August 14, 2025 • 21 mins
(August 14, 2025)
Host of ‘How to Money’ Joel Larsgaard joins the show to talk about a new Harvard study finding that where we grow up influences our credit score, Gen Z’s knowledge about credit, Hertz using AI to access car damage, and private assets in retirement accounts. Are you being quiet fired? 5 signs to watch out for at work. The host of ‘Later with Mo Kelly’ joins Bill to talk about Taylor Sheridan’s ‘Landman’ season 2 premiere being announced.
Host of ‘How to Money’ Joel Larsgaard joins the show to talk about a new Harvard study finding that where we grow up influences our credit score, Gen Z’s knowledge about credit, Hertz using AI to access car damage, and private assets in retirement accounts. Are you being quiet fired? 5 signs to watch out for at work. The host of ‘Later with Mo Kelly’ joins Bill to talk about Taylor Sheridan’s ‘Landman’ season 2 premiere being announced.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:08):
KFI AM six forty bill Handle here.
Speaker 3 (00:11):
It is a Thursday, August fourteenth, tomorrow at eight thirty.
It's ask Handle anything where you ask questions, we record
them and it's just fun. The whole purposes to humiliate me.
And during the course of the show from five to
nine you have to do it. During that time you
go with the iHeartRadio app, you click on the bill
(00:31):
handle show up in the right hand corner microphone, and
then you record a question. For example, one of the
questions that I am asked all the time. When you
have Joel lars Guard on Bill, do you understand one
word about what he's talking about? And the answer clearly
is no, no idea.
Speaker 2 (00:53):
Good morning.
Speaker 3 (00:53):
Is that hard to comprehend, Bill, No, it's mine. No, No,
that's not the point. It's my understanding that's hard to
comprehend or gotcha, my comprehension.
Speaker 2 (01:04):
So now this is on me.
Speaker 3 (01:07):
Okay, okay, Joel who is heard every Sunday twelve to
two pm here on KFI and this show is cleverly
entitled how to Money, and the segment that we do
every Thursday cleverly entitled how to Money, and he's at
how to Money, Joel, he says social you know, we're not.
(01:28):
We don't pitch your website, and we should, you know,
we'd money dot com. Yeah, okay, that's easy.
Speaker 2 (01:35):
All right. This is an interesting one.
Speaker 3 (01:39):
There is a Harvard study and this one I want
you to comment on because I'm going WHOA, where we
grow up influences our credit score?
Speaker 2 (01:50):
That's a new one as far as I'm concerned. Explain that.
Speaker 4 (01:54):
Yeah, So, I mean when you kind of dig down
into it, it makes sense. And this study actually studied
twenty five million people and kind of financial habits of
just people across the broad swaths of the country. And
when there's this like old saying, of the five people
you spend the most time with, you kind of become
the average of those people. And this study just kind
(02:17):
of adds more credence to that reality that who you're
rubbing shoulders with, especially in those early years of your life,
is going to have an impact on the kind of
person you become, especially or at least in part, in
how you handle money. So, like your credit score, if
you grow up in a certain location, maybe disadvantage less
(02:37):
access to financial education and you're just rubbing shoulders with
people who don't have as much money as another zip code. Yeah,
you are going to be at a disadvantage and you're
going to end up. There are obviously people who rise
above right and get out of a difficult space. But
there's also truth to the fact that people who grow
(02:57):
up in a certain way or in a certain disadvantage
or adopting habits that they're probably going to take into
the rest of their life for many, many years to come.
Speaker 3 (03:05):
All right, So this is not so much geographical as
it is the people that you hang out with and
where they live.
Speaker 4 (03:15):
Yeah, because there have been other studies shown that if
you bust kids in from let's say, a poorer part
of town, and they go to schools with more middle
class kids, and that just that by doing that, those
kids who maybe bust in and bust out to a
poorer neighborhood every day because they're hanging out with kids
(03:36):
whose parents have different socioeconomic means, who are living life
a little differently, that kind of rubs off on them too.
Speaker 3 (03:43):
Okay, that's understandable. Oh, this is one that I want
to talk to you about, and that is Hurtz's use
of AI to assess car damage. Now, let me tell
you what happened yesterday. Is my car was in the
shop because it was time for servicing. So I had
a loaner car. And here's what happened is just before
(04:07):
I took the loaner car, the service guy went around
and took pictures of the car. And when I brought
it back, he took pictures of the car and compared
the two. Uh, where does AI fit into that? Because
that sure seem simple to me.
Speaker 4 (04:29):
Yeah, So this one's really this was interesting because this
has been like a problem just on a human level
for a long time where you rent a car and
you bring it back and the rental car company says, hey,
look at all these dings and dents on the car
that you that you put you know, that you did
while you were renting it for the last week. And
you're like, wait, no, those are there when I got it.
And then it's, like he said, she said, sort of
(04:50):
situation and you're trying to avoid an extensive bill. And now,
of course technology is enhancing the ability of the rental
car companies to you kind of point fingers at you
and say no, no, we have like evidence from and
there's this company called uv I and they're using these
like they kind of almost like airport scanners when you
(05:10):
walk through as an individual to kind of get scanned
on your way to the airplane through the security line. Well,
these are like for your car. And so they're like documenting.
They're taking all this, all this these this video and assessing, well,
what happened to the car while it was gone and
there and and these things are reading it little dents
and dings that might have been there that a human
would never have pointed out.
Speaker 3 (05:30):
Ah okay, so you're talking about I mean, the pictures
are still taken, but you're talking about the damage being
so small that it really is invisible and it's just
a neat way for the rental car companies to grab
extra money from you.
Speaker 2 (05:44):
Yeah, why not?
Speaker 4 (05:45):
Yeah, So people are getting a bill for hundreds and
hundreds of dollars for someone at one point was quoted
they said it looked like an ant crashed into it. Right,
So they're so minor and this is like so persnickety
and picky that the car companies I think they're at
some point they risk kind of losing loyalty from from
customers because they're just annoying them to death through these
(06:08):
pesky charges. And really it's hard to then prove and
say no, no, that wasn't me. But I always recommend to
people to take walk around the whole rental car. This
is what I did on a recent trip myself. Walk
around the whole rental car with your phone out, take
video of three sixty around it. Focus in on some
of those areas that might become a sticking point from
(06:28):
the rental car company at some point, and be like
that way you'd at least have some video evidence to say, hey,
when I was walking into a lot, here's what it
looked like.
Speaker 2 (06:35):
Don't put that on me.
Speaker 3 (06:37):
Right alway is a couple of state legislators who get
nailed like that, and you're going to see and you're
going to see a law to being passed.
Speaker 2 (06:45):
Now.
Speaker 3 (06:46):
I've always wondered about funerals being so expensive and funeral
directors moving people into really expensive funerals, and I don't
think they're committing fraud. I think they all honestly think
the way to honor your loved one is to spend
a lot of money on the caskets.
Speaker 2 (07:07):
That's the other thing.
Speaker 3 (07:08):
I don't understand. You're a twelve thousand dollars casket. You're
throwing in the ground. You know what is that about.
Wouldn't you think you'd rent a casket and then just
put you in a cardboard back box and.
Speaker 2 (07:20):
Down you go.
Speaker 4 (07:21):
Didn't think we were going to talk about this. But
there are tons of ways to save on funerals, and
you know, a lot of people are opting for cremation
these days. My wife's stepdad just passed away and he
wanted to be cremated, and that's just going to save
a ton of money. You can get caskets at Costco. Bill,
I know you like Costco, so oh, I know, I know.
Speaker 2 (07:40):
The whole story about that. Yes, caskets. You already pre
purchased your casket.
Speaker 3 (07:45):
I'm not my casket. When my dad died, I got
a well. I threatened to buy a casket at Costco
because I went to the funeral home and they tried
to sell me it was a wooden casket. You know,
Jews get buried in very simple wooden caskets, and they
wanted so much money. I looked, I go, you've got
a problem with the decimal point here. He goes, no, No,
(08:05):
that's how much are And so I said, oh, buy it.
I'm gonna bow buy it at Costco. So we match
the price, yeah, Costco and a fraction of the cost
that you bury people in.
Speaker 4 (08:16):
It's also important on this topic to know that there
are like consumers alliances in most states that like funeral
funeral and memorial alliances that will like have prefigured pricing
so you can go there. You can join for like
a nominal fee, and then they'll help you plan and
find places to get cheaper funeral and memorial services.
Speaker 3 (08:37):
Yeah, it's and they'll negotiate more tuaries, negotiate, and people
don't know that you're the most vulnerable moment of your life,
which is why I happen to be a big fan
of prepaid everything. When you're feeling good, you can negotiate
and it's the best thing you can do for your kids.
They make one phone call, one phone call to the
(08:59):
more and say, I have a dead person here who's
starting to rot. And they pick up the dead person
that was with my dad and took them the mortuary
and we buried him, you know, and it was all
it was pre paid. Well, actually the plot was prepaid.
Mine is prepaid. Although go ahead, you're.
Speaker 4 (09:20):
You're right though, just like in that situation when you're
grieving and you're trying to figure out, like you're just
not in the emotional position to hardball play hardball with
the director of a funeral home, and so you have
to have thought about some of these things ahead of time,
maybe done some of that negotiation ahead of time, or
joined the state at your state Funeral Memorial Society so
(09:41):
that you can kind of know what you're getting into
before that sad date comes about.
Speaker 3 (09:46):
Yeah, I did hard negotiation with a mortuary home for
my dad. Really sat down and just just the plot alone.
Speaker 2 (09:55):
When I bought my plot is it was of dollars.
Speaker 4 (10:01):
You know.
Speaker 3 (10:01):
The salesperson, I go, this is three by six feet.
Do you understand how small this is?
Speaker 2 (10:07):
What this is now worth? Five point six million dollars
an acre? The way you're selling this? Oh, that's what
we do. Okay.
Speaker 3 (10:15):
So I went to a really crappy part of the
cemetery and got a great bargain, I did.
Speaker 2 (10:19):
I got there there you go.
Speaker 3 (10:20):
Yeah, yeah, you don't have to be in a good part.
I mean people that are on these little hills and
buy family plots. I mean for hundreds of thousands of dollars.
My god, these people are dead. Do you understand? You
know what this is where we went off on.
Speaker 4 (10:33):
Oh this was fun, So you don't need a great
view when you're dead, right, Yeah, put me in the
back of the cemetery where the cheaper plots are.
Speaker 3 (10:40):
Yeah, for sure. Okay, we're done, Joel. I know we
went off in that direction, so I love the other topics.
We'll move it for next Thursday if we can, because
they're all really good. All right, take care, Joel, Lars
guard Bill goodbye.
Speaker 2 (10:56):
There you go. Ah, quiet fire ring? What is that?
Speaker 3 (11:01):
Well, that's when your boss fires you quietly, right, five
different ways to watch out for a five different side.
Speaker 2 (11:11):
That's exactly right, you're fired.
Speaker 3 (11:13):
That's one way. That's quiet firing. So why do they
want to quiet fire you?
Speaker 2 (11:17):
They want you to quit. And why do they want
you to quit?
Speaker 3 (11:21):
They want you to quit because when you quit, they
don't have to pay workers comp, they don't have to
pay benefits. You're walking out the door. So it's happening
more and more. You start being excluded from meetings that
you once a key member of, or they cut responsibilities,
or they stall promotions, and you know something is wrong.
(11:41):
All of a sudden, responsibilities are being pulled back. Support
you had is being pulled back. Uninvited to meetings, by
the way, that's one of the most that's one of
the biggest signs of quiet firing. And then they shift
responsibility all of a sudden. You're either overloaded with unrealistic
(12:03):
goals or you're handed meaningless projects. You're probably being quietly
fired unreasonable workloads, your support diminishes. Let's say you had
lots of support and all of a sudden it disappears.
You know, for example, here, look at the sport that
(12:25):
I have on this show. I've got Neil, I've got Will,
I've got ann Amy Kono. And how do I know
I'm being quietly fired when all of them don't show
up tomorrow morning.
Speaker 2 (12:38):
Then I'm being.
Speaker 3 (12:39):
Told, hey, why don't you quit? Well, I have a contract,
why don't you quit so you can voluntarily leave?
Speaker 2 (12:50):
And there is no contract.
Speaker 3 (12:52):
Now, quiet firing started big time with the pandemic, and
people came back to work, and all of a sudden,
the corporations realized, you know, we can do a whole
lot more with a whole lot fewer people. And now
(13:13):
quiet firing has really become a thing, and it's going
all over the place. It's happening over and over, on
and on. For example, you're one on ones where I
used to discuss your future at the company.
Speaker 2 (13:29):
Well, here, iHeart same thing.
Speaker 3 (13:31):
Someone comes in and talks about future at the company
and you and your boss starts laughing. Then you know that,
And by the way, that's policy here, always laugh and
anybody walking in and talking about future and promotions. I've
been here for thirty years and I know exactly what's
going on. By the way, you think I'd be fired
(13:54):
by now ripping into iHeart, wouldn't you? Wouldn't you think
I'd get a word from some supervisor? And you know
why I don't, one would hope. Yeah, you know why
I don't. I have never once been told stop ripping
into iHeart. Why would you think that? Exactly because you're
(14:19):
quiet firing me. I'll tell you why. Because defamation. Do
you know what the biggest defense to defamation or libel is.
The biggest defense is the absolute truth. That's what happened
when defamation is sued. So anyway, returning to the office
(14:42):
has been a quiet form of quiet firing. And this
is really good for this one and that is you
have companies like iHeart.
Speaker 2 (14:52):
And this is not a negative saying.
Speaker 3 (14:54):
When it comes to working at home remote working, that's done.
Speaker 2 (15:00):
Amazon did the same thing. I think Google did the same.
Speaker 3 (15:02):
Thing, where people were told, hey, you're coming back five
days a week, and all of a sudden people realized,
you know what, I liked remote work. It's kind of neat.
I got a lot more time. I don't have to
worry about commuting. Do you know how long my commute
is in the morning when I'm here at home and
(15:25):
I work out of the house, and I ask people,
what's your commute?
Speaker 2 (15:28):
Well? Half an hour? Kono? How long is your commute
for example, an hour, an hour, hour and five that's
at three thirty in the morning. That's unbelievable. So when
I go home it's a little longer. I mean, that's unbelievable.
And how long is your commute? Fifteen minutes?
Speaker 3 (15:45):
That's that's wonderful. Will do you have a commute of
any kind? I never asked this before.
Speaker 2 (15:50):
About fifteen coming in and about thirty going home? Okay,
not bad amy a little over ten little see these kono.
Have you heard these?
Speaker 3 (15:59):
To make you feel good of it? Now, I know
you don't. And Neil, your commute.
Speaker 4 (16:06):
When I come in it's nineteen minutes, about thirty to
forty five minutes to get home, and then when i'm
in at home, it's about thirty feet.
Speaker 2 (16:16):
Yeah, it's what I have. I have a thirty foot commute.
That's it. And I roll out of bed.
Speaker 3 (16:24):
I put a shirt on, but underneath the the desk
here I'm either wearing my shorts or if it's very
hot in the summer, i'm not. And it's I'm involved
in what's known as a bell ringer. Just okay, I
(16:47):
think we're done.
Speaker 2 (16:51):
That's Will. I'm just responding to Will.
Speaker 1 (16:53):
I love.
Speaker 2 (16:54):
I love the way he laughs at this stuff. Okay.
Speaker 3 (16:58):
Now, I usually don't talk about television shows that are
streaming because I don't most of them I don't see.
I watch a lot of documentaries and news, et cetera.
But this one I happened to have seen, and that's
land Man. I thought that was and still do, just terrific.
So let's talk about this show. I am right there
(17:21):
with you. It's one of my favorite shows from the
world of Taylor Sheridan if you don't know, he's the
guy behind Yellowstone with Kevin Costner eighteen eighty three, Tim McGraw,
faith Hill Lioness, Zoe Saldana, Danya Tulsa, king Stylvester Sloan
and Mayor of Kingstown Jeremy Renner. Landman is a Stark
is in Stark contrast with the rest of those, And
(17:42):
it's coming out with its second season already. Usually you
don't get two seasons of a show inside of ten months,
but that's what we're getting ready to get. And I'm
not going to give it away for anyone who hasn't
seen it. But there was a major character killed off
in season one. Don't want to tell you who it is,
but that person is being replaced by Sam Elliott, so
his addition to the cast should be fantastic. Let me
(18:08):
ask this, is it going to do they drop all
of the season depending on where the platform is. I've forgotten,
but I love television shows that all the seasons are dropped,
the entire all the episodes are dropped in a season
that makes watching wonderful.
Speaker 1 (18:26):
I'm with you on that, but that's probably not going
to be the case. It's on Paramount Plus, and right
after the merger, there's going to be even more eyes
on this show. Specifically, if it follows what it did
in the first season, you'll have episodes released on Sunday evenings.
Now that doesn't mean that they won't drop maybe two
or three at the very beginning to get you going,
(18:46):
but it's unlikely they'll drop the whole season.
Speaker 3 (18:49):
And this is a good reason why I wait until
the end of the season so I can see the
whole thing in one fell swoop. Now, obviously I have
to wait, But isn't it worth it?
Speaker 2 (19:00):
Certainly is for me. No, it is worth it.
Speaker 1 (19:03):
The problem is trying to sidestep all the landmines of
people revealing spoilers. And you know, in this business, we
have to do our research on any number of subjects,
and we may inadvertently catch a headline that we didn't
want to see about something happening on this show, and
it ruins it. So I try to stay up to
date as much as possible.
Speaker 3 (19:22):
Yeah, okay, so are you going to Well, of course
you're gonna watch it.
Speaker 2 (19:28):
Yeah, no, number sixteenth, I'll be right there.
Speaker 3 (19:30):
All right, and you're going to Unfortunately, you're going to
have to wait for every Sunday, but and I won't,
so we'll talk about that later.
Speaker 1 (19:40):
Mo.
Speaker 3 (19:40):
Tonight at seven o'clock you are on. You have a
good day, See you soon, all right, take care, Moe Kelly.
Now we're out of here. So it's the end of
the show. Tomorrow morning it starts all over again. Wake
up call. And that's with Amy and Will Neil and
I join at six right until now, and of course,
or said the rest of the team, kno who drives
(20:02):
an hour in each way, and we have an Also,
I'm taking phone calls marginal legal advice off the air,
so I go through them very quickly.
Speaker 2 (20:11):
No breaks, no commercials, no weather traffic.
Speaker 3 (20:14):
I'm none of that and no patience on my part,
So as you know, I go through them very quickly
sometimes and I hang up on people a lot. And
the number is eight seven seven five two zero eleven
fifty eight seven seven five two zero eleven fifty, and
that's the number to call in.
Speaker 2 (20:32):
I will answer your usually.
Speaker 3 (20:34):
Ridiculous questions with even more ridiculous answers. Eight seven seven
five to two zero eleven fifty. Coming up, Gary and
Shannon on a Thursday August fourteenth, KFI AM six forty.
Speaker 2 (20:49):
You've been listening to the Bill Handle Show.
Speaker 3 (20:51):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app
You're listening to Bill Handle on demand from KFI AM
six forty.
Speaker 2 (00:08):
KFI AM six forty bill Handle here.
Speaker 3 (00:11):
It is a Thursday, August fourteenth, tomorrow at eight thirty.
It's ask Handle anything where you ask questions, we record
them and it's just fun. The whole purposes to humiliate me.
And during the course of the show from five to
nine you have to do it. During that time you
go with the iHeartRadio app, you click on the bill
(00:31):
handle show up in the right hand corner microphone, and
then you record a question. For example, one of the
questions that I am asked all the time. When you
have Joel lars Guard on Bill, do you understand one
word about what he's talking about? And the answer clearly
is no, no idea.
Speaker 2 (00:53):
Good morning.
Speaker 3 (00:53):
Is that hard to comprehend, Bill, No, it's mine. No, No,
that's not the point. It's my understanding that's hard to
comprehend or gotcha, my comprehension.
Speaker 2 (01:04):
So now this is on me.
Speaker 3 (01:07):
Okay, okay, Joel who is heard every Sunday twelve to
two pm here on KFI and this show is cleverly
entitled how to Money, and the segment that we do
every Thursday cleverly entitled how to Money, and he's at
how to Money, Joel, he says social you know, we're not.
(01:28):
We don't pitch your website, and we should, you know,
we'd money dot com. Yeah, okay, that's easy.
Speaker 2 (01:35):
All right. This is an interesting one.
Speaker 3 (01:39):
There is a Harvard study and this one I want
you to comment on because I'm going WHOA, where we
grow up influences our credit score?
Speaker 2 (01:50):
That's a new one as far as I'm concerned. Explain that.
Speaker 4 (01:54):
Yeah, So, I mean when you kind of dig down
into it, it makes sense. And this study actually studied
twenty five million people and kind of financial habits of
just people across the broad swaths of the country. And
when there's this like old saying, of the five people
you spend the most time with, you kind of become
the average of those people. And this study just kind
(02:17):
of adds more credence to that reality that who you're
rubbing shoulders with, especially in those early years of your life,
is going to have an impact on the kind of
person you become, especially or at least in part, in
how you handle money. So, like your credit score, if
you grow up in a certain location, maybe disadvantage less
(02:37):
access to financial education and you're just rubbing shoulders with
people who don't have as much money as another zip code. Yeah,
you are going to be at a disadvantage and you're
going to end up. There are obviously people who rise
above right and get out of a difficult space. But
there's also truth to the fact that people who grow
(02:57):
up in a certain way or in a certain disadvantage
or adopting habits that they're probably going to take into
the rest of their life for many, many years to come.
Speaker 3 (03:05):
All right, So this is not so much geographical as
it is the people that you hang out with and
where they live.
Speaker 4 (03:15):
Yeah, because there have been other studies shown that if
you bust kids in from let's say, a poorer part
of town, and they go to schools with more middle
class kids, and that just that by doing that, those
kids who maybe bust in and bust out to a
poorer neighborhood every day because they're hanging out with kids
(03:36):
whose parents have different socioeconomic means, who are living life
a little differently, that kind of rubs off on them too.
Speaker 3 (03:43):
Okay, that's understandable. Oh, this is one that I want
to talk to you about, and that is Hurtz's use
of AI to assess car damage. Now, let me tell
you what happened yesterday. Is my car was in the
shop because it was time for servicing. So I had
a loaner car. And here's what happened is just before
(04:07):
I took the loaner car, the service guy went around
and took pictures of the car. And when I brought
it back, he took pictures of the car and compared
the two. Uh, where does AI fit into that? Because
that sure seem simple to me.
Speaker 4 (04:29):
Yeah, So this one's really this was interesting because this
has been like a problem just on a human level
for a long time where you rent a car and
you bring it back and the rental car company says, hey,
look at all these dings and dents on the car
that you that you put you know, that you did
while you were renting it for the last week. And
you're like, wait, no, those are there when I got it.
And then it's, like he said, she said, sort of
(04:50):
situation and you're trying to avoid an extensive bill. And now,
of course technology is enhancing the ability of the rental
car companies to you kind of point fingers at you
and say no, no, we have like evidence from and
there's this company called uv I and they're using these
like they kind of almost like airport scanners when you
(05:10):
walk through as an individual to kind of get scanned
on your way to the airplane through the security line. Well,
these are like for your car. And so they're like documenting.
They're taking all this, all this these this video and assessing, well,
what happened to the car while it was gone and
there and and these things are reading it little dents
and dings that might have been there that a human
would never have pointed out.
Speaker 3 (05:30):
Ah okay, so you're talking about I mean, the pictures
are still taken, but you're talking about the damage being
so small that it really is invisible and it's just
a neat way for the rental car companies to grab
extra money from you.
Speaker 2 (05:44):
Yeah, why not?
Speaker 4 (05:45):
Yeah, So people are getting a bill for hundreds and
hundreds of dollars for someone at one point was quoted
they said it looked like an ant crashed into it. Right,
So they're so minor and this is like so persnickety
and picky that the car companies I think they're at
some point they risk kind of losing loyalty from from
customers because they're just annoying them to death through these
(06:08):
pesky charges. And really it's hard to then prove and
say no, no, that wasn't me. But I always recommend to
people to take walk around the whole rental car. This
is what I did on a recent trip myself. Walk
around the whole rental car with your phone out, take
video of three sixty around it. Focus in on some
of those areas that might become a sticking point from
(06:28):
the rental car company at some point, and be like
that way you'd at least have some video evidence to say, hey,
when I was walking into a lot, here's what it
looked like.
Speaker 2 (06:35):
Don't put that on me.
Speaker 3 (06:37):
Right alway is a couple of state legislators who get
nailed like that, and you're going to see and you're
going to see a law to being passed.
Speaker 2 (06:45):
Now.
Speaker 3 (06:46):
I've always wondered about funerals being so expensive and funeral
directors moving people into really expensive funerals, and I don't
think they're committing fraud. I think they all honestly think
the way to honor your loved one is to spend
a lot of money on the caskets.
Speaker 2 (07:07):
That's the other thing.
Speaker 3 (07:08):
I don't understand. You're a twelve thousand dollars casket. You're
throwing in the ground. You know what is that about.
Wouldn't you think you'd rent a casket and then just
put you in a cardboard back box and.
Speaker 2 (07:20):
Down you go.
Speaker 4 (07:21):
Didn't think we were going to talk about this. But
there are tons of ways to save on funerals, and
you know, a lot of people are opting for cremation
these days. My wife's stepdad just passed away and he
wanted to be cremated, and that's just going to save
a ton of money. You can get caskets at Costco. Bill,
I know you like Costco, so oh, I know, I know.
Speaker 2 (07:40):
The whole story about that. Yes, caskets. You already pre
purchased your casket.
Speaker 3 (07:45):
I'm not my casket. When my dad died, I got
a well. I threatened to buy a casket at Costco
because I went to the funeral home and they tried
to sell me it was a wooden casket. You know,
Jews get buried in very simple wooden caskets, and they
wanted so much money. I looked, I go, you've got
a problem with the decimal point here. He goes, no, No,
(08:05):
that's how much are And so I said, oh, buy it.
I'm gonna bow buy it at Costco. So we match
the price, yeah, Costco and a fraction of the cost
that you bury people in.
Speaker 4 (08:16):
It's also important on this topic to know that there
are like consumers alliances in most states that like funeral
funeral and memorial alliances that will like have prefigured pricing
so you can go there. You can join for like
a nominal fee, and then they'll help you plan and
find places to get cheaper funeral and memorial services.
Speaker 3 (08:37):
Yeah, it's and they'll negotiate more tuaries, negotiate, and people
don't know that you're the most vulnerable moment of your life,
which is why I happen to be a big fan
of prepaid everything. When you're feeling good, you can negotiate
and it's the best thing you can do for your kids.
They make one phone call, one phone call to the
(08:59):
more and say, I have a dead person here who's
starting to rot. And they pick up the dead person
that was with my dad and took them the mortuary
and we buried him, you know, and it was all
it was pre paid. Well, actually the plot was prepaid.
Mine is prepaid. Although go ahead, you're.
Speaker 4 (09:20):
You're right though, just like in that situation when you're
grieving and you're trying to figure out, like you're just
not in the emotional position to hardball play hardball with
the director of a funeral home, and so you have
to have thought about some of these things ahead of time,
maybe done some of that negotiation ahead of time, or
joined the state at your state Funeral Memorial Society so
(09:41):
that you can kind of know what you're getting into
before that sad date comes about.
Speaker 3 (09:46):
Yeah, I did hard negotiation with a mortuary home for
my dad. Really sat down and just just the plot alone.
Speaker 2 (09:55):
When I bought my plot is it was of dollars.
Speaker 4 (10:01):
You know.
Speaker 3 (10:01):
The salesperson, I go, this is three by six feet.
Do you understand how small this is?
Speaker 2 (10:07):
What this is now worth? Five point six million dollars
an acre? The way you're selling this? Oh, that's what
we do. Okay.
Speaker 3 (10:15):
So I went to a really crappy part of the
cemetery and got a great bargain, I did.
Speaker 2 (10:19):
I got there there you go.
Speaker 3 (10:20):
Yeah, yeah, you don't have to be in a good part.
I mean people that are on these little hills and
buy family plots. I mean for hundreds of thousands of dollars.
My god, these people are dead. Do you understand? You
know what this is where we went off on.
Speaker 4 (10:33):
Oh this was fun, So you don't need a great
view when you're dead, right, Yeah, put me in the
back of the cemetery where the cheaper plots are.
Speaker 3 (10:40):
Yeah, for sure. Okay, we're done, Joel. I know we
went off in that direction, so I love the other topics.
We'll move it for next Thursday if we can, because
they're all really good. All right, take care, Joel, Lars
guard Bill goodbye.
Speaker 2 (10:56):
There you go. Ah, quiet fire ring? What is that?
Speaker 3 (11:01):
Well, that's when your boss fires you quietly, right, five
different ways to watch out for a five different side.
Speaker 2 (11:11):
That's exactly right, you're fired.
Speaker 3 (11:13):
That's one way. That's quiet firing. So why do they
want to quiet fire you?
Speaker 2 (11:17):
They want you to quit. And why do they want
you to quit?
Speaker 3 (11:21):
They want you to quit because when you quit, they
don't have to pay workers comp, they don't have to
pay benefits. You're walking out the door. So it's happening
more and more. You start being excluded from meetings that
you once a key member of, or they cut responsibilities,
or they stall promotions, and you know something is wrong.
(11:41):
All of a sudden, responsibilities are being pulled back. Support
you had is being pulled back. Uninvited to meetings, by
the way, that's one of the most that's one of
the biggest signs of quiet firing. And then they shift
responsibility all of a sudden. You're either overloaded with unrealistic
(12:03):
goals or you're handed meaningless projects. You're probably being quietly
fired unreasonable workloads, your support diminishes. Let's say you had
lots of support and all of a sudden it disappears.
You know, for example, here, look at the sport that
(12:25):
I have on this show. I've got Neil, I've got Will,
I've got ann Amy Kono. And how do I know
I'm being quietly fired when all of them don't show
up tomorrow morning.
Speaker 2 (12:38):
Then I'm being.
Speaker 3 (12:39):
Told, hey, why don't you quit? Well, I have a contract,
why don't you quit so you can voluntarily leave?
Speaker 2 (12:50):
And there is no contract.
Speaker 3 (12:52):
Now, quiet firing started big time with the pandemic, and
people came back to work, and all of a sudden,
the corporations realized, you know, we can do a whole
lot more with a whole lot fewer people. And now
(13:13):
quiet firing has really become a thing, and it's going
all over the place. It's happening over and over, on
and on. For example, you're one on ones where I
used to discuss your future at the company.
Speaker 2 (13:29):
Well, here, iHeart same thing.
Speaker 3 (13:31):
Someone comes in and talks about future at the company
and you and your boss starts laughing. Then you know that,
And by the way, that's policy here, always laugh and
anybody walking in and talking about future and promotions. I've
been here for thirty years and I know exactly what's
going on. By the way, you think I'd be fired
(13:54):
by now ripping into iHeart, wouldn't you? Wouldn't you think
I'd get a word from some supervisor? And you know
why I don't, one would hope. Yeah, you know why
I don't. I have never once been told stop ripping
into iHeart. Why would you think that? Exactly because you're
(14:19):
quiet firing me. I'll tell you why. Because defamation. Do
you know what the biggest defense to defamation or libel is.
The biggest defense is the absolute truth. That's what happened
when defamation is sued. So anyway, returning to the office
(14:42):
has been a quiet form of quiet firing. And this
is really good for this one and that is you
have companies like iHeart.
Speaker 2 (14:52):
And this is not a negative saying.
Speaker 3 (14:54):
When it comes to working at home remote working, that's done.
Speaker 2 (15:00):
Amazon did the same thing. I think Google did the same.
Speaker 3 (15:02):
Thing, where people were told, hey, you're coming back five
days a week, and all of a sudden people realized,
you know what, I liked remote work. It's kind of neat.
I got a lot more time. I don't have to
worry about commuting. Do you know how long my commute
is in the morning when I'm here at home and
(15:25):
I work out of the house, and I ask people,
what's your commute?
Speaker 2 (15:28):
Well? Half an hour? Kono? How long is your commute
for example, an hour, an hour, hour and five that's
at three thirty in the morning. That's unbelievable. So when
I go home it's a little longer. I mean, that's unbelievable.
And how long is your commute? Fifteen minutes?
Speaker 3 (15:45):
That's that's wonderful. Will do you have a commute of
any kind? I never asked this before.
Speaker 2 (15:50):
About fifteen coming in and about thirty going home? Okay,
not bad amy a little over ten little see these kono.
Have you heard these?
Speaker 3 (15:59):
To make you feel good of it? Now, I know
you don't. And Neil, your commute.
Speaker 4 (16:06):
When I come in it's nineteen minutes, about thirty to
forty five minutes to get home, and then when i'm
in at home, it's about thirty feet.
Speaker 2 (16:16):
Yeah, it's what I have. I have a thirty foot commute.
That's it. And I roll out of bed.
Speaker 3 (16:24):
I put a shirt on, but underneath the the desk
here I'm either wearing my shorts or if it's very
hot in the summer, i'm not. And it's I'm involved
in what's known as a bell ringer. Just okay, I
(16:47):
think we're done.
Speaker 2 (16:51):
That's Will. I'm just responding to Will.
Speaker 1 (16:53):
I love.
Speaker 2 (16:54):
I love the way he laughs at this stuff. Okay.
Speaker 3 (16:58):
Now, I usually don't talk about television shows that are
streaming because I don't most of them I don't see.
I watch a lot of documentaries and news, et cetera.
But this one I happened to have seen, and that's
land Man. I thought that was and still do, just terrific.
So let's talk about this show. I am right there
(17:21):
with you. It's one of my favorite shows from the
world of Taylor Sheridan if you don't know, he's the
guy behind Yellowstone with Kevin Costner eighteen eighty three, Tim McGraw,
faith Hill Lioness, Zoe Saldana, Danya Tulsa, king Stylvester Sloan
and Mayor of Kingstown Jeremy Renner. Landman is a Stark
is in Stark contrast with the rest of those, And
(17:42):
it's coming out with its second season already. Usually you
don't get two seasons of a show inside of ten months,
but that's what we're getting ready to get. And I'm
not going to give it away for anyone who hasn't
seen it. But there was a major character killed off
in season one. Don't want to tell you who it is,
but that person is being replaced by Sam Elliott, so
his addition to the cast should be fantastic. Let me
(18:08):
ask this, is it going to do they drop all
of the season depending on where the platform is. I've forgotten,
but I love television shows that all the seasons are dropped,
the entire all the episodes are dropped in a season
that makes watching wonderful.
Speaker 1 (18:26):
I'm with you on that, but that's probably not going
to be the case. It's on Paramount Plus, and right
after the merger, there's going to be even more eyes
on this show. Specifically, if it follows what it did
in the first season, you'll have episodes released on Sunday evenings.
Now that doesn't mean that they won't drop maybe two
or three at the very beginning to get you going,
(18:46):
but it's unlikely they'll drop the whole season.
Speaker 3 (18:49):
And this is a good reason why I wait until
the end of the season so I can see the
whole thing in one fell swoop. Now, obviously I have
to wait, But isn't it worth it?
Speaker 2 (19:00):
Certainly is for me. No, it is worth it.
Speaker 1 (19:03):
The problem is trying to sidestep all the landmines of
people revealing spoilers. And you know, in this business, we
have to do our research on any number of subjects,
and we may inadvertently catch a headline that we didn't
want to see about something happening on this show, and
it ruins it. So I try to stay up to
date as much as possible.
Speaker 3 (19:22):
Yeah, okay, so are you going to Well, of course
you're gonna watch it.
Speaker 2 (19:28):
Yeah, no, number sixteenth, I'll be right there.
Speaker 3 (19:30):
All right, and you're going to Unfortunately, you're going to
have to wait for every Sunday, but and I won't,
so we'll talk about that later.
Speaker 1 (19:40):
Mo.
Speaker 3 (19:40):
Tonight at seven o'clock you are on. You have a
good day, See you soon, all right, take care, Moe Kelly.
Now we're out of here. So it's the end of
the show. Tomorrow morning it starts all over again. Wake
up call. And that's with Amy and Will Neil and
I join at six right until now, and of course,
or said the rest of the team, kno who drives
(20:02):
an hour in each way, and we have an Also,
I'm taking phone calls marginal legal advice off the air,
so I go through them very quickly.
Speaker 2 (20:11):
No breaks, no commercials, no weather traffic.
Speaker 3 (20:14):
I'm none of that and no patience on my part,
So as you know, I go through them very quickly
sometimes and I hang up on people a lot. And
the number is eight seven seven five two zero eleven
fifty eight seven seven five two zero eleven fifty, and
that's the number to call in.
Speaker 2 (20:32):
I will answer your usually.
Speaker 3 (20:34):
Ridiculous questions with even more ridiculous answers. Eight seven seven
five to two zero eleven fifty. Coming up, Gary and
Shannon on a Thursday August fourteenth, KFI AM six forty.
Speaker 2 (20:49):
You've been listening to the Bill Handle Show.
Speaker 3 (20:51):
Catch My Show Monday through Friday, six am to nine am,
and anytime on demand on the iHeartRadio app
The Bill Handel Show News
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