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April 25, 2025 15 mins
ICYMI: ‘Later, with Mo’Kelly’ Presents – Tips on managing your subscriptions in Gmail with a click AND what to watch out for with a new scam that exploits your phone's NFC and more on ‘Tech Thursday’ with regular guest contributor; (author, podcast host, and technology pundit) Marsha Collier - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly
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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
You're listening to Later with Mo Kelly on demand from
KFI AM six forty.

Speaker 2 (00:09):
KFI AM six forty is Later with Mo Kelly live everywhere,
in i heeartradio app and on YouTube Tech Thursday. That
means Marshall Collier joins us in studio. Marsh's great to
see you as always. How are you, my friend?

Speaker 3 (00:22):
It's great seeing you, really, Mo, It's fuck.

Speaker 2 (00:27):
I just get a kick out of the fact everyone
gets to see you as well.

Speaker 3 (00:31):
Well, they get to see you too. I mean if
they they see the beautiful studio, they get to see
when you.

Speaker 2 (00:37):
Yeah, but your hair is longer than mine and it's flowing.
It's beautiful. It's a little bit different. I think they
would rather look at you.

Speaker 3 (00:43):
Okay, well maybe one day we'll wear hats.

Speaker 4 (00:45):
All right, fair enough.

Speaker 2 (00:47):
I know you've come to talk to us about subscriptions
and how maybe you can unsubscribe when it comes to
at least email subscriptions.

Speaker 3 (00:57):
Okay. We've talked about Gmail before, right, and a lot
of people use Gmail. Love email via Gmail. I try
to use Microsoft Outlook because I have a Hotmail account too.
I can't even read mail on their app. I don't
understand what's going on? So Gmail, it is for me

(01:17):
and a lot of other people, and they do store
your email and it takes up room on your drive,
which is a big deal. But now they're unrolling slowly,
you know how they do. They announce something and then
it takes a while for them to finally decide to

(01:37):
bring it out. It will become starting first on Android,
then on desktop, then iOS. It's called managed subscriptions. MO,
tell me how many subscriptions do you have?

Speaker 4 (01:53):
Email subscriptions.

Speaker 2 (01:54):
I get signed up for lists all the time that
have nothing to do with me, nothing that I've actually
signed up for and said yes, I would like to.

Speaker 4 (02:02):
Receive emails in perpetuity from you.

Speaker 2 (02:05):
I just always it's like, and then I see the
unsubscribed button at the bottom.

Speaker 4 (02:09):
It's like, well, I never signed up in the first place.
How do I unsubscribe when I didn't subscribe?

Speaker 3 (02:13):
Right? And we got people here nodding too, because this
it's not just stuff you subscribe for, and I don't
know where that comes from. By the way, I did
little thing here. You know, when you go to a
website and you're supposed to click the dots, do not
sell my personal information? A new trick. They had it

(02:35):
as if you switch it on, it means do not
share my personally. So you got to read it now, yeah,
real careful because if you turn it off, you're giving
them permission. I mean it's like beloney. I mean, it's
like something else, but I can't say it anyway. So
there Gmail is coming up with this thing called managed subscriptions.

(02:59):
And what happens I'm going to show you is my Gmail. Okay, Now,
on Gmail, you know, you can flip out the sidebar
and you have all your little folders and all different things.
If you scroll to the very bottom of this, there

(03:19):
will be a thing called managed subscriptions. When this finally
arrives in an update, I just I just updated my
stuff and I did not get it yet, but I
have seen pictures so I know it exists. And then
you just tap on it and it's a list of
every business that sends you stuff, any kind of stuff,

(03:44):
whether you've bought from them or not. Because I mean, mo,
you're talking about, right, You buy from one retailer and
what do they send it all to all their friends.

Speaker 2 (03:54):
I've never seen this website before.

Speaker 4 (03:58):
I don't know this business, and I'm on someone's mailing.

Speaker 3 (04:01):
List and I don't know that it isn't a scam, right,
and they may.

Speaker 4 (04:08):
I'm sorry, Madge jump in.

Speaker 2 (04:09):
There are some scams where you haven't signed up for
the email list, but they're just trying to see if
there's someone behind that email. And you try to and
you click on the unsubscribed and they want you to
put in your email again to verify that you're unsubscribing.
Next thing you know, you've verified that's a live email.

Speaker 3 (04:26):
Well, there are a couple of different Marcia Colliers in
the country who buy stuff and use my email address.
I don't know why, but they do. I send back
a letter to a company that's saying thank you for
your purchase. It will be delivered at I say, this
could be impersonation, this could be fraud. I'm not saying anything,

(04:51):
but this email address does not belong to that person.
And I never get a response. It's like they don't care.
I don't understand it. So anyway, So then you'll get
to see this entire list on the side panel after
you've tapped managed subscriptions, and all you have to do
is tap tap tap in the little check there. Yes,

(05:14):
so do I because that will send an unsubscribed to everyone,
and Google warns that it won't happen immediately. You'll still
get three or four emails, so I'll.

Speaker 4 (05:26):
Take three or four as opposed to thirty I get
a day.

Speaker 3 (05:29):
There's some the Wall Street Journal. I canceled them today.
I canceled the Wall Street Journal because they send me
email all day, every.

Speaker 2 (05:40):
Minute, and if you're not careful, you can unsubscribe to
a particular list, but they may have six or seven
different lists. You got to make sure you unsubscribed from
all of their lists, none of which you probably signed
up for.

Speaker 3 (05:54):
Right, So I just I had it with them, and
I canceled the Wall Street Journal today, which I really enjoyed,
but I just couldn't put up with the constant email.
So this will be a new tool in our toolbox.
And when I get it, I'll let you all know
and we can do the unsubscribed thing right here on
the radio.

Speaker 4 (06:11):
We'll we come back.

Speaker 2 (06:12):
Let's talk about NFC near field communication, where you may
put your phone next to someone else's phone and maybe
swap contacts or I don't know, buy something at the supermarkets.

Speaker 4 (06:24):
I don't use that.

Speaker 3 (06:26):
Well, I'm so glad. I'm talking to you, Moo, because
you really understand what it is. It is being used
for the latest and greatest fraud.

Speaker 2 (06:36):
Before you get into it, Let's go to this break
and then when we come back, we'll get into the
latest and greatest fraud that is probably targeting all of us.

Speaker 4 (06:43):
It's Later with Mo Kelly.

Speaker 2 (06:44):
I'm joined in the studio by Marshall Collier on this
Tech Thursday.

Speaker 4 (06:48):
We're live on YouTube.

Speaker 1 (06:49):
You're listening to Later with Mo Kelly on demand from
KFI AM six forty.

Speaker 4 (06:59):
KFI.

Speaker 2 (07:00):
It's Later with Mo Kelly and Marshall Collier. We are
live everywhere on the iHeartRadio app and YouTube and on
the YouTube chat. We just got a very nice compliment
for Marshall Collier saying that she looked like to them
or very reminiscent of Lisa Ann Walter, who used to
be on KFI. If you don't know who that is,
she is now one of the stars of Abbot Elementary

(07:22):
on ABC.

Speaker 4 (07:23):
Totally see that. Oh absolutely, I never connected that.

Speaker 3 (07:27):
Yeah, yeah, well I got to meet my sister.

Speaker 2 (07:29):
Then we'll show you a picture. In fact, we all
got to call her up sometimes we got it. Just
see she's available.

Speaker 3 (07:34):
I think that'd be a great idea.

Speaker 4 (07:37):
But back to the business at hand.

Speaker 2 (07:39):
We had teased that we're going to talk about this
new scam that exploits our phone's NFC, and we were
explaining near field communication where you're just getting your phone
close to another phone or some sort of digital terma.

Speaker 3 (07:52):
Now it happens over the phone. Let me just say
the numbers were released yesterday. The FBI says online scams
have raked in sixteen point six billion dollars last year,
and these are just the ones that are reported. And

(08:13):
I want everybody if you get one of those texts,
if you get somebody trying to DM you and get
your information, go to that FBI page. It's called the
IC three, the Internet Crime Compliant Center. You find it
on the Internet, and file the take a screenshot, file
the complaint. Because their numbers can't climb and they can't

(08:38):
solve all the crime unless you give them the information.
So that's that's the first important I.

Speaker 2 (08:44):
Gotta be honest, I get one of those. Let me say,
once or twice a week, this text from some unknown number,
or it could be a number with a weird area code.
I know it's phishing phi hi, and I don't respect
well I'm.

Speaker 3 (09:02):
Missing If it's a text message.

Speaker 4 (09:04):
That's right, that's right.

Speaker 2 (09:05):
But my point is, you know who wants to take
time out of their day normally to go report them? Yes,
it's good for the bigger picture, but it still takes
time out of your day to address it.

Speaker 3 (09:16):
Well, some of them are so egregious. Some of them
are They hit too close to home. I got one
that had my home address in it, and that's oh,
I got to report this somewhere. Yeah, but you know Google,
in your Gmail, you can report them there. You can
report them in your Google messages, as you probably can

(09:39):
on an Apple device. But okay, I have to hold
this up because this is so complex, it's insane. So
aside from all the package delivery and the you haven't
paid the toll text, this is unbelievable. A company called
Cleafy found doubt about it, and it's frighteningly sophisticated. So

(10:04):
I'm going to have to hold up a piece of paper.
The attack starts with an urgent or text or WhatsApp
message impersonating bank security alerts. Now you've gotten those, you know, yes,
but we've gotten legit ones. Right when you have a
legit one, what you do is get out your ATM card,

(10:27):
flip it over and call that number. Never called the
number that you're going to see. Same thing with a
credit card. Okay, So the alert will say there's a
suspicious outgoing payment. The message prompts the potential victim to
call a specific number checking on your bank. And we've

(10:50):
already said don't do that. But what happens if you do.
You're tricked into giving your checking and banking information and
they confirm your PIN number with you, and they ask
you to hold your bank card closer to your phone,

(11:14):
and they read all the information off of it from
the NFC chip.

Speaker 4 (11:20):
They're not reading us in laying eyes on it.

Speaker 2 (11:23):
They are taking the information through cyberspace just because it's
close to it through NFC.

Speaker 3 (11:28):
Because you know, when you tap it to charge, you
tap a debit card to use it, that's NFC. I mean,
So this is so here's how it rolls out real quick. First,
they get the pin from you. They then they say, oh,
that can't be right, that's not what we have. I

(11:49):
need you to reset that, and they give you instructions
of where to go to reset it. I mean, this
is sophisticated. Then when you're there on the bank webs site,
they have you go to the card and live in
the fake website, the fake bankwek that looks exactly like
your bank website. Once they have your trust, they have

(12:12):
banking at access and they instruct the victim to navigate
to the card settings and remove any existing spending limits
on that card that they can move right So it's
especially on a debit card you may have I can
only charge fifty dollars at a time on this, okay,
so they remove that. Then they persuade the victim to

(12:36):
install a little app that's going to help them as
a utility. You know, the utility is going to be
there to verify who they are when you use it. Okay,
So you got that now without anyone's knowledge. Malware comes
right along with that, and that's when they ask you

(13:00):
to pick up your phone and hold it next to
your credit card and using NFC, they read it. Once
your card's been read, contactless payments at point of service
terminals or contact less cash withdrawals at ATMs start almost immediately.

Speaker 2 (13:27):
And that's not counter the fact that they have your
bank information to use as a see fit.

Speaker 3 (13:32):
Once a scammer has you on the phone, watch out.
They have a really good chance of stealing from you
because it's called social engineering. And my friend Kevin Mitnick
was a real, real smart guy when it came to
all of this, and he taught me never answer those calls.

(13:55):
Just don't talk to him, and you'll save your bacon
every time.

Speaker 2 (14:00):
Other words, if you don't make the call yourself to
your bank.

Speaker 3 (14:03):
Right, do not, do not, do not. I even recommend
don't answer phone calls on your phone because they can
fake the name of who's calling in if it's a
friend of yours, they'll say, hey, I'm just gonna call it,
or you can call your friend back and say, hey,
you just call me. Easy, Stay safe. The thieves are

(14:26):
out there, the bad actors want to get you.

Speaker 4 (14:29):
You're making us. You make it. Be very concerned, a
lot to think of it.

Speaker 3 (14:34):
Good good you should, because with one simple tap you
could lose everything.

Speaker 2 (14:40):
Well on that cheery note, tap it in, give it
a little tabby Stephan, You're always right on time. It's
late with moch Kelly, Marcia Carryo is always great to
see you. I got to run, but hopefully I get
to see you again soon.

Speaker 3 (14:56):
We'll have some fun stuff of product demo next week.

Speaker 4 (15:00):
Ooh ooh, guys, like a little more for him.

Speaker 3 (15:04):
Hmmm, I have to talk to you about it.

Speaker 2 (15:06):
Okay, all right, that's next week with Marshall car You're
we're live everywhere in the iHeartRadio app and YouTube.

Speaker 1 (15:11):
You're listening to Later with Moe Kelly on demand from
KFI AM six forty
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