Episode Transcript
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Speaker 1 (00:00):
You're listenings KFI AM six forty the Bill Handles show
on demand on the iHeartRadio f CAFI Handle here on
a Saturday morning. One more hour to go until our
tech guy, Rich Demurrow shows up eleven to two, and
then Neil Savedra with the Fork Report all things food
(00:25):
and Neil, who's with me on my morning show Monday
through Friday, where we talk about food a whole lot.
Speaker 2 (00:32):
That's both of us.
Speaker 1 (00:33):
You should see both of us eating at a restaurant together.
Is a joy to watch.
Speaker 2 (00:38):
Phone numbers for the next hour.
Speaker 1 (00:39):
Well, actually I'll continue on after the show's over off
the air and take phone calls, but I'll explain all
that later. So right now, we have lines open, as
we always do at the top of the hour, well usually,
and the phone number to call is eight hundred five
to two zero one five three four eight hundred five
two zero one five three four. It's a number to call.
(01:02):
And since we do have lines open, which we normally do,
then you won't be waiting very long. And then sometimes
we just fill up and I won't be giving out
phone numbers.
Speaker 2 (01:12):
And there we are for an hour, hour and a half.
Speaker 1 (01:15):
And so you have the opportunity to jump in right
now eight hundred and five to two zero one five
three four. This is handle on the law where I
give you marginal legal advice and I tell you, whatever
your name is, that I love saying you have absolutely
no case.
Speaker 2 (01:34):
That's what I live for.
Speaker 1 (01:36):
I've talked a lot about the fires that have happened
here in southern California, the Palisades Fire and the Eton fire,
which was an Alta Dina, a poorer section, and there's
a whole world about Alta Dina and being a very
historical black community, and there's a lot of history there.
(01:59):
Palisades just a ton of money, which means that people
had better insurance for the most part, and they had
million dollar homes, multimillion dollar homes. Well, the vast majority
of course had insurance. I mean, you don't have a
home without home insurance, at least I can't imagine it.
And insurance companies, I mean they go out of the
(02:19):
way not to pay you anyway. And you've heard me
talk about how insurance companies are a paying in the ass,
and whenever you call them, you're usually in some kind
of a fight.
Speaker 2 (02:29):
Some are great.
Speaker 1 (02:30):
I've had insurance and I'll tell you right now, I've
had a Mercury insurance policy for my car, and every
time I have made a claim where I've gotten in
an accident, either my fault once in a while not
my fault, they've been terrific. I have absolutely no complaint
against Mercury Insurance. It could be that they know I'm
(02:52):
a lawyer sort of and they listened to the show
and they know that I'm prepared to go and fight.
Maybe that's the reason. But the point is most insurance companies,
they're there to pay the least amount possible if they
possibly can't, and that's where you sit with insurance companies.
Speaker 2 (03:12):
So that's one issue.
Speaker 1 (03:13):
The other issue here with these two fires, and I'm
going to give them a break on this one, is
there are very few insurance companies that are prepared to
deal with fires that encompass thousands of homes and businesses.
Speaker 2 (03:32):
At the same time.
Speaker 1 (03:34):
You talk about completely being inundated, and we're talking about claims,
not just the debris cleanup. We're talking about claims now
here is an interesting one, and that is the insurance
companies who have insured these homes that were wiped out,
have the assets they had the reserves, they're not going broke.
(03:57):
Now for those people that didn't have insurance, couldn't get insurance,
their homes were uninsurable, and they went to the California
Fair Plan, which is sort of the insurance company of
last resort, and it's a plan that is managed by
the State of California, funded by the insurance companies, where
the homeowner pays ridiculously how high amounts of money for
(04:21):
a limited amount of insurance. And it's only fire insurance.
Nothing else that's going broke. The Fair Plan doesn't have
enough money, and man, the state's going to have to
deal with that. However, let's move over to where I
want to go. And that is how the insurance companies
were inundated with the thousands and thousands of claims. Well,
(04:42):
State Insurance Commissioner Ricardo Laura announced that his department is
launching a formal inquiry into State Farm. State Farm is
the largest home insurer in California. Thousands of claims were
filed against State Farm and it would and by the way,
it's not saying that stay firmed at anything bad. It
(05:03):
just says that they're going to start what's called the
market conduct examination the state is going to engage in
a comprehensive investigator investigatory too tool just to find out,
just to get information about how these claims are being handled.
Speaker 2 (05:21):
And when you're talking.
Speaker 1 (05:22):
About thousands of claims, this is new territory for everybody.
And one of the things about California, the insurance commissioner
has enormous amount of power. And he or she is elected,
not appointed, an elected official whose duty frankly is to
the insure the insurre, not the insurer, but the insured.
(05:50):
And frankly, it's well insurance company is going against the
insurance commissioner. For example, if an insurance company wants to
raise its rates, it has to go in front of
the insurance commissioner and get the okay. So as a
matter of course, he is going to do this examination
and here's the quote. This examination will assess whether State
(06:12):
farm has complied with the California's consumer protection and claims
handling laws. That will help determine if further reforms are needed.
As natural disasters increasingly disrupt insurance markets across the country,
they're just trying to find out, you know, what's going on.
Speaker 2 (06:29):
Are we dealing with enough? They have no choice. They
have no choice, all right.
Speaker 1 (06:37):
Phone calls Mike, Hello, Mike, welcome, Hey Bill.
Speaker 3 (06:41):
I'm calling from Texas for a friend of mine. He
has two dogs that were in their yard. They have
a neighbor that has three dogs that were in their yard,
but they're separated by a wire fence that has openings
to where either dogs could put their head through it.
Their dogs were attacked by the neighbors dogs. One was
(07:05):
so badly attacked it was it's on a drip tube
right now. The other dog came to help its buddy
out and got part of its ear ripped off. Dogs
didn't Yeah, the dogs didn't enter the yard. They just
stuck their head through.
Speaker 1 (07:22):
No, I understand for the Yeah, let me ask. Let
me throw a couple of questions. Fence, whose side of
the yard was that fence side?
Speaker 3 (07:30):
I'm I don't know. I'm going to guess it's on
the property line, Okay.
Speaker 1 (07:35):
And it's a it is a just a chain link fence.
Speaker 3 (07:40):
No, it's it's it's it's a weird looking fence. It's
I got four four inches by four inches openings or
four by six inch opening so you know, a medium
sized dog could just stick its head through if it.
Speaker 2 (07:53):
Here, Yeah, you know, here's the answer.
Speaker 1 (07:55):
Normally, the dogs that eat the other dogs, the owners
are liable.
Speaker 2 (07:59):
Okay, that's a given.
Speaker 1 (08:00):
But the fact is that the fence, if it is
on the dog who ate the other dog's side, If
the owner is on that side the fence, you know
what you're gonna say, Hey, this is your fence, guy,
your dog stuck his or her face through that fence
and ate my dog.
Speaker 2 (08:20):
Yeah, you're responsible, damn Straight.
Speaker 1 (08:23):
On the other side, let's say the fence is on
the property owner of the dogs that were eaten. The
argument is, if I owned the dog that attacked, I go, hey, man,
that's your fence and there's your hole.
Speaker 2 (08:36):
And what the hell did you expect.
Speaker 1 (08:39):
Normally it would be the liability and the part of
the owner.
Speaker 2 (08:43):
But here's an easy answer to that.
Speaker 1 (08:45):
Okay, I'm assuming that your friend who has the dogs
that were chomped on has home insurance, right, and you
just turn it over the home insurance. Let them deal
with it, Let them over the Yeah, just let them
figure it out. You know, they'll determine the other side
as liable. You make a claim, your friend makes a claim,
(09:09):
and the value of the dogs if they are MutS,
there isn't much there, but the vet bills can be
pretty pretty extensive. And the dog that's on a drip,
I mean that dog is pretty seriously injured.
Speaker 2 (09:22):
Right, yes, absolutely, Well, okay.
Speaker 1 (09:25):
That's why God invented vets to put dogs down. I'm
hoping that he's not listening because you know, he probably
loves his dog.
Speaker 2 (09:35):
All right, so good, thanks a lot, Yeah, all right,
didn't that makes sense? That's lovely. This is Handle on
the Law. This is KFI. Go handle here.
Speaker 1 (09:44):
It is a Saturday morning, actually first day of summer,
and we're expecting some real heat. That's what we do
in southern California is expect real heat. The phone number
for legal advice eight hundred and five two zero on
five three four eight hundred and five two zero one
five three four, and we do have some lines that.
Speaker 2 (10:10):
Are open so you'll be able to come through. This
is Handle on the Law. Welcome back, Marginal Legal Advice.
Where I tell you have no case lreenda hi lorenda. Yes, yes, ma'am.
Speaker 4 (10:22):
Hell no, okay, So my husband and I are you there?
Speaker 2 (10:27):
How are here?
Speaker 5 (10:28):
Okay? So my husband and.
Speaker 4 (10:30):
I signed a lease agreement with a solar company, a PPA,
and fourteen months later they filed bankruptcy and transferred. We
got an email saying everything but nothing was going to change,
and everything is going to get transferred to this other
company I'm solar management company, and they immediately transferred properly
the payments program of course, so they're getting paid, but
(10:52):
now your phone and they're not doing any warranty work.
And I did some research and on different blogs and
stuff in about January. So this happened in October twenty four,
so January people started posting that they're not getting any help,
they're not getting repaired, and okay, are talking about getting
a class action lawsuit started? Should I join it?
Speaker 1 (11:15):
You're already joined it. You're already part of the class.
And let me tell you who else is part of
the class. I am part of the class Lorenda, because
I bought a battery system from a company that we
probably have the same one that went bankrupt. All right,
that turned around, and I was told by this new
(11:39):
company that took over that they've accepted all of the
contracts and everything's the same, and you do pay your
monthly at Mind's at least to your monthly amount to
this other company, and my battery has never worked, and
so I'm trying to contact them and there is nobody
to contact.
Speaker 2 (11:58):
Emails don't work.
Speaker 4 (12:00):
Now the phone number says to email you create it.
Speaker 2 (12:03):
That's exactly correct. That is what's happening to me. I'll
tell you what I'm doing. I just stopped paying them.
That's all to stop.
Speaker 4 (12:12):
But what about your credit.
Speaker 2 (12:14):
Well, we're going to see.
Speaker 1 (12:15):
We're going to see, and if they turn around and
screw with my credit, I'm going to dispute it, and
I'm going to sue them because they have they are responsible.
Speaker 2 (12:25):
The other company has.
Speaker 1 (12:27):
What happened is new company has bought all the assets
and liabilities of old company, so they have bought your payments.
But they also bought your warranty and they're not living
up to it. So I'm stiffing them, you know. And
I still and I have yet to get a phone
call from somebody. I have yet to get an email
(12:47):
saying I'm late and not paying. It's bizarre, and that's
exactly what's happening to me. You make a phone call,
they move you over to their email. You go to
the email, they tell you to make the phone call
and you're bouncing back and forth exactly, and there is
not a human being. On the other hand, I'm getting
at least ten emails a day telling me to set
(13:08):
up an auto pay, which I set up years months ago.
Speaker 2 (13:14):
So I'm just not paying them. Not just all.
Speaker 4 (13:19):
Okay, so let me ask Let me ask this then,
in order so do you get more beneficial to to
get our own attorney?
Speaker 1 (13:27):
No with a class absolutely no, absolutely no, absolutely not,
absolutely not. It's gonna cost you way more money than
you should pay.
Speaker 2 (13:37):
You're part of the class. By the way, nothing's going
to happen. Are you will be.
Speaker 1 (13:42):
Informed because they have all the records and you are
part of the class unless you opt out. And if
and you and I will end up getting some correspondence
from uh, the lawyer who is handling the class action suit,
the law fer.
Speaker 2 (14:01):
Okay, that's what I'm doing. I'm I'm just stiff in them. Now.
Speaker 1 (14:04):
My solar system works, but not the batteries, and they're
telling me new batteries. Knew I have thirty thousand dollars
paper weights sitting in my garage.
Speaker 4 (14:18):
Well, and then I don't know if this will help
you or not, because three days ago, see came out.
So then California as then came out and said my
meter was not communicating with the grid and they had
to replace the meter and I said, well, it's not
going to affect my solar right, No, Well he replaced
it and that Christian went off for about thirty seconds,
came back on and thing's great. But then I realized
my battery wasn't working. Then I went on and we
(14:39):
realized that the whole system wasn't working. So I was
lucky enough to where I called and left a crying
message with the installers, and they called and said, you
have an emergency reset button, and so we went to
that button. She told us where to find it, and
we it was on still, we pushed it off and
then on again, and thankfully everything came back on.
Speaker 2 (15:00):
Okay, so you're fine. So you're fine. I'm not mine mine, Yeah, mine, fried.
Speaker 1 (15:07):
I was there when they were installing the battery and
it shorted out.
Speaker 2 (15:12):
So you're in much You are in much much better
shape than I am. And let me tell you, I
hate you for it.
Speaker 1 (15:18):
I hate you for it that your system is working
in mine is not. You know, don't ever call me again.
I don't want to hear from you. Okay, fair enough,
all right. If you're a business person, if you don't
have a I as part and parcel of your life
in business, well maybe you're losing money. Probably, I think
(15:41):
you're losing productivity, probably a competitive edge because your competitors
are using AI. And what I'm talking about is looking
at the folks at net suite helping you control costs
and increase efficiency. Net Suite is the number one cloud
business management system use AI, and it puts together accounting
(16:03):
and financial management and inventory.
Speaker 2 (16:06):
If you do that, I do HR.
Speaker 1 (16:08):
If you have one employee or more into one efficient
business suite where everybody everything talks to each other, you're
all in the same numbers, and they do the administration.
Net Suite does the administration, and it's a business. It's
a dashboard, and this allows you to do what you
do best. Get business, do business, help your customers, charge
(16:32):
what you can, and just make money. That's what it's about.
That's what business is about. So if you do two
million dollars or more in business, let me suggest downloading
the free cfo's Guide to AI and Machine Learning and
you'll see if NetSuite can help you out and I'll
bet you can downloads free and they'll tell you right there,
(16:54):
can we help? So go to NetSuite dot com slash handle.
That's net suite as an office. Suite's NetSuite dot com
slash handle.
Speaker 2 (17:06):
This is Handle on the Law. You're listening to Bill
Handle on demand from KFI AM six forty.
Speaker 1 (17:16):
And this is.
Speaker 2 (17:17):
KFI Handle here on Saturday morning.
Speaker 1 (17:20):
Half an hour to go, and at the end of
the show, and as rich D Murrow comes aboard, I
will continue to take phone calls off the air, and
I'll tell you that about that. As we end up
closer to the end of the show, we still have
phone lines open.
Speaker 2 (17:38):
Eight hundred and five.
Speaker 1 (17:39):
To zero one five three four. Eight hundred five two
zero one five three four is the number to call.
Welcome back.
Speaker 2 (17:51):
More Handle on the Law.
Speaker 1 (17:53):
Marginal legal Advice Lewis, Hello, Lewis, you're up.
Speaker 2 (17:57):
Hey Don Yeah, Hey.
Speaker 3 (17:59):
Kim, My wife legally willed the house to her kids.
Speaker 2 (18:04):
Well, yeah, it depends on who owns the house.
Speaker 3 (18:07):
It's under her name.
Speaker 2 (18:09):
She can she can.
Speaker 1 (18:10):
Will it to whoever the hell she wants. Lewis, it's
her house.
Speaker 6 (18:14):
Okay, So that's that's it's the bottom line.
Speaker 2 (18:17):
Well, let me ask something.
Speaker 1 (18:19):
Why isn't she giving you any of the money from
her house?
Speaker 2 (18:23):
Are you guys still married?
Speaker 6 (18:26):
Yeah, we're still married, and you have my house.
Speaker 7 (18:28):
We got married and then I remodeled her houseanscaping, building malls.
Speaker 6 (18:36):
Okaymedition fair enough?
Speaker 2 (18:39):
Okay, good enough. So you you have added some value
to the house. And here is the argument. How much?
How much is the house worth?
Speaker 4 (18:50):
Uh?
Speaker 3 (18:51):
Close to six hundred thousand okay?
Speaker 1 (18:54):
Uh? And what do you think you have added to
the value of the house. Had you not put in
the dollars and the work that you did, how much
less would the house be worth.
Speaker 6 (19:08):
I'm going to say one hundred and twenty thousand.
Speaker 2 (19:11):
Okay, one hundred and twenty thousand.
Speaker 1 (19:13):
Now, the money that you put into the house, was
that money that from the house you sold?
Speaker 2 (19:20):
Was that your house separately from hers?
Speaker 6 (19:24):
Yes?
Speaker 2 (19:25):
Okay, good. So what you have is you.
Speaker 1 (19:28):
Took your separate money put into her home to increase
the value of her home, which is her separate property.
I would argue you are entitled to one hundred and
twenty thousand dollars of the value of that house, of
which she's entitled to the rest of the money, because
had you put in the money based on your income,
(19:52):
just money during the course of the marriage, that's a
community asset.
Speaker 2 (19:55):
All right.
Speaker 1 (19:55):
Then the argument's going to be that I would argue
if I were her, Hey, you know you put it
in because you me and we've been married. And how
long you been married.
Speaker 7 (20:03):
Lewis since twenty seventeen?
Speaker 2 (20:08):
All right, twenty seventeen, you're how much like eight years?
Speaker 7 (20:11):
Right?
Speaker 6 (20:13):
Yeah?
Speaker 2 (20:14):
Okay, So let's do some math here.
Speaker 1 (20:15):
How often do the two of you shtoop.
Speaker 6 (20:22):
At least once a week?
Speaker 2 (20:23):
Once a week, all right?
Speaker 1 (20:24):
So fifty two, So it's fifty two times eight years.
So it's about I don't I'm not good at math.
So fifty two times eight let's figure that out. Right now,
I have my calendar with me. I should know that,
but I don't. Let me clear that out. Fifty two
(20:44):
times eight, four hundred and sixteen times, and you put
in one hundred and twenty one hundred and twenty thousand dollars, right,
So it's okay, let me do this.
Speaker 2 (20:58):
One twenty.
Speaker 1 (21:01):
Divided by four forty two equals Okay, it's two thousand,
eight hundred dollars. So basically you have to argue that
every time you got laid it was worth two eight
hundred thousand dollars, which is really great.
Speaker 2 (21:20):
By the way, I must tell you that is not
a bad stop.
Speaker 1 (21:24):
So that is the formula that you're going in front
of the judge with in the event that she doesn't
give you any of the money.
Speaker 2 (21:33):
Now, do you think she's going to give you any
of the money.
Speaker 1 (21:35):
Or screw you out of nice choice of words, screw
you out of any money?
Speaker 2 (21:40):
Is she gonna give you any of that six hundred thousand? No, Yeah,
you're screwed. Okay, thanks very much for the phone call.
Speaker 1 (21:48):
There.
Speaker 2 (21:50):
That's a lot of math there, Elizabeth, Hi, Elizabeth, welcome,
Hi there.
Speaker 8 (21:56):
Yes, so I have a situation where some people stole
my mother's all of her belongings, her all of her money,
and her cremains.
Speaker 7 (22:08):
Obviously this is an estate question, but it's gone beyond that,
and I'm kind of at a loss on what kind
I like to pursue it civilly and I.
Speaker 2 (22:17):
Yeah, that's all you can. Yeah, that's all you can.
Speaker 1 (22:20):
If the authorities won't deal with it, if cops won't
deal with it, there's no place to go criminally. Okay,
So let's just start talking about who do you know
who stole it?
Speaker 2 (22:31):
Yes? Okay, so good.
Speaker 1 (22:33):
So now how much money are we talking about.
Speaker 7 (22:39):
It's about twenty thousand dollars out of her bank account.
And then her for all her personal belongings.
Speaker 2 (22:44):
Okay, any value to her personal belongings.
Speaker 7 (22:48):
Yeah, there was some antique, and there was some i'd
say museum quality, handmade furniture.
Speaker 1 (22:55):
All right, So if you had to guess, I'm assuming,
did anybody do an appraisal or their video of that
stuff to where you can point out to a piece
of furniture or say, yeah, that's worth two thousand dollars
or whatever?
Speaker 2 (23:05):
Is there any of that?
Speaker 7 (23:08):
I do have photos I've been going through on my phone.
Speaker 5 (23:10):
I just looking for a photo.
Speaker 1 (23:11):
Okay, okay, all right, that helps. And then her cremaines
her ashes, fair enough? And who was it a family
member that took everything?
Speaker 7 (23:21):
No, it was completely non related. It was three members
of their own family. But they're not related to us.
Speaker 2 (23:27):
Ah, okay, all right. Was there a will?
Speaker 7 (23:33):
Well, no, but they came up with a holographic will
that clearly forged.
Speaker 1 (23:39):
Okay on the will, all right, then the will doesn't exist, okay.
Speaker 2 (23:43):
So there was no will, and I.
Speaker 7 (23:46):
Filed probate intest eate.
Speaker 2 (23:48):
Sorry, yeah, I get that, which is the correct way
of doing it. Here's the problem. You have to get
an attorney involved.
Speaker 1 (23:54):
It'd be a trust in a state attorney. You know,
for twenty thousand plus seven one thousand dollars of worth
of personal goods. Is it's going to cost you way
more money than it's than.
Speaker 7 (24:09):
The Yeah, and now, well, partly it's the bank who
refused to honor my beneficiary designation.
Speaker 1 (24:16):
And like, okay, well that's something else that you can fight. Okay,
that you can fight. And if you're talking about who
keeps ashes from a family member, for God's sake, who
does that?
Speaker 5 (24:27):
I know?
Speaker 4 (24:28):
Who steals some OF's mother?
Speaker 2 (24:29):
I mean, yeah, I understand, I understand.
Speaker 1 (24:32):
And by the way, let me give you what might happen. Okay,
here's a piece of advice that I have seen before.
Even assuming that you get your mom back, you get
the cremaines, the ashes, you want to make absolutely sure
that these folks didn't go into a fireplace.
Speaker 2 (24:56):
Okay, you what I mean?
Speaker 5 (25:00):
You want to make.
Speaker 1 (25:02):
You want to make absolutely sure that those are your
mom's ashes, and if they got him from a vet.
Speaker 2 (25:08):
You got to be super careful too.
Speaker 1 (25:10):
You're doing everything right, everything you can possibly do, and
there's no attorney out there that will in fact take
a case because it's unfortunately, it's just not worth it.
Speaker 2 (25:21):
It's just not worth it. Sean, Hello, Sean.
Speaker 6 (25:24):
Welcome, Hi Hi, Hi, Hi Lo sir. How are you?
Speaker 2 (25:29):
Yes, Sarah? What can I do for you?
Speaker 6 (25:31):
Okay? Well, I tried for a major airline here and
I'm based in Los Angeles Airport and I park in
the employee lot, which I've been doing for like the
last twenty years. I came back from a two day
chip last night and my vehicle is gone, so I'm
thinking it might have gotten stolen. So now I'm completely
shreaking out. I go to the office. They said, oh,
(25:53):
they towed a couple of cars from the lawn here
last night. I'm like, why would they tow my car?
So I called a towing cap and he said, yeah,
you were parked illegally in the employee lot. So they
gave me a ticket, and they also told me they
said I was parked on a white line, you know,
the white lines that separate the parking spaces. And the
only reason why I was parked in that line because
(26:13):
there was no other spaces available, so I fit in
between two cars like that, and I could see giving
me a ticket, but they told me.
Speaker 1 (26:21):
Yeah, you know, something was really weird. Well it's not weird.
Here's what they have. By the way, what do you
do for the airline.
Speaker 6 (26:30):
I'm a flight attendant. I'm also a pilot in training.
But I've been a flight attendant for about thirty seven years, so.
Speaker 2 (26:35):
And you're a pilot in training with the airline.
Speaker 6 (26:39):
More or less. Yeah, I go up front into the
cockpit and get free flight lessons for the last twenty years,
you know, I take it.
Speaker 2 (26:44):
Yeah, it's so how old are you?
Speaker 6 (26:48):
I I'm going to be seventy years old in July.
Speaker 1 (26:51):
Seventy and they're gonna what airline's going to hire you
at seventy?
Speaker 2 (26:55):
But that's what size the point.
Speaker 6 (26:56):
There's nothing to do with no, no, no, no, I'm
going no, I'm going to say where I am. I
just you know, I just took pilot lessons just for
my own dream, you know.
Speaker 3 (27:07):
Yeah.
Speaker 1 (27:07):
No, good for you, good for you, and the fact
they let you, they let you fly the airplane for hours.
Speaker 6 (27:15):
No, no, no, I just get to go into the cockpit.
Every time that h every time the cock that takes
a break, one of us has to go in there
and fill in their seat in case something happens.
Speaker 2 (27:23):
And every time I'm.
Speaker 6 (27:24):
Up there, instead of talking about sports of the news,
I learned how to fly the plane.
Speaker 1 (27:28):
Okay, that's cool, fair enough, that's seriously cool. Okay, now,
thank you. Let's go back to your parking situation. Technically,
they have you. They have you because you did cross
that line and that is, uh, not so much illegal,
but that is a violation of whatever parking rules because
(27:50):
we all know you can't you you have to park
within the lines. And here's what I think happened is, uh,
you've got a company that has a contract with the
the parking lot. It's run by someone else, it's run
by the city. And these guys drive around and they
look for stuff like this, and they go ahead and
(28:13):
they take the car and you get to bail the
car out for whatever hundreds of dollars that it costs.
Speaker 2 (28:22):
And there's a whole and usually there's a kickback.
Speaker 1 (28:25):
Scheme, so you get to pay your three hundred or
three hundred and fifty bucks the parking lot people get
a percentage of that and it is a complete scam.
And guess what, Sean, you can't do jack about it
because that got you technically. They got you technically, and
(28:46):
there's nothing they can do.
Speaker 2 (28:49):
I mean, I know people.
Speaker 1 (28:51):
It depends on the cops who are parking in handicap
spots who go four inches over that line and they're handicapped.
I mean they have the handicap placard, but they're just
both for that line where it says the no parking
part of it, you know, between it and and I
saw the ticket.
Speaker 2 (29:09):
So unfortunately it's it's a lesson.
Speaker 6 (29:12):
Uh W. When I got back to my slight, I
actually thought my van was stolen.
Speaker 1 (29:16):
Yeah, I know it was gonna You know what, dude,
it's a lesson that's gonna cost you several hundred dollars.
Speaker 2 (29:22):
That's all you have to do.
Speaker 1 (29:23):
You know, Hey, next time, next time you see one
of those guys driving around, hopefully takes a break. Just
take like a like a box cutter or just a
real sharp point at something and just go ahead and
hit all four tires.
Speaker 2 (29:38):
Don't let them see you though. Don't let them see
you that you don't want to do this is Handle
on the Law. This is K five.
Speaker 1 (29:48):
You'll handle here Saturday morning as we uh finish last segment.
Speaker 2 (29:53):
If I Handle on the Law.
Speaker 1 (29:56):
And for those of you that are on the phone
as I end the show, stay put. I will get
to you because I will do I will answer calls
right after the show as I lock out, and the
same thing. You can call in now eight hundred five
two zero one five three four and just jump on
and even after the fact. I'm going to go through
everybody who wants to ask a question, and I go
(30:18):
very quickly. I mean there are no breaks whatsoever. We
just go zipping through the calls. As you can imagine,
they're pretty quick. All right, welcome back, Handle on the Law,
Marginal Legal Advice. Oh Renee, hi, Renee, hi, Bill, thank
you for taking my call.
Speaker 2 (30:37):
Sure.
Speaker 5 (30:38):
My question is I received a letter from a debt
collector saying that I owe a fourteen hundred dollars debt
to this company and I don't think I do, but
they're threatening to report it to the quick Okay, so
I go about.
Speaker 1 (30:51):
Yeah, you're not alone. By the way, this is not
the first rodeo here when they say you owe fourteen
hundred dollars and you don't think you could you owe
fourteen hundred dollars.
Speaker 2 (31:03):
Is this a company you have dealt with?
Speaker 5 (31:06):
Yes, I dealt with this. It was a video monitoring
system for that okay. And I canceled my service and
moved and.
Speaker 1 (31:13):
All right, last okay, so let me ask this the
way you canceled the service.
Speaker 2 (31:18):
Do you did it via email?
Speaker 4 (31:21):
No?
Speaker 5 (31:21):
I called them on the phone and canceled.
Speaker 6 (31:23):
Okay.
Speaker 1 (31:23):
Yeah, they're gonna they're gonna deny you ever made that
phone call. Okay, that's for starters. Okay, well I know,
Well what do you do? I mean, yeah, you say,
if they sue you a small claims court, you say
I canceled it, and they say, no, you didn't, and
you're gonna go yes, I made a phone call, and
(31:43):
they're gonna go, no, you didn't.
Speaker 2 (31:45):
Now, can you subpoena the records.
Speaker 1 (31:47):
You can look at your records and you go here
it is, here's a phone call to the company. And
they may say they were just questioning what happens if
I move, But you never said you were going to.
So you've got to prove the presumption is against you
because you had the contract. And if they turn it
(32:08):
over to credit reporting agency if you if you don't
pay yeah, yeah, I mean yoe the money based on
what you told me.
Speaker 2 (32:17):
So let's go ahead.
Speaker 5 (32:20):
That was going to say, this company took over the
contract I had with another company, and I had that
one for about eight years. You know, a new contract.
Speaker 1 (32:28):
There was no There doesn't have to be There doesn't
have to be a new There doesn't have to be
a new contract. They accept the contract, they don't have
to sign new contracts. So the trick is start negotiating.
That's it, Renee. You call them up, you negotiate. That's
all you can do is say hey, I moved and
I would you know, hopefully you get someone on the
other side that has some ability to make a decision.
Speaker 2 (32:51):
And then instead of arguing.
Speaker 1 (32:53):
Your legal issues, then you just say, hey, listen, my
best dog just died, and you know I had a
car accident and they took off the wrong leg, and
you know my mother has on set dementia. I mean,
whatever the hell you can say to get some mercy
out of them. I mean, that's basically all you can do.
Speaker 2 (33:14):
Please please, There's not much more you can do.
Speaker 1 (33:19):
All right, before we all want to tell you about
Zelman's mintee mouth, and Zelmans has an offer for you.
Speaker 2 (33:26):
Now, Zelman's I've been telling you about for months.
Speaker 1 (33:29):
These small capsules parsley seed oil covered with a very
strong men. You pop two or three in your mouth,
you stick on the mint, and once that's gone, you
either bite into them or you swallow the capsules and
they go to work in your stomach, because bad breath
does happen in your stomach as well as in your mouth.
And a lot of people don't know that. Zelmans takes
care of both sides, and no mint does that.
Speaker 2 (33:52):
And you get fresh breath for hours.
Speaker 1 (33:54):
And believe me, we all have smelly breath, coffee breath,
which I get every morning, and I eat garlic and
onions in all of it. I mean, that's just part
of life. And Zelman's nothing like Zelman's. Now, most people
order a three pack of Zelman's and then they go
to a five pack of Zelman's because it works so well.
So let me suggest to get a five pack. They're
(34:16):
offering twenty percent off until July fourth. That's a five
pack of Zelmans twenty percent off until July fourth.
Speaker 2 (34:26):
Go to Zelman's dot com.
Speaker 1 (34:28):
Slash KFI, z E L M I N s Zellmans
dot com slash kfi And as I told you, I
am still taking phone calls. For those of you on
the phone on hold, stay put, don't go away. You
can still listen to the next show, Rich Demurle on
(34:49):
the phone while you're waiting, and we go through them
pretty quickly because we have no brakes, no commercials, no weather,
no traffic, and of course you know by now I
have no patience, So we get through a lot of
phone calls. As you can imagine, I'll do this until.
Speaker 2 (35:04):
We're out of phone calls. It's that simple. This is
Handle on the Law. You've been listening to the Bill
Handle Show.
Speaker 1 (35:12):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app
You're listenings KFI AM six forty the Bill Handles show
on demand on the iHeartRadio f CAFI Handle here on
a Saturday morning. One more hour to go until our
tech guy, Rich Demurrow shows up eleven to two, and
then Neil Savedra with the Fork Report all things food
(00:25):
and Neil, who's with me on my morning show Monday
through Friday, where we talk about food a whole lot.
Speaker 2 (00:32):
That's both of us.
Speaker 1 (00:33):
You should see both of us eating at a restaurant together.
Is a joy to watch.
Speaker 2 (00:38):
Phone numbers for the next hour.
Speaker 1 (00:39):
Well, actually I'll continue on after the show's over off
the air and take phone calls, but I'll explain all
that later. So right now, we have lines open, as
we always do at the top of the hour, well usually,
and the phone number to call is eight hundred five
to two zero one five three four eight hundred five
two zero one five three four. It's a number to call.
(01:02):
And since we do have lines open, which we normally do,
then you won't be waiting very long. And then sometimes
we just fill up and I won't be giving out
phone numbers.
Speaker 2 (01:12):
And there we are for an hour, hour and a half.
Speaker 1 (01:15):
And so you have the opportunity to jump in right
now eight hundred and five to two zero one five
three four. This is handle on the law where I
give you marginal legal advice and I tell you, whatever
your name is, that I love saying you have absolutely
no case.
Speaker 2 (01:34):
That's what I live for.
Speaker 1 (01:36):
I've talked a lot about the fires that have happened
here in southern California, the Palisades Fire and the Eton fire,
which was an Alta Dina, a poorer section, and there's
a whole world about Alta Dina and being a very
historical black community, and there's a lot of history there.
(01:59):
Palisades just a ton of money, which means that people
had better insurance for the most part, and they had
million dollar homes, multimillion dollar homes. Well, the vast majority
of course had insurance. I mean, you don't have a
home without home insurance, at least I can't imagine it.
And insurance companies, I mean they go out of the
(02:19):
way not to pay you anyway. And you've heard me
talk about how insurance companies are a paying in the ass,
and whenever you call them, you're usually in some kind
of a fight.
Speaker 2 (02:29):
Some are great.
Speaker 1 (02:30):
I've had insurance and I'll tell you right now, I've
had a Mercury insurance policy for my car, and every
time I have made a claim where I've gotten in
an accident, either my fault once in a while not
my fault, they've been terrific. I have absolutely no complaint
against Mercury Insurance. It could be that they know I'm
(02:52):
a lawyer sort of and they listened to the show
and they know that I'm prepared to go and fight.
Maybe that's the reason. But the point is most insurance companies,
they're there to pay the least amount possible if they
possibly can't, and that's where you sit with insurance companies.
Speaker 2 (03:12):
So that's one issue.
Speaker 1 (03:13):
The other issue here with these two fires, and I'm
going to give them a break on this one, is
there are very few insurance companies that are prepared to
deal with fires that encompass thousands of homes and businesses.
Speaker 2 (03:32):
At the same time.
Speaker 1 (03:34):
You talk about completely being inundated, and we're talking about claims,
not just the debris cleanup. We're talking about claims now
here is an interesting one, and that is the insurance
companies who have insured these homes that were wiped out,
have the assets they had the reserves, they're not going broke.
(03:57):
Now for those people that didn't have insurance, couldn't get insurance,
their homes were uninsurable, and they went to the California
Fair Plan, which is sort of the insurance company of
last resort, and it's a plan that is managed by
the State of California, funded by the insurance companies, where
the homeowner pays ridiculously how high amounts of money for
(04:21):
a limited amount of insurance. And it's only fire insurance.
Nothing else that's going broke. The Fair Plan doesn't have
enough money, and man, the state's going to have to
deal with that. However, let's move over to where I
want to go. And that is how the insurance companies
were inundated with the thousands and thousands of claims. Well,
(04:42):
State Insurance Commissioner Ricardo Laura announced that his department is
launching a formal inquiry into State Farm. State Farm is
the largest home insurer in California. Thousands of claims were
filed against State Farm and it would and by the way,
it's not saying that stay firmed at anything bad. It
(05:03):
just says that they're going to start what's called the
market conduct examination the state is going to engage in
a comprehensive investigator investigatory too tool just to find out,
just to get information about how these claims are being handled.
Speaker 2 (05:21):
And when you're talking.
Speaker 1 (05:22):
About thousands of claims, this is new territory for everybody.
And one of the things about California, the insurance commissioner
has enormous amount of power. And he or she is elected,
not appointed, an elected official whose duty frankly is to
the insure the insurre, not the insurer, but the insured.
(05:50):
And frankly, it's well insurance company is going against the
insurance commissioner. For example, if an insurance company wants to
raise its rates, it has to go in front of
the insurance commissioner and get the okay. So as a
matter of course, he is going to do this examination
and here's the quote. This examination will assess whether State
(06:12):
farm has complied with the California's consumer protection and claims
handling laws. That will help determine if further reforms are needed.
As natural disasters increasingly disrupt insurance markets across the country,
they're just trying to find out, you know, what's going on.
Speaker 2 (06:29):
Are we dealing with enough? They have no choice. They
have no choice, all right.
Speaker 1 (06:37):
Phone calls Mike, Hello, Mike, welcome, Hey Bill.
Speaker 3 (06:41):
I'm calling from Texas for a friend of mine. He
has two dogs that were in their yard. They have
a neighbor that has three dogs that were in their yard,
but they're separated by a wire fence that has openings
to where either dogs could put their head through it.
Their dogs were attacked by the neighbors dogs. One was
(07:05):
so badly attacked it was it's on a drip tube
right now. The other dog came to help its buddy
out and got part of its ear ripped off. Dogs
didn't Yeah, the dogs didn't enter the yard. They just
stuck their head through.
Speaker 1 (07:22):
No, I understand for the Yeah, let me ask. Let
me throw a couple of questions. Fence, whose side of
the yard was that fence side?
Speaker 3 (07:30):
I'm I don't know. I'm going to guess it's on
the property line, Okay.
Speaker 1 (07:35):
And it's a it is a just a chain link fence.
Speaker 3 (07:40):
No, it's it's it's it's a weird looking fence. It's
I got four four inches by four inches openings or
four by six inch opening so you know, a medium
sized dog could just stick its head through if it.
Speaker 2 (07:53):
Here, Yeah, you know, here's the answer.
Speaker 1 (07:55):
Normally, the dogs that eat the other dogs, the owners
are liable.
Speaker 2 (07:59):
Okay, that's a given.
Speaker 1 (08:00):
But the fact is that the fence, if it is
on the dog who ate the other dog's side, If
the owner is on that side the fence, you know
what you're gonna say, Hey, this is your fence, guy,
your dog stuck his or her face through that fence
and ate my dog.
Speaker 2 (08:20):
Yeah, you're responsible, damn Straight.
Speaker 1 (08:23):
On the other side, let's say the fence is on
the property owner of the dogs that were eaten. The
argument is, if I owned the dog that attacked, I go, hey, man,
that's your fence and there's your hole.
Speaker 2 (08:36):
And what the hell did you expect.
Speaker 1 (08:39):
Normally it would be the liability and the part of
the owner.
Speaker 2 (08:43):
But here's an easy answer to that.
Speaker 1 (08:45):
Okay, I'm assuming that your friend who has the dogs
that were chomped on has home insurance, right, and you
just turn it over the home insurance. Let them deal
with it, Let them over the Yeah, just let them
figure it out. You know, they'll determine the other side
as liable. You make a claim, your friend makes a claim,
(09:09):
and the value of the dogs if they are MutS,
there isn't much there, but the vet bills can be
pretty pretty extensive. And the dog that's on a drip,
I mean that dog is pretty seriously injured.
Speaker 2 (09:22):
Right, yes, absolutely, Well, okay.
Speaker 1 (09:25):
That's why God invented vets to put dogs down. I'm
hoping that he's not listening because you know, he probably
loves his dog.
Speaker 2 (09:35):
All right, so good, thanks a lot, Yeah, all right,
didn't that makes sense? That's lovely. This is Handle on
the Law. This is KFI. Go handle here.
Speaker 1 (09:44):
It is a Saturday morning, actually first day of summer,
and we're expecting some real heat. That's what we do
in southern California is expect real heat. The phone number
for legal advice eight hundred and five two zero on
five three four eight hundred and five two zero one
five three four, and we do have some lines that.
Speaker 2 (10:10):
Are open so you'll be able to come through. This
is Handle on the Law. Welcome back, Marginal Legal Advice.
Where I tell you have no case lreenda hi lorenda. Yes, yes, ma'am.
Speaker 4 (10:22):
Hell no, okay, So my husband and I are you there?
Speaker 2 (10:27):
How are here?
Speaker 5 (10:28):
Okay? So my husband and.
Speaker 4 (10:30):
I signed a lease agreement with a solar company, a PPA,
and fourteen months later they filed bankruptcy and transferred. We
got an email saying everything but nothing was going to change,
and everything is going to get transferred to this other
company I'm solar management company, and they immediately transferred properly
the payments program of course, so they're getting paid, but
(10:52):
now your phone and they're not doing any warranty work.
And I did some research and on different blogs and
stuff in about January. So this happened in October twenty four,
so January people started posting that they're not getting any help,
they're not getting repaired, and okay, are talking about getting
a class action lawsuit started? Should I join it?
Speaker 1 (11:15):
You're already joined it. You're already part of the class.
And let me tell you who else is part of
the class. I am part of the class Lorenda, because
I bought a battery system from a company that we
probably have the same one that went bankrupt. All right,
that turned around, and I was told by this new
(11:39):
company that took over that they've accepted all of the
contracts and everything's the same, and you do pay your
monthly at Mind's at least to your monthly amount to
this other company, and my battery has never worked, and
so I'm trying to contact them and there is nobody
to contact.
Speaker 2 (11:58):
Emails don't work.
Speaker 4 (12:00):
Now the phone number says to email you create it.
Speaker 2 (12:03):
That's exactly correct. That is what's happening to me. I'll
tell you what I'm doing. I just stopped paying them.
That's all to stop.
Speaker 4 (12:12):
But what about your credit.
Speaker 2 (12:14):
Well, we're going to see.
Speaker 1 (12:15):
We're going to see, and if they turn around and
screw with my credit, I'm going to dispute it, and
I'm going to sue them because they have they are responsible.
Speaker 2 (12:25):
The other company has.
Speaker 1 (12:27):
What happened is new company has bought all the assets
and liabilities of old company, so they have bought your payments.
But they also bought your warranty and they're not living
up to it. So I'm stiffing them, you know. And
I still and I have yet to get a phone
call from somebody. I have yet to get an email
(12:47):
saying I'm late and not paying. It's bizarre, and that's
exactly what's happening to me. You make a phone call,
they move you over to their email. You go to
the email, they tell you to make the phone call
and you're bouncing back and forth exactly, and there is
not a human being. On the other hand, I'm getting
at least ten emails a day telling me to set
(13:08):
up an auto pay, which I set up years months ago.
Speaker 2 (13:14):
So I'm just not paying them. Not just all.
Speaker 4 (13:19):
Okay, so let me ask Let me ask this then,
in order so do you get more beneficial to to
get our own attorney?
Speaker 1 (13:27):
No with a class absolutely no, absolutely no, absolutely not,
absolutely not. It's gonna cost you way more money than
you should pay.
Speaker 2 (13:37):
You're part of the class. By the way, nothing's going
to happen. Are you will be.
Speaker 1 (13:42):
Informed because they have all the records and you are
part of the class unless you opt out. And if
and you and I will end up getting some correspondence
from uh, the lawyer who is handling the class action suit,
the law fer.
Speaker 2 (14:01):
Okay, that's what I'm doing. I'm I'm just stiff in them. Now.
Speaker 1 (14:04):
My solar system works, but not the batteries, and they're
telling me new batteries. Knew I have thirty thousand dollars
paper weights sitting in my garage.
Speaker 4 (14:18):
Well, and then I don't know if this will help
you or not, because three days ago, see came out.
So then California as then came out and said my
meter was not communicating with the grid and they had
to replace the meter and I said, well, it's not
going to affect my solar right, No, Well he replaced
it and that Christian went off for about thirty seconds,
came back on and thing's great. But then I realized
my battery wasn't working. Then I went on and we
(14:39):
realized that the whole system wasn't working. So I was
lucky enough to where I called and left a crying
message with the installers, and they called and said, you
have an emergency reset button, and so we went to
that button. She told us where to find it, and
we it was on still, we pushed it off and
then on again, and thankfully everything came back on.
Speaker 2 (15:00):
Okay, so you're fine. So you're fine. I'm not mine mine, Yeah, mine, fried.
Speaker 1 (15:07):
I was there when they were installing the battery and
it shorted out.
Speaker 2 (15:12):
So you're in much You are in much much better
shape than I am. And let me tell you, I
hate you for it.
Speaker 1 (15:18):
I hate you for it that your system is working
in mine is not. You know, don't ever call me again.
I don't want to hear from you. Okay, fair enough,
all right. If you're a business person, if you don't
have a I as part and parcel of your life
in business, well maybe you're losing money. Probably, I think
(15:41):
you're losing productivity, probably a competitive edge because your competitors
are using AI. And what I'm talking about is looking
at the folks at net suite helping you control costs
and increase efficiency. Net Suite is the number one cloud
business management system use AI, and it puts together accounting
(16:03):
and financial management and inventory.
Speaker 2 (16:06):
If you do that, I do HR.
Speaker 1 (16:08):
If you have one employee or more into one efficient
business suite where everybody everything talks to each other, you're
all in the same numbers, and they do the administration.
Net Suite does the administration, and it's a business. It's
a dashboard, and this allows you to do what you
do best. Get business, do business, help your customers, charge
(16:32):
what you can, and just make money. That's what it's about.
That's what business is about. So if you do two
million dollars or more in business, let me suggest downloading
the free cfo's Guide to AI and Machine Learning and
you'll see if NetSuite can help you out and I'll
bet you can downloads free and they'll tell you right there,
(16:54):
can we help? So go to NetSuite dot com slash handle.
That's net suite as an office. Suite's NetSuite dot com
slash handle.
Speaker 2 (17:06):
This is Handle on the Law. You're listening to Bill
Handle on demand from KFI AM six forty.
Speaker 1 (17:16):
And this is.
Speaker 2 (17:17):
KFI Handle here on Saturday morning.
Speaker 1 (17:20):
Half an hour to go, and at the end of
the show, and as rich D Murrow comes aboard, I
will continue to take phone calls off the air, and
I'll tell you that about that. As we end up
closer to the end of the show, we still have
phone lines open.
Speaker 2 (17:38):
Eight hundred and five.
Speaker 1 (17:39):
To zero one five three four. Eight hundred five two
zero one five three four is the number to call.
Welcome back.
Speaker 2 (17:51):
More Handle on the Law.
Speaker 1 (17:53):
Marginal legal Advice Lewis, Hello, Lewis, you're up.
Speaker 2 (17:57):
Hey Don Yeah, Hey.
Speaker 3 (17:59):
Kim, My wife legally willed the house to her kids.
Speaker 2 (18:04):
Well, yeah, it depends on who owns the house.
Speaker 3 (18:07):
It's under her name.
Speaker 2 (18:09):
She can she can.
Speaker 1 (18:10):
Will it to whoever the hell she wants. Lewis, it's
her house.
Speaker 6 (18:14):
Okay, So that's that's it's the bottom line.
Speaker 2 (18:17):
Well, let me ask something.
Speaker 1 (18:19):
Why isn't she giving you any of the money from
her house?
Speaker 2 (18:23):
Are you guys still married?
Speaker 6 (18:26):
Yeah, we're still married, and you have my house.
Speaker 7 (18:28):
We got married and then I remodeled her houseanscaping, building malls.
Speaker 6 (18:36):
Okaymedition fair enough?
Speaker 2 (18:39):
Okay, good enough. So you you have added some value
to the house. And here is the argument. How much?
How much is the house worth?
Speaker 4 (18:50):
Uh?
Speaker 3 (18:51):
Close to six hundred thousand okay?
Speaker 1 (18:54):
Uh? And what do you think you have added to
the value of the house. Had you not put in
the dollars and the work that you did, how much
less would the house be worth.
Speaker 6 (19:08):
I'm going to say one hundred and twenty thousand.
Speaker 2 (19:11):
Okay, one hundred and twenty thousand.
Speaker 1 (19:13):
Now, the money that you put into the house, was
that money that from the house you sold?
Speaker 2 (19:20):
Was that your house separately from hers?
Speaker 6 (19:24):
Yes?
Speaker 2 (19:25):
Okay, good. So what you have is you.
Speaker 1 (19:28):
Took your separate money put into her home to increase
the value of her home, which is her separate property.
I would argue you are entitled to one hundred and
twenty thousand dollars of the value of that house, of
which she's entitled to the rest of the money, because
had you put in the money based on your income,
(19:52):
just money during the course of the marriage, that's a
community asset.
Speaker 2 (19:55):
All right.
Speaker 1 (19:55):
Then the argument's going to be that I would argue
if I were her, Hey, you know you put it
in because you me and we've been married. And how
long you been married.
Speaker 7 (20:03):
Lewis since twenty seventeen?
Speaker 2 (20:08):
All right, twenty seventeen, you're how much like eight years?
Speaker 7 (20:11):
Right?
Speaker 6 (20:13):
Yeah?
Speaker 2 (20:14):
Okay, So let's do some math here.
Speaker 1 (20:15):
How often do the two of you shtoop.
Speaker 6 (20:22):
At least once a week?
Speaker 2 (20:23):
Once a week, all right?
Speaker 1 (20:24):
So fifty two, So it's fifty two times eight years.
So it's about I don't I'm not good at math.
So fifty two times eight let's figure that out. Right now,
I have my calendar with me. I should know that,
but I don't. Let me clear that out. Fifty two
(20:44):
times eight, four hundred and sixteen times, and you put
in one hundred and twenty one hundred and twenty thousand dollars, right,
So it's okay, let me do this.
Speaker 2 (20:58):
One twenty.
Speaker 1 (21:01):
Divided by four forty two equals Okay, it's two thousand,
eight hundred dollars. So basically you have to argue that
every time you got laid it was worth two eight
hundred thousand dollars, which is really great.
Speaker 2 (21:20):
By the way, I must tell you that is not
a bad stop.
Speaker 1 (21:24):
So that is the formula that you're going in front
of the judge with in the event that she doesn't
give you any of the money.
Speaker 2 (21:33):
Now, do you think she's going to give you any
of the money.
Speaker 1 (21:35):
Or screw you out of nice choice of words, screw
you out of any money?
Speaker 2 (21:40):
Is she gonna give you any of that six hundred thousand? No, Yeah,
you're screwed. Okay, thanks very much for the phone call.
Speaker 1 (21:48):
There.
Speaker 2 (21:50):
That's a lot of math there, Elizabeth, Hi, Elizabeth, welcome,
Hi there.
Speaker 8 (21:56):
Yes, so I have a situation where some people stole
my mother's all of her belongings, her all of her money,
and her cremains.
Speaker 7 (22:08):
Obviously this is an estate question, but it's gone beyond that,
and I'm kind of at a loss on what kind
I like to pursue it civilly and I.
Speaker 2 (22:17):
Yeah, that's all you can. Yeah, that's all you can.
Speaker 1 (22:20):
If the authorities won't deal with it, if cops won't
deal with it, there's no place to go criminally. Okay,
So let's just start talking about who do you know
who stole it?
Speaker 2 (22:31):
Yes? Okay, so good.
Speaker 1 (22:33):
So now how much money are we talking about.
Speaker 7 (22:39):
It's about twenty thousand dollars out of her bank account.
And then her for all her personal belongings.
Speaker 2 (22:44):
Okay, any value to her personal belongings.
Speaker 7 (22:48):
Yeah, there was some antique, and there was some i'd
say museum quality, handmade furniture.
Speaker 1 (22:55):
All right, So if you had to guess, I'm assuming,
did anybody do an appraisal or their video of that
stuff to where you can point out to a piece
of furniture or say, yeah, that's worth two thousand dollars
or whatever?
Speaker 2 (23:05):
Is there any of that?
Speaker 7 (23:08):
I do have photos I've been going through on my phone.
Speaker 5 (23:10):
I just looking for a photo.
Speaker 1 (23:11):
Okay, okay, all right, that helps. And then her cremaines
her ashes, fair enough? And who was it a family
member that took everything?
Speaker 7 (23:21):
No, it was completely non related. It was three members
of their own family. But they're not related to us.
Speaker 2 (23:27):
Ah, okay, all right. Was there a will?
Speaker 7 (23:33):
Well, no, but they came up with a holographic will
that clearly forged.
Speaker 1 (23:39):
Okay on the will, all right, then the will doesn't exist, okay.
Speaker 2 (23:43):
So there was no will, and I.
Speaker 7 (23:46):
Filed probate intest eate.
Speaker 2 (23:48):
Sorry, yeah, I get that, which is the correct way
of doing it. Here's the problem. You have to get
an attorney involved.
Speaker 1 (23:54):
It'd be a trust in a state attorney. You know,
for twenty thousand plus seven one thousand dollars of worth
of personal goods. Is it's going to cost you way
more money than it's than.
Speaker 7 (24:09):
The Yeah, and now, well, partly it's the bank who
refused to honor my beneficiary designation.
Speaker 1 (24:16):
And like, okay, well that's something else that you can fight. Okay,
that you can fight. And if you're talking about who
keeps ashes from a family member, for God's sake, who
does that?
Speaker 5 (24:27):
I know?
Speaker 4 (24:28):
Who steals some OF's mother?
Speaker 2 (24:29):
I mean, yeah, I understand, I understand.
Speaker 1 (24:32):
And by the way, let me give you what might happen. Okay,
here's a piece of advice that I have seen before.
Even assuming that you get your mom back, you get
the cremaines, the ashes, you want to make absolutely sure
that these folks didn't go into a fireplace.
Speaker 2 (24:56):
Okay, you what I mean?
Speaker 5 (25:00):
You want to make.
Speaker 1 (25:02):
You want to make absolutely sure that those are your
mom's ashes, and if they got him from a vet.
Speaker 2 (25:08):
You got to be super careful too.
Speaker 1 (25:10):
You're doing everything right, everything you can possibly do, and
there's no attorney out there that will in fact take
a case because it's unfortunately, it's just not worth it.
Speaker 2 (25:21):
It's just not worth it. Sean, Hello, Sean.
Speaker 6 (25:24):
Welcome, Hi Hi, Hi, Hi Lo sir. How are you?
Speaker 2 (25:29):
Yes, Sarah? What can I do for you?
Speaker 6 (25:31):
Okay? Well, I tried for a major airline here and
I'm based in Los Angeles Airport and I park in
the employee lot, which I've been doing for like the
last twenty years. I came back from a two day
chip last night and my vehicle is gone, so I'm
thinking it might have gotten stolen. So now I'm completely
shreaking out. I go to the office. They said, oh,
(25:53):
they towed a couple of cars from the lawn here
last night. I'm like, why would they tow my car?
So I called a towing cap and he said, yeah,
you were parked illegally in the employee lot. So they
gave me a ticket, and they also told me they
said I was parked on a white line, you know,
the white lines that separate the parking spaces. And the
only reason why I was parked in that line because
(26:13):
there was no other spaces available, so I fit in
between two cars like that, and I could see giving
me a ticket, but they told me.
Speaker 1 (26:21):
Yeah, you know, something was really weird. Well it's not weird.
Here's what they have. By the way, what do you
do for the airline.
Speaker 6 (26:30):
I'm a flight attendant. I'm also a pilot in training.
But I've been a flight attendant for about thirty seven years, so.
Speaker 2 (26:35):
And you're a pilot in training with the airline.
Speaker 6 (26:39):
More or less. Yeah, I go up front into the
cockpit and get free flight lessons for the last twenty years,
you know, I take it.
Speaker 2 (26:44):
Yeah, it's so how old are you?
Speaker 6 (26:48):
I I'm going to be seventy years old in July.
Speaker 1 (26:51):
Seventy and they're gonna what airline's going to hire you
at seventy?
Speaker 2 (26:55):
But that's what size the point.
Speaker 6 (26:56):
There's nothing to do with no, no, no, no, I'm
going no, I'm going to say where I am. I
just you know, I just took pilot lessons just for
my own dream, you know.
Speaker 3 (27:07):
Yeah.
Speaker 1 (27:07):
No, good for you, good for you, and the fact
they let you, they let you fly the airplane for hours.
Speaker 6 (27:15):
No, no, no, I just get to go into the cockpit.
Every time that h every time the cock that takes
a break, one of us has to go in there
and fill in their seat in case something happens.
Speaker 2 (27:23):
And every time I'm.
Speaker 6 (27:24):
Up there, instead of talking about sports of the news,
I learned how to fly the plane.
Speaker 1 (27:28):
Okay, that's cool, fair enough, that's seriously cool. Okay, now,
thank you. Let's go back to your parking situation. Technically,
they have you. They have you because you did cross
that line and that is, uh, not so much illegal,
but that is a violation of whatever parking rules because
(27:50):
we all know you can't you you have to park
within the lines. And here's what I think happened is, uh,
you've got a company that has a contract with the
the parking lot. It's run by someone else, it's run
by the city. And these guys drive around and they
look for stuff like this, and they go ahead and
(28:13):
they take the car and you get to bail the
car out for whatever hundreds of dollars that it costs.
Speaker 2 (28:22):
And there's a whole and usually there's a kickback.
Speaker 1 (28:25):
Scheme, so you get to pay your three hundred or
three hundred and fifty bucks the parking lot people get
a percentage of that and it is a complete scam.
And guess what, Sean, you can't do jack about it
because that got you technically. They got you technically, and
(28:46):
there's nothing they can do.
Speaker 2 (28:49):
I mean, I know people.
Speaker 1 (28:51):
It depends on the cops who are parking in handicap
spots who go four inches over that line and they're handicapped.
I mean they have the handicap placard, but they're just
both for that line where it says the no parking
part of it, you know, between it and and I
saw the ticket.
Speaker 2 (29:09):
So unfortunately it's it's a lesson.
Speaker 6 (29:12):
Uh W. When I got back to my slight, I
actually thought my van was stolen.
Speaker 1 (29:16):
Yeah, I know it was gonna You know what, dude,
it's a lesson that's gonna cost you several hundred dollars.
Speaker 2 (29:22):
That's all you have to do.
Speaker 1 (29:23):
You know, Hey, next time, next time you see one
of those guys driving around, hopefully takes a break. Just
take like a like a box cutter or just a
real sharp point at something and just go ahead and
hit all four tires.
Speaker 2 (29:38):
Don't let them see you though. Don't let them see
you that you don't want to do this is Handle
on the Law. This is K five.
Speaker 1 (29:48):
You'll handle here Saturday morning as we uh finish last segment.
Speaker 2 (29:53):
If I Handle on the Law.
Speaker 1 (29:56):
And for those of you that are on the phone
as I end the show, stay put. I will get
to you because I will do I will answer calls
right after the show as I lock out, and the
same thing. You can call in now eight hundred five
two zero one five three four and just jump on
and even after the fact. I'm going to go through
everybody who wants to ask a question, and I go
(30:18):
very quickly. I mean there are no breaks whatsoever. We
just go zipping through the calls. As you can imagine,
they're pretty quick. All right, welcome back, Handle on the Law,
Marginal Legal Advice. Oh Renee, hi, Renee, hi, Bill, thank
you for taking my call.
Speaker 2 (30:37):
Sure.
Speaker 5 (30:38):
My question is I received a letter from a debt
collector saying that I owe a fourteen hundred dollars debt
to this company and I don't think I do, but
they're threatening to report it to the quick Okay, so
I go about.
Speaker 1 (30:51):
Yeah, you're not alone. By the way, this is not
the first rodeo here when they say you owe fourteen
hundred dollars and you don't think you could you owe
fourteen hundred dollars.
Speaker 2 (31:03):
Is this a company you have dealt with?
Speaker 5 (31:06):
Yes, I dealt with this. It was a video monitoring
system for that okay. And I canceled my service and
moved and.
Speaker 1 (31:13):
All right, last okay, so let me ask this the
way you canceled the service.
Speaker 2 (31:18):
Do you did it via email?
Speaker 4 (31:21):
No?
Speaker 5 (31:21):
I called them on the phone and canceled.
Speaker 6 (31:23):
Okay.
Speaker 1 (31:23):
Yeah, they're gonna they're gonna deny you ever made that
phone call. Okay, that's for starters. Okay, well I know,
Well what do you do? I mean, yeah, you say,
if they sue you a small claims court, you say
I canceled it, and they say, no, you didn't, and
you're gonna go yes, I made a phone call, and
(31:43):
they're gonna go, no, you didn't.
Speaker 2 (31:45):
Now, can you subpoena the records.
Speaker 1 (31:47):
You can look at your records and you go here
it is, here's a phone call to the company. And
they may say they were just questioning what happens if
I move, But you never said you were going to.
So you've got to prove the presumption is against you
because you had the contract. And if they turn it
(32:08):
over to credit reporting agency if you if you don't
pay yeah, yeah, I mean yoe the money based on
what you told me.
Speaker 2 (32:17):
So let's go ahead.
Speaker 5 (32:20):
That was going to say, this company took over the
contract I had with another company, and I had that
one for about eight years. You know, a new contract.
Speaker 1 (32:28):
There was no There doesn't have to be There doesn't
have to be a new There doesn't have to be
a new contract. They accept the contract, they don't have
to sign new contracts. So the trick is start negotiating.
That's it, Renee. You call them up, you negotiate. That's
all you can do is say hey, I moved and
I would you know, hopefully you get someone on the
other side that has some ability to make a decision.
Speaker 2 (32:51):
And then instead of arguing.
Speaker 1 (32:53):
Your legal issues, then you just say, hey, listen, my
best dog just died, and you know I had a
car accident and they took off the wrong leg, and
you know my mother has on set dementia. I mean,
whatever the hell you can say to get some mercy
out of them. I mean, that's basically all you can do.
Speaker 2 (33:14):
Please please, There's not much more you can do.
Speaker 1 (33:19):
All right, before we all want to tell you about
Zelman's mintee mouth, and Zelmans has an offer for you.
Speaker 2 (33:26):
Now, Zelman's I've been telling you about for months.
Speaker 1 (33:29):
These small capsules parsley seed oil covered with a very
strong men. You pop two or three in your mouth,
you stick on the mint, and once that's gone, you
either bite into them or you swallow the capsules and
they go to work in your stomach, because bad breath
does happen in your stomach as well as in your mouth.
And a lot of people don't know that. Zelmans takes
care of both sides, and no mint does that.
Speaker 2 (33:52):
And you get fresh breath for hours.
Speaker 1 (33:54):
And believe me, we all have smelly breath, coffee breath,
which I get every morning, and I eat garlic and
onions in all of it. I mean, that's just part
of life. And Zelman's nothing like Zelman's. Now, most people
order a three pack of Zelman's and then they go
to a five pack of Zelman's because it works so well.
So let me suggest to get a five pack. They're
(34:16):
offering twenty percent off until July fourth. That's a five
pack of Zelmans twenty percent off until July fourth.
Speaker 2 (34:26):
Go to Zelman's dot com.
Speaker 1 (34:28):
Slash KFI, z E L M I N s Zellmans
dot com slash kfi And as I told you, I
am still taking phone calls. For those of you on
the phone on hold, stay put, don't go away. You
can still listen to the next show, Rich Demurle on
(34:49):
the phone while you're waiting, and we go through them
pretty quickly because we have no brakes, no commercials, no weather,
no traffic, and of course you know by now I
have no patience, So we get through a lot of
phone calls. As you can imagine, I'll do this until.
Speaker 2 (35:04):
We're out of phone calls. It's that simple. This is
Handle on the Law. You've been listening to the Bill
Handle Show.
Speaker 1 (35:12):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app
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