5KRC Tuesday Show - Dave Williams, Steve Goodin, Breitbart, Deep Dive

Episode Transcript

Speaker 1 (00:08):
Five oh five fifty five k r C the talk station.
Happy Tuesday, sense.

Speaker 2 (00:24):
Will a vacation And that's the way the news goes.

Speaker 1 (00:33):
It is, indeed, and try to make it a good Tuesday.
Government shutdown coming your way tonight at midnight. Great congratulations Obamacare,
uh COVID era subsidies for you to get on Obamacare
apparently the sticking point for Chucky Schumer and the rest.
Although these subsidies are subsidizing people to make some significant money,
the whole point of that was to get people on

(00:53):
government healthcare. Right. You got six you make six hundred
thousand dollars a year, you get a subsidy. Why cool covid.
COVID's over. Got a lot of reasons to say, let
the Obamacare enhanced premium subsidies expire, a variety of reasons.
The market is just completely turned upside down? Why because
of governmental regulations and there's dangling carrots that incentivize people

(01:16):
who otherwise would choose something better and different to go
into a government subsidy program. It's all government health care.
It's what it's all about. Ultimately, I guess it's Medicaid
for all is ruly behind the scenes, what the Democrats
are pushing for hook yourself up to the bubilical court
of government for the purposes of well, perhaps medical care.

(01:36):
They might save your life, or due to rationing and
short supply because of market forces that don't exist anymore,
you know, you might not get medical care anyway. We've
got a lot to talk about on now. What's coming
up this morning? Excuse me, get my voice going. Dave
Williams Taxpayer Protection Lines. Dave Williams joins US seven oh five.

(01:56):
We'll talk about drug pricing, costing, the mare and taxpayers,
vaping and smoking policies day. Dave fire Call lost his
father to smoking. He's a well supporter of the idea
that you and I could vape rather than smoke, because,
in spite of the fact that may not be completely
good for you as a nicotine delivery system, it's better
than lighting a tobacco cigarette anyway. Dave real advocate on that,

(02:20):
providing you with an exercise of choice to keep you
away from something it's more deadly. Plus, we'll also talk
with Dave about airline antitrust issues that at seven oh five,
the return of Steve Gooden running for Sincinni City Council
Steve Gooden are well resident lawyer expert. I always take
a back seat to Steve Gooden's expertise when it comes

(02:42):
to analyzing matters legal iris rawly. One of the subjects
that Steve wants to talk about today her contract, the
fact that she employed her son, who probably wouldn't be
a city employee if it was subject to the nepotism
rules Iris stralla, because she's a subcontractor not a city employee,
making five hundred and seventy thousand in her most recent contract,
I guess can hire her son as a part time

(03:03):
job making what was it four four hundred dollars a
month or something like that. Yes, Steve will talk about that,
plus will also give us an update to how his
campaign's going. Great guy, my friends in the city of Cincinnati,
please consider Steve Charter right candidate. It's Tuesday. We do
the inside Scoop with bright Bart News every Tuesday. Today
Deputy Policy Director Bradley Jay returns to talk about, Yes,

(03:26):
the government shut down. Daniel Davis deep dive retired Lieutenant
Colonel Daniel Davis Every Tuesday at eight thirty. Today, we'll
talk of course Russia, Ukraine and the twenty point Plan
Donald Trump announced yesterday to end the war in Gaza.
Will it work? It's like Israel's kind of embraced it
in spite of the fact that it leaves the door
open for a two state solution. I thought that was

(03:47):
rather interesting. You wouldn't think the Israel would even entertain
the concept of a twoesdate solution given all the pronouncements
against it. Question, will Hamas embrace it and release the hostages?
I thought it was rather peculiar. Hamas apparently not in
control of where the hostages are. I saw this. Hamas

(04:10):
supposes disarming or destroying its weapons. The part of the
twenty point Protocol group also previously said that it would
be difficult to release all the hostages, and the plan
calls for within forty eight hours. Now, you'd think that
will be an easy ask, right, Okay, you got the hostages,
let them go within forty eight hours, we do a
cease fire, okay.

Speaker 3 (04:31):
Well.

Speaker 1 (04:32):
Corner of the reporting of the Wall Street Journal, Hamas
had previously said that it would be difficult to release
all the hostages within forty eight hours, as it has
lost contact with some of the groups holding them for weeks,
not exactly a unified coalition of Hamas terrorists. Anyway, I

(04:53):
thought that was just a little fun fact complicated the
negotiation process. I'll keep my popcorn out on whether that's
going to bear fruit. And of course Daniel Davis will
certainly chime in on that. Maybe also chime in on
the fact that Ukraine hit another Russian electric plant. Some
suggests it could be a turning point. The Belgarod thermal

(05:17):
power station sixty megawatt facility apparently blew up that facility,
resulting in the city of Belgarod losing a third of
its power. It's the city of three hundred and fifty
thousand people, about twenty five miles from the Ukraine border,
described as a key logistical hub for Moscow's war effort.
Will that change the dynamics? Something tells me Daniel Davis

(05:38):
will say no, all right. Fail to reach an agreement
on shut thatwh five three seven fifty eight hundred and
eighty two to three talk pound five fifty on AT
and T phones. Yeah, I no agreement on the stopgaps
spending resolution continued. Resolution was passed by the House keeping
funding levels at their current rate not good enough for

(06:00):
Chucky Schumer, we have very large differences on healthcare, he said.
Trump can avoid a shut down, but there are still
large differences between us. Which is the continuing the subsidies
for Obamacare. Schumer said he would he had made some
proposals to Republican leaders, didn't say what they were, instead

(06:21):
outlined what he called the consequences of not taking action,
including a dramatic increase in health insurance premiums for working people. Yeah,
but some of them making a whole lot of money.
Democrats asking for an extension of the Enhanced Premium Tax Credits,
which are COVID nineteen era subsidies for middle income and

(06:42):
sometimes upper income Americans who buy health insurance through the
Obamacare plan. Enhance credits go to about twenty million people
in households earning more than are you ready four times
the federal poverty level, and those expire at the end
of the year.

Speaker 4 (07:03):
Now.

Speaker 1 (07:03):
Republican's goal is to extend the current spending levels for
the next seven weeks while Congress continues to work on
the twelve appropriation bills required to fund the federal government.
You know what, the last time they did twelve appropriations bills,
which is their task. Their goals part of their job description.
It was nineteen ninety seven. And if you don't do

(07:26):
the twelve appropriations bills, you end up doing short term
continued funding resolutions. And then yes, enter the single omnibus
spending bill which stuffed everything and the kitchen sink into
a large spending bill that none of our elected officials
bother reading before signing it and moving forward with whatever
the hell they're doing while they're supposed to be doing
twelve appropriation bills, new calendar year twelve appropriation bills. There,

(07:49):
it is right there, looming for all to see. Get
to work on the damn things, and let's get it
over with and stop with this ridiculous omnibus continuing resolution stuff.
Democrats want new spending agreements added to the short term
spending bill, new current levels not enough. Anybody think we

(08:14):
have a spending problem in this country. Unbelievable, simple seven
week funding resolution to allow us to do a normal
appropriations process, John Thune, we're trying to do appropriations bills

(08:36):
the old fashioned way. Yeah, since nineteen ninety seven, you
haven't met those expectations. What's going to happen with the
government shutdown? Well, maybe an opportunity to get rid of
a bunch of federal employees that you know, that's a
bargaining ship that Donald Trump has on his side of
the negotiation table that Chuckie Schumer does not have. Medicare,
Social Security, Medicaid will all continue. Postal service, veterans affairs, hospitals, clinics,

(08:58):
immigration and border patrols, securities activities will all continue. Federal employees,
we'll probably go without pay, but we've all seen this before.
The pay is owed and will ultimately be paid to
those federal employees after the inevitable reopening of the government.
Some agencies may see their services hampered by furloughs. That's

(09:18):
reported IRS, small business administration housing programs might see delay
in rental assistance and loans. Officer Management Budget released a
membo last week so that said agencies are directed to
use this opportunity shutdown to consider reduction in forced rift
notices for all employees in programs that have no other

(09:42):
available funding. Stores that don't comport with Trump's priorities fire
people who are shut down during the shutdown. According to
the memo, rift notices will be in addition to any
furlough notices provided due to lapse in appropriation regardless of
whether the employee is expected or furloughed, accepted or furloughed
during the life appropriations h Congressional Republicans and Democrats are

(10:08):
at a stalemate on the current cr not so much
of what's in because of what's in the bill. It
would keep the government open until November twenty first, which
will allow them time to finish the twelve appropriation bill hmm.
But Democrats are concerned about what's not in there. They're
demanding that the short term extension at least include extensions
to expiring Obamacare premium subsidies, warning the Congress if it

(10:33):
doesn't act, millions of Americans will see their healthcare costs increase. Well,
they're increasing under the Obamacare plan. You're out of pocket,
responsibility increases, the premium goes up. And the only thing
that makes the Obamacare plans palatable are the subsidies from government.
You and I are subsidizing premiums that people can't afford.

(10:54):
It doesn't make the premium less, it just it just
pushes the obligation over to the American taxpayer. I reflected
in the form of our debt increasing. It's like four
hundred billion dollars over ten years or something crazy like that.
It's you really don't know what you're actually paying, because well,

(11:17):
your neighbor is subsidizing your insurance premium. That's what we're
shutting the government down over. And you didn't have this
subsidy before COVID showed up. How do we all operate
pre COVID? How did all these people who are apparently
going to be uninsured survive in a world before COVID
nineteen showed up and gave the government an opportunity to
push more people onto a government subsidized program, influencing markets

(11:45):
and reducing competition out here in the competitive world of
the insurance industry. Why would you go out into the
competitive world the insurance industry if your neighbor is going
to subsidize your premium. Right five seventeen, fifty five KCD
talk station for you to call and chime in, love
to hear from you, be right back after these brief words.

Speaker 5 (12:04):
This is fifty five KRC an iHeartRadio station. Every twenty
twenty five, here is.

Speaker 1 (12:15):
Your Channel nine first warning weather forecast. So we got
mostly Sunday day today eighty four for the high fifty
nine tonight with clear skies eighty to high Tomorrow sunny
clear over night fifty three and a partly cloudy Thursday
eighty four right now sixty four fifty five care seepy
talk stations. It is five point twenty on a Tuesday
at You five Kerisee dot Comedy can't listen live talk

(12:37):
with Christopher Smithman yesterday. He's going to be at listener
to lunch tomorrow, be at Jim and Jack's on the River,
Christopher's favorite spot. Of course, meet Christopher Smithaman running for
city council. But also and I interviewed Holly yesterday, of
course monon him.

Speaker 4 (12:50):
Holly.

Speaker 1 (12:51):
We all know who she is. And one got brutally,
brutally punched in the face and almost died as a
consequence of the late July beat down incident in downtown Cincinnati. Holly.
Just a wonderful discussion with Holly yesterday. She explained the incident,
what happened, and of course dispelled some of the rumors
floating around. I asked her if she was going to
be at Listener lunch.

Speaker 4 (13:09):
She is so.

Speaker 1 (13:11):
In addition to Christopher Smithman and a west Side Jim Keefer,
Holly will be at lunch if you want to meet her.
She's just a sweet lady. So there's another incentive for
you to well show up and enjoy the fellowship at
Listener lunch and curbage. Mike will be there too. Mike,
I'm going to beat you tomorrow, at least that's my prediction,
not putting money down on it. Jay, Welcome to the

(13:32):
Morning Show. Happy Tuesday to you, Thanks for calling.

Speaker 2 (13:35):
Hey, Good morning, Brian.

Speaker 6 (13:36):
Hey.

Speaker 7 (13:38):
This full government shutdown and the spending never being enough
for the Democrats. I'm in my mid fifties. This is
so old and tired, yet it's so effective for the
Democrat Party that it is just exhausting from a conservatives
point of view. One thing that the late Great rushl
Inba used to always point out, because this has gone

(13:59):
back decades, this dance that they do that the Unit
Party does, Oh yes, is that is that Rush used
to point out that you take the discretionary versus nondiscretionary.
Nondiscretionary is we've.

Speaker 2 (14:13):
Got to spend the money. We don't have a choice, right.
The discretionary is.

Speaker 7 (14:16):
The only money that's on the table really that can
go away if they shut the government down.

Speaker 2 (14:21):
We're talking.

Speaker 7 (14:22):
I think it's twenty seven percent of the total federal budget,
which is like one point seven trillion dollars, which.

Speaker 2 (14:29):
Is about the amount that we thought Dog maybe could
take out. They didn't come close to it yet.

Speaker 7 (14:35):
So how about this, how about we just shut the
damn thing down and leave it shut down. Let's go
back to a federal government where you know, maybe they
meet once a month or one month a year rather
and then go home to a full time job, because
we don't need full time legislators continuing to write more
law on top of more law on top of more law.
And I think that's the way that would be the

(14:56):
master strokes. But I don't see the Republicans going along
with that, or the Democrats. They love their cushy jobs.
And so you know, Thomas Massey comes to mind. Whenever
he was ridiculed for going against the big beautiful bill.
His words were, we are getting ready to fund fully
fund the Biden level of spending, and they did, and

(15:20):
then we were told that we're going to get all
this goodness out of it, and maybe.

Speaker 3 (15:24):
We got a few things.

Speaker 2 (15:26):
It seems like we haven't got enough things.

Speaker 7 (15:28):
Take a look at the spending it's one of our
biggest national security threats is the debt in this country.
And let's let's say, let's let's all sit back and
act shocked and surprise when the Republicans cave. And it's
amazing to me. When the Democrats are in power, they win.
When they're out of power, they continue to win.

Speaker 2 (15:45):
And this is kind of like, this is like.

Speaker 7 (15:47):
Watching the globe trotters. And I'm pretty sure with the
Unit Party, the Democrats are the globe trotters and the
Republicans roll in. The old thing is to play of
the Washington General.

Speaker 6 (15:57):
We lost again.

Speaker 2 (15:58):
You know, it's we lost again, Brian.

Speaker 4 (16:01):
Dog gone it now? Now?

Speaker 1 (16:03):
Why do you think the Republicans always end up cowering
and conceding regardless of who's in power. Do you think
it really is this regular drum beat of the mainstream
media saying it is the Republican's fault and if you're
going to assign a winner or loser, it's always the
Republicans who end up in the l column.

Speaker 3 (16:19):
Is that it just this?

Speaker 6 (16:21):
No?

Speaker 8 (16:21):
No, I don't.

Speaker 7 (16:23):
I think statistically it is off the charts. I'll call
statistically significant that it can't possibly be that every single time,
generation after generation changes.

Speaker 2 (16:33):
So this isn't normal human behavior. What this tells me
is it's theater.

Speaker 9 (16:38):
They like it.

Speaker 2 (16:39):
The Republicans just have to put on a show that they.

Speaker 7 (16:41):
Don't like it, so they come out and say, dog
gone it. We just needed a few more Republicans in office,
which all we have is three branches of government, and
there's the Democrats fighting on their back that don't have
any branch of government that will win again.

Speaker 2 (16:56):
And this goes on and on and on.

Speaker 7 (16:58):
I've seen it for the fifty some years that I've
been alive.

Speaker 3 (17:01):
Well, nothing changes.

Speaker 1 (17:02):
I mean, I hear what you're saying. I'm not necessarily disagreeing.
But in the numbers game, how many votes you need
to get legislation through and passed. You need quite a
few Democrats to push this through, so you move forward,
it doesn't go through, the government shuts down. Is it
because the Republicans didn't play nice? Is it because the
Democrats refuse to entertain reality? I mean, you got to

(17:23):
have the vote, so to the point we need more Republicans. Yeah,
if you did, maybe you could pass it without the
assistance of Democrats.

Speaker 2 (17:32):
But maybe maybe the answer is this. Brian I've taken
another stab at it.

Speaker 7 (17:35):
Maybe the answer is, you know, in the history of warfare,
having spies entrenched on any other guy's side, I e.
Mike de Wine, h a rhinos. You go through Johnsone uh, Speaker.

Speaker 2 (17:50):
Of the House uh or what is his name right now?

Speaker 1 (17:55):
Johnson?

Speaker 7 (17:55):
You takes, you take Johnson and soone and those are
the posters of the post your children for what a
rhino looks like. And I think they've infiltrated the Republican
Party and just emasculated it a long time ago to
the point where we've got somebody like Thomas Massey who
is the the the gold standard, and all they can
do is throw rocks at them all damn day.

Speaker 2 (18:16):
So you know, figure it out.

Speaker 7 (18:19):
Is why we can't ever win. But this is just exhausting,
It's just the theater. And I'm sick and so sick
and tired of it. So we could just skip ahead
to the end. Let's just get the last page in
the book. And if they want to do something, why
don't they, like hire Chuck Schumer. If the Republicans wanted
to do something, hire Chuck Schumer to come over to your.

Speaker 2 (18:36):
Side and pay him, like they consult my Iiris Rawley.

Speaker 7 (18:40):
My dad said that years ago they might as well
just hire Schumer and grow and how to win when
when you're in power, when when you're out of power,
just keep winning. And there's one guy out of New
York that beats the whole damn Republican Party every single time.

Speaker 2 (18:55):
It's embarrassing.

Speaker 1 (18:56):
Well, he obviously didn't call looking for an argument. I
feel your pain, man, I feel your pain.

Speaker 2 (19:02):
Twelve vote Rhino and don't vote damage.

Speaker 1 (19:05):
Have a good one, amen, brother. Again, they're supposed to
do their job twelve appropriations bills, and they haven't done
it since nineteen ninety seven. Wasn't Limbos still alive back then?
Five twenty seven, fifty five KC detalk station. Pain in
your joints, Pain in your joints. It's a pain, right, Yes,
you've been there, been down that road a lot of times,
seeing the doctor, got in the steroid injections, your doctor

(19:25):
talking surgery because the steroid injections, of course wear off.
They don't cure anything. They just cover up and mask it.
Kind of like taking a tile and all. I don't
know anyway, how about letting your body heal and restore
the damage joints. That's right, no covering up, no cutting
it out, just helping heal and restore. And that's what
QC kinetics is all about. So you got natural healing
properties in your body, and these healing properties are captured

(19:48):
by QC kinetics. They concentrate them and place them right
where the pain is, which helps the joints heal. So
don't let the pain rule your life. Try QC kinetics
before you go into the knife. Why this is what
I would say, Like, listen, if you can avoid surgery
and get your pain solved, wouldn't you take someone up
on a free offer to talk about whether it's going
to be a potential option for you. That's what it's

(20:10):
all about. Take a cute sea kinetics up on its
offer to sit down and talk with about these natural
regeneritive therapies which may work for you and they may not.
That's the point of the consultation. Five one three eight
four seven zero zero nineteen. Five one three eight four
seven zero zero nineteen. That's five one three eight four
seven zero zero nineteen fifty five.

Speaker 8 (20:29):
KRC fall is for season.

Speaker 1 (20:35):
Channel nine says the following about the weather, We've got
a clear day today sunny eighty four for the high,
clear skies every night two fifty nine for the low,
another clear day, sunny skys Tomorrow eighty for the high
overnight low fifty three clear and a partly flatty Thursday
eighty four right now sixty two degrees because you buy
cair CD tooptation five thirty one, Happy Happy Tuesday. How
about that Bengals over the phones ago five one threety

(20:58):
seven four nine fifty five hundred eight hundred two three
you talk found five to fifty on AT and T phones.
Hey Tom, good to hear from you. All is right
with the world?

Speaker 9 (21:05):
Yeah, well not all is right. Well, got dealing with
the whole voice thing. But you called, yeah, are you
trying to start a fight with the with the Bengals thing.

Speaker 1 (21:16):
I didn't stay up to watch the game. I just
figured given the point spread at seven and a half points,
we were probably gonna lose. Uh and taking into account
the prior three games, really expected the outcome. Just woke
up this morning and found out, Yeah we lost. Okay there,
so uh go Bengals did.

Speaker 9 (21:32):
Yeah, the Bengals didn't just lose anyway. Oh man, it's
not it's not pretty of it. Yeah, Bengal Bengals fans
are not very happy right now.

Speaker 2 (21:44):
No, there is no joy.

Speaker 9 (21:46):
I don't blame them. This whole budget thing is we're
we are to the point which we get to all
the time, where we're really.

Speaker 2 (21:55):
Going to do something about this spending thing. It's somewhere.
It's kind of hurt.

Speaker 9 (22:00):
Somebody's got to give up money, and nobody wants to
give up money. That's that's the problem. That's why when
it especially when it comes to the issue of the
budget and comes to the issue of spending and all that.
That's why the Republicans keep losing because they want their
money to Democrats want the money, Republicans want the money.
Nobody wants to give up any money of the stuff

(22:21):
that they like for themselves. You know the old saying,
if it ain't about the money, it's about the money.
Everything comes down to the money. Yeah, And until you
get people more people like Thomas Massey who are willing
to you know, not get as much money. I'm sure
Thomas Massey has things and ideas that costs money that

(22:44):
he would like to do or have done for his constituents,
but he realizes we just don't have it. And it's
just like every person you get you know, well, I
shouldn't say every Some people realize they don't have the
money for the vacation period or for a vacation that
they really want to go on, and they have to
settle for a staycation or or just not as elaborate

(23:09):
of a vacation as they want. And that's just making
adult decisions using common sense. And then well, I don't
know what happens to people when they've taken oath to
take office. They too many people lose that Oh there's
a big ton of money, let's spend it.

Speaker 1 (23:25):
But there's there's also this baked into the cake perception
that the federal government is the answer, or is at
least supposed to be the answer to life's problems. That's
not the way the founders envisioned the functioning of our republic.

Speaker 3 (23:39):
Here.

Speaker 1 (23:40):
States are largely in control of all things that the
federal government seems to have taken over, and that's the problem.
The federal government shouldn't be responsible for local issues and problems.
This is something that we should all work out locally,
or look to our state governments, or maybe not look
to government at all. For the solutions to whatever problem
we're talking about. Yeah, did Great Society solve the poverty problem? No,

(24:04):
I think it exacerbated I They tried and it didn't work.
Yet we continue to go down that road, you know.
I mean, we could go on for hours and hours
talking about all the things that the federal government was
supposed to fix with this grand, glorious new idea funded
by the American taxpayer, that didn't do anything to well
eradicate whatever problem was identified.

Speaker 9 (24:26):
Right, and something just people miss something when they're doing
their math, because it's like somebody go into a car
dealership and this car is twenty thousand dollars, but you
don't have twenty grand. No problem. You can make payments
to us for the next six seven years and it
will only cost you this much. And people have this

(24:46):
idea that you know, I'm not. It's not coming out
of my pocket.

Speaker 10 (24:50):
That yeah it is.

Speaker 9 (24:51):
It is your property taxes, your sales taxes, your income taxes,
and all the taxes that you pay that you bitch
and gripe the complain about is funding this stuff.

Speaker 1 (25:01):
Debt is service big pot.

Speaker 9 (25:02):
Of money that everybody just oh, it's an endless pot
of money. No, it isn't. And at some point the
American people need to learn this is not a bottomless
pot of money.

Speaker 6 (25:13):
There's a limit to it.

Speaker 9 (25:14):
And the only time we're going to see the limit
is when there is when the Republicans are Democrats enough
of them say all right, enough enough, we're spending too much.
I don't know if that's ever going to happen. They
love the money too much. So yeah, don't vote Ryan Ellen,
don't vote Democrats.

Speaker 2 (25:29):
Have a great day.

Speaker 1 (25:30):
I appreciate that this is six Yeah, debt service. Don't
forget your credit card interest payment. And that is in
the form of north of a trillion dollars annually for
the debt service on the whole that we've dug ourselves
in that keeps getting deeper and deeper. You you can't
wish that away. Won't get rid of the stench of
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Speaker 5 (26:52):
This is fifty five krc an iHeartRadio station the Claremont
count Shy.

Speaker 1 (26:57):
At six oh three ififty five kerosene. He talks friend
Thomas issuing an apology and every day who was listening
to the five o'clock hour. Technical difficulties plaguing the fifty
five Casey Morning Show studio this morning. I got five
microphones in here, and of course the one that I
use all the time was cutting out on its own.
We have no idea why gremlins sabotage at our morning engineer.

Speaker 10 (27:23):
Where is he?

Speaker 1 (27:23):
He's not here right, he's out of town. Oh, he
was doing a Bengals game yesterday, so he was up late.
Way to go Bengals anyhow, apologies for the last hour.

Speaker 4 (27:33):
We'll see.

Speaker 1 (27:33):
We can't rectify things in this hour. Try anyway. I
always enjoy phone calls. We can go that direction five one, three, seven, four, nine,
fifty eight eight two three talk found five fifty on
AT and T phones now using one of the other
microphones in here, and kind of a stretch coming up
in the fifty five Cassey Morning Show One hour from now,
Dave Williams taxpayer protection lines on drug pricing and what
it's costing US, vaping and smoke policies, and airline antitrust issues,

(27:59):
followed by Steve our legal expert. Yes, Steve an excellent
analyst When it comes to matters legal. He is also
running for Cincinni City Council as a charter He's awesome,
He'd be great for the City of Cincinnati. He will
be joining the program at seven thirty to talk about
Iris Rawley, Iris ralely employing her son as well Iris
Rally getting a five hundred and seventy thousand dollars three
year contract. Also, how's the campaign going for Steve Fast

(28:22):
Forward eight oh five with the inside scoop Bright Bart
News every Tuesday at ato five. Today the return of
the Deputy Deputy Policy Director Bradley Jay, who will talk
about the impending government shutdown. Oh my god, We're all
gonna die. Daniel Davis Deep Dive. We get the latest
from the retired lieutenant colonel on Russia Ukraine, as well
as the well twenty point proposal Donald Trump rolled out
yesterday to try to resolve the whole situation in Gaza.

(28:44):
AMAS has to step up and release the hostages within
forty eight hours. We'll just keep our popcorn out and
wait and see if that happens. Plus, we're gonna hear
from Todd Kaine from share Facts formerly Emory Federal Credit Union.
Get the merger information as well as some promotions he
has to discuss anyway. So the shutdown driven by the

(29:04):
enhanced premium subsidies which are set to expire, and as
an author, he's a professor in accounting of health policy
at Johns Hopkins University, explaining this quite clearly why it
should these these premiums should expire. His opinion commentary, let
the obamacarecks enhance premium subsidies expire. The COVID era payments

(29:27):
are masking the true cost of plans on the exchanges
and distorting insurance markets. And I will point out this
is intentional. Democrats expanded the opportunity for you to join
up and get an Obamacare plan by providing these subsidies
to literally every man, woman and child out there, not
limited to financial means. Now COVID. That's why COVID's gone,

(29:50):
yet the subsidies still remain. That's something the Republicans are
eliminating the end at the end of this year, and
Chuckie Schumer's pulling his hair out. He needs something to
try to keep the I guess it's worth one zo
point five trillion dollars. That's the demand. He wants additional spending.
Of course, that's what he wants, so Gee Bay the professor,
He says, Congress is debating whether or they let the

(30:10):
covid Ara Obamacare premium subsidies expire as scheduled at the
end of this year. These subsidies, costing taxpayers more than
four hundred billion dollars over the next decade, have enticed
higher income Americans into unaffordable plans and distorted insurance markets.
They belong in the dust bit of history. Affordable Care

(30:31):
Act premium subsidies originally available only to people with incomes
up to four hundred percent of the federal poverty level.
This year, that's approximately sixty two thousand, six hundred for
a single person, one hundred and twenty eight to six
for a family of four. Treasury Department transfers taxpayer funds

(30:51):
that will be your and my labor directly to insurers
to cap enrollees premium contributions at a certain percentage of
their income. Fine March twenty twenty one, at the height
of the pandemic, the American Rescue Plan temporary temporarily. There's
an operative word extended premium subsidy eligibility to those with

(31:14):
incomes above the four hundred percent poverty level, allowing people
at any income level to receive subsidies originally intend for
those with modest means. August twenty twenty two, the Inflation
Reduction Act extended those subsidies through the end of this year.
That's what we're talking about. Letting the subsidies go away
merely restores the original Obamacare premium support structure that preserves

(31:39):
access to subsidies for low income populations, who are already
comprise ninety three percent of the twenty four million people
who get health insurance through Obamacare exchanges. The expiration will
affect roughly one point six million current enrollees, people with
incomes above four hundred percent of the poverty level who

(31:59):
have been receiving subsidies that capped their premium contributions at
eight and a half percent income. A family of four
in Arizona Let's whale and nash teeth Chucky Schumer over
the people making six hundred thousand dollars. Family of four
married couple in West Virginia making five hundred and eighty
thousand dollars getting a subsidy. A single individual in Vermont
making one hundred and eighty thousand dollars. All of them

(32:23):
qualify for subsidies. Simply put, since twenty twenty one, Congress
has been bribing higher income Americans to purchase expensive Obamacare
plans by hiding the plans true price tags using taxpayer dollars.
The premiums haven't gone down, your subsidy has increased, which

(32:44):
means you think you're paying less the actual tax the
American taxpayers are paying the upcharge. Premiums have increased nearly
eighty percent since twenty fourteen. They have doubled more than
doubled since twenty eleven. They're projected to jump another fifteen

(33:06):
to twenty percent next year. Despite record taxpayers spending on
premium subsidies exceeding one hundred and thirty billion dollars annually,
and ROLL is still paying average deductibles of five thousand
dollars in out of pocket maximums of twenty one thousand dollars,

(33:26):
while at the same time, one in five of the
medical claims are denied under the Obamacare plan. Without covid
era premium subsidies, the plans would hold little appeal to customers.
See you get the mask pulled over your eyes. This
must work wire Obamacare plans so unaffordable question mark. The

(33:48):
inflationary provisions of the Affordable Care Act, like the medical
loss ratio, mandated essential benefits, community rating, and premium subsidies,
have inhibited insurers from offering affordable and flexible options. The
laws regulatory burdens on private on providers have also fueled
consolidation and driven up service prices. These structural flaws and

(34:10):
LAMA recognize and are a major reason why the Affordable
Care Act, the American Rescue Plan, and the Inflation Reduction
Act have all failed to gain bipartisan support. By luring
people to these expensive plans and making them dependent on subsidies,
i e. You wouldn't go there if you weren't being
propped up by a subsidy, because it's not worth your

(34:33):
money to buy the damn thing. Sorry I had to
interject that. So by luring the folks, lawmakers not only
wasted taxpayer dollars and invited fraud, but also effectively killed
the market for affordable alternatives.

Speaker 4 (34:47):
Isn't that the plan?

Speaker 1 (34:49):
When the unstated truth in all this is the subsidies
mask reality. It's like, yeah, we can get all our
electricity from wind and solar not. If there aren't so subsidies,
you can't. No one would build them if the American
taxpayers weren't covering the cost. No one would go down
the road of a windmill farm to produce electricity if

(35:10):
it wasn't covered by these government subsidies. It's the same
damn thing for Obamacare plans. Continuing this scheme would be
fiscally reckless and irresponsible to consumers. Covid Ara subsidies should
be allowed to die natural death. Many of those who
would lose their premium subsidies have access to employer sponsored

(35:33):
insurance coverage, which they aren't going after because they're getting
subsidized to go to Obamacare. Look, you got an option
that's right in front of you. Get your employer coverage.
Is there anything wrong with that? That's what you did
before covid subsidies showed up. Health and Human Service Department
has expanded access to low premium high deductible plans for
those affected. The One Big Beautiful Act also made Obamacare

(35:56):
Bronze and high deductible plans eligible for use with tax
advantage health se accounts. Together, the changes provided a viable
path forward for higher income people by masking the true
price of Obamacare plans. COVID area premium subsidies have distorted
insurance markets and trap people in plans they don't want.

(36:18):
As Americans start to understand how expensive those plans really are,
in other words, pull the subsidies away, realize reality, and
then take a look at what you're getting for your
hard earned dollar in form of paying a premium to Obamacare.
You realize, I'm not going down that road. It's not
worth it. It's too expensive. I don't need all of

(36:39):
those mandated benefits that are an Obamacare plan. I can't
afford nine five hundred dollars an out of pocket liability
before the insurance even kicks in. And oh, by the way,
I got a family of four, So why don't you
double that out of pocket liability before I even get
any medical insurance. Nope, I'll pass. See that flies in
the face of the Democrats goal to get everybody on

(37:00):
a government policy, to make universal healthcare a government reality,
which it's all a lie. The premiums are still there,
it's just the American taxpayer and our giant whole of
debt that are funding them. Is that right? If we

(37:22):
had our fiscal house in order maybe you could make
an argument that that's the way it should be, but
we don't. We're dangerous, dangerously close to well going the
way of Zimbabwe and Venezuela. The printing press can't run forever.
But that's exactly how this whole Obamacare nightmare is really.

(37:43):
That's the I'm reluctant to use the word magic. It's
sort of. It's a faux reality. Someone is paying the premiums,
and that's you and I and the hole that we're
digging ourselves in. And miss Bai concludes, Congress the duty
to end this fiscal recklessness, help further market deterioration, and

(38:03):
restore a regulatory environment that fosters innovation and affordability. Give
Americans access to health plans they genuinely need and want,
so you can go out of the world and find
something that actually works for you. If competition was out there,
if Obamacare subsidies didn't exist, it would foster and encourage
competition in the medical insurance world. Welcome to the reality

(38:25):
of a capitalist system. Competition, choice, freedom, not masking things,
and not lying to you by making you think something
is indeed affordable when it isn't. This is what Schumer
and the Democrats are fighting for. So we'll shut down tonight.

(38:47):
And I can't imagine a world in which the Democrats
don't own this, But I do know what world we
live in, and yeah, I suppose I can't imagine it.
Who's going to be in the win column on a shutdown?
Back to Jay's common this morning, it seems time and
time and time again, regardless of who has control of
the Republicans right now, House, Senate, Presidency, you think this

(39:09):
would be an easy thing to do now, And for
whatever reason, Democrats always seem to prevail on this six
fifteen right now, fifty five KS detalk station talk with David,
owner of Galaxy Flooring yesterday and got the whole thing
settled for my daughter and her fiance's patio to be

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to be your garage, basement, patio, and you'll love it,
you really truly will. Galaxyconcrete Codings dot com. Call for
a free quote. Galaxyconcrete Codings dot com. Fifty five KRC
dot com. Fall is sports seed. Here's your Chenna nine
first morning one the fourcast say we've got sunny sky
it's going to be high eighty four clear over night,

(40:32):
fifty nine for the low eighty under sunny skies tomorrow,
fifty three under clear skies every night and at partly
cloudy Thursday, going up to eighty four degrees sixty three degrees.
Right now, let's hear about traffic conditions from Chuck Ingram.

Speaker 11 (40:45):
Probably you see frantic center that you see cancer center
off first person of I Prostate Cancer Care Exclusive clinical
Trials and treatments you will find anywhere else called five
one three five eighty five U se see see starting
to line up a bit step bound two seventy five
to get across the kol Cropper Bridge from the Lawrence program.
But other than that, traffic on the highways in great

(41:07):
shape for your Tuesday moting commute. No trouble at all
on sathbound seventy one through Blue Ash and Kenwood shot
Ingramont fifty five krc the talk station.

Speaker 1 (41:18):
Twenty fifty five KRCD talk station. Feel free to call
five one three seven four nine fifty eight two three
little technical difficulties in the five o'clock hour with the microphones.
My friend Cribbage Mike will be at listener lunch tomorrow
along with Holly, who I talked with yesterday. Of course,
she was the victim of that beat down down townson
Saint Corey Bowman said he's going to be there tomorrow.
Christopher Smithman, Uh Cribbage Mike says, I hear the former
technical engineer at the in charge of escalators and telepropters

(41:42):
at the un is available to come in and fix
the microphone, Joe, So we've got that problem solved, Thanks Mike.
Going over to back crap in Sanitay, we land in
the city of New York City, where Zorhan Mamdani, the
self proclaimed COMMI, well call him that Democrat socialist aka COMMI.
In addition to free buses, a freezone, rent city, and

(42:06):
grocery stores, he's announce a commitment to making New York
City the strongest sanctuary city in the country, which includes
what he proposes is an investment one hundred and sixty
five million dollars for free legal services for illegal immigrants

(42:27):
if he's elected mayor free huh it don't specify who
qualifies for the benefit. No distinction between legal and illegal immigrants.
There's no reference to that in his proposal to fund
one hundred and sixty five million dollars. The lawyers have
to love this. Montdamie lamented that New York City residents

(42:53):
are facing urgent risks of deportation. Notice it's New York
City residents, not citizens, mind you. He claimed that those
are far more likely to stay in the United States
if they're provided legal assistance. Huh, well, I suppose maybe
he didn't get the memo. This is one of those

(43:13):
eighty twenty issues. The vast majority of US at least
want the criminal illegal immigrants out of our country. They're criminals,
they're not productive members of society, and they quite often
turn out to be very violent people. You know, Venezuela
did empty out its prison systems and whatever form of
mental institutions they had down there, Put them on boats
and send them up here. Put them over land and
send them up here. This is how it works, and

(43:35):
we ended up being the recipient of a lot of
people that well Venezuela was able to get rid of.
Most people want them out. Mom Donny said, his proposed
investment is so that we can ensure we're taking every
step we can to keep New Yorkers safe, to keep
New Yorkers together and show the world that they are

(43:55):
welcome in this city. Open door sign. Now, this one
hundred and sixty five million dollar funding commitment. Apparently, Mom
Donnie's planning to increase funding to the Rapid Response Legal
Collaborative initial cap on all that they've got one of
those currently getting five hundred thousand dollars, it's going to

(44:16):
jump to twenty five million dollars under his proposal if
he's elected, he wants to quote ensure families can stay
together close quote by increasing funding from sixteen million to
thirty million for the initial cap New York Immigrant Family
Unit program. They've got one of those, plus increasing funding

(44:38):
at the current twenty million rate to forty million for
the initial cap Immigrant Opportunity Initiative. This sounds like a
lot of non governmental organizations value to continue funding what
he called essential programs like interpretation services end quote know
your Rights initiatives. In other words, that would be training

(44:58):
illegal immigrants know your right And I have no problem
with educating people, and if the information is accurate and factual,
it does make deportation perhaps a little bit more onerous.
But if they have rights, I have no problem with
them knowing them. It's just that the nail your Rights
initiatives are paid by the New York City taxpayers. Wonder
how they feel about it. I'm sure a lot of
them have a list of things they would like government

(45:19):
to deliver for them which government is not delivering, meaning
this is taking a priority or will take a priority.
If he's elected, you have a choice, don't elect him.

Speaker 3 (45:31):
Now.

Speaker 1 (45:31):
He hasn't addressed the question of how he's going to
pay for it rather elusive, although he has promised to
raise taxes on corporations as well as the top one
percent of New York taxpayers to pay for his proposals.
That is, in spite of how much money that may be,
it is a finite amount of money. And given all
of his proposals for free stuff and things like the
free buses, sprint freezes, city and grocery stores, he's got

(45:53):
a hell of a lot. He's got a fund add
to that now one hundred and sixty five million dollars
for free legal services for perhaps a lot of illegal immigrants.
I I was of the mind that, you know, just
let New York City proceed with the impending train wreck.

(46:16):
Go ahead and elect this guy and see how things
work out for you. Many have pointed out though, that
could be very dangerous because while he is mayor during
that period of time, as finite as it actually is,
he'd have a lot of opportunity to put in place
all of the Communists in New York government. Now you
think of the problem Donald Trump is is he's waging

(46:37):
this war against the swamp and how long that takes.
And granted that is a federal level, and so the
size and scope of the swamp is a lot larger,
I imagine than New York City. But New York City
one of the biggest cities in the entire world, of course,
the biggest in the United States. Their swamp is huge,
and it's only going to get that much bigger under
Zorn Mamdami. So I don't know. This is a Charlie

(47:00):
foxtrot in the making. So maybe h Adams dropping out
will change the landscape. Quoma may have an opportunity, but
I'm not holding my breath for that outcome. I just
don't see it happening. Six twenty five right now five three, seven,
four nine fifty five hundred, eight hundred and eighty two
to three talk coun FI fifty on AT and T
phones Cover Sinsy, speaking of medical insurance. There is a

(47:21):
better way save money for all those folks that may
be facing a problem with the end of the subsidies.
And sometime maybe call cover sins he. Everyone should call
cover Sincy. It's getting it. We're open enrollment period coming up.
You got Medicare enrollment period, and you really need to
know the lay of the actual land and you won't
know that unless you talk with your own insurance broker

(47:41):
who's on your side of the table, working with the
hundreds of insurance companies out there in the country with
thousands of policies cover since he will work to get
you better coverage dollar one coverage, all the catastrophic coverage
for less money with couples under sixty five, saving between
five hundred and one thousand dollars every single month with
better coverage. Let them give you the advice. It doesn't

(48:01):
cost anything to talk to them. They will analyze where
you are, find out if there's a better path, save money,
better medical insurance covers. If that's in't even a possibility,
why wouldn't you take them up? It doesn't cost anything.
With some time cover since dot com, fill the format
online to get the process started. Cover since he dot com,
or call them and you're in any state of the Union,
you can work with them. Five one three eight hundred

(48:21):
two two five five five one three eight hundred call
fifty five KRC the talk station wakem jenn nine first
one to one forecast not bad sunny today eighty four
for the high clear tonight, fifty nine low eighty tomorrow
under sunny skies clear again fifty three overnight. Thursday's got

(48:42):
to be a partly cloudy but pleasant day with a
high of eighty four sixty two. Right now, time for
a traffic update. Chuck from the uc UP Tramphing Center.

Speaker 11 (48:49):
Then you see cancer center offers person of life prostate
cancer care, exclusive clinical trials and treatment. So you won't
find anywhere else. Call five one three five PEGT five
you've seen seen see e spend two seventy five. First
reck of the morning is it four? Just before you
get the Springfield Pike, left lane is bocked off. Traff
pick up a bit heavy after you get past Winton

(49:10):
northbound seventy five. Beginning to fill in just a bit
at Kyle's Chuck Ingram on fifty five KR scene the
talk station six thirty.

Speaker 1 (49:18):
On a Tuesday, Happy one to you if I won
three seven, four nine, fifty five hundred eight hundred two
to three talk or pound five fifty on AT and
T phone do local stories to dive on into Remember
fifty five krs dot com. You can get a chance
to listen to my conversation with Holly yesterday. Really very interesting.
Of course, Holly the woman that got punched and knockout,
almost died in the July riot in downtown Cincinnati. Brutal

(49:39):
beat down it was, anyway, Chris said, wonderful, pleasant, nice lady.
Explain the details and facts and circumstances around it, and
she apparently is in recovery mode. Her facial features have
gone back to mostly normal, but she's struggling with some
cognitive issues. And I just encourage my listeners to pray
for her and meet her tomorrow at Listener Lunch along
with Corey Bowman and Christopher Smithman, west Side Jim and

(50:00):
Cribbage Mike and regular Listening Lunch crew, including all of
my armed concealed cary friends that insure safety at Listening
to Lunch. For those among us including me who want
to enjoy a beer at Listener to Lunch, Jim and
Jackson the River tomorrow. Hope to see you there. Local
stories go to East Palestine, remember them? Yeah, the train
wreck place. Now we have nearly one hundred and fifty

(50:22):
residents there alleging their lawyers, the ones that were representing
them in a class action lawsuit against Norfolk Southern, misled them.
They claimed the lawyers misled them into joining the six
hundred million dollars settlement. They said the lawyers concealed expert
testing and community members who became ill. Motions were foiled

(50:43):
last week on this According to the court filings, the
motions based on newly discovered evidence revealing that Class Council
made material misrepresentations to both the court and class members,
concealed critical expert findings about health risks, and violated their
fiduciary duties to the class. Bold statements. Settlement reached last

(51:04):
year resolved claims for residents and businesses within twenty miles
of the derailment, and personal injury claims for those within
ten miles at least among those who chose to participate
and some did not. Settlement did get court approval September
last year, but this a recent appeal has delayed the
payment processing and some residents and attorneys challenging the agreement,

(51:26):
citing concerns about the extent of the contamination as well
as the fairness of the compensation also unnecessary. They claimed
to vent and burn the toxic vinyl chloride is remember
when they opened the trains up and lit it on fire,
and that smoke was toxic. It went everywhere by all
reports it landed on fields and was visible killed animals,

(51:48):
of course, people inhaled it. Apparently, National Transportation Safety Board
determined that they shouldn't have done that critical element. Eight
deaths so far have been linked to the derailment in
wrongful death lawsuits, according to court records. So interesting that
I thought six hundred millions seemed like an awfully low

(52:08):
amount considering the devastation that East Palestine and their residents suffered. Okay,
you have to well, let me just yeah, I can
do this. Ohio's got some change the driver's education requirements
beginning now. You're going to have to get into a

(52:28):
classroom before getting behind the wheel.

Speaker 6 (52:30):
M hm.

Speaker 1 (52:34):
Additional education requirements starting September thirtieth. Instead of just sixteen
and seventeen year old needing driver's AD to get a license,
Ohio's going to require eighteen, nineteen, and twenty year olds
to also complete driver's ED before getting a license. Court
to Kimberly Schwin, Assistant director Ohio Traffic Safety Office, it's
something that only a few states in the country do,
and we know that it's going to save lives on

(52:55):
our roadways number one reason for driver crash, she said, inexperience.
When the new law is an effect, anyone under twenty
one wants to get their driver's license need take in
Ohio approved training course that covers how to operate vehicles,
traffic laws, as well as signs. Students also required a
complete eight hours of behind the wheel training with an

(53:17):
instructor and fifty hours with a licensed driver aged twenty
one or older. Part of me says it's too much
of an impediment. The other part of me says, there's
a bunch of crazy people on the road. I drive
every day, and the road the people on the road
are getting crazier and crazier and crazier. COVID nineteen I
think had a profound impact on people's driving behaviors because

(53:39):
state patrol troopers and sheriffs and the law enforcement just
disappeared from the Ohio roadways. There people getting used to
driving ten to fifteen miles over the limit. At least
find based on my experience, maybe drivers that will help.
Six point thirty five. I see, Larry, you're on the line.
I'd love to talk with you. If you don't mind
holding for just a moment, I'll be happy to take
your call. When to get back after this brief We're

(54:01):
starting with Gate of Heaven Cemetery. You know, in these
troubled times we live in, it's a great idea maybe
to engage in some prayer, some meditation, some well maybe
just enjoy peacefully maintained surroundings. And that's what you find
a Gate of Heaven Cemetery. Their mission is to honor life,
every phase of life, birth, life, smilestones and of course
passing on to eternal life. It is a cemetery been

(54:23):
around serving the community for more than seventy seven years.
It's Gate of Heaven Cemetery, Christian Community all actually, everybody's welcome.
Sit in the landscape surroundings, walk there, spend time on
the trails. It's a peaceful environment. Contemplate, be surrounded by
nature's beauty and of course God's presence. Explore pre planning options,
service details and upcoming events, and learn more about the operation.

(54:45):
It's Gate of Heaven dot org. That's Gate of Heaven
dot org.

Speaker 5 (54:49):
This is fifty five KRC and iHeartRadio station.

Speaker 1 (54:56):
Time for the weather Channeline says, We've got a beautiful
day to day sunny. I have eighty four tonight down
to fifty nine sunny again tomorrow with a high of
eighty clear again over night fifty three Harley Clotte Thursday
with a high of eighty four. It's sixty two degrees
right now. It's time for a traffic update.

Speaker 4 (55:11):
Brunly. You see up tramphic center that you see.

Speaker 11 (55:13):
Cancer Center offers personalized prostate cancer care, exclusive clinical trials,
and any treatments you won't find anywhere else.

Speaker 4 (55:20):
Call five one three five eighty five you.

Speaker 11 (55:22):
See see see he's spent two seventy five's getting heavier
between winning in an accident at four left lanes are
blocked off for that breck northbound seventy five getting heavy
quickly between Buttermilk and Kyles. I had a couple of
extra minutes, Chuck Ingram Month fifty five KR. Seat the talk.

Speaker 1 (55:40):
Station six thirty nine, Happy Tuesday and go to the phone.

Speaker 6 (55:47):
Larry.

Speaker 1 (55:47):
It's kind of stay over the break. You can feel
free to call and join in the fun five one
three seven four nine fifty five hundred eight hundred eight
two three talk Larry, Thanks for holding man, Welcome to
the morning show.

Speaker 6 (55:56):
Hey, thanks for having me.

Speaker 3 (55:57):
Fine, I'll board sure.

Speaker 10 (55:59):
Funny story that happened to be back in July with
the City of Cincinnati, you know, because it kind of
goes along with all this Jimmy Kimmel First Amendment crap
that they've been talking about the Democrats.

Speaker 3 (56:12):
Yeah.

Speaker 10 (56:12):
So on July twenty ninth, three days after Hollywood was
assaulted downtown, I went down to the library where they
head the Downtown Residents Council meeting, where they had the
public safety meeting, and before the minute started to say, police.

Speaker 6 (56:29):
Grabbed me and dragged me out of her room. Wow,
I pulled out?

Speaker 10 (56:33):
Yeah right. I don't know if you recall this, but
there was a young man who pulled out a side
during the meeting on trying to fight and said fire
the city management. But he was getting taken out of
the room. He got took out before a young white
lady was taken out. But I was actually targeted from
my viewpoint during that meeting before I could even say anything.

Speaker 1 (56:56):
Larry, what did they What did they say to you
when they took you out of the room.

Speaker 6 (57:01):
So what they said to be was you're not welcomed here.

Speaker 10 (57:06):
I promised this is I can get you the documents, Brian,
when sometime later it was yeah, but they but I
walked up, I walked into the room. I signed into
the room to the meeting.

Speaker 3 (57:17):
The meeting was packed, so it was overflow.

Speaker 10 (57:19):
So I stood on the side of the wall of
kind of cat a corner to where they had the
podium and where the presentation was going on. And so
for usinceinty police officers walked up to me. I think
one of them was a captain of lieutenant and he
said to me, you're going to have to leave because
you're not welcomed here. I said, well, why am I
not welcome here? They told me because of what I

(57:41):
did at city Hall earlier in today, which all I
did in city Hall was in front of the city Hall,
I had to sign that said fire the city manager.
I was by myself. I never would in ability. I
was out there four hours and Cheryl Love came out
of the ability and I told her that she needed
to resign. So I was actually taught get it for
making that free speech the sidewalk on Plump Street. So

(58:05):
later in the day when I go to the library,
they asked me to lead even before the mini started,
and so I asked them why. They said, because of
what you did at city Hall earlier the day. I said, well,
that's my first member right to petition the government about
how I feel. They said, well, we're talking about it
outside officers, right, so right, so four officers gravy Brian,

(58:26):
Uh no, lie, four officers gravy and drug me out
of the room and they charged with this oil the
conducts right, so right, I know, check it out against deeper.
So I don't. I don't.

Speaker 6 (58:39):
Uh.

Speaker 10 (58:39):
My lawyer goes to court for me and found the
motion to dismiss right based upon the First Amendment. Right, yeah,
And so on the day that they're going to have
the motion since ninty police does not show up here.

Speaker 1 (58:56):
And they dismissed it, right.

Speaker 10 (58:58):
And they dismissed Brian. Let me know you're a lawyer,
when was the last time you ever heard about police
office is not showing up the court and cases getting dismissed.

Speaker 1 (59:07):
Oh, in my personal experience, quite a few times, Larry,
if you want to contest the trap, yeah, my dad
for example. The most recent time it happened my daughter.
And this is insane and it's not nearly as bad
as what you experienced, Larry. And that is prior restraint.
You're prior restraining free speech. She's pulling out of our
little cul de sac. There's a stop sign there before
you go on a main thoroughfare. She sees that they're

(59:28):
literally a no traffic at all and does one of
those roll throughs on the stop sign. Again, this is
a residential neighborhood. Cop sitting across the street, pulls her
over and issues her a citation for blowing through a
stop sign. Again, no hazard out there in the world.
I said, honey, I'll represent you in court. You can
test that.

Speaker 4 (59:43):
You go to court.

Speaker 1 (59:44):
The officer's not going to bother showing up on something
like that. It's just not worth the officer's time for
a minor traffic offense, so they don't show up. So
it's worth a gamble. Yeah, and in your case, they know,
damn well they have no case. And maybe even the
solicitor's office or one of the lawyers in the city said,
don't bother. We're never going to win this one. That
is prior restraint on free speech. You can't do that.

(01:00:06):
So yeah, it's called law fair, lawfair, Larry, you just
experienced that. You've got a lawyer. I'm sure at some
expense to you, Larry, And they most people won't bother
going through that process. They'll just roll over and take it.
Good for you for fighting, right.

Speaker 10 (01:00:23):
I did fight it because I knew what they were
doing was totally wrong. But it's so ironic, Brian, because
Democrats love free speech until you've exercized it on them.
You know, it's like the city manager and these council members.
You go down and exercise you like the free speech.
They want to use lawfair to get you out of
the road. Yes, you can't express yourself. Yes, and it

(01:00:45):
was a criminal case. I was actually the justice set
for five hours. I had to get bonded out by
a friend. So you know, the city solicitor and the
mayor and all the they should expect to get the
mail from me here in the near future.

Speaker 1 (01:00:58):
Well, you know the other component is, and you know,
not have being familiar with all the details of your case,
it could be, you know, you have an argument that
they violated your civil rights. That would be a civil action.
You might want to talk to your lawyer about that.
It may not be worth going down that road. But
to make a further I found.

Speaker 10 (01:01:16):
One anyway, was the Department of Justice.

Speaker 1 (01:01:18):
So we'll see what happens, all right, Good luck Larry,
I'm glad you talked to you, called and talked about that.
That's outlandish, man, that that is.

Speaker 10 (01:01:24):
Just beyond having a couple of months ago, I'm was
sitting on it went for the case to end. But
now in the case is over with, I wanted to
express to the list there's like, look, city Hall is
violating First Amendment advice. Do not let them tell you
about Jimmy Kimmel.

Speaker 1 (01:01:38):
Thanks Larry, and congratulations you scored a win and I
know it was a hassle. Andrew Pappas, please hold. I
can't wait to hear your comments this morning. I'm out
of time in the segment at six forty five. Right
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Fifty five KRC fall is fourteen.

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Channeline weather four ks nice one Today, four overnight nice clear,
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Right now, time for traffic updates.

Speaker 4 (01:03:11):
From the UCF Tramping Center.

Speaker 11 (01:03:13):
The u See Cancer Center offers personalized prostate cancer care,
exclusive clinical trials and treatments you won't find anywhere else.
Called five one, three and five eighty five u See
See See Highways. Not all that band, but an accident
has the left two lanes blocked. Now He's found two
seventy five and four bad traffic. Backing up to Wenton

(01:03:34):
Road North, found seventy five no wreck but running slow buttermilk.
Kyle's Chuck Ingram on fifty five kr SEA the talk station.

Speaker 1 (01:03:44):
Six fifty to fifty five karrisee de talk station coming
up after the top of the our news return of
Dave Williams from the Taxpayer Protection Alliance, followed by Steve
Gooden running for a council as a charterr. He's going
to talk about Iris Rowley's contract and house campaign's going
and to the bones we go. Thank you Andrew Pappis
when we're and the township trustee for calling in this morning.
I always love hearing from you.

Speaker 2 (01:04:02):
My friend, Hey Brian, thank you listen and follow up.
You know Holly was on yesterday. I did a great job.
I can't wait hopefully to see her tomorrow at listener lunch.
Oh good, what an impressive what an impressive young woman.
Did you see the video that's going around of the
testimony of Stephen Federico now to Congress about a very

(01:04:26):
similar situation that his daughter was murdered by a career
criminal that was released multiple times with with with I
think he had twenty five pelonies to his record.

Speaker 6 (01:04:38):
Did you see that at all?

Speaker 1 (01:04:39):
I have to be honest with you, I did not.

Speaker 6 (01:04:42):
Well.

Speaker 2 (01:04:42):
I recommend that everybody looked it up. It's going around.
It was on Fox News, and you.

Speaker 12 (01:04:47):
Know, I'm wondering when the populace when they're going to
have enough, When are the people going to have enough
standing uh for their you know, standing.

Speaker 2 (01:04:59):
Up of these lawmakers, these bureaucrats that are putting the
their safety at risk. And it's a very similar situation.
You know, I do to Holly situation because much like
the gentleman accused, gentleman in Holly situation cut his ankle

(01:05:20):
bracelet monitoring bracelet off, yet nothing was done. You know,
a repeat criminal broke into the house and and and
sadly murdered his daughter.

Speaker 1 (01:05:29):
And he was I mean, oh so this is like
this is like the Sarah Herringer case, right, and and.

Speaker 2 (01:05:37):
And and and the the the very the similarity is
like Holly is not rolling over and taking it. She's become.
She's become now you know, she has let this absolutely
you know, energize her to action, a call to action.
This this gentleman, Stephen Federico's Daughter's name was Logan. I'll

(01:06:00):
tell you what. He's the same way. And if you
can watch the passion and the power in his speech
directly to the lawmakers in d C, it's quite powerful.
And then I just want, you know, hopefully this will
shake the populace to wake up enough of you know,
it just sickens me that politicians that are in office

(01:06:23):
uh forever just turn a blind eye to this because
they just keep giving freebes and to you know, like
like the Circus of Rome. They keep they keep giving
freebes and and and and and distracting the populace with
with pluff, get the real you know, the real serious
issues they just overlook. And hopefully people wake up and

(01:06:45):
have enough they have a chances election cycle, the may
mayorial race in Cincinnati is a prime example. I did
see that rather than addressing any serious issues, uh maybe
it was serious to the people. I saw that the
mayor announced some sort of debt forgiveness or uh it
was in the paper this morning, debt forgiveness or something

(01:07:07):
or other to a large group of people, and people
were blasting it as just a simple, you know, bribe
to bribe.

Speaker 1 (01:07:16):
Yeah, yeah, I mean that's at the core of a
lot of what politicians do. I mean, you can't call
it a bribe, but it's it's free this brand new,
that ribbon cutting ceremony, this, that, and while everything else
falls apart, you're going back to your crime part and
the idea that someone can cut off their ankle monitor.
The ankle monitor's concept is supposed to give us some comfort. Okay,
they're not locked up, but they are being watched. The

(01:07:38):
suggestion is that, I know, that's the reality, and that's
where we have the politician's failure. I don't think they
even paid attention to how the system worked or was implemented. Clearly,
no one was minding the store. So the trade off
that we expected that they're going to be monitored in
return for us letting them stay at home just isn't there,
which means crazy people that want to just go out

(01:07:58):
and commit crimes cut their ankle monitor often can get
away with it for literally months in the case of
Sarah Heringer.

Speaker 2 (01:08:04):
And given that it's you know, it's twenty twenty five.
I mean, I don't know you and I at the
same age. We're supposed to have flying cars by this point, right,
right and right? So how is it that in twenty
twenty five, or or when this occurred twenty twenty four,
I mean pick a year, it doesn't really matter the
twenty twenty right, But how is it that the technology

(01:08:27):
isn't such that as soon as my ankle monitor I
cut it off and alert goes out and apb's put out.
I mean, I don't understand how that just doesn't happen.
And then you know, wherever the monitor is laws just
that's directly to that location to see what the situation
is exactly. I mean, I don't understan that.

Speaker 1 (01:08:47):
I don't know that that.

Speaker 2 (01:08:48):
I'm sure she's asked that question. I don't know if
that question, though, has been answered. You cannot say it
for a lack of technology. We have the technology. I mean,
for God's sakes, Amazon knows when you need a new
chatstick ordered. I mean, they know everything. So I just
don't understand why we don't demand better from our elected officials.

(01:09:12):
Yet we get distracted every day with the circus of life.
You know, Oh, look the football teams on TV. Every
would look this way, you know, squirrel, don't look at that.
Let's look at the easy stuff the mayor shows up for,
like you said, or ribbon cutting for a part. You know,
let's give toys out to little kids. That's the easy stuff.

(01:09:34):
And that's that's really not being a leader. That's being
a cheerleader. We need leaders, not cheerleaders.

Speaker 1 (01:09:41):
True, you can call for an argument, as I often state,
but you make great points, Andrew, and I have not
heard an answer to the question about why people aren't
immediately or why the apbs and efforts by law enforcement
aren't immediate in the aftermath of someone either walking outside
where they're allowed to be with the ankle monitor on
or when they cut it off, and there's a reason
the ankle monitor is on them. Thank you, Drew. I

(01:10:03):
look forward to seeing you lunch tomorrow again. Holly is
going to be there, she said, as well as Corey
Bowman and Christopher Smithman, as well as a whole bunch
of others. So join us for the fellowship at listener
Lunch tomorrow. Jim and Jackson The River coming up after
Top the Our News, Americans for Prosperities.

Speaker 4 (01:10:15):
Dave Williams.

Speaker 1 (01:10:16):
I hope we can stick around today's top stories at
the top of the hour.

Speaker 8 (01:10:22):
It's information that matters to me.

Speaker 1 (01:10:24):
Fifty five KRS the Talk station, this report. It's seven

(01:10:44):
six here fifty five Karrose de Talk Station by Thomas here.
Wishing everyone and you very happy Tuesday, and welcoming back
to the fifty five KRC Morning Show. You can find
them online at Protecting Taxpayers dot org from the Taxpayer
Protection Alliance. Welcome back, my dear friend, Dave Williams. It's
always great having you on the fifty five Morning Show.

Speaker 13 (01:11:01):
Good morning, Brian, and I think we should just replay
an interview we did about a year ago leading up
to another government shutdown. It seems like every year we
have this same discussion. It's September thirtieth. There isn't a
budget deal in place. The Republicans and Democrats are going
back and forth, threatening a government shutdown.

Speaker 3 (01:11:19):
I mean, we've seen this movie before, haven't we.

Speaker 1 (01:11:22):
Yeah, it does have a remarkable familiar ring to it, Dave.
And this one is, you know what drives me crazy
about this is they're shutting the government down over these
subsidies that kicked in because of COVID nineteen the income
eligibility requirements, so the capped subsidies at four hundred percent
of poverty level. Those disappeared. So you know this was

(01:11:43):
reported earlier. You know, a couple or family of four
of making six hundred thousand dollars of family income year
still qualifies for a government subsidy for the Obamacare premium.
It just hides the reality of it. But the premium
is really not going down, it's not disappearing. The American
taxpayers on the hook for the difference. I mean, that's
what the subsidy is. Dave.

Speaker 13 (01:12:03):
Yeah, And I'm glad you brought this particular aspect up
because COVID is long behind us, right and we're still
paying for it. Taxpayers are still paying for it. And
it really is so emblematic of what the federal government
does is they don't stop paying for things even after
the crisis is gone, and we see this with programs,

(01:12:24):
We see this with the sugar subsidy, with so many things,
is that the government just doesn't stop it. And you know,
Ronald Reagan said there's nothing more permanent than a temporary
government program. And this is the exact embodiment of that.
And it's costing hundreds of billions of dollars a year.
And I can't believe the Democrats are drawing a line
in the sand on this, of all things. This is where,

(01:12:46):
like you said, I mean the income levels. You know,
five hundred thousand dollars. You know, a family of four
that got rageous, and it absolutely got rageous. And this
is it's just a little bit of common sense here.

Speaker 1 (01:12:57):
Yeah, and the vast majority of I believe it was
identified at one point five million people are going to
have their subsidies taken away. So, oh my god, we're
all gonna die, a lot of them, many, many, many.
It's pointed out in a variety of different reporters and
arty different articles and reporting on this. They're eligible for
employer care, their employers are offering medical insurance policies that
are within the realm of affordability. But people got duped

(01:13:18):
into going with Abombacare because of the subsidies masking the
real cost of it. And isn't this all, Dave, the
dirty little secret that's whispered in the back room among Democrats.
This is an effort to get everyone under a single
payer plan, i e. Medicaid for everyone.

Speaker 2 (01:13:33):
Dave, Yeah, that's right.

Speaker 13 (01:13:36):
And it's Medicaid for all, it's Medicare for all. And
this is what the Democrats have been doing. Bernie Sanders
has been talking about this for decades. And this is,
like you said, just sort of the next step in this.
And that's why when the One Big Beautiful Bill was
passed we saw some really again common sense medicaid reforms. Right,
if you're able body, you have to look for work.

(01:13:58):
This is not revolutionary and this is not throwing people
out on the street. This is just saying, listen, if
you're able to find a job, or look for a job,
and that's what this is. And again, this is costing
hundreds of billions of dollars a year. This isn't just
you know, some sort of academic conversation we're having here.
It's really affecting our bottom line as a country.

Speaker 1 (01:14:19):
And what else is affecting our bottom line, your three
forty B program. Now, it's kind of funny when I
saw on your list of things and how terrible this
three forty B program was supposed to lower the cost
of prescription drugs for taxpayers, but it actually increases them
because of the fraud, waste, and abuse, and poorly drafted
legislation which left millions and millions of loopholes out there

(01:14:39):
for the medical providers to exploit. My wife happens to
be an expert on three forty B. Even joke at
one point I was going to get her license plates
it said three forty B. She's a lawyer for the
largest healthcare system in the country. She became an expert
on this program. But explain how this has ruined the
price of pharmaceuticals and changed the sort of what what

(01:15:00):
otherwise would be a common sense, rational way of prescribing medication.
Of course, letting this subsidy flow to the patient.

Speaker 13 (01:15:07):
Yeah, So basically, the three forty B program says, okay,
if you're a pharmaceutical company, you have to give discounted
drugs to hospitals that serve the poor and rural folks. Right,
And this was to expand healthcare. This was to say, Okay,
we want to make sure these hospitals are covering these patients.

(01:15:27):
So if someone comes in and they are lower income,
they are classified as a three P forty B patient.
The problem is that the hospitals are not passing along
those discounts to the patient, to the pharmacies. They are
getting full price for these pharmaceuticals. So let's say they

(01:15:49):
get a drug for ten dollars, Well, they'll sell it
for fifty. They're supposed to sell it for ten, but
they sell it for fifty and a moment of absolute
weird class Already, a hospital chain, I believe with Upstate
New York said yeah, we're taking all the profits from
three point forty B and opening hospitals in more profitable areas.

(01:16:10):
So I don't know why this hospital chain said it.
I'm glad they did because it, you know, really was
able to shine a light into this process.

Speaker 3 (01:16:17):
But this is what's happening.

Speaker 1 (01:16:19):
They admitted to what all the hospitals are doing. They're
pocketing the subsidy, they're patting their bottom line.

Speaker 13 (01:16:28):
Yeah, and Congress refuses to do oversight on this program
because they know what's happening.

Speaker 3 (01:16:34):
Listen, if I know this, this is happening.

Speaker 13 (01:16:36):
If you know this is happening, Congress knows what is
going on, and it's been going on for years, and
again it's you know, it's one of these programs that's
intended to help lower income folks but gets abused and
zero oversight.

Speaker 1 (01:16:50):
So and my understanding in some of the things that
Americans for Prosperity is pushing for, one established clear definitions
of eligibility criteria, like identifying paid as uninsured or low
income individuals who are now eligible for Medicare Medicaid. They
don't even do that. I mean, the qualifying individuals aren't
even specifically explained or defined in three forty B.

Speaker 13 (01:17:15):
No, absolutely not.

Speaker 1 (01:17:16):
That's insane.

Speaker 13 (01:17:17):
And you can go to the hospital tomorrow and they
can classify you as a three forty B patient and
you would never know. You would absolutely never know that
you were classified. And they do that so they can
get these discounted pharmaceuticals.

Speaker 1 (01:17:34):
And the point of the program was this altruistic idea
that folks on life's margins were going to have their
pharmaceuticals subsidized because they can't afford them. Low and behold,
the hospital puts the money in its pocket and forces
that low income individual to pay the full price of
the pharmaceutical. It shouldn't that be criminal.

Speaker 2 (01:17:54):
That's right, Brian.

Speaker 13 (01:17:55):
And you know what happens now is when a member
of Congress speaks out against against this, Oh, you're trying
to hurt poor people. No, that's but of course that's
not what's happening. But that's the talking point, right, is
that they say you're trying to take away to say, no,
we're trying to make sure that they're the ones that
are receiving it, the lower income folks that need this.

(01:18:15):
We're trying to ensure that they're the ones receiving it
and not making these hospitals rich. I mean, these hospitals
are making tens of millions of dollars off of this
program and they're doing nothing for it. It's just manipulating
the system. And what a simple legislative fix. Apparently in
three point forty B there is no requirement for how
hospitals use the discounts, of course, which allows them to

(01:18:38):
put it right into their pocket.

Speaker 3 (01:18:40):
Dave.

Speaker 1 (01:18:40):
That's like a one line fix. In three point forty B,
hospitals lost past the discount along to previously identified now
identified qualifying individuals.

Speaker 13 (01:18:53):
Yeah, and I'm so glad we're talking about this, Brian,
because I think so many of your listeners that.

Speaker 8 (01:18:58):
Probably have never heard of this program right and really
need to know that they may.

Speaker 13 (01:19:02):
Be three forty B patients, you know, when they go
to hospital and listen. You know, the more education the better.
And it's just it's one of our top issues this year,
and it just makes us so mad. What's happening.

Speaker 1 (01:19:15):
Well, I certainly understand why you might be mad about that, Dave.
You got me all angry about it. I have a
better understanding of how three forty B works than I
ever did. Thank you, Dave Williams. Taxpayer Protection Alliance online
at Protecting Taxpayers dot org. Other craziness with Dave coming
up vaping, vaping, deering, copic near and dear to Dave's
heart smoking policies, plus airline antitrust issues followed by Steve

(01:19:38):
Gooden at the bottom of the hours. Stick around more
with Dave After I mentioned Rhinoshield, got a Rhinoshield Cincinnati
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Speaker 5 (01:20:38):
This is fifty five KRC, an iHeartRadio station from.

Speaker 1 (01:20:46):
Jen and I Weather forecast gonna be nice day to day,
sunny sky is eighty four for the high tonight clear
fifty nine. Tomorrow's sunny in eighty claar skis Overy night
fifty three and a partly cloty Thursday with the high
of eighty four. It's sixty two right now.

Speaker 4 (01:20:58):
Time for traffic from the UCO Tramphic Center.

Speaker 11 (01:21:02):
The u SE Cancer Center offers personalized prostate cancer care,
exclusive clinical trials and treatments you won't find anywhere else.

Speaker 4 (01:21:10):
Called five p one three five to eighty five U.

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See see see cruiser working with the new accident. It's
inbound Columbia Parkway at Torrance. Traffic starting to back up
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Avenue to a recon four lane block. Chuck Ingram Month
fifty five. Kros The Talk Station.

Speaker 1 (01:21:32):
Seven nineteen to fifty five KROSD Talks Station. Protecting Taxpayers
dot org is where you find the Taxpayer Protection Alliance.
Bookmark and check out what they're doing. Dave Williams, The
Taxpayer Protection Line is going to move over to a topic.
I know this's near and dear to your hard Dave.
Smoking and vaping.

Speaker 6 (01:21:46):
Yeah, it really is.

Speaker 13 (01:21:47):
And you know we've talked about this before, but my
dad smoked three and a half packs of cigarettes a
day for twenty years and obviously took a major toll
in his life. I mean he died when he was
sixty three. With you know, I'm fit nine now, right
and when you think about wow, I mean sixty three
at such a young age, and well, that.

Speaker 1 (01:22:06):
Hits home with me, Dave, I literally just turned sixty
that this past Sunday, So wow.

Speaker 14 (01:22:14):
Too.

Speaker 13 (01:22:14):
Way we have products now, yeah, we have products now
that can help people quit smoking.

Speaker 3 (01:22:19):
It's vaping.

Speaker 13 (01:22:20):
There's a lot of different things, you know, pouches, and
the FDA is just slow walking all of these products.
And one of the problems is now we're having these
illegal vapes from trying to come in that are dangerous
that there's zero regulationists. I'm not a big regulatory guy,
but you have to have some sort of standards when
it comes to these products. And China is just filling

(01:22:43):
the market with this and people are getting injured.

Speaker 1 (01:22:46):
And it's a problem.

Speaker 4 (01:22:47):
Yeah.

Speaker 1 (01:22:47):
And from what I've read, it's the coil the internal components,
maybe not necessarily the vape juice, but the coils that
heat the vape product up are laden with toxic like
leads and things you don't want him your body. If
it was the if those component products were regulated there
was some uniformity over the safety of the coil and

(01:23:08):
maybe the juice that goes in it as well, then
you could buy a ABE confidently knowing that you're not
inhaling something that's toxic.

Speaker 13 (01:23:15):
And I guarantee you, Brian. There are people listening right
now that have quit smoking because of vaying, oh, sure
these products, and they are nodding their head in agreement
with us, and they wish that the FDA were you know,
that they were proving more of these products. And again
it's the slow walking of the FDA. But they complain,
they go, there's too many illegal vapes coming in. Well, guys,

(01:23:36):
you actually have an opportunity to stop this. Yeah, you
can approve and you can prove more of these products.
So it's frustrating to see. And again, I wish these
products were available in the seventies. I mean, think about
you know, the change. And this has a lot to
do with healthcare costs too, because we could save billions
of dollars on healthcare costs if more people stop smoking.

Speaker 1 (01:23:59):
That's the truth. And I mean, who among us doesn't
see the seemingly infinite number of vape shops on every
single corner of every single neighborhood. How I can count
like five of them within a two mile radius of
my house, Dave, And I'm sure all of them are
stuffed with Chinese manufactured perhaps quote unquote illegal. And let
me ask you about that. Are there quote legal clothes

(01:24:20):
quote FDA approved of vape products out of the market.

Speaker 13 (01:24:23):
There's about twelve or thirteen. I mean, there's really just
a handful, but there are millions of applications that are
pending the FDA. And the FDA says, you know, one
hundred and eighty days, we will approve something in one
hundred and eighty days. It has taken four to five
years for some of these products to get approved. So
it's see FDA dragging their feet. Can I ask, and

(01:24:45):
maybe you don't know, I don't know. Of the approved products?
Are those maybe manufactured by major former massive tobacco companies,
well healed lobbyists and that kind of thing. Are they
are there the names that we might recognize that have
gotten their vape product approved by the FDA. It's not
the small guy, no, they're the big tobacco companies. Because

(01:25:06):
they are the only ones that have the money to
be able to go through this process, the FDA process,
because it takes, you know, a few million dollars for
each and each strength has to get approved. So if
you have let's say strawberry flavor and it's three milligrams,
well get that can get approved. But then six milligrams
you get to go through the whole process again. So

(01:25:27):
it's really just insane the amount of paperwork that has
to be done to to get this accomplished. And that's
why the big guys, the big tobacco companies, are able
to do it, the only ones that can afford it.

Speaker 1 (01:25:38):
At this point, had no doubt about it. Where's the
emergency use authorization for this day? Just kidding anyway, let
us finally before we part company DA Billiams and the
Tax pay Protation Alliance, the anti trust policies that are
screwing up the airline industry. Hell, we have Jimmy Carter
to think for the explosion of the airline industry. Back
in nineteen seventy seven, he deregulated, and wow, the industry

(01:26:01):
blew up. More people fly, the number of jobs in
the airline industry doubled between the reforms of the nineteen nineties,
carriers increased lots of lower competition, competitive fairs. That's brought
about by deregulation. So deregulation works. Huh yeah, Apparently who would.

Speaker 13 (01:26:19):
Have thought that allowing the airlines to do what they
do best would work? And listen, obviously we've seen that
for the you know what fifty years now, and we're
going the wrong way. It reminds me of planes, trains,
and automobiles. You're going the wrong way.

Speaker 3 (01:26:34):
And that's what the STC is doing.

Speaker 13 (01:26:36):
And you know, we have mergers for a reason is
that companies, you know, can't survive on their own, so
they have to either buy or be purchased by another
company and acquired by another airline. And it's working. It's
just that federal government is putting a stop to this. Now,
the federal government shouldn not be a participant in this process.

(01:26:57):
They should be a referee. They should cross the t's
dot the eyes and say, okay, let's let allow the
free market to work. But the federal government is manipulating
the market so much. In the airline industry well as
a Jet Blue and Spirit they tried to merge and
Spirit went bankrupt because they needed the merger, but they

(01:27:19):
couldn't survive on their own. But the FTC and this
is listen, this transcends administrations. This is Lena Khan at
the head of the FTC with Biden and now Trump's
head of the FTC are doing the same thing. So
this is not partisan. It's just both parties love big
government when it suits them, and it's frustrating to see

(01:27:39):
that you have a president who in his first term
was very deregulatory, come in and have people that are
putting their thumb on the scale of these mergers and acquisitions.

Speaker 1 (01:27:49):
Dave Williams always hitting it out of the park with
taxpayer protection lines. I appreciate the work that you're doing.
Thanks for the time you spend my listeners and me.
I feel like we don't get to talk enough, but
I always feel our conversations are really valuable and very
informal to my friend, have a fantastic week. I'll look
forward to our next conversation, and again I'll encourage my
listeners to check out your site Protecting Taxpayers dot org. Dave,
take care of my friends.

Speaker 13 (01:28:08):
Just happy fiscal New Year.

Speaker 1 (01:28:10):
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In at fifty five KRC.

Speaker 1 (01:29:22):
Hey, there's your Channel nine. First one to weather forecast twoday.
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Speaker 1 (01:30:16):
It's a seven point thirty I fifty five KRCD talk station.
Happy Tuesday, always happy to talk to our favorite legal expert.
When it comes to matters law, we always end up
having Steve Gooden on the program. Steve Gooden is a
candidate for Cincinny City Council running as a charter right.
He was there before. It's got a great record. He's
a sound, solid, logical, reasonable guy, and he should be elected.
Please vote Steve Gooden. Steve Gooden, welcome back to the

(01:30:39):
program from the law firm of Porter Wright. Foind him
online at Porterwright dot com. If you need a good lawyer,
Welcome back, Steve. It's a pleasure to have you on
the program. It's an honor to be here. Brian good Mornick,
I appreciate you saying that that's kind of you. Iris
Rawley making the news, and of course, as a candidate
for Cincinny City Council, this obviously is important to you.
We learned recently that she just renegotiated her contract with

(01:31:02):
the city doing some consulting work. Independent consultant. Apparently five
hundred and seventy thousand dollars is the value of the contract.
And we also learned just recently that she hired her
convicted Fellon's son to work on this government square program
to help, you know, distress youth avoid crime. He's paid
four hundred or forty four hundred dollars a month for this,

(01:31:24):
which some people are calling foul because it's clearly nepotism
and a city employee would be subject to nepotism rules
and would never be hired under these circumstances. So break
this down for us, Steve Gooden.

Speaker 6 (01:31:38):
Well, Brian, Yeah, this one is yet another reason why
people are so cynical about doing business with the city.
It's because, you know, the rules just simply don't apply.
I mean, just to put it very very quickly, if
you are a full time government employee in Ohio, whether
you work for the city or not, there's some pretty
stringent ethics rules, and nepotism is one of them. You

(01:32:00):
can't just turn around and give a job to your son.
But if you're a contractor for the city, there are
no rules. What the State of Ohio says is look
independent contractors should be policed by the city, and each
city should pass their own rules, and most big cities
like Cleveland and Columbus have, Cincinnati has not. There are

(01:32:23):
no background checks required, there are no nepotism rules, there's nothing.
They just hand you the money. And in a case
like this, I think everybody in city Hall knows why
miss Rowley was hired here. You know, she did some
work over the years back on the police collaborative that
even a lot of police officers I know have actually

(01:32:44):
over time come to embrace. But in this current role,
she is there to run political interference for the mayor
whenever there is some racially charged issue or a police
shooting or something of that nature. She has other responsibilities
on paper, that's really why she's there. And of course
they just handed this money to her every year with

(01:33:07):
no oversight, with no metrics, with no checking. And obviously
city council has never after all these years, bothered to
pass any kind of ethics rules. And I approached this
when I was on council, you get a very negative reaction.
There is this whole ecosystem of politically charged contractors and

(01:33:27):
some contractors that no one wants to touch because if
you did, you would see I'm sure things worse than this,
where the contracts are given out for relatantly political reasons,
and it's just another reason why people have no faith
in that place.

Speaker 1 (01:33:43):
Well, and I've observed many times and no disagreement from
folks like you, Christopher Smithman, anybody else that I've talked
to you that has some connection with city council. It's
these non governmental organizations that are so damn powerful in
terms of a number of people. They have a measure
of con over. So if you terminate at Iris Rowley's
contract because it's too expensive and maybe there aren't they

(01:34:05):
aren't achieving some metrics with whatever work she's been paid
to do. This is a pointless program. They haven't delivered
on success. Here's for all the reasons we're cutting you off.
And anybody who would consider doing that are going down
that road is going to get attacked by all of
the minions that say Iris Rolli has control over. Those
are a lot of votes that might might go a

(01:34:25):
different direction at Iris Rowley's behast.

Speaker 6 (01:34:30):
Well, that's exactly right. I mean, I mean she's politically powerful,
and look, you know I've taken a risk by talking
about it. You know, I've been told by many of
my political advisors saying like, well, you can't, you can't
call this out. You're gonna lose support. She's gonna whip
up support. And they do. They actually have this whole
you know what they call a troll farm of people
that are out there on on Twitter and on Facebook

(01:34:52):
that as soon as you criticize one of these agencies,
you know, they have planted people out there criticizing you.
Call it you racist, everything that comes a racist the
second you even begin to talk about ethics, and you know, really,
you know it really is is you know, from a
mythological terms, Brian, it's like a mini headed hydra. You
cut one of these, you know, consultants or nonprofits off,

(01:35:13):
there's another one that grows in its place. This has
really been going on for almost thirty years or so.
It's how patronage works in cities. They no longer give
you patronage through a full time job because we do
have some civil service protections and Ohio does require all
full time municipal employees to abi by ethics rules. But

(01:35:34):
you hand the contract to your friends who work in
a nonprofit or who form a nonprofit or who just
in this case declared themselves to.

Speaker 3 (01:35:41):
Be a consultant.

Speaker 6 (01:35:42):
You hand the contract to your friends that way, and
the rules don't apply, and it's a huge loophole, and
that's how the money moves at city Hall. It's an
open secret. Nobody talks about it until something like this
really just comes out in the public and it can't
be denied.

Speaker 1 (01:35:58):
It cannot be denied. We will continue our conversation with
Steve Good and again you can find him online at
porterright dot com. Got more to talk about with him
about that, plus his campaign for since a City Council.
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Speaker 5 (01:37:05):
This is fifty five KRC and iHeartRadio station.

Speaker 1 (01:37:10):
Channa nine Weather forecast day. He's gonna be Sonny in
eighty four tonight fifty nine with clear skies, Sonny in
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you about cars station Brian Thomas with Steve Gooden, lawyer
Extraordinary Law firm, a Porter Right run for CINCINNY City

(01:38:06):
councilor of the Charter Right banner.

Speaker 4 (01:38:08):
He's good Man.

Speaker 1 (01:38:08):
I strongly encourage you to what is your your your
campaign website, Steve Gooden.

Speaker 6 (01:38:14):
To vote Gooden dot com. It's very creative that way.

Speaker 3 (01:38:18):
Vote good dot.

Speaker 1 (01:38:18):
Com making it easy to remember vote Gooden dot com.
Help him out, learn what he's all about. YouTube will
decide he's a right choice for the City of Cincinnati Council.
Steve Gooden continuing with this conversation irish ROLLI I have
to observe that political power that I will acknowledge she
has and a lot of supporters and followers who might

(01:38:39):
vote at her behest. That's the concern many council members,
and of course the mayor has alienating these powerful, politically
connected individuals. But that only works in a city where
only twenty five percent of the people show up, right, Steve,
That twenty five percent makes up the power that they wield,
does it not? Or Am I on the wrong page?

Speaker 4 (01:38:58):
Steve?

Speaker 6 (01:39:01):
No, I think you're absolutely right. I mean, we traditionally
do have low turnout elections in the city of Cincinnati,
which means that somebody, you know, like miss Rowley and
in that in her like circles of power, can really
have an impact. If you drive five or six thousand votes,
that makes a difference. Now you know, this year is

(01:39:22):
I think going to be very very different. I mean,
I think there is a strong sense out there the
city's on the wrong track. The early numbers that we're
seeing in terms of absentee vote applications and requests are
very strong, and frankly, it looked as though a lot
of Democratic voters are not sending out their requests, or

(01:39:45):
at least they're sending them out in lower numbers, and
independents are sending them out, you know, almost forty percent
more than incomparable years. So I think there is a
huge amount of discontent, and I do think you're going
to see a pretty strong turnout here. We had a
record turnout. We usually there's there's state issues and so
forth that have driven the record turnout, but for a

(01:40:06):
purely local election, it looks like an awful lot of
people are coming out this year. So you know, we're
going to try to do the right thing. We're going
to try to speak out on the issues that we
think are correct, regardless of whether it is politically convenient
in the moment. And we're just hoping that the average
voter who we're out talking to, who seems to have

(01:40:26):
had it, are going to turn out no matter what.
And this is going to be one of those years
where the people who are traditionally kind of whipping votes
out of small segments of the community aren't able to
have their say.

Speaker 1 (01:40:39):
Well, on the campaign trail, what are the repeated issues
that keep coming up, Steve? What are people telling you
that needs to be addressed by you? If, for example,
you're elected to SINCEI City Council, Well, then I.

Speaker 6 (01:40:54):
Mean they all really focus in like in three big areas.
I mean one is obviously cross. There is just this
sense that the city has become less safe and more
violent over the last four years, and I think the
numbers back that up. You know, there is this kind
of this kind of disgusting tendency that's coming out of
city Hall to try to quibble about the stats and

(01:41:15):
argue about how the crime data is collected. But there
is no question property crimes are up, murders are up,
shootings are up. We are on pace at twenty three
thousand recorded shots on our shot spot or technology around
the city. It's twenty three thousand shots in the city
of not quite three hundred thousand people. It's absurd. The
second one is, you know, we really do have a

(01:41:38):
form of a housing crisis here. It's hard to build
new housing, it's hard to rehab. There is so much
red tape. The city wants to incentivize new housing, but
then also even market rate housing, but then stumbles over
itself in a truly bad that way. And third of
these quality of life issues, graffiti, litter are the state
of our roads. There's this sense that were so busy

(01:42:01):
with things like the Irish Roly contract and all these
sort of politically correct programs that the city's taking its
eye off the ball when it comes to just basic
city services. So you hear that over and over and
over again. I mean I was at a candidate forum
last night and a city council umber named Mark jefferis
is trying to explain to this crowd over at Elder

(01:42:23):
High School that that he has a program where they
are now kayaks that the city has bought for Mill Creek.
And we could see the people are like, but there's
pop holes everywhere. I mean, like, we don't want the kayaks.
Why the city's in the kayak business? I mean, I
mean it was it was just that if I could
if I could take one moment out of this, there's
this guy is Mark Jeffers, and he's very earnest about

(01:42:43):
his kayaks. But the people over you know and Price
Hill did not want to kayak. Okay, if I figured
they could go writ one if they wanted won you know,
they want their street space, that is yes. I mean
it was just absurd and it just and that's one
of many silly programs. I mean, they've got little bicycles
you could ride, and and all of stuff that's not

(01:43:04):
what people want. People just want their streets fixed, So
you know that. I mean, that's that's really where we are.
The other the other last thing is just I think
the tone there at city Hall is so terrible. I
mean that I mentioned this before. If you question any
of this stuff, they attack you. So if you question
any of these development deals, like you know, connected communities

(01:43:25):
or High Park Square, you're a nimby and you don't
want housing. If you question how the city deals with
the homeless population, which is terrible, Uh, you know, you're
you lack compassion. If you call for more law enforcement,
you're like a maga racist, you know, who wants to
over police. They use some very loaded and terrible language
against their opponents, and they do it just to shut

(01:43:46):
down debate. And that, more than anything, is what needs
to change. We have to be able to have these
conversations if you're going to have any kind of a city.

Speaker 1 (01:43:54):
Well from my understanding, at least in so far as
the crime concern that impacts people in all neighborhoods, people
of all ethnicities, races, religions, and creeds. They just want
a safe neighborhood. So this idea that calling for tougher
law enforcement to provide a measure of safety and calum
for residents. That it's racist, that's just badcrap. Insane people
are just afraid of being labeled something, even though the

(01:44:16):
label has no connection with reality. It's like being called
a fascist. The words just come out of the left
mouth in spite of the fact they don't have any
concept of the definition of fascism. We need to all
collectively stand up to this and quit cowering in the
corner because someone is going to say out loud, well
you're racist. Really do a logical connection between that statement
and what I'm all about and see if you can

(01:44:36):
connect it to race is preposterous.

Speaker 4 (01:44:38):
Steve Gooden, I.

Speaker 6 (01:44:41):
Agree one hundred percent. And look, I'm you know, I'm
called a fascist and a racist pretty much every day
somewhere on social media. I'm over it. He doesn't bother me.
If you're going to speak up for the right thing,
you have to speak up for the right thing. And look,
we spent a day campaigning just the other day over
in bond Hill and they're saying the same things that
you in Bryce Hill, which is you know, where are

(01:45:02):
the police? We need more police we're scared to go outside.
I mean, we've really broken through on this. I mean,
the average person just wants to be safe. They want
their kids to be safe, They want their kids, they
just want the same thing that everybody wants, which is
just to be able to go about their lives without
fear or interference from the government, or interference from criminals

(01:45:25):
and people taking advantage of them. So, you know, we're
really speaking out for the true majority here, and I
know a lot of it gets filtered through this, you know,
this nasty rhetoric that comes out of city Hall right now,
But we have to have these conversations, and we're going
to say when loser draw, we're going to get out
there and say what we think is right. And we

(01:45:47):
definitely need more and better policing right now. And I
don't care where you are, what your race is. That's
just the reality. It's what the numbers say. And you
cannot have a city if you don't.

Speaker 1 (01:45:58):
Feel safe of you'll deliver on that message when you
are elected. Votegodin dot com. Steve Gooden always a pleasure man.
Keep up the great work and I wish you the
best of luck. And if you want, I know you're
a busy lawyer. We're having a listener lunch at Jim
and Jackson the River. Chrismithman is going to be there.
Corey Bowman's going to be there. Holly, who received the
beatdown in July. She said she's going to be there
and would love love to have you there if you

(01:46:18):
can make it. Meet some voters. Steve Gooden always a
pleasure Ry I love and I'll be there. Will absolutely
be there.

Speaker 3 (01:46:25):
Thank you.

Speaker 1 (01:46:25):
Ed Steve good In to the list Meet him tomorrow
and talk logic and reason with the man. Thanks Steve.
I'll see you tomorrowt listener lunch at Jim and jack
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Jenna and I we the work ass sunny eighty four today,
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Speaker 4 (01:48:23):
The talk station.

Speaker 1 (01:48:27):
Seventy Moore Ifele have KRCD talk Stasian jumped straight to
the phones, remaining moments of time, going to allocate to
pattern observer not conspiracy theorist, Maureen, Welcome back to the Morning.

Speaker 14 (01:48:36):
Show, Morning Brian. That's funny, great show. A couple of
things that you've brought up today that relate to some
podcasts I listened to over the weekend. So as far
as what Steve Gooden was just talking about, there was
in relation to Oregon and the riots there. This person
was talking about how there's this group called Green Hats,

(01:48:59):
and they are people that are in the group wearing
green hats so they can be recognized by the rioters,
and they are from the National Lawyers Guild and they
protect the foot soldiers of the deep State, so that
they and there's a personal on X called data REPUBLICA.
I think you've referred to her before, but she said
the National Lawyers Guild is a partnership of Mark Elias,

(01:49:22):
who's the Democracy twenty twenty five project, And so I
looked up what Democracy twenty twif project is, and it's
a strategic hub to protect people and their rights should
the trump Bands administration seek to unlawfully strip away the
freedoms and their prosperity. But interestingly enough, that republic is
saying that they should be investigated because they are facilitating

(01:49:46):
the unrest, and they are, you know, but anyway, so
Steve Goodin might want to look into that group and
see if there's a connection here in Cincinnati.

Speaker 1 (01:49:55):
So these unrest translates into criminal activity, the facilitating the
conduct or criminal activity WHI would be coordinated efforts i e.
A potential reco charge. Exactly there you go, Yes, two
more people engage in activity toward criminal activity, you either
get conspiracy to commit RICO or you actually commit RICO
if you engage in that activity. Don't need to label
them terrorist organizations or rockets stride them. Just take them

(01:50:17):
right to court and file a RICO charge against them.
That may solve the problem. And keep your popcorn out.
That won't be a quick process. A complaint has to
be filed. They got to get their facts in a
row before they can prove guilty on a reasonable doubt.
But I think it's out there, Maureen, you follow the pattern.
I appreciate what you do and thanks for staying in
touch with me and calling in this morning. Seven fifty
six Right Bart inside Scoop, The return of Deputy Policy

(01:50:40):
Director Bradley ja Yes Washeran's repeat Government shutdown tonight at midnight,
follow by the Daniel Davis Deep Dive Stick around Me
right back Today's top stories at the top of the hour.

Speaker 7 (01:50:52):
You just got to know what's happening in your world.

Speaker 4 (01:50:55):
Fifty five krc D talkstations.

Speaker 1 (01:50:58):
This report is sponsored by Staples Policy.

Speaker 6 (01:51:01):
Going to take our capital back.

Speaker 15 (01:51:03):
We're taking it back after another You burn a flag,
you get one year in jail.

Speaker 1 (01:51:07):
Fifty five krs the talk station.

Speaker 4 (01:51:12):
Atox.

Speaker 1 (01:51:12):
If any about krc detalk station, it's Tuesday.

Speaker 3 (01:51:15):
It is that time.

Speaker 1 (01:51:16):
Always look forward to Tuesday at this time Bright Bart
inside Scoop and I always start with the recommendation. Bookmark
the site br E t BA RT dot com. You'd
be glad you did great stuff. Always use that site
for the fifty five Carcy Morning Show and I'm always
pleased to have one of the bike park folks on
today the return of Deputy Policy Director Bradley. Jay Bradley,
Welcome back to the Morning show. It's always a pleasure
having you on the show.

Speaker 3 (01:51:37):
It's all great to be here, Brian, thanks for having me.

Speaker 1 (01:51:39):
And it's wash Ren's repeat day. Another government shutdown running
headlong toward us. Why because Chuckie Schuman the Democrats want
to continue the COVID nineteen subsidies for all people at
all income levels in connection with purchasing their Obamacare plans.
Is that where we are on this, That's.

Speaker 3 (01:51:58):
Where we are part of the time.

Speaker 16 (01:52:00):
Schumer really hasn't been straightforward about what exactly it is
that Democrats won't. That has been one of many items
that they've thrown out over the past several months. But
that gets to the broader issue here is that Democrats
have been planning on this date to force a shut

(01:52:21):
down since March, since we passed the last government funding bill.
Hakeem Jeffries, the House Minority Leader, just last week said
as much, said that we've been planning on this shutdown
showdown for months.

Speaker 3 (01:52:35):
That's what it's all about. It's about making a stand.

Speaker 16 (01:52:37):
It's about showing the radical elements of the base that
runs the Democrat Party that Democrats are willing to get
tough with Donald Trump, even if they're going to take
the government off a cliff to do it.

Speaker 1 (01:52:49):
Well, my understanding is the Republicans they're extending the current
spending levels, are willing to do that until Congress finishes
up the twelve appropriation bills that they're supposed to pass
every damn year but haven't done, relying on omnibuses since
nineteen ninety seven. That in and of itself is a
travesty and a failure of them to even understand the
simple basic principles and job requirements that's on their job

(01:53:11):
responsibility list. I mean, that's one of the only job
they've got past twelve appropriation bills. You've got a whole
year to do it. But we're going to continue funding
at current spending levels until that happens. I mean, what's
the problem with this set up? Bradley? Just because the
Democrats aren't getting their profligate spending ways.

Speaker 4 (01:53:29):
I don't know.

Speaker 1 (01:53:29):
I pay attention to the debt clock. Bradley, and I'm
frightened as hell about that.

Speaker 3 (01:53:34):
It is an actual crime, or at least it's illegal.

Speaker 16 (01:53:38):
Congress has statutory requirements to hit all these different marks
on passing those twelve appropriations bills. Each year it fails.
It seems like I think every year since I first
got into Washington and started working in the Senate in odone.
But here's the deal with the current problem that we're
looking at. The Bopparizon plan is to pass this seven

(01:54:00):
week continuing resolution to give these bipartisan appropriators the time
to continue negotiating those twelve bills. By voting against that
seven week c are Democrats are saying, you know what, No,
we're nuking the ongoing bipartisan appropriations process, the only chance

(01:54:23):
at getting any kind of concessions from Republicans right in
favor of making this ridiculous stand to appease their base.

Speaker 1 (01:54:33):
Yeah, and I think that's really a fundamental point that
needs to be doubled down on, Bradley. They don't give
up the opportunity to increase spending when they're negotiating the
twelve appropriations bills. That's where the sausage is made right,
and that where Republicans also engage in profligate spending for
their favorite interest groups in their states. I mean, that's
what goes on in the twelve.

Speaker 3 (01:54:54):
You're exactly right.

Speaker 16 (01:54:55):
And the saying in Washington is that there are three
political parties. There's Republicans, Demo and appropriators. Look these Republican
appropriators with their big spending ways, I mean, these are
democrats best friends.

Speaker 3 (01:55:08):
These are who if Democrats were actually.

Speaker 16 (01:55:10):
Serious about trying to strike a deal, those are the
people who Democrats would be talking to, not to try
to arrange these made for TV meetings between Trump and
congressional leaders Stune and Johnson. But they're not serious about
striking a deal. They're about making a big show of everything.

Speaker 1 (01:55:28):
Okay, And to that end, because I'm sitting here, Bradley,
getting ready to ask you, what do they hope to
accomplish by this? It seems to me just to try
to cause like, for example, all the constant investigation and
impeachment efforts during Trump's first administration just keep him busy
dealing with something that's a distraction to prevent him from
getting what he wants to accomplish in government. Likes shrinking
the size and scope of government, dealing with the deep state,

(01:55:50):
et cetera, et cetera. I can see them thinking that,
but this seems to blay right in Donald Trump's lap.
They shut the government down, and he's already said he's
gonna do it. He's gonna start firing people.

Speaker 3 (01:56:02):
You're exactly right.

Speaker 16 (01:56:04):
And that's why everyone is scratching their heads. What are
Democrats thinking here? Russ Vote, the Office of Management and
Budget Director, well known throughout Washington, is perhaps possessing more
hatred for the federal bureaucracy than anyone in this town.
He has just been waiting for the opportunity to run

(01:56:25):
the OMB during a shutdown because he will have broad
discretion to determine where where funding actually goes, including making
these mass layoffs, potentially of federal bureaucrats. Democrats are giving
him that authority, and I don't see how this plays
out well for them long term, and because they're essentially

(01:56:48):
playing into Trump Trump's hands, I don't see what incentive
Trump and Republicans have to give Democrats an off ramp.
Any exit ramp that they have from the shutdown is
going to get bumpy, and whatever road it leads into
is going to be even worse for Democrats. It's just
political malpractice for the short term benefit of appeasing their

(01:57:10):
radical base.

Speaker 1 (01:57:11):
And of course there's always a win loss analysis on this.
Who wins? I mean, who's going to get blamed for
the government shutdown? This clearly seems to be falling right
in the Democrats' lab for the reason you just pointed out,
and we just pointed out, there's still opportunities for them
to get their way during doing the twelve appropriations bills.
They haven't given up on that option. Kella could be
worse in the final analysis if they went through that process.
So there's that Trump's going to get the opportunity to

(01:57:34):
fire some people. But I think maybe the Democrats are
still harboring a notion that this whole there their control
over the mainstream media's message are always on the Democrats side.
The mainstream media will be out there saying the Republican's fault,
it's Republican's fault. I don't think the mainstream media has
nearly as much power as it did even a few
years ago. There are so many other options out there

(01:57:54):
that people are turning to to get their news. And
digest it, and so many different approaches to the win loss.
And now if I can use just one small example
of what we're reporting on that, maybe that is no
longer a thing. Your reaction that sort of fought Bradley, Brian,
you absolutely nailed it.

Speaker 16 (01:58:12):
This is not twenty eighteen the last time we had
a partial government shutdown. It's not twenty thirteen the last
time we had a long full government shut down. People
have other ways of getting their news besides ABC and MSNBC.

Speaker 3 (01:58:28):
It's just a different time. Plus, the shoe is on
the other foot now.

Speaker 16 (01:58:33):
Republicans are the ones who are making a very simple request,
seven week short term funding patch so that we can
keep by partisan negotiations going. It's Democrats this time who
have unreasonable demands trying to use a seven week continuing
resolution to force these huge monumental policy changes like that

(01:58:57):
one point five trillion dollar extension of Obamacare subsidies that
was passed during COVID when everybody was freaking out, and
the Democrats were using it as an advantage to enlarge
government and create a further foothold into all of our
lives and give them more power. That Republicans are not
going to play that game this time. And it's just

(01:59:18):
so simple and straightforward to anyone looking at it that
Republicans are being responsible and Democrats are making ridiculous demands.

Speaker 1 (01:59:26):
All right, so you know, drain your tea and take
a look at the tea leaves, Bradley, Jay, how does
this ultimately play out? Let's assume the government shuts down
tonight at midnight. Democrats are holding fast, Republicans are holding fast.
Where do we go from here? And how do you
see it resolving itself?

Speaker 3 (01:59:40):
Bradley, That's a great question, and it's really a head scratcher.

Speaker 16 (01:59:45):
Yeah, the best that Democrats might be able to hope
for is some type of assurance from Trump and Republicans
that they will, at the appropriate time talk about extending
those Obamacare subsidies. I don't think that Republicans have an
incentive to actually address that with the next spending bill.

Speaker 3 (02:00:08):
So again, it gets back to whatever exit m Democrats
have is.

Speaker 16 (02:00:12):
Gonna be real bumpy, and it's going to take them
somewhere that they don't want to go.

Speaker 3 (02:00:18):
Will Republicans stay united? That's the question. Republicans aren't very
good at doing that thus far.

Speaker 16 (02:00:25):
They are much more united about the plan than they
were in twenty eighteen and twenty thirteen. I think that's
because ideologically and philosophically, and if you look at like
the actual the specifics of what Republicans are proposing here
their own such firm footing. Democrats hope appears to be

(02:00:47):
that they can somehow get Trump to fold, or get
enough Republican moderates to fold that Republicans have to go
in a different.

Speaker 3 (02:00:55):
Direction right now, I don't see it. If the shutdown
last one.

Speaker 16 (02:00:59):
Two, three, four weeks or more, will that change potentially,
But that's a big roll the dice for Democrats.

Speaker 1 (02:01:06):
Well, in my understanding, the expiration of these subsidies, which
again COVID nineteen subsidies, they go to people with incomes
above the original cutoff of four hundred percent of federal
poverty level. There are only I say only, it's still
a significant number, Bradley, but one point six million folks
are going to lose this perk thanks to COVID. But

(02:01:29):
that includes, for example, I saw I saw the Wall
Street Journal to the number on this a family of
foreign in Arizona making six hundred thousand dollars. They get
the subsidy. Right now, married couple in West Virginia making
five hundred and eighty thousand dollars, they get the subsidy.
The one point six million people who are going to
lose the subsidy probably won't be that financially devastated, And
even if they think that they are, that doesn't add

(02:01:49):
up to a whole lot of votes when it comes
to the impact on the elections next year.

Speaker 16 (02:01:55):
I think you're right, and there is a small handful
of republic loans on the House side that would prefer
right now to extend those in some fashion maybe sunset them.

Speaker 3 (02:02:08):
Maybe means tested.

Speaker 15 (02:02:09):
Well, theset there already sunset at the end this year. Bradley, Well,
I feel like that it may be in conjunction with.

Speaker 3 (02:02:19):
The midterms next year. I'll say, uh, but but look,
here's the thing.

Speaker 16 (02:02:25):
A seven week funding patch is not the appropriate time
to deal with something so expensive. If they pass a
seven week c R and they want to pass something
long term, that.

Speaker 3 (02:02:38):
Would be much more appropriate.

Speaker 16 (02:02:40):
And Republicans have said they'd be willing to do that,
but Democrats have drawn a line in the sand and
said nope, right now, we need to have this conversation
and I don't think that's the politically pragmatic step for them.

Speaker 6 (02:02:52):
Wow.

Speaker 1 (02:02:53):
Well, I guess we're in the moment in time, Bradley Jay,
where we just get our popcorn out, put our feet up,
and just watch an unfold because midnight's the night is
the time.

Speaker 6 (02:03:00):
Right.

Speaker 3 (02:03:02):
Oh, it's great to be a deputy political editor at
Rereibart right now.

Speaker 16 (02:03:06):
We've got all kinds of uh, We've got all kinds
of opportunities and material to cover, and we are going
to keep everyone updated on this on Breitbart dot com.

Speaker 1 (02:03:15):
You always do, brad last way, I love you guys
so much. Bradley Jay. He is the assistant I'm sorry,
deputy director of policy at Bredbart Breitbart dot com book Market.
You'll be glad you did, Bradley. We'll talk again soon.
Keep up the great work, my friend. Thanks for the
time today. Looking forward to it. Thanks Brian, Take care
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Speaker 8 (02:04:30):
Ninety three fifty five KRC.

Speaker 1 (02:04:33):
This is Greg Tarsinski from the original eight twenty two
fifty five krs DE talk station. Happy Tuesday. Daniel Davis,
a deep dive retired with Colonel Daniel Davis every Tuesday
at eight thirty here on the fifty five KRS Morning Show.
Interesting developments. Looks like the war between Russian and Ukraine
has now turned into a war against civilians and civilian infrastructure.

(02:04:55):
I noted that the Ukraine missiles hit a major thermal
power plant in the city called bell Belagrod. Three hundred
and fifty thousand people live there. They knocked out about
a third of the civilian power. And that's what it's
going for. They're trying to make a strike, a political
tone and unhinge the Russian people because winter time is
approaching and I got to keep the cities warm and

(02:05:18):
lit when winter approaches. One expert quoted as saying power
outages in Russia cities are not just a military problem,
They're a political one. Putin needs to maintain the perception
of control and stability, and if ordinary Russians start facing
rolling blackouts in major urban centers, the Kremlins narrative of
strength unravels. Is that enough to well give the Ukrainians

(02:05:39):
an ultimate victory in the long run. Russians are busily
bombing Ukrainians power supply as well. I just menagine causing
a comparable problem, although Ukrainians have a dog in the fight.
That's the one thing, you know. It's like fighting religious zelotry.
There is no way in hell you're going to transform
the hearts and minds of someone who's devoutly religious and

(02:06:00):
fights wars in the name of their god. You can
roll in an army of a foreign government which doesn't
have the will. It's not their territory, doesn't benefit the
population of Let's say the United States fight a war
in some foreign land. So there's that will, that connection
to the local land, or in the case of religion,
that connection to God. You just can't substitute the will

(02:06:24):
and what it means. They're much stronger in the fight
than someone who just shows up and is told to
start shooting at the other side. That's my conclusion. We'll
see what Daniel Davis has to say about it and
real quick. I know I've been harping on it a
lot today, but I'm so excited about listening to Lunch
tomorrow Jim and Jackson, the River, Holly who was on
the program yesterday, the woman who received that horrific almost
dead death beat down. Listen to the podcast at if

(02:06:46):
I have caresy dot com. She said she's going to
join us tomorrow at listener Lunch and I can't wait
to meet her in person. Corey Bowman's on the list
of folks who's confirmed he's going to be their mayoral candidate.
Corey Bowman. We heard from Steve Gooden earlier in the
program about the Iris Roy contract and his race for
council seat. Steve said he's going to be there, of course.
Christopher Smithman already said he's going to be there. It's
going to be a great group of folks. If you're
a candidate running for office, I strongly encourage you to

(02:07:09):
get in touch with or show up at listener Lunch.
There's a lot of politically active folks out there willing
to put up yard signs, make campaign contributions, spread the
word by word of mouth. Anyway, nothing but good and
positivity comes out of a listener lunch, and of course
the wonderful fellowship that I always fully appreciate. Jim and
Jacks Tomorrow around eleven thirty. I hope to see you

(02:07:29):
there and I hope you can stick around. Got the
Daniel Davis Deep Dive up next, But first, a word
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Speaker 4 (02:09:10):
The talk station is he twenty nine.

Speaker 1 (02:09:14):
On Tuesday. It's that time a week we get to
hear from retire Lieutenant Colonel Daniel Davis a little segment
that he calls in his podcast. Find it online where
you get your podcast, Daniel Davis, Deep Die. Welcome back,
Daniel Davis. Love having you on the show. Always a
pleasure to be here, my friend. All right, it looks
like the Ukraine Russian war is now just basically a
war against the civilian population. I noted over the weekend

(02:09:36):
Russia or Ukraine hit a major thermal power plant in
the city of Belgarod, knocking out one third of the
city's power. It's basically, you know, civilian population. And I
saw one Russian expert, a guy named Mark Gilotti University,
College of London. Power outage in Russian cities are not
just a military problem, They're a political one. Pewtin needs

(02:09:57):
to maintain the perception of controlling stability of ordinary Russians.
Start facing rolling blackouts and major urban centers, the Kremlin's
narrative of strength unravels. And I know you and I
have talked about the military realities of Ukraine and Russia.
Russia is got got more arms, they got more soldiers,
they've got more weapons, clearly the larger military power. But

(02:10:19):
behind every military or every military there is a civilian
population that does have a political perception of this. What's
your temperature reading on the Russian people? Their children are
the ones that are dying in this conflict. I don't
know that they are interested in, you know, rebuilding the
former Soviet unions might putin obviously is I mean, he

(02:10:41):
would love to go back to the old days of
the Eastern Bloc nations. But do they really have the
Russian people, do they feel like they have a dog
in this fight, that it's worth all the money that's
being and the lives that are lost in this conflict.

Speaker 17 (02:10:54):
You know, first of all, let me start off with
one of your secondary comments there about what Russia wants,
because it's routinely repeated in the West, the things that
you just mentioned there about what Russia wants. But when
you listen to what the Russians actually say, they do
not want a return to the Sivie Union. As a
matter of fact, Meetia Medvedev again, just I think forty

(02:11:15):
eight hours ago, said it's ludicrous to suggest that we
want to recreate anything. He said, why would Russia want
to go and take over militarily a decrepit Europe or
you know, the people that are already having so much
trouble economically, nothing but a drain on our count Well
you can add France, and that of course are Germany, etc.
He said, why would we want to add that headache

(02:11:36):
to us? We gained nothing from it, we have no
interest in it, and they don't have a military capacity
capable of even doing it if they wanted to. So
I think that's a first point. The second point is,
and I know we would love to say that because
of these increasing striction. They definitely are increasing in both
the quantity and effectiveness inside of Russia, and it is

(02:11:56):
no kidd starting to cause some problems inside the country.
But we want that to say that, oh well, as
soon as the people see this, then they'll lose confidence
in Russia, and then it'll be like the US and Vietnam,
and they'll get tired of it and then they'll quit.
But I think that the much more likely outcome would
be the exact opposite. It's going to show the Russian
people that I've been telling Russia would say, I've been

(02:12:18):
telling you from the beginning, this is the entire West
waging war against US through the vehicle of Ukraine. And
now then they're ramping this up, so we need to
double down and increase our fight. There has been a
lot of people both in the military openly, have been
saying this in some cases that you know, they're upset
at Putin not because he's waging the war, but because

(02:12:39):
he's not waging the war hard enough. They're saying, you
forget about this nibbling stuff. We have this huge reserve,
you said, a three hundred thousand why are you not
using so they're starting to get aggravated that he's not
pushing hard enough. So we may find that if we
push and this starts to have enough success, that it
could perversely cause Russia to expand its offensive operation side

(02:13:00):
of Ukraine. And by the way, at the same time
this is happening in Russia, it is happening on a
much higher scale in Ukraine, and they are facing a
dire situation, especially as we get into the winter months here,
because so much of their oil infrastructure, their electric power
generation capacity, their transportation system have all continued to take

(02:13:20):
big hits like last night with it or not four
last with a six hundred round shot from the air.
So this is now expanding beyond just the front lines,
but now it's really expanding into the strategic view as
well on both sides.

Speaker 1 (02:13:33):
And this is what modern war looks like. Excellent analysis
and excellent points you make in retort to my summary
of where I think things are, not where I think right,
just where my perception of things are. Tory have you,
Daniel Davis. But let me ask you this. You and
I talk about the relative strength Russia versus Ukraine, ignoring
the NATO forces that you know, if we bring them in,

(02:13:55):
that's World War three. So ignoring that. Russians, of course,
they're analysts, their military folks. They can all have the
same conversation and they know full well what you and
I have been talking about for weeks, if not months.
Here we have the military advantage. There's no way. Maybe
they say that NATO's going to join in, because nobody
wants World War three. There's no way they could even

(02:14:17):
if they wanted to, because they lack the military hardware
and warm bodies to put uniforms on. Their financial problems
are overwhelming. Again, going back to the brief comments about
Germany and France, they're falling apart economically. So to fund
sustain and continue to be a threat, you have to
actually be a threat. And I think it's you know,

(02:14:39):
paper tiger kind of stuff. Russia is calling the bluff, right.

Speaker 6 (02:14:44):
Yeah, I do.

Speaker 1 (02:14:45):
I think it is.

Speaker 17 (02:14:46):
And you know, one of the things that President Trump
has been, you know, threatening anyway, is that I will
put all these secondary tariffs on China, India, Brazil, and
more tariffs than are sanctions on Russia as long as
Europe stops buying oil, and they also do all these
secondary sanctions.

Speaker 1 (02:15:04):
Well, you had this past weekend.

Speaker 17 (02:15:05):
Slovakia and Hungary, who are the two biggest users of
Russian fuel, said categorically they will not do it because
it would be economic suicide for them to do so,
So that is not going to happen. And then you
have India saying basically the same thing that even though
you have these already have these twenty five percent tariffs
on it's because we're buying Russian oil. It would be

(02:15:26):
more costly for us to do what you say than
to stop the Russian oil, so we won't and in fact,
in some categories have actually accelerated their purchase of Russian
oil at a discounting price. So the very fundamental thing
you want to happen to influence this economic side is
not going to happen because the participants themselves won't comply. Therefore,

(02:15:47):
there's no threat to Russia on that regard, and they're
going to continue going with what we have. And now
then we're talking about the capability of our defense industrial
base and increasing all these categories of things for the US.

Speaker 1 (02:15:59):
We want to accelerated by.

Speaker 17 (02:16:01):
Four three, two to four times in some categories, which
is in one hand pretty good, but it'll take like
into twenty twenty seven if all of the contracts are
signed immediately, and so far almost none of them have.
So you see that we just don't have the cards
to play to force Russia to do anything well in
defense of the countries that continued by Russian oil. Last

(02:16:21):
time I checked, Daniel Davis, the Chinese Communist Party represents
the biggest existential threat to the United States of America.

Speaker 1 (02:16:27):
We're still buying. There's stuff and things, aren't we, Daniel,
aren't we Elli?

Speaker 17 (02:16:31):
Yeah, And we're still engaged in some forms of economic
warfare with the terraces and everything else. So and that's
not working out really great in any regard there either.
So you're just not going to compel the behemoth of
China because they have too many alternatives besides us. So
any way, you look, it's not working out well, all right.

Speaker 1 (02:16:50):
Pivoting over to the war in Gaza twenty point plans
going to solve everything that was the hope of Donald
Trump yesterday with Mett and Benminnett and Yahoo. Hamas has
to give up all of its arms, its infrastructs, sure
it's tunnels, they all have to be destroyed. They promise
additional humanitarian aid into economic development for Gaza, but Hamas
can have no real connection with it, and they also
have to give up all the hostages within forty eight

(02:17:12):
hours to make this come to come through to get
a ceasefire. Wall Street Journal reported that apparently Hamas has
lost control of some of the groups holding them for weeks,
and so it may be even a little difficult to
deliver on freeing the hostages. Daniel, is this going anywhere?
The notion of a Palestinian state is still an option
in this twenty point plan, surprising me that Israel would

(02:17:32):
be even go along with something that makes it a
possibility even Yeah, this is there's lots of land mines
in this.

Speaker 17 (02:17:41):
I'll just tell you, I just categorically, I am incredibly
eager and prayed to God literally that this works, that
the killing can stop, that we can start the process
of finding an end to the war, not just a ceasefire,
but an actually in by addressing the core issues that
led to the war in the first place. But based
on what the US released from the Witkoff twenty one

(02:18:05):
point plan before the meeting that net and Yahoo pointedly
would not endorse before the meeting happened, and then what
he said on the back side of the meeting with
Trump are like about seventy percent the same, but that
thirty percent it's different. It's pretty categorical and problematic. All
of these global leaders. I just looked right before we
came online here overnight, nearly everybody's universally saying they hope

(02:18:27):
this works somewhere. But almost all of them, especially the
Arab and even some of the European leaders, are still
harping on a two state solution as the ultimate objective.
And you saw the Yahoo in his UVN speech categorically
and pounding on the desk, said there will be no
two state solution. So I don't know how you get
there from here. If we can start with the end

(02:18:49):
of the war, then let's work on the hard stuff later.

Speaker 1 (02:18:52):
And to that point, I know you've seen the footage
and the photographs Gaza. It's like dres in World War Two.
I mean, it is a nightmare to behold.

Speaker 17 (02:19:06):
So I do, yeah, it is, and you know, and
that's that's why I say I want this to come
to a mercy of an end. Because there's there's you know, starvation,
there's h's sickness, people are dying of avoidable illnesses and
stuff because there's no healthcare system. Kids are getting their
limbs amputated without anesthesia. It is horrific and all of

(02:19:26):
that stuff can come to an end. And I pray
to God that they find the political will. And that's
what it is on both sides. And by the way,
there's a bunch of folks inside the net Nahu's government
that are vehemently opposed to this.

Speaker 1 (02:19:39):
They want no cease fire.

Speaker 17 (02:19:40):
They only want a military conquest, and they even add
the West Bank into it. Ben Gevier in particular, he
send that out on x as Netnya, who's talking about this.
So it remains to be seen whether even inside his
government he can bring this to fruish and even if
he wants to.

Speaker 1 (02:19:55):
Well and real quickly before we are company to day.
Daniel Davis and you find him online, Daniel Davis, Steve
dvor recommend you do that. A lot of countries stepping
up saying we recognize the Palestinian state or that's their desire.
Has anybody picked out where this where geographically this is
supposed to land, and where the Palestinian State's supposed to go.
If you ended up with a two state solution Daniel Davis.

Speaker 17 (02:20:16):
Well, I mean it's supposed to include portions of the
current Gazza Strip and the West Bay, but that by
itself is so convoluted.

Speaker 1 (02:20:22):
No one really knows that.

Speaker 17 (02:20:23):
But there's even a bigger problem of who's actually going
to lead it, because again Israel has said categorically it's
not Hamas and it's not the Palestinian authority unless they
are radically changed, and the conditions that they put for
that radical change it'd be hard for any people group
to agree to.

Speaker 1 (02:20:39):
So you've also got that problem. Hey, bringing the un
they'll solve the problem. Daniel Davis. Yeah, Yeah, it's bringing
the guy.

Speaker 17 (02:20:47):
That'll be easy because all they got to do is
just yeah, because they get such a good track record.

Speaker 1 (02:20:51):
Put their blue hats on and start running things. Sure,
Daniel Davis, Steve Diive, God bless you, sir. I appreciate
you coming on the program and sharing your thoughts with us.
It's always a wonderful experience. I look forward to next Tuesday.
Your next time, Brian, have a great week. Eight forty
to fifty five care eight forty one fifty five KR
see the talk station.

Speaker 5 (02:21:05):
Stick around, be right back This is fifty five KARC
an iHeartRadio station.

Speaker 4 (02:21:10):
So are you planning a new deck this month? Fifty
five KRC the talk station eight forty eight.

Speaker 1 (02:21:19):
Here fifty five KRCD Talk Station, Happy Tuesday, Please welcome
back to the fifty five KRC Morning Show. CEO of
share Fax Credit Union formerly knows Emory Federal Credit Union,
Todd Kine. Good to have you on the program today, Todd.

Speaker 2 (02:21:33):
Good morning, Brian.

Speaker 6 (02:21:34):
Now.

Speaker 1 (02:21:34):
Always a pleasure to be with you, and I've been
banking with Emory now share Facts for way more than
a decade. Always been a wonderful experience, and always tell
my listeners it is a better way to bang. Compare
what share Facts FKA Emory does compare to the big
banks you're working with. You'll find out it's a much
more family friendly environment. You guys provide wonderful customer service
and I've got some great rates which you're going to

(02:21:56):
talk about in a minute here. But first, the merger
effective date what was It's October first? Is the genuine
effective date. That's tomorrow.

Speaker 2 (02:22:05):
That's correct, So.

Speaker 18 (02:22:06):
Tomorrow effectively, share Facts and Emory will merge together and
members at either credit union can take advantage of dropping
into any of our nine locations and handling any of
their banking needs anywhere throughout the Trustate any.

Speaker 1 (02:22:22):
By the tri say telble to sign up for Emory,
and God will encourage you to do that. So nine
branch locations, now that's one, I'd say, great, positive step,
more options for folks. But everything else is going to
be the same, Like in terms of my experience with
customer service, which has always been great, and the other
elements that made Emory sort of like a family than

(02:22:42):
an actual financial institution.

Speaker 18 (02:22:45):
Absolutely nothing will change as far as that atmosphere. At
share Facts, we have the very same type of atmosphere.
It's a family, member first organization and where we're happy
to bring the Emory and Sharefi exprands together into one organization.
I think our members are gonna are going to see
some great things going forward over the next few months

(02:23:08):
on the Emery side. You know, as we kind of
transition through this, really nothing will change. Continue to log
onto your online banking and use your mobile app just
like you are today, and as we get closer to
transitioning everything together, we'll be communicating that out to the
membership over you know, sometime in the middle of next
year when we when we can get that done and

(02:23:29):
make it great for everybody.

Speaker 1 (02:23:31):
All right, And I know the website is share facts
dot org. Now in the future from my current Emory
banking friends out there, including me, EMORYFCU dot org is
where i'd log in and get my pull up my
bank account and engage in financial transactions to pay bills,
et cetera. Will that site go away with notice or
will we continue to be able to use that as
an option We're going to be going over to share

(02:23:51):
facts dot org.

Speaker 18 (02:23:52):
Todd, great question. For now, nothing will change. Continue to
go to EMORYFCU dot org. That website will be up
and active until we do make those changes in the
fall of next year. But we will communicate that out
well in advance before any of those changes are made.
But for today, tomorrow and until we communicate with everyone,

(02:24:15):
continue to access your banking information just like you always have.

Speaker 1 (02:24:19):
Fantastic, fantastic, Well you satisfied my curiosity anyway, Todd. Let
people know what's coming down the path. All right, Let's
talk about some promotions. A better way to bank it
always is. I know you guys have great rates. What
about this five month CD thing? You got going on now.

Speaker 18 (02:24:33):
So for the merger, we wanted to offer the membership
both at share Facts and Emory some great new services
or great new offerings. So five months four point twenty
five apy Share Certificate that we will launch tomorrow.

Speaker 2 (02:24:47):
You'll be able to see that on both websites.

Speaker 18 (02:24:49):
And take advantage take advantage of that at any one
of the nine locations.

Speaker 2 (02:24:54):
Happy to do that.

Speaker 18 (02:24:55):
That's obviously one of the advantages of combining both organizations.
Do these half of these great rates, and we're happy
to do it.

Speaker 1 (02:25:03):
And also in the area of closing costs, I know
there's quite often a closing cost concerns for folks. What
about closing costs on home equity loans and lines of credit?

Speaker 4 (02:25:14):
For the month of.

Speaker 18 (02:25:15):
October, we are doing a no closing costs special also
related to the merger. So if you need a home
equity loan to do any home improvements, or just want
to put that line of credit out there for maybe
a future home improvement or some other need that you
may have no closing costs for you to get those
set up.

Speaker 1 (02:25:35):
I don't want to put you on the spot, Todd,
because if you don't it's an acceptable response But my
experience with Emery is you keep the paper in house.
So for example, if I got a mortgage from you,
you would retain that and I would be working with you,
not some other entity that you sell the paper to.
Is that still the case with share fact Todd. Again,
I hate to put you on the spot.

Speaker 18 (02:25:56):
Noanks, thanks for asking. We absolutely do in certain instances.
There are some instances where some of that does get
sold off, if you will, into the secondary market, but
that's in really really odd circumstances. But just like Emory,
we keep ninety nine percent of the paper and you
continue to make your payments.

Speaker 6 (02:26:17):
Come in and see us.

Speaker 18 (02:26:17):
If you have questions, you want want to change something,
come see us.

Speaker 4 (02:26:22):
We'll take care of it.

Speaker 1 (02:26:22):
You will take care of it. Like if the interest
rates drop. I signed a piece of paper, Todd, and
you lowered my interest rate when I had a mortgage.
I mean, I my mind was blown on that because
if I went through anybody else, I would have had
to refinance. The whole thing would have come along with
all kinds of costs associated with the REFI.

Speaker 18 (02:26:39):
Yeah, we don't. We don't want to put anyone through that.
I mean, if you know when rates do go down,
and we may continue to see rates go down over
the next several FED meetings. And if that happens and
mortgage rates fall and you can take advantage of a
better rate than you have today, we're happy to do that.
I'd love that simply, as you said, just sign a
piece of paper.

Speaker 1 (02:27:00):
This is awesome. It's like having adjustable rate mortgage that
the only option when it goes down. Todd, It's amazing.
That's why I say, listen, you gotta give him a shot.
Share facts dot org is where you find the merged
entities which which closes and completes tomorrow.

Speaker 6 (02:27:14):
Todd.

Speaker 1 (02:27:14):
It's always great talking with you, and thanks for sharing
the love about share facts and I wish you all
the best on your future in the merger and we'll strong.
We recommend my listeners head on over to the website
share facts dot org and learn about it.

Speaker 18 (02:27:27):
Thanks Brian, And if I could, before you let me go,
you always have been a very kind participant in the
Emery Federal Credit Unions golf outing. Thank you so much
for being there with us when we had that event
last month nineteen years I don't have the exact amount
of money we raised yet, from that event. But next
year is going to be our twentieth event and we're

(02:27:49):
going to plan something special for that. But wanted to
thank you for always being there to help kick off
the event and be.

Speaker 2 (02:27:55):
There with us.

Speaker 1 (02:27:55):
You're doing work for charity, You're doing great work, and
I am so pleased. Just get in vite to be there, Todd.
It's has become an annual tradition for me and I'm
ready to get invited for next year's twentieth Todd. So
you just say the word I'll be there as always.

Speaker 2 (02:28:09):
Well, we appreciate it, and the invites will be will
be in the middle.

Speaker 1 (02:28:13):
I appreciate it, Todd. You have a wonderful day and
keep up the great work. Share facts dot org is
where you find him. Folks for gonna get a chance
A Dave Williams