.
It will be helpful to reduce the amount of time
that we can promise somebody, Hey, your money's going to
be in your checking accounts so you can go pay
your bills.

Speaker 2 (02:02:48):
Okay, if that's ultimately what we get out of it.
And there's not any pitfalls that I haven't created on
a whole cloth in my mind, for lack of understanding
on how this works, and they do have a decent
regulatory environment that actually makes sense in place. All right,
I'll go for that as a concept anyway, Brian, we'll
probably talk about it as we closer approach the launch
date of this happening. Right, I bet this will be
a topic in twenty six big time. And in twenty

(02:03:11):
six you and I'll be talking on Mondays again. I
pray we will. We will, indeed, wonderful Brian James, for
my entire listening audience, my family to yours, wonderful Merry
Christmas to you and all the folks over at all Worth.
I hope you enjoy the holiday season, and I wish
you in advance of happy New Year as well.

Speaker 5 (02:03:27):
You as well.

Speaker 8 (02:03:27):
I'm mery Christmas. Do all happy belated Hanikah and so
on and so forth. All that to all the families.

Speaker 2 (02:03:33):
Take care of my friender it's Patty, Patty Scott Heart
for seniors. I love having her in the program. So
she just provides me with so much uplifting information and
really illustrates the value to me of the morning show,
allowing me the opportunity to provide some great information about
these wonderful charitable organizations out there trying to do right
by people, and as far as the senior community is concerned,

(02:03:55):
you're not going to find a better group of people
than Heart for Seniors Foundation, which you can find online
at Heart That I'm dot org five o' one c
three nonprofit. Thank you to the very very very wonderful
listening audience for the contributions you've made to the organization.
But also, and Patty's going to be talking about it,
the seniors out in the audience who've been able to

(02:04:16):
get the assistance they need by reaching out the Heart
for Seniors And apparently the response, Patty Scott, good to
see a response has been rather overwhelming.

Speaker 6 (02:04:25):
Good to see, Brian. We love your listeners, we love Cincinnati,
we love Kentucky. I'll tell you what. You go from
north to south, and those followers are are near and
dear to our heart. The senior population is just ignored.
I mean, it's just it's sad. The resources are just scary,
especially for those of us that are Sandwich generation that

(02:04:46):
are taking care of our parents and still taking care
of our kids. So we just want to be there.
I got to tell you, it's been obviously our technology.
If you've got a parent or a neighbor that's incontinent,
if you have someone who has COPD or and justin
heart failure, we have the technology that can help. But
what has just been so overwhelming are the wounds.

Speaker 1 (02:05:07):
The you mad.

Speaker 2 (02:05:09):
You're the first person to make me aware that seniors
have problems with their skin. It gets so frail that
it tears. It's like so bad.

Speaker 6 (02:05:16):
It's it's so bad, like they could just bump into
a wall and the skin breaks open, and then if
it's not caught or saved, it could be very very dangerous.

Speaker 2 (02:05:26):
Oh, infections, infection.

Speaker 6 (02:05:29):
And then the problem is is the bandages that are
out there now tear the skin even worse. So listen,
we are here, We will send samples, we have boxes.
We have people who continue to come back. They go
to the dermatologists, get stuff cut out, and then they
have bigger problems and issues. So listen. The holidays are
around the corner. If you haven't gotten your neighbor, your

(02:05:50):
loved one, your grandmother, your mother, your father, anything, call us.
Let us help you package the most beautiful gift ever
to give them, Give them the gift of skin, save
their skin. But more importantly, you know, we're so excited
we were able to get several organizations out Santa Shoe
Boxes to be able to get some home bound seniors.

(02:06:13):
If you know any homebound seniors, let us help you.
Let us get some something out there to help them.
But more importantly, we're here for a resource. We had
people last week who had parents and hospitals and they
didn't know what to do. They were they long term
care facilities. Do we send them here? Do we send
them there? Just call us.

Speaker 2 (02:06:32):
You're our phone. And we're not just a technology, not
just a band aids. So it's not band it's bandied.
These are specifically designed skin tear related bandages, special design.
But you're more than that. You're a resource education dealing
with people who either in that position or you know
somebody one of the family members who's struggling with it.
What do I do? What do I do?

Speaker 6 (02:06:53):
Yes, Yes, we'll help you be an advocate. Will help
you be an advocate to speak on behalf of your mother,
your father, and your neighbor. It's amazing. We've been talking
to a lot of firefighters recently. I can't tell you
how many, nine to one one calls they make out
to the homes strictly just because of cuts and tears,
and what's sad. This is what's sad. We talked to
the police chiefs and the fire chiefs. They have gauze tape,

(02:07:17):
they don't really have the actual skin tear mechanisms to
be able to put so, and that's a lot of
their calls. Or just somebody bumps into the wall and
something just breaks open. So I know, I know.

Speaker 2 (02:07:32):
That's why. I mean, if you have the knowledge, like,
wait a second, there's a product out there that deals
with this, Yes, there is, Yes, Oh my god, we're
not gonna have this problem anymore. There you go. These bandages.
I've used the parallel before. It's like when you pull
a post it note off whatever it's stuck to, it
just comes right off. It sticks there all day until
you gently pull it off, and it doesn't have any problem.

(02:07:52):
No adhesive sticks to the wall it's hanging from. It
just tears right up. That's the way these bandages work
on senior skin. Yes, that delicate skin will not tear
when you pull the bandage off.

Speaker 6 (02:08:02):
Correct. And for those families taking care of their loved
ones at home, you know, We know the burden, especially
when they're incontinent. Just the thought of your loved ones
sitting in their urn, in their feces, you know, and
for a long period of time that generates skin break down.
And we have the technology that can help you. We

(02:08:22):
have the technology that can it's alert response technology that
can help you while you're caring for your loved one
at home.

Speaker 2 (02:08:28):
Yeah, and that's the first technology that you brought to
light when you first came on the Morning Show. That
the monitor for the adult garments that send you an
alert to your smart device, both like in facilities where
they're taking care of seniors. Yes, it goes to the
nursing station. They know who has soiled themselves and who doesn't.
So the schedule isn't a schedule. It's more dealing with

(02:08:49):
the problem on an as needed, immediate basis. It just
it's a well oiled machine.

Speaker 6 (02:08:54):
It is. And we're excited in twenty twenty six thanks
to your donations, and we can tell you to need
the donations. One of the things we heard back from
your listeners are fall risks. Falls are scary.

Speaker 2 (02:09:06):
All right, well'll tell you what since it Tate forty
five will pause and we'll talk about the new technology
to deal with falls as well as the upcoming advancement
or enlargement of the wrist wearables. You folks out there
with Apple watches come in your directions, so you don't
need to even buy a new piece of equipment to
get this wonderful technology. Heart Number four Seniors. There's a

(02:09:28):
little donate button up there. I've used that before. You
too can provide some help for this wonderful organization so
it can achieve these noble, noble objectives. More with Patty
Scott just pause from Romide.

Speaker 6 (02:09:39):
Right back fifty five KRC Drowning an IRS debt if
you can't.

Speaker 2 (02:09:43):
Afford eight forty nine. Happy Monday made happier because Patty
Scott from Heart for Seniors in the studio and just love, love,
love what they are doing for the senior community out there.
Whether you're in an assisted living facility or you were
at home getting care from a loved one, they're trying
to make your life a lot easier. And so we've

(02:10:05):
talked about the bandages. They come off, they work great.
I was thinking about your comment about emergency medical services.
They use regular gauze and just so they have the problem.
They're creating the tear problem by attending to the wound.
If there's an EMS person out in the listening audiences,
wait a second, how come we don't have that they

(02:10:26):
what do they do? I mean you're talking about a municipality,
a township EMS. That's a funding question. You know, they
need the resources to get the bandages to avoid all
these problems that they're creating using the old school methodology.

Speaker 6 (02:10:37):
Call us. We can help them, we can direct them,
we can get them exactly what they need, and ironically
what we have is less expensive than what they're currently buying.

Speaker 7 (02:10:45):
We have.

Speaker 2 (02:10:48):
Do this for seniors and for the municipal tack pair.
It's the right thing to do. Hard number four seniors
dot orgs where you find them. Is there a phone
ever you want to give out?

Speaker 6 (02:10:57):
I mean yeah, five, three four four four. Twenty thirteen,
Please call us. Let us be a resource for you.
Let us get samples out to your neighbor, let us
get the technology. I get to tell you we have
exciting things coming for twenty twenty six. Thanks to your donations,
we add a lot of your listeners. Tell us that
outside of incontinence, outside of COPD, outside of congestive heart

(02:11:20):
failure outside of skin tear. One of the biggest concerns
and fears they have are false.

Speaker 2 (02:11:26):
Absolutely, the statistics are insane with broken hips.

Speaker 6 (02:11:30):
Falls and UTIs and UTIs too. Yeah, UTIs can go
so bad, so quick. So we have some really cool
technology that we're hoping by first quarter we'll be able
to release on the existing technology that can alert us
alert response technology to potential false.

Speaker 2 (02:11:49):
All right, so currently your alert response technology alerts the
blood pressure.

Speaker 6 (02:11:53):
So currently we can do incontinence, which is moisture or
bowel movement, or if some but he doesn't have moisture,
it could potentially mean they're dehydrated, or if they haven't
had a bow movement, that's really severe and could potentially
alert to a fecal impaction, which is boo related and
not good. On the wrist, we can do heart rate

(02:12:15):
pulse socks, which is major and we are testing a
real blood pressure, so we'll see where that goes. We
don't like to release anything until it's tested and really confirmed, right,
but that's something that obviously is near your and temperature
right temperature can alert to UTIs, pneumonia, things like that

(02:12:37):
ahead of time.

Speaker 2 (02:12:38):
Yeah, spy contemperature red flag in pretty much all cases.
And that is the wrist wearable that you're currently.

Speaker 6 (02:12:44):
As well as the incontinent smart breath.

Speaker 2 (02:12:46):
Then you sell those on the heart for Seniors dot org.

Speaker 6 (02:12:49):
Or donate them, or donate donate them. I mean everything
that comes in is a donation. Everything is a donation.
So we can get it out too, friends, families, doesn't matter.
It's all five on one C three donations.

Speaker 2 (02:13:00):
Wonderful. So you've got though an even larger technological development
coming and I'm really excited about this one, and I
really hope it works out because you know, in your
particular case, no big deal given what you get in
return for purchasing the or or getting or receiving a
donation of the wrist wearable. It's your wrist wearable. It's
not Apples. But you know, dang that technology has to

(02:13:24):
exist an Apple, can you expand it to gather the
information that you want, pul sox, heart rate, et cetera.
Is it coming? So?

Speaker 6 (02:13:32):
So for us it was about accuracy. We know ours
is accurate. The watches that were we had a lot
of people ask about the Iway. The problem with it.
It wasn't accurate with this new eleven that has come out,
we've been able to partner with them and we're doing
some testing by being able to put our actual alert
response technology ecosystem onto the actual watch itself.

Speaker 2 (02:13:54):
Like an app loading an app.

Speaker 6 (02:13:55):
You get your start sort of kind of. Yeah, hey, listen, I'm.

Speaker 2 (02:13:58):
Boiling it down. It boiling it down to Thomas understandable. Yeah,
sort of.

Speaker 6 (02:14:03):
And so so far, based on the new technology that
they have, we have shown some very good signs.

Speaker 2 (02:14:11):
Oh wonderful that it's.

Speaker 6 (02:14:12):
Working, and we're hoping by January we can have that available.
So if somebody doesn't want to use our technology, but
they have a current up to date has to be
a special one of the elevens AR alert response technology
would work on that. Okay, and you are, We're so excited.
Let me know we will. We will because with that

(02:14:35):
comes a whole slew of some other really cool things
from sleep to falls, to a whole lot of other
things that we can incorporate.

Speaker 2 (02:14:43):
Yeah, the whole fall thing is just that just wigs
me out.

Speaker 6 (02:14:47):
It's just so crazy.

Speaker 2 (02:14:48):
And I think about my mom. Mom, I love you,
and I hope you're feeling better, and mom My listening audience. Please,
if you don't mind my prayer for listening audience. She's
dealing with the flu and my mom is just as
angry at me as she can be right now for
even saying it out loud. But I'm looking for those
who believe in the power of prayer. Just take it

(02:15:08):
just a second to shoot one of my mom's direction.

Speaker 6 (02:15:10):
Yes, yes, I love her.

Speaker 2 (02:15:12):
It's terrible flu.

Speaker 6 (02:15:14):
Ugh prayers up for her. So please give us a
call five one three four four four twenty thirteen. Let
us help you. Let us talk to you. Let us
advocate for your parents, your grandparents, your neighbors. Again, if
you don't know what to give out this holiday season,
call us. Let us send you some skin tair dressings,
give the give the gift of skin.

Speaker 2 (02:15:36):
Yes, and they come in all sizes, all the sizes.
I just laying in bed is you can tear a
senior's backside like bed sores. It just but it happens quickly, quickly.

Speaker 6 (02:15:47):
My mom had a brain bleed two weeks ago, and
literally I sent it to you so you could see it.
I mean less than three days in ice you and
we had skin breakdown behind the heels, We had skin
breakdown in the safe cal area and literally I brought
in our dressings, put them on him and put her
on him in within days. People were like, what.

Speaker 1 (02:16:08):
Is that right?

Speaker 2 (02:16:09):
That's just that's amazing.

Speaker 6 (02:16:11):
From breaking down? What is that?

Speaker 2 (02:16:13):
Or prophylactic use of one if you're going to be
in bed in bedridden, put one one on.

Speaker 6 (02:16:17):
A regular basis.

Speaker 2 (02:16:18):
Happened.

Speaker 6 (02:16:19):
Make it a part of the daily routine.

Speaker 2 (02:16:22):
Heart for Seniors, Heart that I'm before Seniors dot org. Please,
if you have it in your heart to make a contribution,
it's going to go a long long way and it's
going to people that are truly in need. Otherwise, if
you need this type of care, get and touch them
through the website or give her a phone call. Patti Scott.
God bless you for what you do. I will look
forward to talking with you next year as you come

(02:16:42):
out with more technology, all for the benefit of folks
who have reached their senior years. They are well worthy
of all the work that you were doing and all
the work and effort that my listening audience provides some
God bless you. Marry Christmas to you and everybody.

Speaker 6 (02:16:54):
Merry Christmas to you, Brian, and thank you for everything
you have done for this organization. You love seniors and
your heart is amazing well