Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Welcome handle on the law. Marginal legal advice where I
tell you you have absolutely no case, and when I
tell you you do have a case, I get very depressed.
When I tell you you have no case, I get
very happy. Story I want to share with you about
Rudy Giuliani. He has now been disbarred in Washington, d C.
Speaker 2 (00:21):
And that's a federal court he's been tossed out of.
Speaker 1 (00:25):
And why well kept on pushing false twenty twenty election
claims an election to twenty twenty election claims. He's an
election denier. To this day, he's an election denier. And
here's the problem. It's not him going around and saying
the election didn't happen. For example, you could call me
and we could have an argument.
Speaker 2 (00:47):
Big deal.
Speaker 1 (00:48):
You know we're having an argument. Welcome to America. Nothing
comes of it. It's when you are a lawyer and
you are filing lawsuits to deny the election and coming
up with no evidence, frivolous allegations. Because he was involved
in filing lawsuit after lawsuit across the country and produced
(01:10):
no evidence whatsoever, not a shred of evidence that the
election was fraudulent. Well, the law doesn't allow that didn't
happen once either. It happened multiple times. And so you know,
the bar took him to task and said, you're done.
You've been disbarred. You're I mean disbarred means you are
(01:30):
finished as the lawyer. By the way, how good are
you at making coffee? Because maybe the only job you're
going to get is as a barista. And he had
a radio show, which I don't know if he's on
the air or not, but I know his principal advertiser
is gone. And here is the scary part. Number one,
he's still a true believer. The election was stolen.
Speaker 2 (01:53):
Number two.
Speaker 1 (01:55):
Is that he he won't give it up.
Speaker 2 (01:59):
He won't give it up.
Speaker 1 (02:00):
I mean he's probably going to go to prison and
will lose everything he has, lose his property, lose his
ability to make a living as a lawyer, have to
defend himself to the tune of millions of dollars in
criminal trials because he's being indicted all over the place.
And he's still a true believer. I know that because
(02:23):
I know people that know him. Matter of fact, I
asked the question, is he as nuts as he seems
to be? And I was told he is even more
nuts than that. So he has gone from one of
the best prosecutors US attorneys in the country Southern District
of New York, took down the mafia, hit big business.
Speaker 2 (02:46):
I mean, the guy was superb.
Speaker 1 (02:48):
Then became America's mayor during nine to eleven, and look
at where he went. He got caught up because I asked,
how does this smart guy like that going that to
actually just caught up in the orbit.
Speaker 2 (03:02):
And is going down and is just saying, yeah, it
was all worth it.
Speaker 1 (03:08):
You got me on that one. You really have me
on that one. All right, let's go ahead and take
some phone calls. All right, we'll start with you, Leo.
Welcome handle on the law.
Speaker 3 (03:21):
No.
Speaker 4 (03:22):
Yeah, I was wondering if there's any protections for people
in general or people like me.
Speaker 5 (03:28):
You know, I found out I'm a dependent adult from
I guess gold digging in a sense.
Speaker 3 (03:34):
By family members going after property.
Speaker 1 (03:37):
Okay, well, okay, now I don't I don't, Okay, explain
to me what's going on?
Speaker 2 (03:40):
Gold digger's going after property?
Speaker 1 (03:43):
How is this gold digger going after property?
Speaker 5 (03:47):
Twenty one years ago, Yes, twenty one years ago. My
sister's he replace to stay and she really couldn't move
in because I had people, you know, renting the rooms out.
Speaker 3 (03:56):
And so she's staying in the garage. She wormed her way.
Speaker 5 (03:58):
Basically used the square logging the laws to gain adverse possession,
got a restraining order, use the restraining order laws basically
by just lying. And she said, she said, they don't
listen to He said, that's one thing I'm concerned about.
But she used those laws to get a restraining order.
Speaker 1 (04:13):
Against Okay, all right, so all right, So she uh
through adverse possession twenty years ago, now obtains title to
the property.
Speaker 2 (04:22):
So it's in her name, correct.
Speaker 3 (04:24):
No, no, no, I don't know about all that title.
That's what I need to help.
Speaker 1 (04:27):
Well, who's well, who's on title? He said, Leo, you
got to tell me who's on title.
Speaker 4 (04:31):
Me and my mother and father were on title. My
mom ash is okay, that's easy.
Speaker 2 (04:35):
Okay, that's easy.
Speaker 5 (04:36):
Supposer left the trust of my two sisters.
Speaker 2 (04:38):
Okay, hang on, hang on.
Speaker 1 (04:39):
If you guys are on title, If you guys are
on title, then she did not gain possession through adverse
adverse possession.
Speaker 2 (04:48):
She didn't.
Speaker 1 (04:49):
She is now she's a tenant and has been a
tenant for twenty years and you and she has a
restraining order against you. So what victor?
Speaker 4 (04:56):
No, No, what I'm saying. What I'm saying is right now,
she wants to do the same thing, keep me off
my property. I just want to get into money.
Speaker 1 (05:03):
She can't that it's your property.
Speaker 3 (05:07):
Property.
Speaker 1 (05:08):
You can evict her. Why aren't you evicting her?
Speaker 4 (05:12):
I will do so. No, but I need help in
getting the money from.
Speaker 3 (05:16):
The what do you call it? The equity? Sorry, I'll
a bit stuttering.
Speaker 2 (05:21):
Okay, so you take so all right?
Speaker 1 (05:23):
So if there's equity, you take a loan out on
the property.
Speaker 4 (05:26):
Oh, question on that?
Speaker 3 (05:27):
Real quick?
Speaker 4 (05:28):
Is there it possible for me to get a loan
even though she doesn't sign off on whatever.
Speaker 1 (05:31):
She doesn't matter. She doesn't own the property. She there's
nothing for her to sign off on. You know, why
don't you call me?
Speaker 6 (05:39):
Bill?
Speaker 1 (05:39):
Is it possible for me to keep my house if
you don't sign off on it? What do I have
to do with it?
Speaker 2 (05:45):
I don't own the house?
Speaker 4 (05:47):
Well, quickly again, just because the assessor's off to say
it's half hers?
Speaker 2 (05:50):
Wait a minute, you're making no sense.
Speaker 1 (05:54):
You are on the property, her name is not and
the assessor's office says, it's half hers.
Speaker 4 (06:00):
Yeah, that's exactly what the money need, the money from
the equity death.
Speaker 1 (06:03):
Okay, well if the property is half her, so two
things are happening. Either the property is not in her
name or the property isn't her name, And there's two
different answers.
Speaker 3 (06:14):
I need to get back onto the property.
Speaker 1 (06:16):
So you're not onto the property.
Speaker 4 (06:18):
I'm onto the property right now. I'm basically squatting, like, Okay,
who owns the property?
Speaker 1 (06:24):
I'm gonna do this one more time for a hangout.
Who owns the property?
Speaker 6 (06:28):
Now?
Speaker 3 (06:29):
Who owns it?
Speaker 1 (06:31):
Now?
Speaker 4 (06:32):
I do? And it's may be plausible that she might
own half of it.
Speaker 1 (06:36):
Okay, you pull title. You pull title, and then we
start talking. I have no way to answer that. Do
you own the property? I own half? Does she own
the property? I don't know. She may own half.
Speaker 2 (06:49):
The assessor's office says she's on half.
Speaker 1 (06:51):
Oh no, no, you have to actually pull title. You
know it's easy. It's on the internet. Who owns the property?
Put down the address? This is why, excuse me, this
is why sometimes. Actually I'm pretty calm with this. I
am pretty calm, all right? Not bad? Is that months
(07:12):
monthly months. Monday, Monday.
Speaker 2 (07:16):
Okay, we are from Monday. I love that name.
Speaker 6 (07:19):
Good morning, I'm from Barcelona, Spain.
Speaker 1 (07:21):
Okay, Monday. Is that a Barcelona, Spain name, because I've
never heard of it.
Speaker 6 (07:26):
Yes, well it's short for months set up.
Speaker 2 (07:29):
I got it. Okay, Monsey, what can I do for you?
Speaker 6 (07:33):
I worked in a school full time and I had
two bosses, the principal onside and a coordinator at the
school district. And for five months, everything was great. I
was being praised for my performance by both of them
until after summer break, when we came back to school,
(07:58):
I noticed that the principal had been spending funding on
items that were not supposed to be purchased by that funding.
And so when the coordinator came to school to meet me,
she realized that, you know, she started asking questions where
those items came from. I told her that the principal
had purchased it with the funding, and so she was
(08:22):
very distressed. She said she was going to send an
email to the principal because I was the last straw
they always had, you know, a little bit of conflict going.
So the next day was a Friday, and at the
end of the day. It was just the principal and
I at the office and she said, come in in
to talk to me. She dismissed me.
Speaker 2 (08:43):
She okay, so she fired you. All right, fair enoughs
what's your question?
Speaker 6 (08:47):
And she told me I asked for union representation, and
she said it's too late on a Friday, nobody can
come and I don't want you here anymore. You can
get a judge.
Speaker 1 (08:58):
And I'm assuming then on Monday you went ahead and
talked to the union. And since your union, Uh, what
happened when you call the union?
Speaker 6 (09:07):
They they didn't do anything.
Speaker 1 (09:09):
Wow, your union rep didn't do anything. Your union didn't
go in and represent you at all.
Speaker 6 (09:15):
No, Well, the thing is that it was five months.
Speaker 1 (09:18):
And what was five months? What?
Speaker 4 (09:20):
What?
Speaker 1 (09:20):
What?
Speaker 7 (09:21):
What?
Speaker 1 (09:21):
What was five months?
Speaker 6 (09:22):
Working for I was working for the school.
Speaker 2 (09:24):
I got that.
Speaker 1 (09:25):
I got that.
Speaker 2 (09:26):
It was five months. I understand that I was doing.
Speaker 6 (09:30):
It was during probation.
Speaker 2 (09:31):
So during the probation. That's a long probation. Okay. Well,
it's real simple.
Speaker 1 (09:37):
Uh, during the course of probation, they can pretty well
do anything they want. They can toss you unless unless
there are union collective bargaining positions that you've taken or
that the agreement between the school district and the union
that says either these are the procedures that must be done,
uh notice, and the ability to cure whatever it's all
(09:59):
has to do with your union. And you've got to
find out from the union saying hey, I'm a member
of this union and I need some representation here. And
if they say, you know what, Nope, nope, you're during
the probation and they pretty well can do whatever they want.
Speaker 2 (10:16):
Guess what, You're out of luck, Monci.
Speaker 6 (10:19):
Yes, I understand that. My problem really was afterwards when
parents would see me or other employees would see me,
you know, in the community, they asked me why I quit?
Speaker 1 (10:31):
So quit?
Speaker 2 (10:34):
You quit?
Speaker 4 (10:35):
No?
Speaker 6 (10:35):
I didn't, no, no, that's what the principal told everyone's
And the problem is that, you know she told me
you can what's your question, Monzie, Well, my I I
live within the community. Is the school district that I
(10:59):
got I got fired from, and I'm not able to
get a different position in a different school because when
I walk into the interviews, I'm I'm super qualified, I know.
Speaker 1 (11:09):
But let me ask you something if the rules but
you're making no sense. Either you quit or you were
fired and the word out there is that you quit
and you why can't you just say I quit because
I was just.
Speaker 2 (11:21):
Not happy with the way they ran the school. I
don't understand. So true, Okay, no.
Speaker 4 (11:28):
But I understand.
Speaker 2 (11:29):
But okay, So what's your question?
Speaker 6 (11:33):
My question is that I'm not able to get a
different Okay.
Speaker 2 (11:36):
What's your question.
Speaker 1 (11:37):
I understand that you can't get a job.
Speaker 2 (11:38):
What's your question?
Speaker 6 (11:40):
Is there any way for me to find out why?
I mean, I.
Speaker 1 (11:49):
Know they can just say, yeah, they can say they're
unhappy with you. They don't have to tell you why unless, uh,
the union rules stipulate that they do have to tell
you why. And my guess is they probably do. And
I'm surprised the union isn't getting involved because if the
school board didn't follow the collective bargaining agreement, then there's
nothing you can do.
Speaker 2 (12:10):
So during probation, is just a bitch getting involved? Hello, Lynnette,
what's up?
Speaker 4 (12:15):
Hey? Talk to me.
Speaker 6 (12:16):
I got one question.
Speaker 8 (12:18):
Yes, I am going to a bankruptcy and I get
this letter from the bank. They didn't help me, you know,
I asked for help and they wouldn't help me to pay.
Speaker 6 (12:25):
The bill off.
Speaker 8 (12:26):
Well, they sent me a letter and said, well, if
you paid three thousand of the eight thousand you, oh,
we'll just call it all.
Speaker 9 (12:33):
You know, it ended there, but they said.
Speaker 8 (12:35):
We're going to turn it into the irs. Well, my lawyer,
you know, I haven't even told him about it yet.
But do you think I should just continue on with
my bankrupt No?
Speaker 1 (12:45):
Yes, I think because if that's the only thing you're
going bankrupt on, which clearly it isn't. Yeah, your lawyer
will tell you what to do. And a forgiveness of loan,
I mean that is an issue with taxes because forgiveness
of loans is considered income. But this is why God
invented bankruptcy attorneys. That's who you talk to, not to me.
(13:06):
First of all, I give you marginal advice. That's for
starters number two. I don't know much about bankruptcy law,
and you're talking to a bankruptcy attorney. Michelle, Hello, Michelle, Welcome,
Hello Michelle, Yes morning, Yes, ma'am.
Speaker 10 (13:24):
Hi, Sir Bill. I was calling because I've been Oh
my gosh, this last year has been kind of a nightmare.
I have a mobile home that I own, and the
h away. We got a new president pretty much has
caused a lot of havoc. We got a new management
company and they're both not responsive and got a lot
of complaints from neighbors. And truthfully, I feel like I'm
(13:47):
moving head with us.
Speaker 6 (13:50):
And when I try to.
Speaker 10 (13:51):
Talk to the management about some things, I've noticed they're
retaliating on me.
Speaker 1 (13:55):
And how are they retaliating?
Speaker 2 (13:57):
What are they doing to you?
Speaker 10 (14:00):
They gave me a notice about something about deflamation of character.
Speaker 2 (14:04):
Oh, come on, what what what defamation? Or do you
say declaration.
Speaker 1 (14:09):
Declamation, deflammation? No?
Speaker 2 (14:11):
And what are they saying that you did?
Speaker 1 (14:13):
Because HOA is talking about defamation, by the way, is
something that's defamation, by the way, it doesn't make much sense.
Speaker 2 (14:21):
Hoas don't get involved with that.
Speaker 1 (14:23):
So what did they say you did?
Speaker 10 (14:26):
It's so I complained about the girl in the office,
the manager in the office.
Speaker 6 (14:33):
It's just they didn't like it.
Speaker 1 (14:35):
So they didn't like it, so they didn't like it.
Speaker 8 (14:37):
Now what.
Speaker 10 (14:40):
But my whole thing right now is that we have
an HOA that's a mutual benefit corporation and she feels
like she's entitled to be in charge of everything.
Speaker 2 (14:50):
So so what what's your question, Michelle?
Speaker 10 (14:55):
I don't know if we should a lawyer involved.
Speaker 6 (14:57):
I mean, I've tried to resolve it at my own.
Speaker 1 (14:59):
Okay, well you're not gonna do it on your own
because you're gonna have to pay some pretty good sized
money for that. So a group of you have to
come in and do it, file lawsuit or the next
general relation, next general election. If everybody's nhappy, toss the
board and fire the management company, which you have a
right to do.
Speaker 3 (15:20):
Sir.
Speaker 10 (15:20):
I tried to bring up that I noticed that she
wasn't following the bylows you.
Speaker 1 (15:25):
I can't understand, and they're doing nothing about it, taught.
So now what are you going to fight at your own?
Hire a lawyer, you know, spend the seven hundred dollars
an hour, or a group of you that they're doing
it to get together and you hire a lawyer or
get you you toss out the board.
Speaker 2 (15:43):
You you're the one that elects the board.
Speaker 1 (15:47):
That's the answer. Some reports are calling this the mother
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Speaker 2 (15:56):
Two point seven billion.
Speaker 1 (15:57):
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as National Public Data.
Speaker 2 (16:02):
Now what is National Public Data.
Speaker 1 (16:03):
It's a company that provides background checks to employers. And
other entities, and it is massive, and so many records
were stolen online and all of us were so vulnerable
as to how our online identity is out there, we
have zero control over how well our identity is protected
by third party companies like National Public Data. So understanding
(16:27):
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Hey Jeff, welcome.
Speaker 2 (17:19):
What can I do for you?
Speaker 11 (17:22):
Yeah, I wanted to rent an apartment and I was
told by the manager they do not accept checks or
cashiers checks for the rent or depositing first and last.
And there's a California's statue at nineteen forty seven point
three that says landlords are required to accept non electronic
payment for rent. And I'm wondering what I can do
(17:45):
about that to change.
Speaker 1 (17:46):
Pay change Let's set up a bank accountant and do
an auto transfer, do it electronically.
Speaker 11 (17:51):
I don't want to do that.
Speaker 4 (17:52):
I don't want my idea.
Speaker 1 (17:53):
And here's what you do, I understand.
Speaker 2 (17:55):
So here's what you do.
Speaker 1 (17:56):
You hire a lawyer and you've to court, and the
judge will absolutely force the landlord to take a check
based on the statute that you just quote. It absolutely
because there's a law and they have to follow it
and they're saying no, thank you. And it's a civil matter.
(18:17):
So you get to take them to court. Now, you
can't take them the small claims court because small claims
Court doesn't have the jurisdiction to order them to do it.
So you have to do it in superior court. And
so you're right, and it's going to cost you a
few thousand dollars to have a judge say, yep, you
know what I'm willing.
Speaker 11 (18:32):
I'm willing to pay a few thousands.
Speaker 2 (18:34):
Okay, Then then there's the answer. Then there's the answer.
You pay several months worth of rent.
Speaker 1 (18:41):
Okay. I mean, listen, listen, Jeff. I have done this
show for over thirty years, and every single time, every
single time, where someone says I'm willing to pay five
thousand or several thousand dollars so I don't have to
set up an electronic account that takes me ten bucks
and five minutes at the bank, I'm willing to spend
(19:02):
the thousands of dollars. You know how many times people
have actually done that. You know how many times people
have actually spent the thousands of dollars over thirty years
to do that.
Speaker 2 (19:11):
Zero.
Speaker 1 (19:12):
So here is the offer I'm making.
Speaker 12 (19:15):
Okay, And here's the offer I'm making you.
Speaker 11 (19:18):
The attorney General.
Speaker 1 (19:19):
Noah, the Attorney General couldn't care. Oh, for God's sake,
because your landlord wants electronic the attorney General is going
to jump into this.
Speaker 11 (19:27):
I mean, God, Rob always seems to.
Speaker 1 (19:30):
All right, yeah, all right, well go ahead and write
a letter to the Attorney General.
Speaker 2 (19:33):
I guarantee you he'll jump on it.
Speaker 1 (19:35):
As matter of fact, why don't you write a personal
letter to Rob Bonta certified and I guarantee he will
write a personal letter back. Matter of fact, he won't
even do it have an assistant to it. He'll handwrite
you a letter back. Come on, get a reality grit.
For God's sake, I get this all the time. I'm
(19:55):
willing to spend thousands of dollars. Yeah, okay, sure he
is right as opposed to it. It's the principle of
the thing. It's the principle I would have about you
a crap.
Speaker 2 (20:05):
I hate when people do that.
Speaker 1 (20:06):
I mean, if someone were to actually do that in
over thirty years, I would say, yeah, you know, someone
actually did that.
Speaker 2 (20:14):
But I can't say that.
Speaker 1 (20:18):
Carlos, Hello, Carlos, Carlos, you're up. All right, We'll go
back to Carlos because he actually has a pretty good question. Jim, Hi, Jim,
you're up.
Speaker 2 (20:33):
Welcome to handle on the law.
Speaker 9 (20:35):
Yeah, thank you.
Speaker 12 (20:36):
I have a It's a two part but it's kind
of a quick question. The wife and I have been
married forever, we have no kids, She's never worked entire
the entire marriage, and we decided instead of giving the
two lawyers that I have to pay for half of
my money and then we split the other half later on,
if we can get an agreement between us two to say, hey,
(20:57):
you basically take everything, I walk out with the clothes
one back. How do I protect my future to do that?
To to protect my future income?
Speaker 1 (21:05):
Well wait, why would you do that? Why would you
give her everything?
Speaker 6 (21:09):
Uh?
Speaker 12 (21:09):
Because in the future I'll make a lot more money
than that.
Speaker 1 (21:11):
Okay, that's fair, that's fair. Yeah, Uh okay, So you're asking,
how do you protect yourself?
Speaker 12 (21:17):
Yeah, if five years from now she has a giant pug,
you know, giant party, spends all the money and comes
back and wants more.
Speaker 2 (21:23):
Nah, she's not able to do that.
Speaker 1 (21:25):
She's not going to be able to if you split
your assets now and whatever spousal support you're going to
be asking for, or she's going to be asking that
the court will give her by the way from you. Yeah,
and she can come in and ask for she can
ask for a change of circumstance, but that's really hard
to do.
Speaker 4 (21:44):
You know.
Speaker 1 (21:44):
The important thing is is that both of you get
an attorney.
Speaker 6 (21:48):
You have to.
Speaker 1 (21:48):
I know, you say we're going to just split it up.
We're going to sit down and do it. Both sides
have to be represented.
Speaker 3 (21:55):
Now.
Speaker 1 (21:56):
If you get ethical attorneys, and that's the joke, because
where do you find it ethical attorney, I don't know.
They will tell you. This is your agreement. Do you
understand what you're doing. These are the rights that you
have that you're giving up. Yes, I understand, sign off
on it. Now if she and we're worried about her
(22:17):
at this point, because you're wanting to protect yourself, if
she runs into an attorney who says I can get
you a lot more, let's go to court.
Speaker 2 (22:26):
You know I can get you, but you're willing to
give her everything anyway. So you know what can I
tell you?
Speaker 1 (22:31):
Yes, you're protected as much as you're protected, and everything
you earn from the point of separation. When you're out
the door and you file for divorce and she accepts
it or she served, then that all becomes your income.
She gets none of that. It's separate property. She's done
out of your life. At that point, I'd say it
(22:54):
all right and good luck or not all right.
Speaker 2 (22:58):
Now, let's try Carlos again. Hi, Carlos, hold on, only
do that again? Okay, Carlos, there you are. What can
I do for you?
Speaker 9 (23:10):
All right?
Speaker 1 (23:10):
Why don't we give them a shot? Okay, so much
for that, Hey, kit there, you are welcome to handle
on the law.
Speaker 7 (23:20):
Hi.
Speaker 6 (23:20):
Yeah.
Speaker 7 (23:20):
I tried to buy some land in Florida from a
nonprofit that was liquidating it. And I made the offer
within twenty four hours of it being listed, and I had.
Speaker 3 (23:29):
My realtor asked their real or are there any other offers?
Speaker 7 (23:32):
And the realtor said no, And then we wait and
find out their realtor purchased it for one thousand dollars
more than my offer. And I went to the the
not for profit organization and they told me that the
realtor had the.
Speaker 3 (23:47):
First offer in So I want to know if I
have a case of like fraud or no.
Speaker 2 (23:52):
No, not really.
Speaker 1 (23:53):
They can sell to whoever they want. And if you're
talking about they offered one thousand dollars more, it's not like, uh,
they sold it for to someone under the table or
a straw man. It was a legitimate, real offer and
they can say you know what, Okay, so uh there
were other offers and we just didn't tell you, but
that you know, there's there's nothing there.
Speaker 2 (24:15):
You can sell property whoever you.
Speaker 1 (24:17):
Want, and until the deal is signed or you have
fully accepted, you make an offer, it's accepted by the
other side.
Speaker 2 (24:24):
Boom, then it's then it clicks in.
Speaker 7 (24:28):
Uh yeah, I know that they can sell it for
to whoever they want.
Speaker 2 (24:31):
No, did they?
Speaker 4 (24:32):
Did they?
Speaker 1 (24:32):
Okay, you put in an offer that they agree to
it and say yes, we'll sell it to you, and
the deal was signed.
Speaker 2 (24:37):
No, okay.
Speaker 1 (24:38):
Then there then you got really well okay, so all right,
so uh, all right, what are you gonna do?
Speaker 6 (24:45):
Uh?
Speaker 2 (24:45):
Sue the realtor? Okay, and what is he going to do?
What is he What are your damages?
Speaker 7 (24:51):
Well, I would say the difference in the price that
they bought it for versus the appraise value.
Speaker 2 (24:55):
Okay, and uh that is how much.
Speaker 3 (25:00):
Probably fifty grand or sixty.
Speaker 2 (25:02):
Years you get you get to.
Speaker 1 (25:04):
By the way, the appraise value doesn't mean the sale value.
That just means the appraise value. And so no quarter
is going to give you appraisal value based on what
you said. And so you have a guy who lied
and you go okay. Uh and by the way, did
they formally accept your offer?
Speaker 9 (25:24):
Well?
Speaker 1 (25:24):
No, is there is there anything your honor that you
should do to force the sale because they don't want
to sell to you. Well, yeah, because they the realtor lied,
all right. Is that enough to unravel the sale?
Speaker 7 (25:38):
It is not.
Speaker 1 (25:40):
Is that enough to sell to uh, you know, sue
the realtor maybe, but you know, good luck. You're gonna
get a lawyer and you're gonna spend big money on it,
and you're probably gonna lose.
Speaker 2 (25:55):
I know you don't want to hear that. Nobody does, Yes, Kelly.
Speaker 6 (25:59):
Hey Bill.
Speaker 13 (26:01):
Okay, So my twenty year old son got into a
rear in car accident.
Speaker 1 (26:04):
Which in her car was the rear end.
Speaker 2 (26:08):
I understand he was rear ended or he did the
rear ending.
Speaker 1 (26:12):
He did the rear ending, Okay, got it.
Speaker 13 (26:15):
He ran into the back of her right. Her damage
was her damage was similar to like if she backed
into a poll.
Speaker 12 (26:21):
Nothing very bad.
Speaker 13 (26:23):
But she got an attorney right away of course day one. Yes,
so his insurance, her attorney sent my friend's insurance a
demand is settled for policy limits. But in the demand
it says that it's an unconditional release of him for
(26:44):
any all future, present future liability rising from this claim
and leans got it. But in one of the clauses
in the declaration. It reads that I understand if I'm
found liable for the incident in this any other judicial proceeding,
(27:05):
and verdict and judgment were entered against me, my insurance
policy with blank blank blank may not cover all.
Speaker 7 (27:12):
Yeah, you know what.
Speaker 1 (27:13):
First of all, why didn't he just turn it over
to the insurance company, his insurance company? He did, all right,
So they're if they're willing to pay policy, which is fine. Uh,
he's got to release everything to the insurance company. And
they now own I guess they own the policy or
they own the accident. Uh. And bottom line is you
(27:35):
call your insurance company and you say, do I sign this?
Speaker 2 (27:38):
Yes or no? Because they're paid?
Speaker 12 (27:40):
He did?
Speaker 2 (27:41):
And what insurance what the insurance company is?
Speaker 13 (27:44):
They said, they can't give them legal advice.
Speaker 8 (27:48):
Hmm.
Speaker 13 (27:50):
My concern is does that clause keep the door open?
Speaker 1 (27:54):
No?
Speaker 2 (27:54):
I don't think so.
Speaker 1 (27:57):
No, I don't think it does. But I've never heard
of that odds, So it's weird. Usually it's just a
general release that we walk away. So repeat again. It
leaves open for any future incident that your son would
be responsible for.
Speaker 13 (28:16):
Right, says if I understand that if I'm found liable
for the incident in this or any other jugitiar, You're.
Speaker 1 (28:21):
Not found liable. There is no finding of liability. It's
a settlement. There's no finding when there's a settlement, correct.
Speaker 13 (28:32):
Because that one that because one clause says that your
release of all future right settlement.
Speaker 1 (28:39):
So there's no finding of any liability.
Speaker 13 (28:43):
Well doesn't these two paragraphs seem like they're in conflict?
Speaker 2 (28:46):
Yeah?
Speaker 1 (28:46):
Yeah, So don't sign it and see what your insurance
company says. You can say, I'm not signing it. They're
going to say we offered full limits. I say, I've
never heard of that. And you know, I can't help
you on that one because I've never heard of that.
Speaker 2 (28:58):
So what can I tell you? Yeah, I've never heard
of that. That's what I can tell you.
Speaker 1 (29:03):
Hello, Steven, Hello, Hello, go ahead, Okay.
Speaker 9 (29:11):
Yeah, thank you. So I am going to be doing
some work on my mobile home and the situation of
it to get the linoleum floors, some painting. Do I
have to pull permits on those minors things?
Speaker 2 (29:24):
No, No, you don't. No aluminum, I, no new floors,
et cetera.
Speaker 1 (29:29):
You don't have to pull permits at all, you know,
and I don't even know what verbits you do pull
on mobile homes because it's they're not homes.
Speaker 2 (29:36):
You know that building safety doesn't come out. They're vehicles. Yeah,
so there you go. All right, did that help you?
Probably not?
Speaker 1 (29:44):
Um? Rose?
Speaker 2 (29:46):
Hi, Rose, welcome.
Speaker 4 (29:49):
Hi?
Speaker 2 (29:50):
Yeah, go ahead?
Speaker 14 (29:51):
Okay, oh can you hear me?
Speaker 3 (29:54):
Yeah?
Speaker 1 (29:54):
Are you on a cell phone and you're not talking
directly a new mic?
Speaker 2 (29:57):
What's going on?
Speaker 13 (29:59):
I am talking drag into the phone right now?
Speaker 1 (30:00):
Okay, let's go, Thank.
Speaker 4 (30:02):
You very much.
Speaker 14 (30:05):
I have my my seventy three years seventy two year
old brother living with me, and bottom line, we determined
and he even knows. It's that he's starting to deal
with the dementia issues and things like that. The issue
the question I have is does he need to and
quickly I'm thinking get a will or trust because of
(30:26):
he does have several pieces of real.
Speaker 13 (30:29):
Estate all yep, yep, yeah, has one son. But one
other little thing, he's still legally married, even though he's
been separated.
Speaker 1 (30:37):
Okay, so with you, okay, So with that, whatever is
his name that he owns, he can will do whoever
he wants. Now, if he's still legally married, the wife
could come in and make a claim.
Speaker 2 (30:51):
But yeah, you take a chance on that. But I
think it's uh, you know, I think he'd be okay.
Speaker 1 (30:56):
But yes, he absolutely needs to write a will one
hundred percent at this point because it's his wishes.
Speaker 2 (31:03):
Otherwise it's wide open.
Speaker 1 (31:05):
And the problem is is that if she, if he's
still legally married, and he dies without a will or
there's no trust, the wife, the ex wife who is
still the wife.
Speaker 2 (31:16):
Gets half.
Speaker 13 (31:20):
And his son gets the other half.
Speaker 1 (31:21):
That is correct, And if he doesn't want that to happen,
he writes a will, puts some money in a trust,
and does it quickly and make sure that it's done
when there is no dementia flying around his head because
he has to.
Speaker 2 (31:34):
Be cognizant of it.
Speaker 1 (31:35):
And the wife can actually come in and undo that,
unravel it based on the fact that he did not
know what he was signing. So you want to do
it as quickly as you humanly can.
Speaker 2 (31:48):
All right, that's what you.
Speaker 1 (31:49):
Gotta do, Okay, before we get out of here. I
like onions. I like garlic, and I smell like I
like onions, and I like garlic. And if I cared, well,
sometimes I do about my breath. I mean, all of
this stuff coming out out of my mouth. Let me
tell you what I suggest, and you do what I
(32:10):
do sometimes for you all the time. Is Zelmon melmons,
Zelman's mintya mouthmints. And here's the way it works. Zelman's
minta mouthmens are these little capsules that are coated with men,
pretty nice strong men that you suck on. And then
when the mint's gone, you either bite into these capsules
or you swallow them. And there's parsonally seed oil inside,
(32:33):
and that is those go to work in your gut
where when that garlic and the onions start going doing
their thing, it's in your stomach. And boy does that
take care of that. By the way, they're clinically tested
against that exact thing. And that's Zeleman's minty mouth mints. Also,
you feel fresh and clean. It's like you brush your
teeth and you get that wonderful feeling. And if you
(32:53):
have a dry mouth, it works. That's Zelman's minty mouth mints.
And I'm gonna suggest it's certainly worth a try. Free
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take advantage of the code. Fifteen percent use the code
(33:17):
handle at checkout Zelman's Z l m i N s
zelmans dot com.
Speaker 2 (33:24):
This is handle on the law
Welcome handle on the law. Marginal legal advice where I
tell you you have absolutely no case, and when I
tell you you do have a case, I get very depressed.
When I tell you you have no case, I get
very happy. Story I want to share with you about
Rudy Giuliani. He has now been disbarred in Washington, d C.
Speaker 2 (00:21):
And that's a federal court he's been tossed out of.
Speaker 1 (00:25):
And why well kept on pushing false twenty twenty election
claims an election to twenty twenty election claims. He's an
election denier. To this day, he's an election denier. And
here's the problem. It's not him going around and saying
the election didn't happen. For example, you could call me
and we could have an argument.
Speaker 2 (00:47):
Big deal.
Speaker 1 (00:48):
You know we're having an argument. Welcome to America. Nothing
comes of it. It's when you are a lawyer and
you are filing lawsuits to deny the election and coming
up with no evidence, frivolous allegations. Because he was involved
in filing lawsuit after lawsuit across the country and produced
(01:10):
no evidence whatsoever, not a shred of evidence that the
election was fraudulent. Well, the law doesn't allow that didn't
happen once either. It happened multiple times. And so you know,
the bar took him to task and said, you're done.
You've been disbarred. You're I mean disbarred means you are
(01:30):
finished as the lawyer. By the way, how good are
you at making coffee? Because maybe the only job you're
going to get is as a barista. And he had
a radio show, which I don't know if he's on
the air or not, but I know his principal advertiser
is gone. And here is the scary part. Number one,
he's still a true believer. The election was stolen.
Speaker 2 (01:53):
Number two.
Speaker 1 (01:55):
Is that he he won't give it up.
Speaker 2 (01:59):
He won't give it up.
Speaker 1 (02:00):
I mean he's probably going to go to prison and
will lose everything he has, lose his property, lose his
ability to make a living as a lawyer, have to
defend himself to the tune of millions of dollars in
criminal trials because he's being indicted all over the place.
And he's still a true believer. I know that because
(02:23):
I know people that know him. Matter of fact, I
asked the question, is he as nuts as he seems
to be? And I was told he is even more
nuts than that. So he has gone from one of
the best prosecutors US attorneys in the country Southern District
of New York, took down the mafia, hit big business.
Speaker 2 (02:46):
I mean, the guy was superb.
Speaker 1 (02:48):
Then became America's mayor during nine to eleven, and look
at where he went. He got caught up because I asked,
how does this smart guy like that going that to
actually just caught up in the orbit.
Speaker 2 (03:02):
And is going down and is just saying, yeah, it
was all worth it.
Speaker 1 (03:08):
You got me on that one. You really have me
on that one. All right, let's go ahead and take
some phone calls. All right, we'll start with you, Leo.
Welcome handle on the law.
Speaker 3 (03:21):
No.
Speaker 4 (03:22):
Yeah, I was wondering if there's any protections for people
in general or people like me.
Speaker 5 (03:28):
You know, I found out I'm a dependent adult from
I guess gold digging in a sense.
Speaker 3 (03:34):
By family members going after property.
Speaker 1 (03:37):
Okay, well, okay, now I don't I don't, Okay, explain
to me what's going on?
Speaker 2 (03:40):
Gold digger's going after property?
Speaker 1 (03:43):
How is this gold digger going after property?
Speaker 5 (03:47):
Twenty one years ago, Yes, twenty one years ago. My
sister's he replace to stay and she really couldn't move
in because I had people, you know, renting the rooms out.
Speaker 3 (03:56):
And so she's staying in the garage. She wormed her way.
Speaker 5 (03:58):
Basically used the square logging the laws to gain adverse possession,
got a restraining order, use the restraining order laws basically
by just lying. And she said, she said, they don't
listen to He said, that's one thing I'm concerned about.
But she used those laws to get a restraining order.
Speaker 1 (04:13):
Against Okay, all right, so all right, So she uh
through adverse possession twenty years ago, now obtains title to
the property.
Speaker 2 (04:22):
So it's in her name, correct.
Speaker 3 (04:24):
No, no, no, I don't know about all that title.
That's what I need to help.
Speaker 1 (04:27):
Well, who's well, who's on title? He said, Leo, you
got to tell me who's on title.
Speaker 4 (04:31):
Me and my mother and father were on title. My
mom ash is okay, that's easy.
Speaker 2 (04:35):
Okay, that's easy.
Speaker 5 (04:36):
Supposer left the trust of my two sisters.
Speaker 2 (04:38):
Okay, hang on, hang on.
Speaker 1 (04:39):
If you guys are on title, If you guys are
on title, then she did not gain possession through adverse
adverse possession.
Speaker 2 (04:48):
She didn't.
Speaker 1 (04:49):
She is now she's a tenant and has been a
tenant for twenty years and you and she has a
restraining order against you. So what victor?
Speaker 4 (04:56):
No, No, what I'm saying. What I'm saying is right now,
she wants to do the same thing, keep me off
my property. I just want to get into money.
Speaker 1 (05:03):
She can't that it's your property.
Speaker 3 (05:07):
Property.
Speaker 1 (05:08):
You can evict her. Why aren't you evicting her?
Speaker 4 (05:12):
I will do so. No, but I need help in
getting the money from.
Speaker 3 (05:16):
The what do you call it? The equity? Sorry, I'll
a bit stuttering.
Speaker 2 (05:21):
Okay, so you take so all right?
Speaker 1 (05:23):
So if there's equity, you take a loan out on
the property.
Speaker 4 (05:26):
Oh, question on that?
Speaker 3 (05:27):
Real quick?
Speaker 4 (05:28):
Is there it possible for me to get a loan
even though she doesn't sign off on whatever.
Speaker 1 (05:31):
She doesn't matter. She doesn't own the property. She there's
nothing for her to sign off on. You know, why
don't you call me?
Speaker 6 (05:39):
Bill?
Speaker 1 (05:39):
Is it possible for me to keep my house if
you don't sign off on it? What do I have
to do with it?
Speaker 2 (05:45):
I don't own the house?
Speaker 4 (05:47):
Well, quickly again, just because the assessor's off to say
it's half hers?
Speaker 2 (05:50):
Wait a minute, you're making no sense.
Speaker 1 (05:54):
You are on the property, her name is not and
the assessor's office says, it's half hers.
Speaker 4 (06:00):
Yeah, that's exactly what the money need, the money from
the equity death.
Speaker 1 (06:03):
Okay, well if the property is half her, so two
things are happening. Either the property is not in her
name or the property isn't her name, And there's two
different answers.
Speaker 3 (06:14):
I need to get back onto the property.
Speaker 1 (06:16):
So you're not onto the property.
Speaker 4 (06:18):
I'm onto the property right now. I'm basically squatting, like, Okay,
who owns the property?
Speaker 1 (06:24):
I'm gonna do this one more time for a hangout.
Who owns the property?
Speaker 6 (06:28):
Now?
Speaker 3 (06:29):
Who owns it?
Speaker 1 (06:31):
Now?
Speaker 4 (06:32):
I do? And it's may be plausible that she might
own half of it.
Speaker 1 (06:36):
Okay, you pull title. You pull title, and then we
start talking. I have no way to answer that. Do
you own the property? I own half? Does she own
the property? I don't know. She may own half.
Speaker 2 (06:49):
The assessor's office says she's on half.
Speaker 1 (06:51):
Oh no, no, you have to actually pull title. You
know it's easy. It's on the internet. Who owns the property?
Put down the address? This is why, excuse me, this
is why sometimes. Actually I'm pretty calm with this. I
am pretty calm, all right? Not bad? Is that months
(07:12):
monthly months. Monday, Monday.
Speaker 2 (07:16):
Okay, we are from Monday. I love that name.
Speaker 6 (07:19):
Good morning, I'm from Barcelona, Spain.
Speaker 1 (07:21):
Okay, Monday. Is that a Barcelona, Spain name, because I've
never heard of it.
Speaker 6 (07:26):
Yes, well it's short for months set up.
Speaker 2 (07:29):
I got it. Okay, Monsey, what can I do for you?
Speaker 6 (07:33):
I worked in a school full time and I had
two bosses, the principal onside and a coordinator at the
school district. And for five months, everything was great. I
was being praised for my performance by both of them
until after summer break, when we came back to school,
(07:58):
I noticed that the principal had been spending funding on
items that were not supposed to be purchased by that funding.
And so when the coordinator came to school to meet me,
she realized that, you know, she started asking questions where
those items came from. I told her that the principal
had purchased it with the funding, and so she was
(08:22):
very distressed. She said she was going to send an
email to the principal because I was the last straw
they always had, you know, a little bit of conflict going.
So the next day was a Friday, and at the
end of the day. It was just the principal and
I at the office and she said, come in in
to talk to me. She dismissed me.
Speaker 2 (08:43):
She okay, so she fired you. All right, fair enoughs
what's your question?
Speaker 6 (08:47):
And she told me I asked for union representation, and
she said it's too late on a Friday, nobody can
come and I don't want you here anymore. You can
get a judge.
Speaker 1 (08:58):
And I'm assuming then on Monday you went ahead and
talked to the union. And since your union, Uh, what
happened when you call the union?
Speaker 6 (09:07):
They they didn't do anything.
Speaker 1 (09:09):
Wow, your union rep didn't do anything. Your union didn't
go in and represent you at all.
Speaker 6 (09:15):
No, Well, the thing is that it was five months.
Speaker 1 (09:18):
And what was five months? What?
Speaker 4 (09:20):
What?
Speaker 1 (09:20):
What?
Speaker 7 (09:21):
What?
Speaker 1 (09:21):
What was five months?
Speaker 6 (09:22):
Working for I was working for the school.
Speaker 2 (09:24):
I got that.
Speaker 1 (09:25):
I got that.
Speaker 2 (09:26):
It was five months. I understand that I was doing.
Speaker 6 (09:30):
It was during probation.
Speaker 2 (09:31):
So during the probation. That's a long probation. Okay. Well,
it's real simple.
Speaker 1 (09:37):
Uh, during the course of probation, they can pretty well
do anything they want. They can toss you unless unless
there are union collective bargaining positions that you've taken or
that the agreement between the school district and the union
that says either these are the procedures that must be done,
uh notice, and the ability to cure whatever it's all
(09:59):
has to do with your union. And you've got to
find out from the union saying hey, I'm a member
of this union and I need some representation here. And
if they say, you know what, Nope, nope, you're during
the probation and they pretty well can do whatever they want.
Speaker 2 (10:16):
Guess what, You're out of luck, Monci.
Speaker 6 (10:19):
Yes, I understand that. My problem really was afterwards when
parents would see me or other employees would see me,
you know, in the community, they asked me why I quit?
Speaker 1 (10:31):
So quit?
Speaker 2 (10:34):
You quit?
Speaker 4 (10:35):
No?
Speaker 6 (10:35):
I didn't, no, no, that's what the principal told everyone's
And the problem is that, you know she told me
you can what's your question, Monzie, Well, my I I
live within the community. Is the school district that I
(10:59):
got I got fired from, and I'm not able to
get a different position in a different school because when
I walk into the interviews, I'm I'm super qualified, I know.
Speaker 1 (11:09):
But let me ask you something if the rules but
you're making no sense. Either you quit or you were
fired and the word out there is that you quit
and you why can't you just say I quit because
I was just.
Speaker 2 (11:21):
Not happy with the way they ran the school. I
don't understand. So true, Okay, no.
Speaker 4 (11:28):
But I understand.
Speaker 2 (11:29):
But okay, So what's your question?
Speaker 6 (11:33):
My question is that I'm not able to get a
different Okay.
Speaker 2 (11:36):
What's your question.
Speaker 1 (11:37):
I understand that you can't get a job.
Speaker 2 (11:38):
What's your question?
Speaker 6 (11:40):
Is there any way for me to find out why?
I mean, I.
Speaker 1 (11:49):
Know they can just say, yeah, they can say they're
unhappy with you. They don't have to tell you why unless, uh,
the union rules stipulate that they do have to tell
you why. And my guess is they probably do. And
I'm surprised the union isn't getting involved because if the
school board didn't follow the collective bargaining agreement, then there's
nothing you can do.
Speaker 2 (12:10):
So during probation, is just a bitch getting involved? Hello, Lynnette,
what's up?
Speaker 4 (12:15):
Hey? Talk to me.
Speaker 6 (12:16):
I got one question.
Speaker 8 (12:18):
Yes, I am going to a bankruptcy and I get
this letter from the bank. They didn't help me, you know,
I asked for help and they wouldn't help me to pay.
Speaker 6 (12:25):
The bill off.
Speaker 8 (12:26):
Well, they sent me a letter and said, well, if
you paid three thousand of the eight thousand you, oh,
we'll just call it all.
Speaker 9 (12:33):
You know, it ended there, but they said.
Speaker 8 (12:35):
We're going to turn it into the irs. Well, my lawyer,
you know, I haven't even told him about it yet.
But do you think I should just continue on with
my bankrupt No?
Speaker 1 (12:45):
Yes, I think because if that's the only thing you're
going bankrupt on, which clearly it isn't. Yeah, your lawyer
will tell you what to do. And a forgiveness of loan,
I mean that is an issue with taxes because forgiveness
of loans is considered income. But this is why God
invented bankruptcy attorneys. That's who you talk to, not to me.
(13:06):
First of all, I give you marginal advice. That's for
starters number two. I don't know much about bankruptcy law,
and you're talking to a bankruptcy attorney. Michelle, Hello, Michelle, Welcome,
Hello Michelle, Yes morning, Yes, ma'am.
Speaker 10 (13:24):
Hi, Sir Bill. I was calling because I've been Oh
my gosh, this last year has been kind of a nightmare.
I have a mobile home that I own, and the
h away. We got a new president pretty much has
caused a lot of havoc. We got a new management
company and they're both not responsive and got a lot
of complaints from neighbors. And truthfully, I feel like I'm
(13:47):
moving head with us.
Speaker 6 (13:50):
And when I try to.
Speaker 10 (13:51):
Talk to the management about some things, I've noticed they're
retaliating on me.
Speaker 1 (13:55):
And how are they retaliating?
Speaker 2 (13:57):
What are they doing to you?
Speaker 10 (14:00):
They gave me a notice about something about deflamation of character.
Speaker 2 (14:04):
Oh, come on, what what what defamation? Or do you
say declaration.
Speaker 1 (14:09):
Declamation, deflammation? No?
Speaker 2 (14:11):
And what are they saying that you did?
Speaker 1 (14:13):
Because HOA is talking about defamation, by the way, is
something that's defamation, by the way, it doesn't make much sense.
Speaker 2 (14:21):
Hoas don't get involved with that.
Speaker 1 (14:23):
So what did they say you did?
Speaker 10 (14:26):
It's so I complained about the girl in the office,
the manager in the office.
Speaker 6 (14:33):
It's just they didn't like it.
Speaker 1 (14:35):
So they didn't like it, so they didn't like it.
Speaker 8 (14:37):
Now what.
Speaker 10 (14:40):
But my whole thing right now is that we have
an HOA that's a mutual benefit corporation and she feels
like she's entitled to be in charge of everything.
Speaker 2 (14:50):
So so what what's your question, Michelle?
Speaker 10 (14:55):
I don't know if we should a lawyer involved.
Speaker 6 (14:57):
I mean, I've tried to resolve it at my own.
Speaker 1 (14:59):
Okay, well you're not gonna do it on your own
because you're gonna have to pay some pretty good sized
money for that. So a group of you have to
come in and do it, file lawsuit or the next
general relation, next general election. If everybody's nhappy, toss the
board and fire the management company, which you have a
right to do.
Speaker 3 (15:20):
Sir.
Speaker 10 (15:20):
I tried to bring up that I noticed that she
wasn't following the bylows you.
Speaker 1 (15:25):
I can't understand, and they're doing nothing about it, taught.
So now what are you going to fight at your own?
Hire a lawyer, you know, spend the seven hundred dollars
an hour, or a group of you that they're doing
it to get together and you hire a lawyer or
get you you toss out the board.
Speaker 2 (15:43):
You you're the one that elects the board.
Speaker 1 (15:47):
That's the answer. Some reports are calling this the mother
of all data breaches, and what are we talking about?
Speaker 2 (15:56):
Two point seven billion.
Speaker 1 (15:57):
Records were stolen by cyber hackers from an entity known
as National Public Data.
Speaker 2 (16:02):
Now what is National Public Data.
Speaker 1 (16:03):
It's a company that provides background checks to employers. And
other entities, and it is massive, and so many records
were stolen online and all of us were so vulnerable
as to how our online identity is out there, we
have zero control over how well our identity is protected
by third party companies like National Public Data. So understanding
(16:27):
how cybercrime and identity theft work, you should also understand
how to protect yourself. And this is where LifeLock comes in.
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Speaker 2 (16:48):
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(17:11):
code handle or online LifeLock dot Com promo code handle.
Hey Jeff, welcome.
Speaker 2 (17:19):
What can I do for you?
Speaker 11 (17:22):
Yeah, I wanted to rent an apartment and I was
told by the manager they do not accept checks or
cashiers checks for the rent or depositing first and last.
And there's a California's statue at nineteen forty seven point
three that says landlords are required to accept non electronic
payment for rent. And I'm wondering what I can do
(17:45):
about that to change.
Speaker 1 (17:46):
Pay change Let's set up a bank accountant and do
an auto transfer, do it electronically.
Speaker 11 (17:51):
I don't want to do that.
Speaker 4 (17:52):
I don't want my idea.
Speaker 1 (17:53):
And here's what you do, I understand.
Speaker 2 (17:55):
So here's what you do.
Speaker 1 (17:56):
You hire a lawyer and you've to court, and the
judge will absolutely force the landlord to take a check
based on the statute that you just quote. It absolutely
because there's a law and they have to follow it
and they're saying no, thank you. And it's a civil matter.
(18:17):
So you get to take them to court. Now, you
can't take them the small claims court because small claims
Court doesn't have the jurisdiction to order them to do it.
So you have to do it in superior court. And
so you're right, and it's going to cost you a
few thousand dollars to have a judge say, yep, you
know what I'm willing.
Speaker 11 (18:32):
I'm willing to pay a few thousands.
Speaker 2 (18:34):
Okay, Then then there's the answer. Then there's the answer.
You pay several months worth of rent.
Speaker 1 (18:41):
Okay. I mean, listen, listen, Jeff. I have done this
show for over thirty years, and every single time, every
single time, where someone says I'm willing to pay five
thousand or several thousand dollars so I don't have to
set up an electronic account that takes me ten bucks
and five minutes at the bank, I'm willing to spend
(19:02):
the thousands of dollars. You know how many times people
have actually done that. You know how many times people
have actually spent the thousands of dollars over thirty years
to do that.
Speaker 2 (19:11):
Zero.
Speaker 1 (19:12):
So here is the offer I'm making.
Speaker 12 (19:15):
Okay, And here's the offer I'm making you.
Speaker 11 (19:18):
The attorney General.
Speaker 1 (19:19):
Noah, the Attorney General couldn't care. Oh, for God's sake,
because your landlord wants electronic the attorney General is going
to jump into this.
Speaker 11 (19:27):
I mean, God, Rob always seems to.
Speaker 1 (19:30):
All right, yeah, all right, well go ahead and write
a letter to the Attorney General.
Speaker 2 (19:33):
I guarantee you he'll jump on it.
Speaker 1 (19:35):
As matter of fact, why don't you write a personal
letter to Rob Bonta certified and I guarantee he will
write a personal letter back. Matter of fact, he won't
even do it have an assistant to it. He'll handwrite
you a letter back. Come on, get a reality grit.
For God's sake, I get this all the time. I'm
(19:55):
willing to spend thousands of dollars. Yeah, okay, sure he
is right as opposed to it. It's the principle of
the thing. It's the principle I would have about you
a crap.
Speaker 2 (20:05):
I hate when people do that.
Speaker 1 (20:06):
I mean, if someone were to actually do that in
over thirty years, I would say, yeah, you know, someone
actually did that.
Speaker 2 (20:14):
But I can't say that.
Speaker 1 (20:18):
Carlos, Hello, Carlos, Carlos, you're up. All right, We'll go
back to Carlos because he actually has a pretty good question. Jim, Hi, Jim,
you're up.
Speaker 2 (20:33):
Welcome to handle on the law.
Speaker 9 (20:35):
Yeah, thank you.
Speaker 12 (20:36):
I have a It's a two part but it's kind
of a quick question. The wife and I have been
married forever, we have no kids, She's never worked entire
the entire marriage, and we decided instead of giving the
two lawyers that I have to pay for half of
my money and then we split the other half later on,
if we can get an agreement between us two to say, hey,
(20:57):
you basically take everything, I walk out with the clothes
one back. How do I protect my future to do that?
To to protect my future income?
Speaker 1 (21:05):
Well wait, why would you do that? Why would you
give her everything?
Speaker 6 (21:09):
Uh?
Speaker 12 (21:09):
Because in the future I'll make a lot more money
than that.
Speaker 1 (21:11):
Okay, that's fair, that's fair. Yeah, Uh okay, So you're asking,
how do you protect yourself?
Speaker 12 (21:17):
Yeah, if five years from now she has a giant pug,
you know, giant party, spends all the money and comes
back and wants more.
Speaker 2 (21:23):
Nah, she's not able to do that.
Speaker 1 (21:25):
She's not going to be able to if you split
your assets now and whatever spousal support you're going to
be asking for, or she's going to be asking that
the court will give her by the way from you. Yeah,
and she can come in and ask for she can
ask for a change of circumstance, but that's really hard
to do.
Speaker 4 (21:44):
You know.
Speaker 1 (21:44):
The important thing is is that both of you get
an attorney.
Speaker 6 (21:48):
You have to.
Speaker 1 (21:48):
I know, you say we're going to just split it up.
We're going to sit down and do it. Both sides
have to be represented.
Speaker 3 (21:55):
Now.
Speaker 1 (21:56):
If you get ethical attorneys, and that's the joke, because
where do you find it ethical attorney, I don't know.
They will tell you. This is your agreement. Do you
understand what you're doing. These are the rights that you
have that you're giving up. Yes, I understand, sign off
on it. Now if she and we're worried about her
(22:17):
at this point, because you're wanting to protect yourself, if
she runs into an attorney who says I can get
you a lot more, let's go to court.
Speaker 2 (22:26):
You know I can get you, but you're willing to
give her everything anyway. So you know what can I
tell you?
Speaker 1 (22:31):
Yes, you're protected as much as you're protected, and everything
you earn from the point of separation. When you're out
the door and you file for divorce and she accepts
it or she served, then that all becomes your income.
She gets none of that. It's separate property. She's done
out of your life. At that point, I'd say it
(22:54):
all right and good luck or not all right.
Speaker 2 (22:58):
Now, let's try Carlos again. Hi, Carlos, hold on, only
do that again? Okay, Carlos, there you are. What can
I do for you?
Speaker 9 (23:10):
All right?
Speaker 1 (23:10):
Why don't we give them a shot? Okay, so much
for that, Hey, kit there, you are welcome to handle
on the law.
Speaker 7 (23:20):
Hi.
Speaker 6 (23:20):
Yeah.
Speaker 7 (23:20):
I tried to buy some land in Florida from a
nonprofit that was liquidating it. And I made the offer
within twenty four hours of it being listed, and I had.
Speaker 3 (23:29):
My realtor asked their real or are there any other offers?
Speaker 7 (23:32):
And the realtor said no, And then we wait and
find out their realtor purchased it for one thousand dollars
more than my offer. And I went to the the
not for profit organization and they told me that the
realtor had the.
Speaker 3 (23:47):
First offer in So I want to know if I
have a case of like fraud or no.
Speaker 2 (23:52):
No, not really.
Speaker 1 (23:53):
They can sell to whoever they want. And if you're
talking about they offered one thousand dollars more, it's not like, uh,
they sold it for to someone under the table or
a straw man. It was a legitimate, real offer and
they can say you know what, Okay, so uh there
were other offers and we just didn't tell you, but
that you know, there's there's nothing there.
Speaker 2 (24:15):
You can sell property whoever you.
Speaker 1 (24:17):
Want, and until the deal is signed or you have
fully accepted, you make an offer, it's accepted by the
other side.
Speaker 2 (24:24):
Boom, then it's then it clicks in.
Speaker 7 (24:28):
Uh yeah, I know that they can sell it for
to whoever they want.
Speaker 2 (24:31):
No, did they?
Speaker 4 (24:32):
Did they?
Speaker 1 (24:32):
Okay, you put in an offer that they agree to
it and say yes, we'll sell it to you, and
the deal was signed.
Speaker 2 (24:37):
No, okay.
Speaker 1 (24:38):
Then there then you got really well okay, so all right,
so uh, all right, what are you gonna do?
Speaker 6 (24:45):
Uh?
Speaker 2 (24:45):
Sue the realtor? Okay, and what is he going to do?
What is he What are your damages?
Speaker 7 (24:51):
Well, I would say the difference in the price that
they bought it for versus the appraise value.
Speaker 2 (24:55):
Okay, and uh that is how much.
Speaker 3 (25:00):
Probably fifty grand or sixty.
Speaker 2 (25:02):
Years you get you get to.
Speaker 1 (25:04):
By the way, the appraise value doesn't mean the sale value.
That just means the appraise value. And so no quarter
is going to give you appraisal value based on what
you said. And so you have a guy who lied
and you go okay. Uh and by the way, did
they formally accept your offer?
Speaker 9 (25:24):
Well?
Speaker 1 (25:24):
No, is there is there anything your honor that you
should do to force the sale because they don't want
to sell to you. Well, yeah, because they the realtor lied,
all right. Is that enough to unravel the sale?
Speaker 7 (25:38):
It is not.
Speaker 1 (25:40):
Is that enough to sell to uh, you know, sue
the realtor maybe, but you know, good luck. You're gonna
get a lawyer and you're gonna spend big money on it,
and you're probably gonna lose.
Speaker 2 (25:55):
I know you don't want to hear that. Nobody does, Yes, Kelly.
Speaker 6 (25:59):
Hey Bill.
Speaker 13 (26:01):
Okay, So my twenty year old son got into a
rear in car accident.
Speaker 1 (26:04):
Which in her car was the rear end.
Speaker 2 (26:08):
I understand he was rear ended or he did the
rear ending.
Speaker 1 (26:12):
He did the rear ending, Okay, got it.
Speaker 13 (26:15):
He ran into the back of her right. Her damage
was her damage was similar to like if she backed
into a poll.
Speaker 12 (26:21):
Nothing very bad.
Speaker 13 (26:23):
But she got an attorney right away of course day one. Yes,
so his insurance, her attorney sent my friend's insurance a
demand is settled for policy limits. But in the demand
it says that it's an unconditional release of him for
(26:44):
any all future, present future liability rising from this claim
and leans got it. But in one of the clauses
in the declaration. It reads that I understand if I'm
found liable for the incident in this any other judicial proceeding,
(27:05):
and verdict and judgment were entered against me, my insurance
policy with blank blank blank may not cover all.
Speaker 7 (27:12):
Yeah, you know what.
Speaker 1 (27:13):
First of all, why didn't he just turn it over
to the insurance company, his insurance company? He did, all right,
So they're if they're willing to pay policy, which is fine. Uh,
he's got to release everything to the insurance company. And
they now own I guess they own the policy or
they own the accident. Uh. And bottom line is you
(27:35):
call your insurance company and you say, do I sign this?
Speaker 2 (27:38):
Yes or no? Because they're paid?
Speaker 12 (27:40):
He did?
Speaker 2 (27:41):
And what insurance what the insurance company is?
Speaker 13 (27:44):
They said, they can't give them legal advice.
Speaker 8 (27:48):
Hmm.
Speaker 13 (27:50):
My concern is does that clause keep the door open?
Speaker 1 (27:54):
No?
Speaker 2 (27:54):
I don't think so.
Speaker 1 (27:57):
No, I don't think it does. But I've never heard
of that odds, So it's weird. Usually it's just a
general release that we walk away. So repeat again. It
leaves open for any future incident that your son would
be responsible for.
Speaker 13 (28:16):
Right, says if I understand that if I'm found liable
for the incident in this or any other jugitiar, You're.
Speaker 1 (28:21):
Not found liable. There is no finding of liability. It's
a settlement. There's no finding when there's a settlement, correct.
Speaker 13 (28:32):
Because that one that because one clause says that your
release of all future right settlement.
Speaker 1 (28:39):
So there's no finding of any liability.
Speaker 13 (28:43):
Well doesn't these two paragraphs seem like they're in conflict?
Speaker 2 (28:46):
Yeah?
Speaker 1 (28:46):
Yeah, So don't sign it and see what your insurance
company says. You can say, I'm not signing it. They're
going to say we offered full limits. I say, I've
never heard of that. And you know, I can't help
you on that one because I've never heard of that.
Speaker 2 (28:58):
So what can I tell you? Yeah, I've never heard
of that. That's what I can tell you.
Speaker 1 (29:03):
Hello, Steven, Hello, Hello, go ahead, Okay.
Speaker 9 (29:11):
Yeah, thank you. So I am going to be doing
some work on my mobile home and the situation of
it to get the linoleum floors, some painting. Do I
have to pull permits on those minors things?
Speaker 2 (29:24):
No, No, you don't. No aluminum, I, no new floors,
et cetera.
Speaker 1 (29:29):
You don't have to pull permits at all, you know,
and I don't even know what verbits you do pull
on mobile homes because it's they're not homes.
Speaker 2 (29:36):
You know that building safety doesn't come out. They're vehicles. Yeah,
so there you go. All right, did that help you?
Probably not?
Speaker 1 (29:44):
Um? Rose?
Speaker 2 (29:46):
Hi, Rose, welcome.
Speaker 4 (29:49):
Hi?
Speaker 2 (29:50):
Yeah, go ahead?
Speaker 14 (29:51):
Okay, oh can you hear me?
Speaker 3 (29:54):
Yeah?
Speaker 1 (29:54):
Are you on a cell phone and you're not talking
directly a new mic?
Speaker 2 (29:57):
What's going on?
Speaker 13 (29:59):
I am talking drag into the phone right now?
Speaker 1 (30:00):
Okay, let's go, Thank.
Speaker 4 (30:02):
You very much.
Speaker 14 (30:05):
I have my my seventy three years seventy two year
old brother living with me, and bottom line, we determined
and he even knows. It's that he's starting to deal
with the dementia issues and things like that. The issue
the question I have is does he need to and
quickly I'm thinking get a will or trust because of
(30:26):
he does have several pieces of real.
Speaker 13 (30:29):
Estate all yep, yep, yeah, has one son. But one
other little thing, he's still legally married, even though he's
been separated.
Speaker 1 (30:37):
Okay, so with you, okay, So with that, whatever is
his name that he owns, he can will do whoever
he wants. Now, if he's still legally married, the wife
could come in and make a claim.
Speaker 2 (30:51):
But yeah, you take a chance on that. But I
think it's uh, you know, I think he'd be okay.
Speaker 1 (30:56):
But yes, he absolutely needs to write a will one
hundred percent at this point because it's his wishes.
Speaker 2 (31:03):
Otherwise it's wide open.
Speaker 1 (31:05):
And the problem is is that if she, if he's
still legally married, and he dies without a will or
there's no trust, the wife, the ex wife who is
still the wife.
Speaker 2 (31:16):
Gets half.
Speaker 13 (31:20):
And his son gets the other half.
Speaker 1 (31:21):
That is correct, And if he doesn't want that to happen,
he writes a will, puts some money in a trust,
and does it quickly and make sure that it's done
when there is no dementia flying around his head because
he has to.
Speaker 2 (31:34):
Be cognizant of it.
Speaker 1 (31:35):
And the wife can actually come in and undo that,
unravel it based on the fact that he did not
know what he was signing. So you want to do
it as quickly as you humanly can.
Speaker 2 (31:48):
All right, that's what you.
Speaker 1 (31:49):
Gotta do, Okay, before we get out of here. I
like onions. I like garlic, and I smell like I
like onions, and I like garlic. And if I cared, well,
sometimes I do about my breath. I mean, all of
this stuff coming out out of my mouth. Let me
tell you what I suggest, and you do what I
(32:10):
do sometimes for you all the time. Is Zelmon melmons,
Zelman's mintya mouthmints. And here's the way it works. Zelman's
minta mouthmens are these little capsules that are coated with men,
pretty nice strong men that you suck on. And then
when the mint's gone, you either bite into these capsules
or you swallow them. And there's parsonally seed oil inside,
(32:33):
and that is those go to work in your gut
where when that garlic and the onions start going doing
their thing, it's in your stomach. And boy does that
take care of that. By the way, they're clinically tested
against that exact thing. And that's Zeleman's minty mouth mints. Also,
you feel fresh and clean. It's like you brush your
teeth and you get that wonderful feeling. And if you
(32:53):
have a dry mouth, it works. That's Zelman's minty mouth mints.
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Speaker 2 (33:24):
This is handle on the law
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