October 28, 2025 • 23 mins
(October 28,2025)
Trump administration opposes early voting on Prop 50 in California. Los Angeles homeowners among the most ‘house poor’ in the country. Who’s first for democrats in 2028? States invited to apply. Vaccine skepticism comes to pet owners.
Trump administration opposes early voting on Prop 50 in California. Los Angeles homeowners among the most ‘house poor’ in the country. Who’s first for democrats in 2028? States invited to apply. Vaccine skepticism comes to pet owners.
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Episode Transcript
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Speaker 1 (00:00):
You're listening to Bill Handle on demand from KFI AM
six fortyfi.
Speaker 2 (00:09):
AM six forty Bill Handle. Here it is a Tuesday morning,
October twenty eighth.
Speaker 1 (00:16):
All right.
Speaker 2 (00:16):
One of the big issues that we're dealing with, and
that's coming up this election coming up November fourth.
Speaker 1 (00:22):
So it's right around the corner is.
Speaker 2 (00:25):
The is Proposition fifty special election, and that's the only
thing on the ballot, and it's two hundred and three
hundred million dollars. I mean, it is a chunk of
money to hold any kind of election in the state,
statewide election. And Prop fifty, as you probably know, is
in response to what Texas did at the urging of
(00:49):
President Trump. President Trump picks up the phone and says
to Republicans or Republican legislatures or companies, here's what I
want you to do. And before where he actually puts
down the phone, they're already doing it. He certainly does
that with Congress, He certainly certainly does that with state legislatures.
And that's what happened in Texas. Texas. Usually it has
(01:11):
to do with redistricting, and generally redistricting is done by
the legislature in many states, and it's done every ten
years based on the census. Trump asked Texas to throw
that away and mid census then redistrict. Redistricting mean they
(01:31):
draw up a new map, and based on the map
and the number of Democrats Republicans, things like if there
is a democratic area, a state can redraft the entire map.
So basically, all the Democrats are crowded into one district
(01:52):
that's a throwaway that becomes democratic. But the other ones,
the swing areas around it, you can have them lean
or Republican as opposed to let's say, even Stephen And.
Speaker 1 (02:04):
That's what Texas did.
Speaker 2 (02:06):
Texas created effectively five new districts leaning Republicans and therefore
changing what Congress is going to be made of. All Right,
so California says, okay, we're gonna go this. We're gonna
do the same damn thing.
Speaker 1 (02:22):
Now.
Speaker 2 (02:22):
The problem in California is that by proposition, we have
voted not for the legislature to read district but an
independent commission, so no politics are brought into it. Equal
number of Democrats, Republicans and at the same time some
independent authorities. So what has happened is that there is
(02:48):
a special election saying we're gonna California's gonna bring it
to the same way Texas is. That's the fight for
Prop fifty except the differences. We have a we have
a democratic legislature, and we're going to add five new
Democratic seats or move it around, so Democrats will probably prevail.
Now that has to be done by proposition, because establishing
(03:10):
the Independent Commission was done by proposition, So you can
only undo a proposition by proposition or changing the Constitution
of California, which, by the way, no one has any
valua what it looks like.
Speaker 1 (03:21):
It's five hundred pages.
Speaker 2 (03:22):
There are things in the constitution that were passed twenty
years ago that we've reversed and then reversed again, and
then reversed back again.
Speaker 1 (03:28):
It's a god awful mess. So now we have this
massive move.
Speaker 2 (03:34):
In the state, and because it is a democratically led state,
on the ballot it goes and the legislature put this
on the ballot.
Speaker 1 (03:43):
Which way are we going to go?
Speaker 2 (03:45):
Well, there's the anti fifty movement out there, of which
Donald Trump is the head of it. He doesn't want
Democrats prevailing. He only wants Republicans, which makes sense. He's
a Republican president.
Speaker 1 (03:56):
I get that.
Speaker 2 (03:57):
And also what he is doing is and this is
against the wishes in the philosophy of the Republican Party
in California, and that is to go against the mail
in ballots. There have been more than four million of
these mail in ballots already brought in. Eighteen percent, eighteen
(04:18):
percent of the people have already sent in their ballots
I have. That is as of Friday, and Democrats outpaced
Republicans returning those ballots fifty twenty eight percent. Those without
a party preference, that's me or any political party, twenty
one percent of us have returned those ballots. So let
(04:38):
me tell you this is really scaring Republicans, big time Republicans.
Here's what Trump writes. No, this is with the San
Diego GOP posted. It's simple, Republicans need to stop complaining
and vote. We ask and asking, yes and ask. Yet
turnout still lags. To win this one GOP turnout needs
(04:59):
to be terarily better than average. It's very doable, but
it just won't happen. You have to work at it now.
The president, for some reason, thinks that early voting hurts
the party. Historically, early voting helped the Republicans.
Speaker 1 (05:17):
It was the.
Speaker 2 (05:18):
Democrats who walked in on election day and voted. That
has reversed, and the GOP is saying We've got to
go back to those days, and the President not recognizing that,
certainly at least in California, is pushing to get rid
of mail in ballots. And now you have the fight
(05:39):
or the argument between President Trump and the California GOP,
the California Republicans. And if I'll tell you right now,
if Trump prevails on this one and again this is
this is not politics, this is just facts.
Speaker 1 (05:54):
Now I'm just looking at this sort of objectively.
Speaker 2 (05:59):
If Trump prevailed, the Republicans will lose because Republicans don't
vote early. And the Republican Party in California says, we
have to vote early. We have to vote early. We're
going to lose if we don't vote early. The Democrats
are and the President hates early voting, hates mail in ballots,
always has and he's fighting like crazy and for the
(06:23):
sake of the Republican Party here in California. And now
I'm arguing for the Republican Party, I well, it depends
on it. It doesn't matter what I hope happens. But
I think what's going to happen is the Republicans are
going to get hurt big time if they listen to
President Trump on this one. All right, LA homeowners are
among and this is Southern California in general. This is
(06:43):
a story about LA because LA is sort of the
poster child of all of Southern California.
Speaker 1 (06:48):
We're among the most house poor in the country. What
is house poor?
Speaker 2 (06:51):
Well, first of all, a study published by Consumer Affairs,
and it's a finance term. That's they did the study.
I'll tell you about the stats in a minute. They
did this study, and housepoor is the finance term used
to describe someone who spends a disproportionate amount of their
income on housing costs, with very little leftover for other expenses. Now,
(07:17):
as of this report, it says that about a third
of the cost of housing is what it's costing homeowners
currently in Southern California. Now, it always used to be
that renters would pay a disproportionate share. We always talked
about renters and when you look at finance, your borrowing money,
(07:39):
or you're looking at stats, you should only pay about
a third of your income towards housing. And Amy said, Oh,
Bill Amy, and how much did you say you paid.
I'm sorry to interrupt you. How much do you pay
as a percentage of your income towards your rent?
Speaker 1 (07:58):
Over half? See?
Speaker 2 (07:59):
And that is unfortunately more more usual than not in
southern California.
Speaker 1 (08:05):
But I want to go to home ownership for a moment.
Speaker 2 (08:08):
Here's a stat The typical household in LA earns about
almost eleven thousand dollars per month, spends more than thirty
five hundred in a housing about thirty two and a
half percent.
Speaker 1 (08:20):
LA monthly housing costs among the highest.
Speaker 2 (08:25):
And so what they've done, the consumer affairs folks, They
have listed California or Southern California as number four in
the nation as opposed to in describing the most unreachable,
unaffordable houses.
Speaker 1 (08:40):
A couple of things.
Speaker 2 (08:41):
Inflation that affects all of us property tax double the
national average. Because there's a million dollar home is nothing
out there today a median in I think we're almost
at a million dollars in median income, and that is
outpacing what the homeowners are earning. Every year, housing costs
(09:01):
increase almost four percent from twenty three to twenty twenty four,
incomes fell by zero point one percent. Houses are getting
more expensive, income is dropping, and that is uh, it's
a real problem. And this is a conversation I have
with Lindsey all the time, and she is very angry
(09:25):
that I'm a baby boomer. Why because I and that's
you that are in the world of baby boom boom osity,
boomiosity that we are. We've taken all the good stuff
pright when we bought for When we first bought houses,
mortgages were low. Houses were two hundred, three hundred thousand dollars.
(09:46):
Today houses are completely out of reach. When I sold
the Persian Palace, and just before I sold it, I
looked at it and we were listing it. Uh it
was I say, I would tell myself I could never
afford to buy this house. Today, there is no way
I could afford to buy this house. And I make
a good living. And how did I have that house?
(10:10):
I bought my first one in my twenties, then I
sold it and bought another one in my thirties, and
then another one in my thirties, and then in my
forties I bought another one and just kept on climbing
that ladder. You can't climb the ladder today because you
can't get on the ladder. I talked to my daughter, Pamela,
(10:30):
and she said, Dad, I'm never going to be able
to afford a house here in southern California.
Speaker 1 (10:34):
Am I Not a chance? Not a chance. Median price
for a home is over a million dollars.
Speaker 2 (10:42):
Where does someone in their twenties or early thirties get,
first of all, two hundred thousand dollars down payment and
then pay six or seven thousand dollars a month in
mortgage payments?
Speaker 1 (10:55):
Can't be done.
Speaker 2 (10:57):
So why as I started this that I say, statistically,
according to Consumer Affairs, we are number four as the
most expensive city for housing.
Speaker 1 (11:09):
Why should we be number one?
Speaker 2 (11:12):
The only reason we're not the most expensive is because
we actually earn more money than in other cities. The
earning gap is bigger. Southern Californians earn a lot of money, however,
relative to the price of housing.
Speaker 1 (11:31):
Well, it's no fun. So I just wanted to make
you feel better.
Speaker 2 (11:35):
So Amy, now that you're paying over fifty percent, I'm
going to suggest you just kill yourself because there's there's
no future for you.
Speaker 1 (11:42):
Well, I already have a house in Oregon. I'm holding
on to that. Yeah, you have to.
Speaker 2 (11:48):
Yeah, just real quickly, I want to ask you this question.
How how big is your house? How many square footage?
How many square feets?
Speaker 1 (11:53):
Eighteen eighteen fifty?
Speaker 2 (11:55):
Okay, eighteen hundred eighteen fifty, which is you know, it's
small on the house front, big on the apartment size.
Speaker 1 (12:02):
But okay, let's say it's a moderately sized home.
Speaker 2 (12:06):
What's your property it's a four bedroom house, yeah, okay,
what's your property tax?
Speaker 1 (12:10):
I have no idea? Wow? That helps? That helps me
at this segment a lot.
Speaker 2 (12:16):
How can you have no idea what your property tax
is on a house you own.
Speaker 1 (12:20):
Because it's all written into the mortgage, so I don't
have to. I just don't even worry about it because
it's just there.
Speaker 2 (12:25):
Okay, But the point is it's affordable. Boy, you didn't
help me at this segment at all, Amy, Sorry, Yeah,
this was not good. I should try that one. Yeah,
that one didn't work at all.
Speaker 1 (12:36):
Okay.
Speaker 2 (12:37):
Moving into politics now, Uh, the midterms are coming up,
and then we look at the presidential because that's obviously
the big one and it's going to be wide open,
maybe unless President Trump wins a third term and the
Constitution is amended.
Speaker 1 (12:53):
So do I think that's going to happen.
Speaker 2 (12:55):
I do not. As a matter of fact, we're gonna
change Hail to the Chief to hail to the Trump Right.
Ain't gonna happen, Okay, I mean people have all kinds
of wishes. Now, what does happen is what happens during
the primaries, right, And which state is first? We often
hear about New Hampshire is the first state in the
(13:18):
Union to have that primary. And it's one little town
in New Hampshire where four people vote, and the influence
that it has for people voting is extraordinary. It's covered
just to a huge extent by the media because that
sets the stage and early early primaries mean that it
(13:45):
looks like we're going to see who the nominee is where.
Quite often, by the time California comes into it, we're
on Super Tuesday, it's already been done, and we really
don't have much influence.
Speaker 1 (13:56):
Forty million people. We're talking about primaries.
Speaker 2 (13:59):
We're talking about candidate for either the Publican ticket or
the Democratic ticket. And there are four states that were
always always there at the front, New Hampshire being one
of them, North Carolina being another one, Iowa being another one.
Speaker 1 (14:15):
Now Iowa is the caucus.
Speaker 2 (14:18):
Now, usually primaries are run basically like general elections.
Speaker 1 (14:23):
Right, you vote in the booth, then there's your primary.
Speaker 2 (14:27):
The Iowa caucuses are fascinating because this goes way way
back historically. And typically you'd have, for example, Republican Party
members who were chosen to elect the primary candidate.
Speaker 1 (14:40):
They would meet in a gymnasium.
Speaker 2 (14:42):
For example, they would all meet in the gymnasium, and
let's say there were four candidates over there. In that
corner is Candidate A, the other corner is candidate B.
And people were milling around and they just went to
those corners and then those votes recounted. That's how they
(15:02):
put a candidate on the ballot in Iowa with the caucuses.
I mean, it is completely crazy. The point is that
you have these states that have relatively low populations have
extraordinary influence on who the candidates are. Why, because they're
early and you can say, oh, boy, Iowa, this candidate
(15:25):
is substantially ahead.
Speaker 1 (15:27):
And here you go.
Speaker 2 (15:28):
Therefore we have a candidate that very well might win
because that candidate is getting all the attention. Well, you
now have the Democratic in this case is the Democratic
National Committee is saying no, it was a disaster last
time with Iowa. So what they are doing instead of
the big four that traditionally have gone first, they need
(15:51):
permission from the Democratic National Committee. The lineup the dates
are allowed by the Democratic National Committee. That's who sets
up the date. And by the way, you know who
owns a Democratic National Committee.
Speaker 1 (16:02):
Who controlled it?
Speaker 2 (16:02):
The president And Joe Biden was the one that was
really pissed off last time around, so he told the DNC,
here's the way it should be done. And the president,
the sitting president, is always in charge of the party
where he or she comes from. And so what is
the DNC doing. They're asking for invitations. Why don't you
(16:24):
apply and see who goes first? Because now there is
a run up. Every state wants to go first because
every state wants to be more influential than the other state.
So you have a little, tiny state, relatively little state,
let's say Iowa, or let's say well in New Hampshire's
ridiculous it has six people in the entire state. Or
(16:46):
you have North Carolina. I mean there's a fair number
of people, but certainly not California. Why do they want
to go first, because quite often if there's a front
runner in those early states, the momentums now, the momentum
now starts swinging and by the time we get to California,
it's sort of all done.
Speaker 1 (17:03):
And frankly, you know, we're a powerful state.
Speaker 2 (17:06):
We should have a lot more say in what happens
than we do, and New Hampshire should have a lot
less say in what they do. You can put excuse me,
you can put all of New Hampshire in well South
Coast Plaza.
Speaker 1 (17:26):
That's it.
Speaker 2 (17:27):
That's their New Hampshire right there, both in terms of
size and in terms of population. And can you imagine
it actually can be argued New Hampshire has more influence
than California does. And then Super Tuesday does it for everybody.
I mean that wraps it all up. Quite often before
Super Tuesday, the nomination has already done. So they're changing
it around. Although I love the idea of the caucus.
(17:49):
You guys who are voting for name candidate here, you
go under the basketball hoop and will count you and
the other ones you go to the exit door or
right next to the exit door, and we'll count you there.
And then they mill around and they change because everybody's
talking you go to your neighbor, go no, no, you
want this guy. So he walks across to the other corner.
(18:10):
It's great fun. Now I love these stories. This one's
about vaccines and the anti vaxxers. And if you've been
listening to this show at all, you know that I'm
not a big anti vaxxers.
Speaker 1 (18:25):
I actually believe in vaccines. I think it's real science. Okay,
So this is the story.
Speaker 2 (18:33):
They came out of Statico, which is online publication, and
it's an interview with doctor Kelly McGuire.
Speaker 1 (18:43):
And most of her career, vaccination she's a vet, was.
Speaker 2 (18:47):
A routine, very unremarkable part of her works, just a
small animal veterinarian, and it was just no big deal.
You take your pet in to get vaccinated, your dog,
you know, you get the raby shot. I mean that's
sort of a given, a matter of fact. I think
it's law. But after the pandemic hit, she was having
really long adversarial discussions and altercations with pet owners about
(19:09):
the safety, the necessity of vaccines, clients accuser of pushing
vaccines so she can make more money, and over the
last several years, the anti vaxx movement has of course exploded,
fueled in part by COVID nine.
Speaker 1 (19:25):
The politicism, the politicis politicization of it.
Speaker 2 (19:29):
And then of course Robert Kennedy, who actually headed a
created an organization to fight vaccines. Well, people are being
vaccinated way less measles have come storming back.
Speaker 1 (19:44):
Vice vaccine mandates are under fire.
Speaker 2 (19:46):
Last month, Floored announced plans to end all vaccine mandates.
By law, any kid can go to school without any
vaccination whatsoever. And so the question now is has it
gone in the world of animals and veterinarians the anti
vaxx movement, yes, it has no question about it now.
(20:12):
There is there's no solid date on vaccination rates and
American pets, so we don't have that information. But there
are some recent studies suggest that there is a big
or bigger share of owners that have concerns about vaccinations.
One Ohio State University veterinarian veterinarian who has studied this
as are we going to start undoing mandates for rabies vaccinations,
(20:35):
which is one hundred percent fatal when a dog has it.
And by the way, when you get bitten by a
dog that has rabies, that's a lot of fun. It
really is okay, so real quickly because I want to
get to this because this one is absolutely more fun
than you can imagine.
Speaker 1 (20:50):
All right.
Speaker 2 (20:50):
Twenty twenty three survey, fifty two percent of pet owners
express some uncertainty about the safety, efficacy importance of pet vaccinations.
Vaccine hesitancy among the veterinary crowd, like the human counterpart
is going up.
Speaker 1 (21:06):
So here is my favorite, my absolute favorite.
Speaker 2 (21:10):
According to this article, some people worry that pets receive
too many vaccination Lindsay does.
Speaker 1 (21:16):
She has a minimum, but she doesn't go all out
like I do.
Speaker 2 (21:21):
And people believe it's better for pets to get immunity
from the disease itself. There's that crowd too, right, You
get the disease and you become immune rabies. How about
this one? You die, boy, that's immunity. Once you're dead,
you're not catching anything anymore. You are completely immune. And now,
(21:42):
my favorite, there's a growing group that express the express
concern that vaccines could lead to cognitive and behavioral changes
in their pets, including, drum roll, please, autism autism in
(22:03):
your dog. Now, I don't know what an autistic dog
looks like. Maybe it looks down at the ground doesn't bark,
doesn't talk. It's not particularly social. But when we've reached
the point that, by.
Speaker 1 (22:18):
The way, autism does not exist in any species other
than humans, I don't know if you're aware of that.
Speaker 2 (22:25):
Cats don't get autism, canaries don't get autism, antelope don't
get autism.
Speaker 1 (22:33):
Ardvarks don't get autism. Humans get autism.
Speaker 2 (22:38):
When you have a movement that says they're concerned about
autism in dogs and cats, you've just reached crazy to
a level that is almost incomprehensible. I mean, this is
crazy with a capital K. I'll tell you that right now.
(22:58):
Boy KF I am six p forty.
Speaker 1 (23:02):
You've been listening to the Bill Handle Show. Catch My
Show Monday through Friday six
Speaker 2 (23:06):
Am to nine am, and anytime on demand on the
iHeartRadio app
You're listening to Bill Handle on demand from KFI AM
six fortyfi.
Speaker 2 (00:09):
AM six forty Bill Handle. Here it is a Tuesday morning,
October twenty eighth.
Speaker 1 (00:16):
All right.
Speaker 2 (00:16):
One of the big issues that we're dealing with, and
that's coming up this election coming up November fourth.
Speaker 1 (00:22):
So it's right around the corner is.
Speaker 2 (00:25):
The is Proposition fifty special election, and that's the only
thing on the ballot, and it's two hundred and three
hundred million dollars. I mean, it is a chunk of
money to hold any kind of election in the state,
statewide election. And Prop fifty, as you probably know, is
in response to what Texas did at the urging of
(00:49):
President Trump. President Trump picks up the phone and says
to Republicans or Republican legislatures or companies, here's what I
want you to do. And before where he actually puts
down the phone, they're already doing it. He certainly does
that with Congress, He certainly certainly does that with state legislatures.
And that's what happened in Texas. Texas. Usually it has
(01:11):
to do with redistricting, and generally redistricting is done by
the legislature in many states, and it's done every ten
years based on the census. Trump asked Texas to throw
that away and mid census then redistrict. Redistricting mean they
(01:31):
draw up a new map, and based on the map
and the number of Democrats Republicans, things like if there
is a democratic area, a state can redraft the entire map.
So basically, all the Democrats are crowded into one district
(01:52):
that's a throwaway that becomes democratic. But the other ones,
the swing areas around it, you can have them lean
or Republican as opposed to let's say, even Stephen And.
Speaker 1 (02:04):
That's what Texas did.
Speaker 2 (02:06):
Texas created effectively five new districts leaning Republicans and therefore
changing what Congress is going to be made of. All Right,
so California says, okay, we're gonna go this. We're gonna
do the same damn thing.
Speaker 1 (02:22):
Now.
Speaker 2 (02:22):
The problem in California is that by proposition, we have
voted not for the legislature to read district but an
independent commission, so no politics are brought into it. Equal
number of Democrats, Republicans and at the same time some
independent authorities. So what has happened is that there is
(02:48):
a special election saying we're gonna California's gonna bring it
to the same way Texas is. That's the fight for
Prop fifty except the differences. We have a we have
a democratic legislature, and we're going to add five new
Democratic seats or move it around, so Democrats will probably prevail.
Now that has to be done by proposition, because establishing
(03:10):
the Independent Commission was done by proposition, So you can
only undo a proposition by proposition or changing the Constitution
of California, which, by the way, no one has any
valua what it looks like.
Speaker 1 (03:21):
It's five hundred pages.
Speaker 2 (03:22):
There are things in the constitution that were passed twenty
years ago that we've reversed and then reversed again, and
then reversed back again.
Speaker 1 (03:28):
It's a god awful mess. So now we have this
massive move.
Speaker 2 (03:34):
In the state, and because it is a democratically led state,
on the ballot it goes and the legislature put this
on the ballot.
Speaker 1 (03:43):
Which way are we going to go?
Speaker 2 (03:45):
Well, there's the anti fifty movement out there, of which
Donald Trump is the head of it. He doesn't want
Democrats prevailing. He only wants Republicans, which makes sense. He's
a Republican president.
Speaker 1 (03:56):
I get that.
Speaker 2 (03:57):
And also what he is doing is and this is
against the wishes in the philosophy of the Republican Party
in California, and that is to go against the mail
in ballots. There have been more than four million of
these mail in ballots already brought in. Eighteen percent, eighteen
(04:18):
percent of the people have already sent in their ballots
I have. That is as of Friday, and Democrats outpaced
Republicans returning those ballots fifty twenty eight percent. Those without
a party preference, that's me or any political party, twenty
one percent of us have returned those ballots. So let
(04:38):
me tell you this is really scaring Republicans, big time Republicans.
Here's what Trump writes. No, this is with the San
Diego GOP posted. It's simple, Republicans need to stop complaining
and vote. We ask and asking, yes and ask. Yet
turnout still lags. To win this one GOP turnout needs
(04:59):
to be terarily better than average. It's very doable, but
it just won't happen. You have to work at it now.
The president, for some reason, thinks that early voting hurts
the party. Historically, early voting helped the Republicans.
Speaker 1 (05:17):
It was the.
Speaker 2 (05:18):
Democrats who walked in on election day and voted. That
has reversed, and the GOP is saying We've got to
go back to those days, and the President not recognizing that,
certainly at least in California, is pushing to get rid
of mail in ballots. And now you have the fight
(05:39):
or the argument between President Trump and the California GOP,
the California Republicans. And if I'll tell you right now,
if Trump prevails on this one and again this is
this is not politics, this is just facts.
Speaker 1 (05:54):
Now I'm just looking at this sort of objectively.
Speaker 2 (05:59):
If Trump prevailed, the Republicans will lose because Republicans don't
vote early. And the Republican Party in California says, we
have to vote early. We have to vote early. We're
going to lose if we don't vote early. The Democrats
are and the President hates early voting, hates mail in ballots,
always has and he's fighting like crazy and for the
(06:23):
sake of the Republican Party here in California. And now
I'm arguing for the Republican Party, I well, it depends
on it. It doesn't matter what I hope happens. But
I think what's going to happen is the Republicans are
going to get hurt big time if they listen to
President Trump on this one. All right, LA homeowners are
among and this is Southern California in general. This is
(06:43):
a story about LA because LA is sort of the
poster child of all of Southern California.
Speaker 1 (06:48):
We're among the most house poor in the country. What
is house poor?
Speaker 2 (06:51):
Well, first of all, a study published by Consumer Affairs,
and it's a finance term. That's they did the study.
I'll tell you about the stats in a minute. They
did this study, and housepoor is the finance term used
to describe someone who spends a disproportionate amount of their
income on housing costs, with very little leftover for other expenses. Now,
(07:17):
as of this report, it says that about a third
of the cost of housing is what it's costing homeowners
currently in Southern California. Now, it always used to be
that renters would pay a disproportionate share. We always talked
about renters and when you look at finance, your borrowing money,
(07:39):
or you're looking at stats, you should only pay about
a third of your income towards housing. And Amy said, Oh,
Bill Amy, and how much did you say you paid.
I'm sorry to interrupt you. How much do you pay
as a percentage of your income towards your rent?
Speaker 1 (07:58):
Over half? See?
Speaker 2 (07:59):
And that is unfortunately more more usual than not in
southern California.
Speaker 1 (08:05):
But I want to go to home ownership for a moment.
Speaker 2 (08:08):
Here's a stat The typical household in LA earns about
almost eleven thousand dollars per month, spends more than thirty
five hundred in a housing about thirty two and a
half percent.
Speaker 1 (08:20):
LA monthly housing costs among the highest.
Speaker 2 (08:25):
And so what they've done, the consumer affairs folks, They
have listed California or Southern California as number four in
the nation as opposed to in describing the most unreachable,
unaffordable houses.
Speaker 1 (08:40):
A couple of things.
Speaker 2 (08:41):
Inflation that affects all of us property tax double the
national average. Because there's a million dollar home is nothing
out there today a median in I think we're almost
at a million dollars in median income, and that is
outpacing what the homeowners are earning. Every year, housing costs
(09:01):
increase almost four percent from twenty three to twenty twenty four,
incomes fell by zero point one percent. Houses are getting
more expensive, income is dropping, and that is uh, it's
a real problem. And this is a conversation I have
with Lindsey all the time, and she is very angry
(09:25):
that I'm a baby boomer. Why because I and that's
you that are in the world of baby boom boom osity,
boomiosity that we are. We've taken all the good stuff
pright when we bought for When we first bought houses,
mortgages were low. Houses were two hundred, three hundred thousand dollars.
(09:46):
Today houses are completely out of reach. When I sold
the Persian Palace, and just before I sold it, I
looked at it and we were listing it. Uh it
was I say, I would tell myself I could never
afford to buy this house. Today, there is no way
I could afford to buy this house. And I make
a good living. And how did I have that house?
(10:10):
I bought my first one in my twenties, then I
sold it and bought another one in my thirties, and
then another one in my thirties, and then in my
forties I bought another one and just kept on climbing
that ladder. You can't climb the ladder today because you
can't get on the ladder. I talked to my daughter, Pamela,
(10:30):
and she said, Dad, I'm never going to be able
to afford a house here in southern California.
Speaker 1 (10:34):
Am I Not a chance? Not a chance. Median price
for a home is over a million dollars.
Speaker 2 (10:42):
Where does someone in their twenties or early thirties get,
first of all, two hundred thousand dollars down payment and
then pay six or seven thousand dollars a month in
mortgage payments?
Speaker 1 (10:55):
Can't be done.
Speaker 2 (10:57):
So why as I started this that I say, statistically,
according to Consumer Affairs, we are number four as the
most expensive city for housing.
Speaker 1 (11:09):
Why should we be number one?
Speaker 2 (11:12):
The only reason we're not the most expensive is because
we actually earn more money than in other cities. The
earning gap is bigger. Southern Californians earn a lot of money, however,
relative to the price of housing.
Speaker 1 (11:31):
Well, it's no fun. So I just wanted to make
you feel better.
Speaker 2 (11:35):
So Amy, now that you're paying over fifty percent, I'm
going to suggest you just kill yourself because there's there's
no future for you.
Speaker 1 (11:42):
Well, I already have a house in Oregon. I'm holding
on to that. Yeah, you have to.
Speaker 2 (11:48):
Yeah, just real quickly, I want to ask you this question.
How how big is your house? How many square footage?
How many square feets?
Speaker 1 (11:53):
Eighteen eighteen fifty?
Speaker 2 (11:55):
Okay, eighteen hundred eighteen fifty, which is you know, it's
small on the house front, big on the apartment size.
Speaker 1 (12:02):
But okay, let's say it's a moderately sized home.
Speaker 2 (12:06):
What's your property it's a four bedroom house, yeah, okay,
what's your property tax?
Speaker 1 (12:10):
I have no idea? Wow? That helps? That helps me
at this segment a lot.
Speaker 2 (12:16):
How can you have no idea what your property tax
is on a house you own.
Speaker 1 (12:20):
Because it's all written into the mortgage, so I don't
have to. I just don't even worry about it because
it's just there.
Speaker 2 (12:25):
Okay, But the point is it's affordable. Boy, you didn't
help me at this segment at all, Amy, Sorry, Yeah,
this was not good. I should try that one. Yeah,
that one didn't work at all.
Speaker 1 (12:36):
Okay.
Speaker 2 (12:37):
Moving into politics now, Uh, the midterms are coming up,
and then we look at the presidential because that's obviously
the big one and it's going to be wide open,
maybe unless President Trump wins a third term and the
Constitution is amended.
Speaker 1 (12:53):
So do I think that's going to happen.
Speaker 2 (12:55):
I do not. As a matter of fact, we're gonna
change Hail to the Chief to hail to the Trump Right.
Ain't gonna happen, Okay, I mean people have all kinds
of wishes. Now, what does happen is what happens during
the primaries, right, And which state is first? We often
hear about New Hampshire is the first state in the
(13:18):
Union to have that primary. And it's one little town
in New Hampshire where four people vote, and the influence
that it has for people voting is extraordinary. It's covered
just to a huge extent by the media because that
sets the stage and early early primaries mean that it
(13:45):
looks like we're going to see who the nominee is where.
Quite often, by the time California comes into it, we're
on Super Tuesday, it's already been done, and we really
don't have much influence.
Speaker 1 (13:56):
Forty million people. We're talking about primaries.
Speaker 2 (13:59):
We're talking about candidate for either the Publican ticket or
the Democratic ticket. And there are four states that were
always always there at the front, New Hampshire being one
of them, North Carolina being another one, Iowa being another one.
Speaker 1 (14:15):
Now Iowa is the caucus.
Speaker 2 (14:18):
Now, usually primaries are run basically like general elections.
Speaker 1 (14:23):
Right, you vote in the booth, then there's your primary.
Speaker 2 (14:27):
The Iowa caucuses are fascinating because this goes way way
back historically. And typically you'd have, for example, Republican Party
members who were chosen to elect the primary candidate.
Speaker 1 (14:40):
They would meet in a gymnasium.
Speaker 2 (14:42):
For example, they would all meet in the gymnasium, and
let's say there were four candidates over there. In that
corner is Candidate A, the other corner is candidate B.
And people were milling around and they just went to
those corners and then those votes recounted. That's how they
(15:02):
put a candidate on the ballot in Iowa with the caucuses.
I mean, it is completely crazy. The point is that
you have these states that have relatively low populations have
extraordinary influence on who the candidates are. Why, because they're
early and you can say, oh, boy, Iowa, this candidate
(15:25):
is substantially ahead.
Speaker 1 (15:27):
And here you go.
Speaker 2 (15:28):
Therefore we have a candidate that very well might win
because that candidate is getting all the attention. Well, you
now have the Democratic in this case is the Democratic
National Committee is saying no, it was a disaster last
time with Iowa. So what they are doing instead of
the big four that traditionally have gone first, they need
(15:51):
permission from the Democratic National Committee. The lineup the dates
are allowed by the Democratic National Committee. That's who sets
up the date. And by the way, you know who
owns a Democratic National Committee.
Speaker 1 (16:02):
Who controlled it?
Speaker 2 (16:02):
The president And Joe Biden was the one that was
really pissed off last time around, so he told the DNC,
here's the way it should be done. And the president,
the sitting president, is always in charge of the party
where he or she comes from. And so what is
the DNC doing. They're asking for invitations. Why don't you
(16:24):
apply and see who goes first? Because now there is
a run up. Every state wants to go first because
every state wants to be more influential than the other state.
So you have a little, tiny state, relatively little state,
let's say Iowa, or let's say well in New Hampshire's
ridiculous it has six people in the entire state. Or
(16:46):
you have North Carolina. I mean there's a fair number
of people, but certainly not California. Why do they want
to go first, because quite often if there's a front
runner in those early states, the momentums now, the momentum
now starts swinging and by the time we get to California,
it's sort of all done.
Speaker 1 (17:03):
And frankly, you know, we're a powerful state.
Speaker 2 (17:06):
We should have a lot more say in what happens
than we do, and New Hampshire should have a lot
less say in what they do. You can put excuse me,
you can put all of New Hampshire in well South
Coast Plaza.
Speaker 1 (17:26):
That's it.
Speaker 2 (17:27):
That's their New Hampshire right there, both in terms of
size and in terms of population. And can you imagine
it actually can be argued New Hampshire has more influence
than California does. And then Super Tuesday does it for everybody.
I mean that wraps it all up. Quite often before
Super Tuesday, the nomination has already done. So they're changing
it around. Although I love the idea of the caucus.
(17:49):
You guys who are voting for name candidate here, you
go under the basketball hoop and will count you and
the other ones you go to the exit door or
right next to the exit door, and we'll count you there.
And then they mill around and they change because everybody's
talking you go to your neighbor, go no, no, you
want this guy. So he walks across to the other corner.
(18:10):
It's great fun. Now I love these stories. This one's
about vaccines and the anti vaxxers. And if you've been
listening to this show at all, you know that I'm
not a big anti vaxxers.
Speaker 1 (18:25):
I actually believe in vaccines. I think it's real science. Okay,
So this is the story.
Speaker 2 (18:33):
They came out of Statico, which is online publication, and
it's an interview with doctor Kelly McGuire.
Speaker 1 (18:43):
And most of her career, vaccination she's a vet, was.
Speaker 2 (18:47):
A routine, very unremarkable part of her works, just a
small animal veterinarian, and it was just no big deal.
You take your pet in to get vaccinated, your dog,
you know, you get the raby shot. I mean that's
sort of a given, a matter of fact. I think
it's law. But after the pandemic hit, she was having
really long adversarial discussions and altercations with pet owners about
(19:09):
the safety, the necessity of vaccines, clients accuser of pushing
vaccines so she can make more money, and over the
last several years, the anti vaxx movement has of course exploded,
fueled in part by COVID nine.
Speaker 1 (19:25):
The politicism, the politicis politicization of it.
Speaker 2 (19:29):
And then of course Robert Kennedy, who actually headed a
created an organization to fight vaccines. Well, people are being
vaccinated way less measles have come storming back.
Speaker 1 (19:44):
Vice vaccine mandates are under fire.
Speaker 2 (19:46):
Last month, Floored announced plans to end all vaccine mandates.
By law, any kid can go to school without any
vaccination whatsoever. And so the question now is has it
gone in the world of animals and veterinarians the anti
vaxx movement, yes, it has no question about it now.
(20:12):
There is there's no solid date on vaccination rates and
American pets, so we don't have that information. But there
are some recent studies suggest that there is a big
or bigger share of owners that have concerns about vaccinations.
One Ohio State University veterinarian veterinarian who has studied this
as are we going to start undoing mandates for rabies vaccinations,
(20:35):
which is one hundred percent fatal when a dog has it.
And by the way, when you get bitten by a
dog that has rabies, that's a lot of fun. It
really is okay, so real quickly because I want to
get to this because this one is absolutely more fun
than you can imagine.
Speaker 1 (20:50):
All right.
Speaker 2 (20:50):
Twenty twenty three survey, fifty two percent of pet owners
express some uncertainty about the safety, efficacy importance of pet vaccinations.
Vaccine hesitancy among the veterinary crowd, like the human counterpart
is going up.
Speaker 1 (21:06):
So here is my favorite, my absolute favorite.
Speaker 2 (21:10):
According to this article, some people worry that pets receive
too many vaccination Lindsay does.
Speaker 1 (21:16):
She has a minimum, but she doesn't go all out
like I do.
Speaker 2 (21:21):
And people believe it's better for pets to get immunity
from the disease itself. There's that crowd too, right, You
get the disease and you become immune rabies. How about
this one? You die, boy, that's immunity. Once you're dead,
you're not catching anything anymore. You are completely immune. And now,
(21:42):
my favorite, there's a growing group that express the express
concern that vaccines could lead to cognitive and behavioral changes
in their pets, including, drum roll, please, autism autism in
(22:03):
your dog. Now, I don't know what an autistic dog
looks like. Maybe it looks down at the ground doesn't bark,
doesn't talk. It's not particularly social. But when we've reached
the point that, by.
Speaker 1 (22:18):
The way, autism does not exist in any species other
than humans, I don't know if you're aware of that.
Speaker 2 (22:25):
Cats don't get autism, canaries don't get autism, antelope don't
get autism.
Speaker 1 (22:33):
Ardvarks don't get autism. Humans get autism.
Speaker 2 (22:38):
When you have a movement that says they're concerned about
autism in dogs and cats, you've just reached crazy to
a level that is almost incomprehensible. I mean, this is
crazy with a capital K. I'll tell you that right now.
(22:58):
Boy KF I am six p forty.
Speaker 1 (23:02):
You've been listening to the Bill Handle Show. Catch My
Show Monday through Friday six
Speaker 2 (23:06):
Am to nine am, and anytime on demand on the
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