The Troubleshooter 9-4-24

Episode Transcript

Speaker 1 (00:00):
Yeah, ripped dum.

Speaker 2 (00:07):
News.

Speaker 1 (00:08):
You need advice?

Speaker 3 (00:09):
Who you don't?

Speaker 4 (00:10):
Have them?

Speaker 5 (00:13):
Running?

Speaker 3 (00:13):
Just as fast as we can.

Speaker 1 (00:16):
Shooter's gonna help.

Speaker 6 (00:18):
Come Man six is the Troubleshooter Show.

Speaker 7 (00:22):
Now Tom Martino, Hi, Tom Martino here, Welcome to the show.
Three old three seven one three talk seven one three
eight two five five is the number to call.

Speaker 3 (00:35):
We'll go right to the phones and see what you have.

Speaker 7 (00:37):
You can always call three oh three Martino twenty four
seven three oh three six two seven eight four six
six if you have a problem, question or complaint. This
hour brought to you by Waterpros dot net. Water pros
the best systems at the lowest prices.

Speaker 3 (00:51):
Yesterday I think.

Speaker 7 (00:51):
Was the deadline for that extraordinary deal for the whole
house system. Maybe he'll squeeze another one or two in,
but uh, you'll never get a better deal ever, under
thirty two hundred bucks, fully installed both softening and drinking water.
Never heard of a deal like that, But no matter what,
he still has deals three oh three eight six two
five five five four.

Speaker 3 (01:11):
Also, I want to mention Denverregen dot com for the
stem cell therapy. I'll tell you why.

Speaker 7 (01:20):
It never astounds me how many people write to me saying, Tom,
thank you so much for this. There are so many
clinics out there saying they do stem cells, and I
want to say something. By the way, stem cells are
pretty good. You get a good clinic, you usually get
a good result. The reason I plug Regen. They're sponsors
on the show, but they were only sponsors after I
used them and got extraordinary results.

Speaker 3 (01:43):
Denverregen dot com. They also do that weight.

Speaker 7 (01:45):
Loss semigluetide enter zeppetide for pennies on the dollar compared
to everyone else, a few hundred bucks a month.

Speaker 3 (01:54):
Hey, I want to mention something about semi glue tide.

Speaker 7 (01:58):
There was a study done twenty three percent lower mortality
rates with those doing some glue tide. People say, oh,
it's deadly, it's dangerous.

Speaker 3 (02:09):
It says is that that's not what the stats are showing.
Let's go to Teresa. Hey, Teresa, what the heck is
going on? Teresa? Are you there? Okay? Are we on? Hello?

(02:32):
Is this thing working?

Speaker 8 (02:35):
Okay?

Speaker 7 (02:35):
Talk to me somebody please, or go to someone else. George,
thank you, Hey, George, what's going on? I'm starting to
get a complex. Okay, go ahead, I hear you.

Speaker 9 (02:47):
I just called it to say it, thank you for
helping me. I'll do with the home people.

Speaker 3 (02:55):
Oh what happened? Which one was that George? With home depot,
depot and the washer, and you were not getting help.
You were not getting help as I remember with your warranty.

Speaker 9 (03:11):
Yes, I got it, and.

Speaker 3 (03:14):
And so what finally ended up happening.

Speaker 9 (03:18):
Your name worked too, very well with them, and they
gave me the raven also the man set them.

Speaker 3 (03:26):
Now I am so happy for you.

Speaker 9 (03:30):
I am much more happier than user.

Speaker 7 (03:33):
Oh man, you know what every day, every day, well
not every day, but most every day, we have a
success story here and there, and I love doing it.
So thanks for the thank you. Now I understand another question, sir.

Speaker 4 (03:48):
Yeah, I'm the issue with the dental clinic and dental cleaning.

Speaker 3 (03:57):
What what is your issue with dent cleaning?

Speaker 9 (04:02):
The guy or there he I went to saying the
board for a dandal implant for my lower teeth.

Speaker 4 (04:11):
So he's put.

Speaker 9 (04:13):
This, took an X ray and all that kind of thing,
and then they put the screw which is landing forty
five degrees.

Speaker 3 (04:22):
I oh, I'm sorry, I'm sorry.

Speaker 7 (04:24):
I thought you were talking about a dental cleaning you're
talking about implants.

Speaker 9 (04:27):
Yeah, implends.

Speaker 7 (04:29):
Okay, do you actually have And for those listening, I
know this is probably elementary to many of you, but
when we talk about implants, an implant is actually the
screw that goes into your bone. That's an implant. A
lot of people think the implants are too The restoration
is on top of the implant and it's attached to

(04:52):
the implant. So did you have problems with the actual
screw the implant?

Speaker 9 (04:58):
Yeah, I have an issue with the screws.

Speaker 3 (05:02):
With the screws that go into the restoration to hold
it to the or are see, that's another thing.

Speaker 7 (05:09):
The screw goes into the actual implant. Are you talking
about the actual screw.

Speaker 9 (05:14):
I actually screw them.

Speaker 7 (05:15):
Yeah, not the not the implant. Not the implant. A
lot of people call the implant a screw. It's really not.
But so are you having a problem with the thing
that's going into your bone or the screw that holds
the restoration to the thing that goes into your bone, the.

Speaker 9 (05:34):
Screw it goes into the job bond.

Speaker 7 (05:37):
Okay, that's called the implant. It's not called the screw. Okay,
I know people think it's a screw. Okay, So that implant.
What is the problem with that implant?

Speaker 9 (05:48):
Uh, implant, that's no problem.

Speaker 7 (05:52):
But that's crew okay, man, hold on, hold on, hold on.
You are confusing the hell enemy you said. It is
the screw that goes into your bone. That is called
the implant. Is that where you're having the trouble where
it attaches to your bone?

Speaker 9 (06:11):
Yes, that is a trouble.

Speaker 3 (06:12):
Such okay, and that's called an implant. You're having a
problem with your implant. What is the problem, and.

Speaker 9 (06:21):
The problem is the dundist. I put the screw in
a landing way that's about forty five degrees landing.

Speaker 7 (06:33):
And when I so the implant, the implant is put
in at an angle.

Speaker 9 (06:40):
Yes, sir, okay, right down. So I buyed case.

Speaker 7 (06:47):
Okay, now hold on, so the implant. Let me let
me get this straight now. So the implant was put
in at a slight angle. And then did you have
your teeth put over the implants? Did you have your
denture or your restorations done as well?

Speaker 9 (07:03):
Yes?

Speaker 7 (07:04):
Okay, so the okay, did the entire How many implants
do you have to hold your dentures or are they
not dentures?

Speaker 3 (07:12):
Are they individual teeth.

Speaker 7 (07:14):
Just tell me how many of those implants that you
have going into your bone around your mouth?

Speaker 9 (07:20):
Two?

Speaker 3 (07:21):
Two?

Speaker 9 (07:22):
Two of the one on the left, one on the.

Speaker 3 (07:25):
Right, just for two separate teeth, right, yes, okay, got it? Okay.

Speaker 7 (07:31):
And the reason I mentioned that is because implants are
also used as anchors for full dentures. But what you're
talking about are two individual teeth that were put on,
two individual implants. One of them was put in crooked
and as a result, when you bit down, the restoration
or the tooth part of it broke.

Speaker 3 (07:51):
Is that right?

Speaker 9 (07:53):
You're right, sir.

Speaker 3 (07:54):
Now, when that tooth broke, did the implants stay in place?

Speaker 9 (08:00):
No? Oh oh, actually there is only one implend connecting
with dender lower John.

Speaker 3 (08:08):
Yeah, that's what I mean.

Speaker 7 (08:09):
But did that did that screw into your jaw the
thing you keep calling a screw?

Speaker 3 (08:14):
Did that thing stay there? Is it still there.

Speaker 9 (08:18):
Now?

Speaker 3 (08:18):
The screw came off, it came out of your jawbone.

Speaker 9 (08:26):
Yeah, I'll go to my job on ready, put the screws?

Speaker 3 (08:30):
Yeah?

Speaker 7 (08:31):
Okay, okay, Jesus Christ, I am having a total meltdown here.

Speaker 3 (08:35):
George.

Speaker 7 (08:36):
I'm gonna take you off the air. Okay, We're gonna
call you. Listen, your implant, the metal part that went
into your jaw came out?

Speaker 3 (08:47):
Is that correct?

Speaker 9 (08:49):
Absolutely, sir.

Speaker 3 (08:50):
Okay, And you think it came out because he put
it into your bone crooked and it broke when you
bit down. Okay, that is highly unusual that the implant
would come out. I know the tooth broke too, Is
that right?

Speaker 5 (09:09):
Yeah?

Speaker 9 (09:10):
No, the tooth. Oh, I have to be pretty careful.
The tooth did not come off. They didn't plant. The
scruise came off.

Speaker 7 (09:23):
Okay, So the implant came out and the tooth is
still on the implant.

Speaker 9 (09:29):
Yeah, no, the im blend is gone.

Speaker 7 (09:32):
Okay, listen, I feel like I'm on an Abbott Costello.

Speaker 3 (09:35):
Uh skit here, So just put him on home just
can Deputy Dot? Can you help him out? Look at
you know, I guess, I guess. I I it's too bad.
I'm sorry.

Speaker 8 (09:49):
It's just me.

Speaker 3 (09:50):
I'm freaking out because the guy.

Speaker 7 (09:53):
I know what he's saying, but I'm not getting a
clear picture for those listening.

Speaker 3 (09:57):
When you go to a.

Speaker 7 (09:57):
Dentist, if you give a damn to have an im
the implant is this metal thing that screws into your bone. Okay,
that's the metal implant. When it's used for a denture,
it's called an anchor. Now, if you have anchors holding

(10:18):
on dentures, they put about four of them in sometimes six.
If you have an individual tooth being restored, they put
one implant and one what they call restoration. That's the
tooth that goes on the implant. Then a screw goes

(10:39):
through the tooth and screws that restoration onto the implant.

Speaker 3 (10:47):
So when he says the screw came out, I think
he means the implant came out of his bone.

Speaker 7 (10:55):
So I'm wondering what happened to the tooth that was
attached to the implant. But George and I, you know, listen,
I don't expect people to understand what they have, but
I was just trying to get an explanation. I'm sorry, Well,
go ahead, doc, I think I'm having an autistic moment.

Speaker 10 (11:11):
God, highly unlikely that it came out of his bone.
Doesn't that seem unlikely to you?

Speaker 3 (11:17):
Totally? That's why I'm asking.

Speaker 7 (11:18):
Totally unlikely his bone would have to break or something
would have to break inside his bone that that that implant.
So talk to him off there and try to get
a better picture, and then we'll just let's just find
out what the hell happened to him and try to
explain to him those different parts and what he's actually

(11:40):
seeing in his hand or if he went to a dentist.

Speaker 3 (11:43):
I'm Tom Martine. Kathy had a car accident.

Speaker 7 (11:46):
I'm going to take her after the break three oh
three seven one three talk three oh three seven one.

Speaker 3 (11:53):
Three eight two five five and listen. I apologize for
getting anal here. I was just trying to get a
picture of what went wrong with the guy. We got
more coming up.

Speaker 7 (12:09):
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seven to one help. You'll think you're his only customer

(12:31):
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hey, I'm Tom Martino,
your trouble shooter three O three seven to one three

(12:51):
talk three oh three seven one three A two five five.

Speaker 3 (12:54):
Let's go to the phones, and I promise not to
get technical with any other callers. I will just listen. Kathy.
What's happening? Hey, you were in a car accident. What's
going on?

Speaker 11 (13:10):
I was in a car accident on the twenty ninth
of May at about four fifty four fifty five pm
on South Wadsworth and I was turning on Waterton Road.

Speaker 3 (13:22):
Yeah. Now that's a lot of detail. That's good. Is
there a reason you mentioned the time of day?

Speaker 11 (13:27):
Yeah, because Lockheed Martin was getting out in a way.

Speaker 3 (13:30):
Okay.

Speaker 11 (13:33):
So I was making a left hand turn. I was
in the left lane on South Wadsworth and a nist
on Exterira cut in front of me and I had
to put on my brakes and I thought, well, I
better getting that far left lane to make that turn
because I know the right lane and there's merge sign there.

Speaker 7 (13:53):
You know, it's really it's really weird when you're turning left. Now,
did you have a left turn lane?

Speaker 12 (14:00):
Yes?

Speaker 9 (14:00):
I did.

Speaker 3 (14:01):
And was there a left turn arrow?

Speaker 11 (14:03):
Yes there was?

Speaker 3 (14:05):
And were you turning on the left arrow?

Speaker 12 (14:08):
Yes? I was.

Speaker 3 (14:09):
And somebody ran a red light.

Speaker 11 (14:11):
Then, no, she didn't run the red light. She was
in the right turn lane, which the right turn lane ends.
There's when you get in there.

Speaker 7 (14:20):
She was on the right turn lane going the same
way as you are coming the opposite.

Speaker 11 (14:25):
Direction, going the same way.

Speaker 3 (14:28):
Oh, and she wanted to go left.

Speaker 11 (14:31):
Yeah, she was making the left hand turn there as.

Speaker 3 (14:34):
Well, even though she was in a right hand turn lane.

Speaker 9 (14:38):
Yes.

Speaker 11 (14:39):
Yeah, there are two lanes.

Speaker 7 (14:41):
Yeah, two lanes. One's going left, one's going right. You
were in the left.

Speaker 3 (14:44):
Lane, she left.

Speaker 11 (14:45):
There's two lanes there, Oh, going left?

Speaker 3 (14:48):
Got it?

Speaker 7 (14:49):
Yes, Okay, I get it, I get it. She was
on the other left hand lane, got it. So what happened?

Speaker 11 (14:53):
Okay? So because she cut in front of me, I thought, okay,
well I know that that right lane turn lane ends,
and I better get over there in the left lane.
I was on my way to a job interview. So
I got in the left turn lane and it was
kind of buy. There was an F one fifty in
front of me. Yeah, and there was like a gold
Toyota or suv behind me. So I continued to go,

(15:17):
and the F one fifty in front of me kept
flemming on the brakes. Well, she kept coming over.

Speaker 7 (15:24):
Why was she If she was turning left and she
was in the outside lane, why did she keep coming
into your lane?

Speaker 3 (15:32):
I wish I knew, Tom, you know why, because I'll
tell you why.

Speaker 7 (15:35):
Because it happens all the time. I shouldn't even ask that.
I noticed that when there's two left hand lanes or
two right hand lanes, people don't stay within the lines.

Speaker 3 (15:44):
They drift.

Speaker 11 (15:46):
Yes, they do. And so she came over and she
was like, I said, she's driving the nissanic Ster four
whell drive. I'm driving my twenty.

Speaker 12 (15:56):
Nineteen Mustang Bullet.

Speaker 11 (15:58):
Yeah, it's my car, and I'm the hawk and the
horn and the guy in the f When fifty kept
slamming on his brakes, there was the car behind him.

Speaker 7 (16:08):
Why why was the guy in front of you slamming
on his brakes?

Speaker 11 (16:12):
I don't know. I think it was kind of like
the traffic, or maybe my horn was scaring him.

Speaker 12 (16:17):
I don't know.

Speaker 7 (16:18):
We're okay, so you're turning left. Let's just get right
to it. The person on the right drifts. Did you
hit that person who drifted?

Speaker 11 (16:27):
I did not.

Speaker 12 (16:28):
She hit me.

Speaker 11 (16:29):
She came over and hit me. I had tire marks.

Speaker 3 (16:32):
From there, and she where did she strike your car?

Speaker 7 (16:34):
You're both turning left, each one in each lane. She
comes over to the left into your lane and hits you.

Speaker 3 (16:42):
Where she hit me on.

Speaker 11 (16:44):
The right side passenger door, the other the front cinder
and the back cylinder had nothing but tire marks.

Speaker 7 (16:52):
Okay, so it's pretty clear. It's pretty clear she hit you.
But is she going to say you're the one that drifted?

Speaker 12 (17:00):
No, she's not.

Speaker 3 (17:02):
She And by the way, I think John Fuller would
tell us.

Speaker 7 (17:05):
Our personal injury expert why dash cams are so important.
It's not just for personal injury accidents, it's for everything.

Speaker 3 (17:12):
So what happened then?

Speaker 11 (17:14):
So she takes her off, Okay, so I kind of
slowed down. She gets into the lane that's in front
of me, because you know, there's a single lane. I
followed her down to Rampart Road and there was a car.
She was making a right hand turn. Going down Rampart Road.
There's a Safeway parking lot there, a huge parking lot.

Speaker 7 (17:36):
Okay, so just get to the park let's just get
to the end result here you described the accident accurately.
What's going on between you and the other person?

Speaker 11 (17:44):
So I stopped her at the rampart road. I locked
her off so she could not make that right turn,
and I showed her I had nine one one on
the call because I wanted to exchange insurance information, and
she pulled a gun out on me.

Speaker 3 (17:57):
Oh a minute, wait a minute, hold on, that's now.

Speaker 7 (18:05):
She must have really felt threatened, so you blocked her?
How did you block her? How aggressively was that? To
tell me about it, I just.

Speaker 11 (18:12):
Pulled in front of her. I kind of blocked the lane.

Speaker 7 (18:15):
And I thought, well, describe that she was. Where was
she going when you pulled in front of her.

Speaker 11 (18:21):
She was making that right hand turn to go into
the neighborhood where she lived.

Speaker 3 (18:25):
And how did you block her? From the left or right?
Did you go? Did you pull across in front of
her from the inside or the.

Speaker 7 (18:33):
Outside from the left which would be the outside, or
from the inside the right?

Speaker 11 (18:38):
From probably the left, because I so.

Speaker 3 (18:40):
You went around her and blocked her from turning.

Speaker 7 (18:43):
Yes, I don't think that was cool at all, and
I would have feel I would have felt very threatened.

Speaker 3 (18:49):
Hold on to that thought. I want you to.

Speaker 7 (18:52):
Finish and see where this story is going. I'm Tom Martino.
What would you do, man if somebody pulled a gun
on you? Whoo, that's scary three seven to one. Three
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(19:40):
the real estate Man dot com to list your home
with Remax Alliance three all three nine two zero sixteen
twenty two. I'm Tom Martine, your troubleshooter, Kathy. This car
accident is so strange. So anyway, the woman hitter took
off us, well kind of drift did enter her lane.

Speaker 3 (20:01):
It could be the woman didn't realize it. Who knows, Yes, she.

Speaker 11 (20:04):
Did, because I know where she worked and I know
where she lived, so she knew that right lane was
in there.

Speaker 7 (20:08):
So you followed her and blocked her off from turning
into her neighborhood. Once you blocked her off, did you
jump out of your car or how did you approach her?

Speaker 1 (20:17):
I did.

Speaker 11 (20:17):
I had my phone there and I showed her that
I was calling nine one on.

Speaker 7 (20:22):
So you jumped out of the car and said, I'm
on the phone with nine one one.

Speaker 3 (20:27):
Yes, well it's a non emergency.

Speaker 7 (20:28):
You shouldn't have called that, but anyway, So what did
she say?

Speaker 3 (20:32):
At that point?

Speaker 7 (20:33):
She was in the driver's seat, She's looking at a
woman who just cut her off, jumped out of the seat,
says I'm calling nine one one.

Speaker 3 (20:42):
What did she do?

Speaker 11 (20:42):
Then she pulled in the gun on me?

Speaker 3 (20:46):
Now, how did she pull the gun?

Speaker 7 (20:47):
Did she get out of the driver's seat, stand up
on a stand standpoint?

Speaker 11 (20:51):
No, she didn't because it was a tinted window.

Speaker 3 (20:54):
So how did she pull a gun on you?

Speaker 7 (20:56):
I want to know how you knew and if it
was menacing or did she just let you see she
had a gun?

Speaker 11 (21:02):
Okay? This is in the Jefferson County Shaff's report Sterling.

Speaker 12 (21:08):
Okay, she said.

Speaker 7 (21:09):
No, no, no, no, no, no no, no. I'm asking
you how did you know she had a gun?

Speaker 9 (21:16):
I was in.

Speaker 11 (21:19):
And I could see the gun in the the through
the window.

Speaker 3 (21:23):
Was her window closed?

Speaker 8 (21:25):
Yes?

Speaker 3 (21:25):
It was okay. So when you saw she had a gun,
what did you do?

Speaker 11 (21:30):
I told her I had nine one one on the
phone call and we needed to exchange insurance information.

Speaker 3 (21:35):
And what did she say?

Speaker 8 (21:36):
Car?

Speaker 12 (21:37):
She did not say anything.

Speaker 3 (21:39):
Then what happened?

Speaker 11 (21:40):
The car in front of her took off and the
car behind her was honking the horns. So I jumped
back in my car and I followed her in the neighborhood.

Speaker 3 (21:53):
Wait a minute, Wait a minute, hold on.

Speaker 7 (21:55):
So when she didn't get out of the car and
people were up that with the cars blocking traffic, you
got into your car. And if you were blocking her,
how did you follow her?

Speaker 3 (22:08):
How did she move around you?

Speaker 11 (22:10):
Well, she went ahead first, She's in that right lane
and I was kind of sticking out there in both.

Speaker 3 (22:15):
Lanes, so you were blocking her only partially, and she
she must have backed up went around you.

Speaker 11 (22:21):
No, she stayed in that right lane when the car
in front of her when that light changed, oh got
it went And then she started driving around in the
neighborhood and.

Speaker 3 (22:30):
You followed her. I did you knew she had a gun?

Speaker 7 (22:34):
You knew she had a gun, and you kept following her.
You should have just gotten a license plate or take
a picture with your cell phone.

Speaker 3 (22:41):
But anyway, keep going. What happened then?

Speaker 11 (22:44):
At the license plate I had nine one one on
the line. She was screaming at me, and she was
telling me.

Speaker 7 (22:49):
To stay wait wait wait wait you said the window
was closed.

Speaker 3 (22:54):
How was she screaming through the closed window?

Speaker 11 (22:57):
No, the nine one one operator was screaming at me
telling me not to follow her.

Speaker 3 (23:02):
Right, and she was right? And what did you do?

Speaker 11 (23:04):
But I said, throws that gun out the window. I'm
following her.

Speaker 3 (23:09):
Oh that's so ridiculous, Kathy. What happened then?

Speaker 5 (23:12):
I know?

Speaker 11 (23:13):
So we went through the neighborhood.

Speaker 3 (23:16):
I mean, do you realize that this woman could have
killed you?

Speaker 12 (23:19):
Right?

Speaker 7 (23:19):
You understand that if she was a psycho? Thank god
she didn't. So then what happened?

Speaker 11 (23:25):
So she drove through the neighborhood and then I understand
she was on the phone. Don't know she's talking to
her husband or nine one one. But she drove back
into that Safeway parking lot. She parked in the aisle
and there was a Douglas County Sheriff's office there, And
why was she there?

Speaker 7 (23:44):
Why was that was the sheriff there because you had
called or just out of coincidence.

Speaker 3 (23:50):
I don't know.

Speaker 11 (23:51):
I think it was something that she did on the phone.
I was trying to figure that out.

Speaker 7 (23:55):
That I yeah, she probably said some psychos following me
cut me off in traffic and I'm afraid for my life.

Speaker 3 (24:01):
Go ahead, then what Yeah?

Speaker 11 (24:03):
So the share was there with the light flash and
they went over to her car and he opened up
the door and he was talking to her and I
was They told me to park my car. So I
parked my car. I got out to look at it,
and he told me to stay in the car, and
I thought, no, I'm going to get out and look
at my car. So she got out of the car

(24:24):
and she was screaming she hit me, and I'm thinking, no,
I did it. And then they took her off in
handcuffs and she was arrested for felony menacing.

Speaker 3 (24:35):
Oh wait a minute, wait a minute.

Speaker 7 (24:36):
So she jumped out and said she hit me, meaning
physically hit.

Speaker 3 (24:41):
Her or the car hit her.

Speaker 11 (24:43):
She was in the car and she was told the
cop I could hear it because my window was down.
She hit me, And I'm thinking, no, I did it.
I've got a low profile car.

Speaker 3 (24:53):
You go, okay, hold on, hold on car. What is
the Mustang Bullet by the way, a bullet?

Speaker 11 (25:00):
Did you ever see the movie Bullet with Steve McClue.

Speaker 7 (25:02):
Oh wow, okay, but it's a replica, right, it's not
the old one.

Speaker 11 (25:06):
The fiftieth anniversary of the Bullet movie. It's a dark
Island green.

Speaker 3 (25:10):
No, I know, I got you. I got you. That's cool.
That's cool. Anyway, look at this car. So what happened
then that they rested her? Now what?

Speaker 11 (25:18):
Yeah, they rested her. So the Douglas County says, well,
we have to wait for Jefferson County because that's where
the accident happened. I said, okay. I waited in that
parking lot four and a half hours for Jefferson County
to come and take my statement, and I found out

(25:38):
she did loads again, and so Jefferson County filled I
filled out the paperwork. Of course, they hauled her off
and her husband came to the parking lot. I think
that's who she called, filled out the insurance information.

Speaker 7 (25:52):
And so hold on, did they finally show up after
four hours four.

Speaker 11 (25:56):
And a half hours?

Speaker 7 (25:57):
Yeah, finely, okay, So fine, and they took your statement,
going with your story?

Speaker 3 (26:00):
Where are we going with it?

Speaker 12 (26:02):
Okay?

Speaker 11 (26:02):
So they arrested her for felony menacing.

Speaker 12 (26:05):
Okay.

Speaker 11 (26:06):
We had a couple of court appearances and it was delayed.

Speaker 3 (26:10):
And this was Jeffco that arrested her.

Speaker 11 (26:12):
Right, No, Douglas County because that's where she pulled guns.

Speaker 3 (26:16):
Oh, I'm sorry, Douglas County.

Speaker 11 (26:17):
Okay, Jefferson County did do nothing. She didn't get a
ticket for leaving the scene of an accident.

Speaker 3 (26:24):
All right, So Douglas County arrested her.

Speaker 11 (26:27):
Yes, okay, So she got out on bail and I
went to court a couple of times. Down there. I
got a call from the victim's advocate Friday from Douglas
County and they said that they're dismissing the charges because
of self defense.

Speaker 3 (26:45):
Right, that's right, And I'll tell you why. I know exactly,
because they're going to say it wasn't clear that she
wanted to attack you out of the blue, and she
was prompted by her fear. It's going to be too
hard to prosecute. The woman did not point the gun
at you.

Speaker 7 (27:05):
Here's what I'm listen, Listen, I know how this is
gonna go and these district this district attorney will not
do it.

Speaker 3 (27:12):
I know it, I know it, I know it. I
had a.

Speaker 7 (27:15):
Woman smack me or punched me in the face one
time at a public gathering because she was upset about
somebody who the hell knows what it was. She punched
me in the face. Now, I swear to god, she
just punched me in the face. And when the people
there called the deputies, they came, and this was Douglas County, and.

Speaker 3 (27:37):
They would not.

Speaker 7 (27:38):
Prosecute this woman because she said I looked menacing.

Speaker 3 (27:44):
Now I had no weapon. I mean, I don't know
why I looked menacing.

Speaker 7 (27:48):
I think she said something to me, like you're a
piece of crap or whatever, and I said what And
so then she punched me and claimed that I was
like and then her friend said, oh, yeah, he went
to grab heror something.

Speaker 3 (28:00):
So here's the problem. You're never going to get an
accurate assessment, and no one's going to prosecute that.

Speaker 7 (28:08):
They don't want this crap show in a courtroom. Well
he tried to grab me, No I didn't.

Speaker 3 (28:13):
Here are my.

Speaker 7 (28:13):
Friends saying I didn't. Here's your friend saying I did.
Then you punched me in the face.

Speaker 3 (28:18):
You know.

Speaker 7 (28:18):
It's just they're never going to do it, never ever
ever going to prosecute.

Speaker 3 (28:23):
They're just not because it's not that serious. Now, are
you calling because you're upset she was not prosecuted.

Speaker 11 (28:31):
Yeah, in the county. I mean, you know you can,
you can hit somebody's car.

Speaker 7 (28:35):
Well, first of all, hold on, you can't prove it
happened that she left the scene of an accident. That's
why jeff go is not going to take it. She
can simply say I never hit her.

Speaker 3 (28:45):
That's all. That's all she has to say.

Speaker 7 (28:47):
Unless you have witnesses or a dash cam, she's gonna say, well,
I never hit her. This woman's crazy. This woman came
after me. I feared for my life. And especially if
now listen the Douglas County thing, I can see that
being dismissed. I can absolutely see the arrest and I
can also see it being dismissed. That was never going

(29:07):
to be prosecuted because they'll never get a conviction. And
then I can see if you don't have if you
don't have that you have, I mean, you just don't
have a lot to go on, Kathy.

Speaker 3 (29:19):
It's it's it's over.

Speaker 7 (29:20):
I mean, what I'm saying is there was no damage
other than your car. Of course, now you can in
your report to your insurance report her her license and
all that and see if they can subrogate. But I'll
bet you she's not admitting she hit you.

Speaker 3 (29:34):
Is that right?

Speaker 13 (29:36):
Yeah?

Speaker 1 (29:36):
She did.

Speaker 11 (29:37):
It's in the police report.

Speaker 3 (29:38):
No, she said you hit her.

Speaker 11 (29:41):
Well, but I'm looking at Yeah, that's what she told
the Oh.

Speaker 3 (29:44):
Okay, well then guess what, Kathy. Tell me this. Why
do people have to believe you and not her? If
she said you hit her, and you say if she
says you hit her and you say she hit you,
who should they believe?

Speaker 11 (30:00):
Well, she's got that. She's claimed she did not go.

Speaker 7 (30:04):
Over in the absence, in the absence of any witnesses. Kathy,
I know you didn't call for this, and I don't
mean I'm just discussing this. It really is a good topic,
it really is. But you don't have a case here.
You're never going to get her prosecuted. If that's your goal,
it will never happen. But it's too shady. You want

(30:27):
everyone to take you at your word or do a
massive investigation. Forensically, no one's going to do it.

Speaker 3 (30:34):
It's not worth it.

Speaker 11 (30:36):
She said she had witnesses, and.

Speaker 3 (30:39):
It doesn't matter. Neither of you have witnesses. It doesn't
matter if you have witnesses. Is she coming after you? No,
and you're not going after her.

Speaker 11 (30:50):
I've got an attorney. I'm going after her.

Speaker 3 (30:53):
Okay.

Speaker 7 (30:53):
Let me say this very clearly, Kathy. You're wasting every
dime you have with that. Okay, I'm just telling you
the truth. You're wasting money. You really, really, I swear
to God, you're really, really, really really wasting money. And
I wish I thought maybe you had witnesses or a
dash cam. I'm Tom Martino. We have more coming up.

(31:19):
Go with a sure thing Denver's Best roofer Excel Roofing
dot com.

Speaker 3 (31:23):
You don't pay a cent until you're content.

Speaker 7 (31:28):
Time for an insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three O three seven
to seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
three nine two zero sixteen twenty two. Hi Tom Martino,

(31:57):
you're troubleshooter. Welcome to the show. Three all three seven
one three talks seven one three eight two five.

Speaker 3 (32:04):
I want to talk to Thelma. Thelma, what's going on?

Speaker 12 (32:10):
Okay? The city of Fort Collins, the city cancel have
decided that republic is going to pick up all the
trash and Fort Collins what do you mean?

Speaker 3 (32:28):
What do you mean?

Speaker 12 (32:29):
Yeah, they're going to pick up everybody's uh thray and
recycled in Fort Collins.

Speaker 3 (32:37):
Okay, So the city's going to do this.

Speaker 12 (32:40):
Well, the Republican the cancel have decided the republic.

Speaker 7 (32:46):
That's what I mean, right, So the city, that's right?
So the city, do you pay for trash service in
your taxes?

Speaker 3 (32:54):
No?

Speaker 11 (32:55):
We pay uh uh senium.

Speaker 3 (33:00):
That but no, I get that you pay a premium.

Speaker 7 (33:03):
But Fort Collins or the city is the one that
decides who the vendor is.

Speaker 12 (33:08):
That's right?

Speaker 3 (33:09):
Got it? Now?

Speaker 12 (33:10):
The reason I'm calling is I don't live in Fort College,
but I own a four plax an apartment.

Speaker 9 (33:20):
Okay, Okay.

Speaker 12 (33:23):
Then one Sunday I went to do some work and
found out my trade can and the recycle can look on.
So I complained and tried to find out what was
going wrong, and.

Speaker 3 (33:44):
That Okay, if you if you hold on, I'm going
to come right back to you.

Speaker 7 (33:51):
I got to take this break, but I want to
come back and find out what we're doing here and how.

Speaker 3 (33:55):
We can help you with Republic. Okay, So hang on.

Speaker 7 (33:58):
I'm Tom Martinez, also ted you'll be interested to know
about car sales in in.

Speaker 3 (34:02):
Longman in general.

Speaker 7 (34:04):
Hang on, go with a sure thing Denver's Best roofer
Excel Roofing dot com.

Speaker 3 (34:10):
You don't pay a cent until you're content.

Speaker 7 (34:14):
Please time for an insurance check up free, no obligation
comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three oh three
seven seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

Speaker 1 (34:42):
Ripped News need advice so you don't.

Speaker 3 (34:48):
Have to.

Speaker 1 (34:50):
Run ins as can. Shooter's gonna help.

Speaker 3 (34:55):
Come six is the Troubleshooter Show.

Speaker 7 (35:00):
No Tom Martino, Hey Tom Martino here, Welcome to the show.
Three o three seven one three talk three oh three
seven one three eight two five five here to help
you with your problems of every day life. Listen, we
had a problem in the first hour, really quickly. I

(35:21):
want to talk about very quickly, because it really drives
home the point of documenting everything when you're on the
road nowadays. By the way, this hour brought to you
by Frank durand the real estateman dot com for free
valuations of your home to see what it will sell

(35:43):
for on the open market.

Speaker 8 (35:45):
Now.

Speaker 3 (35:45):
The reason I say that is.

Speaker 7 (35:46):
Because it is really important to know, and Frank urand
the real estate man will tell you without any obligation whatsoever.
And by the way, I just got this from Frank,
and I'm gonna.

Speaker 3 (35:59):
Pay Happy birthday to you. That's Frank's singing birthday to you.
So I'm not responsible birthday.

Speaker 1 (36:06):
Dear Tom, Happy birthday to you.

Speaker 3 (36:10):
That's Frank Duran in the real estate man.

Speaker 7 (36:12):
So last year they made a big deal about my
seventieth and I'm seventy one. So I decided no more.
I'm not celebrating any birthdays. Nothing to celebrate. I'm out
looking for my life. Where the hell it went? Somewhere
because I remember being in my twenties.

Speaker 3 (36:30):
That's all. There's the whole. The in between is a
complete blank. Okay, now speaking of blanks, and that's what
Nemrod I won't get.

Speaker 7 (36:39):
To that film up as an issue with the trash company.
She said that Republic was just recently contracted with Fort
Collins and her trash bins are missing.

Speaker 3 (36:49):
So now what's going on?

Speaker 12 (36:51):
Okay? When I went on Sunday, I found a try
scanned missing and no nuns. So I put some of
my own tracks canned out for the tenant and then
I contacted the relative company that takes care of the.

Speaker 7 (37:15):
Okay, can we skip to the part where you found out?
Did you find out who took your bins?

Speaker 12 (37:21):
Well, according to what I could get, that Republic had
somebody that came and took the band, and I was
told they would suppose they have put new band back.

Speaker 3 (37:34):
But that's right that because normally they want to use
their own. So what happened did you ever get new bins?

Speaker 12 (37:43):
Well, after a week, a week and a half, they
finally put one band, one three tackle band and one
trass band for four units.

Speaker 3 (37:58):
And that how many did you have? How many did
you have before that?

Speaker 12 (38:05):
We had two big recycle band and two big.

Speaker 7 (38:10):
Okay, so I imagine if you ask them for more you
can get them right.

Speaker 12 (38:17):
I don't know. I have not dealt with them. I'm
going down the day compa.

Speaker 3 (38:24):
Okay, how can we help.

Speaker 12 (38:26):
You now we It said in the one of the
articles that they band the trash band would be for debris,
your debris and whatever. So I put one of my
own hand out with your debris on it and they

(38:46):
refused to pick it out.

Speaker 3 (38:48):
That's right, that's right, they will.

Speaker 7 (38:50):
Huh felma. Really, it's really simple. You can't use your
own bins with these new trash companies. Well, I say
new with the new systems, and you can't. Now I
understand you had some lag time there. Can't you simply
transfer the stuff they didn't take into the new cans?

Speaker 12 (39:13):
I only have one can and that is for the
four tennis there.

Speaker 3 (39:18):
Okay.

Speaker 7 (39:18):
I'll tell you what though, if you call them they
I know they will gladly give them, give you extra ones.
But here's what you might run into. And I want
you to call us back. I thank you for calling,
and I want you to call us back. But let
me just end with these words, and this is this
what you're probably going to find out is with the

(39:42):
new system, whenever there's a new contract, these new companies
tell the city how they operate, and the city approves it,
you may find that you're going to pay per bin.
In other words, the basic fee might be one of
each recycle and regular, and then if you want two others,

(40:05):
you're gonna have to pay for extras. If you find
that out, don't be surprised. It's a new contract. But
let us know what you find out after you talk
to them. Right now, it's kind of premature to do
anything until we hear back from you on this after
you talk to them. But I would simply ask them
for the two new bins three L three seven one

(40:28):
three talk seven one three eight two five five. Hey,
there are some people texting me saying Frank Duran has
a good voice. Really, I mean, I don't think it's bad,
but let's hear that again.

Speaker 3 (40:41):
Hold on, I don't think where.

Speaker 1 (40:44):
Is it happy birthday two you?

Speaker 3 (40:47):
I don't know that's a good voice. I guess he's
a good man. That's all that counts, right, all right?
Three oh three seven one three eight two five five.

Speaker 7 (40:54):
Next caller, let's talk to Ted about his car. Now, Ted,
I'm going to tell you something interesting. All right, you ready?

Speaker 9 (41:04):
Yeah?

Speaker 3 (41:05):
Okay? In all of Colorado?

Speaker 7 (41:09):
Well, actually, my show goes around the country, but we're
prevalent here in Colorado on the air, and the iHeart
app of course, is elsewhere.

Speaker 3 (41:19):
But here's what I want to say.

Speaker 7 (41:21):
In all of Colorado, what do you think is the
city that generates the most car complaints?

Speaker 14 (41:30):
Well, uh, long Mind, I'm gonna I'm gonna go with
Long Line.

Speaker 3 (41:34):
Yeah, no, no, I'm serious.

Speaker 7 (41:36):
I once joked that there must be a recruitment program
to bring bad car dealers to long Mind. I swear
to God, it's unbelievable the disproportionate amount of complaints we
get from that little community.

Speaker 3 (41:50):
Now, next would be Next would be Greeley. Okay, So
what's going on with the What is the name of
the dealer in Longmont?

Speaker 14 (42:03):
Well, it's a Stephen Stephenson Hyundai.

Speaker 3 (42:05):
They Oh, it's a Stephenson. It's a Stephenson dealer.

Speaker 14 (42:09):
Huh yes, uh huh.

Speaker 3 (42:11):
What happened?

Speaker 14 (42:13):
Well, I bought a twenty fourteen Audi Q five at
the end of May.

Speaker 3 (42:18):
And five, what year?

Speaker 14 (42:20):
Twenty fourteen, Yes, sir, okay, And shortly thereafter it was
using we found out it was using about a quart
of oil every two hundred miles.

Speaker 7 (42:31):
Yeah, but it's a two thousand, it's a two thy fourteen.

Speaker 14 (42:36):
Yes, that's true. It did pass the miss emissions uh,
and I did buy an extended warranty through them. It
also has some other issues that were not covered by
warranty I sadly found.

Speaker 3 (42:49):
But why did you buy it without getting it checked out?

Speaker 5 (42:54):
Well?

Speaker 14 (42:54):
I thought that the extended warranty would cover me for
any any problems that I might have with How much.

Speaker 3 (43:00):
Did you pay for that extended warranty?

Speaker 14 (43:03):
Just under forty one hundred dollars?

Speaker 3 (43:05):
Oh my god? How much did you pay for the car?

Speaker 14 (43:09):
About thirteen thousand.

Speaker 7 (43:12):
Doesn't that seem disproportionate to you? A thirteen thousand dollars
car and you paid a third of it, I mean
a third of the value for a warranty it was.

Speaker 14 (43:25):
I was told it was the best warranty I could
get for the miles that it had. It had just
under one hundred thousand miles when I purchased it, and
oh man, twenty five hundred miles.

Speaker 3 (43:33):
Now okay, So let me get this straight. So just
under one hundred thousand, like how much?

Speaker 14 (43:37):
Under about three hundred hundred.

Speaker 3 (43:42):
Okay, so you had one hundred thousand miles for all
practical purposes, yes, okay, okay. So with one hundred thousand miles,
you figured I need a warranty, so you bought this one.
I can see that. And then what I want to
know is, so you.

Speaker 7 (44:00):
Did the warranty and did you read the warranty as
to what it covers and not covers?

Speaker 3 (44:06):
Be honest?

Speaker 14 (44:08):
Well, I spoke with Chris Tracy, he's the finance director,
and he explained the warranty to me.

Speaker 3 (44:15):
No, No, that doesn't count.

Speaker 7 (44:16):
You see, that doesn't count unless you recorded him and
it was fraud and he absolutely lied to you.

Speaker 3 (44:23):
Did he lie to you?

Speaker 14 (44:26):
I don't think so it's hard to say.

Speaker 3 (44:29):
So now here's the deal.

Speaker 7 (44:31):
Let me just tell you in general why used car
extended warranties are good for nothing.

Speaker 3 (44:38):
First, they won't cover normal wear and tear.

Speaker 7 (44:42):
Second, they won't cover owner abuse or lack of maintenance,
and third they won't cover pre existing conditions.

Speaker 3 (44:51):
Now tell me what's left.

Speaker 14 (44:55):
Well, I understand that there was a class action lawsuit
with Audi regarding some of their vehicles. I'm not sure
if this one, uh.

Speaker 3 (45:03):
But that wouldn't apply to you. That wouldn't apply to you.

Speaker 7 (45:08):
I want to help you, see, I want to help you,
and this is the way I help people. Sometimes I
shoot down the arguments that aren't going to do them
any good, okay, and then we try to pick something
that will help them. So you hang on, let's go
for the gusto. I want to know why your warranty
isn't covering some of this stuff, because maybe it should.
I think that's the low hanging fruit we try for first.

Speaker 3 (45:32):
Then we'll work backwards. Hang on.

Speaker 7 (45:34):
Remember when I when I give people a hard time
and I want them to tell me stuff, it's because
I'm looking for bullets to help them in their gun.
Three oh three seven to one three eight two five
five Go with a sure thing Denver's Best Roofer Excel

(45:55):
roofing dot com. You don't pay a cent until you're content.
Time for an insurance check up free, no obligation. In comparison,
call compass insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven to one help you'll think you're his only customer
when you choose Frank durand the real estate man dot

(46:16):
com to list your.

Speaker 3 (46:17):
Home with Remax Alliance. Three oh three nine two zero
sixteen twenty two. Hi Tom Martino, your troubleshooter three oh
three seven one three talk three O three seven one
three eight two five five.

Speaker 7 (46:34):
Welcome to the show, and Ted, let's get right to
it now. I want to know first what your extended
warranty is not covering. And by the way, people, you
can call three ozho three Martino. That's actually our primary
line for getting through to us twenty four to seven
leaving a message. We'll get back to you three oh
three six two seven eight four sixty six. So, Ted,

(46:56):
what is basically or not is what are the problems
the warranty will not cover.

Speaker 3 (47:03):
Let's kind of list them. What are some of them?

Speaker 14 (47:06):
Well, the one that we just recently discovered was a
fuel line to the fuel pump that is causing a
vapor lock, and so that needs to be replaced.

Speaker 7 (47:17):
As okay, hold on, hold on, no, no, no, no. Fuel
lines don't suddenly cause vapor locks. So that wouldn't be
a warranty thing because it's the original fuel line and
replacing the fuel line isn't going to correct that. So
I don't understand what you're talking about. That the fuel
line go ahead.

Speaker 14 (47:40):
I took it to an Audi dealer and Prestige Oudy
diagnosed the problem. They said it was some kind of
an overheating of the line. It was caused a vapor lock.

Speaker 7 (47:49):
Well hold on, okay, but that's design, that's designed. So
how do they propose changing the design? Are they going
to reroute it?

Speaker 3 (47:59):
Yeah?

Speaker 14 (48:00):
I think there was an issue. I think on Audi's
with that jewel line there was.

Speaker 3 (48:05):
Okay, so they're rerouting.

Speaker 5 (48:07):
It right manufactory?

Speaker 14 (48:09):
Yeah, Well, I don't know what they're doing, but they
gave me a quote for twenty seven hundred dollars.

Speaker 7 (48:13):
Well, listen, I wouldn't do it. Hold on, don't do it.
Go to another, go.

Speaker 3 (48:17):
To an independent, do not do I hope you didn't
do it.

Speaker 14 (48:22):
No, No, I haven't done anything yet, all right.

Speaker 7 (48:24):
I would have that diagnosed, and I would go to
Kevin Coulkin Shardan Auto Tech.

Speaker 3 (48:28):
Where are you located.

Speaker 5 (48:30):
I'm in Arvada.

Speaker 7 (48:32):
Go to Shardan Autotech and have them look at it
and diagnose it if that's causing a vapor lock. If
they can put a heat shield or something, twenty seven
hundred bucks for that.

Speaker 3 (48:42):
What did they say exactly.

Speaker 7 (48:44):
They're going to do for twenty seven hundred By the way,
actually it doesn't matter. I just told you what to do.
Don't do it, and I'll tell you why. And because
it's not worth it.

Speaker 3 (48:54):
End.

Speaker 7 (48:54):
It's also not a warranty issue. What else are they
not covering? I want to try to find something they
should cover that they're not covering.

Speaker 3 (49:01):
Give me another example.

Speaker 14 (49:04):
Well, I think that's really the main thing. I'm really sure.

Speaker 7 (49:08):
Wait a minute, so so you you said you had
multiple problems, and now you tell me it's one problem.

Speaker 14 (49:15):
Well, there there are there are coil packs that are
covering the plugs that are broken. But that's that's not
a warranty thing that they will cover. So I'm not
worried about that. That was okay, about the thousand dollars,
so well, they didn't cover that.

Speaker 3 (49:31):
What else?

Speaker 14 (49:32):
The main thing is that the oil usage. I'm surprised
that it.

Speaker 3 (49:35):
Really now that Now that's major. That's major.

Speaker 7 (49:38):
Okay, So let's talk about oil usage. Oil usage in
and of itself is not a defect.

Speaker 3 (49:46):
So what is causing the oil usage.

Speaker 14 (49:50):
Apparently it's the rings that are defective or not feeling.

Speaker 3 (49:55):
No, they're not defective. They're worn out, they have one
hundred thousand miles and it's a German car. That's normal.

Speaker 14 (50:02):
That's normal.

Speaker 3 (50:02):
Okay, yep, that's normal.

Speaker 14 (50:04):
Yeah, I see Audis.

Speaker 7 (50:06):
Let me let me explain something. Audis are not pieces
of junk. Beamers are not pieces of junk, and Mercedes are.

Speaker 3 (50:14):
Not pieces of junk.

Speaker 7 (50:15):
But the sad truth, the saddest truth, is that they
become pieces of junk after about seventy five thousand miles.

Speaker 14 (50:29):
Okay, okay, now, well I wish I had known that before.

Speaker 3 (50:33):
But your warranty, your warranty will not cover worn out rings.

Speaker 7 (50:40):
That is a normal wear and tear. So so that's unfortunate.
I was hoping we could find a defect or something
here calling it defective rings. They're no more defective than
my grandmother was at ninety six. My grandmother was ninety six,
her knees were old and were they defective, Well then

(51:03):
they were, but they didn't start out that way.

Speaker 14 (51:06):
So yeah, they want me to replace the rings, you know,
but they'll they'll do it for around ten grand or
more and so, well, that's an engine job.

Speaker 3 (51:13):
Once you open up that top, you do the whole
top end.

Speaker 5 (51:16):
Yeah.

Speaker 3 (51:17):
Yeah, well actually.

Speaker 7 (51:18):
It's not the top, is it or whatever it is.
If they do the rings, you're going to have to
do the whole thing. I mean, look, if you love.

Speaker 3 (51:26):
This car, is it in good shape?

Speaker 8 (51:29):
Oh?

Speaker 3 (51:30):
Yes? Yes? How much did you pay for it? Thirt?
You didn't? Okay, all right.

Speaker 7 (51:38):
It's not terrible what I was so, and listen, I
don't I promise you.

Speaker 3 (51:43):
I don't mean this as an insult.

Speaker 7 (51:46):
But you wanted an Audi because of the thing, and
you couldn't afford a new one, so you got the
one you could afford.

Speaker 14 (51:53):
Right, Uh yeah, we we wanted an Audi, so we
got the one we could afford.

Speaker 3 (51:59):
That's yeah, yeah, yeah, of course of course. Now just
you know, some of these Audis can go, you know.

Speaker 7 (52:06):
I mean, I'm not sure you got completely screwed here
as far as pricing, so I don't I don't think so.

Speaker 3 (52:15):
Like what you said, it was a twenty fourteen, right right?

Speaker 7 (52:20):
Okay, well okay, have you did you price them anywhere
else before you bought them?

Speaker 14 (52:27):
Well that that was the Yeah, I checked on that.

Speaker 7 (52:30):
You're right, you were right in the ballgame, right in
the ballgame, right in the book.

Speaker 3 (52:35):
Okay, that's what it was, right, So in other words,
you were not overcharged at all, is it? Now? They're
they're very pretty cars. So is the body in really
good shape?

Speaker 12 (52:46):
Oh?

Speaker 14 (52:46):
Yeah, the body and interior is great.

Speaker 9 (52:48):
Yeah.

Speaker 3 (52:49):
Okay, I'm going to tell you something.

Speaker 7 (52:51):
Even if you had that engine rebuilt, which would take
care of all of these issues, right, you wouldn't.

Speaker 14 (52:57):
Until seventy thousand miles apparently according to you.

Speaker 3 (53:00):
So right, that's right.

Speaker 7 (53:02):
If you had it rebuilt, you'd get another seventy five
thousand with no problem.

Speaker 3 (53:07):
But your your transmission is next to go.

Speaker 14 (53:11):
So yeah, I understand. Yeah, I don't want to chase
chase the used car like that.

Speaker 3 (53:16):
So no.

Speaker 7 (53:16):
But but if you're in it for thirteen if you're
in it for thirteen grand, it's there's a very real possibility.
And I hope you're sitting that you could be into
this for about twenty eight to thirty with everything that
it's going to need. Now, if you're into it, okay,
So if you're into it for twenty eight or thirty, okay,
and I'm not, I'm not, and everything else because that's everything,

(53:40):
that's transmission engine. Well, if you love the car, that's
I know this sounds crazy and I normally wouldn't do it,
but you already bought it. What can you get let's say,
for twenty eight thousand miles for twenty eight thousand dollars
in that vent of that, that stature and that without

(54:01):
you know, with virtually no miles.

Speaker 3 (54:04):
Now, what can you get for that?

Speaker 7 (54:07):
So I don't What I'm trying to do is not
make you feel terrible. A lot of people say, Tom,
why would I sing money into this car? Well, if
you've already made the mistake of buying it, and you
didn't by the way, you didn't overpay for it, So
investing in it is all I'm saying.

Speaker 3 (54:23):
Is not the end of the world. That's what I'm saying.

Speaker 7 (54:28):
Now, some people would say no, instead of that, instead
of taking the thirteen grand and the seven grand, instead
of taking like that ten that you know, let's say
I said.

Speaker 3 (54:38):
You're into it for thirteen twenty three.

Speaker 7 (54:40):
Yeah, so instead of putting another fifteen into it or more,
put that down on a new car. And that might
be wisdom too, But it's only up to you to
decide but that will I'm going to tell you, Ted,
that is going to give you major You're going to
have not If you have problems, you will have problems.
And right now you're seeing it, so you may want
to trade it in. How long have you owned it?

Speaker 14 (55:03):
About three or three or four months?

Speaker 12 (55:05):
Oh?

Speaker 3 (55:06):
Terrible, terrible, terrible?

Speaker 11 (55:07):
Yeah yeah, so yeah, I wasn't.

Speaker 14 (55:09):
I just wanted to call you and get some options
from you and see what any my options are.

Speaker 7 (55:14):
Take Never go to the outing dealer. My option is,
don't go to the outing dealer. That's the first one.
Go to a competent mechanic. Go to referral list dot com,
find a competent mechanic seriously and take it.

Speaker 3 (55:26):
Somewhere where you can have it done reasonably.

Speaker 7 (55:28):
And if you want to just keep it afloat and
eventually trade it in, the problem is you're you're gonna
be on you know, if you keep it another couple
of years, you're going to be at one hundred and
fifty hundred and sixty thousand miles. But you didn't overpay, okay,
So if you if you limp it along, don't do
the rings and just limp it along.

Speaker 3 (55:46):
So what Okay?

Speaker 7 (55:47):
So let's say that two years from now you get
seven grand for it.

Speaker 3 (55:52):
Six grand, seven grand. Let's say that.

Speaker 7 (55:54):
Uh huh, so it cost you three or fourth out
three thousand a year to own it plus means, so
it's cost you four thousand a year. And this is
what I try to do with people. I call it math.
Math never lies. So let's just say it takes four
thousand a year, and by the time you get rid
of it, you will have lost from your purchase four

(56:16):
thousand a year.

Speaker 3 (56:16):
But remember you also had it to drive.

Speaker 7 (56:20):
So if we do that, that's one hundred and sixty
six dollars a month.

Speaker 3 (56:26):
You see, so when you look at that, it's not terrible.

Speaker 14 (56:30):
Well, thank you for softening the blow somewhat. And I
appreciate your honesty. You know, listen to you from the
time you know, back in.

Speaker 3 (56:38):
The Thank you, Thank you.

Speaker 14 (56:40):
And I just wish I could get the same directness
from the dealership. But when I call them and leave
a message to try to talk to somebody there, now.

Speaker 7 (56:48):
You know what, don't bother with them seriously, and you're
gonna turn You're gonna spend way more money than you
have to do. Not go to a dealer with an
older car like that three all three seven one three
talk seven one three eight two five five eight eight
eight heating dot com.

Speaker 3 (57:01):
If you're looking for.

Speaker 7 (57:02):
Someone to check out your furnacere air right now with
honesty and integrity eight eight eight heating dot com, go
with a sure thing Denver's best roofer Excel Roofing dot com.
You don't pay a cent until you're content. Time for

(57:23):
an insurance checkup free, no obligation. In comparison, call Compass
Insurance paying too much your coverage at dozens of insurance
companies find out now three oh three seven seven to
one help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot com to
list your home with Remax Alliance three oh three nine
two zero sixteen twenty two. Hi Tom Martino, your troubleshooter

(57:50):
three oh three seven one three talks zero three seven
one three eight two five five. Okay, So let's talk
to uh Nick about mineral rights.

Speaker 3 (58:02):
Hello Nick, what's going on?

Speaker 12 (58:05):
Oh?

Speaker 3 (58:08):
You know? Well, Thank you very much, Nick, appreciate it.

Speaker 9 (58:12):
I got these.

Speaker 12 (58:12):
I got a couple of les from Abundance r.

Speaker 5 (58:16):
E l LC oil dillers.

Speaker 12 (58:19):
Yeah, marcelling mineral rights to them.

Speaker 7 (58:23):
Now hold on, hold on. So you have mineral rights
that you want to sell?

Speaker 3 (58:28):
Is that right?

Speaker 12 (58:31):
I'm not sure because I got these letters in the
mail first part of the week.

Speaker 7 (58:38):
Okay, but but Nick, I need to ask you something first.
You do own mineral rights, is that correct?

Speaker 3 (58:44):
Yes? Okay?

Speaker 7 (58:45):
Are your mineral rights acreage or wells or working interest?

Speaker 3 (58:52):
Are they royalties? Or tell me? What are your mineral rights? Well?

Speaker 12 (58:57):
We uh, I live in a sub and they won't
want to drill underneath.

Speaker 5 (59:02):
So you have a monola and you know how to
do that.

Speaker 7 (59:06):
Yeah, yeah, I understand what you're saying. It's called lateral drilling.
But but I'm still not getting a uh.

Speaker 3 (59:12):
Do you literally have mineral rights right now where you're
you are collecting payment or royalties?

Speaker 8 (59:20):
No?

Speaker 7 (59:21):
Okay, so you really Okay, you do have rights, but
they're you have land, you don't have rights, So they're
asking you they're asking you to give up the minerals
under your land.

Speaker 3 (59:36):
Is that correct?

Speaker 6 (59:37):
Right?

Speaker 3 (59:38):
And you're sure that when.

Speaker 7 (59:40):
You bought that sub in that subdivision, the mineral rights
were conveyed to you with the land and the developer
did not retain them, right because as a developer in
my past life, I retained all of that stuff water
rights and mineral rights.

Speaker 3 (01:00:00):
So you're sure you have them? And how much are
these people offering?

Speaker 8 (01:00:05):
I'm sorry to purchase per one thousand functions.

Speaker 7 (01:00:10):
Hold on your your connection sucks, man, I wish I
could hear you better.

Speaker 3 (01:00:14):
Yeah, one thousand dollars?

Speaker 7 (01:00:17):
Did you say, let's try to get him back because
he's about to make some serious mistakes if he doesn't
know what he's doing. I've dealt with hundreds of thousands
of acres of mineral rights and royalties and I can
help them. Three oh three seven one three talk three
oh three seven one three eight two five five.

Speaker 3 (01:00:39):
Okay, so here's the deal. I don't know where's that
what we have? And this is really important, Okay.

Speaker 7 (01:00:48):
We have a lot of people making the same mistake
over and over and over. I'm reading about it on
every social media platform. People have been paying people upfront
and getting ripped off, specifically landscapers, fencing contractors, and handymen,

(01:01:08):
not necessarily big jobs, but twelve fifteen hundred, two thousand
dollars they disappear. This is becoming an epidemic so please
be careful when it comes to these types of things. Please, okay,
I recommend no money up front paying for when materials

(01:01:31):
are delivered, you pay for those materials.

Speaker 3 (01:01:36):
And then you pay as you go. Money upfront for
nothing is a no no in my opinion. That's just
the way it is.

Speaker 7 (01:01:44):
I mean, I don't know why the hell contractors can't
do that. Well, come back to Nick in the mineral
rights and all of that coming up. Dan McKenzie will
help you with a will or a trust, even an LLC,
a clever way to keep property that can go to
your kids. Find out more from Dan McKenzie mackenzie Law.

(01:02:05):
He puts the personal in this estate planning process. It's
a firm where you actually talk to him and make
your plan eight three three COO Plans. The website is
coplans dot co. Go with a sure thing Denver's Best

(01:02:27):
Roofer Excel roofing dot com.

Speaker 3 (01:02:29):
You don't pay a cent until you're content.

Speaker 7 (01:02:35):
Time for an insurance checkup, free no obligation comparison call
Compass insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven seven
to one help you'll think you're his only customer when
you choose Frank durand the real estate Man dot Com
to list your home with Remax Alliance three oh three
nine two zero sixteen twenty two. Hi Tom Martino, your

(01:03:02):
troubleshooter three O three seven one three talk three oh
three seven one three eight two five five Henry, he
has an issue with a social security number. And then Jim,
we're going to take you on a home sale too. Hey, Henry,
what's happening?

Speaker 15 (01:03:20):
Hey dad, This is.

Speaker 3 (01:03:24):
Bulls Henri Dulcha and Henry Dulchase my daughter. Henry is
Henry Bretts from Jay Bretts and Henry Brett's on Excel roofing. Yes,
so you fooled me. I thought you had a social
security question? So what are you calling about? Let me guess.

Speaker 15 (01:03:41):
Okay, Okay, I'm kind of freaking out right now. Here
is the best way to get in contact, and it
is a problem for the show. So we decided to
stop buy a gun store. Because I'm living on my own,
we thought it might be good to at least have
like a shotgun or something.

Speaker 5 (01:04:00):
Why we walk in.

Speaker 15 (01:04:02):
Yeah, like just an idea. But okay, so that's not
the part you're gonna be mad at. So I'm just
wondering what we do in this situation.

Speaker 11 (01:04:10):
There was this guy.

Speaker 15 (01:04:13):
And we both thought he worked there, and he was asking,
you know, to take a picture of the social Security
card to get started on the information. And so, you know,
not knowing any better, I pull it out and I
put it on the counter and this guy he takes
a picture of it. Wait a minute, Yeah, he takes

(01:04:33):
the picture of my social Security card like on his iPhone,
which I thought was kind of weird. And then all
of a sudden, like he just walks out, like he just.

Speaker 3 (01:04:41):
Leaves, and so Henry's like this, dulcea, is this true?
This truly happened.

Speaker 15 (01:04:48):
Yeah, we were at the gun store and then like
we look at and then the two workers come back
out because you know, one of them is like they
just rent to the back of like ten seconds, and
I was like, who is the guy that works here?
And they said that they were only two working that
that day, and I, like him, just wondering, how do
I get that back?

Speaker 7 (01:05:07):
What do you mean get it back? You're not gonna
be able to get it back. This guy's going to
make a social Security.

Speaker 15 (01:05:12):
Card no, he took a picture of me too. Henry
thought that was the weird part.

Speaker 3 (01:05:17):
Yeah, because then he's going to get a license.

Speaker 7 (01:05:20):
So now you got both things gone for No, seriously,
you're my daughter and this happens to you.

Speaker 3 (01:05:25):
Henry Brett's come on, bro, why did you let her
do that?

Speaker 11 (01:05:29):
It was my fault.

Speaker 15 (01:05:32):
He's kind of freaking out right now. He said he
didn't want to call you, but I said, my dad
will know what to do, so you know it's not
that bad though, right.

Speaker 3 (01:05:38):
No, No, here's what we're gonna do.

Speaker 7 (01:05:40):
Seriously, We're gonna put a credit freeze on your credit
reports when you get home.

Speaker 3 (01:05:47):
I'll put a credit freeze.

Speaker 7 (01:05:49):
No, seriously, because then no one can open and account for
you at all. What they may do is they may
try to use your Social Security for applying for ab
or something. They could do that, and that that's most
likely what they're gonna do.

Speaker 3 (01:06:06):
That's weird.

Speaker 12 (01:06:09):
Yeah.

Speaker 7 (01:06:09):
So this guy wait, wait a minute, this guy didn't
even work there, but he was at the gun store
pretending like he had authority.

Speaker 15 (01:06:20):
I mean, yes, but luckily this did it happen because
it's just a prank for your birthday.

Speaker 3 (01:06:24):
Oh yeah, man, you're pissing me off. Gosh, I was okay, Henry,
thank you for uh for being part of that. By
the way, no more commercials for Excel.

Speaker 15 (01:06:35):
What he thought it was too far.

Speaker 3 (01:06:38):
I came up with it, okay, Well you know what.

Speaker 7 (01:06:41):
It was fun actually, and I know people were saying,
this is your daughter and this is how you taught
your daughter.

Speaker 3 (01:06:49):
Thank you.

Speaker 7 (01:06:50):
It was fun though, because I'm now relieved. I'm now relieved.
It's like when she said one time, Dad, I really
did major damage to my car and Andy, when watch
you go, I don't think I can drive it and
it's totaled, and then she says, no, just the deer
ran out and hit me. So thank you for calling.

(01:07:10):
And she pranked me for my birthday. That was a
good one. No more pranks, Katschina. If it's a prank,
you tell them no pranking. We got more coming up
on the Troubleshooter Show. I'm going to talk to Jim. Jim,
let's get started on your problem. What's going on with
your home sale?

Speaker 8 (01:07:26):
Well, happy birthday. Just recently I got a home sold
that my mom had left my name on the title,
and I took care of it for several years going
in and doing new roofs, and a lot of remarks.

Speaker 3 (01:07:44):
So wait a minute, when did you sell? When did
you hold on it was your home or your mom's, Jim?

Speaker 8 (01:07:52):
It was it's actually mine. The title was left in
my name when she passed.

Speaker 3 (01:07:57):
Oh okay?

Speaker 7 (01:07:57):
And how long ago was that?

Speaker 8 (01:08:01):
That was in two thy twenty sir?

Speaker 3 (01:08:04):
Okay?

Speaker 7 (01:08:05):
And did you actually you said it was left to you?
Did you change the deed to put it actually in
your name?

Speaker 3 (01:08:12):
The title?

Speaker 8 (01:08:13):
I mean, yes, yes, sir. I think they call it
a quick deed or something like that.

Speaker 7 (01:08:18):
I believe, okay, But but it happened at death. Is
that when you actually inherited it? Did she leave it
in a will?

Speaker 8 (01:08:24):
Yes, no, sir, it was actually my name was on
the title, which I was surprised. I was trying to wait.

Speaker 3 (01:08:31):
She okay, So she actually did it before she.

Speaker 8 (01:08:34):
Died, yes, sir, Yes, or many years actually?

Speaker 3 (01:08:39):
Oh, damn it, damn it, damn it, Jim. You hold
on because I'm going to tell you that was not
a good way to do it.

Speaker 7 (01:08:48):
Go with a sure thing. Denver's Best rufer Excel roofing
dot com. You don't pay a cent until you're content.
Time for an insurance check up free, no obligation. In comparison,
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
seven to one help. You'll think you're his only customer

(01:09:10):
when you choose Frank durand the real estate man dot
Com to list your home with Remax Alliance three all
three nine two zero sixteen twenty two.

Speaker 9 (01:09:18):
Yeah, ripped.

Speaker 1 (01:09:25):
News you needed, that's who you don't have. Come running
as fast as you can. Shooter's gonna help.

Speaker 6 (01:09:36):
Come MANX is the Troubleshooter Show.

Speaker 3 (01:09:40):
Now Tom Martino, Hi, Tom Martino here, Welcome to the show.

Speaker 7 (01:09:46):
Three all three seven one three talk three oh three
seven one three eight two five five.

Speaker 3 (01:09:51):
I'm gonna go right to the phones, and then I
will discuss anything else on your minds. I might wanna
touch on a few things that are bugging the living
crap out of me. I'm sorry, I'd bring it up.
I'll do it in a minute here. Just anyway.

Speaker 7 (01:10:08):
Jim talked about a house sale.

Speaker 3 (01:10:12):
Thank you, okay.

Speaker 7 (01:10:13):
Jim talked about a house sale, and he said he
his mom put him on the deed years ago. He
didn't even know it, so obviously she died and he
wants to sell it. Or did you already sell it, Jim?

Speaker 8 (01:10:28):
Yes? Or I did.

Speaker 7 (01:10:30):
It's important to know this, Jim, really important to know this.

Speaker 3 (01:10:35):
Was it? Were you the only one on the deed?
Or did she put you on the deed with her?

Speaker 8 (01:10:45):
Well? It initially started out Tom under my father and
her name yes, yes, added at some time at some
point in time, and my dad passed, and then obviously
it went into her name. And then when she passed,
as I said, I was trying to handle her business.

Speaker 3 (01:11:01):
No, no, but here's what I need to know.

Speaker 7 (01:11:03):
It was in your dad and mom's name when your
dad passed. Did your mom put you on the deed
right then?

Speaker 8 (01:11:12):
No, sir, I believe it was put on but my
dad was still living.

Speaker 3 (01:11:16):
So it was the three of you, and then just
the two of you, yes, sir, and then it's just
one of you.

Speaker 8 (01:11:28):
Yes, sir.

Speaker 7 (01:11:29):
Okay, this is this is very weird, and I'm going
to tell you why it's better than if you were
put on there alone. And let me explain this to people. Normally,
when you want to put your child on a deed,
normally you put them on the will or in a

(01:11:53):
beneficiary deed, so it's left automatically when you die. If
you put them on the deed before you die, they
inherit the original basis of that house.

Speaker 3 (01:12:11):
Do you know what that means, Jim, No, I don't.

Speaker 8 (01:12:15):
Tom.

Speaker 7 (01:12:15):
Here's what it means. It means that whatever she bought
the house for is the basis that you use when
you sell it to figure out your taxes.

Speaker 3 (01:12:32):
If she did it the correct way, which would have.

Speaker 7 (01:12:34):
Been a beneficiary's deed or in a will, your basis
would have been the day of her death, which is
presumably higher than when she bought it. Therefore, you would
have made less profit when you sell it, and therefore
you'd pay less taxes.

Speaker 3 (01:12:53):
Okay, does that make sense to you? Yes, it does,
because you only.

Speaker 7 (01:12:59):
Pay tax on profits above a certain amount if it's
your primary residence, or above the selling price if it's
not your primary residence. Now, but because she was on
it too, you have a very weird situation. And here's
the situation, without getting too complicated.

Speaker 3 (01:13:22):
When the three of you were on that deed, it
was right of.

Speaker 7 (01:13:26):
Survivorship because after the dad died, the two of you
took over the house, right.

Speaker 8 (01:13:32):
I would assume that, yes, sir.

Speaker 3 (01:13:34):
Yeah, Therefore a third of the house has a.

Speaker 7 (01:13:41):
Basis of when the dad died, and speed forward to
when your mom died. Fifty percent of that house, fifty
percent of it now has a stepped up basis, So
you're not going to be as bad as shape after

(01:14:02):
selling it to pay taxes.

Speaker 3 (01:14:05):
Meet. Here's what I mean.

Speaker 7 (01:14:07):
Fifty percent of the house will be valued at her
day of death. The other fifty percent of the house
will be valued when they bought it. So you're going
to pay some capital gains on part of it, and
you're going to need an accountant to help you figure

(01:14:27):
it out. Okay, But in general, what is your question
when you when did you sell it?

Speaker 8 (01:14:34):
I sold it about I would say, five weeks ago.

Speaker 3 (01:14:38):
And how much did you sell it for?

Speaker 8 (01:14:43):
One hundred and thirty five thousand.

Speaker 7 (01:14:45):
And after all expenses? After all expenses, what did you
put in your pocket?

Speaker 8 (01:14:54):
Well? I'm holding on to it right now, Tom, is
a little bit of a story to that if I
might share.

Speaker 7 (01:14:59):
Okay, But okay, okay, I have another question real quick
before you go in with your story. You sold it
for one hundred and thirty five thousand. What did your
mom and dad buy that house.

Speaker 8 (01:15:08):
For I think sixty thousand?

Speaker 3 (01:15:13):
And were you living in it at the time, No, sir,
I was not.

Speaker 7 (01:15:19):
Okay, so you're going to have roughly if you figured
it out, you will have some You're not gonna have much,
but you'll have some taxes.

Speaker 3 (01:15:27):
But now go ahead with your story. You wanted to
tell me, I'll shut up.

Speaker 8 (01:15:31):
Go ahead, Okay.

Speaker 2 (01:15:33):
There's nine of us children, okay, And the request on
behalf of my mom was to share, obviously in the
value of the home once it sold, portions to each
and every one of us. At the initial time the family, again,

(01:15:54):
we kind of voted, and it wanted to sell for
seventy two thousand to one of our relatives. I made arrangements,
we did the whole deal, got it to the day
of closing.

Speaker 8 (01:16:03):
That individual said no, I don't want to buy it now.
So I went ahead and took it over and over
that time put in i'd say about twenty to twenty
five thousand dollars.

Speaker 3 (01:16:13):
When did you take it over all that I.

Speaker 8 (01:16:16):
Took it over in two thousand, let's see about October
of twenty and twenty.

Speaker 3 (01:16:25):
Okay.

Speaker 7 (01:16:26):
Then basically you didn't sell it to that relative.

Speaker 8 (01:16:32):
No, No, they backed out of the deal.

Speaker 7 (01:16:34):
Okay, so this makes it simpler. So you took over
the house in twenty twenty, and you therefore you had
no money to give to your siblings, right right.

Speaker 8 (01:16:50):
Correct, sir?

Speaker 3 (01:16:51):
Did you move into the house when you took it over.

Speaker 8 (01:16:55):
No, I own a home in Colorado Springs. I'd go
down there pretty much weekends, holidays.

Speaker 3 (01:17:01):
And you fixed it up. Okay, but who's living in it? Yes?

Speaker 8 (01:17:06):
I was letting a niece live in it rent free,
just so that there'd be occupancy there.

Speaker 3 (01:17:13):
Who's living in it now?

Speaker 8 (01:17:17):
Nobody served because I sold it.

Speaker 3 (01:17:20):
Oh, you just said you didn't sell it, bro, So
did you sell.

Speaker 8 (01:17:24):
It or did I sold it like five weeks ago?

Speaker 7 (01:17:27):
Okay, So you took it over basically when your mom died,
you fixed it up, and you sold it and you
sold it. But there's a lot to consider here, because
first and foremost, without fixing that house up, and then
you want your siblings to chip in in other words,

(01:17:49):
you want to distribute what's left.

Speaker 3 (01:17:51):
Was there a mortgage on the house when you sold it? No, sir,
it was clear, okay, but you want to take that
one one hundred and thirty five thousand.

Speaker 7 (01:18:02):
You have to subtract the taxes you're going to have
to pay, Then you need to subtract the repairs you
put in it, and then you divide up the rest.

Speaker 3 (01:18:12):
Do you understand that?

Speaker 5 (01:18:14):
Yes, sure I do, but you're.

Speaker 3 (01:18:17):
Not going to get okay, So that's the way you
do it. So here's what I want to know.

Speaker 7 (01:18:23):
Are they willing to let you be reimbursed for the
repairs you put in it?

Speaker 8 (01:18:31):
Well, I'm sure of it.

Speaker 7 (01:18:33):
I mean, how much did you spend fixing it.

Speaker 8 (01:18:36):
Up between twenty and twenty five thousand?

Speaker 7 (01:18:40):
So let's say twenty five thousand, okay, So if you
fixed it up for twenty.

Speaker 3 (01:18:45):
Five thousand, you're also.

Speaker 7 (01:18:49):
You guys are going to have to pay taxes on
this thing because you sold it. Those taxes are due.
You sold it for one thirty five. Let's say they
bought it. This is so, this is so weird. I'm
just telling you you need an attorney. But I'm going
to tell you how it's roughly done. One thirty five okay,

(01:19:12):
minus what they bought it for.

Speaker 3 (01:19:14):
Let's say they bought it for seventy five.

Speaker 7 (01:19:16):
That leaves sixty thousand dollars sixty thousand that that you
made on this house, except you really didn't because half
of it had a stepped up basis at the time
of her death. It's very complicated the way you did it. Okay,
So at the time of her death, what was the

(01:19:38):
house worth? It was worth about what I think it was.

Speaker 8 (01:19:42):
I think one hundred and thirty.

Speaker 7 (01:19:45):
Let's just say for arguments sake, it was the same
amount as you sold it for, so okay, and you
can estimate on your tag.

Speaker 3 (01:19:53):
So let's say it was worth one hundred and thirty
five when she died. You divide that by two, because
half your basis now is half of that of that
time it was sixty seven to five, and then the
rest of it was their old basis.

Speaker 7 (01:20:14):
Again, this is very complicated because of her putting you
on the deed. It screwed everything up. But you will
have some taxes due, and on your half, you're going
to have taxes due, all right, and those taxes have
to be paid by all of you if you're going
to distribute the proceeds. So you have to tell your siblings,

(01:20:38):
you need to go to an accountant, and you need
to figure out the taxes due and how much you're
due for repairs, and you'll divide the rest.

Speaker 3 (01:20:47):
There's not going to be a hell of a lot left,
you know.

Speaker 8 (01:20:50):
That, right, Yeah, I'm pretty much figuring that. Specially.

Speaker 3 (01:20:55):
Did you have commissions?

Speaker 7 (01:20:56):
Did you pay real estate commissions?

Speaker 8 (01:21:01):
Yes, sir, I did, obviously, you mean like the title
company in realtor and all that.

Speaker 7 (01:21:05):
Yeah, So you have to figure out even though you
sold it for one thirty five, you didn't get one
thirty five.

Speaker 8 (01:21:14):
No, sir, I ended up as about one twenty seven.

Speaker 7 (01:21:17):
Okay, So you take the one twenty seven and then
you have to figure half of that will be gained
to you, and you're gonna have to an accountant's going
to have to figure this mess out for you. You have
to figure out before you do anything, how much taxes
do cause you're gonna have.

Speaker 3 (01:21:38):
To pay tax on it.

Speaker 7 (01:21:39):
Okay, you're gonna have to pay capital gains taxes because
it wasn't your primary residence. Then you're gonna have to
pay yourself back for the repairs. So let's say there's
gonna be about twelve thousand in taxes, another twenty five
in repairs, So you take thirty seven, say forty thousand,

(01:22:04):
you take off of the one thirty five or thirty five,
So now you're left. Let's say you're left with ninety
thousand to split. They each get a thousand dollars. Are
they going to be satisfied with that?

Speaker 8 (01:22:19):
Well? I guess it have to be. I mean, there's
nothing else I could do with it? You know about it?

Speaker 3 (01:22:23):
Well? And is there a will that says it goes
to Was there a will that says it goes to
the nine of you?

Speaker 8 (01:22:31):
No, sir, no will. There was nothing.

Speaker 3 (01:22:33):
It was kind of a well, then they have to
take what you give them.

Speaker 7 (01:22:36):
They have to take what you give them because technically
at your house and you don't have to give them anything.

Speaker 8 (01:22:43):
Yes, sir, And I mean a lot of people have
explained that to me. But again, I guess that's neither
here nor therea How.

Speaker 3 (01:22:49):
Do you know your mom wanted the house to go
to all of you?

Speaker 8 (01:22:53):
Well, she said, just do the right thing once once?
Should I pass? Do the right thing with your brothers
and sisters?

Speaker 3 (01:22:59):
That's okay? Well, bro, it's up to you.

Speaker 7 (01:23:02):
But Jim, I highly recommend first you go to an
accountant and then you go to you know, you don't
really need an a state attorney. You can do it
with an accountant, but you have to figure out how
much to subtract from those proceeds so you are not
getting screwed. You can't split up that money without taking

(01:23:24):
what you're owed.

Speaker 3 (01:23:25):
I'm Tom Martine. See this is.

Speaker 7 (01:23:27):
The problem, by the way, people, when you try to
do a state planning on your own. I'm telling you
it's a big giant mistake to do a state planning
on your own. People do that and they think, well,
you know, it's okay, I can do it.

Speaker 3 (01:23:46):
I know what I'm doing. I'm going to do a
quick claim deed and you end up getting screwed. We
have more coming up.

Speaker 7 (01:23:56):
Go with a sure thing Denver's Best roofer Excel Roofing
dot com. You don't pay a cent until you're content.
Time for an insurance checkup free, no obligation. In comparison,
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
to seven to one help.

Speaker 3 (01:24:16):
You'll think you're his only customer.

Speaker 7 (01:24:18):
When you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. You're troubleshooter three
O three seven one three talk seven one three eight
two five five. Now let's talk to Carl about storage.

Speaker 3 (01:24:38):
Hi, Carl, what's happening?

Speaker 16 (01:24:41):
Take time?

Speaker 3 (01:24:42):
I do that, Buddy good Man, what's going on?

Speaker 8 (01:24:45):
Hey't that much?

Speaker 16 (01:24:47):
I got a gripe and I got a question in regardless.

Speaker 8 (01:24:50):
These ex storage spaces, all right, ripe there?

Speaker 16 (01:24:53):
I mean you might have heard this Extra Space storage
where they just basically price gouging. They don't let you
sign any type of agreements or nothing.

Speaker 3 (01:25:03):
Wait wait, wait, wait, wait wait, what do you mean,
first of all price gouge, second of all, no agreements.
Now that doesn't sound right. I'll guarantee you they have
to have an agreement.

Speaker 16 (01:25:15):
I've been written for Estra Space stories for it eighteen years.

Speaker 7 (01:25:18):
Okay, And you're saying, hold on, you're saying you have
never once signed an agreement with them.

Speaker 16 (01:25:25):
No, no, no, Let me back up into a little background.
Eighteen years ago and we were managed by the owner
that owned the problem. About six years ago Extra Space
came in and managed it for them, And we can't
sign an agreement or anything. You know, there's no such
thing as an agreement because it allows them to raise
the price as they see fit.

Speaker 3 (01:25:46):
Well, they can even do that.

Speaker 7 (01:25:47):
Listen, Just so you know, storage agreements are very seldom
by the year. They're usually month by month, but they
specify that people can raise the rents.

Speaker 3 (01:26:02):
Just so you know.

Speaker 7 (01:26:04):
And the only reason I'm doing this, Carl, so you
don't see you don't come off half cock. Storage facilities
are totally different than regular rental facilities. They can raise
the rent anytime they want with the absence of a
one year lease. I don't know of any storage agreements
that have one year leases.

Speaker 9 (01:26:26):
Well, I mean, like.

Speaker 16 (01:26:27):
I said eighteen years ago, I mean when we was
written to the owner, we all had we had agreements,
we had turns three years that if I wait a minute.

Speaker 7 (01:26:36):
You just told me, you told me you had You
told me you had no written agreements, right, but you
did have.

Speaker 3 (01:26:42):
They used to have They used to have three year agreements.

Speaker 16 (01:26:46):
Is that what you're saying, he reflexuble whatever term we wanted.

Speaker 3 (01:26:51):
Okay, Carl, you know what I'm saying is.

Speaker 8 (01:26:55):
That was all because I'm sorry.

Speaker 3 (01:26:59):
All I'm saying, Carl, is that I know you're complaining
because this extra space is charge is keeps raising rents?

Speaker 9 (01:27:07):
Right?

Speaker 3 (01:27:07):
Is that your bottom line?

Speaker 7 (01:27:09):
Okay, what I'm telling you is I don't think it's
very nice.

Speaker 3 (01:27:14):
But they can do it.

Speaker 7 (01:27:15):
They can do it every month if they wanted to,
and the market would have to say no, I'm not
going to do it.

Speaker 3 (01:27:21):
I'm leaving. I mean, they're allowed to raise your rent.

Speaker 16 (01:27:26):
Yeah, so there's no such thing. I mean, there's no
one to complain to about about you know, storage's price.

Speaker 3 (01:27:32):
Get exactly exactly. They're totally unregulated.

Speaker 7 (01:27:36):
When it comes to months and months storage agreements and rent.

Speaker 3 (01:27:40):
It's not the same as a residence.

Speaker 7 (01:27:42):
However, they still have to answer for getting rid of
your stuff upon nonpayment and how they handle that.

Speaker 3 (01:27:51):
But as far as raising rent, if you're pissed off
at them because they keep.

Speaker 7 (01:27:56):
Raising the rent and you think it's abusive, well then
you can find another place that That's the harsh reality
when it comes to storage arrangements.

Speaker 5 (01:28:08):
Yeah.

Speaker 16 (01:28:09):
Well, I mean, I mean they own a big portion of.

Speaker 9 (01:28:12):
The of the market.

Speaker 3 (01:28:14):
Have they bought up a lot of them?

Speaker 16 (01:28:16):
Yeah? Yeah, because of what they're doing is they're basically
going in and telling these owners, hey, you know, i'll
manage your property, and you know, you always get a premium.
And and you.

Speaker 3 (01:28:25):
Know, well who owns the property right now? Who owns it?
Is it storage? Uh? Is it extra space or is
it the owner?

Speaker 16 (01:28:33):
It's the owner, he still owns it. But but but
in their agreement, we don't have any more contact with
the owner. I mean, that's that's in there.

Speaker 3 (01:28:41):
I'm assumed so the owner gave them authority.

Speaker 16 (01:28:43):
To do that exactly. I mean, you know, and and
it's it's just it's crazy.

Speaker 3 (01:28:48):
My story is not even how often do they raise
the rent?

Speaker 16 (01:28:53):
Uh? They play with it extra tom and the you
know lyrically, Well.

Speaker 3 (01:28:56):
What is it?

Speaker 7 (01:28:56):
I need to know what you're talking about it? What
do you mean they play with it? Tell me what
you mean.

Speaker 16 (01:29:01):
From month to month? Like for instance, if I ripe
and say, hey, you know what happened is they'll lower
it down, you know, forty dollars and then two months
later just go up with no notice, no nothing, no warning.
And my situation is not as quite as bad as
some of them. There's some elderly people over there, they
have several units. Tommy just can't up and just move.
I mean they might just walk away from all their possessions.

(01:29:23):
I mean, there's people because you know, these people are
moving in a small and they're moving out of home
into smaller apartments, so they're having to go.

Speaker 8 (01:29:30):
To extra space.

Speaker 16 (01:29:31):
And you look in their storage space and they have
all their belongings.

Speaker 7 (01:29:34):
That Okay, here's what I found out. I looked up
the storage laws. I was wrong. Okay, they must they
can raise rents monthly, but they must give you with
a non residential month to month tenancy, they must give

(01:29:54):
at least twenty one day's notice before increasing the rent.

Speaker 3 (01:30:02):
If you show now. But here's what I want to
tell you, carefully.

Speaker 7 (01:30:09):
If they discounted the rent and then it went back
to normal, that's not a rent increase, okay, if but
if you pay a rent increase, they have to give
you notice. And I'm sure extra space is not stupid
enough to violate the law, don't you think?

Speaker 9 (01:30:30):
I agree? I agree.

Speaker 16 (01:30:31):
I mean they may be giving some notice on a
we're all in a portal now and so.

Speaker 7 (01:30:36):
But it has to be Yeah, you have to be
given notice twenty one days in advance on a month
month non residential tendency.

Speaker 3 (01:30:47):
Yeah, so that's something. I mean, that's something.

Speaker 7 (01:30:50):
But with you if you if you bitched about the rent,
Let's say, and they gave you a credit, they say, okay.

Speaker 3 (01:30:57):
You know what, we'll let you pay.

Speaker 7 (01:30:59):
We'll take fifty bucks off and then the next month
went back to normal.

Speaker 3 (01:31:03):
That's not considered a raise.

Speaker 8 (01:31:08):
Well, I agree, I agree, it just is.

Speaker 3 (01:31:10):
So what exactly are they doing?

Speaker 7 (01:31:12):
You just don't like the idea that they're raising rent
basically right, I mean, bottom line.

Speaker 16 (01:31:18):
I don't like the idea where it just seems like
it's a racket because Tom I went to him and say, hey,
let me pay two years in the vand.

Speaker 3 (01:31:24):
Nope, because of course not, no, Carl.

Speaker 7 (01:31:29):
It's it's it's a racket. I mean, everything's a racket
if you look at it that way. I mean, no,
you look, there are no price controls.

Speaker 9 (01:31:37):
Maybe maybe you.

Speaker 3 (01:31:39):
Want to vote for Kamala Harris. He wants to put
in price controls on stuff. No, I'm serious. She maybe
she would pass the law that says no one can
raise prices. I don't know.

Speaker 16 (01:31:50):
If it's not, it's not the right raising price times.
I mean, when you know in a marketing land, I
mean people are.

Speaker 8 (01:31:56):
Looking for stability.

Speaker 16 (01:31:57):
You can't stability if you know, I mean, what's you talk, Carl.

Speaker 3 (01:32:01):
I agree with Carl.

Speaker 16 (01:32:03):
You're right, it was insignificant.

Speaker 7 (01:32:04):
I mean, there's no stability anymore. You're absolutely right, there's
no stability anymore.

Speaker 16 (01:32:11):
Yeah, and so you know, but I won't be voting.

Speaker 7 (01:32:14):
For but but I'm telling you I agree with you, Carl.
There's no stability.

Speaker 3 (01:32:20):
They can do it.

Speaker 7 (01:32:21):
Twenty one day's notice. Sorry about that. Three oh three
seven one three talk. Becky has a comment on this.
Go ahead, Becky, what's your comment.

Speaker 13 (01:32:30):
So we were with Extra Space for a long time.

Speaker 3 (01:32:34):
Yeah, in Cata Rock, and they.

Speaker 13 (01:32:37):
Kept raising the rents every six months, so they would
send us a little notice card. But it wasn't going.

Speaker 11 (01:32:43):
Up just a little bit.

Speaker 13 (01:32:44):
It was like one hundred and sixty dollars, you know.
It was just they were pushing us out basically.

Speaker 7 (01:32:51):
Well, you know what, that's true. That's what they're doing sometimes.
But what do we do about it?

Speaker 3 (01:32:56):
See, I don't know what you do about it?

Speaker 13 (01:33:00):
Thing you can do is what I did, And we
moved out of Extra Space and into an independent home
owned lovely space.

Speaker 3 (01:33:11):
Yeah, and Castlerock.

Speaker 13 (01:33:13):
And what maybe they say the rents, they don't raise
your rents.

Speaker 3 (01:33:19):
And here's the deal. Here's the deal.

Speaker 7 (01:33:23):
If in fact enough people do that, then Extra Space
would probably change its habits.

Speaker 3 (01:33:30):
The problem is there are so many people.

Speaker 13 (01:33:32):
Own it's a franchise, but it's corporate owned, and they
go by what corporate saf to do. Yeah, that's why
they keep raising it.

Speaker 3 (01:33:41):
And there is no community anymore. You see.

Speaker 7 (01:33:45):
I'm not preaching against it. I'm just saying the way
it is. There are giant corporations. There's no sense of community.
And here's the idea. You get as much as you
can as quickly as you can, whether we like it
or not, that has become this that had and unless
people say I'm not going to do it, go to hell.

Speaker 3 (01:34:05):
You know, they're going to keep doing it.

Speaker 13 (01:34:07):
I agree, and that's what I did. I was like,
I've had it, I'm out. Okay, just find an independently
owned company that's not a corporate you know.

Speaker 3 (01:34:19):
Yeah, well that's good. What's the name of the one
you rent me. What's the name of the one you're
rent from.

Speaker 13 (01:34:25):
I rent from Castle Lock Storage and Castle Rocked Okay,
family owned and they have multiple close locations for each other.
But they're clean and oil maintained, and they're just a
wonderful family. It's owned by the Scott family.

Speaker 3 (01:34:42):
That's good to know.

Speaker 7 (01:34:43):
Beckert, thank you, thank you very much for the recommendation.
We have more coming up. Three oh three seven on
three talks seven one three eight two five to five.
Renew Home Innovations beautiful shower conversions in two or three
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(01:35:03):
no thresholds, perimeter drains, grab bars, seats where you make
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dot com.

Speaker 3 (01:35:21):
You don't pay a cent until you're content.

Speaker 7 (01:35:27):
Time for an insurance checkup, free, no obligation, comparison call
Compass Insurance. Pay too much your coverage at dozens of
insurance companies find out now three oh three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

Speaker 3 (01:35:52):
Hi, Tom Martino you're a troubleshooter. Three O three seven
one three talk three O three seven one three eight
two five five. Welcome to the show, Edward. What's going
on with your doctor? What's happening? There's?

Speaker 16 (01:36:11):
My doctor does not treat me right? And I'm a
really old guy.

Speaker 3 (01:36:14):
How old are you? Seventy one? You son of them? Okay,
so you're seventy one? And how is your doctor?

Speaker 16 (01:36:23):
I don't even know how I made it.

Speaker 8 (01:36:24):
I don't even know how I made it this far.
It's like I've been trying to do different stuff, but
you get to a certain age.

Speaker 16 (01:36:32):
Once you hit seventy one, What the hell are you
going to do?

Speaker 3 (01:36:36):
You better be kidding around, bro?

Speaker 9 (01:36:39):
What do you mean?

Speaker 7 (01:36:40):
What is your doctor? Tell me what your doctor is?
How is he mistreating you?

Speaker 8 (01:36:46):
Well?

Speaker 16 (01:36:48):
He said, I'm too old to be doing anything.

Speaker 3 (01:36:50):
Now, now I know this is a prank, you creep.

Speaker 16 (01:36:55):
Happy birthday? Who are you and your partner in crime
in Arizona?

Speaker 3 (01:37:01):
Holy crap, Mark, no, fooling man? Was that really? I never? No,
I'm serious, I couldn't. I couldn't tell in a minute,
not in a minute. Holy crap.

Speaker 16 (01:37:11):
Wowlly Kelly couldn't tell either. So don' that is amazing
to me.

Speaker 8 (01:37:17):
Birthday to you, Yes, thank.

Speaker 11 (01:37:19):
You, Hey Tom, happy birthday.

Speaker 3 (01:37:22):
Thank you, sus. And you guys are on your thirtieth
anniversary tour. Yeah, we are having such a good thing.
That is a really good thing. Do you love that place?
Isn't that a beautiful hotel?

Speaker 6 (01:37:34):
Oh?

Speaker 11 (01:37:35):
Yeah, it's really gorgeous. It's just small hot out here.

Speaker 3 (01:37:38):
Oh my gosh, it is you get back to Colorado?
I know it is.

Speaker 7 (01:37:41):
It is not quite the season yet for that, but yeah,
it's wonderful.

Speaker 3 (01:37:46):
So anyway, thank you for calling.

Speaker 7 (01:37:48):
You appreciate it, Edward, Thank you, sus, Love you guys.
All right, So John now wants to talk about Excel.
I said, there's a way, no strings attached, no weirdness,
save ten percent on your solar so a no excuse me,

(01:38:11):
ten percent on your electric bill if you become part
of the Solar cop But I have to take this break.

Speaker 3 (01:38:18):
And then I'll explain it. He has some questions.

Speaker 7 (01:38:20):
Right after this, go with a sure thing Denver's Best
roofer Excel roofing dot com.

Speaker 3 (01:38:30):
You don't pay a cent until you're content.

Speaker 7 (01:38:35):
Time for an insurance checkup, free, no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies. Find out now three oh three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

Speaker 3 (01:39:01):
Hey Tom Martina here, welcome to the show. Three oh
three seven one three talk three oh three seven one
three A two five five. What's going on?

Speaker 1 (01:39:09):
John?

Speaker 3 (01:39:10):
What's happening? Hi?

Speaker 9 (01:39:12):
Tom?

Speaker 5 (01:39:13):
By the way, Happy birthday.

Speaker 3 (01:39:14):
Thank you, bro? What's going on with you?

Speaker 5 (01:39:17):
So you've mentioned the solar co op ten percent off
on Excel. I've been and at one point I heard
you say that you had a brochure.

Speaker 3 (01:39:27):
I do have a brochure somewhere.

Speaker 5 (01:39:29):
Yes, yeah, I went to Excel and I tried finding
it on there to sign up, and uh was it
wasn't successfully any any Can you direct me on how
to you know what?

Speaker 7 (01:39:40):
When I saw that, I saw that you had called,
and I looked for my brochure here on the desk.
It's not I put it back in my briefcase. So
during the break I'll go and get it. Here's the thing,
you don't the way it works. It's I think it's
called community or neighborhood Solar or something, but there are

(01:40:03):
other programs that go like that. But here's what it is.
You don't do anything except sign up and agree to
be part of a certain solar farm, and as a result,
you get ten percent Excel energy and completely there's no
change whatsoever to your house. There's no change to anything.

(01:40:25):
You do nothing except you get a lower bill. Again,
it's a way that Excel is trying to encourage people
to support this instead of doing it themselves because they
don't want to lose you completely as a customer.

Speaker 3 (01:40:41):
So it's kind of weird, but it's good and it
doesn't it doesn't hurt you. So I'm going to go
look for it. I was looking for.

Speaker 7 (01:40:49):
The brochure, but I can have been the only person
who got that brochure in the mail. I mean they
sent out thousands, and it's not Excel doing it, by
the way. It is another It is another program of
people sending it out and I'm looking for it here again.
I have one website's called Neighborhood. It's called neighborhood solar.

Speaker 3 (01:41:14):
But I don't think this one sounds a little different,
but you might want to look it up.

Speaker 7 (01:41:20):
This one is community solar. Your electricity can do more
than just power your home. Here's what it says. It says,
how does it work. You join a solar farm. We
connect you to a local solar farm. And they don't
mean connect you, like literally connect you. And it says
you benefit from the energy it's producing. Your utility continues

(01:41:41):
to deliver your electricity, including your energy credits, which reduce
your bill. So I don't know how the hell it works.
You don't have to pay anything upfront, but I will
get the link where you can subscribe to that if
you want to keep listening, and then I'll put that.
I'll put that up you all right, three zho three

(01:42:02):
seven one three talk three oh three seven one three
eight two five five.

Speaker 3 (01:42:05):
I will get to you on that, I promise. Now
here's the deal. I wanted to talk about this, And again,
I know you say that we probably talk about it
too much. Maybe not, but I swear to God, it
has become epidemic. People at gyms with their cell phones.

(01:42:34):
I My workouts take twice as long because of people
sitting on machines in between sets, texting emails, youtubes. What
the hell is going on? I'm getting so tired of it.
I'm damn near I mean, and management does nothing. I mean.

Speaker 7 (01:42:59):
You may think this is petty, you know, and they
say go with a sure thing Denver's best roofer Excel
Roofing dot com.

Speaker 3 (01:43:06):
You don't pay a cent until you're content.

Speaker 7 (01:43:12):
Time for an insurance check up free, no obligation comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven one help. You'll think you're his only customer when
you choose Frank durand the real estate Man dot com
to list your home with Remax Alliance three oh three
nine two zero sixteen twenty two.

Speaker 8 (01:43:33):
Yeah, rit.

Speaker 1 (01:43:41):
De need as.

Speaker 11 (01:43:42):
You don't have.

Speaker 1 (01:43:45):
Run anxious as can Shooter's gonna help.

Speaker 6 (01:43:50):
Come man, this is the Troubleshooter Show. No Tom Martino, Hi.

Speaker 3 (01:43:58):
I'm Tom Martino. You're troubleshooter. Three oh three seven one
three talk three oh three seven one three eight two
five five. All right, let's see what we can do
for you.

Speaker 7 (01:44:10):
We have open lines for the first time today. So
give us a call at three oh three seven to
one three talk or three oh three Martino three oh
three six two seven eight four six six. Now somebody
else is uh, oh no, that's not neighborhood solar. Somebody
sent me something in error.

Speaker 3 (01:44:32):
It's not.

Speaker 7 (01:44:32):
This one is called neighborhood car storage. So that's pretty cool.
What neighborhood car storage? It says, uh, it's it's a
peer to peer Who sent this to me?

Speaker 3 (01:44:47):
Somebody texted this to me? Who is it?

Speaker 7 (01:44:49):
Let's see it is a check out this storage solution.

Speaker 3 (01:44:53):
So here's what it is.

Speaker 7 (01:44:56):
It's called neighbor dot com. And then garages near me?
Fine storage.

Speaker 3 (01:45:03):
You put in your address. I don't know if it's
yet here in Colorado.

Speaker 7 (01:45:07):
You put in your address and it gives out spare storage.

Speaker 3 (01:45:12):
Facilities people have. So if they have a garage.

Speaker 7 (01:45:15):
Or building or something, they can actually rent it out
for you to store stuff.

Speaker 3 (01:45:21):
Think about that. A wide variety of sizes, lowest prices,
they say.

Speaker 7 (01:45:28):
So it's peer to peer storage rental. That's a pretty
cool idea. Don't you think peer to peer storage rental?
So you are renting space in your neighborhood so let
me just put my address and see if anything comes up.
It says, put in your address. I don't think they
have it here in Colorado, but I'm going to do it.

Speaker 3 (01:45:49):
And see a Yeah, okay, well hold on, let's see
what happens. Fine storage, And it says, do you want
storage for a vehicle, a camp, or a boat whatever.
I'm gonna put vehicle or no, I'll put items and continue.
And then it says what size do you want? I'll continue.
Oh my god, yeah, it gives you all kinds of play.

(01:46:12):
Wait wait, wait, wait, right.

Speaker 7 (01:46:14):
So I put my address in right, and I put
that I wanted a six by six area to store stuff.
And I get something from Joan who has a basement
ten by ten fifty two bucks a month.

Speaker 3 (01:46:27):
Oh, this is a brilliant idea. Then I have James,
he has a nineteen by seven garage one hundred and
twenty five a month.

Speaker 7 (01:46:34):
Then I have somebody who has a bedroom. They'll still
they'll let loan out for storage.

Speaker 3 (01:46:38):
What a super I wish I thought of this. This.

Speaker 7 (01:46:41):
This is sixty bucks a month. Somebody else has a bedroom.
Now you can't live there or anything, but it's for storage. Now,
I put in items right. So now if I want
to change it and do a vehicle, let's say a
regular sedan, and then I will hit it. Okay, here

(01:47:03):
are storage vehicle for vehicles. Some people have concrete pads,
others have garages, driveways, they have places for motor homes.
I just can't believe this. So whoever texted me, thank.

Speaker 3 (01:47:22):
You on that. And by the way, people are texting
me now on my Google number directly. It comes right
to my cell phone.

Speaker 7 (01:47:29):
As I said, I appreciate people have not been abusive
with it.

Speaker 3 (01:47:33):
It's been great.

Speaker 7 (01:47:34):
People have been telling me things like this and topics
for the show, and also you know, asking questions. So
here's my Google number that I have forwarded to my
cell phone most of the time. It's seven four seven
nine fifty two eighty. Now what that will do is

(01:47:58):
that will literally.

Speaker 3 (01:48:00):
Ring through to my phone.

Speaker 7 (01:48:04):
I mean a text through to my phone, and you
can text questions if you want to get on the show,
if you have a problem. It's seven four seven because
I like airplanes, and that's a big airplane, nine nine
nine because I couldn't do ten ten ten, and I
like perfection seven four seven nine nine nine and then
fifty two eighty for the mile High city. So seven

(01:48:24):
four seven nine nine nine fifty two eighty. You can
spread that around.

Speaker 3 (01:48:28):
So this vehicle solution dragon, did you just hear this?
You like new ideas? Do you think it's the coolest
thing you ever heard? Oh?

Speaker 1 (01:48:36):
Oh my god.

Speaker 17 (01:48:37):
I worry a little bit about security, but yeah, I
think it's really interesting.

Speaker 3 (01:48:40):
Mean, well, that's.

Speaker 7 (01:48:41):
You're absolutely right because we don't necessarily well, it's it's
no different I guess than renting, like you know, a
vacation rental by owner, right, I mean.

Speaker 17 (01:48:54):
B and B or whatever.

Speaker 3 (01:48:55):
Yeah, yeah, whatever, So what you do? Here's the here's
web it's neighbor dot com.

Speaker 7 (01:49:02):
But there's more. A neighbor dot com does more than
that too. Neighbor dot com. Let me see is the
main website and then you have to hit stoage. Oh yeah,
there it is neighbor dot com and it says fine
storage storage type.

Speaker 3 (01:49:16):
So I guess it is all storage.

Speaker 7 (01:49:18):
So you can find storage for items a vehicle, a trailer,
rvcamp or boat, oversized truck, or a fleet. So you
put in your address and also you can become a
host too.

Speaker 17 (01:49:30):
I would think you as the host would have to
pass some kind of background checks or something along those
kind of lines to the where the people, let's.

Speaker 7 (01:49:36):
See stor come on host turn unused space into cash,
make money from home by storing vehicles or belongings. List
your space how it works, List your space, approve who rents,
start earning. It doesn't say what I have to go through.
So here's what I'm gonna do. List I agree, create

(01:49:57):
an account. I don't know yet. I'm not gonna do
the whole thing. But what a brilliant, brilliant idea.

Speaker 17 (01:50:04):
You get a couple of empty nesters and they got
a couple of empty rooms in their basement.

Speaker 3 (01:50:08):
Sure, why not?

Speaker 17 (01:50:09):
So sign up to store some other people's crap. That
sounds great.

Speaker 7 (01:50:13):
Wow, that's like, what an incredible thing. Now, So I
started talking and again somebody says, Tom.

Speaker 3 (01:50:22):
You know you talked about it before.

Speaker 7 (01:50:24):
Yeah, I did, but I never really asked if people
are I just pissed off.

Speaker 3 (01:50:29):
I swear to god, I just.

Speaker 7 (01:50:31):
Cannot believe how many times this happens.

Speaker 3 (01:50:37):
And if you don't go to a gym, you wouldn't.

Speaker 7 (01:50:39):
Know, right, because a lot of people have stuff at
home they do okay, And that's pretty cool.

Speaker 3 (01:50:43):
But what I don't understand.

Speaker 7 (01:50:46):
Is how rude can people be when they sit on them?
And now I'm not talking looking if you want to
rest thirty seconds in between sets, because that's really all
you need to do is thirty seconds.

Speaker 3 (01:50:57):
If you do more than that, it's stupid.

Speaker 7 (01:50:59):
But in a minute, right, I'm not talking about thirty
seconds or a minute now. Now, I'm talking about people
sit down at a leg machine, right, and they do
like twenty five and let's say they're going to throw
three or four reps of twenty five or ten or
some of them.

Speaker 3 (01:51:15):
I don't even know how they count, but they do
their reps right.

Speaker 7 (01:51:19):
Then they pick up their phone and they sit there
literally on the machine, I swear to God for six seven,
eight minutes, then do their next rep because they get
involved in watching a video or they are talking or
tech well not really talking. Some of them do, but
most of them text emails, videos and social media. So

(01:51:44):
I really want to ask and really no smart ass remarks.

Speaker 3 (01:51:48):
I want to ask.

Speaker 7 (01:51:49):
People, what would you do? Does it bother you? So
I'd like to know? And you can make your comments
by text or you can talk to you can talk
to me on my what you well call my YouTube
more on the chat.

Speaker 3 (01:52:07):
Now here's the thing.

Speaker 7 (01:52:09):
Oh, someone just said the downside to that neighborhood or
that neighbor dot com. What if they stopped paying rent
and you're stuck with all their stuff?

Speaker 3 (01:52:19):
What do you do there?

Speaker 7 (01:52:20):
I imagine everyone probably I don't know. Maybe they sign
stuff in advance on what they can do.

Speaker 3 (01:52:29):
Because remember, now here's.

Speaker 17 (01:52:32):
The other stuff you do storage, So we're do and
just sell it off.

Speaker 7 (01:52:37):
Sherry said, yeah, but can you imagine that that would
be a pain in ask. Here's another thing, Sherry said,
on paper, it sounds good until you have people storing
stolen stuff, Oh my god, or what if they're storing drugs.

Speaker 17 (01:52:52):
I'd also be a little bit worried about what time
they are allowed to come over because I work an
early shift. I don't want people coming to my house
at nine o'clock at night too.

Speaker 7 (01:53:00):
Well, I don't like the ones who are renting out
a bedroom. There must be special you know, like you
can only access it with twenty four hours notice, or
there must be certain things like that. Wow, so that's
neighbor dot com. I'm not promoting this, folks, don't say
I'm promoting.

Speaker 10 (01:53:18):
But Tom, unless you get a garage with a lock,
you're always worried about what's going to happen to your
stuff when you're not there, either stolen or damaged or
something like that. I mean it just I know it's cheap,
but you need to be protected to some extent.

Speaker 7 (01:53:36):
Well should you'd really have to trust the people doing it?
What if what if they're not paying their rent or
they're renting, or what if they just leave?

Speaker 3 (01:53:44):
Wow? It it could It could be like a pain
in the ass. Anyway, So.

Speaker 7 (01:53:52):
Anyway, three oh three seven to one three talkers are
number seven one three, eight two five five.

Speaker 3 (01:53:57):
Then the other thing I wanted.

Speaker 7 (01:53:58):
To ask, I hesitate to ask, and I want your comment.

Speaker 3 (01:54:03):
I had a dream and in the dream, vividly, vividly,
I was calling a phone number over and over and
they weren't answering, and I remember writing a note to

(01:54:23):
call this number.

Speaker 7 (01:54:24):
Now this was a dream, okay. So I got up
in the middle of the night, as many of us do,
as you're over fifty, and I wrote down the number,
and I'm dying to call it, but I don't know
if I should, And obviously Dragon won't let me call

(01:54:46):
it on the air.

Speaker 3 (01:54:47):
Live because you get on the air. I know we
can't call cold on the air unless they were warned
and agreed. But I'm wondering if any of my YouTube morons,
if I put it on the YouTube chat, I don't
want to say it over there because then I don't
want people saying, how how why'd you give out my number?
I blah blah blah. I'll call it Tom, What will

(01:55:11):
you say? I say, I got your number.

Speaker 10 (01:55:14):
I found it in my wallet and I forgot what
it's about.

Speaker 3 (01:55:18):
It was written in the bathroom wall. I wouldn't mind
if someone even told them what it is. I just
can't do it live.

Speaker 7 (01:55:24):
If I'm gonna, I'm gonna put the number on the
YouTube stream, but guys don't all call it once. But okay,
it spells a word and it's a seven to one
nine area code, so I'll put both the word and
the number. But I'm wondering what this means. I mean,

(01:55:45):
I have never had a more vivid dream in my
life where I actually said write it down like like
I mean in my dream, I mean, and I wrote
it down in my dream, and then when I woke up,
I said, what the hell I'm going to write it
down in case I don't remember it. And I wrote
it down the next morning when I got up for real,
and I said, what the hell is this number? And

(01:56:05):
I went online and I couldn't figure it out by
googling it.

Speaker 3 (01:56:09):
Nothing really comes up. It just goes. He tries to
get you to pay for those reverse lookups, but I
want to know what it is.

Speaker 7 (01:56:18):
Hey, no, we're gonna do any harm if you call
right so here, I'm gonna do it. I put down,
I'm gonna put down on my YouTube stream. I'm going
to take a break.

Speaker 3 (01:56:28):
If any of you do it, call me and let
me know what this number is. I mean, doc, I
don't mind you doing it. I don't. I didn't want
to lie to the people. I want to tell them.
I don't know. It's so weird.

Speaker 7 (01:56:38):
What if this turns out to be a long lost
cousin or something. So this is my dream number, and I,
honest to God, had a dream.

Speaker 3 (01:56:46):
No poon, no fun, there you go. I just put
it up there. So we got to take a break.

Speaker 7 (01:56:51):
I'm Tom Martine, three oh three seven to one three
talk Genesis.

Speaker 3 (01:56:55):
Total Exteriors for all of your all of your mold.

Speaker 7 (01:57:00):
Now they can do mold mitigation, mold detection honestly, people
Finally in the business that I trust. Genesis Tootalexteriors dot com.
Go with a sure thing Denver's best roofer Excel Roofing
dot com.

Speaker 3 (01:57:19):
You don't pay a cent until you're content.

Speaker 7 (01:57:25):
Time for an insurance checkup free, no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven to
seven to one.

Speaker 3 (01:57:35):
Help.

Speaker 7 (01:57:35):
You'll think you're his only customer when you choose Frank
durand the real estate Man dot com to list your
home with Remax Alliance.

Speaker 3 (01:57:42):
Three oh three nine two zero sixteen twenty two. Hi
Tom Martine, you're a troubleshooter. Three o three seven to
one three talk. I found that solar brochure. I'm trying
to find the website. It has a QR code on
here because I'm going to sign up for it. And
what is it called? Let's see and uh, that solar

(01:58:05):
brochure says guarantee you elect and let's see here's how
it benefit. It doesn't really give it us as a role.

Speaker 7 (01:58:11):
Now oh wait, wait here it is n as a
Nancy okay, N as a Nancy N sun Colorado dot
com like in sun Colorado N the letter N as
a Nancy N sun Colorado dot Com. Okay, and there

(01:58:34):
you can sign up I think for this program there now,
this is the one I was mailed and I'm not sure.
There are different links for different people.

Speaker 3 (01:58:42):
But if you have questions, they even have a number
you can call. I'll put this on my YouTube stream again,
but there's a number you can call for talking to
a human. Okay. So this is solar co Op and
I'm putting in down on the YouTube right now, Solar
co Op. It's n sun Colorado dot com. And then

(01:59:10):
the number is uh eight eight eight six nine eight
thirty six thirteen. Okay. So if you heard that, it's
on my YouTube feed chat and that's where I'm going
to sign up for it. No fooling.

Speaker 7 (01:59:28):
I kept the brochure. There is absolutely no downside. I
talked to my solar people. They say it's legit.

Speaker 3 (01:59:35):
If you're not going to have a system at your
own house, it's a cool way to take advantage of
solar and get a discount. Ten percent discount. Okay, So
that number turns out to be disconnected. Guys that everybody
call it. It's seven to one nine. Here was the
number seven to one nine.

Speaker 7 (01:59:53):
Rethink that's was the number in my dream, seven to
one nine. Rethink, So that comes out to be seven
one nine, seven.

Speaker 3 (02:00:03):
Three, eight, four four sixty five. Rethink? Why would I
have a phone number in my dream last night seven
to one nine? Rethink?

Speaker 7 (02:00:16):
Anyway, I also talked about oh he hung up on
the gym. I asked people about the gym, and some
people are texting me at my Google Voice number saying
doesn't surprise me. People are rude and they don't even
notice anyone anymore, and they're all in their own world now.

Speaker 3 (02:00:38):
By the way, I want to go to Pat Jolliffe.
Pat and Pat is my financial advisor I've used for years. Also, Uh,
we're working on a project together, will unveil soon. When
it comes to investments and anyway, from time to time
we talk about the stock market because of what's going on.
He's helped many of my listeners. By the way, and

(02:00:59):
let's just talk about it this. They call it an
irrational market. What does that mean? They say there's no
rhyme or reason for the ups and downs? How the
hell do you plan for something like that.

Speaker 18 (02:01:13):
It's a difficult thing. For sure. There's a lot of
headline risk. I think with all the people that's going
on around the world, that's really.

Speaker 3 (02:01:20):
What it is. That's a good way of putting it.
That's it's headline risk. I mean, a headline can change
things overnight, ah.

Speaker 18 (02:01:29):
Most definitely. And a lot of people are affected by headlines.
And it's a very emotional market right now. It's very
pricey when you look at the different ratios that are
out there, and so you know, the SMP, the pees,
you know, trading well above it. It's mean average, and
so we always say beware of the reversion to the mean.
And so you know, it's just difficult. You need to
plan for these things. Volatility increases when things like this happen,

(02:01:53):
and it's very difficult from a fundamental standpoint to really
get a handle on valuations because you know, you just
feel that things are you know, not particularly valued correctly,
that they're artificially inflated right now. And then with anything
goes up in the night, here come the prices and
they fall, and to get caught up in that wash.

Speaker 3 (02:02:09):
So, okay, I want to ask you something. Then fundamentals.

Speaker 7 (02:02:13):
I mean, you're not going to make a quick buck
here or there unless you know, you know, this knee
jerk reaction stuff. But fundamentals aren't out the window, though
you can still use them. Over time, they're going to
pay off, right, good, good fundamentally like value is what
I mean?

Speaker 3 (02:02:30):
Good value?

Speaker 18 (02:02:31):
Yeah, right, So there's good value that you look at
the calculations you can determine if there's good value. When
a stock price is trading, you know, at a discount
compared to its future earnings, then you say, well there's
value in that stock, and it's definitely for the long term.
You know, if you listen to Buffet, he'd say, when
I buy a stock, I don't care if they close
the market for five years, it doesn't matter. I didn't
buy it to trade it on the short term. I

(02:02:52):
bought it because the company has people and balance sheets
and income statements, and I'm smart enough to be able
to evaluate what they are and believe in the people.

Speaker 3 (02:03:00):
So that's what he does. No matter. He never follows
these trends, does he.

Speaker 18 (02:03:05):
No, he doesn't. He doesn't pay attention to it at all.
He would not be a technical trader in the least
sense at all. He's very fundamental in that.

Speaker 7 (02:03:11):
Regard, and technical means you follow the trends of the market,
and fundamental you follow the trends of the company exactly.

Speaker 18 (02:03:20):
And so the fundamental gets back to the balance sheet
and income statement, valuations and things like that. Technical is following,
you know, capital flows into and out of the market.
Maybe that what straddles both fundamental and technical would be
the FED and velocity of capital into the market. And
we've seen a lot of the what's happened with that
and the fact the interest rates have been high, and

(02:03:41):
now the Fed's finally starting to come around and seeing
that they're going to start some easing, which would supposedly
increase velocity of capital back into the market. So it's
an interesting time right now, and there's definitely something to
be keen on and something to watch as we go forward.

Speaker 7 (02:03:56):
So are most people during time like this? Do you
mostly like to have something good and stay put for
a while?

Speaker 5 (02:04:06):
Yes?

Speaker 18 (02:04:06):
I would akin to All boats are out there in
the same water, and it's kind of a choppy, choppy
water right now. We've seen a tremendous rise in valuations,
and so all boats are rising and that just lends
to some fear base that you know, things are going
to recede once again back to the reversion of the mean,
and quality is going to come into play in a

(02:04:29):
big way, I think, as things start to adjust back
to the mean of the market prices, and so you
want to be positioned to be able to ride that out.
You know, the boats with the stronger hulls that are
more fundamentally based are going to be able to weather
that storm. And you think about capitalization of large companies
like you said, and even value companies that have you know,

(02:04:50):
large valuations, they're able to weather the storm themselves better
within with their own internal financing and they're not as
susceptible to bank financing and and that capitalized rates from
the banks and interest rates and that kind of thing,
so they can sort of weather their own storm, if
you will. Where the mid mid sized companies, the smaller
sized company is going to be more susceptible to interest

(02:05:11):
rates as they fluctuate because they're borrowing more of their
capital and it affects their ability to perform, particularly in
volile markets.

Speaker 3 (02:05:18):
So let me ask you something because I've never been
into this, and I and people who do it are
at their computer all day day traders? What do day
traders basically just get in and get out in the
same day, the same fifteen to twenty minute. I mean,
are they they're not. They're not fundamental at all.

Speaker 18 (02:05:36):
Right, No, they're really not. And I don't day trade,
but but you know, I know enough who are and
it's very technical in base. And so once again they're
getting back to a very basic sense. You know, they're
looking at capital flows and trends of those capital flows
into and out of the market, and then they're you know,
calculating probabilities based upon historical activities related to you know,

(02:06:00):
capital flows and prices and how they react to that
kind of thing. And so it's an anticipatory thing based
upon data, whereas you know, fundamentals quite different from that.

Speaker 7 (02:06:10):
Now, other than call you, what would be a sentence
if you had to give advice right.

Speaker 3 (02:06:17):
Now in one sentence.

Speaker 18 (02:06:24):
Other than call me yeah, yeah, yeah, be wise and beware.

Speaker 3 (02:06:32):
Market volatility yeah, or or no knee jerk reactions. That's one.

Speaker 18 (02:06:38):
Yeah, just just just stay the course. And I know
that people are sometimes tired of hearing that, and I
say that with some caveat to say that stay the course.
If you've built a solid boat, I think you know
you can get caught up with you know, bad material
into the vessel and you know that's not going to
do very well for you in the long term. So
you want to make sure that your valuation are good

(02:07:00):
and you just feel good about that and that there's
some history there and you know, not only with the
company in its own performance, but how it's how it
has performed in previous fall up markets.

Speaker 7 (02:07:11):
Yeah, and by the way, Pat Jolliff, thank you for
being here, and I'll give out your number three oh
three seven seven to one help seven seven one four
three five seven. Again he's not Merling the Magician, but
he is i'd say, Solomon the wise man. So thank
you very much, Pat, No, seriously, Pat, I appreciate what
you do. And that's three oh three seven seven one help.

Speaker 3 (02:07:33):
We have more coming up.

Speaker 7 (02:07:37):
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Time for an insurance check up free, no obligation. In comparison,
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(02:07:58):
when you choose Frank to and the real estate man
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

Speaker 3 (02:08:08):
Okay, a lot to talk about on that solar thing
and solar Ensuncolorado dot com Dragon pointed out, and I
did see it. So here's what happens.

Speaker 7 (02:08:18):
You get solar credits on your Excel bill, so that
lowers your Excel bill, But then you get a bill
from the neighborhood's suns and you have to pay a
discounted amount, so they offset each other and the end
result is guaranteed discount by ten percent.

Speaker 3 (02:08:36):
Some sites say you can save up to thirty percent.
Some people are saying that, but there is a bill
you get from this from this SUN but this program,
but that bill is lower than your electric bill, and
then your other bill has solar credits and combined, I
guess you save money. That's the bottom line. Also that

(02:09:00):
number seven one to nine rethink during my dream I
had last night and I wrote down it's disconnected or
not used. People are saying. One guy said it's somebody
that wants to know if I want to renew Mike
auto extended warranty, others. But really the number is a
non working number. So seven to one to nine rethink.

(02:09:23):
I thought I was going to have some big revelation,
like some long lost friend. What Tom, Yeah, yeah, but
it wasn't. Claudia, what's going on?

Speaker 11 (02:09:35):
First of all, thank you for taking my call?

Speaker 3 (02:09:37):
Yes, what's going on?

Speaker 11 (02:09:38):
I am? I am sixty eight and purchased a home
in Pueblo, West about six months ago. Okay, defrauded in
the purchase?

Speaker 3 (02:09:47):
Wait? Wait, you were defrauded. Oh that's some strong words.
How were you disfrauded?

Speaker 11 (02:09:53):
Because there's a huge easement in my backyard and front
yard that was not disclosed?

Speaker 3 (02:10:00):
Wait a minute? Did you pay every day?

Speaker 5 (02:10:02):
Wait?

Speaker 3 (02:10:02):
Wait? Wait wait? Did you pay cash for this?

Speaker 5 (02:10:06):
No?

Speaker 3 (02:10:07):
You didn't pay cash. So you have a loan?

Speaker 5 (02:10:10):
Yes?

Speaker 3 (02:10:11):
Okay. Now what I want to know is usually the
lender requires a survey.

Speaker 11 (02:10:21):
No they did not.

Speaker 7 (02:10:23):
You have a lender that did not require a survey.
What about an appraisal?

Speaker 9 (02:10:29):
No?

Speaker 3 (02:10:30):
Wait a minute, you bought a home. Who's your lender?

Speaker 11 (02:10:37):
Oh god, it's changed now.

Speaker 3 (02:10:40):
Wait, but you're sure you're sure there was. When did
you buy this home, Claudia.

Speaker 11 (02:10:46):
I started the process February twentieth. The reason there was
no appraisal is because I told them I could forego that.

Speaker 3 (02:10:58):
Now I was, well, no, no, no, no, you don't
get to forego it. Lenders require it. So I'm just
I'm not looking. I don't want to get hung up
on this. But it would have had a survey. So
that's why I'm asking you. How did you buy a
home with a lender without a survey, without an appraisal?

Speaker 11 (02:11:22):
There was none. And you want to know the loan company.
I know the original loan company. Yes, Advantage Home Loans.

Speaker 3 (02:11:29):
Okay, now you're saying.

Speaker 11 (02:11:32):
No appraisal, but I have since gotten a survey that
I paid for on my own.

Speaker 3 (02:11:37):
Okay, I believe you. Now when you when you finally
got a survey, First of all, why did you get
a survey if you bought the house?

Speaker 11 (02:11:46):
Four weeks after moving in? I went to go plant
some trees in the front yard and next our neighbor said,
you can't plant there, it's an easement.

Speaker 14 (02:11:57):
I said, what what kind of an e.

Speaker 6 (02:12:02):
Uh?

Speaker 11 (02:12:02):
For Black Hills Utility Electric Okay, it's in the front
of the utility vehicle.

Speaker 3 (02:12:09):
It's in the front of your house and.

Speaker 11 (02:12:12):
Back it's the whole lengths of the house.

Speaker 7 (02:12:15):
Okay, But now do most Claudia hold on? Easements are
very common, normally they're disclosed. But what I want to
know is this on your on disease? Are there easements
on all the lots or just yours?

Speaker 13 (02:12:33):
Oh?

Speaker 16 (02:12:34):
Not all the lots now, but a lot some don't okay.

Speaker 11 (02:12:38):
No, there's an easement behind me, behind my property.

Speaker 3 (02:12:44):
And what's the size of the eastman? How far in
does it come to your property?

Speaker 11 (02:12:49):
Twenty feet?

Speaker 3 (02:12:51):
Twenty feet?

Speaker 7 (02:12:53):
That is, by the way, it's still it's still your property,
just so you know. And and technically you can use
it and you can have landscaping.

Speaker 3 (02:13:02):
But if they ever have to get through it, they
destroy it.

Speaker 5 (02:13:08):
Correct.

Speaker 3 (02:13:09):
What is the ease for me?

Speaker 11 (02:13:10):
I could not plant?

Speaker 3 (02:13:13):
What is it for? Is the easement for Claudia I need? Okay?
For a future power line?

Speaker 11 (02:13:23):
No, there is a power line.

Speaker 3 (02:13:25):
Okay. So the power line is above your easement or
or buried okay above? So is it is this for
access for utility for vehicles?

Speaker 5 (02:13:37):
Yes?

Speaker 3 (02:13:38):
Okay? Now, who's who sold you the house?

Speaker 11 (02:13:46):
Us? There were two realtors that I've did.

Speaker 3 (02:13:49):
What I don't understand is I am a bit confused,
because it's not fraud unless they hid it from you.

Speaker 11 (02:13:59):
You see it on the disclosure page. There was a
separate section just for easements, and they left it blank.
And so this housing tract is about three years old,
and before all the fences went up. I've already been
told by so many neighbors they used to walk through

(02:14:21):
this property on that easement to go from one street
to another street. It was a shortcut. Yeah, so the
seller knew there was an easement there and she left
it blank. She left the whole disclosure form blank. An
omission is the same as a lie.

Speaker 3 (02:14:39):
But Claudia, and Claudia, if she left it omitted, she did. Okay,
that should have told you.

Speaker 11 (02:14:49):
Something I moved from another state.

Speaker 3 (02:14:54):
I hadn't, But Claudia, sheep. But you're a real estate person,
should help you. So wait a minute. She didn't say
no on the easements. If I say, you know, if
I leave something blank, it would be up to you
to say, why is this blank? Or your your real estate?
Did you call your real estate broker? Did you have
a buying broker? Yes, you know, Claudia. I need to

(02:15:18):
get you on. Hold on, Claudia, if you do have
a fraud, I don't know if it is or not.
Okay from what you're telling me. What I don't understand
is how your bank ever closed. And in fact, I'm
going to tell you, between you and me, I don't
believe that happened. Now. I'm not saying you're lying.

Speaker 7 (02:15:38):
I'm saying somewhere there was a survey or an appraisal,
because I've never once, never, in my forty five years,
never found a bank that would do alone without a
survey and an appraisal. But I want to get you
on tomorrow because I don't want you to run out
of time, because it's serious enough that we do want

(02:16:01):
to help you if you were defrauded.

Speaker 3 (02:16:03):
Uh Kaschina, get her information. I want to get her
on with Brad O'Brien. We gotta get Brad on. Okay now, Carrie,
I'll be right back to you right after this.

Speaker 7 (02:16:13):
Go with a sure thing Denver's Best roofer excel roofing
dot com.

Speaker 3 (02:16:17):
You don't pay a cent until you're content.

Speaker 7 (02:16:22):
Time for an insurance checkup free, no obligation in comparison
call Compass insurance, paying too much your coverage at dozens
of insurance companies.

Speaker 3 (02:16:30):
Find out Now three O three seven seven to one help.

Speaker 7 (02:16:33):
You'll think you're his only customer when you choose Frank
durand the real estate Man dot com to list your
home with Remax Alliance three oh three nine two zero
sixteen twenty two