The Troubleshooter 6-2-25

Episode Transcript

Speaker 1 (00:05):
Ripped of.

Speaker 2 (00:07):
News.

Speaker 1 (00:08):
You need it, that's who you don't have.

Speaker 3 (00:12):
Come running just as fast as you can.

Speaker 4 (00:16):
Shooter's gonna help.

Speaker 5 (00:18):
Come MANX is the Troubleshooter Show.

Speaker 4 (00:22):
No Tom Martino, Hi.

Speaker 2 (00:27):
Tom Martino here, Welcome to the show. Three oh three
seven one three Talk is the talk number in the studio.
But there's another number I want you to know about.
In fact, I want you to spread it far and wide.
Three oh three Martino three O three six two seven
eight four sixty six. And that number is good because

(00:49):
if you don't get us live, you get voicemail. And
unlike most voicemail in the world, this voicemail is actually
monitored and we call you back so you can be
on any show at any time by just calling.

Speaker 1 (01:04):
You don't have to wait. At that moment.

Speaker 2 (01:07):
You call and leave your message, you're in the queue
and we will call you back. We listen to each
and every message. Now, it's nice if you leave your
phone number up front, so we don't have to go
back and forth with that. Today we have John Fuller
in the studio with us, as I see, and I
affectionately refer.

Speaker 1 (01:23):
To him as the Bench, and.

Speaker 2 (01:27):
That's an affectionate term by the way, and it's really
a valuable term.

Speaker 1 (01:31):
The bench.

Speaker 2 (01:33):
And when Mark and I can't do the show, our
third string, our bench, and I mean that again in
a good way. John fills in aptly and he knows
the show inside out. He's been with me for so
many years. Welcome John, Thank you for being here. Appreciated.
Thank And this is a funny trivia. I don't know

(01:55):
how it happened, but John was the very first one
I communicated without out of surgery. I don't know how
it happened, John, I don't know if I texted you
or you texted me, but somehow we got into this
long text message late at night.

Speaker 6 (02:09):
No, it was early in the morning. It was like
five in the morning and I get a text and
that's why, who the heck is texting me at five
in the morning. And I was on an airplane at
that time. So yeah, it was a probably for half
an hour or so.

Speaker 2 (02:23):
And it was the first one, no, the first interaction
I had. And it was like on and on and
we were talking about all kinds of cool stuff. I
was like sitting there, you know, and like you that's right,
I say, late at night, but early in the morning.
You know, it's all melts in together. So it was
like no nowhere land, nobody was around. I'm in my
bed all alone, and I'm out of the surgery feeling

(02:43):
really good.

Speaker 1 (02:45):
Of course that had been after the.

Speaker 2 (02:46):
Recovery and all that, and I was in the room
in the intensive care room, and somehow something came up
where we started texting each other and it was not
just texting about me, but I mean we were texting
about like things, which was really cool.

Speaker 1 (03:03):
And I.

Speaker 2 (03:05):
People, when when when you wonder, what do you talk
about or what do you do if you want to
give somebody well wishes or tune in on them and
see what they're doing.

Speaker 1 (03:16):
The answer is nothing special.

Speaker 2 (03:18):
They just want to be part of life, right, Okay,
we all want to be part of life.

Speaker 1 (03:21):
Okay, so welcome John and John.

Speaker 2 (03:25):
Is there anything really new under the sun with personal injury?
I mean personal injury is we're pounded over the head
with it and we should be. I mean, people, you
know what's really funny is time after time after time,
we say do this, do this, do this, don't do this,
don't do this, don't do this, And as soon as
something happens to you, you wonder you wonder what should

(03:48):
I do?

Speaker 1 (03:49):
The very first thing you say, what should I do?
And I just.

Speaker 6 (03:55):
You know, the the bottom line is that nobody ever
really plans to be in an act accident. Nobody sits
back and says, you know, honey, what let's talk about
what we're going to do if one of us ever
gets in a car accident? And and why would you?
I mean, that's just not a conversation that people have.
So when it happens to them, it's all brand new,
and people make the decisions that seem right at the time,

(04:18):
and sometimes they are and sometimes they're not. My job,
My business is like hurting cats. I mean, they don't
all run in the same direction at the same time,
and it's not always the same cat that gets out
of line and runs in the wrong direction. And so,
you know, if it's if it's one insurance company you
know today that's that's come up with some really novel

(04:41):
theory of how to screw people over. We you know,
we adapt and we respond and we prevail or you know,
whatever we can do to get on top of that.
And then once that's run its course, then it's somebody
else that comes up with some other new novel theory
of how to screw people over and so you know, know,
you never know where you're going to be in that

(05:02):
cycle when when it happens to you. And so what
we really bring to the table is just we are
on the cutting edge of it. We do know the
bad players, and we know who's acting, you know, acting
out at this juncture, and we're able to jump in
there and hopefully do some good and and you know,
avoid mistakes being made.

Speaker 2 (05:23):
Okay, So one thing I said I wanted to do
today for my show I was when I was laying
around thinking what do I want to do? I want
I wanted to do what I called a simple day.
And that doesn't mean you can't call with any problem,
question or a complaint. You can call we We've helped
people out of all kinds of problems. But a simple
day meaning questions you're almost afraid to ask.

Speaker 1 (05:43):
They're so simple.

Speaker 2 (05:45):
I mean, like just when it comes to personal injury,
not just personal injury, but anything we talk about on
the show. Sometimes things are just so basic you wonder
did they think about that?

Speaker 1 (05:57):
Or are you afraid to ask?

Speaker 2 (05:59):
Have you ever been in a conversation where something is
bantered about a topic, a phrase, a word, and you really,
deep down inside you don't really have a full understanding
of what it is, and you almost feel like it's
too late to stop the conversation and go backwards.

Speaker 1 (06:19):
But how do you catch up? Now?

Speaker 2 (06:22):
I do a pretty good job of observing and backfilling
and trying to catch up as I go, But there
are some cases where I just wish I would stop
and say, what does that mean?

Speaker 1 (06:33):
Okay, I'll tell you what the last I mean. It
happens all the.

Speaker 2 (06:37):
Time to me in a little ways, big ways, and
it happens to all of us. But one of the
things I can think about, and I don't recall exactly
when it happened, but this idea of a blockchain. Okay,
we've heard of blockchains, and they keep talking about blockchains
when it comes to crypto, and we all have our
idea of what blockchain is. Everyone does, I mean, But

(06:58):
if you go into our official intelligence or something to
ask for.

Speaker 1 (07:01):
A basic explanation, you'll get it.

Speaker 2 (07:04):
But even when things I don't know if this happens
to you, When things are explained to you, sometimes they
still don't make complete sense. And some people just assume
you know certain things and therefore it'll all make sense
to you. Does that happen to you, John, where things
just don't necessarily make sense even when they.

Speaker 1 (07:26):
Try to explain it.

Speaker 2 (07:27):
Have you ever had concepts you find very very very
difficult to comprehend.

Speaker 7 (07:33):
I have.

Speaker 1 (07:34):
I haven't, and I misunderstood I think what I was saying.

Speaker 6 (07:39):
Well, yeah, I mean certainly, I you know, you got
to keep an open mind, and you got to learn
all the time. You got to learn new stuff all
the time. So I'm certainly not you know, I certainly
haven't learned everything. There's always stuff that comes up that
you have to say, what the heck is that?

Speaker 2 (07:59):
Now, when it comes to crypto, I am really really
on the outside. Now I understand, I understand the gen
and we've all dabbled in a little. But here's my
general understanding. There's a finite number of let's say, bitcoins

(08:20):
that after which can never be mined, a finite number.
I don't know if we reach the number or not,
but there's a finite number, so that I know that
that gives it some value because they're not going to
make anymore, or so we're told. And within that finite number,
people have mined, people have traded, people have purchased. There's
different ways to get it. And this is where I

(08:44):
get confused. When you buy a bitcoin or a portion
of a bitcoin, you're buying this commodity, this currency, and
it is the way they prove it is not fraudulent
and someone just didn't print it in their basement or
make up a number, is through this series of calculations

(09:07):
that go back in its hereditage. In its heritage. In
other words, each coin has a heredity chain, like like
a show horse. I mean, you go back to this
coin came from here, which came from here, which came
from here, which came from here, and and it literally
has this now and again I'm guessing they have this

(09:29):
blockchain of transactions that serve as a fingerprint for that
crypto and and it marked.

Speaker 1 (09:37):
Is that how you understand it?

Speaker 8 (09:40):
I don't know, man, To be quite honest, I just
don't get it. I honestly, I honestly just don't. I
just don't get I'll tell you this. It's made a
lot of people rich as hell though.

Speaker 2 (09:52):
Yeah, and Mark, I know it has and and you're
like I am. We have an overall view of it.
But getting down into the weeds. So oh if any
And by the way, when we have our simple day today,
and I like having a simple day, I invite any
and all people to call with.

Speaker 1 (10:08):
Either questions or knowledge.

Speaker 2 (10:10):
For example, I would love someone to be able to
call right now and give a very elementary view of crypto.
We know it is a valuable coin and a limited
commodity coin. We know it's currency, But how would I
know looking at a blockchain? How would I know if

(10:32):
somebody's selling me a real crypto coin or not.

Speaker 1 (10:36):
I don't even know how I would evaluate it. Again.

Speaker 2 (10:40):
You know, people might say, well, how do you evaluate stock?
You know, some of it's just trust. You go to
a stockhouse or to a you know, a stock exchange
and you know that they're dealing in good stock. So
a certain amount is trust. And that's true. By the way,
we're not just talking simpletons today. We're talking any thing
you want in your life.

Speaker 1 (11:01):
You know. That's what I love about this show.

Speaker 2 (11:03):
It's truly the only talk show where we're not pushing
an agenda. Now, we're not going to let BS get
by without at least challenging it, but we're not pushing anything.
We're trying to discern as much information as possible on
all kinds of topics. Plus, we're trying to help people
directly where we actually get involved in cases and we
actually solve them. If we can money, I can help people,

(11:27):
all part of an effort I started more than fifty
years ago. I was just a young kid, uh getting
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(11:49):
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Speaker 1 (12:25):
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Speaker 2 (12:29):
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talking about water and waterpros dot net.

Speaker 1 (12:37):
Listen now they're saying in the fish.

Speaker 2 (12:40):
And in the fish and wildlife area, they're saying, if
you're fishing out in mountain ponds, mountain ponds and lakes chatfields,
they call it.

Speaker 1 (12:51):
More or or mark.

Speaker 2 (12:54):
Even up in the mountains they have found in the
fish plastics. I mean, I don't understand how this happens.
When you're up in a mountain, lake or stream or
pond microplastics. Are they in the air or something, and
then they get into the clouds, into the rain and
then back into our fresh water. But all kitting aside water.

(13:17):
If by bottled water, you're not necessarily getting safe water.
The only way to do safe order is to process
it in your home, process it right at the point
of use, and no municipality can do that for homeowners. Homeowners, eventually,
I think water systems in your home will be as
common as a toilet.

Speaker 1 (13:38):
I mean, you know, we take for.

Speaker 2 (13:40):
Granted we have a toilet in our home, okay, and
what else do we have a faucet?

Speaker 1 (13:44):
Well, we're going to have treatment for water.

Speaker 2 (13:46):
If we care about our health and especially with our children,
you know the waterpros dot net.

Speaker 8 (13:52):
A lot of states already have that. I mean, I
just got back from Nebraska. There's like not a hotel
or a house or anything that doesn't have some form
of at least a softener, if not something more.

Speaker 9 (14:04):
Right.

Speaker 2 (14:04):
And those softeners scores do more than just soften. They
now soften is very important. But what you want to
get out. You want to get chlorine out, you want
to get forever chemicals out, You want to get the
hardness out, and then you want to put some good
stuff in possibly or just have pure, wonderful water. And
and you know Paul is doing this whole house system

(14:26):
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(14:49):
I can't stress this enough, Okay, I really mean this.
So I believe in life, and then look at me
preaching you know here I have, I'm zapped with cancer,
and I'm preaching about health and and you know, I
believe it's truly important to supplement your diet with supplements
of some kind. Our diets are never going to give

(15:09):
us one hundred percent of what we need. Supplementation and
good water, those are the two essentials going into your body.
Of course, then you want good food, right, a good diet,
and then after that you should move around a bit.
And you know, exercise doesn't mean necessarily killing yourself. In
the Blue Zone, that documentary they did about longevity, they

(15:34):
found people who are just casually moving during the day,
just casually walking or going upstairs, sitting down, standing up,
getting in and out.

Speaker 1 (15:44):
Of vehicles, all of that.

Speaker 2 (15:47):
All of that was as good as vigorous exercising, which
is pretty cool. Three three seven one three talk is
our number seven one three eight two five five. So
when we were talking about simple things are complicated things
made simple today, I wanted to have a kind of
dummy day to talk about things. And I'm asking people

(16:09):
if you know about crypto and can explain it, not
just know about it, but truly explain it. Because Deputy
Dog told me he was going to explain it one
day and he says, well, you got these coins that
represent you know, oh, commodity, a denomination, and then their
check through blockchains.

Speaker 1 (16:29):
That's what he said. That was his explanation.

Speaker 2 (16:32):
And then I asked them what a blockchain is, and
how can you tie a certain pedigree to.

Speaker 1 (16:38):
A particular bitcoin?

Speaker 2 (16:40):
Okay, I mean they may tell you this bitcoin is
point zero zero zero zero one or whatever, you know,
and then how do I know that's true. I'm just
shocked there are not more ripoffs. I mean there are
a lot of you. Mark, remember the one guy that
said he'd been investing for ten years and one day

(17:01):
he woke up.

Speaker 1 (17:03):
And there was zero in his wallet.

Speaker 8 (17:06):
Yeah, you never know how true those stories are, but
yes I do remember that call.

Speaker 1 (17:11):
Yeah.

Speaker 2 (17:11):
Now, you're right, you don't know how t stories are,
but you do know that there are a lot of ways, well.

Speaker 8 (17:18):
Some people to be taken. It wasn't I think it
was in New York. I think it was in New
York last week. Some guy was like held and tortured
for like seventeen days. Yeah, for like two or three
weeks to get his uh authentication for his bitcoin, and
somehow he escaped out the front door or something. I mean,
it was a wild story story. I want to know this.

Speaker 1 (17:42):
How many.

Speaker 2 (17:44):
I wonder how many people have actually cashed out? I
mean I hear about people buying and their their pockets
growing and their wallets growing, But how many people have
actually cashed out of their wallet? Is it a difficult
thing to do? Is it easy? Can I get cash
this afternoon?

Speaker 1 (18:04):
Or do I have to wait? Really?

Speaker 4 (18:06):
What?

Speaker 1 (18:06):
What?

Speaker 2 (18:07):
I would love to talk to somebody truly, truly adept
in crypto. And I don't know if we might my
listener base our listener base mark may not have people
who dabble in that. We may have more of a
conventional investor. You know, crypto funds are pretty safe if

(18:33):
you if you if you trust the ETF, the exchange
traded fund, not the ETF, but the ETF administration, the
people who have put together funds before like this, and
they put together a crypto fund, I think you can
assume that they have developed some kind of strategy to

(18:53):
look into this and to see that at least this
fund has some functionality and performance they can track and
pay out on and again, whether they use it as
the actual benchmark or do they actually use it as
the investment.

Speaker 1 (19:12):
Two ways you can have funds.

Speaker 2 (19:14):
People keep this in mind, you're investing in the actual
fund itself, and if it's like a bitcoin fund, they
would own parts of bitcoins, or if it's a stock fund,
they would own parts of stocks. But others are index
funds where you're just tracking an index of something and
it pays accordingly. So there are all kinds of ways

(19:38):
to get into bitcoin. Again, it scares the hell out
of me. It just absolutely does. And I think something
that has always scared me and why I've become a
jack of all trades when it came to consumerism is
I don't like when I don't understand something, and I
fully do not understand bitcoin and where it started. I

(19:59):
read the the white paper that supposedly and if if
you're tuning in and thinking, wow, I don't know about that,
or you're rolling your eyes, roll your eyes with me,
let's find out. I want some real dummy answers for
my dummy questions. The very first bitcoin wasn't there this
guy who said he launched he wrote this very long

(20:21):
scholarly paper on currency, and he met bitcoin to be.

Speaker 1 (20:27):
A full fledged fiat currency.

Speaker 2 (20:31):
And do you think, I want to know something, do
you think the US dollar.

Speaker 1 (20:39):
Will ever go away as the world's beacon of value?
No matter how we look at it, the dollar is.

Speaker 4 (20:49):
Not in our life leap.

Speaker 8 (20:52):
So you think it's going to be the beacon of
our It's going to be what energy is traded in oil?

Speaker 2 (21:00):
So so you're saying that oil sets the standard, not gold.

Speaker 8 (21:06):
Yeah, I'd say energy sets it absolutely, But it already
is not being traded in dollars very I mean maybe
out of Iran or some other places, but in general,
especially up until this thing with Putin, pretty much it was.
But I agree with you some of it's not, but

(21:29):
most of the free world it is.

Speaker 2 (21:32):
And you know, if you look at every major war,
it was precipitated, or every major war over in that
area of the world, it was precipitated by someone or
some power trying to usurp the dollar on the oil
bourst or the oil market.

Speaker 1 (21:50):
It was they tried to substitute it, and that happened.

Speaker 2 (21:56):
Isn't that what the you know, the weapons of mass destruction,
except the weapons of mass destruction we went after were
the weapons trying to destroy the oil market with US.

Speaker 1 (22:09):
But what people say that was the real.

Speaker 2 (22:11):
Reason we did the we did the invasion was to
protect the dollar in the oil market.

Speaker 1 (22:20):
So John Fuller, you chimed in there.

Speaker 2 (22:22):
Do you believe that all oil markets or most of
them are based on the US dollar?

Speaker 6 (22:28):
Well, most of them are, I mean quantitatively, most of
them are. But I think the Saudi has agreed to
start denominating the oil sales in Russian was it rubles
or they were doing like last year about about a
year ago, and yeah, and that's huge. I mean that's

(22:48):
never before happened. And so when you've got multiple currencies
that are selling the same product, it gives people the
ability to you know, to hedge on on those different
currencies and stuff. And I mean the problem with the
dollar is we just keep printing it, you know, we
just keep printing money, and the debt goes up and

(23:09):
up and up, and we just keep on printing dollars.
And so the argument about bitcoin is that there's a
finite number of those deals and and so there's scarcity
and stuff. I mean, I mean, there's some good things
about about bitcoin as compared to traditional currencies, but in
my mind, it's not a currency.

Speaker 4 (23:30):
I mean, it's it's just not a currency.

Speaker 1 (23:33):
And so in what way, John, in what way is
it not a currency?

Speaker 6 (23:36):
A currency has the full credit and backing of some
you know, sovereign entity that's that's backing it up. I
mean a dollar or ruble or whatever. But but bitcoin
does not. It has no central really central administration. I mean,
it's like the Warren Buffett task. Can you drop it.

Speaker 4 (23:56):
On your foot? And you know, and you just can't.

Speaker 6 (23:59):
I mean there's there's some really really smart people that
say not no, but never are we going to invest
in bitcoin? And and you know, it's it's appealing as
you see it go up and up, but there's just
there's just nothing there.

Speaker 4 (24:13):
It's like it.

Speaker 6 (24:16):
And I mean it might yeah, at least with the stock.
You know, it's it's it's partial ownership or the company.
It's based on the earnings, it's based on the projections.
You know, we we know what the price of a
stock is based upon, but you can't really tell me
what the the you know, what is the difference between
a bitcoin at eighty thousand and a bitcoin at one hundred.

Speaker 4 (24:38):
Nothing? You know, there's no increase in earnings, no increase
in here.

Speaker 2 (24:42):
Here's what I want to ask. This is something that
always confused me. They say the US dollar is a
fiat currency. Now, now, by the way, for those listening again,
let's this is the dummy show. And I mean that affectionately.
So what does fiat actually mean? Fiat means a fiat currency.
I'm gonna make it really dumb. A fiat currency is

(25:05):
a currency that has no value unto itself. Like a
piece of gold. It is not considered valuable. It's a
piece of paper, or it's a minted coin. And it
is a currency that is given value by an entity.

Speaker 1 (25:22):
It does have. It has no intrinsic value. So are you.
But here's what's weird.

Speaker 2 (25:27):
Okay, the value is maintained by by central banks, interest rates,
money supply and all of that. But but John, this
is and I say, John Mark Kenchimeman, of course, but
John with the with how can we call our money fiat?
And yet we also have Fort Knox. That's the part

(25:49):
I don't understand. Are we value based or are we fiod?

Speaker 6 (25:55):
Tom Mark, go ahead, well, Tom, or not backed by
the gold standard anymore?

Speaker 4 (26:00):
Fort Knox? And John's got a point.

Speaker 6 (26:02):
We just keep printing more and more of it, and
our dollar becomes less even though it used to be
the backbone of international trade after World War Two. I
think that, you know, if you really do the research
on it, I mean, we're not we're not backed with
Fort Knox. I mean we haven't been in umpteen years,
maybe my whole lifetime, and and so, but if you

(26:24):
read you know, you read about currency wars, and you
read about currency evaluation and stuff, and you you get
into you know, how manipulated the currency markets are and
and and how that plays into just global economics. It's frightening,
you know, it's frightening how how one country that decides

(26:44):
to devalue the currency can just send ripples through the
rest of the globe. It's not it's not just you
know how much gold is in Fort Knox anymore.

Speaker 4 (26:54):
That's why China is so hard to do.

Speaker 1 (26:55):
Well, here's what I want to know. Why do we
have the Golden Fort? And what why do we have it?

Speaker 4 (27:00):
Many people don't think we do. There may have been
go for it out, you know, Why do we have.

Speaker 6 (27:07):
A strategic oil reserve that I think may very well
be empty right now? Yeah that got completed, you know.

Speaker 2 (27:14):
Yeah, so so, but these are quick.

Speaker 6 (27:17):
See here's back by the full faith and credit. It's
back by a promise. It's a case, it's back by
our military. Let's just face what it is. It's a promise,
you know. That's that's all it is. Maybe that promise
is policed by the by the military, but it's just
a promise. It's not an asset based valuation.

Speaker 8 (27:38):
Think about what it is though, even like a Rembrandt
or some who values something like that, who says, hey,
that painting's worth ten million dollars, I mean, that's just insane.

Speaker 1 (27:48):
It's crazy, all right.

Speaker 2 (27:50):
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Speaker 1 (28:06):
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Speaker 2 (28:12):
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Speaker 2 (28:22):
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Speaker 1 (28:30):
Find out now three oh three seven seven to one. Help.

Speaker 2 (28:32):
You'll think you're his only customer when you choose Frank
durand the real estate Man dot com to list your
home with Remax Alliance three oh three nine two zero
sixteen twenty two. Hi Tom Martino here three oh three
seven one three talk seven one three eight two five five.

(28:53):
John Fullers Today, John Fullers with us today personallyjusio dot com.
He's orcall Fuller dot com. He's going to chime in
on each and everything, not just personal injury. So give
us a call.

Speaker 1 (29:07):
Todd.

Speaker 2 (29:08):
We've been talking about, by the way, crypto, but it
just crypto is just a way of leading into other topics.
By the way, So I wanted to tell people were
open for everything. So Todd's talking about a public defender.
Go ahead, Todd, tell us your story.

Speaker 7 (29:22):
Hi Tom, How are you doing John?

Speaker 2 (29:24):
How are you doing?

Speaker 1 (29:25):
Good?

Speaker 9 (29:26):
Well?

Speaker 7 (29:27):
I live up here in Well County, Epan Greeley and
was in an incident in yeah, November twelfth, And is
sub a defender?

Speaker 1 (29:40):
What what?

Speaker 4 (29:40):
Well?

Speaker 1 (29:41):
Hold on?

Speaker 2 (29:41):
You got to you gotta do more. You got to
do more than say an incident. So so you may
as well tell us November twelfth.

Speaker 7 (29:47):
What happened? He came home and he has bipolar, ADHD, autism,
all those spectrums. He got in a fight with my
wife and she called the police. The police came to
our house. Then he was subdued after about thirty minutes.

(30:09):
I got home and the police would not tase him,
even though I told him to many times, but they
gave him ample warning. He hit a few officers. They
finally brought him out. He was in flight fight mode
because of his mental disabilities.

Speaker 9 (30:30):
They took him away.

Speaker 7 (30:31):
He sat in Well County Jail from November twelfth to
just recently, and now he's being moved to a halfway house.

Speaker 9 (30:40):
Moved to a halfway house.

Speaker 7 (30:44):
His public defender, my son's been trying to reach him
for three and a half weeks. I've been trying for three.

Speaker 1 (30:52):
How long it was not?

Speaker 4 (30:54):
Wait?

Speaker 1 (30:55):
You said, you said this thing had at twelve.

Speaker 2 (31:00):
Me. There's a lot of time that went in between there.
November twelfth, December twelfth, January twelfth, February twelfth, March.

Speaker 1 (31:06):
Twelfth, Where are we right now? Why you go?

Speaker 2 (31:09):
From November twelfth that he was taken into custody till
now what happened in between?

Speaker 7 (31:17):
So every month he would have a court date court
and in those court dates the DA would he and
hall round and his public offender would and so it
would be moved to the next month, then the next month,
then the next month. Well last month he finally had
a court date and they found him guilty. He found

(31:39):
him then of the six years at the halfway.

Speaker 1 (31:44):
House, at the half way what was he guilty of?

Speaker 7 (31:48):
Uh, disorderly conduct and battery of a police.

Speaker 9 (31:52):
Officer police officer.

Speaker 7 (31:54):
And then one of my things was he was so was.

Speaker 2 (31:58):
He charged, see sentenced to like a probation? Was it
kind of like a probation?

Speaker 7 (32:06):
No, No, it'd be a halfway house where you can
go and work and be released. We were hoping for probation,
but that's what is public defender made us to believe
that that's what we were going for.

Speaker 4 (32:20):
Are you trying to are you John Fuller? Are you
John Fuller? Yeah?

Speaker 6 (32:24):
Are you describing concre Is that what he got sentenced to?

Speaker 7 (32:30):
It's a halfway house correction?

Speaker 4 (32:34):
Yeah, yeah, so he's John.

Speaker 1 (32:36):
Can I ask you something?

Speaker 2 (32:37):
Do they do they take into.

Speaker 1 (32:39):
Consideration mental health? Of course, when it comes to this
kind yeah.

Speaker 4 (32:44):
I mean, this is a horrible story, but yes, of
course they do.

Speaker 10 (32:48):
Yes, And I would like to have someone look at that,
because the judge was not he was not fully com
He did not say I don't believe that. I don't
believe that he is fully mentally disabled. And the first
prosecute or the first public public defender, was trying to.

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Speaker 1 (33:13):
You don't pay a cent until you're content.

Speaker 2 (33:19):
Time for an insurance checkup, free, no obligation comparison call
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seven to one help. You'll think you're his only customer
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three nine two zero sixteen twenty two. Hi Tom Martino

(33:44):
here three O three seven one three talk seven three
two five five. Okay, so Todd, let's get right to
it because we're going to continue this.

Speaker 1 (33:51):
Your son was arrested and convicted.

Speaker 2 (33:53):
Bottom line, he's he's sentenced to a halfway house.

Speaker 1 (33:56):
What is your.

Speaker 7 (33:56):
Issue, Well, my issue is the public defenders will not
call him back or us back.

Speaker 9 (34:05):
And it's been.

Speaker 8 (34:06):
Okay, and what communicated, isn't it already over?

Speaker 10 (34:10):
Yeah, that's good question, Mark, Yes, so yeah, he's going
to the halfway house.

Speaker 7 (34:16):
But we don't know anything about that. And I would
like to see if you can heal the case or not,
because the judge really never took into consideration his mental health,
nor did the public defender.

Speaker 10 (34:32):
And it seemed like the judge was he did call
the cops some names.

Speaker 4 (34:41):
He does.

Speaker 7 (34:42):
This is part of his problem. He has some disabilities,
and he has some friends that are black.

Speaker 2 (34:48):
Sometimes sometimes the disability, but sometimes the disability is being smooth.

Speaker 1 (34:54):
I'm not making fun of him.

Speaker 10 (34:55):
All.

Speaker 2 (34:55):
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Speaker 1 (35:08):
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Speaker 2 (35:12):
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comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three oh three
seven seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate man
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Speaker 4 (35:39):
Ript News need so.

Speaker 8 (35:44):
You don't have.

Speaker 4 (35:46):
Come run anxiousness. As we can, Shooter's gonna help come man,
this is the Troubleshooter Show.

Speaker 2 (35:56):
No Tom Martine, Tom Martino here, This is the Troubleshooter Show.

Speaker 1 (36:04):
Forty five years going strong. Thank God for my health.

Speaker 2 (36:07):
I appreciate it all, and I want to solve your problems,
answer your questions, take your complaints.

Speaker 1 (36:12):
I wanted to make a day where we could have
people call in with dumb down questions.

Speaker 2 (36:17):
We don't have that many, but there are many days
I have emails, and I should keep them to enter
them because so many times I think we hear discussions
online starts with maybe social media, and people start discussing
things without knowing the bottom line, without knowing what they're doing.

(36:38):
And I think one of the great examples today is crypto.

Speaker 1 (36:42):
I mean I talk to people that don't know they're asked.

Speaker 2 (36:44):
From a bump in the road and they you know,
they're talking about investing in crypto and they don't even
know what a certificate of to pause a savings deposit is.
I mean, it's so crazy how we go ahea head
and base our decisions on what we hear others say.

Speaker 1 (37:04):
Now, there's nothing wrong.

Speaker 2 (37:05):
With that, I guess, if you can trust those others.
But can you imagine when you amass an income in life.

Speaker 1 (37:14):
Very seldom can you get rich off of that or
build wealth from it, but you can have.

Speaker 2 (37:20):
A little extra money set aside that will grow and
eventually at least be what's called a security blanket of
some sort. Again, though you need to be really judicious
and careful on what you do with it. One thing
that I've hated about the investment industry in general, just

(37:41):
hate it is the appropriateness of investments and where a
person benefiting from you getting the investment places you in
that investment when it's not the best for you. It
might be a great investment, but not necessarily the best

(38:04):
for you at.

Speaker 1 (38:05):
That time in your life. Now it's not necessarily going to.

Speaker 2 (38:09):
Do you any harm, but it's not the optimum investment
for you at that time.

Speaker 1 (38:16):
And we have too much of that going around in general.

Speaker 2 (38:20):
In the financial business, what's called inappropriateness, where the investment
advisor or the person selling you something is selling it
to you and it really shouldn't.

Speaker 1 (38:35):
It's not the best thing in the world for you.

Speaker 2 (38:38):
Very little out now fraud, which is good news, very
little out now fraud. They push you to something and
in their opinion, it's the best thing.

Speaker 1 (38:49):
It's a good thing.

Speaker 2 (38:50):
I want you to ask yourself questions always when you invest.

Speaker 1 (38:56):
What are they getting in return? What do you get?
And what are you missing out on?

Speaker 2 (39:04):
You see, there's a few kinds of costs you calculate
with an investment. Even if you have a guaranteed investment,
if that guaranteed investment puts limits on you, then you
are limited to your upside potential.

Speaker 1 (39:20):
And really, for ninety eight percent of the.

Speaker 2 (39:22):
Investors that's not a bad idea because they don't know
what they're doing anyway. So it's okay to limit your
upside potential if you're pretty safe, and if you are
really safe and secure. Again, safety and security, there's a
lot to be said about that. A lot to be
said about safety and security. Let's move on to another topic.

(39:42):
Somebody asks about they wanted to know about being charged
with a crime. John Fuller's dabbled in all.

Speaker 1 (39:53):
Kinds of law.

Speaker 2 (39:54):
He's a personal injury attorney. But John, somebody wants to know.
And I'm going to go back to this public defender thing,
but somebody wants to know.

Speaker 1 (40:04):
Is it a good theory. They've been looking at it on.

Speaker 2 (40:07):
YouTube and they were recently in a situation, and the
overall theory or philosophy is, do not talk to police period.
Now they're not talking about if you're guilty or if
you're innocent. They're talking about in all cases, when you're

(40:27):
at the scene of a crime.

Speaker 1 (40:29):
And police roll up, or you're caught.

Speaker 2 (40:33):
In some kind of a investigation of some kind. Now
we're not talking guilt or innocence. We're talking about a situation.
Never talk to police. Have you heard of that, John.
It's all over social media and the internet on how
you never talk to police because they will never ever, ever,
ever ever.

Speaker 1 (40:52):
Look to clear you. That's not what they're doing.

Speaker 6 (40:58):
I you know, listen, the police have a job to
do this, okay. The police are trying to investigate. The
police are trying to get information, and some of that
information may be used to prosecute you for a crime,
you have a right to remain silent. It may very

(41:20):
well be in your best interest to do that, but
in fact it isn't your best interest to do that.

Speaker 4 (41:27):
However, I'm not going to say that.

Speaker 6 (41:29):
I think you should just be completely mute and not
ever answer anything to anybody.

Speaker 4 (41:35):
That's ridiculous.

Speaker 6 (41:36):
I mean, I just I think that's very hard to
come up with a blanket rule that says you shall
never talk to a police officer. Ever, you know, if
you're potentially fixing to get charged with something, you might
think strongly about exercising your right to remain silent.

Speaker 1 (41:55):
Somebody gave an example where.

Speaker 2 (41:58):
Somebody gave an example where they asked him what time
he got there, and he said it was somewhere around seven,
and then later on it turned out that he had
gotten there much earlier, and they used that to discredit
him and to build other things around it. And that

(42:19):
was one of the things they brought up immediately. And
the way they put it in the report was he
lied about the time he arrived.

Speaker 8 (42:27):
But if he was being accused of something, you hire
an attorney.

Speaker 9 (42:33):
No.

Speaker 2 (42:33):
I understand this was before this was like in the
very beginning, when.

Speaker 8 (42:36):
He was under any circumstance. If I thought an officer
was questioning me because they thought I did something, I
wouldn't say a word. I would hire an attorney.

Speaker 2 (42:50):
Okay, so Todd, let's go back to him. You know,
look at Todd. I appreciate you advocating for your mentally
ill son.

Speaker 1 (42:58):
But Todd, Tod, I just caution you.

Speaker 2 (43:01):
I don't know you from Adam, and I'm not saying
this is happening to you, but many times people are
using mental disability as a crutch and an excuse. Prior
to this incident, was he diagnosed and is he in
treatment or on medication?

Speaker 7 (43:23):
Yeah, he's on five pills and he's been diagnosed since
he was three because we had him. His fourth parents
were both Mets heads and did cocaine, met marijuana, and
basically he was really never supposed to walk, talk, or see.

(43:43):
But yeah, he met his mouse later on in life,
in you know, first second grade, that's where it all
came out. And yeah, he's been on ips, he takes medication.

Speaker 2 (43:58):
Okay, what is the actual conviction right now?

Speaker 7 (44:06):
Attempt I won't ever talk to me, but.

Speaker 6 (44:11):
You don't have to talk to the PD to know
what he was convicted of. That's public record, so was he.
I mean, you can look that up on the DC
website and see exactly what he was convicted of. You
said it was attempted assault on a peace officer or
something along those lines. That must have been the felony.

Speaker 7 (44:28):
It was assault on a police officer, and I warrant saying.
There was the other thing they would not, you know,
the Zoom meetings. They said he didn't show up to
court one day, but I was at home with them.
We sat for three and a half hours. They never
called his name, and so that was he had a

(44:48):
warrant out for his arrest on that one. Okay, so
but the DA and his prosecutor or the public defender
would never look into that. Yeah, I was at home.

Speaker 4 (44:59):
So and they're like nope, So.

Speaker 6 (45:02):
Todd, what are you? What are you trying to accomplish today?
How can we help you? Where are you trying to
go with this appealing the conviction or what's on your mind?

Speaker 9 (45:11):
Well?

Speaker 7 (45:11):
That and I want to know, is there some way
I can talk to these public defenders that never.

Speaker 1 (45:18):
See and this is this is what he keeps he
brought this up.

Speaker 2 (45:22):
Now I counted, this is the sixteenth time, he said,
the public defender will not talk to him. Todd, the
public defender will not talk to you and does not
have to talk to you, and has no relationship with you.

Speaker 4 (45:37):
Yeah, but even.

Speaker 7 (45:38):
Though Robert has given them their consent to talk to
his dad or mom.

Speaker 2 (45:44):
But what are you going to talk about that's not
in record.

Speaker 7 (45:50):
Well, I want to know why they didn't bring up
his mental health. Why the judge said racism on Bradford
when the I was like, well, I was a victim
of racism way back in my day, so I don't
tolerate that. So I'm going to also fight you with racism.
So I want to know why.

Speaker 6 (46:11):
I don't even know what that means. Don't we don't
have a charge that race that I doubt.

Speaker 2 (46:17):
I doubt there was a statement where the judge said
I was a victim of racism, so I'm going to
get you with racism. I, in fact, I will emphatically
say that was never said.

Speaker 7 (46:29):
Well, the judge said he was a victim of racism
way back when, and I was like, Bradford even my
son that I don't think he can use that. I
I think that is questionable there.

Speaker 6 (46:42):
Okay, So listen, let's kind of net this out. I mean,
when your son is an adult, is that right? Or
is he a minor?

Speaker 1 (46:50):
Yes, he's an adult.

Speaker 6 (46:51):
He's an adult, So that that kind of tells you
exactly what's going on here. You know, the the attorney
that represented your son is representing an adul and even
if he consents, there's still limited stuff that he can
talk about without breaking attorney client privilege. There's nothing that
was done in this case. It didn't create a transcript
as far as the trial and the sentencing and everything

(47:12):
else goes. I promise you they did a pre sentenced
investigation unless there was a plea and a stipulated sentence,
And even then they would have done the PSI, which
is when they would have gotten deeply into your son's
mental health and what was going on his entire history,
the whole nine yards, and the judge would have been
informed of that at the time of sentencing by the

(47:32):
pre sentence investigation. That will be part of the file. Now,
he does have a right to appeal. Every defendant that's
been convicted of a crime has a right to appeal.
And I can tell you that in my years of
doing criminal defense work, every single sentencing that I ever
went through included the advisement by the judge of what

(47:53):
those appeal rights were and how many days he had
to file it, and generally that even if he was
into gent and couldn't afford an attorney, that one would
be appointed.

Speaker 4 (48:02):
On the appeal.

Speaker 6 (48:02):
And they usually give them the paperwork or tell them
where to get it, and he's got to avail himself
of that to have an appointed attorney look at his
appeal options. Just because you have the right to appeal
doesn't mean that you have the grounds to really appeal
other than just a fresh look at the at the
facts and circumstances it gave rise to the conviction in

(48:23):
the first place. But it doesn't mean you just aren't
real happy about a strategic decision that was made. But
whether or not there are specific grounds to appeal.

Speaker 2 (48:33):
Now, one thing I want to mention Todd talked about
talking to the public defender, and one of the reasons
you wanted to talk to them, talk to him is
to talk about strategy, why this didn't do this, and
why you didn't do that. And I will tell you, Todd,
that a public defender is not going to discuss strategy
with you and is not going to go over and
second guess what he did. And besides that, there is

(48:55):
no meaning to it. It absolutely cannot change the thing.
So really, I think you have the wrong impression of
the public defender's responsibility to you. They have no responsibility
to you. Now, they do have a responsibility to their client.

(49:16):
And and but but what's water.

Speaker 1 (49:18):
Under the bridge right now?

Speaker 2 (49:19):
I mean, there's You can't go back and say they
didn't consider my son's mental health.

Speaker 1 (49:25):
I mean, John, that's too late, right.

Speaker 4 (49:28):
I just doubt that it's factually correct. I mean that
that's really where I'm coming at it.

Speaker 6 (49:34):
I just seriously doubt that it's It wasn't considered and
evaluated and discussed in the pre trial investigation that was
done about your son prior tocendency. I mean everything, that's
just part of what they do, and they would have
and they would ever just ignore it. No, they wouldn't
just say, you know, he seems a little off, but

(49:55):
let's just go forward and everything's fine. That's not how
the things are done. And I mean, listen, generally, here's
what I can say about public defenders.

Speaker 4 (50:04):
They are incredibly busy.

Speaker 6 (50:06):
They have more ugly cases with bad facts than any
other group of attorneys in any jurisdiction, in any state.
But they are, for all of their faults, some of
the finest attorneys that you can find anywhere. They are
dealt more bad facts than anybody else, and go to
trial day in and day out, more than any other

(50:28):
group of attorneys out there. So I get it. I
understand why people don't want public defenders. But when push
comes to shove, those guys are not pushovers. They're not
in bed with the prosecutors. They're not just I mean,
they are fierce advocates and they do a great job.
And if there was an angle to be pursued for
your son, I would venture to guess that they probably

(50:53):
considered it and or tried to pursue it. So could
be wrong, but that's what appeals are.

Speaker 1 (50:58):
For you, yea.

Speaker 2 (50:58):
And another thing Ty you can do, and I urge
you to do this. If you got equity in your house,
or you got money in the bank or a retirement plan,
hire your son an attorney, or at least get an
attorney to take a second look at the case.

Speaker 1 (51:13):
And give you an opinion. And I mean that sincerely.

Speaker 2 (51:16):
You know we are talking about a public defender right now. Okay,
we're talking about someone you'rey.

Speaker 1 (51:23):
Too, not this, but it does, It absolutely does.

Speaker 2 (51:27):
You're gonna get better service with a private attorney, for sure,
but you could hire a private attorney to give you
a second opinion. I'm Tom Martino three oh three seven
one three talks seven one three eight two five five
speaking about second opinion. Get an opinion of what your
house will sell for on the market with Frank durand
the real estate Man dot com. Frank will look at
all the factors, including interest rates, supply and demand, your house,

(51:49):
your neighborhood and tell you what he thinks it will
sell for. And he's pretty accurate. Three zero three nine
two zero sixteen twenty two. It's totally free with no obligation.
Frank durand the real estate Man dot com go with
a sure thing Denver's best roofer Excel Roofing dot com.
You don't pay a cent until you're content. Time for

(52:14):
an insurance check up, free, no obligation. Comparison call Compass
Insurance paying too much your coverage at dozens of insurance
companies find out now three all three seven seven to one.
Help you'll think you're his only customer when you choose
Frank durand the real estate man dot Com to list
your home with Remax Alliance three all three nine two
zero sixteen twenty two. Hi Tom Martino here, Welcome to

(52:45):
the show.

Speaker 1 (52:46):
By the way, Uh, glad you can join us.

Speaker 2 (52:50):
I see in the studio we got John Fuller Major,
Mark Major in here. I have Deputy d to my
right if we need anything. And who else is in there? Uh?

Speaker 1 (53:00):
Is that deputy?

Speaker 2 (53:01):
Who? What deputy we have in the studio with us today?

Speaker 4 (53:04):
Anyway?

Speaker 1 (53:05):
Is that Deputy bow in there?

Speaker 3 (53:06):
Bo?

Speaker 1 (53:07):
Deputy bo?

Speaker 2 (53:08):
Okay, So let's go back to the phones here, And
Diana has a comment on Todd's case. Again, Todd is
advocating for his son and and I don't blame parents
for doing this. I mean, it's it's a it's a
tough road to navigate, especially when you're in the young
adulthood stage where you're kind of you're just thrust into

(53:28):
adulthood kind of. And uh, you're an adult and your
parents really can do very little for you.

Speaker 1 (53:36):
Go ahead, what's going on, Diana?

Speaker 11 (53:40):
Good morning. I work as a psychiatric nurse practitioner, and
I've sent a lot of my patients to the NAMI
law Line in Denver and it's three oh three three
two one three one oh four.

Speaker 1 (53:59):
And what do they do?

Speaker 11 (54:00):
N advocate, They will help out, they will listen. They
have several attorneys that they will assign to your case
and they will listen to what the concern is. And
I've used them for several patients of mine and they've
been very beneficial.

Speaker 2 (54:19):
Can you tell me the name of the law line
again or the hot line? What do they call it?

Speaker 11 (54:24):
Yes, it's the It's called NAMI, the National Alliance for
the Mentally Ill. Okay, three to three three.

Speaker 1 (54:34):
Two one, Yeah, you gave me that number.

Speaker 9 (54:39):
Yah.

Speaker 11 (54:40):
And I was hearing the conversation earlier as I was
driving into town, and I just wanted to offer this
suggestion for you and for the family.

Speaker 2 (54:49):
Well, I really appreciate that. What do you do on
a day to day basis, Diane?

Speaker 11 (54:55):
I see patients and we go over their mental health health,
their meds and psychotherapy and.

Speaker 2 (55:04):
Are do you find a lot of mentally ill people
in the criminal justice system And you think to yourself,
if it wasn't for the mental disability, they wouldn't have
ended up there.

Speaker 11 (55:22):
Possible. It's sometimes sometimes they have to take accountability for.

Speaker 4 (55:27):
What they do.

Speaker 11 (55:29):
Yes, yeah, in addition, they do have setbacks and barriers
because of their mental health.

Speaker 2 (55:37):
Exactly, that's true, right, I know, I understand that.

Speaker 1 (55:41):
Do you believe?

Speaker 2 (55:42):
And again, I'm not trying to look for trouble or
toss stones, but I sometimes get the impression that the
officers don't know what to do when they encounter someone
mentally ill. I don't like, for example, when someone when
they're trying to secure a crime scene or a not

(56:05):
necessary a crime scene, but the scene they're very very
strict on pedestrians getting to close or people doing this
or doing that, and they get down right, I mean
a lot of arrests happen not just from the incident itself,
but from people just looking not knowing how to act properly,
or not presenting ID when asked for, or giving lip

(56:27):
to the officer and the officer perceives it as interference.
There are a lot of peripheral arrests I've seen. I've
seen mothers and fathers be arrested when they went up
to inquire about their kid being.

Speaker 1 (56:42):
Detained. And it's just a mess.

Speaker 2 (56:44):
And I'm wondering, have you found police know how to
encounter mental illness?

Speaker 11 (56:55):
That's a really good question. When I was working for
with non Me, when I worked at the State Hospital,
I worked at Pieblo. In Pieblo, we had crisis intervention
training for our police officers and they were able to
understand more about what happened with what you just explained

(57:16):
mental illness family members and understanding that you have to
pursue and address yourself in different ways when you're delivering information.

Speaker 2 (57:28):
Now, I understand police. You know, they're there to enforce
the law, to protect us. And I'm sure there are
people thinking, oh, Tom, you bleed in heart, what are
you talking about? You know, if they're breaking the law,
they're breaking the law. But I'm wondering if truly, many
times all it would take is a kind word or

(57:48):
touch or some kind of different kind of intervention. And
how much police know about that? Again, I lawed police.
I love police.

Speaker 8 (57:59):
I think they go on the foot shot where they
come out and they try to talk to you or sometime,
didn't Denver try something like that.

Speaker 1 (58:06):
I don't know, Marthe, I don't know.

Speaker 11 (58:10):
Yeah, they do have training. It's called crisis intervention training.
And you teach them about how to listen because the
voice class that you do with the officers, they're hearing
people's voices, so they cannot even pay attention to what
you're saying. And that's a lot what is what happens
with patients when they're psychotic, is they're hearing voices in

(58:31):
their head and they have no idea what you're saying
to them. And that's part of the training.

Speaker 8 (58:36):
Yeah, it's called I am sure there have been support
team assisted response. It's a in Denver, it's called the
Star Team.

Speaker 9 (58:46):
You know.

Speaker 2 (58:47):
I am sure there have been many, many times that
suspects have been shot to death because they did not
know how to react properly and they were in an
episode of some kind. And I'm not I'm not blaming
anyone for this. I'm not blaming police. I'm just saying
it's a shame. But I mean, God, that's asking a
lot of police to roll up on a scene and

(59:10):
try to figure out is this just some pissed off guy,
is this an outlaw or is this just someone who
wants to you know, who's truly having a mental ill
a mentally ill crisis.

Speaker 12 (59:23):
Well, Tom, there's an especially tragic case that just happened
in Clear Creek County A couple of years ago. This
kid named Daniel Glass was murdered by Is that.

Speaker 1 (59:31):
The one in the driver's seat of his car.

Speaker 12 (59:33):
Yeah, he was stuck on some dirt road and.

Speaker 1 (59:35):
They broke the glass and shot him.

Speaker 12 (59:38):
Well, I don't know what they did before murdering him,
but they just blasted this kid.

Speaker 2 (59:43):
I know.

Speaker 1 (59:44):
And he had called them for help, he thought.

Speaker 4 (59:45):
Them for help.

Speaker 12 (59:47):
Yeah, And Queer Creek County deputies and maybe some police
officers from surrounding transitions went on trial. They got charged,
and it's still winding its way through the courts. But
that was a I mean, there's a video of it
available on them I know, I know on the internet.
I think it didn't do anything to threaten the officer's life.

Speaker 2 (01:00:04):
I think sometimes police they issue an order, right, it
might be get out of the car, okay, it might
be that simple, or or let me see your idea,
or get out of the car, and the person just says, officer,
I called you for help, and or or they're just
trying to talk, just talk, and the officer is one track.

Speaker 1 (01:00:25):
They don't want to hear anything he said.

Speaker 2 (01:00:27):
I said get out of the car, and they keep
emphasizing that one thing over and over and over, and
I think people don't know I've said.

Speaker 8 (01:00:36):
This, but they don't know what's going on in that car.
They don't know if someone's reaching for a gun in
that car.

Speaker 4 (01:00:42):
They all they.

Speaker 8 (01:00:44):
Following their instructions and they were called to the soul.

Speaker 2 (01:00:48):
I totally agree, but and there are cases where that
person inside the same but officer, but officer, you know,
I'm trying to say something, and all the officer cares
about is get out of the car. And I'm just
wondering if there is some way that that citizens, and
I've often said this even in high school, kids should

(01:01:09):
be taught. We should be taught how to react when
police pull us over. You know, police are trained on
how to on what to do. Police are trained, but
pedestrians or I shouldn't say podition, but people, just regular
citizens don't know how to act well.

Speaker 1 (01:01:28):
For example, this one.

Speaker 4 (01:01:30):
You follow.

Speaker 8 (01:01:31):
You follow what the cops say, and I mean, I
disagree with you. If I'm getting pulled over and they're like,
put your hands out of your car, that's pretty straightforward.

Speaker 4 (01:01:39):
My hands are going out of the car.

Speaker 12 (01:01:41):
But Mark we're talking about mentally ill people who don't
they don't perceive those.

Speaker 8 (01:01:46):
In strustles or maybe be so. But look at the
caller we at first hour, His mother called the police
because he was threatening her life. How were they supposed
to react when they show up?

Speaker 2 (01:02:00):
You know, it's look at there is no easy answer
to this. There really isn't. But but Mark, as we
were saying, if they would just comply to the request,
like you know, let's see your hands, right, let's see
your hands, very simple.

Speaker 8 (01:02:15):
Request, that's generally the biggest thing because they really don't
know if you're going for a weapon or something.

Speaker 2 (01:02:22):
Yeah, And but what is it about people that want
to explain themselves all the time? They say, but officer,
but officer, and you know I didn't do anything wrong,
or or I called you for help, or that's not
why I called you, and and it gets into this
show me id. You know, they pull them out of
the car, they throw them to the ground, they put

(01:02:43):
their knee in their back. I mean, it just gets
escalated so quickly. I just wish there was a way
that people understood how to act.

Speaker 1 (01:02:53):
And again, is it simple obedience?

Speaker 2 (01:02:58):
And a lot of people I think are confused about
being mistreated or what they feel is mistreated or rough
handled roughly like that, why are you handing me so roughly?

Speaker 4 (01:03:10):
Tom?

Speaker 6 (01:03:10):
There's always the other side of the coin, okay. And
in fairness to our law enforcement listeners, there are some
who don't exactly you know, keep things on a de
escalated basis and are quick to take things up and
and and you know, there's there's talk of things like
driving while brown, and you enter race and you enter

(01:03:31):
all these other factors into it, and you don't just
have the nice officer saying put your hands out the
car window. You know, there used to be you know,
there used to be stories and I've heard them from
clients as well, where you know, police dogs have been
unleashed on people that haven't done a darn thing in
the world wrong. So I mean, as you know, as
much as you'd like to have a simple rule and

(01:03:53):
have everybody go to a compliance class and learn how
to just be a good little defendant when you're pulled over,
the reality is it's a different experience with different police
and different potential you know, people that are getting pulled over,
and there's just simply no one way that everything goes down.

Speaker 1 (01:04:11):
Yeah, I guess you're right. I guess you're right.

Speaker 2 (01:04:13):
It would be nice if we had some kind of
de escalation happening. I know, but I have noticed that
so many times where you just think, my god, this
whole thing just got so out of hand, so out
of hand, and to me, in my opinion, now you
get some smart ass defendants or smart ass people, but

(01:04:37):
I'm talking about most of the time, it's an officer
that's just a little too excited. They're just way, way,
way too excited, and they start like barking these orders
and assuming they're going to have a tough time, and
they do the takedown, you know, from a normal sitting position. Hey,
what's going on, officer? You know, I just asked this

(01:05:00):
person blah blah blah, they said to me. I said
to them, All of a sudden, this person has their
face in the dust, and the officer saying, I told
you blah blah blah. You know, It's just I don't know.
It is police work changing. Are they getting more? Are
they learning more?

Speaker 8 (01:05:19):
I think it'd be I honestly think it would be
terrifying to be a cop. I would never want to
be one. I love what they do and in very
general terms, just protect the public. But I can't imagine
pulling someone over on Santa fe at two thirty am
with very low lights out and just not knowing who
the hell is sitting in that car. That to me,

(01:05:41):
that's just terrifying.

Speaker 1 (01:05:44):
I know, and where their hands are, What are they thinking?
What are they going to do?

Speaker 2 (01:05:48):
Now?

Speaker 8 (01:05:48):
We got a break, right, We're so late, it's crazy.

Speaker 1 (01:05:52):
Okay, we got more coming right up?

Speaker 2 (01:05:57):
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Speaker 1 (01:06:01):
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Speaker 2 (01:06:07):
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(01:06:32):
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you want it, fixmihome dot com book now, fixmihome dot
com book now. All right, John Fuller's in the studio
with us, and we have a question about a dash cam, John, John,
With a dash cam, do you leave it running all
the time and how do you submit it as evidence?

Speaker 6 (01:07:15):
So most of them are set up to run all
the time. I mean they turn off when the car
is off, and they turn back on when you start
it back up. And then some are even you know,
motion activated or sound activated, so that if you got hit,
like in a parking lot or something, it would instantly
turn on and record that event.

Speaker 4 (01:07:35):
And then and then.

Speaker 6 (01:07:36):
Some of them are really cool, the ones that I've
messed with, they they sense a crash and then they
save a clip of so many seconds before and then
you know, so long after the event, and then it's
just like a movie that you would you know, download
from your cell phone of you know, if you recorded
a video or something. It's just a clip that you

(01:07:58):
download and have little SD cards and you take them out,
slap them right in your computer, and you're good to go.

Speaker 4 (01:08:05):
They're date stamped.

Speaker 2 (01:08:06):
Now I'm hold on, I got behind. I want to
take this break and come back.

Speaker 1 (01:08:10):
And talk about how do you actually use them?

Speaker 2 (01:08:14):
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(01:08:35):
your coverage at dozens of insurance companies find out now
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think you're his only customer when you choose Frank durand
the real estate Man dot com to list your home
with Remax Alliance three oh three nine two zero sixteen
twenty two. Hi Tom Martino three O three seven one

(01:08:58):
three talk having on three eight two five five.

Speaker 1 (01:09:01):
What's on your mind? And how can we help you?

Speaker 2 (01:09:05):
We've been talking about personal injury and talking about these
uh dash cams? So how does dash cam become a
dash cam? How does it become a file to a
piece of evidence?

Speaker 4 (01:09:16):
John Fuller, Well, you know, most of the time, the.

Speaker 6 (01:09:22):
You know, the real value of a dash cam is
in liability disputes where you've got each side saying it
wasn't my fault, the other guy ran the red light,
or you know whatever. I mean, it's always a denial
of any responsibility.

Speaker 4 (01:09:35):
And then we've got this.

Speaker 6 (01:09:36):
Shirtful, four K color video of exactly what went down.
And normally, at least in my practice, when we have
a video, it just shuts down the liability dispute completely
and we share it with the other side and all
of a sudden they're like, uh, yeah, we accept liability
and that's the end of that. And so for me,

(01:09:58):
I've never actually had to take one to court where
we have this video and they're still gonna deny it
all the way to the point of going to trial.
I've yet to see that, you know, color video.

Speaker 2 (01:10:10):
So you're saying it doesn't necessarily you're saying it doesn't
necessarily ever have to be evidence. It's used before it
becomes evidence. And do you do you like, do you
like freely email it to them?

Speaker 9 (01:10:23):
Yeah?

Speaker 6 (01:10:24):
Sometimes I mean we're going to uh to share that
with him and and you know, but at the appropriate time,
so yeah, thin get.

Speaker 2 (01:10:33):
It, okay, And sometimes he says it discourages the trial.
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Speaker 1 (01:10:42):
You don't pay a cent until you're content.

Speaker 2 (01:10:47):
Time for an insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
to seven one help. You'll think you're his only when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three all three
nine two zero sixteen twenty two.

Speaker 1 (01:11:08):
Yeah, ripped of news need ADVI so you don't have.

Speaker 9 (01:11:20):
Come run into Just.

Speaker 4 (01:11:22):
As fast as we can.

Speaker 1 (01:11:24):
Shooter's gonna help come man.

Speaker 5 (01:11:28):
Six is the Troubleshooter Show.

Speaker 2 (01:11:30):
Now Tom Martino, Hi, Tom Martino here, Welcome to the show.
Three oh three seven one three talk seven one three
eight two five five Here to help you, and we
will do what we can to help you.

Speaker 1 (01:11:46):
All you have to do is call.

Speaker 2 (01:11:47):
Three oh three Martino Works twenty four seven three oh
three sixty two seven eight.

Speaker 1 (01:11:51):
Four sixty six and we do get back to you.

Speaker 2 (01:11:54):
We got John Fuller with us, a personal injury attorney
but also a consumer Advocate extraordiny helping Mark and I
through the through the years, and if you have any questions,
this is a great day to have them answered. I
do have a few text questions coming in and people
asking about injury about dash cams as well. And one

(01:12:17):
of the things about dash cams that somebody.

Speaker 1 (01:12:21):
Wanted to know is when you use it.

Speaker 2 (01:12:26):
The dash cam, does it have to be stamped or
any special How do you know it hasn't been altered
when someone.

Speaker 8 (01:12:35):
Presents you or even even go the next step. Like
we hear about these deep fakes, it looks so real,
it's crazy. I mean, have you come across anything like that?

Speaker 4 (01:12:45):
Yeah, no, I'm not good idea, any good question.

Speaker 6 (01:12:48):
Don't be coming up with these crazy ideas now or
it'll be out there. I have not just not seen
any fake dash cam videos, but everyone that I have
seen has a date and time stamp on it, and
some of them even have GPS and stuff so they
know exactly where it was being recorded. So that gives
you your authentication from a Dayton time standpoint.

Speaker 4 (01:13:11):
You know what's funny about it.

Speaker 8 (01:13:13):
We had one guy call up he the other person
received the ticket for an accident, and then a third
party dash can remember that ye showed up going the
opposite direction. You couldn't even see it unless you know
where to look, And sure enough everything got reversed because
of a third party's dashcap.

Speaker 6 (01:13:33):
You sent that video to me. I saw it and
called it and said that clearly was not yep, this
guy's fault, or it was this guy's fault, whatever the case.

Speaker 8 (01:13:42):
Can you imagine you're in a position to like where
the other person gets the ticket, it looks like the
other insurance company's paying for all your stuff. Then the
next thing you know, it shows up. Have you ever
had a client John where the tables were turned that drastically?

Speaker 4 (01:13:58):
Yeah, for sure.

Speaker 6 (01:13:59):
I mean we've had two or three cases where people
have just pulled over, walked up to the cop and said,
I have a dashcam and it cut the whole thing
on video, and here's my SD card, it's on here,
and so it does happen, and then you know the
challenge for us is we have to get the video
out of evidence and stuff in order to use it.
But you know, listen, videos are almost indisputable. You know,

(01:14:26):
when there's a video of the light turning red and
you've got a nice long pause, and your client is
starting to go across the intersection, and all of a sudden,
just boom, this car comes out of nowhere. It's really
difficult for them to stand up and say we think
the other guy was at fault. You know it just
that whole argument just goes away.

Speaker 8 (01:14:47):
Do you ever have accidents like it? Let's say it
happens in a parking lot and it's a Walmart or
a Kroger or something. Is it hard to get that footage?
Is it like really pulling teeth? Or you generally walk
into Walmart and walk.

Speaker 6 (01:15:02):
Out with You're not walking into Walmart and getting any
video of anything. And the same is true for all
these grocery stores and that kind of stuff.

Speaker 8 (01:15:08):
Why do you think there're so hardcore on it well
that they're just not going to give it up without
a subpoena.

Speaker 4 (01:15:15):
I mean, they're not gonna let you. They don't.

Speaker 6 (01:15:18):
They're not crazy about you knowing how broadly they video.

Speaker 4 (01:15:22):
Everything in there.

Speaker 6 (01:15:22):
I mean, I've had a case where a lady fell
in a grocery store chain and we eventually got the
video and that video linked to link to link to
different cameras, to different different cameras followed her all the
way out to the parking lot, into her car, out
of the parking lot, onto the public.

Speaker 4 (01:15:42):
Street, and then down about another block.

Speaker 8 (01:15:44):
So she literally from the time she got there was on.

Speaker 6 (01:15:46):
Video about except for the like, you know, ten seconds
of her fall that they tried to delete and not
give us. We got every single frame of video that
there was, and it was. It was amazing, I mean
truly amazing. And we're not talking greeny, little crappy, you know,
surveillance cameras. We're talking like really high end stuff with

(01:16:07):
people that are super skilled at doing it, sitting there
with a little mouse joystick following this poor lady around
the store.

Speaker 4 (01:16:15):
And zooming in on her shoes.

Speaker 6 (01:16:17):
I mean, we had zoomed in on a pair of
ugs that you could read the size on it.

Speaker 4 (01:16:21):
That's crazy. It's amazing.

Speaker 2 (01:16:23):
So they don't just know, John, are you saying, John,
are you saying they individually tracked every shopper.

Speaker 4 (01:16:31):
No, but they get to pick who they are.

Speaker 6 (01:16:32):
There's people that sit up there with their little joysticks
and can follow whoever they want. But if somebody falls
and that gets captured on a particular video, you're liable
to see them focus in on that person and then
start following them for the rest of their time in
the store because they want to see are they walking okay,
are they still limping?

Speaker 4 (01:16:52):
Are they limping on the correct foot?

Speaker 9 (01:16:53):
They know?

Speaker 6 (01:16:54):
Did they call somebody? Are they on their phone? Did
they you know? Did they take pictures of it? I
mean later, if the person shows up with a bunch
of photographs and they have a video that shows that
she didn't take them, they can at least argue that
it wasn't taking contemporaneous with the fall and stuff. I mean,
they don't play fair at all. And so, you know,
I tell people, if you fall in a large store

(01:17:17):
like that, you need to know that you are likely
on video and it's going to be super detailed video
of everything that happens.

Speaker 4 (01:17:27):
You know, you need to know.

Speaker 2 (01:17:28):
Hey, Mark Mark speaking to Walmart.

Speaker 1 (01:17:30):
Mark.

Speaker 2 (01:17:31):
There's some youtubees where people tried to sabotage Walmart and
make it look like they had a dangerous situation and
then the person would then fall or they would They
would set up the dangerous condition and then be victim
to it. The world's es retailer with the world's deepest
powers and Walmart captured all of it.

Speaker 10 (01:17:53):
Sure.

Speaker 1 (01:17:53):
What I don't understand is why.

Speaker 2 (01:17:56):
Why do these people feel anything is I'll bet you
every square.

Speaker 1 (01:18:00):
Inch of a Walmart is covered in video.

Speaker 4 (01:18:03):
Would you say yep, yep?

Speaker 8 (01:18:06):
I would agree, And so I think they were spilling
something in the aisle.

Speaker 4 (01:18:11):
All these bigger stores.

Speaker 8 (01:18:12):
I don't care if it's Target or Walmart or Kroger,
King Snoopers, they all have lost prevention. I mean, it
really depends on the area, whether you have one LP
person or if you literally have an entire management team
and ten employees. They might have that at the Dia
store wherein Elizabeth they've got one one guy walking around
acting like he's shopping.

Speaker 4 (01:18:33):
Yeah, but you know, here's what I will tell you.

Speaker 8 (01:18:36):
Well, hold on one other thing, though, Tom. When it
does come to LP and all these things, what you'll
learn is one of the biggest thing is inside theft.
I mean people shoplifting. Sure, that's a big deal we
hear about, but when you really talk about things disappearing
out the back door, that's the big money.

Speaker 4 (01:18:55):
Right, So I am.

Speaker 2 (01:18:57):
So it's for policing their own employee as well, of course?

Speaker 8 (01:19:01):
Oh yeah, LP, for sure, LP.

Speaker 1 (01:19:06):
What do you mean LP?

Speaker 4 (01:19:07):
Loss prevention.

Speaker 8 (01:19:09):
Yeah, they can zoom all in a register. I mean,
like John was saying, if you can read the shoe size,
I mean literally you can count the dimes in the
till right.

Speaker 4 (01:19:19):
Yeah, it's pretty amazing technology. Speaking go ahead, I was
going to say, think about that.

Speaker 6 (01:19:25):
And and you know, one of the things that is
challenging for us sometimes is that they don't just keep
this video forever. I mean, if they if they know
that you fail, and they might, they might sequester that.

Speaker 4 (01:19:35):
Video and hang on to it and stuff.

Speaker 6 (01:19:37):
But by and large, if you think about the average
like Walmart or Kingsoopers or something, just how many square
feet that story is and how many cameras it takes
to you know, to give them broad enough coverage to
say that they're really keeping an eye on everything. And
then think about how much data that is to you know,
to store and keep on servers. And they have huge,

(01:19:59):
huge storage, many times offsite and in different locations. But
I mean just the sheer volume of data that they
have to deal with to do that is amazing. It's
a tremendous investment. But John, get those systems.

Speaker 2 (01:20:11):
Somebody wants to know this and it and it goes
to dash cams, store cams one one side or the other,
right or wrong, it doesn't matter.

Speaker 1 (01:20:21):
Here's what they want to know.

Speaker 2 (01:20:23):
What would be the harm if you want to get
rid of the video for your own reason, maybe it
shows that you were guilty of negligence, or maybe the
store is that fault and the store says get rid
of it.

Speaker 1 (01:20:35):
There is no law. Is there a law, or I
should say there is.

Speaker 8 (01:20:39):
I want to ask you you must to preserve it far.

Speaker 4 (01:20:44):
And you would want them.

Speaker 2 (01:20:45):
Mark, I'm talking about Mark, I'm talking.

Speaker 1 (01:20:47):
About right away.

Speaker 2 (01:20:48):
Okay, is there any kind of a law that says
you must preserve evidence?

Speaker 6 (01:20:55):
Well no, not not just on your own accord. But
when we get involved early on, one of the very
first things we do, like day one, is send these
defendant corporations a letter saying you.

Speaker 1 (01:21:09):
Need that's smartness talking about, and.

Speaker 6 (01:21:11):
That's called there's a concept called spoilation. And we send
them a letter saying you are hereby put on notice
that you are to not destroy any and we have
a whole laundry list video audio.

Speaker 1 (01:21:22):
You know how binding is that?

Speaker 9 (01:21:23):
Well?

Speaker 1 (01:21:24):
How binding is that?

Speaker 6 (01:21:25):
Let me tell you. The rules of evidence are are
pretty clear. If you have evidence and we put you
on notice that you're to hang on to it and
not destroy it.

Speaker 4 (01:21:34):
And you destroy it.

Speaker 6 (01:21:36):
It gives us the ability to get what's called a
negative inference in front of a jury, and that means
the judge will say to the jury, Hey, mister and missus, jury,
there was video of this incident captured. Okay, however the
defendant erased the video, and as a matter of law,
you are entitled to assume that there must have been

(01:21:58):
something really bad on that video.

Speaker 4 (01:22:00):
Oh wow, and you.

Speaker 6 (01:22:01):
Are to afford that all of the credibility that you
might otherwise have done.

Speaker 8 (01:22:05):
Well, that's like you were saying about Dad grocery store.
They had that woman literally pulling in the parking lot
to when she left, but the thirty seconds what mattered
was the only thing missing.

Speaker 4 (01:22:17):
Yeah, I mean that's insane. That was tragic.

Speaker 2 (01:22:20):
Yeah, we got more coming up on the Troubleshooter show.
K and H Home Solutions now has painting available Knag
Paintingproskwindows dot com. Go with a sure thing Denver's Best
roofer Excel Roofing dot com.

Speaker 1 (01:22:38):
You don't pay a cent until you're content.

Speaker 2 (01:22:43):
Time for an insurance checkup free no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate man dot
com to list your home with Remax Alliance three all
three nine two zero sixteen twenty two.

Speaker 1 (01:23:06):
That's okay, I got it.

Speaker 2 (01:23:13):
Hi Tom Martino here three all three seven one three
talk seven one three eight two five five. What is
new in your life? And how can we help you?
We've been talking about evidence and how to get evidence,
how to preserve evidence, and John I wanted to know
along with this texter. It's something I had brought up
before and they just reminded me. Have you ever had

(01:23:36):
a scene of an accident where you know there are
traffic cams first and foremost? Traffic cams I need to
know about, John. Does every municipality have a traffic cam
of some kind somewhere or intersections camera?

Speaker 1 (01:23:52):
I mean what you mon came well.

Speaker 8 (01:23:54):
First if they do have one, or you alone to
request right?

Speaker 1 (01:23:58):
You know, right?

Speaker 6 (01:24:01):
So there's different kinds of dash cam or different kinds
of traffic cams or intersection cameras or whatever. Most of
the cameras that you see on intersections, by and large
are traffic control cameras. In other words, they don't record,
they're just sensing whether or not there's a vehicle. So
as an example, you could have a turn lane that
if you had twenty five cars in it, it stays,

(01:24:23):
you know, with a turn signal to let all twenty five.
But if you only had two one time, it senses
that there's no cars and the light turns a lot quicker.
Those don't record, and therefore there's nothing for us to
get I have only had, as I think back, over
the course of my career, I've only had a couple
cases where we actually had film from one of those

(01:24:44):
municipal cameras that we were able to get our hands on.

Speaker 8 (01:24:47):
How about like the traffic ones, like these red light cameras,
I mean, you would think they if they capture you
barely missing a yellow light, yeah, they send you take
they'd have it.

Speaker 6 (01:24:58):
Well, yeah, if there's recording going on, and it truly
is recording, then yeah we can get a copy of it.
But I mean, it's just it's so rare that we
don't even really worry about that unless it's really you know,
a factor, and then we have to send out an
investigator to go take a look, or I have to
go by there and film the intersection or something.

Speaker 4 (01:25:20):
But you know.

Speaker 6 (01:25:21):
That's why I'm such a big believer in the dash
cans is that you can control whether or not that
accident is on video, and all you got to do
is just put that camera in and.

Speaker 8 (01:25:31):
Yeah, you can control whether or not anybody ever sees
that video.

Speaker 4 (01:25:34):
That's true too, that.

Speaker 2 (01:25:38):
Out of curiosity, John, when you do look at the video,
does it usually support your case?

Speaker 1 (01:25:43):
I'm just curious.

Speaker 6 (01:25:46):
Well yeah most of the time, but not always. I
mean we've had we've had cases where it didn't support things.
And it's not that I send it to the other
side at that point, but they stop being my client.

Speaker 2 (01:26:00):
Okay, Okay, See that's good to know. I mean, like,
like you said, you can only fight for people when
they have been victims of something, right, And I mean I'm.

Speaker 1 (01:26:11):
Not gonna people.

Speaker 6 (01:26:12):
Yeah, there's no way I'm going to continue with the
case and continue advocating when I've seen a video that
proves that my client is not you know, is not
telling the truth and and maybe not even intentionally. You know,
reasonable people can have different opinions about what happened, but
the video just clears that right up. And in one
in particular I'm thinking of, he was adamant and I

(01:26:33):
believed him that the light was green and that this
other guy had run the light. That was one of
those where a third party came up to the cop
and said, hey, I've got a video right, here's the
SD card. You know, have a good day, officer. And
once we finally got that video out of the police
lo and behold, our client was just dead wrong. And
we showed it to him and we withdrew from the case,

(01:26:55):
and that was that. I mean, we'll have no part
of that.

Speaker 1 (01:26:59):
John.

Speaker 2 (01:27:00):
There are there times when it really could go either way,
or there is truly some shared negligence or like like
everyone did something a little wrong.

Speaker 6 (01:27:12):
Yeah, I mean, there are times where there's more than
one person that shares some fault for an accident, particularly
when you have like multiple vehicles involved and stuff like that.
It almost always is going to involve a shared degree
of negligence over two or three different people.

Speaker 8 (01:27:29):
But or like a parking lot, two people backing out
at the same time.

Speaker 4 (01:27:33):
Yeah, and I abhorror parking lot accidents. They're just terrible.

Speaker 6 (01:27:38):
But but yeah, I mean, you know, and there's a
mechanism to deal with that. We have comparative negligence you know, rules,
and the jury gets to assess that every you know,
every party has some negligence in there. They get to
decide what percentage they attribute to that person and then
that's binding in terms of a you know, an adjustment
of the verdict based on that percentage of compaired default.

Speaker 2 (01:28:02):
Okay, that's well said, because it is a little bit
of your problem, a little bit of my problem, and
therefore there's some kind of a portionment of blame or negligence.
So when you have somebody this is a text a
rear in collision, but there are three or four cars involved,

(01:28:26):
is it always the last car that gets blamed for everything?

Speaker 1 (01:28:31):
Or is it a daisy chain?

Speaker 2 (01:28:33):
How do you sort through these when you have a
car in the middle of the pack?

Speaker 6 (01:28:37):
John, Yeah, it's hard, and we frequently get down to
really trying to figure out and even looking at some
of the onboard you know, computer sensors and stuff to
see how many impacts there were and stuff. I mean,
you know that that's a difficult one. And sometimes people
really don't know if they get hit once or twice

(01:28:59):
or three times. But you know, it's pretty simple. If
you have three cars sitting there and none of them
had hit each other, and one car comes along and
causes that chain reaction, they're on the hook for everything.
If there was one collision followed by a second collision
followed by a third one, then you're going to have
to try to apportion that between all the different.

Speaker 4 (01:29:19):
People when you have what you just said.

Speaker 8 (01:29:21):
So let's say three cars and a truck comes up,
you know, a bigger truck whatever hits the one in
boom boom boom, daisy chains. And let's say all the
vehicles are totalled and there's someone injured in each vehicle.
But it's state minimum insurance. Is it simply divided by three?
At that point? I mean, who determines who gets the

(01:29:42):
money first come for service?

Speaker 1 (01:29:44):
Yeah?

Speaker 4 (01:29:45):
No, we have to fight about that, and we do
all the time. So you fight with the other attorneys.

Speaker 6 (01:29:50):
Yeah, we've got a case right now where five people
got injured by somebody with minimal limits, and.

Speaker 8 (01:29:56):
Well, it's probably not even worth taking a case like that.

Speaker 6 (01:29:59):
Yeah, there's um, there's other okay, you know, other stuff
that we get to, but strictly from the at fault party,
there's there's twenty five fifty, so there's fifty thousand dollars.
It might get split up five ways. It might get
split to where only the two badly injured people get
the money and the other ones get nothing.

Speaker 8 (01:30:18):
I mean, how does it importance between you and let's
say everybody's got an attorney, so you're dealing with somebody
else's attorney.

Speaker 4 (01:30:25):
That's not a fault.

Speaker 8 (01:30:26):
How do you come up with a scenario to where, okay,
they might have been injured more, but that doesn't mean
my guy's not injured. I mean, how do you guys
play fair? I mean, how does that generally work?

Speaker 6 (01:30:39):
We we don't always, you know, we do you think, Okay,
my guy's got UM coverage, so we have that to
go out maybe. I mean, I got paid for his UM,
so why should he take less? Exact he was smart
to have good insurance. So you know, frequently we go
to mediation on those, and sometimes we go to court
on those and let a judge decide it. But it's

(01:31:00):
strictly a matter of negotiating, and but.

Speaker 8 (01:31:03):
If the judge had to decide it, what would the
merits be?

Speaker 4 (01:31:06):
Who's hurt the worst?

Speaker 8 (01:31:07):
So that's typically words damaged the most.

Speaker 6 (01:31:11):
Yeah, a lot of times we'll take those, you know,
we'll take and and proportionately split it up. So if
somebody's got twenty thousand of meds and somebody has ten
of meds, and you know, we'll try to come up
with these mathematical ways to split the money up so
that it proportionally is distributed according to how bad the
medicals are. But even that is not a pure science

(01:31:32):
because you know, is it somebody that had good health
insurance and they didn't take the ambulance and they didn't
go to the er, but they went to their PCP
and it turned out I mean, you know, so maybe
their meds are lower, but they're not quite as or
but they're still very seriously hurt. Or you know, is
it somebody that's not really hurt that bad, that went

(01:31:52):
to the er five times and went to Skyridge and
had six cat scans done and they've got one hundred
thousand of meds but not single broken bone. You know,
does that person deserve more complicated? I would say no,
but it's hard stuff and if you're the guy that's
not represented, you're gonna probably come out last in that

(01:32:12):
in that negotiation.

Speaker 2 (01:32:14):
So, okay, we have more coming up on the Troubleshooter Show.
Go with a sure Thing Denver's Best roofer Excel Roofing
dot com. You don't pay a cent until you're content.
Time for an insurance checkup free, no obligation. In comparison,

(01:32:37):
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out Now three oh three, seven
to seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two. Hi Tom

(01:32:58):
Martino here at three three seven to one to three
talk seven one three eight two five five. So, in
speaking about accidents, personal injuries, negligence and all of that,
there are many other other areas of damages other than
traffic accidents. Of course, that's one of the areas, of course,

(01:33:22):
in a major area, but there are other areas. But
in general, when it comes to injuries and damages, there's
always a question, or not a question, a comment we
get when people call us John and I'm reading through
the lines and I'm reading the code for it. When

(01:33:42):
a person says I can't find an attorney to take
my case, that that makes zero sense.

Speaker 1 (01:33:52):
So not to me, I always ask, yeah, you know
what I mean?

Speaker 2 (01:33:57):
Well, when they say no attorney will take my case.
And by the way, this is not just personal injury,
this is for all kinds of cases. Normally, when they
say that, they mean contingency, because you can hire an
attorney to take any case you pay them by the
hour and say please do this now they don't see

(01:34:18):
any merit in it.

Speaker 1 (01:34:19):
They may not do it, but.

Speaker 2 (01:34:21):
Most of the time, if you pay by the hour,
they're going to go right up to the courthouse steps.
So when someone says I can't find an attorney to
take my case, the very first thing is they're talking
about a free attorney or an attorney that works on contingency.
And in many cases, you're right, you're not going to

(01:34:41):
get an attorney to do all of the legwork and
to do all of this hoping to share a prize
with you, And a lot of consumers take it for granted,
or they think they assume that attorneys work all attorneys
work on contingency. Don't even when there are big awards

(01:35:03):
to be won. Even if you could win an award
of a quarter of a million dollars, there are some
attorneys that would rather take that on a very on
a fee simple basis, you just pay the fee. Others
might do a contingency, some do a hybrid. They do

(01:35:24):
a contingency, but you have to pay expenses, some of
the expenses. So it's really when somebody says I can't
find an attorney to take my.

Speaker 1 (01:35:37):
Case, what does that usually mean to you?

Speaker 6 (01:35:40):
John, there's a problem with the case. I mean either
lifa ability, no damages, no coverage, no reasonable likelihood of recovery.
I mean there's a problem. And you know, listen, people
like me are in business to make a living as well.

(01:36:02):
And just like you wouldn't go to work and not
get paid or not make money, the attorneys are the
same way. They're not going to you know, I don't
just do the work. I invest money, I pay my staff.
I have you know, quite an operation going that doesn't
happen for free, I promise you. And so when I
take on a case, I am making a promise to

(01:36:25):
that client that we're going to dedicate those resources and
our time and our efforts and my staff's time and
efforts into getting a good outcome. I can't do that
if there's no merit or no potential of recovery. It's
just that simple, right.

Speaker 2 (01:36:41):
There has to be some way to recover that money.
And so when they say I can't find an attorney
to take my case, there is usually something wrong with
the case and you have to really figure out what
it is. Now in calculating damages, you said something John
that I think so many people, so many people get wrong.

(01:37:01):
And there could be the most outrageous, unbelievable, sympathetic case
where a young father is killed, mowed down by a
drunk driver who is like as wrong as wrong can get.
And this father, let's say just pass the bar. And

(01:37:22):
this father has three kids, and there are all kinds
of potential jobs he turned down, and his career would
have been worth millions. This is a case whereas if
someone had fifty million in light in insurance, it's possible

(01:37:43):
that this person could have cashed in on that fifty million.
But when you only have fifty thousand. There's nothing you
can do about it. And I cannot tell you, John
how many people have called and said, but wait, it's
it's not fair.

Speaker 6 (01:38:02):
Oh yeah, I could line people up around this building
that have been in that situation where their damage is
far exceed the availability of insurance proceeds.

Speaker 8 (01:38:12):
Or just the price of the car.

Speaker 6 (01:38:15):
Well, that happens all the time. I mean that that's
just I mean, look, you're in a state that has
fifteen thousand dollars property damage coverage limits.

Speaker 4 (01:38:23):
How do they do that?

Speaker 6 (01:38:24):
You know, the last time I remember buying a car
for fifteen I think I was like sixteen years old.

Speaker 8 (01:38:29):
You know, I'm saying, how come the legislature, the legislature
here does that.

Speaker 6 (01:38:33):
Well, because of the insurance industry. The insurance you know,
lobby doesn't want to They don't want the legislature to
force them to charge more to give greater coverage because
the rates are going to go that much further up
and people aren't going to have any coverage.

Speaker 8 (01:38:50):
Well, it's a lot of times it's like you don't
have any coverage too.

Speaker 2 (01:38:54):
Yeah, yeah, I mean it is like you have no coverage.

Speaker 6 (01:38:59):
That's why I'm saying, that's a big proponent of uninsured
motorist coverage. I mean, I've got a case right now
where we have catastrophic losses. Catastrophic losses. I don't even
want to tell you the full nature of the losses,
but they're bad. And the guy that cost it appears,

(01:39:20):
although I'm not convinced yet, but appears to only have
like fifty thousand dollars of coverage. Well that's just not enough,
you know. I always ask myself, would you trade places
with the person you know for this amount of money?
And it's almost always not even not no, but hell no.
You know, it's just not enough. And that's just the

(01:39:42):
nature of the business. But you can keep that from
happening by buying enough uninsured motorist coverage. And I get it.
You got to eat, on the one hand, and you know,
do I eat? Do I pay insurance? Do I pay
the kids?

Speaker 4 (01:39:55):
Whatever?

Speaker 6 (01:39:56):
Do I buy insurance? I get that. It's a trade off,
and money doesn't grow on trees. However, the difference between
having the minimal limits or God forbid, having liability only
out there and not having any sort of um when
you get hit by one of the two thirds of
Colorado's that have either no insurance or only the state

(01:40:16):
minimum of twenty five thousand. You're talking about your life
potentially changing its course and you not potentially being able
to do your job anymore and supply and support your
family anymore for in exchange for twenty five grand.

Speaker 4 (01:40:31):
Well, people just not worth it.

Speaker 8 (01:40:32):
People will go out and they will purchase liability insurance
to cover others, but they won't cover themselves.

Speaker 6 (01:40:40):
Or you hear this which all the time. They sit
in my conference room and they're like, I got an umbrella.
We got lots of insurance. I got an umbrella. And
you're like, okay, here we go. We pull up the
policy and look at it and lo and behold, it's
just an umbrella which will yours the additional liability and
not youm coverage and all that wonderful umbrella didn't do
a damn thing. And they didn't have two nickels to

(01:41:03):
rub together anyway. I mean, it's not like they truly
were a liability target that needed an umbrella. They should
have taken the money they spent on the umbrella and
bought just a little bit more liability and then the
same amount of um coverage. John family would have been
that much better off.

Speaker 2 (01:41:19):
John, Is there such thing as an umbrella for uninsured
or underinsured?

Speaker 6 (01:41:24):
Yeah, it's not exactly per se an umbrella for uninsured,
But what it is is a writer on your umbrella
that extends that same coverage to uninsured motorists. And I
absolutely have it. Mark has it. I think Dimitri now
has it on his. We've all talked about it. It's
available if your carrier doesn't offer it, and not all
of them do change carriers.

Speaker 8 (01:41:46):
That goes back to exactly what I said. People will
go out get an umbrella to protect other people, but
they won't get an umbrella to protect themselves.

Speaker 4 (01:41:54):
Yes, exactly, exactly right.

Speaker 8 (01:41:56):
And then how about medpay real we got like, that's
pretty dirty, let's see it.

Speaker 1 (01:42:01):
Wait, wait, let's.

Speaker 2 (01:42:02):
Talk about Mark, Mark, we got, we gotta hold it.
We'll take it right after this. Okay, talk about medpay.
It's a very important coverage. Go with a sure thing
Denver's best roofer Excel roofing dot com. You don't pay
a cent until you're content, wait time for an insurance

(01:42:25):
check up free, no obligation. In comparison, call compass insurance
paying too much your coverage at dozens of insurance companies
find out now three all three seven to seven to one.

Speaker 1 (01:42:34):
Help.

Speaker 2 (01:42:35):
You'll think you're his only customer when you choose Frank
durand the real estate man dot com to list your
home with Remax Alliance three all three nine two zero
sixteen twenty two. Hey tom Archino, here, we got John
Fuller with US Fuller Law, talking about personal injury. But
we'll take any and all calls on any and all problems.

(01:42:56):
Mark left off talking about medpay and how important is
we're talking about how underinsured and uninsured motorists is very
important because if other people don't have the liability you need,
and eighty five percent of the time they don't eighty
five percent of the time they do not have adequate
liability to pay your damages eighty five percent of the time,

(01:43:19):
and you don't carry uninsured or underinsured, you're crazy. Now,
let's talk about medpay. Mark, what were you asking? Well,
it made me think of somethe you just said that.
You know what I hate about medpay. It's great coverage,
everybody should have it.

Speaker 4 (01:43:32):
It's cheap.

Speaker 8 (01:43:33):
But if you do go in after both accidents I've
dealt with and John was actually our attorney the hospital
wants to grab that medpay money so fast, John, It's
like they try to move on that medpay money it
to speed a light. And my assumption is the worst
place to apply medpay would be at er. Is that

(01:43:56):
true or not?

Speaker 4 (01:43:57):
Uh?

Speaker 6 (01:43:58):
Yeah, in my opinion, I agree with you. But unfortunately
it's kind of the early bird gets the worm. And
whoever you know sends in those bills first generally is who.

Speaker 4 (01:44:07):
They pay out first.

Speaker 6 (01:44:08):
But we have had some changes in legislation that makes
them have to build some health insurance stuff first, and
so that's at least moving in the right direction.

Speaker 8 (01:44:16):
So yeah, so John negotiated our bills down. We'll talk
about that more next hour because we're very good.

Speaker 2 (01:44:22):
Yeah, and some of the tricks with medpay coming up
and more on the Troubleshooter Show.

Speaker 4 (01:44:27):
Excuse be all right?

Speaker 2 (01:44:33):
Go with a sure thing Denver's best roofer Excel roofing
dot com.

Speaker 1 (01:44:37):
You don't pay a cent until you're content.

Speaker 2 (01:44:41):
Please time for an insurance check up free, no obligation
comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three oh three
seven seven one help You'll think you're his only customer
when you choose Frank durand the real estate Man dot
Com to list your home with Remax Lions three all
three nine two zero sixteen twenty two.

Speaker 4 (01:45:08):
Ripped up new need advice so you.

Speaker 7 (01:45:13):
Don't have.

Speaker 3 (01:45:16):
Come running.

Speaker 8 (01:45:17):
Just as fast as we can.

Speaker 4 (01:45:19):
The Shooter's gonna help coming.

Speaker 5 (01:45:22):
Man Dix is the Troubleshooter Show. No Tom Martino, Hey.

Speaker 2 (01:45:29):
Tom Martino here, welcome to the show. Three oh three
seven one three talk seven one three eight two five five.

Speaker 1 (01:45:37):
We're here to help you.

Speaker 10 (01:45:38):
Uh.

Speaker 2 (01:45:38):
What you have to do is give us a call
if you have a problem, question or complaint.

Speaker 1 (01:45:41):
We do have some texts I'm gonna get to.

Speaker 2 (01:45:43):
On issues and uh things to ask our attorney on
for today. I happened to find this statistic that I
found was unbelievable because someone actually took the took the
stats put them all together. The website is a research
website on cars. It's called ic cars, that's I see

(01:46:09):
cars dot com. And they put together this based on
leasing data and other data on cars that hold their
value the most over a certain number of years, and they.

Speaker 1 (01:46:22):
Picked a five year depreciation period.

Speaker 2 (01:46:25):
Cars that hold their value the most. I was pretty
surprised to see that on the top ten list we
had one, two, three American cars in the top ten.
But something I found very shocking there was one brand

(01:46:47):
and it's more of an it's kind of borders on
exotic to sport car model. It's not really an exotic,
but it's it's not your run of the mill sports car.
And that has three entries in the top ten. Three
entries and that being Porsche. Okay, the number one car

(01:47:09):
for holding its value over a five year period. Portion
nine eleven the number one car for this. This has
taken into consideration Lisa's purchases, resales, wholesale, They've done a
massive data dump. So Portion nine eleven, no matter what

(01:47:31):
you have to say about the car, I mean, it
might be expensive in all of that, but it is
absolutely the highest value holding car of all.

Speaker 1 (01:47:43):
For five years.

Speaker 2 (01:47:47):
Next, Porsche seven eighteen came in two Porschas one in two,
number three. As you would expect, I would expect the
Toyota on this list, Toyota Tacoma.

Speaker 1 (01:48:08):
The truck now it only now.

Speaker 2 (01:48:11):
For example, the Portion nine eleven, which is number one,
only depreciates about twenty percent only twenty percent over that
period of time. If you think about it, my Beamer
went down more than fifty percent, more than fifty percent.
But anyway, the portion nine eleven, Portion seven eighteen, then

(01:48:34):
the Toyota Tacoma that depreciates about twenty six percent. You
know what's number four on the list. This is pretty
amazing to me. The Chevy Corvette holds its value. That's
pretty nice to know because it's a nice car to
begin with. The Chevy Corvette holds its value number four

(01:48:56):
on the list of the top ten. Number fourppreciates about
twenty seven percent. The Honda Civic, number five. But think
about this, if you would ask someone what depreciates more,
this Chevy Corvette or the Honda Civic, I'll bet you
people would pick the Civic.

Speaker 1 (01:49:17):
But anyway, the Civic.

Speaker 2 (01:49:19):
Is right behind the Corvette, and then right behind that
another American car, the Camaro, and all of these, if
you think.

Speaker 1 (01:49:29):
About it, are within a percentage two or three.

Speaker 2 (01:49:31):
Like for example, from let's say the Porsche seven eighteen,
which is number two on the list of ten, to
the Camaro, there's only a spread of about seven percent.
So they're all pretty damn good cars. After the Camaro.
The Toyota Tundra holds its value, you know, Deputy D

(01:49:58):
I wonder how your.

Speaker 1 (01:49:58):
Forerunner would do.

Speaker 2 (01:49:59):
And I mean, I'm asking you as an owner of
the fore Runner, how does it do you know?

Speaker 4 (01:50:05):
I think it does really well. I haven't tried to
sell mine, no.

Speaker 1 (01:50:09):
But you've probably looked around at him. I have.

Speaker 12 (01:50:11):
I mean, I'd love to upgrade to a newer one
with a lot less miles, but they trade at such
a tiny discount compared to.

Speaker 1 (01:50:19):
So they hold their value pretty well.

Speaker 12 (01:50:20):
And not only that, but a friend of mine actually
bought a Tacoma about I don't know, four years ago,
drove it for three years, and recently sold it for
more than he paid for it.

Speaker 1 (01:50:31):
Oh my god. Next the Ford Mustang.

Speaker 2 (01:50:36):
The Ford Mustang is behind the Toyota Tundra, and then
number nine, another Porsche. I mean, the Porscha has three
vehicles on the list, three vehicles on the top ten,
the seven eighteen Boxter, and then the Toyota Corolla. So
Toyota kicks butt and Porscha kicks butt when it comes

(01:51:01):
to depreciation. And then if you wanted to go into
the top twenty, then you get into the Toyota rav four,
the Toyota four Runner which you have, that's number thirteen
in the top twenty Toyota Corolla. Look at how many
Toyotas here, number fourteen. I mean, you know, Japanese cars

(01:51:23):
in general make a hell of a car. They just
took over. When it comes to depreciation, they do a
really good job. Seom. I believe I'm saying it right, Siom.
What's going on with your property?

Speaker 1 (01:51:40):
Seom?

Speaker 3 (01:51:44):
After remodeling? You know, before I have agreement with Colorado
Living bas for remodeling my shower.

Speaker 1 (01:51:58):
But okay, after.

Speaker 3 (01:52:01):
You know that, you know, I don't know that's the
damage my when I.

Speaker 1 (01:52:06):
Well, let me ask you.

Speaker 2 (01:52:08):
You hired you hired the company to remodel your shower?

Speaker 3 (01:52:15):
Yes, yes, And.

Speaker 1 (01:52:18):
What did they do wrong?

Speaker 3 (01:52:22):
The wrong is they not you know, not work it properly? Maybe?

Speaker 1 (01:52:30):
What did they do wrong? What did they do wrong?

Speaker 3 (01:52:33):
The wrong is?

Speaker 1 (01:52:34):
What did they do wrong?

Speaker 3 (01:52:35):
After the next the next day when I'm using you know,
the the shower. Oh yeah, house is in by water
damage in my and my wheat floor. In addition to

(01:52:59):
my water, you know, dryer and laundry of everything. The
damage after that.

Speaker 1 (01:53:07):
See see com let me see.

Speaker 2 (01:53:10):
Let me let me ask you a quick question. How
much did this shower remodel cost you?

Speaker 3 (01:53:17):
Just the cost is let me let me check my receipt.

Speaker 1 (01:53:24):
Yeah, just roughly.

Speaker 3 (01:53:25):
I paid eight eight thousand, it can.

Speaker 4 (01:53:29):
See five.

Speaker 2 (01:53:31):
What was it?

Speaker 8 (01:53:33):
Just a tub, the shower conversion, totally.

Speaker 3 (01:53:38):
Remodeling the shower, the agreement. I have agreements.

Speaker 1 (01:53:42):
I have paper for that.

Speaker 3 (01:53:47):
Totally. Let me check my receipt.

Speaker 2 (01:53:52):
What's the name of the companies? See, what's the name
of the company?

Speaker 3 (01:53:58):
Colorado Living? Bad agreement, Colorado Living.

Speaker 1 (01:54:04):
Colorado Living. Yeah, what do they say? Do they say
they will fix it?

Speaker 13 (01:54:14):
No?

Speaker 3 (01:54:14):
They they when I talk to them, you know, minor ceiling,
they try to fixing. But still my you know, my
wood floor is damage. Every day I'm calling, I'm look,
I'm calling.

Speaker 1 (01:54:34):
Not you know, uh.

Speaker 3 (01:54:39):
Just you know I'm calling. Still my wood floor is
you know damage.

Speaker 7 (01:54:45):
In addition to will they.

Speaker 1 (01:54:46):
Are they are they willing to fix it for you?

Speaker 9 (01:54:50):
That will?

Speaker 1 (01:54:50):
Will they fix the floor for you?

Speaker 2 (01:54:56):
Uh?

Speaker 3 (01:54:57):
Ceiling?

Speaker 1 (01:55:00):
Will they fix your hardwood floor?

Speaker 9 (01:55:05):
What floor is?

Speaker 3 (01:55:06):
Still?

Speaker 7 (01:55:06):
Is not?

Speaker 1 (01:55:08):
Still? Sixteen?

Speaker 8 (01:55:11):
Are they saying, Okay, They're gonna fix it though? Are
they telling you, yes, we will fix it?

Speaker 3 (01:55:19):
Yeah, they told me.

Speaker 8 (01:55:22):
Yes, you know, Kelly, let's try to give him a call.

Speaker 1 (01:55:28):
Yeah, hold on, bro Let's hold on and see if
we can get this.

Speaker 2 (01:55:32):
Get somebody to talk about this. It sounds frustrating to me.
He paid, you know, he paid eight grand. Sounds like
a shower conversion mark that went bad. Gary's got a
comment on depreciating cars.

Speaker 1 (01:55:47):
Go ahead, Gary, what do you have to say?

Speaker 13 (01:55:51):
Okay, Tom, Yeah, carrys from Las Vegas. How about cars
that are the most appreciated, that may have a lot
of value to the owner the consumer.

Speaker 7 (01:56:02):
My nomination is a Prius. It's a Nissan Leaf. No,
actually they plug it.

Speaker 2 (01:56:10):
Actually, the Prius has the Prius does not depreciate a
lot until it gets up to about ten years, and
then people fear the battery replacement.

Speaker 13 (01:56:21):
How about the Nissan Leaf, they'd appreciate humongous over the
first three years.

Speaker 8 (01:56:26):
They were given those away for a while.

Speaker 1 (01:56:29):
Yeah, yeah they're bad.

Speaker 13 (01:56:30):
Five years, they're bad.

Speaker 8 (01:56:33):
Teslaing Jo Gary isn't great either. I mean the Model
X isn't bad, but most Tesla models depreciate it.

Speaker 4 (01:56:40):
Warp speed.

Speaker 2 (01:56:42):
Yeah, evs in general are bad.

Speaker 13 (01:56:48):
By it depreciated. I paid five thousand for my car.
Ran it for five years, and it was a home run.

Speaker 7 (01:56:54):
And I'm thinking, what.

Speaker 9 (01:56:58):
A leaf.

Speaker 2 (01:57:00):
Okay, but you you might have hit it just in
the right time. You lucked out, Gary, You lucked out.
You probably found a buyer that really wanted an EV
and couldn't afford a new one normally, normally that doesn't happen.

Speaker 13 (01:57:17):
Exactly. So I bought it for fifty five, they sold
it for five, and I drove it for five years,
and I think.

Speaker 1 (01:57:24):
I can get there.

Speaker 13 (01:57:25):
People they buy these electric cars, they don't want them
after a year or two.

Speaker 9 (01:57:31):
There's a lot of great, Yeah, you know what you're doing.

Speaker 1 (01:57:35):
You're right, You're right.

Speaker 2 (01:57:36):
Hey, hey, Mark, Why do evs depreciate so much? Is
it the.

Speaker 1 (01:57:42):
Battery the fear of the battery?

Speaker 8 (01:57:44):
Well, it's not all of them. They do, Like I said,
the Model Less and especially the Model X don't depreciate
nearly as quick.

Speaker 4 (01:57:52):
As the Model wire three.

Speaker 8 (01:57:54):
And then of course on the Nissan, I guess people
go out and they buy one. I mean kind of
the weird thing is like that Nissan. I mean, you
gotta charge that thing all the time. It doesn't have
a very long range, and it's probably not right for
a lot of people, and they don't realize it till
after they buy it. But listen to this, Man, I've

(01:58:14):
never heard of Alpine Nissan, but these guys have. I mean,
this is so absurd. I can't even tell you a
twenty four month lease. And I'm sure there's a lot
of you know, there's a lot of stuff.

Speaker 4 (01:58:28):
Going on in this.

Speaker 8 (01:58:29):
But a twenty twenty five Nissan Leaf SV for forty
nine dollars down and nineteen dollars a month on a
twenty four month lease.

Speaker 4 (01:58:41):
Think of that.

Speaker 13 (01:58:42):
Come on, that's stick free driving.

Speaker 8 (01:58:46):
That's basically free driving. Yeah, I agree.

Speaker 1 (01:58:49):
Man, Wait a minute, are you Mark? Are you kidding me?
They really have those vehicles out there.

Speaker 8 (01:58:55):
Right now, I'm looking at this from Alpine Nissan. It
is forty nine dollars down at lease. A new twenty
twenty five Nissan Leaf SV for forty nine down and
nineteen dollars per month on a twenty more twenty four

(01:59:15):
month lease.

Speaker 1 (01:59:18):
Gary, that sounds like your next car.

Speaker 4 (01:59:20):
Oh, it's crazy, John. It's like eight miles a month of.

Speaker 8 (01:59:25):
Your total of two hundred miles for two years right now?
Ten thousand?

Speaker 9 (01:59:29):
Wait?

Speaker 1 (01:59:29):
Wait, wait, what is the mileage though, Mark, that is
a good point. What's the mileage I'm looking man, Yeah,
that would be good to know.

Speaker 13 (01:59:40):
The energy equivalent is like one fourth of a gas
lenkosts and people don't want them because of range anxiety.

Speaker 7 (01:59:49):
They really range anxiety.

Speaker 8 (01:59:51):
So yeah, if you live like you said, you're in Vegas,
you don't need range. I mean you're right there, man.

Speaker 4 (01:59:58):
Mark, I'm looking at the fine print.

Speaker 12 (02:00:00):
I'm looking at the fine print on that Nissan leaf
from Alpine Nissan. Yeah, so they do allow their they
do allow up to ten thousand miles per year. Otherwise
it's twenty five cents a mile. But here's where I
think a lot of this discount comes from. Where it
includes sixty six hundred dollars Colorado EV credit must be

(02:00:21):
a car resident and thirty four to seventy five four
hundred and seventy five EV lease cash.

Speaker 8 (02:00:30):
Yeah, but it's still it still is going to come
down to forty nine dollars down.

Speaker 4 (02:00:34):
But the dealer's making Yeah, the.

Speaker 8 (02:00:37):
Dealer's making the money. Yes, who cares? Are buying this
leaf for somebody?

Speaker 12 (02:00:44):
Does not include d n age dealer and handling of
six hundred and ninety bucks.

Speaker 4 (02:00:50):
It's still unbelievably cheap.

Speaker 12 (02:00:52):
It's still but it's ninety nine dollars a month. They
offer two of these, a leaf and an area for
forty nine down and nine nine dollars per month.

Speaker 8 (02:01:01):
I don't it says nineteen per month. Wow, I ain't
paying over twenty dollars.

Speaker 4 (02:01:07):
Dang it.

Speaker 8 (02:01:08):
How much insurance do you put on this car? That's uh,
that's incredible. That's my brain is spinning over this stupid offer.
I mean, it's it's just insane.

Speaker 4 (02:01:23):
Tom.

Speaker 8 (02:01:24):
You're in the market.

Speaker 4 (02:01:25):
There you go.

Speaker 1 (02:01:26):
Man, Man, oh, I'm not actually in the market.

Speaker 2 (02:01:30):
I put myself in the market sometimes because I get bored.
But you know, the more I think about it, my
X seven, I'm gonna lose. I'm gonna lose so much
money I may as well keep it. I only have
thirty thousand.

Speaker 1 (02:01:43):
Miles on it. It's a nice car, but it's just
way too big. Okay, we got to take a break.

Speaker 2 (02:01:50):
Three on three seven one three talks seven one three, eight,
two five five Go with a sure thing Denver's best
roofer excel roofing dot com. You don't pay a cent
until you're content. Time for an insurance checkup free, no obligation.

(02:02:12):
In comparison, call Compass Insurance paying too much your coverage
at dozens of insurance companies find out now three all
three seven seven to one. Help You'll think you're his
only customer when you choose Frank durand the real estate
man dot com to list your home with Remax Alliance
three all three nine two zero sixteen twenty two. Hi

(02:02:33):
Tom Martino, You're in troubleshooter three all three seven to
one three talk seven one three eight two five five. Dean,
you have a comment on crypto? What is your comment?
I was I was commenting I don't know anything about it.

Speaker 1 (02:02:48):
What do you know?

Speaker 9 (02:02:49):
Well? Last year I was at a wedding and I
ended up my girlfriend and I sat down at the
table they were seating us after the wedding, and we
said these different tape for dinner, and that we were
paired up with another couple. And I'm sitting there and
you know, the usual chit chat. This guy that I'm
sitting with he introduces himself as Charles, and I didn't

(02:03:13):
know who Charles is. And he just says, I'm in
heavy and mathematics, and okay, how about you and I said, well,
I did the aviation this net. And his girlfriend says, hey, honey,
show me your airplane. Okay, now here's where this goes.

Speaker 8 (02:03:28):
He shook.

Speaker 9 (02:03:29):
And I know a little bit about airplanes. You do too,
check out November four five one Victor Keelo okay. And
and I didn't know this except I'm looking at his
cell phone and he shows me this thing. Okay, yeah,
I just have you found it.

Speaker 1 (02:03:49):
I'm looking go ahead, all right.

Speaker 9 (02:03:52):
It's a black Hawk helicopter. Well not yeah, not too
many people own those things. And right, what's going on here?
You know? And he's chatting this and then the other thing.
And then she says, honey, show them your other airplane.
And I think that you don't know who you meet
at these parties.

Speaker 1 (02:04:13):
So this guy's out of Longmont, Colorado.

Speaker 9 (02:04:16):
Yes, and that's where this wedding was, okay, but all
I know about him is his name's Charles. And this
is gonna go to this blox chain here in a minute.
And his girlfriend says, honey, showing your other airplanes, check
out this number no number one zero eight nine. Okay,

(02:04:37):
what do you think about that one?

Speaker 1 (02:04:39):
Well, it's gonna take me more than us.

Speaker 8 (02:04:43):
Well, it's a bomb anyway, it's a Bombadier twenty two seats.

Speaker 9 (02:04:48):
Yeah, so I'm sitting with this guy.

Speaker 2 (02:04:51):
And yeah, that's a corporate jet and this guy owns
these two and you just sit down with this guy,
we'll come to find out.

Speaker 9 (02:04:58):
This guy's name is Charles Hot. Did you ever hear
that name?

Speaker 4 (02:05:03):
No?

Speaker 1 (02:05:04):
No, I haven't.

Speaker 9 (02:05:05):
Okay, Well, he's one of the car He owns a
company now called Cardano, but he was one of the
founder he's the founder of Cardanel, but he was one
of the founders of in Theorium to hear them.

Speaker 1 (02:05:18):
No, I don't know any of those. No, I don't.

Speaker 8 (02:05:20):
I think that's a crypto right in Theorium or whatever.

Speaker 9 (02:05:23):
Yeah, and that's what this is. This is all blockchain stuff. Well,
car Dano, which is Charles's operation. He has a heck
of a website if you want to learn about this,
called the Cardano Academy. Uh, very very lengthy website of
how you can learn about anything you want to know

(02:05:44):
about blockchain.

Speaker 8 (02:05:45):
Oh, that's pretty cool. It says free. It's basically free
education on blockchain.

Speaker 9 (02:05:50):
Yep, that's it. That guy.

Speaker 4 (02:05:52):
That's interesting.

Speaker 1 (02:05:54):
Good, thank you, thank you for that.

Speaker 8 (02:05:56):
What is the u r L again, Mark, I just
typed in car Dano blackchain and you'll find it. It
came up as first one. It's a cardanofoundation dot org.
Cardanofoundation dot org.

Speaker 4 (02:06:12):
Wow.

Speaker 2 (02:06:12):
And and so the guy basically just wants to educate people.

Speaker 8 (02:06:17):
I mean, they're doing it. It looks like there's you
can get certified whatever the hell that means, and some
other stuff. But yeah, there's some free stuff on here.

Speaker 1 (02:06:28):
And you just happen to run into him at a wedding.

Speaker 9 (02:06:31):
At a wedding of all things. And I didn't know
who this guy was, but we had a mute the
guy whose daughter got married. He said, hey, there was
there was a couple hundred people at this party and
we just got, you know, seated, and oh that's pretty cool.

Speaker 4 (02:06:46):
Yeah, But do you know what I love?

Speaker 1 (02:06:48):
Do you know?

Speaker 2 (02:06:49):
Do you know what I love more than anything in
the world, I swear to God, it's getting fewer and
far between. I love when I meet people who are interesting,
I mean truly interesting, you know, not these boring god almighties,
these people who think they're interesting. But I'm talking about
like really interesting people who do stuff, you know, or

(02:07:11):
who know stuff, and especially when they're smarter than me.
The smarter they are, the more I seem to be
enamored because I love learning. And as you get older,
I'm not saying you know everything, but as you get older,
it gets more and more difficult to learn, truly learn
new things.

Speaker 9 (02:07:30):
This guy is like he was last year, or so
he was. And since I've found out who this guy is,
he's like thirty five thirty six years old. But when
and I'm twice his age, and I'm listening to him,
and you're right.

Speaker 2 (02:07:42):
Hold on a second, because I want to hear about
what you heard when you.

Speaker 1 (02:07:45):
Listen to him.

Speaker 2 (02:07:46):
I got to take this break. I'm Tom Martinez. Three
h three seven one three eight two five five. Go
with a sure thing Denver's best roofer Excel Roofing dot com.
Pay a cent until you're content. Time for an insurance
check up free, no obligation. In comparison, call Compass Insurance

(02:08:10):
paying too much your coverage at dozens of insurance companies
find out now three O three seven to seven to
one help. You'll think you're his only customer when you
choose Frank durand the Real Estate Man dot com to
list your home with Remax Alliance three three nine two
zero sixteen twenty two. Hi Tom Martino here, Dean's got

(02:08:40):
a comment on crypto. He said he was at a
place at dinner, basically a wedding, and he met a
man and the man knew his way.

Speaker 1 (02:08:50):
Around crypto and a lot of other things. And uh,
I think is he the father of this site? Cardano?
Is that his name? Where is the name Dane come from?

Speaker 9 (02:09:02):
Well, that's that's an Italian name. It has something to
do with mathematics, and that's what Charles is. He's he's
a mathematic genius.

Speaker 2 (02:09:11):
His his okay, and what does he do? What?

Speaker 1 (02:09:14):
What does Carl?

Speaker 9 (02:09:15):
Do you mean Cardano?

Speaker 1 (02:09:20):
I mean Cardano?

Speaker 9 (02:09:21):
Sorry, Yeah, they're a cryptocurrency. They're they're one of the
bit they're the fifth biggest bitcoin companies in the world,
and they they have I'm not sure. I'm not a
bitcoin expert other than you brought this thing up about
people not understanding it. I'm the first guy that does
not right but me. But see Tom, seeing what this

(02:09:43):
guy's done and sitting with a guy like that for
a couple of hours, and what he's talking about and
what he's into and He wasn't bragging, but it was.
It was hard to comprehend when he and I know
what a Blackhawks is and you do too. Most people
don't own those things. And and then he shows me
this other airplane. I'm thinking, who is this cat? Well?

Speaker 2 (02:10:05):
You know? And I yeah, you know, listen, the thing
that people own. I don't care what people own. Those
are material things. What I care about is what people know.
Because there are a lot of idiots with money. There
are a lot of empty idiots with money that have
scammed people out of money and have gotten money in.

Speaker 1 (02:10:24):
Ill gotten ways.

Speaker 2 (02:10:25):
So when somebody's got things, I don't give a damn
about what they own or what they flash. What I
care about is what they know. And this guy sounds
like he knows. And I love that kind of stuff.

Speaker 9 (02:10:36):
You you you want to get an education. He gave some.
He was at a congressional hearing because the SEC was
trying to bring this box chain in crypto under FDC controls. Okay,
and you know a little bit about the stock market.
You're in that business now, and yes stocks right, and
you have SEC and Fener and all that kind of stuff. Well, yeah, right,

(02:11:00):
the SDC is trying to bring him and his crypto
industry under it, and he goes back to Congress. He
was given these senators as there. If he's hearing, you
are to watch this. He's given the senators lessons on
this crypto, what it is, and why it should not
be regulated by the SEC. It's fascinating. I don't know

(02:11:24):
how long he spent back in Washington, d C. But
it was it's seal several hours of these congressional hearings
and none of these senators could keep up with him.

Speaker 1 (02:11:35):
Now here's what what is his full name? The guy
that you sat next to.

Speaker 12 (02:11:39):
So his name is Charles Hoskinson's Charles Hoskinson Hopkinson Houskinson
and he's one of they don't h O s k
I N s O n okay. He is one of
the co founders of Erythrium. And then he also founded
the second cryptocurrency which is the topic of today's discussion,

(02:12:00):
which is Cardano. It's a currency, it's got nothing to
do with bit.

Speaker 1 (02:12:04):
So this guy's a genius.

Speaker 12 (02:12:06):
So I think it's I think it's important to separate
two distinct issues. One is how much money can you
make by inventing cryptocurrency as this guy did. And then
the second issue is how much money can people like
you and I and Dean here make by speculating cryptocurrencies.
So the founder definitely did really well, and he bagged

(02:12:27):
a couple of jets out of it and everything else.

Speaker 2 (02:12:29):
Yeah, he's worth almost a billion dollars, not quite a billion.

Speaker 12 (02:12:34):
But I wouldn't draw any inference from that regarding like
what the rest of us can do with either, of course,
not cardano or anything else.

Speaker 2 (02:12:45):
So this is pretty fascinating though, that you met the guy.
Did he help you understand crypto better?

Speaker 9 (02:12:54):
No? No, he never brought it up. He just said
he was in mathematics. I buy after he showed me
those airplanes. So I thought this guy is worth taking
a look at. And either he you know, this is
you know, some BS story. He was telling me. You
know that these parties people tell you this stuff. But

(02:13:14):
he's telling me this, and he but he threw something else.
He says, are you a hunter? And I said he
I used to? He says, he says, well, he says,
if you'd like to hunt, I've got a little little
place up in Wyoming. I got eleven thousand acre ranch
upster hunting around eleven thousand acres. Yeah, he says, I
got vice on on us, and it's true, he's got this.
And then I of all things. After that, a couple

(02:13:35):
of weeks later, I meet a woman that's a cook
at his ranch up in Wyoming. This eleven thousand acre right,
well that's cool. Now you can't do.

Speaker 12 (02:13:46):
This, well, I think the moral huh, yeah, well, I
think the moral of the story. I think the moral Sean,
the moral of your story is that it pays really
well to invent cryptocurrency.

Speaker 1 (02:13:55):
Well, or to invent it.

Speaker 4 (02:13:57):
That's what he did.

Speaker 1 (02:13:59):
Is Ethereum his his coin.

Speaker 12 (02:14:01):
He was one of the co founders of Erythrium, and
he is the founder of Cardano, which is another cryptocurrency.

Speaker 1 (02:14:08):
Is Cardano in and of itself the currency?

Speaker 4 (02:14:10):
Yeah it is.

Speaker 12 (02:14:11):
Yeah, it's a cryptocurrency. It's analogous to bid How many?

Speaker 1 (02:14:15):
How many are there going to be?

Speaker 2 (02:14:17):
I mean, truly, what's to prevent people from just inventing them?

Speaker 12 (02:14:21):
Again, there's nothing to prevent. But there are hundreds, if
not thousands of cryptocurrencies.

Speaker 1 (02:14:25):
There are. Yeah, So that's where the weakness is going
to come in.

Speaker 9 (02:14:29):
All right, Okay. I think his strong point though, and
the Cardwano. You know, he invented it and he got
me at in ethereum. His background in this software stuff
was his company too that he invented was input Output.
That's and that got it.

Speaker 1 (02:14:49):
Input output is that's his other company.

Speaker 9 (02:14:52):
That is the companies that owns the jet and the Blackhawks.
But that's the Clocker company that I think this.

Speaker 2 (02:14:58):
Guy's obsessed with aircraft. You know, I don't give a
damn about who owns what. I want to know about
the accomplishment of the companies and all of that. Again,
I see what you use as your meter for success,
and that is material things. That's wonderful. I want to
know more about this. This is, this is this guy
is in Colorado. That's wonderful. I'd love to meet the guy.

(02:15:21):
I would love to meet this guy. Okay, now we
have more coming up on the Troubleshooter Show. John Fuller,
by the way, UH Personal Injuryco dot com.

Speaker 1 (02:15:32):
UH, John is our guest today.

Speaker 2 (02:15:34):
Call Fuller dot com is another UH is another way
you can get a hold of them or three oh three,
five nine seven forty five hundred.

Speaker 5 (02:15:42):
Uh.

Speaker 1 (02:15:42):
He's been with us the whole time. We got more
coming right up.

Speaker 2 (02:15:46):
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Speaker 1 (02:15:50):
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Speaker 2 (02:15:55):
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(02:16:28):
you're a troubleshooter three O three seven one three talk
seven one three two five five. Okay, Well, thank you
very much for being with Sean Fuller. As as we
bring this, uh this show to a close here though,
I think, honest to God, we have a message that
you've been singing since I met you, and that is

(02:16:50):
you cannot depend on the laws of minimum insurance.

Speaker 1 (02:16:54):
Coverage to take care of you.

Speaker 2 (02:16:57):
That there's more likely at chance than not, more likely
than not that the person who hits you will not
be insured to take care of you.

Speaker 1 (02:17:14):
John, did he leave to.

Speaker 2 (02:17:19):
He's gone to I'm the only one here but I'm
going to tell.

Speaker 1 (02:17:24):
What he does.

Speaker 2 (02:17:25):
He preaches get underinsured and uninsured motorist coverage. It is mandatory.

Speaker 1 (02:17:32):
People.

Speaker 2 (02:17:33):
There's an eighty five percent chance eighty five percent that
when someone hits you, they do not have.

Speaker 1 (02:17:41):
Adequate coverage to protect you.

Speaker 2 (02:17:46):
Not adequate coverage, which means you're going to hit the shortfall.
Even though your case might be worth millions. If someone
is not covered, you're never going to collect.

Speaker 1 (02:17:58):
The next thing to get is med pay.

Speaker 2 (02:18:00):
Those two coverages are the most important aspects of today's
show I should leave you with. Meanwhile, don't forget three
oh three Martino for your help, information and referrals.

Speaker 1 (02:18:13):
Save all your problems for me.