August 29, 2025 • 32 mins
ICYMI: Hour Two of ‘Later, with Mo’Kelly’ Presents – Chris Merrill filling in ‘Later, for Mo’Kelly’ with a look at the U.S. Government’s crackdown on the flaws in the national organ transplant system AND Tawala’s first-hand knowledge as a duel organ transplant recipient…PLUS – Thoughts on the Gen-Z quarter-life career crisis - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly
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Episode Transcript
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Speaker 1 (00:00):
You're listening to Later with Moe Kelly on demand from
KFI AM six.
Speaker 2 (00:05):
Forty Kelly Show KFI AM six forty on Chris Merrill
more stimulating talk. Listen anytime on demand on the iHeartRadio app.
There has been a lot of scrutiny on the organ
transplant system in the country. US Department of Health and
Human Services beginning an investigation other nonprofits over accusations of
(00:28):
an organization in Kentucky that had had ignored signs of
growing alertness and critically ill patience being prepared for organ donation,
and so they're looking into others that are doing this
as well as some that may flout fairness rules by
sending organs to patients who are not near the top.
Speaker 3 (00:43):
Of the waiting lists.
Speaker 2 (00:46):
From the first day I had a driver's license, I
clicked the little box on the back that says you
want to be an organ donor?
Speaker 3 (00:53):
Yes?
Speaker 2 (00:54):
And I did, Yes, I absolutely want to be an
organ donor. And my wife, I've said why why would
you do that? And I said, because I'm not using it,
somebody else should. If something should happen, I want somebody
else to have it.
Speaker 3 (01:08):
She said no.
Speaker 2 (01:09):
My wife firmly believes, although I may have convinced her,
I can't remember. She may have changed her mind on
this few years back, but she she believed anyway. When
we first got together, she believed, very very friendly that
if you click, you know, if you check that box
that you are an organ donor, that they won't work
as hard to save your life if you're in a
car accident. And I thought, I don't think that's true,
(01:33):
and you know, I looked it up and now legally
it is not the way it's supposed to operate. However,
it sounds like this organization in Kentucky may have had
people who had growing alertness, meaning you had people that
perhaps were in a vegetative state or they were believed
to be, and their organs were set for donation and
then they were harvested while the patients seemed to be
(01:55):
showing improvement, which is horrifying and it hurts the entire
system because if you erode the trust in the system,
then you have people like my wife was to start with,
who even hear a whiff of this and they go, oh, no,
I'm not going to do that.
Speaker 3 (02:09):
I won't do that.
Speaker 2 (02:10):
I'm gonna tell all my I'm going to tell all
my family members not to do that too, because I
don't want to lose them. If there's a chance of
saving my mom, my sister, my brother, whatever, it is, right,
And that's terrifying, especially if you're on that organ donor
wait list. Right, if you are waiting for an organ
and you find out that people are dropping off the
donation list because of these types of stories, How horrifying
(02:33):
is that, Tuala. I so appreciate that you nominated this
story for tonight, because I know you mentioned before that
you are a transplant recipient. But yes, you and I
I don't think I don't think I've ever heard the story.
Speaker 4 (02:48):
Yeah, I grew up with type one diabetes and through
a weird twist of fate, through what many have told
me is malpractice from a form, I was prescribed a
drug that actually led to my kidney's failing. I was
prescribed a drug that is for type two diabetics. I
(03:12):
had type one diabetes and if you take this drug, yes,
it promotes kidney failure. My kidneys failed me close to
around right about right when I was about turning thirty,
so right when I got married, my kidneys failed me
and I ended up on dialysis for six and a
half years. Wow, And that was six and a half
(03:34):
years of no fun. I mean, I can tell you
dialysis is not fun at all. That was six and
a half years of pure torture. Like you see someone
at the dialysis clinic and they pass away on the machine.
You know, you have to come back. You cannot skip dialysis.
That is you saying I don't want to live anymore.
(03:55):
And these are the things I had to see and
deal with. And this is six and a half years
of really not feeling well, of really being sick, and
it had to.
Speaker 2 (04:04):
Be I had to take a toll on you, Like
at some point, did you question why am I still going?
Speaker 3 (04:08):
You know?
Speaker 4 (04:08):
Yeah, yeah, I mean because I mean it wears on you.
You know, my son was young and just I'm sick,
and it's hard to play with him because I'm just
I'm sick all the damn ohime gosh. And you know,
after so many years go by, you just think, like,
is my name ever going to get called? Because you know,
(04:31):
like I said, this is six and a half years
of dallasis three times a week and I'm still working
full time. And it was right right before my daughter
was born actually right after my daughter was born on
May one, and I received a call on around June
third of just following her birth that that there was
(04:53):
a donor, and I went in and that was in
twenty ten. So now we're going on, yes, fifteen years later,
with a dual transplant, a kidney pancreas transplant, meaning I
am no longer considered diabetic, nor am I on dialysis.
And now the day goes by that I do not
(05:13):
thank my donor because the Carnie family did not have
to check that box. They did not have to give
the organs of their son who just passed. He was
a young man, nineteen years old. I believe he just
had graduated high school and was heavily involved in the
church and in all types of work within the community.
And through a tragic, tragic skateboarding accident, he lost his life.
(05:38):
Oh my God, and his loss is given me a
second lease on life. There isn't a day that goes
by that I'm not thankful for being here, because you
don't realize how important your health is until you don't
have it. You really don't.
Speaker 2 (05:55):
I admire your strength because I don't even know how
I would deal with that. Honestly, I would be thinking
about checking out. And and I don't say that lightly.
Speaker 5 (06:03):
No.
Speaker 2 (06:04):
So okay, So you get that call June third, and
what do they say to you. They say, we've got it.
We've got kidneys and the pink I mean, were they
waiting for the yes.
Speaker 4 (06:14):
I was on the list for a dual transplant, and
it's one of those. Is harder I'm assuming it is,
and it's not. It's not a transplant that's really really
I don't want to say on the market, but it
is a rare transplant only because the pancreas transplant is
(06:34):
so difficult. The pancreas is quite possibly one of the
most delicate organs in the body, and even the slightest bruising, brushing,
flaking of that organ, it will ruin the entire organ.
Speaker 3 (06:47):
I think the kidney.
Speaker 4 (06:48):
Transplant that was about six hours, and then you have
to throw in like another eleven hours for the pancreas transplant.
Speaker 3 (06:55):
So long I was under Were you thinking I might
not wake up?
Speaker 2 (06:59):
No?
Speaker 4 (06:59):
No, I trusted my doctors. In fact, I had every
single confidence in my surgeon. I had the absolute best
surgeon in the world, doctor Dafoe, brother of actor William Dafoe,
and they were just like, oh my god.
Speaker 2 (07:17):
When he walked in, I freaked out. I thought someone
was plunking me. I was like, what is the green
goblin doing it?
Speaker 3 (07:23):
I mean they look identical.
Speaker 4 (07:26):
Oh yeah, it was wild, but yeah, no, it's It's
one of those things where when you're on When I
was on dialysis, I thought that was that was those
that moment where I'm like, God, what what else are
you gonna throw at me?
Speaker 3 (07:38):
And it was.
Speaker 4 (07:39):
It wasn't until you know, I got this transplant and
I got this new lease on life, and I say like, man, God,
thank you for doing this for me, because my entire life,
a lot of people, you know, when your kid, a
lot of people like I want to be an astronaut.
I want to be you know, policeman. I want to
do X, Y and Z. The only thing I wanted
to be when I was a kid is not diabetic.
(08:00):
That's the only thing I ever wanted when I was
a kid. And I never thought in my wildest dreams
that would ever be something that was possible. And so
when my kidneys failed me and I'm on dialysis, I'm like,
oh God, this is why.
Speaker 3 (08:12):
And then my.
Speaker 4 (08:13):
Doctor, my primary characterst was like, mister sharp, you know
you're very very young, and you know you're you're really
good health. I was really deep in martial arts at
that time. And he's like, I think you'd be a
prime candidate for a kidney pancreas transplant. And I'm like,
wait a minute, wait, wait, wait a minute, Anchris, you
can actually do that. He says, it's rare and it's
(08:36):
not often done right now because of how difficult it is,
and also.
Speaker 3 (08:40):
With with the the.
Speaker 4 (08:42):
Anteri rejection meds, it were really really the advancements at
Cedar sin I shameless plug and and their ability to
keep and preserve organs state of the art. But yeah,
when they my doctor told me that, I cried.
Speaker 3 (09:01):
I bawled.
Speaker 4 (09:01):
I'm like, are you telling me, after thirty years of
my life of being a big I will not be diabetic?
Speaker 3 (09:07):
I said, no, there.
Speaker 4 (09:07):
Will be no answer independency whatsoever.
Speaker 3 (09:10):
I didn't even know that was the thing.
Speaker 2 (09:12):
Right, Hey, I have more questions, but we're obviously Robin's
gonna yell at me if I don't break here. But
I have there's a question I've always wanted to ask
a transplant recipient.
Speaker 3 (09:23):
We'll do that here in just a few moments.
Speaker 2 (09:24):
Chris merril In from o Kelly kfi AM six forty
Live everywhere in the iHeart Radio Web.
Speaker 1 (09:29):
You're listening to later with Moe Kelly on demand from
kfi AM six forty Good Indian.
Speaker 2 (09:35):
Chris merrill In for Mo Kelly kfi AM six forty
more stimulating talk listening anytime? Are you on demand app
day iHeart? I don't know what that was. The government
is cracking down on the organ transplant system. There's been
a number of investigations, first by media, then follow ups
by the HHS and by Congress or questioning what's going
(10:01):
on with a number of organizations that are bumping some.
Speaker 3 (10:05):
People up the.
Speaker 2 (10:08):
List, the waiting lists, and so there are a number
of initiatives that are being described to try to fix this.
They say that unlike most owners who are brain dead,
patients in some cases they're talking about at one of
these facilities do have brain function, but they're on life support,
(10:29):
often in a coma, they're not expected to recover. So
if a donation is authorized, doctors withdraw life support, wait
for the patient's hard to stop, then remove the organs
That type of donation involving judgment. Calls can be prone
to error, and so they are concerned that you may
have people that have that are improving even slightly. You
know that they have decided they're going to harvest the organs,
(10:51):
even if they're not at that point where they might
be ready. Tawala, who is one of the great producers
in an American radio today, is a dual transplant plant recipient.
He was telling us a story about how he had
his kidneys and his pancreas replaced at the same time.
He was a double donor recipient. Let me just recap
(11:13):
here briefly, dwell and correct me if I'm wrong on
any of this. Born with type one diabetes, a medication
that you were on contributed to the failure of your kidneys.
At about age thirty, you started dialysis and you were
on that for six and a half years.
Speaker 3 (11:26):
It was very dark period, very difficult.
Speaker 2 (11:28):
Then you got You've got a call on June third,
twenty ten that said we're ready.
Speaker 3 (11:35):
Is that about right? That is it?
Speaker 2 (11:38):
Also your doctor is the brother of William Dafoe and
looks like the Green Goblin.
Speaker 3 (11:42):
Yes, okay, that's awesome. That was great.
Speaker 2 (11:46):
So one question I've always had for transplant recipients, and
it's kind of an inane question, but I'm genuinely very
curious about this. So you get that phone call and
what do they say. They say, come in now.
Speaker 3 (12:01):
Yeah. Yeah. So were you ever allowed to take a
vacation or go out of town.
Speaker 4 (12:05):
At the time that I was on the list? No,
because when you get that call, you have less than
like twenty four hours to get there.
Speaker 3 (12:14):
You have to get there, okay.
Speaker 4 (12:16):
And I know some people who actually because in Southern California,
the transplant list is so long just because of the
facilities out here and the size of Southern California. So
there's a lot of people here who on the list.
But I have friends who've driven, you know, are relocated
to San Diego and they've you know, waited like two years.
(12:37):
You know, people who've moved out of state to places
where there isn't such a demand for kidney transplantation or
even dual transplantation for that matter, who have gotten transplants immediately.
It's just being here in Southern California and having both
UCLA and Cedar SI and I being the among the
top two transplant centers in the country because of all
(13:01):
their advancements in anti rejection. They're like three places that
you want to go. It's it's u c l A.
It's theaters, and it's like the Cleveland Clinic. Believe it.
Speaker 3 (13:11):
Clinic is very good.
Speaker 2 (13:11):
Cleveland Clinic.
Speaker 4 (13:12):
The Cleveland Clinic is where both U c l A
and see if they go to train at the Cleveland Clinic.
Speaker 2 (13:17):
Cleveland Clinic is is tops in the world for like
heart care and things like that. Yeah, so here's the
question I have. Then when they call you, do you immediate?
I mean, do you pack up right then? Do you
have an appointment? And do you have to start What's that?
I had to go back? You got to go back? Yeah,
did you have to.
Speaker 3 (13:34):
Start fasting right away?
Speaker 2 (13:35):
Because whenever I get put out for anesthetics anesthesia, you know,
if I'm at a general, They're like, you can't have
anything after midnight?
Speaker 3 (13:41):
Right, So.
Speaker 4 (13:45):
You go in and you they prep. The prep is
is a long time in and of itself. There is
no just you going hey, we're rolling right in. No
the prep and you know, getting all the meds ready,
getting the team together. It was a long time, even
before the surgery, even before I went under the knife.
I think I may have got there maybe three in
(14:08):
the morning, and I don't think they started the transplant
surgery until maybe closer to eight or nine am. All right,
so enough to kind of let the bloodshigger come down
like all of that.
Speaker 2 (14:18):
Yes, I was wondering that because I thought with a transplant,
because obviously the organ has a limited amount of time
that it can stay on ice yep. And I thought
the recipient has to get there fast. But what do
the anesthesiologists do if they got to put you out.
I'm sure there's a procedure. I mean, you have car
accident victims that have to be put under. But yeah,
I mean they.
Speaker 4 (14:39):
Told me, if you get the call, we need you
to be here within a wind of two hours, explained
to me. And I do know people who have just
when you're part of I guess the community now, people
who have been outtown and have had to get a plane,
charter a plane to hurry up and get back here.
Speaker 3 (14:56):
Wow. Yeah, yeah, Wow, that's fascinating. You get to call
late at night then, uh yeah, yeah I did.
Speaker 4 (15:02):
And you know what, you know, what's interesting is after
like I think maybe had gone like maybe like at
the six year point, I got a false call and
I was packing up. And this is when my ex
wife was still pregnant. So got the false call and
she's like, oh my god, I'm about to give birth
like any you know day now, and they're calling you in. She'said, okay, well,
(15:24):
hey you gotta go. You gotta go. So I packed
my bags and I'm already and then like maybe an
hour later they called to say sorry. After they did,
because they do a lot of quick pretesting just to
make sure that that the organ wares they receive it,
that it is an absolute match, and the whatever the
points are called, as far as like how many points
(15:45):
it is close enough to mine, it just didn't match
enough for them to say, hey, we're gonna do it.
Because this is no easy search. I mean when they
when they the intake, they tell you, they say, this
is about a two million dollar surgery here over the
lifetime of the transplant out, the cost of meds and
the surgery itself all that. So you're not just walking
(16:07):
in there, you know, with you know, uh pack of
cigarettes and uh you know, yeah.
Speaker 3 (16:16):
I mean you're just not.
Speaker 4 (16:16):
It's like they grill you to make sure that you
are not only ready for the transplant, but you're ready
for the commitment. There is no I don't want to
take that man anymore. No, no, no, sir, no, no, no, sir.
You will be on these beds for the rest of
your life. Yeah, and do not please, do not mess
around and think I got the transplant. I'm find out. No, no, no, no,
(16:38):
no no, you have to maintain this thing.
Speaker 3 (16:42):
Well. I'm impressed.
Speaker 2 (16:43):
I'm impressed by you, know, by by ceir Sy, and
I am impressed by you, impressed by all of that.
Speaker 3 (16:50):
So thank you so much. That's a it's such a
wonderful story. I just love that.
Speaker 2 (16:55):
Uh that said, I'm gonna shift a little bit here
at a thirty okay, because I'm finding out that the
kids these days are making do financially. As much as
we worry about their financial futures, they are figuring it out.
Speaker 3 (17:09):
The trouble is it's burdening the rest of us.
Speaker 1 (17:12):
You're listening to Later with Mo Kelly on Demand from
KFI AM six forty.
Speaker 3 (17:18):
It's funny. Every time I hear that promo, I think
of my wife.
Speaker 2 (17:22):
You know the promo that says that that you guys
MO Kelly show, which would also mean everybody you know
in the cast and crew handle things with humor, and
we need that.
Speaker 3 (17:31):
And it's funny. This is this is my wife, this
is actual.
Speaker 2 (17:37):
I surreptitiously recorded her once and this was her reaction
when I pranked her. I wasn't in the room. I
just set my camera up and I pranked her. This
is my wife.
Speaker 3 (17:50):
Funny. She doesn't think I'm funny.
Speaker 5 (17:57):
Fellas relationships are about boundaries, Chris boundaries.
Speaker 2 (18:03):
That funny.
Speaker 3 (18:05):
I love it. I found one of.
Speaker 2 (18:09):
Those novelty shower curtains that that looks like the shadow
of a person carrying a knife. Oh the psycho one. Yeah, yeah, yeah,
I love that. And I put it up in the
I put it up in the bathroom. And our bathroom
also has the washroom dryer. It's a it's a it's
a pretty decent little bathroom. And I then went outside,
made like I was doing yard work, and uh and
(18:29):
I and I kind of hollered in and I go,
I go, honey, would you mind would you mind switching
the lottery from the washer to the dryer.
Speaker 3 (18:35):
I don't want to track mud in the house. She goes, yeah,
I got it.
Speaker 2 (18:38):
But I had set my camera up, my phone in there,
and I had rest record.
Speaker 3 (18:44):
So she opened the door.
Speaker 2 (18:46):
There's this thing she kinda she kinda stopped and you know,
kind of did that jump and then that's not funny.
She didn't even know if I could hear her. That
was just a reaction. She thought I was outside.
Speaker 5 (18:58):
And did you tell us her that she's spending the
summer elsewhere? She is, yeah, in the house where, yeah,
where the shower curtain was hanging. But away from you,
far away from me is exactly. I'm sure there's no connection.
She's requested to spend a lot of time away from me.
It's true.
Speaker 3 (19:17):
We have three kids.
Speaker 2 (19:19):
The oldest is thirty and the other two are Geezer
gen Zers Deezer Zoomers, so they're twenty seven and twenty six, respectively.
And the gen Z kids are worried about are they
ever going to have enough money? Will they have enough
money to buy a house, Will they have enough money
to pay off their student loans? Will they have enough
(19:41):
money to retire? And I can tell you from experience.
Speaker 3 (19:47):
They are.
Speaker 2 (19:49):
More than happy to leach off of the bank of
Mom and Dad.
Speaker 3 (19:52):
And they're not the only ones.
Speaker 6 (19:54):
The bank of Mom and Dad has quietly become one
of the largest financial institutions in the world. A twenty
nineteen study revealed that American parents ranked as the seventh
biggest mortgage lender in the country, financing over forty seven
point three billion dollars in a single year.
Speaker 3 (20:11):
Wow.
Speaker 2 (20:11):
If I'd ask you about who the biggest mortgage lenders
are in the country, you would have been you know,
you would have gone with the big banks, right, And
then you find out the Bank of Mom and Dad
is on there.
Speaker 3 (20:24):
Bomab bomad.
Speaker 6 (20:26):
What's remarkable is that many parents aren't funding the entire
purchase price of a home. They're often just providing a
down payment.
Speaker 2 (20:34):
You'm not buying your house for you. Get a job, slacker.
But I understand moms and dad saying I'll help you.
I will loan you money for your down payment.
Speaker 6 (20:43):
I get that, enabling their children to secure much larger
loans from traditional banks. This trend highlights our willingness to
take on massive debt. Oh, but the Bank of Mom
and Dad doesn't stop at mortgages.
Speaker 3 (20:55):
What is it?
Speaker 6 (20:56):
The survey from savings dot Com found that parents are
on average contributing one four hundred and seventy four dollars
a month to cover their adult children's basic living expenses groceries.
Speaker 3 (21:06):
Wait a minute, what.
Speaker 2 (21:09):
On average, we're contributing almost fifteen hundred dollars a month
for their groceries.
Speaker 3 (21:15):
I'm buying you a house if it can't even.
Speaker 6 (21:17):
Afford groceries, medicine and gas. Funds are also given for
cell phones and even vacations.
Speaker 3 (21:23):
Good lord.
Speaker 6 (21:24):
Millennials over the age of thirty are still major clients
of this bank, receiving nearly nine hundred dollars a month
on average. Nearly some families are giving their children a
near lifetime membership with generous benefits.
Speaker 3 (21:36):
I guess so.
Speaker 6 (21:37):
Yet there's a worrying side to this.
Speaker 3 (21:39):
What is it?
Speaker 6 (21:39):
Parents are now contributing significantly more to their adult children
than to their own retirement savings.
Speaker 3 (21:46):
H crap.
Speaker 2 (21:49):
Look, there's times that we've helped out our kids. There's
times that my parents have been very generous, not necessarily
with financial donations. But I think I've told the story
before that we were in and we decided let's just
go hardcore at this. We sold our house, we sold
a car, and we bought a fifth wheel trailer and
we lived in that for two years, but we lived
in that in my parents' house.
Speaker 3 (22:10):
They were generous enough.
Speaker 2 (22:11):
To allow us to use space at their place and
then use their facilities as well, so we didn't always
have to you know, shower and everything else in a trailer.
Speaker 3 (22:22):
So I do think it's something that families do.
Speaker 2 (22:24):
They help each other out, they lift each other up, right,
But the idea of just writing the kids a check
is very foreign to me, very challenging, and especially when
you think about loaning the kid's money for a down payment.
What is the the median home price right now? Nine
hundred thousand dollars? Yeah, in La County, it's a little
(22:46):
over a million in Orange, right. I don't have an
extra one hundred and seventy five two hundred thousand dollars
to loan out.
Speaker 1 (22:52):
I don't.
Speaker 2 (22:53):
I don't have one hundred and seventy five thousand dollars.
Not forget about having extra, I don't have that. I mean,
if I cashed out my my four oh one k
I after taxes, I think it might be close. But
I I need that because I'm not moving in with them.
Speaker 3 (23:11):
I gotta have my retirement.
Speaker 2 (23:14):
So it just blows my mind that we have parents
who have the money that are willing to then float
it to their kids, because I mean, if you have
the money, aren't you the ones that are pushing your
kids to do more? But I think gen Z is
very good at guilt tripping their parents. You don't want
me to live on the street, do you? I don't
(23:35):
want you to live on the street. Well that's what's
going to happen, you know. Well, why don't you get
a job? I don't want I don't want to get
a better job. I want to do something I love. Okay,
well something you love is not paying you. We don't
want me to live on the street, do you. You don't
want me to hate life, do you?
Speaker 3 (23:51):
No? I don't want me to hate life puts us
in a bad spot.
Speaker 2 (23:57):
Sometimes I just want to be that bird that's bold
enough to push the baby bird out of the nest
and go.
Speaker 3 (24:02):
You've got to learn to fly.
Speaker 2 (24:04):
But I grew up in a real rural area where
every now and again you'd walk by a nest and
there would be a little bird on the ground that
didn't learn. Yeah, you know what I mean. And I
don't want to be that parent. That's what terrifies me.
That's what really scares the.
Speaker 3 (24:19):
Hell out of me. Yeah, all boys, right, I got
my girls in the middle, oh boy, little boy.
Speaker 2 (24:23):
Yeah, And and it just scares the dickens out of
me that what if they don't learn how to fly?
I worry when I feel like they're not trying to
learn how to fly. But then I worry about what
happens if I push them too hard to learn how
to fly, you know. And I think I think that
gen Zers know how to play on that emotion.
Speaker 3 (24:44):
I do.
Speaker 2 (24:45):
I do, And I don't know if that's different than
previous generations. It's just the one that I'm dealing with
right now, you know. So this is not me just
bagging on gen Z. I don't know if this is
just a condition of being in your mid twenties and
coming off of the pandemic, right which completely changed the
way that people entered the workforce at the same time
that AI is taking a lot of those entry level jobs.
(25:07):
I don't know, But I honestly am at a bit
of a loss with some of it. And I don't
know what the parents would do, but I'm not giving
them money for a down payment. I'll tell you that
you're not getting money for pay, no down.
Speaker 3 (25:19):
Payment, no down payment.
Speaker 2 (25:20):
I would be more likely to buy the house and
charge them rent than I would to be giving them
a down payment or even loaning the money or signing
off on a loan. Oh there you go, right, they're solutions,
but it's not going to damage my credit.
Speaker 3 (25:31):
I'll tell you that.
Speaker 2 (25:33):
Meanwhile, it is funny that we have stories of gen
zers going to the bank of mom and dad. Then
is that because they're already suffering from a mid nope
like quarter life crisis that's on the rise. You're gonna
find out why next.
Speaker 1 (25:50):
You're listening to Later with Moe Kelly on demand from
KFI AM six forty.
Speaker 2 (25:56):
So we're finding out that sixty percent of parents that
have kids between eighteen and thirty four are helping their
kids financially, and they're finding the rising expenses are leaving them,
are leaving them underfunding their own retirement accounts.
Speaker 3 (26:14):
Not great.
Speaker 2 (26:16):
And yet half of all workers in roughly that age group,
half of all workers between twenty and thirty five, roughly
the same age say that they are experiencing quarter life
career crisis. Workers pointing to stress, instability, disconnection, stagnation in
(26:36):
their careers and at least.
Speaker 3 (26:37):
To burnout or what else? What else? Is it now?
Just burnout? Remember we learned stupid words from.
Speaker 2 (26:42):
Gen Z burnout, quiet cracking rust out. Wasn't there another
one guys that we had, We're quiet cracking rust out.
There was another one that was the same thing. Everybody's
trying to make their mark on TikTok by making up words.
I can't think they're all basic burnout. Yeah, and then
(27:04):
it turned into all those yeah the lights, we've already
got that, we got that.
Speaker 3 (27:08):
Yeah, so anyway there. Yeah.
Speaker 2 (27:10):
Twenty seven percent say they are not confident that their
current job will exist in five years, in large part
thanks to AI. I don't know if I feel bad,
and I know that sounds unsympathetic, it sounds cruel, and
I don't mean for it to sound cruel, But I
remember being that age, and I remember being frustrated with
(27:33):
my job, and I remember thinking, is this all there is?
And I have forty more years of this? And uh,
and it's been twenty years and I still feel like
I got twenty more years of this. That's called life.
That's not a quarter life crisis. That's called life. And
it stinks and I understand that the hill seems taller
(27:55):
for people who are in their twenties today than it
did for people that were in their twenties and previous generations,
be of the cost of living and going up, and
the cost of your student loan debt and the cost
of housing and all the other stuff. And I get it,
I do. I'm I'm sympathetic. But that's just life, man.
What you what this whole I'm burned out.
Speaker 3 (28:18):
I can't do it. I can't.
Speaker 2 (28:20):
What's your alternative. I'm having a quarter life crisis, and
what you're just gonna quit, you know, to live off
the public goal? Is that the idea, in the words
of the great philosopher Plato, suck it up, buttercup, just
(28:41):
do what you do man. If that means you need
to go back to school and reskill. If you want
to do a career change, lots of people do career changes.
Nothing wrong with that. If you want to explore something different,
nothing wrong with that. But this idea that I'm burned out,
I have a quarter life crisis, but we're gonna do
Go buy a Corvette and buy clothes for jen Elphis
to wear around like you feel young again. Go have
(29:03):
an affair with the cart girl of the golf course. No,
you gotta save that for your midlife crisis. Other you
don't want to burn through all your other midlife crisis
coping mechanisms don't do that. One thing, though, is that
people are not even if they are feeling their midlife crisis.
They're burnout, they're rust out, they're quiet, cracking, whatever dumb
word we want to give to it. We have another word.
(29:26):
Although I don't hate this one as much. I really
I want to hate pretty much everything that's different. That's
how I know I'm getting old. If it's new, I
hate it. But this one I don't hate so much.
It's called job hugging. Are you familiar with job hugging?
According to a canticos, I'll send youre and I'm sure
(29:49):
I slaughtered that pronunciation job hugging.
Speaker 7 (29:52):
Imagine a scenario where the once bustling world of job
hopping has given way to a quieter, more cautious approach.
But some are calling the great stay.
Speaker 2 (30:02):
Oh who are they? Who are some? Because I'm not
calling it the great stay. Great stay is when I'm
at like the red roof in and I got a
free Continental breakfast. Are the red roof ins around here?
I haven't seen one.
Speaker 3 (30:19):
In the years. No, but no, great stay. I'm trying
to think of. Have I ever got like a clarion? Yeah?
What sleep? The great day? The great stay.
Speaker 7 (30:31):
This shift marks a significant departure from the tumultuous period
known as the Great Resignation, where millions of workers left
their jobs in search of greener pastures. But here's where
it gets interesting. Okay, in twenty we're thirty seconds and
it should get interesting soon.
Speaker 3 (30:47):
Twenty five.
Speaker 7 (30:48):
We're seeing a dramatic turnaround as US employees are increasingly
sticking with their current roles, a phenomenon experts are dubbing
job hugging. According to recent day from the US Department
of Labor's Job Openings and Labor Turnover Survey JOLTS, the
quick rate has settled at around two percent, a level
(31:09):
not seen since early twenty sixteen.
Speaker 2 (31:11):
And that's because one, you're not getting a raise when
you switch jobs. Like after the pandemic, when everybody was
job hopping they could get raises. They're not getting raises now,
so they're hanging out of the job they have because
at the very least I have some security, they've got
some seniority, so they're not taken off. The last three months,
I've seen the weakest job creation of the United States
(31:32):
outside of the pandemic since twenty ten in the wake
of the global financial crisis. So things aren't definitely slowing down.
In other words, if you are having your quarter life
crisis right now and you think job, your job is terrible.
Speaker 3 (31:48):
Again, I go back to Plato.
Speaker 2 (31:49):
Suck it up, Buttercup, you're gonna.
Speaker 3 (31:52):
Have to just bare knuckle this and get through it.
Speaker 2 (31:55):
Chris Maryland from OKELLYKFI AM six forty Live Everywhere, Ryheart
Radio app k
Speaker 1 (32:02):
S B and KOs T h D two Los Angeles,
Orange County more stimulating talk
You're listening to Later with Moe Kelly on demand from
KFI AM six.
Speaker 2 (00:05):
Forty Kelly Show KFI AM six forty on Chris Merrill
more stimulating talk. Listen anytime on demand on the iHeartRadio app.
There has been a lot of scrutiny on the organ
transplant system in the country. US Department of Health and
Human Services beginning an investigation other nonprofits over accusations of
(00:28):
an organization in Kentucky that had had ignored signs of
growing alertness and critically ill patience being prepared for organ donation,
and so they're looking into others that are doing this
as well as some that may flout fairness rules by
sending organs to patients who are not near the top.
Speaker 3 (00:43):
Of the waiting lists.
Speaker 2 (00:46):
From the first day I had a driver's license, I
clicked the little box on the back that says you
want to be an organ donor?
Speaker 3 (00:53):
Yes?
Speaker 2 (00:54):
And I did, Yes, I absolutely want to be an
organ donor. And my wife, I've said why why would
you do that? And I said, because I'm not using it,
somebody else should. If something should happen, I want somebody
else to have it.
Speaker 3 (01:08):
She said no.
Speaker 2 (01:09):
My wife firmly believes, although I may have convinced her,
I can't remember. She may have changed her mind on
this few years back, but she she believed anyway. When
we first got together, she believed, very very friendly that
if you click, you know, if you check that box
that you are an organ donor, that they won't work
as hard to save your life if you're in a
car accident. And I thought, I don't think that's true,
(01:33):
and you know, I looked it up and now legally
it is not the way it's supposed to operate. However,
it sounds like this organization in Kentucky may have had
people who had growing alertness, meaning you had people that
perhaps were in a vegetative state or they were believed
to be, and their organs were set for donation and
then they were harvested while the patients seemed to be
(01:55):
showing improvement, which is horrifying and it hurts the entire
system because if you erode the trust in the system,
then you have people like my wife was to start with,
who even hear a whiff of this and they go, oh, no,
I'm not going to do that.
Speaker 3 (02:09):
I won't do that.
Speaker 2 (02:10):
I'm gonna tell all my I'm going to tell all
my family members not to do that too, because I
don't want to lose them. If there's a chance of
saving my mom, my sister, my brother, whatever, it is, right,
And that's terrifying, especially if you're on that organ donor
wait list. Right, if you are waiting for an organ
and you find out that people are dropping off the
donation list because of these types of stories, How horrifying
(02:33):
is that, Tuala. I so appreciate that you nominated this
story for tonight, because I know you mentioned before that
you are a transplant recipient. But yes, you and I
I don't think I don't think I've ever heard the story.
Speaker 4 (02:48):
Yeah, I grew up with type one diabetes and through
a weird twist of fate, through what many have told
me is malpractice from a form, I was prescribed a
drug that actually led to my kidney's failing. I was
prescribed a drug that is for type two diabetics. I
(03:12):
had type one diabetes and if you take this drug, yes,
it promotes kidney failure. My kidneys failed me close to
around right about right when I was about turning thirty,
so right when I got married, my kidneys failed me
and I ended up on dialysis for six and a
half years. Wow, And that was six and a half
(03:34):
years of no fun. I mean, I can tell you
dialysis is not fun at all. That was six and
a half years of pure torture. Like you see someone
at the dialysis clinic and they pass away on the machine.
You know, you have to come back. You cannot skip dialysis.
That is you saying I don't want to live anymore.
(03:55):
And these are the things I had to see and
deal with. And this is six and a half years
of really not feeling well, of really being sick, and
it had to.
Speaker 2 (04:04):
Be I had to take a toll on you, Like
at some point, did you question why am I still going?
Speaker 3 (04:08):
You know?
Speaker 4 (04:08):
Yeah, yeah, I mean because I mean it wears on you.
You know, my son was young and just I'm sick,
and it's hard to play with him because I'm just
I'm sick all the damn ohime gosh. And you know,
after so many years go by, you just think, like,
is my name ever going to get called? Because you know,
(04:31):
like I said, this is six and a half years
of dallasis three times a week and I'm still working
full time. And it was right right before my daughter
was born actually right after my daughter was born on
May one, and I received a call on around June
third of just following her birth that that there was
(04:53):
a donor, and I went in and that was in
twenty ten. So now we're going on, yes, fifteen years later,
with a dual transplant, a kidney pancreas transplant, meaning I
am no longer considered diabetic, nor am I on dialysis.
And now the day goes by that I do not
(05:13):
thank my donor because the Carnie family did not have
to check that box. They did not have to give
the organs of their son who just passed. He was
a young man, nineteen years old. I believe he just
had graduated high school and was heavily involved in the
church and in all types of work within the community.
And through a tragic, tragic skateboarding accident, he lost his life.
(05:38):
Oh my God, and his loss is given me a
second lease on life. There isn't a day that goes
by that I'm not thankful for being here, because you
don't realize how important your health is until you don't
have it. You really don't.
Speaker 2 (05:55):
I admire your strength because I don't even know how
I would deal with that. Honestly, I would be thinking
about checking out. And and I don't say that lightly.
Speaker 5 (06:03):
No.
Speaker 2 (06:04):
So okay, So you get that call June third, and
what do they say to you. They say, we've got it.
We've got kidneys and the pink I mean, were they
waiting for the yes.
Speaker 4 (06:14):
I was on the list for a dual transplant, and
it's one of those. Is harder I'm assuming it is,
and it's not. It's not a transplant that's really really
I don't want to say on the market, but it
is a rare transplant only because the pancreas transplant is
(06:34):
so difficult. The pancreas is quite possibly one of the
most delicate organs in the body, and even the slightest bruising, brushing,
flaking of that organ, it will ruin the entire organ.
Speaker 3 (06:47):
I think the kidney.
Speaker 4 (06:48):
Transplant that was about six hours, and then you have
to throw in like another eleven hours for the pancreas transplant.
Speaker 3 (06:55):
So long I was under Were you thinking I might
not wake up?
Speaker 2 (06:59):
No?
Speaker 4 (06:59):
No, I trusted my doctors. In fact, I had every
single confidence in my surgeon. I had the absolute best
surgeon in the world, doctor Dafoe, brother of actor William Dafoe,
and they were just like, oh my god.
Speaker 2 (07:17):
When he walked in, I freaked out. I thought someone
was plunking me. I was like, what is the green
goblin doing it?
Speaker 3 (07:23):
I mean they look identical.
Speaker 4 (07:26):
Oh yeah, it was wild, but yeah, no, it's It's
one of those things where when you're on When I
was on dialysis, I thought that was that was those
that moment where I'm like, God, what what else are
you gonna throw at me?
Speaker 3 (07:38):
And it was.
Speaker 4 (07:39):
It wasn't until you know, I got this transplant and
I got this new lease on life, and I say like, man, God,
thank you for doing this for me, because my entire life,
a lot of people, you know, when your kid, a
lot of people like I want to be an astronaut.
I want to be you know, policeman. I want to
do X, Y and Z. The only thing I wanted
to be when I was a kid is not diabetic.
(08:00):
That's the only thing I ever wanted when I was
a kid. And I never thought in my wildest dreams
that would ever be something that was possible. And so
when my kidneys failed me and I'm on dialysis, I'm like,
oh God, this is why.
Speaker 3 (08:12):
And then my.
Speaker 4 (08:13):
Doctor, my primary characterst was like, mister sharp, you know
you're very very young, and you know you're you're really
good health. I was really deep in martial arts at
that time. And he's like, I think you'd be a
prime candidate for a kidney pancreas transplant. And I'm like,
wait a minute, wait, wait, wait a minute, Anchris, you
can actually do that. He says, it's rare and it's
(08:36):
not often done right now because of how difficult it is,
and also.
Speaker 3 (08:40):
With with the the.
Speaker 4 (08:42):
Anteri rejection meds, it were really really the advancements at
Cedar sin I shameless plug and and their ability to
keep and preserve organs state of the art. But yeah,
when they my doctor told me that, I cried.
Speaker 3 (09:01):
I bawled.
Speaker 4 (09:01):
I'm like, are you telling me, after thirty years of
my life of being a big I will not be diabetic?
Speaker 3 (09:07):
I said, no, there.
Speaker 4 (09:07):
Will be no answer independency whatsoever.
Speaker 3 (09:10):
I didn't even know that was the thing.
Speaker 2 (09:12):
Right, Hey, I have more questions, but we're obviously Robin's
gonna yell at me if I don't break here. But
I have there's a question I've always wanted to ask
a transplant recipient.
Speaker 3 (09:23):
We'll do that here in just a few moments.
Speaker 2 (09:24):
Chris merril In from o Kelly kfi AM six forty
Live everywhere in the iHeart Radio Web.
Speaker 1 (09:29):
You're listening to later with Moe Kelly on demand from
kfi AM six forty Good Indian.
Speaker 2 (09:35):
Chris merrill In for Mo Kelly kfi AM six forty
more stimulating talk listening anytime? Are you on demand app
day iHeart? I don't know what that was. The government
is cracking down on the organ transplant system. There's been
a number of investigations, first by media, then follow ups
by the HHS and by Congress or questioning what's going
(10:01):
on with a number of organizations that are bumping some.
Speaker 3 (10:05):
People up the.
Speaker 2 (10:08):
List, the waiting lists, and so there are a number
of initiatives that are being described to try to fix this.
They say that unlike most owners who are brain dead,
patients in some cases they're talking about at one of
these facilities do have brain function, but they're on life support,
(10:29):
often in a coma, they're not expected to recover. So
if a donation is authorized, doctors withdraw life support, wait
for the patient's hard to stop, then remove the organs
That type of donation involving judgment. Calls can be prone
to error, and so they are concerned that you may
have people that have that are improving even slightly. You
know that they have decided they're going to harvest the organs,
(10:51):
even if they're not at that point where they might
be ready. Tawala, who is one of the great producers
in an American radio today, is a dual transplant plant recipient.
He was telling us a story about how he had
his kidneys and his pancreas replaced at the same time.
He was a double donor recipient. Let me just recap
(11:13):
here briefly, dwell and correct me if I'm wrong on
any of this. Born with type one diabetes, a medication
that you were on contributed to the failure of your kidneys.
At about age thirty, you started dialysis and you were
on that for six and a half years.
Speaker 3 (11:26):
It was very dark period, very difficult.
Speaker 2 (11:28):
Then you got You've got a call on June third,
twenty ten that said we're ready.
Speaker 3 (11:35):
Is that about right? That is it?
Speaker 2 (11:38):
Also your doctor is the brother of William Dafoe and
looks like the Green Goblin.
Speaker 3 (11:42):
Yes, okay, that's awesome. That was great.
Speaker 2 (11:46):
So one question I've always had for transplant recipients, and
it's kind of an inane question, but I'm genuinely very
curious about this. So you get that phone call and
what do they say. They say, come in now.
Speaker 3 (12:01):
Yeah. Yeah. So were you ever allowed to take a
vacation or go out of town.
Speaker 4 (12:05):
At the time that I was on the list? No,
because when you get that call, you have less than
like twenty four hours to get there.
Speaker 3 (12:14):
You have to get there, okay.
Speaker 4 (12:16):
And I know some people who actually because in Southern California,
the transplant list is so long just because of the
facilities out here and the size of Southern California. So
there's a lot of people here who on the list.
But I have friends who've driven, you know, are relocated
to San Diego and they've you know, waited like two years.
(12:37):
You know, people who've moved out of state to places
where there isn't such a demand for kidney transplantation or
even dual transplantation for that matter, who have gotten transplants immediately.
It's just being here in Southern California and having both
UCLA and Cedar SI and I being the among the
top two transplant centers in the country because of all
(13:01):
their advancements in anti rejection. They're like three places that
you want to go. It's it's u c l A.
It's theaters, and it's like the Cleveland Clinic. Believe it.
Speaker 3 (13:11):
Clinic is very good.
Speaker 2 (13:11):
Cleveland Clinic.
Speaker 4 (13:12):
The Cleveland Clinic is where both U c l A
and see if they go to train at the Cleveland Clinic.
Speaker 2 (13:17):
Cleveland Clinic is is tops in the world for like
heart care and things like that. Yeah, so here's the
question I have. Then when they call you, do you immediate?
I mean, do you pack up right then? Do you
have an appointment? And do you have to start What's that?
I had to go back? You got to go back? Yeah,
did you have to.
Speaker 3 (13:34):
Start fasting right away?
Speaker 2 (13:35):
Because whenever I get put out for anesthetics anesthesia, you know,
if I'm at a general, They're like, you can't have
anything after midnight?
Speaker 3 (13:41):
Right, So.
Speaker 4 (13:45):
You go in and you they prep. The prep is
is a long time in and of itself. There is
no just you going hey, we're rolling right in. No
the prep and you know, getting all the meds ready,
getting the team together. It was a long time, even
before the surgery, even before I went under the knife.
I think I may have got there maybe three in
(14:08):
the morning, and I don't think they started the transplant
surgery until maybe closer to eight or nine am. All right,
so enough to kind of let the bloodshigger come down
like all of that.
Speaker 2 (14:18):
Yes, I was wondering that because I thought with a transplant,
because obviously the organ has a limited amount of time
that it can stay on ice yep. And I thought
the recipient has to get there fast. But what do
the anesthesiologists do if they got to put you out.
I'm sure there's a procedure. I mean, you have car
accident victims that have to be put under. But yeah,
I mean they.
Speaker 4 (14:39):
Told me, if you get the call, we need you
to be here within a wind of two hours, explained
to me. And I do know people who have just
when you're part of I guess the community now, people
who have been outtown and have had to get a plane,
charter a plane to hurry up and get back here.
Speaker 3 (14:56):
Wow. Yeah, yeah, Wow, that's fascinating. You get to call
late at night then, uh yeah, yeah I did.
Speaker 4 (15:02):
And you know what, you know, what's interesting is after
like I think maybe had gone like maybe like at
the six year point, I got a false call and
I was packing up. And this is when my ex
wife was still pregnant. So got the false call and
she's like, oh my god, I'm about to give birth
like any you know day now, and they're calling you in. She'said, okay, well,
(15:24):
hey you gotta go. You gotta go. So I packed
my bags and I'm already and then like maybe an
hour later they called to say sorry. After they did,
because they do a lot of quick pretesting just to
make sure that that the organ wares they receive it,
that it is an absolute match, and the whatever the
points are called, as far as like how many points
(15:45):
it is close enough to mine, it just didn't match
enough for them to say, hey, we're gonna do it.
Because this is no easy search. I mean when they
when they the intake, they tell you, they say, this
is about a two million dollar surgery here over the
lifetime of the transplant out, the cost of meds and
the surgery itself all that. So you're not just walking
(16:07):
in there, you know, with you know, uh pack of
cigarettes and uh you know, yeah.
Speaker 3 (16:16):
I mean you're just not.
Speaker 4 (16:16):
It's like they grill you to make sure that you
are not only ready for the transplant, but you're ready
for the commitment. There is no I don't want to
take that man anymore. No, no, no, sir, no, no, no, sir.
You will be on these beds for the rest of
your life. Yeah, and do not please, do not mess
around and think I got the transplant. I'm find out. No, no, no, no,
(16:38):
no no, you have to maintain this thing.
Speaker 3 (16:42):
Well. I'm impressed.
Speaker 2 (16:43):
I'm impressed by you, know, by by ceir Sy, and
I am impressed by you, impressed by all of that.
Speaker 3 (16:50):
So thank you so much. That's a it's such a
wonderful story. I just love that.
Speaker 2 (16:55):
Uh that said, I'm gonna shift a little bit here
at a thirty okay, because I'm finding out that the
kids these days are making do financially. As much as
we worry about their financial futures, they are figuring it out.
Speaker 3 (17:09):
The trouble is it's burdening the rest of us.
Speaker 1 (17:12):
You're listening to Later with Mo Kelly on Demand from
KFI AM six forty.
Speaker 3 (17:18):
It's funny. Every time I hear that promo, I think
of my wife.
Speaker 2 (17:22):
You know the promo that says that that you guys
MO Kelly show, which would also mean everybody you know
in the cast and crew handle things with humor, and
we need that.
Speaker 3 (17:31):
And it's funny. This is this is my wife, this
is actual.
Speaker 2 (17:37):
I surreptitiously recorded her once and this was her reaction
when I pranked her. I wasn't in the room. I
just set my camera up and I pranked her. This
is my wife.
Speaker 3 (17:50):
Funny. She doesn't think I'm funny.
Speaker 5 (17:57):
Fellas relationships are about boundaries, Chris boundaries.
Speaker 2 (18:03):
That funny.
Speaker 3 (18:05):
I love it. I found one of.
Speaker 2 (18:09):
Those novelty shower curtains that that looks like the shadow
of a person carrying a knife. Oh the psycho one. Yeah, yeah, yeah,
I love that. And I put it up in the
I put it up in the bathroom. And our bathroom
also has the washroom dryer. It's a it's a it's
a pretty decent little bathroom. And I then went outside,
made like I was doing yard work, and uh and
(18:29):
I and I kind of hollered in and I go,
I go, honey, would you mind would you mind switching
the lottery from the washer to the dryer.
Speaker 3 (18:35):
I don't want to track mud in the house. She goes, yeah,
I got it.
Speaker 2 (18:38):
But I had set my camera up, my phone in there,
and I had rest record.
Speaker 3 (18:44):
So she opened the door.
Speaker 2 (18:46):
There's this thing she kinda she kinda stopped and you know,
kind of did that jump and then that's not funny.
She didn't even know if I could hear her. That
was just a reaction. She thought I was outside.
Speaker 5 (18:58):
And did you tell us her that she's spending the
summer elsewhere? She is, yeah, in the house where, yeah,
where the shower curtain was hanging. But away from you,
far away from me is exactly. I'm sure there's no connection.
She's requested to spend a lot of time away from me.
It's true.
Speaker 3 (19:17):
We have three kids.
Speaker 2 (19:19):
The oldest is thirty and the other two are Geezer
gen Zers Deezer Zoomers, so they're twenty seven and twenty six, respectively.
And the gen Z kids are worried about are they
ever going to have enough money? Will they have enough
money to buy a house, Will they have enough money
to pay off their student loans? Will they have enough
(19:41):
money to retire? And I can tell you from experience.
Speaker 3 (19:47):
They are.
Speaker 2 (19:49):
More than happy to leach off of the bank of
Mom and Dad.
Speaker 3 (19:52):
And they're not the only ones.
Speaker 6 (19:54):
The bank of Mom and Dad has quietly become one
of the largest financial institutions in the world. A twenty
nineteen study revealed that American parents ranked as the seventh
biggest mortgage lender in the country, financing over forty seven
point three billion dollars in a single year.
Speaker 3 (20:11):
Wow.
Speaker 2 (20:11):
If I'd ask you about who the biggest mortgage lenders
are in the country, you would have been you know,
you would have gone with the big banks, right, And
then you find out the Bank of Mom and Dad
is on there.
Speaker 3 (20:24):
Bomab bomad.
Speaker 6 (20:26):
What's remarkable is that many parents aren't funding the entire
purchase price of a home. They're often just providing a
down payment.
Speaker 2 (20:34):
You'm not buying your house for you. Get a job, slacker.
But I understand moms and dad saying I'll help you.
I will loan you money for your down payment.
Speaker 6 (20:43):
I get that, enabling their children to secure much larger
loans from traditional banks. This trend highlights our willingness to
take on massive debt. Oh, but the Bank of Mom
and Dad doesn't stop at mortgages.
Speaker 3 (20:55):
What is it?
Speaker 6 (20:56):
The survey from savings dot Com found that parents are
on average contributing one four hundred and seventy four dollars
a month to cover their adult children's basic living expenses groceries.
Speaker 3 (21:06):
Wait a minute, what.
Speaker 2 (21:09):
On average, we're contributing almost fifteen hundred dollars a month
for their groceries.
Speaker 3 (21:15):
I'm buying you a house if it can't even.
Speaker 6 (21:17):
Afford groceries, medicine and gas. Funds are also given for
cell phones and even vacations.
Speaker 3 (21:23):
Good lord.
Speaker 6 (21:24):
Millennials over the age of thirty are still major clients
of this bank, receiving nearly nine hundred dollars a month
on average. Nearly some families are giving their children a
near lifetime membership with generous benefits.
Speaker 3 (21:36):
I guess so.
Speaker 6 (21:37):
Yet there's a worrying side to this.
Speaker 3 (21:39):
What is it?
Speaker 6 (21:39):
Parents are now contributing significantly more to their adult children
than to their own retirement savings.
Speaker 3 (21:46):
H crap.
Speaker 2 (21:49):
Look, there's times that we've helped out our kids. There's
times that my parents have been very generous, not necessarily
with financial donations. But I think I've told the story
before that we were in and we decided let's just
go hardcore at this. We sold our house, we sold
a car, and we bought a fifth wheel trailer and
we lived in that for two years, but we lived
in that in my parents' house.
Speaker 3 (22:10):
They were generous enough.
Speaker 2 (22:11):
To allow us to use space at their place and
then use their facilities as well, so we didn't always
have to you know, shower and everything else in a trailer.
Speaker 3 (22:22):
So I do think it's something that families do.
Speaker 2 (22:24):
They help each other out, they lift each other up, right,
But the idea of just writing the kids a check
is very foreign to me, very challenging, and especially when
you think about loaning the kid's money for a down payment.
What is the the median home price right now? Nine
hundred thousand dollars? Yeah, in La County, it's a little
(22:46):
over a million in Orange, right. I don't have an
extra one hundred and seventy five two hundred thousand dollars
to loan out.
Speaker 1 (22:52):
I don't.
Speaker 2 (22:53):
I don't have one hundred and seventy five thousand dollars.
Not forget about having extra, I don't have that. I mean,
if I cashed out my my four oh one k
I after taxes, I think it might be close. But
I I need that because I'm not moving in with them.
Speaker 3 (23:11):
I gotta have my retirement.
Speaker 2 (23:14):
So it just blows my mind that we have parents
who have the money that are willing to then float
it to their kids, because I mean, if you have
the money, aren't you the ones that are pushing your
kids to do more? But I think gen Z is
very good at guilt tripping their parents. You don't want
me to live on the street, do you? I don't
(23:35):
want you to live on the street. Well that's what's
going to happen, you know. Well, why don't you get
a job? I don't want I don't want to get
a better job. I want to do something I love. Okay,
well something you love is not paying you. We don't
want me to live on the street, do you. You don't
want me to hate life, do you?
Speaker 3 (23:51):
No? I don't want me to hate life puts us
in a bad spot.
Speaker 2 (23:57):
Sometimes I just want to be that bird that's bold
enough to push the baby bird out of the nest
and go.
Speaker 3 (24:02):
You've got to learn to fly.
Speaker 2 (24:04):
But I grew up in a real rural area where
every now and again you'd walk by a nest and
there would be a little bird on the ground that
didn't learn. Yeah, you know what I mean. And I
don't want to be that parent. That's what terrifies me.
That's what really scares the.
Speaker 3 (24:19):
Hell out of me. Yeah, all boys, right, I got
my girls in the middle, oh boy, little boy.
Speaker 2 (24:23):
Yeah, And and it just scares the dickens out of
me that what if they don't learn how to fly?
I worry when I feel like they're not trying to
learn how to fly. But then I worry about what
happens if I push them too hard to learn how
to fly, you know. And I think I think that
gen Zers know how to play on that emotion.
Speaker 3 (24:44):
I do.
Speaker 2 (24:45):
I do, And I don't know if that's different than
previous generations. It's just the one that I'm dealing with
right now, you know. So this is not me just
bagging on gen Z. I don't know if this is
just a condition of being in your mid twenties and
coming off of the pandemic, right which completely changed the
way that people entered the workforce at the same time
that AI is taking a lot of those entry level jobs.
(25:07):
I don't know, But I honestly am at a bit
of a loss with some of it. And I don't
know what the parents would do, but I'm not giving
them money for a down payment. I'll tell you that
you're not getting money for pay, no down.
Speaker 3 (25:19):
Payment, no down payment.
Speaker 2 (25:20):
I would be more likely to buy the house and
charge them rent than I would to be giving them
a down payment or even loaning the money or signing
off on a loan. Oh there you go, right, they're solutions,
but it's not going to damage my credit.
Speaker 3 (25:31):
I'll tell you that.
Speaker 2 (25:33):
Meanwhile, it is funny that we have stories of gen
zers going to the bank of mom and dad. Then
is that because they're already suffering from a mid nope
like quarter life crisis that's on the rise. You're gonna
find out why next.
Speaker 1 (25:50):
You're listening to Later with Moe Kelly on demand from
KFI AM six forty.
Speaker 2 (25:56):
So we're finding out that sixty percent of parents that
have kids between eighteen and thirty four are helping their
kids financially, and they're finding the rising expenses are leaving them,
are leaving them underfunding their own retirement accounts.
Speaker 3 (26:14):
Not great.
Speaker 2 (26:16):
And yet half of all workers in roughly that age group,
half of all workers between twenty and thirty five, roughly
the same age say that they are experiencing quarter life
career crisis. Workers pointing to stress, instability, disconnection, stagnation in
(26:36):
their careers and at least.
Speaker 3 (26:37):
To burnout or what else? What else? Is it now?
Just burnout? Remember we learned stupid words from.
Speaker 2 (26:42):
Gen Z burnout, quiet cracking rust out. Wasn't there another
one guys that we had, We're quiet cracking rust out.
There was another one that was the same thing. Everybody's
trying to make their mark on TikTok by making up words.
I can't think they're all basic burnout. Yeah, and then
(27:04):
it turned into all those yeah the lights, we've already
got that, we got that.
Speaker 3 (27:08):
Yeah, so anyway there. Yeah.
Speaker 2 (27:10):
Twenty seven percent say they are not confident that their
current job will exist in five years, in large part
thanks to AI. I don't know if I feel bad,
and I know that sounds unsympathetic, it sounds cruel, and
I don't mean for it to sound cruel, But I
remember being that age, and I remember being frustrated with
(27:33):
my job, and I remember thinking, is this all there is?
And I have forty more years of this? And uh,
and it's been twenty years and I still feel like
I got twenty more years of this. That's called life.
That's not a quarter life crisis. That's called life. And
it stinks and I understand that the hill seems taller
(27:55):
for people who are in their twenties today than it
did for people that were in their twenties and previous generations,
be of the cost of living and going up, and
the cost of your student loan debt and the cost
of housing and all the other stuff. And I get it,
I do. I'm I'm sympathetic. But that's just life, man.
What you what this whole I'm burned out.
Speaker 3 (28:18):
I can't do it. I can't.
Speaker 2 (28:20):
What's your alternative. I'm having a quarter life crisis, and
what you're just gonna quit, you know, to live off
the public goal? Is that the idea, in the words
of the great philosopher Plato, suck it up, buttercup, just
(28:41):
do what you do man. If that means you need
to go back to school and reskill. If you want
to do a career change, lots of people do career changes.
Nothing wrong with that. If you want to explore something different,
nothing wrong with that. But this idea that I'm burned out,
I have a quarter life crisis, but we're gonna do
Go buy a Corvette and buy clothes for jen Elphis
to wear around like you feel young again. Go have
(29:03):
an affair with the cart girl of the golf course. No,
you gotta save that for your midlife crisis. Other you
don't want to burn through all your other midlife crisis
coping mechanisms don't do that. One thing, though, is that
people are not even if they are feeling their midlife crisis.
They're burnout, they're rust out, they're quiet, cracking, whatever dumb
word we want to give to it. We have another word.
(29:26):
Although I don't hate this one as much. I really
I want to hate pretty much everything that's different. That's
how I know I'm getting old. If it's new, I
hate it. But this one I don't hate so much.
It's called job hugging. Are you familiar with job hugging?
According to a canticos, I'll send youre and I'm sure
(29:49):
I slaughtered that pronunciation job hugging.
Speaker 7 (29:52):
Imagine a scenario where the once bustling world of job
hopping has given way to a quieter, more cautious approach.
But some are calling the great stay.
Speaker 2 (30:02):
Oh who are they? Who are some? Because I'm not
calling it the great stay. Great stay is when I'm
at like the red roof in and I got a
free Continental breakfast. Are the red roof ins around here?
I haven't seen one.
Speaker 3 (30:19):
In the years. No, but no, great stay. I'm trying
to think of. Have I ever got like a clarion? Yeah?
What sleep? The great day? The great stay.
Speaker 7 (30:31):
This shift marks a significant departure from the tumultuous period
known as the Great Resignation, where millions of workers left
their jobs in search of greener pastures. But here's where
it gets interesting. Okay, in twenty we're thirty seconds and
it should get interesting soon.
Speaker 3 (30:47):
Twenty five.
Speaker 7 (30:48):
We're seeing a dramatic turnaround as US employees are increasingly
sticking with their current roles, a phenomenon experts are dubbing
job hugging. According to recent day from the US Department
of Labor's Job Openings and Labor Turnover Survey JOLTS, the
quick rate has settled at around two percent, a level
(31:09):
not seen since early twenty sixteen.
Speaker 2 (31:11):
And that's because one, you're not getting a raise when
you switch jobs. Like after the pandemic, when everybody was
job hopping they could get raises. They're not getting raises now,
so they're hanging out of the job they have because
at the very least I have some security, they've got
some seniority, so they're not taken off. The last three months,
I've seen the weakest job creation of the United States
(31:32):
outside of the pandemic since twenty ten in the wake
of the global financial crisis. So things aren't definitely slowing down.
In other words, if you are having your quarter life
crisis right now and you think job, your job is terrible.
Speaker 3 (31:48):
Again, I go back to Plato.
Speaker 2 (31:49):
Suck it up, Buttercup, you're gonna.
Speaker 3 (31:52):
Have to just bare knuckle this and get through it.
Speaker 2 (31:55):
Chris Maryland from OKELLYKFI AM six forty Live Everywhere, Ryheart
Radio app k
Speaker 1 (32:02):
S B and KOs T h D two Los Angeles,
Orange County more stimulating talk
Later, with Mo'Kelly News
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