November 1, 2025 • 39 mins
Handel on the Law. Marginal Legal Advice.
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Speaker 1 (00:01):
You're listening to bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:08):
This is kf I AM six forty Bill Handle on
a Saturday morning. One more hour to go before the
end of the show, but I'll continue with phone calls
after I lock out and say goodbye, because it's really
not goodbye. It's just off the air for future broadcasts
and no commercials and no breaks and none of that,
(00:30):
and of course no patients on my part because I
tend to hang up with people sometimes. Okay, so much
going on. First of World Series tonight, Game seven, which
is kind of fun. We'll see if the Dodgers pick
it up and beat the Blue Jays. Last night's game
was pretty good, enjoyed. It also numbers top of the
hour good time to call eight hundred five two zero
(00:51):
one five three four, eight hundred five two zero one
five three fours the number to call and next week
this is exciting stuff. Nil Savedra, who is on today
from two to five with the foodie show The Fork Report,
and who's with me Monday through Friday on my morning show,
(01:11):
is he's hosting annual thanks grilling and that's going to
be in Laguna. Miguel at the Wild Fork Store and
I'm joining him because I don't miss this one, and
so he'll be broadcasting. I'll be broadcasting with him, and
we're inviting you to join us because there's going to
be a lot of samples, a lot of fun. Zelman's
(01:32):
is going to be there and we're getting together. There'll
be giveaways, prizes, and some of the best food, the
best grilling you have ever tasted. The Wildfork food is extraordinary,
and we'll have professional chefs there and it's going to
be really serious stuff. Free samples for everybody, and that's
at the Wild Fork Store in Laguna Neguel starting at
(01:52):
two o'clock, and please join us. Inviting one and all
phone numbers eight hundred five two zero one five three four.
This is handle on the law, marginal legal advice where
I tell you you have absolutely no case.
Speaker 3 (02:09):
This is a fun one.
Speaker 2 (02:12):
And this occasionally happens with presidencies where you have a
popular president. Bill Clinton, for example, towards the end of
his term, people were talking about a third term and
it was sort of a throwaway because the constitution does
not allow a third term.
Speaker 3 (02:28):
It's real simple there, it is. It was an amendment
to the Constitution.
Speaker 2 (02:34):
I think it was a twenty second amendment that was passed,
and it was after Franklin Roosevelt won four elections. There
was no limit, but it was traditional that no presidents
served more than two terms until FDR became president. And
it was during the Great Depression, and as the pression,
the Depression kept on going, World War two began. So
(02:55):
he was you could easily see how he won four elections.
He only lasted three terms and just a few months
into his fourth term when he died and Truman became
the president. So now, and this is a weird one
because Donald Trump is so insanely popular among the MAGA crowd.
I mean, you talk about a I don't think I've
(03:17):
ever seen a president who is this popular, who is
supported by this many people there. And now he's not
even a year in, he's ten months in, and the
talk of a third term is now on the books.
Speaker 3 (03:33):
And he left it open.
Speaker 2 (03:35):
Oh maybe, okay, And even to the point where there
was a meeting when the beginning of the shutdown of
the government happened, and he met once. Now he met
with the leadership of the Senate and the House, and
they met in the White House he's at his desk
(03:56):
and he had two red hats seeing the Congressman and
the senators that said Trump twenty twenty eight.
Speaker 3 (04:06):
Very Trumpian, very very funny.
Speaker 2 (04:09):
I rarely have seen someone who's had such a great
time being president. He loves it. Most of the presidents
are ready to leave. Man, they've had enough. Occasionally you
see a president that just loved every minute of it.
Bill Clinton loved it. Barack Obama really enjoyed being president.
Donald Trump clearly enjoys being president, no question about it.
(04:30):
And I think he would love a third term. Barama
Obama would have loved the term a third term. I
think Clinton clearly would have loved a third term. So
there's all talk of changing somehow, allowing Donald Trump to
become the first president since prior to FDR Win to
(04:52):
go forward with another term. Not gonna happen. And he
acknowledged it finally. I mean, there was talk and he
banded it about but he said he was on Air
Force one and he said, now, I would say, if
you read it, he's referring to the Constitution, it's pretty
clear I'm not allowed. And then he said it's too bad,
(05:14):
But we have a lot of great people. He's talking
about other people running for president, and so even he
has admitted, will it talk dissipate now about a third term?
Not a chance? Not a chance. All right, let's go
ahead and take some phone calls. Where's my my mouse?
Speaker 3 (05:33):
Here it is?
Speaker 2 (05:34):
All right's starting with let me see he's been around
for a while. Okay, here we go. Jim, you're up first,
Welcome to handle on the law. Hello, Jim, you're there?
Speaker 4 (05:46):
Eh?
Speaker 5 (05:47):
Yes, I have a time share question. Yes, and I
think my timeshare is going to either go bankrupt or
is going to be sold. And they're trying to get
us a pay ali the dues early so they can say, look,
all our people are current right now. Doesn't this make
it look more attractive to purchase.
Speaker 2 (06:10):
Hold on a minute, aren't you current even if you
don't pay early, If you're paying on time pursuing to
the contract, you are current.
Speaker 5 (06:20):
Yes, yes, that's true. And the first due's come in December,
and then the latter one was come in April, I believe. Okay,
they want us to pay. They want us to pay
the December in November, and they want us to pay
the April in November.
Speaker 2 (06:37):
Okay, And your question is one.
Speaker 5 (06:42):
Well, to me, it looks like if they go bankrupt,
they can just keep that money.
Speaker 3 (06:49):
I know that's not true.
Speaker 2 (06:50):
If they go bankrupt, those are assets that I have
to be dealt with in bankruptcy, and the bankruptcy judge
they'll put it out, usually for another company to take
over and takes up the bank and takes up and
keeps The new company keeps the money as part of
the assets that's buying.
Speaker 3 (07:10):
But so what what do you care? Just paid on time?
Speaker 5 (07:15):
Okay, I just thought it was a gimmick.
Speaker 2 (07:18):
No, No, I think yeah, maybe they want to increase
the value of the company showing assets are bigger than
they would have been if everybody paid on time. But
that's not your problem. Your problem is just paying paying
on time now. And you didn't ask this question, And
I thought you were going to if the companies goes bankrupt,
(07:40):
do I still owe the money? And the answer and
the answer is, I don't think so, because a bankruptcy
just cuts off the contract. But you want to talk
to a bankruptcy attorney on that one, I think I
think you're gonna be Okay.
Speaker 3 (07:55):
I may be wrong on that.
Speaker 2 (07:57):
I may be wrong on that, but other than that,
it goes there's a new company that picks up the
liabilities and the assets the new baby owning the new
company money. So I don't know the answer to that one.
So I asked the question. I answered it, and I
don't know what I'm talking about. Hey, welcome to the show.
This is Handle on the Law. Okay, fine, am six
forty bill handle Here. It is a Saturday morning, and
(08:21):
oh got a pretty good day. Still have some phones
that are open, some lines that are open, but we
continue on. Let's do it a phone number eight hundred
and five two zero one, five three four. Oh, okay,
welcome back. This is Handle on the Law and let
me get my icon moving.
Speaker 6 (08:41):
Here.
Speaker 3 (08:41):
Here we go, Demitrius.
Speaker 2 (08:43):
Hello, Demetrius, you're welcome.
Speaker 3 (08:46):
You're a Handle on the Law.
Speaker 7 (08:48):
Good morning. My question is I was in a car
accident July the first of this year, crossing intersection and
a semi truck coming out from where they to my right,
hit me and they were found liable. In the beginning
of this investigation through the insurance company. His insurance company
(09:13):
turned around and stated that I would that I was liable.
My insurance company did an arbitration. They were found one
hundred percent liable. They do not want to pay the
deductible that I'm seeking.
Speaker 2 (09:29):
You're talking about the who whah, whoa, whoa whoa. Uh
so your your insurance company paid you everything but the deductible, correct, correct? Okay,
And so you want the other insurance company to pay
on the whatever, five hundred thousand dollars deductible, Well, you
can go after you go after the driver for that,
(09:50):
not the insurance company.
Speaker 7 (09:53):
Oh okay, yeah, when the driver, the driver.
Speaker 2 (09:56):
Is the the driver is the one that is liable,
not the insurance company. The insurance company isn't liable. They
didn't cause the accident. It's not their fault that the
accident happened with their driver was liable.
Speaker 3 (10:10):
Their position is our guy wasn't liable.
Speaker 2 (10:12):
And then you go through arbitration, and the arbitrarior says, yeah,
you're done. So the insurance company, their insurance company, by
the way, will be paying your insurance company back because
there's something in your contract called a subrogation clause, which
means that you give the rights to your case to
your insurance company. If your insurance company pays you, they
will go after the other insurance company.
Speaker 3 (10:33):
Believe me.
Speaker 2 (10:34):
But you don't have to worry about that. That's between
the insurance companies. The only thing you're worried about is
you're deductible. And hell yeah, the driver's responsible for that.
Let me ask something you had to I assume he
had an attorney on this, right, No?
Speaker 8 (10:47):
I did it?
Speaker 3 (10:49):
Wow?
Speaker 9 (10:51):
Late? Yeah?
Speaker 5 (10:53):
Yeah?
Speaker 2 (10:53):
Yeah? Yeah, you're too late. So let's talk about some money.
How bad they're liable And were you hurt.
Speaker 7 (11:00):
Other than headaches a couple of days?
Speaker 2 (11:02):
No?
Speaker 3 (11:03):
Okay? Did you go to the doctor at all?
Speaker 8 (11:06):
No?
Speaker 3 (11:07):
Okay?
Speaker 2 (11:08):
And all you got was property damage? Is that correct?
Speaker 4 (11:12):
Yeah?
Speaker 2 (11:13):
Yeah, you didn't need to go to a lawyer. You're okay? Yeah.
A lawyer wouldn't have helped you under those circumstances. You
did everything right. You go to a lawyer when you're
banged up, when there is some personal injury. That's why
they call them personal injury lawyers. They don't call them
repair your car lawyers. So, yes, you did everything right,
and just go after the driver because that's where the
(11:35):
liability is.
Speaker 3 (11:37):
That's that simple.
Speaker 2 (11:38):
Good for her and what really what I hate happens
And this is one of the reasons that I started
handling the Law dot Com is because there are so
many lawyers out there that advertise for personal injury. I
mean you go to the billboards, look at all the
billboards along the freeway and TV and even here on
(11:59):
the Rate Deo station other radio stations as personal injury
lawyers because that's where a lot of the money is,
and lawyers usually don't go to trial, and so it's
relative to other areas of law, it's pretty it is
pretty lucrative. It's an easier dollar to make for a
lawyer than in other cases. And there's so many out there,
(12:23):
and so how do you know? You know who's good?
Some are great, some not so good. Doesn't tell you
up on the billboard. Everybody's great on a billboard. So
that's why I created handle on the Law dot Com.
It's that simple, because the lawyers are vetted because if
there's ever an issue, I make the phone call.
Speaker 3 (12:39):
Believe me, how many calls?
Speaker 2 (12:40):
How many calls have you heard on this show when
people are unhappy with their lawyer and they call their
lawyer up and a lawyer ignores them and just doesn't
treat them very well.
Speaker 3 (12:51):
Well with handle on the.
Speaker 2 (12:53):
Law dot Com, this is why I created I yell
at the lawyer. Believe me, they take my phone call.
It's that simple, particularly if it's a lawyer where I
did the referral.
Speaker 3 (13:02):
You bet you? Okay?
Speaker 2 (13:04):
Moving on, Oh, here's an interesting one. Hello, Andy, welcome
to handle on the law. Andy, Hi bell. Yes, you
explain the word aggravated used as a legal term.
Speaker 3 (13:19):
Boy, you know what you are aggravating me? Did you
know that?
Speaker 2 (13:23):
Just by asking that question? Okay, aggravated means more serious.
There is simple assault, and then there's aggravated assault, which means, Okay,
you hit me and you punch me in the face,
that's assault. If you keep on punching me, if you
(13:44):
do some real serious damage, then that becomes aggravated assault.
It is more serious than the simple underlying incident. That's
what it is, and usually in criminal matters, it adds
to the liability.
Speaker 3 (14:01):
It's that simpata. That's it, nothing more. Nothing is this?
Speaker 2 (14:05):
Are you just curious or did you have an incident
where this came up? No?
Speaker 10 (14:09):
I listened to a lot of true crime and I've
heard that that term used a lot, and I wasn't.
Speaker 3 (14:13):
Okay, Well there's the answer.
Speaker 2 (14:15):
It's just more aggravated, just more serious, nothing, nothing more,
nothing less than that.
Speaker 3 (14:22):
Kathy, Hi, Kathy, welcome.
Speaker 8 (14:25):
Thank you. I have my question is two siblings inherited
the family home from a trust. One sibling is going
off the title and the other original sibling is told
that the property has to be reassessed and the taxes
will increase. Is this correct?
Speaker 2 (14:44):
Yeah? Depends on the state.
Speaker 3 (14:46):
Depends on the county.
Speaker 2 (14:48):
For example, California, interspousal transfers. No, there is no tax liability.
I believe parents to children. If I'm not mistaken, I
know interspousal wines are. There's no tax as far as
parents to kids. I don't know the answer. Maybe it's not.
(15:08):
But when one sibling transferred the other, yeah, re assessment
kicks in. And how old is the property?
Speaker 8 (15:16):
Six it was built in fifty seven.
Speaker 2 (15:19):
Fifty seven? What are your taxes? Okay, let's start with this.
How much is it worth? How much is it worth
right now?
Speaker 8 (15:26):
It's proud about eight hundred thousand?
Speaker 2 (15:28):
Okay, do you have any idea what it was worth
in nineteen fifty seven?
Speaker 8 (15:33):
It was my parents home. I've lived here. They pursha
stit in fifty eight. And because they're not the original
owners and it was paid for eleven thousand.
Speaker 3 (15:42):
All right, I mean that's not a typical.
Speaker 2 (15:44):
My parents bought a house in North Hollywood for nineteen thousand,
five hundred dollars. I'll never forget that, and four years
later they sold it for twenty six thousand dollars. Today,
I'm sure it's half a million dollars or more. So.
If the county assessor has a program and they're allowed to.
Speaker 3 (16:02):
Reassess the property, they won't.
Speaker 2 (16:05):
They can reassess it every six months if they want,
but usually in many cases the last reassessment.
Speaker 3 (16:11):
Is way way back back when.
Speaker 2 (16:14):
And there are some areas where they've never reassessed the property.
And A and the property tax on eleven thousand dollars
is about eighty cents. Yeah, yeah, the property on five
hundred thousand dollars is probably you have six thousand dollars
a year, give or take in La County, Okay.
Speaker 8 (16:34):
So because I was from my mom, I was on
the trust and we only were under Prop thirteen, Thank
you lord, we on. I only pay fourteen hundred a
year for my property.
Speaker 3 (16:45):
Tax, right, but you will, Yeah, I'll go ahead.
Speaker 8 (16:47):
I'm going to go up to about four thousand. I
was told, and because I'm on a limited income, that's
why I shouldn't complain. But it's going to hurt.
Speaker 2 (16:55):
No, I understand, No, No, I mean you're getting a house,
but you still have to pay the additional time on it.
There used to be a program in California where depending
on the circumstances, you could defer the property tax until
either the property tax was the property was sold or
(17:16):
it was refined, and then the money became due and
oweing and it was with interest you'd have to pay.
I don't know if that's still available, but other than that,
and you can call the county the assessor's office to
find out if that program is available. Other than that, Hey,
you're getting an eight hundred thousand dollars house, then you're
a six hundred thousand dollars house.
Speaker 3 (17:37):
Can you pay four grand a year? Figure it out?
Speaker 2 (17:40):
Okay, go to Santa Monica Boulevard and sell your body.
It doesn't matter. I mean, you know, I'll take that
all day long. You know, you cough up the money or.
Speaker 3 (17:48):
You sell it.
Speaker 2 (17:49):
You sell it and make buckets and buckets of money. Now,
let's say you live in chronic pain and chronic pain
and I know this because I live with someone who
who is suffering from chronic pain.
Speaker 3 (18:02):
It's twenty four to seven.
Speaker 2 (18:04):
It is always there and it can be debilitating, and
the suffering that goes on not only well as my
wife has something I'll see RPS, which is very chronic.
Pain never goes away, and it's difficult for me because
I'm so frustrated. I can't deal with it, or I mean,
I can't help her. And if you live or with it,
(18:27):
or you know someone who lives with it, you know
how difficult it is. So what Lindsay did is created
The Pain Game Podcast is for people who have lived
with chronic pain and trauma, for people that live with
folks that have that issue, treat folks that have that issue.
And the Pain Game podcast is all about And this
one is really weird. Giving pain purpose. I didn't understand that.
(18:48):
But taking the pain move and doing something positive with
the pain. That's what the Pain Game podcast is all about.
And it really works. It's the Pain Game podcasts. That's
the Pain Game Podcast boy helps so many people. She
did it to help herself and others, and that's how
she's dealing with it. You can follow on social at
(19:11):
the Pain Game Podcast. Listening to the show wherever you
listen to podcasts, the Pain Game Podcast.
Speaker 3 (19:19):
This is Handle on the Law.
Speaker 1 (19:21):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (19:27):
KFI HEYM six forty Bill Handle Here. It is a
Saturday morning, and our phone numbers still stay the same.
We're pretty good on calls, but we do have a
wide a couple of lines open and the number is
eight hundred and five two zero one five three four
is the number two call. And I'm gonna keep on
(19:48):
going after the show off the air, which I do
on Saturdays, and that's for future broadcasts. And here's how
it works for future broadcasts, because these are fresh calls.
I mean I take them off the air. You don't
hear them on the radio clearly. And then when I
am gone, but want you to think that I am here,
(20:08):
we play those phone calls and I record the monologues.
Therefore you think I'm here, and I am somewhere else
knowing that you're thinking I'm here.
Speaker 3 (20:19):
See how that works. Damn, I'm good.
Speaker 2 (20:22):
This is why I get paid the big bucks for
doing exactly that. All right, Welcome back, Handle on the Law.
Marginal Legal advice. Oh what can I do for you?
Let's go all right, Jim, Hello Jim, welcome to handle
on the law.
Speaker 6 (20:42):
Yeah, thank you. My son got t boned in a
intersection and the other drivers it's fault. It totaled his car,
which was an eight year old car but really an
excellent condition. And we're going to get like four thousand
or five thousand dollars from our company, which won't, of
course get him a new car. And your earlier caller
(21:05):
you said you need to go after the driver of
the other car. But how do you do that?
Speaker 2 (21:10):
You file a small claims card case or unfortunately, if
it is a wobbler then I mean, if let's say
it's a twelve thousand a fourteen thousand dollars car, and
the limits for a small claims court in California, for example,
twelve thousand, five hundred dollars, so you suck up the
other two three thousand dollars. I'm assuming that you don't
(21:31):
have gap insurance, do you? No?
Speaker 3 (21:34):
Yeah.
Speaker 2 (21:35):
Gap insurance is a very clever insurance policy which costs
very little money. It's added to your insurance and it
covers you for exactly those predicaments because it does not
matter what kind of shape your car is in. I
had an old Volvo station Wagon, and because I knew
(21:57):
a Volvo dealership and there was a friend of mine,
I was able to bring that Volvo station Wagon to
pristine shape as if it was brand new. And it
was about ten years old, and a friend of mine
was driving it boom, rear ended someone, the bags exploded,
and all that the car was basically total. They gave
(22:19):
me the value of an old Volkswagen. They didn't care
how good shape it's in. That's the problem. It's only
the value of the car. That's where you are. So
all you're going to get is the value of the car,
and that's all. And that's what the car is. The
value of the car is to replace that car, and
here's what it costs. That's what you're gonna get from
the insurance company. That's simple. It's a drag, but it's
(22:41):
that simple. Yeah, you go to what do you have
any wait a secon does he have comprehensive insurance?
Speaker 4 (22:48):
Yes?
Speaker 2 (22:48):
Okay, you go to your own insurance company, say hey,
pay it off and then you'll be a deduct They'll
have a deductible whatever that is. And then you go
after the driver for that, all right, all right, Unfortunately
that's the way you're.
Speaker 3 (23:01):
Do it, guys.
Speaker 2 (23:04):
I'm getting so many accidents today. All right, Ronald, we're
gonna go to you. Hello, Ronald, Welcome. Hi.
Speaker 4 (23:14):
I got a student loan arrangement for zero payment over
the next year, and had sent the facts in the
information necessary to do that and called to check the record,
and the record indicated that it had been approved. A
few weeks later, I get a letter in the meil
saying that I've got a four hundred dollars payment due,
(23:35):
and so I called up to check on the discrepancy
and I was told that the faxed information was never received.
And I told him that I had proof that the
information had been received to fax confirmations, and they told
me that the only thing that I could do was
(23:55):
to upload the information again and send it to them.
But in the meantime, I'm still liable for a four
hundred dollars a month payment for the next year, right,
what can I do?
Speaker 2 (24:07):
Well? First of all, pay it, okay, why you're dealing
with all this? You don't want to go into collections,
you don't need it. Pay it and it will straighten
itself out. If you have the proof, as it works
in the system, someone is going to say, Okay, you
don't owe the money, and it's going to be credited
to you. Because the last thing you want to do
(24:29):
it the last thing you want to do is get
into collections and then you have fees and then you
go back and forth. When did this happen instantly? When
was the last facts that was sending?
Speaker 4 (24:41):
The initial documentation was faxed in in July?
Speaker 2 (24:45):
Okay, let me ask you a question. That's why I
wanted to ask who the hell uses a fax? Well,
they give you a fact number, So yeah, I know
you want to find an email. I mean there's a
lot of places that just give you fax numbers. And
you know that's twenty years old. Was there an email
at all? And an address? An email address you could
send this to?
Speaker 4 (25:06):
Uh, there is one, probably, But.
Speaker 3 (25:08):
Yeah, you want to do both? Yeah, yeah, I don't care.
You want to do both. I don't care.
Speaker 2 (25:13):
If you don't have a computer, you go to the
library and you walk in the door and you go
to the uh the here's a free computer use section. Uh.
But you got You've got the proof, and you just
keep on doing it. You say, here's the proof, here's
the proof, here's the proof. But in the meantime, do
you have the four hundred dollars? Uh?
Speaker 4 (25:33):
Not handling kidding, Okay, So you so the.
Speaker 2 (25:35):
Four hundred dollars, the four hundred dollars is going to
hurt you to come in this quickly?
Speaker 3 (25:40):
Right, Yeah, you're gonna feel it. Is that correct?
Speaker 4 (25:43):
That's my whole reason for asking for the for the deal.
Speaker 3 (25:45):
You know, Uh, you know, I get it, I get it.
Speaker 2 (25:48):
All I'm asking is in the coming in the back
door or the side door.
Speaker 3 (25:53):
Uh.
Speaker 2 (25:53):
If you have the four hundred dollars and it's not
going to uh you know, you're remodeling your dumpster in
the four hundred dollars is not going to let you
remodel part of it? Uh, then you send it in.
If not, you just keep on fighting it. That's all
you can do.
Speaker 3 (26:08):
Here. It is here, it is here, it is and
just don't stop.
Speaker 2 (26:12):
And you're what's happening is you've gone through the cracks.
Speaker 3 (26:16):
That's what happened. No one's trying to screw you.
Speaker 4 (26:18):
It's just you.
Speaker 2 (26:20):
Yeah, you've fallen through the cracks, and now you have
to unfall Is that a legal term unfold during the cracks. Sure,
why not Martin? Hi Martin, welcome to handle on the law.
Speaker 10 (26:32):
Yeah, good morning, Bell, there you going?
Speaker 3 (26:33):
Yeah, go ahead.
Speaker 10 (26:36):
Though. My question is this, I moved into a new place.
I'm splitting around with another guy, and every time I
come into the house, I buy my groceries. He helps
himself to him m hm. I'm just asserly to stop.
Speaker 2 (26:50):
The guy or yeah, yeah, what I would do is
poison the food.
Speaker 3 (26:57):
Or put in rotten food and let him eat that.
Speaker 11 (27:00):
Uh.
Speaker 2 (27:00):
Nothing like a mold that sitting in the food, like
underneath the injecting mold in the middle of it, so
he bites into it. Yeah, you know, is there anything
legally you can do?
Speaker 3 (27:10):
Yeah?
Speaker 2 (27:11):
You what are you gonna do? Go to court, get
a court order, a restraining order where a judge says,
don't eat Martin's food, And there's nothing, there's nothing legally
just it's just the two of you have to work
it out, that's all.
Speaker 3 (27:24):
And by the way, are you are? Go ahead?
Speaker 9 (27:30):
One thing?
Speaker 10 (27:31):
One thing I have found out. There's shirt and foods
that I like that he can't stand.
Speaker 3 (27:36):
Good.
Speaker 2 (27:37):
Then he goes. Then what you want to do? Mislabel them? Uh?
Speaker 3 (27:41):
And uh, pretend that those are foods that.
Speaker 2 (27:44):
He likes, because taking this legally is is completely crazy Martin.
I mean, it's just it's one of those things that, yeah,
Supreme Court case, he's eating my food now he grabbed
that cottage cheese and damn and I really like that
cottage cheese for sure.
Speaker 3 (27:59):
John, Hey, John, welcome.
Speaker 11 (28:03):
Yes, I got a question in regards to my brother
in law. He passed away and he was kind of
a hermit, so I hadn't heard from him in seven years.
Speaker 10 (28:14):
And what happened?
Speaker 11 (28:17):
AKM MO or closed on the house because he didn't
pay AKM O. But I was never notified that he deceased.
And I'm the executor of the estate.
Speaker 2 (28:29):
Any questions not just not the h M O C
H O A who didn't and it was his and
it was it was in his name?
Speaker 3 (28:40):
Correct?
Speaker 6 (28:42):
Correct?
Speaker 3 (28:42):
Okay?
Speaker 2 (28:43):
How is he supposed to find how are they supposed
to find you? How are they supposed to know that
you're even alive?
Speaker 11 (28:49):
Well, they they sold his house and everything. If they
went to the paperwork, the paperwork was there and it
was a trust through.
Speaker 3 (28:57):
Okay, who's the trualt? Okay, who is the trustee? Who
is the trustee? Me? All right, you were the trustee.
Speaker 2 (29:05):
And you were never informed of the death. Well, so
the home is owned by a trust. No one is paying.
This is a tough one because you know they they
What if you lived in Europe, Well we have to
go to Europe to find them. What if there are
three brothers out there? What if you're a hermit and
(29:25):
you don't have an address? I mean, do they have
any Do they have a duty to go out and
tell you?
Speaker 3 (29:32):
I don't think so. I don't think so.
Speaker 2 (29:36):
You're you're asking And who's supposed to find you the
h oo ah?
Speaker 6 (29:42):
Whoever?
Speaker 2 (29:45):
Yeah? I mean who's And how far do they go
in trying to find you? What if you've changed your name?
Do they have to look at the records? What if
you've moved out of the county and you know how
many counties there are in the country. Millions? You could
try to unrap You can try to unravel it. But
(30:05):
I and I would ask a real estate attorney. Frankly,
I would ask a real estate attorney because how much
is the property worth? Any idea?
Speaker 11 (30:15):
I've got one hundred and fifty thousand, all.
Speaker 2 (30:18):
Right, Well that's yeah, that's worth something. I mean, that's
worth something. So yeah, I call a real estate attorney
and he'll probably and you tell him what I said.
And the real estate attorney, if he knows about this
show at all, will start chuckling and laughing, sometimes out loud,
and then give you the kind of advice that you need.
My guess is there's no place to go. But that's
(30:38):
my guess, and there's I don't know if I would
trust my guests on this one.
Speaker 3 (30:44):
This is Handle on.
Speaker 2 (30:46):
The Law KFI AM six forty bill handle here. It
is a Saturday morning, and a quick reminder, I'm going
to say goodbye to you in about ten minutes. I'm
going to walk out, but I will continue taking phone
calls off the air for future broadcast. So if you
don't get on the error, if I run out of
(31:08):
time and you're still there, stay put because I will
get to you. And if you want to call in
as I leave the show or the last couple of minutes,
feel free because I'll take the phone call. And it's
eight hundred five two zero one five three four. Eight
hundred five two zero one five three four. Welcome back.
(31:30):
Handle on the Law. Marginal Legal Advice. Hi, Becky, you're up.
Speaker 9 (31:36):
Welcome he yes, thank you for taking my call.
Speaker 3 (31:41):
Sure.
Speaker 9 (31:41):
About three months ago, I had an auto accident. A
lady turned left in front of me and my car
was demolished and I was taken to er no broke,
broken bones, sent home. And after this first no, after
(32:03):
the second day, I had a tia transit eschemic attack
and I will wound up in the hospital for a
few days. And I thought everything was over. She was
declared the libel person that fault, but her insurance company
(32:28):
has been calling me wanting to know about my health.
Speaker 6 (32:33):
Yeah.
Speaker 9 (32:35):
Well I had to have some physical therapy to get
strengths back. I'm very elderly, and.
Speaker 3 (32:43):
Yes, you sound very olderly. How old are you now?
Speaker 4 (32:46):
Hold?
Speaker 3 (32:46):
Are you hold?
Speaker 9 (32:48):
Are you ninety five?
Speaker 3 (32:50):
Are you really?
Speaker 2 (32:50):
Hold? You are really ninety five?
Speaker 3 (32:54):
To make fun of.
Speaker 9 (32:54):
You, and you're eighteen thirty and.
Speaker 3 (32:57):
You're still driving?
Speaker 9 (32:59):
Yeah, good for you.
Speaker 2 (33:01):
I mean, do they know does the DMV know you're driving?
I mean, do you have a license that's up to date?
Speaker 9 (33:07):
I got my license. My last birthday has not been
a year since I got my license.
Speaker 2 (33:15):
I've got Becky, Becky, You're my new hero. I'm telling
you right now. If I'm doing what you If I
can do what you are doing now at ninety five,
I will be thrilled. That is a true congratulations. So
let me tell you what's going on. I don't like
the idea you're waiting. I don't like the idea that
(33:36):
you've waited for three months. I wish you had called
me real soon. Hold on, that's not the end of
the world either. It's not the end of the world.
Here's here's what I want you to do is go
to the website handle on the law dot com and
you'll probably talk to an attorney by the name of Mark,
who is a phenomenal personal injury lawyer. He's represented family
(33:57):
and friends and I like him very very much. Uh.
And it's part of the website handle on the law
dot com. And uh, this is a personal injury case
that's pretty sophisticated because of number one, the injuries.
Speaker 4 (34:12):
Uh.
Speaker 2 (34:12):
And they came in sort of steps over a period
of time. I mean, I wish you would have called
much sooner. But that's besides the point. I think.
Speaker 3 (34:20):
Still you're within the margin.
Speaker 2 (34:23):
And then what what's gonna happen is you're gonna go
to the doctor that Mark is gonna send you to. Okay,
because there's two kinds of doctors. There are three kinds
of doctors. There are doctors that sort of yeah, you're
gonna be okay, Yeah, you know, here's the therapy you need.
There are doctors that the insurance companies like that say, Becky,
(34:44):
you are fine, that nothing happened to you, or if.
Speaker 3 (34:48):
You did, it's because you fell twenty.
Speaker 2 (34:50):
Years ago and are and ART and UH are insured,
has nothing to do with it. And there are doctors
on the other side who say, yeah, you're hurt as
a result to the accident. Now, no one is defrauding anybody.
It's simply the way you look at the accident. It's
simply what side you're on. And I'm going to give
you an analogy. So let's say you die, which hopefully
(35:12):
you won't for a while because you sound so good.
So a loved one takes you to a funeral home
and the funeral director. They take you into the casket
room where you're going to buy a casket, and the
funeral director says, you really want to buy a real
expensive casket to honor your loved one. Now is the
funeral director committing fraud. No, but he honestly believes because
(35:35):
he's in the business that the more you spend on
a casket, the more honor, the more honor you give
to the loved one. And then there are people like me.
I just want to throw them in a box and
bury them. Okay, right there, And that's part of my religion,
the Jewish religion, where man, you don't do fancy caskets.
You throw them in a plane wooden box within twenty
four hours, you say a couple of prayers, you go
(35:57):
ahead and you throw some dirt, and then you go
and you eat. And the important part is going and eating.
So it's just a question of how you look at life.
And so it's important that you're going to go to
the doctor that the lawyer sends you to, because you
can bet the doctor on the insurance company is going
to go the other way.
Speaker 3 (36:17):
Does that make sense?
Speaker 10 (36:19):
Yes?
Speaker 2 (36:19):
Yes, okay, okay. That's and that's the way the world goes.
And that's the world of personal injury. And good for calling.
Go to the website, go to handle on the law
dot com and you'll see exactly what I'm talking about.
All right, Becky, great call ninety five years old and
she's still driving, and they up her driver's license at
(36:40):
ninety four and still gave her a driver's license. I
gotta tell you, wawi zui, that's that's pretty impressive. Okay,
real quickly, before we bail out of here, let me
give you an example. Okay, you're on a date, you're
talking to someone, you're gonna let's say, a job interview,
(37:00):
and your breath smells like the wrong end of a
rhino in heat.
Speaker 3 (37:05):
Man, you don't need that.
Speaker 2 (37:07):
You know, bad breath doesn't do anybody any good.
Speaker 3 (37:10):
So what do you do?
Speaker 2 (37:11):
You take a mint, all right, and you take a
whatever whatever mint, and they taste pretty good because they're
like minty coating, and then they're gone and you feel
great for an hour two hours. But the food that
you eat, and this is normally as a result of food,
then goes into your stomach, as you know, and you know,
your stubbing acids work and they produce bad breath. And
(37:33):
people don't know that bad breath is often caused by
your stomach and up it goes and out your mouth,
and no mint in the world treats that one. That's
why I'm suggesting Zelman's Zelman's minty Mouth.
Speaker 3 (37:47):
This is a mint, but it's far more than a mint.
Speaker 2 (37:51):
It's a little capsule of parsley seed oil that has
a minty coating. You pop two or three in your mouth,
you suck on the minty coating, and then you swallow
her by into the capsule and it goes to work
in your gut and get the double hit. And so
it's functional fresh breadth for hours. That's Zelman's. Not available
at Trader Joe's, not available at Costco, not available at Walmart.
(38:14):
Only at Zelmans dot com, Z E L M.
Speaker 3 (38:17):
I N S. Zelmanns dot com.
Speaker 2 (38:20):
And as I've told you, I'm continuing to take phone
calls until basically another half hour forty minutes, until all
the calls are gone, so you will have a chance
to ask me all the questions you want. And as
I've said many times, there are no commercials, there are
no breaks, there's no weather, there's no traffic. There's just
me and I have no patience. And the phone number
(38:42):
eight hundred five two zero one five three four. That's
eight hundred five two zero one five three four, and
I'll be up and talking to you, and just a moment.
Speaker 3 (38:53):
This is Handle on the Law. You've been listening to
the Bill Handle Show.
Speaker 2 (38:58):
Catch my Show Monday through Friday a six am to
nine am, and any time on demand on the iHeartRadio
app
You're listening to bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:08):
This is kf I AM six forty Bill Handle on
a Saturday morning. One more hour to go before the
end of the show, but I'll continue with phone calls
after I lock out and say goodbye, because it's really
not goodbye. It's just off the air for future broadcasts
and no commercials and no breaks and none of that,
(00:30):
and of course no patients on my part because I
tend to hang up with people sometimes. Okay, so much
going on. First of World Series tonight, Game seven, which
is kind of fun. We'll see if the Dodgers pick
it up and beat the Blue Jays. Last night's game
was pretty good, enjoyed. It also numbers top of the
hour good time to call eight hundred five two zero
(00:51):
one five three four, eight hundred five two zero one
five three fours the number to call and next week
this is exciting stuff. Nil Savedra, who is on today
from two to five with the foodie show The Fork Report,
and who's with me Monday through Friday on my morning show,
(01:11):
is he's hosting annual thanks grilling and that's going to
be in Laguna. Miguel at the Wild Fork Store and
I'm joining him because I don't miss this one, and
so he'll be broadcasting. I'll be broadcasting with him, and
we're inviting you to join us because there's going to
be a lot of samples, a lot of fun. Zelman's
(01:32):
is going to be there and we're getting together. There'll
be giveaways, prizes, and some of the best food, the
best grilling you have ever tasted. The Wildfork food is extraordinary,
and we'll have professional chefs there and it's going to
be really serious stuff. Free samples for everybody, and that's
at the Wild Fork Store in Laguna Neguel starting at
(01:52):
two o'clock, and please join us. Inviting one and all
phone numbers eight hundred five two zero one five three four.
This is handle on the law, marginal legal advice where
I tell you you have absolutely no case.
Speaker 3 (02:09):
This is a fun one.
Speaker 2 (02:12):
And this occasionally happens with presidencies where you have a
popular president. Bill Clinton, for example, towards the end of
his term, people were talking about a third term and
it was sort of a throwaway because the constitution does
not allow a third term.
Speaker 3 (02:28):
It's real simple there, it is. It was an amendment
to the Constitution.
Speaker 2 (02:34):
I think it was a twenty second amendment that was passed,
and it was after Franklin Roosevelt won four elections. There
was no limit, but it was traditional that no presidents
served more than two terms until FDR became president. And
it was during the Great Depression, and as the pression,
the Depression kept on going, World War two began. So
(02:55):
he was you could easily see how he won four elections.
He only lasted three terms and just a few months
into his fourth term when he died and Truman became
the president. So now, and this is a weird one
because Donald Trump is so insanely popular among the MAGA crowd.
I mean, you talk about a I don't think I've
(03:17):
ever seen a president who is this popular, who is
supported by this many people there. And now he's not
even a year in, he's ten months in, and the
talk of a third term is now on the books.
Speaker 3 (03:33):
And he left it open.
Speaker 2 (03:35):
Oh maybe, okay, And even to the point where there
was a meeting when the beginning of the shutdown of
the government happened, and he met once. Now he met
with the leadership of the Senate and the House, and
they met in the White House he's at his desk
(03:56):
and he had two red hats seeing the Congressman and
the senators that said Trump twenty twenty eight.
Speaker 3 (04:06):
Very Trumpian, very very funny.
Speaker 2 (04:09):
I rarely have seen someone who's had such a great
time being president. He loves it. Most of the presidents
are ready to leave. Man, they've had enough. Occasionally you
see a president that just loved every minute of it.
Bill Clinton loved it. Barack Obama really enjoyed being president.
Donald Trump clearly enjoys being president, no question about it.
(04:30):
And I think he would love a third term. Barama
Obama would have loved the term a third term. I
think Clinton clearly would have loved a third term. So
there's all talk of changing somehow, allowing Donald Trump to
become the first president since prior to FDR Win to
(04:52):
go forward with another term. Not gonna happen. And he
acknowledged it finally. I mean, there was talk and he
banded it about but he said he was on Air
Force one and he said, now, I would say, if
you read it, he's referring to the Constitution, it's pretty
clear I'm not allowed. And then he said it's too bad,
(05:14):
But we have a lot of great people. He's talking
about other people running for president, and so even he
has admitted, will it talk dissipate now about a third term?
Not a chance? Not a chance. All right, let's go
ahead and take some phone calls. Where's my my mouse?
Speaker 3 (05:33):
Here it is?
Speaker 2 (05:34):
All right's starting with let me see he's been around
for a while. Okay, here we go. Jim, you're up first,
Welcome to handle on the law. Hello, Jim, you're there?
Speaker 4 (05:46):
Eh?
Speaker 5 (05:47):
Yes, I have a time share question. Yes, and I
think my timeshare is going to either go bankrupt or
is going to be sold. And they're trying to get
us a pay ali the dues early so they can say, look,
all our people are current right now. Doesn't this make
it look more attractive to purchase.
Speaker 2 (06:10):
Hold on a minute, aren't you current even if you
don't pay early, If you're paying on time pursuing to
the contract, you are current.
Speaker 5 (06:20):
Yes, yes, that's true. And the first due's come in December,
and then the latter one was come in April, I believe. Okay,
they want us to pay. They want us to pay
the December in November, and they want us to pay
the April in November.
Speaker 2 (06:37):
Okay, And your question is one.
Speaker 5 (06:42):
Well, to me, it looks like if they go bankrupt,
they can just keep that money.
Speaker 3 (06:49):
I know that's not true.
Speaker 2 (06:50):
If they go bankrupt, those are assets that I have
to be dealt with in bankruptcy, and the bankruptcy judge
they'll put it out, usually for another company to take
over and takes up the bank and takes up and
keeps The new company keeps the money as part of
the assets that's buying.
Speaker 3 (07:10):
But so what what do you care? Just paid on time?
Speaker 5 (07:15):
Okay, I just thought it was a gimmick.
Speaker 2 (07:18):
No, No, I think yeah, maybe they want to increase
the value of the company showing assets are bigger than
they would have been if everybody paid on time. But
that's not your problem. Your problem is just paying paying
on time now. And you didn't ask this question, And
I thought you were going to if the companies goes bankrupt,
(07:40):
do I still owe the money? And the answer and
the answer is, I don't think so, because a bankruptcy
just cuts off the contract. But you want to talk
to a bankruptcy attorney on that one, I think I
think you're gonna be Okay.
Speaker 3 (07:55):
I may be wrong on that.
Speaker 2 (07:57):
I may be wrong on that, but other than that,
it goes there's a new company that picks up the
liabilities and the assets the new baby owning the new
company money. So I don't know the answer to that one.
So I asked the question. I answered it, and I
don't know what I'm talking about. Hey, welcome to the show.
This is Handle on the Law. Okay, fine, am six
forty bill handle Here. It is a Saturday morning, and
(08:21):
oh got a pretty good day. Still have some phones
that are open, some lines that are open, but we
continue on. Let's do it a phone number eight hundred
and five two zero one, five three four. Oh, okay,
welcome back. This is Handle on the Law and let
me get my icon moving.
Speaker 6 (08:41):
Here.
Speaker 3 (08:41):
Here we go, Demitrius.
Speaker 2 (08:43):
Hello, Demetrius, you're welcome.
Speaker 3 (08:46):
You're a Handle on the Law.
Speaker 7 (08:48):
Good morning. My question is I was in a car
accident July the first of this year, crossing intersection and
a semi truck coming out from where they to my right,
hit me and they were found liable. In the beginning
of this investigation through the insurance company. His insurance company
(09:13):
turned around and stated that I would that I was liable.
My insurance company did an arbitration. They were found one
hundred percent liable. They do not want to pay the
deductible that I'm seeking.
Speaker 2 (09:29):
You're talking about the who whah, whoa, whoa whoa. Uh
so your your insurance company paid you everything but the deductible, correct, correct? Okay,
And so you want the other insurance company to pay
on the whatever, five hundred thousand dollars deductible, Well, you
can go after you go after the driver for that,
(09:50):
not the insurance company.
Speaker 7 (09:53):
Oh okay, yeah, when the driver, the driver.
Speaker 2 (09:56):
Is the the driver is the one that is liable,
not the insurance company. The insurance company isn't liable. They
didn't cause the accident. It's not their fault that the
accident happened with their driver was liable.
Speaker 3 (10:10):
Their position is our guy wasn't liable.
Speaker 2 (10:12):
And then you go through arbitration, and the arbitrarior says, yeah,
you're done. So the insurance company, their insurance company, by
the way, will be paying your insurance company back because
there's something in your contract called a subrogation clause, which
means that you give the rights to your case to
your insurance company. If your insurance company pays you, they
will go after the other insurance company.
Speaker 3 (10:33):
Believe me.
Speaker 2 (10:34):
But you don't have to worry about that. That's between
the insurance companies. The only thing you're worried about is
you're deductible. And hell yeah, the driver's responsible for that.
Let me ask something you had to I assume he
had an attorney on this, right, No?
Speaker 8 (10:47):
I did it?
Speaker 3 (10:49):
Wow?
Speaker 9 (10:51):
Late? Yeah?
Speaker 5 (10:53):
Yeah?
Speaker 2 (10:53):
Yeah? Yeah, you're too late. So let's talk about some money.
How bad they're liable And were you hurt.
Speaker 7 (11:00):
Other than headaches a couple of days?
Speaker 2 (11:02):
No?
Speaker 3 (11:03):
Okay? Did you go to the doctor at all?
Speaker 8 (11:06):
No?
Speaker 3 (11:07):
Okay?
Speaker 2 (11:08):
And all you got was property damage? Is that correct?
Speaker 4 (11:12):
Yeah?
Speaker 2 (11:13):
Yeah, you didn't need to go to a lawyer. You're okay? Yeah.
A lawyer wouldn't have helped you under those circumstances. You
did everything right. You go to a lawyer when you're
banged up, when there is some personal injury. That's why
they call them personal injury lawyers. They don't call them
repair your car lawyers. So, yes, you did everything right,
and just go after the driver because that's where the
(11:35):
liability is.
Speaker 3 (11:37):
That's that simple.
Speaker 2 (11:38):
Good for her and what really what I hate happens
And this is one of the reasons that I started
handling the Law dot Com is because there are so
many lawyers out there that advertise for personal injury. I
mean you go to the billboards, look at all the
billboards along the freeway and TV and even here on
(11:59):
the Rate Deo station other radio stations as personal injury
lawyers because that's where a lot of the money is,
and lawyers usually don't go to trial, and so it's
relative to other areas of law, it's pretty it is
pretty lucrative. It's an easier dollar to make for a
lawyer than in other cases. And there's so many out there,
(12:23):
and so how do you know? You know who's good?
Some are great, some not so good. Doesn't tell you
up on the billboard. Everybody's great on a billboard. So
that's why I created handle on the Law dot Com.
It's that simple, because the lawyers are vetted because if
there's ever an issue, I make the phone call.
Speaker 3 (12:39):
Believe me, how many calls?
Speaker 2 (12:40):
How many calls have you heard on this show when
people are unhappy with their lawyer and they call their
lawyer up and a lawyer ignores them and just doesn't
treat them very well.
Speaker 3 (12:51):
Well with handle on the.
Speaker 2 (12:53):
Law dot Com, this is why I created I yell
at the lawyer. Believe me, they take my phone call.
It's that simple, particularly if it's a lawyer where I
did the referral.
Speaker 3 (13:02):
You bet you? Okay?
Speaker 2 (13:04):
Moving on, Oh, here's an interesting one. Hello, Andy, welcome
to handle on the law. Andy, Hi bell. Yes, you
explain the word aggravated used as a legal term.
Speaker 3 (13:19):
Boy, you know what you are aggravating me? Did you
know that?
Speaker 2 (13:23):
Just by asking that question? Okay, aggravated means more serious.
There is simple assault, and then there's aggravated assault, which means, Okay,
you hit me and you punch me in the face,
that's assault. If you keep on punching me, if you
(13:44):
do some real serious damage, then that becomes aggravated assault.
It is more serious than the simple underlying incident. That's
what it is, and usually in criminal matters, it adds
to the liability.
Speaker 3 (14:01):
It's that simpata. That's it, nothing more. Nothing is this?
Speaker 2 (14:05):
Are you just curious or did you have an incident
where this came up? No?
Speaker 10 (14:09):
I listened to a lot of true crime and I've
heard that that term used a lot, and I wasn't.
Speaker 3 (14:13):
Okay, Well there's the answer.
Speaker 2 (14:15):
It's just more aggravated, just more serious, nothing, nothing more,
nothing less than that.
Speaker 3 (14:22):
Kathy, Hi, Kathy, welcome.
Speaker 8 (14:25):
Thank you. I have my question is two siblings inherited
the family home from a trust. One sibling is going
off the title and the other original sibling is told
that the property has to be reassessed and the taxes
will increase. Is this correct?
Speaker 2 (14:44):
Yeah? Depends on the state.
Speaker 3 (14:46):
Depends on the county.
Speaker 2 (14:48):
For example, California, interspousal transfers. No, there is no tax liability.
I believe parents to children. If I'm not mistaken, I
know interspousal wines are. There's no tax as far as
parents to kids. I don't know the answer. Maybe it's not.
(15:08):
But when one sibling transferred the other, yeah, re assessment
kicks in. And how old is the property?
Speaker 8 (15:16):
Six it was built in fifty seven.
Speaker 2 (15:19):
Fifty seven? What are your taxes? Okay, let's start with this.
How much is it worth? How much is it worth
right now?
Speaker 8 (15:26):
It's proud about eight hundred thousand?
Speaker 2 (15:28):
Okay, do you have any idea what it was worth
in nineteen fifty seven?
Speaker 8 (15:33):
It was my parents home. I've lived here. They pursha
stit in fifty eight. And because they're not the original
owners and it was paid for eleven thousand.
Speaker 3 (15:42):
All right, I mean that's not a typical.
Speaker 2 (15:44):
My parents bought a house in North Hollywood for nineteen thousand,
five hundred dollars. I'll never forget that, and four years
later they sold it for twenty six thousand dollars. Today,
I'm sure it's half a million dollars or more. So.
If the county assessor has a program and they're allowed to.
Speaker 3 (16:02):
Reassess the property, they won't.
Speaker 2 (16:05):
They can reassess it every six months if they want,
but usually in many cases the last reassessment.
Speaker 3 (16:11):
Is way way back back when.
Speaker 2 (16:14):
And there are some areas where they've never reassessed the property.
And A and the property tax on eleven thousand dollars
is about eighty cents. Yeah, yeah, the property on five
hundred thousand dollars is probably you have six thousand dollars
a year, give or take in La County, Okay.
Speaker 8 (16:34):
So because I was from my mom, I was on
the trust and we only were under Prop thirteen, Thank
you lord, we on. I only pay fourteen hundred a
year for my property.
Speaker 3 (16:45):
Tax, right, but you will, Yeah, I'll go ahead.
Speaker 8 (16:47):
I'm going to go up to about four thousand. I
was told, and because I'm on a limited income, that's
why I shouldn't complain. But it's going to hurt.
Speaker 2 (16:55):
No, I understand, No, No, I mean you're getting a house,
but you still have to pay the additional time on it.
There used to be a program in California where depending
on the circumstances, you could defer the property tax until
either the property tax was the property was sold or
(17:16):
it was refined, and then the money became due and
oweing and it was with interest you'd have to pay.
I don't know if that's still available, but other than that,
and you can call the county the assessor's office to
find out if that program is available. Other than that, Hey,
you're getting an eight hundred thousand dollars house, then you're
a six hundred thousand dollars house.
Speaker 3 (17:37):
Can you pay four grand a year? Figure it out?
Speaker 2 (17:40):
Okay, go to Santa Monica Boulevard and sell your body.
It doesn't matter. I mean, you know, I'll take that
all day long. You know, you cough up the money or.
Speaker 3 (17:48):
You sell it.
Speaker 2 (17:49):
You sell it and make buckets and buckets of money. Now,
let's say you live in chronic pain and chronic pain
and I know this because I live with someone who
who is suffering from chronic pain.
Speaker 3 (18:02):
It's twenty four to seven.
Speaker 2 (18:04):
It is always there and it can be debilitating, and
the suffering that goes on not only well as my
wife has something I'll see RPS, which is very chronic.
Pain never goes away, and it's difficult for me because
I'm so frustrated. I can't deal with it, or I mean,
I can't help her. And if you live or with it,
(18:27):
or you know someone who lives with it, you know
how difficult it is. So what Lindsay did is created
The Pain Game Podcast is for people who have lived
with chronic pain and trauma, for people that live with
folks that have that issue, treat folks that have that issue.
And the Pain Game podcast is all about And this
one is really weird. Giving pain purpose. I didn't understand that.
(18:48):
But taking the pain move and doing something positive with
the pain. That's what the Pain Game podcast is all about.
And it really works. It's the Pain Game podcasts. That's
the Pain Game Podcast boy helps so many people. She
did it to help herself and others, and that's how
she's dealing with it. You can follow on social at
(19:11):
the Pain Game Podcast. Listening to the show wherever you
listen to podcasts, the Pain Game Podcast.
Speaker 3 (19:19):
This is Handle on the Law.
Speaker 1 (19:21):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (19:27):
KFI HEYM six forty Bill Handle Here. It is a
Saturday morning, and our phone numbers still stay the same.
We're pretty good on calls, but we do have a
wide a couple of lines open and the number is
eight hundred and five two zero one five three four
is the number two call. And I'm gonna keep on
(19:48):
going after the show off the air, which I do
on Saturdays, and that's for future broadcasts. And here's how
it works for future broadcasts, because these are fresh calls.
I mean I take them off the air. You don't
hear them on the radio clearly. And then when I
am gone, but want you to think that I am here,
(20:08):
we play those phone calls and I record the monologues.
Therefore you think I'm here, and I am somewhere else
knowing that you're thinking I'm here.
Speaker 3 (20:19):
See how that works. Damn, I'm good.
Speaker 2 (20:22):
This is why I get paid the big bucks for
doing exactly that. All right, Welcome back, Handle on the Law.
Marginal Legal advice. Oh what can I do for you?
Let's go all right, Jim, Hello Jim, welcome to handle
on the law.
Speaker 6 (20:42):
Yeah, thank you. My son got t boned in a
intersection and the other drivers it's fault. It totaled his car,
which was an eight year old car but really an
excellent condition. And we're going to get like four thousand
or five thousand dollars from our company, which won't, of
course get him a new car. And your earlier caller
(21:05):
you said you need to go after the driver of
the other car. But how do you do that?
Speaker 2 (21:10):
You file a small claims card case or unfortunately, if
it is a wobbler then I mean, if let's say
it's a twelve thousand a fourteen thousand dollars car, and
the limits for a small claims court in California, for example,
twelve thousand, five hundred dollars, so you suck up the
other two three thousand dollars. I'm assuming that you don't
(21:31):
have gap insurance, do you? No?
Speaker 3 (21:34):
Yeah.
Speaker 2 (21:35):
Gap insurance is a very clever insurance policy which costs
very little money. It's added to your insurance and it
covers you for exactly those predicaments because it does not
matter what kind of shape your car is in. I
had an old Volvo station Wagon, and because I knew
(21:57):
a Volvo dealership and there was a friend of mine,
I was able to bring that Volvo station Wagon to
pristine shape as if it was brand new. And it
was about ten years old, and a friend of mine
was driving it boom, rear ended someone, the bags exploded,
and all that the car was basically total. They gave
(22:19):
me the value of an old Volkswagen. They didn't care
how good shape it's in. That's the problem. It's only
the value of the car. That's where you are. So
all you're going to get is the value of the car,
and that's all. And that's what the car is. The
value of the car is to replace that car, and
here's what it costs. That's what you're gonna get from
the insurance company. That's simple. It's a drag, but it's
(22:41):
that simple. Yeah, you go to what do you have
any wait a secon does he have comprehensive insurance?
Speaker 4 (22:48):
Yes?
Speaker 2 (22:48):
Okay, you go to your own insurance company, say hey,
pay it off and then you'll be a deduct They'll
have a deductible whatever that is. And then you go
after the driver for that, all right, all right, Unfortunately
that's the way you're.
Speaker 3 (23:01):
Do it, guys.
Speaker 2 (23:04):
I'm getting so many accidents today. All right, Ronald, we're
gonna go to you. Hello, Ronald, Welcome. Hi.
Speaker 4 (23:14):
I got a student loan arrangement for zero payment over
the next year, and had sent the facts in the
information necessary to do that and called to check the record,
and the record indicated that it had been approved. A
few weeks later, I get a letter in the meil
saying that I've got a four hundred dollars payment due,
(23:35):
and so I called up to check on the discrepancy
and I was told that the faxed information was never received.
And I told him that I had proof that the
information had been received to fax confirmations, and they told
me that the only thing that I could do was
(23:55):
to upload the information again and send it to them.
But in the meantime, I'm still liable for a four
hundred dollars a month payment for the next year, right,
what can I do?
Speaker 2 (24:07):
Well? First of all, pay it, okay, why you're dealing
with all this? You don't want to go into collections,
you don't need it. Pay it and it will straighten
itself out. If you have the proof, as it works
in the system, someone is going to say, Okay, you
don't owe the money, and it's going to be credited
to you. Because the last thing you want to do
(24:29):
it the last thing you want to do is get
into collections and then you have fees and then you
go back and forth. When did this happen instantly? When
was the last facts that was sending?
Speaker 4 (24:41):
The initial documentation was faxed in in July?
Speaker 2 (24:45):
Okay, let me ask you a question. That's why I
wanted to ask who the hell uses a fax? Well,
they give you a fact number, So yeah, I know
you want to find an email. I mean there's a
lot of places that just give you fax numbers. And
you know that's twenty years old. Was there an email
at all? And an address? An email address you could
send this to?
Speaker 4 (25:06):
Uh, there is one, probably, But.
Speaker 3 (25:08):
Yeah, you want to do both? Yeah, yeah, I don't care.
You want to do both. I don't care.
Speaker 2 (25:13):
If you don't have a computer, you go to the
library and you walk in the door and you go
to the uh the here's a free computer use section. Uh.
But you got You've got the proof, and you just
keep on doing it. You say, here's the proof, here's
the proof, here's the proof. But in the meantime, do
you have the four hundred dollars? Uh?
Speaker 4 (25:33):
Not handling kidding, Okay, So you so the.
Speaker 2 (25:35):
Four hundred dollars, the four hundred dollars is going to
hurt you to come in this quickly?
Speaker 3 (25:40):
Right, Yeah, you're gonna feel it. Is that correct?
Speaker 4 (25:43):
That's my whole reason for asking for the for the deal.
Speaker 3 (25:45):
You know, Uh, you know, I get it, I get it.
Speaker 2 (25:48):
All I'm asking is in the coming in the back
door or the side door.
Speaker 3 (25:53):
Uh.
Speaker 2 (25:53):
If you have the four hundred dollars and it's not
going to uh you know, you're remodeling your dumpster in
the four hundred dollars is not going to let you
remodel part of it? Uh, then you send it in.
If not, you just keep on fighting it. That's all
you can do.
Speaker 3 (26:08):
Here. It is here, it is here, it is and
just don't stop.
Speaker 2 (26:12):
And you're what's happening is you've gone through the cracks.
Speaker 3 (26:16):
That's what happened. No one's trying to screw you.
Speaker 4 (26:18):
It's just you.
Speaker 2 (26:20):
Yeah, you've fallen through the cracks, and now you have
to unfall Is that a legal term unfold during the cracks. Sure,
why not Martin? Hi Martin, welcome to handle on the law.
Speaker 10 (26:32):
Yeah, good morning, Bell, there you going?
Speaker 3 (26:33):
Yeah, go ahead.
Speaker 10 (26:36):
Though. My question is this, I moved into a new place.
I'm splitting around with another guy, and every time I
come into the house, I buy my groceries. He helps
himself to him m hm. I'm just asserly to stop.
Speaker 2 (26:50):
The guy or yeah, yeah, what I would do is
poison the food.
Speaker 3 (26:57):
Or put in rotten food and let him eat that.
Speaker 11 (27:00):
Uh.
Speaker 2 (27:00):
Nothing like a mold that sitting in the food, like
underneath the injecting mold in the middle of it, so
he bites into it. Yeah, you know, is there anything
legally you can do?
Speaker 3 (27:10):
Yeah?
Speaker 2 (27:11):
You what are you gonna do? Go to court, get
a court order, a restraining order where a judge says,
don't eat Martin's food, And there's nothing, there's nothing legally
just it's just the two of you have to work
it out, that's all.
Speaker 3 (27:24):
And by the way, are you are? Go ahead?
Speaker 9 (27:30):
One thing?
Speaker 10 (27:31):
One thing I have found out. There's shirt and foods
that I like that he can't stand.
Speaker 3 (27:36):
Good.
Speaker 2 (27:37):
Then he goes. Then what you want to do? Mislabel them? Uh?
Speaker 3 (27:41):
And uh, pretend that those are foods that.
Speaker 2 (27:44):
He likes, because taking this legally is is completely crazy Martin.
I mean, it's just it's one of those things that, yeah,
Supreme Court case, he's eating my food now he grabbed
that cottage cheese and damn and I really like that
cottage cheese for sure.
Speaker 3 (27:59):
John, Hey, John, welcome.
Speaker 11 (28:03):
Yes, I got a question in regards to my brother
in law. He passed away and he was kind of
a hermit, so I hadn't heard from him in seven years.
Speaker 10 (28:14):
And what happened?
Speaker 11 (28:17):
AKM MO or closed on the house because he didn't
pay AKM O. But I was never notified that he deceased.
And I'm the executor of the estate.
Speaker 2 (28:29):
Any questions not just not the h M O C
H O A who didn't and it was his and
it was it was in his name?
Speaker 3 (28:40):
Correct?
Speaker 6 (28:42):
Correct?
Speaker 3 (28:42):
Okay?
Speaker 2 (28:43):
How is he supposed to find how are they supposed
to find you? How are they supposed to know that
you're even alive?
Speaker 11 (28:49):
Well, they they sold his house and everything. If they
went to the paperwork, the paperwork was there and it
was a trust through.
Speaker 3 (28:57):
Okay, who's the trualt? Okay, who is the trustee? Who
is the trustee? Me? All right, you were the trustee.
Speaker 2 (29:05):
And you were never informed of the death. Well, so
the home is owned by a trust. No one is paying.
This is a tough one because you know they they
What if you lived in Europe, Well we have to
go to Europe to find them. What if there are
three brothers out there? What if you're a hermit and
(29:25):
you don't have an address? I mean, do they have
any Do they have a duty to go out and
tell you?
Speaker 3 (29:32):
I don't think so. I don't think so.
Speaker 2 (29:36):
You're you're asking And who's supposed to find you the
h oo ah?
Speaker 6 (29:42):
Whoever?
Speaker 2 (29:45):
Yeah? I mean who's And how far do they go
in trying to find you? What if you've changed your name?
Do they have to look at the records? What if
you've moved out of the county and you know how
many counties there are in the country. Millions? You could
try to unrap You can try to unravel it. But
(30:05):
I and I would ask a real estate attorney. Frankly,
I would ask a real estate attorney because how much
is the property worth? Any idea?
Speaker 11 (30:15):
I've got one hundred and fifty thousand, all.
Speaker 2 (30:18):
Right, Well that's yeah, that's worth something. I mean, that's
worth something. So yeah, I call a real estate attorney
and he'll probably and you tell him what I said.
And the real estate attorney, if he knows about this
show at all, will start chuckling and laughing, sometimes out loud,
and then give you the kind of advice that you need.
My guess is there's no place to go. But that's
(30:38):
my guess, and there's I don't know if I would
trust my guests on this one.
Speaker 3 (30:44):
This is Handle on.
Speaker 2 (30:46):
The Law KFI AM six forty bill handle here. It
is a Saturday morning, and a quick reminder, I'm going
to say goodbye to you in about ten minutes. I'm
going to walk out, but I will continue taking phone
calls off the air for future broadcast. So if you
don't get on the error, if I run out of
(31:08):
time and you're still there, stay put because I will
get to you. And if you want to call in
as I leave the show or the last couple of minutes,
feel free because I'll take the phone call. And it's
eight hundred five two zero one five three four. Eight
hundred five two zero one five three four. Welcome back.
(31:30):
Handle on the Law. Marginal Legal Advice. Hi, Becky, you're up.
Speaker 9 (31:36):
Welcome he yes, thank you for taking my call.
Speaker 3 (31:41):
Sure.
Speaker 9 (31:41):
About three months ago, I had an auto accident. A
lady turned left in front of me and my car
was demolished and I was taken to er no broke,
broken bones, sent home. And after this first no, after
(32:03):
the second day, I had a tia transit eschemic attack
and I will wound up in the hospital for a
few days. And I thought everything was over. She was
declared the libel person that fault, but her insurance company
(32:28):
has been calling me wanting to know about my health.
Speaker 6 (32:33):
Yeah.
Speaker 9 (32:35):
Well I had to have some physical therapy to get
strengths back. I'm very elderly, and.
Speaker 3 (32:43):
Yes, you sound very olderly. How old are you now?
Speaker 4 (32:46):
Hold?
Speaker 3 (32:46):
Are you hold?
Speaker 9 (32:48):
Are you ninety five?
Speaker 3 (32:50):
Are you really?
Speaker 2 (32:50):
Hold? You are really ninety five?
Speaker 3 (32:54):
To make fun of.
Speaker 9 (32:54):
You, and you're eighteen thirty and.
Speaker 3 (32:57):
You're still driving?
Speaker 9 (32:59):
Yeah, good for you.
Speaker 2 (33:01):
I mean, do they know does the DMV know you're driving?
I mean, do you have a license that's up to date?
Speaker 9 (33:07):
I got my license. My last birthday has not been
a year since I got my license.
Speaker 2 (33:15):
I've got Becky, Becky, You're my new hero. I'm telling
you right now. If I'm doing what you If I
can do what you are doing now at ninety five,
I will be thrilled. That is a true congratulations. So
let me tell you what's going on. I don't like
the idea you're waiting. I don't like the idea that
(33:36):
you've waited for three months. I wish you had called
me real soon. Hold on, that's not the end of
the world either. It's not the end of the world.
Here's here's what I want you to do is go
to the website handle on the law dot com and
you'll probably talk to an attorney by the name of Mark,
who is a phenomenal personal injury lawyer. He's represented family
(33:57):
and friends and I like him very very much. Uh.
And it's part of the website handle on the law
dot com. And uh, this is a personal injury case
that's pretty sophisticated because of number one, the injuries.
Speaker 4 (34:12):
Uh.
Speaker 2 (34:12):
And they came in sort of steps over a period
of time. I mean, I wish you would have called
much sooner. But that's besides the point. I think.
Speaker 3 (34:20):
Still you're within the margin.
Speaker 2 (34:23):
And then what what's gonna happen is you're gonna go
to the doctor that Mark is gonna send you to. Okay,
because there's two kinds of doctors. There are three kinds
of doctors. There are doctors that sort of yeah, you're
gonna be okay, Yeah, you know, here's the therapy you need.
There are doctors that the insurance companies like that say, Becky,
(34:44):
you are fine, that nothing happened to you, or if.
Speaker 3 (34:48):
You did, it's because you fell twenty.
Speaker 2 (34:50):
Years ago and are and ART and UH are insured,
has nothing to do with it. And there are doctors
on the other side who say, yeah, you're hurt as
a result to the accident. Now, no one is defrauding anybody.
It's simply the way you look at the accident. It's
simply what side you're on. And I'm going to give
you an analogy. So let's say you die, which hopefully
(35:12):
you won't for a while because you sound so good.
So a loved one takes you to a funeral home
and the funeral director. They take you into the casket
room where you're going to buy a casket, and the
funeral director says, you really want to buy a real
expensive casket to honor your loved one. Now is the
funeral director committing fraud. No, but he honestly believes because
(35:35):
he's in the business that the more you spend on
a casket, the more honor, the more honor you give
to the loved one. And then there are people like me.
I just want to throw them in a box and
bury them. Okay, right there, And that's part of my religion,
the Jewish religion, where man, you don't do fancy caskets.
You throw them in a plane wooden box within twenty
four hours, you say a couple of prayers, you go
(35:57):
ahead and you throw some dirt, and then you go
and you eat. And the important part is going and eating.
So it's just a question of how you look at life.
And so it's important that you're going to go to
the doctor that the lawyer sends you to, because you
can bet the doctor on the insurance company is going
to go the other way.
Speaker 3 (36:17):
Does that make sense?
Speaker 10 (36:19):
Yes?
Speaker 2 (36:19):
Yes, okay, okay. That's and that's the way the world goes.
And that's the world of personal injury. And good for calling.
Go to the website, go to handle on the law
dot com and you'll see exactly what I'm talking about.
All right, Becky, great call ninety five years old and
she's still driving, and they up her driver's license at
(36:40):
ninety four and still gave her a driver's license. I
gotta tell you, wawi zui, that's that's pretty impressive. Okay,
real quickly, before we bail out of here, let me
give you an example. Okay, you're on a date, you're
talking to someone, you're gonna let's say, a job interview,
(37:00):
and your breath smells like the wrong end of a
rhino in heat.
Speaker 3 (37:05):
Man, you don't need that.
Speaker 2 (37:07):
You know, bad breath doesn't do anybody any good.
Speaker 3 (37:10):
So what do you do?
Speaker 2 (37:11):
You take a mint, all right, and you take a
whatever whatever mint, and they taste pretty good because they're
like minty coating, and then they're gone and you feel
great for an hour two hours. But the food that
you eat, and this is normally as a result of food,
then goes into your stomach, as you know, and you know,
your stubbing acids work and they produce bad breath. And
(37:33):
people don't know that bad breath is often caused by
your stomach and up it goes and out your mouth,
and no mint in the world treats that one. That's
why I'm suggesting Zelman's Zelman's minty Mouth.
Speaker 3 (37:47):
This is a mint, but it's far more than a mint.
Speaker 2 (37:51):
It's a little capsule of parsley seed oil that has
a minty coating. You pop two or three in your mouth,
you suck on the minty coating, and then you swallow
her by into the capsule and it goes to work
in your gut and get the double hit. And so
it's functional fresh breadth for hours. That's Zelman's. Not available
at Trader Joe's, not available at Costco, not available at Walmart.
(38:14):
Only at Zelmans dot com, Z E L M.
Speaker 3 (38:17):
I N S. Zelmanns dot com.
Speaker 2 (38:20):
And as I've told you, I'm continuing to take phone
calls until basically another half hour forty minutes, until all
the calls are gone, so you will have a chance
to ask me all the questions you want. And as
I've said many times, there are no commercials, there are
no breaks, there's no weather, there's no traffic. There's just
me and I have no patience. And the phone number
(38:42):
eight hundred five two zero one five three four. That's
eight hundred five two zero one five three four, and
I'll be up and talking to you, and just a moment.
Speaker 3 (38:53):
This is Handle on the Law. You've been listening to
the Bill Handle Show.
Speaker 2 (38:58):
Catch my Show Monday through Friday a six am to
nine am, and any time on demand on the iHeartRadio
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