Chrisman Commentary - Daily Mortgage News

Today’s episode includes a primer on why recapture rates vary so much across the mortgage industry. Plus, Robbie interviews Alston & Bird's Stephen Ornstein on all things RESPA, as well as how regulation needs to be improved for the modern times we live in. And we close with a look at why the Federal Reserve's latest stress test reaffirmed the resilience of the U.S. banking system.

Thank you to Equifax, a global data, anal...

Today’s episode includes storylines from around the mortgage industry. Plus, Robbie interviews Spring EQ's Reno Heine on differentiating oneself in the increasingly competitive home equity and non- QM markets, how technology and AI are shaping growth, and practical advice for brokers seeking new business opportunities. And we close with a look at various duration and prepayment profiles across the Agency MBS sector.

Thank you ...

Today’s episode includes reports on the 21 st Century ROAD to Housing Act moving along. Plus, Robbie interviews HELIX’s Carl Markman and Frank Perugini on improving borrower and loan officer experiences, accelerating loan processing, and growth in some of the fastest-expanding segments of the mortgage industry. And we close with a look at why Agency MBS posted modestly negative performance last week.

Thank you to Equifax...

Today’s episode includes the practical realities of how advocacy gets done in the mortgage industry. Plus, Robbie interviews Class Valuation’s Mark Walser on UAD 3.6: stages of panic versus planning, and what lenders can expect in the fall. And we close with a look at why investors and the Fed care about inflation.

Thank you to Equifax. With Equifax's suite of mortgage solutions, mortgage lenders can use trusted, indepen...

Today’s episode includes a discussion on creative ways the younger generation is making home ownership a reality. Plus, Robbie interviews Provident Bank’s Bruno Viscariello on how rate lock-in, changing consumer behavior, and rising ownership costs are reshaping housing demand, affordability, and lender value propositions. And we close with a look at how recent changes to conventional underwriting have increased the iss...

Today’s episode includes a look at the new Federal Reserve framework and initiatives under Chair Kevin Warsh. Plus, Robbie interviews National Consumer Reporting Association’s Eric Ellman on the nomination of Brian Johnson to lead the Consumer Financial Protection Bureau, based on his extensive experience in financial services regulation and his understanding of how to balance consumer protection with access to credit, ...

Today’s episode includes a look at how servicing can be a treasure trove if utilized correctly. Plus, Robbie interviews Addy AI’s Michael Vandi on the importance of AI in improving efficiency and competitiveness, especially as a productivity tool for originators. And we close with a preview of how swap markets are pricing in the Federal Reserve's next move.

Thank you to Truework, the one verification solution to replace ...

Today’s episode includes reaction in bond markets to the peace deal in the Middle East, which is scant on details. Plus, Robbie sits down with TrustEngine’s Dave
Savage for a discussion on why the mortgage professionals who will thrive are those who obsess over delivering a modern, technology-enabled consumer experience, embrace AI to scale advice and efficiency, and focus on educating and advocating. And we close by...

Today’s episode includes a look at the latest economic snapshot and headlines making the news. Plus, Robbie sits down with Ally Carty discuss her transition from Guild Mortgage to SoFi and what she learned from stepping back. She reflects on burnout, the pressures of building a personal brand, and why authenticity - not algorithms - remains the foundation of effective content and leadership. And we close by talking about what...

Today's episode includes a look how inflation at the consumer and producer levels are leading to "shrinkflation." Plus, Robbie interviews The Disciplined Investor’s Andrew Horowitz on how investors assess what assets to invest in, and a portfolio manager’s perspective on the current economic environment, and risk diversification as it pertains to MBS. And we close by going through the latest prepayment trends and perfor...

Today's episode includes a look into the shifting role of Bill Pulte in Washington D.C. Plus, Robbie interviews JazzX’s Jagjit Singh on how close the mortgage industry truly is to the end-to-end mortgage. And we close by going through the latest Producer Price Index figures, which reveal inflation at the wholesale level.

Thank you to JazzX, the first true end-to-end AI platform built for mortgage. From application to underwrit...

Today's episode includes a dive into the differences between credit scoring and credit pricing. Plus, Robbie interviews Automax.ai’s Humza Ahmed on how residential property appraisal technology is evolving, the way it's built for UAD 3.6, and what is dramatically reducing turnaround times. And we close by going through the latest CPI inflation figures, which were roughly in-line with expectations.

Thank you to JazzX, the first...

Today's episode includes some commonly asked questions from listeners. Plus, Robbie interviews Google’s Sarah Armstrong on how AI search can make the home buying process feel less daunting and time-consuming by calculating finances, summarizing lengthy documents, or visualizing renovations. And we close by going through some classic Dear Abby jokes.

Thank you to JazzX, the first true end-to-end AI platform built for mortgage. ...

Today's episode includes some trends that are increasingly reshaping housing demand. Plus, Robbie interviews Littler’s Colton Long on how employers are increasingly responding to employee departures with legal action over alleged non-solicitation, confidentiality, and trade secret violations. And we close by looking at what payrolls data did to expectations for Federal Reserve policy.

Thank you to JazzX, the first true end-to-...

Today's episode includes a look at how money flows around the globe. Plus, Robbie sits down for an interview with MeridianLink's Larry Katz on how to simplify the complexity behind lending while empowering financial institutions to focus on what matters most: the people and communities they serve. The episode closes with May payrolls figures and what they say about the Fed's dual mandate balancing act.

Thank you to Experian Verify, ...

Today's episode includes some notable updates from the loanDepot LO comp lawsuit. Plus, Robbie sits down for an interview with BMO’s Tom Parrish on why homeownership remains a cornerstone of the American dream even as affordability challenges, inflation pressures, and shifting buyer expectations increasingly keep prospective homeowners on the sidelines. The episode closes with a look at the capital markets beyond just geopoli...

Today's episode includes reaction to FHFA Director Bill Pulte being named the acting director of national intelligence. Plus, Robbie sits down for an interview with Experian’s Sophia Cheung on simplifying and modernizing the verification process by consolidating multiple systems into a single platform, further streamlining workflows and increasing value. The episode closes with a look at MBS volume and performance across the ...

Today's episode includes a discussion on the various mergers and acquisitions we are seeing around the mortgage and real estate industries. Plus, Robbie sits down for an interview with TD Bank’s Scott Lindner on the shift in how first-time buyers are approaching homeownership, as affordability challenges continue to reshape expectations, timelines and financial preparation. The episode closes with a look ahead to how Federal ...

Today's episode includes a discussion on if future Federal Reserve rate hikes are warranted. Plus, an interview with Rob Chrisman and Movement Mortgage's Lyra Waggoner on breaking into mortgage banking, what it actually takes to run a lender day-to-day, and thinking differently about building careers, culture, and long-term success. The episode closes with a look ahead to this week's economic calendar, including +105k expectations ...