The Troubleshooter 2-19-25

Episode Transcript

Speaker 1 (00:00):
Yea ripped up new need advice, so you don't have to.

Speaker 2 (00:12):
Come running just as fast as we can. Show Shooter's
gonna help coming.

Speaker 3 (00:19):
Man six is the Troubleshooter Show.

Speaker 4 (00:22):
No Tom Martino.

Speaker 5 (00:25):
Hey, I'm Tom Martino. Welcome to the show. Three oh
three seven one three Talk seven one three eight two
five five.

Speaker 4 (00:33):
Welcome. Hey.

Speaker 5 (00:34):
You know, I don't know if you're just tuning in
or if you were listening. This morning, we had some
technical difficulties. I think they've been worked out. We fed
the Gerbils on the wheel and we're back up and
running on the air. Three oh three, seven one three
Talk is our number seven one three eight two five five.
Now that's the talk number at the station KJOW. We
also have, of course, other people that listen at other

(00:56):
times all over and here's one universal number. You can
call twenty four seven and get through to the show.
We're on the air, or leave a message if we're not,
and then we promise, I mean there's no doubt we
will get absolutely positively back to for those streamings on
the screen. Three oh three Martino three oh three six
two seven eight four six six. So welcome, my partner

(01:22):
in crime. Are you up.

Speaker 6 (01:24):
Your camera's not up, but you're I'm here, no camera today, sir.

Speaker 5 (01:29):
Oh okay, you're okay, Okay, I imagine, yeah, I'm doing something.

Speaker 7 (01:34):
Well.

Speaker 4 (01:35):
I don't want people to think the wrong thing, but
you know you're doing something. Does it rhyme with Tubin? Anyway?
So isn't that terrible to have your name associated with that?
Can you imagine his poor kids like in high school?
My god? No, man, hold on.

Speaker 5 (01:52):
I was thinking the other day for some reason, or
was it today, of name associations when I said, now,
be honest, I want everyone listening to be honest. When
I said, we fed the Gerbil on the spinning wheel
and we're back up and running.

Speaker 4 (02:11):
When I said Gerbil, what celebrity? That guy with the Gerbils?
Where'd you gear? Gear?

Speaker 5 (02:18):
That's it, Richard Gear. Isn't that terrible that that may
not even be true? I mean, who the hell knows?
But you're forever associated forever? Okay? So then we said
you know doing it? You know, what I'm saying is
pleasuring yourself. Who do we think of Tubin? So what
I want to know is are there any other names

(02:40):
that strongly associated with things? If you had to say
a name and as an association, what would it be?

Speaker 4 (02:48):
What would it be? Think about it?

Speaker 5 (02:50):
Any other like really strong associations like that? I think
I would like to be a so like love is
Elon Muskus with anything?

Speaker 4 (03:00):
Not really?

Speaker 6 (03:02):
Well okay, I mean he's a strong character about adult. Yeah,
but what is the associated I mean evil?

Speaker 4 (03:12):
But but there's no one word, right, I mean, well,
I can tell you. I can tell you one what
Janet Jackson? Well, Janet Jackson, get that one at the
super Bowl? Oh? The Booby? Yeah, there is no no
you know what? But I don't know.

Speaker 5 (03:31):
That's forever. But that's one of them. How about Bobby
want people? I got a great what how about Bobby Bobbitt?

Speaker 4 (03:39):
What Doc? I said? Of course Bobby, I beat you
the mark. That's right, Doc was first.

Speaker 5 (03:46):
If you want to get the Bobbitt, that name Bobbitt
will forever be associated with a severed bob member member
if you're allowed to say the people, Tom, of course
you are. But you know what, I've never used the
word member in my life. Do you have anyone ever

(04:09):
use that word in that context?

Speaker 4 (04:12):
You're president anyway? Dinger? So what would what's that? Dinger?

Speaker 5 (04:21):
Anybody have any strong associations. Oh, I got to have
any strong associations. Brandon, go ahead, Brandon, you know what
you're right? Pressure, that's an F you, Brandon is an
F you?

Speaker 4 (04:44):
Dexter? Did you? I want to I want to bring
something on.

Speaker 5 (04:47):
First of all, I want people to call with problems, questions,
and complaints of any kind. Three h three seven one
three talks seven one three two five five year calls
always take precedent.

Speaker 4 (04:55):
We've recovered already this year.

Speaker 5 (04:56):
Listen, uh, it's only February nineteenth, mark, and I remember
we took a few calls. I'm thinking we're up around
three or four hundred thousand already. And cash merchandising changed
this refunds and services maybe not quite that much, maybe
around two hundred. I haven't actually looked at the barometer,
but I'm going to.

Speaker 4 (05:13):
Now.

Speaker 5 (05:13):
Next thing I want to talk about, Well, we talk
about a lot of things, and the topics are real
and they can help you. But I want to know
if anyone understands this. Here's what's funny. Like the state
of Colorado was just one of the states that got

(05:34):
a settlement from Peiser. Now what was the settlement for
for illegal mind grae mind, excuse me, excuse me, illegal
migrain drug kickbacks.

Speaker 4 (05:47):
Now what does that mean?

Speaker 5 (05:50):
That means that Peiser was sued by attorneys general and
the federal government, so thirty eight states and the federal
government for paying illegal kickbacks. And it's it's Pfiser. Now
what were they doing. They were paying pharmacists and experts

(06:13):
to prescribe this biohaven nertech, a prescription drug used to
treat migrain headaches.

Speaker 4 (06:24):
Okay, why am I bringing this up?

Speaker 5 (06:27):
You know, Pheiser was the patron saint of curing and
vaccines and the mRNA and the best of the best
of the best, and they could do no wrong.

Speaker 4 (06:40):
I mean Pfeiser, I swear the name.

Speaker 5 (06:42):
Pfizer was was godlike among Democrats and liberals, godlike. Yet
if they were you know, there's a saying, if you're
honorable in little things, you're honorable and much or just
the opposite. If you're dishonorable in little things, you're definitely
dishonorable in big things. Both of those sayings come from

(07:07):
the Bible. But I just want to say this. What
it means is this, Obviously, you don't change your character.
So if they're just honest about this and paying kickbacks.

Speaker 4 (07:18):
Do we believe maybe, maybe just.

Speaker 5 (07:21):
Maybe there were some underhanded stuff going on with the
vaccine or is that impossible?

Speaker 4 (07:28):
Do they only?

Speaker 7 (07:30):
Yeah?

Speaker 4 (07:30):
See, That's the thing it pisses me off, Well, pisses.

Speaker 5 (07:33):
Me off is how we don't see the demons when
we need to. We don't see them. We always think, oh, no,
that can't be happening. Do you know that the mr
NA vaccine, you think it stopped covid? COVID was being

(07:57):
stopped on its own. Now, it did help in a
few cases. It did lessen symptoms, we think for those
who took it.

Speaker 4 (08:07):
Now, why do I say we think?

Speaker 5 (08:10):
Mark, Why do I say in this study they said,
they don't say we think. They said, I don't have
it in front of me, but they said they kind
of get a feeling that the COVID vaccine did lesson symptoms.
Why can't they say that definitively? Do you know why?

Speaker 4 (08:28):
Well, they never did any testing on the damn.

Speaker 6 (08:30):
Drug Well survey it was really they got around all
the clin No, no, no, you're right about that.

Speaker 5 (08:36):
I'm not talking about that. I'm not talking about that part.
I'm talking about this part. The reason they can't say
that it definitely caused a lessening of symptoms is because
when they did a sampling of people, and many of
the people who got the drug, the COVID vaccine had
lesser symptoms.

Speaker 4 (08:57):
When they did a blind study, a.

Speaker 5 (08:59):
Double blinde I don't know they call it a double mind,
but they had a sample of people who didn't have
the vaccine, and a large percentage of them had lesser
symptoms because no two people reacted to COVID.

Speaker 4 (09:12):
The same way.

Speaker 5 (09:13):
So when you take a random sampling of people who
never had.

Speaker 4 (09:16):
A vaccine and you have a good.

Speaker 5 (09:18):
Percentage of them with heavy duty symptoms and a good
percentage of them with hardly any symptoms, what does that
tell you The vaccine has nothing to do with that sampling. Yeah,
so can we say for sure that those who had
the vaccine had lesser symptoms? How can we Because if

(09:40):
you had lesser symptoms, you may have had lesser symptoms
if you didn't have the vaccine. And I want to
know if there are any morons right now, please raise
your hand. If there are any morons right this minute,
please tell me. Don't be ashamed that actually positively, actually
positive lee are taking the mRNA vaccine every year. I

(10:05):
want to talk to someone who does it, and I
want to know why, Okay, I just want to know
why do you trust it? You never had a problem
from the very first time. I only did it once,
and I did I got scared into it.

Speaker 6 (10:20):
Mark, did you even do it once or not? I
had the fake one. I'll leave it at that. I
did not have what is it, an mRNA, m DRA whatever.

Speaker 5 (10:29):
Yeah, you had the lesser one, MODERNA or whatever.

Speaker 8 (10:35):
No.

Speaker 6 (10:36):
I had the Johnson and Johnson way way back when,
and that was it. I had one shot, never got
a booster. I was done, brother, anyway.

Speaker 5 (10:47):
Three h three, seven to one three talks, seven one three.
I had one in the very beginning, never went back,
never will. They scared the hell out of me. We
got a lot happening right now. I want you to
call if you have a problem, question, complaint. We have
some follow ups coming up as well, and we have
our deputies as you heard Deputy Doc and we have
other deputies on their way and some deputies working remotely,

(11:09):
and we are taking your calls at three oh three,
seven to one three talk or of course three oh
three Martino, three oh three six two seven eight four
sixty six. Kinah Home Solutions your solutions for beautiful exterior
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Speaker 4 (11:25):
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Alliance three oh three nine two zero sixteen twenty two.
Hi Tom Martine, you're troubleshooter three O three seven one

(12:19):
three talk seven one three eight two five five. I
have a text here and I don't know what it means,
but it says.

Speaker 4 (12:27):
Here that why can't you admit that both sides suck? Oh?

Speaker 5 (12:33):
I guess it goes back to some of our discussions
we have.

Speaker 4 (12:36):
In a way, both sides do suck.

Speaker 5 (12:39):
No matter what side you're talking about, there's always some
good and bad.

Speaker 4 (12:43):
Well I shouldn't say that, obviously. I'm sorry.

Speaker 6 (12:45):
Name one good thing about the the lefty side, please.

Speaker 5 (12:50):
Hey, Tom, Okay, one good thing.

Speaker 4 (12:55):
I think.

Speaker 5 (12:56):
One good thing about the lefty side Joe Biden, the
pro consumer some of the I'm not talking about Joe Biden.
I'm talking about the side in general, not him. I
don't think he did much of anything. Just to be honest, it.

Speaker 4 (13:09):
Was fair enough.

Speaker 6 (13:09):
I mean, I liked Hey, listen, I like the original
Bill Clinton. Hell, you know, I voted for Obama and
up until so.

Speaker 5 (13:16):
What I'm saying is there are obviously, but there are obviously,
I think policies on both sides of the aisle that
have merit. But we tend to be so polarizing right now,
not recognizing anything now lately. I will tell you this
one thing that I think is really stupid, Doc.

Speaker 4 (13:36):
I'm sorry for not I will talk to you a.

Speaker 5 (13:38):
Second that the one really thing, the thing I don't
understand is when they march out Schumer to criticize Trump's
and and Elon Musk and Doge and all of the
they march him out to talk about how terrible it
is what they're doing. And I can't believe there are

(14:00):
any Americans who believe the waste that we are cutting.

Speaker 4 (14:07):
Is wrong.

Speaker 6 (14:08):
Well, the government workers, the ones that you know, they
have to actually show up for a job or they're
not going to have a job or pretty upset about it.
So when people out there see anybody marching or doing whatever,
the handful of them, they're all directly affected or they're paid,
just like Oprah was paid.

Speaker 5 (14:26):
I want to remind you, like Oprah paid, I want
to remind people they can text me directly and it
comes right to my cell phone.

Speaker 4 (14:34):
It really does. By the way.

Speaker 5 (14:36):
Seven four seven nine nine nine fifty two eighty. That
is a private line. Now I forward it to myself
so I can turn it off when I need to.
But I haven't had to do that. Seven four seven
nine nine nine fifty two eighty. That was a made
up number when I got a voice Google Voice about
to fifteen twenty years ago. Whenever it was seven four
seven nine nine nine fifty two eighty. And you can

(14:58):
also text me there if you want to inquire about
Wave eight Financial or wealth management Wave eight wealth Management.

Speaker 4 (15:06):
I've got some good news to announce about that, by
the way.

Speaker 5 (15:10):
About with the partnership with Vestera Turnkey. But right now
I digress. Let's talk about the text I'm getting. Tom
ask Mark, I don't know why. Why is Mark the
car expert? Ask Mark if he would lease a car
at this point in his life?

Speaker 4 (15:30):
Mark? Hell no? Okay your reasoning? Why would you say?

Speaker 7 (15:36):
Hell no?

Speaker 4 (15:37):
Though? Mark? Simple miles for you?

Speaker 6 (15:40):
But you know, economically and almost almost forty thousand on
the Tesla in no, you know you're running mine.

Speaker 4 (15:46):
Of course you're right.

Speaker 5 (15:48):
But let's talk about the concept, the concept of paying
for only what you use. If you could live now,
let me give you some caveats. Here are some conditions Mark,
if you live within the terms and conditions, meaning, if
it's a three year you'll keep it definitely for three years.
The mileage you can definitely stay within the mileage. Would

(16:09):
you do it for preservation of capital?

Speaker 4 (16:12):
No?

Speaker 6 (16:12):
Because the main reason now, if we get rid of
the mileage thing. You know, if technology changes enough in
two years, I'm gonna want to get rid of that
car and get a new one.

Speaker 5 (16:24):
Okay, So you don't want any bounds on what you
can do as far as liquidation or mileage or anything.

Speaker 6 (16:32):
Yeah, I'd end up being stuck with two payments or
a car I don't like.

Speaker 5 (16:37):
So what you're saying is with a lease, you must
abide by the terms and conditions or it can sting.
You absolutely positively correct, You're right, and in a way,
you are truly agreeing with the lease or the less ore,
and you're the lease. See you're agreeing that they own

(16:58):
the car, and you are going to abide by their conditions.
It's it's it's a vacation car by owner or or
you know, or a car by owner by and the
owner being the less ore.

Speaker 4 (17:11):
Three oh three seven one three eight five. Wouldn't you
the same stuff though? Would you? Would you? Actually you've
been talking about leasing one. I don't. I don't think
it's good. There's a reason, Mark, I don't know.

Speaker 5 (17:26):
There there's a real Let me explain for me. Let
me explain why. When when I look at capital and
I'm just going to say this, I know people knowing.

Speaker 4 (17:34):
Look, look, I've worked hard all my life.

Speaker 5 (17:36):
Sometimes I've I've had one hundred grand or more tied
up in a car, literally tied up, cash done. The
car's paid for now, the car is going to depreciate,
and at the end I'm going to have whatever it's worth,
but it depreciates a lot. I usually end up selling
the car, buying a new one, putting another hunk of

(17:56):
chunk of cash in there. So I am at a
point in my life not everyone is, where capital is
more important to me than monthly outlays. I can pie,
I can get a car and say, you know what,
this Tesla or this g Wagon or this Beamer or
this whatever it is, I'm only going to use it at.

Speaker 4 (18:18):
This point in my life. Mark, I'm talking.

Speaker 5 (18:20):
I only drive ten thousand miles a year, so let
me put twelve on it. Whatever I want it for.
I get tired of cars in three years. I can
keep a car three years easily. So here's the point.
If I'm going to keep a car for three years
and put a certain number of miles on it, and
they guarantee me the price coming out of it so
I don't have it, I don't lose a dime. Then

(18:41):
I've simply made monthly payments on the part I'm using.

Speaker 4 (18:45):
That's all.

Speaker 5 (18:46):
It's it's I get the car, I make the payments,
I turn the car back.

Speaker 4 (18:50):
But I even could buy it if I want, but
I'm not. Let's just say I turn it back. Now.

Speaker 5 (18:54):
What I have done, though, is kept that one hundred
or one hundred and fifty grand. I've kept it for
that entire time, and I've made money with it. So
it makes a lot of sense for me because capital and.

Speaker 4 (19:10):
I use of capital is what I'm talking about. Now.
I'm not saying that's going to work for everyone. It won't.

Speaker 5 (19:19):
There are times that people, first of all, they will
take a thirty or forty grand car and pay it off,
and then they will sell it at the optimum time,
get most of that money back.

Speaker 4 (19:30):
And if they.

Speaker 5 (19:31):
Lose ten grand, let's say, and they amortize that over
the three years they had it, it cost them three
thousand dollars a year or about whatever.

Speaker 4 (19:38):
It just didn't cost.

Speaker 5 (19:39):
Them that much money. I mean, you know, it's all
in the math. It's all in the math. And the
way Mark has been doing it because he puts milage
on it, he gets it right before it's going out
of warranty.

Speaker 4 (19:51):
I've watched him time and time again.

Speaker 5 (19:52):
He'll pay cash, get the car, use the car gently,
keeping great condition. He sells it just before the warranty's up,
and and he can sell it with a full warranty,
even though there's a mileage on it. People buy it,
and he does lose a little, but not much, and
then he takes and then invests. So let's say he
loses over two or three years, he loses a few grand.

(20:15):
If you admortize that monthly, that's a pretty cheap damn
car he had.

Speaker 4 (20:19):
I get it.

Speaker 5 (20:20):
It's all in the math, wouldn't you agree. I don't
think there's one.

Speaker 4 (20:24):
Over the other. Yeah.

Speaker 5 (20:26):
So it depends on your life at the time. But
don't ever. And this is something people do, and usually
young people want to talk themselves into something.

Speaker 4 (20:37):
And I've seen it.

Speaker 5 (20:38):
Happen where they say, but Tom, it's an investment.

Speaker 4 (20:44):
I'm going to tell you something.

Speaker 5 (20:46):
Maybe one tenth of one percent of any car you buy.

Speaker 4 (20:53):
Will be an investment.

Speaker 5 (20:55):
It's got an If it is an investment, it's not transportation.

Speaker 4 (21:01):
It's something you ooh and aw about and you look at.

Speaker 5 (21:04):
But don't look at your transportation as an investment.

Speaker 4 (21:09):
Don't do it. Don't do it. And I'm going to
tell you something else.

Speaker 5 (21:13):
If you want to build wealth, you don't look at
transportation as an investment. And you don't look at a
house as a suit of status. Now you don't want
a piece of crap house. You want a beautiful home.
But you would be shocked at how many people have
ten times at the house they need or they're empty

(21:34):
nesters and they just don't need it. Now they want it.
They want to have a little status. There's nothing wrong
with that, to have a beautiful home, to have some land,
especially if you love it.

Speaker 4 (21:45):
But I'm saying, don't do it just for that so
many of us, And.

Speaker 5 (21:48):
God, I wish I could have just realized this earlier
in life. I realized it maybe twenty years ago. I
was around fifty so something, and I started winding down
and I was living a lot.

Speaker 4 (22:02):
And this is a real admission.

Speaker 5 (22:04):
And I think if we really, truly, truly, truly, truly
look inwardly, we many times, as consumers, live for others.
We truly buy things for two reasons. One, yeah, we
want them, but two what they say about us. Because
if that wasn't the case, there would.

Speaker 4 (22:26):
Never, ever, ever, ever be.

Speaker 5 (22:28):
A reason to have a Rolex versus an Apple Watch.
I'm Tom Martino three O three seven to one three
talk speaking of deals, waterpros dot net. I gotta call
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I'm gonna call him. But that sale I'm talking about
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Speaker 4 (22:46):
Tell him, tell him to extend it for you.

Speaker 5 (22:48):
If you call today, tell him I asked him to
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(23:09):
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the real estate Man dot com to list your home
with Remax Alliance three oh three nine two zero sixteen
twenty two. Hey, I'm Tom Martine. What's going on in

(23:51):
your life? Three O three seven one three dogs seven
one three eight two five five eight.

Speaker 4 (23:55):
Eight eight Heating dot Com?

Speaker 5 (23:57):
You can call them with all this cold and stuff
if you're if you're since getting older. They guarantee the
lowest prices for high efficiency units.

Speaker 4 (24:04):
They do, by the way, and you can believe them.

Speaker 5 (24:06):
Hey, Thomas Price three or three seven seven zero two
seven seven six, Doc, what's going on.

Speaker 4 (24:11):
You talk about people?

Speaker 9 (24:12):
I get my boosts every year because I I think.

Speaker 4 (24:16):
People who have had as severe.

Speaker 9 (24:20):
COVID infections as I had, it makes sense to do
anything that could reduce the symptoms if you are to
get it again.

Speaker 4 (24:29):
But do you believe that it reduces symptoms?

Speaker 5 (24:32):
I do, Okay, I don't have enough knowledge. I don't
have enough knowledge to know them. I mean, but really,
if you do think about it, then it is not
a vaccination.

Speaker 4 (24:44):
It's a pre treatment exactly.

Speaker 5 (24:47):
And they also claim where I looked it up, that
it makes you less contagious.

Speaker 4 (24:54):
Now how would that work, Doc?

Speaker 9 (24:57):
I guess anything that reduces the number of viral particles
could make you less less contagious.

Speaker 5 (25:07):
Okay, So if you have less of a load, you
have less to shed. Absolutely, So what is your standing
on that? Then the mRNA as a technology, do you
like it?

Speaker 4 (25:21):
Yeah?

Speaker 9 (25:21):
I think it needs more research, but I think the
basic idea is pretty good.

Speaker 5 (25:27):
But the basic idea, by the way, when people when
people say it alters your your genetic makeup, it really doesn't.

Speaker 4 (25:34):
I mean it really doesn't. Okay.

Speaker 5 (25:36):
I mean I don't like it, but it doesn't alter
your genetic makeup. It makes as I understand it, correct
me if I'm wrong. It keys your body to look
for precursors of a virus way before they become a virus.

Speaker 4 (25:50):
True, that's my understanding as well.

Speaker 5 (25:56):
Okay, So these precursors that occur, can they occur? This
is what I've always wondered with other viruses? Does does
it help with other viruses? Because if truly that's what
it does.

Speaker 1 (26:11):
Then.

Speaker 4 (26:13):
You know what I'm saying. Does am I making sense? Unfortunately?

Speaker 7 (26:18):
Yes?

Speaker 5 (26:20):
Okay, So it could help detect other viruses and and
I mean when I say detect, your body could be
picking up other viruses, not just COVID and producing antibodies.
I mean, if that technology is truly what it says,

(26:41):
the other thing is this.

Speaker 4 (26:44):
I one thing that pissed me off about COVID back
in the day.

Speaker 5 (26:47):
And I was blowing the whistle on this, and it
turned out to be true. When they do normal virus scannings,
they would take some particles DOC and they would scan
I don't remember, like I was so deep into it
back then, but they would scan it like four times
or something, and if.

Speaker 4 (27:04):
It didn't show up, they just stopped.

Speaker 5 (27:06):
But then what they did with COVID, it was they
started doing sixteen and then thirty two and sixty four
and then finally one hundred and twenty eight times they
would scan it and if a little minute particle showed up,
they said, you're infected.

Speaker 4 (27:20):
Do you remember what I'm talking about?

Speaker 5 (27:21):
Like when they were screening, they manipulated the screening to
show the numbers going up.

Speaker 4 (27:27):
Right.

Speaker 6 (27:27):
Not only did they manipulate the screening, guys, they also
manipulated the death from COVID. You could dive from getting
hit by a car, and if you had COVID, they
called it a COVID death.

Speaker 5 (27:40):
That's absolutely and Mark I had first hand, well not
first hand.

Speaker 4 (27:45):
I didn't die from it.

Speaker 5 (27:46):
I had a first hand experience with this with a relative.
I swear to God, I remember the day he left
a voicemail. So he drank. He drank like a fish.
He was hooked on pain meds. He has cirrhosis of
the liver, hepatitis, and a host of other things, honest

(28:08):
to God, in the hospital, alcoholic drug addict, cirrhosis, Oh,
some kind of breathing problem way before COVID, Like what
do they call that when YOU'REPD, when you're big and fat,
well whatever, that means failure to cope basically with your lungs.

Speaker 4 (28:29):
Right.

Speaker 5 (28:30):
Anyway, he had all of that and he falls asleep
in death while in the hospital, and they tested him
and found he had COVID and that was the cause
of death. Now, that is the most ridiculous thing. Why
did we put up with that though? And why to
this day do people still put up with it? Why

(28:52):
do they not get pissed off? Well, I think, why
aren't they looking for Fauci's head on a stick?

Speaker 4 (28:57):
Go ahead?

Speaker 9 (28:58):
I think at the time it was panic mode. Here
was this disease that was truly a pandemic, and they
didn't know how to deal with it, and so much
of it was public relations and politics, that they had
to look like they were doing something, And I think
that that, to me, was a large part of it,

(29:18):
that they were forced politically to come up with something
to show that the government and the administration was aware
of it and trying to help the citizens.

Speaker 5 (29:31):
You don't feel there was anything dastardly about it. You
don't think it was a control thing or anything like that. No,
I mean, I don't know. You know, there are so
many theories. First of all, I don't believe it was
done intentionally, Okay, I think we can dispel that. You know,
they called the plandemic. Do you think it was done intentionally?
Anybody listening? I mean, truly, I don't think it was

(29:54):
done intentionally. I think it was a leak. Why were
they experimenting with it though, That's what I want. That's
the part that no one ever tells us. Why were
they experimenting.

Speaker 1 (30:04):
With it.

Speaker 4 (30:06):
For it to leak to begin with?

Speaker 5 (30:08):
I think it was for warfare, But in any case,
once it leaked, Okay, do you believe truly that they
took advantage of it just to control the population?

Speaker 4 (30:23):
Do you think that, mark?

Speaker 5 (30:24):
I mean, obviously they were using it for control, but
I don't know if it was a concerted, planned effort, yeah, I.

Speaker 4 (30:33):
Think it would. I don't think.

Speaker 6 (30:34):
I don't think anybody released it on purpose. I think
it came out of that lab, which by the way,
we funded, and I think once it was here or
they definitely used it as an excuse. My god, they
said either get this shot or you got to quit
your job. You can't fly, you can't go to a concert,
you get kicked out of the army or kicked out
of government in general. I don't know what else you

(30:56):
would call that, but pure control.

Speaker 5 (30:59):
Well it was control, but I'm saying that wasn't the reason.

Speaker 4 (31:05):
I don't think.

Speaker 6 (31:06):
Then they started pushing the woke agenda. Maybe woke's not
the proper word, but the you know, the the transgender
and all this other stuff.

Speaker 5 (31:15):
You had to say to me, what did that have
to do? What did that have to do with COVID?
Do you think I don't see a connection there? I
don't know, man, I help me make that connection.

Speaker 6 (31:26):
Well, I mean, the whole connection is you were talking
about a power play. They seem to start pushing everything
at the same time.

Speaker 5 (31:34):
Okay, I okay, hold on, hold on, I think I
know what you're saying, because when they started doing the
rent controls and all these executive orders for weird things, they.

Speaker 4 (31:44):
Did every art.

Speaker 6 (31:45):
If you were a landlord, you could have a bum
living in your house for over a year not paying anything,
and there wasn't a damn thing you could do.

Speaker 5 (31:55):
You're right, you're right, And it really, it really brought
out the absurdity of government trying to help when they
were hurting people. You know, we did get through that
period were their mass evictions? I mean, whatever did happen?
Do you know, Mark, I didn't even realize this. I
got to take a break, I got I do Did

(32:16):
you realize there were people getting COVID aid up until
the end of twenty twenty four. Yeah, if it's longer,
they were still they're still getting cash.

Speaker 4 (32:26):
Got more coming up?

Speaker 5 (32:31):
Go with a sure thing Denver's Best roofer Excel Roofing
dot com. You don't pay a cent until you're content.
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(32:53):
customer when you choose Frank durand the real estate man
dot Com to list your home with Remax Alliance three
three nine zero sixteen twenty two col shooter Tom Martino
here three all three seven one three talks seven one
three eight two five five. We don't have too much
time in this hour, but it was very very I

(33:14):
love it. I mean it was really important the things
we're talking about. And I know a lot of people
say I don't get political. A lot of these things
are direct to the bottom line and direct to our pocketbook,
and it means a lot. Now, Tom Co morbidity during COVID,
this is a text.

Speaker 4 (33:33):
They changed the terminology to.

Speaker 5 (33:35):
COVID related so as opposed, so if you had COVID
with anything else, they called it COVID related. Thank god
for doctor Fauci saving us from time from the time
Trump told everyone COVID would go away like a cold
if we swallowed bleach.

Speaker 4 (33:55):
Does any okay? Monty Monty's Mark Monty.

Speaker 5 (34:00):
Texts almost every day something about he just loves Biden,
he loves the Democrats, he hates Trump. Trump never actually
said to swallow bleach.

Speaker 4 (34:11):
Ever, he was making a joke.

Speaker 5 (34:13):
He was saying, look, you know, if bleach kills it,
why don't we just drink bleach or something? I forget
what it was, but he never actually advocated bleach. More
coming up, go with a sure thing Denver's best rufer
Excel Roofing dot com.

Speaker 4 (34:28):
You don't pay a cent until you're contenth.

Speaker 5 (34:34):
Time for an insurance checkup free, no obligation in comparison,
call Compass Insurance. Pay too much your coverage at dozens
of insurance companies find out now three O three seven
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two ripped.

Speaker 1 (35:02):
You need advice so you don't have come running. Just
as fast as we can.

Speaker 2 (35:11):
Shooter's gonna help.

Speaker 1 (35:12):
Come man, This is.

Speaker 4 (35:15):
The Troubleshooter Show.

Speaker 3 (35:17):
No Tom Martine, Hello.

Speaker 5 (35:21):
Out Tom Martino here, Welcome to the show. We're here
to help you solve problems, answer the question, take complaints,
the things that tick you off, the things that make
you tick.

Speaker 4 (35:29):
That's what we do each and every day.

Speaker 5 (35:31):
Listen, here's what I know if you have a problem,
it's always best to discuss it in the beginning, always.

Speaker 4 (35:40):
No matter what.

Speaker 5 (35:42):
Even if you don't have a real problem, we can
discern that.

Speaker 4 (35:47):
Or if you have.

Speaker 5 (35:49):
A problem that we can help with, or we can
tell you what to do.

Speaker 4 (35:54):
What is the problem? Everything?

Speaker 5 (35:56):
Buying, selling, when to buy, why to buy, where to buy,
how to buy? What happens if you're ripped off, lie
to cheated, exaggerated? What do you do about it? What
rights you have? What about car accidents? What about work
related stuff? Anything? Anything?

Speaker 4 (36:13):
We've handled everything.

Speaker 5 (36:16):
So if you're having problems where you need financial advice,
consumer advice on anything, give us a call. As I said,
forty five years going strong right Denver. I think I
have fifty years in the business if you count outside
of Denver as well. I came here. I think i'd
been in the business six years when I got here

(36:36):
three three seven to one, three eight, two five five,
we were talking about people being declared dead from COVID.

Speaker 4 (36:47):
When they had other things.

Speaker 5 (36:49):
And then we you know, whenever we criticize anything woke
or anything liberal or anything progressive, I got this guy
Monte you who loves.

Speaker 4 (36:59):
Loves sending us and he's saying sending me stuff.

Speaker 5 (37:02):
Tom, you know, blah blah blah, basically saying they weren't
calling it COVID. They said it was COVID related. It
was a codil morbidity thing. And thank god for doctor Fauci.
He saved us from Trump who told people to drink bleach.

Speaker 4 (37:21):
You know what, it's not what he said. I am
what's well, it's just not what he said.

Speaker 10 (37:27):
He wasn't talking about bleach. He didn't say drink bleach.
It wasn't a joke.

Speaker 4 (37:32):
What did he say.

Speaker 10 (37:33):
He had just met with a company that was trying
to produce an ingestible UV capsule to fight infections, and
that's what he was talking about.

Speaker 5 (37:45):
But he never said to drink bleach or anything near.

Speaker 4 (37:49):
I tell them to do that, but he didn't. So
here's the deal.

Speaker 5 (37:59):
There are a lot of stupid things said by everyone
by everyone when it came to you know, the virus.
But do you know how many deaths China officially had
from COVID?

Speaker 4 (38:19):
According to them.

Speaker 5 (38:23):
Five thousand, the lowest mortality rate in the world.

Speaker 4 (38:32):
Mark are you? Are you? Does that surprise you?

Speaker 3 (38:35):
No?

Speaker 4 (38:35):
I think China had four deaths from it.

Speaker 5 (38:38):
Yes, from China's own records two and seventy two deaths. Now,
in the beginning, like right through most of the pandemic,
they were saying they only had four thousand cases. They
amended that, now, think about how many people we have

(38:59):
in a maria.

Speaker 4 (39:01):
And how many cases? How many?

Speaker 5 (39:03):
What is our population compared to the cases? But you
know we have a fraction of the people.

Speaker 4 (39:09):
They haven't million or so dumb, thank you doc.

Speaker 5 (39:14):
And out of three hundred thirty million, how many cases
did we have? Not deaths but just cases in general?
Do you remember.

Speaker 4 (39:23):
Of COVID? Does anyone remember? I don't.

Speaker 5 (39:32):
Okay, I'm looking it up right now with my boyfriend,
and I wish I could get a girlfriend. I got
a boyfriend here because you can't get a female voice anymore.
But on one of these when I asked about China's
official number, they said, it appears as if you are

(39:54):
attempting to shed China in a negative light. We do
not get in in philosophical discussions regarding countries, nationalities, or
ethnic ethnicity. So China had five hundred thousand and a
half a million confirmed cases, they said, with five thousand deaths,

(40:17):
And I'm not sure what America had, but apparently Tome was.

Speaker 4 (40:24):
Yes, I looked it up.

Speaker 11 (40:26):
The United States had one million, two hundred and nineteen
thousand deaths and one hundred and eleven million coronavirus cases.

Speaker 4 (40:39):
How do we have so much more than China?

Speaker 11 (40:41):
Well, maybe the Chinese dated to take the vaccine.

Speaker 5 (40:46):
No, the answer is they lie.

Speaker 4 (40:50):
Well that's probably true.

Speaker 5 (40:52):
Now there is another term that people call excess deaths.

Speaker 4 (40:57):
We had more deaths than expected, So.

Speaker 5 (41:04):
A total death that is a real good indicator of
the health of a nation, I mean, or excess death truly.
And then here's somebody else said, I would like to
know what we should do if Trump gets no taxes
on overtime, no taxes on tips, I think that, you know,

(41:25):
he's looking to lower taxes all the way around. Did
you hear about the proposal to do a flat tax
and not have an income based tax but flat percentage?
You know, does anyone really know seriously why we went
to a graduated tax. They call it a it's actually

(41:46):
called a progressive tax.

Speaker 4 (41:47):
Do you know why they call it?

Speaker 5 (41:48):
Then, so the more you make, the higher your percentage. So,
in other words, let's put it this way, if you
made one hundred grand and had a ten percent tax rate,
you would pay ten percent of one hundred grand. If
you made a million, you'd pay ten percent of a million.
If you if you made ten grand, you'd make ten percent.
You know, that's what a flat rate means. Now, with

(42:10):
a flat rate, the proposal says have always been this.
It starts out with an exclusion of a certain income
up to a point, then after that a flat rate.
Now here's what the flat rate means, literally, a flat
percentage of what you make.

Speaker 4 (42:30):
Many people say this is fair.

Speaker 5 (42:32):
If you make one hundred grand, fifty grand, one hundred
and fifty grand, five hundred grand, a million, you pay
proportional a percentage, no deduction, is nothing.

Speaker 4 (42:42):
Flat rate?

Speaker 5 (42:44):
Now why do people oppose it?

Speaker 4 (42:47):
Here's why.

Speaker 5 (42:50):
At one time when they were discussing flat rates and
it eventually turned out to be they call it a
progressive rate, meaning this, the more you make, the higher
the percentage.

Speaker 4 (43:03):
The theory is this. The theory is if you make.

Speaker 5 (43:11):
And I hesitate, say ten twenty and fifty because it
really taxes are going to start at around fifty grand.
So if you make fifty grand, ten percent of fifty
which is five thousand would be way more of a
burden for somebody making fifty to pay than if somebody
was making a million and had to pay ten percent.

(43:34):
That's the theory behind what's called the progressive or graduated tax.
How do you feel about that, mark? How do you
feel about that you're in teen?

Speaker 6 (43:46):
I'd like I love the idea of a flat tax.
I mean, that's really what I like more than anything.
But do you think it's regressive?

Speaker 5 (43:54):
Meaning it hurts people in lower income brackets?

Speaker 4 (43:58):
Well, they don't buy as much as P and.

Speaker 5 (44:00):
Upper So no, okay, So if somebody paid ten percent
of fifty thousand, they're paying five thousand for their tax,
they end up with forty five thousand dollars adjusted or
not adjusted, but a net. And somebody who makes a
million pays ten percent, they pay one hundred thousand, they

(44:21):
end up with nine hundred thousand exactly.

Speaker 6 (44:23):
Or you know, they buy a million dollar house, they
buy a new car, they buy whatever. All of a sudden,
they're they're paying one hundred and fifty two hundred three
hundred thousand in taxes that year.

Speaker 5 (44:35):
Right, right, So do you agree with doing away with deductions?
If they do a flat rate, would you be willing
to do that.

Speaker 6 (44:42):
Well, I think you'd have to get rid of of course,
why would you have both?

Speaker 5 (44:46):
Yeah, of course, Lisa. Welcome to the show. I'm Tom Martino.
Three oh three seven one three seven one three eight
two five five.

Speaker 4 (44:54):
What's going on, Lisa?

Speaker 12 (44:56):
Well, we went back to uh, we're here Colorado Springs,
and my daughter wanted to move back from Syracuse, so
we flew up on Thursday the ninth. A friend of
mine that went with us picked out a moving company
in New Jersey. Come to find out, I think they're
a they're not a moving company, but they kind of

(45:17):
do a contracting for that. I'm not sure, but it's.

Speaker 5 (45:20):
Called a that's called a broker. That's hold on that, Lisa,
that's called a broker. They're common, not necessarily, you don't
know the problem.

Speaker 4 (45:30):
With a broker.

Speaker 5 (45:31):
They take a fee, obviously a big fee, and then
they hand you off and they don't care who they
do business with. So it's kind of very risky. Keep going.
What happened?

Speaker 12 (45:41):
Okay, So they came up on the fifteenth. We had
everything packed and ready to go. These two guys came in.
They speak Farsi. They wouldn't speak English. So we really
couldn't communicate with them, but we ended up getting everything rapid.

Speaker 5 (45:55):
How did you find How did you find the New
Jersey broker?

Speaker 12 (46:00):
A friend of mine here in town was looking for
someone that was close by because we were kind of
in a hurry and we needed to grab these guys quickly,
and so he found.

Speaker 5 (46:11):
Them in the Okay, so this broker, this broker, Here's
how it normally works. And then I'm going to let
you tell your story, but I'm going to tell you
how it normally works.

Speaker 4 (46:21):
A broker gets.

Speaker 5 (46:23):
Your information and makes all kinds of promises and even
quotes prices. Then they get a deposit. The broker takes
that deposit and is gone forever. They sell the contract
to a bunch of scumbags who want to choose it.
And then let's say, scumbag A buys your contract from

(46:46):
Sleeese broker. The sleeze broker's gone. They made their money,
the broker made their money. Now the sleezebag who bought it,
that mover buys it thinking we're going to make money
by pressuring them to make another deposit when we come
to pick up.

Speaker 4 (47:04):
And we're going to make it really hard for them.

Speaker 5 (47:07):
Then Slay's bad a mover often sells it again to
Slee's bag B mover, and that mover is the one
that delivers and hits you up once again. So I
just want to tell people in general how the moving
scam works.

Speaker 4 (47:21):
What how did it happen with you?

Speaker 8 (47:24):
Okay?

Speaker 12 (47:24):
So we contacted them over the phone, and they asked
for the payment. The estimate they gave us was going
to be delivered in three.

Speaker 5 (47:35):
So third with well, okay, hold on, how much was
the initial deposit?

Speaker 12 (47:42):
The initial deposit was like five hundred and seventy something
dollars and.

Speaker 4 (47:47):
Oh, that's very small, and that went to the broker.

Speaker 12 (47:51):
I don't know. All I know is that I didn't
know they were a broker till after I've been looking
up all this information.

Speaker 5 (47:57):
Okay, Basically, after you paid the five hundred and seventy
then what happened?

Speaker 4 (48:01):
What's the very next step?

Speaker 12 (48:03):
Okay, the very next step was when they showed up
a couple days later to pick up the goods and
put them on the truck.

Speaker 7 (48:09):
I had to pay another Yes, they.

Speaker 12 (48:11):
Had asked me that the first payment.

Speaker 5 (48:12):
They would Okay, how much did you have to pay
when they came to pick up the stuff.

Speaker 4 (48:16):
How much did you have to.

Speaker 7 (48:17):
Pay same price?

Speaker 12 (48:19):
Three seventy two, three seventy two something like that.

Speaker 5 (48:22):
That's still pretty cheap. So you paid five seventy to
the broker, then you paid another three hundred and something
when they showed up.

Speaker 12 (48:30):
When they showed up, and then they said that the
third would be due on delivery here in Colorado.

Speaker 5 (48:36):
The thing was, but these numbers made no sense to
me whatsoever. They make no sense to me. Five hundred
and seventy dollars, three hundred and seventy five dollars, and
then you're going to pay another three hundred and something.
So your whole move was only going to cost a
little over one thousand dollars.

Speaker 8 (48:54):
Correct.

Speaker 12 (48:55):
That was one of the reasons why my friend chose it,
because of the cheapness of it.

Speaker 4 (48:59):
The three well, what is she moving one room? What
is she moving?

Speaker 12 (49:04):
Just moving up about thirty cartons full of clothing, a bed,
some office furniture, and.

Speaker 7 (49:10):
That's about it.

Speaker 4 (49:11):
Okay, there's something strange going on.

Speaker 5 (49:14):
Okay, the balance would be due when they deliver, so
keep going.

Speaker 12 (49:19):
What happened then, Okay, so they told us when I
talked to her on the phone to make the initial
reservation for the movers. She told me that they would
be delivered between five to fourteen days. The bill of lading,
which I cannot pull up now because it's disappeared, but
it actually said that they actually have thirty days business days,

(49:43):
thirty business days in which to deliver these items.

Speaker 4 (49:47):
But you thought it was going to be within two weeks, correct? Correct?
But okay, business? So what happened then? What happened then?

Speaker 5 (49:57):
Oh, by the way, when was this first initial content
track made? When did they show up to pick it up?

Speaker 12 (50:04):
January fifteenth?

Speaker 4 (50:06):
Okay, okay, I'm still listening.

Speaker 12 (50:08):
Go ahead, and then I'm sorry, yeah, January on January fifteenth,
so in order for me to get.

Speaker 5 (50:17):
Okay, so then, so then it was supposed to come
in two weeks have been would have been at the
end of January.

Speaker 4 (50:23):
What happened?

Speaker 12 (50:25):
So the Bill of lating says that it's not a
guaranteed delivery date that they have. They have the windows.
They have a window in order for for whatever reason,
weather or whatever. But thirty business days to them is
thirty days without the weekends, which would be the twenty
sixth of February. The other problem we've had is we've

(50:45):
called about once a week each week to talk to somebody. Oh, well,
we'll get back to you. We'll call you right back.
Nobody ever calls back and then on there Wait.

Speaker 5 (50:56):
A minute, so you still don't You still don't have
your stuff? Is that correct?

Speaker 8 (51:00):
Correct?

Speaker 5 (51:02):
Okay, I want to say a few things about it.
I'm going to say a few things about this right
now after I take this break. Thank you, Shannon. Sorry,
I'm really going over time. I apologize to my affiliates.
Three oh three seven one three talks seven one three
eight two five five.

Speaker 4 (51:18):
CMG Financial.

Speaker 5 (51:19):
By the way, they're doing regular loans, they're also doing
reverse loans. They're also doing the all in one loan,
and I recommend the all in one loan, which is
the one that you want if you are doing it's
really important. If you are doing a line of credit
for thirty years, you can borrow it up, pay it
down at will, and that CMG Financial three oh three
eight eight two six six seven nine. Partner and Lending

(51:42):
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(52:03):
dozens of insurance companies find out now three all three
seven seven to one.

Speaker 4 (52:06):
Help.

Speaker 5 (52:07):
You'll think you're his only customer when you choose Frank
durand the real estate man dot com to list your
home with Remax Alliance three all three nine two zero
sixteen twenty two. Sure, Hey Tom Martino, you're troubleshooter three
oh three seven one three talk three oh three seven

(52:28):
on three eight two five five. Lisa has an issue
with movers. It doesn't sound totally terrible.

Speaker 4 (52:35):
And here's why.

Speaker 5 (52:37):
So far, if the whole move's going to cost like
a little over one thousand bucks, I mean, we're not
talking about big money here. Usually ripoffs do way worse
than this, or wait, you know, way worse for you.
It doesn't sound like a typical ripoff. Now, I'm not
saying they're great guys, And I don't know how long
it's going to take to it yourself. By the way,

(53:00):
thirty days is nothing, Okay, forty five days maybe you know,
it depends on the move. But here's the deal. You're
coming from New Jersey, to hear. Here's what I want
to know. How much is going to be due when
it's when it's delivered.

Speaker 12 (53:16):
Another five hundred and seventy two dollars.

Speaker 5 (53:20):
Okay, I don't know if that's a very reasonable move
if they do it.

Speaker 8 (53:29):
Right.

Speaker 4 (53:30):
So I want to know this. What is the problem
right now? Okay?

Speaker 12 (53:36):
I guess maybe just the problem is that you know
we were promised to date that didn't happen, and I
know it's the middle of winter and the weather's been bad.
The other thing that was a little bit sketch at
the beginning was when I made my first payment, I
used my credit card, and then they told me that
the second two payments would have to be done with
Venmo or Zell and I said, no, I won't do that.

(53:58):
The deals will be off because I've got a high
credit rating and I just want to use my card.
So he put me no, no.

Speaker 13 (54:04):
No, no.

Speaker 4 (54:05):
That's bad news that they wanted that. That's bad news.

Speaker 14 (54:08):
What are you thinking, d Why are you so scam
because she won't be able to reverse any of those
payment methods that she just discussed.

Speaker 4 (54:16):
And why do they want it?

Speaker 12 (54:18):
I don't know, but I told them the deal would
be off unless I could use my credit card for
all three payments, and they agreed that would be acceptable.

Speaker 5 (54:28):
Okay, so really all we need to know it right now,
there are no big alarms going on or as people say,
off in my.

Speaker 7 (54:36):
Head, they won't tell me.

Speaker 12 (54:38):
Yeah, but Tom, the whole thing is, every time I
call them, I'll call you back.

Speaker 8 (54:42):
I'll call you back.

Speaker 12 (54:42):
We don't know where this stuff is. I'll call dispatch.

Speaker 5 (54:45):
And when you say call them, when you say call them,
are you calling the original contact you had in the beginning?

Speaker 8 (54:52):
Correct?

Speaker 12 (54:54):
Yeah, there's two different numbers that I have.

Speaker 4 (54:56):
One is for dispatch, but they're right from the beginning.
Ever changed numbers. You never change numbers.

Speaker 12 (55:03):
No, No, see that in.

Speaker 5 (55:05):
Itself, Lisa, it doesn't sound I'm not telling you they're great.
It doesn't sound like a scam or typical scam. I'm
going to have Deputy D place a call right now,
just right now, since he's right here, right now, let's
do it.

Speaker 14 (55:19):
And Tom, here's what I can predict, because I've heard
of a bunch of these things. Here's what's going to
happen next. The truck is eventually going to show up
with Lisa's stuff and the guy is going to say, oh,
they didn't tell me about the stairs or the sidewalk,
I need to eat more.

Speaker 4 (55:34):
It was it weighed way more than we thought.

Speaker 14 (55:36):
I know that cash now, or you're not getting your
stuff back.

Speaker 4 (55:41):
Yeah, Well, what.

Speaker 12 (55:43):
We ended up doing is we got a storage unit.
I told them no, that we want it delivered to
the storage unit. The other problem is is that the
girl that originally signed me up the day that I
gave my first deposits kept saying, well, we'll give you
the first thirty days storage, first thirty days storage. I'm
worried that they're going to hold my stuff hostage after
this thirty days and.

Speaker 5 (56:05):
Wait a minute, wait a minute, wait a minute, what
do you mean thirty day storage?

Speaker 4 (56:09):
Thirty days? Did you have a storage in the beginning?

Speaker 12 (56:12):
No, no, no, no no. This is just something that
she said which kind of put us on high alert
that if you're supposed to be moving the stuff out here,
we drove back out here in a car in three days.

Speaker 5 (56:23):
In other words, if they were supposed to move the stuff,
what are they talking about. We're going to give you
the first thirty days of storage of storage.

Speaker 12 (56:30):
Right, So I'm guessing that the stuff is still in
storage back there because at one time I called, wait a.

Speaker 5 (56:35):
Minute, somebody, you asked them, wait a minute, Wait a minute. Lisa,
when she said, hey, we're going to give you the
first thirty days of storage free, did you say, why
the heck are you even doing storage?

Speaker 12 (56:47):
I told her that. I told her that several times
they do not want storage. My stuff should be out
here within the timeframe.

Speaker 4 (56:53):
Okay, got it.

Speaker 5 (56:54):
Hang on, Lisa, I'm gonna have Deputy I'm gonna have
Deputy D talk to you. Three oh three seven to
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Speaker 4 (57:38):
You don't pay a cent until you're content.

Speaker 5 (57:43):
Time for an insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
to seven to one help. You'll think you're his only
customer when you choose Frank Durand the real estate Man
dot com to list your home with Remax Alliance three
all three nine two zero sixteen twenty two. Hi Tom Martino,

(58:12):
your troubleshooter three all three seven one three talk seven
one three eight two five five Knash Home Solutions. I'm
telling you they have Colorado windows made here in Colorado.

Speaker 4 (58:23):
Four Colorado.

Speaker 5 (58:24):
The exclusive dealer Alpin Windows. Check him out three oh
three four two one seventy one hundred. Now wait, do
I have that number right? I always get the mixed
up with uh no, that's I guess. Don't make any
jokes about me. Yeah it is four two one seventy
one hundred.

Speaker 4 (58:40):
Ha ha, You're doing fine on.

Speaker 5 (58:41):
Your zero res Denver zero res Denver has four to
seven one fifty one fifty So that's why I get
those two confused. Anyway, let me let me get to
uh this moving thing. Uh, we're gonna have Deputy D
call and find out where her stuff is. But I
want to tell people in general the bottom line, when

(59:06):
you hire a mover, you only hire a mover to
Never talk to a broker.

Speaker 4 (59:11):
How about that. Never If they.

Speaker 5 (59:13):
Don't own trucks and offices around the country or in
a region, do not hire them period. You usually want
them affiliated with a national moving company. The national moving
companies are actually good, but they don't all have good agents,

(59:35):
so even if they are associated with a national company
doesn't make them good. I want to bring up one
that I think is near perfect, Johnson Moving in Storage.
They've been around for years and years and years and
years and years. They're a United Van Line agent. That

(59:56):
doesn't mean all United Van Line agents are going to
be good.

Speaker 4 (01:00:03):
It's just that simple.

Speaker 5 (01:00:04):
Some companies have more than one company they are agents for.

Speaker 4 (01:00:10):
But if you are.

Speaker 5 (01:00:13):
A moving agent for a national company, you own your
own trucks, release them. That's going to be the way
to do it. But don't ever talk to a broker ever.
Never Ever.

Speaker 4 (01:00:26):
You got to ask enough questions because they lie to you.

Speaker 5 (01:00:29):
I'm going to say something else, and I know people
are going to get pissed at me.

Speaker 4 (01:00:34):
Now, I'm not saying.

Speaker 5 (01:00:35):
This because I believe and people are going to accuse
me of profiling. I'm not saying this to try to profile.
I'm saying this based on my database. If I was
to look at all of the moving problems, all of them.

Speaker 4 (01:00:54):
Where do the vast majority come out of mark Florida?
Quite bo How did you know?

Speaker 11 (01:01:03):
Because I've been studying that. You've been around me long enough,
studying these evil moving companies, And I'm working on top
tier moving out a lake where Florida. I ripped this
lady off for six thousand dollars and I can't get
anywhere with you.

Speaker 5 (01:01:15):
Yeah, usually it's South Florida, but it.

Speaker 4 (01:01:18):
Can be anywhere in Florida.

Speaker 5 (01:01:20):
The I would say ninety eight percent of all moving
ripoffs start in Florida. Some of them are in New Jersey,
some of them are in Nevada, and some of them
are in California. But now I'm not saying all the
other ones are safe. I'm saying the majority Florida and

(01:01:40):
then Jersey, California, Nevada. I don't know after Florida how
they rank. Florida is absolutely number one. Now, again, people
hate when I say this, but I would say ninety
eight percent of all the moving ripoffs have been Israeli
people who own moving companies in Florida. There, it's a fact.

(01:02:05):
I'm not saying avoid is Israeli people. I'm not saying that.
I am saying ninety.

Speaker 4 (01:02:10):
Eight percent.

Speaker 5 (01:02:12):
Of all of them have been Israeli companies in Florida.

Speaker 4 (01:02:17):
They're Israeli owned companies.

Speaker 5 (01:02:19):
Now, I this was brought out to me, by the way,
by one of our deputies who is Jewish, and said,
I'm wonder what's going on there. It's not like I'm
not telling you it's because they're Israeli. I'm telling you
it's they must have their friends and say, hey, you

(01:02:39):
want to get into this business with me, and then
it spreads.

Speaker 4 (01:02:42):
But I swear to God.

Speaker 5 (01:02:44):
That now that doesn't mean everyone else is safe. But
I would if I was starting out and wanted to
avoid moving ripoffs, I would never hire a company out
of Florida. Okay, that's my number one. Never number two.
I would never hire a broker. Ever, when you hire

(01:03:06):
a broker, you do not know who you're doing business with.
You don't you do not know, No brokers, no Florida companies.
Number three. You want only a nationally affiliated with a
major national company. You want a major affiliated agent who

(01:03:28):
owns or leases their own trucks. Okay three three seven
one three talks seven one three eight two five five.
We got more coming up on the Troubleshooter Show. If
you're looking to find out what your house is gonna
Frank durand the real Estate Man dot com can tell
you based on your neighborhood, the comps, the interest rates,

(01:03:51):
the whole atmosphere, and he takes your house into consideration
and will let you know, based on this vast experience,
what it will self for, what you'll net, what you
can buy. Frank arand the real Estate Man dot com
complimentary three oh three nine two zero sixteen twenty two
complementary evaluation. Go with a sure thing Denver's Best Roofer

(01:04:16):
Excel Roofing dot com.

Speaker 4 (01:04:18):
You don't pay a cent until you're content.

Speaker 5 (01:04:23):
Time for an insurance check up, free, no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
to seven to one.

Speaker 4 (01:04:34):
Help you'll think you're his only customer.

Speaker 5 (01:04:36):
When you choose Frank durand the real estate man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hey, I'm Tom Martino,
your troubleshooter three oh three seven one three Talks seven
oh three two.

Speaker 4 (01:04:54):
Five to five.

Speaker 5 (01:04:54):
Jay has a comment on movers. Go ahead, Jay, what's
going on?

Speaker 13 (01:05:00):
Good morning Tom. Here's a cool idea. I think, why
not put a GPS tracker in your stuff?

Speaker 5 (01:05:10):
Oh oh, and what would that do? I mean, how
would that help?

Speaker 13 (01:05:14):
Well, they always say we don't know where it is.
You could say it's on I twenty five at Fort Collins,
Exit four.

Speaker 1 (01:05:21):
I guess you could.

Speaker 4 (01:05:23):
I mean, I guess you could, right.

Speaker 5 (01:05:25):
I mean the reason by the most of the time
they say we don't know where it is is because
once they hook you up, they usually move. They don't
have anything to do with you move. This particular case
sounds a little different to me. She's talking to the
same contact she talked to from the beginning, and they
don't even want.

Speaker 4 (01:05:41):
A lot of money, So I don't get it.

Speaker 13 (01:05:44):
But in general, James, I've heard on this show some
many times, my stuff's missing nobody knows where it is.

Speaker 4 (01:05:52):
Yeah, yeah, you're right.

Speaker 5 (01:05:56):
You know, trackers are being used for all kinds of stuff. Now,
I mean really, I I mean it really is. I
mean there there there are places that people are using
it on luggage, by the way, all over the place.
People use it on their tools. Now, how small can
how small can you get them? In reality? Don't they

(01:06:18):
have to be they have to be powered? I think
they have to be powered, right, d Tom.

Speaker 14 (01:06:25):
A few months ago I bought one, and it's one
of the big brands that you can buy.

Speaker 4 (01:06:29):
But is power.

Speaker 14 (01:06:30):
It's got a built in non replaceable battery. It's about
the size of a quarter, maybe even a little smaller,
and it's supposed to run for a couple of years.

Speaker 5 (01:06:38):
That's because it only gets activated when scanned.

Speaker 4 (01:06:41):
Right, No, no, no, no.

Speaker 14 (01:06:42):
It's not a GPS scanner, however, what the hells are?
So it's constantly on, but it accesses cell your phones
that are in the vicinity of its rain, that are
within range, and those cellar of phones report the position
of this little tracker to to the company that sold
me the tracker, and I can go and pull up

(01:07:04):
a map and see where my tracker is.

Speaker 4 (01:07:06):
Located.

Speaker 14 (01:07:07):
Now it only works because people like me installed that
software in their phone and I gave it permission to
also transmit information, well.

Speaker 4 (01:07:15):
You know, other trackers, so you know, it's like crowdsource.
Just so you know, when you have a.

Speaker 5 (01:07:20):
Modem for cable, yeah, or for service, yeah, you give
in those terms and conditions. You give permission that people
can tap in not to your network at home, but
to that modem to relay a signal to the next modem.
So when you have Exfinity modems all over the city,
they create a network for Exfinity.

Speaker 4 (01:07:44):
In fact, that's how their cell phones used to work.

Speaker 5 (01:07:46):
I don't know if they still do, but they would
work off of people's modems or the motives are used
to relate and relate signals.

Speaker 14 (01:07:55):
Yeah, that's how these cheap little trackers work. And I
think it was only like twenty or thirty five.

Speaker 4 (01:08:00):
Hey j heyah see.

Speaker 5 (01:08:04):
I hesitate to turning this up because I like you,
but and I shouldn't do this at the end of
an hour because I don't want to get the whole
show off track. But you got to stop with these chemtrails, bro.
If you truly believe that there's some giant conspiracy to
see the clouds?

Speaker 7 (01:08:24):
Huh?

Speaker 4 (01:08:27):
Thank you do believe that, don't you? You do believe it?

Speaker 5 (01:08:32):
Oh?

Speaker 13 (01:08:32):
You don't it much? No?

Speaker 4 (01:08:36):
Well you aren't you the one that send me the pictures?

Speaker 5 (01:08:38):
Are you?

Speaker 4 (01:08:39):
Jr? From the Road?

Speaker 2 (01:08:41):
No?

Speaker 4 (01:08:41):
No, no, no, I'm sorry, Jay.

Speaker 5 (01:08:42):
I got the wrong Jay. Sorry, I'm sorry, Bro, I'm sorry.
We got more coming up. Well we're not out of
time yet, but I'm sorry I mistook you. You're Jay
the car guy, right, the car expert.

Speaker 13 (01:08:54):
Yeah, that's right.

Speaker 4 (01:08:56):
Okay, thank you? Uh? And then Jr. From the Road?
Who who?

Speaker 5 (01:09:01):
Okay, I'm just gonna say it. He's a great guy.
He's a smart guy. But when it comes to that,
he's a nut guy. He's a nut guy. Another nut
guy is Monty. Monty says, I'm an idiot. Monty doesn't
agree with me. Monty thinks that Trump can do no right,
no matter what he does, and that Biden was the

(01:09:22):
best president we ever had, and America is on the
right track, and that everything that Trump stands for is wrong.
That's that's him in a nutshell. Yep, he's in a nutshell.

Speaker 4 (01:09:36):
And boy he can and he boy does he not?
Like Mark? I bet.

Speaker 5 (01:09:42):
I mean he compares Mark to like the lowest of
the lows when it comes to the intelligence scale and
the and the political scale. But we've had that happen before.
Three h three, he's seven to one to three. He
talks our number seven, one, three through five five. Give
us a hint of your follow up coming up, d as,
I hear you have a great follow up.

Speaker 4 (01:10:01):
What is it?

Speaker 14 (01:10:01):
Yeah, this concerns the Waste Connections trash removal problem over
at Marying.

Speaker 4 (01:10:07):
Okay, let's bring out the original problem.

Speaker 14 (01:10:10):
Well you may recalled that, yes, and then we'll give
the solution after the outcot. Mary Ann called us and
she lives over there at Hampton Hampton Court condos, and
she said that at the beginning of the month they
contracted with Waste Connections to begin service. Hoiste Connections delivered
a large number of dumpsters, but unfortunately Waste Connections hasn't
been picking them up and it created not only full dumpsters,

(01:10:32):
but shy piles of trash in the dumpster areas.

Speaker 4 (01:10:36):
And she called us in hopes of her Yeah, they
were supposed to. They had switched trash company.

Speaker 5 (01:10:41):
Yeah, they switched trash and they put the bins up
but they never came and collected it.

Speaker 4 (01:10:45):
Yeah, exactly, all right, we'll talk about that coming up.

Speaker 5 (01:10:46):
I'm Troubleshooter Tom Martino Moore on The Troubleshooter Show. Go
with a sure thing Denver's Best roofer Excel Roofing dot com.

Speaker 4 (01:10:54):
You don't pay a cent until your content.

Speaker 1 (01:10:58):
On top of it.

Speaker 5 (01:11:00):
Time for an insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three oh three
nine two zero sixteen twenty two.

Speaker 1 (01:11:20):
Yeah, rip new need advice so you don't.

Speaker 7 (01:11:30):
Have come.

Speaker 2 (01:11:33):
Come run in just as fast as you can. Show
Shooter's gonna help come Man.

Speaker 3 (01:11:40):
Six is The Troubleshooter Show. No Tom Martino, Hi.

Speaker 5 (01:11:46):
Tom Martino, Your troubleshooter three oh three seven one three
talk three oh three seven one three eight two five five.
Welcome to the show, the only show us kind anywhere.
I say it every day and I mean it where
we solve problems. Answer question should taking place make your
life a little easier.

Speaker 4 (01:12:02):
And today is no exception.

Speaker 5 (01:12:04):
If we can help you, we will. Deputy d has
proven that. So this woman's in a condo and dozens of.

Speaker 4 (01:12:12):
Condos around her.

Speaker 5 (01:12:14):
They switch. Here's a short story. They switch trash service.
The new trash service delivers containers, but nothing's been picked
up for weeks. So without further ado, let's figure out
what's going on.

Speaker 14 (01:12:30):
D Well Tom, So, I had a really great conversation
with a gentleman here locally. He's the manager of the
Denver facility, and I was referred to him by their
headquarters out in Texas.

Speaker 4 (01:12:41):
And his name is.

Speaker 14 (01:12:42):
Pat and he's a super great guy. He's fantastic, good, knowledgeable,
he's a stand up dude, and he stands for no
bolge and the juice over there at waste management. So
after I spoke with him, here's what he did. So,
first of all, he set the truck out to pick
up the dumpsters they got dumped. But that didn't immediately

(01:13:04):
and instantly resolve the issue of all these other trash
bags piled up all over the place, right because the
consumers ran out of dumpster space. So I spoke with
Pat a couple of times again today this morning he
sent the crew over there to shovel all the leftover
garbage from the ground into the dumpsters, and then he

(01:13:24):
sent another truck, another garbage truckle out there to dump
the dumpsters.

Speaker 4 (01:13:28):
Again. I love that.

Speaker 14 (01:13:29):
So, you know, Waste Connections, man, they really stepped up there.
I've known of them for a long time. They're actually
a great company. And you know, like anybody, they had
some kind of a glitch in their system. Their system
didn't know that the dumpsters needed to start getting picked up.
But it's not the mistakes you make, It's ninety percent

(01:13:50):
of it. It's how you handle them. And he handled
it great, man. I mean, Pat is just a wonderful
resource for us and for Waste Connections, and man, he
deserves a bonus of private working spot and a promotion.

Speaker 4 (01:14:01):
As far as I went down, how did the consumer report?
She was happy?

Speaker 14 (01:14:05):
Well, she had to go to work this morning. So
I just talked to her a message and said.

Speaker 4 (01:14:09):
Hey, so are they there now doing all of this?
They may have already done that.

Speaker 14 (01:14:13):
I mean, here we are, it's noon, right, and this
was this morning. I mean, garbage companies start work very early.
So if I remember right, he's dispatched the crew out
there probably around nine o'clock or so. And there are
either four or eight dumpster enclosures around this pretty large
condo complex. They're going to clean up all of them.
They're not charging for the cleanup, of course, because it's

(01:14:34):
their fault. They're not charging for the extra lift because
that's also their fault. And pat at Waste Connections did
verify that. Hey, the computer has been programmed correctly. Now
they're going to get their pickups as requested.

Speaker 4 (01:14:46):
Now I want, I mean, hold on, guess what I
get to use? No, guess what I get to play with?
Come on, are you there, Shannon? You want to hear it? Ready?
I finally go it working?

Speaker 7 (01:15:01):
Mark?

Speaker 4 (01:15:01):
Do you remember it's Dragon?

Speaker 5 (01:15:04):
Oh it's I thought now somebody told us we were
going to have Shannon all the time, which did not
make me particularly happy.

Speaker 4 (01:15:11):
But what happened? I thought, he goes since been recent?
Oh so now it changed again.

Speaker 6 (01:15:21):
Now it's Dragon all the time.

Speaker 4 (01:15:24):
No, it isn't. We would never be blessed like that.

Speaker 5 (01:15:32):
Hey, Dragon, I thought you were going over to Fox
at these times?

Speaker 4 (01:15:37):
Who told you that?

Speaker 7 (01:15:38):
Now?

Speaker 4 (01:15:38):
You're here.

Speaker 5 (01:15:40):
Somebody said, we're gonna have Shannon from now on from
ten to two.

Speaker 4 (01:15:44):
So what's the deal. Are we always going to have
you noon to two? It should be all his normal
I don't. I don't know what's going on. Who the
other thing?

Speaker 5 (01:15:55):
Well, then they were lying to me, they were, they were,
they were trumping me.

Speaker 4 (01:15:59):
Kelly was just ill last week.

Speaker 5 (01:16:03):
So Shannon whistling it? Okay, any chance, uh Kachina's going
to Fox.

Speaker 4 (01:16:10):
I'm just kidding three h three much.

Speaker 5 (01:16:15):
So listen, I'm getting a newsletter here from my athletic club,
and I'm trying to figure out what it means and
why I'm getting it.

Speaker 4 (01:16:24):
Actually, they said they wrote to everyone m.

Speaker 5 (01:16:29):
But here's what I want to know, basically, why they
didn't address the main issue. Not the main issue. I'm
so anyway, this is Lifetime. I'm just going to say
like it is. I love Lifetime. They're great. It's a
great run facility, and they have locations all over. No,
I don't get it free from mentioning it, but it
says we're committed to providing exceptional environments programs, blah blah blah.

Speaker 4 (01:16:54):
With this in mind, we wanted to.

Speaker 5 (01:16:58):
Transparency to share the items and reinforce these things. Apparently
they must be having trouble because they want to reinforce
these things.

Speaker 4 (01:17:08):
Here's what you can't do.

Speaker 5 (01:17:10):
Disrespectful remarks toward other members of the staff, or disparaging
personal exussee me, or disregarding personal space boundaries.

Speaker 4 (01:17:21):
What does that mean?

Speaker 5 (01:17:22):
Unauthorized use of club technology? What does that mean? I'm
not reserved for staff taking photos or videos with other
members in the background. They should not be seen, not
presenting a valid membership recard upon registered, entering poor sportsmanship

(01:17:43):
like arguing, or displays of inappropriate behavior language during pick
a ball, occupying fitness equipment.

Speaker 4 (01:17:54):
Oh, oh my god, they did address it.

Speaker 1 (01:17:56):
Oh I didn't.

Speaker 5 (01:17:59):
I didn't see until now occupying fitness equipment while not
actively exercising, including extended phone use between sets.

Speaker 4 (01:18:10):
Thank you Jesus. I was waiting for that.

Speaker 5 (01:18:13):
I Oh, I can't tell you how that pisses me off.
These guys are on the fitness Oh, they're chuckling, and
they have their EarPods in.

Speaker 4 (01:18:24):
They're listening to somebody EI, they're watching.

Speaker 5 (01:18:26):
A video or TikTok, or they're texting someone. And I'm
sitting there waiting six minutes. I finally went up to
the dude and said, listen, while you're on your cell phone,
what do you say you sit on the bench and
I can work out here. Excuse me, I have one
more set.

Speaker 4 (01:18:43):
And I said, then get to it.

Speaker 5 (01:18:44):
I mean, I'm serious, I'm just tired of it. It's
total in consideration, I did not see that one.

Speaker 4 (01:18:51):
They should have put that first and read and read copy. Okay.

Speaker 5 (01:18:55):
Not cleaning or replacing equipment following its use, like re
racking weights and all that dropping.

Speaker 4 (01:19:00):
Or slamming weights. Another one is.

Speaker 5 (01:19:03):
A big workout bags on the floor of the gym,
you bring them to the locker room, right, Junior members
under twelve, not supervised. Lap pool lanes being occupied, but
people aren't swimming. What are they doing anyway, Entering a
class without advanced registration, wearing outside shoes in sauna, steam

(01:19:26):
and massage places. Not wearing shoes or a shirt.

Speaker 4 (01:19:33):
Outside of the locker room.

Speaker 5 (01:19:35):
So they don't so you when you're outside that locker room,
you got to be covered up. They don't want you
walking around shirtless.

Speaker 4 (01:19:41):
These guys.

Speaker 5 (01:19:43):
Basketball tom but they don't do it.

Speaker 4 (01:19:46):
They're not allowed.

Speaker 5 (01:19:47):
You're not allowed to just take your shirt off at
the gym unless you're out at the pool, and God
forbid you would ever do it.

Speaker 4 (01:19:57):
Using chalk on the FI witness floor. Now.

Speaker 5 (01:20:01):
The only time they use chalk is when these old farts,
you know, pass out from.

Speaker 4 (01:20:06):
Working out and they know they're not going to get up.
They use the.

Speaker 14 (01:20:08):
Chalk as a body outline, like the body.

Speaker 5 (01:20:12):
Outline right, No smoking or vaping. Well, I never saw that.
Unauthorized parking in reserve spaces. Now inside the locker room,
not wearing appropriate attire, walking around exposed scratching balls.

Speaker 4 (01:20:30):
No, it doesn't say that, but that's what they mean.

Speaker 5 (01:20:34):
Bending over within four inches of someone's face.

Speaker 4 (01:20:39):
I've had that happen. It's like, come on, man, what
are you kidding me? But four and a half inches
is any better? Tampering with sensors? What on? Oh? Wait
on what?

Speaker 5 (01:20:53):
Placing towels on sensors, Pouring liquid over hot coals, drawing
personal clothes in the saun or steam room.

Speaker 4 (01:21:00):
Oh my god, can you.

Speaker 5 (01:21:01):
Imagine using that to dry cl washing underwaying in the sauna,
steam or hot tubs, using the family locker room when
when not with junior members?

Speaker 4 (01:21:13):
Oh I know, someone guilty of that.

Speaker 5 (01:21:16):
They want to have that private shower and all the
private everything.

Speaker 4 (01:21:19):
Bringing glass onto the pool deck. That could be uh,
that could be dangerous.

Speaker 5 (01:21:23):
Not placing towels in the collection bins when you're done
with them. Engaging in loud disruptive behavior. This would be mark. Hey, hey,
I resemble that, yes see? And uh, misuse of massage
chairs what does that mean?

Speaker 4 (01:21:41):
What? Wait a minute, Oh okay, let's hear your theory
on this one. I don't know. I have a dirty mind.

Speaker 5 (01:21:48):
Misuse of massage chairs. That's not me doing those sound effects.
That's dirty dragon anyway. Not allowing children under twelve in
the whirlpools.

Speaker 4 (01:22:03):
Okay, I love this. I love it.

Speaker 5 (01:22:07):
Thank you for addressing these issues. I absolutely love it.

Speaker 14 (01:22:13):
I'm just going to reach a four inch boundary needs
to be expanded.

Speaker 4 (01:22:17):
What four inch boundary?

Speaker 14 (01:22:19):
Well, this is no bending over within four inches of sign.

Speaker 4 (01:22:22):
Made that up? Oh oh my god, I made that hole.

Speaker 14 (01:22:25):
You made it up and you only went with four inches?

Speaker 4 (01:22:27):
Yeah, I made it forty inches a minimum. I made
it up. Anyway, what's ever on your mind? We want
to help you.

Speaker 5 (01:22:33):
And we got a text here regarding movers. Tom I
got I got into that. They said the move was
going to be three thousand dollars. I put one thousand
dollars down. When the guy came to pick it up,
he said they misquoted and they knew I needed to
get out of there that day, so they said they
need another thousand dollars right then. Okay, so now that's

(01:22:54):
two thousand he paid. The whole move is supposed to
be three thousand, but they said the move was going
to be more. But he thought he paid the extra
or she I don't know if it's here. She by
paying that extra thousand. Then when they got to the location,
the one delivering it says it's going to be eight
thousand dollars. It weighed more than expected, so she paid two.

(01:23:18):
So far she has to pay eight to get her stuff.

Speaker 4 (01:23:22):
That's ten grand.

Speaker 5 (01:23:23):
We got more coming up on The Troubleshooter Show. Three
O three seven one three A two five five Go
with a sure Thing Denver's Best Roofer Excel Roofing dot com.
You don't pay a cent until you're content. Time for

(01:23:44):
an insurance check up free no obligation. In comparison, call
Compass insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate man dot
com to list your home with Remax Alliance three all
three nine two zero sixteen twenty two. Hey Tom Martinez

(01:24:10):
here at three three seven one three talks seven one
three eight two five five. I have a text here
about trash containers in general. When they put a trash
container at a condo and it has a cover on it,

(01:24:30):
does that cover? I don't know why people are asking this.
Does it have to stay closed? Because ours ends up
overflowing all the time. I mean, I don't think there's
a real rule, is there, Dimitri? I mean on that,
I mean, by logic, you would think the covers there
to be covered, right, I.

Speaker 14 (01:24:46):
Mean yeah, if he's talking about the hinged lid on
a dump you should keep it covered, SOT for two reasons.
One is we'll keep the wind from blowing your garbage
you all over the property. And it also helps keep
animals from getting into your garbage and dragging it out
of the dumpster.

Speaker 5 (01:25:00):
All right, But I mean, I mean, if you're going
to complain about this person.

Speaker 4 (01:25:05):
I don't know if it's he or shie. But if
you're gonna complain about this.

Speaker 14 (01:25:09):
And if the dumpster is overflowing, that just means you
didn't order enough service frequency.

Speaker 5 (01:25:16):
Is there a frequency you can order that's just when
it needs it?

Speaker 4 (01:25:19):
Is there such a thing?

Speaker 14 (01:25:20):
Yeah, it's not practical though. It's extremely expensive. So a
typical dumpster pre scheduled might run you thirty forty fifty
dollars per dump but on call service will run you.

Speaker 4 (01:25:30):
Well over one hundred dollars. Hey, Mark, I never asked this.
What do you do for trash service out there?

Speaker 6 (01:25:36):
We've gone through three different ones. The current one we
have is really good.

Speaker 4 (01:25:43):
But do you have a dumpster? Oh?

Speaker 6 (01:25:45):
No, no, no, we have two fifty gallon or whatever
you call them. One of the companies that they actually do,
they actually do curb service out there.

Speaker 4 (01:25:54):
Yeah, so we got curb.

Speaker 6 (01:25:55):
But interestingly enough, I sued our trash company from my
guy two or three years ago, and part of the
lawsuit I wanted to keep their trash cans, so I
don't even pay for the trash cans. I use the
old companies because they gave them to me.

Speaker 15 (01:26:13):
To settle the lawsuit. Oh my god, I know, it's crazy.
I used to have in Franktown.

Speaker 5 (01:26:25):
I used to have a dumpster and they would come
and just do the dumpster and we would put everything
in the dumpster down near the barn.

Speaker 4 (01:26:31):
Oh, that sounds like that would be a pain in
the ass. Honestly, Well, it's.

Speaker 5 (01:26:36):
Kind of, but we had so much trash compared to
a normal household at the time. But that's what we
would do, so I would I would throw it in
the pick up, run down and jump it into the
dumpster and then the dumpster would be dumped. I don't know,
I think it was so big. It was once a month,
maybe once every three weeks whatever.

Speaker 14 (01:26:52):
Yeah, that's really common in rural areas, kind of like
that Sedalia, Franktown, Elizabeth area. You'll see a lot of
people have dumpsters their residential properties.

Speaker 5 (01:27:01):
Yeah, and you hide and we hit it behind the
barn and it was it was you know, it's really
a cool, like, you know, cool way to do it.
And it wasn't that expensive actually at all. Now what
Mark said is true. It's a little more of a
pain in the ass because you're moved, you know, you're
putting stuff in the in the pickup and then running
it down to the barn which is like a thousand

(01:27:21):
foot runway or something three oh three seven one three
eight two five five. And we have someone who said
they don't want to go on the air, but they
do want to know about this.

Speaker 4 (01:27:31):
They want to know.

Speaker 5 (01:27:32):
It's as normal when you do a new furnace, do
they have to punch in that My I had an
old furnace and putting in a new one, and they
said they had to punch a hole in the side
put a fluid for fresh air intake. Now I have
an open flu to my furnace room and it's cold.

Speaker 4 (01:27:51):
Yeah, they do have to do that.

Speaker 5 (01:27:53):
If you go to a certain efficiency and you're upgrading,
you have to have fresh air. So in a furnace,
it's fresh air return I excuse me, not return fresh air,
combustion air. So it's what your furnace uses to breathe
rather than taking from the inside of the house. Now,

(01:28:15):
the thing is they want you to have fresh air
coming in, and that fresh air usually comes in, goes
down and sits at.

Speaker 4 (01:28:23):
The side of the bottom of your furnace.

Speaker 5 (01:28:26):
Okay, Now, then you also need and I think everyone
knows this. Adequate return air. One of the biggest faults
in home HVAC systems, the one that cuts down efficiency
the most, is.

Speaker 4 (01:28:44):
Not enough return air.

Speaker 5 (01:28:48):
You have a lot of ducks feeding out, But think
about this, if you have a lot of duct work
and a lot of registers feeding out into the home.

Speaker 4 (01:28:59):
If you don't don't have a balanced.

Speaker 5 (01:29:02):
Return air system, your system is being choked down the
same as if it had a lot of return air
but not a lot of vents or registers, you know,
or ductwork. So think about your furnace as a breathing machine.

Speaker 4 (01:29:19):
It takes outside air.

Speaker 5 (01:29:21):
And it turns it into you know, and that's what's
you used to make the fire, the flame and to combust.
Then that's fed out the flu. So that's a closed system.
You take outside air and it goes out the flu. Okay,
that has nothing to do with the heated air in
your house. Now, the heated air in your house goes
out through the ductwork into your home and back through

(01:29:46):
the return like a big circle, right, But if that
circle is is.

Speaker 4 (01:29:51):
Choked at any point, it cuts.

Speaker 5 (01:29:54):
Down the efficiency of your furnace can be up to
fifty percent. There was a company years ago that promise
to increase the efficiency of most furnaces, and they charge
a flat rate, and they said they'll do an estimate first.
To excuse me, they'll do an examination to see if
you need their service. They were simply doing, and they

(01:30:17):
were amazingly popular. They were simply going out to homes
to see if they had enough return air and that alone.

Speaker 4 (01:30:26):
Helped sometimes.

Speaker 5 (01:30:30):
Fifty more efficiency or or more effectiveness, not necessarily efficiency,
but effectiveness in getting all of that return air where
it should be. So that is a pretty cool thing,
is checking that you have complete circulation. Sometimes you don't

(01:30:51):
even need a new furnace and you're wondering, why are
the register not pushing out enough?

Speaker 4 (01:30:55):
Well, if you have an.

Speaker 5 (01:30:56):
Air tight house or close to airtight and you don't
have enough return air, you're gonna get choked down with
air movement being thwarted.

Speaker 4 (01:31:08):
I'm Tom Martino.

Speaker 5 (01:31:09):
We got more coming on three oh three seven, one, three, eight,
two five five. Go with a sure thing Denver's Best
roofer Excel Roofing dot com.

Speaker 4 (01:31:22):
You don't pay a cent until you're content.

Speaker 5 (01:31:27):
Time for an insurance check up free, no obligation in
comparison call Compass Insurance, paying too much your coverage at
dozens of insurance companies.

Speaker 4 (01:31:35):
Find out now three oh three seven seven to one.

Speaker 5 (01:31:38):
Help you'll think you're his only customer when you choose
Frank durand the real estate man dot com to list
your home with Remax Alliance three oh three nine two
zero sixteen twenty two. Hey Tom Martino here, Cherry, what's

(01:31:59):
going on with your son's employer?

Speaker 4 (01:32:01):
Hi, Jerry.

Speaker 8 (01:32:03):
Well, he's harassing, he's bowling, he's he's not following his
contract at all, his Breech contract.

Speaker 4 (01:32:13):
And he tells me, let's talk about it.

Speaker 5 (01:32:15):
How long has your son been How long has your
son been working there?

Speaker 8 (01:32:21):
How long has he been working for a couple of
years at least longer than that.

Speaker 4 (01:32:27):
And what does he do? What kind of job is it?

Speaker 8 (01:32:29):
He is an armed security guard?

Speaker 5 (01:32:35):
Okay, And you said that his employer is doing things wrong.

Speaker 4 (01:32:41):
List him for me.

Speaker 8 (01:32:43):
Well, one thing, he's his contract is for Colorado Springs,
and he keeps and he's licensed for Colorado Springs. H
he keeps sending him to Denver to work in Denver site.
He is not licensed in Denver. He's his contract says
he's going to be strictly in Colorado Springs.

Speaker 5 (01:33:04):
When you say his contract, Jerry, Jerry, do you mean
your son's contract with his employer or the employer's contract
with the client.

Speaker 8 (01:33:15):
No, it's it's Stephen's contract with the owner of the business.

Speaker 4 (01:33:22):
Okay. And so why doesn't Stephen quit?

Speaker 8 (01:33:28):
Well, he has tried.

Speaker 5 (01:33:30):
And I'm not saying I'm not saying that's the only solution.
I'm just asking why doesn't he look for a better
job somewhere he has?

Speaker 8 (01:33:39):
And when he does, then this boss comes along and
black ballsam and tells these people craziness, and then so
he loses the opportunity.

Speaker 4 (01:33:49):
And he's really.

Speaker 5 (01:33:50):
Like, what what does the does your well that that's
against the rules, Jerry, is your son? Does your son
have evidence that he's been blackballed?

Speaker 8 (01:34:01):
Yes, he said, if he needed to, he could end
up in court with him with the information that he's
been keeping. Well, when somebody offers him a job, then
he goes ahead, and then they'll come back and say, oh, well,
we've talked to your previous employer and he's telling us

(01:34:22):
this is and this, so we can't hire you.

Speaker 4 (01:34:25):
So it's oh, wow, is that's wrong?

Speaker 8 (01:34:30):
Absolutely?

Speaker 4 (01:34:31):
It is that is good. Yeah, so your son's been
there two years.

Speaker 8 (01:34:36):
Right, at least at least I can't remember exactly what did.

Speaker 4 (01:34:40):
He do before? What did he do before that?

Speaker 8 (01:34:42):
Jerry, he was working well armed security guard for a
different company that is no longer okay, in business.

Speaker 5 (01:34:52):
So I'm curious when has your son ever thought about
going into the police. Has your son ever thought about
going into the police academy?

Speaker 8 (01:35:03):
He has, but they need a college and he hasn't
been to college. He hasn't. He's just got a high school.

Speaker 5 (01:35:10):
Okay, I didn't realize college education. Where's a prerequisite for
the police academy?

Speaker 11 (01:35:17):
That's your son should definitely go to Aurora and Denver's
desperate for police recruits and you only need high school education.
That's a great career. Aurora, Denver, Denver and Aurora. I
just that their stuff the other day. They're desperate for

(01:35:37):
people to fill their academy and you only need high
school or a deed. I get out of that.

Speaker 4 (01:35:44):
And not only that, how old is your How old
is your son?

Speaker 8 (01:35:48):
They will be forty in December?

Speaker 4 (01:35:52):
All right? What were you gonna say?

Speaker 5 (01:35:53):
So?

Speaker 14 (01:35:53):
Not only do most police departments do not require degree,
there are community colleges, like what's the big one over
there in Santa Fe. You can actually major, you can
actually major in police academy over there. They even have
mock up police cars. They drive all over the parking
lot and do that kind of stuff. And uh, that's
that's a really good option. If he can't get hired directly,

(01:36:16):
he can fund his own police academy at a Rapo
community college.

Speaker 8 (01:36:21):
Okay, he's got at this place where he understand.

Speaker 5 (01:36:25):
But but the the issue at hand is this, Jerry,
I think what you're asking us is is there anything
you can do about it?

Speaker 4 (01:36:32):
Well, if he has an employment contract.

Speaker 5 (01:36:35):
If he has an employment contract, I mean, did he
ever bring up to the boss you're violating the contract?

Speaker 8 (01:36:44):
Oh yes, oh yes, And he says, well, it says
what I wanted to say, So in other words, I
can change it by the way I wanted to say.

Speaker 5 (01:36:54):
Well, he kind of can, but he can't. Let's just
be logical, Jerry. Let's say your son sued this guy
for breach of contract. Because when you have a contract,
there is something called breach of contract when they're not
honoring it.

Speaker 4 (01:37:14):
What would your son in order to have any.

Speaker 5 (01:37:17):
Effective lawsuit for a breach, you have to have losses.
So I'm just playing a game here, like a logic
game here or a scenario game. What would your son's
losses be as a result of this breach?

Speaker 4 (01:37:34):
What did your son lose?

Speaker 8 (01:37:40):
I'm not sure exactly how to answer that he would
be able to get a decent job somewhere else for one.

Speaker 5 (01:37:47):
Well, hold on, hoh wait, wait wait, Jerry, hold on,
hold on, you bring up a good point. So what
you're saying is this, if he wasn't employed here, he'd
be able to get better job somewhere else. So are
you saying he would have to sue him in order
to find a better job somewhere else?

Speaker 4 (01:38:06):
Probably? So why is that? Tell me? I never heard
of a job like that.

Speaker 5 (01:38:12):
So you're saying to me, Jerry, that your son Steven
cannot go out and find a better job without suing
his current employer.

Speaker 8 (01:38:22):
Well, he could, but then he would be blackballed.

Speaker 5 (01:38:27):
Oh that's the part you're saying.

Speaker 4 (01:38:30):
In other words, in order to.

Speaker 5 (01:38:32):
Stop that, he would have to leave the guy and
threaten to sue him or sue him to keep him
from doing false reports. Why does why is this employer
such a jerk?

Speaker 4 (01:38:46):
Well?

Speaker 8 (01:38:46):
That's a good question. When he first went.

Speaker 5 (01:38:49):
To work, does the employer have other Does the employer
have other people.

Speaker 4 (01:38:53):
On the payroll?

Speaker 8 (01:38:55):
Oh, yes, there are several officers.

Speaker 4 (01:39:00):
And are they in agreement with your son?

Speaker 8 (01:39:04):
Some are, some aren't. And they're all scared to death
of this guy.

Speaker 4 (01:39:10):
Why are they scared?

Speaker 8 (01:39:13):
Well, he thinks he's got powers to do all sorts
of things, keep them from finding another job, blackballing them
with other companies. Yeah, he changes schedules midshift. He'll call
him while he's on work. I've changed your schedule. You're

(01:39:33):
going to work until this or you need to go
over to this other site, and he and threatens him.
If you don't, you're fired. And he has him working
anywhere from twelve to eighteen hours a day time.

Speaker 14 (01:39:51):
I got a way to short circuit this whole problem, Jerry.
I think there are two things I'd like to tell you.
One is, as you already know, your son needs to
get out of there. But your son has a much
bigger problem that I didn't hear you or anyone else
raised during this conversation. If he's working as armed security
in Denver without a license in Denver, he's going to

(01:40:14):
get busted with very serious criminal charges. It might even
be a felony, So he needs to stop doing that. However,
if he has a record. So the final thing I'll
say is, I think he has a bargaining chip here
with this crummy boss, which is to threaten to go
to the Denver City government and turn in his crummy

(01:40:37):
boss for sending unlicensed armed security guards into the city
of Denver.

Speaker 4 (01:40:43):
And your son can offer.

Speaker 14 (01:40:44):
His boss this option if you blackball me again. Here's
the phone number I'm gonna call, and here's the affidavit
I'm gonna file with the City of Denver. So I
better not get another back, you know, black mark on
my record from you. And then he needs to quit
and walk out.

Speaker 7 (01:41:00):
Okay, okay, but God.

Speaker 14 (01:41:02):
Forbid he gets busted in Denver without a license, there
goes his long career.

Speaker 7 (01:41:07):
He'll do concerned, And so I would.

Speaker 14 (01:41:12):
Use this bargains as a bargaining chip with his boss.

Speaker 8 (01:41:16):
Yeah, he sends him up there every Sunday. He's up
there every Sunday.

Speaker 14 (01:41:20):
If that was me, I would quit today and send
this email to the boss. Definitely, I wouldn't have that
conversation in person with a dangerous man but I would
do it on a recorded phone call or via email
and promise to turn him in if there's one more
black mark on his reference record.

Speaker 5 (01:41:39):
Okay, that's a good that's some good advice. But but
suing is never gonna work. It's going to be too expensive. Now,
he might have an attorney write a letter saying, you know,
as my client tries to find a job, if you
blackball him, we're going to sue you for whatever.

Speaker 4 (01:41:54):
But and that might do it. I don't know how.

Speaker 5 (01:41:56):
I don't know how big of a jerk this guy
is or whatever. And I'm surprised that the employers, the employees.

Speaker 4 (01:42:04):
All take it.

Speaker 5 (01:42:05):
If I was him, I would definitely get another job,
though I would.

Speaker 4 (01:42:09):
You're never going to make this guy do the right thing.
How much does he make a year?

Speaker 8 (01:42:17):
Well, it's about thirty six dollars a month?

Speaker 5 (01:42:23):
You mean net or gross? Is that after taxes and everything?

Speaker 13 (01:42:31):
After tax?

Speaker 7 (01:42:32):
Yes, after taxing, so.

Speaker 5 (01:42:35):
He makes about sixty rand probably, yeah, sixty sixty five.

Speaker 4 (01:42:43):
Okay, what do police officers start at? Do we know, Tom?
Do we know?

Speaker 8 (01:42:48):
You have no idea? Yeah, Jerry, I don't have any idea, Jerry.

Speaker 4 (01:42:53):
If this is bo if your son just goes over.

Speaker 11 (01:42:56):
And signs up for the Denver Police Academy just to
go to the academy. Denver's paying thirty three dollars an
hour to go to the academy. Back in the day,
you had to donate your own time, which is around now.

Speaker 4 (01:43:09):
Not only that, but here's the police.

Speaker 5 (01:43:12):
The police academy is not going to ask the former
employer think what they think of him.

Speaker 4 (01:43:17):
I don't think so because they're desperate for officers.

Speaker 5 (01:43:19):
And I think no, no, no, not because they're desperate.

Speaker 4 (01:43:22):
Not because they're desperate. They'll do their own background check.

Speaker 5 (01:43:26):
They don't care about what somebody says about him.

Speaker 4 (01:43:30):
That's what I would do.

Speaker 8 (01:43:32):
He doesn't smoke, he doesn't drink, he's got his little daughter.

Speaker 5 (01:43:36):
Well, what fun is he? He doesn't sound like any fun, Jerry.

Speaker 14 (01:43:42):
That's another reason not to show up in Denver with
a gun without a license.

Speaker 5 (01:43:46):
Yeah, hey, listen, Jerry, just really try try the police academy.

Speaker 4 (01:43:52):
Let us know how it works out.

Speaker 5 (01:43:53):
Three oh three seven one three eight two five five. Brant,
you're up next right after this about capital gains taxes.
Go with a sure thing Denver's best roofer Excel Roofing
dot com.

Speaker 4 (01:44:08):
You don't pay a cent until you're content.

Speaker 5 (01:44:13):
Time for an insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hey Tom Martino,

(01:44:39):
your troubleshooter three O three seven one three talk seven
one three eight two five five. Brent has a question
on Capital Games. Go ahead, Brent, what's going on?

Speaker 7 (01:44:49):
Yeah, hi, com, I just sold a house and oh
can you hear me?

Speaker 4 (01:44:55):
Yes? I can?

Speaker 7 (01:44:57):
Okay, I just sold a house and uh, just I'm
not going to be putting the money from the house
into another property for a couple of years. And I'm
just kind of curious on you.

Speaker 4 (01:45:07):
Know that, how much did you hold on?

Speaker 5 (01:45:09):
If you if you take your basis that's the price
of the house you paid and any permanent improvements, what
does it add up to your basis?

Speaker 7 (01:45:20):
So does it? Because I had an all in one
loan on the house also which I bought some property
on this It doesn't matter what the loan is.

Speaker 5 (01:45:27):
I need to know if you take the raw purchase
price and all of the permanent improvements.

Speaker 4 (01:45:33):
Roughly, what is your basis?

Speaker 7 (01:45:36):
When you say basis, I mean how much am I gonna?

Speaker 5 (01:45:39):
Okay, let's say let's say you bought the house for
five hundred thousand, and let's say you put one hundred
thousand into improvements like carpeting and windows and other stuff.
That would be a six hundred thousand dollars basis.

Speaker 4 (01:45:53):
What would your basis be in this house.

Speaker 7 (01:45:54):
Approximately about three hundred and ten thousand, And what.

Speaker 4 (01:45:59):
Did you say?

Speaker 5 (01:46:00):
Sell it for seven sixty five? Are you married filing jointly?

Speaker 3 (01:46:14):
Yes?

Speaker 5 (01:46:16):
And do you both have that as your primary residence?

Speaker 7 (01:46:20):
Yes?

Speaker 5 (01:46:22):
Then you have no tax to pay. Ever, you don't
have to do anything with the money. I can fill
in the details right after this. Go with a sure
thing Denver's Best roofer Excel roofing dot com.

Speaker 4 (01:46:34):
You don't pay a cent until you're content.

Speaker 5 (01:46:40):
Time for an insurance checkup free no obligation comparison call
compass insurance paying too much your coverage at dozens of
insurance companies find out now three O three seven seven
to one help. You'll think you're his only customer when
you choose Frank durand the real estate man dot com
to list your home with Remax Alliance three oh three
nine two zero sixteen T twenty two.

Speaker 1 (01:47:05):
Ripped up new It needed that so you don't have to.

Speaker 7 (01:47:13):
Run.

Speaker 1 (01:47:14):
Just as fast as you can.

Speaker 2 (01:47:17):
Shooter's gonna help.

Speaker 3 (01:47:18):
Come Man Dix is the Troubleshooter show.

Speaker 4 (01:47:23):
No Tom Martino. Hey, I'm Tom Martino.

Speaker 5 (01:47:27):
You're troubleshooter at three all three seven one three Talker
is the number. We are talking about problems, question complaints, making.

Speaker 4 (01:47:33):
Your life a little easier, and we will do it.
You call, we help and we try to help a lot. Now.

Speaker 5 (01:47:38):
Brent said, hey, man, I bought my house, put some
improvements into it. I got a basis of about three
hundred and ten grand I sold it for around seven ten.
I'm gonna have four hundred thousand dollars and I'm not
gonna reinvest it in another house.

Speaker 4 (01:47:51):
Right now?

Speaker 5 (01:47:52):
What do I do about the taxes, to which I
told him, if you're married, filing jointly, it's your home,
both of your home or one declares that one. What
I'm saying is a married couple can use their primary
residence for a one time.

Speaker 4 (01:48:08):
No, it's not even a one time.

Speaker 5 (01:48:09):
It's an exclusion of five hundred thousand dollars in capital
gains on primary residences once every two years. So you
got to live in it in two of the past
five years. That's all that's required. If you lived in
that house for two of the past five years, you
get to sell it and make as much money as
you want up well, but you get a five hundred.

Speaker 4 (01:48:29):
Thousand dollars exclusion.

Speaker 5 (01:48:31):
So if you had six hundred thousand in gain, you
would only pay on one hundred thousand taxes.

Speaker 4 (01:48:39):
Got that?

Speaker 9 (01:48:43):
Yes?

Speaker 4 (01:48:43):
Are you there print yep?

Speaker 7 (01:48:45):
I'm here, good till all right. So when you have
to when you do your taxes, do you have to, like,
I guess, justify everything that you put into it. I
lived in it for sixteen years and did a ton
of work to it. You have to like have receiveds
like that just for tax purposes. I don't think you
have to show the improvements.

Speaker 1 (01:49:08):
I don't need you. I don't know anything.

Speaker 4 (01:49:10):
I don't I'm not sure actually I'm not.

Speaker 5 (01:49:12):
Actually yeah, hello, hello, yeah, okay, I'm here, I'm here.

Speaker 4 (01:49:20):
I'm sorry I pressed the button. My mistake. I'm not sure.
The answer is if you do an informational return on that?

Speaker 5 (01:49:28):
Let me check, Mark. Do you know do you have
to file anything when you sell a house?

Speaker 4 (01:49:32):
I don't think so. I mean, my accountant would handle that,
but I don't think so. Man, I don't think so either.

Speaker 5 (01:49:39):
But maybe they did, because when I sold my condo
and I did make more than five hundred, I did
have to pay a tax, and he did have to
do a return. But in order to figure out if
I had a tax, he had to do the return.
So actually we'll find out for you.

Speaker 7 (01:49:58):
Okay, so it does all. Okay, the quick question, I
appreciate it.

Speaker 4 (01:50:02):
But do you have a do you have any?

Speaker 6 (01:50:04):
I think once again, that's all gonna be your accountant.
I don't think like the closing company sends anything to
the irs for example.

Speaker 4 (01:50:13):
No, no, no, I don't think so either, Mark.

Speaker 5 (01:50:15):
But I'm saying, is it required that you do an
informational return on the sale?

Speaker 4 (01:50:20):
I you know what? Why don't we just ask Eric?
He'll know. Yeah, let's do that.

Speaker 5 (01:50:28):
So let's just call Atlas CPS and find out it
says here, though my boyfriend said that on a primary
residence you may you not have to do it depending
on your gain.

Speaker 4 (01:50:42):
Okay, here's what it says.

Speaker 5 (01:50:44):
If you anticipate a gain, you have to file the form.

Speaker 4 (01:50:50):
That's that makes sense.

Speaker 5 (01:50:51):
Yes, so you really your accountant would know. You would
know roughly, Hey, am I going to go over this
or not? It is don't being audited, and.

Speaker 6 (01:51:03):
This isn't necessarily for this caller, but people listening remember
anything you put in to like like a new furnace,
a new roof. Anything you put in should add to
your basis. So even if you're pretty close, if you
think of all the money you put in, you're probably
not there.

Speaker 4 (01:51:22):
And a lot of.

Speaker 5 (01:51:23):
People fudge that because they don't ask for proof.

Speaker 4 (01:51:28):
If you're audited, you'd have to show proof.

Speaker 5 (01:51:31):
But if you say, I put three hundred thousand of
improvements into a home.

Speaker 4 (01:51:35):
Now, by the way, I'm not winky winky.

Speaker 5 (01:51:38):
Suggesting you do this, but if you ever did that,
they don't ask for receipts unless you're audited, then you
would able to show it.

Speaker 6 (01:51:45):
The big one now, I mean a roof of course
is a big one. But think about a new furnace.
You put a new furnace in ac in my god,
that's like twenty grand nowadays.

Speaker 4 (01:51:55):
Just make sure to add that to the basis. Now,
I got a try be a question for you.

Speaker 5 (01:52:02):
Let's say the roof costs you one hundred thousand dollars,
but it didn't cost you one hundred thousand because insurance paid.
Would it get added to your basis?

Speaker 6 (01:52:17):
Some of it would like the deductible basically what any
cost that you had outside of insurance.

Speaker 5 (01:52:25):
Yeah, but if you paid for the insurance, I don't Hey,
I agree, Listen, man, Technically I think I'm right, meaning
if insurance pays for it, I don't think you're supposed
to add it.

Speaker 6 (01:52:37):
But honestly, I bet a lot of people fudge it. Hmm,
Well what do you think? Okay, I'm as do you think?

Speaker 4 (01:52:49):
I don't know.

Speaker 5 (01:52:50):
I think it would not be because I think they
always say substance overform, meaning whatever happened.

Speaker 4 (01:52:56):
Here's what it says under the IRS dot.

Speaker 5 (01:53:00):
Of if insurance paid for the roof, it does not
get it does not I'm paraphrasing, it does not increase
your basis. Capital improvements are money are things you paid for?
Acquisitions selling cost, you have to add back in depreciation. No,
you don't add back in I'm sorry you have. If
you depreciated any part of your house for home office,

(01:53:22):
that counts against you because it comes off if you
paid out of pocket.

Speaker 4 (01:53:26):
For the roof. So Mark, what you said is right.

Speaker 5 (01:53:28):
You're deductible anything you paid would be, but not anything
that's reimbursed to you.

Speaker 6 (01:53:36):
Yeah, that makes sense, but once again that's kind of
a you know, I bet a lot of people fudge that.
But if you get an upgrade, go to like a
roof that costs more expensive, you could definitely write out
the difference or write off.

Speaker 5 (01:53:51):
Now speaking of ABS, no one was speaking of ABS,
but I wanted to bring something up.

Speaker 4 (01:54:00):
This happened to come through an.

Speaker 5 (01:54:01):
Email about a machine and they want to know if
it's real. And then Deputy d happened to say, by
the way, I know someone who has this machine in
our clinic and it for sure works. And I've always
been skeptical. Again, some that work in some that don't.
All that work, all that don't. Have you heard now,

(01:54:24):
I'm not going to give the name of the machine,
but this particular machine is hundreds of thousands, but there
are variations down to around the two grand, and then
of course there are just cheap knockoff belts that This
is not a belt. Now, I'm talking about a machine
that twitches your muscles in your abs and in your

(01:54:49):
abductor not your abductors, your abs and your obliques, sometimes
your buttocks, and it claims it stimulates the muscle exactly
like if you were doing core exercises, exactly like it,
so you can literally get the equivalent of a thousand

(01:55:10):
push ups by one session.

Speaker 4 (01:55:13):
Do you believe it? What do you think?

Speaker 9 (01:55:18):
I think that's been debunked down times, Tom.

Speaker 5 (01:55:22):
Now I know the belts have, Doc, these stupid little
vibrating belts, okay, and then the the other things that
you've seen like that, you know, the vibrating belts, and
but that's all I'm gonna call them, bribe vibrating belts
or pads. This is not what I'm talking about, Doc.

Speaker 9 (01:55:43):
I'm talking about a machine the electrical stimulation, you know what, Tom?

Speaker 5 (01:55:48):
Yeah, And it's not just like not like a tends.
I mean, it's way more intense.

Speaker 9 (01:55:54):
Again okay, okay, I'll look it up and they find
some soarch on it.

Speaker 4 (01:56:01):
Yeah.

Speaker 5 (01:56:01):
Try now, I don't know if they've done clinical trials actually.

Speaker 4 (01:56:06):
But they claim that they literally.

Speaker 5 (01:56:11):
Will burn fat, stimulate muscle, and can give you a
six pack for God's sakes. Now, I mean to me,
if that truly works, that's pretty damn cool if it
actually works. Three oh three seven one three talk seven

(01:56:32):
one three eight two five five What do you think
I want to know? Coming up on the Troubleshooter show
Right after this, go with a sure thing Denver's Best
roofer Excel Roofing dot com. You don't pay a cent
until you're content. Time for an insurance check up free,

(01:56:57):
no obligation. In comparison, call Compass Insurance paying too much
your coverage at dozens of insurance companies find out now
three all three seven to seven to one help. You'll
think you're his only customer when you choose Frank durand
the real estate Man dot com to list your home
with Remax Alliance three oh three nine two zero sixteen
twenty two. Hi Tom Martinez here three all three seven

(01:57:25):
one three talks seven one three eight two five five.
So I was doing some research on this M sculpt
machine and others as in general M sculpt body sculpting.

Speaker 4 (01:57:40):
Anyway. Some of them are called the ms.

Speaker 5 (01:57:42):
And they're saying that there are some clinical studies that
show modest improvements reduction of fat by two millimeters or
three millimeters, an increase of muscle of two millimeters thickness,
and they're actual clinical trials, but they said that when
combined with cryo therapy, they've had better results. The thing is,

(01:58:06):
can anything really take the place of exercise? If you
think about the technology. When you do an ab crunch,
sit up, or any kind of AB, any kind of
an ab muscle workout, you're engaging the muscle.

Speaker 4 (01:58:26):
So when you engage the muscle, it tightens up.

Speaker 5 (01:58:29):
Then you loosen the muscle, tighten up, loosen, tighten up,
loosen right, sit ups, crunches, whatever. So if you do
that electrically, why wouldn't that Why wouldn't that have the
same exact effect if you artificially tighten up that muscle,
hold it, and then release it. Doesn't it seem logical

(01:58:52):
to you that it would still exercise that muscle or not.
I know, it sounds too good to be true, and
a lot of people are. You know, that's what America
is about looking for shortcuts.

Speaker 4 (01:59:03):
But it seems to.

Speaker 5 (01:59:04):
Me that that type of thing can actually.

Speaker 4 (01:59:13):
Work.

Speaker 5 (01:59:15):
Again, it's hard to find anything solid and when. And
here's something about the FDA that you really need to know.

Speaker 4 (01:59:24):
So many say.

Speaker 5 (01:59:25):
FDA cleared or FDA approved, but you have to look closer.

Speaker 4 (01:59:35):
There's an FDA approval.

Speaker 5 (01:59:38):
For a particular purpose, and then there's an FDA approval meaning.

Speaker 4 (01:59:46):
It won't probably kill you. Two different ones.

Speaker 5 (01:59:50):
One is called GRASS for short, generally recognized as safe.
That's a GRASS approofal. So it's not saying it's going
to work. It's saying it's generally recognized as safe, but
beware of the other approval because it can also be misleading.

(02:00:14):
Fit for a particular purpose. Well, what if you wanted
approval for this saying it engages.

Speaker 4 (02:00:29):
Abdominal muscles, That would be one hundred percent true.

Speaker 5 (02:00:35):
So you could actually have an FDA approval and this
machine would be found effective for engaging abdominal muscles. It
would not necessarily build those muscles, strengthen those muscles, or
do any other part of that, but it would be
effective in.

Speaker 4 (02:00:55):
Engaging the muscle.

Speaker 5 (02:00:56):
So, for some reason you needed to engage that muscle,
this machine will engage that muscle. But what's the end
result of engaging that muscle. Is it a firmer muscle,
a bigger muscle, a sculpted muscle. That's where you get
into the real FDA approvals where it is found to be.

Speaker 4 (02:01:20):
What effective.

Speaker 5 (02:01:24):
Effective for blank blank blank, Like blood pressure medicine effective
for the reduction of blood pressure. That's pretty clear, right.
Generally approved is safe would be aspirin. Effective would be
telemisartan or whatever. It would be a blood pressure medicine.

(02:01:50):
And what about though the difference a big difference. So
when you're shopping, be really really careful, but do they work?
I would love to hear. I, by the way, like
anecdotal evidence. Anecdotal meaning it comes from the user, because

(02:02:12):
even though clinical trials might say one thing or another,
or the FDA might be skeptical about something, if people
that you believe and can trust actually say it works
to me, that's important.

Speaker 4 (02:02:27):
If enough people say that.

Speaker 5 (02:02:29):
What you have to be careful of with anecdotal evidence.

Speaker 4 (02:02:34):
There are a few things you need to be clear of.

Speaker 5 (02:02:36):
And Mark and I ran into this anecdotal evidence. You
have to be skeptical if the subject given giving the
evidence or the anecdotal experience.

Speaker 4 (02:02:51):
Wants to please the provider.

Speaker 5 (02:02:56):
That can happen for some reason or another. They want
to please the provider. That's dangerous and that happens, and
how do you do that? Providers can have an undue
influence on them. Mark and I one time saw a
guy he claimed on the radio he could cure pain

(02:03:19):
in less than what three minutes?

Speaker 6 (02:03:22):
Mark, Yeah, it was so ridiculous. Yeah, we brought him
into the.

Speaker 5 (02:03:27):
Studio, right, that's right, we did because he was he
was absolutely adamant, and he said he had all of
the anecdotal proof.

Speaker 4 (02:03:37):
Who would say, yeah, yeah, yeah.

Speaker 5 (02:03:39):
So we brought someone in that did not know him,
an older woman in her eighties with a shoulder problem,
and as she took that, he took that woman in
another room and I observed, but I noticed what he
was doing. Now, I don't even think he was doing

(02:04:00):
this consciously. I don't think this guy was a scammer.
He wasn't making any money off of this. He just
claimed to have this breakthrough technology where he would do
some kind of movements and everything and then say, okay,
now you're out of pain or whatever.

Speaker 4 (02:04:16):
I forget exactly.

Speaker 5 (02:04:17):
There were certain things he would do, and it took
about three minutes or less, and then he'd ask the person.

Speaker 4 (02:04:24):
Are you Are you any longer in that pain? Now?

Speaker 5 (02:04:28):
This woman was about to say no, and I said
to her, and I watched the process, and what he
was doing is ingratiating or he was in a way
love bombing this woman. I don't mean romantically. He was

(02:04:48):
planting seeds of I really want to help you. This
is really going to help you. Please let me know
I'm effective, because this is my mission in life to
help people.

Speaker 4 (02:05:03):
So this woman was.

Speaker 5 (02:05:04):
Actually wanting him to be happy with his procedures, even
though because she figured, you know what, in the long run, what.

Speaker 4 (02:05:18):
Is it going to hurt me?

Speaker 5 (02:05:18):
If I tell him I'm feeling good, it'll make him
feel good. So she was actually looking to please the provider.
This is very dangerous in anecdotal medicine, very dangerous.

Speaker 4 (02:05:33):
Or anecdotal evidence.

Speaker 5 (02:05:34):
So I then quizzed her and I said, let me
see her shoulder, and I proceeded to yank the help. No,
I did I know, So I said, let me see,
now where was the pain? Now you're telling me there's
no more pain. When he left the room, he goes, well, yes,
it still hurts. I said, well, doesn't hurt as much?
He goes, I'm not sure, Dear. The truth is it

(02:05:58):
was still hurting her, and he did nothing, and we
went over it with other people who walked in, and
he could not produce results.

Speaker 4 (02:06:10):
One time when I told him.

Speaker 5 (02:06:13):
To engage in conversation about your life and your mission,
just stick to the procedure, did you find were you fascinating.

Speaker 4 (02:06:25):
Mark at that whole procedure? Yeah?

Speaker 6 (02:06:29):
I think the only part I differ from you is
I think the guy knew he was a I don't
want to say a scammer, but he knew. We can't
just go out and heal people. That's insane anyway.

Speaker 5 (02:06:44):
That happens with faith healing too, by the way, people
want to really impress their fellow their fellow believers, or.

Speaker 4 (02:06:50):
The one given giving the healing. Oh way are you say,
and you don't believe in any form of faith healing?

Speaker 5 (02:06:57):
Ever, I'm saying it's way more rare than I think.
When it does work, it's the person doing it for themselves.
Now they might use the power of God inside them
and all that. I'm not going to ever dispute someone's belief,
but I don't think it's the practitioner at all.

Speaker 4 (02:07:17):
Huh, interesting, I don't.

Speaker 5 (02:07:19):
I don't think it's the Practitioneruse I.

Speaker 4 (02:07:22):
Think there's some power in a lot of prayer. I
don't e've got that's biblical call. I mean, I, okay, go.

Speaker 6 (02:07:27):
Ahead, what if you if you got if you got
a million people all thinking the same thoughts, good wishes,
prayers for a certain individual, or even uh anything, I mean,
I would think there's got to be some pality say prayer.

Speaker 5 (02:07:42):
I didn't say prayer. I didn't say prayer doesn't work.
I was talking about healing faith healing, and I didn't
say that didn't work either. I said it's the person
doing it. But I don't know about what you're asking about.
Prayer is a whole different topic. That's that's harnessing of energy. Yeah,
I do believe that works. I believe it works for sure.

(02:08:03):
But here's what I here's what I don't believe. I mean,
it's weird and this is only what I believe. Whatever
other people believe, more power to you. I will never
criticize what you believe. I mean, if you try to
sell it or something, I might have something.

Speaker 4 (02:08:16):
To say about it. At the effectiveness.

Speaker 5 (02:08:18):
But bottom line is when you do the prayer thing,
Let's say you pray for someone to be saved, or
you pray for someone to change their ways, or someone
to come to.

Speaker 4 (02:08:29):
The realization of this or that.

Speaker 5 (02:08:31):
See if that person doesn't want to change, or if
that person doesn't want to by praying for them without
them knowing it, in my opinion, that prayer is going
to fall on empty ears. I mean, if that person
across the room doesn't know I'm praying for them.

Speaker 4 (02:08:48):
To do something, how is that?

Speaker 5 (02:08:50):
How are they ever going to harness any energy to change.

Speaker 4 (02:08:55):
Especially if they're drug addicts or.

Speaker 5 (02:08:56):
They're stealing and lying and cheating or violent. Can praying
for them, you know? I mean, you might pray for
mercy and say, you know, I don't know, but I
don't see how that third party kind of prayer works.
Now that person prays, help me change, help me get
off drugs, help me be.

Speaker 4 (02:09:14):
Less violent, that's a whole different story.

Speaker 5 (02:09:16):
That's just my own personal belief, by the way, and
I and again, I don't want to disrespect anyone's belief.
On that bill, what's happening Bill Well?

Speaker 16 (02:09:28):
Tom Good?

Speaker 17 (02:09:29):
Question on some money, Yes, what's going on on your
uninsured or underinsured motors coverage?

Speaker 5 (02:09:40):
Yes?

Speaker 7 (02:09:40):
Now, is that required on every vehicle?

Speaker 5 (02:09:44):
It's not required at all on any It's not required
on any vehicle.

Speaker 4 (02:09:48):
Hang on, I want to talk.

Speaker 5 (02:09:49):
About that because this is a very important question you
bring up three three seven one.

Speaker 4 (02:09:53):
Three eight two five five.

Speaker 5 (02:09:59):
Go with a sure thing Denver's Best roofer Excel Roofing
dot com.

Speaker 4 (02:10:03):
You don't pay a cent until you're content.

Speaker 5 (02:10:08):
Time for an insurance checkup free, no obligation comparison call
Compass insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven seven
one help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot com to
list your home with Remax Alliance three oh three nine
two zero sixteen twenty two. Yeah, night, Tom Martine, your troubleshooter.

(02:10:36):
So Bill want to know about car insurance, and he said,
is uninsured underinsured required?

Speaker 4 (02:10:42):
By the way, It's the one policy. Add on, it's
called uninsured underinsured motorists u m UI. What does it mean?

Speaker 5 (02:10:52):
Unassured and uninsured motorists? Meaning it means that if you
are hit by someone who is under insured or uninsured,
your pain and suffering claims only.

Speaker 4 (02:11:09):
Will be paid for if you're successful.

Speaker 5 (02:11:12):
You still have to ask for them and prove them,
and a good attorney.

Speaker 4 (02:11:17):
Can do that.

Speaker 5 (02:11:18):
It says if you placed insurance on the deadbeat and
you're going after the dead beat for damages, it's exactly
like that, but instead of the dead beat paying for
it or the dead beat's non existent insurance, your insurance
is stepping in and helping the dead beat pay you.

Speaker 4 (02:11:41):
Does that make sense?

Speaker 16 (02:11:44):
Yeah, it makes sense. The real question is I have
multiple vehicles and uh, yes, my agent had said I
only need to carry that on one of my vehicles,
and it's true.

Speaker 4 (02:12:00):
Actually, I don't know that. I don't know the answer
to that.

Speaker 5 (02:12:02):
Actually, let's ask let's ask Brian Burns real quick, see
if you get Brian on. Hold on, Bill, Let's let's
see if we can get Brian Burns on just for
that quick question.

Speaker 4 (02:12:10):
I mean that might be so I don't really know.
I don't really know.

Speaker 5 (02:12:13):
So hold on, Dustin, you have a question on trash
services in four Collins.

Speaker 18 (02:12:17):
Go ahead, Dustin, Yeah, yeah, so I don't know if
you guys are aware, but a lot of cities are
moving towards a single provider for trash removal.

Speaker 4 (02:12:26):
For Collins, that's right to do that.

Speaker 18 (02:12:28):
I think back last year in October, I just saw
pretty much choice opted out and was aware that I'm
supposed to be paying an eleven dollars fee, and I
thought it was just opt out with my trash service
and they were paying it. But I'm not being billed anything.
So I'm just wondering, are they gonna call me someday
and say you owe you know, months or year worth

(02:12:51):
of back payment for this opt out fee? And then
am I am I required to pay that because they've
never given me a bill?

Speaker 5 (02:12:58):
You are Listen, if the city council voted it, it's
like any other tax or any other thing, you would
owe it. But it's a fee, by the way, not
a tax. So if I were you, what I would do?
If I were you, I would simply instead of the
simpleton who walked in the room and wondered will the
acts ever fall and hurt me? I would go and

(02:13:19):
ask and I would say, hey, well, I'm not getting
charged this is it a mistake or did you waive it?
I would not wait to see. I know you're thinking, well,
wait a minute, I might get away with.

Speaker 4 (02:13:32):
It, but then again you may not.

Speaker 5 (02:13:34):
What would you do a deputy d Have you heard
about these opt out fees?

Speaker 4 (02:13:38):
Oh?

Speaker 14 (02:13:39):
Yeah, it's a wonderful business model where you get to
charge people who don't use your services. I wish I
could do that in my business. But to answer Dustin's
question and your question, which is what I would do,
I would keep my mouth shut. You would, yeah, because
look what's going to happen. Let's say they figure this
out three years from now and they try to back
charge you, just pay them then.

Speaker 4 (02:13:59):
Yeah, I mean, tell me you can save up that
kind of money.

Speaker 9 (02:14:03):
But if you show's are we talking about one hundred
dollars a year, So if it's two years, it's two
hundred bucks. It's not like he's going to get a
ten thousand dollars bill out of No.

Speaker 14 (02:14:14):
Yeah, yeah, it's going to be pretty affordable. Now, it
could be that they just haven't figured it out yet,
or they might never figure it out. No case, you
will get away with it. The worst case scenario is
they'll just back charge you for however long, and since
you would have paid that anyway, you'll be, you'll be
at break even. But if you show up over there
and say, hey, yeah, how come you guys aren't charging me,

(02:14:35):
they're gonna charge you.

Speaker 7 (02:14:38):
And I guess that makes my question.

Speaker 18 (02:14:40):
If I if I do kind of just play, you know,
keep my mouth shut. As you said, do I have
an argument to say, well, you never provided me a bill,
how can you now charge me?

Speaker 4 (02:14:50):
No?

Speaker 5 (02:14:50):
No, no, that's been That's been argued time and time
again when it comes to municipal fees or even any bill.

Speaker 4 (02:14:57):
Actually given the electric bill, now if.

Speaker 5 (02:14:59):
It goes me on six years, they wouldn't have They
can only collect what is more recent of the six years.

Speaker 13 (02:15:07):
Okay, all right, I get the three seven?

Speaker 5 (02:15:11):
All right, man, thank you for calling, by the way,
Dustin Bill. Oh wait, I think I answered Bill Bill.
Do you have any additional questions?

Speaker 18 (02:15:21):
We got Brian on from Compass.

Speaker 4 (02:15:25):
Oh good, Oh that's right, Brian, Brian Burns.

Speaker 5 (02:15:27):
I got a quick question for you, bro. So, if
I have a few cars in my household like I do,
do you only have to carry um you what do
they call it.

Speaker 4 (02:15:37):
Um u I whatever? On one car? Or do you
carry it on what? Brian?

Speaker 19 (02:15:43):
Every every carrier we write with it's a it's a
set limit that goes over the whole policy, so you're
not putting it on a specific car. It goes on
the policy, which extends to all the vehicles.

Speaker 4 (02:15:55):
But if you have more cars, you pay more.

Speaker 19 (02:15:58):
It does, but it's not it's not a h It
doesn't equal out to be where let's say, if you
have two cars, that's double the price, but it does
go up a bit for each car that's added.

Speaker 4 (02:16:12):
Okay, does that make I guess you'll.

Speaker 19 (02:16:16):
See you'll see a line item for uninsured motorists. It's
just at the top of the policy, and it extends
over all the all the vehicles.

Speaker 16 (02:16:26):
What if they're on different policies but in the same household.

Speaker 19 (02:16:32):
If so, you have two different policies in your household.

Speaker 16 (02:16:37):
Well, I believe the policy numbers are not quite the same.
But it's on a multi cars.

Speaker 19 (02:16:45):
I don't know you have you have more than four?

Speaker 5 (02:16:47):
Well, hold on, do you have the same do you
have the same insurance company?

Speaker 16 (02:16:53):
Absolutely?

Speaker 19 (02:16:54):
Yes, yeah, that first policy should extend. It should extend
over everything. I don't think you see that policy should
extend over everything. Some companies. The reason I asked that
is some companies only because their systems are inequated. They
only can have four cars to a policy, so you'll
see have more than one policy number, but it's just

(02:17:15):
because they have to spread it over more than one
policy because there's more than four cars.

Speaker 4 (02:17:20):
But here's a good question though. Let's say he did shop.

Speaker 5 (02:17:24):
And he had one car with one insurance company and
it was cheaper this way, and his wife had another
car with another insurance company, or he did and they
both owned both cars, but they're distinctly separate policies.

Speaker 4 (02:17:40):
Then what.

Speaker 19 (02:17:42):
Well, so whichever car was let's say she first of all,
they would both need to be listed on both policies
for this to come into play, But then it would
be whatever the primary policy would be the one that
extends first, So there would be basically two limits. I'll
guarantee you I don't know about the anti stacking laws
in Colorado. I know that there were some that would

(02:18:03):
be in a question for an attorney if you could
stack them if you had two separate policies, if both
had uninsured motorists. That used to be the case for sure,
which is why they changed it from being on each
vehicle and changed it to a over the top of
a policy because that way there were you weren't able
to stack them if if you had it on multiple cars,

(02:18:23):
people were saying, well, I have four cars and each
of them have one hundred thousand dollars of uninsured motors.
I want four hundred thousand. That's the reason they went
away from that and have it as a policy total.
But if you have two separate policies, I'm not sure
how an attorney would look at that at that point,
that they could try to stack it or not.

Speaker 16 (02:18:43):
Yeah, they suggested I just carried it on the one vehicle.
That would just save premiums. But they've also sent me
some PaperWorks. I got a sign seeing them rejecting it.

Speaker 19 (02:18:57):
Yeah, coverage, I would read the form because that's what's
gonna ultimately hold up unless you can get something in
writing in them telling you that you're covered for uninsured
motorst on all vehicles. You know, you would just want
something in writing from the agent. At that point, the
liability falls to the agent, not even the insurance company.

Speaker 5 (02:19:16):
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