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December 5, 2025 21 mins
Dave Hatter talks about a story of Venmo scam, avoiding Ai toys for Christmas plus a scam iPhone users should beware.

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Speaker 1 (00:00):
Are six thirty on a Friday, and a happy one
to you. Love this time of the morning on a
Friday because you get to talk to tech Friday's Dave
Hat or his company interest i t which you can
find online at interest it dot com. Business career says
they are the absolute best in the business. So if
you've got a company, you got computers, you got issues,
you got concerns, you want best practices, you need to
be rescued, get in trusted with interrust i dot com. Right,

(00:21):
Dave Hatter, welcome back, my friend, Happy Friday.

Speaker 2 (00:24):
Happy Friday, Brian.

Speaker 1 (00:25):
Always good to be here, always good to talk to you.
Let's start with this local fan. You get a local
story on a Venmo scam. I don't do Venmo, so
I guess I'm in a probably a good place for
staying the hell away from those types of software apps,
you know, Brian.

Speaker 2 (00:42):
That's a I think that's a good place to be.
I don't use for any of these things either, And
I want to start out and just tell people when
you use any of these sort of apps, right, especially
if you don't understand the terms of service, and you
know those are usually difficult to understand. Kind of confused
opoly and that sort of thing. You are putting yourself

(01:03):
at substantial risk because in most cases you have little
and or no protection whatsoever. You know, when you use
a credit card, there's some consumer protections around that. That's why,
you know, people that understand finance will usually tell you,
even though you have to be concerned about the debt component,
you know, don't overspend. It's better to shop with a

(01:24):
credit card because you have some consumer protection versus a
debit card. With these digital payment apps, you off zero
consumer protection whatsoever. And you know, many many people have
lost enormous amounts of money. So my advice is always
to folcus and I get you know, my kids love
this stuff. I try to talk them out of using it.

(01:46):
Have very little luck there, Brian. And I'm sure you
might might know when you when you talk to your
kids about these things. Although I know your son is
fairly technical, can handle it.

Speaker 1 (01:56):
Yeah, I just have to interject because she is listening,
and good luck mom. Mom will be taking her first
Uber ride today that she arranged for to her lunch appointment,
so or she will be right. Yep, she's not nervous
about the ride itself. She's not worried for her safety.
But this is her very first foray into the into uber.

(02:17):
But that involves an app which she of course had
to put on her phone. I think my son put
the app on her phone for her.

Speaker 2 (02:23):
Well. And you know, the thing is, Brian, if you
don't understand how to configure these things. And there was
some issue with Venmo years ago where like every transaction
you made was public by default, so someone knew what
they were looking for. You know, they could find pretty
much all the money you spent. Right. I'm not saying
that's necessarily bad, but do you really want that information

(02:44):
out there? And you know, could that be valuable to
bad guys in some way to say, Okay, you regularly
do this thing, We're going to send you an email,
carefully crafted phishing email or text that's designed to look
like you came from this place that you you know,
interact with regular basis. Oh there's a problem with your account.
You know, it's so important for people to remember the

(03:06):
bad actors in almost all of these cases are really
just professional con artists who are now reaching you through technology.
They'll tell you any lie, they'll say whatever they have
to say. You know, they'll in some cases, at lease
search you so they know what to say, they know
how to say it, They'll pivot to any topic. As
soon as you try to you start to question what

(03:26):
they're telling you. So, you know, I understand the convenience
of something like VENMO, I really do. However, I just
there's so much risk because people don't understand how to
configure these things correctly. They don't understand what they're up
against in terms of the con artists that are out
there constantly scamming people for this stuff. And again, you
have little to no consumer protection. So if you somehow

(03:50):
make a mistake and your money is gone, I can
almost guarantee you when you call your bank are going
to say, so let me get let me see if
I understand this correctly, you authorize this transaction.

Speaker 1 (04:01):
Sorry, you're out of luck period, end of story.

Speaker 2 (04:04):
Yes, yeah, it's really you know, until this stuff gets
a lot more mature, and until people are much more
knowledgeable about the scams that are out there and how
these things work, and or until there are more consumer
protections when you use these types of payments, I would
strongly encourage you to stay away from these things.

Speaker 1 (04:25):
Well real quick here, Yeah, I stay away from them
to avoid the scams that can go along with them. Briefly,
because in the interest of time, how exactly were people
scammed on this.

Speaker 2 (04:38):
In this In this particular case, somebody's house burned down
and then scammers set up take profiles and sent out
you know, hey, help this family, and you know the
money went somewhere else.

Speaker 1 (04:52):
Oh, using a Venmo mechanism to make the donation.

Speaker 2 (04:58):
Yes, so I wanted the tips there. You know, you
donate to Venmo Charity Council, which have been vetted and
verified and they actually have a site Benmo dot com
slash charity. But you know even that, if you don't
know about that site, anyone can can create fake reviews. Sure,
anyone can claim to be a charity. You know, anyone
can copy something that looks realistic. So folks just be

(05:20):
careful and or you know, don't use it. If you
want to donate to a charity, go through someone like
the Better Business Ger to look it up and say
is this legitimate charity? You know, scams are everywhere, especially
this time of year.

Speaker 1 (05:33):
Brian, especially this time of the year tech scams and
you know, as well as just simple porch pirate scams,
this has gone through the roof as well. I don't
know how you avoid that, but I mean, if you
have a video set of system set up in your
house like we do, you're going to have obviously the
video of someone stealing it off your porch, but you're
going to be able to find them, identify them, and

(05:54):
get your property back and just report it to the police.
And that's probably going to be end of that too.

Speaker 2 (05:58):
Can keep your eyes have the resources to go after
all of it?

Speaker 1 (06:02):
No, of course not if they can't go after people
who violated the terms of their ankle monitoring. I doubt
they're going after the guy who's the porch pirate for
your Amazon delivery Tech Friday's Dave Hatter is going to
tell us to avoid again AI toys for your kids.
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(07:51):
fifty five parro scene via cook station. By the time
it's with Dave had Er interest I dot COM's Dave
had Or. Appreciate your sponsoring segment. Appreciate the saves wisdom
and information, your encouragement for people to well save themselves
and from themselves by avoiding a lot of things including
let us repeat for the umpteenth time, Dave Hatter says,
don't give your kids AI toys. But now you've got

(08:12):
some really high level support here, including a coalition of
leading child development specialists, which you're saying the same thing,
Dave Hatter.

Speaker 3 (08:20):
Haha, Yeah, I'm sure this is a shocker. And you know, Brian,
I would go a step further than just the AI toys.
Oh that's in the headlines now, and I know we've
talked about this recently.

Speaker 2 (08:31):
But the whole idea of Internet connected toys are not new,
and I mean digital slash electronic toys have been around
for a long time, you know, as a kids from
the late seventies and early eighties, I can remember like
Teddy Ruckspin and the Little Professor and all these, you know,
toys that were digital. But obviously there was no practical

(08:51):
Internet for the average person at that time, so you
didn't have to worry about is your kid in their
room talking to some stranger halfway across the world.

Speaker 1 (08:59):
Yeah, well, all right, age, Remember the the g I
Joe's and the six million Dollar Man figures. You had
to pull a chord, pull a cord and it had
a recording inside it that would play, Yeah, okay, like
to reveal my age, Go ahead, Dave. I'm sorry.

Speaker 2 (09:15):
Quite the advanced tech back then, but you know when
your kid was using one of these, like I had
this thing. You may remember this. It looked like a
little robotton I think it was called XL eight or something,
and it played educational eight tracks where it would it
had like four buttons and it would ask you a
question you would pick from one of these buttons, but
it would also play regular eight tracks. I can remember

(09:36):
playing the Geene Simmons solo album on it. But anyway, yeah,
I mean it was. It was very advanced for its time,
especially for like an educational toy. But again it couldn't
connect to anything else exact content that you could access to.
It was limited to whatever content was on these tapes.
And you didn't have strangers halfway across the world watching

(09:56):
your kid at night through the camera and listening to
your kids microphone. And so you know, these IoT internet
of things, so called smart devices have been embedded in
toys now for probably a good decade. There was a
big kerfluffl over like an Internet connected Barbie at one point,
and you know, there had been numerous examples. If you

(10:17):
go out and looks of all kinds of toys, some
fairly well in the manufacturers that were Internet capable that
have had issues. But whether it has AI in or not,
I would just rely folks, if you give your kids
some kind of toy like this, a your ability to
control what they do through it versus let's say a
phone or a table or a computer is probably little

(10:40):
to none. The ability to understand what they have done
on it previously probably little to none. Do you know
how to set it up? Do you know how to
make sure it's getting software updates so that in the future,
bad guys can't explode some sort of utter ability that
either affects your kid or potentially affect you, because let's
say you might be working from home and these devices

(11:02):
are connected to the same network, and they could perhaps
be exploited to get to your devices. So that all
of that stuff is not new. Right now, you're throwing
the angle that some of these toys. You know, it
might look like a Teddy bear or something. It's the
modern version of the Teddy ruckspin. And now it connects
to some AI chatbot or something, and your kid can
interact with us, name, talk to it, you know whatever.

(11:25):
Do you really want the conversations your kid is having
with this thing permanently recorded? If you are a neighbor,
do you want your kid going to the neighbor's house
and having a conversation with the kid. Now your kid's
conversation is recorded, The parents' conversations are recorded, you know.
And when I see recorded, I'm not saying the audio necessarily,

(11:46):
although that might be, but certainly the interaction is going
into the LLM model somewhere. And then there's the whole,
as these consumer advocates put it out issue of Okay,
you know, the kids starts asking about things you'd rather
than not asked about, and you're not going to have
any visibility into this over time like you might if
they were on a computer. Maybe, And you know, as

(12:09):
researchers have seen now, many of them have tried to
push the limits to see what these things would say.
But you know, they talk about sex. In one case,
I think we talked about this last week. The guy
was purposely trying to see what it would tell him,
and they started asking about vives. Anything is telling what
he the AI thinks. It's talking to the extended things.
It's talking to a kid and telling them, you know

(12:29):
where to get knives in their house. So you know,
the idea that you're going to buy these things and
give them to children, to me just seems completely insane.
The job, it's all of the other smart smart device,
Internet of things risks that come along with it, and
now you're going to add in the potential airis on

(12:52):
top of it. I think it's just it's crazy. There
is no chance, you know, I don't have kids or
grandkids that would be in an age range where I
would buy something like this, but there I would not
even consider it, and I would as again we are today.
I'm trying to talk to people out of or at
least you should vet something like this incredibly carefully right
by it, but I would tell you no chance, do not.

Speaker 1 (13:14):
Buy something well, and given the knowledge you passed along,
all of it very factually based and well documented, with
incident after incident after incident of perverts out there telling
your children to cut themselves or film themselves naked or whatever,
I would think it's it is, you know, undeniably an
act of negligence to give your children access to one

(13:35):
of these types of devices.

Speaker 2 (13:38):
Yeah, it's nontheless so called smart devices you have in
your environment for people in any age, the better because
the incentives to the consumer are completely backwards. These things
are made to be easy to use. You know, the
manufacturers want speed to market, they want market share, they
want revenue. They're not focused on your privacy and security,

(13:59):
and in many you know, your privacy is being violated,
at least in a general sense, because they want to
collect as much data from you to monetize it because
that helps offset the cost of the product and creates
ongoing revenue, you know, above and beyond whatever you paid
for the device.

Speaker 1 (14:15):
Yeah, collateral damage to your children, be damned. We want
our data. We don't care about you know, perverts out there,
getting in touch with them. Moving Dave back. Apparently Apple
is warning its iPhone users about some well calls that
you shouldn't be taking. So we'll bring that back next
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(15:17):
chix TIF you want to think about krcdtalkstation interest it
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business computer need sponsors of this segment, we call it
tech Pride with Dave had or Dave had or one
more conversation we need to have in this segment about Apple,
which is normally a higher level security thing. But I
just wish these criminals would put as much effort toward
legitimate enterprise as they do to ripping us all off,

(15:39):
but apparently ripping us off as far more lucrative. What's
the This is a pretty complicated one from my perspective. There, Dave,
so explain this to us, this targeted attack thing.

Speaker 2 (15:50):
Yeah, so Forbes recently reported on this, and they're not
the only ones. Again, Apple has put out warnings and
it's it's so important because this is a turning theme.
I mean, as far back as I can remember, these
kind of scams have been rampant, but apparently now they're
targeted towards Apple users. Saw this read real quick from
the Forbes article a new alert an issued a attackers

(16:12):
unleashed quote and ingenious Apple service HOSS unquote, convincing users
that account is under attacked. This came to light via
Apple Insider and a guy who reported on it there,
who said he quote almost lost everything for those email,
entire digital life to the most sophisticated fishing attack he'd
ever seen. So basically what happened is he got a

(16:33):
text that appears to be from an Apple. Now I've
said this a million times to you and anyone that
will listen, Brian, it is incredibly simple to create a
spoofed text. When you hear the term spoofing in this context,
it means creating something could be an email, could be
a website, could be a text message, could be a
call from a phone number. It looks legitimate to the

(16:55):
naked eye, but it's fake. So he gets a text
that looks like an MFA to right. Then he gets
another text, and then he gets a phone call claiming
to be from Apple. So these look like someone's trying
to log into his account. So that's the first angle, right,
the spooping. Now the second angle, social engineering. Hey, it
looks like someone might be trying to log into your

(17:16):
account because you're getting these multi factor authentication codes. Yeah,
you did not initiate. So the setting you up to say, well,
yeah I saw these codes. Well, this is Apple Support.
Looks like someone's trying to hack your account. We want
to help you.

Speaker 1 (17:32):
Okay, well pause, pause, pause, okay, real quick. First off,
if I got that the code that I didn't ask for,
I got the code, which meaning the bad guys didn't
get it, it's on my phone. I would just delete
that and move on with my day. Second, to your point,
you get a call from Apple, Dave. How many people
do you think have an Apple device in the world?

Speaker 2 (17:53):
Oh? Billion plus?

Speaker 1 (17:56):
And do you think they have a support staff, whether
it's in pun Job or Quilam or anyplace else in
the world that can handle calling each individual Apple phone
user to let them know that there's a problem.

Speaker 2 (18:08):
No, no, they don't.

Speaker 1 (18:10):
Are they monitoring it real time? On our behalf? Would
they ever make a phone call to you or I? Right?

Speaker 2 (18:17):
You know, Brian, you asked the question, are they monitoring
at real time? Maybe? Are they absolutely not?

Speaker 1 (18:23):
Absolutely not?

Speaker 2 (18:25):
And you know Apple has said, as has Google and
Microsoft and others. You know, so from an Apple press release.
Apple says, don't answer suspicious calls or messages claiming to
be from Apple. Instead contact Apple directly to our official
support channel. Google has said the same thing. Microsoft has
said the same thing. You know, the FBI will tell

(18:47):
you the same thing. In fact, again this is from
the Spots article. The FBI is very clear on this
as well. Quote. Know the legitimate companies will never call
you and offer you tech support out of the blue.
If you get a call like this, hang up. No,
they don't have the resources to do this. They're not
You're not going to get a call out of the blue.
Now again, this has this extra twist. It's not just

(19:09):
a phone call telling you there's a problem with your computer,
your phone, or whatever. They have sent text legitimate messages
with security codes from Apple or Google fill in the
blank right in this case to catch you off guard.
So when you get that call from the continent artist
somewhere in a third world country who wants to get
into your Apple account, knowing that that will probably eventually

(19:32):
lead to your bank account and your entire digital life,
that that guy says, because you know, if I can
get your Apple ID, and I can take over your
Apple account, I can lock you out of it, and
then I essentially have unlimited time to try to get
into all your own accounts. Now I'm in there, we'll
send the reset code for email all that stuff, right,
because people will. I don't think they often connect the
dots that if I can an account like your Apple

(19:54):
account or your email account, once I'm in your email
account and lock you out, I can just go do it. Hey, look,
you got a password reset from Amazon, you got a
password reset from Fifth Third Bank. I'm going to ask
for a password reset. It's now coming to me because
I'm in control of your email account. Once I reset
the password on your bank account, guess what, I just

(20:14):
stole all your money. So again, I don't think people
often think far enough ahead to connect the dots of
what it would mean to have their email compromise in
today's world where everything is connected to that. It's one
of the reasons why it's better to have more than
one email account, so that maybe the stammy stuff, the
less important stuff, is going to a different account than
the really critical one so that you can protect it

(20:37):
very carefully. But again, they're setting you up here with
these fake texts. I can write a program that will
just generate fake messages like this all day long, billions
of people.

Speaker 1 (20:47):
Day law well, hoping that day you've convinced me. I'm
just praying to God that at least one person today
got enlightenment from you and saves themselves from themselves and
doesn't all prey to these kind of crazy hoaxes because
there is a there are a multitude of them. Thank
you for bringing him to our attention every Friday on
Tech Friday, Dave Patter, Thank you to interust It, your

(21:08):
company for sponsoring the segment interest it dot Com to
each Dave, Dave, I'll look forward to having you back
on the show next Friday, and I hope you have
a fantastic weekend.

Speaker 2 (21:16):
My friend, always my pleasure, Brian, send to you and
all your listeners, and I'll look forward to next week.

Speaker 1 (21:22):
Take care. Brother in studio. I'm staring at him. The
return to Peter Bronson Magical History Tour, Murder Mystery, Buried History.
He's got a brand new book out. We're going to
talk about it. Excellent stocking stuff for for my listener friends.
Full Hour with Peter Bronson. You're gonna love it. I
know I will stick around today's top headlines, coming up
at the top of the hour because the news changes.

(21:45):
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