Episode Transcript
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Speaker 1 (00:00):
All these years you've saved up planning for a secure retirement,
but if you're not careful, it will be the irs
that's living it up when you retire by taxing your
hard earned money. Welcome to the Maggie Tax and Financial
Hour with Robert and Chris Maggie of Maggie Tax Advisory
and Financial Group. With over thirty years of combined experience
and tax savings, income planning, and investment opportunities, Robert and
(00:22):
Chris share advice and tax planning strategies designed to protect
your retirement nest egg from Uncle Sam. Your questions and
comments are welcome during today's program by calling eight one
three three two two twenty five twenty. That's eight one
three three two two twenty five twenty or visit Maggie
Tax dot Com. That's Maggi tax dot com and now
(00:46):
your host for the Maggie Tax Financial Hour on nine
seventy WFLA. Robert and Chris Maggie.
Speaker 2 (00:52):
Welcome everyone, and thanks for joining us today. My name
is Robert Maggie and I'm here with Chris Maggie and
thanks for joining us today on the Maggie taxin Financial Show.
Be sure to visit our website Maggie Tax dot com
and don't forget Every Sunday at ten thirty on ABC TV,
tune into the Maggie Tax and Financial Show. So, Chris,
we have a lot we want to talk about. Taxes,
we want to talk about are what we do with
the Maggie Plan. So let's get started and see what
(01:15):
we got today.
Speaker 3 (01:15):
Welcome everyone, and thank you so much for tuning into
our show. And how many of you out there are
just afraid to ask for help? You know, we're all
human and we get to that point sometimes in our
life that we are afraid to ask for help. But
maybe you are afraid to ask. It might seem stupid
to ask those questions, but really, what's on your mind?
Many people out there are worried about their retirement. They
worried about the market volatility, the word about running out
(01:38):
of money, the word about well when what do I
do with Medicare and social security planning? But you know,
maybe you didn't want to impose on people because you
were afraid to ask for help. And my dad and
I are like that, you know, my brother is like that.
You know, maybe you're that way. We're just human, as
I mentioned before, But sometimes it takes many years until
you reach a point that you are in so much
trouble that you must ask for help. And many people
(02:01):
out there are going through retirement and they really just
don't see the positive focus on what their retirement's going
to look like because they have those fears and then
they're uncertain. And you don't have to be that way
if you do the proper planning, you know, and.
Speaker 2 (02:15):
There's absolutely nothing wrong with that, because you're human and
we see people every day that need our help, but
we're afraid to ask. Many of you listening right now
need our help. And you have to ask a question.
What's on your mind? You know, what's the elephant in
the room. Are you worried that in twenty twenty five,
the Trump tax cuts are going to expire. We talk
about that every week on our show, and it's starting
(02:35):
to resonate with people because it's going to happen. Are
you afraid to ask for help or will you just
wait until you get hit with a huge tax time bomb?
And Chris, with that said, we had many people coming
in and they're starting to realize that in another in
twenty twenty five, what's going to happen? To the taxes
it's going to go up. So you know, we have
the retirement tax calculated to help all of them, and
(02:56):
in thirty seconds we can show you what your tax
bill will be in retirement. Just ask for help. It's
that simple.
Speaker 3 (03:03):
And here's an example that we're talking about. Sometimes you
get in so much trouble you will have to ask
for help, and it's never too late. And that's why
I pick up the phone, schedule time to meet with
us eight three to three Maggie Tax. And our website,
Maggie tax dot com is so much information right there
at your fingertips and we can help you. If you're
looking for income planning, we can help. If you look
at a tax planning, we can help. We had a
(03:24):
client that came in last week talked about roth conversions
and if they should convert their iras to roths. They said, well,
I hear a lot about it. Is that good for me?
And I explained to them that in their particular situation,
it wasn't the right move. But I had a client
that came in later on that day and guess what
it fit them to the t It was a perfect opportunity,
and I showed them ways to create a tax deduction
(03:46):
so they can offset some money coming out of the
IRA and pay the least amount of tax as possible.
So you know, these people are asking for help, they
need it, and we can help. Pick up the phone,
schedule time to meet with us. Eight three three, Maggie, tax.
Speaker 2 (03:58):
A simple way. We have some on a state, social
security and tax planning. And every time we do these seminars,
people say, well, no, I know about that. But when
we start the seminar we start talking about wills and
trusts and we talk about social security and tax planning,
it starts to resonate what people say, now, I need help.
So we also talk about bucket planning and so much more.
(04:19):
And bucket planning, Chris is a big thing right now
because of what we do with clients. You mentioned it before,
had to position their money for income planning, for tax
planning and growth because so many people and I know
the other day we had a client come in. They're
so used to the old way that they have to
keep their accounts there and that's not true. The complaint
that she had is that, well, there's no tax planning
(04:39):
and there's no income planning, and what do I do
and what do you do is sit down and do
some bucket planning.
Speaker 3 (04:45):
Well, thiss, it's exactly it. I mean, every account that
you have with us has a purpose, whether it's for safety,
whether it's for growth, whether it's the combat inflation in
the future, whether it's a paycheck that you need, or
whether it's a play check. Playcheck is just extra income
coming in the front door that you can play with.
You can spend the heck out of it and do
it all over the next thirty days, so for the
forever in your life. So these are income streams that
(05:08):
can come in and that's why we do bucket planning.
Why not spend down one of those buckets, but the
other bucket goes right back up to where you started.
So really you're living off of interest. How cool is that?
So pick up the phone, schedule time to meet with us.
If you're looking for an investment plan, we can help.
If you're looking for an income plan, we can help.
If you're looking for a tax plan, we can help.
(05:29):
If you can want to put all those three together,
so you have income in the most tax efficient way,
and you have accounts that are growing with safety and growth.
If that's what you want, we can help, So pick
up that phone, give us a call eight three three
Magi Tax.
Speaker 2 (05:41):
Well we make it sound so simple, but the bottom
line is all you have to do is just ask.
So why are we making such a big deal of
asking for help? Because eventually all of us have to
make changes and ask for help. Something's going to happen
where you definitely need to make help. We take an
holistic approach, So what does that mean? We're a complete advisor?
And what the heck does that mean? We are a fiduciary?
(06:04):
So what does that mean? And why are we making
a big deal of this today? Why? Because if you
do not ask for help, then you have nothing to
complain about. And why are you listening to the Maggie
Tax and Financial Show. I hope you're looking to get
something out of it. Why because you need help, You
need professional help and we can help. Just ask eight
three to three Magie Tax, and ask now before taxes
(06:26):
go up, and ask now before your benefits get cut.
These are the complaints that we're hearing. All of you
can probably share the same thing. Ask for help now
if you think you will not have enough to retire,
So ask now. Why we talk about bucket planning and
why we discuss safe options. Ask now for help, So
sit down with us, have a conversation. Eight three to
(06:47):
three magi tax. Because doing nothing.
Speaker 3 (06:49):
Is not a plan, absolutely, and you know doing something
can save you from worrying about these things that you
can't control. So pick up the phone, schedule a time
to meet with us. Eight three to three men, Maggie tax.
That's eight three to three Maggie tax.
Speaker 2 (07:03):
And we're hoping that you listen to our show because
you want a better plan than what you have now,
and you have to start thinking about that. Many people
are complaining about things and they want to hide behind
the door and wait for something to happen. Please don't
do that. We take education very seriously because the more
that you know, meaning know, the more you know now,
then you can make a better decision. And we want
(07:25):
you to be ahead of the game so you can
enjoy retirement and have control over what happens in your life.
How many of you would like that, Just give us
a call. It's real simple, eight three to three magi
tax and let's discuss the Maggie Plan. Simple and easy
to understand.
Speaker 3 (07:40):
And that's exactly what the Maggie plans about. It's income planning.
It's a tax plan. It's guaranteed income planning for life.
It's a as I mentioned, a tax plan, so you
can avoid the unnecessary higher taxes that are coming to
all of you. It's coming, it's coming. Do something now
so you could take advantage of the opportunities that will
be there for you. As opposed to saying, oh my gosh,
(08:01):
I'm part of everyone, or everyone lost money, or everyone's
paying more in tax, or everyone doesn't have income. No,
that's not the case. Do the planning now so you
can have a plan. You know, it's an insurance plan.
You know, it's a tax free retirement plan. That's what
the Maggie plans about. It's bucket planning. It's looking from
a complete angle. Think about looking through glasses from a
(08:23):
different lens. You know, you might be looking at retirement
right now. I got to get to a certain amount
and then I can retire. Well, that might not be
the case. There might be some other strategies that you
already have enough money. We had a client, two clients
last week that came in and the first thing when
we met with them, they said, I have to keep
working because I have to get to a certain number.
And we stopped and we looked at their social security,
(08:45):
we looked at their income. We asked them how much
they need per month, and guess what the amount of
money they had. They just didn't know what to do
with it. So we created bucket planning and we showed
them that you turn this bucket on, you let these grow.
This will give you the guaranteed income in the most
tax efficient way. And guess what, but they can retire
for life. And they sat back and they said, what
about inflation. Well, those are the other two buckets that
(09:06):
are growing. So when inflation does happen worse than it
is now, then you could turn on for guaranteed income
for more income. And they said, oh my gosh, we
never were shown this before. You know our advisor who
is currently looking at their accounts. All they do is
buy and sell and that's not what they're looking for.
They want a plan. They deserve a plan. You do too,
(09:26):
So pick up the phone, schedule time they need with
us eight three to three mag attacks. We have office
on both sides of the Bay Maggi Tax dot com
eight three to three Magi Tax and.
Speaker 2 (09:35):
Just remember it's an insurance plan where you can have
tax free income when you pass. It's an investment plan
where you work with a complete advisor who offers institutional
money managers. Chris, we talk about this all the time
with our clients, about transactional and institutional. And every time
you do a comparison, when you do the comparison of
their accounts, they don't realize what they do realize once
(09:56):
you get to tell them that they have transactional advisor
in that's all they're given. There's no other options to
make it better.
Speaker 3 (10:03):
Well, think about it. You know, maybe it's not your fault.
It's not your advisor's fault. Maybe they just with a
brokerage company or a company financial company that offers limited options.
And you know that's why we're independent. We're not tied
to anyone company. We have to do the best thing
for you, so we can go out there and get
whatever we need to help you. If if think about
life insurance for a minute, if if someone has diabetes,
(10:24):
we can go and get a policy that with a
company who understands diabetes or high blood pressure or whatever.
It is same thing with income. If there's a company
that has guaranteed income or higher interest rates. We can
go out and shop that to do the best thing
for you. So that's why it's so important to meet
with us. You know, at Maggie Tax Advisory we do
a lot of different things. We care about our clients.
We want you to have income in the most tax
(10:46):
efficient way. We want you to enjoy your retirement without
the worry of the volatility of the market. It's totally
up to you. Pick up the phone, schedule time to
meet with us a three to three Maggitas.
Speaker 1 (10:57):
Stop planning for Uncle Sam's retirement and start planning for
your retirement. As we return to the Maggie Tax and
Financial Hour with your host, father and son, Robert and
Chris Maggie. For additional information on how you can create
a tax free retirement, visit Maggie Tax dot com. That's
m a gg I tax dot com or call eight
(11:18):
one three three two two twenty five twenty. That's eight
one three three two two twenty five twenty now your
host for the Maggie Tax and Financial Hour, Father and
son from Maggie Tax Advisory and Financial Group, Robert and
Chris Maggie.
Speaker 3 (11:36):
Welcome back to the Maggie Tax and Financial show, and
thank you so much for tuning in. You know, we
love doing what we do. Why because you know, we
help people. We help people reduce their tax We help
people design an income plan for guaranteed income for the
rest of their life. We design investment plans. You know,
many people out there have form and K's investment plans.
They have no idea what kind of risk they're currently
(11:57):
taking with their accounts. Well, we can help many people
form and K's old ones. They don't know what to
do with it or even lum sum pension plans. What
do you do with it? Do you take it? Do
you roll it over? What do you do? What about
converting money from an infected area of taxes to tax
free and eliminate Uncle Sam. Those are the things we do.
(12:17):
Why because you need a plan and we know that.
That's why we are do complete planning. If you have
an estate planning issue, you need will or a trust
of have attorney. We can help as well. We have people,
we have staff, we have professionals there to help you.
We put together complete plans. That's what we call the
Maggie Plan. So schedule time to meeble, let's pick up
(12:38):
the phone schedule time eight three three Maggi Tax. Visit
our website at Maggie tax dot com.
Speaker 2 (12:43):
And there's a reason why we have our name Maggie
Tax and Financial Group because we specialize in taxes and
advanced taxes and financial planning. And you know, ask your CPA.
And this is an interesting story. We met with a
gentleman this week. And you know, we had a CPA
for years and you know, trust to him. And he
came in and he said, look, I want to get
a second opinion, which is fine and all of you
(13:05):
can get a second opinion. But when we showed him
what his CPA Chris should have showed him, he went
back to a CPA and a CPA said, well, that's
not good. Well do you mean it's not good? It's
not good because he didn't tell him.
Speaker 3 (13:17):
Well, that's just it. It's a great, great segue into
a great situation that a lot of people should be hearing.
He was with his CPA for twenty five years. I
had a great relationship business during the accumulation phase. You know,
when we analyzed his current situation, we noticed that there
was a lot of a shares mutual funds with a
shares front end loaded, so he paid a lot of
(13:39):
commissions years ago on these products that he had and hey,
the market did well, so his account's up. But at
the end of the day, he's seen a lot of volatility,
especially with what's happening now, and he's at the point
where him and his wife want the distribution phase. They
want to protect what they have gotten. So now he
goes back to his he gets the second opinion with us,
(14:01):
and we showed him we analyzed accounts and the fees
that he's paying and type of risk that he's currently
taking with his accounts, and he's basically saying, I want safety.
I want safety. But guess what, he has got about
ninety percent of his money and risk, So he's his
CPA currency B. He's not listening to him. They're not
listening to what he and his wife wants. So he
came to us and he wanted an income plan. You
(14:23):
want a tax plan. He wanted a way in an
investment plan to make sure that everything is in the
right order. So guess what, we put together a whole
plan for him. So he came back into a CPA
and he told him, Hey, I'm going to transfer my
money over. He done a great job, and his CPA
went nuts. And his CPA went nuts because he's a
transactional advisor. He's a transactional advisor, and he didn't want
(14:44):
to lose the business. But he wasn't listening to the client.
And that's where they said, you know what, I don't care.
I've been there for twenty five years. They thanked him
very much for all his work, but now it's time
to move on and move on to someone who specialized
in the distribution phase of their retirement. And that's what
we did. So here's what we did. We put together
(15:04):
buckets of safety. We put together buckets of long term growth.
We put buckets together where he has tax free money.
We showed him to get money out of an infected
area of taxes to tax free. We eliminate Uncle Sam
forever and ever and ever for some of his accounts.
So guess what he has the opportunity to have tax
free income, and guess what his money has is safe,
(15:25):
and guess what he has a plan that he didn't
have before. And to wrap it all up, all his
accounts that he had, there was no beneficiaries, there was
no estate plan. So his CPA for twenty five years
he thought was doing the right work. Didn't. So if
that's you pick up the phone, schedule time to meet
with us. Let's get together, you know.
Speaker 2 (15:45):
And another point, we had met a client this week.
He came in and he hears us on the radio
for years, and he wanted to talk about his FRS
because he's he works at USF and he said, I
hear you guys talk about FRS, that the retirement plan
and also so with the federal people, the fers. But
in addition, he said, the reason why I want to
work with you guys is because you're a fiduciary. He
(16:07):
understands what a fiduciary is. And what Chris just mentioned,
we just did the whole plan for him that the
CPA didn't do. So you everyone listening has the right
to go back and ask Kim or her why they
didn't show you what we did. And I have no
problem with it. Neither does Chris, because the egg on
their face is on them. And you know what, if
(16:28):
you just sit there and do nothing, that's not a plan.
And I will tell you as we are been talking
today about taxes. We understand taxes, We understand advanced tax planning.
So look, pick up the phone eight three to three,
Maggie Tax. Visit my website Maggie tax dot com. Go
to the top the retirement calculator, just for laughs and giggles.
Put anything in you want and when I get you're
(16:49):
going to get an email to show you and then
we can give you a call and go from there. Folks, Look,
we have a free consultation. And one more thing, Chris
let's mention. You are going to meet with both Chris
and I. And this is a big problem for a
lot of people out there where they have advisors that
had in the past, Chris, and they don't even get
a chance to see them. And that's not the way
it works.
Speaker 3 (17:07):
You know, and that's just it. You know, when you
come in to meet with us, we're going to meet
with you and we enjoy it. Why because there's so
much there to help you. And you know, when we
look at that situation that I just mentioned about that
the clients with twenty five years, with the current CPA
twenty five years, they should have had it real. They
should have had an estate plan, they should have had
an income plan, they should have had a tax free plan.
(17:28):
They should have had an investment plan. They should have
had all this done already for twenty five years in
a relationship. If you haven't gotten that done, then shame
on them. And you know what, that's why we get upset.
We get anomated about this because if your current advisor
is just selling you something and they're more transactional advisor,
you don't need to be with a transactional advisor. You
need to be with a complete advisor. And that's what
we do here at Maggie Tax Advisory in financial groups.
(17:50):
So pick up the phone, schedule a time to meet
with us. Visit our website at Maggie tax dot com.
You want income planning, we can help. You want investment planning,
we can help. You want to roll out your money
from an IRA to a rothira roth conversions? We can help.
Do you want a tax plan we can help. Do
you want to stay planning? We can help. Do you
want help with Medicare? If you are a federal employee
(18:11):
with your furs or your serves benefits, we can help.
So again, sol scaringy maximization, we can help. That's what
we do here Maggie Tax dot com. Pick up the
phone schedule of time to meet with us.
Speaker 2 (18:22):
So tax analysis, tax planning, that's what we do. Eight
three to three Magi Tax. It's a new concept. It's
available to everyone listening to the Magi Tax Show today.
Go to Maggie tax dot com. Check it out. Your
CPA tax per should be discussing lowering taxes, not just
preparing them. And Chris. The other thing is like every
year we show our clients from the tax return why
(18:45):
they're paying taxes and how they can reduce it. Many
of you want that, so give us a call eight
three three Magi Tax for be sure to watch our
show every Sunday ten thirty on ABCTV eight three three
Magi Tax. That's eight three to three Magie Tax.
Speaker 1 (19:00):
Stop planning for Uncle Sam's retirement and start planning for
your retirement. As we return to the Maggie Tax and
Financial Hour with your host father and son, Robert and
Chris Maggie. For additional information on how you can create
a tax free retirement, visit Maggie tax dot com. That's
Maggi tax dot com or call eight one three three
(19:23):
two two twenty five twenty that's eight one three three
two two twenty five twenty Now your host for the
Maggie Tax and Financial Hour. Father and son from Maggie
Tax Advisory in Financial Group, Robert and Chris Maggie.
Speaker 2 (19:39):
Welcome back to the Maggie Tax and Financial Show. I'm
here with my son Chris and I am the dad Bobby.
So give us a call eight three three Maggie Tax.
Be sure to visit our website Maggie Tax dot com
and click on the retirement calculator and see what your
retirement tax bill is going to be. Then pick up
the phone give us a call. So this is on you, folks.
We're trying to educate you because who should set an
(20:00):
appointment with Maggie Tax and we have something for everyone.
We address financial issues that pertain to the self employed
as well as employees of corporations and government agencies. We
work with federal employees. We work with many state employees
and federal employees. Why because they don't know their benefits. Okay,
federal employees don't even know they have a TSP, which
(20:21):
don't know what to do with it. They get a pension,
they don't even know that. So it's about education. So
when we run the report and if you're a federal
employee out there, give us a call and we'll show
you what's going what's going to happen. And our goal
is to teach you how to build wealth and align
your money with your values to accomplish your goals in life, Chris.
People don't talk about goals. People talk about just a
(20:42):
pile of money. That's what advisors do out there, and
they're not addressing from the ground up. That's a complete advisor.
Speaker 3 (20:49):
Well, you mentioned a keyword right in that sentence, is yours,
your values, your hy oh, you are your why because
this is your money, right, This is your goals, not
my goals, not your advisor's goals. Is your goals? What
are your goals? What do you want? Do you want
more income? Do you want to leave a legacy? Do
you want to do a tax free? Do you want
to pay less tax? Do you want to make fifteen percent,
(21:09):
twenty percent, thirty percent? Are you okay with ups and
downs of the market? What are your goals?
Speaker 2 (21:14):
Can I ask you a question?
Speaker 3 (21:15):
Sure?
Speaker 2 (21:16):
Can you define something for me? Go ahead? What's a
yo yo? Yo?
Speaker 3 (21:20):
Yo goes up and down? And that's what we talk about.
You're in a yoo economy. You're on your own So
guess what, you're on your own to develop your own plan.
But we can help you, and that's why we do
the show. That's why we're here. We enjoy what we do.
You know, we have offices on both sides of the
day to help you. You know, when you come in,
you goe to meet with us. Why because we want
(21:40):
to help you put together a plan, an income plan,
a tax plan, investment plan in a state plan. So
whether you plan to retire twenty years from now or
you maybe just have recently retired, the information that you
learn from us, we can deliver rewards throughout your lifetime
because now you'll have a plan, confidence, clarity. That's what
you want. You want to empower, empower yourself, and we
(22:02):
can help you. You know, you went to school to
what prepare for your career. Now it's time to prepare
for your retirement and we can help. So pick up
the phone, schedule time to meet with us. Eight three
three Maggie Tax.
Speaker 2 (22:14):
Well that was powerful. That's the truth. I mean, education
is about, you know, retirement, and you never should stop learning.
We have written quite a few books and when you
come in we'll show you what they are. But you know,
you've got to learn something new every day. So things
we do for our clients. What about life planning for
retirement Chris? And do they have life insurance? Are you
still using the old rules for retirement?
Speaker 3 (22:34):
No? And that's it. Do you have a complete planet?
Do you have an incomplete plan? But I want to
add here this is really important. You retire once. We
retire each and every day. Every day we retire because
we help people make that decision whether they should retire
and if they can retire. So we retire every day.
You retire once. Let us help you get to that level.
Speaker 2 (22:54):
You know. One thing, we get many clients that come
in and they say, I'm listening to you for years
and we watch your TV show every Sunday, two years,
three years ago. And I always asked them what took
you so long? And what took them so long? As
they weren't ready? Okay, they just weren't ready. So what
about early retirement trends? Do you have enough income to
live on now and in retirement? It's called income planning.
One question that we ask all of you, We ask
(23:16):
everyone that comes in. Think about it. You're working, you're
getting a paycheck. This is what Chris was talking about,
but when you retire, what's the income you need per month?
And how are we going to solve for that? And
one way that we solve for that is by bucket planning.
So next time you take a bucket to put water
in and mop the floor, put a few buckets down,
one for income, one for insurance, one for tax, and
(23:38):
one for investment. That's bucket planning.
Speaker 3 (23:41):
I'm sorry as your current advisor putting that together for you,
or they just have one statement that comes in and
this is what you have.
Speaker 2 (23:46):
That's the only bucket there is.
Speaker 3 (23:48):
That's not a bucket plan. That's a pile of money.
Speaker 1 (23:50):
I know.
Speaker 3 (23:51):
But you want to make sure your buckets. Why because
you deserve to. You deserve to combat inflation, you deserve
to have play checks. There's other things you can accomplish
if you want to.
Speaker 2 (23:59):
And that's what I'm talking about. So do you know
how long your money is going to last? Because today,
with inflation and all the things that are going on,
you need to know. So pick up the phone eight
three to three, Maggie. Tax. There's no cost, there's no obligation.
You are going to meet with both Chris and I
and We're going to sit down and ask you questions
and find out what your goals are. Be sure to
visit our website Maggie Tax dot com. I can't emphasize
(24:20):
this enough. Go to the retirement tax bill on the
top right, fill in the information, and in thirty seconds
we can tell you what your retirement tax bill is.
And then we can sit down and do some tax planning.
Because what about inflation, what about higher prices in purchasing power?
What are your retirement expectations? How much will you need
to retire? The question is can you retire today? And
(24:40):
that's what we teach and get the Maggie Plan and
get a complete plan and go back to one thing
I said, can you retire today? Chris? How many people
come in, even like federal employees, and they want to
retire today. But back in two thousand and two, two
thousand and eight, they thought they could retire. Even when
COVID hit, they thought they could retire. But guess what,
they took a beat and now they got to keep working.
(25:02):
Oh that's just it.
Speaker 3 (25:03):
You're totally It's a big decision, and it is bad
if you don't have a plan. And when people come
in and meet with us, they ask us, can I retire?
We start talking about their income, because when you stop working,
gets what stops the paychecks. But it doesn't have to
happen if you have been set up the right way.
What if you already have your own family pension already
(25:24):
set up for you that all you do is turn
it on, turn on for guaranteed income. So when you
wake up on the first of the month and you
go outside and grab that check out of your mailbox
and you have your Pajamazon, you can come back in
and spend the heck out of it for next thirty
days and do it all over again. What a great feeling, right, Well,
that's exactly what we're talking about. So can you retire?
Maybe you can, maybe you can't. Do you want to
retire the way you want to? Or do you have
(25:45):
to retire because they make it that way for you?
What do you want? So pick up the phone, schedule
time to meet with us. Get a complete plan. It's
called the Maggie plan. What's the Maggie plan. It's income planning,
it's tax planning, it's investment planning, it's a state planning.
It's called getting a complete plan. That's what we do.
So eight three to three Maggie tax.
Speaker 2 (26:04):
And don't wait for something to hit you first before
you do something about it. You know, they say, well,
I dodged a bullet. No, we don't want you to
dodge a bullet. We want you to get out of
the way of that bullet. And that's how we're going
to help you. Because have you considered the retirement roadblocks?
You know social Security. The other day I had a
client call me and they got something from Social Security
and their Part B premium went up because of the
ERM attacks. They had no idea what the arm attax was.
(26:27):
So we had to prove it to them that they
go back two years and look at your income because
he made more money and it increased the Part B.
These are stealth taxes. This is legislative risk that we're
talking about. There are many retirement planning mistakes that people made.
What about financial and cash flow statements? I ask people
all the time, Chris and I do have a budget.
Some people don't even know what a budget is. We
(26:48):
did a segment on the TV a couple of weeks
ago and we did budget planning. I got more calls
that Monday said we need some help. How can we
do a budget? Because Chris, he was credit card debt,
just know how to put his money, where to place
it to pay the bills. But he said I need
help and that's what he did.
Speaker 3 (27:05):
Well, that's just it education. We talk about this financial education.
You know, it was really a great feeling last week.
I had to go in and teach my kids or
my son's kids at school about financial education. And when
you had to teach second graders about education, it sits
there and makes you make things easy. Right, You have
(27:26):
to make it easy and that's what we do for
our clients as well, because things are changing. My dad
talks about the language, the financial language changes. You have
to understand what is going on and what you can
and can't do. So when we talk about education, you
need to be educated. You know, when's the last class
you had on how to put together a retirement plan.
(27:47):
When's the last class you had on taking your investments
and creating guaranteed income. When's the last class you had
on how to combat inflation? We don't have these classes.
They're not taught. That's the disappointing thing. But a Maggie
Tax Advisory and Financial Group we're here. We're here to
help you and that's what we do. So in the
Tampa Bay area, there's three offices that you can you
(28:07):
can come and see us. Let's schedule time to meet
with us. We have our show every Sunday on ABCTV
at ten am. We have the radio shows that you're
listening to today. Come on in, let's have a conversation.
Let's get together. You deserve it a three to three
Maggie tax.
Speaker 2 (28:22):
And don't forget. There's many questions that we just got
a question from the chatbox. What is a qualified account?
People don't understand they have a qualified account. It's an IRA,
it's a four oh one K, it's a four oh
three B. Folks, you haven't paid taxes on it. The
government said to us years ago, put some money away
on a tax deferred basis. We'll give you a tax deduction,
low year tax that year, and then later on when
(28:45):
you start taking the money out, like we're talking about
it's seventy two, Well you got to pay a tax.
So think about it this way. We own a company together, right,
But I'm telling you that I want twenty percent and
you say, okay, that's fine, But next year I say,
you know what I want, thirty percent, and you tell
me you've got to be kidding me. I can't give
you thirty percent. But here's my answer to you. You
(29:06):
have to because that's what I have to get. That's
the retirement plan. What I mean is that they're going
to raise taxes on everybody and you're going to have
to pay it. There's no bottom line you except that
you can't argue with them.
Speaker 3 (29:16):
Well, you're talking about the IRA, and that's where people
can understand what you just mentioned here. If you have
an IRA, that's what my dad's talking about. You have
a business with Uncle Sam, and guess what, every year
or every couple years, they can dictate how much of
that business is theirs and how much they want. So
think about that. What if you have a million dollar IRA,
(29:38):
That million dollars is not yours. So right now, if
you liquidated, guess what, thirty seven percent of it goes
to Uncle Sam. But what in the future, what if
it's forty five percent, What if it's fifty five percent,
what if it's sixty percent? And many people are saying, well,
they can't go that high, Well yeah I can. Really,
it's called legislative risk, they can change the rules. Do
you think they know who has the money out there?
(30:01):
They do. If you have an IRA, they know you
got the money. Guess what they're gonna go after to
some point. So how do you how do you defuse
this big tax time bomb? You have an IRA full
one K. It's a tax time bomb. So how do
you diffuse it? We can help. That's why there's strategies.
That's where there are ways to get the money out
of a taxable environment to do a tax free How
(30:21):
do you do it? We can help you. Pick up
the phone, schedule time to meet with us. Eight three
three Maggie Tax. If you have an IRA, stop what
you're doing. Write this number down eight three to three
Magie Tax. Coming to meet with us. Let's have a
conversation income planning, tax planning. Defuse the tax time bomb
that you have done and save for for so many years.
(30:44):
Eight three three Magie Tax. Visit our website at Maggie
tax dot com and on the top right hand corner
the retirement calculator. In thirty seconds you can see how
much tax you have to pay and how much a
partner Uncle Sam is with your IRA. Three three Magi
Tax schedule time meeting with us A three three Maggie Tex.
Speaker 1 (31:05):
Stop planning for Uncle Sam's retirement and start planning for
your retirement. As we return to the Maggie Tax and
Financial Hour with your host, father and son Robert and
Chris Maggie. For additional information on how you can create
a tax free retirement, visit Maggie Tax dot com. That's
ma Ggi tax dot com or call eight one three
(31:27):
three two two twenty five twenty. That's eight one three
three two two twenty five twenty. Now your host for
the Maggie Tax and Financial Hour, Father and son from
Maggie Tax Advisory and Financial Group, Robert and Chris Maggie.
Speaker 2 (31:43):
Welcome back, and you're listening to the Maggie Tax and
Financial Show. And today we've been talking about financial literacy
and the books that we wrote because we want to
offer them to all of you. You just have to
call my office, but you have to make an appointment
to come in so we can go over these with you.
The first book we talked about was Stop Funding Uncle
Sam's Retirement. That was my first book we wrote. We
have the Maggie Plan that basically talks about everything that
(32:05):
we do and then we have two other books, one
Holistic Retirement. When you go to my website Maggie Tax
dot com, right on the front it's talk about holistic retirement.
What is an holistic retirement? It encompasses everything. There's a
light bulb there and Chris and I talk about an
Aha moment. Folks. These are what you need to do
and take a look at things like this. Okay, the
(32:27):
other two books I may not have time to talk
about today, but the No Compromise Retirement Plan and also
the new Rules of Retirement Planning. Why is it supporting?
Because we co wrote this with an actuary and someone
that is actually in Washington, that was in the White House,
that was at Capitol Hill. Because these are rules that
you need to follow. I'll be glad to get these
(32:47):
books to you. Make an apployment eight three to three,
Maggie Tax, comm in and meet with Chris and I
and we'll go over this with you. There's no cost,
there's no obligation, but you want to know something. It's
going to save you a lot of money. Eight three
to three, Maggie.
Speaker 3 (33:00):
Not only about a lot of money, it's about time.
It's about peace of mind. It's about the worry. I mean,
we all don't want to worry, right, I mean, how
many people worry about income planning in the market and
the ups and downs and oh, my gosh, is where
am I going to pass my assets to? Or how's
that going to work? You know, think about this. Are
you over exposed to risk? You know, do you understand
(33:23):
what tax diversification is? You know what's your appetite for risk?
And you know, doing your own retirement plan is like
doing your own root canal. It's too painful, my gosh.
That's why you're listening today. You know, pick up the phone,
schedule time to meet with us. We do holistic planning.
We do income planning, investment planning, legacy planning, social security
(33:45):
maximization planning. You don't think about this. If you're sixty
five years old and you have a heart condition, do
you go to your primary doctor or do you go
to a specialist? You know what the answer is, you
go to a specialist. That's what we do. We're a
specialist in the distribution phase of your retire We're a
specialist in income planning. We're a specialist in investment planning.
We can show you buckets of money, how to have
(34:06):
safe money, how to have money from long term growth.
We're a specialist in legacy planning, making sure that your
assets transfer on the most tax efficient way. So pick
up the phone, schedule time to meet with us. My
dad's talking about these books. My gosh, we do that
why to educate you. We do this because we want
to make sure that you understand what options are available.
(34:27):
Because once you do, you could say that's what I want,
that's what I want, and that's what I don't want.
Because now you're in a better situation to be part
of your own future and your own retirement. Moving forward
eight three to three, Maggie tax And we talk about
the books because it's about education.
Speaker 2 (34:44):
But we're so confident this book is going to change
the way you think because you have to learn new strategies.
We're confident it's going to change the way you approach
the future. We talk about solutions, and we're confident it's
going to change the way you make decisions because most
some people stick to the decision. Well, you know, I've
been there so long, I'll leave it there. I'm afraid
(35:06):
to change. That's not true. And we're confident because We've
been seeing it happen to our clients, to our friends.
In fact, it's happening to savers across the country right now,
and we believe it will happen to you too, and
you just have to take the initiative eight three to
three Maggie. Tax. Look, we live in a world where
rapid innovation has become the norm. Things are changing fast.
(35:26):
We talked about legislature risk. It's changing every day and
many of you don't even know what's going to be
income risk, tax risk. Here's one thing we talk about.
Ask yourself this question. Do you have a complete plan
or an incomplete plan? And Chris, we talk about that
all the time because when we ask them that question,
the look in their eyes are like, I have no
(35:48):
idea what you're talking about.
Speaker 3 (35:49):
That's just it. What's your solution? What's your solution to
income planning and tax planning and investment planning? If you
don't have one, that's okay, You're in the right spot.
Pick up the phone, schedule a time to meet with us.
Let's get together. Because a lot of plans we see
it out there are not complete at all. You know,
their advisor has these investment accounts and they're up and
down and yeah they've gained. But guess what, there's no
(36:11):
second half of the game plan for this because it's
going to be it's gonna be eat away of taxes.
People don't talk about the second half of the game.
You know, it's very simple to accumulate money. You can
do it yourself. You can do it yourself, you can
hire a computer to do it. But what about the
distribution phase? That is when you don't want to lose
it all? So pick up the phone, schedule time to
(36:32):
meet with us. Eight three three, Maggie tax get a
complete plan. If your plan is incomplete, let's fine tune
these little spots for you to make sure that you
moving forward, have a plan, an income plant, a tax plan,
investment plan, a legacy plan. My gosh, that's a complete plan.
Speaker 2 (36:48):
You know what's funny. A lot of people always asking
I've been in this business thirty years? Can you give
me a brochure? Can you mail it to me? Absolutely not?
This is all your money. What do you want? You
want this?
Speaker 3 (36:58):
You want a cookie cutter plan? Oh, you want your plan?
Speaker 2 (37:01):
Right?
Speaker 3 (37:01):
This is your money. Why do you want John Smith's
plan or Betty Jones's plan. You don't want that. You
want your plan, So pick up the phone, schedule time
to meet with us.
Speaker 2 (37:12):
And here's the thing. Some clients say, I want to research.
I'm okay with that. I want to go check the internet,
okay with that. The reason why is because you can
google anything that you want and in two seconds you
got it right in front of you. But if you
don't meet with someone who understands it, okay, Google doesn't
explain it to you, Chris, Internet doesn't explain it to you.
You have to meet with someone that's live, that has
(37:33):
a pulse and has a birth date. Because then with
face to face, not on the you know, this is
the other thing people do business over the phone. I
get it. But if you don't know what you're doing,
how you going to get back to them? That's upsetting
Chris's that's the responsibility the agent has to you, teaching
every one of you. And in this area, we've been
doing this for thirty years.
Speaker 3 (37:50):
And that's why it's so important to get together. Let's meet,
Let's have a conversation. You know, come into the office.
We have office on both sides of the bay. Maggie
tax dot Com that's MH G I T A X
dot com. Check out our locations, you know, give us
a call. Let's have a conversation. Tax planning, income planning,
investment planning, legacy planning. You know why, because you deserve it.
(38:11):
You don't have to have millions of dollars. It doesn't
matter what you have. What matters is you want to
make it better. And if you do, then pick up
the phone. Let's get together. We'd love to meet with you.
And when you come in, if our philosophies are in
aligned with you and yours are in line with us,
let's work together. If they're not, that's that's okay as well.
You know, adult to adult, let's have a conversation. That's
(38:32):
what it's about. Eight three three, Maggie Tax. Pick up
the phone, schedule time to meet with us. We thank
you so much for listening to our show today. Eight
three three Maggie Tax.
Speaker 1 (38:40):
You've been listening to the Maggie Tax on Financial Hour
discussing tax planning investment strategies, presented by Robert and Chris
Maggie from Maggie Tax Advisory and Financial Services with offices
in Hillsboro and Panelas County visit Maggie tax dot com
or call eight one three three two two twenty five twenty.
That's eight two one three three two two twenty five
(39:02):
twenty and tune in next Saturday at five for the
Maggie Tax and Financial Hour
All these years you've saved up planning for a secure retirement,
but if you're not careful, it will be the irs
that's living it up when you retire by taxing your
hard earned money. Welcome to the Maggie Tax and Financial
Hour with Robert and Chris Maggie of Maggie Tax Advisory
and Financial Group. With over thirty years of combined experience
and tax savings, income planning, and investment opportunities, Robert and
(00:22):
Chris share advice and tax planning strategies designed to protect
your retirement nest egg from Uncle Sam. Your questions and
comments are welcome during today's program by calling eight one
three three two two twenty five twenty. That's eight one
three three two two twenty five twenty or visit Maggie
Tax dot Com. That's Maggi tax dot com and now
(00:46):
your host for the Maggie Tax Financial Hour on nine
seventy WFLA. Robert and Chris Maggie.
Speaker 2 (00:52):
Welcome everyone, and thanks for joining us today. My name
is Robert Maggie and I'm here with Chris Maggie and
thanks for joining us today on the Maggie taxin Financial Show.
Be sure to visit our website Maggie Tax dot com
and don't forget Every Sunday at ten thirty on ABC TV,
tune into the Maggie Tax and Financial Show. So, Chris,
we have a lot we want to talk about. Taxes,
we want to talk about are what we do with
the Maggie Plan. So let's get started and see what
(01:15):
we got today.
Speaker 3 (01:15):
Welcome everyone, and thank you so much for tuning into
our show. And how many of you out there are
just afraid to ask for help? You know, we're all
human and we get to that point sometimes in our
life that we are afraid to ask for help. But
maybe you are afraid to ask. It might seem stupid
to ask those questions, but really, what's on your mind?
Many people out there are worried about their retirement. They
worried about the market volatility, the word about running out
(01:38):
of money, the word about well when what do I
do with Medicare and social security planning? But you know,
maybe you didn't want to impose on people because you
were afraid to ask for help. And my dad and
I are like that, you know, my brother is like that.
You know, maybe you're that way. We're just human, as
I mentioned before, But sometimes it takes many years until
you reach a point that you are in so much
trouble that you must ask for help. And many people
(02:01):
out there are going through retirement and they really just
don't see the positive focus on what their retirement's going
to look like because they have those fears and then
they're uncertain. And you don't have to be that way
if you do the proper planning, you know, and.
Speaker 2 (02:15):
There's absolutely nothing wrong with that, because you're human and
we see people every day that need our help, but
we're afraid to ask. Many of you listening right now
need our help. And you have to ask a question.
What's on your mind? You know, what's the elephant in
the room. Are you worried that in twenty twenty five,
the Trump tax cuts are going to expire. We talk
about that every week on our show, and it's starting
(02:35):
to resonate with people because it's going to happen. Are
you afraid to ask for help or will you just
wait until you get hit with a huge tax time bomb?
And Chris, with that said, we had many people coming
in and they're starting to realize that in another in
twenty twenty five, what's going to happen? To the taxes
it's going to go up. So you know, we have
the retirement tax calculated to help all of them, and
(02:56):
in thirty seconds we can show you what your tax
bill will be in retirement. Just ask for help. It's
that simple.
Speaker 3 (03:03):
And here's an example that we're talking about. Sometimes you
get in so much trouble you will have to ask
for help, and it's never too late. And that's why
I pick up the phone, schedule time to meet with
us eight three to three Maggie Tax. And our website,
Maggie tax dot com is so much information right there
at your fingertips and we can help you. If you're
looking for income planning, we can help. If you look
at a tax planning, we can help. We had a
(03:24):
client that came in last week talked about roth conversions
and if they should convert their iras to roths. They said, well,
I hear a lot about it. Is that good for me?
And I explained to them that in their particular situation,
it wasn't the right move. But I had a client
that came in later on that day and guess what
it fit them to the t It was a perfect opportunity,
and I showed them ways to create a tax deduction
(03:46):
so they can offset some money coming out of the
IRA and pay the least amount of tax as possible.
So you know, these people are asking for help, they
need it, and we can help. Pick up the phone,
schedule time to meet with us. Eight three three, Maggie, tax.
Speaker 2 (03:58):
A simple way. We have some on a state, social
security and tax planning. And every time we do these seminars,
people say, well, no, I know about that. But when
we start the seminar we start talking about wills and
trusts and we talk about social security and tax planning,
it starts to resonate what people say, now, I need help.
So we also talk about bucket planning and so much more.
(04:19):
And bucket planning, Chris is a big thing right now
because of what we do with clients. You mentioned it before,
had to position their money for income planning, for tax
planning and growth because so many people and I know
the other day we had a client come in. They're
so used to the old way that they have to
keep their accounts there and that's not true. The complaint
that she had is that, well, there's no tax planning
(04:39):
and there's no income planning, and what do I do
and what do you do is sit down and do
some bucket planning.
Speaker 3 (04:45):
Well, thiss, it's exactly it. I mean, every account that
you have with us has a purpose, whether it's for safety,
whether it's for growth, whether it's the combat inflation in
the future, whether it's a paycheck that you need, or
whether it's a play check. Playcheck is just extra income
coming in the front door that you can play with.
You can spend the heck out of it and do
it all over the next thirty days, so for the
forever in your life. So these are income streams that
(05:08):
can come in and that's why we do bucket planning.
Why not spend down one of those buckets, but the
other bucket goes right back up to where you started.
So really you're living off of interest. How cool is that?
So pick up the phone, schedule time to meet with us.
If you're looking for an investment plan, we can help.
If you're looking for an income plan, we can help.
If you're looking for a tax plan, we can help.
(05:29):
If you can want to put all those three together,
so you have income in the most tax efficient way,
and you have accounts that are growing with safety and growth.
If that's what you want, we can help, So pick
up that phone, give us a call eight three three
Magi Tax.
Speaker 2 (05:41):
Well we make it sound so simple, but the bottom
line is all you have to do is just ask.
So why are we making such a big deal of
asking for help? Because eventually all of us have to
make changes and ask for help. Something's going to happen
where you definitely need to make help. We take an
holistic approach, So what does that mean? We're a complete advisor?
And what the heck does that mean? We are a fiduciary?
(06:04):
So what does that mean? And why are we making
a big deal of this today? Why? Because if you
do not ask for help, then you have nothing to
complain about. And why are you listening to the Maggie
Tax and Financial Show. I hope you're looking to get
something out of it. Why because you need help, You
need professional help and we can help. Just ask eight
three to three Magie Tax, and ask now before taxes
(06:26):
go up, and ask now before your benefits get cut.
These are the complaints that we're hearing. All of you
can probably share the same thing. Ask for help now
if you think you will not have enough to retire,
So ask now. Why we talk about bucket planning and
why we discuss safe options. Ask now for help, So
sit down with us, have a conversation. Eight three to
(06:47):
three magi tax. Because doing nothing.
Speaker 3 (06:49):
Is not a plan, absolutely, and you know doing something
can save you from worrying about these things that you
can't control. So pick up the phone, schedule a time
to meet with us. Eight three to three men, Maggie tax.
That's eight three to three Maggie tax.
Speaker 2 (07:03):
And we're hoping that you listen to our show because
you want a better plan than what you have now,
and you have to start thinking about that. Many people
are complaining about things and they want to hide behind
the door and wait for something to happen. Please don't
do that. We take education very seriously because the more
that you know, meaning know, the more you know now,
then you can make a better decision. And we want
(07:25):
you to be ahead of the game so you can
enjoy retirement and have control over what happens in your life.
How many of you would like that, Just give us
a call. It's real simple, eight three to three magi
tax and let's discuss the Maggie Plan. Simple and easy
to understand.
Speaker 3 (07:40):
And that's exactly what the Maggie plans about. It's income planning.
It's a tax plan. It's guaranteed income planning for life.
It's a as I mentioned, a tax plan, so you
can avoid the unnecessary higher taxes that are coming to
all of you. It's coming, it's coming. Do something now
so you could take advantage of the opportunities that will
be there for you. As opposed to saying, oh my gosh,
(08:01):
I'm part of everyone, or everyone lost money, or everyone's
paying more in tax, or everyone doesn't have income. No,
that's not the case. Do the planning now so you
can have a plan. You know, it's an insurance plan.
You know, it's a tax free retirement plan. That's what
the Maggie plans about. It's bucket planning. It's looking from
a complete angle. Think about looking through glasses from a
(08:23):
different lens. You know, you might be looking at retirement
right now. I got to get to a certain amount
and then I can retire. Well, that might not be
the case. There might be some other strategies that you
already have enough money. We had a client, two clients
last week that came in and the first thing when
we met with them, they said, I have to keep
working because I have to get to a certain number.
And we stopped and we looked at their social security,
(08:45):
we looked at their income. We asked them how much
they need per month, and guess what the amount of
money they had. They just didn't know what to do
with it. So we created bucket planning and we showed
them that you turn this bucket on, you let these grow.
This will give you the guaranteed income in the most
tax efficient way. And guess what, but they can retire
for life. And they sat back and they said, what
about inflation. Well, those are the other two buckets that
(09:06):
are growing. So when inflation does happen worse than it
is now, then you could turn on for guaranteed income
for more income. And they said, oh my gosh, we
never were shown this before. You know our advisor who
is currently looking at their accounts. All they do is
buy and sell and that's not what they're looking for.
They want a plan. They deserve a plan. You do too,
(09:26):
So pick up the phone, schedule time they need with
us eight three to three mag attacks. We have office
on both sides of the Bay Maggi Tax dot com
eight three to three Magi Tax and.
Speaker 2 (09:35):
Just remember it's an insurance plan where you can have
tax free income when you pass. It's an investment plan
where you work with a complete advisor who offers institutional
money managers. Chris, we talk about this all the time
with our clients, about transactional and institutional. And every time
you do a comparison, when you do the comparison of
their accounts, they don't realize what they do realize once
(09:56):
you get to tell them that they have transactional advisor
in that's all they're given. There's no other options to
make it better.
Speaker 3 (10:03):
Well, think about it. You know, maybe it's not your fault.
It's not your advisor's fault. Maybe they just with a
brokerage company or a company financial company that offers limited options.
And you know that's why we're independent. We're not tied
to anyone company. We have to do the best thing
for you, so we can go out there and get
whatever we need to help you. If if think about
life insurance for a minute, if if someone has diabetes,
(10:24):
we can go and get a policy that with a
company who understands diabetes or high blood pressure or whatever.
It is same thing with income. If there's a company
that has guaranteed income or higher interest rates. We can
go out and shop that to do the best thing
for you. So that's why it's so important to meet
with us. You know, at Maggie Tax Advisory we do
a lot of different things. We care about our clients.
We want you to have income in the most tax
(10:46):
efficient way. We want you to enjoy your retirement without
the worry of the volatility of the market. It's totally
up to you. Pick up the phone, schedule time to
meet with us a three to three Maggitas.
Speaker 1 (10:57):
Stop planning for Uncle Sam's retirement and start planning for
your retirement. As we return to the Maggie Tax and
Financial Hour with your host, father and son, Robert and
Chris Maggie. For additional information on how you can create
a tax free retirement, visit Maggie Tax dot com. That's
m a gg I tax dot com or call eight
(11:18):
one three three two two twenty five twenty. That's eight
one three three two two twenty five twenty now your
host for the Maggie Tax and Financial Hour, Father and
son from Maggie Tax Advisory and Financial Group, Robert and
Chris Maggie.
Speaker 3 (11:36):
Welcome back to the Maggie Tax and Financial show, and
thank you so much for tuning in. You know, we
love doing what we do. Why because you know, we
help people. We help people reduce their tax We help
people design an income plan for guaranteed income for the
rest of their life. We design investment plans. You know,
many people out there have form and K's investment plans.
They have no idea what kind of risk they're currently
(11:57):
taking with their accounts. Well, we can help many people
form and K's old ones. They don't know what to
do with it or even lum sum pension plans. What
do you do with it? Do you take it? Do
you roll it over? What do you do? What about
converting money from an infected area of taxes to tax
free and eliminate Uncle Sam. Those are the things we do.
(12:17):
Why because you need a plan and we know that.
That's why we are do complete planning. If you have
an estate planning issue, you need will or a trust
of have attorney. We can help as well. We have people,
we have staff, we have professionals there to help you.
We put together complete plans. That's what we call the
Maggie Plan. So schedule time to meeble, let's pick up
(12:38):
the phone schedule time eight three three Maggi Tax. Visit
our website at Maggie tax dot com.
Speaker 2 (12:43):
And there's a reason why we have our name Maggie
Tax and Financial Group because we specialize in taxes and
advanced taxes and financial planning. And you know, ask your CPA.
And this is an interesting story. We met with a
gentleman this week. And you know, we had a CPA
for years and you know, trust to him. And he
came in and he said, look, I want to get
a second opinion, which is fine and all of you
(13:05):
can get a second opinion. But when we showed him
what his CPA Chris should have showed him, he went
back to a CPA and a CPA said, well, that's
not good. Well do you mean it's not good? It's
not good because he didn't tell him.
Speaker 3 (13:17):
Well, that's just it. It's a great, great segue into
a great situation that a lot of people should be hearing.
He was with his CPA for twenty five years. I
had a great relationship business during the accumulation phase. You know,
when we analyzed his current situation, we noticed that there
was a lot of a shares mutual funds with a
shares front end loaded, so he paid a lot of
(13:39):
commissions years ago on these products that he had and hey,
the market did well, so his account's up. But at
the end of the day, he's seen a lot of volatility,
especially with what's happening now, and he's at the point
where him and his wife want the distribution phase. They
want to protect what they have gotten. So now he
goes back to his he gets the second opinion with us,
(14:01):
and we showed him we analyzed accounts and the fees
that he's paying and type of risk that he's currently
taking with his accounts, and he's basically saying, I want safety.
I want safety. But guess what, he has got about
ninety percent of his money and risk, So he's his
CPA currency B. He's not listening to him. They're not
listening to what he and his wife wants. So he
came to us and he wanted an income plan. You
(14:23):
want a tax plan. He wanted a way in an
investment plan to make sure that everything is in the
right order. So guess what, we put together a whole
plan for him. So he came back into a CPA
and he told him, Hey, I'm going to transfer my
money over. He done a great job, and his CPA
went nuts. And his CPA went nuts because he's a
transactional advisor. He's a transactional advisor, and he didn't want
(14:44):
to lose the business. But he wasn't listening to the client.
And that's where they said, you know what, I don't care.
I've been there for twenty five years. They thanked him
very much for all his work, but now it's time
to move on and move on to someone who specialized
in the distribution phase of their retirement. And that's what
we did. So here's what we did. We put together
(15:04):
buckets of safety. We put together buckets of long term growth.
We put buckets together where he has tax free money.
We showed him to get money out of an infected
area of taxes to tax free. We eliminate Uncle Sam
forever and ever and ever for some of his accounts.
So guess what he has the opportunity to have tax
free income, and guess what his money has is safe,
(15:25):
and guess what he has a plan that he didn't
have before. And to wrap it all up, all his
accounts that he had, there was no beneficiaries, there was
no estate plan. So his CPA for twenty five years
he thought was doing the right work. Didn't. So if
that's you pick up the phone, schedule time to meet
with us. Let's get together, you know.
Speaker 2 (15:45):
And another point, we had met a client this week.
He came in and he hears us on the radio
for years, and he wanted to talk about his FRS
because he's he works at USF and he said, I
hear you guys talk about FRS, that the retirement plan
and also so with the federal people, the fers. But
in addition, he said, the reason why I want to
work with you guys is because you're a fiduciary. He
(16:07):
understands what a fiduciary is. And what Chris just mentioned,
we just did the whole plan for him that the
CPA didn't do. So you everyone listening has the right
to go back and ask Kim or her why they
didn't show you what we did. And I have no
problem with it. Neither does Chris, because the egg on
their face is on them. And you know what, if
(16:28):
you just sit there and do nothing, that's not a plan.
And I will tell you as we are been talking
today about taxes. We understand taxes, We understand advanced tax planning.
So look, pick up the phone eight three to three,
Maggie Tax. Visit my website Maggie tax dot com. Go
to the top the retirement calculator, just for laughs and giggles.
Put anything in you want and when I get you're
(16:49):
going to get an email to show you and then
we can give you a call and go from there. Folks, Look,
we have a free consultation. And one more thing, Chris
let's mention. You are going to meet with both Chris
and I. And this is a big problem for a
lot of people out there where they have advisors that
had in the past, Chris, and they don't even get
a chance to see them. And that's not the way
it works.
Speaker 3 (17:07):
You know, and that's just it. You know, when you
come in to meet with us, we're going to meet
with you and we enjoy it. Why because there's so
much there to help you. And you know, when we
look at that situation that I just mentioned about that
the clients with twenty five years, with the current CPA
twenty five years, they should have had it real. They
should have had an estate plan, they should have had
an income plan, they should have had a tax free plan.
(17:28):
They should have had an investment plan. They should have
had all this done already for twenty five years in
a relationship. If you haven't gotten that done, then shame
on them. And you know what, that's why we get upset.
We get anomated about this because if your current advisor
is just selling you something and they're more transactional advisor,
you don't need to be with a transactional advisor. You
need to be with a complete advisor. And that's what
we do here at Maggie Tax Advisory in financial groups.
(17:50):
So pick up the phone, schedule a time to meet
with us. Visit our website at Maggie tax dot com.
You want income planning, we can help. You want investment planning,
we can help. You want to roll out your money
from an IRA to a rothira roth conversions? We can help.
Do you want a tax plan we can help. Do
you want to stay planning? We can help. Do you
want help with Medicare? If you are a federal employee
(18:11):
with your furs or your serves benefits, we can help.
So again, sol scaringy maximization, we can help. That's what
we do here Maggie Tax dot com. Pick up the
phone schedule of time to meet with us.
Speaker 2 (18:22):
So tax analysis, tax planning, that's what we do. Eight
three to three Magi Tax. It's a new concept. It's
available to everyone listening to the Magi Tax Show today.
Go to Maggie tax dot com. Check it out. Your
CPA tax per should be discussing lowering taxes, not just
preparing them. And Chris. The other thing is like every
year we show our clients from the tax return why
(18:45):
they're paying taxes and how they can reduce it. Many
of you want that, so give us a call eight
three three Magi Tax for be sure to watch our
show every Sunday ten thirty on ABCTV eight three three
Magi Tax. That's eight three to three Magie Tax.
Speaker 1 (19:00):
Stop planning for Uncle Sam's retirement and start planning for
your retirement. As we return to the Maggie Tax and
Financial Hour with your host father and son, Robert and
Chris Maggie. For additional information on how you can create
a tax free retirement, visit Maggie tax dot com. That's
Maggi tax dot com or call eight one three three
(19:23):
two two twenty five twenty that's eight one three three
two two twenty five twenty Now your host for the
Maggie Tax and Financial Hour. Father and son from Maggie
Tax Advisory in Financial Group, Robert and Chris Maggie.
Speaker 2 (19:39):
Welcome back to the Maggie Tax and Financial Show. I'm
here with my son Chris and I am the dad Bobby.
So give us a call eight three three Maggie Tax.
Be sure to visit our website Maggie Tax dot com
and click on the retirement calculator and see what your
retirement tax bill is going to be. Then pick up
the phone give us a call. So this is on you, folks.
We're trying to educate you because who should set an
(20:00):
appointment with Maggie Tax and we have something for everyone.
We address financial issues that pertain to the self employed
as well as employees of corporations and government agencies. We
work with federal employees. We work with many state employees
and federal employees. Why because they don't know their benefits. Okay,
federal employees don't even know they have a TSP, which
(20:21):
don't know what to do with it. They get a pension,
they don't even know that. So it's about education. So
when we run the report and if you're a federal
employee out there, give us a call and we'll show
you what's going what's going to happen. And our goal
is to teach you how to build wealth and align
your money with your values to accomplish your goals in life, Chris.
People don't talk about goals. People talk about just a
(20:42):
pile of money. That's what advisors do out there, and
they're not addressing from the ground up. That's a complete advisor.
Speaker 3 (20:49):
Well, you mentioned a keyword right in that sentence, is yours,
your values, your hy oh, you are your why because
this is your money, right, This is your goals, not
my goals, not your advisor's goals. Is your goals? What
are your goals? What do you want? Do you want
more income? Do you want to leave a legacy? Do
you want to do a tax free? Do you want
to pay less tax? Do you want to make fifteen percent,
(21:09):
twenty percent, thirty percent? Are you okay with ups and
downs of the market? What are your goals?
Speaker 2 (21:14):
Can I ask you a question?
Speaker 3 (21:15):
Sure?
Speaker 2 (21:16):
Can you define something for me? Go ahead? What's a
yo yo? Yo?
Speaker 3 (21:20):
Yo goes up and down? And that's what we talk about.
You're in a yoo economy. You're on your own So
guess what, you're on your own to develop your own plan.
But we can help you, and that's why we do
the show. That's why we're here. We enjoy what we do.
You know, we have offices on both sides of the
day to help you. You know, when you come in,
you goe to meet with us. Why because we want
(21:40):
to help you put together a plan, an income plan,
a tax plan, investment plan in a state plan. So
whether you plan to retire twenty years from now or
you maybe just have recently retired, the information that you
learn from us, we can deliver rewards throughout your lifetime
because now you'll have a plan, confidence, clarity. That's what
you want. You want to empower, empower yourself, and we
(22:02):
can help you. You know, you went to school to
what prepare for your career. Now it's time to prepare
for your retirement and we can help. So pick up
the phone, schedule time to meet with us. Eight three
three Maggie Tax.
Speaker 2 (22:14):
Well that was powerful. That's the truth. I mean, education
is about, you know, retirement, and you never should stop learning.
We have written quite a few books and when you
come in we'll show you what they are. But you know,
you've got to learn something new every day. So things
we do for our clients. What about life planning for
retirement Chris? And do they have life insurance? Are you
still using the old rules for retirement?
Speaker 3 (22:34):
No? And that's it. Do you have a complete planet?
Do you have an incomplete plan? But I want to
add here this is really important. You retire once. We
retire each and every day. Every day we retire because
we help people make that decision whether they should retire
and if they can retire. So we retire every day.
You retire once. Let us help you get to that level.
Speaker 2 (22:54):
You know. One thing, we get many clients that come
in and they say, I'm listening to you for years
and we watch your TV show every Sunday, two years,
three years ago. And I always asked them what took
you so long? And what took them so long? As
they weren't ready? Okay, they just weren't ready. So what
about early retirement trends? Do you have enough income to
live on now and in retirement? It's called income planning.
One question that we ask all of you, We ask
(23:16):
everyone that comes in. Think about it. You're working, you're
getting a paycheck. This is what Chris was talking about,
but when you retire, what's the income you need per month?
And how are we going to solve for that? And
one way that we solve for that is by bucket planning.
So next time you take a bucket to put water
in and mop the floor, put a few buckets down,
one for income, one for insurance, one for tax, and
(23:38):
one for investment. That's bucket planning.
Speaker 3 (23:41):
I'm sorry as your current advisor putting that together for you,
or they just have one statement that comes in and
this is what you have.
Speaker 2 (23:46):
That's the only bucket there is.
Speaker 3 (23:48):
That's not a bucket plan. That's a pile of money.
Speaker 1 (23:50):
I know.
Speaker 3 (23:51):
But you want to make sure your buckets. Why because
you deserve to. You deserve to combat inflation, you deserve
to have play checks. There's other things you can accomplish
if you want to.
Speaker 2 (23:59):
And that's what I'm talking about. So do you know
how long your money is going to last? Because today,
with inflation and all the things that are going on,
you need to know. So pick up the phone eight
three to three, Maggie. Tax. There's no cost, there's no obligation.
You are going to meet with both Chris and I
and We're going to sit down and ask you questions
and find out what your goals are. Be sure to
visit our website Maggie Tax dot com. I can't emphasize
(24:20):
this enough. Go to the retirement tax bill on the
top right, fill in the information, and in thirty seconds
we can tell you what your retirement tax bill is.
And then we can sit down and do some tax planning.
Because what about inflation, what about higher prices in purchasing power?
What are your retirement expectations? How much will you need
to retire? The question is can you retire today? And
(24:40):
that's what we teach and get the Maggie Plan and
get a complete plan and go back to one thing
I said, can you retire today? Chris? How many people
come in, even like federal employees, and they want to
retire today. But back in two thousand and two, two
thousand and eight, they thought they could retire. Even when
COVID hit, they thought they could retire. But guess what,
they took a beat and now they got to keep working.
(25:02):
Oh that's just it.
Speaker 3 (25:03):
You're totally It's a big decision, and it is bad
if you don't have a plan. And when people come
in and meet with us, they ask us, can I retire?
We start talking about their income, because when you stop working,
gets what stops the paychecks. But it doesn't have to
happen if you have been set up the right way.
What if you already have your own family pension already
(25:24):
set up for you that all you do is turn
it on, turn on for guaranteed income. So when you
wake up on the first of the month and you
go outside and grab that check out of your mailbox
and you have your Pajamazon, you can come back in
and spend the heck out of it for next thirty
days and do it all over again. What a great feeling, right, Well,
that's exactly what we're talking about. So can you retire?
Maybe you can, maybe you can't. Do you want to
retire the way you want to? Or do you have
(25:45):
to retire because they make it that way for you?
What do you want? So pick up the phone, schedule
time to meet with us. Get a complete plan. It's
called the Maggie plan. What's the Maggie plan. It's income planning,
it's tax planning, it's investment planning, it's a state planning.
It's called getting a complete plan. That's what we do.
So eight three to three Maggie tax.
Speaker 2 (26:04):
And don't wait for something to hit you first before
you do something about it. You know, they say, well,
I dodged a bullet. No, we don't want you to
dodge a bullet. We want you to get out of
the way of that bullet. And that's how we're going
to help you. Because have you considered the retirement roadblocks?
You know social Security. The other day I had a
client call me and they got something from Social Security
and their Part B premium went up because of the
ERM attacks. They had no idea what the arm attax was.
(26:27):
So we had to prove it to them that they
go back two years and look at your income because
he made more money and it increased the Part B.
These are stealth taxes. This is legislative risk that we're
talking about. There are many retirement planning mistakes that people made.
What about financial and cash flow statements? I ask people
all the time, Chris and I do have a budget.
Some people don't even know what a budget is. We
(26:48):
did a segment on the TV a couple of weeks
ago and we did budget planning. I got more calls
that Monday said we need some help. How can we
do a budget? Because Chris, he was credit card debt,
just know how to put his money, where to place
it to pay the bills. But he said I need
help and that's what he did.
Speaker 3 (27:05):
Well, that's just it education. We talk about this financial education.
You know, it was really a great feeling last week.
I had to go in and teach my kids or
my son's kids at school about financial education. And when
you had to teach second graders about education, it sits
there and makes you make things easy. Right, You have
(27:26):
to make it easy and that's what we do for
our clients as well, because things are changing. My dad
talks about the language, the financial language changes. You have
to understand what is going on and what you can
and can't do. So when we talk about education, you
need to be educated. You know, when's the last class
you had on how to put together a retirement plan.
(27:47):
When's the last class you had on taking your investments
and creating guaranteed income. When's the last class you had
on how to combat inflation? We don't have these classes.
They're not taught. That's the disappointing thing. But a Maggie
Tax Advisory and Financial Group we're here. We're here to
help you and that's what we do. So in the
Tampa Bay area, there's three offices that you can you
(28:07):
can come and see us. Let's schedule time to meet
with us. We have our show every Sunday on ABCTV
at ten am. We have the radio shows that you're
listening to today. Come on in, let's have a conversation.
Let's get together. You deserve it a three to three
Maggie tax.
Speaker 2 (28:22):
And don't forget. There's many questions that we just got
a question from the chatbox. What is a qualified account?
People don't understand they have a qualified account. It's an IRA,
it's a four oh one K, it's a four oh
three B. Folks, you haven't paid taxes on it. The
government said to us years ago, put some money away
on a tax deferred basis. We'll give you a tax deduction,
low year tax that year, and then later on when
(28:45):
you start taking the money out, like we're talking about
it's seventy two, Well you got to pay a tax.
So think about it this way. We own a company together, right,
But I'm telling you that I want twenty percent and
you say, okay, that's fine, But next year I say,
you know what I want, thirty percent, and you tell
me you've got to be kidding me. I can't give
you thirty percent. But here's my answer to you. You
(29:06):
have to because that's what I have to get. That's
the retirement plan. What I mean is that they're going
to raise taxes on everybody and you're going to have
to pay it. There's no bottom line you except that
you can't argue with them.
Speaker 3 (29:16):
Well, you're talking about the IRA, and that's where people
can understand what you just mentioned here. If you have
an IRA, that's what my dad's talking about. You have
a business with Uncle Sam, and guess what, every year
or every couple years, they can dictate how much of
that business is theirs and how much they want. So
think about that. What if you have a million dollar IRA,
(29:38):
That million dollars is not yours. So right now, if
you liquidated, guess what, thirty seven percent of it goes
to Uncle Sam. But what in the future, what if
it's forty five percent, What if it's fifty five percent,
what if it's sixty percent? And many people are saying, well,
they can't go that high, Well yeah I can. Really,
it's called legislative risk, they can change the rules. Do
you think they know who has the money out there?
(30:01):
They do. If you have an IRA, they know you
got the money. Guess what they're gonna go after to
some point. So how do you how do you defuse
this big tax time bomb? You have an IRA full
one K. It's a tax time bomb. So how do
you diffuse it? We can help. That's why there's strategies.
That's where there are ways to get the money out
of a taxable environment to do a tax free How
(30:21):
do you do it? We can help you. Pick up
the phone, schedule time to meet with us. Eight three
three Maggie Tax. If you have an IRA, stop what
you're doing. Write this number down eight three to three
Magie Tax. Coming to meet with us. Let's have a
conversation income planning, tax planning. Defuse the tax time bomb
that you have done and save for for so many years.
(30:44):
Eight three three Magie Tax. Visit our website at Maggie
tax dot com and on the top right hand corner
the retirement calculator. In thirty seconds you can see how
much tax you have to pay and how much a
partner Uncle Sam is with your IRA. Three three Magi
Tax schedule time meeting with us A three three Maggie Tex.
Speaker 1 (31:05):
Stop planning for Uncle Sam's retirement and start planning for
your retirement. As we return to the Maggie Tax and
Financial Hour with your host, father and son Robert and
Chris Maggie. For additional information on how you can create
a tax free retirement, visit Maggie Tax dot com. That's
ma Ggi tax dot com or call eight one three
(31:27):
three two two twenty five twenty. That's eight one three
three two two twenty five twenty. Now your host for
the Maggie Tax and Financial Hour, Father and son from
Maggie Tax Advisory and Financial Group, Robert and Chris Maggie.
Speaker 2 (31:43):
Welcome back, and you're listening to the Maggie Tax and
Financial Show. And today we've been talking about financial literacy
and the books that we wrote because we want to
offer them to all of you. You just have to
call my office, but you have to make an appointment
to come in so we can go over these with you.
The first book we talked about was Stop Funding Uncle
Sam's Retirement. That was my first book we wrote. We
have the Maggie Plan that basically talks about everything that
(32:05):
we do and then we have two other books, one
Holistic Retirement. When you go to my website Maggie Tax
dot com, right on the front it's talk about holistic retirement.
What is an holistic retirement? It encompasses everything. There's a
light bulb there and Chris and I talk about an
Aha moment. Folks. These are what you need to do
and take a look at things like this. Okay, the
(32:27):
other two books I may not have time to talk
about today, but the No Compromise Retirement Plan and also
the new Rules of Retirement Planning. Why is it supporting?
Because we co wrote this with an actuary and someone
that is actually in Washington, that was in the White House,
that was at Capitol Hill. Because these are rules that
you need to follow. I'll be glad to get these
(32:47):
books to you. Make an apployment eight three to three,
Maggie Tax, comm in and meet with Chris and I
and we'll go over this with you. There's no cost,
there's no obligation, but you want to know something. It's
going to save you a lot of money. Eight three
to three, Maggie.
Speaker 3 (33:00):
Not only about a lot of money, it's about time.
It's about peace of mind. It's about the worry. I mean,
we all don't want to worry, right, I mean, how
many people worry about income planning in the market and
the ups and downs and oh, my gosh, is where
am I going to pass my assets to? Or how's
that going to work? You know, think about this. Are
you over exposed to risk? You know, do you understand
(33:23):
what tax diversification is? You know what's your appetite for risk?
And you know, doing your own retirement plan is like
doing your own root canal. It's too painful, my gosh.
That's why you're listening today. You know, pick up the phone,
schedule time to meet with us. We do holistic planning.
We do income planning, investment planning, legacy planning, social security
(33:45):
maximization planning. You don't think about this. If you're sixty
five years old and you have a heart condition, do
you go to your primary doctor or do you go
to a specialist? You know what the answer is, you
go to a specialist. That's what we do. We're a
specialist in the distribution phase of your retire We're a
specialist in income planning. We're a specialist in investment planning.
We can show you buckets of money, how to have
(34:06):
safe money, how to have money from long term growth.
We're a specialist in legacy planning, making sure that your
assets transfer on the most tax efficient way. So pick
up the phone, schedule time to meet with us. My
dad's talking about these books. My gosh, we do that
why to educate you. We do this because we want
to make sure that you understand what options are available.
(34:27):
Because once you do, you could say that's what I want,
that's what I want, and that's what I don't want.
Because now you're in a better situation to be part
of your own future and your own retirement. Moving forward
eight three to three, Maggie tax And we talk about
the books because it's about education.
Speaker 2 (34:44):
But we're so confident this book is going to change
the way you think because you have to learn new strategies.
We're confident it's going to change the way you approach
the future. We talk about solutions, and we're confident it's
going to change the way you make decisions because most
some people stick to the decision. Well, you know, I've
been there so long, I'll leave it there. I'm afraid
(35:06):
to change. That's not true. And we're confident because We've
been seeing it happen to our clients, to our friends.
In fact, it's happening to savers across the country right now,
and we believe it will happen to you too, and
you just have to take the initiative eight three to
three Maggie. Tax. Look, we live in a world where
rapid innovation has become the norm. Things are changing fast.
(35:26):
We talked about legislature risk. It's changing every day and
many of you don't even know what's going to be
income risk, tax risk. Here's one thing we talk about.
Ask yourself this question. Do you have a complete plan
or an incomplete plan? And Chris, we talk about that
all the time because when we ask them that question,
the look in their eyes are like, I have no
(35:48):
idea what you're talking about.
Speaker 3 (35:49):
That's just it. What's your solution? What's your solution to
income planning and tax planning and investment planning? If you
don't have one, that's okay, You're in the right spot.
Pick up the phone, schedule a time to meet with us.
Let's get together. Because a lot of plans we see
it out there are not complete at all. You know,
their advisor has these investment accounts and they're up and
down and yeah they've gained. But guess what, there's no
(36:11):
second half of the game plan for this because it's
going to be it's gonna be eat away of taxes.
People don't talk about the second half of the game.
You know, it's very simple to accumulate money. You can
do it yourself. You can do it yourself, you can
hire a computer to do it. But what about the
distribution phase? That is when you don't want to lose
it all? So pick up the phone, schedule time to
(36:32):
meet with us. Eight three three, Maggie tax get a
complete plan. If your plan is incomplete, let's fine tune
these little spots for you to make sure that you
moving forward, have a plan, an income plant, a tax plan,
investment plan, a legacy plan. My gosh, that's a complete plan.
Speaker 2 (36:48):
You know what's funny. A lot of people always asking
I've been in this business thirty years? Can you give
me a brochure? Can you mail it to me? Absolutely not?
This is all your money. What do you want? You
want this?
Speaker 3 (36:58):
You want a cookie cutter plan? Oh, you want your plan?
Speaker 2 (37:01):
Right?
Speaker 3 (37:01):
This is your money. Why do you want John Smith's
plan or Betty Jones's plan. You don't want that. You
want your plan, So pick up the phone, schedule time
to meet with us.
Speaker 2 (37:12):
And here's the thing. Some clients say, I want to research.
I'm okay with that. I want to go check the internet,
okay with that. The reason why is because you can
google anything that you want and in two seconds you
got it right in front of you. But if you
don't meet with someone who understands it, okay, Google doesn't
explain it to you, Chris, Internet doesn't explain it to you.
You have to meet with someone that's live, that has
(37:33):
a pulse and has a birth date. Because then with
face to face, not on the you know, this is
the other thing people do business over the phone. I
get it. But if you don't know what you're doing,
how you going to get back to them? That's upsetting
Chris's that's the responsibility the agent has to you, teaching
every one of you. And in this area, we've been
doing this for thirty years.
Speaker 3 (37:50):
And that's why it's so important to get together. Let's meet,
Let's have a conversation. You know, come into the office.
We have office on both sides of the bay. Maggie
tax dot Com that's MH G I T A X
dot com. Check out our locations, you know, give us
a call. Let's have a conversation. Tax planning, income planning,
investment planning, legacy planning. You know why, because you deserve it.
(38:11):
You don't have to have millions of dollars. It doesn't
matter what you have. What matters is you want to
make it better. And if you do, then pick up
the phone. Let's get together. We'd love to meet with you.
And when you come in, if our philosophies are in
aligned with you and yours are in line with us,
let's work together. If they're not, that's that's okay as well.
You know, adult to adult, let's have a conversation. That's
(38:32):
what it's about. Eight three three, Maggie Tax. Pick up
the phone, schedule time to meet with us. We thank
you so much for listening to our show today. Eight
three three Maggie Tax.
Speaker 1 (38:40):
You've been listening to the Maggie Tax on Financial Hour
discussing tax planning investment strategies, presented by Robert and Chris
Maggie from Maggie Tax Advisory and Financial Services with offices
in Hillsboro and Panelas County visit Maggie tax dot com
or call eight one three three two two twenty five twenty.
That's eight two one three three two two twenty five
(39:02):
twenty and tune in next Saturday at five for the
Maggie Tax and Financial Hour
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