The Troubleshooter 10-28-25

Episode Transcript

Speaker 1 (00:00):
Yeah, ripped up.

Speaker 2 (00:07):
Needed, you don't have.

Speaker 1 (00:12):
Run in just as fast as we can.

Speaker 2 (00:16):
Shooter's gonna help come Man.

Speaker 3 (00:19):
Dix is the Troubleshooter Show. No Tom Martino.

Speaker 4 (00:24):
Hello, I'm Tom Martino. Welcome to the show. We are
hoping to solve your problems, to answer your questions, to
take your complaints, and, as I say, make life a
little easier. I've been saying for forty five years here
in Denver, fifty or more elsewhere. If you combine them all,
it's this is the longest running radio show with the

(00:44):
same hosts currently on the air. Major Mark Major, my
trusted ally. Uh, you're on right, Mark, Yes you are.
He's he's at his KASA studio at mine and uh,
your camera's not up and running just yet. For those streaming,
I can't. I can't get his video. But he's ready,
willing and able to proceed elsewhere. Three zero three, seven

(01:09):
one three talks seven one three A two five five
is our number. I always say this, don't wait, don't
let things fester too long. If you're having an issue,
a problem, a complaint, it's really best to do something quickly,
even at the first sign of delays or stories. If

(01:29):
you're getting a story. I always call that the old capcans. Yes,
where's my money? Yeah, what's going on? And then you
get that. By the way, Deputy Chopper, Deputy Dollar in
the studio today and my guest Brooke White with Alliance
Roof and Solar formally Red Rocks Roof and Solar. In fact,

(01:53):
the website as you listen to us, you can go
to redrocksars dot com. That still does work. But they
have made a change. Let me ask you, Brooks straight up,
why'd you make the name change? What's going on? Was
your thinking?

Speaker 5 (02:08):
Yeah, there's just a roofing company called Red Rocks Roofing.
Oh and they trademarked the name, so I see. So
it's not a big deal for us to make that
transition over. Nothing else has changed. It's the same owner,
it's the same folks, the same principles, the same contracts.

Speaker 4 (02:25):
I got it. I like Alliance.

Speaker 6 (02:27):
Yeah, just a little bit different because of the trademark.

Speaker 4 (02:30):
That happens. Yeah, but you ended up with a great name,
Alliance roof and Solar. And listen, I'm just going to
say this upfront. People are very confused right now with
the solar business. We're hearing. Oh, you don't get credits anymore.
You don't get incentives anymore. Now, there's a distinct difference
between the residential market and the commercial market. We're going

(02:53):
to talk about that, the difference, and there are incentive differences.
So do you know what they are? I don't right
off the top of my head, and I imagine you
get a lot of confusion. But I also want to
say Red Rocks does solar maintenance for systems that are
out there orphaned, I call them orphaned systems. You'll work

(03:15):
on them, right.

Speaker 6 (03:16):
Yeah, absolutely, we do.

Speaker 4 (03:17):
You know that is very important. In fact, you guys
are one of the few people that actually work on systems,
not just install them and sell them, but you work
on them. So many people after so many solar companies,
after they install, you don't see them again or or
they don't know anything. They're just a sales organization and

(03:37):
the company that came in and did the work, they
don't even know them. And they're not like in the
same office chatting up a storm about their customers really
prior to you. And there are other companies like you.
But when I say you, you combine the sales, the
consultations about all of the financial incentives and other things

(04:02):
about the system like selling power back to the grid,
creating retail customers. So you do the sales, the consulting,
you do the installation, and you do the service. So
you're a one stop shop and brook that is really important,
by the way. I don't know if you know how

(04:24):
important it is, but the solar industry is splintered otherwise,
and people, a lot of them just are sorry they
did it. Because of that, they feel like they're out
in the cold. I imagine you get calls from people
a lot who say, can you help me? Yeah?

Speaker 6 (04:42):
Absolutely, We get a ton of service cases that come through.

Speaker 4 (04:45):
And they don't know where they are what to do. Okay,
let's just take the industry in general, residential solar. Where
does it stand right now as far as incentives and
things like that. Where are we standing with residential.

Speaker 5 (04:57):
Yeah, So they have intel the this year to hit
what's called permission to operate or PTO. That means that
the utility company has fully accepted their projects. If that
is done before the end of the year, then they
receive thirty percent federal tax credits.

Speaker 4 (05:14):
So they will get thirty percent federal tax credit. If
it's done by the end of the year. It has
to be producing. Yeah, So is it likely that a
new system can be purchased and operational before the end
of the year right now?

Speaker 6 (05:25):
No?

Speaker 4 (05:25):
No, okay, that is so if you're not started, you're
probably not going to get it approved for thirty percent.
So are people basically in residential it's normal from now on.
You buy a system, you pay for a system. There's
no government help.

Speaker 6 (05:44):
So right now.

Speaker 5 (05:46):
There's being a lot of false advertisement out there by
different solar companies.

Speaker 4 (05:49):
That's what I was afraid of. What do they advertise.

Speaker 5 (05:52):
They're saying that with a signed contract that you would
get those tax credits. So if you sign the contract
on December thirty first, you're fine.

Speaker 6 (05:59):
That's not the case. You have to have it.

Speaker 5 (06:01):
All the way through approved inspections, done and up and running,
like you said. So, anybody that's in that limbo area
right now, I would highly recommend that you guys look
at that contract and see if there is a guarantee
that the install company is going to get your system
in so you can have the tax credit, or consider
canceling so that you're not out, because that's a big

(06:22):
chunk of change.

Speaker 6 (06:23):
We're kind of a system.

Speaker 4 (06:24):
What's going to happen to residential systems? RUSS? So after
January first, you just have to pay for the system.
You don't get anything. There's no incentives for residential.

Speaker 5 (06:34):
There'll be no incentives for residential, none, none, So.

Speaker 4 (06:38):
You pay for the system. Do you think the price,
the prices of symptom of systems will come down because
of it?

Speaker 6 (06:44):
Absolutely?

Speaker 4 (06:45):
I do you do. Because a lot of times the
incentives were just patting the pockets of solar.

Speaker 5 (06:50):
Companies, well most of the financing companies actually, because they
have a thirty percent dealer.

Speaker 6 (06:57):
Fee, so mosaic good lie are you kidding me?

Speaker 5 (07:00):
So whatever the tax credit was in order to finance
your system, they usually matched that.

Speaker 6 (07:06):
So it's pretty extremelyst.

Speaker 4 (07:07):
So so solar systems for residential they're going to be
it's gonna take a big hit.

Speaker 6 (07:13):
It is yep.

Speaker 4 (07:15):
Now you of course moved into the commercial space. You
were always in the commercial space. Now you're emphasized in
the commercial space. But I do want to make this
clear that she is servicing anything they installed or if
you have an orphaned system, they'll help you with that.
They have a service department. But in general with residential

(07:36):
going away so to speak, it's not going away. People
can still buy it, but they I read where demand
is almost nothing right now for new solar systems for residential.
So for commercial systems, this is the age old question,
and I've gotten several text messages about this on and

(07:56):
off through the months. What do you have to do
to qualify for a commercial system? In other words, do
you have to have an up and running business and
what kind of business? And when can you claim a
commercial solar system? Yeah?

Speaker 6 (08:16):
These are all great questions.

Speaker 5 (08:17):
So if you have an already established business and you
sign a contract with me today and give me a
five percent deposit, then the tax credits are viable today
and you could backfile the previous three years. It is
to get that those tax credits ahead of time to
help fund.

Speaker 6 (08:36):
For the project.

Speaker 4 (08:37):
And the commercial tax credits are not going away.

Speaker 5 (08:39):
They are not going away. Their sunset date right now
is twenty thirty two.

Speaker 4 (08:45):
Okay. So if you have the qualifications for a commercial system,
what does that mean now my house? Let's take an example.
I have a working studio and I do a lot
of meetings that I work out of my home. Can
people Can people claim a commercial system under those circumstances.

Speaker 5 (09:04):
Yeah, absolutely they can, especially if the electric bill is
in the name of the business. So if you Tom
Martino pay the electric bill versus Tom Martino LLC.

Speaker 4 (09:16):
That makes it or troubleshooter, so exactly. So if people
have a home based business, they should be paying utilities
in the business name.

Speaker 6 (09:26):
Oh yeah, absolutely, okay.

Speaker 4 (09:28):
And as a home based business they qualify for commercial.

Speaker 6 (09:32):
Credits, they do, yep.

Speaker 5 (09:34):
And it just depends on exactly what the home is
being used for.

Speaker 6 (09:37):
So, for instance, if it's a rental.

Speaker 5 (09:39):
Property, you have to pay lodging taxes to receive the
tax credits, so that one's a little bit weird.

Speaker 4 (09:45):
But you can as a landlord pop a solar system
on your apartment house yep or duplex or triplex, and
then you can sell power back to the consumer yep.

Speaker 6 (09:56):
Absolutely yep.

Speaker 5 (09:57):
And that's actually where you make the most money because
you get a system at a big discount right based
on your tax benefits, and then you're having your tenants
pay the retail value. So it's just another way for
you to make extra income.

Speaker 4 (10:12):
How much does the government pay right now for how
much can you get paid for with the system, a
commercial system, an agribusiness, a landlord, a big warehouse, a factory.
If you put in a system, how much can you get?
How much will the government pay? Yeah?

Speaker 6 (10:30):
Great question.

Speaker 5 (10:31):
So anybody, no matter where they're located in the US,
would get sixty four percent of their commercial system covered
with tax benefits.

Speaker 4 (10:38):
Sixty four percent covered.

Speaker 5 (10:40):
Yep, and it can go up to ninety four percent
depending on location.

Speaker 4 (10:44):
Really, now do you find people just raising prices because
of that moving into the commercial space and just raising
prices to because of those benefits?

Speaker 5 (10:55):
So while I think that folks can do that, I
don't think that it's competitive in the market.

Speaker 4 (11:01):
Pall. Okay, So you're not going to get business if
you're higher than everyone else exactly.

Speaker 5 (11:06):
And commercial used to be a lot of grant focused scenarios,
and so anytime you do that, there's a requirement that
the price per WAT or the cost of the system
is within a specific range.

Speaker 4 (11:19):
Okay, So commercial systems, home based businesses, agribusinesses, landlords, factories, warehouses, whatever,
if you get a commercial system, you can get up
to sixty four percent covered, which is incredible. And is
that a grant? Is that alone? Is that what is it.
Is it something that has to be paid back?

Speaker 6 (11:38):
No, those are all tax benefits.

Speaker 4 (11:40):
So so those tax benefits equals sixty four percent of
the system. Yep.

Speaker 5 (11:44):
One of them is the cash value of the depreciation
because obviously you're going to appreciate the whole asset, but
you're not going to receive all of that right back.

Speaker 6 (11:51):
And then the rest is tax credits.

Speaker 4 (11:54):
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Speaker 7 (12:53):
Help.

Speaker 4 (12:53):
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(13:14):
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So we were talking, we were talking solo, We're talking
other things, Major, Mark, Major, what's on your mind today?

Speaker 1 (13:31):
Man?

Speaker 8 (13:32):
I don't know what's going on out here with this
government shutdown. To be honest, when do you think it'll
come to an end? In who do you think I cave?
I think the Democrats are gonna cave.

Speaker 4 (13:44):
It's hard to say, but it's all centered around these
incentives for Obamacare. You know, we had these we had
these incentives through COVID, and they want to extend them.

Speaker 9 (13:59):
Yea twenty twenty two.

Speaker 8 (14:01):
Basically they said, because of COVID, we're going to extend
this money, and now they want to keep it forever.
I keep going back to Obamacare in general, though, Remember
it was going to lower everybody's monthly payment by five
hundred dollars. I mean, talk about a line of crap.
We were sold worst thing ever to happen in healthcare.

Speaker 4 (14:21):
Yeah, now, the Affordable Care Act was bad for a
certain number of people, even everybody at this point.

Speaker 8 (14:28):
Name one person it's good for at this point that
has a job.

Speaker 4 (14:36):
I can tell you that where I saw, where I
think people saw the best benefit was the expansion of Medicaid.

Speaker 8 (14:45):
That is, but all that, all that they can't afford
to do it. It doesn't matter that Colorado is not
going to have money to do it.

Speaker 4 (14:53):
But the but all I'm saying is the reason that
people the main reason people liked it is because it
opened up Medicaid to a lot of people who could
not get it otherwise. So they say, here's when they
say this line, millions of people previously not insurable or

(15:14):
not able to get insurance. Now have insurance. They're all
talking about medicaid. The actual impact on a policy holder
was negative. In fact, people who had these subsidized plans,
even these subsidized plans, they were not benefited with They
had large deductibles. There was no way that they could

(15:36):
afford care. I mean, there has to be an answer
for healthcare. I don't think it should be treated like
a normal government benefit or handout. There's got to be
a baseline. And you know, the thing that really they
tried to do with affordable healthcare is at Affordable Care Act,
which is kind of funny. But the thing they tried
to do is force everyone to participate thereby making the

(16:02):
pool larger and rates lower. The problem is it did
not make rates lower because these insurance companies simply sucked
up the subsidies and raised prices accordingly. You find this
a lot in government handouts. When the government incentivizes a program,
instead of going to the consumer as a cheaper, better alternative,

(16:27):
they simply absorb more of the profit and then retail
it for much the same or they retail it and
it appears to be cheaper because the subsidies, but it's
just all a big show. What do you think, Mark?
Do you think? What do you think? I mean, seriously,
health care to be changed.

Speaker 8 (16:47):
For us to have a healthcare system that works, it
has to change.

Speaker 4 (16:51):
That's right.

Speaker 8 (16:52):
Obamacare simply does not work. Congress has to come together
and get something done.

Speaker 9 (16:57):
I don't know if.

Speaker 8 (16:58):
That's taking insurance companies out of it, which is almost
next to impossible at this point, but something has to change.
The system cannot afford to give everybody free healthcare, and
the Blue states are learning that very quickly. I do
not think the Obama subsidies as they are right now
are going to survive this year.

Speaker 9 (17:18):
I think they're going to go away.

Speaker 8 (17:20):
And to think that something during COVID, a twenty something
that was done just for COVID, should be kept forever
is ridiculous. You couldn't even evict somebody during COVID. Should
we make it till you can never evict anybody ever again?
I mean, it's absurdity at its finest.

Speaker 4 (17:37):
No, I know. And once they get their foot in the.

Speaker 8 (17:40):
Door, no, no, no, give a mouse a cookie. I
swear to God, that's it.

Speaker 9 (17:44):
Read the book. Give a mouse a cookie.

Speaker 4 (17:47):
Right, And they continue to wait for a cookie as
opposed to doing it on their own. You know, we
talk this all the time. I would love someone to
tell me when socialized anything really works. Now. I think
there is a place in medicine for healthcare. I've said
this before, if you let the free enterprise system work

(18:10):
along with a nonprofit model. Nonprofit in healthcare doesn't mean
people don't make money. They make plenty of money. What
it means is they're not beholding to stock owners for
dividends and for appreciation, like the Kaiser model. I've said
the model is ingenious. What they do is they get

(18:35):
together and they have no profit incentive. The healthcare costs
are kept down, and they have a group. And I
believe if they had large regional groups like Kaiser competing
for your business and a flat rate, you get to
pick the one that you like. But that model is

(18:57):
the best. I love. When people may.

Speaker 9 (19:00):
Still low, it still went up. It's still went up.

Speaker 8 (19:04):
I've had Kayser, Susan and I have had Kayser forever.
We're going up fifteen percent this year now, granted that's
probably the lowest. I think the average is going to
be around thirty percent. And I want people to listen
to something. When you hear that health insurance rates are
going up one hundred percent, like nine News was claiming
last night, that's not true. What's happening is the subsidies

(19:26):
are going away. The rate increase is probably only fifteen
to thirty percent on the front range, and then if
you go over to the western slope, it's more because
it's more rule. But it's not going up one hundred percent.
What's happening is when the subsidies fall off, you're not
going to be the government's not paying for a portion

(19:48):
of your health insurance anymore.

Speaker 4 (19:50):
Yeah, but I believe health insurance health insurance only. No
other but health insurance or health care has to be legislated.
I don't think there is a free enterprise model that
will work.

Speaker 9 (20:05):
Yeah, well Obamacare. People don't realize.

Speaker 8 (20:07):
You realize a man you and I had to pay
for pregnancy coverage.

Speaker 9 (20:11):
Think of how absurd that is. If you're a.

Speaker 8 (20:13):
Single man in your plan you had to cover pregnancy.

Speaker 9 (20:17):
How dumb is that?

Speaker 4 (20:18):
Well, that was because they're spreading out the risk to
make the call.

Speaker 8 (20:22):
How stupid is that for a single man to have
to pay for it?

Speaker 4 (20:25):
Of course it is so really as I said, if
we could find a way to make people participate, and
it was in a nonprofit model, insurance companies. Health insurance
companies specifically added to the problem. Doctors don't make substantially
more today than they did twenty years ago. It really

(20:48):
is not a matter of healthcare people being selfish and greedy.
It is the insurance company that inserted themselves between the
healthcare provider and the consumer and the administration costs and
their share of the visits and the profits turned out
to be a fiasco. It is one of the few

(21:09):
areas where I believe government should have direct control. Health
insurance companies are basically evil.

Speaker 8 (21:17):
Well, and I'm not saying I don't agree with that,
but the government and control hel Colorado. As of twenty
twenty four, the Department of Corrections has to cover gender
affirming care for incarcerated people.

Speaker 9 (21:31):
Leave it up to the government. We're going to be
covering squirrels.

Speaker 4 (21:35):
No. When it came to government, what I meant was,
if you could have a system, a single payer system
where and they can compete regionally for your business. So
let's say we have five companies to choose from, you
must participate. You pick a company and the costs are
substantially the same. So what you're doing is your shopping
based on quality of care. You would force these providers

(21:59):
to provide great care and it would be at a
lower price because people are participating in a nonprofit model.
I mean, I don't know if I sound socialists, I
don't mean to, but I don't believe there should be
profit in health care insurance. In healthcare, yes, but healthcare
insurance because the only way to raise profits. The only

(22:20):
way to raise profits is to deny coverage. Really, there
is no other way deny coverage and raise premiums if
you think about it. Their entire model when they have
stockholders is predicated on how many claims we can reduce,
how many claims we can deny, how many claims we

(22:41):
can delay, and how much more money we can raise
in premiums. No other businesses work that way. Other businesses
in order to make more money, produce a better product
or more of that product. That's what they do. Health
insurance is the only one well insurance in general. By
denying services, that's how they make profit. That's why there

(23:02):
should not be a profit motive and stockholders when it
comes to insurance the model doesn't work. It doesn't work.
It is counterproductive against public interest. We have more coming
up on The Troubleshooter Show three zero three seven one
three eight two five five. Don't forget. I know people
think it's impossible, but for thirty nine bucks. The reason

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(23:46):
You don't pay a cent until you're content. Time for
an insurance checkup free, no obligation. In comparison, call Compass
Insurance paying too much your coverage at dozens of insurance
companies find out out now three oh three seven seven
one help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot com to

(24:07):
list your home with Remax Alliance three oh three nine
two zero sixteen twenty two. Hi Tom Martinez here three
three seven one three talks seven one three eight two
five five. We've been talking about healthcare, and this is

(24:27):
open enrollment. We get to use a plan. But think
about how insurance is set up. Okay, so you have
the insured who pays a premium to an insurance company
who provides coverage. But you have another element when you
have a company that has stockholders. They want to see profits. Well,

(24:48):
how do you get profits in healthcare? There's really no
magic to get profits. Companies have to produce more, or
charge a little more or whatever. But can you imagine if,
for example, General Motors, in order to increase their profits,

(25:10):
they had to deny warranty claims. That was the only
way that they had to make a profit. The only
way insurance companies have to make a profit is by
denying coverage. You know, listen, I think it's flawed. Insurance

(25:31):
with stockholders expecting profit is flawed. It's a flawed system.
While I love capitalism in certain areas, I don't believe
it belongs in insurance. Again, they either have to raise
a rate, produce nothing more. Just raise a rate or
deny coverage.

Speaker 8 (25:51):
There is nothing they do in that in homeowners or
auto insurance.

Speaker 4 (25:56):
No, no insurance in general. The entire model of insurance
and in order to make money. They must either deny
delay so they can make more interest, or they simply
have to raise rates. There is no other way. It's
the only industry where you have to do something negative

(26:17):
to make money. You have to do less to make money,
not more. In other businesses, they just do more. They
do better jobs, or they produce a better product where
they enhance their products. Let's talk to Clayton. Clayton, what's
going on. What's happening with you? Clayton, Yes, what's happening

(26:41):
with Clayton?

Speaker 10 (26:44):
I ordered a transmission from Jeff Jollife.

Speaker 11 (26:49):
Guy.

Speaker 4 (26:51):
Oh no, no, no, no, you were dealing with Jeff Jolliff.
You didn't hear about them on the internet? Oh god,
so you did you look them up afterwards and see
all the stuff we had written on him?

Speaker 10 (27:04):
Yes, yes, afterwards? Okay, I ordered transmission. It took like
three days longer than expected to get get it shipped,
but he got it shipped to me. Everything was, you know,
kind of on schedule.

Speaker 4 (27:18):
What was the name of his company? What company was
he using when you did this? And how long ago
did you do it?

Speaker 10 (27:25):
Mountain View transmission that's been uh nine ten months?

Speaker 4 (27:34):
Okay? So and did so you did get the transmission, though.

Speaker 10 (27:40):
I did get the first trade. They shipped down here
to Texas.

Speaker 7 (27:42):
I picked it up at.

Speaker 10 (27:43):
FedEx, got it put in that weekend. Man, my brother,
we drove it three miles down the road, test drive,
and it was doing something funny. By time we pulled
back up the house, they shaved transmission out. So I
immediately called him. He answered the phone. He said, pull
it out shipping back to me. Okay, no big deal.
I shipped it back to him. He said, he's gonna

(28:04):
rebuild it. This is what happened to it. Blah blah,
you got it rebuilt. The first delivery guy that was
taking it FedEx get shipped back to me disappeared. They
finally found him in the van in the transmission. The
second delivery guy disappeared with a van and two transmissions,
and they never did find him, so they built another transmission.

Speaker 4 (28:26):
By the way, don't believe that. Don't believe that about
the delivery people disappearing. Jeff Jolliff is a liar. I'm
not okay, he's a liar.

Speaker 10 (28:35):
An excuse after excuse, but he was answering, yeah, they're
all lies.

Speaker 4 (28:39):
He is a crupt and a liar. And by the way, Jeff, yes,
this is me Tom Martino. Uh, giving my opinion based
on the dozens and dozens and dozens of people you've screwed.
You're a liar, you're a cheat, You're a scumbag. Okay,
so you sent it back to Jolliffe. Did you ever
get a replacement?

Speaker 10 (28:59):
No, Like I said, he supposed to transmission got last.
He built another transmision helping me pictures up.

Speaker 4 (29:05):
So right now you're without a transmission that you Right now,
you're without a transmission that you paid for.

Speaker 10 (29:12):
Yeah, twenty eight hundred bucks.

Speaker 4 (29:15):
Well you're lucky your car wasn't stolen.

Speaker 7 (29:19):
Right.

Speaker 10 (29:19):
I've seen some of them on there too, Mark. But he,
like I said, he was answering my he was answering
my text mess He's answering my calls. He was giving
me excuses a lot of times. Then I'll get it,
I'll get it delivered such uch date, and then something
else come up, something else come up, just kept on,
kept on, and I started calling him out on all
these excuses. And now his phone number that it was
that was working is not accepting calls anymore. So either

(29:42):
he had Tom th ditionnected that number.

Speaker 11 (29:46):
WDD I have both an update on Jeff Jolliffe and
the suggestion for our caller. So a couple of weeks ago,
I had a conversation with a spokesperson for the Windsor
City government. He said there are two open invests stigations
into Jeff Jallif's operation. One is by Johnston Johnstown Police
and he believes they already applied for an arrest warrant.

(30:08):
The second open investigation is by the Windsor Police Department,
and I have the detective's name and phone number here
for our caller to call.

Speaker 4 (30:17):
I think that Jallaf will care. I mean, in other words,
this this started like ten months.

Speaker 11 (30:22):
Jalla won't care, but the police department will because they're
building two police departments building cases against Clayton.

Speaker 4 (30:29):
You may want to contact Deputy d here is going
to give us some information on who to contact.

Speaker 11 (30:35):
You tell me just to give you the detective's name and
phone number. So this is okay, you're ready. So this
is at Windsor, Colorado.

Speaker 4 (30:43):
Windsor, Colorado, Sir Windsor.

Speaker 11 (30:46):
So w I Detective Carmen Espinosa. Detective Carmen Espinosa is
working the Jeff Jalliff case and his phone number is
nine seven zero six seven four followed by six seven
four six four to zero zero. Yeah, and you know

(31:11):
it can't hurt to add yourself to the list of victims.
So he probably doesn't have the money to satisfy any
kind of a judgment.

Speaker 4 (31:20):
He or a liar and a cheater. He's a grub.

Speaker 11 (31:22):
But if he can be put away, and by the way,
you know, he was just arrested earlier in the year
for in Weld County out of an outstanding theft warrant
down in El Paso County and that case ended in
I believe August, with either deferred prosecution or deferred sentencing.
But the significance of that is when you get deferred

(31:44):
anything in a criminal case, you need to keep your
nose super clean.

Speaker 4 (31:47):
No, I want to ask, I want to ask Mark
straight up, what do you think. Why do you think,
I swear to God, why do you think this guy
can do this and get away with it?

Speaker 8 (31:58):
Because he moves around Remember the first time I served
him years ago.

Speaker 9 (32:02):
He moves around. This guy, he just bumps around.

Speaker 4 (32:05):
Man.

Speaker 8 (32:06):
And let's face it, white collar crime, it doesn't even matter.
In Denver, I mean, we had a guy running around
in a park trying to kidnap children and they cut
him free. You think they're going to go after Jeff Jolliff.

Speaker 11 (32:17):
No way, Well they might because we're not talking about Denver.
We're talking about it a couple of couple of njurisdictions
that may not be so soft on crime. And I
think it's I think it's like reasonably it's recently.

Speaker 8 (32:31):
Maybe something will happen to him. But my point is
it's been ten years. It's been ten years.

Speaker 11 (32:38):
Well, eventually luck runs out right, and if I don't
know if it's luck or just lack of accountability by the.

Speaker 4 (32:45):
You know, they don't know how to deal with it.
We had one guy to Mark I don't even remember.
He was doing transmissions years ago. And what he would
do is go into like Denver and you would collect
a few customers' money. Then he'd go to Aurora collect
a few customers money, and then he'd go to you know,
he was all around the metro area and there was
not one prosecutor that would take it based on one

(33:08):
or two cases, but there were dozens of cases, but
they would not coordinate to do it. There was no
way to do it. I've always said, if you want
to make money, come to Colorado, take money down and
do nothing. I had to you will you will if
you have a good song and dance. If you can

(33:31):
talk someone into giving you money and you don't do
the work, nothing, nothing, nothing will happen to you. The
only time something will happen to you is if you
take an extraordinary amount of money, an extraordinary amount of
money from a group, and then they get involved. But this,
how often do you hear it? You don't hear it

(33:52):
very often. It's just it is, truly, Do I have
to take a brave Shannon am I way behind? Okay, okay,
let's do that right now. But it's free money. Go
with a sure thing Denver's best roofer Excel Roofing dot com.
You don't pay a cent until you're content. Wait time

(34:13):
for an insurance checkup free, no obligation. In comparison, call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three all three, seven seven
to one help. You'll think you're his only customer When
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three all three
nine two zero sixteen twenty two.

Speaker 1 (34:38):
Ritt News need.

Speaker 2 (34:42):
Advice, wo, you don't have.

Speaker 1 (34:46):
Come run anxious as you can.

Speaker 2 (34:49):
Shooter's gonna help come man.

Speaker 3 (34:53):
This is the Troubleshooter Show. No Tom Martinez, Hello, what's
going on?

Speaker 4 (35:00):
What can we do for you? We are fighting for you,
fighting with you. If you rip people off, we don't
like that at all. We try to do something about it.
That's why we have Slees Brigade dot com. By the way,
always always check Sleeze Brigade s l e. A. Zeslees
Brigade dot com. Clayton he he's been working trying to

(35:27):
work with Jeff Jolliff. Of course it's the same story.
Jeff Jolliffe lies in cheats. There is round it. We
want you to come. Of course, the authorities about it.
But the truth of the matter is there is very
little that can be done. He doesn't even have anything

(35:48):
civilly to take, so he makes his money by getting
money up front and not filling orders. Now, in your case,
I'm a little shocked that even sent you a transmission.
Of course it was a bad piece of crap transmission
that never worked. And then after you sent it back

(36:09):
to him. It's the same story. And by the way,
this story about delivery drivers not showing up or losing
it or stealing it, his favorite go to excuse is
that somebody stole it. He had for years. What he
would do is he would do a transmission for someone.

(36:29):
But I don't even think he did a transmission. He
would just claim to do a transmission, and then they
would come back for warranty work, and while the truck
was at the shop for warranty work, it was stolen.
This happened four or five times. Different people took their
car back to be worked on and it was stolen.

(36:52):
He says, contact your insurance. I'm done now with you.
He even claimed some of the delivery drivers took the
transmission or never showed up. And he's lying and cheating again.
So when was the actual last time you talked to
Jeff Jolliffe, which is uh, as I said, a liar

(37:12):
and a cheater and a scumbag.

Speaker 10 (37:16):
There was probably about three weeks ago.

Speaker 4 (37:19):
Okay, And what did he say he would do for
you three weeks ago?

Speaker 10 (37:23):
Well, I've got an uncle that it worked over in Colorado,
and he was supposed to deliver the transmission to my uncle.

Speaker 7 (37:31):
Jobst and my uncle was going to get it to
me if.

Speaker 10 (37:34):
He got through all the stuff. Delivery drivers disappear.

Speaker 4 (37:38):
Right, I don't ship it, no Mark, just get it Okay.

Speaker 10 (37:41):
To Denver to my uncle, then he'll get it to me. Well,
then it was by the way, hand that lives in Denver.
His hand that lives in Denver got arrested for driving
on spending life. Then they had to get to pick
up at impound. The transmission was broke when they got
it out impound and to trug broke it, but they
had to get another part for.

Speaker 7 (37:58):
It fix that.

Speaker 4 (38:01):
How much did you buy? How much did you pay
for the transmission originally.

Speaker 10 (38:06):
Twenty eight hundred bucks?

Speaker 7 (38:09):
Yep.

Speaker 4 (38:10):
Well, I don't know, Uh, I don't know what we're
gonna do, man, We'll try, well, we'll try to get
a hold of Jeff Jollab. You know what we ought
to do is, let's see, Chopper. You ought to try
calling Jeff to see if he's in Okay and just
see if he'll address this. He won't, but if he

(38:31):
wants to come on the air, tell him we'd love
to have him come on the air and answer to
the dozens and dozens of problems because.

Speaker 12 (38:41):
His number tome or the caller has it.

Speaker 4 (38:44):
Let's get it from the caller off the air, okay,
and then we'll give it out depending on the response.

Speaker 9 (38:50):
No longer, he said, the numbers no longer good.

Speaker 5 (38:53):
This is the same number that I tried and it's
no longer in existence.

Speaker 4 (38:57):
Okay, never mind. Then this is this is terrible. But
again it shouldn't surprise us. But I'm serious when I
tell you that if you're running up against hard times
and you need money in Colorado, you can simply take money,
promise something and not come through and there is nothing,

(39:20):
and I mean nothing will be done to you. Nothing.
You will get to keep the money. Authorities will do nothing.
They would have you would have to have so many
people complaining, like hundreds and hundreds and have hundreds of
thousands of dollars outstanding before they'll even take a look
at you. But if you spread it out over time,

(39:40):
like Jeff Jaliff or these other people on the Sleeves Brigade,
they will simply get away with it. It's it's the
it's the little known secret. And in Colorado people think
they're going to get in trouble. You're not going to
get in trouble. Now, I'm not encouraging you to do it,
but I'm telling you that people have done it over

(40:02):
and over and over. There is zero consequence in Colorado.
You know, some of these politicians that run, you know,
it would be good or they could run on a
platform of trying to crack down on this stuff. But
here's the problem with consumer crime and consumer news. Unless

(40:23):
it's happening to you at the time, you don't look
at it as an issue that needs to be dealt with.
You see, whereas government issues and most of these amendments
and things have to do with everyday life. Now, somebody
who takes money up front and does nothing in return
gets away with it because unless it's happening to you,

(40:45):
you don't care. But again, what I've done is put
together Sleavesbrigade dot com, which by the way, isn't even complete.
There are a lot of people that should be on
there that are not. I can't tell you how many
times we've come across this. So what is my what
is my go to answer? Don't give money up front, period,

(41:09):
and if you're going to make a purchase, do it
on a credit card, so it can be contested. Now,
I'll bet you Jeff Jolliffe doesn't take credit cards. Therefore
you don't do business with them, and you won't get
ripped off. Credit cards at least give you some power
to rescind the payment if the product is not provided.

(41:31):
But the problem is is that people pay and trust.
I can't look look look, look, look good like. I
have a case after case right here. I'm looking in
the last two weeks where people gave money, paid money
down and got nothing in return. One of my guests, say,
is Brooke White from Alliance Ruf and Solar formerly Red

(41:56):
Rocks Roof and Solar, and because of trademarker copyright issue,
they've changed it to Alliance Roof and Solar and they're
doing commercial systems. Someone wants to know, if they have
a commercial system and they have a home based business,
a legit business, can they sell outside of their own
resident area? That okay, So if they have a system

(42:19):
on their home they're running a home based business, can
they literally sell to a neighbor or someone? Can they
do that? I mean, in other words, who would they
sell to? Back to the grid.

Speaker 6 (42:31):
So that is kind of a gray space.

Speaker 5 (42:34):
So if you are part of an HAA and you
want to sell power back to the HAA with your system,
you can do so, but it's a different interconnection application
that goes into the utility company. So the utility company
still utilized in some fashion. You can't just send it
directly to a neighbor, but you can.

Speaker 4 (42:55):
Arrange it to sell to neighbors.

Speaker 5 (42:58):
You can, yep, as long as the utilities involved and
it's allowed in that space. So every jurisdiction is different,
every utility company is different.

Speaker 4 (43:06):
Well, it gets to decide if the utility does. The
utility company get to decide because why would they ever
allow it?

Speaker 6 (43:12):
Why would they allow it? There's a couple different reasons.

Speaker 5 (43:15):
In the state of Colorado, mostly it's increasing their renewable sources,
so that helps them with some state regulations that are
hitting them.

Speaker 4 (43:25):
So by regulation, they have to start increasing their renewable
energy exactly. And one of the ways they can do
that is allow you to buy.

Speaker 5 (43:34):
Solar, yeah, or allow the transport of energy through a
renewable source like solce Sure, if I'm in a neighborhood,
let's say an industrial park, okay, where everyone has these units,
they're like storage facilities.

Speaker 4 (43:47):
But they're like industrial parks, they call them. So if
I put in a system on my industrial unit, I
can go out and solicit business. Let's say, and I
find ten customers willing to buy from me at a
cheaper rate, but I'll still make money. I have to
then go through the power company. And what do I do?

(44:07):
I literally sell it to the power company, who sells
it to my customers? Or why do I have to
go through a.

Speaker 5 (44:14):
Power company because the interconnection into their electric.

Speaker 4 (44:18):
I can't just string a wire to them exactly. Yep.

Speaker 5 (44:21):
That would be against code and regulations.

Speaker 4 (44:23):
Yep, but most power companies will allow it.

Speaker 5 (44:27):
Yeah, they will, especially if the businesses are close together,
because then essentially what happens is is your neighbors are
really just renting your solar panel roof space, and then
we connect them into the main panel that way.

Speaker 4 (44:40):
So do you have customers that are selling to others?

Speaker 5 (44:45):
I have landlords that are selling to their tenants, which
would be very similar to your example.

Speaker 4 (44:50):
Right, So the landlord puts a system on the roof,
does the tenant have to buy through the landlord?

Speaker 1 (44:56):
Uh?

Speaker 6 (44:56):
Yeah, because it's a part of their lease.

Speaker 4 (44:57):
Okay, But they're safe monning over. It saves money.

Speaker 8 (45:01):
Yeah, saves like what is it brook at least fifteen percent.

Speaker 4 (45:05):
Yeah.

Speaker 5 (45:06):
Typically the landlords that I work with save their tenants
twenty percent or more depending on the utility.

Speaker 4 (45:12):
And landlords can make a good amount of money doing this.

Speaker 5 (45:15):
Yeah, it's just increasing their portfolio definitely. I think anytime
you're in the landlord business, you're looking at the long
game and you definitely have a much higher ROI by
doing this, well, think.

Speaker 8 (45:27):
About it, land I can Yeah, she could get the
grant money to pay for the entire system. So you know,
eventually you're zero dollars out. Now you're the electric company
and you're making money. You're cash flowing just on selling electricity.
I mean, I don't even see a downside to it.

Speaker 4 (45:44):
I don't either. I can see no downside. They you
just have to.

Speaker 6 (45:47):
Meet with me in person, right, So you meet with Brookers.

Speaker 4 (45:51):
So Broke, you can engineer the whole thing. If I
say I want a commercial system and I have an
industrial park, arm a landlord, or I have warehouses, or
I have something and I want a structure to sell
to my customers, you can take care of it all.

Speaker 1 (46:07):
Yep.

Speaker 5 (46:07):
Absolutely, A really common thing to do now is covered parking.
So people are doing covered parking car ports, and then
they're connecting it to the different meters that way for
a commercial building like you're talking about.

Speaker 4 (46:19):
Oh, so they put the panels on the covered parking.

Speaker 5 (46:24):
Yep, they put the panels, or we build the covered
parking with the car port itself, and then you connect
it to the different tenants within that building.

Speaker 4 (46:31):
Wow, that's pretty cool. So do you have condo developments
doing this as well or basically landlords.

Speaker 5 (46:38):
Everybody within Denver that has a commercial building over forty
five hundred square feet is looking hard into solar because
otherwise they're going to be feed or find so much
because of the Denver Energize program. So it's very common
in Denver.

Speaker 4 (46:52):
What's in a Denver Energized Program.

Speaker 5 (46:55):
It's a variety of regulations that Denver put in place
and twenty twenty marehand Cock did it that the enforcement
starts now, and so if they don't have solar or
renewable power or cool roof, or their building isn't insulated enough,
they get different penalties and fees. There's about eight different
categories encompasses.

Speaker 4 (47:16):
Can you imagine penalties and fees for not being green.

Speaker 6 (47:20):
Basically, yeah, and it's pretty extreme.

Speaker 5 (47:22):
Like the fees that I've seen are for the smaller buildings,
you're looking at forty five thousand to one hundred thousand.
For bigger buildings, they're in the millions. Like it's these
are huge fines.

Speaker 6 (47:33):
I don't know how anybody had to Denver.

Speaker 4 (47:34):
Wait wait, wait, wait a minute, this is happening right now.

Speaker 5 (47:37):
Yeah, if you look up Denver Energize, you can look
up the penalty calculator and I can send you.

Speaker 6 (47:42):
The link if you'd like.

Speaker 4 (47:43):
This is every commercial building that's above.

Speaker 6 (47:46):
Forty five hundred square fee is required.

Speaker 4 (47:49):
Art Did you know about this?

Speaker 9 (47:51):
Nothing shocks me about Denver.

Speaker 8 (47:53):
So you know, all the penalties will come in and
they'll be like places like the sixteenth Street Mall that
are over forty five hundred square feet. They're not super green.
So the restaurants get to increase their prices twenty percent.
The retail outlet, the ball CAP's going to cost you
forty percent more.

Speaker 9 (48:09):
I get it, I get it.

Speaker 12 (48:10):
I get it.

Speaker 4 (48:12):
Anyway, so we got more coming up. I'm Tom Martino
three O three seven one three eight two five five
go with a sure thing Denver's best roofer Excel Roofing
dot com. You don't pay a cent until you're content.

(48:32):
Time for an insurance check up free, no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three, seven
to seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two. Hi Tom

(48:57):
Martino here three three seven one three talks seven one
three eight two five five. Brooke White is with us
from Alliance roof and Solar formerly Red Rocks roof and Solar,
and we'll give out our contact information. But basically she
talked about a program called the Energized Denver Ordinance or program.

(49:17):
And here's what it says. A building performance policy. Rick,
That's what it is is a building performance policy that
requires commercial and multifamily buildings in Denver over five thousand
square feet basically to be energy efficient and to and

(49:43):
to employ energy efficiency into their building. If they do not,
they basically face major fines finds of ten twenty thirty
thousand dollars. Are these fines one time or are they yearly?
Head of the work Brooke, Yeah.

Speaker 5 (50:01):
So originally when they were set up, is every twenty
twenty six, twenty twenty seven and then twenty thirty were
the years of the penalties.

Speaker 6 (50:11):
Now the penalties have adjusted a.

Speaker 5 (50:12):
Little bit, but they're tends two hundreds to millions of
dollars like they're there.

Speaker 4 (50:18):
But are they yearly penalties? Where are they just a
one time penalty?

Speaker 6 (50:21):
So they grow?

Speaker 5 (50:21):
So let's say that you got penalized this year and
you still don't make any changes, then your penalty is
double next year, and then if you still don't make
changes by twenty thirty, it's triple of what it was originally.

Speaker 4 (50:31):
Okay, So basically you have to submit an annual report
on your building's energy use and then you have to
meet energy saving targets for each building. This is ridiculous.
You know what this tells me? They're going to force
a lot of businesses out of Denver. Yeah.

Speaker 5 (50:51):
I've already had business owners tell me that they're selling
their buildings instead of complying with us.

Speaker 8 (50:57):
Now, my one way to go ahead that I mean
get a Okay, great, so commercial people are gonna get screwed,
but all that does is screw the people that shop
in Denver. I mean, let's get real. They up the prices.
But think about it, Tom, there's nothing weird about this.
These are the same people to where if you want
to get rid of a tenant for whatever reason, you can't.

(51:17):
You got to basically renew their lease in perpetuity, you know,
right the.

Speaker 4 (51:23):
Just cause clause, the just clause or the just cause clause.

Speaker 8 (51:29):
And you know what, it's just gonna be like defund
the police. Eventually, what's gonna happen is they're gonna realize
they chased every single business out.

Speaker 9 (51:37):
They're all gonna go to Texas or to Florida.

Speaker 8 (51:40):
We're not gonna have the kind of tax And then
it's a big sicular problem because without those businesses bringing
in the taxes, what do they do? They got to
raise taxes on who's left? What does that do that
chases them out? Eventually it's gonna be a bunch of
jerk offs sitting around doing nothing.

Speaker 4 (51:57):
You know, I just can't believe. So this went into effect.
This was brought in from the previous administration, but the
fines are just starting now. That's where basically what's happening.

Speaker 5 (52:09):
Yeah, the Green Building Ordinance is also tied into Denver Energized.
There are two separate programs, but for buildings that are
over sixty five thousand square feet they have to comply
with both. So Green Building Ordnance started in twenty eighteen
and twenty twenty is when Denver Energized started, but both
are facing penalties starting the mid twenty twenties up until

(52:31):
twenty thirty two, depending on you.

Speaker 4 (52:33):
This year or going into does twenty twenty five have
a penalty or is it twenty twenty.

Speaker 5 (52:38):
Six It it's said that if you don't complete the
work by June of twenty twenty six, that your penalty
is enforced.

Speaker 4 (52:48):
Then okay, So companies in Denver five thousand square feet
are larger, you have to comply by twenty by mid
twenty twenty six. Is there an actual drop dead date?

Speaker 6 (53:04):
Yeah, the date's been adjusted throughout.

Speaker 5 (53:07):
And there's meetings you can have with the Denver Energized
folks that you can schedule on a monthly basis.

Speaker 6 (53:11):
They have someone on one.

Speaker 5 (53:13):
Time as long as you're showing that there's a plan
in place, and you're making that plan happen.

Speaker 6 (53:18):
You have until twenty thirty to actually put all of
the pieces together.

Speaker 8 (53:21):
Hey, Tom, think of that building we owned, Yes, yeah,
think about that. If we still own that in Denver,
that was twenty five thousand square feet, we'd be up
to you know, without a paddle.

Speaker 4 (53:32):
There. I know it, and you so you have to
So you have until twenty thirty to actually implement it.

Speaker 5 (53:41):
As long as you have a plan showing all of
the different pieces.

Speaker 4 (53:44):
Can I show a plan showing that all of it's
being done in twenty thirty or twenty twenty nine, or
does it have to be piecemealed each year?

Speaker 5 (53:52):
As long as you're communicating with the folks at Denver
Energize and they have copies of like an engineering report
and those things that show that, yes, we're waiting until
twenty thirty to pull the trigger, but we've done all
the prep work ahead of time, then I have found
that that's acceptable to them. But you can't just say
I trust me, I'm going to do this. No, you
have to have an engineer put together paperwork. If you're

(54:15):
going to do a solar project in twenty thirty, I
have to run an engineering report that they can view
that's stamped, so there's some sort.

Speaker 8 (54:22):
Of The green scam is the dumbest thing I ever
heard of. I know you're in this solar business, Brook,
but my god, it is so stupid. It is absolutely
ridiculous that they don't want coal, They don't want any
of these things. When China and India in all these
places do it, they act like the Earth doesn't have
an atmosphere and we can be clean air over here.

Speaker 4 (54:44):
Listen to the mark for buildings, they have to submit
annual reports on their usage and then show what they're
doing to meet energy saving targets.

Speaker 9 (54:54):
It's absurd.

Speaker 4 (54:55):
You know what I do have to do se literally
install energy upgrades. There is no there is no grandfathering.
They have to install or improve lighting, so electric electrification.
The ordinance directs the city to update the building codes
to require that all buildings have a certain amount of

(55:18):
electrical and for heating and supplying of utility. So this
is massive. This is going to have a massive effect
on our commercial real estate.

Speaker 5 (55:33):
Yeah, it already has. What's typical is that folks at
a commercial business will send energy Star access to their
Excel report and then the state can or the city
can pull their energy report whenever they want to instead
of having to file it.

Speaker 6 (55:50):
But it is having some really big.

Speaker 4 (55:52):
Yeah we're talking restaurants too.

Speaker 6 (55:54):
Well, think about your manufacturing, folks.

Speaker 5 (55:57):
You can't make all of the things that are required
and manufacturing electric fied.

Speaker 6 (56:02):
They just don't have enough power at once. You need gas,
you need.

Speaker 4 (56:05):
Can't electrify everything, No, you can't, exactly, So they're requiring it.

Speaker 5 (56:10):
So politicians aren't always logical. I think we can agree
to that. No, of course, So we'll see what happens
as this progresses. They've already delayed the penalty year by
one because so many complaints have come up about this,
and the fees are substantial.

Speaker 6 (56:25):
If you look on the example.

Speaker 5 (56:27):
The Denver Energize has, they're a million, a million and
a half and three million. Are there examples of the
three penalties for one business, So it's not I mean,
these are extreme. They will force people to move, like market.

Speaker 6 (56:40):
Said, or shut down their business or do something.

Speaker 5 (56:42):
Else because those penalties are substantial.

Speaker 9 (56:45):
It's an absurdity.

Speaker 8 (56:46):
We have such idiots managing this, this freaking state. I
just don't even understand what they're trying to do besides
drive everybody out of town. That's all they can do,
and then then it'll be nothing but homeless people running
around stabbing people.

Speaker 4 (57:02):
That's what Colorado's becoming. Okay, So what they're saying is
Denver basically, this is what we're saying through you haven't
heard about this. I don't blame you the local news
and you're not seeing a lot about this. But if
you own a building in Denver, there are certain things

(57:22):
you have to do to make it more energy efficient
or greener, and they're extraordinary. They're not just simple. You
have to do an entire solar system. You have to
electrify things that are otherwise using gas and oil. You
have to do all kinds of upgrades in insulation, in windows, roofing.
What is a cool roof. That's the part of it.

(57:45):
You have to have a cool roof.

Speaker 5 (57:46):
Yeah, so the Green Building Ordinance requires a cool roof,
which means that the roof is white or designed to
reflect light so it's not absorbing it into the building.

Speaker 4 (57:57):
Okay.

Speaker 5 (57:58):
Or you put solar pop of that and that's considered
a cool roof. Again, the solar system absorbs the radiation
and produces power, so it's not turning into heat on
your rooftop.

Speaker 1 (58:10):
Now.

Speaker 4 (58:10):
Denver, in their promotional literature are saying it's going to
increase property values, and it's going to be better for
the environment, and it's even going to.

Speaker 8 (58:21):
Lower healthcare cost and crime is going to go down
as well if you read deep enough.

Speaker 4 (58:26):
My god.

Speaker 8 (58:27):
Oh, and everybody gets a free birthday cake and present
on their birthday.

Speaker 5 (58:31):
Look, Mark, if they do a big solar system commercially
with me, I will buy them birthday cake every year.

Speaker 4 (58:37):
Okay, nice, So, but one of the easiest ways to
comply is to put a solar system up.

Speaker 1 (58:43):
Really.

Speaker 4 (58:44):
Yeah, So are you getting a lot of increase from
businesses saying we have to get this solar system to
save our ass.

Speaker 13 (58:53):
Yeah.

Speaker 5 (58:53):
Actually, more property management companies are reaching out because a
lot of folks that own commercial buildings have somebody else
managing the proper for these specific regulations that come up.
But yeah, we're getting a ton of business or phone
calls or discussions about this because if you add the
solar system, it can offset some of the other upgrades
you have to do. If the system's big enough, they

(59:14):
look at it as an offsetting scenario, right.

Speaker 4 (59:17):
And if you don't offset enough carbon, you're going to
be screwed in Denver. If you own a building five
thousand square feet or bigger, you need to do something
about it. You're not going to skate by. This is
serious and I can't believe the news has not been
picking up on it because this year is when they

(59:37):
start from.

Speaker 8 (59:37):
Rand Nile or somebody talking about the way you will be.

Speaker 4 (59:42):
You will be subject to fines come what June of
twenty twenty six.

Speaker 6 (59:46):
Yeah, that's what it's set to right now.

Speaker 4 (59:49):
June of twenty twenty six. Do you think it could
be delayed even more?

Speaker 6 (59:52):
It could because it.

Speaker 5 (59:53):
Was supposed to start in twenty twenty five and got
delayed because there was so much pushback.

Speaker 6 (59:58):
With it already being delayed once, is it likely to
be pushed back again? I'm sure.

Speaker 1 (01:00:02):
Mark.

Speaker 4 (01:00:02):
Do you think it's going to cause an exodus of
commercial of owners?

Speaker 8 (01:00:08):
Oh my god, if that kicked in, think of how
many buildings right now? Just think of the space available downtown.
Just think about that right now. There is so much
space that is so empty downtown. It's absolutely insane. So
what are they going to do. They're going to start
finding people for not putting a solar system up or
you know whatever, making their roof cool. It's the dumbest thing.

(01:00:32):
What I don't even.

Speaker 9 (01:00:33):
Know what your question is. What is a question? Is
it stupid as well?

Speaker 1 (01:00:36):
Yes it is.

Speaker 4 (01:00:37):
Do you think Denver says it's going to enhance property
values and make Denver a magnet city for cut Denver Social.

Speaker 8 (01:00:46):
Getting rid of Gallagher was going to make our property
taxes go down. So everybody that voted for that, remember
when this bond comes up, this nine hundred and fifty
million dollars bond, and remember it is going to go
through sixty seventy percent of the morons just read the
first thing and they say, okay, we want that. They
don't even know what the hell it is. It's like
walking into a restaurant and ordering the special and not

(01:01:09):
being told what it is.

Speaker 4 (01:01:10):
And by the way, people are just them. But when
we talk about commercial real estate, people exiting, that means
they're going to sell.

Speaker 8 (01:01:18):
And when you have they've done it in California, they're
doing it in New York, especially after you know, the
the Marxists.

Speaker 4 (01:01:24):
And price out there and prices go down when more
and more people want to sell, which causes another economic crisis.
We should just give free.

Speaker 8 (01:01:32):
We should make all the restaurants in Denver give free
lunch and dinner and breakfast. What the hell we give
kids free everything, even if it's Bill Gates kids.

Speaker 9 (01:01:42):
We might as well give every citizen.

Speaker 8 (01:01:44):
Of Colorado whatever the hell they want at any time.

Speaker 4 (01:01:49):
Denver is becoming really hard to do business, and we
got to I gotta take this break. I'm Tom Martine
Moore coming up. Go with a sure thing, Denver's best
roofer Excel Roofing dot com. You don't pay a cent
until you're content. Time for an insurance checkup free no

(01:02:11):
obligation comparison call Compass Insurance. Pay too much your coverage
at dozens of insurance companies find out now three O
three seven to seven to one help. You'll think you're
his only customer when you choose Frank durand the real
estate Man dot com to list your home with Remax
Alliance three three nine two zero sixteen twenty two. You
have a comment on Denver Energize, which, by the way,

(01:02:33):
the City of Denver says, will make our downtown more vibrant,
energy efficient, carbon friendly, h and it will bring more
business to Denver. I don't know what the hell they mean.
The regulations are stifling and the fines are up to
a million and a half dollars if you don't do stuff,

(01:02:56):
We'll go ahead, Dean.

Speaker 7 (01:02:58):
Well, part of this energized Denver, that's that's coming along.
There's a there's been a federal lawsuit filed by Coloretta
uh hotels and lodging and just a bunch it's not
a class action level, but it's there's a bunch of

(01:03:20):
big owners of commercial buildings that have sued Denver. And yes,
federal court. Are you fromire with this case?

Speaker 4 (01:03:30):
No, I'm not. Yeah, Okay, you are familiar.

Speaker 5 (01:03:33):
Brook, Yeah, because I've just been working with Dever energized
for so long.

Speaker 4 (01:03:37):
Okay, go ahead.

Speaker 7 (01:03:39):
And in the case right now, the the initial filing
that was dismissed this March, okay, and the judge said
that the people that had that had the plaintiffs didn't
have standing because they hadn't been fined yet. So they've
amended the complaint and they refiled it. Does that make sense?

Speaker 4 (01:04:04):
Yes? So what are they basically saying that it is unconstitutional?
Or what I mean? What grounds are they suing.

Speaker 7 (01:04:13):
That it violates the EPA regulations.

Speaker 4 (01:04:17):
It actually it goes further than the EPA regulations. It
doesn't violate them.

Speaker 7 (01:04:23):
Well, there's some ep regulations in there that they're saying that.
That's a big part of it, which is, you know,
the end of the federal Code.

Speaker 4 (01:04:32):
What I can't believe is that, I mean, Denver is
going to take a dump, Downtown is going to be
a ghost town. They're trying to attract business. But yet
every single owner, I mean, five thousand feet is nothing.
If you have more than five thousand square feet, you
got to invest hundreds of thousands of dollars in your
property to make it, to make it compliant.

Speaker 7 (01:04:55):
I understand that that's and sort of these owners, that's
where they're fighting it. And I don't know if they're
you know, can win this lawsuit in that ordinance, that
ordance won't fly, you know, but it's going to be
fighting to overturn that ordinance.

Speaker 4 (01:05:11):
Listen to this. Denver has committed to eliminate greenhouse gas
emissions by twenty forty. It says that all buildings and
homes must be net zero energy by twenty thirty. Now
that's just five years from now, and all existing buildings

(01:05:33):
must be net zero energy as well. So what they're
saying is, I don't even know what net zero, what
they're they're using for their criteria for net zero, but
it says that they have to be net zero by
twenty thirty. That's five years from now. And all of
this Denver Energized stuff they claim will make Denver a pearl,

(01:05:56):
will make Denver an attractive place to be, and businesses
will flock to Denver because of it, because of social consciousness.
I don't know, thanks for calling, but it is amazing
to me that people think they can legislate things and

(01:06:19):
it'll just happen now legislating. When they put this Denver
Energized through, there were a lot of people asleep at
the wheel because to have this in effect right now,
it's not if it's in effect right now, and it
means that if you don't do it, you face fines

(01:06:39):
up to a million and a half dollars. So if
you own a little building five thousand square feet six
thousand square feet, you must you must absolutely comply with
Denver Energized, which is massively burdensome for business. More, right
after this, go with a sure thing Denver's best roofer

(01:07:06):
Excel Roofing dot com. You don't pay a cent until
you're content. Wait time for an insurance check up free,
no obligation. In comparison, call Compass Insurance paying too much
your coverage at dozens of insurance companies find out now
three oh three seven seven to one help. You'll think
you're his only customer when you choose Frank durand the

(01:07:27):
real estate Man dot com to list your home with
Remax Alliance three oh three nine two zero sixteen twenty two.
Hi Tom Martino here three O three seven to one
three talk seven one three A two five five is
the number you can call it three oh three Martino.
Let's talk to Ted. Ted. You have a question on

(01:07:48):
selar Go ahead, Ted, what's happening?

Speaker 10 (01:07:51):
Hey?

Speaker 7 (01:07:52):
Can you hear me?

Speaker 4 (01:07:53):
Okay? Yes, sir, I can. What's happening in Ted? Okay?

Speaker 7 (01:07:57):
So this is the solar thing and Mark hat been
talked about. It's absolutely insane. Nobody knows about it. And
I thought I was fairly aware of things, but never
saw this coming anyway.

Speaker 10 (01:08:11):
What about putting solar panels or.

Speaker 7 (01:08:15):
Unlike ball arena, if they don't, if Ball Arena or
the empower the stadium doesn't put solar panels on they're
more than five thousand square feet, do they get fined?
I mean they don't have solar panels on those places.
Which does this.

Speaker 4 (01:08:28):
Include government buildings? Book? Does this include governments ships?

Speaker 5 (01:08:34):
Actually it does and a lot of the government buildings
don't even know that this is.

Speaker 7 (01:08:38):
Going on the Capitol, on the Golden Domes.

Speaker 8 (01:08:41):
So you're telling me they didn't exempt themselves like they
did for example Obamacare.

Speaker 6 (01:08:48):
No, they're not exempt themselves.

Speaker 5 (01:08:51):
If you look up on Denver Energize's website, you can
see each building that is not a compliance, and a
lot of times they are the Denver government owned buildings.

Speaker 4 (01:09:02):
Yeah, but are they actually the government is going to
have to do this on their own. Yeah.

Speaker 5 (01:09:06):
So you've got three options if you want to comply
with the solar side of things or to offset your
other upgrades in the building. The first one is to
install solar on the building itself, which should be on
site solar. The second is to build the solar system someplace.

Speaker 6 (01:09:22):
Else, which would be remote solar.

Speaker 5 (01:09:24):
Or the third is to rent power from Excel solar fields.

Speaker 4 (01:09:29):
So if they designate that they want to buy their
power from Excel's solar field. They can be exempted, yes,
and does do they have enough to go around at Excel.

Speaker 6 (01:09:43):
That's what they're building right now.

Speaker 4 (01:09:45):
All right, we're going to talk about that. That sounds
like a workaround and more coming up. Go with a
sure thing Denver's best roofer Excel Roofing dot com. You
don't pay a cent until your content. Leave time for
an insurance check up free, no obligation. In comparison, call

(01:10:06):
Compass Insurance pain too much your coverage at dozens of
insurance companies find out now three all three seven seven
one help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot com to
list your home with Remax Alliance three all three nine
two zero sixteen twenty.

Speaker 1 (01:10:22):
Two ripped.

Speaker 4 (01:10:30):
News. You need advis so you don't have.

Speaker 2 (01:10:35):
Come run instant as we can show. Shooter's gonna help.
Come man.

Speaker 3 (01:10:43):
This is the Troubleshooter Show. No Tom Martine, Hello.

Speaker 4 (01:10:48):
Tom Martino here, Welcome to the show. We are talking
about everyday aches and pains that think that tick you up,
the things that bit you tick. We have Alliance a
roof and solar with US today formerly Red Rocks roof
and Solar, and they are doing solar systems right now
mostly for they can service anything, an orphan system or whatever.

(01:11:08):
But they're doing mainly commercial because that's where the incentives are.
And commercial doesn't mean just you know, a warehouse or
a factory. It can be an agribusiness, it can be
a home based business. But during our conversation, she said
a lot of Denver businesses and buildings are looking for solar.

(01:11:31):
Why are they looking for solar because of the Denver
Energized program, which kind of I believe got in under
the radar. I mean, you haven't heard a lot about it.
But here's the bottom line. If you own a building
in Denver five thousand square feet or larger, I'm just
gonna sum it up. You can look up the details.

(01:11:51):
Five thousand square feet or larger, you're going to be
faced with tremendous expense to upgrade the insulation, lighting, lighting controls,
building automated controls, HVAC upgrades, plumbing upgrades, roofing upgrades, and
solar offsets. So you don't just get to have a

(01:12:16):
place in Denver and skate through. You will start getting
penalties each year, and those penalties will increase as you
don't have this stuff available. So what they're basically saying is,
if you don't get this stuff done, you're going to
pay as much or more in penalties. Penalties can go

(01:12:36):
up to a million and a half bucks. So this
is not some rumor. This is a real deal. Look
it up the Denver Energize Ordinance. Of course, when it
was first put out there, people are thinking this is
great for Denver. We're going to be a model city
and reduce our carbon footprint. And Denver actually put out

(01:12:57):
promotional literature saying that Denver Energized will make it more
attractive to business, not less attractive. Now, I don't know
if you think it's attractive to have to do hundreds
of thousands of dollars hundreds of thousands of dollars in upgrades.
You don't get grandfathered in. You do not get grandfathered in.

(01:13:20):
You have to do hundreds of thousands of dollars in upgrades.
So naturally businesses are asking how do we get around this? Well,
how do you get around it? Brooke? I'm going to
ask you how you get around it? If I have
a building and I don't want to spend any money
on insulation or lighting, or automated controls or a roof

(01:13:42):
or plumbing and HVAC upgrades. Is there technically a way
to legally get around it?

Speaker 6 (01:13:49):
So if you.

Speaker 5 (01:13:52):
Have a solar system and you install it, and it's
going to do more than what you need, so one
hundred percent offset is matching exacts what you need. If
you do a system that's at one hundred and fifty
or two hundred percent per say, then yes, those others.

Speaker 4 (01:14:06):
So for every amount over your usage, you get certain
things you can cut back on.

Speaker 5 (01:14:12):
Exactly because you're saying that your overall net.

Speaker 6 (01:14:14):
Carbon is zero.

Speaker 4 (01:14:16):
Still, okay, So if I put in a giant solar system,
it's possible I won't have to go into my walls
to do new insulation, I won't have to upgrade my
furnace or my plumbing, I won't have to do other things.

Speaker 6 (01:14:31):
That is correct?

Speaker 4 (01:14:32):
Yes, is that what a lot of businesses are doing,
because it would seem to me, with the incentives of
a commercial solar system, you're going to get out cheaper
doing solar than you will these upgrades.

Speaker 6 (01:14:45):
I would agree with that. One caveat to that is,
any of.

Speaker 5 (01:14:49):
The upgrades that are tied to electricity, like.

Speaker 6 (01:14:52):
The lighting or some of the HVAC stuffs.

Speaker 5 (01:14:55):
If it's done the same time you do a solar project,
you get the tax credits.

Speaker 6 (01:14:58):
On those benefits as well.

Speaker 4 (01:15:00):
You can add them all together and take a tax
benefit exactly.

Speaker 5 (01:15:03):
So sometimes it's more advantageous to do a couple of
things because you are increasing the efficiency of the building,
so your utility bills will go down. Each case is
individual and you really need somebody who knows what they're
doing to guide you.

Speaker 6 (01:15:15):
The right way.

Speaker 4 (01:15:16):
Okay, So if I have a big building and I'm
using one x in energy, can I instead of putting
in a solar system? Can I get solar from somewhere else?
You said Excel Energy is doing that. Yeah.

Speaker 5 (01:15:33):
Absolutely, So there's three options you can do. On site
solar you can do.

Speaker 4 (01:15:37):
That would be where you install a solar system.

Speaker 6 (01:15:39):
Yep, you put a solar system on the building.

Speaker 4 (01:15:41):
That's one. That's one way to get around these What's
the second way?

Speaker 5 (01:15:45):
It'd be off or off site solar where you do
a solar field or a solar on a different building
and you get credit for it there because it's still
tied into excels network, but.

Speaker 4 (01:15:57):
You're not actually using that power, you're just offsetting it exactly.

Speaker 5 (01:16:01):
So the system still has to produce what your electric
usage is on your bill, but it's off site.

Speaker 4 (01:16:07):
It's off site. So I literally can go out and
find a field and put in a solar system and
get credit for it for my commercial building.

Speaker 6 (01:16:16):
Yes, yeah, as long as it's within Excel territory.

Speaker 4 (01:16:18):
You can, right because you're adding to the grid exactly,
and you're adding to the grid to offset what you're
taking from the grid. So even though it's on site,
it is still offsetting your energy usage exactly. This is
good news, right Mark? Anyway, what else?

Speaker 6 (01:16:35):
So the third option is to sign up for power
through Excel solar fields.

Speaker 5 (01:16:41):
So you tell Excel that you want your power to
come from their solar fields and so then you're still
complying with the Denver energize. You're not responsible for building
the solar You're just renting your power at a premium essentially.

Speaker 4 (01:16:53):
Is it a premium though? Is it a lot or
is it the same? Will my electric bill go up?

Speaker 5 (01:16:58):
Yes, your electric bill will go up because they'll have
an additional fee tied to it.

Speaker 6 (01:17:02):
For the solar field.

Speaker 4 (01:17:04):
So I can choose. So if I call Excel and
say I'm not doing these upgrades, I'm going to need
to buy one x of power from your solar field.
Do they change my metering or anything or do I
stay the same and they just tell me, Okay, wink wink,
you're now getting your power from solar.

Speaker 5 (01:17:23):
It's kind of the second it's a wink wink, you're
getting your power from solar. They're going to allocate.

Speaker 4 (01:17:28):
Is this crazy?

Speaker 5 (01:17:29):
They're good, allocate your killoot our usage to what the
solar field's producing, so they they'll make the reports all
show that it's coming from that reality.

Speaker 4 (01:17:41):
If I have a bunch of these businesses from downtown
buying from me, who is Excel? Is anyone checking on
Excel to see that they even have enough solar to supply?

Speaker 5 (01:17:52):
What they're saying, are the the PUC or the Public
Utility Commissions is supposed to regulate Excel?

Speaker 4 (01:18:00):
Now at what leck? But what I'm saying is is,
let's say a plethora of businesses want to use Excel's
solar fields instead of building their own, and instead of
upgrading their lighting, their HVAC, they're plumbing they're roofing their insulation.
They want to do it the shortcut way, which is

(01:18:21):
buying solar energy from Excel. What I'm asking is this,
if I have X amount of businesses buying solar from Excel,
who's checking on Excel to see that truly they even
have enough solar to do that?

Speaker 6 (01:18:36):
Yeah, and I totally understand the complexity of that.

Speaker 5 (01:18:38):
So what would happen is the business owners would say, look,
Denver Energized, we did everything we were supposed to.

Speaker 6 (01:18:44):
It's all on Excel to make sure that it's on
their right.

Speaker 4 (01:18:47):
It is on Excel. But is anyone checking on Excel
or is it wink wink?

Speaker 5 (01:18:51):
So, because Excel is involved in the Denver Energized through
Energy Smart, which is a separate company, Energy Smart, I
believe would be responsible for or ensuring that Excel is
an over selling their solar field production.

Speaker 11 (01:19:06):
Somebody, it says the reason that somebody out there is
going to be auditing Excel to make sure they're not
selling more solar power than they're actually getting. But Brook,
I do have a really quick question for you. Is
there a fourth option, which is this, Let's say I
go out to Watkins and build a solar farm. I
don't have a business in Denver, but let's say I

(01:19:27):
start the solar farm. Can I then show up at
let's say the target store door and say, hey, do
you guys want to buy my regulatory compliance that I
that I generate at my solar farm.

Speaker 12 (01:19:38):
Is that a good business?

Speaker 4 (01:19:39):
Dmitri and I go out and build a field? Can
we profit from it?

Speaker 6 (01:19:43):
Yeah? Absolutely? How exactly like what you just.

Speaker 12 (01:19:46):
Said, signing the regulatory benefit.

Speaker 4 (01:19:49):
Can you imagine having a giant field or two making
you money? Can you make money doing that? Yeah?

Speaker 5 (01:19:54):
You just do the interconnection application with Excel. They're going
to count how many kiloot hours of production that is,
and you can offset different businesses bills by that because
they have this.

Speaker 4 (01:20:04):
And that business can pay me directly.

Speaker 6 (01:20:07):
Yeah.

Speaker 4 (01:20:07):
Absolutely, Well, then they will not get charged by Excel.

Speaker 11 (01:20:11):
Well, they'll still get charged by Excel for their electric usage.

Speaker 5 (01:20:14):
No, The way that it would work is that it
would be offset. So you would do multiple interconnection applications
for the business.

Speaker 6 (01:20:22):
So let's say you've got ten businesses, right.

Speaker 5 (01:20:24):
You talk to me or any other solar company that
can take this application for you. They would put ten
applications in for those ten businesses tied to the one field.

Speaker 11 (01:20:34):
S Oh, and all ten of those businesses can start
sending Tom and me monthly checks and.

Speaker 4 (01:20:39):
They send us checks directly for the power.

Speaker 12 (01:20:42):
That would be awesome, Tom, Wow, let's do it.

Speaker 4 (01:20:45):
And then we can also get that field built with
tax credits exactly.

Speaker 6 (01:20:50):
So I would pay. I would get a really ideal area.

Speaker 5 (01:20:55):
Specifically, anywhere south of Colorado Springs you can get those
ninety four percent.

Speaker 4 (01:21:00):
I think, really that's not Excel Energy down there, though.

Speaker 6 (01:21:05):
They have spaces down there.

Speaker 5 (01:21:07):
I mean Excel Power some of Black Hill's territory in
Canyon City right now, Pueblo.

Speaker 6 (01:21:12):
You just have to pick the right spots.

Speaker 4 (01:21:13):
So we have to pick a spot by the land
or actually lease the land.

Speaker 6 (01:21:19):
Yeah, or you guys can just say, hey, Brook, here's
the contract. You figure this all out. Oh, I think
we will sue you.

Speaker 4 (01:21:26):
Yeah, so you truly can do it.

Speaker 6 (01:21:27):
Oh yeah, this is what I'm doing right now.

Speaker 11 (01:21:29):
Brooks expertise isn't finding these regulator regulatorily favorable locations where
you get the maximum tax benefits, maximum compliance benefits. Like
I've heard her talk about Taylor County many many times
over the year.

Speaker 4 (01:21:44):
Right now, Woody real quick here, I'm going to start
your problem. Maybe we can answer it. What's going on,
Woody wood He's gone, Okay, we have more coming up
on the Troubleshooter Show. This is incredible information. By the way,
if you want incredible information on your house and what
it's where, the Realestateman dot com can do that. It's
a complementary service he offers. It's fully detailed as to

(01:22:07):
what your house will sell for, what you will clear,
what you can net, and what you can buy. Frank
durand the Realestateman dot com a full market evaluation, free
for the asking three oh three nine two zero sixteen
twenty two. Go with a sure thing Denver's best roofer

(01:22:28):
Excel Roofing dot com. You don't pay a cent until
you're content. Time for an insurance checkup free, no obligation.
In comparison, call Compass Insurance paying too much your coverage
at dozens of insurance companies find out Now three oh three,
seven to seven to one help. You'll think you're his
only customer when you choose Frank durand the real Estateman

(01:22:50):
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two. Hi Tom
Martino here three zero three seven on three talks seven
one three eight two five five Fix It twenty four
to seven. Remember thirty nine bucks, extreme clean, tune and check.

(01:23:11):
That's fix It twenty four to seven and free second opinions.
Fixmihome dot com book. Now that's where you go fix
myhome dot com book. Now. Well, we're getting a lot
of questions on the solar field. Someone is asking, does
that mean I can go out and build a solar
field somewhere and connect it to Excel and make money

(01:23:32):
bottom line, as long as.

Speaker 6 (01:23:34):
They're within Excel territory. Yes, So they can't just pick us.

Speaker 4 (01:23:37):
Can Excel turn it down saying now we don't want it,
or can they negotiate a price that's lower than you want?

Speaker 5 (01:23:43):
So Excel is stuck if you have it tied to
an interconnection application.

Speaker 4 (01:23:49):
What does that mean?

Speaker 6 (01:23:49):
If you have it in the way that we're talking about,
where you've got.

Speaker 5 (01:23:52):
Ten businesses that want solar, but it's off site solar,
and you can say, these ten businesses have this much usage,
We're building those field to match that usage, and you
can kind of do all that research. Then they are stuck.
They can't tell you no, What.

Speaker 4 (01:24:07):
If I want to build one on spec? Can they
tell me no?

Speaker 6 (01:24:10):
If you just want to build one, and.

Speaker 4 (01:24:12):
I want to build one because I think it's going
to be needed and then I'll eventually connect it and
sell the.

Speaker 5 (01:24:19):
Energy, then that one is one hundred percent up to
their discretion. They can approve it or deny it. If
there's not like a contracted need to build it, then
it's it's up to whoever. You talk about Excel and
they're folks that review it.

Speaker 4 (01:24:35):
Well, is Excel amenable to it? Do they want people
building solar fields?

Speaker 13 (01:24:40):
Uh?

Speaker 5 (01:24:40):
Yeah, absolutely because they want that renewable energy because they
have to go one hundred percent renewable per Colorado state code.
If they don't buy win, their penalties start in twenty thirty.

Speaker 4 (01:24:53):
They So, you're telling me that Excel Energy must have
one hundred percent renewable energy by twenty thirty.

Speaker 5 (01:25:01):
No, No, No, their penalties start if they haven't started hitting
certain benchmarks.

Speaker 6 (01:25:04):
I believe the deadline day is twenty forty or twenty
fifty depending, but.

Speaker 4 (01:25:09):
No matter what, they have to start getting renewable energy
by twenty thirty. Big time.

Speaker 5 (01:25:15):
Yeah, they have to start having so much of their
grid powered by renewable sources on a percentage basis.

Speaker 4 (01:25:21):
And eventually the goal is to make Excel Energy all renewable.

Speaker 5 (01:25:28):
Or net zero scenario where they're producing more than what
the gas is being used is costing in carbons or
whoever on the PUC would be responsible for that regulation
Public Utility Commission.

Speaker 4 (01:25:42):
So right now, though, is it a good time to
build solar systems for resale just for resale or is it?
Or do you not recommend that? Do you recommend first
you build it for yourself and then resell.

Speaker 5 (01:26:01):
It depends on what utility company you're talking about and
what your tax liability is. So if I'm talking to
somebody who says I'm going to owe the government two
million dollars next year in taxes.

Speaker 6 (01:26:11):
Absolutely build a solar field.

Speaker 5 (01:26:12):
If your tax liability is like thirty grand a year
or less. What, it doesn't matter that eighty four percent
of your five million dollar project is covered in tax benefits.

Speaker 6 (01:26:22):
If you don't have the tax benefits to use.

Speaker 4 (01:26:24):
It, right, you have to have the tax obligation to
use it.

Speaker 5 (01:26:28):
Or sell it or have somebody you can sell it to.
I mean there's a lot of steps in these big projects.
They're very exciting, but I get a lot of phone
calls where people don't have that tax liability, don't have
those connections, so.

Speaker 4 (01:26:37):
The credits one to them any good because they have
nothing to apply them against exactly. But you can sell
those credits. And that's where you and I were talking
about selling credits. And the one thing my accountant couldn't
tell me is what guarantee there is if someone doesn't
want to buy them. I mean if I bought them
from from some action, not use though, I mean use

(01:26:57):
the credits. So I don't know how you even start.
But Brook, what we're talking about is this, say Brook says,
you know what good is the tax credit of thirty grand?
By the way, did I tell I took the fifteen break?

Speaker 7 (01:27:13):
Right?

Speaker 4 (01:27:13):
Chan? I'm sorry of them, Okay, I'm sorry Dragon, thank you. Okay.
So here's what I'm saying. If I'm paying two hundred
thousand tax in a year, I can use tax credits, yes, okay.
But people want to make the money of selling on
a solar system, but they don't have the tax liability

(01:27:35):
to credit them, so they would rather sell those tax
credits Okay, if they sell that tax credit, is it
as easy as me buying those tax credits from them
and using them. My accountants seemed to think it is easy,
but they had no idea how to do it. Yeah,
so you might have talked to him too a little,

(01:27:57):
but because I wanted Let's for example, let's say that
Brook has customers equaling five hundred thousand in tax credits
and I can buy them for two fifty I would
make a lot of money over the years of claim
because you don't have to use the credits all in
one year.

Speaker 6 (01:28:14):
No, you don't. You have twenty years to roll it over.
That's the status as of right now.

Speaker 5 (01:28:19):
Yes, And when you buy or sell tax credits, you
have to apply for a clean energy account with the IRS.

Speaker 6 (01:28:28):
There is a specific form that you file F thirty
or thirty four to sixty eight for commercial tax credits.

Speaker 4 (01:28:36):
So what do I become a bank of tax credits? Yeah?

Speaker 5 (01:28:39):
On that form you just put in that clean energy
account number.

Speaker 6 (01:28:42):
Yes, and then nobody.

Speaker 5 (01:28:44):
Else can claim those tax credits if somebody else sold
them and it's tied.

Speaker 6 (01:28:47):
To that project.

Speaker 4 (01:28:48):
So and I will definitely if I pay for them,
get to use them.

Speaker 5 (01:28:51):
Yes, because the person who you're buying them from is
contractually obligated not to use them, and if they do,
then you get to sue them for the value of that.

Speaker 6 (01:29:02):
It's just like a normal business deal.

Speaker 4 (01:29:04):
So they sell their credit to me, yep, and I
take that credit and file and I can go three
years back. Yep.

Speaker 6 (01:29:12):
You can backdate it up to three years.

Speaker 5 (01:29:14):
So if you did it this year in twenty twenty five,
and you could READO twenty four, twenty three years.

Speaker 4 (01:29:19):
If you were on the email stream, what were there
some things that were brought up that I didn't understand.
I guess I didn't understand the procedure. Do you have
people right now buying tax credits from your customers or not?
Or are they still a little wary about it?

Speaker 5 (01:29:33):
No, I have folks that are buying and selling right
now actively actively.

Speaker 4 (01:29:37):
Yep, and using the tax credits. But you have to
have an account with the IRS. Yep.

Speaker 6 (01:29:42):
You have to have a clean energy account.

Speaker 4 (01:29:44):
With IRE and a clean energy account means that that's
who holds your credits.

Speaker 6 (01:29:49):
A clean energy account means.

Speaker 5 (01:29:51):
That you are a authorized entity to be involved in buying.

Speaker 4 (01:29:56):
Buying, and selling.

Speaker 5 (01:29:57):
Okay, So while I think your account had brought this
up right, Well, you can buy tax credits as a person,
it's not as clean, it's a little bit messier. If
you do it with a business account as an LLC
or a different business entity, then that's that's where you
get that clean energy account, and that just makes the

(01:30:18):
process more streamlined.

Speaker 4 (01:30:19):
But if I have a clean energy account under an
LLC Tom Martino LLC, can Tom Martino individually use those credits?

Speaker 5 (01:30:27):
Yes, could be a still filer LLC in the state
of Colorado. Those tax benefits go up for the company
first and then to the individual if the company can't
utilize all of its tax credits. So, for instance, let
me break this down a little bit. Let's say my
business has one hundred thousand dollars in tax credits.

Speaker 6 (01:30:47):
Okay, I only owe.

Speaker 5 (01:30:48):
Twenty grands in taxes on that business. Then it goes
up to me and my husband's filing for the other
eighty grand got it, let's say his.

Speaker 4 (01:30:58):
But what if the companies formed just to get a
clean energy account and has no tax liability? Can all
of it go to me as an individual? Yes?

Speaker 5 (01:31:08):
In the IRS wants businesses to become viable after seven years.

Speaker 6 (01:31:16):
Is it smart to open.

Speaker 5 (01:31:17):
A business just to get tax credits to utilize.

Speaker 6 (01:31:20):
Probably not.

Speaker 4 (01:31:21):
But if you are well like my existing business, can
I use or can Mark use Major Radio? Can I
use Troubleshooter Network to buy tax credits to that? Yeah?

Speaker 5 (01:31:31):
Absolutely, And then you've got a legitimized source that's bringing
an income more than those seven years.

Speaker 6 (01:31:37):
You can show all that.

Speaker 5 (01:31:38):
I just get wary of folks that are trying to
set up a business immediately just to buy tax credits.

Speaker 6 (01:31:46):
It just sometimes doesn't always.

Speaker 4 (01:31:48):
Work, I understand. So you want to set it up
through a viable business, and when that viable business does
not need them, they're passed on to you. So that
viable business is a sub Chapter S that takes all
of its profits individually, then you can buy. You're still
making money, but it's going directly to the individual. Would
you be able to apply those tax credits from the

(01:32:10):
business to the individual.

Speaker 5 (01:32:13):
I have only been told that single fileer LLCs are
eligible for it in.

Speaker 4 (01:32:17):
That quass and that's almost the same as a subass. Yes,
a single filer, and.

Speaker 6 (01:32:22):
I don't disagree. I just am not a CPA.

Speaker 5 (01:32:25):
That's as always do your research, talk to somebody who knows.

Speaker 4 (01:32:29):
What they're I would love to ask anyone out there,
anyone have you dabbled in buying tax credits? Have you
actually purchased tax credits? Do you still have a lot
of credits available from people who want to sell them?

Speaker 5 (01:32:45):
Yes, I do have credits available for folks that are
looking to sell and looking at buying and selling tax
credits isn't new. It just became new to the solar
space in twenty twenty one.

Speaker 4 (01:32:55):
Okay, So buying and selling tax credits has been done
in the past.

Speaker 5 (01:33:01):
So specifically in Colorado, your conservation Easement tax credit. Typically
ranchers don't make a lot of money, so they didn't
need all of these tens of thousands of tax credits
for them not to develop their wan, right, so they
sell it to rich folks that could utilize them instead.
And so that's been going on since the seventies.

Speaker 4 (01:33:21):
So now how long have they been being sold in
the solar space.

Speaker 5 (01:33:26):
Twenty twenty one was in it was pushed into legislation,
so twenty twenty two would be the first year that
it was enacted.

Speaker 4 (01:33:34):
So it was actually passed into legislation that you're allowed
to sell solar tax credits. Prior to twenty twenty one,
you weren't allowed to.

Speaker 6 (01:33:41):
Do it, that is correct.

Speaker 4 (01:33:43):
What law made it possible? I'd love to know you.

Speaker 6 (01:33:46):
Mark's favorite the Inflation Reduction Act.

Speaker 4 (01:33:49):
It was part of it. Yes, all right, We got
more coming up on The Troubleshooter Show. If you have
any questions on buying tax credits, I mean, why wouldn't
you If you can buy a tax credit and say
fifty percent on taxes, why wouldn't you do it? I'm
trying to think, why wouldn't you do it? To me?
It sounds logical. Mark, would you do it? I mean

(01:34:11):
you're listening, what do you think? Are your thinking's too risky? Yeah?
I know, I would love to the problem is most
a lot of accountants don't know anything about it. Anyway.
We got more coming up on The Troubleshooter Show. Three
O three seven one three eight two five five. Renew
Home Innovations Beautiful bathrooms, beautiful beautiful showers. They take two

(01:34:32):
or three days to do and then you have one
year to pay with no interest. Think about that. Renew
Home Innovations dot Com three O three nine zer A
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two thousand, Go with a sure Thing Denver's Best Roofer
Excel Roofing dot com. You don't pay a cent until

(01:34:53):
you're content. Time for an insurance check up free no
obligation comparison call Compass Insurance Paying too much your coverage
at dozens of insurance companies find out now three oh
three seven to seven to one help You'll think you're
his only customer when you choose Frank durand the real
estate Man dot com to list your home with Remax

(01:35:14):
Alliance three oh three nine two zero sixteen twenty two
and Hi Tom Martino, with you with Mark Major Solving problems,
answering questions, taking complaints. So under the Inflation Reduction Act
of twenty twenty two, Congress created a way to transfer

(01:35:38):
clean energy tax credits for people who have tax credits
but can't use them. So the owner or generator of
the credit can sell the credit for cash to an
unrelated party who then uses it against their federal tax liability.

(01:36:03):
So it was the Inflation Reduction Act of twenty twenty two.
The eligible credits include the Investment Tax Credit and other credits.
The seller must be an eligible tax payer that generated
the credit. So they have to be a taxpayer, I

(01:36:24):
don't know what that means, an eligible taxpayer that generated
the credit and that is not eligible for direct pay.
And the buyer must be an unrelated taxpayer that has
income tax liability to absorb the credit. Okay, so far,
so good. So basically it has to be a real
tax payer that sells the credit, and the person has

(01:36:47):
to be able to use the credit. That's pretty easy
to understand. The transaction must be cash. It cannot be financed.
It must be a cash transaction. Obtains a registration number,
and then the seller makes the election to transfer. So

(01:37:08):
your seller, your client who can't use the tax credit,
must elect to sell the credit. And then the buyer
must have a registration number that's a clean.

Speaker 6 (01:37:24):
Get the account yet the I r S account.

Speaker 4 (01:37:27):
Yeah, the buyer must attach a transfer election statement to
their tax return, including the registration numbers and details of
the transfer. So they would put in my registration number
saying I just sold it to this guy. And then
the transferred credits cannot typically be retransferred, So if I

(01:37:49):
buy them, it says typically you have to use them.

Speaker 5 (01:37:54):
Yeah, they don't want they want it to be a
clean way to tray what's going on with those taxes.

Speaker 4 (01:38:01):
It says you buy it to use it and not
in the business of reselling.

Speaker 5 (01:38:06):
Yes, and the contract for selling the tax credit between
the seller and buyer is typically that form that they're
talking about that you catch to your taxes.

Speaker 4 (01:38:17):
But here's what they say. Residential solar credits are not
eligible for transfer its commercial credits only.

Speaker 5 (01:38:26):
It has to be tied to a commercial project or
you have to transfer to the installer in order to
do that.

Speaker 4 (01:38:33):
But the safest way is to buy the commercial tax
credit from a business system where the owner the business
is not using them.

Speaker 5 (01:38:43):
Yeah, and that the safest thing to do is to
also ensure that the system is already up and running.

Speaker 4 (01:38:51):
That's exactly right, they say. The buyer must ensure that
it is a viable system. So when does the system
become viable and eligible to sell the tax credits.

Speaker 5 (01:39:02):
So the tax credits become viable with a signed contract.

Speaker 6 (01:39:05):
And a five percent deposit.

Speaker 5 (01:39:06):
So some folks who have a trusted relationship have that
already in place to buy it right away.

Speaker 4 (01:39:13):
But if the solar system is not complete, those tax
credits can be rescinded.

Speaker 5 (01:39:18):
Exactly So let's say that Dmitri did a solar project
with me. He's got a five percent deposit and a
signed contract, so one hundred thousand tax credits are viable.
You want to buy those one hundred thousand for fifty thousand.
You guys have a relationship, you guys say yes.

Speaker 6 (01:39:35):
Let's do it.

Speaker 5 (01:39:36):
Then Be and Dmitri have until twenty thirty five to
get the system up and running. If twenty thirty six
hits and we haven't done anything to the system, then Tom,
those one hundred thousand in tax credits now get taken
away from you, and you owe that back plus a
twenty percent fee.

Speaker 4 (01:39:54):
So basically though, that's a big risk. So if for
some reason that system is not completed, I bought nothing.

Speaker 5 (01:40:02):
Exactly and you owe instead of one hundred thousand as
originally done, you would owe one hundred and twenty thousand.

Speaker 4 (01:40:08):
So plus you lose the money I paid Dmitri for
the credit.

Speaker 6 (01:40:12):
Yeah, you'd have to sue them forward or whatever.

Speaker 4 (01:40:14):
Because it's so nice, feel like you can find is
it better to have tax credits on a system that's
already up and running. That's your one.

Speaker 6 (01:40:22):
Hundred percent guarantee.

Speaker 5 (01:40:23):
Absolutely now if you're working with credible folks and you
have relationships with them in multiple different places.

Speaker 6 (01:40:29):
Everybody can make those others.

Speaker 4 (01:40:32):
But the one where you do it on a system
to be built, you can use the credits right away,
but they're subject to recension.

Speaker 5 (01:40:39):
Yeah, so I if you have strangers involved that don't
know each other, right then absolutely don't buy anything until
you have from the utility company saying that the project's
been accepted or that PTO has been received and not
that final inspections passed through the city or anything else.
That the utility company it's tied to has full accepted

(01:41:00):
the project, then you're good.

Speaker 4 (01:41:02):
The credit you buy will typically be sold at a
discount because the seller wants to cash now and the
buyer wants to reduce his tax burden. Once this happens,
you can purchase a one million dollar tax credit, for example,
for less okay, and you get the full million dollars

(01:41:24):
or whatever you buy now. Rules for past this is
as a buyer, you must ensure you can use credit.
Some rules restrict the transfer of credits, so you must
use them. For example, individuals or certain taxpayers are subject

(01:41:44):
to some rule. Okay, Basically what they're saying is you
have to use the credit, but can you carry it
forward or go back? You're saying you can. You can
go back in time and apply those credits. Yeah.

Speaker 5 (01:41:57):
So, and I know this gets a little complicated, but
let's say that we have a five percent deposit and
assigned contract and you want to use the tax credits
now to help fund the project in the future. You
can do so, and you can backfile three years.

Speaker 4 (01:42:12):
So if you bet so, if I paid tax last
year and I buy a tax credit, I can go
back and get a discount.

Speaker 5 (01:42:19):
Yes, but the year that you file is important because
if you backfile to twenty twenty two, which would be
three years ago, then the project has to hit PTO
by twenty thirty two, or the year that the contract
is signed. It's ten years from the date that you're
claiming the credits.

Speaker 4 (01:42:35):
But I wouldn't make it easy. I wouldn't buy tax
credits on a system to be built.

Speaker 5 (01:42:42):
Yeah, that's only for businesses that want it for their
own prefaces that they.

Speaker 6 (01:42:47):
Would want to backdate it and know that.

Speaker 4 (01:42:49):
No, I understand. Okay, we got more coming up. If
you have any questions on this or Denver energize. I
got a few texts on that from people who own
warehouses and they want to they don't have tenants in there.
Do they get a reprieve of any kind? I would
say not. You have to retro that building. You have
to make that building energy efficient, or you're going to

(01:43:11):
be fined massively. It is an unbelievable requirement on all
commercial real estate owners. More right after this, go with
a sure thing Denver's Best roofer Excel Roofing dot com.
You don't pay a cent until you're content. Time for

(01:43:35):
an insurance check up free, no obligation comparison call Compass
Insurance paying too much your coverage at dozens of insurance
companies find out now three O three seven to seven
to one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three oh three
nine two zero sixteen twenty.

Speaker 1 (01:43:55):
Two ripped up News.

Speaker 4 (01:44:04):
Need it so you don't have.

Speaker 2 (01:44:08):
Come running just as fast as you can. Shooter's gonna
help coming.

Speaker 3 (01:44:14):
Man Dix is the Troubleshooter Show. No, Tom Martine, Welcome
to the show.

Speaker 4 (01:44:21):
I'm Tom Martino, and I was looking at a car
deal here that somebody sent me that literally has about
twenty thousand dollars in add ons. Twenty thousand dollars in
add ons. Now, some of these add ons are pretty apparent,

(01:44:43):
Like the loan was marked up. I call that an
add on. If you look for the life of the loan,
that was part of it, the markup only the markup.
This markup was one point five percent. Another one that
comes up often is credit life and disability. That's where

(01:45:04):
you're paying someone in case you get sick and it
gives you disability payments. That's the dumbest thing in the world.
If you want to have disability insurance, then you do
it through an insurance broker along with health insurance or
other kinds of insurance. You don't do it separately at

(01:45:24):
a dealer. This thing can cost a lot of money.
Another one gap insurance. Again, this is something you should
get with your regular car insurance. It should not be
added on at the dealer. They call it the f
ANDI department. It should be called the fu department because
when you leave there, you really, really really feel screwed.
And this particular deal we're talking think about that twenty

(01:45:48):
thousand dollars, so it brought this purchase up to almost
sixty thousand dollars, and a lot of it's finance. So
people think, oh, it's not a big deal, or they
don't even think at all. Here's something else, an extended
service contract. It adds years or mileage to your contract,
but you should not get it ever when you buy
a car. Why it's pretty simple. This will be offered

(01:46:11):
to you as your warranty becomes or goes to the end.
So if you have a car that has a three year,
thirty six thousand mile warranty and you leave the dealership,
that will cover you for three years thirty six thousand miles.
There's nothing A five year warranty will cover you, and

(01:46:32):
it's not on top of the three years. The five
years is really only two years because the first three
years of the five year runs concurrent with your factory warranty.
I have fun when I ask a dealer why am
I buying a five year warranty? You would think if
I bought a five year warranty, it would be a
three year warranty and it would be three years. Excuse me,

(01:46:55):
it would be a five year on top of a
three year for an eight year, but it's not the
first three years run together on any warranty. The factory
warranty runs concurrently with it. So if it's a year,
a two year, whatever, it runs concurrently with an extended warranty.
So it's absolutely asinine to buy that extended warranty when
you buy the car. Now they say, well, you're never

(01:47:18):
going to get it a deal like this. That's bull
When you have a three year warranty, at the end
of that three years, you will be offered a true extension,
one that extends from the end of that warranty, not
one that runs concurrently with it. Now, another thing people
have paid for, and this person paid for in the
twenty grand was a maintenance plan. That's a prepaid maintenance package,

(01:47:39):
meaning when you have to go for your thirty mile
thirty thousand mile check up, let's say that normally costs
eighteen hundred bucks and you can buy it for nine hundred. Well,
did I learn a lesson there? I thought, buying prepaid
service is not such a bad idea. So I looked
at the thirty one thousand mile plan for my Beamer. Okay,

(01:48:03):
the thirty thousand mile plan and they say, at thirty
thousand miles, I need about twenty two hundred dollars worth
of stuff two thousand, two hundred dollars. I went to
Kevin Colkin at Sheridan Auto Tech and he has a
BMW tech there or someone who used to be a
BMW tech. What do you think my service costs me

(01:48:25):
for thirty thousand miles? Any guesses Deputy D and he
guesses for thirty thousand miles six hundred bucks two hundred
and eighty five dollars. He said, you needed a quick
oil change and nothing else was wrong. They charge you
for going through systems and adjusting or tuning when they
don't need anything. He said, look, we can charge you
more if you want. But the BMW tech said your

(01:48:47):
car needed nothing. Now, we were supposed to check this
and this and this and this, but there was nothing wrong.
So you got an oil change in some other minor
lubrications off. It was two hundred and eighty five dollars.
I would have spent twenty twenty one to ninety five
or something over two thousand dollars at a Beamer dealership.

(01:49:07):
This is a real life story now, so that's maidenplans.
Here's another one that this person added on tire and
wheel protection. Again, tire protection and wheel protection. I have
a bugaboo about that because I do scar up a
lot of wheels and I don't mind paying for that.
But apparently this costs them a lot more than I

(01:49:29):
would have paid. This cost them eighteen hundred bucks. Now
remember twenty thousand dollars on top of their regular On
top of their regular deal. They have paint protection and
something called environmental What the hell is environmental protection? Environmental
protection are nano coatings that environmentally protect your car from

(01:49:52):
the environment.

Speaker 12 (01:49:53):
I thought you were going to say it's some kind
of a carbon offset.

Speaker 4 (01:49:56):
Have fabric and leather protection. This is Scotch card. You
who can do yourself? They they got undercoding, undercoding on
the car. They also got Listen to this one I
hadn't heard in a while. Key fob replacement insurance. Wow,
God almighty.

Speaker 12 (01:50:13):
I mean the cost.

Speaker 4 (01:50:17):
Key replacement insurance was seventy nine bucks.

Speaker 12 (01:50:22):
Hey, so this thing about shield protection, oh, how you
read it?

Speaker 9 (01:50:26):
Life or disability?

Speaker 1 (01:50:28):
Yeah?

Speaker 4 (01:50:28):
Yeah, I told you. The first I came up early
and mark dent and ding protection, which guarantees paintless and repair. Now,
why can't you just go have it done? I mean,
why do you have to pay in advance for that
small dent removal coverage but you have a deductible in
each one and then road hazard protection. By the way,
we're not done yet. What were you going to say to.

Speaker 11 (01:50:47):
Go back to the aftermarket, you know, post warrancy service
Warrancy so called Kevin dropped some really awful news on
us on Friday during card Day. He said, here's the
new evilness from these market warranty companies. He says that
they're denying warranties now if you can't prove that the
oil changes were professionally done. He said that they no

(01:51:10):
longer accept your receipts for all the oil and filters
he may have bought at Walmart like.

Speaker 4 (01:51:14):
We have, like we can't do your own.

Speaker 11 (01:51:17):
Yeah, he said that he's zero for nine on trying
to get these denials reversed.

Speaker 4 (01:51:23):
Really.

Speaker 11 (01:51:23):
Yeah, So customers are coming in bat engine. They have
all the receipts for all the oil they bought over
the years.

Speaker 4 (01:51:28):
But they're saying it wasn't professionally done.

Speaker 11 (01:51:30):
They're saying, hey, you know, find you bought the oil.
Where's your proof that it went in the car?

Speaker 4 (01:51:35):
Now do you think we're done with the bend over
and let me give you more FNI department, No nice
vin etching and theft protection kits. That's inscribing the VIN
number on the window. Why do I care? Why do
I care? It's five hundred dollars? Why do I care
that my VIN number is esched on the windshield? They

(01:51:57):
say it's theft protection.

Speaker 12 (01:51:58):
Well then they should sell that so your insurance.

Speaker 4 (01:52:01):
But how is it even theft protection? How do they
even get think of these things to add to a
car deal? Vin etching? What they say is when the
VIN is etched on the windshield, it is these our identification.
First of all, my car is stolen. I don't want
it to be found personally, I want to get rid
of it and get a new one lowjack or GPS tracking,
another theft recovery device that you're paying for. And you

(01:52:24):
don't get discounts from your insurance for doing this. Oh
this one, I swear to God. Now, we used to
do this on motor homes. It's a pure gimmick though
it really is. We did it for motor homes just
because the molecules were bigger and you didn't have to
refill as much nitrogen filled tires. What they claim is

(01:52:46):
it helps you lo from you don't have to air
your tires as much now I know, but you pay
nitrogen tire fill so that you get charged for filling
your tires with nitrogen.

Speaker 11 (01:52:59):
Now the air is a seventy percent nitrogen to begin with,
I know, and that's I agree.

Speaker 4 (01:53:03):
I know some of these big tires. Maybe I got
talked into it and I didn't need it. But when
I bought my motor home Mark, did you ever get
the the the come on about nitrogen? No in your
motor home tires?

Speaker 9 (01:53:16):
I used to sell it in goodyear, though you did.

Speaker 4 (01:53:19):
And what was the selling point for the nitrogen that
at leaks less?

Speaker 8 (01:53:22):
No, because people that bought it they needed to have
filled with nitrogen.

Speaker 9 (01:53:27):
You couldn't just put air in it.

Speaker 12 (01:53:29):
Wait what does that mean?

Speaker 8 (01:53:30):
Well, meaning that mean people that left the dealership and
had it put in they want nitrogen back in.

Speaker 9 (01:53:37):
They don't want air and they already paid for nitrogen.

Speaker 11 (01:53:39):
They don't want the common air that you know we
will poor people use mixed with that one.

Speaker 4 (01:53:44):
There's the benefit supposed to be for nitrogen. Anyway, when
it gets.

Speaker 8 (01:53:47):
Really hot or cold, it doesn't go up as down
as much.

Speaker 4 (01:53:50):
Okay. The other one, this person paid for paint sealant. God,
what a waste. That's nothing more than a good coating
you can do on your own us. They call it
ceramic paint. Ceiling, window tint, window tint.

Speaker 12 (01:54:09):
How much is that?

Speaker 4 (01:54:10):
That's another one that was four ninety five window tint.
Door edge guards. Oh my god, you know that little
plastic and you put on door. I mean, I don't
think this person had a voice to say no, I
don't want it. Then there is what's called an appearance
package that's a combination of all these things and some

(01:54:33):
of the things I didn't price. Now, this is the
biggest screw job, although a lot of people pay it.
It's called market adjustment. You know what that means. It
means it's a hot selling car, That's what it means.
And we're going to charge you more because we can.

Speaker 12 (01:54:51):
That's the amount they charge above MSRP.

Speaker 4 (01:54:53):
Right that's right now. As if that's not enough, I
swear to you this is. It goes on a dock fee.

Speaker 12 (01:55:00):
What's a dog fee?

Speaker 4 (01:55:01):
It's for dealing with your debate document fee.

Speaker 8 (01:55:03):
Yeah, but that's just every that's every single dealer now, yeah.

Speaker 4 (01:55:08):
And this one was eight hundred bucks the other one, yes,
And then they an electronic filing fee. You just got.
You just paid a dog fee, an electronic filing fee,
and then a delivery prep fee. Delivery prep that's pre
inspection and delivery. And then you have actually they were
charged an advertising fee where they break down their per

(01:55:31):
unit costs for advertising and you get charged for the
advertising they did. And VIN registration whatever that what does
that mean? VIN Registration service U. It's a convenience up
charge for something you can do yourself. Where do you
register it? Anyway? On leasing, the upsells are a little different. Okay,

(01:55:51):
this was not a lease, this was a purchase. But
you will you will find some coverages that I looked
up on leasing cars, for example, wear and tear protection.
What that does is it covers you on the residual
cost when they say you had excessive wear and tear.
This is not terrible. It'll go above and beyond the

(01:56:14):
certain You know, when they depreciate the car and they
put normal, they put abnormal wear and tear. This will
kick in up to twenty five hundred dollars. I don't
know if that's going to be enough, but that's that's
if you bought this. I'm not reading the deal now
their deal was over. This is if you this is
if you lease, you can buy excessive mileage protection and
that keeps your residual low if you want to keep

(01:56:36):
your miles low. But if it goes higher, you can
buy this to buy it down and a lease end
protection covers the final disposition or cleaning fee and gap coverage,
which by the way, in a lease you don't have
to worry about. I don't know why you'd buy it.
We got more coming up on the Troubleshitter Show three

(01:56:57):
oh three, seven to one, three talks seven one three
eight two, five to five. Don't get taken by these fees.
I swear to you, it's it's unbelievable. Make your best
deal and just say no. At the FNI department. There's
not one thing, not one thing you need to buy
when you go in the FNI department. There's nothing they

(01:57:18):
sell this necessary, no matter what they tell you. We
have more coming right up. Go with a sure thing
Denver's Best Roofer Excel roofing dot com. You don't pay
a cent until you're content. Time for an insurance checkup free,

(01:57:38):
no obligation. In comparison, call Compass Insurance paying too much
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Speaker 7 (01:57:47):
Help.

Speaker 4 (01:57:47):
You'll think you're his only customer when you choose Frank
durand the real estate Man dot com to list your
home with Remax Alliance three oh three nine two zero
sixteen twenty two. Hi Tom Martinez here three h three
seven one three talks seven one three eight two five
to five. Joe, what's going on with Oh way you're
working with Deputy D. What's going on with your case? Joe?

Speaker 14 (01:58:11):
Hey, Hey Tom, I'm so sorry man, I could even
talk to this this guy the air. I barely missed
that little uh thing that you guys shoved in at
the end, like with the last two minutes left yesterday
about how.

Speaker 4 (01:58:25):
Oh you mean okay? In other words, how to get
the guy served?

Speaker 14 (01:58:30):
Yeah, because she is so member ghosted.

Speaker 4 (01:58:34):
Yes, okay, you hold on. Dmitri stepped away. I'll get
him right back, So hold on, dep Dollar. You have
a follow up from Charles this is where uh, this
is from last week. He uh he got an email
stating his computer was picked up, whatever that means. Then
he got another notice and he believes these notices are

(01:58:57):
not meant for him, and possibly his his identity was hacked.
What's going on with that dollar.

Speaker 13 (01:59:06):
Talk to Charles after the show. He must have gone
in and he put a lock on all three credit bureaus. Yes,
and and then he and I talked about it a
little bit more, and I said, you just need to
be vigilant, don't don't click on any emails, watch your
credit report for the next month or two. At the

(01:59:29):
end of the day, his identity I don't believe was stolen,
nor does he think it was stolen either.

Speaker 4 (01:59:35):
So Okay, here's the thing that a lot of people
are doing these not a lot of people, but a
lot of scammers are are scamming people with phishing schemes saying,
you know, like your computer is picked up or you
have a package waiting for you, and people out of curiosity,
if this is not you click here. There's all kinds

(01:59:57):
of ingenious ways right now that people people are being
phished with a PHI s h E. T fished. They
want information. So if they don't want money, they want information.
They want one or the other. Either they get the
money directly with you doing all kinds of stupid things
like paying fines or paying delivery fees with gift cards.

(02:00:19):
And need I even say this, No payment, no legitimate
payment at all, none, not one is made with a
gift card. Ever, It's that easy, never ever. Ever. Now,
by the way, this person wrote to me and said, Tom,
when you talk about it as is, there's nothing you

(02:00:39):
can do about it. I wanted, I wanted to bring
up this law.

Speaker 1 (02:00:43):
Now.

Speaker 4 (02:00:43):
Mark and I had a discussion about this years ago.
He somebody said, Mark, there's a law about about as is.
And Mark says, find one place, one agency that will
enforce this law. No one will, no one at all.
It's it's a useless law. And it's CCR two five

(02:01:04):
h one. It outlines. Do you remember this. We had
this discussion with Norris Mark about material particulars and.

Speaker 9 (02:01:12):
Says you a crack windshield or whatever.

Speaker 4 (02:01:15):
Yeah, okay, so it says any this is what supposedly
must be disclosed. Now, if it's a licensed dealer and
you want to bring something up, you might have some traction.
But but years ago Norris was telling us you can
even use this for against a private sale, but you

(02:01:36):
have to go to small claims court. If something is
a salvage title, it must be it must be disclosed, okay.
And also any damage to the frame. Also this law
outlines flood, fire and hail damage. And another one is
any kind of accident or collision that's well, this is

(02:02:00):
never disclosed. And modifications that may include that may include
anything that affects the warranty coverage. Now I didn't know
about this one's but supposedly if the vehicle was used

(02:02:22):
as a police vehicle, a vehicle for hire, or rental vehicle.
And many people are saying this includes uber and lyft,
that it must be disclosed if it was an uber
or lift car. But as Mark said in the past,
and I totally agree, you're never going to get anyone

(02:02:42):
to enforce this law. It's a useless law. And if
you go to a small claims court maybe you can
use it. Or if it's a licensed dealer, but if
you complain to the dealer licensing board that you bought
a car as is, most of them will tell you
sorry you bought it as is. Not one of them
will bring up some of these material particulars, but if

(02:03:05):
you want to try it, that's why I'm putting it
out there. It's called the Material Particulars Act. That's the
nickname for it. Material particulars certain things that must be
disclosed even when a car is purchased as is. We
have more coming up on the Troubleshooter Show. Dan McKenzie
can do a will for you. He can do a trust,

(02:03:28):
or he can do a creative LLC that holds assets
that pass through death without probate. Dan McKenzie. He will
give you personalized attention and free consultations eight three right
up front, and then you decide if you want to
use them. A three to three COO plans for your
estate planning. Don't wait, I got caught surprised and all

(02:03:50):
of that, and now Dan McKenzie is helping me. A
three three co plans Go with a your Thing Denver's
Best Rufer excel roofing dot com. You don't pay a
cent until you're content. Time for an insurance check up free,

(02:04:10):
no obligation. In comparison, call compass insurance paying too much
your coverage at dozens of insurance companies find out now
three O three seven to seven to one help. You'll
think you're his only customer when you choose Frank durand
the real estate man dot com to list your home
with Remax Alliance three three nine two zero sixteen twenty two.

(02:04:32):
Hi Tom Martina with Mark Major. We're here solid problems,
answering questions, take complaints. Joe was on the show yesterday.
He didn't get it all. He wanted to know how
to how to serve ghosty people. By the way, we've
there are a number of ways you can go. You
can serve people. It has to be an unrelated party.
But Dimitri says it's really easy for him. He just

(02:04:54):
uses a service. Dmitri, what's going on?

Speaker 11 (02:04:57):
Well, you know, we did discuss this with Joe yes yesterday,
and he said that this lady, missus Aragon, I believe
is kind of difficult to reach and difficult to find.
So I did refer him to a service I use,
which is and I have no economic connection with this company,
Pike Reporting Service Downtown, and they do offer a very
effective service.

Speaker 4 (02:05:17):
So Joe, you didn't get it let yesterday. So it's
Pike Reporting.

Speaker 11 (02:05:22):
Service, Pike Reporting Company on our company Street.

Speaker 4 (02:05:26):
Yeah, Pike Reporting company, and they do.

Speaker 12 (02:05:29):
Offer the service of process service. It costs how much
ninety seven fifty?

Speaker 4 (02:05:35):
You can recover that as part of your damage? Oh?

Speaker 12 (02:05:37):
Absolutely, I've never failed to recover it.

Speaker 4 (02:05:41):
Man, I'm telling you Dimitri has a number of cases going.
I would trust him. Did you get that, Joe?

Speaker 14 (02:05:47):
I thank you guys so much.

Speaker 4 (02:05:49):
Thank you all right, man, good luck to you. Let
us know how it works out. Robert, Welcome. What's going on, Robert?

Speaker 7 (02:05:57):
Hi?

Speaker 4 (02:05:57):
Tom?

Speaker 14 (02:05:58):
I was listening to that list of items that someone
purchased extra right vehicle?

Speaker 1 (02:06:03):
Right?

Speaker 10 (02:06:03):
You post that so people can print it out?

Speaker 4 (02:06:07):
You know what? I can't? Actually I can. I'll summarize that.
I'm making a note to myself so won't be immediate,
but I will do that on my social media on
what does as is mean? That would be a good idea.
Why did you ever get burned with a car deal?

Speaker 6 (02:06:23):
No?

Speaker 7 (02:06:23):
But I just had lunch with a friend as a doctor,
and we were talking.

Speaker 14 (02:06:27):
About that exact subject, about how foolish people can be,
especially when they buy a car and they go in
to do closing and you have to.

Speaker 4 (02:06:36):
Sit there for over an hour telling them, no, I
don't want that.

Speaker 7 (02:06:40):
I don't want that.

Speaker 4 (02:06:41):
No, No, it's getting ridiculous in the F and I department.
You do, I mean they they are trained. What they
have to do is or not have to do, but
what they're instructed to do is up the gross profit.
And some of these things they're selling are ridiculous. Now,
did you want me to list the things that are
added on or do you want me to Were you

(02:07:03):
talking about the as is list? I'm talking about the list. Okay, yes,
yes I can. And I'm going to actually take it
from this car deal where a person spent twenty thousand
dollars more. Now I help someone who spent twelve grand more.
By the way, thank you for calling Robert. They spent

(02:07:24):
twelve grand more. And I went into the dealer and
I said, there's a bunch of stuff on here we
want to undo. And it was a day later and
they said, well, you can't do it, and I said,
well sure you can. They you can't undo the car deal,
but you can certainly undo all of those extras. There's
not one of them that they can hold you to,
not one of them. So if you bought windshield protection,

(02:07:46):
if you bought extended this extended that paint, protecting all
of that fabric, care etched windshields, whatever it is, you
can undo it. So look at your car deal. It's
amazing how much more people spend on a car deal
than the actual car.

Speaker 12 (02:08:04):
Come, how do you undo this?

Speaker 4 (02:08:06):
Well, you go into the dealers, say I want to
remove this from the contract, rewrite it. They have to
do it.

Speaker 12 (02:08:11):
Oh, I didn't realize they're required to do it.

Speaker 4 (02:08:13):
Yeah, well, well let's put it this way.

Speaker 12 (02:08:15):
Huh.

Speaker 4 (02:08:15):
They're not required not to do it. It's tricky meaning this.
When you buy a car, all sales are final. But
when you buy those add ons, those are options that
are not required. Therefore they and you didn't close on them,
you didn't take the car yet, or if you took
the car, you didn't use any of those services. You
can get out of most every one of them, in fact,

(02:08:38):
unused car warranties. When people try to get out and
they tell you it's non refundable, that is not right.
Oh great, And the Attorney General has taken action against
dealers in the past who have told them that they
can't get out of a warranty the day later because
they haven't. First of all, they haven't used it, and
they simply can charge an administration fee. So many of

(02:09:01):
these add ons are crazy. Now, speaking of financial stuff,
here's one that came in by text, and this is
a common question. We get it's a little it's a
little trivia. Here, I can test a charge on my
credit card. The product was defective, even though the company
said it wasn't. The credit card company agreed with me

(02:09:24):
and took the charge off my card. However, the company
is now coming after me for payment. Now that doesn't
surprise you, does it. Why is that? Because the credit
card isn't the arbiter of if you owe the money.
All the credit card is saying is we're not going
to get be part of it. We're not going to

(02:09:46):
allow you to build this person for this product because
there's a dispute and they are going with their member,
their card holder. But the company has every right to say,
you bought this product, it's working fine, you owe us
the money. And so many times you would not believe

(02:10:09):
how many times people believe that what the credit card
company says somehow has legal bearing on whether you owe
the money. It does not have legal bearing on whether
you owe the money. It has nothing to do with
whether you owe the money. It just has to do
with the credit card. And on that note, with divorce courts,

(02:10:32):
the same thing happens. The divorce court will say, on
that twelve thousand dollars Visa or MasterCard bill, the wife
has to pay it. So now Visa or MasterCard comes
after the husband. The husband says, I don't owe it anymore.
The divorce court has no jurisdiction over your private agreements.

(02:10:54):
It's simply a civil it's a civil partnerships solution agreement
for lack of a better term. So what you're doing
is agreeing by contract in the divorce decree to go
with what the judge said. And the judge said the
wife has to pay it. Now. The husband, if he's
hounded by this credit card, still may have to pay it,

(02:11:18):
but he will have a civil action against spouse for
breaching the divorce decree. So the divorce decree has no
power outside of the divorce decree except for one exception,
and that is when you do a kudro or a
qualified domestic relations distribution based on a divorce. So if

(02:11:43):
you have a retirement account, they make you do that
before the decree is final. So your retirement account is
split and you do not get charged to penalty or
taxes on it. You simply and half goes to your
wife or half goes to your husband. That's the only

(02:12:04):
thing where a divorce decree can make you do it beforehand.
As far as credit cards and car loans, the divorce
decree has no power over it whatsoever. None. And there's
another thing that is confusing that I want to bring up.
They hardly do it anymore because of electronic payments. But

(02:12:26):
this person says that they went to a place that
took checks. It was a restaurant, but they wouldn't take
a check from me. And I said, wait a minute,
you take checks. Why won't you take my check? Now?
Do you know the reason why?

Speaker 7 (02:12:45):
Oh?

Speaker 11 (02:12:46):
Well, there's this processing system, your checks systems, right, and
they run they run your check through this it scans
it in the check system and then.

Speaker 4 (02:12:56):
Check it tells you what your your check score is.

Speaker 11 (02:13:00):
The check systems actually guarantees the check to the merchant, right.

Speaker 4 (02:13:04):
Because they can't track of bad, bad actors, right or
allegedly bad actors. And so you know about that system.
I didn't think you'd know about it.

Speaker 11 (02:13:12):
Oh, I had a check rejected at Microcenter because check
Systems did not have any record of my checking account,
Like I.

Speaker 12 (02:13:20):
Have no history with check systems.

Speaker 11 (02:13:21):
It was because not a bad check. I've never bounced
on and they said, hey, they just don't have a
record for now.

Speaker 4 (02:13:27):
This person claimed they never bounced anything either, so that
could be it. But it was. It was as a
result of checks zch Ex Systems and they they're like
a credit bureau for check writing.

Speaker 11 (02:13:40):
In fact, only a couple of months ago, I requested
and received my credit report, my entire record actually from
check Systems, and it's amazing what's on it. It has
several bank accounts on it. It tells me when I
applied for those bank accounts, when the bank account was open.

Speaker 4 (02:13:58):
If we knew the various data bases they keep track
of us. Do you know there's a database that keep
tracks of our insurance claims. Oh yeah, the Clue report,
Clue Report, and then check Systems for checks, the credit
bureaus for our regular credit. There's even one that keeps
track of of lawsuits that you file Lexus Nexus, so
you can see if the person is a sewer or not.

Speaker 11 (02:14:21):
And by the way, lexus Nexus owns the Clue Report.
I got a copy of my clue report, did you da?
Was it from Lexus Nexus?

Speaker 4 (02:14:29):
Was it accurate?

Speaker 7 (02:14:30):
Yeah?

Speaker 12 (02:14:30):
It was completely blank. You know, it's until what a
few weeks ago?

Speaker 4 (02:14:34):
All Right, we have more coming up on The Troubleshooter Show.