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January 5, 2026 31 mins

(January 05, 2026)

California rings in New Year with sweeping new laws. DNA tests are triggering a wave of ‘surprise heirs’ asking for a slice of inheritances.

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Speaker 1 (00:01):
You're listening to Bill Handle on demand from kf I
am six forty.

Speaker 2 (00:07):
Long long. I am six forty bill handle here Monday morning,
January fifth. As we start the year, the big, big
story we are looking at is, of course, what was
happening in Nicholas Maduro, who is being brought now into

(00:29):
the courtroom Federal courthouse where he is going to be
arraigned on charges of what drug trafficking weapons charges and
effectually being a narco terrorist, part and parcel of the
group of people that are sending drugs the United States

(00:51):
and so as you no doubt know unless you live
under a rock, he was captured by the United States
forces on early Saturday morning based on well premise on
the President making that decision, and there was an extraordinary
military achievement, I mean just extraordinary.

Speaker 1 (01:13):
And a movie's going to be made about this.

Speaker 2 (01:15):
This is definitely movie material, okay, and that'll be talked
about a lot.

Speaker 1 (01:21):
So here is we're starting a new year.

Speaker 2 (01:27):
In California and the rest of the world. And what
does that mean in California in terms of our state legislature. Well,
every year California passes between eight hundred and one thousand
new laws, And what I want to do is talk
about some of the big ones that affect us, those
that have true importance in terms of not only socially,

(01:52):
but in terms of how we live in California is
at the forefront of social change, and we're right there.

Speaker 1 (01:59):
Okay, start with health.

Speaker 2 (02:01):
Fertility treatments, which is a huge issue for so many
people because some fifteen percent of the population are infertile.
And so here's a new law that large employer health
plans will be required to cover infertility treatments, which HEAREDO
four was considered just elective.

Speaker 1 (02:23):
Nope, and this.

Speaker 2 (02:24):
Includes in vitro fren and regardless gender identity or gender
sect orientation, where the insurance companies excluded those people. And
that's my wheelhouse where I dealt with that for years.
Cheaper insulin. A lot of people who are diabetics simply
don't have any money and they have to decide do

(02:44):
they take half a hit of insulin and still pay
their rent?

Speaker 1 (02:49):
So cheaper insulin.

Speaker 2 (02:52):
Large group health plans have to cap out of pocket
costs for insulin at thirty five dollars per month. Also,
California will start selling eleven dollars insulin pens through the
state's prescription program kel RX. And that is important. There's

(03:13):
no question that's important because that gets us to a
closer pace to well. Medicare for all is what they
call it, socialized medicine is really what it is.

Speaker 1 (03:24):
Protection for immigrants, no surprise here.

Speaker 2 (03:27):
Healthcare officials are prohibited from disclosing a patient's immigration status
or birthplace, or giving immigration authorities access to non public
spaces in hospitals and clinics without a search warrant. Although
does do the FEDS have the ability to go in there? Yeah,
that's an issue too. Something that we knew is a

(03:50):
mask ban. Law enforcement officers have to display their name
or badge number during operations and are banned from wearing
masks that can seal their identities while on duty, with
some exceptions. And that is a two edged sword. Why
do they wear masks? Well, one argument is because in

(04:12):
today's day and age and facial recognition, it is fairly
easy to take a picture of a comp or a
law enforcement officer, run it through facial a facial recognition program,
an algorithm, and know where that cop lives, where that
enforcement official lives, and literally where their kids go to school.

(04:33):
I mean that can be It can be done. And
on the other side is hey, we have the right
to do that. There are plenty of times when law
enforcement officials do wear masks to protect themselves, and it's
an issue of if you're being arrested, you should have

(04:54):
the ability of know who did it. Two edges for
two edge sword on that one. I'm going through some
of the big big ones. Sexual assault reporting. Now, this
is you think it's already here, but this is reporting
on sexual assault, not the actual sexual assault that happened

(05:18):
to a victim who can go in and sue.

Speaker 1 (05:20):
This is a two year window opening up.

Speaker 2 (05:25):
On January first and expires December thirty one, twenty twenty seven.
And it's against private employers or institutions that engage in
a cover up of sexual exploitation. So it's not the
actual physical exploitation or the assault.

Speaker 1 (05:44):
It's simply.

Speaker 2 (05:47):
Reporting that if you engage in a cover up, well
that's part of the civil civil charge against you that.

Speaker 1 (05:58):
You can be sued.

Speaker 2 (06:00):
There's one on divorce amicable with amicable divorce.

Speaker 1 (06:06):
If a couple wants.

Speaker 2 (06:07):
An amical dissolution of their marriage. And this is a
fun one. This is a handle on the law. Well,
they're going to have an easier, less costly way to
go their separate ways. And that's under a new bill
SB fourteen twenty seven, which passed in twenty twenty four.
And here is why this makes sense. If you're going

(06:27):
to get divorced, if there are issues as to property
or custody, and you still agree with each other, you
have to have a formal divorce decree, a fairly complex
divorce decree that has to be signed by the judge.

Speaker 1 (06:44):
What this bill.

Speaker 2 (06:45):
Does is say, you know what, we're going to let
you make a simple divorce, just file the paperwork. If
everybody agrees and it doesn't matter, you can have a
multi zillion dollar divorce decree. And as long as both
agree to it, then you don't have to go into
that complicated case where all the assets have to be written,

(07:08):
where it gets the paperwork has to be done and
you have to hire an attorney. You've heard those commercials
about simple divorces. You go on the internet and cost
you like four hundred dollars for a divorce. You know
you can do it now in California, which heretofore you
couldn't do.

Speaker 1 (07:27):
Makes a lot of sense. By the way, amical divorce.

Speaker 2 (07:29):
I love that the new bills that have taken into
effect that came into effect January first here in California.
Keeping in mind that California is at the forefront of
social change in the United States. For the most part,
we are known for being liberal. We are known for,

(07:50):
depending on which way you look at it, being the
engine of social change in a positive way, or being
the woke of all time, the woke state of all time.
All right, the plastic bags, this affects every one of us.
You go to the supermarket, no such thing as of
nossing as plastic bags anymore of any kind. And now

(08:11):
we went from the single used plastic bags, which are horrible,
to the recycled plastic bags, which were horrible, and they're
supposed to be recycled.

Speaker 1 (08:21):
They're not recycled.

Speaker 2 (08:23):
And now it's all paper bags, nice thick ones, I
might add, which you can use again, except when you
go to the produce section, you have these really flimsy
bags that are just they fall apart and they're d
they're able to be composable, decompose, and they're not compostable.

(08:46):
Is that what I'm looking for? Plastic bags gone. It's
only paper bags now, which makes sense. Food delivery I
didn't even know this existed. Uber Eat Stoor Dash required
others get a full refund if the order is not
if the order is not delivered. Can you imagine they
still charge for the order if it's not delivered or

(09:07):
they can now Nope, nope, can't do it anymore. Rental
car estimates. The companies are required to provide customers with
a good faith estimate of total charges, including taxes and fees.
If you ever rented a car, the junk fees they
put on the rental is insane. And then they do

(09:29):
a hard sell in terms of additional insurance.

Speaker 1 (09:32):
And there's a whole world to that.

Speaker 2 (09:34):
It's not insurance, it's different, and I'll explain that at
some other point.

Speaker 1 (09:40):
Volume control this. We're involved with this.

Speaker 2 (09:43):
I need Cono to jump into The advertisers will not
be able to air or we won't be able to
air advertisements that are louder than the shows or content.

Speaker 1 (10:00):
This happens all the time. The deal.

Speaker 3 (10:02):
Yeah, I didn't even know that it was going to
be passed as a law. But when you watch like
Hulu or you watch Disney You'll be watching your show
and then all of a sudden, the TV's blaring, and
it's because the ads are on, and then it'll go
back to the volume that you had it.

Speaker 1 (10:17):
Hey, this happens to us too, doesn't it.

Speaker 2 (10:20):
We run commercials hot, don't we.

Speaker 3 (10:24):
I'm gonna not confirm nor deny those accusations.

Speaker 1 (10:29):
It's not your fault. I don't know what you're talking about.
Bill uh. Okay, minimum wage increase.

Speaker 2 (10:36):
You knew that was gonna happen sixteen fifty to sixteen ninety. Oh,
there's a new state holiday. You didn't know about this.
I guarantee you. We have a new state holiday added
to California's official list of state wide holidays. Public schools
can close, state employees can take the day off, and

(10:58):
the name of.

Speaker 1 (10:58):
The holiday is Diwali Dewali.

Speaker 2 (11:04):
It is Diwali, also known as the Festival of Lights,
occurs in late October early November and is celebrated by
members of the Hindu seekh and I think Jayan or Giant.
I don't know how to pronounce that fas and it
symbolizes the victory of light over darkness.

Speaker 1 (11:27):
Okay, new state holiday.

Speaker 2 (11:30):
What happens when we have the Satanists come in and
ask for a Satan or a Satanic holiday, saying, hey,
if they get Dwali, we can get Satanism here.

Speaker 1 (11:42):
Okay, damn right? All right?

Speaker 2 (11:45):
Then you have a few other ones protecting kids from Ai.
There's a lot of AI stuff in there, and less
red tape for restaurants approval process for independent restaurants that
want Toro fit. And that's being steamlined or streamlined because
in fact, it's impossible to open up restaurants. When I

(12:09):
used to live before the Persian Palace, I lived near
downtown in La and I befriended a guy who owned
an Indian restaurant. I love the food, and he all
wanted to open up a second Indian restaurant, and he
couldn't do it because the AQMD, the Air Quality Management
Board or department said put all kinds of limitations on

(12:32):
his tandory oven and he couldn't open. Kind of crazy
it is, Oh lifts and Uber drivers can you unionize
even though they're ten ninety nine employees? Gender neutral bathrooms?
Every school now has to have one directed mission public

(12:53):
high school students who meet the California State University's minimum
eligibility requirements will be automatic admitted to one of the
CSU campuses. I can't even imagine how many people. And
then cell phones in classrooms. July one can prohibit or
limit the use public schools of cell phones by students.

Speaker 1 (13:17):
And in this one we knew it was going to happen.
Immigration raids.

Speaker 2 (13:20):
Federal agents are barred from non public areas of public
schools unless they have a warrant or they have a
court order. There's a bill about anti semitism. A state
Office for Civil Rights will be created to combat anti
Semitism and other forms of discrimination in the schools public schools.

(13:43):
We have an official snake now in California. The Garter
snake is the official stake. Declawing a cat in California
is illegal unless it's medical medically necessary. And a few bills.
That was some of the big ones. I want to
spend a moment talking about bills that are in place

(14:06):
right now in California. Peacocks have the right of way
in the City of Arcadia, straight out Baldwin Park. This
is a fun one. No riding a bicycle in a
swimming pool. I guess they had a problem with that.
That is designed to prevent damage to the bicycles and

(14:26):
the pools.

Speaker 1 (14:27):
Makes sense.

Speaker 2 (14:29):
No washing your car your neighbor's car without permission. Well,
otherwise you get shot, don't you. And it's illegal to
do it.

Speaker 1 (14:39):
LA. You can't wash your neighbor's car without their consent.

Speaker 2 (14:42):
Okay, come on, okay, now what fun One frog jumping contest,
because we do that a lot California. You can't eat
a frog that dies in a frog jumping contest. And
if a frog dies during the competition, not only it
cannot be eaten, it has to be destroyed as soon

(15:03):
as possible. And Will is nodding his head. No cursing
on a mini golf course.

Speaker 1 (15:10):
Okay, what No cursing on the mini golf course.

Speaker 2 (15:13):
Can you imagine who doesn't curse? Yeh, who doesn't curse?
No silly string in Lodye. You know it makes sense
because silly string is kind of gets in the way
and it gunks up, and once you get covered in
silly string, that's no fun. Okay, So that one makes sense.
Here's one that I really like. In San Francisco.

Speaker 1 (15:36):
Elephants have to be on a leash.

Speaker 2 (15:38):
On Market Street. That's a problem. And you can't wipe
your car with used underwear?

Speaker 1 (15:48):
Damn it?

Speaker 2 (15:49):
How dare you say I can't do that? What do
you think I use my underwear for?

Speaker 1 (15:54):
Hey Bill, I have a legal question for you about this. Yes,
so they pass all these laws. How are you supposed
to know that you can't use used underwear to wipe
your car down? I mean, like, who would know that
unless they were listening to your show? How did they
enforce that? Uh? If you're not aware? Yeah, because no
cop knows that law either.

Speaker 2 (16:14):
It's the fact that it's on the books is completely insane.
But I guess somebody passed it someone. Maybe it was
a legislator who threw it on the consent calendar, and
there you go.

Speaker 1 (16:28):
You have it.

Speaker 2 (16:29):
Go figure and San Francisco illegal to transport bread cakes
or pastries for human conception and open baskets on public streets.

Speaker 1 (16:43):
Laws in California. Don't you love it? Okay?

Speaker 2 (16:46):
I want to tell you a story that happened to
me when my kids were like eight years old and
they always wanted a pet, and Marjorie would not let
him have a pet because she never had a pet.
And it takes her a lot of responsibility to have
a pat so she always said no.

Speaker 1 (17:03):
And my daughter.

Speaker 2 (17:03):
Pamela, who is a phenomenal manipulator, I'm driving her around
and she said, Dad, I really want a dog. And
I said, you know you can't have a dog. You
know your mom says no to a dog. And you
know I'm not about to veto it because we have
to be on the same page. And she said, you know,
I don't have any friends and I could tell it.

(17:26):
I could if we had a dog, I could tell
it my secrets and I could have a best friend. Well,
you know, I start crying and she wrapped me around
her little finger. And I come home and say, you
know what, I've decided that we have to have a dog.
And Marjorie said, no dog. And I said, Andy, we
really have to have a dog. And she made it
really clear. She said, here's the bottom line. It's either

(17:48):
me or the dog.

Speaker 1 (17:50):
And I went well.

Speaker 2 (17:52):
She jumps into the car and drives off, and several
hours later, Pamma says to me, g Dad, do we
where's Mom? And I said, I have no idea. Is

(18:13):
she coming home? I said, absolutely, no idea. But we're
still getting the dog, aren't we doesn't matter if Mom
comes home now. I just wanted to share that with
you because it is connected to the inheriting story I'm
about to tell you.

Speaker 1 (18:27):
I just wanted to share that with you.

Speaker 2 (18:29):
And the inherited story is how you leave your kids.
Dogs are not who you leave your assets to. I'm
talking about your will, your trust. And the reason it's
all connected is because DNA tests are now triggering a
whole wave of surprise errors. Whoops, I'm now a cousin

(18:55):
and I'm entitled to a part of the estate. Especially
happens when people don't leave a will and all of
a sudden there's an estranged relative out there that's in line.

Speaker 1 (19:08):
You go, oops, and now you have a contested will.

Speaker 2 (19:12):
All because of the DNA testing kits twenty three and
meters ancestry DNA, et cetera. And it has created a
legal ripple effect leaving some families completely blindsided when there's
a new biological child showing up, or a cousin or
someone that would be in line. And so a lot

(19:33):
of families think, and this is I get these questions
all the time. Unhandle on the law. You think your
estate is planning is airtight. I have a will, I
have a trust. Do I have a problem? I go, yeah,
you might have a problem, you do. The problem is

(19:54):
the DNA tests that proved you can be related to
someone who has money, who has not written an airtight
will or a trust, who has a document that has
holes in it. Okay, one in five Americans have taken
a DNA test, And there was a Wall Street Journal

(20:17):
article out there that says, surprise, airs are popping up
like crazy because of the DNA tests.

Speaker 1 (20:24):
So what are lawyers doing? And I say this on
handle on the law. Usually I have.

Speaker 2 (20:29):
Absolutely no idea what I'm talking about on handling the law.
This one I actually do, because as much as I'd
like to tell you, I'm a great attorney.

Speaker 1 (20:38):
And okay, so what a lawyer should do.

Speaker 2 (20:42):
Why you should go to a lawyer is because maybe
you don't want the money to go to a cousin
you've never exist, that you didn't know existed, or in
a strange child that you haven't talked to in forty years.

Speaker 1 (20:57):
I get those questions all the time. Why is that?

Speaker 2 (21:01):
Because the writer of the will leaves his or her
estate to his or her children. Well, even though I
haven't talked to the family for forty years. Guess what,
I'm still a children, which is why these cases settle

(21:24):
up very quickly, even if the claim is very thin,
and a will contest almost always occurs if there is
huge money and a will is not written, and I
mean air tight and going to an experienced, truly not

(21:45):
only experience, but someone who has seasoned a trust and
a state lawyer that's had the education that you need
in this subspecialty. If you've got serious money, I tell people,
you have to go to one of these people. I
guarantee you there's gonna be a will contest out there,
and you have to make it as air tight as possible.

(22:08):
And I'm gonna explain some of the rules to you
when we get back. Why that's so important and by
the way, it's really important to me, really important. Why
is that because my kids, well, let me put it
this way, on my deathbed, my kids will be there
and they will be tapping their watches saying, come on, dad,
speed this thing up. We've got places to go. And

(22:30):
so I'm very careful. The other thing they don't know,
by the way, and they don't listen to the show.
So it's easy for me to say this I'm disinheriting them,
and they don't know that. As a matter of fact,
it's going to get really tough when I die and
the will is read, all the money I have is

(22:53):
going to the whales, and they know I hate the whales.
That's what I'm going to do to my kids, all right.
I want to continue and finish up with a handle
on the law segment. And this is a question that
I'm asked constantly handle on the law eight t eleven
o'clock Saturday mornings, Marginal Legal Advice, where I tell you

(23:14):
you have no case.

Speaker 1 (23:16):
And this has to do with inheriting.

Speaker 2 (23:21):
And because of the new DNA testing, relatively new that
takes inheritances and wills and trusts and just makes them
infinitely more complicated. Why because they're not written well or
they sometimes are not written specifically to disinherit people.

Speaker 1 (23:42):
And here's the question that I have.

Speaker 2 (23:45):
There is a cousin bill that we had that hasn't
talked to us for forty years.

Speaker 1 (23:49):
I've taken care of my mom.

Speaker 2 (23:51):
I was there every moment, I paid for so much,
and she died and all of a sudden, this cousin
comes in and says, hey, I'm entitled. Why because as
mom left the will said to my children, oops, Which
is why it is so important to have an expert
trust and a state lawyer write up a trust or

(24:13):
write up a will, usually both.

Speaker 1 (24:14):
It's usually to rollover trust. And so.

Speaker 2 (24:19):
I've had questions where people have been screwed like crazy.

Speaker 1 (24:24):
You have to be careful.

Speaker 2 (24:25):
So how do you make sure that someone is inherited
and disinherited? Well, if you don't have a will, you
want to write one right now. And the will has
to clearly state all of the errors. You do not
leave language like descendants. If you want to intentionally exclude people,

(24:50):
even unknown biological kids or people that are not part
of who you intended.

Speaker 1 (24:56):
Gone makes sense?

Speaker 2 (25:02):
Am I disinheriting anybody? Well, I'm disinheriting my children and
they don't know it. As I said, now, one of
the things, and this is a story I want to
share with you that I may have talked about before,
is my daughters and my will or the trust. Actually,
and I happen to be really against tattoos. I am

(25:26):
not a big fan of tattoos. And I let them know.
You get a tattoo, you're out of the will. You're done.
So until they were twenty eight years old, there was
no tattoo. My daughter Barbara's want of tattoos forever, and
I said, oh fine, you're just not going to get
any money, So what do you want to do. I

(25:47):
guarantee you that's going to be the most expensive tattoo
you've ever had. So there was no tattoo in our
lives until she was twenty eight, two years ago. What
I used to do before that is I would hold
up my trust and I would look at them and

(26:10):
tell one or the other I was unhappy with something
that one of my daughters did, if they acted out
or I just was unhappy with the decision they made,
I would hold up the trust and I say, you
know what, I'm leaving all the money to your sister.

Speaker 1 (26:24):
Okay. That got him in line.

Speaker 2 (26:26):
And I would do it with the other sister and go,
you know, I'm leaving money to your sister. I had
him in line perfectly. I mean, there was no issue.
They loved me, they listened to me. It was terrific.
So now Barbara is now at twenty eight, so Dad,
I want a tattoo, and you know what do you do?

Speaker 1 (26:47):
She's an adult. How can I control her life?

Speaker 2 (26:51):
So I said, okay, you can have one small tattoo,
one small little tattoo. Well, there you go. Pandora's box
was opened. She has become so tatted up that she
could be the tattoo lady in the circus. Actually that's

(27:13):
not true, but it opened up the Pandora's box. You know,
we took the genies now oid of the bottle, but
again it was that's how much control I had over them,
literally with my will, because it is air tight, and

(27:33):
I disinherit people who otherwise would have the ability if
it hadn't written a will correctly.

Speaker 1 (27:40):
Might have come in.

Speaker 2 (27:43):
Let's say I had a I had a piccadillo when
I was younger, and all of a sudden, there's a
kid out there that I didn't even know there's a
kid out there, And all of a sudden someone reads
in the paper that I die, and I don't know
what kind of obituary I'm going to get. I guarantee

(28:06):
you that it will not be a paid obituary, because
no one in my family is going to pay money
the three hundred or five hundred dollars to run an obituary.

Speaker 1 (28:15):
In the LA Times.

Speaker 2 (28:16):
So somehow the news goes out that I have died,
and all of a sudden, this child that I never
knew occurred is there, and it's how.

Speaker 1 (28:30):
Do you prove it? It used to.

Speaker 2 (28:32):
Be blood tests, but those are not specific enough. You
could argue all kinds of legal issues, like you should
have put my name on the birth certificate. You knew
about it, you mentioned it, you told people about it,
and that was.

Speaker 1 (28:50):
Kind of flaky.

Speaker 2 (28:51):
Today with DNA tests and they're good on both sides.
They actually prove that someone is related or prove that
someone is not related. So if you are looking at
someone not getting any money.

Speaker 1 (29:09):
Be specific, be specific.

Speaker 2 (29:15):
You want to know contest clause, which if anybody does
come in and contest the will, it's one dollar. You've
heard about that before, and that's it. And then you
have the revocable trust that holds the assets, not the
will itself, and provides a very detailed term for asset distribution,

(29:39):
and the trustee then has the ability to in fact
make decisions depending or follow the terms of the trust.
My trustee is my best friend Saville, who is a
trustee for my trust, and kids don't want him to

(29:59):
do it. Because they are going to He's going to
be rougher than hell on it.

Speaker 1 (30:03):
He really is. All right, guys, enough of that. I
just wanted to share that with you, and it says story.

Speaker 2 (30:09):
They came out, actually came out in Wall Street Journal
about the DNA testing and how that is affecting people
inheriting or not inheriting money. All right, guys, we are
done for our first day back on a Monday, January fifth,
two hundred and fifty something days to go till Christmas.

(30:29):
Of Christmas shopping is here, and tomorrow we come right
back again. Amy and Ann and Will and con O
and Neil is not here this week.

Speaker 1 (30:44):
Not here, Blacker.

Speaker 2 (30:45):
Yeah, and this may be the first time that I
have not made fun of Ann and Cono. That changes
tomorrow when we're back to our regular broadcasting.

Speaker 1 (31:01):
Coming up. It's Gary and Shannon, and we'll see what
they do.

Speaker 2 (31:06):
My guess is you're then gonna talk a moment or
two about the Moduro extraction, the Maduro arrest.

Speaker 1 (31:15):
And it's Gary's birthday. Oh, it is Gary's birthday.

Speaker 2 (31:17):
Oh?

Speaker 1 (31:18):
Okay, do we know how old he is? Does he
share that?

Speaker 2 (31:23):
Because I have no idea because he looks young for
his age. Gary has aged pretty well unless he's thirty five,
then he looks like then he looks like crap for
his age. All my guys, we're done. Coming up Gary
and Shannon Tomorrow morning, we're back again. This is KFI
AM sixty.

Speaker 1 (31:42):
You've been listening to the Bill Handle Show.

Speaker 2 (31:44):
Catch my show Monday through Friday, six am to nine am,
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