October 7, 2025 • 9 mins
John Clor of CarsInContext.com says late fall is a great time, but if you can't now, wait until after the new year
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Let's switch gears, change lanes. Go over to the Legacy
Retirement Group dot com phone line. Say good morning to
our pal in the motor City, Johnklore Cars in Context
dot Com. Johnny, it's been a minute. How are you,
my friend?
Speaker 2 (00:12):
I've been great, Mike. You know, as long as you
changed lanes, please use your turn indicator.
Speaker 1 (00:17):
That's such an old This is an old fashioned notion
to actually indicate which way you're going in your car.
Come on, no, the kids don't do that anymore, John.
Speaker 2 (00:24):
Yeah, the technology has been there for what seventy five
thousand years, and nobody uses it? And then when do
why they smash into each other? Well, I need a
little light to flash it on my mirror to tell
me that there's somebody at my bias. But hey, here's
an idea.
Speaker 1 (00:38):
Look, you're preaching to the choir. I've talked many times.
I you know, my son's seventeen. But you know, a
couple of years ago and I was teaching him to drive.
I put a piece of tape over the backup camera
for a while so he wouldn't he would he would
learn to actually either use his mirrors or imagine this,
put your right hand on the passenger's headrest and turn
(00:59):
your head to the now and look behind you.
Speaker 2 (01:02):
Well, I see that's because he was fixated on that
forty five inch big screen TV that they leaved the dashboard.
That's right.
Speaker 1 (01:09):
It's like the cars today have nicer TVs than I
have at home. It's unbelievable.
Speaker 2 (01:15):
Yeah, I was. When I was seventeen, I had an
audio box nine inch black and white in my bedroom
and played the spassette tapes. So anybody that's younger than
fifty when to understand what I just.
Speaker 1 (01:27):
Said, Hey, I wanted to have you on this time
of year talk about new car sales. Is you know
you've got the twenty twenty six is arriving at dealers now,
so can we The simple question is is now a
good time to buy a car? Can you get a
deal on a twenty twenty five?
Speaker 2 (01:46):
Well, I'm going to release the biggest information probably I've
given on your show of many years. The absolute best
time to buy a car is right after you win
the lottery.
Speaker 1 (01:58):
Okay, so never, so never?
Speaker 2 (02:01):
No, no, Actually, you're absolutely right, Mike. You know late
falls traditionally the best time, So right now, we're not
in late fall, and you know, but when you get
near the end of the month, you know, Halloween, it
kind of starts and yeah, you know, right now, if
you unless you want the absolute latest thing and you
got to have a twenty twenty six or one of
(02:23):
the hot in demand models for twenty twenty five, you know,
unless you want that car, you're going to just pay
for those. That's the way it goes. Even used cars
right now are insane unless you because everything Mike, everything
on the used car lot's got like one hundred and
forty five thousand miles on it. Everything, everything you can
afford at least, you know. I mean, so if you
want to wait, I mean, I think it sounds funny.
(02:44):
You've seen those commercials on TV where the guy comes out,
he puts a big bow on his Lexus and he
gives it to his wife for Christmas. Oh honey, thank you.
You know, I just spent one hundred thousand dollars on you. Now,
can you go make dinner? So that commercial that's just
actually true. As we get later into the year, especially
(03:04):
around the holidays, people don't have any money, they're not shopping.
There's nobody in the car dealerships, and that's when you
want to make a deal. You don't want to do
it early in the month. You don't want to do
it on a weekend or near the end of the week.
So I would go in right around that you either
the Thanksgiving holiday, uh you know, and or maybe even
around Christmas. And you look for a model that's been
(03:25):
sitting on a lot. Yeah, it's got a little lot
right on it. But you can actually get twenty twenty
fours that are brand new sitting on a lot because
of the insanity of car prices. So you should be
able to score a good deal if you want a
little older model that's been sitting around. And you come
when the the all the guys, all the car sales,
and all they're doing is on there. They're playing their
(03:46):
their football field, the fandom, you know, they're they're in
the sites that offer betting. That's that's what they're doing.
Speaker 1 (03:55):
They're sitting fantasy league. Yeah.
Speaker 2 (04:00):
I would definitely, but yeah, just wait if it's this month.
If you can wait till the end of the month,
right around Tank, right around the Halloween, yeah you can
score a deal. And other time. If you miss this,
then you're gonna have to wait till after the New
year because January and February, you know, when you are
scraping windows and people are sick of the fact that
their car is a thirty seven year old battery and
(04:22):
they can't get to work, that's when they go looking
for a new car. In January, that'll also be a
good time. But yeah, late fall, let's go for it.
Save your pennies. Or if you don't have enough money
for the down payment, which you probably don't because you
went to Kroger, you have no money.
Speaker 1 (04:38):
I saw it.
Speaker 2 (04:38):
What you do, go ahead, go ahead. So what you
do is you just you could go in and you
could score a decent price on a lease, which means,
you know, lower down payment. It means your payment itself
is lower at least for the two year or three
year part of the lease, and then when it's done,
you could buy out the car after they already took
for the depreciation. I don't recommend usually leasing cars because
(05:01):
you're always speaking a car payment, but if you're gonna
buy one, you can do the old lease and switch
as well. So there are a couple of options other
than just being flat out rich.
Speaker 1 (05:10):
I've done that a couple I've done that before, where
I just bought out my lease and uh, basically buy
your own used car. And that actually worked out for me.
And I saw a stat Q three of this year
the average car payment for a new car john seven
hundred and fifty four dollars, and twenty percent of new
car buyers in Q three of this year spending one
(05:32):
thousand dollars or more on a car payment. I mean,
could you imagine? I think, and you'll probably beat me
on this, but I think my first car payment, I
had a Ford Escort in the in the the late eighties.
It was like one hundred and ninety eight bucks.
Speaker 2 (05:46):
Yeah, I think mine was my very first car payment
was a nineteen seventy one Ford Pinto one and twenty
two dollars a month. Yeah, in fact, the car was
twenty two eighty out the door with unbelievable You can't
that that's what I just paid at Costco. I don't know.
(06:07):
I just I mean, it's sad for young people, even
the rest of us. It's hard to be able to
afford a new car these days. You were going back
to the era of one hundred years ago, when cars
were only of you know, the thing of the rich people,
their playthings. And the rest of us had to, you know,
take the bus. It's just it's really getting expensive. So yeah,
you've got to do everything you can to keep that
(06:29):
payment low. And insurance now to Mike, don't forget insurance
are just going up. It reminds me back in the
days when the muscle cars came out and you couldn't
afford to buy a car anymore because they were making
all the cars you wanted too expensive. And then the insurance.
I know some young people who are under twenty five
whose insurance is more than their car payment.
Speaker 1 (06:48):
That's it's sicking.
Speaker 2 (06:49):
It really is just John, my kids aren't driving today, right, John.
Speaker 1 (06:54):
Clore Carson context dot com. You just were recently involved
in Cruise for a Cause. Tell me about that.
Speaker 2 (07:01):
Yeah, the fifteenth year for that event. It's up in
the Wisconsin Dell's and it's gotten so big now they
call it the Fall Forward Vest. So I went up there,
you know the breast cancer research. This October is cancer
awareness month, so I figured, hey, we'll go up there
having a big all Ford show. I brought the I
bought all my latest Mustang posters up, did a meet
(07:22):
and greet on Saturday. Over three hundred people, three hundred cars.
There was a lot of fun. We did a big banquet,
raffled off some cool things and check this out, Mike.
I did a live town hall version of my Mustang
Owner's podcast where you could ask us anything and people.
Of course, people come up and they ask for future
product questions. Hey they're gonna build this in three years,
(07:43):
you know. Yeah. Sure. If I knew all that stuff,
I wouldn't be here right now. I'd be scratching off
of all my lottery winnings off those tickets. So but
other than that, it was great. We did a live
podcast from up there. I got to go see the
ring Brothers and go out to the Perkins Restorations and
hang out with a bunch of cool people. Track Dave
and those those drifters. See, when I was growing up,
(08:04):
a drifter was like some guy that you knows, a
hobo and you're in the neighborhood, Yeah, with a rake thing,
Hey can I rake your leaves? That was the drifter.
But now these kids, man, they've got these eight hundred
horsepower cars. You go on the track and get sideways
and somehow miss running into things. It's just it's a
different sport wasn't used to it, but my ears are
still ringing.
Speaker 1 (08:25):
Hey, can people listen to your Mustang podcast via your
website or is there a different place where would we know?
Speaker 2 (08:32):
Here's what I did. You know? They said most people
today are listening to podcasts through YouTube. So I'm on Spotify,
Mustang Owners podcast on Spotify and so but I've moved
to YouTube, and since I've moved there, people say, geez,
I don't want to watch this guy. Look at him.
He's all wrinkled, he's got great hair. No, that's not
what they're saying. I just posted up If people don't
want something cool, I just posted an interview I'd do
(08:53):
with Henry Ford to third and he he told me
man and when he was fourteen he had a joy
ride and a Mustang fourteen. Now he doesn't have a license,
mind you. And that's sent me forward the third that's
Soel's Boy, so cool stuff. I do that every week.
It's on YouTube, Mustang Owners podcast or if you want
to listen to them, they're still on Spotify. But yeah,
it's one of my new things now, taking cars in
(09:15):
context to the next level, because you know, I love
this hobby and you know I still haven't put my
car away for the winter, so stop talking about scrapers.
Speaker 1 (09:22):
That's what I was going to ask. Next, is the
Mustang in the garage with the cover on it?
Speaker 2 (09:26):
And no, no, no, no no no. This weekend of
going to Asheville, North Carolina for the Blue Ridge Month
Mustang Club Show, there's on Saturday having a big show
at the dealership down there, and then Friday, October twenty fourth,
they'll be in club. Well, they'll be in Tips City, Ohio. Okay,
because out of club is the Tri County Career Centers
got their high school tech class coming out to the
(09:47):
Alderman Museum. So I'm going to go down there and
show him please and teach those kids, please Lord, learn
how to work on cars.
Let's switch gears, change lanes. Go over to the Legacy
Retirement Group dot com phone line. Say good morning to
our pal in the motor City, Johnklore Cars in Context
dot Com. Johnny, it's been a minute. How are you,
my friend?
Speaker 2 (00:12):
I've been great, Mike. You know, as long as you
changed lanes, please use your turn indicator.
Speaker 1 (00:17):
That's such an old This is an old fashioned notion
to actually indicate which way you're going in your car.
Come on, no, the kids don't do that anymore, John.
Speaker 2 (00:24):
Yeah, the technology has been there for what seventy five
thousand years, and nobody uses it? And then when do
why they smash into each other? Well, I need a
little light to flash it on my mirror to tell
me that there's somebody at my bias. But hey, here's
an idea.
Speaker 1 (00:38):
Look, you're preaching to the choir. I've talked many times.
I you know, my son's seventeen. But you know, a
couple of years ago and I was teaching him to drive.
I put a piece of tape over the backup camera
for a while so he wouldn't he would he would
learn to actually either use his mirrors or imagine this,
put your right hand on the passenger's headrest and turn
(00:59):
your head to the now and look behind you.
Speaker 2 (01:02):
Well, I see that's because he was fixated on that
forty five inch big screen TV that they leaved the dashboard.
That's right.
Speaker 1 (01:09):
It's like the cars today have nicer TVs than I
have at home. It's unbelievable.
Speaker 2 (01:15):
Yeah, I was. When I was seventeen, I had an
audio box nine inch black and white in my bedroom
and played the spassette tapes. So anybody that's younger than
fifty when to understand what I just.
Speaker 1 (01:27):
Said, Hey, I wanted to have you on this time
of year talk about new car sales. Is you know
you've got the twenty twenty six is arriving at dealers now,
so can we The simple question is is now a
good time to buy a car? Can you get a
deal on a twenty twenty five?
Speaker 2 (01:46):
Well, I'm going to release the biggest information probably I've
given on your show of many years. The absolute best
time to buy a car is right after you win
the lottery.
Speaker 1 (01:58):
Okay, so never, so never?
Speaker 2 (02:01):
No, no, Actually, you're absolutely right, Mike. You know late
falls traditionally the best time, So right now, we're not
in late fall, and you know, but when you get
near the end of the month, you know, Halloween, it
kind of starts and yeah, you know, right now, if
you unless you want the absolute latest thing and you
got to have a twenty twenty six or one of
(02:23):
the hot in demand models for twenty twenty five, you know,
unless you want that car, you're going to just pay
for those. That's the way it goes. Even used cars
right now are insane unless you because everything Mike, everything
on the used car lot's got like one hundred and
forty five thousand miles on it. Everything, everything you can
afford at least, you know. I mean, so if you
want to wait, I mean, I think it sounds funny.
(02:44):
You've seen those commercials on TV where the guy comes out,
he puts a big bow on his Lexus and he
gives it to his wife for Christmas. Oh honey, thank you.
You know, I just spent one hundred thousand dollars on you. Now,
can you go make dinner? So that commercial that's just
actually true. As we get later into the year, especially
(03:04):
around the holidays, people don't have any money, they're not shopping.
There's nobody in the car dealerships, and that's when you
want to make a deal. You don't want to do
it early in the month. You don't want to do
it on a weekend or near the end of the week.
So I would go in right around that you either
the Thanksgiving holiday, uh you know, and or maybe even
around Christmas. And you look for a model that's been
(03:25):
sitting on a lot. Yeah, it's got a little lot
right on it. But you can actually get twenty twenty
fours that are brand new sitting on a lot because
of the insanity of car prices. So you should be
able to score a good deal if you want a
little older model that's been sitting around. And you come
when the the all the guys, all the car sales,
and all they're doing is on there. They're playing their
(03:46):
their football field, the fandom, you know, they're they're in
the sites that offer betting. That's that's what they're doing.
Speaker 1 (03:55):
They're sitting fantasy league. Yeah.
Speaker 2 (04:00):
I would definitely, but yeah, just wait if it's this month.
If you can wait till the end of the month,
right around Tank, right around the Halloween, yeah you can
score a deal. And other time. If you miss this,
then you're gonna have to wait till after the New
year because January and February, you know, when you are
scraping windows and people are sick of the fact that
their car is a thirty seven year old battery and
(04:22):
they can't get to work, that's when they go looking
for a new car. In January, that'll also be a
good time. But yeah, late fall, let's go for it.
Save your pennies. Or if you don't have enough money
for the down payment, which you probably don't because you
went to Kroger, you have no money.
Speaker 1 (04:38):
I saw it.
Speaker 2 (04:38):
What you do, go ahead, go ahead. So what you
do is you just you could go in and you
could score a decent price on a lease, which means,
you know, lower down payment. It means your payment itself
is lower at least for the two year or three
year part of the lease, and then when it's done,
you could buy out the car after they already took
for the depreciation. I don't recommend usually leasing cars because
(05:01):
you're always speaking a car payment, but if you're gonna
buy one, you can do the old lease and switch
as well. So there are a couple of options other
than just being flat out rich.
Speaker 1 (05:10):
I've done that a couple I've done that before, where
I just bought out my lease and uh, basically buy
your own used car. And that actually worked out for me.
And I saw a stat Q three of this year
the average car payment for a new car john seven
hundred and fifty four dollars, and twenty percent of new
car buyers in Q three of this year spending one
(05:32):
thousand dollars or more on a car payment. I mean,
could you imagine? I think, and you'll probably beat me
on this, but I think my first car payment, I
had a Ford Escort in the in the the late eighties.
It was like one hundred and ninety eight bucks.
Speaker 2 (05:46):
Yeah, I think mine was my very first car payment
was a nineteen seventy one Ford Pinto one and twenty
two dollars a month. Yeah, in fact, the car was
twenty two eighty out the door with unbelievable You can't
that that's what I just paid at Costco. I don't know.
(06:07):
I just I mean, it's sad for young people, even
the rest of us. It's hard to be able to
afford a new car these days. You were going back
to the era of one hundred years ago, when cars
were only of you know, the thing of the rich people,
their playthings. And the rest of us had to, you know,
take the bus. It's just it's really getting expensive. So yeah,
you've got to do everything you can to keep that
(06:29):
payment low. And insurance now to Mike, don't forget insurance
are just going up. It reminds me back in the
days when the muscle cars came out and you couldn't
afford to buy a car anymore because they were making
all the cars you wanted too expensive. And then the insurance.
I know some young people who are under twenty five
whose insurance is more than their car payment.
Speaker 1 (06:48):
That's it's sicking.
Speaker 2 (06:49):
It really is just John, my kids aren't driving today, right, John.
Speaker 1 (06:54):
Clore Carson context dot com. You just were recently involved
in Cruise for a Cause. Tell me about that.
Speaker 2 (07:01):
Yeah, the fifteenth year for that event. It's up in
the Wisconsin Dell's and it's gotten so big now they
call it the Fall Forward Vest. So I went up there,
you know the breast cancer research. This October is cancer
awareness month, so I figured, hey, we'll go up there
having a big all Ford show. I brought the I
bought all my latest Mustang posters up, did a meet
(07:22):
and greet on Saturday. Over three hundred people, three hundred cars.
There was a lot of fun. We did a big banquet,
raffled off some cool things and check this out, Mike.
I did a live town hall version of my Mustang
Owner's podcast where you could ask us anything and people.
Of course, people come up and they ask for future
product questions. Hey they're gonna build this in three years,
(07:43):
you know. Yeah. Sure. If I knew all that stuff,
I wouldn't be here right now. I'd be scratching off
of all my lottery winnings off those tickets. So but
other than that, it was great. We did a live
podcast from up there. I got to go see the
ring Brothers and go out to the Perkins Restorations and
hang out with a bunch of cool people. Track Dave
and those those drifters. See, when I was growing up,
(08:04):
a drifter was like some guy that you knows, a
hobo and you're in the neighborhood, Yeah, with a rake thing,
Hey can I rake your leaves? That was the drifter.
But now these kids, man, they've got these eight hundred
horsepower cars. You go on the track and get sideways
and somehow miss running into things. It's just it's a
different sport wasn't used to it, but my ears are
still ringing.
Speaker 1 (08:25):
Hey, can people listen to your Mustang podcast via your
website or is there a different place where would we know?
Speaker 2 (08:32):
Here's what I did. You know? They said most people
today are listening to podcasts through YouTube. So I'm on Spotify,
Mustang Owners podcast on Spotify and so but I've moved
to YouTube, and since I've moved there, people say, geez,
I don't want to watch this guy. Look at him.
He's all wrinkled, he's got great hair. No, that's not
what they're saying. I just posted up If people don't
want something cool, I just posted an interview I'd do
(08:53):
with Henry Ford to third and he he told me
man and when he was fourteen he had a joy
ride and a Mustang fourteen. Now he doesn't have a license,
mind you. And that's sent me forward the third that's
Soel's Boy, so cool stuff. I do that every week.
It's on YouTube, Mustang Owners podcast or if you want
to listen to them, they're still on Spotify. But yeah,
it's one of my new things now, taking cars in
(09:15):
context to the next level, because you know, I love
this hobby and you know I still haven't put my
car away for the winter, so stop talking about scrapers.
Speaker 1 (09:22):
That's what I was going to ask. Next, is the
Mustang in the garage with the cover on it?
Speaker 2 (09:26):
And no, no, no, no no no. This weekend of
going to Asheville, North Carolina for the Blue Ridge Month
Mustang Club Show, there's on Saturday having a big show
at the dealership down there, and then Friday, October twenty fourth,
they'll be in club. Well, they'll be in Tips City, Ohio. Okay,
because out of club is the Tri County Career Centers
got their high school tech class coming out to the
(09:47):
Alderman Museum. So I'm going to go down there and
show him please and teach those kids, please Lord, learn
how to work on cars.
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