Government shutdown golf and Scott McComb with Heartland Bank in studio

Episode Transcript

Speaker 1 (00:00):
Scott McComb with Heartland Bank is in studio with us
and Scott, welcome in.

Speaker 2 (00:05):
How are you everything good? Everything's great? Yeah, everything's great, Blazer, Yeah,
doing well. Good to be here and in sunny Columbus,
Ohio and the fall. We've got all kinds of stuff
going on and it's a good time to be here.

Speaker 1 (00:16):
Yes it is. And uh, Scott and I teed it
up earlier today. The golf will get to in a second.
He is wearing a Cleveland Indians and I keep calling
him the Indians because well, I don't want to call
him the Guardians.

Speaker 3 (00:28):
You have the you have that.

Speaker 1 (00:31):
You're wearing that jersey, so you're hopeful to bounce there
it is Wahoo Chief Wahoo's right on the old sleeve there.
You're hoping that they bounce back. And it's tonight, right,
I mean they do today.

Speaker 3 (00:42):
Actually they're playing right now, one to one right now?

Speaker 1 (00:44):
Is it okay?

Speaker 2 (00:45):
The bottom of the sixth I think yeah, the reds
not so.

Speaker 4 (00:50):
Seq Yeah, yeah, I don't even go there.

Speaker 1 (00:54):
Oh. I was telling Scott because we golfed earlier today
and I was telling him, and I don't know if
you even were paying attention to what the end or
the Reds did. But you know, and I don't did
you watch? No, I didn't watch.

Speaker 4 (01:09):
I just watched the recap.

Speaker 1 (01:11):
Well here's the thing. It got interesting for a second, dude.
It literally looked like I was like, no way they're
going to come back, because it was ten to nothing
going into at least the bottom of the seventh or
maybe even the top of the seventh something like that.
And I wasn't watching. I just was getting updates because
I was at the Jackets last night and I was

(01:33):
looking at my phone. Then I was listening. On the
way home from the Jackets. I was listening it was like,
you know, ten to nothing on the Reds radio network,
you know, and I was like, this is over. I
get home and it's on in the room. My wife's asleep,
but it's on the TV and it was like three
to ten. I go, well, look at this, and I go, oh,

(01:54):
they got one on. All bases are loaded. Hold on
a second. So I start watching and they they ended
up walking a run in at some point, so we
got the five, you know, and there was still bases loaded.
One out and I'm like, hang on a second, and
then the next two batters ended up just you know,
laying eggs and then it was you know, they stranded

(02:16):
bases loaded. But I thought, wait a second, because they've
done that kind of thing before, albeit not against Los
Angeles at Dodgers. I mean, come on, are you kidding me?
The defending champions, and so I was, you know, I
don't know. I got it was Lucy with the football
and I'm Charlie Brown like like she moved it.

Speaker 4 (02:36):
Again, which the sixth inning surge would have been a
first inning surge. That would have been great, no question.
If they just started like that, the game would have
been different, I think because the LA Dodgers would not
have had the zest they had, but they just came
out there and owned them at the first half of
the game.

Speaker 1 (02:52):
I didn't get a watch, so I don't know what
happened with Hunter Green. I don't I don't know, man,
I don't know. But I didn't realize you guys were
playing right now, Scott.

Speaker 2 (03:00):
Yeah, yeah, the Indians are playing right now, and you
know what a great stretch they had. You know, at
the end of the season, you know, both teams went
in I think the Indians won what they're fourteen of
fifteen games or something like that to end the season.
And and the Reds had a big long stretch as well.
So good to see him in the playoffs anyway, Yeah,
no doubt.

Speaker 4 (03:19):
I.

Speaker 1 (03:21):
Even though we backed in and people are making fun
of that, like, oh, you guys backed in because you
know the Mets lost or whatever, and it's just like, yeah,
but they beat the Brewers, they won that series. They
went to Milwaukee and you know, won two of three.
Now they needed the third to just slam the door
and it wouldn't have mattered. But here's the thing. Mets
of the second highest payroll in Major League Baseball, and

(03:44):
we took them to task this year during the regular season.
That's why we would win the head to head and
so any kind of a you know, any kind of
a tie there, it is the you know, the Reds
win that. And that's why we ended up getting in. So, yes,
we backed in. The Marlins won, they beat you know,
the Mets on Sunday, and we ended the ub blah
blah blah blah and all that. But here we are.
But that's what that's extra motivation, I would think for

(04:06):
the for the Reds to go. We can't go out
there and you know, pull the reds, because that's what
we unfortunately have dealt with all year. I mean, Chuck
and I have been on this roller coast and you're going,
you're shaking your head, Scott going, yeah, I know all
about how I.

Speaker 3 (04:22):
Was on the I was on that roller coaster too. Yeah.

Speaker 1 (04:25):
So it's been interesting here as far as you know,
having two Major League Baseball teams in the postseason from
Ohio is pretty sweet. It is so.

Speaker 2 (04:32):
I mean, the key part of it of backing in
is we're in. You know how many people are not
in exactly how they got in.

Speaker 3 (04:40):
They had a chance to.

Speaker 2 (04:41):
All games count, right, it doesn't matter whether you win
in the beginning or winning the end.

Speaker 3 (04:44):
If you get in, you're in.

Speaker 1 (04:45):
I gotta tell you switching gears here. You know. We
went out to the golf club where Scott is a
is a member there, and we played there today and
I'm telling you, Chuck, you have never seen a more
beautiful piece of prop I am telling you it is
absolutely just so pure, so beautiful. This place, I mean

(05:07):
it is so perfect. Everything was perfect. And it's funny
because Scott goes man in the morning, this place is beautiful, man.
I haven't actually because you were you were kind of
lamenting like I'm never really out here this early man,
this is, you know, and just how nice everything was.
But it was funny. Scott hits the ball really good.
He's a really good golfer man. He's a single digit

(05:29):
handicap and I played with him before, so I know
how well he hits the ball. And he was, you know,
he's kind of batting it around this morning when we
first started, and he goes, you know what we need
to do. We need to bet and that way, you know,
get me a little more focused or whatever. So we
started betting. So let me fast forward to when he
comes into the studio today to like be on with us.

(05:50):
He comes in and he's he puts money down on
the thing and he's trying to pay me because I
ended up beating him, but he gave me strokes because
my handicap is much higher, it's double his, you know,
so he was giving me strokes. Do you know what
that means by this? By the way? Okay, And so
he did, and that actually feels for me, especially the

(06:13):
way you were kind of batting it around, Scott. That
felt for me, like I'm like I don't really deserve
like getting a couple of shots, you know, because I'm like,
I'm like you, weren't you? It'd be different if you're
because typically, man, you're striping it. You hit it in
the center of the club a lot like you're pretty
repeat you know, you repeat that. Swen Well, hey, fair
and square.

Speaker 3 (06:31):
You won.

Speaker 2 (06:32):
You won ten bucks for me. We paid five five
and five and he won the front. We have the
back and uh and he won the overall by shot.
So you know, you got to pay your golf debts.
That's that's a fun.

Speaker 4 (06:43):
Get it. But I couldn't find you guys on Draft King,
so I got frustrated.

Speaker 1 (06:49):
Would you your localistic shot? Would you have put your
money on Scott? Probably?

Speaker 2 (06:53):
So thank you you're smart? Then yes, good think you
didn't find us. You'd have been out your cash too.

Speaker 1 (06:59):
You had, yeah you probably, yeah you would have today
but uh yeah, anyway, I don't know. I got to
hang out with Scott all day and and uh until
you know right now actually, but man, what what this
beautiful stretch of weather we're having right now too? With
you playing and you're getting ready to go, like you're

(07:19):
getting ready to go, Like where how many days in
a row.

Speaker 3 (07:22):
Are you going to play?

Speaker 1 (07:23):
And where you go? Ireland?

Speaker 3 (07:24):
We're going to Scotland. Scotland.

Speaker 1 (07:25):
Yeah, we're going to Scotland.

Speaker 2 (07:27):
Man Sunday, we take off a bunch of us from
Jefferson Country Club, a bunch of buddies.

Speaker 1 (07:32):
We're going.

Speaker 2 (07:32):
Uh, we'll play Tuesday, Wednesday, Thursday, Friday, Saturday and then
we uh, then we then we started our trek back.
So provided that the government shutdown doesn't screw everything up,
and you know we have to cancel the trip or whatever,
can't get to Canada and get our connecting flight to Edinburgh.

Speaker 3 (07:49):
You know who knows.

Speaker 1 (07:50):
So it's all of the golf in Scotland.

Speaker 2 (07:53):
It's all in Scotland. We're staying in Saint Andrews. We'll
be in Saint Andrews for the whole week, so we're
not even changing hotels. We get off the plane, go
to one hotel and then they have you know, all
the courses around there. You plenty of plenty of golf
courses there and then and uh in St Andrews.

Speaker 1 (08:08):
Look at my face, Look how jealous? I know?

Speaker 4 (08:10):
Have you done this before?

Speaker 3 (08:12):
I have Scottland?

Speaker 4 (08:13):
Are you received well? There by the Scottish or are
they purists that hate seeing the Yanks coming over there?

Speaker 2 (08:19):
No, they they love Americans over there, Scotland and Ireland,
I mean many other you know, a lot of the
economy is built based around tourism and and golf especially
and so uh. I mean you're walking down the middle
of Saint Andrews, down to the main street in Saint
Andrews and people are walking with the.

Speaker 3 (08:37):
Golf clubs on their shoulder. You know.

Speaker 2 (08:40):
The caddies are there are incredible. They are so nice.
They bet on you, they'll drink with you, they'll you know,
they'll do all kinds of things, you know. So it's
a it's a it's a whole experience. If you've never
done it and you've been a golfer, you gotta do it.
Go back to the yeah, market, you point to yourself.
You've got to do it, man, you got to get
out there and do it.

Speaker 1 (08:58):
Yeah. I told him that the thing that I was
gonna do. But all my friends are broke that play
golf that are like, look at me, like I don't know,
like you know, I have a horn growing out of
my forehead. When I mentioned, hey, do you want to
go put and they look at me like what like
they can't even afford a muni course half of them,
you know, they're like, what is how much? Is it
fifty dollars to play? Are you crazy? You know?

Speaker 4 (09:20):
I'm with them, Closes, I get to play in golf
in Scotland is going to like a putt putt and
wearing a Sean Connery t shirt.

Speaker 1 (09:26):
Yeah, okay, that's close. That's kinda we're getting there a
little bit. Yeah, uh, but we'll be in obits. So
I told Scott though, I go, I go, man, the
next time you're going to do that, I gotta go,
and I gotta I gotta see what that's like. Here's
the thing. The way they do this Saint Andrew's is

(09:47):
public and so what they do though, it's a lottery
every morning, literally every morning, people who are trying to
get a tea time. Am I explaining this correctly from
what I understand? I've read that, And they pull names
randomly and you may or may not play that day
if you're trying to get on there. So we're in

(10:09):
the lottery.

Speaker 2 (10:10):
We don't have a tight tea time, guaranteed tea time
at Saint Andrews we do it all the other courses
we're gonna play, but we are in the lottery and
if we get in, if we get in the lottery
and we get picked, then uh then we will you know,
substitute Saint Andrews for one of the other courses that day.

Speaker 3 (10:26):
So uh but yeah, that's the way it is now.

Speaker 2 (10:28):
There are times you can go over and it costs
a little bit more, but you can get guaranteed tea
times through a couple of the of the travel agencies
that book these trips.

Speaker 1 (10:37):
That's what I want to do because I'm not fly.
I was telling him. I was like, I don't want to.
I don't want to fly all that way for a
chance to play the old course. But I absolutely have
to watching it after all these years, and you see
you hear me talk about it too, Scott. I you know,
I played TPC Sawgrass this year. I've also played Harbor Town.
I try to find these courses that the PGA. I

(11:00):
played Meerfield twice this year. I try to play these
courses where now I'm not playing the same teas as
the guys because clearly, as you watched, unfortunately painfully all morning,
I hit it nowhere near the link that they do.
So I'm like not playing the same tees, but anyway,
just to experience these golf courses, and that is one
that is on the bucket list at the very top,

(11:20):
and I would I would grab a guaranteed. I obviously
have to pay that elevated price or whatever, but for me,
you know it'd be worth especially you're flying all the
way other but you did that the one time to
make sure you got it.

Speaker 2 (11:33):
Yeah, it was great too. I mean my caddy there,
his name was Robert. He was like six seven, and
I said, Robert, you know, getting to know him, I said,
what's your handicap?

Speaker 3 (11:42):
He so, I'm a one, it's all. Really, you're one,
he says. Yeah. Where do you belong?

Speaker 2 (11:46):
He says, I belong here the Royal and Ancient you know,
that's where he plays his golf. He carries a bag
in the morning and then plays golf in the afternoon.
And yeah, and it's a lot of a lot of
the clubs over there like that where the members are
actually carrying your bag and and and they know the course.
They've they've played it themselves. I mean they watched your
game a little bit and then they're they're telling you

(12:07):
what club to hit, what shock to hit. I mean,
it's it's it's a wonderful experience.

Speaker 1 (12:12):
And they say, if how can you tell what's the
it's in other words, it's getting ready to rain all
the time there. It seems like that they talk about,
Yeah you could. The weather can swing either way.

Speaker 2 (12:25):
I mean we had some days it was seventy degrees
in sunny and and most of the days we were
over there last time it was forty six degrees. Wind
was blowing them out thirty five miles an hour. It
was raining an inch an hour. But you made your
tea time a year ago. We're playing, yeah, you know,
peg it up, let's go, yeah, because.

Speaker 1 (12:44):
Wind chills get Now you're at thirty with the wind
chill or something like that. Probably, I don't know. Craziness.
Scott McComb with Heartland Bank is in studio with us today.
You know, with this government shut down. It happened last
night at midnight. There it is is you know, is
it it's actually happening? Sorry I haven't noticed, right, I

(13:06):
mean is there it's just like everybody's running around so
as far as the economy goes or what are your
thoughts as you know, being you know, Heartland Bank and
you know your thoughts when you hear that the government,
I mean, is it it's going? Is it going to
take a little while before you know, we start to
really see anything, or like, what are your first thoughts?

(13:29):
Where does your brain go? Scott? As soon as you
hear uh, well the government shot.

Speaker 2 (13:33):
Well, it's happened so many times that we already know
what happens, right, I mean, so essential the people in charge. Okay,
so the executive branch basically is going to decide. I
think it's the Office of Budget Control is decides who
is essential and who's not essential. So I mean if
if you know Chuck Schumer and uh and mister Jeffery

(13:53):
is a Speaker of the House, you know really thought
dosee was bad, Well they just kind of handed them
the keys to the kingdom here by by letting them
shut down the government because now the executive brand gets
to make all the decisions. So as far as that goes,
you know it, there's central services are still going to
be there. People generally get paid their back pay. It

(14:13):
usually happens. This only goes for a couple of days.
I think the longest time in my career that it happened.

Speaker 3 (14:18):
It happened.

Speaker 2 (14:19):
The government was shut down for like fifteen days, and
everybody ended up getting paid anyway and such and so forth,
and they finally come to you know, an mpass and
and and vote on a continuing resolution to get the
government open again. So this actually resolution was only going
to keep that they voted down and didn't approve. It
was only going to keep the government open or keep

(14:39):
the current spending levels until November twenty first, when when
that's when the budget is due you know for the
next physical year and so for the government. So it's
really just a short period of time. But I think
the I think the Democrats now are their hands are
tied there. There's a lot of change happening, let's face it,
you know, since the previous the new administration taken over

(15:00):
from the previous administration, and this is a way that
they can show their side that they're fighting back.

Speaker 1 (15:05):
And when you talk about November twenty first, is when
it was only going to be financed through basically that's
all the.

Speaker 3 (15:13):
Longer the government was funded for and then they got
to do this again.

Speaker 1 (15:16):
So yeah, and it's like it does it's like every
time you turn around, we're hearing like, oh, there's this
government shutdown looming and looming, there's a government shutdown, government shutdown,
and then that would have been the week before Thanksgiving,
you know, so I don't know when those guys go
on break, but you know, they could have been kind
of held on and had to stay in the swamp

(15:38):
and you know just what they want to do instead
of you know, going to being with their families and
all of that. I just feel like there's got to
be a better way.

Speaker 4 (15:45):
They knew this date was coming since the last continuing resolution.
I'm sick of continuing resolutions. Let's get a budget on
the table, get it negotiated, get it passed, and move forward,
and quit putting band aids on bullet holes. That's all
we've been doing for the past six years.

Speaker 3 (15:58):
Yeah, it's been longer than that. The last time.

Speaker 2 (16:00):
The last guy to balance the federal budget was John
Kasik when he was a congressman.

Speaker 3 (16:05):
I mean that was in the nineties.

Speaker 2 (16:07):
We've been doing this that, We've been kicking the can
down the road, you know, for way, way, way too long.

Speaker 3 (16:11):
I mean, look at the national debt and all that.

Speaker 2 (16:13):
I mean, it's a point at some point in time,
if we all ran our households this way, we would
we would not have a household, right, I mean, uh,
you can't run continue to run the country at this
large deficit, spending just out of control, and this robin
from the next generation to pay the bills.

Speaker 1 (16:31):
Yeah, also too when you hear so. And we talked
about this quickly yesterday Chuck was Hakeem Jeffries and Chuck
Schumer we're talking about and I think it was Kemi,
you know, specifically, who said, Uh, the Republicans control the House,
they control the Senate, and of course they're in sixteen hundred.

(16:51):
He goes this, if this shutdown happens, this is on them.
So then I you know, it's just like, oh no,
as far as the way the voting goes, you need
some Democrats in the Senate in order to get this through.
You know, they just fail to say that. They just
so what they say. What he said there is technically
not false. We do. We do have majority in both houses,

(17:12):
there's no question, and of course in sixteen hundred. But
it's like he but he doesn't say yeah, but to
get it passed, you've got to have more than just fifty.

Speaker 4 (17:21):
We don't have a supermajority, and without that we can't
do anything. And let me credit once again the man
who will not continue to be a Democrat, John Fetterman,
for voting in favor of keeping us going. One of
two Democrats who came over to this side to vote.

Speaker 1 (17:36):
And pretty interesting.

Speaker 4 (17:38):
I'm telling you that guy to be such an embarrassment
when he was a candidate. I have been really proud
of the way he's conducted himself as a member of Congress.

Speaker 3 (17:45):
Agreed, Agreed.

Speaker 2 (17:46):
You know, he's kind of found the center, and you know,
we need more of that. You know, common sense has
to rule the roost at one point, and you know,
hopefully that's we're gonna have some more of that in
the future.

Speaker 3 (17:56):
You know, but who knows.

Speaker 1 (17:57):
We kind of keep making fun of this and sayingman's
the voice of reason right now, It's like, what's wrong
with that picture? You know, you're talking about a guy
who we can go back to when he got elected.
What did he suffer? He had a stroke?

Speaker 4 (18:12):
Yeah, and stroke and oxygen deprivation and speech impediment from it.

Speaker 1 (18:17):
He is the voice of reason, and he is the
voice of reason.

Speaker 4 (18:21):
Yeah, I'm waiting for AOC to make the mistake of
going after him, because I think that is coming just
because of her nature, and I think that will be
probably the biggest blunder of her political career, because I
believe that people on both sides of the fence at
least respect this guy, even if they don't like everything

(18:41):
he says.

Speaker 1 (18:42):
And then just when you start saying that's it, AOC,
no more, nothing for you, she just lowers her top
a little bit more, and then everyone goes, Okay, that's
it exactly.

Speaker 4 (18:54):
She thinks her boobs give her a pass to do
whatever she wants, and they kind of do. No, they don't.

Speaker 1 (18:58):
I oh you're not. Oh oh you mean, like what
we were saying exactly. Okay, yeah, all right,