Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
The phone number, as always here is eight hundred five
two zero one five three four. Eight hundred five two
zero one five three four. And since we are and
you've heard this before once or twice, since we are
at the top of the hour, starting an hour, in
this case, starting the show, it's always the best time
(00:21):
to call. And you'll I've never seen the lines all
busy at certainly starting the show at the top of
the hour. So the number is eight hundred five two
zero one five three four. You'll talk to our screener, Ritchie,
and he then will ask you some questions, as in
(00:43):
do you have an.
Speaker 2 (00:44):
IQ of more than sixty?
Speaker 1 (00:45):
Which helps? And then we have rules. Obviously, is the
more unintelligible you are, the quicker you're up. If you
are special needs, have no hands, have no legs, unable
to even dial the phone.
Speaker 2 (00:57):
Way up there at the top.
Speaker 1 (00:59):
If you are are from I don't know, some unidentified
country that no one has any possible idea even exists,
that's always good. So of course any gender reassignment person
is always good too. Number eight hundred five to zero
one five three four, eight hundred five to zero one
(01:22):
five three four. This is handle on the law marginal
legal advice where I tell you you have absolutely no case.
All right, let's go back to June twenty twenty three.
Boy was that a case? And there was, And I
didn't know until that time. There was an experimental submersible,
(01:45):
well as a submarine, a craft, a submersible craft owned
by a company called ocean Gate, and it was one
of those where people could pay to go in and
go under the water. Now I've done that before, and
there are several different ways of doing that. You go
to Hawaii, or you go to any of the Mediterranean countries,
(02:08):
go with the Caribbean for example, and you actually get
into a submarine and you go about thirty feet down
and it's a real submarine, and you have the big
portholes and you're actually under the water, and you are
told in the event that loses power and can't move up,
its seventy two hours of air and just all kinds
of stuff, so.
Speaker 2 (02:28):
It's pretty safe.
Speaker 1 (02:30):
And then there are rather specialized submersibles that you get
in you can go down eight nine hundred feet. Hawaii
has one of those. Now we're talking about a serious submersible.
Speaker 2 (02:42):
You are two three people in it.
Speaker 1 (02:43):
You're in a bubble kind of device or part of
it is a bubble, and you're going down pretty deep,
and that is a lot more money, and that is
in my opinion, even riskier. So now comes the titan
This is a submersible that was created, built and operated
(03:05):
by Ocean Gate and it went down to the Titanic.
The Titanic is ten thousand feet.
Speaker 2 (03:15):
Below the surface.
Speaker 1 (03:17):
I mean that takes a very very serious device to
go down there. Aboard the Titanic is someone or a
board was someone by the name of Paul Henri Naugolei.
Speaker 2 (03:32):
He was five people aboard.
Speaker 1 (03:34):
The titan that in June of twenty twenty three lost
contact with the surface ship. And I remember for hours,
for days, we're following the news and no communication, and
the general consensus is that everybody had been well, had
been killed, and not just killed, but an implosion because
(04:00):
pressure was lost and the pressure around the submersible is
so great at depth that it instantly implodes and crushes
everybody almost instantaneously. Okay, so without being mined, they're dead.
Never found the sub but it's down there someplace. Nagolo
had participated in thirty seven dives to the Titanic, site
(04:20):
the most of anybody in the world, and he knew
more about the Titanic than virtually anybody in the world.
Speaker 2 (04:25):
And here's what the lawsuit says.
Speaker 1 (04:28):
Because this family assuming, of course oceangate that Titan dropped
weights about ninety minutes into the dive, meaning that the
team had aborted or attempting to aboord weights go down.
Titan shoots up to the surface because it is now
effectively a bouncing ball to tennis ball underneath the water,
and it just bounces straight up, nothing, nothing, and turned
(04:53):
out that it had in fact imploded. Here comes the lawsuit.
The family of Paul Henri Nrgoulau sues and says, well,
the exact cause of failure may never be determined. Experts
agree that the Titan's crew would have realized exactly what
was happening. Common sense dictates the crew was well aware
(05:16):
they were going to die before dying. So the lawsuit
not only is the death of Nargolei in Titan at
the time of this incident, but also that he knew
he was dying, He knew that death was approaching. And
there's the emotional distress that they're talking about. I mean,
(05:37):
if you're killed instantly. Okay, you're killed instantly. No emotional distress.
If you're going down in a sab and it's creaking
and croaking and you're hearing rivets pop, and you know
your moments or just minutes from death as you go
deeper and deeper into the ocean, that's a different animal.
So here's what the crew said, or here's what the
(05:59):
lawsuit said. The crew may well have heard, may well
have heard the carbon fiber's crackling noise grow more intense
as the weight of the water pressed on the titan's hull.
The crew loss communications, perhaps power as well, and by
record experts reckoning, they would have continued to descend in
full knowledge of the irreversible failures, experiencing terror and mental
(06:24):
anguish prior to the Titan ultimately imploding. So here's what's
wrong with those lawsuits. Might have known, maybe have known,
right could have happened, Really didn't know. Common sense tells
us it happened. Again, we don't know, And that's hard
(06:47):
in front of a jury because, as the defense says,
you can't say it did if you don't know. You
can't say it happened if it maybe merely have happened.
That's not the way it goes. Remember, we have the
preponderance of the evidence. This is a civil lawsuit, so
it's not a reasonable doubt. It is preponderance of the evidence.
(07:08):
Fifty plus one is the level needed to deem someone
liable or not.
Speaker 2 (07:16):
Oceangate is out of business.
Speaker 1 (07:17):
I don't even know where they're going with this, who
they're suing, and who they're not.
Speaker 2 (07:21):
Go figure.
Speaker 1 (07:22):
Okay, a phone call Gary, we start with you. Hello, Gary, Welcome.
Speaker 3 (07:28):
Hi Bill. The situation is at my home.
Speaker 4 (07:31):
They're building a house next to me, and the contractor
destroyed my concrete walkway on my side of the property.
I have pictures and video of it, and he's refusing
to repair it. Do I go after the contractor or
the owner of them?
Speaker 5 (07:49):
You go?
Speaker 2 (07:49):
Actually, I think you go after both.
Speaker 1 (07:51):
You certainly go after the contractor, there's no question about that.
But the contractor, being a contractor, they kind of go
bankrupt very quickly. Contractors, it's a field that's pretty sketchy.
Now there's some great contractors. I remodeled my new home
that I bought after selling the Persian Palace.
Speaker 2 (08:13):
Contractor is great. Contractors great.
Speaker 1 (08:15):
I've heard some great stories about contractors, so I'm thrilled,
But there are more stories about contractors not doing the
job they should. So the quick answer is you sue
the contractor. I will also sue the homeowner, hopefully in
the event that the homeowner's insurance kicks in. I mean,
the first thing I can do is going after the
(08:37):
contractor's insurance. He should have, you know, and you don't
know if that's a legitimate license contractor.
Speaker 2 (08:43):
You have no idea.
Speaker 1 (08:44):
How much damage are we talking about Gary?
Speaker 4 (08:47):
It might be over ten thousand dollars, but I know
he's a licensed contractor.
Speaker 6 (08:52):
He's very big in the LA area.
Speaker 2 (08:54):
Okay, so you assue.
Speaker 1 (08:55):
Well, if first of all, you have to find out
how much it is. If it is ten thousand, are
close to ten thousand dollars, you simply file a small
claimsuit and you have your pictures, you have your video,
you have everything that you need, and you go to court.
You have all the ammunition. And what's he going to
say he didn't do it? You know, here's the video though,
(09:17):
go ahead.
Speaker 4 (09:18):
Yes, he's already saying he didn't do it, which you
can have videos of the truck smashing it.
Speaker 1 (09:22):
Okay, what are you going to say, my trucks didn't
smash it. What Gary hired trucks to go out and
smash it and pretend that they were my trucks.
Speaker 2 (09:31):
What's he going to say, You'll be fine?
Speaker 3 (09:33):
Totally yeah, totally absurd.
Speaker 7 (09:35):
What do you say now?
Speaker 2 (09:36):
Of course, so it doesn't matter.
Speaker 1 (09:38):
Just ignore that, and you sue in small claims court
and you bring your evidence and the only issue if
it's substantially more than ten thousand dollars. Now you got
a wobbler you have to go through and it's never
any fun.
Speaker 2 (09:49):
Hello, Leanne, welcome, Hi, Hi, Hi.
Speaker 8 (09:53):
For a friend. Actually, they recently had the experience where
they were moving across the US and they had a
moving company pick up their furniture and personal items at
one end of the country and it never made it
to the other end of the country. They were told
that the truck that was carrying their stuff burned up,
(10:16):
and they've offered no recourse, no compensation from insurance, nothing,
and just wondering what's the best way.
Speaker 1 (10:24):
To approach this. Yeah, it's the old moving truck burning
up with all your furniture in its story. Yeah right, Yeah,
get sick of those after a while, it's really easy.
They obviously have to put an acclaim to the moving company,
and if.
Speaker 2 (10:39):
They don't, then there are a couple of things.
Speaker 1 (10:41):
You go after your own homeowner's insurance or your friend
does and file acclaim against homeowners And usually I think
homeowners insurance covers furniture that is being moved.
Speaker 2 (10:52):
I think my policy does because I asked when.
Speaker 1 (10:54):
I was moving if something happens, my insurance agent said, yeah,
that's covered. So the other thing is simply, of course,
if nothing else fails, you file a lawsuit.
Speaker 2 (11:06):
Naturally she does. The problem is proving the.
Speaker 1 (11:08):
Value of the furniture because you're only suing for money.
You're suing for money, and that's it. So how do
we know that grandma's cabinet is not a knockoff that
she picked up at some flea sale of a flea market,
or it is a piece of furniture worth twenty five
thousand dollars, right, And that is always the problem, and people,
(11:33):
well they tell you this anyways, for fire insurance in
your own home, you go ahead and you video everything
that's in your house.
Speaker 2 (11:42):
You just and you talk about it.
Speaker 1 (11:44):
If you really want to get if it's something of value,
you get an appraisal, but that gets to be a
lot of money.
Speaker 2 (11:50):
So the first thing is make a claim.
Speaker 1 (11:52):
And if they just ignore you, I mean they okay,
they ignore you, then you go ahead, go after your
homeowner's insurance and your homeowners insurance will pay if it's covered.
And then what they will do is they will go
after the moving company under a segregation clause which you
sign or the insured sign saying whatever you give me,
(12:13):
I give you the rights to go after the people
that harm me. It happens all the time.
Speaker 2 (12:16):
So she'll get her money. Any idea what the value
of that stuff was?
Speaker 8 (12:20):
Actually no, because again I'm calling for a friend, but
you know they're having to replace a lot of stuff.
Speaker 1 (12:26):
Yeah, of course they have to replace it, and just
keep track of what it all costs, and she should.
Speaker 2 (12:30):
Be okay or not.
Speaker 1 (12:32):
No, no furniture, That's why I got invented Ikea. And where's
coming towards You go to Costco and buy beach chairs
and they're forty bus question.
Speaker 8 (12:41):
The friend was moving from a house to an apartment,
so wouldn't the homeowner's insurance have been canceled when the
person moved out of the house.
Speaker 1 (12:51):
Not necessarily, not necessarily, usually I wouldn't.
Speaker 2 (12:55):
I mean, I keep it going for a couple of days.
Speaker 7 (12:57):
So yeah.
Speaker 1 (12:58):
And by the way, if it was and she did,
you know, she can't be held to it because the
bottom line is.
Speaker 2 (13:05):
People don't think in those terms.
Speaker 1 (13:06):
I mean, there are bonehead things that people do, and
I am not shy about telling folks their bonehead and
they're stupid and they're morons, and you know, you missed
your MENSA meeting, and if you've listened to this show.
Speaker 2 (13:17):
At all, I rip into people.
Speaker 1 (13:19):
But when you know, people do things that you would
normally not do. For example, do you should you cancel
your homeowner's policy the day the movers are moving out?
Speaker 5 (13:31):
No?
Speaker 2 (13:31):
Yes, I mean I called.
Speaker 1 (13:34):
Because I was afraid that the furniture I was going
to have was gonna be damaged. I have some pretty
important pieces of furniture, some pretty good pieces, and my
insurance agents said don't cancel until you are moved into
your other place and that insurance policy is in place.
Speaker 7 (13:51):
But that was.
Speaker 2 (13:52):
Advice that was given to me by my insurance agents.
So I'm not going to hold people to it. So anyway,
back to beach chairs, you know, I just saw it.
I was at Costco yesterday.
Speaker 1 (14:01):
Normally they're forty nine bucks and they're going for thirty
nine dollars and they're very, very comfortable.
Speaker 2 (14:07):
This is handle on the law and oh oh yeah,
let me.
Speaker 1 (14:12):
Hold on a moment, let me tell you about next week.
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(15:19):
slash handle devon, Hi, Devin, welcome.
Speaker 6 (15:25):
Hey, good morning.
Speaker 5 (15:26):
Deal.
Speaker 6 (15:27):
So again I'm called previously and you've helped me actually tremendously.
And the judge I wanted the judge it.
Speaker 2 (15:37):
So, okay, was this was this this small claims court?
Speaker 9 (15:41):
No, this actually was an invention case?
Speaker 2 (15:44):
Okay, all right?
Speaker 9 (15:46):
The landlord basically it was Wilch infestation and mode okay,
got infestation, okay. The judge, so he had thirty days
to remediate the mold.
Speaker 6 (15:59):
And what he did was he hired a not company,
a company that was not reputable in the judge's eyes,
and they didn't come in. They basically painted over the
mode and didn't fix the problem. He didn't remediate the problem.
We went to court and the judge told him do
you know what being held ins or? And he said yes,
(16:20):
and she said, you're really close to me holding you
a contempt of court. You have thirty days to fix this.
Speaker 3 (16:26):
So here we are.
Speaker 10 (16:27):
Now we have two weeks left until the court date.
Nothing has been done fixed and what he's done, I've
missed two full days of work. He told me that
people are coming out between one.
Speaker 6 (16:41):
O'clock and five o'clock. So I've taken off work, miss work.
And the people don't show up until three forty five.
And you know, we didn't think they were coming and
were gone and they said no, the appointment schedule between
three and five. So my question to you, wait.
Speaker 1 (16:58):
A sect the apartment was between one and five, correct, that's.
Speaker 6 (17:02):
The emails the landlord's whip.
Speaker 2 (17:04):
Okay, But if.
Speaker 1 (17:04):
It's between one and five and they show up at
three forty five, that's between one and five.
Speaker 2 (17:08):
What am I missing here? Devin?
Speaker 6 (17:11):
So the treatment, there's there's a period where we can't
be in the home. Okay, the treatment and when the
treatment is done, all right, But they.
Speaker 2 (17:20):
Said they're gonna be there between one, one and five.
Speaker 1 (17:23):
So I think because again with three forty five, I
think that is that's not a real horror.
Speaker 2 (17:28):
You know, strong argument on your on your behalf. But so, okay,
did they come in, did they treat you?
Speaker 6 (17:33):
Also send us the email. They have not come, They
have not treated. He also sent an email and you
were home.
Speaker 1 (17:39):
Wait a second, did they say they showed up and
you weren't home?
Speaker 7 (17:44):
No, we were home.
Speaker 2 (17:45):
Oh got it?
Speaker 1 (17:46):
Okay, So all right, so what's your So they didn't
do it, they didn't show up, you got two weeks left,
what's your question?
Speaker 6 (17:54):
And also he said and discussed the sample was supposed
to be taken and.
Speaker 2 (17:57):
Both okay, and didn't do that either. What's your didn't
do any of that? What's your question?
Speaker 6 (18:02):
So I'm asking you when I go to court what
I'm representing myself and have been What do I ask
to judge?
Speaker 2 (18:09):
Do you ask the judge.
Speaker 1 (18:10):
For all the damages? First of all, of course you're
not going to pay rent. Second of all, all the
days off of work.
Speaker 2 (18:15):
You asked the judge. You asked the judge to hold
him in contempt.
Speaker 1 (18:19):
You asked the judge if he would, as a favor
to you, put him in jail for forty five days,
right next to Bubba so you can get sowdom Ie
six times a day. There's a lot of things you
can ask for all your damages. You're gonna be fine,
especially since the judge said what the judge is going
to say, telling the landlord. You know how close you
are to contempt.
Speaker 2 (18:42):
I can understand that. Oh okay, Barbara, Hi, Barbara, welcome.
Speaker 5 (18:47):
Well, thank you. I hope my speaker isn't on.
Speaker 2 (18:51):
No, it's good. You know you're good.
Speaker 5 (18:53):
All right, wonderful. My a has gone up. So I
called him to find out why they had two excuses.
One is because I live in California, two is because
of my age.
Speaker 2 (19:09):
Okay.
Speaker 5 (19:10):
Then they backpedaled and said, well, it's actually we don't
care how many accidents you have. These are kind of quotes,
how many accidents you had, what kind of driving you had.
It's when you started driving, and that is causing the increase.
Speaker 1 (19:26):
So now we're not talking about we're not talking about
insurance or anything. We're just talking about the Triple A membership, right.
Speaker 5 (19:34):
No, we're talking about car insurance, car insurance.
Speaker 1 (19:37):
Okay, when you started driving, and they're saying it's not
because of your age.
Speaker 2 (19:41):
So what's your question, Barbara?
Speaker 5 (19:43):
My question is I need an attorney that may be
going to handle this.
Speaker 3 (19:47):
For what and what is the attorney?
Speaker 2 (19:50):
And Barbara, what is the attorney going to do?
Speaker 5 (19:52):
Because I call that age discrimination.
Speaker 1 (19:56):
Let me ask you this, Okay, let's how are you
get an attorney that's going to go against the auto
club to get you insurance on a the same that
you would for that they would pay charge for.
Speaker 2 (20:07):
How old are you now, Barbara, seventy eight? Okay, seventy eight?
Speaker 1 (20:12):
Is I'm a lot older than that, but okay, you're
seventy eight, and so you want the same insurance as
someone who is.
Speaker 2 (20:18):
Fifty five or forty. Okay, how does you turn to
get paid?
Speaker 5 (20:22):
He's trying to get paid because there's going to be
one hundreds of thousands of us.
Speaker 2 (20:27):
So you want a.
Speaker 1 (20:28):
Class action suit, is what you're looking for. Okay, So
you're not going to get very much. Maybe you'll win.
But here's the problem. The auto club is allowed to
do age discrimination. Insurance companies are allowed to do age
discrimination because the older you get, statistically, the worse you drive.
Speaker 2 (20:47):
They can do that all day long.
Speaker 5 (20:52):
That's interesting because I heard that that is not the
case that they tried to All right, mask you this.
Speaker 1 (21:00):
You've heard that is not the case. I'm telling you
exactly the opposite, So clearly from your side, your people.
By the way, I don't know the answer to this.
I don't know what I'm talking about, So where do
we go from there?
Speaker 5 (21:15):
All right? So you don't have anybody that possibly may bed.
Speaker 1 (21:19):
No, no, no, no one would touch that, not that
I know. But thanks for calling anyway. Did you sound
older than seventy eight? I mean, if I sound if
I'm seventy eight, you sound like that, I'm gonna sound
like I'm just almost half dead. All right, Tommy, Hi
Dot Tommy, Welcome, true.
Speaker 11 (21:38):
Bang, Good morning, sir. I have a question about fishing
access in California. I live in Long Beach and there's
a discrepancy between the city ordinance and a state ordinance.
So they'll use a term like in city. The city
they'll say a term like fish, not a fishing adjacent
to docs. Now what does that mean? And I've asked
for clarification from the city attorney and there's.
Speaker 7 (22:00):
No there's ambiguous.
Speaker 11 (22:01):
They put it to the Marine Bureau and they give
me an opinion.
Speaker 2 (22:04):
Not the law.
Speaker 11 (22:05):
That's number one and number two, the Caliburnia Fishing Game
try to kick people out of a fishing area in
Long Beach. I asked the city about that, and they
said the state has no jurisdiction on a city municipal order.
Speaker 2 (22:20):
Yeah, that's interesting.
Speaker 1 (22:22):
First of all, I don't know if that's true, because
usually state law supersedes any local law unless the state
law says that the local law under these circumstances will
either supersede or that's their call, and we're not willing
to call.
Speaker 2 (22:39):
So that one.
Speaker 1 (22:39):
I have no idea if there's any state law that
talks about that. If it doesn't talk about that, and
the state law says A, and city law says B,
or city ordinances B, state law prevails, but there are
all over the place laws that say that's not what
we do. That that's the city issue now, So that
(23:00):
that's issue number one. Issue number two is really interesting.
The ambiguity, as you point out, I don't know what
adjacent means. And if they don't tell you adjacent is
fifteen feet thirty feet, then they've got a problem because
what are they gonna do. Are they gonna stop you
from fishing? You're gonna say no, I'm not. I'm not
(23:21):
either gonna go you violated the law. You're gonna know no,
I didn't you refuse? They throw you in handcuffs or
issue a citation, and then you go and fight it.
Speaker 2 (23:31):
You're gonna win. By the way, You're gonna.
Speaker 1 (23:33):
Win because the ordinance is way too vague. You can't
just say the word adjacent, so you will win. And
I think it is so worthwhile getting handcuffed and being
dragged off and then winning in court.
Speaker 2 (23:48):
I'd find some other place to fish, Tobby, I really would.
But hey, you know, you got a winner on your hands.
Speaker 1 (23:54):
I think unless there is a law, and unless somewhere
in there they defined the word adjacent.
Speaker 2 (24:01):
Here's what you want to do if if you are
if you are.
Speaker 1 (24:06):
In UH, if you do go to UH, if they
put you in jail pending a hearing, you're going to
ask not to be in the cell adjacent UH to
that guy who sodomized prisoners and you that you can
say adjacent means next too in jail cells.
Speaker 3 (24:24):
Okay, okay, that's.
Speaker 1 (24:28):
Actually a pretty good question, the vagueness, because youve got
to be pretty specific. It's actually with all the fun
we're heavy that is, you know, if they haven't defined
adjacent to appear, I don't know what that means.
Speaker 2 (24:40):
How far does that go? Murray? Let's talk to you,
Hello Murray.
Speaker 7 (24:46):
Hello Bill. I have a design architectual design service. And
I had a client was hated by a stammer on
the invoice by symptom over the and he paid them
and we discovered this three weeks after he had paid them.
They had paid to a hacker. The police department says
(25:09):
the money's gone. The buy client says, he's not going
to pay me until he gets his money back. Do
I have any.
Speaker 1 (25:17):
Yeah, you sue him. Yeah, yeah, you sue him. You
didn't get paid. Now, did the hacker pretend to be you?
Speaker 2 (25:25):
Yes, it's still not your fault. You still didn't get paid.
The problem is between.
Speaker 1 (25:33):
The u between the guy who owes you the money
and the hacker, the one who stole money from him.
I think you've got a case. I think you have
to assue him.
Speaker 7 (25:45):
Now.
Speaker 1 (25:46):
The judge may spread it out in the middle, but
it's you know, just because someone hacked doesn't mean that
you didn't do the work and owe the money.
Speaker 7 (25:54):
You have an email to attacked.
Speaker 3 (25:56):
I'm sorry.
Speaker 7 (25:57):
The email that was hacked had Chinese characters all over it, and.
Speaker 2 (26:00):
That screws him up completely.
Speaker 1 (26:02):
Yeah that's a lawsuit. Okay, And yeah, that's that's a lawsuit.
He's gonna lose that one. I mean, that's easy. Did
you have a written contract with him?
Speaker 7 (26:10):
Oh?
Speaker 2 (26:11):
Yeah, okay, you read read.
Speaker 1 (26:13):
In the contract that if it is any kind of
a professionally done contract, either written by a lawyer or
taking off the internet, if there's any sophistication to it,
you will see a prevailing attorney's fees clause. In other words,
if you sue and you win, your attorney's fees are
paid for by the defending after you sue.
Speaker 2 (26:38):
Jim, Hello, Jim, welcome.
Speaker 3 (26:40):
Hie Hello, Yes, I'm here. So my wife has been
a teacher for fifty years. She retired, she invested in
an annuity with American General and for about five months
now he've been trying to get the payment started, and
we get excuse after excuse. We've lost the paperwork.
Speaker 12 (27:04):
Is it a legitimate company? I have no idea what
the name of the pney. You don't have to it's okay,
I don't know anything about it. But it's a legitimate company.
And they're just not paying, all right.
Speaker 1 (27:15):
And you've made all the phone calls and you've uh
and when you talk about these delays, do they tell
you this over the phone or is it in emails?
Speaker 3 (27:24):
They tell us it over the phone.
Speaker 1 (27:25):
Okay, ignore the phone part. Ignore the phone, Jim, ignore
the phone part. Just to just don't even call them.
Don't play with that at all, because they're going to
deny that completely. What you want to do is start
the email chain, start the thread and acknowledge and say, memorialize.
We've been talking for five months and this is what
(27:45):
you have said to me. Now, they can deny it,
but at least you set it up and do it
via an email chain and just keep on pushing and
pushing it. At some point, I mean, these are regulated,
these annuities. You go to the governmental authority and you
let them know saying, now we've reached the point where
we are where we think you are not going to
pay us, and you've committed a flawed That's all you
(28:06):
can do at this point. Yeah, I mean, you're not
going to do anything else, not yet, because once you
start the legal process here it goes completely crazy.
Speaker 2 (28:15):
Bad breath, You're bad breath.
Speaker 7 (28:17):
Now.
Speaker 2 (28:17):
I don't care that I have bad breath. You know,
I breathe on people, so what you know, I don't
care about you.
Speaker 1 (28:23):
However, I like to feel fresh and clean and not
that way I'm talking about fresh and clean waste up.
And this is where Zelman's Minty Mouthmans come into play.
Zelman's Minty mouth Bens. This is not a mint. I
don't even know why they call it a mint. It's
a breath freshener, and I mean serious breath freshener. It
keeps your breath fresh for hours and hours. A little
(28:43):
capsule that you either swallow or you bite into that's
covered in a very strong MINTI coating and that takes
care of the mouth part. And then once you're finished
with the mint, you swallow it, it goes down into your
gut parsley seed oil and so much bad breath comes
from the foods that you eat. That's where Zelman's Mintymouthmints
(29:03):
also gets to work. I mean, this is pretty pretty
incredible stuff. I mean, and I've known these people for
thirty years. Zelman's Mintymouth Mints. So go to Zelmans dot
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use the code handle a check out and you get
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that's at Zelmans dot com. Z e l m i
(29:26):
n s zelmans dot com.
Speaker 2 (29:29):
This is handle on the law,
The phone number, as always here is eight hundred five
two zero one five three four. Eight hundred five two
zero one five three four. And since we are and
you've heard this before once or twice, since we are
at the top of the hour, starting an hour, in
this case, starting the show, it's always the best time
(00:21):
to call. And you'll I've never seen the lines all
busy at certainly starting the show at the top of
the hour. So the number is eight hundred five two
zero one five three four. You'll talk to our screener, Ritchie,
and he then will ask you some questions, as in
(00:43):
do you have an.
Speaker 2 (00:44):
IQ of more than sixty?
Speaker 1 (00:45):
Which helps? And then we have rules. Obviously, is the
more unintelligible you are, the quicker you're up. If you
are special needs, have no hands, have no legs, unable
to even dial the phone.
Speaker 2 (00:57):
Way up there at the top.
Speaker 1 (00:59):
If you are are from I don't know, some unidentified
country that no one has any possible idea even exists,
that's always good. So of course any gender reassignment person
is always good too. Number eight hundred five to zero
one five three four, eight hundred five to zero one
(01:22):
five three four. This is handle on the law marginal
legal advice where I tell you you have absolutely no case.
All right, let's go back to June twenty twenty three.
Boy was that a case? And there was, And I
didn't know until that time. There was an experimental submersible,
(01:45):
well as a submarine, a craft, a submersible craft owned
by a company called ocean Gate, and it was one
of those where people could pay to go in and
go under the water. Now I've done that before, and
there are several different ways of doing that. You go
to Hawaii, or you go to any of the Mediterranean countries,
(02:08):
go with the Caribbean for example, and you actually get
into a submarine and you go about thirty feet down
and it's a real submarine, and you have the big
portholes and you're actually under the water, and you are
told in the event that loses power and can't move up,
its seventy two hours of air and just all kinds
of stuff, so.
Speaker 2 (02:28):
It's pretty safe.
Speaker 1 (02:30):
And then there are rather specialized submersibles that you get
in you can go down eight nine hundred feet. Hawaii
has one of those. Now we're talking about a serious submersible.
Speaker 2 (02:42):
You are two three people in it.
Speaker 1 (02:43):
You're in a bubble kind of device or part of
it is a bubble, and you're going down pretty deep,
and that is a lot more money, and that is
in my opinion, even riskier. So now comes the titan
This is a submersible that was created, built and operated
(03:05):
by Ocean Gate and it went down to the Titanic.
The Titanic is ten thousand feet.
Speaker 2 (03:15):
Below the surface.
Speaker 1 (03:17):
I mean that takes a very very serious device to
go down there. Aboard the Titanic is someone or a
board was someone by the name of Paul Henri Naugolei.
Speaker 2 (03:32):
He was five people aboard.
Speaker 1 (03:34):
The titan that in June of twenty twenty three lost
contact with the surface ship. And I remember for hours,
for days, we're following the news and no communication, and
the general consensus is that everybody had been well, had
been killed, and not just killed, but an implosion because
(04:00):
pressure was lost and the pressure around the submersible is
so great at depth that it instantly implodes and crushes
everybody almost instantaneously. Okay, so without being mined, they're dead.
Never found the sub but it's down there someplace. Nagolo
had participated in thirty seven dives to the Titanic, site
(04:20):
the most of anybody in the world, and he knew
more about the Titanic than virtually anybody in the world.
Speaker 2 (04:25):
And here's what the lawsuit says.
Speaker 1 (04:28):
Because this family assuming, of course oceangate that Titan dropped
weights about ninety minutes into the dive, meaning that the
team had aborted or attempting to aboord weights go down.
Titan shoots up to the surface because it is now
effectively a bouncing ball to tennis ball underneath the water,
and it just bounces straight up, nothing, nothing, and turned
(04:53):
out that it had in fact imploded. Here comes the lawsuit.
The family of Paul Henri Nrgoulau sues and says, well,
the exact cause of failure may never be determined. Experts
agree that the Titan's crew would have realized exactly what
was happening. Common sense dictates the crew was well aware
(05:16):
they were going to die before dying. So the lawsuit
not only is the death of Nargolei in Titan at
the time of this incident, but also that he knew
he was dying, He knew that death was approaching. And
there's the emotional distress that they're talking about. I mean,
(05:37):
if you're killed instantly. Okay, you're killed instantly. No emotional distress.
If you're going down in a sab and it's creaking
and croaking and you're hearing rivets pop, and you know
your moments or just minutes from death as you go
deeper and deeper into the ocean, that's a different animal.
So here's what the crew said, or here's what the
(05:59):
lawsuit said. The crew may well have heard, may well
have heard the carbon fiber's crackling noise grow more intense
as the weight of the water pressed on the titan's hull.
The crew loss communications, perhaps power as well, and by
record experts reckoning, they would have continued to descend in
full knowledge of the irreversible failures, experiencing terror and mental
(06:24):
anguish prior to the Titan ultimately imploding. So here's what's
wrong with those lawsuits. Might have known, maybe have known,
right could have happened, Really didn't know. Common sense tells
us it happened. Again, we don't know, And that's hard
(06:47):
in front of a jury because, as the defense says,
you can't say it did if you don't know. You
can't say it happened if it maybe merely have happened.
That's not the way it goes. Remember, we have the
preponderance of the evidence. This is a civil lawsuit, so
it's not a reasonable doubt. It is preponderance of the evidence.
(07:08):
Fifty plus one is the level needed to deem someone
liable or not.
Speaker 2 (07:16):
Oceangate is out of business.
Speaker 1 (07:17):
I don't even know where they're going with this, who
they're suing, and who they're not.
Speaker 2 (07:21):
Go figure.
Speaker 1 (07:22):
Okay, a phone call Gary, we start with you. Hello, Gary, Welcome.
Speaker 3 (07:28):
Hi Bill. The situation is at my home.
Speaker 4 (07:31):
They're building a house next to me, and the contractor
destroyed my concrete walkway on my side of the property.
I have pictures and video of it, and he's refusing
to repair it. Do I go after the contractor or
the owner of them?
Speaker 5 (07:49):
You go?
Speaker 2 (07:49):
Actually, I think you go after both.
Speaker 1 (07:51):
You certainly go after the contractor, there's no question about that.
But the contractor, being a contractor, they kind of go
bankrupt very quickly. Contractors, it's a field that's pretty sketchy.
Now there's some great contractors. I remodeled my new home
that I bought after selling the Persian Palace.
Speaker 2 (08:13):
Contractor is great. Contractors great.
Speaker 1 (08:15):
I've heard some great stories about contractors, so I'm thrilled,
But there are more stories about contractors not doing the
job they should. So the quick answer is you sue
the contractor. I will also sue the homeowner, hopefully in
the event that the homeowner's insurance kicks in. I mean,
the first thing I can do is going after the
(08:37):
contractor's insurance. He should have, you know, and you don't
know if that's a legitimate license contractor.
Speaker 2 (08:43):
You have no idea.
Speaker 1 (08:44):
How much damage are we talking about Gary?
Speaker 4 (08:47):
It might be over ten thousand dollars, but I know
he's a licensed contractor.
Speaker 6 (08:52):
He's very big in the LA area.
Speaker 2 (08:54):
Okay, so you assue.
Speaker 1 (08:55):
Well, if first of all, you have to find out
how much it is. If it is ten thousand, are
close to ten thousand dollars, you simply file a small
claimsuit and you have your pictures, you have your video,
you have everything that you need, and you go to court.
You have all the ammunition. And what's he going to
say he didn't do it? You know, here's the video though,
(09:17):
go ahead.
Speaker 4 (09:18):
Yes, he's already saying he didn't do it, which you
can have videos of the truck smashing it.
Speaker 1 (09:22):
Okay, what are you going to say, my trucks didn't
smash it. What Gary hired trucks to go out and
smash it and pretend that they were my trucks.
Speaker 2 (09:31):
What's he going to say, You'll be fine?
Speaker 3 (09:33):
Totally yeah, totally absurd.
Speaker 7 (09:35):
What do you say now?
Speaker 2 (09:36):
Of course, so it doesn't matter.
Speaker 1 (09:38):
Just ignore that, and you sue in small claims court
and you bring your evidence and the only issue if
it's substantially more than ten thousand dollars. Now you got
a wobbler you have to go through and it's never
any fun.
Speaker 2 (09:49):
Hello, Leanne, welcome, Hi, Hi, Hi.
Speaker 8 (09:53):
For a friend. Actually, they recently had the experience where
they were moving across the US and they had a
moving company pick up their furniture and personal items at
one end of the country and it never made it
to the other end of the country. They were told
that the truck that was carrying their stuff burned up,
(10:16):
and they've offered no recourse, no compensation from insurance, nothing,
and just wondering what's the best way.
Speaker 1 (10:24):
To approach this. Yeah, it's the old moving truck burning
up with all your furniture in its story. Yeah right, Yeah,
get sick of those after a while, it's really easy.
They obviously have to put an acclaim to the moving company,
and if.
Speaker 2 (10:39):
They don't, then there are a couple of things.
Speaker 1 (10:41):
You go after your own homeowner's insurance or your friend
does and file acclaim against homeowners And usually I think
homeowners insurance covers furniture that is being moved.
Speaker 2 (10:52):
I think my policy does because I asked when.
Speaker 1 (10:54):
I was moving if something happens, my insurance agent said, yeah,
that's covered. So the other thing is simply, of course,
if nothing else fails, you file a lawsuit.
Speaker 2 (11:06):
Naturally she does. The problem is proving the.
Speaker 1 (11:08):
Value of the furniture because you're only suing for money.
You're suing for money, and that's it. So how do
we know that grandma's cabinet is not a knockoff that
she picked up at some flea sale of a flea market,
or it is a piece of furniture worth twenty five
thousand dollars, right, And that is always the problem, and people,
(11:33):
well they tell you this anyways, for fire insurance in
your own home, you go ahead and you video everything
that's in your house.
Speaker 2 (11:42):
You just and you talk about it.
Speaker 1 (11:44):
If you really want to get if it's something of value,
you get an appraisal, but that gets to be a
lot of money.
Speaker 2 (11:50):
So the first thing is make a claim.
Speaker 1 (11:52):
And if they just ignore you, I mean they okay,
they ignore you, then you go ahead, go after your
homeowner's insurance and your homeowners insurance will pay if it's covered.
And then what they will do is they will go
after the moving company under a segregation clause which you
sign or the insured sign saying whatever you give me,
(12:13):
I give you the rights to go after the people
that harm me. It happens all the time.
Speaker 2 (12:16):
So she'll get her money. Any idea what the value
of that stuff was?
Speaker 8 (12:20):
Actually no, because again I'm calling for a friend, but
you know they're having to replace a lot of stuff.
Speaker 1 (12:26):
Yeah, of course they have to replace it, and just
keep track of what it all costs, and she should.
Speaker 2 (12:30):
Be okay or not.
Speaker 1 (12:32):
No, no furniture, That's why I got invented Ikea. And where's
coming towards You go to Costco and buy beach chairs
and they're forty bus question.
Speaker 8 (12:41):
The friend was moving from a house to an apartment,
so wouldn't the homeowner's insurance have been canceled when the
person moved out of the house.
Speaker 1 (12:51):
Not necessarily, not necessarily, usually I wouldn't.
Speaker 2 (12:55):
I mean, I keep it going for a couple of days.
Speaker 7 (12:57):
So yeah.
Speaker 1 (12:58):
And by the way, if it was and she did,
you know, she can't be held to it because the
bottom line is.
Speaker 2 (13:05):
People don't think in those terms.
Speaker 1 (13:06):
I mean, there are bonehead things that people do, and
I am not shy about telling folks their bonehead and
they're stupid and they're morons, and you know, you missed
your MENSA meeting, and if you've listened to this show.
Speaker 2 (13:17):
At all, I rip into people.
Speaker 1 (13:19):
But when you know, people do things that you would
normally not do. For example, do you should you cancel
your homeowner's policy the day the movers are moving out?
Speaker 5 (13:31):
No?
Speaker 2 (13:31):
Yes, I mean I called.
Speaker 1 (13:34):
Because I was afraid that the furniture I was going
to have was gonna be damaged. I have some pretty
important pieces of furniture, some pretty good pieces, and my
insurance agents said don't cancel until you are moved into
your other place and that insurance policy is in place.
Speaker 7 (13:51):
But that was.
Speaker 2 (13:52):
Advice that was given to me by my insurance agents.
So I'm not going to hold people to it. So anyway,
back to beach chairs, you know, I just saw it.
I was at Costco yesterday.
Speaker 1 (14:01):
Normally they're forty nine bucks and they're going for thirty
nine dollars and they're very, very comfortable.
Speaker 2 (14:07):
This is handle on the law and oh oh yeah,
let me.
Speaker 1 (14:12):
Hold on a moment, let me tell you about next week.
I keep on forgetting to do that, thanks Jacob. So,
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part of it, which is why and where a customized
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Speaker 2 (14:25):
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(15:19):
slash handle devon, Hi, Devin, welcome.
Speaker 6 (15:25):
Hey, good morning.
Speaker 5 (15:26):
Deal.
Speaker 6 (15:27):
So again I'm called previously and you've helped me actually tremendously.
And the judge I wanted the judge it.
Speaker 2 (15:37):
So, okay, was this was this this small claims court?
Speaker 9 (15:41):
No, this actually was an invention case?
Speaker 2 (15:44):
Okay, all right?
Speaker 9 (15:46):
The landlord basically it was Wilch infestation and mode okay,
got infestation, okay. The judge, so he had thirty days
to remediate the mold.
Speaker 6 (15:59):
And what he did was he hired a not company,
a company that was not reputable in the judge's eyes,
and they didn't come in. They basically painted over the
mode and didn't fix the problem. He didn't remediate the problem.
We went to court and the judge told him do
you know what being held ins or? And he said yes,
(16:20):
and she said, you're really close to me holding you
a contempt of court. You have thirty days to fix this.
Speaker 3 (16:26):
So here we are.
Speaker 10 (16:27):
Now we have two weeks left until the court date.
Nothing has been done fixed and what he's done, I've
missed two full days of work. He told me that
people are coming out between one.
Speaker 6 (16:41):
O'clock and five o'clock. So I've taken off work, miss work.
And the people don't show up until three forty five.
And you know, we didn't think they were coming and
were gone and they said no, the appointment schedule between
three and five. So my question to you, wait.
Speaker 1 (16:58):
A sect the apartment was between one and five, correct, that's.
Speaker 6 (17:02):
The emails the landlord's whip.
Speaker 2 (17:04):
Okay, But if.
Speaker 1 (17:04):
It's between one and five and they show up at
three forty five, that's between one and five.
Speaker 2 (17:08):
What am I missing here? Devin?
Speaker 6 (17:11):
So the treatment, there's there's a period where we can't
be in the home. Okay, the treatment and when the
treatment is done, all right, But they.
Speaker 2 (17:20):
Said they're gonna be there between one, one and five.
Speaker 1 (17:23):
So I think because again with three forty five, I
think that is that's not a real horror.
Speaker 2 (17:28):
You know, strong argument on your on your behalf. But so, okay,
did they come in, did they treat you?
Speaker 6 (17:33):
Also send us the email. They have not come, They
have not treated. He also sent an email and you
were home.
Speaker 1 (17:39):
Wait a second, did they say they showed up and
you weren't home?
Speaker 7 (17:44):
No, we were home.
Speaker 2 (17:45):
Oh got it?
Speaker 1 (17:46):
Okay, So all right, so what's your So they didn't
do it, they didn't show up, you got two weeks left,
what's your question?
Speaker 6 (17:54):
And also he said and discussed the sample was supposed
to be taken and.
Speaker 2 (17:57):
Both okay, and didn't do that either. What's your didn't
do any of that? What's your question?
Speaker 6 (18:02):
So I'm asking you when I go to court what
I'm representing myself and have been What do I ask
to judge?
Speaker 2 (18:09):
Do you ask the judge.
Speaker 1 (18:10):
For all the damages? First of all, of course you're
not going to pay rent. Second of all, all the
days off of work.
Speaker 2 (18:15):
You asked the judge. You asked the judge to hold
him in contempt.
Speaker 1 (18:19):
You asked the judge if he would, as a favor
to you, put him in jail for forty five days,
right next to Bubba so you can get sowdom Ie
six times a day. There's a lot of things you
can ask for all your damages. You're gonna be fine,
especially since the judge said what the judge is going
to say, telling the landlord. You know how close you
are to contempt.
Speaker 2 (18:42):
I can understand that. Oh okay, Barbara, Hi, Barbara, welcome.
Speaker 5 (18:47):
Well, thank you. I hope my speaker isn't on.
Speaker 2 (18:51):
No, it's good. You know you're good.
Speaker 5 (18:53):
All right, wonderful. My a has gone up. So I
called him to find out why they had two excuses.
One is because I live in California, two is because
of my age.
Speaker 2 (19:09):
Okay.
Speaker 5 (19:10):
Then they backpedaled and said, well, it's actually we don't
care how many accidents you have. These are kind of quotes,
how many accidents you had, what kind of driving you had.
It's when you started driving, and that is causing the increase.
Speaker 1 (19:26):
So now we're not talking about we're not talking about
insurance or anything. We're just talking about the Triple A membership, right.
Speaker 5 (19:34):
No, we're talking about car insurance, car insurance.
Speaker 1 (19:37):
Okay, when you started driving, and they're saying it's not
because of your age.
Speaker 2 (19:41):
So what's your question, Barbara?
Speaker 5 (19:43):
My question is I need an attorney that may be
going to handle this.
Speaker 3 (19:47):
For what and what is the attorney?
Speaker 2 (19:50):
And Barbara, what is the attorney going to do?
Speaker 5 (19:52):
Because I call that age discrimination.
Speaker 1 (19:56):
Let me ask you this, Okay, let's how are you
get an attorney that's going to go against the auto
club to get you insurance on a the same that
you would for that they would pay charge for.
Speaker 2 (20:07):
How old are you now, Barbara, seventy eight? Okay, seventy eight?
Speaker 1 (20:12):
Is I'm a lot older than that, but okay, you're
seventy eight, and so you want the same insurance as
someone who is.
Speaker 2 (20:18):
Fifty five or forty. Okay, how does you turn to
get paid?
Speaker 5 (20:22):
He's trying to get paid because there's going to be
one hundreds of thousands of us.
Speaker 2 (20:27):
So you want a.
Speaker 1 (20:28):
Class action suit, is what you're looking for. Okay, So
you're not going to get very much. Maybe you'll win.
But here's the problem. The auto club is allowed to
do age discrimination. Insurance companies are allowed to do age
discrimination because the older you get, statistically, the worse you drive.
Speaker 2 (20:47):
They can do that all day long.
Speaker 5 (20:52):
That's interesting because I heard that that is not the
case that they tried to All right, mask you this.
Speaker 1 (21:00):
You've heard that is not the case. I'm telling you
exactly the opposite, So clearly from your side, your people.
By the way, I don't know the answer to this.
I don't know what I'm talking about, So where do
we go from there?
Speaker 5 (21:15):
All right? So you don't have anybody that possibly may bed.
Speaker 1 (21:19):
No, no, no, no one would touch that, not that
I know. But thanks for calling anyway. Did you sound
older than seventy eight? I mean, if I sound if
I'm seventy eight, you sound like that, I'm gonna sound
like I'm just almost half dead. All right, Tommy, Hi
Dot Tommy, Welcome, true.
Speaker 11 (21:38):
Bang, Good morning, sir. I have a question about fishing
access in California. I live in Long Beach and there's
a discrepancy between the city ordinance and a state ordinance.
So they'll use a term like in city. The city
they'll say a term like fish, not a fishing adjacent
to docs. Now what does that mean? And I've asked
for clarification from the city attorney and there's.
Speaker 7 (22:00):
No there's ambiguous.
Speaker 11 (22:01):
They put it to the Marine Bureau and they give
me an opinion.
Speaker 2 (22:04):
Not the law.
Speaker 11 (22:05):
That's number one and number two, the Caliburnia Fishing Game
try to kick people out of a fishing area in
Long Beach. I asked the city about that, and they
said the state has no jurisdiction on a city municipal order.
Speaker 2 (22:20):
Yeah, that's interesting.
Speaker 1 (22:22):
First of all, I don't know if that's true, because
usually state law supersedes any local law unless the state
law says that the local law under these circumstances will
either supersede or that's their call, and we're not willing
to call.
Speaker 2 (22:39):
So that one.
Speaker 1 (22:39):
I have no idea if there's any state law that
talks about that. If it doesn't talk about that, and
the state law says A, and city law says B,
or city ordinances B, state law prevails, but there are
all over the place laws that say that's not what
we do. That that's the city issue now, So that
(23:00):
that's issue number one. Issue number two is really interesting.
The ambiguity, as you point out, I don't know what
adjacent means. And if they don't tell you adjacent is
fifteen feet thirty feet, then they've got a problem because
what are they gonna do. Are they gonna stop you
from fishing? You're gonna say no, I'm not. I'm not
(23:21):
either gonna go you violated the law. You're gonna know no,
I didn't you refuse? They throw you in handcuffs or
issue a citation, and then you go and fight it.
Speaker 2 (23:31):
You're gonna win. By the way, You're gonna.
Speaker 1 (23:33):
Win because the ordinance is way too vague. You can't
just say the word adjacent, so you will win. And
I think it is so worthwhile getting handcuffed and being
dragged off and then winning in court.
Speaker 2 (23:48):
I'd find some other place to fish, Tobby, I really would.
But hey, you know, you got a winner on your hands.
Speaker 1 (23:54):
I think unless there is a law, and unless somewhere
in there they defined the word adjacent.
Speaker 2 (24:01):
Here's what you want to do if if you are
if you are.
Speaker 1 (24:06):
In UH, if you do go to UH, if they
put you in jail pending a hearing, you're going to
ask not to be in the cell adjacent UH to
that guy who sodomized prisoners and you that you can
say adjacent means next too in jail cells.
Speaker 3 (24:24):
Okay, okay, that's.
Speaker 1 (24:28):
Actually a pretty good question, the vagueness, because youve got
to be pretty specific. It's actually with all the fun
we're heavy that is, you know, if they haven't defined
adjacent to appear, I don't know what that means.
Speaker 2 (24:40):
How far does that go? Murray? Let's talk to you,
Hello Murray.
Speaker 7 (24:46):
Hello Bill. I have a design architectual design service. And
I had a client was hated by a stammer on
the invoice by symptom over the and he paid them
and we discovered this three weeks after he had paid them.
They had paid to a hacker. The police department says
(25:09):
the money's gone. The buy client says, he's not going
to pay me until he gets his money back. Do
I have any.
Speaker 1 (25:17):
Yeah, you sue him. Yeah, yeah, you sue him. You
didn't get paid. Now, did the hacker pretend to be you?
Speaker 2 (25:25):
Yes, it's still not your fault. You still didn't get paid.
The problem is between.
Speaker 1 (25:33):
The u between the guy who owes you the money
and the hacker, the one who stole money from him.
I think you've got a case. I think you have
to assue him.
Speaker 7 (25:45):
Now.
Speaker 1 (25:46):
The judge may spread it out in the middle, but
it's you know, just because someone hacked doesn't mean that
you didn't do the work and owe the money.
Speaker 7 (25:54):
You have an email to attacked.
Speaker 3 (25:56):
I'm sorry.
Speaker 7 (25:57):
The email that was hacked had Chinese characters all over it, and.
Speaker 2 (26:00):
That screws him up completely.
Speaker 1 (26:02):
Yeah that's a lawsuit. Okay, And yeah, that's that's a lawsuit.
He's gonna lose that one. I mean, that's easy. Did
you have a written contract with him?
Speaker 7 (26:10):
Oh?
Speaker 2 (26:11):
Yeah, okay, you read read.
Speaker 1 (26:13):
In the contract that if it is any kind of
a professionally done contract, either written by a lawyer or
taking off the internet, if there's any sophistication to it,
you will see a prevailing attorney's fees clause. In other words,
if you sue and you win, your attorney's fees are
paid for by the defending after you sue.
Speaker 2 (26:38):
Jim, Hello, Jim, welcome.
Speaker 3 (26:40):
Hie Hello, Yes, I'm here. So my wife has been
a teacher for fifty years. She retired, she invested in
an annuity with American General and for about five months
now he've been trying to get the payment started, and
we get excuse after excuse. We've lost the paperwork.
Speaker 12 (27:04):
Is it a legitimate company? I have no idea what
the name of the pney. You don't have to it's okay,
I don't know anything about it. But it's a legitimate company.
And they're just not paying, all right.
Speaker 1 (27:15):
And you've made all the phone calls and you've uh
and when you talk about these delays, do they tell
you this over the phone or is it in emails?
Speaker 3 (27:24):
They tell us it over the phone.
Speaker 1 (27:25):
Okay, ignore the phone part. Ignore the phone, Jim, ignore
the phone part. Just to just don't even call them.
Don't play with that at all, because they're going to
deny that completely. What you want to do is start
the email chain, start the thread and acknowledge and say, memorialize.
We've been talking for five months and this is what
(27:45):
you have said to me. Now, they can deny it,
but at least you set it up and do it
via an email chain and just keep on pushing and
pushing it. At some point, I mean, these are regulated,
these annuities. You go to the governmental authority and you
let them know saying, now we've reached the point where
we are where we think you are not going to
pay us, and you've committed a flawed That's all you
(28:06):
can do at this point. Yeah, I mean, you're not
going to do anything else, not yet, because once you
start the legal process here it goes completely crazy.
Speaker 2 (28:15):
Bad breath, You're bad breath.
Speaker 7 (28:17):
Now.
Speaker 2 (28:17):
I don't care that I have bad breath. You know,
I breathe on people, so what you know, I don't
care about you.
Speaker 1 (28:23):
However, I like to feel fresh and clean and not
that way I'm talking about fresh and clean waste up.
And this is where Zelman's Minty Mouthmans come into play.
Zelman's Minty mouth Bens. This is not a mint. I
don't even know why they call it a mint. It's
a breath freshener, and I mean serious breath freshener. It
keeps your breath fresh for hours and hours. A little
(28:43):
capsule that you either swallow or you bite into that's
covered in a very strong MINTI coating and that takes
care of the mouth part. And then once you're finished
with the mint, you swallow it, it goes down into your
gut parsley seed oil and so much bad breath comes
from the foods that you eat. That's where Zelman's Mintymouthmints
(29:03):
also gets to work. I mean, this is pretty pretty
incredible stuff. I mean, and I've known these people for
thirty years. Zelman's Mintymouth Mints. So go to Zelmans dot
com z l m I n s zelmans dot com,
use the code handle a check out and you get
fifteen percent off and take advantage of the fifteen percent
that's at Zelmans dot com. Z e l m i
(29:26):
n s zelmans dot com.
Speaker 2 (29:29):
This is handle on the law,
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