Episode Transcript
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Speaker 1 (00:00):
You're listening to KFI AM six forty the Bill Handles
show on demand on the iHeartRadio f.
Speaker 2 (00:09):
KFI AM six forty Bill Handle It is a Saturday morning.
Speaker 1 (00:15):
One more hour for the show, and then Rich Demuraw
with the Tech Show comes up eleven to two and
Neil Sabedra the Foodie Show at fok report from two
to five. Neil also heard Monday through Friday with me
on my show here on KFI six. We actually it's
(00:36):
five to nine, but six to nine where Neil and
I jump in, and so here are the phone numbers
eight hundred five two zero one five three four, eight
hundred five two zero one five three four, And I'll
tell you a little bit later on how we can
keep on doing phone calls even after I lock out
and say goodbye to you.
Speaker 2 (00:53):
And Rich comes aboard.
Speaker 1 (00:55):
This is Handle on the law marginal legal advice where
I tell you have absolutely no case. The good folks
at SC Johnson a huge, huge corporation company. As you know,
they are the maker of Ziploc, which is also a
major division.
Speaker 2 (01:15):
And there's a lawsuit going on.
Speaker 1 (01:17):
It's a class action lawsuit against SC Johnson. This is
out of California, and there is a lead plaintiff. There's
always a lead plaintiff that represents everybody that's in the class,
and in this case, everybody in the class is everybody
and anybody who has ever used a ziploc bag and
(01:39):
has either put the food into the freezer with a
ziplock or put it into a microwave oven and heated
up the food in a ziploc bag. And her argument
is the lawsuit is that she has been damaged or
all of the people, And of course I'm part of
it too because I use ziploc ziploc.
Speaker 2 (01:56):
We have been.
Speaker 1 (02:00):
We have been misled because of undisclosed microplastics that are
in ziploc bags, and that misled, misled me, you, and
will harm us, although I don't know at this point
how much harm there was there.
Speaker 2 (02:16):
And the complaint.
Speaker 1 (02:17):
Alleges that some ziplop ziploc products marketed as microwave or
freezer safe release these micro plastic almost microscopic, well they
are plastics, and saying that that makes them fundamentally unfit
for their advertised use, and said that sc Johnson misrepresented
(02:40):
and caused unfair, unlawful, deceptive, and misleading allegations. Now, if
this thing wins, that's basically everybody in America that's going
to collect on a settlement that the court has to
agree to the settlement.
Speaker 2 (02:53):
And what are they going to get.
Speaker 1 (02:55):
Let's say everybody in America who's ever used a ziplock
back gets a dollar, it's two hundred million.
Speaker 2 (03:02):
How about if everybody gets ten.
Speaker 1 (03:04):
Dollars, Well, that's two billion dollars. I don't know how
far this puppy is gonna go, but it's not gonna
go far.
Speaker 2 (03:13):
Now.
Speaker 1 (03:13):
The labels do say microwive, microwave safe, and freezer safe,
and the argument that means that they're representing their safe
absolutely true. However, However, using these bags in the freezer
or the microwave releases these micro plastics which are then
(03:36):
leached into the food, and it shows potential serious health
ricks risks to that digestive track, to the immune system
and reproductive system. I guess instead of buying birth control pills,
all you do is take a ziploc bag and throw
some food in and then you can microwave it.
Speaker 2 (03:57):
Never have to worry about having kids.
Speaker 1 (03:58):
Right now, there is research out there that shows microwave
heating of plastic containers does release a high amount of
microplastics into food. And this was a twenty twenty three
study in the Environmental Science and Technology Journal and also
found same study refrigeration in plastic containers in general release
high amounts of microplastics over the course of six months.
Speaker 2 (04:22):
Now what am I gonna do with that one? Huh?
Speaker 1 (04:25):
That is hilarious because let's say you have a lawsuit
that all of the power companies that produce power, right
and there are gas fired power companies like we have
here in Southern California. It causes harm to everyone. So
(04:45):
everyone who breathes that lives in Southern California has a
case against Southern California Edison as the Edison or the
Department of Water and Power ballet. So I love class
action suits. Do I think people are gonna get a No?
Do I think the lawyers who have filed this lawsuit.
Speaker 2 (05:04):
Are going to get a pile of money? Yeah?
Speaker 1 (05:06):
If it continues on, if there's any kind of settlement,
and if everybody gets a nickel I mean literally five cents,
the lawyers then submit and end up with millions of
dollars of legal fees unless there is serious harm and
I don't know how many people have actually gotten cancer
(05:27):
or have been able to connect the dots. You use
this bag, you will get cancer or all these cancers
are as a result of using ziplock bags and basically
nothing else caused the cancer or the higher incident of cancer.
Speaker 2 (05:43):
And I'd love to see this study.
Speaker 1 (05:45):
Did it compare people who did use ziplock bags versus
people who didn't use ziploc bags?
Speaker 2 (05:51):
And is there a higher incident of cancer? Is there
a higher incident.
Speaker 1 (05:55):
Of gastro intentional issues? Is there a higher incident of infraty.
You know, I'm in the wrong business because lawyers who
deal with class action suits that are successful.
Speaker 2 (06:10):
Do very very well.
Speaker 1 (06:12):
All right, let's talk about your breath for a moment.
That's something that most of us are concerned about. Bad
breath because we all suffer from it. It's not that
complicated and you wake up at the morning bad breath.
I drink coffee in the morning, bad breath. On top
of bad breath.
Speaker 2 (06:25):
I love garlic and onions. That's on top of bad breath.
So there's more.
Speaker 1 (06:30):
And so the answer for me and a whole lot
of other people are Zelman's minty mouth. Now, they're not
just a mint, although there's a strong minty coating on
the outside of these capsules. But once you're finished with
the mint part, then you either swallow the capsules or
bite into them, and partially seed oil is released and
that takes care of bad breath in your stomach, and
(06:52):
no mint deals with that, and that's where bad breath
can does start stay there, and so you have to
deal with it if you're going to do if you're
gonna really take care of your breath, Zelman certainly is
the answer. Now they have a new flavor and it's
not just mint, it's spearmint.
Speaker 2 (07:08):
That's a brand new flavor and they'd like you to
try it.
Speaker 1 (07:11):
There's a limited run and you get a free pack
if you order a three pack or more of regular Zelmans,
and they will run out. It's good till the end
of the month, and they will run out. That's a guarantee.
So go to Zelmans dot com slash kfi, Zelmans E. E, L, M,
I N S dot com, slash kfi buy a three
(07:31):
pack or more free Spearman pack Zelmans dot com, slash kfi.
Speaker 2 (07:37):
This is handle on the.
Speaker 1 (07:39):
Law kfi handle here on a Saturday morning, eight hundred
and five two zero one, five three four back more
handle on the law, marginal legal advice.
Speaker 2 (07:52):
Mary.
Speaker 1 (07:52):
Hello Mary, Yes, ma'am Mary?
Speaker 2 (08:02):
Are you there?
Speaker 3 (08:04):
Hello?
Speaker 2 (08:05):
Yes, yes, Mary? Can I help you?
Speaker 4 (08:08):
She told me it was going to be Mary D.
I mean he told me it was going to be
Mary D.
Speaker 5 (08:12):
Thank God.
Speaker 1 (08:13):
Then all right, so Richie, you don't have to give initials. Okay, Okay,
I'm gonna.
Speaker 2 (08:18):
Let you pass. All right, fair enough to buy that?
Do I see the other Mary? I don't. Oh, he's
probably just talking to her. Now, all right, Mary D?
What can I do for you?
Speaker 4 (08:28):
Can I leave a notarized note in the event of
my death as to whom I want in charge of
my wishes? I am no longer a homeowner, and my
children are grown adults, and I really don't think I
need to go the route of a trust or a will. Okay,
that's my life.
Speaker 2 (08:43):
Can you leave one? Of course, you can leave one.
Speaker 1 (08:46):
Let me ask you who would you leave the money
or your assets too?
Speaker 4 (08:55):
That's questionable. But I want to leave a sibling in charge. Okay,
makes sense, but.
Speaker 2 (09:03):
It makes sense. Yeah, it makes a lot of sense.
Speaker 4 (09:06):
Current well, my children are currently beneficiaries of my bank accounts.
Speaker 6 (09:12):
Okay, and I'm debating whether it changed that okay, and
just have my sibling like be in charge of that
or do you automatically get it in the event of
my death.
Speaker 1 (09:24):
Yes, yes, that's well if there's beneficiary of the bank account.
If there are beneficiaries, yes, they automatically get it because
they are beneficiaries, and all they have to do is
show the birth certificate.
Speaker 2 (09:35):
So that one you don't have to.
Speaker 1 (09:36):
Worry about unless you change the beneficiaries, which can always
do so that's not a problem, okay. And then the
other issue is whatever assets you have outside of those
bank accounts.
Speaker 2 (09:46):
What kind of money are you talking about.
Speaker 4 (09:50):
Well, it's over one hundred thousand dollars, okay, over one
hundred thousand dollars.
Speaker 5 (09:53):
A lot of nice.
Speaker 4 (09:53):
Okay, there's a lot of nice jewelry.
Speaker 1 (09:56):
Okay, I understand, I understand. So let me ask you this.
You want you want your sibling to also.
Speaker 4 (10:02):
Get some of the stuff, maybe a percentage?
Speaker 2 (10:06):
Okay, good? Good. So here is, let me.
Speaker 1 (10:11):
Let me represent your kids get anything I don't wankay,
let me represent let me okay, let me represent your kids.
Speaker 2 (10:20):
At this point, Okay, mom.
Speaker 1 (10:23):
Please leave a notarized statement that your brother, your sister,
your sibling gets the money, because that means absolutely nothing
under the law.
Speaker 2 (10:36):
Zero.
Speaker 1 (10:38):
So what happens if you leave a notarized statement which
means nothing, then your kids get it all, and they
get it all by way of intestacy in testacy meaning
that you're dying without a will, and therefore they open
up a probate and intestate probate and they gate it all.
(10:58):
You want the money to go to whoever you want
the money to go, you leave a will or you
put everything in trust. You're not going to get away
with just writing a note of rice statement.
Speaker 2 (11:09):
It's not gonna happen. So yeah, yeah, you sort of
have no choice, you know. And it's it's not a hassle.
Speaker 1 (11:15):
You can do it online. I mean, it's just it's
not a hassle. You're I want to protect your kids. Boy,
I'll bet you they if they're listening to it. That's
the last answer that I wanted to give them, that's
for sure. Anthony, Hi, Anthony, Hello, how are you?
Speaker 7 (11:32):
Yes? Hello, thank you, thank you for taking my call.
My wife and I are independent insurance agents and we
run an office out of our home. Back in twenty twenty,
we took out a or my wife took out a
PPP loan, one of those loans that were supposed to
not ever have to pay back.
Speaker 2 (11:53):
Right, they wanted to. So government wants the money bag.
Speaker 7 (11:55):
We right, right, that's right, that's right, And so we
got to check for ten thousand dollars. Fast forward to
twenty twenty one, she passed away from cancers. Fast forward
to twenty twenty four. I get an email from the
Small Business Administration wanting to know where their ten thousand
dollars is, and so I contacted them, and they told
(12:20):
me that I would have to fill out a fraud
report with her name on it, with some type of
identity theft report that goes with it, and then would
just hang on.
Speaker 2 (12:30):
A second, anthony, where's the fraud in all of this?
Speaker 7 (12:36):
The fraud comes from?
Speaker 4 (12:37):
Wants it?
Speaker 2 (12:38):
They wanted to.
Speaker 7 (12:38):
They want to accuse her of fraud.
Speaker 2 (12:41):
Why what did she do that was fraudulent?
Speaker 3 (12:45):
I don't know.
Speaker 7 (12:46):
But they want their ten thousand dollars back, but.
Speaker 2 (12:49):
She's saying no, she's got here to give it back.
Speaker 1 (12:51):
Okay, I understand you got two issues going on here,
number one, if it was in her name, did you
have anything to do with the business, did you own
any part of the business.
Speaker 2 (13:00):
Was it a community business?
Speaker 1 (13:01):
So if there is a debt, it probably transfers to you.
So I have not heard of the PPO or PPD
pp D money.
Speaker 7 (13:12):
You were just independent contractors.
Speaker 1 (13:13):
Don't We didn't have anything like that.
Speaker 2 (13:17):
Yeah, it doesn't matter.
Speaker 1 (13:17):
I mean that's a business, and businesses were able to
get that bundy. So the fraud may very well be
these folks over there and sending you an email. That's
a little sticky because governmental agencies don't send out emails.
Speaker 2 (13:33):
They send out letters.
Speaker 1 (13:36):
So you may be looking at a fraud right now,
and it's.
Speaker 7 (13:43):
Somebody trying to fraud me. And that is correct, That.
Speaker 2 (13:47):
Is absolutely correct. Before you say.
Speaker 7 (13:52):
Smart enough however to put that ten thousand dollars in
a separate account. And I've been hold this whole.
Speaker 1 (13:58):
Good good as long as you that money is not
going any place. As long as it's going no place
where they wanted to go, I would give them no information.
I wouldn't fill out a damn thing. I would simply
ignore it.
Speaker 2 (14:11):
Just ignore it and see what they do. And they're
not gonna go very far. They're not gonna you're go ahead.
Speaker 4 (14:20):
That's good news.
Speaker 2 (14:21):
I thought I was gonna winning.
Speaker 1 (14:24):
It smells like you're being defrauded. Okay, let me talk
about your business for a moment. In general, if you're
not using AI, uh, well, there's a good chance that
you're probably losing money because that's how effective AI is,
and you're probably losing productivity and a competitive edge. And
tell me how important that is today. So let me
(14:44):
suggest you look at net suite. It's the number one
cloud business management system out there, and it brings all
of your business together into one system. It means the accounting,
the financial management, inventory of that's what you do HR
and it's all in one efficient suite, so all the
numbers are the same. You're not going into different parts
(15:07):
of your business.
Speaker 2 (15:08):
It's all there.
Speaker 1 (15:09):
And that's what NetSuite dot Com does or NetSuite does.
And so I'm going to suggest you download the cfo's
Guide to AI and Machine Learning. It's a easy free
download to see if NetSuite can help you, and I
am convinced they can. Forty one thousand businesses say yes
to that, So go to NetSuite dot com slash handle.
Speaker 2 (15:32):
If your business does two billion dollars.
Speaker 1 (15:34):
Or more annually, you go to NetSuite dot com slash handle,
NetSuite Suite and office suites NetSuite dot com slash handle.
Speaker 2 (15:45):
This is Handle on the Law.
Speaker 8 (15:49):
You're listening to Bill Handle on demand from KF. I
am six forty.
Speaker 1 (15:56):
I am six forty handle here on a Saturday morning.
Speaker 2 (16:02):
Eight hundred five two zero one five three four. That's
eight hundred five two zero one five three four. Back
we go. More Handle on the Law, marginal legal advice.
Oh John, your turn? What can I do for you?
Speaker 3 (16:18):
Bill? Bill, thanks for taking my call. Sure, I'm seventy
five and I went to really DMV.
Speaker 2 (16:26):
Yeah, like you're about one hundred and seventy five. That's uh.
Speaker 3 (16:30):
I appreciate that.
Speaker 2 (16:31):
That's why I think I've heard. Okay, all right, seventy
five and you went to the DMV.
Speaker 3 (16:36):
Yes, I went to the DMV to get my real
driver's license, my California real ID. Right, So I go
in there to get the real idea. I've got everything
with me, my birth certificate, the Homeland yours. The problem is,
my birth certificate doesn't have my middle name on it.
It's just to my first name and my last name.
My parents never put a middle name. But when I
(16:57):
was confirmed Catholic, years and years and years ago, I
took the middle name of Anthony. So I've been known
ever since that time as John Anthony. Okay, last you know.
So I've been known all the time.
Speaker 2 (17:13):
Okay.
Speaker 3 (17:13):
Now, I had my name officially changed back in nineteen
sixty six. Ok, Air Force Academy.
Speaker 1 (17:20):
All right, and you have that document. Hold on a minute.
When you say you had it officially changed. What does
officially change mean?
Speaker 3 (17:30):
My father went to court had my name changed in court.
Speaker 2 (17:35):
Ah, So you have that document.
Speaker 1 (17:36):
Hold on, you have a court order that says your
name has been changed?
Speaker 2 (17:43):
Is that correct?
Speaker 3 (17:44):
No, No, he did it. But I don't have that document.
It long gone.
Speaker 2 (17:52):
It's been well, not necessarily, you know what.
Speaker 1 (17:54):
You'd be surprised, not necessarily if it was filed. You know,
my naturalization paper are still around and I was naturalized
in nineteen sixty one, and there are documents out there
where people you can put birth certificates of people that
have been born in eighteen ninety three. So if there
(18:15):
is a if there is a court document that has
been filed, unless unless the court room and the records
area burnt down and that was the only record I
think you're gonna be. Okay, that's easy. That's really easy
if it's there, and you have to just do a
really good search. Now assuming that it isn't there, not there, Okay.
(18:39):
So with that being said, your name has not been changed. Okay,
that name, your middle name is just because you took
middle names.
Speaker 4 (18:49):
Now.
Speaker 1 (18:49):
For example, I'm known as Bill Handle. I'm not a Bill.
There's nothing legal about that.
Speaker 2 (18:54):
I'm William.
Speaker 1 (18:55):
Matter of fact, it's William wolf Handle because when I
was natural I came to the naturalization as only wolf Handle,
and when the document of naturalization occurred, I became William
wolf Handle.
Speaker 2 (19:12):
That is a legal document changing my name.
Speaker 1 (19:15):
And that's why I am William wolf Handle and Bill
Handle doesn't exist.
Speaker 2 (19:21):
Okay, so Anthony doesn't exist. John, that's your nickname. They
could call you Spike, I know.
Speaker 3 (19:28):
Can I get into problems with that? Because my driver's
license down there issue, it's going to have just the
two names on it at all.
Speaker 1 (19:35):
It doesn't matter people now because people still know you
as Anthony Big Deals.
Speaker 2 (19:38):
Do you have a nickname?
Speaker 3 (19:39):
Yah?
Speaker 1 (19:40):
Yeah, let's say you'll be fine, you're gonna have You're
gonna have Anthony doesn't exist legally, and so you're gonna
driver's license that says John, no Anthony, and then your
last name. You're gonna be fine, right, Oh, I wouldn't
worry about it. You're absolutely fine, all right?
Speaker 2 (19:59):
Mark? Hello, Mark, Mark T. What can I do for you?
Speaker 9 (20:03):
Miss handle? I would like to be able to dodge
an injury. Yeah, that's good, Okay, Okay, I have to.
Speaker 4 (20:16):
I have to walk now.
Speaker 9 (20:17):
I'm too old to drive anymore.
Speaker 2 (20:20):
Okay.
Speaker 9 (20:20):
And walking is a good portion of my exercise.
Speaker 2 (20:25):
Excellent.
Speaker 9 (20:26):
And and I carry a cane. I don't budget, I
just carry it.
Speaker 8 (20:31):
You know.
Speaker 9 (20:31):
They beat off the dogs and stuff anyway.
Speaker 10 (20:35):
And behind me people come on their on their bikes
on the sidewalk and they've been cutting. I don't I
don't hear them. They don't bring bells anymore. And I've
been almost knocked down a couple of times. People in
front of me have been knocked down.
Speaker 9 (20:55):
So what do I do?
Speaker 6 (20:57):
Well?
Speaker 1 (20:57):
Mean, just keep on walking, Mark, Just keep on walking.
There's nothing until you get injured. There's nothing you can
do legally. You know, you can't say I could be
injured I might be injured. You know, I leave my
house every morning and I could be hit by a
media righte that takes my head off. Until that happens,
(21:20):
I haven't been hit by a meteorite.
Speaker 2 (21:22):
Now, if you are hit, you have a lawsuit.
Speaker 1 (21:25):
If someone is purposely cutting you off, you call the police,
although unless they see it, you're out of luck. Okay,
there's not much you can do about it. I mean,
there's nothing you can do about it.
Speaker 2 (21:38):
What are you gonna do? File lawsuit against some kid?
You don't even know who the kid is.
Speaker 9 (21:45):
They can't compensate me anyway.
Speaker 2 (21:47):
Yeah, it's a good point. They can't. So all you
can do is be All you can do is be
a little careful.
Speaker 1 (21:53):
If they do cut in front of you, you've got
the cane and as you move, you know, to get
out of the way, all of a sudden, the cana
end up going in their eyeball.
Speaker 2 (22:02):
And that's not your fault.
Speaker 9 (22:04):
No, I don't see them coming behind me.
Speaker 1 (22:07):
Oh okay, well, then until you get hit, Mark, there's
not much you can do me now, I know, I understand,
but there's not.
Speaker 2 (22:13):
Much you can do until you get a hit. You know,
it's the old adage.
Speaker 1 (22:16):
If my grandmother had gonad, she'd be my grandfather.
Speaker 2 (22:20):
But she isn't, and she doesn't see how that works.
All right, here's another Mark. Hello Mark, welcome, Hey Bill,
how are you doing?
Speaker 4 (22:30):
Yeah?
Speaker 2 (22:30):
Yes, sir, What can I do for you?
Speaker 5 (22:32):
Yeah? I have a quick question. It's regarding I live
in an Hoa and we have a gentleman who who
is teaching lessons on our tennis courts. We're pretty sure
that he's getting paid, but we use so far out
of not being able to approve it. I guess it's
on It's basically, I guess it's on us, as either
the residents or the board to try to improve it
(22:54):
that he's getting paid for he couldn't.
Speaker 2 (22:55):
Okay, hang on a minute. Is he is he a
resident of.
Speaker 5 (23:00):
The h o A? He is a resident?
Speaker 1 (23:03):
Okay, and he's getting and he's giving lessons and getting paid.
Speaker 5 (23:06):
Right, Well, we don't. We can't prove it.
Speaker 2 (23:10):
Okay, that's all right, So what's your question?
Speaker 5 (23:15):
So we basically work it's on us to figure out
a way to figure out whether he's it's gonna be all.
Speaker 2 (23:20):
Right, all right, So what's your question?
Speaker 5 (23:24):
My question is what can we do? I mean I
guess we did today. You have to prove it.
Speaker 2 (23:33):
I mean, you've got you've got to prove it. You've
got to prove it. On the other hand, here's what
the h o A can do.
Speaker 1 (23:39):
Uh if this guy is dealing with several people a day,
uh and uh they're on the court for half an
hour or an hour with him, then logic says that
he is getting paid. The h o A can ban him,
just say you're not on the court. We're not gonna
let you get paid.
Speaker 2 (23:59):
And uh, then he has to then he has to do.
The HOA has the ability to band him, let him sue.
Speaker 5 (24:07):
Yeah, they've they've kind of they've got They went to
our somebody, to our legal counsel, and the legal counsel says, well,
we can't do anything about that. Uh, they're considered guests
or the legal council says, they're not students, their guests
so long as they're what do they know?
Speaker 1 (24:22):
How does legal wait a sec How does legal counsel
consider them guests? First of all, it's it's the same
person that shows up on Tuesday at two o'clock, for example. Okay,
because that's what usually happens.
Speaker 2 (24:33):
When someone gives lessons.
Speaker 1 (24:35):
So the argument is, I don't know what your legal
counsel is saying, because I would say your legal counsel,
they are guests every Tuesday from two to three, their guests.
Speaker 2 (24:46):
And by the way, uh, I'm.
Speaker 1 (24:48):
Assuming these people come from outside the HOA to take
lessons from this guy, right.
Speaker 5 (24:54):
Correct?
Speaker 2 (24:55):
Okay, Well, I disagree with your counsel.
Speaker 1 (24:58):
I would just have the h Way ban him, that's all,
just say no, let him sue. Okay, I think that'd
be the easiest way to go, So you deal with
the HOA.
Speaker 2 (25:10):
Noah, put the ball in his uhhuh, put the ball
in his court. Damn. I'm good, aren't I?
Speaker 1 (25:16):
This is handle on the law, Okay, fine, handle here
on a Saturday morning, last segment of the show, and
I will keep on going with phone calls off the
air after the show and Richard Morrow comes on, and
the number stays the same eight hundred five two zero
one five three four eight hundred eight.
Speaker 2 (25:37):
Two zero one five three four.
Speaker 1 (25:42):
And if you are on hold as I end the show,
just stay put because then I will answer the questions.
And no breaks once I started doing this off the air,
I mean, no breaks at all, No news, no commercials,
no traffic, and no patience.
Speaker 2 (25:58):
On my part.
Speaker 1 (25:58):
So as you can imagine, I go through pretty quickly.
Eight hundred and five two zero one, five three four.
Welcome back, handle on the law, marginal legal advice. Uh yo,
there you are, Tom, Hello Tom.
Speaker 11 (26:12):
Hi Bill.
Speaker 5 (26:13):
Yes, I have a situation where I.
Speaker 11 (26:16):
Was working for a company that did large solar installations
and we were a subcontractor to another company that had
the contract with the Army Corps of Engineers. Now, my
company asked me to front a bunch of money out
of my own pocket for materials, with the promise that
(26:37):
I would get repaid.
Speaker 1 (26:38):
Oh are you an employee? Are you an employee of
that company? Hang on, a man, are you an employee?
Speaker 2 (26:46):
I was?
Speaker 11 (26:47):
The company is now out of business.
Speaker 1 (26:49):
Right, so you you're an employee and you're loaning the
company you work for money? Uh?
Speaker 2 (26:55):
And then you're gonna get paid later on?
Speaker 9 (26:59):
Correct?
Speaker 2 (27:00):
Yeah?
Speaker 1 (27:00):
If I were to ask you the same question and
ask for your advice, Tom, what would you say? If
I were to say, g Tom, how stupid was I?
Speaker 5 (27:12):
Yeah?
Speaker 11 (27:12):
Well, it was a complicated situation. They were paying me
in the beginning, so I.
Speaker 1 (27:16):
Understand they understand you just don't do it out of
the air. I understand these things build up. Okay, So
companies out of business, how much do they owe you?
Speaker 11 (27:26):
About thirty a little over thirty grand?
Speaker 2 (27:29):
Yeah, how much you think you've lost?
Speaker 5 (27:33):
Well, so there's the question.
Speaker 11 (27:35):
Can I put a mechanics lean on the property?
Speaker 2 (27:38):
Who owns the property? Hold on? Who owns the property?
Speaker 5 (27:43):
The Army Corps of Engineers?
Speaker 1 (27:45):
Well, how do you put a lean on a piece
of property the Army Corps of Engineers owns? How do
you put a lien on a piece of federal land?
Federal property? Because a private company owes you money?
Speaker 11 (28:01):
What about suing the main contractor?
Speaker 1 (28:04):
You can se Yeah, you can sue anybody you want.
The problem is you didn't work for the main contractor.
You work for your company.
Speaker 11 (28:14):
There's also a construction bond involved. Can I go after.
Speaker 1 (28:17):
Them construction bond that the contract or, the main contractor has,
or the or you're talking.
Speaker 2 (28:23):
About your own company, my own company.
Speaker 1 (28:26):
Yeah, well, I here's the problem. You just loan the money,
not just a straight loan. How do you go against
the company with a construction bond? I don't think so.
You can try, But Tom, this is just about as
idiot a move as I've heard for a long time.
Speaker 2 (28:45):
Not bright, not bright at all. All right, Marv, I'm Marv.
Speaker 12 (28:51):
Welcome, Yeah, Bill, Yeah. I own a twenty twenty year
old old r V and I paid a RV TE
a shade tree mechanic to seal any leaks and make
(29:13):
sure all systems were paid half upfront and in half
at the conclusion. I kept checking with him monthly, is
it ready? Is it ready? And after three or four
months he said, you can come and pick it up.
(29:36):
Well I did, and the leak I don't think he
had done a thing.
Speaker 2 (29:47):
I think, okay, sure, so we didn't do anything. How
much did you pay him? How much did you pay him?
Speaker 12 (29:53):
Five hundred, five hundred dollars?
Speaker 2 (29:55):
All right, and he didn't fix it. So what do
you think upfront? Okay, so what do you think? What
do you think? What do you think?
Speaker 12 (30:02):
One of the big problem was he left the side
window right near the bed that's over the cab open
and they had a big windy.
Speaker 2 (30:19):
I understand, all right, it doesn't matter what he did.
Speaker 1 (30:21):
He damaged your vehicle, whether it didn't, whether he didn
open a window or he didn't close the window, that's fine, so.
Speaker 2 (30:27):
You paid him five hundred.
Speaker 12 (30:30):
For a while.
Speaker 2 (30:31):
Okay, it doesn't matter, all right, we're running out of time.
We can go through. This is not gone with the wind,
all right. So he owes.
Speaker 12 (30:40):
My insurance company, the car insurance company, and eventually they
denied the claim.
Speaker 1 (30:49):
Okay, so all right, it doesn't matter, Marv. You don't
have to tell me why they deny the claim. And
running out of time, and I want to answer your
question because we're going to go on and on and on. Okay,
five hundred dollars and he owes you whatever damage that caused,
for example, how much water damage was that rain?
Speaker 2 (31:08):
Did it cause? It's beyond the five hundred dollars. So
whoever it.
Speaker 1 (31:11):
Takes, whatever it takes to bring that vehicle back to
what it was before you brought it into.
Speaker 2 (31:20):
That shop, that's what you have.
Speaker 1 (31:22):
That's what they're liable for, and that's what you suit
for the rest of it.
Speaker 2 (31:26):
And by the way, it's going to be a small claimsuit.
Speaker 1 (31:28):
And Marv, I guarantee you if you go through this
whole story as slowly as you did, the judge is
gonna go out of his mind.
Speaker 2 (31:35):
And you know that's bad.
Speaker 1 (31:36):
If he starts picking his nose or starts reading a
book while you're talking.
Speaker 2 (31:40):
So you don't want to do that.
Speaker 1 (31:41):
That's see, I basically do what a small claims judge does.
Speaker 2 (31:44):
All right, come on, hurry up, come on. I don't
want to hear anymore, all right.
Speaker 1 (31:47):
I want to end up with talking you about bad
breath and how bad your breath is all of us.
I wake up in the morning, it's horrible breath. I
have coffee in the morning.
Speaker 2 (31:56):
It's coffee breath.
Speaker 1 (31:58):
I eat onions and garb and lots of it, and
obviously I have breath with that. And so I am
a fan of Zelman's minte Mouth, and I'll tell you why.
Speaker 2 (32:08):
It's a double hit with Zelmans. One.
Speaker 1 (32:10):
It's a little capsule that you either bite into where
you swallow after sucking off the mint. You know, he
takes a little capsule strong mint those that's gone. You
then swallow or bite into the capsule and they get
to work in your gut and no mint takes care
of that. That's Zelman's mintee Mouth. Now we know it works,
we know how good it is. And it's mint flavored. However,
(32:34):
they have a new flavor and it's spearmint. People have
actually asked for this for a while. Okay, fine, so
they're coming out with their spearmant flavor Zelman's, and you
can get a free pack that want you to try it, obviously,
a free pack of Zelman's Spearman if you buy a
free pack. If you buy a three pack of regular Zelmans,
(32:56):
you buy a three pack or more a free pack
of the Zelman Spearmint flavor. Go to Zelmans dot com,
z E L M I n S Zelmanns dot com,
slash kfi Zelmans dot com slash kfi And as I
told you, I am starting to take phone calls off
(33:16):
the air. I'll do it in just a minute or
two and continue on until all the phone calls are finished.
So those of you that are on the phone just
stay put, don't go anyplace. I'll get to you right
after the top of the hour, and you can still
call in. For those of you that have not yet called,
go ahead and call in. I'm doing this for thirty
forty minutes to giving everybody a chance to get a
(33:36):
question answered. And the number, as always is eight hundred
five two zero one five three four eight hundred five
two zero one five three four.
Speaker 2 (33:46):
This is Handle on the Law.
Speaker 8 (33:50):
You're listening to Bill Handle on demand from KFI AM
six forty
You're listening to KFI AM six forty the Bill Handles
show on demand on the iHeartRadio f.
Speaker 2 (00:09):
KFI AM six forty Bill Handle It is a Saturday morning.
Speaker 1 (00:15):
One more hour for the show, and then Rich Demuraw
with the Tech Show comes up eleven to two and
Neil Sabedra the Foodie Show at fok report from two
to five. Neil also heard Monday through Friday with me
on my show here on KFI six. We actually it's
(00:36):
five to nine, but six to nine where Neil and
I jump in, and so here are the phone numbers
eight hundred five two zero one five three four, eight
hundred five two zero one five three four, And I'll
tell you a little bit later on how we can
keep on doing phone calls even after I lock out
and say goodbye to you.
Speaker 2 (00:53):
And Rich comes aboard.
Speaker 1 (00:55):
This is Handle on the law marginal legal advice where
I tell you have absolutely no case. The good folks
at SC Johnson a huge, huge corporation company. As you know,
they are the maker of Ziploc, which is also a
major division.
Speaker 2 (01:15):
And there's a lawsuit going on.
Speaker 1 (01:17):
It's a class action lawsuit against SC Johnson. This is
out of California, and there is a lead plaintiff. There's
always a lead plaintiff that represents everybody that's in the class,
and in this case, everybody in the class is everybody
and anybody who has ever used a ziploc bag and
(01:39):
has either put the food into the freezer with a
ziplock or put it into a microwave oven and heated
up the food in a ziploc bag. And her argument
is the lawsuit is that she has been damaged or
all of the people, And of course I'm part of
it too because I use ziploc ziploc.
Speaker 2 (01:56):
We have been.
Speaker 1 (02:00):
We have been misled because of undisclosed microplastics that are
in ziploc bags, and that misled, misled me, you, and
will harm us, although I don't know at this point
how much harm there was there.
Speaker 2 (02:16):
And the complaint.
Speaker 1 (02:17):
Alleges that some ziplop ziploc products marketed as microwave or
freezer safe release these micro plastic almost microscopic, well they
are plastics, and saying that that makes them fundamentally unfit
for their advertised use, and said that sc Johnson misrepresented
(02:40):
and caused unfair, unlawful, deceptive, and misleading allegations. Now, if
this thing wins, that's basically everybody in America that's going
to collect on a settlement that the court has to
agree to the settlement.
Speaker 2 (02:53):
And what are they going to get.
Speaker 1 (02:55):
Let's say everybody in America who's ever used a ziplock
back gets a dollar, it's two hundred million.
Speaker 2 (03:02):
How about if everybody gets ten.
Speaker 1 (03:04):
Dollars, Well, that's two billion dollars. I don't know how
far this puppy is gonna go, but it's not gonna
go far.
Speaker 2 (03:13):
Now.
Speaker 1 (03:13):
The labels do say microwive, microwave safe, and freezer safe,
and the argument that means that they're representing their safe
absolutely true. However, However, using these bags in the freezer
or the microwave releases these micro plastics which are then
(03:36):
leached into the food, and it shows potential serious health
ricks risks to that digestive track, to the immune system
and reproductive system. I guess instead of buying birth control pills,
all you do is take a ziploc bag and throw
some food in and then you can microwave it.
Speaker 2 (03:57):
Never have to worry about having kids.
Speaker 1 (03:58):
Right now, there is research out there that shows microwave
heating of plastic containers does release a high amount of
microplastics into food. And this was a twenty twenty three
study in the Environmental Science and Technology Journal and also
found same study refrigeration in plastic containers in general release
high amounts of microplastics over the course of six months.
Speaker 2 (04:22):
Now what am I gonna do with that one? Huh?
Speaker 1 (04:25):
That is hilarious because let's say you have a lawsuit
that all of the power companies that produce power, right
and there are gas fired power companies like we have
here in Southern California. It causes harm to everyone. So
(04:45):
everyone who breathes that lives in Southern California has a
case against Southern California Edison as the Edison or the
Department of Water and Power ballet. So I love class
action suits. Do I think people are gonna get a No?
Do I think the lawyers who have filed this lawsuit.
Speaker 2 (05:04):
Are going to get a pile of money? Yeah?
Speaker 1 (05:06):
If it continues on, if there's any kind of settlement,
and if everybody gets a nickel I mean literally five cents,
the lawyers then submit and end up with millions of
dollars of legal fees unless there is serious harm and
I don't know how many people have actually gotten cancer
(05:27):
or have been able to connect the dots. You use
this bag, you will get cancer or all these cancers
are as a result of using ziplock bags and basically
nothing else caused the cancer or the higher incident of cancer.
Speaker 2 (05:43):
And I'd love to see this study.
Speaker 1 (05:45):
Did it compare people who did use ziplock bags versus
people who didn't use ziploc bags?
Speaker 2 (05:51):
And is there a higher incident of cancer? Is there
a higher incident.
Speaker 1 (05:55):
Of gastro intentional issues? Is there a higher incident of infraty.
You know, I'm in the wrong business because lawyers who
deal with class action suits that are successful.
Speaker 2 (06:10):
Do very very well.
Speaker 1 (06:12):
All right, let's talk about your breath for a moment.
That's something that most of us are concerned about. Bad
breath because we all suffer from it. It's not that
complicated and you wake up at the morning bad breath.
I drink coffee in the morning, bad breath. On top
of bad breath.
Speaker 2 (06:25):
I love garlic and onions. That's on top of bad breath.
So there's more.
Speaker 1 (06:30):
And so the answer for me and a whole lot
of other people are Zelman's minty mouth. Now, they're not
just a mint, although there's a strong minty coating on
the outside of these capsules. But once you're finished with
the mint part, then you either swallow the capsules or
bite into them, and partially seed oil is released and
that takes care of bad breath in your stomach, and
(06:52):
no mint deals with that, and that's where bad breath
can does start stay there, and so you have to
deal with it if you're going to do if you're
gonna really take care of your breath, Zelman certainly is
the answer. Now they have a new flavor and it's
not just mint, it's spearmint.
Speaker 2 (07:08):
That's a brand new flavor and they'd like you to
try it.
Speaker 1 (07:11):
There's a limited run and you get a free pack
if you order a three pack or more of regular Zelmans,
and they will run out. It's good till the end
of the month, and they will run out. That's a guarantee.
So go to Zelmans dot com slash kfi, Zelmans E. E, L, M,
I N S dot com, slash kfi buy a three
(07:31):
pack or more free Spearman pack Zelmans dot com, slash kfi.
Speaker 2 (07:37):
This is handle on the.
Speaker 1 (07:39):
Law kfi handle here on a Saturday morning, eight hundred
and five two zero one, five three four back more
handle on the law, marginal legal advice.
Speaker 2 (07:52):
Mary.
Speaker 1 (07:52):
Hello Mary, Yes, ma'am Mary?
Speaker 2 (08:02):
Are you there?
Speaker 3 (08:04):
Hello?
Speaker 2 (08:05):
Yes, yes, Mary? Can I help you?
Speaker 4 (08:08):
She told me it was going to be Mary D.
I mean he told me it was going to be
Mary D.
Speaker 5 (08:12):
Thank God.
Speaker 1 (08:13):
Then all right, so Richie, you don't have to give initials. Okay, Okay,
I'm gonna.
Speaker 2 (08:18):
Let you pass. All right, fair enough to buy that?
Do I see the other Mary? I don't. Oh, he's
probably just talking to her. Now, all right, Mary D?
What can I do for you?
Speaker 4 (08:28):
Can I leave a notarized note in the event of
my death as to whom I want in charge of
my wishes? I am no longer a homeowner, and my
children are grown adults, and I really don't think I
need to go the route of a trust or a will. Okay,
that's my life.
Speaker 2 (08:43):
Can you leave one? Of course, you can leave one.
Speaker 1 (08:46):
Let me ask you who would you leave the money
or your assets too?
Speaker 4 (08:55):
That's questionable. But I want to leave a sibling in charge. Okay,
makes sense, but.
Speaker 2 (09:03):
It makes sense. Yeah, it makes a lot of sense.
Speaker 4 (09:06):
Current well, my children are currently beneficiaries of my bank accounts.
Speaker 6 (09:12):
Okay, and I'm debating whether it changed that okay, and
just have my sibling like be in charge of that
or do you automatically get it in the event of
my death.
Speaker 1 (09:24):
Yes, yes, that's well if there's beneficiary of the bank account.
If there are beneficiaries, yes, they automatically get it because
they are beneficiaries, and all they have to do is
show the birth certificate.
Speaker 2 (09:35):
So that one you don't have to.
Speaker 1 (09:36):
Worry about unless you change the beneficiaries, which can always
do so that's not a problem, okay. And then the
other issue is whatever assets you have outside of those
bank accounts.
Speaker 2 (09:46):
What kind of money are you talking about.
Speaker 4 (09:50):
Well, it's over one hundred thousand dollars, okay, over one
hundred thousand dollars.
Speaker 5 (09:53):
A lot of nice.
Speaker 4 (09:53):
Okay, there's a lot of nice jewelry.
Speaker 1 (09:56):
Okay, I understand, I understand. So let me ask you this.
You want you want your sibling to also.
Speaker 4 (10:02):
Get some of the stuff, maybe a percentage?
Speaker 2 (10:06):
Okay, good? Good. So here is, let me.
Speaker 1 (10:11):
Let me represent your kids get anything I don't wankay,
let me represent let me okay, let me represent your kids.
Speaker 2 (10:20):
At this point, Okay, mom.
Speaker 1 (10:23):
Please leave a notarized statement that your brother, your sister,
your sibling gets the money, because that means absolutely nothing
under the law.
Speaker 2 (10:36):
Zero.
Speaker 1 (10:38):
So what happens if you leave a notarized statement which
means nothing, then your kids get it all, and they
get it all by way of intestacy in testacy meaning
that you're dying without a will, and therefore they open
up a probate and intestate probate and they gate it all.
(10:58):
You want the money to go to whoever you want
the money to go, you leave a will or you
put everything in trust. You're not going to get away
with just writing a note of rice statement.
Speaker 2 (11:09):
It's not gonna happen. So yeah, yeah, you sort of
have no choice, you know. And it's it's not a hassle.
Speaker 1 (11:15):
You can do it online. I mean, it's just it's
not a hassle. You're I want to protect your kids. Boy,
I'll bet you they if they're listening to it. That's
the last answer that I wanted to give them, that's
for sure. Anthony, Hi, Anthony, Hello, how are you?
Speaker 7 (11:32):
Yes? Hello, thank you, thank you for taking my call.
My wife and I are independent insurance agents and we
run an office out of our home. Back in twenty twenty,
we took out a or my wife took out a
PPP loan, one of those loans that were supposed to
not ever have to pay back.
Speaker 2 (11:53):
Right, they wanted to. So government wants the money bag.
Speaker 7 (11:55):
We right, right, that's right, that's right, And so we
got to check for ten thousand dollars. Fast forward to
twenty twenty one, she passed away from cancers. Fast forward
to twenty twenty four. I get an email from the
Small Business Administration wanting to know where their ten thousand
dollars is, and so I contacted them, and they told
(12:20):
me that I would have to fill out a fraud
report with her name on it, with some type of
identity theft report that goes with it, and then would
just hang on.
Speaker 2 (12:30):
A second, anthony, where's the fraud in all of this?
Speaker 7 (12:36):
The fraud comes from?
Speaker 4 (12:37):
Wants it?
Speaker 2 (12:38):
They wanted to.
Speaker 7 (12:38):
They want to accuse her of fraud.
Speaker 2 (12:41):
Why what did she do that was fraudulent?
Speaker 3 (12:45):
I don't know.
Speaker 7 (12:46):
But they want their ten thousand dollars back, but.
Speaker 2 (12:49):
She's saying no, she's got here to give it back.
Speaker 1 (12:51):
Okay, I understand you got two issues going on here,
number one, if it was in her name, did you
have anything to do with the business, did you own
any part of the business.
Speaker 2 (13:00):
Was it a community business?
Speaker 1 (13:01):
So if there is a debt, it probably transfers to you.
So I have not heard of the PPO or PPD
pp D money.
Speaker 7 (13:12):
You were just independent contractors.
Speaker 1 (13:13):
Don't We didn't have anything like that.
Speaker 2 (13:17):
Yeah, it doesn't matter.
Speaker 1 (13:17):
I mean that's a business, and businesses were able to
get that bundy. So the fraud may very well be
these folks over there and sending you an email. That's
a little sticky because governmental agencies don't send out emails.
Speaker 2 (13:33):
They send out letters.
Speaker 1 (13:36):
So you may be looking at a fraud right now,
and it's.
Speaker 7 (13:43):
Somebody trying to fraud me. And that is correct, That.
Speaker 2 (13:47):
Is absolutely correct. Before you say.
Speaker 7 (13:52):
Smart enough however to put that ten thousand dollars in
a separate account. And I've been hold this whole.
Speaker 1 (13:58):
Good good as long as you that money is not
going any place. As long as it's going no place
where they wanted to go, I would give them no information.
I wouldn't fill out a damn thing. I would simply
ignore it.
Speaker 2 (14:11):
Just ignore it and see what they do. And they're
not gonna go very far. They're not gonna you're go ahead.
Speaker 4 (14:20):
That's good news.
Speaker 2 (14:21):
I thought I was gonna winning.
Speaker 1 (14:24):
It smells like you're being defrauded. Okay, let me talk
about your business for a moment. In general, if you're
not using AI, uh, well, there's a good chance that
you're probably losing money because that's how effective AI is,
and you're probably losing productivity and a competitive edge. And
tell me how important that is today. So let me
(14:44):
suggest you look at net suite. It's the number one
cloud business management system out there, and it brings all
of your business together into one system. It means the accounting,
the financial management, inventory of that's what you do HR
and it's all in one efficient suite, so all the
numbers are the same. You're not going into different parts
(15:07):
of your business.
Speaker 2 (15:08):
It's all there.
Speaker 1 (15:09):
And that's what NetSuite dot Com does or NetSuite does.
And so I'm going to suggest you download the cfo's
Guide to AI and Machine Learning. It's a easy free
download to see if NetSuite can help you, and I
am convinced they can. Forty one thousand businesses say yes
to that, So go to NetSuite dot com slash handle.
Speaker 2 (15:32):
If your business does two billion dollars.
Speaker 1 (15:34):
Or more annually, you go to NetSuite dot com slash handle,
NetSuite Suite and office suites NetSuite dot com slash handle.
Speaker 2 (15:45):
This is Handle on the Law.
Speaker 8 (15:49):
You're listening to Bill Handle on demand from KF. I
am six forty.
Speaker 1 (15:56):
I am six forty handle here on a Saturday morning.
Speaker 2 (16:02):
Eight hundred five two zero one five three four. That's
eight hundred five two zero one five three four. Back
we go. More Handle on the Law, marginal legal advice.
Oh John, your turn? What can I do for you?
Speaker 3 (16:18):
Bill? Bill, thanks for taking my call. Sure, I'm seventy
five and I went to really DMV.
Speaker 2 (16:26):
Yeah, like you're about one hundred and seventy five. That's uh.
Speaker 3 (16:30):
I appreciate that.
Speaker 2 (16:31):
That's why I think I've heard. Okay, all right, seventy
five and you went to the DMV.
Speaker 3 (16:36):
Yes, I went to the DMV to get my real
driver's license, my California real ID. Right, So I go
in there to get the real idea. I've got everything
with me, my birth certificate, the Homeland yours. The problem is,
my birth certificate doesn't have my middle name on it.
It's just to my first name and my last name.
My parents never put a middle name. But when I
(16:57):
was confirmed Catholic, years and years and years ago, I
took the middle name of Anthony. So I've been known
ever since that time as John Anthony. Okay, last you know.
So I've been known all the time.
Speaker 2 (17:13):
Okay.
Speaker 3 (17:13):
Now, I had my name officially changed back in nineteen
sixty six. Ok, Air Force Academy.
Speaker 1 (17:20):
All right, and you have that document. Hold on a minute.
When you say you had it officially changed. What does
officially change mean?
Speaker 3 (17:30):
My father went to court had my name changed in court.
Speaker 2 (17:35):
Ah, So you have that document.
Speaker 1 (17:36):
Hold on, you have a court order that says your
name has been changed?
Speaker 2 (17:43):
Is that correct?
Speaker 3 (17:44):
No, No, he did it. But I don't have that document.
It long gone.
Speaker 2 (17:52):
It's been well, not necessarily, you know what.
Speaker 1 (17:54):
You'd be surprised, not necessarily if it was filed. You know,
my naturalization paper are still around and I was naturalized
in nineteen sixty one, and there are documents out there
where people you can put birth certificates of people that
have been born in eighteen ninety three. So if there
(18:15):
is a if there is a court document that has
been filed, unless unless the court room and the records
area burnt down and that was the only record I
think you're gonna be. Okay, that's easy. That's really easy
if it's there, and you have to just do a
really good search. Now assuming that it isn't there, not there, Okay.
(18:39):
So with that being said, your name has not been changed. Okay,
that name, your middle name is just because you took
middle names.
Speaker 4 (18:49):
Now.
Speaker 1 (18:49):
For example, I'm known as Bill Handle. I'm not a Bill.
There's nothing legal about that.
Speaker 2 (18:54):
I'm William.
Speaker 1 (18:55):
Matter of fact, it's William wolf Handle because when I
was natural I came to the naturalization as only wolf Handle,
and when the document of naturalization occurred, I became William
wolf Handle.
Speaker 2 (19:12):
That is a legal document changing my name.
Speaker 1 (19:15):
And that's why I am William wolf Handle and Bill
Handle doesn't exist.
Speaker 2 (19:21):
Okay, so Anthony doesn't exist. John, that's your nickname. They
could call you Spike, I know.
Speaker 3 (19:28):
Can I get into problems with that? Because my driver's
license down there issue, it's going to have just the
two names on it at all.
Speaker 1 (19:35):
It doesn't matter people now because people still know you
as Anthony Big Deals.
Speaker 2 (19:38):
Do you have a nickname?
Speaker 3 (19:39):
Yah?
Speaker 1 (19:40):
Yeah, let's say you'll be fine, you're gonna have You're
gonna have Anthony doesn't exist legally, and so you're gonna
driver's license that says John, no Anthony, and then your
last name. You're gonna be fine, right, Oh, I wouldn't
worry about it. You're absolutely fine, all right?
Speaker 2 (19:59):
Mark? Hello, Mark, Mark T. What can I do for you?
Speaker 9 (20:03):
Miss handle? I would like to be able to dodge
an injury. Yeah, that's good, Okay, Okay, I have to.
Speaker 4 (20:16):
I have to walk now.
Speaker 9 (20:17):
I'm too old to drive anymore.
Speaker 2 (20:20):
Okay.
Speaker 9 (20:20):
And walking is a good portion of my exercise.
Speaker 2 (20:25):
Excellent.
Speaker 9 (20:26):
And and I carry a cane. I don't budget, I
just carry it.
Speaker 8 (20:31):
You know.
Speaker 9 (20:31):
They beat off the dogs and stuff anyway.
Speaker 10 (20:35):
And behind me people come on their on their bikes
on the sidewalk and they've been cutting. I don't I
don't hear them. They don't bring bells anymore. And I've
been almost knocked down a couple of times. People in
front of me have been knocked down.
Speaker 9 (20:55):
So what do I do?
Speaker 6 (20:57):
Well?
Speaker 1 (20:57):
Mean, just keep on walking, Mark, Just keep on walking.
There's nothing until you get injured. There's nothing you can
do legally. You know, you can't say I could be
injured I might be injured. You know, I leave my
house every morning and I could be hit by a
media righte that takes my head off. Until that happens,
(21:20):
I haven't been hit by a meteorite.
Speaker 2 (21:22):
Now, if you are hit, you have a lawsuit.
Speaker 1 (21:25):
If someone is purposely cutting you off, you call the police,
although unless they see it, you're out of luck. Okay,
there's not much you can do about it. I mean,
there's nothing you can do about it.
Speaker 2 (21:38):
What are you gonna do? File lawsuit against some kid?
You don't even know who the kid is.
Speaker 9 (21:45):
They can't compensate me anyway.
Speaker 2 (21:47):
Yeah, it's a good point. They can't. So all you
can do is be All you can do is be
a little careful.
Speaker 1 (21:53):
If they do cut in front of you, you've got
the cane and as you move, you know, to get
out of the way, all of a sudden, the cana
end up going in their eyeball.
Speaker 2 (22:02):
And that's not your fault.
Speaker 9 (22:04):
No, I don't see them coming behind me.
Speaker 1 (22:07):
Oh okay, well, then until you get hit, Mark, there's
not much you can do me now, I know, I understand,
but there's not.
Speaker 2 (22:13):
Much you can do until you get a hit. You know,
it's the old adage.
Speaker 1 (22:16):
If my grandmother had gonad, she'd be my grandfather.
Speaker 2 (22:20):
But she isn't, and she doesn't see how that works.
All right, here's another Mark. Hello Mark, welcome, Hey Bill,
how are you doing?
Speaker 4 (22:30):
Yeah?
Speaker 2 (22:30):
Yes, sir, What can I do for you?
Speaker 5 (22:32):
Yeah? I have a quick question. It's regarding I live
in an Hoa and we have a gentleman who who
is teaching lessons on our tennis courts. We're pretty sure
that he's getting paid, but we use so far out
of not being able to approve it. I guess it's
on It's basically, I guess it's on us, as either
the residents or the board to try to improve it
(22:54):
that he's getting paid for he couldn't.
Speaker 2 (22:55):
Okay, hang on a minute. Is he is he a
resident of.
Speaker 5 (23:00):
The h o A? He is a resident?
Speaker 1 (23:03):
Okay, and he's getting and he's giving lessons and getting paid.
Speaker 5 (23:06):
Right, Well, we don't. We can't prove it.
Speaker 2 (23:10):
Okay, that's all right, So what's your question?
Speaker 5 (23:15):
So we basically work it's on us to figure out
a way to figure out whether he's it's gonna be all.
Speaker 2 (23:20):
Right, all right, So what's your question?
Speaker 5 (23:24):
My question is what can we do? I mean I
guess we did today. You have to prove it.
Speaker 2 (23:33):
I mean, you've got you've got to prove it. You've
got to prove it. On the other hand, here's what
the h o A can do.
Speaker 1 (23:39):
Uh if this guy is dealing with several people a day,
uh and uh they're on the court for half an
hour or an hour with him, then logic says that
he is getting paid. The h o A can ban him,
just say you're not on the court. We're not gonna
let you get paid.
Speaker 2 (23:59):
And uh, then he has to then he has to do.
The HOA has the ability to band him, let him sue.
Speaker 5 (24:07):
Yeah, they've they've kind of they've got They went to
our somebody, to our legal counsel, and the legal counsel says, well,
we can't do anything about that. Uh, they're considered guests
or the legal council says, they're not students, their guests
so long as they're what do they know?
Speaker 1 (24:22):
How does legal wait a sec How does legal counsel
consider them guests? First of all, it's it's the same
person that shows up on Tuesday at two o'clock, for example. Okay,
because that's what usually happens.
Speaker 2 (24:33):
When someone gives lessons.
Speaker 1 (24:35):
So the argument is, I don't know what your legal
counsel is saying, because I would say your legal counsel,
they are guests every Tuesday from two to three, their guests.
Speaker 2 (24:46):
And by the way, uh, I'm.
Speaker 1 (24:48):
Assuming these people come from outside the HOA to take
lessons from this guy, right.
Speaker 5 (24:54):
Correct?
Speaker 2 (24:55):
Okay, Well, I disagree with your counsel.
Speaker 1 (24:58):
I would just have the h Way ban him, that's all,
just say no, let him sue. Okay, I think that'd
be the easiest way to go, So you deal with
the HOA.
Speaker 2 (25:10):
Noah, put the ball in his uhhuh, put the ball
in his court. Damn. I'm good, aren't I?
Speaker 1 (25:16):
This is handle on the law, Okay, fine, handle here
on a Saturday morning, last segment of the show, and
I will keep on going with phone calls off the
air after the show and Richard Morrow comes on, and
the number stays the same eight hundred five two zero
one five three four eight hundred eight.
Speaker 2 (25:37):
Two zero one five three four.
Speaker 1 (25:42):
And if you are on hold as I end the show,
just stay put because then I will answer the questions.
And no breaks once I started doing this off the air,
I mean, no breaks at all, No news, no commercials,
no traffic, and no patience.
Speaker 2 (25:58):
On my part.
Speaker 1 (25:58):
So as you can imagine, I go through pretty quickly.
Eight hundred and five two zero one, five three four.
Welcome back, handle on the law, marginal legal advice. Uh yo,
there you are, Tom, Hello Tom.
Speaker 11 (26:12):
Hi Bill.
Speaker 5 (26:13):
Yes, I have a situation where I.
Speaker 11 (26:16):
Was working for a company that did large solar installations
and we were a subcontractor to another company that had
the contract with the Army Corps of Engineers. Now, my
company asked me to front a bunch of money out
of my own pocket for materials, with the promise that
(26:37):
I would get repaid.
Speaker 1 (26:38):
Oh are you an employee? Are you an employee of
that company? Hang on, a man, are you an employee?
Speaker 2 (26:46):
I was?
Speaker 11 (26:47):
The company is now out of business.
Speaker 1 (26:49):
Right, so you you're an employee and you're loaning the
company you work for money? Uh?
Speaker 2 (26:55):
And then you're gonna get paid later on?
Speaker 9 (26:59):
Correct?
Speaker 2 (27:00):
Yeah?
Speaker 1 (27:00):
If I were to ask you the same question and
ask for your advice, Tom, what would you say? If
I were to say, g Tom, how stupid was I?
Speaker 5 (27:12):
Yeah?
Speaker 11 (27:12):
Well, it was a complicated situation. They were paying me
in the beginning, so I.
Speaker 1 (27:16):
Understand they understand you just don't do it out of
the air. I understand these things build up. Okay, So
companies out of business, how much do they owe you?
Speaker 11 (27:26):
About thirty a little over thirty grand?
Speaker 2 (27:29):
Yeah, how much you think you've lost?
Speaker 5 (27:33):
Well, so there's the question.
Speaker 11 (27:35):
Can I put a mechanics lean on the property?
Speaker 2 (27:38):
Who owns the property? Hold on? Who owns the property?
Speaker 5 (27:43):
The Army Corps of Engineers?
Speaker 1 (27:45):
Well, how do you put a lean on a piece
of property the Army Corps of Engineers owns? How do
you put a lien on a piece of federal land?
Federal property? Because a private company owes you money?
Speaker 11 (28:01):
What about suing the main contractor?
Speaker 1 (28:04):
You can se Yeah, you can sue anybody you want.
The problem is you didn't work for the main contractor.
You work for your company.
Speaker 11 (28:14):
There's also a construction bond involved. Can I go after.
Speaker 1 (28:17):
Them construction bond that the contract or, the main contractor has,
or the or you're talking.
Speaker 2 (28:23):
About your own company, my own company.
Speaker 1 (28:26):
Yeah, well, I here's the problem. You just loan the money,
not just a straight loan. How do you go against
the company with a construction bond? I don't think so.
You can try, But Tom, this is just about as
idiot a move as I've heard for a long time.
Speaker 2 (28:45):
Not bright, not bright at all. All right, Marv, I'm Marv.
Speaker 12 (28:51):
Welcome, Yeah, Bill, Yeah. I own a twenty twenty year
old old r V and I paid a RV TE
a shade tree mechanic to seal any leaks and make
(29:13):
sure all systems were paid half upfront and in half
at the conclusion. I kept checking with him monthly, is
it ready? Is it ready? And after three or four
months he said, you can come and pick it up.
(29:36):
Well I did, and the leak I don't think he
had done a thing.
Speaker 2 (29:47):
I think, okay, sure, so we didn't do anything. How
much did you pay him? How much did you pay him?
Speaker 12 (29:53):
Five hundred, five hundred dollars?
Speaker 2 (29:55):
All right, and he didn't fix it. So what do
you think upfront? Okay, so what do you think? What
do you think? What do you think?
Speaker 12 (30:02):
One of the big problem was he left the side
window right near the bed that's over the cab open
and they had a big windy.
Speaker 2 (30:19):
I understand, all right, it doesn't matter what he did.
Speaker 1 (30:21):
He damaged your vehicle, whether it didn't, whether he didn
open a window or he didn't close the window, that's fine, so.
Speaker 2 (30:27):
You paid him five hundred.
Speaker 12 (30:30):
For a while.
Speaker 2 (30:31):
Okay, it doesn't matter, all right, we're running out of time.
We can go through. This is not gone with the wind,
all right. So he owes.
Speaker 12 (30:40):
My insurance company, the car insurance company, and eventually they
denied the claim.
Speaker 1 (30:49):
Okay, so all right, it doesn't matter, Marv. You don't
have to tell me why they deny the claim. And
running out of time, and I want to answer your
question because we're going to go on and on and on. Okay,
five hundred dollars and he owes you whatever damage that caused,
for example, how much water damage was that rain?
Speaker 2 (31:08):
Did it cause? It's beyond the five hundred dollars. So
whoever it.
Speaker 1 (31:11):
Takes, whatever it takes to bring that vehicle back to
what it was before you brought it into.
Speaker 2 (31:20):
That shop, that's what you have.
Speaker 1 (31:22):
That's what they're liable for, and that's what you suit
for the rest of it.
Speaker 2 (31:26):
And by the way, it's going to be a small claimsuit.
Speaker 1 (31:28):
And Marv, I guarantee you if you go through this
whole story as slowly as you did, the judge is
gonna go out of his mind.
Speaker 2 (31:35):
And you know that's bad.
Speaker 1 (31:36):
If he starts picking his nose or starts reading a
book while you're talking.
Speaker 2 (31:40):
So you don't want to do that.
Speaker 1 (31:41):
That's see, I basically do what a small claims judge does.
Speaker 2 (31:44):
All right, come on, hurry up, come on. I don't
want to hear anymore, all right.
Speaker 1 (31:47):
I want to end up with talking you about bad
breath and how bad your breath is all of us.
I wake up in the morning, it's horrible breath. I
have coffee in the morning.
Speaker 2 (31:56):
It's coffee breath.
Speaker 1 (31:58):
I eat onions and garb and lots of it, and
obviously I have breath with that. And so I am
a fan of Zelman's minte Mouth, and I'll tell you why.
Speaker 2 (32:08):
It's a double hit with Zelmans. One.
Speaker 1 (32:10):
It's a little capsule that you either bite into where
you swallow after sucking off the mint. You know, he
takes a little capsule strong mint those that's gone. You
then swallow or bite into the capsule and they get
to work in your gut and no mint takes care
of that. That's Zelman's mintee Mouth. Now we know it works,
we know how good it is. And it's mint flavored. However,
(32:34):
they have a new flavor and it's spearmint. People have
actually asked for this for a while. Okay, fine, so
they're coming out with their spearmant flavor Zelman's, and you
can get a free pack that want you to try it, obviously,
a free pack of Zelman's Spearman if you buy a
free pack. If you buy a three pack of regular Zelmans,
(32:56):
you buy a three pack or more a free pack
of the Zelman Spearmint flavor. Go to Zelmans dot com,
z E L M I n S Zelmanns dot com,
slash kfi Zelmans dot com slash kfi And as I
told you, I am starting to take phone calls off
(33:16):
the air. I'll do it in just a minute or
two and continue on until all the phone calls are finished.
So those of you that are on the phone just
stay put, don't go anyplace. I'll get to you right
after the top of the hour, and you can still
call in. For those of you that have not yet called,
go ahead and call in. I'm doing this for thirty
forty minutes to giving everybody a chance to get a
(33:36):
question answered. And the number, as always is eight hundred
five two zero one five three four eight hundred five
two zero one five three four.
Speaker 2 (33:46):
This is Handle on the Law.
Speaker 8 (33:50):
You're listening to Bill Handle on demand from KFI AM
six forty
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