The Clark Howard Podcast

The Clark Howard Podcast

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Episodes

December 3, 2025 29 mins
What’s awesome?  The trend of lifelong learning. And in this age of emerging AI disruption and uncertainty, it seems to be catching on. Later - Not awesome: Paying expenses for your adult children when it impacts your own financial well-being over time. How prevalent is this practice? Clark shares some surprising statistics.  Life Is For Learning: Segment 1 Ask Clark: Segment 2 Parental Funding: Segment 3 Ask Clark: Se...
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50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k) Wes Moss dives into the new 50-year mortgage, which he calls a gimmick but sees one potential benefit. Since ownership is key to financial security and the median home-buying age is rising, the concept of starting the equity journey sooner is good. However, Wes and Christa talk about a huge warning if you’re considering it. Also, Wes shares a powerful story a...
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We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner’s insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don’t have to pay luxury prices.  Homeowner’s Insurance: Segment 1 Ask Clark: Segment 2 Lux F...
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Happy Thanksgiving Weekend! Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off! About Clark Howard  +  A Special Birthday Edition of Clark Stinks    Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission...
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Clark shares a warning about booking any future travel, whether it’s a cruise, rental house, tour or flight - and has two specific guidelines to help protect your money. Also - Vehicles have become increasingly expensive. The average cost for a new automobile has reached an all time high. Know the Clark smart strategies for car buyers. Travel Booking: Segment 1 Ask Clark: Segment 2 Clark Smart Car Buying: Segment 3 Ask...
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We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every family to take to protect each other and help prevent scams.  The Warehouse Club Advan...
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re probably not the models you’d expect. Do you have a car that is more likely to be stolen? Clark Stinks: Segments 1 & 2 Prevent Auto Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should...
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Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you’re getting the best price?  Clark explains “surveillance pricing”  and money saving tricks of the trade. Plus, at the very end of the podcast Clark has an important tip for Medicare Advantage plan hold...
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November 18, 2025 38 mins
The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs? In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off their son's significant student debt. While the urge to help is strong, Wes breaks down the financial reality, explaining why protecting your own retirement is actually the greatest act of love and generational generosi...
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We are in the height of the charitable solicitation season. How do you know what charities are going to use your money in a responsible way? Clark has some guidance for making sure your charity counts.  Also, there are value wars happening in the food world that can help you spend less - IF you know how to find the deals.  Holiday Giving: Segment 1 Ask Clark: Segment 2 Fast-Food Value Wars: Segment 3 Ask Clark: Segment...
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Today - A form of shrinkflation is affecting toys & electronics this holiday season, but there’s something you can do about it, to save money. Also - Multiple generations living together used to be common in our country, but fell out of favor. Well, it’s back. How do you navigate having your adult kids living in your home? Battery Shrinkflation: Segment 1 Ask Clark: Segment 2 All In The Family: Segment 3 Ask Clark: Seg...
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We are in a K-shaped economy again - which creates a clear trend involving a reversal in the pricing of “have to” vs. “want to" purchases. Clark shares what you need to know to stretch every dollar. And… screen addiction. Sick of it, people are tackling the problem in a multitude of ways.  Shopping In The K-Economy: Segment 1 Ask Clark: Segment 2 Just Say NO: Screen Addiction: Segment 3 Ask Clark: Segment 4 Mentioned...
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November 11, 2025 35 mins
Top 10 'Overvalued' Cities and Second Act Career: A One-in-a-Million Story In this episode, Wes Moss dives deep into the housing market, revealing why it has become the most extreme buyer's market in a decade. Wes breaks down the latest data, pinpointing the top 10 "overvalued" cities that have the biggest seller-to-buyer imbalance, with some areas seeing over 160% more sellers. He also covers the updated list of the most and least...
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One decision you may be working on right now is where to stay during holiday or spring travel. Clark has some key advice if you’re considering AirBnB or VRBO.   And - tomorrow is Veteran’s Day. Clark shares advice and special warnings for those who have served our country. Airbnb & VRBO - New Rules: Segment 1 Ask Clark: Segment 2 Veterans Day: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Oops, Y...
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Great news - there’s a new weapon against robocalls you should have activated in your phone settings. Clark Stinks: Segments 1 & 2 Stamp Out Robocalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Do a Balance Transfer the Right Way Balance Transfer Calculator - Clark Howar...
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Today - You know Clark loves competition, and there is more choice for you now in the home internet market. More providers are offering wireless internet.  Also, scams keep morphing and  proliferating. Clark discusses the patterns to recognize so you’re able to protect yourself and others.   Home Internet For Less: Segment 1 Ask Clark: Segment 2 Scam Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ...
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November 4, 2025 36 mins
Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's weight, making the market severely overweight in a single theme. Wes offers actionable advice on how to rebalance your portfolio. Also, with the new COLA increase, Wes sets the record straight on Social Security, de...
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It’s November, and holiday shopping is underway. How do you make sure your packages aren’t stolen? Also, now that we’re in Black Friday month - there’s a major hazard to avoid while purchasing online.  Thwarting Porch Pirates: Segment 1 Ask Clark: Segment 2 Warning: BNPL aka Pay In 4: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Safely Get Your Most Important Packages⁠ Avoid Porch Pirates Wi...
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - What are the chances of full recession, what’s the extent of it  now, and how can you prepare?  There are some key steps to take.  Clark Stinks: Segments 1 & 2 Recession Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Freeze and Unfreeze Your Credit With Experian, Equifa...
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In today’s episode, Clark has an update on the housing market, and how “involuntary landlords” are benefitting tenants. Also, you may notice some changes to some restaurant menus that are good for both your wallet and your health. Housing Update: Segment 1 Ask Clark: Segment 2 Smaller Portions: Win-Win: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau...
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